Home > The Bank of Newnan > Assets and Liabilities
The Bank of Newnan, Assets and Liabilities
| 1998-12-31 | Rank | |
| # of Employees: | 55 | 3,196 |
| Assets and Liabilities | ||
| Total Assets: | $101,284,000 | 4,303 |
| Cash and due from depository institutions | $5,146,000 | 3,196 |
| Interest-bearing balances | $701,000 | 3,172 |
| Securities | $14,435,000 | 5,924 |
| Federal funds sold & reverse repurchase agreements | $12,090,000 | 1,428 |
| Net loans & leases | $64,132,000 | 4,049 |
| Loan loss allowance | $1,234,000 | 2,764 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $2,501,000 | 3,225 |
| Other real estate owned | $64,000 | 3,196 |
| Goodwill and other intangibles | $0 | 3,445 |
| All other assets | $2,916,000 | 2,534 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $101,284,000 | 4,303 |
| Total liabilities | $91,615,000 | 4,282 |
| Total deposits | $85,854,000 | 4,260 |
| Interest-bearing deposits | $73,219,000 | 4,289 |
| Deposits held in domestic offices | $85,854,000 | 4,253 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $4,000,000 | 2,527 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $1,761,000 | 2,207 |
| Total equity capital | $9,669,000 | 4,483 |
| Total bank equity capital | $9,669,000 | 4,483 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $1,777,000 | 2,098 |
| Surplus | $3,648,000 | 3,687 |
| Undivided profits | $4,244,000 | 4,910 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,551,000 | 1,632 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $248,000 | 553 |
| Income earned, not collected on loans | $384,000 | 5,656 |
| Earning assets | $91,358,000 | 4,375 |
| Long-term assets (5+ years) | $3,240,000 | 7,042 |
| Average Assets, year-to-date | $104,199,800 | 3,999 |
| Average Assets, quarterly | $104,511,000 | 4,122 |
| Volatile liabilities | $15,927,000 | 3,624 |
| Insider loans | $1,016,000 | 3,507 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $9,975,000 | 3,621 |
| Tier 1 (core) risk-based capital | $9,612,000 | 4,312 |
| Tier 2 risk-based capital | $881,990 | 3,377 |
| Total risk weighted assets | $70,207,490 | 3,843 |
| Total unused commitments | $9,975,000 | 3,626 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 52 | 3,486 |
| Assets and Liabilities | ||
| Total Assets: | $97,754,000 | 4,404 |
| Cash and due from depository institutions | $5,296,000 | 3,486 |
| Interest-bearing balances | $311,000 | 3,510 |
| Securities | $13,534,000 | 6,376 |
| Federal funds sold & reverse repurchase agreements | $3,720,000 | 3,416 |
| Net loans & leases | $69,331,000 | 3,868 |
| Loan loss allowance | $1,583,000 | 2,229 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $2,972,000 | 2,656 |
| Other real estate owned | $0 | 3,486 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $2,901,000 | 2,472 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $97,754,000 | 4,404 |
| Total liabilities | $89,061,000 | 4,317 |
| Total deposits | $87,903,000 | 4,148 |
| Interest-bearing deposits | $77,324,000 | 4,073 |
| Deposits held in domestic offices | $87,903,000 | 4,139 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $0 | 5,103 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $1,158,000 | 3,159 |
| Total equity capital | $8,693,000 | 4,884 |
| Total bank equity capital | $8,693,000 | 4,884 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $1,777,000 | 2,102 |
| Surplus | $3,359,000 | 3,857 |
| Undivided profits | $3,557,000 | 5,534 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,189,000 | 2,139 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $585,000 | 242 |
| Income earned, not collected on loans | $770,000 | 3,021 |
| Earning assets | $86,896,000 | 4,538 |
| Long-term assets (5+ years) | $5,785,000 | 5,638 |
| Average Assets, year-to-date | $93,067,600 | 4,419 |
| Average Assets, quarterly | $98,431,500 | 4,331 |
| Volatile liabilities | $20,158,000 | 2,974 |
| Insider loans | $878,000 | 3,893 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $17,713,000 | 2,322 |
| Tier 1 (core) risk-based capital | $8,685,000 | 4,724 |
| Tier 2 risk-based capital | $932,610 | 3,132 |
| Total risk weighted assets | $73,958,310 | 3,651 |
| Total unused commitments | $17,713,000 | 2,327 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 46 | 4,042 |
| Assets and Liabilities | ||
| Total Assets: | $85,271,000 | 5,043 |
| Cash and due from depository institutions | $4,483,000 | 4,042 |
| Interest-bearing balances | $75,000 | 5,184 |
| Securities | $13,642,000 | 6,815 |
| Federal funds sold & reverse repurchase agreements | $1,650,000 | 5,355 |
| Net loans & leases | $60,830,000 | 4,316 |
