Home > The Bank of Northern Michigan > Assets and Liabilities
The Bank of Northern Michigan, Assets and Liabilities
| 2015-09-30 | Rank | |
| # of Employees: | 40 | 3,212 |
| Assets and Liabilities | ||
| Total Assets: | $416,219,000 | 1,627 |
| Cash and due from depository institutions | $10,710,000 | 3,212 |
| Interest-bearing balances | $1,650,000 | 5,090 |
| Securities | $27,735,000 | 3,558 |
| Federal funds sold & reverse repurchase agreements | $23,300,000 | 134 |
| Net loans & leases | $295,036,000 | 1,511 |
| Loan loss allowance | $0 | 6,212 |
| Trading account assets | $0 | 246 |
| Bank premises and fixed assets | $2,534,000 | 3,318 |
| Other real estate owned | $16,000 | 3,212 |
| Goodwill and other intangibles | $33,163,000 | 265 |
| All other assets | $23,725,000 | 895 |
| Life insurance assets | $8,135,000 | 1,079 |
| Total liabilities and capital | $416,219,000 | 1,627 |
| Total liabilities | $350,132,000 | 1,711 |
| Total deposits | $304,759,000 | 1,818 |
| Interest-bearing deposits | $258,103,000 | 1,721 |
| Deposits held in domestic offices | $304,759,000 | 1,818 |
| % insured | 68.17% | 5,460 |
| Federal funds purchased & repurchase agreements | $13,282,000 | 665 |
| Trading liabilities | $0 | 169 |
| Other borrowed funds | $28,127,000 | 934 |
| Subordinated debt | $0 | 120 |
| All other liabilities | $3,964,000 | 1,273 |
| Total equity capital | $66,087,000 | 1,180 |
| Total bank equity capital | $66,087,000 | 1,178 |
| Perpetual preferred stock | $0 | 149 |
| Common stock | $3,350,000 | 954 |
| Surplus | $57,914,000 | 622 |
| Undivided profits | $4,823,000 | 4,307 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 144 |
| Memoranda | ||
| Noncurrent loans and leases | $333,000 | 4,323 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 892 |
| Income earned, not collected on loans | $948,000 | 2,815 |
| Earning assets | $347,721,000 | 1,779 |
| Long-term assets (5+ years) | $69,971,000 | 2,590 |
| Average Assets, year-to-date | $406,169,250 | 1,636 |
| Average Assets, quarterly | $410,790,500 | 1,637 |
| Volatile liabilities | $28,061,000 | 1,589 |
| Insider loans | $11,509,000 | 521 |
| FHLB advances | $28,127,000 | 894 |
| Loans and leases held for sale | $0 | 1,915 |
| Unused loan commitments | $120,172,000 | 835 |
| Tier 1 (core) risk-based capital | $34,748,000 | 2,036 |
| Tier 2 risk-based capital | $176,000 | 5,895 |
| Total risk weighted assets | $320,909,000 | 1,478 |
| Total unused commitments | $120,172,000 | 835 |
| Derivatives | $0 | 1,421 |
| 2015-06-30 | Rank | |
| # of Employees: | 40 | 3,235 |
| Assets and Liabilities | ||
| Total Assets: | $405,362,000 | 1,665 |
| Cash and due from depository institutions | $14,744,000 | 3,235 |
| Interest-bearing balances | $5,977,000 | 3,502 |
| Securities | $29,782,000 | 3,496 |
| Federal funds sold & reverse repurchase agreements | $0 | 2,585 |
| Net loans & leases | $303,027,000 | 1,483 |
| Loan loss allowance | $0 | 6,289 |
| Trading account assets | $0 | 255 |
| Bank premises and fixed assets | $4,489,000 | 2,364 |
| Other real estate owned | $16,000 | 3,235 |
| Goodwill and other intangibles | $32,090,000 | 266 |
| All other assets | $21,214,000 | 980 |
| Life insurance assets | $8,085,000 | 1,075 |
| Total liabilities and capital | $405,362,000 | 1,665 |
| Total liabilities | $342,344,000 | 1,755 |
| Total deposits | $297,276,000 | 1,878 |
| Interest-bearing deposits | $251,199,000 | 1,767 |
| Deposits held in domestic offices | $297,276,000 | 1,877 |
| % insured | 72.77% | 5,196 |
| Federal funds purchased & repurchase agreements | $13,336,000 | 664 |
| Trading liabilities | $0 | 167 |
| Other borrowed funds | $28,138,000 | 968 |
| Subordinated debt | $0 | 123 |
| All other liabilities | $3,594,000 | 1,304 |
| Total equity capital | $63,018,000 | 1,223 |
| Total bank equity capital | $63,018,000 | 1,221 |
| Perpetual preferred stock | $0 | 164 |
| Common stock | $3,350,000 | 969 |
| Surplus | $55,914,000 | 647 |
| Undivided profits | $3,754,000 | 4,561 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 143 |
| Memoranda | ||
| Noncurrent loans and leases | $1,506,000 | 2,577 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 915 |
| Income earned, not collected on loans | $867,000 | 2,894 |
| Earning assets | $338,786,000 | 1,833 |
| Long-term assets (5+ years) | $70,715,000 | 2,582 |
| Average Assets, year-to-date | $402,819,330 | 1,659 |
| Average Assets, quarterly | $410,407,500 | 1,640 |
| Volatile liabilities | $28,590,000 | 1,566 |
| Insider loans | $12,237,000 | 491 |
| FHLB advances | $28,138,000 | 926 |
| Loans and leases held for sale | $1,415,000 | 1,008 |
| Unused loan commitments | $118,139,000 | 833 |
| Tier 1 (core) risk-based capital | $32,779,000 | 2,141 |
| Tier 2 risk-based capital | $0 | 6,285 |
| Total risk weighted assets | $323,425,000 | 1,468 |
| Total unused commitments | $118,139,000 | 833 |
| Derivatives | $0 | 1,433 |
| 2015-03-31 | Rank | |
| # of Employees: | 40 | 3,249 |
| Assets and Liabilities | ||
| Total Assets: | $415,453,000 | 1,629 |
| Cash and due from depository institutions | $47,075,000 | 3,249 |
| Interest-bearing balances | $26,990,000 | 1,387 |
| Securities | $52,480,000 | 2,469 |
| Federal funds sold & reverse repurchase agreements | $0 | 2,825 |
| Net loans & leases | $289,478,000 | 1,510 |
| Loan loss allowance | $5,554,000 | 1,153 |
| Trading account assets | $0 | 251 |
| Bank premises and fixed assets | $5,085,000 | 2,134 |
| Other real estate owned | $125,000 | 3,249 |
| Goodwill and other intangibles | $0 | 2,810 |
| All other assets | $21,210,000 | 974 |
| Life insurance assets | $8,303,000 | 1,041 |
| Total liabilities and capital | $415,453,000 | 1,629 |
| Total liabilities | $381,086,000 | 1,597 |
| Total deposits | $338,716,000 | 1,670 |
| Interest-bearing deposits | $298,431,000 | 1,521 |
| Deposits held in domestic offices | $338,716,000 | 1,669 |
| % insured | 64.44% | 5,836 |
| Federal funds purchased & repurchase agreements | $13,000,000 | 659 |
| Trading liabilities | $0 | 165 |
| Other borrowed funds | $28,000,000 | 894 |
| Subordinated debt | $0 | 128 |
| All other liabilities | $1,370,000 | 2,534 |
| Total equity capital | $34,367,000 | 2,127 |
| Total bank equity capital | $34,029,000 | 2,140 |
| Perpetual preferred stock | $0 | 175 |
| Common stock | $3,350,000 | 980 |
| Surplus | $26,727,000 | 1,170 |
| Undivided profits | $3,952,000 | 4,546 |
| Noncontrolling interests in consolidated subsidiaries | $338,000 | 75 |
| Memoranda | ||
| Noncurrent loans and leases | $1,407,000 | 2,712 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 945 |
| Income earned, not collected on loans | $1,014,000 | 2,471 |
| Earning assets | $368,948,000 | 1,686 |
| Long-term assets (5+ years) | $85,799,000 | 2,254 |
| Average Assets, year-to-date | $401,548,000 | 1,670 |
| Average Assets, quarterly | $401,548,000 | 1,670 |
| Volatile liabilities | $28,748,000 | 1,504 |
| Insider loans | $12,094,000 | 496 |
| FHLB advances | $28,000,000 | 853 |
| Loans and leases held for sale | $2,141,000 | 816 |
| Unused loan commitments | $115,059,000 | 840 |
| Tier 1 (core) risk-based capital | $33,658,000 | 2,065 |
| Tier 2 risk-based capital | $3,988,000 | 1,335 |
| Total risk weighted assets | $317,318,000 | 1,472 |
| Total unused commitments | $115,059,000 | 840 |
| Derivatives | $0 | 1,438 |
| 2014-12-31 | Rank | |
| # of Employees: | 43 | 3,115 |
| Assets and Liabilities | ||
| Total Assets: | $387,643,000 | 1,726 |
| Cash and due from depository institutions | $15,639,000 | 3,115 |
| Interest-bearing balances | $9,989,000 | 2,735 |
| Securities | $59,663,000 | 2,288 |
| Federal funds sold & reverse repurchase agreements | $0 | 2,666 |
| Net loans & leases | $289,123,000 | 1,518 |
| Loan loss allowance | $5,584,000 | 1,154 |
| Trading account assets | $0 | 249 |
| Bank premises and fixed assets | $5,178,000 | 2,135 |
| Other real estate owned | $125,000 | 3,115 |
| Goodwill and other intangibles | $0 | 2,812 |
| All other assets | $17,915,000 | 1,123 |
| Life insurance assets | $8,257,000 | 1,043 |
| Total liabilities and capital | $387,643,000 | 1,726 |
| Total liabilities | $353,517,000 | 1,690 |
| Total deposits | $311,419,000 | 1,801 |
| Interest-bearing deposits | $266,283,000 | 1,675 |
| Deposits held in domestic offices | $311,419,000 | 1,800 |
| % insured | 70.25% | 5,548 |
| Federal funds purchased & repurchase agreements | $13,000,000 | 703 |
| Trading liabilities | $0 | 167 |
| Other borrowed funds | $28,000,000 | 955 |
| Subordinated debt | $0 | 126 |
| All other liabilities | $1,098,000 | 2,869 |
| Total equity capital | $34,126,000 | 2,130 |
| Total bank equity capital | $33,788,000 | 2,143 |
| Perpetual preferred stock | $0 | 187 |
| Common stock | $3,350,000 | 1,001 |
| Surplus | $26,720,000 | 1,176 |
| Undivided profits | $3,718,000 | 4,629 |
| Noncontrolling interests in consolidated subsidiaries | $338,000 | 78 |
| Memoranda | ||
| Noncurrent loans and leases | $1,172,000 | 2,980 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 938 |
| Income earned, not collected on loans | $1,374,000 | 1,924 |
| Earning assets | $358,775,000 | 1,711 |
| Long-term assets (5+ years) | $94,169,000 | 2,130 |
| Average Assets, year-to-date | $384,297,200 | 1,709 |
| Average Assets, quarterly | $399,861,000 | 1,667 |
| Volatile liabilities | $29,230,000 | 1,533 |
| Insider loans | $15,850,000 | 356 |
| FHLB advances | $28,000,000 | 910 |
| Loans and leases held for sale | $1,833,000 | 756 |
| Unused loan commitments | $123,117,000 | 769 |
| Tier 1 (core) risk-based capital | $34,150,000 | 2,026 |
| Tier 2 risk-based capital | $3,717,000 | 1,403 |
| Total risk weighted assets | $295,058,000 | 1,545 |
| Total unused commitments | $123,117,000 | 769 |
| Derivatives | $0 | 1,406 |
| 2014-09-30 | Rank | |
| # of Employees: | 41 | 3,270 |
| Assets and Liabilities | ||
| Total Assets: | $412,079,000 | 1,647 |
| Cash and due from depository institutions | $48,338,000 | 3,270 |
| Interest-bearing balances | $37,092,000 | 896 |
| Securities | $61,585,000 | 2,255 |
| Federal funds sold & reverse repurchase agreements | $0 | 2,747 |
| Net loans & leases | $278,923,000 | 1,540 |
| Loan loss allowance | $5,484,000 | 1,195 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $5,108,000 | 2,156 |
| Other real estate owned | $125,000 | 3,270 |
| Goodwill and other intangibles | $0 | 2,848 |
| All other assets | $18,000,000 | 1,141 |
| Life insurance assets | $8,209,000 | 1,043 |
| Total liabilities and capital | $412,079,000 | 1,647 |
| Total liabilities | $378,658,000 | 1,604 |
| Total deposits | $336,186,000 | 1,670 |
| Interest-bearing deposits | $293,400,000 | 1,534 |
| Deposits held in domestic offices | $336,186,000 | 1,669 |
| % insured | 67.77% | 5,871 |
| Federal funds purchased & repurchase agreements | $13,000,000 | 720 |
| Trading liabilities | $0 | 165 |
| Other borrowed funds | $28,000,000 | 908 |
| Subordinated debt | $0 | 131 |
| All other liabilities | $1,472,000 | 2,522 |
| Total equity capital | $33,421,000 | 2,158 |
| Total bank equity capital | $33,079,000 | 2,179 |
| Perpetual preferred stock | $0 | 194 |
| Common stock | $3,350,000 | 1,013 |
| Surplus | $19,906,000 | 1,492 |
| Undivided profits | $9,823,000 | 3,161 |
| Noncontrolling interests in consolidated subsidiaries | $342,000 | 82 |
| Memoranda | ||
| Noncurrent loans and leases | $3,029,000 | 1,847 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 951 |
| Income earned, not collected on loans | $989,000 | 2,730 |
| Earning assets | $377,600,000 | 1,639 |
| Long-term assets (5+ years) | $91,316,000 | 2,195 |
| Average Assets, year-to-date | $383,460,750 | 1,720 |
| Average Assets, quarterly | $390,326,500 | 1,711 |
| Volatile liabilities | $29,562,000 | 1,496 |
| Insider loans | $16,412,000 | 335 |
| FHLB advances | $28,000,000 | 870 |
| Loans and leases held for sale | $1,052,000 | 969 |
| Unused loan commitments | $104,283,000 | 879 |
| Tier 1 (core) risk-based capital | $33,635,000 | 2,062 |
| Tier 2 risk-based capital | $3,636,000 | 1,443 |
| Total risk weighted assets | $288,612,000 | 1,566 |
| Total unused commitments | $104,283,000 | 879 |
| Derivatives | $0 | 1,399 |
| 2014-06-30 | Rank | |
| # of Employees: | 42 | 3,234 |
| Assets and Liabilities | ||
| Total Assets: | $368,574,000 | 1,797 |
| Cash and due from depository institutions | $10,876,000 | 3,234 |
| Interest-bearing balances | $929,000 | 5,595 |
| Securities | $63,726,000 | 2,201 |
| Federal funds sold & reverse repurchase agreements | $0 | 2,844 |
| Net loans & leases | $271,292,000 | 1,578 |
| Loan loss allowance | $5,350,000 | 1,233 |
| Trading account assets | $0 | 246 |
| Bank premises and fixed assets | $5,203,000 | 2,134 |
| Other real estate owned | $125,000 | 3,234 |
| Goodwill and other intangibles | $0 | 2,849 |
| All other assets | $17,352,000 | 1,147 |
| Life insurance assets | $8,162,000 | 1,027 |
| Total liabilities and capital | $368,574,000 | 1,797 |
| Total liabilities | $335,555,000 | 1,758 |
| Total deposits | $293,480,000 | 1,896 |
| Interest-bearing deposits | $256,117,000 | 1,763 |
| Deposits held in domestic offices | $293,480,000 | 1,895 |
| % insured | 74.04% | 5,476 |
| Federal funds purchased & repurchase agreements | $13,000,000 | 695 |
| Trading liabilities | $0 | 168 |
| Other borrowed funds | $28,000,000 | 909 |
| Subordinated debt | $0 | 135 |
| All other liabilities | $1,075,000 | 2,936 |
| Total equity capital | $33,019,000 | 2,150 |
| Total bank equity capital | $32,674,000 | 2,174 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $3,350,000 | 1,031 |
| Surplus | $19,906,000 | 1,490 |
| Undivided profits | $9,418,000 | 3,214 |
| Noncontrolling interests in consolidated subsidiaries | $345,000 | 84 |
| Memoranda | ||
| Noncurrent loans and leases | $3,081,000 | 1,906 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 990 |
| Income earned, not collected on loans | $903,000 | 2,826 |
| Earning assets | $335,947,000 | 1,817 |
| Long-term assets (5+ years) | $92,150,000 | 2,192 |
| Average Assets, year-to-date | $373,921,330 | 1,754 |
| Average Assets, quarterly | $373,229,500 | 1,774 |
| Volatile liabilities | $28,683,000 | 1,524 |
| Insider loans | $16,719,000 | 325 |
| FHLB advances | $28,000,000 | 867 |
| Loans and leases held for sale | $819,000 | 1,134 |
| Unused loan commitments | $82,169,000 | 1,030 |
| Tier 1 (core) risk-based capital | $33,289,000 | 2,053 |
| Tier 2 risk-based capital | $3,545,000 | 1,470 |
| Total risk weighted assets | $281,386,000 | 1,587 |
| Total unused commitments | $82,169,000 | 1,030 |
| Derivatives | $0 | 1,413 |
| 2014-03-31 | Rank | |
| # of Employees: | 36 | 3,603 |
| Assets and Liabilities | ||
| Total Assets: | $377,885,000 | 1,758 |
| Cash and due from depository institutions | $31,217,000 | 3,603 |
| Interest-bearing balances | $15,509,000 | 2,204 |
| Securities | $63,543,000 | 2,225 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,112 |
| Net loans & leases | $262,032,000 | 1,604 |
| Loan loss allowance | $5,390,000 | 1,248 |
| Trading account assets | $0 | 247 |
| Bank premises and fixed assets | $5,251,000 | 2,111 |
| Other real estate owned | $125,000 | 3,603 |
| Goodwill and other intangibles | $0 | 2,875 |
| All other assets | $15,717,000 | 1,250 |
| Life insurance assets | $8,115,000 | 1,021 |
| Total liabilities and capital | $377,885,000 | 1,758 |
| Total liabilities | $345,643,000 | 1,730 |
| Total deposits | $303,433,000 | 1,845 |
| Interest-bearing deposits | $263,443,000 | 1,723 |
| Deposits held in domestic offices | $303,433,000 | 1,845 |
| % insured | 68.82% | 5,980 |
