Home > The Bank of Monroe > Income and Expense
The Bank of Monroe, Income and Expense
| 2023-12-31 (YTD Data) | Rank | |
| Total interest income | $8,719,000 | 3,009 |
| Total interest expense | $1,641,000 | 3,245 |
| Net interest income | $7,078,000 | 2,882 |
| Provision for loan and lease losses | $95,000 | 2,498 |
| Total noninterest income | $1,722,000 | 2,175 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $281,000 | 2,272 |
| Trading account gains and fees | $0 | 123 |
| Additional Noninterest Income | $1,441,000 | 1,917 |
| Total noninterest expense | $5,709,000 | 2,859 |
| Salaries and employee benefits | $2,473,000 | 3,196 |
| Premises and equipment expense | $747,000 | 2,404 |
| Additional noninterest expense | $1,441,000 | 1,917 |
| Pre-tax net operating income | $2,996,000 | 2,512 |
| Securities gains (losses) | $-1,000 | 3,196 |
| Applicable income taxes | $522,000 | 1,868 |
| Income before extraordinary items | $2,473,000 | 2,540 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $2,473,000 | 2,565 |
| Minority interest net income | $0 | 88 |
| Net income of bank and minority interests. | $2,473,000 | 2,542 |
| Net charge-offs | $10,000 | 2,421 |
| Cash dividends | $500,000 | 2,730 |
| Sale, conversion, retirement of capital stock, net | $0 | 540 |
| Net operating income | $2,473,830 | 2,566 |
| 2023-09-30 (YTD Data) | Rank | |
| Total interest income | $6,316,000 | 3,041 |
| Total interest expense | $1,014,000 | 3,344 |
| Net interest income | $5,302,000 | 2,896 |
| Provision for loan and lease losses | $45,000 | 2,529 |
| Total noninterest income | $1,309,000 | 2,150 |
| Gross Fiduciary activities income | $0 | 950 |
| Service charges on deposit accounts | $213,000 | 2,271 |
| Trading account gains and fees | $0 | 125 |
| Additional Noninterest Income | $1,096,000 | 1,900 |
| Total noninterest expense | $4,210,000 | 2,871 |
| Salaries and employee benefits | $1,841,000 | 3,187 |
| Premises and equipment expense | $542,000 | 2,454 |
| Additional noninterest expense | $1,096,000 | 1,900 |
| Pre-tax net operating income | $2,356,000 | 2,514 |
| Securities gains (losses) | $-1,000 | 3,290 |
| Applicable income taxes | $406,000 | 1,895 |
| Income before extraordinary items | $1,949,000 | 2,543 |
| Extraordinary gains, net | $0 | 52 |
| Net income | $1,949,000 | 2,569 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,949,000 | 2,544 |
| Net charge-offs | $2,000 | 2,475 |
| Cash dividends | $500,000 | 2,237 |
| Sale, conversion, retirement of capital stock, net | $0 | 507 |
| Net operating income | $1,949,830 | 2,566 |
| 2023-06-30 (YTD Data) | Rank | |
| Total interest income | $4,103,000 | 3,055 |
| Total interest expense | $537,000 | 3,442 |
| Net interest income | $3,566,000 | 2,906 |
| Provision for loan and lease losses | $20,000 | 2,598 |
| Total noninterest income | $869,000 | 2,109 |
| Gross Fiduciary activities income | $0 | 931 |
| Service charges on deposit accounts | $139,000 | 2,291 |
| Trading account gains and fees | $0 | 112 |
| Additional Noninterest Income | $730,000 | 1,844 |
| Total noninterest expense | $2,759,000 | 2,896 |
| Salaries and employee benefits | $1,222,000 | 3,199 |
| Premises and equipment expense | $330,000 | 2,567 |
| Additional noninterest expense | $730,000 | 1,842 |
| Pre-tax net operating income | $1,656,000 | 2,485 |
| Securities gains (losses) | $-1,000 | 3,583 |
| Applicable income taxes | $293,000 | 1,867 |
| Income before extraordinary items | $1,362,000 | 2,509 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,362,000 | 2,539 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,362,000 | 2,509 |
| Net charge-offs | $3,000 | 2,145 |
| Cash dividends | $0 | 2,952 |
