Home > The Bank of Nashville > Net charge- offs to loans

The Bank of Nashville, Net charge- offs to loans

2010-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans4.0700%321
Percentage Net Loans Charged-off: Total real estate loans4.6952%220
Percentage Net Loans Charged-off:Construction & development7.3915%586
Percentage Net Loans Charged-off: Commercial real estate3.8846%217
Percentage Net Loans Charged-off: Multi-family residential0.0000%457
Percentage Net Loans Charged-off: 1-4 family residential4.4560%195
Percentage Net Loans Charged-off: Home equity loans4.5008%177
All other 1-4 family - Percent of loans charged-off, net4.4016%219
Percentage Net Loans Charged-off: Commercial and industrial0.4149%2,070
Percentage Net Loans Charged-off: Loans to individuals11.1653%131
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.0835%6,531
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%72
2009-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans5.5902%198
Percentage Net Loans Charged-off: Total real estate loans5.6548%191
Percentage Net Loans Charged-off:Construction & development10.8544%536
Percentage Net Loans Charged-off: Commercial real estate1.5124%775
Percentage Net Loans Charged-off: Multi-family residential1.4232%502
Percentage Net Loans Charged-off: 1-4 family residential6.1488%119
Percentage Net Loans Charged-off: Home equity loans6.8184%123
All other 1-4 family - Percent of loans charged-off, net5.3744%183
Percentage Net Loans Charged-off: Commercial and industrial6.0231%575
Percentage Net Loans Charged-off: Loans to individuals4.0588%519
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.2275%1,558
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%184
2009-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans4.1952%320
Percentage Net Loans Charged-off: Total real estate loans4.7180%236
Percentage Net Loans Charged-off:Construction & development7.8930%635
Percentage Net Loans Charged-off: Commercial real estate1.7663%485
Percentage Net Loans Charged-off: Multi-family residential0.0000%708
Percentage Net Loans Charged-off: 1-4 family residential5.3586%143
Percentage Net Loans Charged-off: Home equity loans6.8379%116
All other 1-4 family - Percent of loans charged-off, net3.6652%279
Percentage Net Loans Charged-off: Commercial and industrial1.8791%1,622
Percentage Net Loans Charged-off: Loans to individuals4.5664%418
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.3136%1,257
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%155
2009-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans2.9766%551
Percentage Net Loans Charged-off: Total real estate loans3.3103%395
Percentage Net Loans Charged-off:Construction & development5.1495%819
Percentage Net Loans Charged-off: Commercial real estate0.0206%2,149
Percentage Net Loans Charged-off: Multi-family residential0.0000%531
Percentage Net Loans Charged-off: 1-4 family residential4.7808%173
Percentage Net Loans Charged-off: Home equity loans6.2671%123
All other 1-4 family - Percent of loans charged-off, net3.0833%295
Percentage Net Loans Charged-off: Commercial and industrial1.6784%1,473
Percentage Net Loans Charged-off: Loans to individuals2.2883%1,036
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.0784%6,835
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%118
2009-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.8783%769
Percentage Net Loans Charged-off: Total real estate loans2.1573%522
Percentage Net Loans Charged-off:Construction & development1.4742%1,088
Percentage Net Loans Charged-off: Commercial real estate-0.0460%7,811
Percentage Net Loans Charged-off: Multi-family residential0.0000%309
Percentage Net Loans Charged-off: 1-4 family residential4.3154%168
Percentage Net Loans Charged-off: Home equity loans5.7441%114
All other 1-4 family - Percent of loans charged-off, net2.6671%282
Percentage Net Loans Charged-off: Commercial and industrial0.6740%1,698
Percentage Net Loans Charged-off: Loans to individuals2.4720%897
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.2397%6,938
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%81
2008-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.9719%548
Percentage Net Loans Charged-off: Total real estate loans1.6302%538
Percentage Net Loans Charged-off:Construction & development2.3115%995
Percentage Net Loans Charged-off: Commercial real estate0.1008%1,750
Percentage Net Loans Charged-off: Multi-family residential0.0000%546