| Federal funds purchased & repurchase agreements | $13,000,000 | 689 |
| Trading liabilities | $0 | 165 |
| Other borrowed funds | $28,000,000 | 836 |
| Subordinated debt | $0 | 134 |
| All other liabilities | $1,210,000 | 2,689 |
| Total equity capital | $32,242,000 | 2,172 |
| Total bank equity capital | $31,895,000 | 2,190 |
| Perpetual preferred stock | $0 | 201 |
| Common stock | $3,350,000 | 1,044 |
| Surplus | $19,906,000 | 1,508 |
| Undivided profits | $8,639,000 | 3,297 |
| Noncontrolling interests in consolidated subsidiaries | $347,000 | 83 |
| Memoranda | ||
| Noncurrent loans and leases | $2,838,000 | 2,098 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 998 |
| Income earned, not collected on loans | $974,000 | 2,588 |
| Earning assets | $341,084,000 | 1,787 |
| Long-term assets (5+ years) | $86,419,000 | 2,275 |
| Average Assets, year-to-date | $376,595,000 | 1,749 |
| Average Assets, quarterly | $376,595,000 | 1,749 |
| Volatile liabilities | $27,931,000 | 1,507 |
| Insider loans | $15,302,000 | 355 |
| FHLB advances | $28,000,000 | 795 |
| Loans and leases held for sale | $528,000 | 1,122 |
| Unused loan commitments | $91,325,000 | 938 |
| Tier 1 (core) risk-based capital | $32,637,000 | 2,081 |
| Tier 2 risk-based capital | $3,420,000 | 1,504 |
| Total risk weighted assets | $271,209,000 | 1,616 |
| Total unused commitments | $91,325,000 | 938 |
| Derivatives | $0 | 1,405 |
| 2013-12-31 | Rank | |
| # of Employees: | 38 | 3,501 |
| Assets and Liabilities | ||
| Total Assets: | $375,305,000 | 1,756 |
| Cash and due from depository institutions | $31,535,000 | 3,501 |
| Interest-bearing balances | $9,897,000 | 2,794 |
| Securities | $62,236,000 | 2,253 |
| Federal funds sold & reverse repurchase agreements | $500,000 | 2,222 |
| Net loans & leases | $259,262,000 | 1,619 |
| Loan loss allowance | $5,313,000 | 1,286 |
| Trading account assets | $0 | 247 |
| Bank premises and fixed assets | $5,356,000 | 2,095 |
| Other real estate owned | $165,000 | 3,501 |
| Goodwill and other intangibles | $0 | 2,889 |
| All other assets | $16,251,000 | 1,247 |
| Life insurance assets | $8,071,000 | 1,012 |
| Total liabilities and capital | $375,305,000 | 1,756 |
| Total liabilities | $343,032,000 | 1,724 |
| Total deposits | $299,106,000 | 1,865 |
| Interest-bearing deposits | $256,464,000 | 1,756 |
| Deposits held in domestic offices | $299,106,000 | 1,864 |
| % insured | 70.40% | 5,944 |
| Federal funds purchased & repurchase agreements | $13,000,000 | 717 |
| Trading liabilities | $0 | 167 |
| Other borrowed funds | $28,000,000 | 872 |
| Subordinated debt | $0 | 136 |
| All other liabilities | $2,926,000 | 1,477 |
| Total equity capital | $32,273,000 | 2,122 |
| Total bank equity capital | $31,926,000 | 2,142 |
| Perpetual preferred stock | $0 | 206 |
| Common stock | $3,350,000 | 1,056 |
| Surplus | $19,906,000 | 1,512 |
| Undivided profits | $8,670,000 | 3,228 |
| Noncontrolling interests in consolidated subsidiaries | $347,000 | 85 |
| Memoranda | ||
| Noncurrent loans and leases | $3,089,000 | 2,029 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 991 |
| Income earned, not collected on loans | $913,000 | 2,844 |
| Earning assets | $331,895,000 | 1,817 |
| Long-term assets (5+ years) | $84,757,000 | 2,304 |
| Average Assets, year-to-date | $361,740,400 | 1,792 |
| Average Assets, quarterly | $383,077,000 | 1,722 |
| Volatile liabilities | $29,420,000 | 1,466 |
| Insider loans | $16,249,000 | 331 |
| FHLB advances | $28,000,000 | 828 |
| Loans and leases held for sale | $1,121,000 | 884 |
| Unused loan commitments | $90,775,000 | 913 |
| Tier 1 (core) risk-based capital | $33,003,000 | 2,046 |
| Tier 2 risk-based capital | $3,431,000 | 1,513 |
| Total risk weighted assets | $272,179,000 | 1,613 |
| Total unused commitments | $90,775,000 | 913 |
| Derivatives | $0 | 1,395 |
| 2013-09-30 | Rank | |
| # of Employees: | 39 | 3,474 |
| Assets and Liabilities | ||
| Total Assets: | $390,849,000 | 1,706 |
| Cash and due from depository institutions | $50,258,000 | 3,474 |
| Interest-bearing balances | $24,493,000 | 1,428 |
| Securities | $66,708,000 | 2,154 |
| Federal funds sold & reverse repurchase agreements | $100,000 | 2,719 |
| Net loans & leases | $252,286,000 | 1,644 |
| Loan loss allowance | $5,259,000 | 1,330 |
| Trading account assets | $0 | 248 |
| Bank premises and fixed assets | $5,474,000 | 2,061 |
| Other real estate owned | $165,000 | 3,474 |
| Goodwill and other intangibles | $0 | 2,909 |
| All other assets | $15,858,000 | 1,266 |
| Life insurance assets | $8,025,000 | 991 |
| Total liabilities and capital | $390,849,000 | 1,706 |
| Total liabilities | $357,742,000 | 1,669 |
| Total deposits | $314,314,000 | 1,766 |
| Interest-bearing deposits | $276,096,000 | 1,644 |
| Deposits held in domestic offices | $314,314,000 | 1,765 |
| % insured | 68.62% | 6,226 |
| Federal funds purchased & repurchase agreements | $13,000,000 | 743 |
| Trading liabilities | $0 | 163 |
| Other borrowed funds | $28,000,000 | 873 |
| Subordinated debt | $0 | 150 |
| All other liabilities | $2,428,000 | 1,775 |
| Total equity capital | $33,107,000 | 2,084 |
| Total bank equity capital | $32,756,000 | 2,095 |
| Perpetual preferred stock | $0 | 217 |
| Common stock | $3,350,000 | 1,072 |
| Surplus | $19,897,000 | 1,519 |
| Undivided profits | $9,509,000 | 3,092 |
| Noncontrolling interests in consolidated subsidiaries | $351,000 | 84 |
| Memoranda | ||
| Noncurrent loans and leases | $3,253,000 | 2,101 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,015 |
| Income earned, not collected on loans | $861,000 | 3,092 |
| Earning assets | $343,587,000 | 1,751 |
| Long-term assets (5+ years) | $95,574,000 | 2,101 |
| Average Assets, year-to-date | $358,349,250 | 1,820 |
| Average Assets, quarterly | $370,858,500 | 1,776 |
| Volatile liabilities | $30,577,000 | 1,423 |
| Insider loans | $16,704,000 | 307 |
| FHLB advances | $28,000,000 | 818 |
| Loans and leases held for sale | $784,000 | 1,149 |
| Unused loan commitments | $90,960,000 | 919 |
| Tier 1 (core) risk-based capital | $33,416,000 | 2,030 |
| Tier 2 risk-based capital | $3,366,000 | 1,540 |
| Total risk weighted assets | $267,176,000 | 1,636 |
| Total unused commitments | $90,960,000 | 919 |
| Derivatives | $0 | 1,430 |
| 2013-06-30 | Rank | |
| # of Employees: | 39 | 3,496 |
| Assets and Liabilities | ||
| Total Assets: | $350,868,000 | 1,854 |
| Cash and due from depository institutions | $7,181,000 | 3,496 |
| Interest-bearing balances | $121,000 | 6,441 |
| Securities | $69,848,000 | 2,065 |
| Federal funds sold & reverse repurchase agreements | $1,500,000 | 1,816 |
| Net loans & leases | $249,491,000 | 1,654 |
| Loan loss allowance | $5,004,000 | 1,407 |
| Trading account assets | $0 | 250 |
| Bank premises and fixed assets | $5,602,000 | 2,015 |
| Other real estate owned | $1,760,000 | 3,496 |
| Goodwill and other intangibles | $0 | 2,910 |
| All other assets | $15,486,000 | 1,260 |
| Life insurance assets | $7,978,000 | 983 |
| Total liabilities and capital | $350,868,000 | 1,854 |
| Total liabilities | $318,001,000 | 1,831 |
| Total deposits | $283,038,000 | 1,929 |
| Interest-bearing deposits | $247,448,000 | 1,826 |
| Deposits held in domestic offices | $283,038,000 | 1,928 |
| % insured | 75.12% | 5,767 |
| Federal funds purchased & repurchase agreements | $13,000,000 | 722 |
| Trading liabilities | $0 | 154 |
| Other borrowed funds | $20,000,000 | 1,085 |
| Subordinated debt | $0 | 152 |
| All other liabilities | $1,963,000 | 2,036 |
| Total equity capital | $32,867,000 | 2,093 |
| Total bank equity capital | $32,515,000 | 2,109 |
| Perpetual preferred stock | $0 | 228 |
| Common stock | $3,350,000 | 1,076 |
| Surplus | $19,897,000 | 1,525 |
| Undivided profits | $9,268,000 | 3,133 |
| Noncontrolling interests in consolidated subsidiaries | $352,000 | 88 |
| Memoranda | ||
| Noncurrent loans and leases | $1,833,000 | 2,974 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,060 |
| Income earned, not collected on loans | $841,000 | 3,076 |
| Earning assets | $320,960,000 | 1,863 |
| Long-term assets (5+ years) | $75,907,000 | 2,430 |
| Average Assets, year-to-date | $347,516,000 | 1,877 |
| Average Assets, quarterly | $349,807,500 | 1,865 |
| Volatile liabilities | $28,902,000 | 1,451 |
| Insider loans | $17,335,000 | 285 |
| FHLB advances | $20,000,000 | 1,028 |
| Loans and leases held for sale | $1,661,000 | 1,021 |
| Unused loan commitments | $90,629,000 | 882 |
| Tier 1 (core) risk-based capital | $33,011,000 | 2,025 |
| Tier 2 risk-based capital | $3,296,000 | 1,556 |
| Total risk weighted assets | $261,732,000 | 1,644 |
| Total unused commitments | $90,629,000 | 882 |
| Derivatives | $0 | 1,417 |
| 2013-03-31 | Rank | |
| # of Employees: | 38 | 3,574 |
| Assets and Liabilities | ||
| Total Assets: | $348,747,000 | 1,899 |
| Cash and due from depository institutions | $7,254,000 | 3,574 |
| Interest-bearing balances | $125,000 | 6,529 |
| Securities | $66,056,000 | 2,165 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,440 |
| Net loans & leases | $252,103,000 | 1,622 |
| Loan loss allowance | $5,255,000 | 1,385 |
| Trading account assets | $0 | 242 |
| Bank premises and fixed assets | $5,813,000 | 1,965 |
| Other real estate owned | $1,828,000 | 3,574 |
| Goodwill and other intangibles | $0 | 2,913 |
| All other assets | $15,693,000 | 1,233 |
| Life insurance assets | $7,929,000 | 978 |
| Total liabilities and capital | $348,747,000 | 1,899 |
| Total liabilities | $315,317,000 | 1,873 |
| Total deposits | $300,287,000 | 1,855 |
| Interest-bearing deposits | $267,584,000 | 1,730 |
| Deposits held in domestic offices | $300,287,000 | 1,855 |
| % insured | 71.51% | 6,162 |
| Federal funds purchased & repurchase agreements | $13,000,000 | 706 |
| Trading liabilities | $0 | 154 |
| Other borrowed funds | $0 | 3,908 |
| Subordinated debt | $0 | 155 |
| All other liabilities | $2,030,000 | 2,015 |
| Total equity capital | $33,430,000 | 2,118 |
| Total bank equity capital | $33,076,000 | 2,135 |
| Perpetual preferred stock | $0 | 239 |
| Common stock | $3,350,000 | 1,093 |
| Surplus | $19,889,000 | 1,531 |
| Undivided profits | $9,837,000 | 3,138 |
| Noncontrolling interests in consolidated subsidiaries | $354,000 | 89 |
| Memoranda | ||
| Noncurrent loans and leases | $1,198,000 | 3,731 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,043 |
| Income earned, not collected on loans | $984,000 | 2,657 |
| Earning assets | $318,284,000 | 1,911 |
| Long-term assets (5+ years) | $64,871,000 | 2,709 |
| Average Assets, year-to-date | $345,840,000 | 1,909 |
| Average Assets, quarterly | $345,840,000 | 1,909 |
| Volatile liabilities | $27,512,000 | 1,513 |
| Insider loans | $15,571,000 | 336 |
| FHLB advances | $0 | 3,677 |
| Loans and leases held for sale | $2,640,000 | 836 |
| Unused loan commitments | $84,785,000 | 924 |
| Tier 1 (core) risk-based capital | $32,785,000 | 2,034 |
| Tier 2 risk-based capital | $3,290,000 | 1,553 |
| Total risk weighted assets | $260,993,000 | 1,634 |
| Total unused commitments | $84,785,000 | 924 |
| Derivatives | $0 | 1,405 |
| 2012-12-31 | Rank | |
| # of Employees: | 41 | 3,379 |
| Assets and Liabilities | ||
| Total Assets: | $342,933,000 | 1,925 |
| Cash and due from depository institutions | $6,652,000 | 3,379 |
| Interest-bearing balances | $83,000 | 6,589 |
| Securities | $62,302,000 | 2,225 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,307 |
| Net loans & leases | $250,742,000 | 1,640 |
| Loan loss allowance | $5,216,000 | 1,378 |
| Trading account assets | $0 | 243 |
| Bank premises and fixed assets | $5,851,000 | 1,958 |
| Other real estate owned | $2,112,000 | 3,379 |
| Goodwill and other intangibles | $0 | 2,913 |
| All other assets | $15,274,000 | 1,275 |
| Life insurance assets | $7,882,000 | 969 |
| Total liabilities and capital | $342,933,000 | 1,925 |
| Total liabilities | $309,596,000 | 1,898 |
| Total deposits | $289,625,000 | 1,912 |
| Interest-bearing deposits | $248,070,000 | 1,848 |
| Deposits held in domestic offices | $289,625,000 | 1,911 |
| % insured | 79.34% | 5,988 |
| Federal funds purchased & repurchase agreements | $13,100,000 | 728 |
| Trading liabilities | $0 | 152 |
| Other borrowed funds | $5,000,000 | 2,418 |
| Subordinated debt | $0 | 159 |
| All other liabilities | $1,871,000 | 2,185 |
| Total equity capital | $33,337,000 | 2,115 |
| Total bank equity capital | $32,981,000 | 2,138 |
| Perpetual preferred stock | $0 | 246 |
| Common stock | $3,350,000 | 1,097 |
| Surplus | $19,889,000 | 1,531 |
| Undivided profits | $9,742,000 | 3,145 |
| Noncontrolling interests in consolidated subsidiaries | $356,000 | 90 |
| Memoranda | ||
| Noncurrent loans and leases | $2,035,000 | 3,011 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,020 |
| Income earned, not collected on loans | $700,000 | 3,628 |
| Earning assets | $313,127,000 | 1,936 |
| Long-term assets (5+ years) | $57,349,000 | 2,916 |
| Average Assets, year-to-date | $367,980,000 | 1,770 |
| Average Assets, quarterly | $363,789,000 | 1,810 |
| Volatile liabilities | $26,620,000 | 1,614 |
| Insider loans | $13,610,000 | 409 |
| FHLB advances | $5,000,000 | 2,318 |
| Loans and leases held for sale | $2,668,000 | 999 |
| Unused loan commitments | $80,774,000 | 907 |
| Tier 1 (core) risk-based capital | $32,591,000 | 2,023 |
| Tier 2 risk-based capital | $3,282,000 | 1,551 |
| Total risk weighted assets | $260,466,000 | 1,638 |
| Total unused commitments | $80,774,000 | 907 |
| Derivatives | $0 | 1,366 |
| 2012-09-30 | Rank | |
| # of Employees: | 40 | 3,469 |
| Assets and Liabilities | ||
| Total Assets: | $384,645,000 | 1,732 |
| Cash and due from depository institutions | $31,343,000 | 3,469 |
| Interest-bearing balances | $17,400,000 | 2,128 |
| Securities | $73,236,000 | 1,974 |
| Federal funds sold & reverse repurchase agreements | $3,200,000 | 1,425 |
| Net loans & leases | $253,553,000 | 1,639 |
| Loan loss allowance | $5,067,000 | 1,459 |
| Trading account assets | $0 | 231 |
| Bank premises and fixed assets | $5,955,000 | 1,957 |
| Other real estate owned | $2,257,000 | 3,469 |
| Goodwill and other intangibles | $0 | 2,937 |
| All other assets | $15,101,000 | 1,294 |
| Life insurance assets | $7,832,000 | 956 |
| Total liabilities and capital | $384,645,000 | 1,732 |
| Total liabilities | $351,529,000 | 1,689 |
| Total deposits | $318,929,000 | 1,736 |
| Interest-bearing deposits | $309,083,000 | 1,493 |
| Deposits held in domestic offices | $318,929,000 | 1,735 |
| % insured | 75.44% | 6,529 |
| Federal funds purchased & repurchase agreements | $21,000,000 | 541 |
| Trading liabilities | $0 | 150 |
| Other borrowed funds | $10,000,000 | 1,763 |
| Subordinated debt | $0 | 163 |
| All other liabilities | $1,600,000 | 2,543 |
| Total equity capital | $33,116,000 | 2,162 |
| Total bank equity capital | $32,759,000 | 2,177 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $3,350,000 | 1,119 |
| Surplus | $19,884,000 | 1,549 |
| Undivided profits | $9,525,000 | 3,243 |
| Noncontrolling interests in consolidated subsidiaries | $357,000 | 93 |
| Memoranda | ||
| Noncurrent loans and leases | $2,278,000 | 2,977 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,078 |
| Income earned, not collected on loans | $994,000 | 2,910 |
| Earning assets | $347,389,000 | 1,743 |
| Long-term assets (5+ years) | $77,050,000 | 2,327 |
| Average Assets, year-to-date | $374,241,750 | 1,763 |
| Average Assets, quarterly | $378,244,500 | 1,754 |
| Volatile liabilities | $44,770,000 | 1,032 |
| Insider loans | $14,762,000 | 366 |
| FHLB advances | $10,000,000 | 1,681 |
