Home > The Bank of New Mexico > Income and Expense
The Bank of New Mexico, Income and Expense
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $34,509,000 | 994 |
| Total interest expense | $13,371,000 | 1,199 |
| Net interest income | $21,138,000 | 852 |
| Provision for loan and lease losses | $300,000 | 2,568 |
| Total noninterest income | $5,721,000 | 841 |
| Gross Fiduciary activities income | $0 | 1,450 |
| Service charges on deposit accounts | $1,096,000 | 1,151 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $4,625,000 | 649 |
| Total noninterest expense | $20,433,000 | 726 |
| Salaries and employee benefits | $12,095,000 | 573 |
| Premises and equipment expense | $3,302,000 | 629 |
| Additional noninterest expense | $5,036,000 | 961 |
| Pre-tax net operating income | $6,129,000 | 1,279 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $2,227,000 | 1,207 |
| Income before extraordinary items | $3,902,000 | 1,407 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $3,902,000 | 1,408 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-551,000 | 10,884 |
| Cash dividends | $1,550,000 | 1,572 |
| Sale, conversion, retirement of capital stock, net | $300,000 | 610 |
| Net operating income | $3,902,000 | 1,364 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $31,558,000 | 1,098 |
| Total interest expense | $11,552,000 | 1,405 |
| Net interest income | $20,006,000 | 931 |
| Provision for loan and lease losses | $0 | 9,041 |
| Total noninterest income | $3,466,000 | 1,223 |
| Gross Fiduciary activities income | $0 | 1,526 |
| Service charges on deposit accounts | $954,000 | 1,410 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $2,512,000 | 997 |
| Total noninterest expense | $15,261,000 | 993 |
| Salaries and employee benefits | $8,954,000 | 782 |
| Premises and equipment expense | $2,162,000 | 979 |
| Additional noninterest expense | $4,145,000 | 1,318 |
| Pre-tax net operating income | $8,211,000 | 935 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $3,009,000 | 868 |
| Income before extraordinary items | $5,202,000 | 1,009 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $5,202,000 | 1,010 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 8,019 |
| Cash dividends | $3,900,000 | 786 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $5,202,000 | 990 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $28,415,000 | 1,209 |
| Total interest expense | $10,010,000 | 1,592 |
| Net interest income | $18,405,000 | 1,000 |
| Provision for loan and lease losses | $350,000 | 2,061 |
| Total noninterest income | $1,991,000 | 1,834 |
| Gross Fiduciary activities income | $0 | 1,590 |
| Service charges on deposit accounts | $880,000 | 1,541 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $1,111,000 | 1,679 |
| Total noninterest expense | $11,924,000 | 1,229 |
| Salaries and employee benefits | $7,156,000 | 959 |
| Premises and equipment expense | $1,562,000 | 1,324 |
| Additional noninterest expense | $3,206,000 | 1,604 |
| Pre-tax net operating income | $8,122,000 | 966 |
| Securities gains (losses) | $-58,000 | 11,256 |
| Applicable income taxes | $2,978,000 | 925 |
| Income before extraordinary items | $5,086,000 | 1,055 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $5,086,000 | 1,052 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-296,000 | 11,898 |
| Cash dividends | $1,000,000 | 2,009 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $5,123,120 | 1,029 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $22,190,000 | 1,395 |
| Total interest expense | $7,235,000 | 1,738 |
| Net interest income | $14,955,000 | 1,218 |
| Provision for loan and lease losses | $458,000 | 1,650 |
| Total noninterest income | $1,810,000 | 1,966 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $937,000 | 1,444 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $873,000 | 2,017 |
| Total noninterest expense | $9,979,000 | 1,472 |
| Salaries and employee benefits | $5,889,000 | 1,147 |
| Premises and equipment expense | $1,267,000 | 1,632 |
| Additional noninterest expense | $2,823,000 | 1,918 |
| Pre-tax net operating income | $6,328,000 | 1,189 |
| Securities gains (losses) | $-129,000 | 11,706 |
| Applicable income taxes | $2,194,000 | 1,104 |
| Income before extraordinary items | $4,005,000 | 1,259 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $4,005,000 | 1,259 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $793,000 | 1,018 |
| Cash dividends | $2,000,000 | 1,095 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $4,088,850 | 1,246 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $17,968,000 | 1,740 |
| Total interest expense | $6,158,000 | 2,110 |
| Net interest income | $11,810,000 | 1,524 |
| Provision for loan and lease losses | $50,000 | 7,415 |
| Total noninterest income | $2,401,000 | 1,729 |
| Gross Fiduciary activities income | $0 | 1,630 |
| Service charges on deposit accounts | $827,000 | 1,661 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $1,574,000 | 1,495 |
| Total noninterest expense | $8,784,000 | 1,726 |
| Salaries and employee benefits | $5,075,000 | 1,318 |
| Premises and equipment expense | $1,199,000 | 1,752 |
| Additional noninterest expense | $2,510,000 | 2,219 |
| Pre-tax net operating income | $5,377,000 | 1,296 |
| Securities gains (losses) | $35,000 | 3,910 |
| Applicable income taxes | $1,873,000 | 1,276 |
| Income before extraordinary items | $3,539,000 | 1,442 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $3,539,000 | 1,481 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $304,000 | 2,456 |
| Cash dividends | $988,000 | 1,805 |
| Sale, conversion, retirement of capital stock, net | $-994,000 | 13,251 |
| Net operating income | $3,516,250 | 1,360 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $18,827,000 | 1,876 |
| Total interest expense | $7,488,000 | 2,265 |
| Net interest income | $11,339,000 | 1,626 |
| Provision for loan and lease losses | $710,000 | 2,346 |
| Total noninterest income | $2,222,000 | 1,809 |
| Gross Fiduciary activities income | $0 | 1,658 |
| Service charges on deposit accounts | $777,000 | 1,739 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $1,445,000 | 1,559 |
| Total noninterest expense | $8,063,000 | 1,878 |
| Salaries and employee benefits | $4,519,000 | 1,466 |
| Premises and equipment expense | $1,096,000 | 1,925 |
| Additional noninterest expense | $2,448,000 | 2,360 |
| Pre-tax net operating income | $4,788,000 | 1,334 |
| Securities gains (losses) | $64,000 | 3,722 |
| Applicable income taxes | $1,666,000 | 1,334 |
| Income before extraordinary items | $3,186,000 | 1,464 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $3,186,000 | 1,474 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $538,000 | 2,348 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $1,000,000 | 408 |
| Net operating income | $3,143,760 | 1,377 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.