Home > The Bank of New Haven > Income and Expense

The Bank of New Haven, Income and Expense

1996-12-31 (YTD Data)Rank
Total interest income$22,764,0001,486
Total interest expense$9,929,0001,598
Net interest income$12,835,0001,396
Provision for loan and lease losses$1,964,000630
Total noninterest income$3,166,0001,308
Gross Fiduciary activities income$01,526
Service charges on deposit accounts$2,225,000614
Trading account gains and fees$0262
Additional Noninterest Income$941,0001,892
Total noninterest expense$11,894,0001,215
Salaries and employee benefits$6,018,0001,117
Premises and equipment expense$2,173,000978
Additional noninterest expense$3,703,0001,438
Pre-tax net operating income$2,143,0003,233
Securities gains (losses)$7,0002,762
Applicable income taxes$-7,807,00011,440
Income before extraordinary items$9,957,000585
Extraordinary gains, net$053
Net income$9,957,000586
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,161,000438
Cash dividends$08,336
Sale, conversion, retirement of capital stock, net$0953
Net operating income$9,950,000571
1995-12-31 (YTD Data)Rank
Total interest income$22,675,0001,507
Total interest expense$9,786,0001,624
Net interest income$12,889,0001,395
Provision for loan and lease losses$3,663,000392
Total noninterest income$2,880,0001,392
Gross Fiduciary activities income$01,590
Service charges on deposit accounts$2,174,000634
Trading account gains and fees$0522
Additional Noninterest Income$706,0002,284
Total noninterest expense$11,289,0001,274
Salaries and employee benefits$5,462,0001,227
Premises and equipment expense$1,977,0001,070
Additional noninterest expense$3,850,0001,375
Pre-tax net operating income$817,0006,763
Securities gains (losses)$5,0002,809
Applicable income taxes$-1,034,00011,912
Income before extraordinary items$1,856,0002,674
Extraordinary gains, net$065
Net income$1,856,0002,673
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$4,597,000334
Cash dividends$08,717
Sale, conversion, retirement of capital stock, net$0809
Net operating income$1,851,0002,643
1994-12-31 (YTD Data)Rank
Total interest income$20,678,0001,493
Total interest expense$7,603,0001,654
Net interest income$13,075,0001,365
Provision for loan and lease losses$9,080,000202
Total noninterest income$2,397,0001,611
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$1,604,000817
Trading account gains and fees$0475
Additional Noninterest Income$793,0002,152
Total noninterest expense$12,267,0001,218
Salaries and employee benefits$5,441,0001,235
Premises and equipment expense$1,965,0001,084
Additional noninterest expense$4,861,0001,202
Pre-tax net operating income$-5,875,00012,582
Securities gains (losses)$-49,00011,013
Applicable income taxes$22,00011,114
Income before extraordinary items$-5,946,00012,553
Extraordinary gains, net$0249
Net income$-5,946,00012,552
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$11,729,000171
Cash dividends$08,932
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$-5,897,00012,554
1993-12-31 (YTD Data)Rank
Total interest income$19,800,0001,594
Total interest expense$8,194,0001,615
Net interest income$11,606,0001,552
Provision for loan and lease losses$4,843,000448
Total noninterest income$2,560,0001,649
Gross Fiduciary activities income$01,630
Service charges on deposit accounts$1,648,000797
Trading account gains and fees$0532
Additional Noninterest Income$912,0002,172
Total noninterest expense$11,818,0001,299
Salaries and employee benefits$4,854,0001,382
Premises and equipment expense$1,775,0001,208
Additional noninterest expense$5,189,0001,242
Pre-tax net operating income$-2,495,00013,112
Securities gains (losses)$-8,00012,705
Applicable income taxes$-158,00013,008
Income before extraordinary items$-2,345,00013,105
Extraordinary gains, net$03,149
Net income$-2,345,00013,105
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$5,902,000361
Cash dividends$09,081
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$-2,337,48013,085
1992-12-31 (YTD Data)Rank
Total interest income$23,372,0001,551
Total interest expense$11,088,0001,576
Net interest income$12,284,0001,496
Provision for loan and lease losses$10,458,000354
Total noninterest income$1,785,0002,098
Gross Fiduciary activities income$01,658
Service charges on deposit accounts$886,0001,529
Trading account gains and fees$44,000325
Additional Noninterest Income$855,0002,218
Total noninterest expense$13,231,0001,202
Salaries and employee benefits$5,063,0001,325
Premises and equipment expense$1,875,0001,178
Additional noninterest expense$6,293,0001,096
Pre-tax net operating income$-9,620,00013,872
Securities gains (losses)$58,0003,883
Applicable income taxes$-1,278,00013,849
Income before extraordinary items$-8,284,00013,843
Extraordinary gains, net$01,422
Net income$-8,284,00013,841
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$8,551,000370
Cash dividends$08,912
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$-8,334,46013,822

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.