| Loans and leases held for sale | $1,727,000 | 1,167 |
| Unused loan commitments | $62,628,000 | 1,113 |
| Tier 1 (core) risk-based capital | $32,266,000 | 2,056 |
| Tier 2 risk-based capital | $3,302,000 | 1,563 |
| Total risk weighted assets | $262,229,000 | 1,640 |
| Total unused commitments | $62,628,000 | 1,113 |
| Derivatives | $0 | 1,366 |
| 2012-06-30 | Rank | |
| # of Employees: | 39 | 3,542 |
| Assets and Liabilities | ||
| Total Assets: | $371,844,000 | 1,777 |
| Cash and due from depository institutions | $28,031,000 | 3,542 |
| Interest-bearing balances | $20,301,000 | 1,876 |
| Securities | $57,053,000 | 2,401 |
| Federal funds sold & reverse repurchase agreements | $8,500,000 | 667 |
| Net loans & leases | $255,851,000 | 1,609 |
| Loan loss allowance | $4,748,000 | 1,552 |
| Trading account assets | $0 | 211 |
| Bank premises and fixed assets | $6,087,000 | 1,917 |
| Other real estate owned | $2,337,000 | 3,542 |
| Goodwill and other intangibles | $0 | 2,925 |
| All other assets | $13,985,000 | 1,365 |
| Life insurance assets | $7,784,000 | 947 |
| Total liabilities and capital | $371,844,000 | 1,777 |
| Total liabilities | $338,831,000 | 1,751 |
| Total deposits | $306,620,000 | 1,800 |
| Interest-bearing deposits | $298,107,000 | 1,553 |
| Deposits held in domestic offices | $306,620,000 | 1,800 |
| % insured | 78.66% | 6,296 |
| Federal funds purchased & repurchase agreements | $21,000,000 | 547 |
| Trading liabilities | $0 | 130 |
| Other borrowed funds | $10,000,000 | 1,801 |
| Subordinated debt | $0 | 180 |
| All other liabilities | $1,211,000 | 2,888 |
| Total equity capital | $33,013,000 | 2,127 |
| Total bank equity capital | $32,659,000 | 2,152 |
| Perpetual preferred stock | $0 | 254 |
| Common stock | $3,350,000 | 1,140 |
| Surplus | $19,884,000 | 1,546 |
| Undivided profits | $9,425,000 | 3,213 |
| Noncontrolling interests in consolidated subsidiaries | $354,000 | 91 |
| Memoranda | ||
| Noncurrent loans and leases | $3,159,000 | 2,563 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,080 |
| Income earned, not collected on loans | $923,000 | 2,940 |
| Earning assets | $341,705,000 | 1,777 |
| Long-term assets (5+ years) | $61,220,000 | 2,717 |
| Average Assets, year-to-date | $370,774,000 | 1,780 |
| Average Assets, quarterly | $372,259,000 | 1,783 |
| Volatile liabilities | $45,063,000 | 1,023 |
| Insider loans | $9,182,000 | 655 |
| FHLB advances | $10,000,000 | 1,722 |
| Loans and leases held for sale | $2,408,000 | 910 |
| Unused loan commitments | $58,308,000 | 1,154 |
| Tier 1 (core) risk-based capital | $32,088,000 | 2,047 |
| Tier 2 risk-based capital | $3,282,000 | 1,585 |
| Total risk weighted assets | $260,920,000 | 1,645 |
| Total unused commitments | $58,308,000 | 1,154 |
| Derivatives | $0 | 1,332 |
| 2012-03-31 | Rank | |
| # of Employees: | 38 | 3,619 |
| Assets and Liabilities | ||
| Total Assets: | $372,674,000 | 1,796 |
| Cash and due from depository institutions | $14,970,000 | 3,619 |
| Interest-bearing balances | $10,676,000 | 3,223 |
| Securities | $73,200,000 | 1,962 |
| Federal funds sold & reverse repurchase agreements | $5,000,000 | 1,343 |
| Net loans & leases | $261,906,000 | 1,562 |
| Loan loss allowance | $4,511,000 | 1,641 |
| Trading account assets | $0 | 215 |
| Bank premises and fixed assets | $6,073,000 | 1,918 |
| Other real estate owned | $1,253,000 | 3,619 |
| Goodwill and other intangibles | $0 | 2,935 |
| All other assets | $10,272,000 | 1,783 |
| Life insurance assets | $3,780,000 | 1,689 |
| Total liabilities and capital | $372,674,000 | 1,796 |
| Total liabilities | $339,689,000 | 1,767 |
| Total deposits | $308,943,000 | 1,805 |
| Interest-bearing deposits | $302,028,000 | 1,550 |
| Deposits held in domestic offices | $308,943,000 | 1,805 |
| % insured | 75.56% | 6,620 |
| Federal funds purchased & repurchase agreements | $19,000,000 | 598 |
| Trading liabilities | $0 | 123 |
| Other borrowed funds | $10,000,000 | 1,820 |
| Subordinated debt | $0 | 185 |
| All other liabilities | $1,746,000 | 2,262 |
| Total equity capital | $32,985,000 | 2,107 |
| Total bank equity capital | $32,619,000 | 2,130 |
| Perpetual preferred stock | $0 | 259 |
| Common stock | $3,350,000 | 1,160 |
| Surplus | $19,884,000 | 1,553 |
| Undivided profits | $9,385,000 | 3,170 |
| Noncontrolling interests in consolidated subsidiaries | $366,000 | 93 |
| Memoranda | ||
| Noncurrent loans and leases | $5,263,000 | 1,975 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,111 |
| Income earned, not collected on loans | $1,105,000 | 2,476 |
| Earning assets | $350,782,000 | 1,742 |
| Long-term assets (5+ years) | $87,994,000 | 2,074 |
| Average Assets, year-to-date | $370,239,000 | 1,784 |
| Average Assets, quarterly | $370,239,000 | 1,784 |
| Volatile liabilities | $46,872,000 | 1,008 |
| Insider loans | $9,469,000 | 635 |
| FHLB advances | $10,000,000 | 1,744 |
| Loans and leases held for sale | $458,000 | 1,629 |
| Unused loan commitments | $61,469,000 | 1,104 |
| Tier 1 (core) risk-based capital | $31,905,000 | 2,046 |
| Tier 2 risk-based capital | $3,288,000 | 1,577 |
| Total risk weighted assets | $261,710,000 | 1,640 |
| Total unused commitments | $61,469,000 | 1,104 |
| Derivatives | $0 | 1,297 |
| 2011-12-31 | Rank | |
| # of Employees: | 38 | 3,631 |
| Assets and Liabilities | ||
| Total Assets: | $367,804,000 | 1,798 |
| Cash and due from depository institutions | $6,581,000 | 3,631 |
| Interest-bearing balances | $2,484,000 | 5,002 |
| Securities | $73,827,000 | 1,894 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,658 |
| Net loans & leases | $269,375,000 | 1,551 |
| Loan loss allowance | $4,575,000 | 1,632 |
| Trading account assets | $0 | 205 |
| Bank premises and fixed assets | $6,121,000 | 1,913 |
| Other real estate owned | $1,350,000 | 3,631 |
| Goodwill and other intangibles | $0 | 2,970 |
| All other assets | $10,550,000 | 1,752 |
| Life insurance assets | $3,753,000 | 1,664 |
| Total liabilities and capital | $367,804,000 | 1,798 |
| Total liabilities | $334,259,000 | 1,771 |
| Total deposits | $297,731,000 | 1,841 |
| Interest-bearing deposits | $290,319,000 | 1,602 |
| Deposits held in domestic offices | $297,731,000 | 1,840 |
| % insured | 78.60% | 6,397 |
| Federal funds purchased & repurchase agreements | $19,000,000 | 615 |
| Trading liabilities | $0 | 115 |
| Other borrowed funds | $16,000,000 | 1,464 |
| Subordinated debt | $0 | 193 |
| All other liabilities | $1,528,000 | 2,484 |
| Total equity capital | $33,545,000 | 2,057 |
| Total bank equity capital | $33,179,000 | 2,078 |
| Perpetual preferred stock | $0 | 263 |
| Common stock | $3,350,000 | 1,170 |
| Surplus | $19,884,000 | 1,561 |
| Undivided profits | $9,945,000 | 3,049 |
| Noncontrolling interests in consolidated subsidiaries | $366,000 | 93 |
| Memoranda | ||
| Noncurrent loans and leases | $5,601,000 | 1,914 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,138 |
| Income earned, not collected on loans | $1,095,000 | 2,646 |
| Earning assets | $345,686,000 | 1,746 |
| Long-term assets (5+ years) | $76,486,000 | 1,939 |
| Average Assets, year-to-date | $367,211,200 | 1,770 |
| Average Assets, quarterly | $372,093,500 | 1,774 |
| Volatile liabilities | $49,140,000 | 1,048 |
| Insider loans | $13,519,000 | 414 |
| FHLB advances | $10,000,000 | 1,851 |
| Loans and leases held for sale | $2,957,000 | 732 |
| Unused loan commitments | $61,099,000 | 1,084 |
| Tier 1 (core) risk-based capital | $32,247,000 | 2,010 |
| Tier 2 risk-based capital | $3,331,000 | 1,560 |
| Total risk weighted assets | $265,242,000 | 1,628 |
| Total unused commitments | $61,099,000 | 1,084 |
| Derivatives | $0 | 1,191 |
| 2011-09-30 | Rank | |
| # of Employees: | 37 | 3,708 |
| Assets and Liabilities | ||
| Total Assets: | $376,383,000 | 1,763 |
| Cash and due from depository institutions | $15,916,000 | 3,708 |
| Interest-bearing balances | $40,000 | 6,801 |
| Securities | $71,035,000 | 1,907 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,873 |
| Net loans & leases | $270,767,000 | 1,553 |
| Loan loss allowance | $4,106,000 | 1,827 |
| Trading account assets | $0 | 209 |
| Bank premises and fixed assets | $6,238,000 | 1,880 |
| Other real estate owned | $2,284,000 | 3,708 |
| Goodwill and other intangibles | $0 | 2,996 |
| All other assets | $10,143,000 | 1,837 |
| Life insurance assets | $3,725,000 | 1,647 |
| Total liabilities and capital | $376,383,000 | 1,763 |
| Total liabilities | $343,452,000 | 1,727 |
| Total deposits | $301,927,000 | 1,814 |
| Interest-bearing deposits | $292,977,000 | 1,598 |
| Deposits held in domestic offices | $301,927,000 | 1,812 |
| % insured | 75.48% | 6,776 |
| Federal funds purchased & repurchase agreements | $19,000,000 | 629 |
| Trading liabilities | $0 | 112 |
| Other borrowed funds | $21,000,000 | 1,242 |
| Subordinated debt | $0 | 206 |
| All other liabilities | $1,525,000 | 2,577 |
| Total equity capital | $32,931,000 | 2,103 |
| Total bank equity capital | $32,562,000 | 2,128 |
| Perpetual preferred stock | $0 | 266 |
| Common stock | $3,350,000 | 1,198 |
| Surplus | $19,882,000 | 1,571 |
| Undivided profits | $9,330,000 | 3,211 |
| Noncontrolling interests in consolidated subsidiaries | $369,000 | 92 |
| Memoranda | ||
| Noncurrent loans and leases | $6,263,000 | 1,804 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,137 |
| Income earned, not collected on loans | $1,051,000 | 2,839 |
| Earning assets | $341,842,000 | 1,767 |
| Long-term assets (5+ years) | $75,639,000 | 1,901 |
| Average Assets, year-to-date | $367,063,000 | 1,773 |
| Average Assets, quarterly | $370,733,000 | 1,777 |
| Volatile liabilities | $50,632,000 | 1,047 |
| Insider loans | $13,688,000 | 409 |
| FHLB advances | $15,000,000 | 1,454 |
| Loans and leases held for sale | $1,461,000 | 955 |
| Unused loan commitments | $64,918,000 | 1,033 |
| Tier 1 (core) risk-based capital | $31,364,000 | 2,057 |
| Tier 2 risk-based capital | $3,395,000 | 1,542 |
| Total risk weighted assets | $270,868,000 | 1,611 |
| Total unused commitments | $64,918,000 | 1,035 |
| Derivatives | $0 | 1,195 |
| 2011-06-30 | Rank | |
| # of Employees: | 38 | 3,678 |
| Assets and Liabilities | ||
| Total Assets: | $365,083,000 | 1,802 |
| Cash and due from depository institutions | $16,080,000 | 3,678 |
| Interest-bearing balances | $35,000 | 6,813 |
| Securities | $69,940,000 | 1,926 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,997 |
| Net loans & leases | $259,566,000 | 1,611 |
| Loan loss allowance | $4,162,000 | 1,822 |
| Trading account assets | $0 | 213 |
| Bank premises and fixed assets | $6,244,000 | 1,894 |
| Other real estate owned | $1,659,000 | 3,678 |
| Goodwill and other intangibles | $0 | 3,017 |
| All other assets | $11,594,000 | 1,655 |
| Life insurance assets | $3,697,000 | 1,638 |
| Total liabilities and capital | $365,083,000 | 1,802 |
| Total liabilities | $332,882,000 | 1,775 |
| Total deposits | $291,485,000 | 1,863 |
| Interest-bearing deposits | $284,095,000 | 1,670 |
| Deposits held in domestic offices | $291,485,000 | 1,862 |
| % insured | 76.59% | 6,756 |
| Federal funds purchased & repurchase agreements | $19,000,000 | 638 |
| Trading liabilities | $0 | 112 |
| Other borrowed funds | $21,000,000 | 1,275 |
| Subordinated debt | $0 | 212 |
| All other liabilities | $1,397,000 | 2,581 |
| Total equity capital | $32,201,000 | 2,102 |
| Total bank equity capital | $31,828,000 | 2,126 |
| Perpetual preferred stock | $0 | 222 |
| Common stock | $3,350,000 | 1,217 |
| Surplus | $19,882,000 | 1,561 |
| Undivided profits | $8,596,000 | 3,276 |
| Noncontrolling interests in consolidated subsidiaries | $373,000 | 98 |
| Memoranda | ||
| Noncurrent loans and leases | $6,526,000 | 1,833 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,160 |
| Income earned, not collected on loans | $1,066,000 | 2,741 |
| Earning assets | $329,541,000 | 1,820 |
| Long-term assets (5+ years) | $83,191,000 | 1,742 |
| Average Assets, year-to-date | $363,956,330 | 1,798 |
| Average Assets, quarterly | $365,003,500 | 1,803 |
| Volatile liabilities | $51,079,000 | 1,054 |
| Insider loans | $13,000,000 | 430 |
| FHLB advances | $15,000,000 | 1,530 |
| Loans and leases held for sale | $1,187,000 | 819 |
| Unused loan commitments | $60,589,000 | 1,092 |
| Tier 1 (core) risk-based capital | $31,194,000 | 2,030 |
| Tier 2 risk-based capital | $3,273,000 | 1,614 |
| Total risk weighted assets | $260,917,000 | 1,683 |
| Total unused commitments | $60,589,000 | 1,092 |
| Derivatives | $0 | 1,174 |
| 2011-03-31 | Rank | |
| # of Employees: | 37 | 3,778 |
| Assets and Liabilities | ||
| Total Assets: | $364,924,000 | 1,808 |
| Cash and due from depository institutions | $5,018,000 | 3,778 |
| Interest-bearing balances | $80,000 | 6,692 |
| Securities | $70,571,000 | 1,895 |
| Federal funds sold & reverse repurchase agreements | $6,850,000 | 1,177 |
| Net loans & leases | $262,316,000 | 1,616 |
| Loan loss allowance | $4,314,000 | 1,782 |
| Trading account assets | $0 | 208 |
| Bank premises and fixed assets | $6,480,000 | 1,819 |
| Other real estate owned | $1,484,000 | 3,778 |
| Goodwill and other intangibles | $0 | 3,025 |
| All other assets | $12,205,000 | 1,615 |
| Life insurance assets | $3,670,000 | 1,644 |
| Total liabilities and capital | $364,924,000 | 1,808 |
| Total liabilities | $333,744,000 | 1,786 |
| Total deposits | $288,210,000 | 1,909 |
| Interest-bearing deposits | $280,917,000 | 1,709 |
| Deposits held in domestic offices | $288,210,000 | 1,907 |
| % insured | 76.65% | 6,769 |
| Federal funds purchased & repurchase agreements | $23,000,000 | 580 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $21,000,000 | 1,309 |
| Subordinated debt | $0 | 214 |
| All other liabilities | $1,534,000 | 2,404 |
| Total equity capital | $31,180,000 | 2,135 |
| Total bank equity capital | $30,807,000 | 2,157 |
| Perpetual preferred stock | $0 | 224 |
| Common stock | $3,350,000 | 1,236 |
| Surplus | $19,882,000 | 1,570 |
| Undivided profits | $7,575,000 | 3,416 |
| Noncontrolling interests in consolidated subsidiaries | $373,000 | 97 |
| Memoranda | ||
| Noncurrent loans and leases | $6,059,000 | 1,956 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,152 |
| Income earned, not collected on loans | $1,173,000 | 2,492 |
| Earning assets | $339,817,000 | 1,778 |
| Long-term assets (5+ years) | $90,851,000 | 1,560 |
| Average Assets, year-to-date | $363,393,000 | 1,809 |
| Average Assets, quarterly | $363,393,000 | 1,809 |
| Volatile liabilities | $58,298,000 | 958 |
| Insider loans | $13,102,000 | 439 |
| FHLB advances | $15,000,000 | 1,536 |
| Loans and leases held for sale | $1,287,000 | 686 |
| Unused loan commitments | $61,836,000 | 1,085 |
| Tier 1 (core) risk-based capital | $31,058,000 | 2,035 |
| Tier 2 risk-based capital | $3,339,000 | 1,600 |
| Total risk weighted assets | $266,172,000 | 1,676 |
| Total unused commitments | $61,836,000 | 1,086 |
| Derivatives | $0 | 1,153 |
| 2010-12-31 | Rank | |
| # of Employees: | 38 | 3,749 |
| Assets and Liabilities | ||
| Total Assets: | $361,862,000 | 1,820 |
| Cash and due from depository institutions | $10,371,000 | 3,749 |
| Interest-bearing balances | $66,000 | 6,709 |
| Securities | $51,071,000 | 2,375 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,270 |
| Net loans & leases | $275,149,000 | 1,586 |
| Loan loss allowance | $4,031,000 | 1,896 |
| Trading account assets | $0 | 207 |
| Bank premises and fixed assets | $6,427,000 | 1,876 |
| Other real estate owned | $1,444,000 | 3,749 |
| Goodwill and other intangibles | $0 | 3,026 |
| All other assets | $17,400,000 | 1,250 |
| Life insurance assets | $3,641,000 | 1,642 |
