Home > The Bank of Northern Michigan > Net Charge- offs 1- 4 Family Residential
The Bank of Northern Michigan, Net Charge- offs 1- 4 Family Residential
| 2015-09-30 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $31,000 | 1,823 |
| Loans secured by 1-4 family senior liens - net charge-offs | $35,000 | 1,502 |
| Loans secured by 1-4 family junior liens - net charge-offs | $-4,000 | 5,697 |
| Home equity lines of credit - net charge-offs | $0 | 834 |
| 2015-06-30 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $31,000 | 1,515 |
| Loans secured by 1-4 family senior liens - net charge-offs | $35,000 | 1,202 |
| Loans secured by 1-4 family junior liens - net charge-offs | $-4,000 | 5,856 |
| Home equity lines of credit - net charge-offs | $0 | 713 |
| 2015-03-31 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $33,000 | 962 |
| Loans secured by 1-4 family senior liens - net charge-offs | $37,000 | 734 |
| Loans secured by 1-4 family junior liens - net charge-offs | $-4,000 | 6,109 |
| Home equity lines of credit - net charge-offs | $0 | 482 |
| 2014-12-31 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $-84,000 | 6,368 |
| Loans secured by 1-4 family senior liens - net charge-offs | $-49,000 | 6,355 |
| Loans secured by 1-4 family junior liens - net charge-offs | $-35,000 | 6,362 |
| Home equity lines of credit - net charge-offs | $0 | 1,151 |
| 2014-09-30 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $-79,000 | 6,453 |
| Loans secured by 1-4 family senior liens - net charge-offs | $-46,000 | 6,431 |
| Loans secured by 1-4 family junior liens - net charge-offs | $-33,000 | 6,465 |
| Home equity lines of credit - net charge-offs | $0 | 1,032 |
| 2014-06-30 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $-51,000 | 6,513 |
| Loans secured by 1-4 family senior liens - net charge-offs | $-43,000 | 6,529 |
| Loans secured by 1-4 family junior liens - net charge-offs | $-8,000 | 6,373 |
| Home equity lines of credit - net charge-offs | $0 | 860 |
| 2014-03-31 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $-22,000 | 6,523 |
| Loans secured by 1-4 family senior liens - net charge-offs | $-16,000 | 6,524 |
| Loans secured by 1-4 family junior liens - net charge-offs | $-6,000 | 6,514 |
| Home equity lines of credit - net charge-offs | $0 | 602 |
| 2013-12-31 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $93,000 | 2,197 |
| Loans secured by 1-4 family senior liens - net charge-offs | $39,000 | 2,592 |
| Loans secured by 1-4 family junior liens - net charge-offs | $54,000 | 730 |
| Home equity lines of credit - net charge-offs | $0 | 1,424 |
| 2013-09-30 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $20,000 | 3,026 |
| Loans secured by 1-4 family senior liens - net charge-offs | $-7,000 | 6,463 |
| Loans secured by 1-4 family junior liens - net charge-offs | $27,000 | 844 |
| Home equity lines of credit - net charge-offs | $0 | 1,266 |
| 2013-06-30 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $51,000 | 1,981 |
| Loans secured by 1-4 family senior liens - net charge-offs | $23,000 | 2,205 |
| Loans secured by 1-4 family junior liens - net charge-offs | $28,000 | 673 |
| Home equity lines of credit - net charge-offs | $0 | 1,080 |
| 2013-03-31 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $52,000 | 1,353 |
| Loans secured by 1-4 family senior liens - net charge-offs | $23,000 | 1,522 |
| Loans secured by 1-4 family junior liens - net charge-offs | $29,000 | 457 |
| Home equity lines of credit - net charge-offs | $0 | 768 |
| 2012-12-31 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $196,000 | 1,990 |
| Loans secured by 1-4 family senior liens - net charge-offs | $41,000 | 3,019 |
| Loans secured by 1-4 family junior liens - net charge-offs | $-53,000 | 7,038 |
| Home equity lines of credit - net charge-offs | $208,000 | 568 |
| 2012-09-30 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $194,000 | 1,686 |
| Loans secured by 1-4 family senior liens - net charge-offs | $25,000 | 2,999 |
| Loans secured by 1-4 family junior liens - net charge-offs | $-39,000 | 7,126 |
