Home > The Bank of New York > Loan Charge- Offs and Recoveries
The Bank of New York, Loan Charge- Offs and Recoveries
| 1995-12-31 (YTD Data) | Rank | |
| Total charge-offs | $8,243,000 | 292 |
| Loans secured by real estate, total | $698,000 | 583 |
| To non-U.S. addressees | $0 | 15 |
| Real estate loans in domestic offices | $698,000 | 582 |
| Construction and land development | $101,000 | 311 |
| Secured by farmland | $0 | 381 |
| Total charge-offs secured by 1-4 family residential properties | $312,000 | 509 |
| Secured by multifamily residential properties | $178,000 | 246 |
| Secured by nonfarm nonresidential properties | $107,000 | 879 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 23 |
| To foreign banks | $0 | 20 |
| Loans to finance agricultural production and other loans to farmers | $0 | 186 |
| Commercial and industrial loans | $4,674,000 | 110 |
| Loans to individuals | $2,871,000 | 318 |
| Credit card loan charge offs | $245,000 | 507 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $2,626,000 | 198 |
| Loans to foreign governments and official institutions | $0 | 15 |
| Other loans | $0 | 360 |
| Lease financing receivables | $0 | 341 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $1,570,000 | 384 |
| Loans secured by real estate, total | $106,000 | 842 |
| To non-U.S. addressees | $0 | 13 |
| Real estate loans in domestic offices | $106,000 | 840 |
| Construction and land development | $0 | 688 |
| Secured by farmland | $0 | 623 |
| Secured by 1-4 family residential properties - total recoveries | $2,000 | 3,043 |
| Secured by multifamily residential properties | $0 | 496 |
| Secured by nonfarm nonresidential properties | $104,000 | 482 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 32 |
| To foreign banks | $0 | 20 |
| Loans to finance agricultural production and other loans to farmers | $5,000 | 169 |
| Commercial and industrial loans | $418,000 | 373 |
| Loans to individuals | $1,033,000 | 279 |
| Credit card loan recoveries | $39,000 | 489 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $994,000 | 187 |
| Loans to foreign governments and official institutions | $0 | 30 |
| Other loans | $8,000 | 270 |
| Lease financing receivables | $0 | 322 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $6,673,000 | 253 |
| Loans secured by real estate, total | $592,000 | 520 |
| To non-U.S. addressees | $0 | 12 |
| Real estate loans in domestic offices | $592,000 | 519 |
| Construction and land development | $101,000 | 258 |
| Secured by farmland | $0 | 306 |
| Secured by 1-4 family residential properties- net charge-offs | $310,000 | 422 |
| Secured by multifamily residential properties | $178,000 | 224 |
| Secured by nonfarm nonresidential properties | $3,000 | 1,673 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 19 |
| To foreign banks | $0 | 18 |
| Loans to finance agricultural production and other loans to farmers | $-5,000 | 1,123 |
| Commercial and industrial loans | $4,256,000 | 72 |
| To non-U.S. addressees | $0 | 22 |
| Loans to individuals | $1,838,000 | 327 |
| Credit card loan net charge offs | $206,000 | 497 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $1,632,000 | 194 |
| Loans to foreign governments and official institutions | $0 | 11 |
| Other loans | $-8,000 | 1,142 |
| Lease financing receivables | $0 | 281 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1994-12-31 (YTD Data) | Rank | |
| Total charge-offs | $16,395,000 | 179 |
| Loans secured by real estate, total | $2,409,000 | 301 |
| To non-U.S. addressees | $0 | 13 |
| Real estate loans in domestic offices | $2,409,000 | 301 |
| Construction and land development | $147,000 | 320 |
| Secured by farmland | $0 | 491 |
| Total charge-offs secured by 1-4 family residential properties | $929,000 | 236 |
| Secured by multifamily residential properties | $501,000 | 151 |
| Secured by nonfarm nonresidential properties | $832,000 | 324 |
| Real estate loans in foreign offices | $0 | 15 |
| Loans to depository institutions | $0 | 18 |
| To foreign banks | $0 | 13 |
| Loans to finance agricultural production and other loans to farmers | $0 | 188 |
| Commercial and industrial loans | $9,410,000 | 64 |
| Loans to individuals | $4,576,000 | 200 |
| Credit card loan charge offs | $201,000 | 513 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $4,375,000 | 97 |
| Loans to foreign governments and official institutions | $0 | 15 |
| Other loans | $0 | 345 |
| Lease financing receivables | $0 | 332 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $2,881,000 | 283 |