| Total liabilities and capital | $361,862,000 | 1,820 |
| Total liabilities | $330,876,000 | 1,798 |
| Total deposits | $285,084,000 | 1,911 |
| Interest-bearing deposits | $276,727,000 | 1,721 |
| Deposits held in domestic offices | $285,084,000 | 1,909 |
| % insured | 78.27% | 6,618 |
| Federal funds purchased & repurchase agreements | $23,000,000 | 605 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $21,000,000 | 1,422 |
| Subordinated debt | $0 | 220 |
| All other liabilities | $1,792,000 | 2,178 |
| Total equity capital | $30,986,000 | 2,128 |
| Total bank equity capital | $30,611,000 | 2,152 |
| Perpetual preferred stock | $0 | 224 |
| Common stock | $3,350,000 | 1,251 |
| Surplus | $19,882,000 | 1,577 |
| Undivided profits | $7,379,000 | 3,446 |
| Noncontrolling interests in consolidated subsidiaries | $375,000 | 103 |
| Memoranda | ||
| Noncurrent loans and leases | $6,153,000 | 1,948 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,218 |
| Income earned, not collected on loans | $1,163,000 | 2,602 |
| Earning assets | $326,286,000 | 1,841 |
| Long-term assets (5+ years) | $76,268,000 | 1,766 |
| Average Assets, year-to-date | $351,878,000 | 1,858 |
| Average Assets, quarterly | $372,437,500 | 1,779 |
| Volatile liabilities | $83,266,000 | 1,630 |
| Insider loans | $15,275,000 | 373 |
| FHLB advances | $15,000,000 | 1,674 |
| Loans and leases held for sale | $8,075,000 | 398 |
| Unused loan commitments | $59,120,000 | 1,098 |
| Tier 1 (core) risk-based capital | $30,954,000 | 2,041 |
| Tier 2 risk-based capital | $3,537,000 | 1,527 |
| Total risk weighted assets | $282,446,000 | 1,605 |
| Total unused commitments | $59,120,000 | 1,099 |
| Derivatives | $0 | 1,176 |
| 2010-09-30 | Rank | |
| # of Employees: | 37 | 3,869 |
| Assets and Liabilities | ||
| Total Assets: | $383,013,000 | 1,764 |
| Cash and due from depository institutions | $43,964,000 | 3,869 |
| Interest-bearing balances | $97,000 | 6,633 |
| Securities | $44,326,000 | 2,646 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,450 |
| Net loans & leases | $272,970,000 | 1,626 |
| Loan loss allowance | $4,170,000 | 1,859 |
| Trading account assets | $0 | 210 |
| Bank premises and fixed assets | $6,663,000 | 1,836 |
| Other real estate owned | $1,587,000 | 3,869 |
| Goodwill and other intangibles | $0 | 3,048 |
| All other assets | $13,503,000 | 1,541 |
| Life insurance assets | $3,608,000 | 1,643 |
| Total liabilities and capital | $383,013,000 | 1,764 |
| Total liabilities | $351,753,000 | 1,725 |
| Total deposits | $305,645,000 | 1,805 |
| Interest-bearing deposits | $299,171,000 | 1,609 |
| Deposits held in domestic offices | $305,645,000 | 1,803 |
| % insured | 73.16% | 6,928 |
| Federal funds purchased & repurchase agreements | $23,000,000 | 599 |
| Trading liabilities | $0 | 103 |
| Other borrowed funds | $21,000,000 | 1,503 |
| Subordinated debt | $0 | 233 |
| All other liabilities | $2,108,000 | 2,131 |
| Total equity capital | $31,260,000 | 2,175 |
| Total bank equity capital | $30,884,000 | 2,197 |
| Perpetual preferred stock | $0 | 229 |
| Common stock | $3,350,000 | 1,264 |
| Surplus | $19,882,000 | 1,567 |
| Undivided profits | $7,652,000 | 3,534 |
| Noncontrolling interests in consolidated subsidiaries | $376,000 | 102 |
| Memoranda | ||
| Noncurrent loans and leases | $6,457,000 | 1,966 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,218 |
| Income earned, not collected on loans | $1,126,000 | 2,889 |
| Earning assets | $317,393,000 | 1,914 |
| Long-term assets (5+ years) | $70,157,000 | 1,853 |
| Average Assets, year-to-date | $349,382,000 | 1,900 |
| Average Assets, quarterly | $365,401,500 | 1,829 |
| Volatile liabilities | $80,607,000 | 1,725 |
| Insider loans | $14,587,000 | 398 |
| FHLB advances | $15,000,000 | 1,790 |
| Loans and leases held for sale | $4,914,000 | 597 |
| Unused loan commitments | $60,411,000 | 1,110 |
| Tier 1 (core) risk-based capital | $30,393,000 | 2,087 |
| Tier 2 risk-based capital | $3,567,000 | 1,543 |
| Total risk weighted assets | $284,737,000 | 1,618 |
| Total unused commitments | $60,411,000 | 1,112 |
| Derivatives | $0 | 1,218 |
| 2010-06-30 | Rank | |
| # of Employees: | 34 | 4,142 |
| Assets and Liabilities | ||
| Total Assets: | $347,790,000 | 1,928 |
| Cash and due from depository institutions | $16,582,000 | 4,142 |
| Interest-bearing balances | $100,000 | 6,551 |
| Securities | $45,117,000 | 2,597 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,532 |
| Net loans & leases | $264,613,000 | 1,695 |
| Loan loss allowance | $3,763,000 | 2,007 |
| Trading account assets | $0 | 210 |
| Bank premises and fixed assets | $6,798,000 | 1,816 |
| Other real estate owned | $1,737,000 | 4,142 |
| Goodwill and other intangibles | $0 | 3,062 |
| All other assets | $12,943,000 | 1,632 |
| Life insurance assets | $3,577,000 | 1,645 |
| Total liabilities and capital | $347,790,000 | 1,928 |
| Total liabilities | $317,206,000 | 1,895 |
| Total deposits | $271,115,000 | 2,035 |
| Interest-bearing deposits | $265,010,000 | 1,825 |
| Deposits held in domestic offices | $271,115,000 | 2,033 |
| % insured | 81.38% | 5,980 |
| Federal funds purchased & repurchase agreements | $23,000,000 | 597 |
| Trading liabilities | $0 | 104 |
| Other borrowed funds | $21,000,000 | 1,581 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $2,091,000 | 2,049 |
| Total equity capital | $30,584,000 | 2,201 |
| Total bank equity capital | $30,206,000 | 2,217 |
| Perpetual preferred stock | $0 | 222 |
| Common stock | $3,350,000 | 1,281 |
| Surplus | $19,882,000 | 1,563 |
| Undivided profits | $6,974,000 | 3,681 |
| Noncontrolling interests in consolidated subsidiaries | $378,000 | 101 |
| Memoranda | ||
| Noncurrent loans and leases | $6,441,000 | 1,972 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,233 |
| Income earned, not collected on loans | $1,053,000 | 3,010 |
| Earning assets | $309,830,000 | 1,967 |
| Long-term assets (5+ years) | $62,442,000 | 2,014 |
| Average Assets, year-to-date | $338,171,670 | 1,971 |
| Average Assets, quarterly | $340,869,500 | 1,967 |
| Volatile liabilities | $73,593,000 | 1,895 |
| Insider loans | $15,039,000 | 383 |
| FHLB advances | $15,000,000 | 1,863 |
| Loans and leases held for sale | $4,233,000 | 509 |
| Unused loan commitments | $56,815,000 | 1,150 |
| Tier 1 (core) risk-based capital | $29,850,000 | 2,114 |
| Tier 2 risk-based capital | $3,452,000 | 1,617 |
| Total risk weighted assets | $275,829,000 | 1,695 |
| Total unused commitments | $56,815,000 | 1,152 |
| Derivatives | $7,700,000 | 597 |
| 2010-03-31 | Rank | |
| # of Employees: | 34 | 4,170 |
| Assets and Liabilities | ||
| Total Assets: | $333,949,000 | 2,047 |
| Cash and due from depository institutions | $7,384,000 | 4,170 |
| Interest-bearing balances | $98,000 | 6,643 |
| Securities | $51,939,000 | 2,322 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,804 |
| Net loans & leases | $253,503,000 | 1,799 |
| Loan loss allowance | $3,372,000 | 2,227 |
| Trading account assets | $0 | 227 |
| Bank premises and fixed assets | $6,844,000 | 1,849 |
| Other real estate owned | $1,612,000 | 4,170 |
| Goodwill and other intangibles | $0 | 3,074 |
| All other assets | $12,667,000 | 1,691 |
| Life insurance assets | $3,545,000 | 1,652 |
| Total liabilities and capital | $333,949,000 | 2,047 |
| Total liabilities | $304,169,000 | 2,028 |
| Total deposits | $258,156,000 | 2,158 |
| Interest-bearing deposits | $253,665,000 | 1,930 |
| Deposits held in domestic offices | $258,156,000 | 2,156 |
| % insured | 79.60% | 6,333 |
| Federal funds purchased & repurchase agreements | $23,000,000 | 622 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $21,000,000 | 1,652 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $2,013,000 | 2,111 |
| Total equity capital | $29,780,000 | 2,248 |
| Total bank equity capital | $29,400,000 | 2,269 |
| Perpetual preferred stock | $0 | 220 |
| Common stock | $3,350,000 | 1,313 |
| Surplus | $19,878,000 | 1,592 |
| Undivided profits | $6,172,000 | 3,889 |
| Noncontrolling interests in consolidated subsidiaries | $380,000 | 104 |
| Memoranda | ||
| Noncurrent loans and leases | $6,432,000 | 2,024 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,219 |
| Income earned, not collected on loans | $1,159,000 | 2,808 |
| Earning assets | $305,540,000 | 2,048 |
| Long-term assets (5+ years) | $69,289,000 | 1,861 |
| Average Assets, year-to-date | $333,362,500 | 2,048 |
| Average Assets, quarterly | $333,362,500 | 2,048 |
| Volatile liabilities | $76,640,000 | 1,898 |
| Insider loans | $13,145,000 | 492 |
| FHLB advances | $15,000,000 | 1,961 |
| Loans and leases held for sale | $1,560,000 | 714 |
| Unused loan commitments | $57,681,000 | 1,189 |
| Tier 1 (core) risk-based capital | $29,392,000 | 2,162 |
| Tier 2 risk-based capital | $3,309,000 | 1,713 |
| Total risk weighted assets | $264,686,000 | 1,802 |
| Total unused commitments | $57,681,000 | 1,191 |
| Derivatives | $19,625,000 | 378 |
| 2009-12-31 | Rank | |
| # of Employees: | 37 | 3,992 |
| Assets and Liabilities | ||
| Total Assets: | $332,776,000 | 2,077 |
| Cash and due from depository institutions | $4,297,000 | 3,992 |
| Interest-bearing balances | $69,000 | 6,656 |
| Securities | $48,852,000 | 2,416 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,737 |
| Net loans & leases | $258,272,000 | 1,817 |
| Loan loss allowance | $3,445,000 | 2,172 |
| Trading account assets | $0 | 224 |
| Bank premises and fixed assets | $6,954,000 | 1,857 |
| Other real estate owned | $1,643,000 | 3,992 |
| Goodwill and other intangibles | $0 | 3,096 |
| All other assets | $12,758,000 | 1,735 |
| Life insurance assets | $3,513,000 | 1,659 |
| Total liabilities and capital | $332,776,000 | 2,077 |
| Total liabilities | $304,929,000 | 2,041 |
| Total deposits | $253,896,000 | 2,194 |
| Interest-bearing deposits | $248,909,000 | 1,955 |
| Deposits held in domestic offices | $253,896,000 | 2,192 |
| % insured | 81.30% | 6,090 |
| Federal funds purchased & repurchase agreements | $23,900,000 | 627 |
| Trading liabilities | $0 | 104 |
| Other borrowed funds | $21,000,000 | 1,773 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $6,133,000 | 871 |
| Total equity capital | $27,847,000 | 2,374 |
| Total bank equity capital | $27,466,000 | 2,396 |
| Perpetual preferred stock | $0 | 219 |
| Common stock | $3,350,000 | 1,338 |
| Surplus | $18,328,000 | 1,716 |
| Undivided profits | $5,788,000 | 3,998 |
| Noncontrolling interests in consolidated subsidiaries | $381,000 | 107 |
| Memoranda | ||
| Noncurrent loans and leases | $5,867,000 | 2,126 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,191 |
| Income earned, not collected on loans | $1,145,000 | 2,961 |
| Earning assets | $307,193,000 | 2,055 |
| Long-term assets (5+ years) | $71,572,000 | 1,794 |
| Average Assets, year-to-date | $336,144,000 | 2,022 |
| Average Assets, quarterly | $338,706,000 | 2,031 |
| Volatile liabilities | $77,003,000 | 1,907 |
| Insider loans | $10,574,000 | 680 |
| FHLB advances | $15,000,000 | 2,086 |
| Loans and leases held for sale | $2,436,000 | 675 |
| Unused loan commitments | $58,604,000 | 1,170 |
| Tier 1 (core) risk-based capital | $27,475,000 | 2,272 |
| Tier 2 risk-based capital | $3,371,000 | 1,716 |
| Total risk weighted assets | $269,579,000 | 1,821 |
| Total unused commitments | $58,604,000 | 1,171 |
| Derivatives | $0 | 1,139 |
| 2009-09-30 | Rank | |
| # of Employees: | 39 | 3,884 |
| Assets and Liabilities | ||
| Total Assets: | $344,636,000 | 2,023 |
| Cash and due from depository institutions | $18,055,000 | 3,884 |
| Interest-bearing balances | $49,000 | 6,693 |
| Securities | $48,463,000 | 2,440 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,911 |
| Net loans & leases | $258,725,000 | 1,846 |
| Loan loss allowance | $3,110,000 | 2,251 |
| Trading account assets | $0 | 238 |
| Bank premises and fixed assets | $7,122,000 | 1,828 |
| Other real estate owned | $1,360,000 | 3,884 |
| Goodwill and other intangibles | $0 | 3,142 |
| All other assets | $10,911,000 | 1,746 |
| Life insurance assets | $3,480,000 | 1,669 |
| Total liabilities and capital | $344,636,000 | 2,023 |
| Total liabilities | $317,093,000 | 1,968 |
| Total deposits | $270,803,000 | 2,052 |
| Interest-bearing deposits | $265,964,000 | 1,843 |
| Deposits held in domestic offices | $270,803,000 | 2,050 |
| % insured | 78.25% | 6,700 |
| Federal funds purchased & repurchase agreements | $23,000,000 | 671 |
| Trading liabilities | $0 | 103 |
| Other borrowed funds | $21,000,000 | 1,858 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $2,290,000 | 2,105 |
| Total equity capital | $27,543,000 | 2,463 |
| Total bank equity capital | $27,152,000 | 2,496 |
| Perpetual preferred stock | $0 | 212 |
| Common stock | $3,350,000 | 1,364 |
| Surplus | $18,326,000 | 1,716 |
| Undivided profits | $5,476,000 | 4,225 |
| Noncontrolling interests in consolidated subsidiaries | $391,000 | 112 |
| Memoranda | ||
| Noncurrent loans and leases | $7,094,000 | 1,866 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,174 |
| Income earned, not collected on loans | $1,137,000 | 3,168 |
| Earning assets | $307,237,000 | 2,075 |
| Long-term assets (5+ years) | $72,337,000 | 1,782 |
| Average Assets, year-to-date | $336,986,000 | 2,034 |
| Average Assets, quarterly | $339,933,500 | 2,030 |
| Volatile liabilities | $81,152,000 | 1,851 |
| Insider loans | $10,511,000 | 687 |
| FHLB advances | $15,000,000 | 2,176 |
| Loans and leases held for sale | $844,000 | 1,020 |
| Unused loan commitments | $64,400,000 | 1,161 |
| Tier 1 (core) risk-based capital | $27,059,000 | 2,355 |
| Tier 2 risk-based capital | $3,110,000 | 1,836 |
| Total risk weighted assets | $272,405,000 | 1,833 |
| Total unused commitments | $64,400,000 | 1,163 |
| Derivatives | $0 | 1,183 |
| 2009-06-30 | Rank | |
| # of Employees: | 38 | 3,996 |
| Assets and Liabilities | ||
| Total Assets: | $335,231,000 | 2,080 |
| Cash and due from depository institutions | $3,802,000 | 3,996 |
| Interest-bearing balances | $61,000 | 6,571 |
| Securities | $50,650,000 | 2,306 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,176 |
| Net loans & leases | $260,860,000 | 1,859 |
| Loan loss allowance | $3,037,000 | 2,210 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $7,224,000 | 1,829 |
| Other real estate owned | $1,129,000 | 3,996 |
| Goodwill and other intangibles | $0 | 3,161 |
| All other assets | $11,566,000 | 1,700 |
| Life insurance assets | $3,448,000 | 1,684 |
| Total liabilities and capital | $335,231,000 | 2,080 |
| Total liabilities | $308,558,000 | 2,036 |
| Total deposits | $251,963,000 | 2,203 |
| Interest-bearing deposits | $246,858,000 | 1,963 |
| Deposits held in domestic offices | $251,963,000 | 2,201 |
| % insured | 72.24% | 5,645 |
| Federal funds purchased & repurchase agreements | $23,000,000 | 675 |
| Trading liabilities | $0 | 100 |
| Other borrowed funds | $31,000,000 | 1,449 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $2,595,000 | 1,942 |
| Total equity capital | $26,673,000 | 2,518 |
| Total bank equity capital | $26,279,000 | 2,550 |
| Perpetual preferred stock | $0 | 213 |
| Common stock | $3,350,000 | 1,382 |
| Surplus | $18,326,000 | 1,720 |
| Undivided profits | $4,603,000 | 4,520 |
| Noncontrolling interests in consolidated subsidiaries | $394,000 | 113 |
| Memoranda | ||
| Noncurrent loans and leases | $4,187,000 | 2,492 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,161 |
| Income earned, not collected on loans | $1,200,000 | 2,917 |
| Earning assets | $311,571,000 | 2,052 |