| Home equity lines of credit - net charge-offs | $208,000 | 469 |
| 2012-06-30 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $180,000 | 1,374 |
| Loans secured by 1-4 family senior liens - net charge-offs | $26,000 | 2,540 |
| Loans secured by 1-4 family junior liens - net charge-offs | $-28,000 | 7,169 |
| Home equity lines of credit - net charge-offs | $182,000 | 395 |
| 2012-03-31 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $81,000 | 1,408 |
| Loans secured by 1-4 family senior liens - net charge-offs | $-6,000 | 7,041 |
| Loans secured by 1-4 family junior liens - net charge-offs | $6,000 | 888 |
| Home equity lines of credit - net charge-offs | $81,000 | 431 |
| 2011-12-31 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $165,000 | 2,475 |
| Loans secured by 1-4 family senior liens - net charge-offs | $65,000 | 2,897 |
| Loans secured by 1-4 family junior liens - net charge-offs | $31,000 | 1,579 |
| Home equity lines of credit - net charge-offs | $69,000 | 1,163 |
| 2011-09-30 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $130,000 | 2,300 |
| Loans secured by 1-4 family senior liens - net charge-offs | $47,000 | 2,764 |
| Loans secured by 1-4 family junior liens - net charge-offs | $64,000 | 963 |
| Home equity lines of credit - net charge-offs | $19,000 | 1,423 |
| 2011-06-30 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $64,000 | 2,477 |
| Loans secured by 1-4 family senior liens - net charge-offs | $-7,000 | 7,268 |
| Loans secured by 1-4 family junior liens - net charge-offs | $66,000 | 733 |
| Home equity lines of credit - net charge-offs | $5,000 | 1,377 |
| 2011-03-31 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $18,000 | 2,440 |
| Loans secured by 1-4 family senior liens - net charge-offs | $-3,000 | 7,241 |
| Loans secured by 1-4 family junior liens - net charge-offs | $21,000 | 794 |
| Home equity lines of credit - net charge-offs | $0 | 1,031 |
| 2010-12-31 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $652,000 | 1,197 |
| Loans secured by 1-4 family senior liens - net charge-offs | $94,000 | 2,602 |
| Loans secured by 1-4 family junior liens - net charge-offs | $426,000 | 375 |
| Home equity lines of credit - net charge-offs | $132,000 | 930 |
| 2010-09-30 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $573,000 | 1,022 |
| Loans secured by 1-4 family senior liens - net charge-offs | $52,000 | 2,659 |
| Loans secured by 1-4 family junior liens - net charge-offs | $422,000 | 288 |
| Home equity lines of credit - net charge-offs | $99,000 | 872 |
| 2010-06-30 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $556,000 | 773 |
| Loans secured by 1-4 family senior liens - net charge-offs | $59,000 | 2,027 |
| Loans secured by 1-4 family junior liens - net charge-offs | $398,000 | 212 |
| Home equity lines of credit - net charge-offs | $99,000 | 674 |
| 2010-03-31 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $494,000 | 501 |
| Loans secured by 1-4 family senior liens - net charge-offs | $47,000 | 1,481 |
| Loans secured by 1-4 family junior liens - net charge-offs | $398,000 | 139 |
| Home equity lines of credit - net charge-offs | $49,000 | 616 |
| 2009-12-31 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $332,000 | 1,749 |
| Loans secured by 1-4 family senior liens - net charge-offs | $181,000 | 1,785 |
| Loans secured by 1-4 family junior liens - net charge-offs | $119,000 | 993 |
| Home equity lines of credit - net charge-offs | $32,000 | 1,462 |
| 2009-09-30 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $316,000 | 1,361 |
| Loans secured by 1-4 family senior liens - net charge-offs | $165,000 | 1,422 |
| Loans secured by 1-4 family junior liens - net charge-offs | $119,000 | 720 |
| Home equity lines of credit - net charge-offs | $32,000 | 1,194 |
| 2009-06-30 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $148,000 | 1,502 |
| Loans secured by 1-4 family senior liens - net charge-offs | $49,000 | 1,861 |
| Loans secured by 1-4 family junior liens - net charge-offs | $99,000 | 572 |
| Home equity lines of credit - net charge-offs | $0 | 1,296 |