Percentage Net Loans Charged-off: 1-4 family residential2.1797%242
Percentage Net Loans Charged-off: Home equity loans2.8256%195
All other 1-4 family - Percent of loans charged-off, net1.3130%450
Percentage Net Loans Charged-off: Commercial and industrial3.5101%586
Percentage Net Loans Charged-off: Loans to individuals3.9042%398
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease1.6875%594
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%112
2008-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans1.1888%697
Percentage Net Loans Charged-off: Total real estate loans0.9922%645
Percentage Net Loans Charged-off:Construction & development0.7836%1,213
Percentage Net Loans Charged-off: Commercial real estate0.1497%1,077
Percentage Net Loans Charged-off: Multi-family residential0.0000%377
Percentage Net Loans Charged-off: 1-4 family residential1.6235%270
Percentage Net Loans Charged-off: Home equity loans1.8099%223
All other 1-4 family - Percent of loans charged-off, net1.3650%309
Percentage Net Loans Charged-off: Commercial and industrial1.7771%839
Percentage Net Loans Charged-off: Loans to individuals4.6697%243
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease1.3133%567
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%90
2008-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.9998%695
Percentage Net Loans Charged-off: Total real estate loans0.7381%665
Percentage Net Loans Charged-off:Construction & development0.2960%1,183
Percentage Net Loans Charged-off: Commercial real estate0.2349%685
Percentage Net Loans Charged-off: Multi-family residential0.0000%250
Percentage Net Loans Charged-off: 1-4 family residential1.2777%316
Percentage Net Loans Charged-off: Home equity loans1.6742%201
All other 1-4 family - Percent of loans charged-off, net0.6646%562
Percentage Net Loans Charged-off: Commercial and industrial1.8452%667
Percentage Net Loans Charged-off: Loans to individuals6.3041%148
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.0984%7,008
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%70
2008-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.7494%697
Percentage Net Loans Charged-off: Total real estate loans0.3057%961
Percentage Net Loans Charged-off:Construction & development0.1779%865
Percentage Net Loans Charged-off: Commercial real estate0.2075%454
Percentage Net Loans Charged-off: Multi-family residential0.0000%134
Percentage Net Loans Charged-off: 1-4 family residential0.4428%663
Percentage Net Loans Charged-off: Home equity loans0.7410%257
All other 1-4 family - Percent of loans charged-off, net-0.0273%7,903
Percentage Net Loans Charged-off: Commercial and industrial1.7882%516
Percentage Net Loans Charged-off: Loans to individuals11.5176%68
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0908%913
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%39
2007-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4806%1,148
Percentage Net Loans Charged-off: Total real estate loans0.3961%721
Percentage Net Loans Charged-off:Construction & development0.2761%880
Percentage Net Loans Charged-off: Commercial real estate0.8463%290
Percentage Net Loans Charged-off: Multi-family residential0.0000%289
Percentage Net Loans Charged-off: 1-4 family residential0.2706%1,006
Percentage Net Loans Charged-off: Home equity loans0.4035%375
All other 1-4 family - Percent of loans charged-off, net0.0542%2,256
Percentage Net Loans Charged-off: Commercial and industrial1.0099%1,157
Percentage Net Loans Charged-off: Loans to individuals1.5738%915
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.9174%7,418
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%73
2007-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3645%1,093
Percentage Net Loans Charged-off: Total real estate loans0.3231%540
Percentage Net Loans Charged-off:Construction & development0.4108%427
Percentage Net Loans Charged-off: Commercial real estate0.3690%360
Percentage Net Loans Charged-off: Multi-family residential0.0000%199
Percentage Net Loans Charged-off: 1-4 family residential0.2527%770
Percentage Net Loans Charged-off: Home equity loans0.3516%298
All other 1-4 family - Percent of loans charged-off, net0.0903%1,390
Percentage Net Loans Charged-off: Commercial and industrial0.9090%974
Percentage Net Loans Charged-off: Loans to individuals0.3193%3,473
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-1.8907%7,456