| Long-term assets (5+ years) | $73,630,000 | 1,737 |
| Average Assets, year-to-date | $334,436,000 | 2,077 |
| Average Assets, quarterly | $329,442,000 | 2,108 |
| Volatile liabilities | $86,117,000 | 1,774 |
| Insider loans | $8,601,000 | 906 |
| FHLB advances | $25,000,000 | 1,611 |
| Loans and leases held for sale | $1,304,000 | 1,074 |
| Unused loan commitments | $55,808,000 | 1,339 |
| Tier 1 (core) risk-based capital | $26,726,000 | 2,403 |
| Tier 2 risk-based capital | $3,037,000 | 1,871 |
| Total risk weighted assets | $273,162,000 | 1,860 |
| Total unused commitments | $55,808,000 | 1,340 |
| Derivatives | $5,000,000 | 694 |
| 2009-03-31 | Rank | |
| # of Employees: | 36 | 4,170 |
| Assets and Liabilities | ||
| Total Assets: | $323,653,000 | 2,149 |
| Cash and due from depository institutions | $2,925,000 | 4,170 |
| Interest-bearing balances | $377,000 | 5,189 |
| Securities | $42,854,000 | 2,633 |
| Federal funds sold & reverse repurchase agreements | $6,450,000 | 1,865 |
| Net loans & leases | $254,142,000 | 1,916 |
| Loan loss allowance | $2,952,000 | 2,192 |
| Trading account assets | $0 | 234 |
| Bank premises and fixed assets | $7,319,000 | 1,804 |
| Other real estate owned | $631,000 | 4,170 |
| Goodwill and other intangibles | $0 | 3,204 |
| All other assets | $9,332,000 | 1,997 |
| Life insurance assets | $3,414,000 | 1,686 |
| Total liabilities and capital | $323,653,000 | 2,149 |
| Total liabilities | $296,993,000 | 2,112 |
| Total deposits | $248,250,000 | 2,214 |
| Interest-bearing deposits | $244,994,000 | 1,970 |
| Deposits held in domestic offices | $248,250,000 | 2,212 |
| % insured | 72.49% | 5,647 |
| Federal funds purchased & repurchase agreements | $18,000,000 | 804 |
| Trading liabilities | $0 | 92 |
| Other borrowed funds | $28,000,000 | 1,615 |
| Subordinated debt | $0 | 271 |
| All other liabilities | $2,743,000 | 1,835 |
| Total equity capital | $26,660,000 | 2,538 |
| Total bank equity capital | $26,258,000 | 2,569 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $3,350,000 | 1,388 |
| Surplus | $18,325,000 | 1,697 |
| Undivided profits | $4,583,000 | 4,606 |
| Noncontrolling interests in consolidated subsidiaries | $402,000 | 110 |
| Memoranda | ||
| Noncurrent loans and leases | $4,174,000 | 2,363 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,134 |
| Income earned, not collected on loans | $977,000 | 3,538 |
| Earning assets | $303,823,000 | 2,112 |
| Long-term assets (5+ years) | $61,973,000 | 1,974 |
| Average Assets, year-to-date | $334,038,500 | 2,085 |
| Average Assets, quarterly | $334,038,500 | 2,085 |
| Volatile liabilities | $73,038,000 | 2,046 |
| Insider loans | $7,218,000 | 1,100 |
| FHLB advances | $22,000,000 | 1,826 |
| Loans and leases held for sale | $368,000 | 1,506 |
| Unused loan commitments | $58,410,000 | 1,359 |
| Tier 1 (core) risk-based capital | $26,445,000 | 2,447 |
| Tier 2 risk-based capital | $2,952,000 | 1,900 |
| Total risk weighted assets | $264,426,000 | 1,927 |
| Total unused commitments | $58,410,000 | 1,360 |
| Derivatives | $0 | 1,177 |
| 2008-12-31 | Rank | |
| # of Employees: | 34 | 4,364 |
| Assets and Liabilities | ||
| Total Assets: | $344,424,000 | 2,008 |
| Cash and due from depository institutions | $2,821,000 | 4,364 |
| Interest-bearing balances | $17,000 | 6,647 |
| Securities | $60,812,000 | 1,939 |
| Federal funds sold & reverse repurchase agreements | $5,550,000 | 1,723 |
| Net loans & leases | $257,423,000 | 1,903 |
| Loan loss allowance | $2,694,000 | 2,289 |
| Trading account assets | $0 | 236 |
| Bank premises and fixed assets | $7,420,000 | 1,770 |
| Other real estate owned | $657,000 | 4,364 |
| Goodwill and other intangibles | $0 | 3,219 |
| All other assets | $9,741,000 | 1,947 |
| Life insurance assets | $3,379,000 | 1,700 |
| Total liabilities and capital | $344,424,000 | 2,008 |
| Total liabilities | $318,431,000 | 1,958 |
| Total deposits | $275,273,000 | 1,984 |
| Interest-bearing deposits | $270,173,000 | 1,784 |
| Deposits held in domestic offices | $275,273,000 | 1,981 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $18,000,000 | 866 |
| Trading liabilities | $0 | 88 |
| Other borrowed funds | $22,000,000 | 2,072 |
| Subordinated debt | $0 | 278 |
| All other liabilities | $3,158,000 | 1,628 |
| Total equity capital | $25,993,000 | 2,559 |
| Total bank equity capital | $25,993,000 | 2,559 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $3,350,000 | 1,386 |
| Surplus | $18,325,000 | 1,670 |
| Undivided profits | $4,318,000 | 4,712 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,769,000 | 1,927 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,078 |
| Income earned, not collected on loans | $1,248,000 | 2,982 |
| Earning assets | $323,802,000 | 1,946 |
| Long-term assets (5+ years) | $71,118,000 | 1,740 |
| Average Assets, year-to-date | $305,059,000 | 2,177 |
| Average Assets, quarterly | $339,980,500 | 2,019 |
| Volatile liabilities | $90,143,000 | 1,665 |
| Insider loans | $8,575,000 | 923 |
| FHLB advances | $22,000,000 | 1,974 |
| Loans and leases held for sale | $3,099,000 | 476 |
| Unused loan commitments | $56,294,000 | 1,420 |
| Tier 1 (core) risk-based capital | $26,179,000 | 2,439 |
| Tier 2 risk-based capital | $2,694,000 | 2,029 |
| Total risk weighted assets | $272,021,000 | 1,878 |
| Total unused commitments | $56,294,000 | 1,424 |
| Derivatives | $0 | 1,109 |
| 2008-09-30 | Rank | |
| # of Employees: | 35 | 4,334 |
| Assets and Liabilities | ||
| Total Assets: | $335,537,000 | 2,050 |
| Cash and due from depository institutions | $8,654,000 | 4,334 |
| Interest-bearing balances | $71,000 | 5,448 |
| Securities | $43,972,000 | 2,523 |
| Federal funds sold & reverse repurchase agreements | $21,900,000 | 509 |
| Net loans & leases | $243,164,000 | 1,991 |
| Loan loss allowance | $2,700,000 | 2,134 |
| Trading account assets | $0 | 251 |
| Bank premises and fixed assets | $7,506,000 | 1,739 |
| Other real estate owned | $993,000 | 4,334 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $9,348,000 | 2,001 |
| Life insurance assets | $3,343,000 | 1,709 |
| Total liabilities and capital | $335,537,000 | 2,050 |
| Total liabilities | $310,167,000 | 1,993 |
| Total deposits | $274,720,000 | 1,947 |
| Interest-bearing deposits | $269,936,000 | 1,763 |
| Deposits held in domestic offices | $274,720,000 | 1,943 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $18,000,000 | 913 |
| Trading liabilities | $0 | 91 |
| Other borrowed funds | $14,955,000 | 2,672 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $2,492,000 | 1,941 |
| Total equity capital | $25,370,000 | 2,642 |
| Total bank equity capital | $25,370,000 | 2,642 |
| Perpetual preferred stock | $0 | 110 |
| Common stock | $3,350,000 | 1,395 |
| Surplus | $18,325,000 | 1,646 |
| Undivided profits | $3,695,000 | 5,089 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,578,000 | 1,717 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,110 |
| Income earned, not collected on loans | $1,193,000 | 3,272 |
| Earning assets | $309,107,000 | 2,038 |
| Long-term assets (5+ years) | $56,850,000 | 2,043 |
| Average Assets, year-to-date | $295,217,750 | 2,238 |
| Average Assets, quarterly | $314,998,000 | 2,160 |
| Volatile liabilities | $61,407,000 | 2,254 |
| Insider loans | $8,427,000 | 919 |
| FHLB advances | $14,955,000 | 2,566 |
| Loans and leases held for sale | $651,000 | 930 |
| Unused loan commitments | $60,468,000 | 1,441 |
| Tier 1 (core) risk-based capital | $25,803,000 | 2,507 |
| Tier 2 risk-based capital | $2,700,000 | 1,971 |
| Total risk weighted assets | $266,835,000 | 1,906 |
| Total unused commitments | $60,468,000 | 1,444 |
| Derivatives | $10,000,000 | 458 |
| 2008-06-30 | Rank | |
| # of Employees: | 37 | 4,231 |
| Assets and Liabilities | ||
| Total Assets: | $294,459,000 | 2,269 |
| Cash and due from depository institutions | $2,781,000 | 4,231 |
| Interest-bearing balances | $58,000 | 5,531 |
| Securities | $45,535,000 | 2,503 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,934 |
| Net loans & leases | $228,411,000 | 2,089 |
| Loan loss allowance | $2,799,000 | 2,012 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $7,499,000 | 1,728 |
| Other real estate owned | $904,000 | 4,231 |
| Goodwill and other intangibles | $0 | 3,301 |
| All other assets | $9,329,000 | 1,973 |
| Life insurance assets | $3,306,000 | 1,719 |
| Total liabilities and capital | $294,459,000 | 2,269 |
| Total liabilities | $271,727,000 | 2,219 |
| Total deposits | $232,550,000 | 2,240 |
| Interest-bearing deposits | $225,749,000 | 2,044 |
| Deposits held in domestic offices | $232,550,000 | 2,236 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $21,750,000 | 876 |
| Trading liabilities | $0 | 94 |
| Other borrowed funds | $15,000,000 | 2,526 |
| Subordinated debt | $0 | 257 |
| All other liabilities | $2,427,000 | 1,989 |
| Total equity capital | $22,732,000 | 2,918 |
| Total bank equity capital | $22,732,000 | 2,918 |
| Perpetual preferred stock | $0 | 107 |
| Common stock | $3,350,000 | 1,397 |
| Surplus | $16,321,000 | 1,790 |
| Undivided profits | $3,061,000 | 5,472 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,906,000 | 2,157 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,082 |
| Income earned, not collected on loans | $1,088,000 | 3,471 |
| Earning assets | $274,004,000 | 2,242 |
| Long-term assets (5+ years) | $63,075,000 | 1,883 |
| Average Assets, year-to-date | $281,778,000 | 2,326 |
| Average Assets, quarterly | $286,336,000 | 2,310 |
| Volatile liabilities | $63,922,000 | 2,178 |
| Insider loans | $8,567,000 | 899 |
| FHLB advances | $15,000,000 | 2,422 |
| Loans and leases held for sale | $554,000 | 1,121 |
| Unused loan commitments | $54,007,000 | 1,626 |
| Tier 1 (core) risk-based capital | $23,530,000 | 2,722 |
| Tier 2 risk-based capital | $2,800,000 | 1,880 |
| Total risk weighted assets | $248,803,000 | 1,998 |
| Total unused commitments | $54,007,000 | 1,628 |
| Derivatives | $0 | 1,075 |
| 2008-03-31 | Rank | |
| # of Employees: | 36 | 4,290 |
| Assets and Liabilities | ||
| Total Assets: | $278,213,000 | 2,378 |
| Cash and due from depository institutions | $2,738,000 | 4,290 |
| Interest-bearing balances | $266,000 | 4,188 |
| Securities | $37,103,000 | 2,936 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,601 |
| Net loans & leases | $220,989,000 | 2,118 |
| Loan loss allowance | $2,622,000 | 2,041 |
| Trading account assets | $0 | 252 |
| Bank premises and fixed assets | $7,446,000 | 1,738 |
| Other real estate owned | $1,092,000 | 4,290 |
| Goodwill and other intangibles | $0 | 3,304 |
| All other assets | $8,845,000 | 1,992 |
| Life insurance assets | $3,269,000 | 1,721 |
| Total liabilities and capital | $278,213,000 | 2,378 |
| Total liabilities | $255,131,000 | 2,334 |
| Total deposits | $221,947,000 | 2,355 |
| Interest-bearing deposits | $218,420,000 | 2,106 |
| Deposits held in domestic offices | $221,947,000 | 2,352 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $15,750,000 | 988 |
| Trading liabilities | $0 | 86 |
| Other borrowed funds | $15,000,000 | 2,337 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $2,434,000 | 2,115 |
| Total equity capital | $23,082,000 | 2,950 |
| Total bank equity capital | $23,082,000 | 2,950 |
| Perpetual preferred stock | $0 | 108 |
| Common stock | $3,350,000 | 1,394 |
| Surplus | $16,318,000 | 1,779 |
| Undivided profits | $3,414,000 | 5,457 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,289,000 | 2,326 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,070 |
| Income earned, not collected on loans | $1,070,000 | 3,526 |
| Earning assets | $258,358,000 | 2,345 |
| Long-term assets (5+ years) | $49,174,000 | 2,180 |
| Average Assets, year-to-date | $275,437,500 | 2,363 |
| Average Assets, quarterly | $275,437,500 | 2,363 |
| Volatile liabilities | $64,528,000 | 2,120 |
| Insider loans | $8,186,000 | 935 |
| FHLB advances | $15,000,000 | 2,246 |
| Loans and leases held for sale | $1,243,000 | 843 |
| Unused loan commitments | $49,486,000 | 1,775 |
| Tier 1 (core) risk-based capital | $23,150,000 | 2,753 |
| Tier 2 risk-based capital | $2,622,000 | 1,938 |
| Total risk weighted assets | $238,182,000 | 2,058 |
| Total unused commitments | $49,486,000 | 1,777 |
| Derivatives | $0 | 1,109 |
| 2007-12-31 | Rank | |
| # of Employees: | 36 | 4,303 |
| Assets and Liabilities | ||
| Total Assets: | $272,662,000 | 2,380 |
| Cash and due from depository institutions | $3,537,000 | 4,303 |
| Interest-bearing balances | $69,000 | 5,163 |
| Securities | $32,993,000 | 3,231 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,130 |
| Net loans & leases | $218,801,000 | 2,144 |
| Loan loss allowance | $2,533,000 | 2,083 |
| Trading account assets | $0 | 237 |
| Bank premises and fixed assets | $7,455,000 | 1,724 |
| Other real estate owned | $1,789,000 | 4,303 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $8,087,000 | 2,157 |
| Life insurance assets | $3,232,000 | 1,723 |
| Total liabilities and capital | $272,662,000 | 2,380 |
| Total liabilities | $250,693,000 | 2,335 |
| Total deposits | $232,018,000 | 2,242 |
| Interest-bearing deposits | $224,440,000 | 2,027 |
| Deposits held in domestic offices | $232,018,000 | 2,239 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,075,000 | 2,740 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $15,000,000 | 2,203 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $2,600,000 | 1,999 |
| Total equity capital | $21,969,000 | 3,042 |
| Total bank equity capital | $21,969,000 | 3,042 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $3,350,000 | 1,383 |
| Surplus | $15,568,000 | 1,815 |
| Undivided profits | $3,051,000 | 5,642 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,615,000 | 2,550 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,085 |
| Income earned, not collected on loans | $1,272,000 | 3,268 |
| Earning assets | $251,863,000 | 2,368 |
| Long-term assets (5+ years) | $40,405,000 | 2,330 |
| Average Assets, year-to-date | $242,016,000 | 2,563 |
| Average Assets, quarterly | $265,904,000 | 2,409 |
| Volatile liabilities | $57,482,000 | 2,322 |
| Insider loans | $7,825,000 | 957 |
| FHLB advances | $15,000,000 | 2,097 |
| Loans and leases held for sale | $2,061,000 | 640 |
| Unused loan commitments | $51,431,000 | 1,732 |
| Tier 1 (core) risk-based capital | $22,219,000 | 2,860 |
| Tier 2 risk-based capital | $2,533,000 | 1,984 |
| Total risk weighted assets | $236,584,000 | 2,052 |
| Total unused commitments | $51,431,000 | 1,732 |
| Derivatives | $0 | 1,052 |
| 2007-09-30 | Rank | |
| # of Employees: | 40 | 4,002 |
| Assets and Liabilities | ||
| Total Assets: | $259,146,000 | 2,454 |
| Cash and due from depository institutions | $4,329,000 | 4,002 |
| Interest-bearing balances | $55,000 | 5,203 |
| Securities | $32,565,000 | 3,249 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,196 |
| Net loans & leases | $208,219,000 | 2,195 |
| Loan loss allowance | $2,408,000 | 2,137 |
| Trading account assets | $0 | 244 |
| Bank premises and fixed assets | $6,831,000 | 1,842 |
| Other real estate owned | $416,000 | 4,002 |
| Goodwill and other intangibles | $0 | 3,301 |
| All other assets | $6,786,000 | 2,449 |
| Life insurance assets | $3,194,000 | 1,697 |
| Total liabilities and capital | $259,146,000 | 2,454 |
| Total liabilities | $238,124,000 | 2,395 |
| Total deposits | $229,614,000 | 2,247 |
| Interest-bearing deposits | $222,769,000 | 2,030 |
| Deposits held in domestic offices | $229,614,000 | 2,244 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,050,000 | 2,700 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $5,000,000 | 3,448 |