| Loan loss allowance | $936,000 | 3,722 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $2,298,000 | 3,360 |
| Other real estate owned | $0 | 4,042 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $2,368,000 | 3,084 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $85,271,000 | 5,043 |
| Total liabilities | $78,234,000 | 4,959 |
| Total deposits | $77,324,000 | 4,779 |
| Interest-bearing deposits | $67,510,000 | 4,709 |
| Deposits held in domestic offices | $77,324,000 | 4,767 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $0 | 5,299 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $910,000 | 3,789 |
| Total equity capital | $7,037,000 | 5,776 |
| Total bank equity capital | $7,037,000 | 5,776 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $1,777,000 | 2,237 |
| Surplus | $2,359,000 | 4,983 |
| Undivided profits | $2,901,000 | 6,165 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $433,000 | 4,670 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $519,000 | 4,469 |
| Earning assets | $76,197,000 | 5,156 |
| Long-term assets (5+ years) | $7,989,000 | 4,729 |
| Average Assets, year-to-date | $77,778,200 | 5,270 |
| Average Assets, quarterly | $84,934,500 | 5,009 |
| Volatile liabilities | $18,225,000 | 3,142 |
| Insider loans | $850,000 | 4,045 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $12,810,000 | 2,850 |
| Tier 1 (core) risk-based capital | $7,110,000 | 5,631 |
| Tier 2 risk-based capital | $786,540 | 3,705 |
| Total risk weighted assets | $62,773,440 | 4,215 |
| Total unused commitments | $12,810,000 | 2,865 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 35 | 5,283 |
| Assets and Liabilities | ||
| Total Assets: | $69,396,000 | 5,994 |
| Cash and due from depository institutions | $4,099,000 | 5,283 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $13,157,000 | 7,226 |
| Federal funds sold & reverse repurchase agreements | $100,000 | 9,118 |
| Net loans & leases | $47,870,000 | 5,136 |
| Loan loss allowance | $775,000 | 4,353 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $2,256,000 | 3,325 |
| Other real estate owned | $32,000 | 5,283 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $1,882,000 | 3,839 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $69,396,000 | 5,994 |
| Total liabilities | $63,443,000 | 5,901 |
| Total deposits | $62,668,000 | 5,747 |
| Interest-bearing deposits | $55,440,000 | 5,633 |
| Deposits held in domestic offices | $62,668,000 | 5,737 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $775,000 | 4,497 |
| Total equity capital | $5,953,000 | 6,585 |
| Total bank equity capital | $5,953,000 | 6,585 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $1,777,000 | 2,292 |
| Surplus | $2,359,000 | 5,012 |
| Undivided profits | $1,817,000 | 7,775 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $285,000 | 5,743 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $486,000 | 4,863 |
| Earning assets | $61,127,000 | 6,155 |
| Long-term assets (5+ years) | $8,185,000 | 4,543 |
| Average Assets, year-to-date | $65,078,200 | 6,075 |
| Average Assets, quarterly | $69,824,000 | 5,913 |
| Volatile liabilities | $11,617,000 | 4,090 |
| Insider loans | $1,344,000 | 3,011 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $7,385,000 | 3,989 |
| Tier 1 (core) risk-based capital | $5,960,000 | 6,448 |
| Tier 2 risk-based capital | $622,840 | 4,431 |
| Total risk weighted assets | $49,674,740 | 5,066 |
| Total unused commitments | $7,385,000 | 4,001 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 32 | 5,876 |
| Assets and Liabilities | ||
| Total Assets: | $58,277,000 | 6,796 |
| Cash and due from depository institutions | $2,688,000 | 5,876 |
| Interest-bearing balances | $0 | 7,034 |
| Securities | $11,807,000 | 8,118 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,397 |
| Net loans & leases | $40,010,000 | 5,775 |
| Loan loss allowance | $657,000 | 5,055 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $2,151,000 | 3,420 |
| Other real estate owned | $159,000 | 5,876 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $1,462,000 | 5,031 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $58,277,000 | 6,796 |
| Total liabilities | $53,510,000 | 6,717 |
| Total deposits | $52,507,000 | 6,568 |
| Interest-bearing deposits | $47,667,000 | 6,310 |
| Deposits held in domestic offices | $52,507,000 | 6,562 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $500,000 | 3,919 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $503,000 | 5,178 |
| Total equity capital | $4,767,000 | 7,369 |
| Total bank equity capital | $4,767,000 | 7,369 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $1,710,000 | 2,430 |