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%52
2007-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2832%1,272
Percentage Net Loans Charged-off: Total real estate loans0.2413%641
Percentage Net Loans Charged-off:Construction & development0.6162%238
Percentage Net Loans Charged-off: Commercial real estate-0.1671%8,178
Percentage Net Loans Charged-off: Multi-family residential0.0000%143
Percentage Net Loans Charged-off: 1-4 family residential0.1947%807
Percentage Net Loans Charged-off: Home equity loans0.2630%287
All other 1-4 family - Percent of loans charged-off, net0.0827%1,204
Percentage Net Loans Charged-off: Commercial and industrial0.5359%1,200
Percentage Net Loans Charged-off: Loans to individuals0.2207%3,558
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.0108%6,841
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%38
2007-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3108%968
Percentage Net Loans Charged-off: Total real estate loans0.3145%398
Percentage Net Loans Charged-off:Construction & development0.9800%105
Percentage Net Loans Charged-off: Commercial real estate-0.2372%8,247
Percentage Net Loans Charged-off: Multi-family residential0.0000%76
Percentage Net Loans Charged-off: 1-4 family residential0.1337%785
Percentage Net Loans Charged-off: Home equity loans0.2205%228
All other 1-4 family - Percent of loans charged-off, net-0.0093%7,760
Percentage Net Loans Charged-off: Commercial and industrial0.3577%1,046
Percentage Net Loans Charged-off: Loans to individuals0.2524%2,909
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%964
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%28
2006-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2534%1,608
Percentage Net Loans Charged-off: Total real estate loans0.0995%1,328
Percentage Net Loans Charged-off:Construction & development0.0000%832
Percentage Net Loans Charged-off: Commercial real estate-0.0328%8,033
Percentage Net Loans Charged-off: Multi-family residential0.0000%200
Percentage Net Loans Charged-off: 1-4 family residential0.2337%725
Percentage Net Loans Charged-off: Home equity loans0.1877%329
All other 1-4 family - Percent of loans charged-off, net0.3305%505
Percentage Net Loans Charged-off: Commercial and industrial0.3358%2,024
Percentage Net Loans Charged-off: Loans to individuals1.0602%1,370
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease2.4968%330
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%39
2006-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2937%1,123
Percentage Net Loans Charged-off: Total real estate loans0.1146%967
Percentage Net Loans Charged-off:Construction & development0.0000%620
Percentage Net Loans Charged-off: Commercial real estate-0.0391%8,098
Percentage Net Loans Charged-off: Multi-family residential0.0000%150
Percentage Net Loans Charged-off: 1-4 family residential0.2666%533
Percentage Net Loans Charged-off: Home equity loans0.1948%252
All other 1-4 family - Percent of loans charged-off, net0.4280%329
Percentage Net Loans Charged-off: Commercial and industrial0.2175%1,910
Percentage Net Loans Charged-off: Loans to individuals1.5020%750
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease3.5043%237
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%29
2006-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3497%893
Percentage Net Loans Charged-off: Total real estate loans0.1336%792
Percentage Net Loans Charged-off:Construction & development0.0000%466
Percentage Net Loans Charged-off: Commercial real estate-0.0196%8,084
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential0.2890%453
Percentage Net Loans Charged-off: Home equity loans0.2906%160
All other 1-4 family - Percent of loans charged-off, net0.2850%461
Percentage Net Loans Charged-off: Commercial and industrial0.1139%1,994
Percentage Net Loans Charged-off: Loans to individuals1.4337%831
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease5.1542%164
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%21
2006-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2716%1,007
Percentage Net Loans Charged-off: Total real estate loans0.2259%390
Percentage Net Loans Charged-off:Construction & development0.0000%268
Percentage Net Loans Charged-off: Commercial real estate0.0000%498
Percentage Net Loans Charged-off: Multi-family residential0.0000%51
Percentage Net Loans Charged-off: 1-4 family residential0.4627%259
Percentage Net Loans Charged-off: Home equity loans0.3704%117