| Subordinated debt | $0 | 244 |
| All other liabilities | $2,460,000 | 2,099 |
| Total equity capital | $21,022,000 | 3,125 |
| Total bank equity capital | $21,022,000 | 3,125 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $3,350,000 | 1,360 |
| Surplus | $15,054,000 | 1,827 |
| Undivided profits | $2,618,000 | 5,922 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,805,000 | 1,531 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,109 |
| Income earned, not collected on loans | $1,201,000 | 3,635 |
| Earning assets | $240,839,000 | 2,436 |
| Long-term assets (5+ years) | $37,174,000 | 2,384 |
| Average Assets, year-to-date | $234,354,500 | 2,626 |
| Average Assets, quarterly | $252,346,500 | 2,495 |
| Volatile liabilities | $41,422,000 | 2,996 |
| Insider loans | $7,885,000 | 930 |
| FHLB advances | $5,000,000 | 3,294 |
| Loans and leases held for sale | $1,275,000 | 787 |
| Unused loan commitments | $47,778,000 | 1,849 |
| Tier 1 (core) risk-based capital | $21,492,000 | 2,937 |
| Tier 2 risk-based capital | $2,408,000 | 2,057 |
| Total risk weighted assets | $222,549,000 | 2,133 |
| Total unused commitments | $47,778,000 | 1,849 |
| Derivatives | $0 | 1,033 |
| 2007-06-30 | Rank | |
| # of Employees: | 41 | 3,964 |
| Assets and Liabilities | ||
| Total Assets: | $245,547,000 | 2,586 |
| Cash and due from depository institutions | $6,785,000 | 3,964 |
| Interest-bearing balances | $28,000 | 5,774 |
| Securities | $19,273,000 | 4,582 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,299 |
| Net loans & leases | $206,120,000 | 2,218 |
| Loan loss allowance | $2,380,000 | 2,177 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $6,275,000 | 1,998 |
| Other real estate owned | $416,000 | 3,964 |
| Goodwill and other intangibles | $0 | 3,329 |
| All other assets | $6,678,000 | 2,472 |
| Life insurance assets | $3,156,000 | 1,711 |
| Total liabilities and capital | $245,547,000 | 2,586 |
| Total liabilities | $224,979,000 | 2,540 |
| Total deposits | $213,577,000 | 2,422 |
| Interest-bearing deposits | $204,280,000 | 2,199 |
| Deposits held in domestic offices | $213,577,000 | 2,420 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $9,350,000 | 1,238 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,494 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $2,052,000 | 2,301 |
| Total equity capital | $20,568,000 | 3,142 |
| Total bank equity capital | $20,568,000 | 3,142 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $3,350,000 | 1,350 |
| Surplus | $15,054,000 | 1,832 |
| Undivided profits | $2,164,000 | 6,152 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,792,000 | 1,390 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,127 |
| Income earned, not collected on loans | $1,084,000 | 3,712 |
| Earning assets | $225,421,000 | 2,583 |
| Long-term assets (5+ years) | $30,759,000 | 2,677 |
| Average Assets, year-to-date | $226,090,670 | 2,737 |
| Average Assets, quarterly | $233,400,000 | 2,684 |
| Volatile liabilities | $42,858,000 | 2,874 |
| Insider loans | $7,551,000 | 965 |
| FHLB advances | $0 | 5,027 |
| Loans and leases held for sale | $2,748,000 | 615 |
| Unused loan commitments | $44,251,000 | 2,003 |
| Tier 1 (core) risk-based capital | $21,213,000 | 2,972 |
| Tier 2 risk-based capital | $2,380,000 | 2,089 |
| Total risk weighted assets | $218,882,000 | 2,158 |
| Total unused commitments | $44,251,000 | 2,003 |
| Derivatives | $0 | 1,067 |
| 2007-03-31 | Rank | |
| # of Employees: | 39 | 4,102 |
| Assets and Liabilities | ||
| Total Assets: | $221,253,000 | 2,820 |
| Cash and due from depository institutions | $2,648,000 | 4,102 |
| Interest-bearing balances | $56,000 | 5,361 |
| Securities | $17,615,000 | 4,837 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,772 |
| Net loans & leases | $188,355,000 | 2,338 |
| Loan loss allowance | $2,259,000 | 2,264 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $5,595,000 | 2,202 |
| Other real estate owned | $758,000 | 4,102 |
| Goodwill and other intangibles | $0 | 3,322 |
| All other assets | $6,282,000 | 2,525 |
| Life insurance assets | $3,117,000 | 1,704 |
| Total liabilities and capital | $221,253,000 | 2,820 |
| Total liabilities | $202,678,000 | 2,755 |
| Total deposits | $197,663,000 | 2,584 |
| Interest-bearing deposits | $192,494,000 | 2,323 |
| Deposits held in domestic offices | $197,663,000 | 2,581 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,200,000 | 1,826 |
| Trading liabilities | $0 | 89 |
| Other borrowed funds | $0 | 5,479 |
| Subordinated debt | $0 | 262 |
| All other liabilities | $1,815,000 | 2,604 |
| Total equity capital | $18,575,000 | 3,458 |
| Total bank equity capital | $18,575,000 | 3,458 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $3,350,000 | 1,334 |
| Surplus | $13,254,000 | 2,025 |
| Undivided profits | $1,971,000 | 6,374 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,722,000 | 1,897 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,132 |
| Income earned, not collected on loans | $1,017,000 | 3,779 |
| Earning assets | $206,026,000 | 2,789 |
| Long-term assets (5+ years) | $28,861,000 | 2,762 |
| Average Assets, year-to-date | $216,362,500 | 2,866 |
| Average Assets, quarterly | $216,362,500 | 2,866 |
| Volatile liabilities | $36,006,000 | 3,207 |
| Insider loans | $7,500,000 | 949 |
| FHLB advances | $0 | 5,010 |
| Loans and leases held for sale | $3,075,000 | 529 |
| Unused loan commitments | $44,897,000 | 1,980 |
| Tier 1 (core) risk-based capital | $19,074,000 | 3,257 |
| Tier 2 risk-based capital | $2,259,000 | 2,163 |
| Total risk weighted assets | $199,791,000 | 2,314 |
| Total unused commitments | $44,897,000 | 1,981 |
| Derivatives | $0 | 1,065 |
| 2006-12-31 | Rank | |
| # of Employees: | 39 | 4,115 |
| Assets and Liabilities | ||
| Total Assets: | $211,472,000 | 2,934 |
| Cash and due from depository institutions | $5,337,000 | 4,115 |
| Interest-bearing balances | $50,000 | 5,418 |
| Securities | $18,533,000 | 4,748 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,403 |
| Net loans & leases | $174,518,000 | 2,469 |
| Loan loss allowance | $2,266,000 | 2,239 |
| Trading account assets | $0 | 156 |
| Bank premises and fixed assets | $5,320,000 | 2,274 |
| Other real estate owned | $292,000 | 4,115 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $7,472,000 | 2,205 |
| Life insurance assets | $3,077,000 | 1,686 |
| Total liabilities and capital | $211,472,000 | 2,934 |
| Total liabilities | $194,122,000 | 2,867 |
| Total deposits | $185,800,000 | 2,737 |
| Interest-bearing deposits | $177,418,000 | 2,476 |
| Deposits held in domestic offices | $185,800,000 | 2,734 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $6,300,000 | 1,473 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $0 | 5,610 |
| Subordinated debt | $0 | 264 |
| All other liabilities | $2,022,000 | 2,367 |
| Total equity capital | $17,350,000 | 3,579 |
| Total bank equity capital | $17,350,000 | 3,579 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $3,350,000 | 1,323 |
| Surplus | $8,900,000 | 2,673 |
| Undivided profits | $5,100,000 | 4,634 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,815,000 | 1,669 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,087 |
| Income earned, not collected on loans | $1,046,000 | 3,785 |
| Earning assets | $193,101,000 | 2,936 |
| Long-term assets (5+ years) | $26,083,000 | 2,900 |
| Average Assets, year-to-date | $194,981,000 | 3,009 |
| Average Assets, quarterly | $209,421,500 | 2,922 |
| Volatile liabilities | $118,578,000 | 1,279 |
| Insider loans | $7,224,000 | 979 |
| FHLB advances | $0 | 5,139 |
| Loans and leases held for sale | $4,799,000 | 394 |
| Unused loan commitments | $42,914,000 | 2,033 |
| Tier 1 (core) risk-based capital | $17,884,000 | 3,388 |
| Tier 2 risk-based capital | $2,266,000 | 2,144 |
| Total risk weighted assets | $187,617,000 | 2,404 |
| Total unused commitments | $42,914,000 | 2,033 |
| Derivatives | $0 | 1,023 |
| 2006-09-30 | Rank | |
| # of Employees: | 41 | 3,935 |
| Assets and Liabilities | ||
| Total Assets: | $207,371,000 | 2,953 |
| Cash and due from depository institutions | $3,812,000 | 3,935 |
| Interest-bearing balances | $183,000 | 4,150 |
| Securities | $17,160,000 | 4,991 |
| Federal funds sold & reverse repurchase agreements | $6,100,000 | 2,121 |
| Net loans & leases | $168,382,000 | 2,535 |
| Loan loss allowance | $2,264,000 | 2,248 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $4,847,000 | 2,439 |
| Other real estate owned | $0 | 3,935 |
| Goodwill and other intangibles | $0 | 3,332 |
| All other assets | $7,070,000 | 2,307 |
| Life insurance assets | $3,036,000 | 1,663 |
| Total liabilities and capital | $207,371,000 | 2,953 |
| Total liabilities | $190,771,000 | 2,880 |
| Total deposits | $188,961,000 | 2,658 |
| Interest-bearing deposits | $181,374,000 | 2,393 |
| Deposits held in domestic offices | $188,961,000 | 2,655 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,596 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $0 | 5,812 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $1,810,000 | 2,545 |
| Total equity capital | $16,600,000 | 3,684 |
| Total bank equity capital | $16,600,000 | 3,684 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $3,350,000 | 1,312 |
| Surplus | $8,400,000 | 2,753 |
| Undivided profits | $4,850,000 | 4,754 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,222,000 | 2,209 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,131 |
| Income earned, not collected on loans | $909,000 | 4,271 |
| Earning assets | $191,825,000 | 2,933 |
| Long-term assets (5+ years) | $24,984,000 | 2,949 |
| Average Assets, year-to-date | $190,858,250 | 3,078 |
| Average Assets, quarterly | $197,586,000 | 3,041 |
| Volatile liabilities | $111,096,000 | 1,348 |
| Insider loans | $8,333,000 | 832 |
| FHLB advances | $0 | 5,308 |
| Loans and leases held for sale | $3,082,000 | 532 |
| Unused loan commitments | $36,567,000 | 2,288 |
| Tier 1 (core) risk-based capital | $17,156,000 | 3,499 |
| Tier 2 risk-based capital | $2,229,000 | 2,181 |
| Total risk weighted assets | $178,347,000 | 2,489 |
| Total unused commitments | $36,567,000 | 2,289 |
| Derivatives | $0 | 1,023 |
| 2006-06-30 | Rank | |
| # of Employees: | 35 | 4,451 |
| Assets and Liabilities | ||
| Total Assets: | $187,801,000 | 3,175 |
| Cash and due from depository institutions | $5,101,000 | 4,451 |
| Interest-bearing balances | $46,000 | 5,586 |
| Securities | $14,387,000 | 5,417 |
| Federal funds sold & reverse repurchase agreements | $3,000,000 | 3,047 |
| Net loans & leases | $156,452,000 | 2,661 |
| Loan loss allowance | $2,096,000 | 2,345 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $4,807,000 | 2,423 |
| Other real estate owned | $0 | 4,451 |
| Goodwill and other intangibles | $0 | 3,333 |
| All other assets | $4,054,000 | 3,448 |
| Life insurance assets | $0 | 4,035 |
| Total liabilities and capital | $187,801,000 | 3,175 |
| Total liabilities | $172,114,000 | 3,118 |
| Total deposits | $167,430,000 | 2,934 |
| Interest-bearing deposits | $163,674,000 | 2,598 |
| Deposits held in domestic offices | $167,430,000 | 2,931 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,710 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $3,000,000 | 4,275 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $1,684,000 | 2,467 |
| Total equity capital | $15,687,000 | 3,747 |
| Total bank equity capital | $15,687,000 | 3,747 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $3,350,000 | 1,301 |
| Surplus | $7,900,000 | 2,813 |
| Undivided profits | $4,437,000 | 4,821 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $500,000 | 3,694 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,150 |
| Income earned, not collected on loans | $828,000 | 4,214 |
| Earning assets | $173,885,000 | 3,138 |
| Long-term assets (5+ years) | $11,720,000 | 4,306 |
| Average Assets, year-to-date | $185,354,000 | 3,150 |
| Average Assets, quarterly | $188,987,000 | 3,132 |
| Volatile liabilities | $108,377,000 | 1,379 |
| Insider loans | $7,228,000 | 943 |
| FHLB advances | $3,000,000 | 4,088 |
| Loans and leases held for sale | $1,211,000 | 859 |
| Unused loan commitments | $36,109,000 | 2,300 |
| Tier 1 (core) risk-based capital | $16,373,000 | 3,596 |
| Tier 2 risk-based capital | $2,082,000 | 2,272 |
| Total risk weighted assets | $166,512,000 | 2,616 |
| Total unused commitments | $36,109,000 | 2,301 |
| Derivatives | $0 | 1,000 |
| 2006-03-31 | Rank | |
| # of Employees: | 31 | 4,847 |
| Assets and Liabilities | ||
| Total Assets: | $190,173,000 | 3,112 |
| Cash and due from depository institutions | $4,660,000 | 4,847 |
| Interest-bearing balances | $63,000 | 5,430 |
| Securities | $13,444,000 | 5,650 |
| Federal funds sold & reverse repurchase agreements | $10,750,000 | 1,394 |
| Net loans & leases | $152,617,000 | 2,670 |
| Loan loss allowance | $2,077,000 | 2,340 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $4,694,000 | 2,411 |
| Other real estate owned | $0 | 4,847 |
| Goodwill and other intangibles | $0 | 3,321 |
| All other assets | $4,008,000 | 3,391 |
| Life insurance assets | $0 | 4,002 |
| Total liabilities and capital | $190,173,000 | 3,112 |
| Total liabilities | $174,829,000 | 3,052 |
| Total deposits | $173,273,000 | 2,838 |
| Interest-bearing deposits | $161,768,000 | 2,609 |
| Deposits held in domestic offices | $173,273,000 | 2,835 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,368 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $0 | 5,773 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $1,556,000 | 2,607 |
| Total equity capital | $15,344,000 | 3,789 |
| Total bank equity capital | $15,344,000 | 3,789 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $3,350,000 | 1,291 |
| Surplus | $7,700,000 | 2,789 |
| Undivided profits | $4,294,000 | 4,922 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,539 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,164 |
| Income earned, not collected on loans | $794,000 | 4,151 |
| Earning assets | $176,874,000 | 3,071 |
| Long-term assets (5+ years) | $11,491,000 | 4,344 |
| Average Assets, year-to-date | $184,130,500 | 3,172 |
| Average Assets, quarterly | $184,130,500 | 3,172 |
| Volatile liabilities | $100,887,000 | 1,388 |
| Insider loans | $6,771,000 | 1,000 |
| FHLB advances | $0 | 5,285 |
| Loans and leases held for sale | $1,176,000 | 780 |
| Unused loan commitments | $33,271,000 | 2,410 |
| Tier 1 (core) risk-based capital | $15,648,000 | 3,674 |
| Tier 2 risk-based capital | $2,046,000 | 2,264 |
| Total risk weighted assets | $163,631,000 | 2,605 |
| Total unused commitments | $33,271,000 | 2,412 |
| Derivatives | $0 | 990 |
| 2005-12-31 | Rank | |
| # of Employees: | 29 | 5,079 |
| Assets and Liabilities | ||
| Total Assets: | $178,088,000 | 3,261 |
| Cash and due from depository institutions | $6,303,000 | 5,079 |
| Interest-bearing balances | $34,000 | 5,886 |
| Securities | $12,357,000 | 5,842 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,145 |
| Net loans & leases | $150,735,000 | 2,679 |
| Loan loss allowance | $1,985,000 | 2,395 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $4,710,000 | 2,370 |
| Other real estate owned | $0 | 5,079 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $3,983,000 | 3,399 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $178,088,000 | 3,261 |
| Total liabilities | $162,972,000 | 3,208 |
| Total deposits | $156,479,000 | 3,069 |
| Interest-bearing deposits | $146,361,000 | 2,799 |