| 2009-03-31 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $-7,000 | 8,068 |
| Loans secured by 1-4 family senior liens - net charge-offs | $-7,000 | 8,096 |
| Loans secured by 1-4 family junior liens - net charge-offs | $0 | 900 |
| Home equity lines of credit - net charge-offs | $0 | 833 |
| 2008-12-31 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $85,000 | 2,085 |
| Loans secured by 1-4 family senior liens - net charge-offs | $85,000 | 1,581 |
| Loans secured by 1-4 family junior liens - net charge-offs | $0 | 1,716 |
| Home equity lines of credit - net charge-offs | $0 | 1,412 |
| 2008-09-30 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $92,000 | 1,441 |
| Loans secured by 1-4 family senior liens - net charge-offs | $92,000 | 1,016 |
| Loans secured by 1-4 family junior liens - net charge-offs | $0 | 1,335 |
| Home equity lines of credit - net charge-offs | $0 | 1,117 |
| 2008-06-30 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $64,000 | 1,251 |
| Loans secured by 1-4 family senior liens - net charge-offs | $64,000 | 865 |
| Loans secured by 1-4 family junior liens - net charge-offs | $0 | 991 |
| Home equity lines of credit - net charge-offs | $0 | 894 |
| 2008-03-31 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $65,000 | 730 |
| Loans secured by 1-4 family senior liens - net charge-offs | $65,000 | 474 |
| Loans secured by 1-4 family junior liens - net charge-offs | $0 | 621 |
| Home equity lines of credit - net charge-offs | $0 | 567 |
| 2007-12-31 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $141,000 | 896 |
| Loans secured by 1-4 family senior liens - net charge-offs | $125,000 | 662 |
| Loans secured by 1-4 family junior liens - net charge-offs | $16,000 | 845 |
| Home equity lines of credit - net charge-offs | $0 | 959 |
| 2007-09-30 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $108,000 | 686 |
| Loans secured by 1-4 family senior liens - net charge-offs | $94,000 | 538 |
| Loans secured by 1-4 family junior liens - net charge-offs | $14,000 | 631 |
| Home equity lines of credit - net charge-offs | $0 | 736 |
| 2007-06-30 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $108,000 | 506 |
| Loans secured by 1-4 family senior liens - net charge-offs | $94,000 | 374 |
| Loans secured by 1-4 family junior liens - net charge-offs | $14,000 | 451 |
| Home equity lines of credit - net charge-offs | $0 | 554 |
| 2007-03-31 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $108,000 | 289 |
| Loans secured by 1-4 family senior liens - net charge-offs | $94,000 | 209 |
| Loans secured by 1-4 family junior liens - net charge-offs | $14,000 | 285 |
| Home equity lines of credit - net charge-offs | $0 | 379 |
| 2006-12-31 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $57,000 | 1,116 |
| Loans secured by 1-4 family senior liens - net charge-offs | $57,000 | 828 |
| Loans secured by 1-4 family junior liens - net charge-offs | $0 | 896 |
| Home equity lines of credit - net charge-offs | $0 | 727 |
| 2006-09-30 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $0 | 2,436 |
| Loans secured by 1-4 family senior liens - net charge-offs | $0 | 2,020 |
| Loans secured by 1-4 family junior liens - net charge-offs | $0 | 693 |
| Home equity lines of credit - net charge-offs | $0 | 565 |
| 2006-06-30 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $0 | 2,021 |
| Loans secured by 1-4 family senior liens - net charge-offs | $0 | 1,673 |
| Loans secured by 1-4 family junior liens - net charge-offs | $0 | 570 |
| Home equity lines of credit - net charge-offs | $0 | 440 |
| 2006-03-31 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $0 | 1,349 |
| Loans secured by 1-4 family senior liens - net charge-offs | $0 | 1,084 |
| Loans secured by 1-4 family junior liens - net charge-offs | $0 | 373 |
| Home equity lines of credit - net charge-offs | $0 | 319 |
| 2005-12-31 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $0 | 3,059 |
| Loans secured by 1-4 family senior liens - net charge-offs | $0 | 2,550 |
| Loans secured by 1-4 family junior liens - net charge-offs | $0 | 951 |
| Home equity lines of credit - net charge-offs | $0 | 707 |