All other 1-4 family - Percent of loans charged-off, net0.7107%172
Percentage Net Loans Charged-off: Commercial and industrial0.4083%924
Percentage Net Loans Charged-off: Loans to individuals1.1946%1,075
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%911
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%12
2005-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3465%1,320
Percentage Net Loans Charged-off: Total real estate loans0.3781%326
Percentage Net Loans Charged-off:Construction & development0.0117%622
Percentage Net Loans Charged-off: Commercial real estate0.1788%600
Percentage Net Loans Charged-off: Multi-family residential0.0000%187
Percentage Net Loans Charged-off: 1-4 family residential0.6570%212
Percentage Net Loans Charged-off: Home equity loans0.7678%101
All other 1-4 family - Percent of loans charged-off, net0.2459%703
Percentage Net Loans Charged-off: Commercial and industrial0.1206%3,189
Percentage Net Loans Charged-off: Loans to individuals0.5487%3,368
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.6968%703
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%28
2005-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4604%823
Percentage Net Loans Charged-off: Total real estate loans0.4972%208
Percentage Net Loans Charged-off:Construction & development0.0161%470
Percentage Net Loans Charged-off: Commercial real estate0.2367%425
Percentage Net Loans Charged-off: Multi-family residential0.0000%151
Percentage Net Loans Charged-off: 1-4 family residential0.8613%149
Percentage Net Loans Charged-off: Home equity loans1.0494%63
All other 1-4 family - Percent of loans charged-off, net0.1040%1,188
Percentage Net Loans Charged-off: Commercial and industrial0.2144%2,283
Percentage Net Loans Charged-off: Loans to individuals0.4577%3,282
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.8972%556
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%21
2005-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.6159%584
Percentage Net Loans Charged-off: Total real estate loans0.6708%157
Percentage Net Loans Charged-off:Construction & development0.0000%425
Percentage Net Loans Charged-off: Commercial real estate0.3579%306
Percentage Net Loans Charged-off: Multi-family residential0.0000%111
Percentage Net Loans Charged-off: 1-4 family residential1.1551%115
Percentage Net Loans Charged-off: Home equity loans1.3897%58
All other 1-4 family - Percent of loans charged-off, net0.1691%794
Percentage Net Loans Charged-off: Commercial and industrial0.2127%1,972
Percentage Net Loans Charged-off: Loans to individuals0.6769%2,269
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease1.3590%375
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%20
2005-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4380%800
Percentage Net Loans Charged-off: Total real estate loans0.4505%248
Percentage Net Loans Charged-off:Construction & development0.0000%235
Percentage Net Loans Charged-off: Commercial real estate0.0000%511
Percentage Net Loans Charged-off: Multi-family residential0.0000%61
Percentage Net Loans Charged-off: 1-4 family residential0.9013%158
Percentage Net Loans Charged-off: Home equity loans1.0196%63
All other 1-4 family - Percent of loans charged-off, net0.3862%372
Percentage Net Loans Charged-off: Commercial and industrial-0.1529%7,645
Percentage Net Loans Charged-off: Loans to individuals0.6756%2,103
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease2.6007%204
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%13
2004-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2875%2,005
Percentage Net Loans Charged-off: Total real estate loans0.1893%984
Percentage Net Loans Charged-off:Construction & development0.1466%428
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,548
Percentage Net Loans Charged-off: Multi-family residential0.0000%197
Percentage Net Loans Charged-off: 1-4 family residential0.3367%581
Percentage Net Loans Charged-off: Home equity loans0.3992%176
All other 1-4 family - Percent of loans charged-off, net0.0582%2,001
Percentage Net Loans Charged-off: Commercial and industrial0.9310%1,410
Percentage Net Loans Charged-off: Loans to individuals0.5545%3,568
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-1.1282%7,775
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%27
2004-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3030%1,630
Percentage Net Loans Charged-off: Total real estate loans0.1832%865