| Deposits held in domestic offices | $156,479,000 | 3,065 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,900,000 | 1,672 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,856 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $1,593,000 | 2,514 |
| Total equity capital | $15,116,000 | 3,798 |
| Total bank equity capital | $15,116,000 | 3,798 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $3,350,000 | 1,278 |
| Surplus | $7,700,000 | 2,751 |
| Undivided profits | $4,066,000 | 5,070 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $380,000 | 4,257 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,175 |
| Income earned, not collected on loans | $803,000 | 4,170 |
| Earning assets | $163,126,000 | 3,252 |
| Long-term assets (5+ years) | $9,186,000 | 4,723 |
| Average Assets, year-to-date | $174,146,000 | 3,190 |
| Average Assets, quarterly | $183,590,000 | 3,143 |
| Volatile liabilities | $111,454,000 | 1,242 |
| Insider loans | $6,886,000 | 952 |
| FHLB advances | $0 | 5,326 |
| Loans and leases held for sale | $1,548,000 | 690 |
| Unused loan commitments | $39,314,000 | 2,104 |
| Tier 1 (core) risk-based capital | $15,406,000 | 3,671 |
| Tier 2 risk-based capital | $1,985,000 | 2,301 |
| Total risk weighted assets | $159,480,000 | 2,642 |
| Total unused commitments | $39,314,000 | 2,104 |
| Derivatives | $0 | 930 |
| 2005-09-30 | Rank | |
| # of Employees: | 28 | 5,170 |
| Assets and Liabilities | ||
| Total Assets: | $189,092,000 | 3,057 |
| Cash and due from depository institutions | $6,837,000 | 5,170 |
| Interest-bearing balances | $462,000 | 3,537 |
| Securities | $12,065,000 | 5,889 |
| Federal funds sold & reverse repurchase agreements | $8,200,000 | 1,545 |
| Net loans & leases | $152,002,000 | 2,628 |
| Loan loss allowance | $1,971,000 | 2,390 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $5,853,000 | 1,866 |
| Other real estate owned | $1,387,000 | 5,170 |
| Goodwill and other intangibles | $0 | 3,310 |
| All other assets | $2,748,000 | 4,232 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $189,092,000 | 3,057 |
| Total liabilities | $174,244,000 | 2,978 |
| Total deposits | $172,737,000 | 2,768 |
| Interest-bearing deposits | $160,305,000 | 2,552 |
| Deposits held in domestic offices | $172,737,000 | 2,764 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,623 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $0 | 5,928 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $1,507,000 | 2,574 |
| Total equity capital | $14,848,000 | 3,820 |
| Total bank equity capital | $14,848,000 | 3,820 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $3,350,000 | 1,247 |
| Surplus | $7,700,000 | 2,692 |
| Undivided profits | $3,798,000 | 5,288 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $10,000 | 7,462 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $710,000 | 4,540 |
| Earning assets | $172,729,000 | 3,063 |
| Long-term assets (5+ years) | $9,596,000 | 4,710 |
| Average Assets, year-to-date | $173,160,500 | 3,191 |
| Average Assets, quarterly | $180,872,000 | 3,145 |
| Volatile liabilities | $104,927,000 | 1,259 |
| Insider loans | $11,516,000 | 514 |
| FHLB advances | $0 | 5,403 |
| Loans and leases held for sale | $3,160,000 | 533 |
| Unused loan commitments | $42,959,000 | 1,950 |
| Tier 1 (core) risk-based capital | $15,045,000 | 3,690 |
| Tier 2 risk-based capital | $1,971,000 | 2,297 |
| Total risk weighted assets | $161,522,000 | 2,562 |
| Total unused commitments | $42,959,000 | 1,952 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 27 | 5,301 |
| Assets and Liabilities | ||
| Total Assets: | $172,652,000 | 3,229 |
| Cash and due from depository institutions | $3,451,000 | 5,301 |
| Interest-bearing balances | $31,000 | 5,950 |
| Securities | $12,587,000 | 5,840 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,776 |
| Net loans & leases | $146,912,000 | 2,638 |
| Loan loss allowance | $1,902,000 | 2,444 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $5,690,000 | 1,884 |
| Other real estate owned | $1,387,000 | 5,301 |
| Goodwill and other intangibles | $0 | 3,307 |
| All other assets | $2,625,000 | 4,234 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $172,652,000 | 3,229 |
| Total liabilities | $158,987,000 | 3,169 |
| Total deposits | $156,387,000 | 2,957 |
| Interest-bearing deposits | $144,241,000 | 2,748 |
| Deposits held in domestic offices | $156,387,000 | 2,954 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,250,000 | 2,699 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,868 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $1,350,000 | 2,619 |
| Total equity capital | $13,665,000 | 4,026 |
| Total bank equity capital | $13,665,000 | 4,026 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $3,350,000 | 1,228 |
| Surplus | $6,950,000 | 2,879 |
| Undivided profits | $3,365,000 | 5,480 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $43,000 | 6,901 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $634,000 | 4,591 |
| Earning assets | $159,530,000 | 3,215 |
| Long-term assets (5+ years) | $11,255,000 | 4,472 |
| Average Assets, year-to-date | $167,850,000 | 3,255 |
| Average Assets, quarterly | $169,477,000 | 3,253 |
| Volatile liabilities | $103,810,000 | 1,229 |
| Insider loans | $4,238,000 | 1,505 |
| FHLB advances | $0 | 5,357 |
| Loans and leases held for sale | $4,156,000 | 473 |
| Unused loan commitments | $34,601,000 | 2,225 |
| Tier 1 (core) risk-based capital | $13,833,000 | 3,886 |
| Tier 2 risk-based capital | $1,902,000 | 2,329 |
| Total risk weighted assets | $154,893,000 | 2,593 |
| Total unused commitments | $34,601,000 | 2,225 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 23 | 5,847 |
| Assets and Liabilities | ||
| Total Assets: | $166,302,000 | 3,326 |
| Cash and due from depository institutions | $2,222,000 | 5,847 |
| Interest-bearing balances | $102,000 | 5,004 |
| Securities | $12,939,000 | 5,844 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,340 |
| Net loans & leases | $143,645,000 | 2,651 |
| Loan loss allowance | $1,832,000 | 2,497 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $4,910,000 | 2,172 |
| Other real estate owned | $0 | 5,847 |
| Goodwill and other intangibles | $0 | 3,297 |
| All other assets | $2,586,000 | 4,224 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $166,302,000 | 3,326 |
| Total liabilities | $152,968,000 | 3,270 |
| Total deposits | $149,241,000 | 3,071 |
| Interest-bearing deposits | $139,757,000 | 2,825 |
| Deposits held in domestic offices | $149,241,000 | 3,067 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,400,000 | 2,062 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,784 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $1,327,000 | 2,623 |
| Total equity capital | $13,334,000 | 4,026 |
| Total bank equity capital | $13,334,000 | 4,026 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $3,350,000 | 1,221 |
| Surplus | $6,950,000 | 2,837 |
| Undivided profits | $3,034,000 | 5,636 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,387,000 | 1,813 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $600,000 | 4,696 |
| Earning assets | $156,686,000 | 3,247 |
| Long-term assets (5+ years) | $11,409,000 | 4,493 |
| Average Assets, year-to-date | $165,449,000 | 3,316 |
| Average Assets, quarterly | $165,449,000 | 3,316 |
| Volatile liabilities | $97,422,000 | 1,254 |
| Insider loans | $3,370,000 | 1,807 |
| FHLB advances | $0 | 5,246 |
| Loans and leases held for sale | $1,173,000 | 842 |
| Unused loan commitments | $30,757,000 | 2,361 |
| Tier 1 (core) risk-based capital | $13,567,000 | 3,893 |
| Tier 2 risk-based capital | $1,832,000 | 2,370 |
| Total risk weighted assets | $148,759,000 | 2,646 |
| Total unused commitments | $30,757,000 | 2,365 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 25 | 5,579 |
| Assets and Liabilities | ||
| Total Assets: | $164,596,000 | 3,345 |
| Cash and due from depository institutions | $2,977,000 | 5,579 |
| Interest-bearing balances | $28,000 | 6,070 |
| Securities | $14,059,000 | 5,674 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,164 |
| Net loans & leases | $140,916,000 | 2,668 |
| Loan loss allowance | $1,762,000 | 2,560 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $4,163,000 | 2,493 |
| Other real estate owned | $0 | 5,579 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $2,481,000 | 4,282 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $164,596,000 | 3,345 |
| Total liabilities | $151,500,000 | 3,276 |
| Total deposits | $147,252,000 | 3,095 |
| Interest-bearing deposits | $137,255,000 | 2,842 |
| Deposits held in domestic offices | $147,252,000 | 3,090 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,470 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $3,000,000 | 4,157 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $1,248,000 | 2,697 |
| Total equity capital | $13,096,000 | 4,077 |
| Total bank equity capital | $13,096,000 | 4,077 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $3,350,000 | 1,204 |
| Surplus | $6,950,000 | 2,786 |
| Undivided profits | $2,796,000 | 5,912 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,876 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $616,000 | 4,606 |
| Earning assets | $155,003,000 | 3,278 |
| Long-term assets (5+ years) | $7,938,000 | 5,259 |
| Average Assets, year-to-date | $150,931,000 | 3,466 |
| Average Assets, quarterly | $160,733,000 | 3,385 |
| Volatile liabilities | $97,229,000 | 1,233 |
| Insider loans | $3,260,000 | 1,859 |
| FHLB advances | $3,000,000 | 3,981 |
| Loans and leases held for sale | $382,000 | 1,254 |
| Unused loan commitments | $33,272,000 | 2,175 |
| Tier 1 (core) risk-based capital | $13,278,000 | 3,914 |
| Tier 2 risk-based capital | $1,762,000 | 2,429 |
| Total risk weighted assets | $148,331,000 | 2,643 |
| Total unused commitments | $33,272,000 | 2,175 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 24 | 5,726 |
| Assets and Liabilities | ||
| Total Assets: | $156,870,000 | 3,444 |
| Cash and due from depository institutions | $2,855,000 | 5,726 |
| Interest-bearing balances | $209,000 | 4,359 |
| Securities | $12,652,000 | 5,947 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,928 |
| Net loans & leases | $135,744,000 | 2,706 |
| Loan loss allowance | $1,742,000 | 2,590 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $3,264,000 | 3,042 |
| Other real estate owned | $0 | 5,726 |
| Goodwill and other intangibles | $0 | 3,268 |
| All other assets | $2,355,000 | 4,412 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $156,870,000 | 3,444 |
| Total liabilities | $144,447,000 | 3,383 |
| Total deposits | $139,759,000 | 3,186 |
| Interest-bearing deposits | $129,184,000 | 2,959 |
| Deposits held in domestic offices | $139,759,000 | 3,181 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,500,000 | 1,907 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $1,000 | 5,860 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $1,187,000 | 2,831 |
| Total equity capital | $12,423,000 | 4,240 |
| Total bank equity capital | $12,423,000 | 4,240 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $3,350,000 | 1,190 |
| Surplus | $6,600,000 | 2,879 |
| Undivided profits | $2,473,000 | 6,190 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,979 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $530,000 | 5,282 |
| Earning assets | $148,605,000 | 3,351 |
| Long-term assets (5+ years) | $9,003,000 | 5,126 |
| Average Assets, year-to-date | $147,514,750 | 3,529 |
| Average Assets, quarterly | $153,199,000 | 3,467 |
| Volatile liabilities | $82,517,000 | 1,372 |
| Insider loans | $3,160,000 | 1,854 |
| FHLB advances | $0 | 5,299 |
| Loans and leases held for sale | $774,000 | 997 |
| Unused loan commitments | $31,952,000 | 2,190 |
| Tier 1 (core) risk-based capital | $12,551,000 | 4,062 |
| Tier 2 risk-based capital | $1,742,000 | 2,425 |
| Total risk weighted assets | $139,558,000 | 2,744 |
| Total unused commitments | $31,952,000 | 2,196 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 28 | 5,239 |
| Assets and Liabilities | ||
| Total Assets: | $149,528,000 | 3,557 |
| Cash and due from depository institutions | $4,397,000 | 5,239 |
| Interest-bearing balances | $59,000 | 5,714 |
| Securities | $10,972,000 | 6,372 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,884 |
| Net loans & leases | $128,570,000 | 2,799 |
| Loan loss allowance | $1,712,000 | 2,627 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $2,811,000 | 3,370 |
| Other real estate owned | $405,000 | 5,239 |
| Goodwill and other intangibles | $0 | 3,275 |
| All other assets | $2,373,000 | 4,365 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $149,528,000 | 3,557 |
| Total liabilities | $137,820,000 | 3,484 |
| Total deposits | $131,337,000 | 3,352 |
| Interest-bearing deposits | $118,698,000 | 3,151 |
| Deposits held in domestic offices | $131,337,000 | 3,349 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,400,000 | 2,249 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $3,004,000 | 4,124 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $1,079,000 | 2,802 |
| Total equity capital | $11,708,000 | 4,318 |
| Total bank equity capital | $11,708,000 | 4,318 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $3,350,000 | 1,187 |
| Surplus | $6,350,000 | 2,926 |
| Undivided profits | $2,008,000 | 6,399 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,017 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $476,000 | 5,433 |
| Earning assets | $139,601,000 | 3,516 |
| Long-term assets (5+ years) | $8,994,000 | 5,247 |
| Average Assets, year-to-date | $144,396,330 | 3,617 |
| Average Assets, quarterly | $146,243,500 | 3,603 |
| Volatile liabilities | $78,390,000 | 1,404 |
| Insider loans | $2,077,000 | 2,603 |
| FHLB advances | $3,000,000 | 3,962 |
| Loans and leases held for sale | $1,042,000 | 870 |
| Unused loan commitments | $34,302,000 | 2,083 |
| Tier 1 (core) risk-based capital | $11,965,000 | 4,180 |
| Tier 2 risk-based capital | $1,664,000 | 2,492 |
| Total risk weighted assets | $133,099,000 | 2,819 |
| Total unused commitments | $34,302,000 | 2,087 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 28 | 5,232 |
| Assets and Liabilities | ||
| Total Assets: | $142,959,000 | 3,676 |
| Cash and due from depository institutions | $2,981,000 | 5,232 |
| Interest-bearing balances | $31,000 | 6,189 |
| Securities | $12,491,000 | 6,025 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,767 |
| Net loans & leases | $122,259,000 | 2,850 |
| Loan loss allowance | $1,584,000 | 2,781 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $2,777,000 | 3,365 |
| Other real estate owned | $339,000 | 5,232 |
| Goodwill and other intangibles | $0 | 3,256 |
| All other assets | $2,112,000 | 4,531 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $142,959,000 | 3,676 |
| Total liabilities | $131,328,000 | 3,614 |
| Total deposits | $123,053,000 | 3,533 |
| Interest-bearing deposits | $115,671,000 | 3,218 |
| Deposits held in domestic offices | $123,053,000 | 3,529 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $6,450,000 | 1,330 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $758,000 | 5,032 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $1,067,000 | 3,066 |
| Total equity capital | $11,631,000 | 4,427 |
| Total bank equity capital | $11,631,000 | 4,427 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $3,350,000 | 1,178 |
| Surplus | $6,350,000 | 2,885 |
| Undivided profits | $1,931,000 | 6,659 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,089 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $507,000 | 5,133 |