| Loans secured by real estate, total | $357,000 | 422 |
| To non-U.S. addressees | $0 | 12 |
| Real estate loans in domestic offices | $357,000 | 421 |
| Construction and land development | $7,000 | 556 |
| Secured by farmland | $0 | 744 |
| Secured by 1-4 family residential properties - total recoveries | $43,000 | 830 |
| Secured by multifamily residential properties | $72,000 | 140 |
| Secured by nonfarm nonresidential properties | $235,000 | 309 |
| Real estate loans in foreign offices | $0 | 13 |
| Loans to depository institutions | $0 | 33 |
| To foreign banks | $0 | 21 |
| Loans to finance agricultural production and other loans to farmers | $40,000 | 100 |
| Commercial and industrial loans | $1,197,000 | 220 |
| Loans to individuals | $1,185,000 | 256 |
| Credit card loan recoveries | $29,000 | 585 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $1,156,000 | 174 |
| Loans to foreign governments and official institutions | $0 | 34 |
| Other loans | $102,000 | 109 |
| Lease financing receivables | $0 | 351 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $13,514,000 | 149 |
| Loans secured by real estate, total | $2,052,000 | 269 |
| To non-U.S. addressees | $0 | 9 |
| Real estate loans in domestic offices | $2,052,000 | 269 |
| Construction and land development | $140,000 | 279 |
| Secured by farmland | $0 | 385 |
| Secured by 1-4 family residential properties- net charge-offs | $886,000 | 205 |
| Secured by multifamily residential properties | $429,000 | 154 |
| Secured by nonfarm nonresidential properties | $597,000 | 326 |
| Real estate loans in foreign offices | $0 | 11 |
| Loans to depository institutions | $0 | 14 |
| To foreign banks | $0 | 11 |
| Loans to finance agricultural production and other loans to farmers | $-40,000 | 1,132 |
| Commercial and industrial loans | $8,213,000 | 33 |
| To non-U.S. addressees | $0 | 26 |
| Loans to individuals | $3,391,000 | 193 |
| Credit card loan net charge offs | $172,000 | 492 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $3,219,000 | 72 |
| Loans to foreign governments and official institutions | $0 | 9 |
| Other loans | $-102,000 | 1,143 |
| Lease financing receivables | $0 | 251 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1993-12-31 (YTD Data) | Rank | |
| Total charge-offs | $22,369,000 | 180 |
| Loans secured by real estate, total | $11,272,000 | 143 |
| To non-U.S. addressees | $0 | 19 |
| Real estate loans in domestic offices | $11,272,000 | 143 |
| Construction and land development | $282,000 | 388 |
| Secured by farmland | $0 | 674 |
| Total charge-offs secured by 1-4 family residential properties | $5,821,000 | 53 |
| Secured by multifamily residential properties | $1,759,000 | 69 |
| Secured by nonfarm nonresidential properties | $3,410,000 | 181 |
| Real estate loans in foreign offices | $0 | 17 |
| Loans to depository institutions | $45,000 | 19 |
| To foreign banks | $0 | 17 |
| Loans to finance agricultural production and other loans to farmers | $0 | 175 |
| Commercial and industrial loans | $6,135,000 | 147 |
| Loans to individuals | $3,183,000 | 283 |
| Credit card loan charge offs | $116,000 | 706 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $3,067,000 | 163 |
| Loans to foreign governments and official institutions | $0 | 34 |
| Other loans | $1,734,000 | 30 |
| Lease financing receivables | $0 | 379 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $4,982,000 | 213 |
| Loans secured by real estate, total | $1,364,000 | 162 |
| To non-U.S. addressees | $0 | 16 |
| Real estate loans in domestic offices | $1,364,000 | 161 |
| Construction and land development | $291,000 | 136 |
| Secured by farmland | $0 | 821 |
| Secured by 1-4 family residential properties - total recoveries | $200,000 | 232 |
| Secured by multifamily residential properties | $559,000 | 37 |
| Secured by nonfarm nonresidential properties | $314,000 | 267 |
| Real estate loans in foreign offices | $0 | 16 |
| Loans to depository institutions | $45,000 | 29 |
| To foreign banks | $0 | 26 |
| Loans to finance agricultural production and other loans to farmers | $15,000 | 136 |
| Commercial and industrial loans | $2,499,000 | 129 |
| Loans to individuals | $861,000 | 305 |
| Credit card loan recoveries | $113,000 | 340 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $748,000 | 244 |
| Loans to foreign governments and official institutions | $0 | 38 |
| Other loans | $198,000 | 81 |
| Lease financing receivables | $0 | 365 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $17,387,000 | 176 |