Percentage Net Loans Charged-off:Construction & development0.0986%411
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,213
Percentage Net Loans Charged-off: Multi-family residential0.0000%155
Percentage Net Loans Charged-off: 1-4 family residential0.3506%497
Percentage Net Loans Charged-off: Home equity loans0.4105%153
All other 1-4 family - Percent of loans charged-off, net0.0852%1,441
Percentage Net Loans Charged-off: Commercial and industrial1.0326%1,096
Percentage Net Loans Charged-off: Loans to individuals0.7068%2,645
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-1.2949%7,787
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%21
2004-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3186%1,490
Percentage Net Loans Charged-off: Total real estate loans0.2158%721
Percentage Net Loans Charged-off:Construction & development0.0000%464
Percentage Net Loans Charged-off: Commercial real estate0.0000%953
Percentage Net Loans Charged-off: Multi-family residential0.0000%116
Percentage Net Loans Charged-off: 1-4 family residential0.4692%355
Percentage Net Loans Charged-off: Home equity loans0.5410%121
All other 1-4 family - Percent of loans charged-off, net0.1486%942
Percentage Net Loans Charged-off: Commercial and industrial1.1515%935
Percentage Net Loans Charged-off: Loans to individuals0.8047%2,303
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-2.1491%7,815
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%19
2004-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3598%1,223
Percentage Net Loans Charged-off: Total real estate loans0.1254%886
Percentage Net Loans Charged-off:Construction & development0.0000%286
Percentage Net Loans Charged-off: Commercial real estate0.0000%553
Percentage Net Loans Charged-off: Multi-family residential0.0000%70
Percentage Net Loans Charged-off: 1-4 family residential0.2751%534
Percentage Net Loans Charged-off: Home equity loans0.3388%120
All other 1-4 family - Percent of loans charged-off, net-0.0150%8,259
Percentage Net Loans Charged-off: Commercial and industrial0.9740%841
Percentage Net Loans Charged-off: Loans to individuals2.8821%503
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.2739%7,534
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%12
2003-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5084%1,435
Percentage Net Loans Charged-off: Total real estate loans0.2234%1,006
Percentage Net Loans Charged-off:Construction & development0.0000%836
Percentage Net Loans Charged-off: Commercial real estate0.2698%702
Percentage Net Loans Charged-off: Multi-family residential0.0000%186
Percentage Net Loans Charged-off: 1-4 family residential0.2893%821
Percentage Net Loans Charged-off: Home equity loans0.5234%150
All other 1-4 family - Percent of loans charged-off, net-0.5114%8,940
Percentage Net Loans Charged-off: Commercial and industrial1.3406%1,343
Percentage Net Loans Charged-off: Loans to individuals0.6672%3,499
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.2440%1,269
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%56
2003-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.6073%1,017
Percentage Net Loans Charged-off: Total real estate loans0.2840%671
Percentage Net Loans Charged-off:Construction & development0.0000%663
Percentage Net Loans Charged-off: Commercial real estate0.3688%475
Percentage Net Loans Charged-off: Multi-family residential0.0000%138
Percentage Net Loans Charged-off: 1-4 family residential0.3426%585
Percentage Net Loans Charged-off: Home equity loans0.3713%162
All other 1-4 family - Percent of loans charged-off, net0.2530%786
Percentage Net Loans Charged-off: Commercial and industrial1.5245%1,008
Percentage Net Loans Charged-off: Loans to individuals0.8900%2,454
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.2579%1,108
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%45
2003-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.6136%999
Percentage Net Loans Charged-off: Total real estate loans0.3361%542
Percentage Net Loans Charged-off:Construction & development0.0000%523
Percentage Net Loans Charged-off: Commercial real estate0.5204%340
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential0.3100%605
Percentage Net Loans Charged-off: Home equity loans0.2816%179
All other 1-4 family - Percent of loans charged-off, net0.3954%508
Percentage Net Loans Charged-off: Commercial and industrial1.3955%1,012
