Home > The Bank of Newnan > Income and Expense

The Bank of Newnan, Income and Expense

1998-12-31 (YTD Data)Rank
Total interest income$10,066,0003,214
Total interest expense$4,164,0003,550
Net interest income$5,902,0002,926
Provision for loan and lease losses$904,0001,054
Total noninterest income$1,070,0002,933
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$802,0001,580
Trading account gains and feesNANA
Additional Noninterest Income$268,0004,254
Total noninterest expense$5,149,0002,524
Salaries and employee benefits$2,011,0003,314
Premises and equipment expense$1,001,0001,963
Additional noninterest expense$2,137,0001,988
Pre-tax net operating income$919,0005,676
Securities gains (losses)$04,449
Applicable income taxes$281,0005,359
Income before extraordinary items$638,0005,872
Extraordinary gains, net$032
Net income$638,0005,871
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,253,000635
Cash dividends$07,473
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$638,0005,764
1997-12-31 (YTD Data)Rank
Total interest income$9,744,0003,317
Total interest expense$3,807,0003,860
Net interest income$5,937,0002,933
Provision for loan and lease losses$716,0001,311
Total noninterest income$1,055,0002,925
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$723,0001,799
Trading account gains and feesNANA
Additional Noninterest Income$332,0003,696
Total noninterest expense$3,858,0003,278
Salaries and employee benefits$1,985,0003,333
Premises and equipment expense$486,0003,806
Additional noninterest expense$1,387,0002,940
Pre-tax net operating income$2,418,0002,997
Securities gains (losses)$03,944
Applicable income taxes$843,0002,814
Income before extraordinary items$1,575,0003,216
Extraordinary gains, net$044
Net income$1,575,0003,216
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$69,0004,544
Cash dividends$07,871
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$1,575,0003,149
1996-12-31 (YTD Data)Rank
Total interest income$7,626,0004,215
Total interest expense$3,215,0004,499
Net interest income$4,411,0003,955
Provision for loan and lease losses$289,0002,671
Total noninterest income$958,0003,235
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$649,0002,080
Trading account gains and feesNANA
Additional Noninterest Income$309,0004,004
Total noninterest expense$3,182,0004,107
Salaries and employee benefits$1,592,0004,086
Premises and equipment expense$373,0004,796
Additional noninterest expense$1,217,0003,739
Pre-tax net operating income$1,898,0003,545
Securities gains (losses)$29,0001,716
Applicable income taxes$701,0003,170
Income before extraordinary items$1,226,0003,804
Extraordinary gains, net$053
Net income$1,226,0003,803
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$131,0003,426
Cash dividends$75,0007,116
Sale, conversion, retirement of capital stock, net$0953
Net operating income$1,207,4403,807
1995-12-31 (YTD Data)Rank
Total interest income$6,327,0004,970
Total interest expense$2,659,0005,293
Net interest income$3,668,0004,669
Provision for loan and lease losses$205,0002,949
Total noninterest income$979,0003,149
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$634,0002,141
Trading account gains and feesNANA
Additional Noninterest Income$345,0003,648
Total noninterest expense$2,798,0004,536
Salaries and employee benefits$1,460,0004,389
Premises and equipment expense$321,0005,340
Additional noninterest expense$1,017,0004,290
Pre-tax net operating income$1,644,0004,123
Securities gains (losses)$03,831
Applicable income taxes$600,0003,659
Income before extraordinary items$1,044,0004,426
Extraordinary gains, net$065
Net income$1,044,0004,424
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$87,0004,045
Cash dividends$5,0008,648
Sale, conversion, retirement of capital stock, net$0809
Net operating income$1,044,0004,421
1994-12-31 (YTD Data)Rank
Total interest income$4,849,0005,796
Total interest expense$2,052,0005,490
Net interest income$2,797,0005,916
Provision for loan and lease losses$138,0003,794
Total noninterest income$764,0003,862
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$517,0002,639
Trading account gains and feesNANA
Additional Noninterest Income$247,0004,636
Total noninterest expense$2,407,0005,333
Salaries and employee benefits$1,235,0005,114
Premises and equipment expense$298,0005,748
Additional noninterest expense$874,0005,311
Pre-tax net operating income$1,016,0005,884
Securities gains (losses)$-24,00010,481
Applicable income taxes$344,0005,344
Income before extraordinary items$648,0006,235
Extraordinary gains, net$0249
Net income$648,0006,246
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$48,0005,198
Cash dividends$3,0008,892
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$663,6006,196
1993-12-31 (YTD Data)Rank
Total interest income$3,964,0006,917
Total interest expense$1,878,0006,143
Net interest income$2,086,0007,447
Provision for loan and lease losses$188,0004,071
Total noninterest income$723,0004,336
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$426,0003,260
Trading account gains and feesNANA
Additional Noninterest Income$297,0004,494
Total noninterest expense$2,069,0006,156
Salaries and employee benefits$1,016,0006,036
Premises and equipment expense$261,0006,488
Additional noninterest expense$792,0005,969
Pre-tax net operating income$552,0008,281
Securities gains (losses)$07,477
Applicable income taxes$194,0007,729
Income before extraordinary items$358,0008,850
Extraordinary gains, net$03,149
Net income$358,0009,021
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$118,0004,211
Cash dividends$1,0009,069
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$358,0008,596
1992-12-31 (YTD Data)Rank
Total interest income$3,885,0007,663
Total interest expense$1,952,0007,220
Net interest income$1,933,0007,939
Provision for loan and lease losses$220,0004,962
Total noninterest income$523,0005,465
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$383,0003,626
Trading account gains and feesNANA
Additional Noninterest Income$140,0006,888
Total noninterest expense$1,688,0007,288
Salaries and employee benefits$790,0007,318
Premises and equipment expense$210,0007,616
Additional noninterest expense$688,0006,833
Pre-tax net operating income$548,0008,083
Securities gains (losses)$08,369
Applicable income taxes$185,0007,849
Income before extraordinary items$363,0008,584
Extraordinary gains, net$01,422
Net income$363,0008,713
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$81,0006,412
Cash dividends$31,0008,190
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$363,0008,219

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.