| Earning assets | $134,781,000 | 3,604 |
| Long-term assets (5+ years) | $9,735,000 | 5,049 |
| Average Assets, year-to-date | $141,830,500 | 3,673 |
| Average Assets, quarterly | $141,830,500 | 3,673 |
| Volatile liabilities | $77,495,000 | 1,351 |
| Insider loans | $1,914,000 | 2,726 |
| FHLB advances | $750,000 | 4,812 |
| Loans and leases held for sale | $3,125,000 | 540 |
| Unused loan commitments | $25,758,000 | 2,464 |
| Tier 1 (core) risk-based capital | $11,691,000 | 4,229 |
| Tier 2 risk-based capital | $1,562,000 | 2,598 |
| Total risk weighted assets | $124,973,000 | 2,920 |
| Total unused commitments | $25,758,000 | 2,473 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 27 | 5,384 |
| Assets and Liabilities | ||
| Total Assets: | $140,702,000 | 3,713 |
| Cash and due from depository institutions | $6,537,000 | 5,384 |
| Interest-bearing balances | $29,000 | 6,185 |
| Securities | $12,810,000 | 6,035 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,359 |
| Net loans & leases | $116,689,000 | 2,943 |
| Loan loss allowance | $1,619,000 | 2,699 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $2,633,000 | 3,475 |
| Other real estate owned | $0 | 5,384 |
| Goodwill and other intangibles | $0 | 3,237 |
| All other assets | $2,033,000 | 4,663 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $140,702,000 | 3,713 |
| Total liabilities | $129,288,000 | 3,642 |
| Total deposits | $120,439,000 | 3,575 |
| Interest-bearing deposits | $112,374,000 | 3,289 |
| Deposits held in domestic offices | $120,439,000 | 3,572 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,950,000 | 2,283 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $5,762,000 | 3,188 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $1,137,000 | 2,847 |
| Total equity capital | $11,414,000 | 4,418 |
| Total bank equity capital | $11,414,000 | 4,418 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $3,350,000 | 1,182 |
| Surplus | $6,350,000 | 2,850 |
| Undivided profits | $1,714,000 | 6,800 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $459,000 | 4,288 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $509,000 | 5,302 |
| Earning assets | $129,528,000 | 3,701 |
| Long-term assets (5+ years) | $7,683,000 | 5,514 |
| Average Assets, year-to-date | $129,330,800 | 3,848 |
| Average Assets, quarterly | $137,432,000 | 3,758 |
| Volatile liabilities | $75,438,000 | 1,403 |
| Insider loans | $2,682,000 | 2,061 |
| FHLB advances | $5,750,000 | 3,052 |
| Loans and leases held for sale | $410,000 | 1,226 |
| Unused loan commitments | $26,820,000 | 2,319 |
| Tier 1 (core) risk-based capital | $11,510,000 | 4,236 |
| Tier 2 risk-based capital | $1,513,000 | 2,654 |
| Total risk weighted assets | $120,903,000 | 3,012 |
| Total unused commitments | $26,820,000 | 2,323 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 27 | 5,398 |
| Assets and Liabilities | ||
| Total Assets: | $134,162,000 | 3,835 |
| Cash and due from depository institutions | $4,185,000 | 5,398 |
| Interest-bearing balances | $32,000 | 6,189 |
| Securities | $10,805,000 | 6,374 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,602 |
| Net loans & leases | $114,651,000 | 2,958 |
| Loan loss allowance | $1,565,000 | 2,782 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $2,549,000 | 3,548 |
| Other real estate owned | $0 | 5,398 |
| Goodwill and other intangibles | $0 | 3,226 |
| All other assets | $1,972,000 | 4,742 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $134,162,000 | 3,835 |
| Total liabilities | $122,993,000 | 3,771 |
| Total deposits | $119,083,000 | 3,588 |
| Interest-bearing deposits | $109,028,000 | 3,361 |
| Deposits held in domestic offices | $119,083,000 | 3,585 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,900,000 | 2,220 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $766,000 | 5,037 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $1,244,000 | 2,776 |
| Total equity capital | $11,169,000 | 4,463 |
| Total bank equity capital | $11,169,000 | 4,463 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $3,350,000 | 1,174 |
| Surplus | $6,350,000 | 2,801 |
| Undivided profits | $1,469,000 | 7,092 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,319 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $449,000 | 5,907 |
| Earning assets | $125,488,000 | 3,759 |
| Long-term assets (5+ years) | $7,330,000 | 5,612 |
| Average Assets, year-to-date | $126,488,000 | 3,933 |
| Average Assets, quarterly | $131,937,500 | 3,866 |
| Volatile liabilities | $68,075,000 | 1,482 |
| Insider loans | $2,891,000 | 1,908 |
| FHLB advances | $750,000 | 4,809 |
| Loans and leases held for sale | $841,000 | 1,228 |
| Unused loan commitments | $27,687,000 | 2,277 |
| Tier 1 (core) risk-based capital | $11,268,000 | 4,283 |
| Tier 2 risk-based capital | $1,484,000 | 2,675 |
| Total risk weighted assets | $118,613,000 | 3,025 |
| Total unused commitments | $27,687,000 | 2,281 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 26 | 5,536 |
| Assets and Liabilities | ||
| Total Assets: | $129,713,000 | 3,932 |
| Cash and due from depository institutions | $4,790,000 | 5,536 |
| Interest-bearing balances | $39,000 | 6,128 |
| Securities | $9,075,000 | 6,712 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,888 |
| Net loans & leases | $111,789,000 | 2,978 |
| Loan loss allowance | $1,506,000 | 2,851 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $2,518,000 | 3,552 |
| Other real estate owned | $0 | 5,536 |
| Goodwill and other intangibles | $0 | 3,182 |
| All other assets | $1,541,000 | 5,263 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $129,713,000 | 3,932 |
| Total liabilities | $118,781,000 | 3,866 |
| Total deposits | $113,490,000 | 3,732 |
| Interest-bearing deposits | $103,164,000 | 3,527 |
| Deposits held in domestic offices | $113,490,000 | 3,728 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,450,000 | 1,738 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $770,000 | 5,066 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $1,071,000 | 3,149 |
| Total equity capital | $10,932,000 | 4,530 |
| Total bank equity capital | $10,932,000 | 4,530 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $3,350,000 | 1,160 |
| Surplus | $6,350,000 | 2,766 |
| Undivided profits | $1,232,000 | 7,387 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $155,000 | 6,412 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $463,000 | 5,652 |
| Earning assets | $120,903,000 | 3,866 |
| Long-term assets (5+ years) | $7,725,000 | 5,408 |
| Average Assets, year-to-date | $123,930,000 | 4,001 |
| Average Assets, quarterly | $125,199,000 | 4,000 |
| Volatile liabilities | $71,247,000 | 1,403 |
| Insider loans | $4,196,000 | 1,289 |
| FHLB advances | $750,000 | 4,785 |
| Loans and leases held for sale | $3,922,000 | 796 |
| Unused loan commitments | $27,444,000 | 2,263 |
| Tier 1 (core) risk-based capital | $10,884,000 | 4,331 |
| Tier 2 risk-based capital | $1,447,000 | 2,676 |
| Total risk weighted assets | $115,717,000 | 3,046 |
| Total unused commitments | $27,444,000 | 2,272 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 24 | 5,813 |
| Assets and Liabilities | ||
| Total Assets: | $120,685,000 | 4,107 |
| Cash and due from depository institutions | $3,556,000 | 5,813 |
| Interest-bearing balances | $33,000 | 6,127 |
| Securities | $9,116,000 | 6,703 |
| Federal funds sold & reverse repurchase agreements | $650,000 | 6,641 |
| Net loans & leases | $104,084,000 | 3,130 |
| Loan loss allowance | $1,448,000 | 2,904 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $1,778,000 | 4,446 |
| Other real estate owned | $0 | 5,813 |
| Goodwill and other intangibles | $0 | 3,151 |
| All other assets | $1,501,000 | 5,300 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $120,685,000 | 4,107 |
| Total liabilities | $110,085,000 | 4,058 |
| Total deposits | $105,055,000 | 3,960 |
| Interest-bearing deposits | $98,465,000 | 3,663 |
| Deposits held in domestic offices | $105,055,000 | 3,957 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,057 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $3,775,000 | 3,618 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $1,255,000 | 2,857 |
| Total equity capital | $10,600,000 | 4,560 |
| Total bank equity capital | $10,600,000 | 4,560 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $3,350,000 | 1,161 |
| Surplus | $6,350,000 | 2,715 |
| Undivided profits | $900,000 | 7,663 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,370 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $417,000 | 6,018 |
| Earning assets | $113,883,000 | 4,004 |
| Long-term assets (5+ years) | $6,914,000 | 5,573 |
| Average Assets, year-to-date | $121,038,500 | 4,059 |
| Average Assets, quarterly | $121,038,500 | 4,059 |
| Volatile liabilities | $68,215,000 | 1,437 |
| Insider loans | $4,136,000 | 1,296 |
| FHLB advances | $3,750,000 | 3,460 |
| Loans and leases held for sale | $1,711,000 | 1,087 |
| Unused loan commitments | $21,050,000 | 2,616 |
| Tier 1 (core) risk-based capital | $10,559,000 | 4,374 |
| Tier 2 risk-based capital | $1,338,000 | 2,816 |
| Total risk weighted assets | $106,937,000 | 3,199 |
| Total unused commitments | $21,050,000 | 2,628 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 24 | 5,809 |
| Assets and Liabilities | ||
| Total Assets: | $121,392,000 | 4,043 |
| Cash and due from depository institutions | $3,618,000 | 5,809 |
| Interest-bearing balances | $21,000 | 6,326 |
| Securities | $10,507,000 | 6,405 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,991 |
| Net loans & leases | $104,114,000 | 3,105 |
| Loan loss allowance | $1,390,000 | 2,932 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $1,795,000 | 4,404 |
| Other real estate owned | $0 | 5,809 |
| Goodwill and other intangibles | $0 | 3,122 |
| All other assets | $1,358,000 | 5,624 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $121,392,000 | 4,043 |
| Total liabilities | $111,759,000 | 3,950 |
| Total deposits | $106,552,000 | 3,840 |
| Interest-bearing deposits | $98,914,000 | 3,585 |
| Deposits held in domestic offices | $106,552,000 | 3,837 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $400,000 | 2,876 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $3,779,000 | 3,674 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $1,028,000 | 3,324 |
| Total equity capital | $9,633,000 | 4,852 |
| Total bank equity capital | $9,633,000 | 4,852 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $3,350,000 | 1,145 |
| Surplus | $5,600,000 | 2,949 |
| Undivided profits | $683,000 | 7,932 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,375 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $441,000 | 6,025 |
| Earning assets | $114,642,000 | 3,935 |
| Long-term assets (5+ years) | $8,599,000 | 5,110 |
| Average Assets, year-to-date | $106,376,600 | 4,315 |
| Average Assets, quarterly | $119,375,000 | 4,063 |
| Volatile liabilities | $69,232,000 | 1,403 |
| Insider loans | $2,403,000 | 2,162 |
| FHLB advances | $3,750,000 | 3,481 |
| Loans and leases held for sale | $5,302,000 | 685 |
| Unused loan commitments | $22,319,000 | 2,444 |
| Tier 1 (core) risk-based capital | $9,578,000 | 4,661 |
| Tier 2 risk-based capital | $1,314,000 | 2,821 |
| Total risk weighted assets | $105,020,000 | 3,220 |
| Total unused commitments | $22,319,000 | 2,448 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 21 | 6,296 |
| Assets and Liabilities | ||
| Total Assets: | $87,790,000 | 4,992 |
| Cash and due from depository institutions | $2,201,000 | 6,296 |
| Interest-bearing balances | $37,000 | 5,895 |
| Securities | $8,644,000 | 6,851 |
| Federal funds sold & reverse repurchase agreements | $700,000 | 6,218 |
| Net loans & leases | $74,911,000 | 3,943 |
| Loan loss allowance | $975,000 | 3,668 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $343,000 | 7,904 |
| Other real estate owned | $0 | 6,296 |
| Goodwill and other intangibles | $0 | 3,095 |
| All other assets | $991,000 | 6,638 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $87,790,000 | 4,992 |
| Total liabilities | $80,687,000 | 4,914 |
| Total deposits | $76,543,000 | 4,805 |
| Interest-bearing deposits | $72,661,000 | 4,457 |
| Deposits held in domestic offices | $76,543,000 | 4,800 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,416 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $3,297,000 | 3,588 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $847,000 | 3,889 |
| Total equity capital | $7,103,000 | 5,763 |
| Total bank equity capital | $7,103,000 | 5,763 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $3,350,000 | 1,142 |
| Surplus | $3,850,000 | 3,756 |
| Undivided profits | $-97,000 | 8,821 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,611 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $403,000 | 6,648 |
| Earning assets | $84,292,000 | 4,817 |
| Long-term assets (5+ years) | $13,530,000 | 4,132 |
| Average Assets, year-to-date | $65,477,800 | 5,847 |
| Average Assets, quarterly | $84,018,500 | 5,105 |
| Volatile liabilities | $56,765,000 | 1,588 |
| Insider loans | $3,216,000 | 1,554 |
| FHLB advances | $3,250,000 | 3,386 |
| Loans and leases held for sale | $5,038,000 | 584 |
| Unused loan commitments | $16,309,000 | 2,875 |
| Tier 1 (core) risk-based capital | $6,935,000 | 5,689 |
| Tier 2 risk-based capital | $888,000 | 3,699 |
| Total risk weighted assets | $70,980,000 | 4,277 |
| Total unused commitments | $16,309,000 | 2,884 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 15 | 7,445 |
| Assets and Liabilities | ||
| Total Assets: | $41,344,000 | 7,481 |
| Cash and due from depository institutions | $1,601,000 | 7,445 |
| Interest-bearing balances | $0 | 6,829 |
| Securities | $5,385,000 | 8,225 |
| Federal funds sold & reverse repurchase agreements | $1,650,000 | 4,605 |
| Net loans & leases | $32,054,000 | 6,608 |
| Loan loss allowance | $450,000 | 6,053 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $256,000 | 8,511 |
| Other real estate owned | $0 | 7,445 |
| Goodwill and other intangibles | $0 | 3,145 |
| All other assets | $398,000 | 8,655 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $41,344,000 | 7,481 |
| Total liabilities | $35,149,000 | 7,617 |
| Total deposits | $34,445,000 | 7,472 |
| Interest-bearing deposits | $30,203,000 | 7,380 |
| Deposits held in domestic offices | $34,445,000 | 7,471 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,755 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $64,000 | 5,532 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $640,000 | 4,971 |
| Total equity capital | $6,195,000 | 6,234 |
| Total bank equity capital | $6,195,000 | 6,234 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $3,350,000 | 1,139 |
| Surplus | $3,350,000 | 4,055 |
| Undivided profits | $-505,000 | 9,339 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,688 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $181,000 | 8,180 |
| Earning assets | $39,089,000 | 7,377 |
| Long-term assets (5+ years) | $3,625,000 | 6,584 |
| Average Assets, year-to-date | $31,829,250 | 8,074 |
| Average Assets, quarterly | $39,848,000 | 7,537 |
| Volatile liabilities | $22,332,000 | 3,394 |
| Insider loans | $1,553,000 | 2,848 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $11,078,000 | 3,505 |
| Tier 1 (core) risk-based capital | $6,136,000 | 6,157 |
| Tier 2 risk-based capital | $423,240 | 5,954 |
| Total risk weighted assets | $33,832,440 | 6,607 |
| Total unused commitments | $11,078,000 | 3,505 |
| Derivatives | $0 | 481 |