| Surplus | $2,192,000 | 5,229 |
| Undivided profits | $865,000 | 9,372 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $423,000 | 4,726 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $342,000 | 5,912 |
| Earning assets | $51,817,000 | 6,898 |
| Long-term assets (5+ years) | $6,537,000 | 5,286 |
| Average Assets, year-to-date | $56,202,800 | 6,830 |
| Average Assets, quarterly | $58,279,500 | 6,750 |
| Volatile liabilities | $9,108,000 | 4,630 |
| Insider loans | $744,000 | 4,497 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $6,063,000 | 4,386 |
| Tier 1 (core) risk-based capital | $4,921,000 | 7,308 |
| Tier 2 risk-based capital | $515,390 | 5,159 |
| Total risk weighted assets | $41,089,690 | 5,792 |
| Total unused commitments | $6,063,000 | 4,393 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 33 | 5,994 |
| Assets and Liabilities | ||
| Total Assets: | $52,059,000 | 7,537 |
| Cash and due from depository institutions | $3,233,000 | 5,994 |
| Interest-bearing balances | $0 | 7,655 |
| Securities | $8,905,000 | 9,503 |
| Federal funds sold & reverse repurchase agreements | $900,000 | 8,014 |
| Net loans & leases | $35,489,000 | 6,239 |
| Loan loss allowance | $567,000 | 5,817 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $2,208,000 | 3,298 |
| Other real estate owned | $328,000 | 5,994 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $996,000 | 6,137 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $52,059,000 | 7,537 |
| Total liabilities | $47,783,000 | 7,469 |
| Total deposits | $47,473,000 | 7,320 |
| Interest-bearing deposits | $42,790,000 | 7,062 |
| Deposits held in domestic offices | $47,473,000 | 7,313 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $310,000 | 7,401 |
| Total equity capital | $4,276,000 | 8,036 |
| Total bank equity capital | $4,276,000 | 8,036 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $1,646,000 | 2,539 |
| Surplus | $2,056,000 | 5,401 |
| Undivided profits | $574,000 | 10,637 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $366,000 | 5,813 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $306,000 | 5,974 |
| Earning assets | $45,294,000 | 7,784 |
| Long-term assets (5+ years) | $6,894,000 | 5,463 |
| Average Assets, year-to-date | $48,419,400 | 7,756 |
| Average Assets, quarterly | $51,168,500 | 7,557 |
| Volatile liabilities | $7,690,000 | 4,935 |
| Insider loans | $977,000 | 3,806 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $7,455,000 | 3,799 |
| Tier 1 (core) risk-based capital | $4,276,000 | 7,968 |
| Tier 2 risk-based capital | $467,350 | 5,572 |
| Total risk weighted assets | $37,288,650 | 6,228 |
| Total unused commitments | $7,455,000 | 3,819 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 24 | 7,704 |
| Assets and Liabilities | ||
| Total Assets: | $45,789,000 | 8,318 |
| Cash and due from depository institutions | $2,614,000 | 7,704 |
| Interest-bearing balances | $0 | 8,059 |
| Securities | $8,136,000 | 9,961 |
| Federal funds sold & reverse repurchase agreements | $3,600,000 | 4,346 |
| Net loans & leases | $29,499,000 | 7,143 |
| Loan loss allowance | $497,000 | 6,515 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $1,239,000 | 5,384 |
| Other real estate owned | $10,000 | 7,704 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $691,000 | 8,141 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $45,789,000 | 8,318 |
| Total liabilities | $41,870,000 | 8,292 |
| Total deposits | $41,607,000 | 8,165 |
| Interest-bearing deposits | $37,027,000 | 7,999 |
| Deposits held in domestic offices | $41,607,000 | 8,159 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $263,000 | 8,801 |
| Total equity capital | $3,919,000 | 8,367 |
| Total bank equity capital | $3,919,000 | 8,367 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $1,583,000 | 2,736 |
| Surplus | $1,582,000 | 6,403 |
| Undivided profits | $754,000 | 10,230 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $273,000 | 7,501 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $268,000 | 7,139 |
| Earning assets | $41,235,000 | 8,345 |
| Long-term assets (5+ years) | $4,509,000 | 6,812 |
| Average Assets, year-to-date | $44,017,000 | 8,357 |
| Average Assets, quarterly | $45,453,000 | 8,305 |
| Volatile liabilities | $5,840,000 | 5,985 |
| Insider loans | $44,000 | 7,367 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $3,343,000 | 5,770 |
| Tier 1 (core) risk-based capital | $3,919,000 | 8,299 |
| Tier 2 risk-based capital | $370,270 | 6,620 |
| Total risk weighted assets | $29,495,070 | 7,424 |
| Total unused commitments | $3,343,000 | 5,799 |
| Derivatives | $0 | 651 |