Home > The Bank of Mt. Vernon > Income and Expense
The Bank of Mt. Vernon, Income and Expense
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $11,202,000 | 3,083 |
| Total interest expense | $6,123,000 | 2,730 |
| Net interest income | $5,079,000 | 3,419 |
| Provision for loan and lease losses | $811,000 | 1,263 |
| Total noninterest income | $446,000 | 5,216 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $287,000 | 4,181 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $159,000 | 5,331 |
| Total noninterest expense | $3,578,000 | 3,629 |
| Salaries and employee benefits | $1,877,000 | 3,653 |
| Premises and equipment expense | $369,000 | 4,767 |
| Additional noninterest expense | $1,332,000 | 3,108 |
| Pre-tax net operating income | $1,136,000 | 4,891 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $396,000 | 3,994 |
| Income before extraordinary items | $740,000 | 5,263 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $740,000 | 5,262 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $463,000 | 1,310 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $740,000 | 5,265 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $9,912,000 | 3,244 |
| Total interest expense | $5,562,000 | 2,656 |
| Net interest income | $4,350,000 | 3,894 |
| Provision for loan and lease losses | $0 | 8,503 |
| Total noninterest income | $433,000 | 5,382 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $195,000 | 5,181 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $238,000 | 4,546 |
| Total noninterest expense | $3,143,000 | 4,060 |
| Salaries and employee benefits | $1,570,000 | 4,178 |
| Premises and equipment expense | $323,000 | 5,245 |
| Additional noninterest expense | $1,250,000 | 3,309 |
| Pre-tax net operating income | $1,640,000 | 3,860 |
| Securities gains (losses) | $2,000 | 2,566 |
| Applicable income taxes | $574,000 | 3,319 |
| Income before extraordinary items | $1,068,000 | 4,220 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,068,000 | 4,223 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $334,000 | 1,668 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $1,066,700 | 4,185 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $11,055,000 | 2,920 |
| Total interest expense | $6,496,000 | 2,317 |
| Net interest income | $4,559,000 | 3,691 |
| Provision for loan and lease losses | $385,000 | 2,131 |
| Total noninterest income | $344,000 | 6,060 |
| Gross Fiduciary activities income | $0 | 1,398 |
| Service charges on deposit accounts | $188,000 | 5,315 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $156,000 | 5,579 |
| Total noninterest expense | $3,281,000 | 3,812 |
| Salaries and employee benefits | $1,637,000 | 3,965 |
| Premises and equipment expense | $502,000 | 3,683 |
| Additional noninterest expense | $1,142,000 | 3,511 |
| Pre-tax net operating income | $1,237,000 | 4,790 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $374,000 | 4,598 |
| Income before extraordinary items | $863,000 | 4,952 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $863,000 | 4,952 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $112,000 | 3,434 |
| Cash dividends | $92,000 | 6,370 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $863,000 | 4,870 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $9,717,000 | 3,326 |
| Total interest expense | $5,433,000 | 2,756 |
| Net interest income | $4,284,000 | 3,992 |
| Provision for loan and lease losses | $153,000 | 4,084 |
| Total noninterest income | $464,000 | 5,235 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $192,000 | 5,466 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $272,000 | 4,147 |
| Total noninterest expense | $2,893,000 | 4,222 |
| Salaries and employee benefits | $1,617,000 | 3,984 |
| Premises and equipment expense | $355,000 | 4,840 |
| Additional noninterest expense | $921,000 | 4,218 |
| Pre-tax net operating income | $1,702,000 | 4,036 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $539,000 | 4,000 |
| Income before extraordinary items | $1,163,000 | 4,164 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,163,000 | 4,164 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $157,000 | 2,947 |
| Cash dividends | $95,000 | 6,618 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,163,000 | 4,102 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $6,476,000 | 4,881 |
| Total interest expense | $3,319,000 | 4,386 |
| Net interest income | $3,157,000 | 5,240 |
| Provision for loan and lease losses | $0 | 9,041 |
| Total noninterest income | $429,000 | 5,711 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $188,000 | 5,776 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $241,000 | 4,634 |
| Total noninterest expense | $2,096,000 | 5,742 |
| Salaries and employee benefits | $1,245,000 | 5,040 |