| 2005-09-30 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $0 | 2,617 |
| Loans secured by 1-4 family senior liens - net charge-offs | $0 | 2,162 |
| Loans secured by 1-4 family junior liens - net charge-offs | $0 | 785 |
| Home equity lines of credit - net charge-offs | $0 | 589 |
| 2005-06-30 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $0 | 2,147 |
| Loans secured by 1-4 family senior liens - net charge-offs | $0 | 1,742 |
| Loans secured by 1-4 family junior liens - net charge-offs | $0 | 613 |
| Home equity lines of credit - net charge-offs | $0 | 467 |
| 2005-03-31 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $0 | 1,540 |
| Loans secured by 1-4 family senior liens - net charge-offs | $0 | 1,179 |
| Loans secured by 1-4 family junior liens - net charge-offs | $0 | 438 |
| Home equity lines of credit - net charge-offs | $0 | 354 |
| 2004-12-31 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $10,000 | 2,471 |
| Loans secured by 1-4 family senior liens - net charge-offs | $0 | 2,708 |
| Loans secured by 1-4 family junior liens - net charge-offs | $0 | 1,053 |
| Home equity lines of credit - net charge-offs | $10,000 | 518 |
| 2004-09-30 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $0 | 2,765 |
| Loans secured by 1-4 family senior liens - net charge-offs | $0 | 2,271 |
| Loans secured by 1-4 family junior liens - net charge-offs | $0 | 878 |
| Home equity lines of credit - net charge-offs | $0 | 580 |
| 2004-06-30 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $0 | 2,286 |
| Loans secured by 1-4 family senior liens - net charge-offs | $0 | 1,846 |
| Loans secured by 1-4 family junior liens - net charge-offs | $0 | 726 |
| Home equity lines of credit - net charge-offs | $0 | 454 |
| 2004-03-31 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $0 | 1,591 |
| Loans secured by 1-4 family senior liens - net charge-offs | $0 | 1,270 |
| Loans secured by 1-4 family junior liens - net charge-offs | $0 | 457 |
| Home equity lines of credit - net charge-offs | $0 | 305 |
| 2003-12-31 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $0 | 3,467 |
| Loans secured by 1-4 family senior liens - net charge-offs | $0 | 2,575 |
| Loans secured by 1-4 family junior liens - net charge-offs | $0 | 1,038 |
| Home equity lines of credit - net charge-offs | $0 | 664 |
| 2003-09-30 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $0 | 2,919 |
| Loans secured by 1-4 family senior liens - net charge-offs | $0 | 2,126 |
| Loans secured by 1-4 family junior liens - net charge-offs | $0 | 877 |
| Home equity lines of credit - net charge-offs | $0 | 538 |
| 2003-06-30 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $0 | 2,402 |
| Loans secured by 1-4 family senior liens - net charge-offs | $0 | 1,732 |
| Loans secured by 1-4 family junior liens - net charge-offs | $0 | 676 |
| Home equity lines of credit - net charge-offs | $0 | 433 |
| 2003-03-31 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $0 | 1,648 |
| Loans secured by 1-4 family senior liens - net charge-offs | $0 | 1,120 |
| Loans secured by 1-4 family junior liens - net charge-offs | $0 | 447 |
| Home equity lines of credit - net charge-offs | $0 | 284 |
| 2002-12-31 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $0 | 3,443 |
| Loans secured by 1-4 family senior liens - net charge-offs | $0 | 2,547 |
| Loans secured by 1-4 family junior liens - net charge-offs | $0 | 994 |
| Home equity lines of credit - net charge-offs | $0 | 629 |
| 2001-12-31 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $0 | 3,307 |
| Loans secured by 1-4 family senior liens - net charge-offs | NA | NA |
| Loans secured by 1-4 family junior liens - net charge-offs | NA | NA |
| Home equity lines of credit - net charge-offs | $0 | 612 |
| 2000-12-31 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $0 | 2,988 |
| Loans secured by 1-4 family senior liens - net charge-offs | NA | NA |
| Loans secured by 1-4 family junior liens - net charge-offs | NA | NA |
| Home equity lines of credit - net charge-offs | $0 | 550 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.