| Loans secured by real estate, total | $9,908,000 | 135 |
| To non-U.S. addressees | $0 | 18 |
| Real estate loans in domestic offices | $9,908,000 | 135 |
| Construction and land development | $-9,000 | 12,985 |
| Secured by farmland | $0 | 548 |
| Secured by 1-4 family residential properties- net charge-offs | $5,621,000 | 49 |
| Secured by multifamily residential properties | $1,200,000 | 90 |
| Secured by nonfarm nonresidential properties | $3,096,000 | 166 |
| Real estate loans in foreign offices | $0 | 16 |
| Loans to depository institutions | $0 | 16 |
| To foreign banks | $0 | 11 |
| Loans to finance agricultural production and other loans to farmers | $-15,000 | 1,098 |
| Commercial and industrial loans | $3,636,000 | 156 |
| To non-U.S. addressees | $0 | 36 |
| Loans to individuals | $2,322,000 | 261 |
| Credit card loan net charge offs | $3,000 | 2,821 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $2,319,000 | 119 |
| Loans to foreign governments and official institutions | $0 | 28 |
| Other loans | $1,536,000 | 24 |
| Lease financing receivables | $0 | 315 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1992-12-31 (YTD Data) | Rank | |
| Total charge-offs | $27,673,000 | 185 |
| Loans secured by real estate, total | $15,623,000 | 125 |
| To non-U.S. addressees | $0 | 17 |
| Real estate loans in domestic offices | $15,623,000 | 124 |
| Construction and land development | $310,000 | 505 |
| Secured by farmland | $0 | 904 |
| Total charge-offs secured by 1-4 family residential properties | $5,067,000 | 65 |
| Secured by multifamily residential properties | $2,152,000 | 76 |
| Secured by nonfarm nonresidential properties | $8,094,000 | 113 |
| Real estate loans in foreign offices | $0 | 17 |
| Loans to depository institutions | $0 | 43 |
| To foreign banks | $0 | 20 |
| Loans to finance agricultural production and other loans to farmers | $0 | 201 |
| Commercial and industrial loans | $8,942,000 | 142 |
| Loans to individuals | $2,474,000 | 383 |
| Credit card loan charge offs | $416,000 | 451 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $2,058,000 | 280 |
| Loans to foreign governments and official institutions | $0 | 43 |
| Other loans | $634,000 | 91 |
| Lease financing receivables | $0 | 464 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $4,799,000 | 200 |
| Loans secured by real estate, total | $778,000 | 218 |
| To non-U.S. addressees | $0 | 7 |
| Real estate loans in domestic offices | $778,000 | 218 |
| Construction and land development | $138,000 | 196 |
| Secured by farmland | $0 | 870 |
| Secured by 1-4 family residential properties - total recoveries | $193,000 | 224 |
| Secured by multifamily residential properties | $42,000 | 146 |
| Secured by nonfarm nonresidential properties | $405,000 | 171 |
| Real estate loans in foreign offices | $0 | 9 |
| Loans to depository institutions | $0 | 52 |
| To foreign banks | $0 | 28 |
| Loans to finance agricultural production and other loans to farmers | $42,000 | 88 |
| Commercial and industrial loans | $2,597,000 | 120 |
| Loans to individuals | $1,325,000 | 236 |
| Credit card loan recoveries | $162,000 | 306 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $1,163,000 | 181 |
| Loans to foreign governments and official institutions | $0 | 47 |
| Other loans | $57,000 | 146 |
| Lease financing receivables | $0 | 397 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $22,874,000 | 183 |
| Loans secured by real estate, total | $14,845,000 | 121 |
| To non-U.S. addressees | $0 | 17 |
| Real estate loans in domestic offices | $14,845,000 | 119 |
| Construction and land development | $172,000 | 625 |
| Secured by farmland | $0 | 773 |
| Secured by 1-4 family residential properties- net charge-offs | $4,874,000 | 64 |
| Secured by multifamily residential properties | $2,110,000 | 74 |
| Secured by nonfarm nonresidential properties | $7,689,000 | 110 |
| Real estate loans in foreign offices | $0 | 17 |
| Loans to depository institutions | $0 | 36 |
| To foreign banks | $0 | 15 |
| Loans to finance agricultural production and other loans to farmers | $-42,000 | 1,150 |
| Commercial and industrial loans | $6,345,000 | 154 |
| To non-U.S. addressees | $0 | 50 |
| Loans to individuals | $1,149,000 | 486 |
| Credit card loan net charge offs | $254,000 | 513 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $895,000 | 375 |
| Loans to foreign governments and official institutions | $0 | 37 |
| Other loans | $577,000 | 76 |
| Lease financing receivables | $0 | 406 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.