Home > The Bank of Ocilla, Georgia > Income and Expense

The Bank of Ocilla, Georgia, Income and Expense

1996-12-31 (YTD Data)		Rank
Total interest income	$2,807,000	8,268
Total interest expense	$1,189,000	8,408
Net interest income	$1,618,000	7,982
Provision for loan and lease losses	$25,000	7,649
Total noninterest income	$250,000	7,576
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$149,000	6,483
Trading account gains and fees	NA	NA
Additional Noninterest Income	$101,000	7,088
Total noninterest expense	$1,212,000	7,954
Salaries and employee benefits	$649,000	7,848
Premises and equipment expense	$141,000	8,264
Additional noninterest expense	$422,000	7,699
Pre-tax net operating income	$631,000	7,272
Securities gains (losses)	$0	4,148
Applicable income taxes	$172,000	7,559
Income before extraordinary items	$459,000	7,174
Extraordinary gains, net	$0	53
Net income	$459,000	7,177
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$31,000	6,098
Cash dividends	$243,000	5,043
Sale, conversion, retirement of capital stock, net	$0	953
Net operating income	$459,000	7,124
1995-12-31 (YTD Data)		Rank
Total interest income	$2,733,000	8,590
Total interest expense	$1,144,000	8,778
Net interest income	$1,589,000	8,281
Provision for loan and lease losses	$10,000	8,319
Total noninterest income	$215,000	8,205
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$133,000	7,028
Trading account gains and fees	NA	NA
Additional Noninterest Income	$82,000	7,878
Total noninterest expense	$1,199,000	8,211
Salaries and employee benefits	$624,000	8,218
Premises and equipment expense	$149,000	8,299
Additional noninterest expense	$426,000	7,943
Pre-tax net operating income	$595,000	7,892
Securities gains (losses)	$4,000	2,936
Applicable income taxes	$128,000	8,661
Income before extraordinary items	$471,000	7,473
Extraordinary gains, net	$0	65
Net income	$471,000	7,473
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-3,000	10,150
Cash dividends	$251,000	4,942
Sale, conversion, retirement of capital stock, net	$0	809
Net operating income	$467,840	7,466
1994-12-31 (YTD Data)		Rank
Total interest income	$2,460,000	8,975
Total interest expense	$933,000	8,980
Net interest income	$1,527,000	8,808
Provision for loan and lease losses	$30,000	7,083
Total noninterest income	$196,000	8,796
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$138,000	7,171
Trading account gains and fees	NA	NA
Additional Noninterest Income	$58,000	9,194
Total noninterest expense	$1,169,000	8,727
Salaries and employee benefits	$619,000	8,491
Premises and equipment expense	$144,000	8,713
Additional noninterest expense	$406,000	8,774
Pre-tax net operating income	$524,000	8,486
Securities gains (losses)	$6,000	2,522
Applicable income taxes	$108,000	9,171
Income before extraordinary items	$422,000	7,970
Extraordinary gains, net	$0	249
Net income	$422,000	7,979
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$12,000	7,270
Cash dividends	$181,000	5,700
Sale, conversion, retirement of capital stock, net	$0	1,160
Net operating income	$417,200	8,067
1993-12-31 (YTD Data)		Rank
Total interest income	$2,412,000	9,371
Total interest expense	$932,000	9,414
Net interest income	$1,480,000	9,179
Provision for loan and lease losses	$61,000	6,929
Total noninterest income	$221,000	8,836
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$152,000	7,042
Trading account gains and fees	NA	NA
Additional Noninterest Income	$69,000	9,126
Total noninterest expense	$1,147,000	9,120
Salaries and employee benefits	$595,000	8,840
Premises and equipment expense	$134,000	9,351
Additional noninterest expense	$418,000	9,057
Pre-tax net operating income	$493,000	8,703
Securities gains (losses)	$1,000	7,052
Applicable income taxes	$89,000	10,008
Income before extraordinary items	$405,000	8,374
Extraordinary gains, net	$0	3,149
Net income	$405,000	8,535
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$26,000	7,294
Cash dividends	$184,000	5,650
Sale, conversion, retirement of capital stock, net	$0	1,223
Net operating income	$404,180	8,110
1992-12-31 (YTD Data)		Rank
Total interest income	$2,545,000	9,820
Total interest expense	$1,151,000	9,788
Net interest income	$1,394,000	9,639
Provision for loan and lease losses	$55,000	8,828
Total noninterest income	$205,000	9,315
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$141,000	7,358
Trading account gains and fees	NA	NA
Additional Noninterest Income	$64,000	9,594
Total noninterest expense	$1,097,000	9,523
Salaries and employee benefits	$553,000	9,251
Premises and equipment expense	$131,000	9,652
Additional noninterest expense	$413,000	9,411
Pre-tax net operating income	$447,000	8,833
Securities gains (losses)	$1,000	7,986
Applicable income taxes	$93,000	10,093
Income before extraordinary items	$355,000	8,666
Extraordinary gains, net	$184,000	462
Net income	$539,000	7,100
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-10,000	12,801
Cash dividends	$161,000	5,593
Sale, conversion, retirement of capital stock, net	$0	1,165
Net operating income	$354,210	8,309

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.