| Premises and equipment expense | $236,000 | 6,453 |
| Additional noninterest expense | $615,000 | 6,264 |
| Pre-tax net operating income | $1,490,000 | 4,360 |
| Securities gains (losses) | $-18,000 | 10,586 |
| Applicable income taxes | $454,000 | 4,475 |
| Income before extraordinary items | $1,018,000 | 4,421 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,018,000 | 4,422 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-24,000 | 10,764 |
| Cash dividends | $630,000 | 2,948 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,030,420 | 4,323 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $4,691,000 | 6,247 |
| Total interest expense | $2,314,000 | 5,871 |
| Net interest income | $2,377,000 | 6,526 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $310,000 | 6,969 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $121,000 | 7,291 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $189,000 | 5,287 |
| Total noninterest expense | $1,636,000 | 6,876 |
| Salaries and employee benefits | $899,000 | 6,561 |
| Premises and equipment expense | $250,000 | 6,348 |
| Additional noninterest expense | $487,000 | 7,372 |
| Pre-tax net operating income | $1,051,000 | 5,790 |
| Securities gains (losses) | $-14,000 | 10,322 |
| Applicable income taxes | $329,000 | 5,674 |
| Income before extraordinary items | $708,000 | 5,938 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $708,000 | 5,937 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,000 | 6,779 |
| Cash dividends | $445,000 | 3,634 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $717,520 | 5,859 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $4,404,000 | 6,252 |
| Total interest expense | $1,982,000 | 5,651 |
| Net interest income | $2,422,000 | 6,621 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $335,000 | 6,847 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $106,000 | 7,946 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $229,000 | 4,827 |
| Total noninterest expense | $1,593,000 | 7,328 |
| Salaries and employee benefits | $812,000 | 7,138 |
| Premises and equipment expense | $253,000 | 6,473 |
| Additional noninterest expense | $528,000 | 7,613 |
| Pre-tax net operating income | $1,164,000 | 5,353 |
| Securities gains (losses) | $-33,000 | 10,736 |
| Applicable income taxes | $347,000 | 5,312 |
| Income before extraordinary items | $784,000 | 5,441 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $784,000 | 5,457 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-72,000 | 12,079 |
| Cash dividends | $204,000 | 5,380 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $806,770 | 5,389 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $4,706,000 | 6,085 |
| Total interest expense | $2,372,000 | 5,037 |
| Net interest income | $2,334,000 | 6,863 |
| Provision for loan and lease losses | $322,000 | 2,849 |
| Total noninterest income | $273,000 | 8,022 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $100,000 | 8,366 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $173,000 | 6,106 |
| Total noninterest expense | $1,492,000 | 7,865 |
| Salaries and employee benefits | $760,000 | 7,578 |
| Premises and equipment expense | $160,000 | 8,641 |
| Additional noninterest expense | $572,000 | 7,579 |
| Pre-tax net operating income | $793,000 | 6,849 |
| Securities gains (losses) | $23,000 | 4,484 |
| Applicable income taxes | $237,000 | 6,990 |
| Income before extraordinary items | $579,000 | 6,937 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $579,000 | 7,112 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $110,000 | 4,347 |
| Cash dividends | $125,000 | 6,440 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $562,670 | 6,801 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $4,895,000 | 6,492 |
| Total interest expense | $2,668,000 | 5,693 |
| Net interest income | $2,227,000 | 7,182 |
| Provision for loan and lease losses | $260,000 | 4,489 |
| Total noninterest income | $303,000 | 7,693 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $122,000 | 7,902 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $181,000 | 6,009 |
| Total noninterest expense | $1,544,000 | 7,759 |
| Salaries and employee benefits | $750,000 | 7,603 |
| Premises and equipment expense | $131,000 | 9,652 |
| Additional noninterest expense | $663,000 | 7,008 |
| Pre-tax net operating income | $726,000 | 6,962 |
| Securities gains (losses) | $175,000 | 2,204 |
| Applicable income taxes | $227,000 | 7,050 |
| Income before extraordinary items | $674,000 | 6,073 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $674,000 | 6,142 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $507,000 | 2,444 |
| Cash dividends | $462,000 | 2,979 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $542,750 | 6,613 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.