Percentage Net Loans Charged-off: Loans to individuals0.6704%2,933
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.3676%870
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.9132%554
Percentage Net Loans Charged-off: Total real estate loans0.5203%297
Percentage Net Loans Charged-off:Construction & development0.0000%326
Percentage Net Loans Charged-off: Commercial real estate0.9532%168
Percentage Net Loans Charged-off: Multi-family residential0.0000%56
Percentage Net Loans Charged-off: 1-4 family residential0.2695%568
Percentage Net Loans Charged-off: Home equity loans0.0778%217
All other 1-4 family - Percent of loans charged-off, net0.7998%207
Percentage Net Loans Charged-off: Commercial and industrial1.9596%600
Percentage Net Loans Charged-off: Loans to individuals1.3890%1,407
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.7429%514
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2002-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3215%2,575
Percentage Net Loans Charged-off: Total real estate loans0.1492%1,384
Percentage Net Loans Charged-off:Construction & development0.0000%875
Percentage Net Loans Charged-off: Commercial real estate0.2890%694
Percentage Net Loans Charged-off: Multi-family residential0.0000%189
Percentage Net Loans Charged-off: 1-4 family residential-0.0029%8,307
Percentage Net Loans Charged-off: Home equity loans0.0046%604
All other 1-4 family - Percent of loans charged-off, net-0.0153%8,561
Percentage Net Loans Charged-off: Commercial and industrial0.7922%2,212
Percentage Net Loans Charged-off: Loans to individuals0.0624%6,836
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0159%1,906
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%51
2001-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5694%1,412
Percentage Net Loans Charged-off: Total real estate loans0.1306%1,380
Percentage Net Loans Charged-off:Construction & development0.3571%371
Percentage Net Loans Charged-off: Commercial real estate0.0175%1,307
Percentage Net Loans Charged-off: Multi-family residential0.0000%192
Percentage Net Loans Charged-off: 1-4 family residential0.2906%667
Percentage Net Loans Charged-off: Home equity loans0.0560%476
All other 1-4 family - Percent of loans charged-off, net0.5280%345
Percentage Net Loans Charged-off: Commercial and industrial1.6264%1,201
Percentage Net Loans Charged-off: Loans to individuals0.2290%5,800
Percentage Net Loans Charged-off: Credit card loans0.0000%2,107
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.2249%1,310
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%74
2000-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2947%2,287
Percentage Net Loans Charged-off: Total real estate loans0.1616%160
Percentage Net Loans Charged-off:Construction & development0.0000%266
Percentage Net Loans Charged-off: Commercial real estate0.0339%303
Percentage Net Loans Charged-off: Multi-family residential8.6825%3
Percentage Net Loans Charged-off: 1-4 family residential0.0000%922
Percentage Net Loans Charged-off: Home equity loans0.0000%364
All other 1-4 family - Percent of loans charged-off, net0.0000%864
Percentage Net Loans Charged-off: Commercial and industrial0.6407%378
Percentage Net Loans Charged-off: Loans to individuals-0.0719%1,504
Percentage Net Loans Charged-off: Credit card loans-0.1151%1,295
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.2685%220
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%23
1999-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.1222%9,838
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1998-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.2877%10,244
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1997-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.1301%10,468
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1996-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1523%4,816
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1995-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.7888%11,888
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1994-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.8251%12,478
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1993-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.1695%1,028
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1992-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans8.6274%21
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA