Home > The Bank of Oceana > Income and Expense
The Bank of Oceana, Income and Expense
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $3,045,000 | 8,261 |
| Total interest expense | $1,313,000 | 7,823 |
| Net interest income | $1,732,000 | 8,412 |
| Provision for loan and lease losses | $55,000 | 7,245 |
| Total noninterest income | $247,000 | 8,407 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $193,000 | 6,095 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $54,000 | 9,868 |
| Total noninterest expense | $1,444,000 | 8,029 |
| Salaries and employee benefits | $555,000 | 9,172 |
| Premises and equipment expense | $187,000 | 7,960 |
| Additional noninterest expense | $702,000 | 6,538 |
| Pre-tax net operating income | $480,000 | 8,782 |
| Securities gains (losses) | $8,000 | 5,699 |
| Applicable income taxes | $94,000 | 9,895 |
| Income before extraordinary items | $394,000 | 8,491 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $394,000 | 8,650 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-15,000 | 11,961 |
| Cash dividends | $360,000 | 3,906 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $387,520 | 8,300 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $3,187,000 | 8,657 |
| Total interest expense | $1,479,000 | 8,572 |
| Net interest income | $1,708,000 | 8,622 |
| Provision for loan and lease losses | $120,000 | 6,707 |
| Total noninterest income | $203,000 | 9,360 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $155,000 | 6,978 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $48,000 | 10,527 |
| Total noninterest expense | $1,527,000 | 7,813 |
| Salaries and employee benefits | $545,000 | 9,320 |
| Premises and equipment expense | $188,000 | 8,127 |
| Additional noninterest expense | $794,000 | 6,105 |
| Pre-tax net operating income | $264,000 | 10,482 |
| Securities gains (losses) | $131,000 | 2,589 |
| Applicable income taxes | $118,000 | 9,428 |
| Income before extraordinary items | $277,000 | 9,589 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $277,000 | 9,726 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $90,000 | 6,172 |
| Cash dividends | $300,000 | 3,979 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $185,300 | 10,462 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.