| Sale, conversion, retirement of capital stock, net | $0 | 486 |
| Net operating income | $1,362,820 | 2,521 |
| 2023-03-31 (YTD Data) | Rank | |
| Total interest income | $1,987,000 | 3,088 |
| Total interest expense | $191,000 | 3,605 |
| Net interest income | $1,796,000 | 2,909 |
| Provision for loan and lease losses | $0 | 2,612 |
| Total noninterest income | $443,000 | 2,086 |
| Gross Fiduciary activities income | $0 | 913 |
| Service charges on deposit accounts | $67,000 | 2,340 |
| Trading account gains and fees | $0 | 97 |
| Additional Noninterest Income | $376,000 | 1,801 |
| Total noninterest expense | $1,363,000 | 2,941 |
| Salaries and employee benefits | $623,000 | 3,217 |
| Premises and equipment expense | $152,000 | 2,732 |
| Additional noninterest expense | $376,000 | 1,801 |
| Pre-tax net operating income | $876,000 | 2,462 |
| Securities gains (losses) | $-1,000 | 3,873 |
| Applicable income taxes | $143,000 | 1,906 |
| Income before extraordinary items | $732,000 | 2,473 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $732,000 | 2,473 |
| Minority interest net income | $0 | 48 |
| Net income of bank and minority interests. | $732,000 | 2,473 |
| Net charge-offs | $5,000 | 1,579 |
| Cash dividends | $0 | 2,337 |
| Sale, conversion, retirement of capital stock, net | $0 | 430 |
| Net operating income | $732,840 | 2,500 |
| 2022-12-31 (YTD Data) | Rank | |
| Total interest income | $7,183,000 | 3,010 |
| Total interest expense | $331,000 | 3,666 |
| Net interest income | $6,852,000 | 2,912 |
| Provision for loan and lease losses | $225,000 | 1,730 |
| Total noninterest income | $2,168,000 | 1,962 |
| Gross Fiduciary activities income | $0 | 1,005 |
| Service charges on deposit accounts | $294,000 | 2,274 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $1,874,000 | 1,685 |
| Total noninterest expense | $5,588,000 | 2,864 |
| Salaries and employee benefits | $2,584,000 | 3,148 |
| Premises and equipment expense | $661,000 | 2,586 |
| Additional noninterest expense | $1,874,000 | 1,685 |
| Pre-tax net operating income | $3,207,000 | 2,577 |
| Securities gains (losses) | $-119,000 | 3,960 |
| Applicable income taxes | $396,000 | 2,208 |
| Income before extraordinary items | $2,692,000 | 2,588 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $2,692,000 | 2,585 |
| Minority interest net income | $0 | 63 |
| Net income of bank and minority interests. | $2,692,000 | 2,587 |
| Net charge-offs | $1,000 | 2,539 |
| Cash dividends | $500,000 | 2,687 |
| Sale, conversion, retirement of capital stock, net | $0 | 568 |
| Net operating income | $2,795,530 | 2,571 |
| 2022-09-30 (YTD Data) | Rank | |
| Total interest income | $5,202,000 | 3,001 |
| Total interest expense | $226,000 | 3,599 |
| Net interest income | $4,976,000 | 2,940 |
| Provision for loan and lease losses | $125,000 | 1,752 |
| Total noninterest income | $1,748,000 | 1,906 |
| Gross Fiduciary activities income | $0 | 968 |
| Service charges on deposit accounts | $220,000 | 2,282 |
| Trading account gains and fees | $0 | 111 |
| Additional Noninterest Income | $1,528,000 | 1,636 |
| Total noninterest expense | $4,118,000 | 2,883 |
| Salaries and employee benefits | $1,961,000 | 3,125 |
| Premises and equipment expense | $494,000 | 2,582 |
| Additional noninterest expense | $1,528,000 | 1,636 |
| Pre-tax net operating income | $2,481,000 | 2,543 |
| Securities gains (losses) | $0 | 740 |
| Applicable income taxes | $303,000 | 2,202 |
| Income before extraordinary items | $2,178,000 | 2,476 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $2,178,000 | 2,475 |
| Minority interest net income | $0 | 57 |
| Net income of bank and minority interests. | $2,178,000 | 2,475 |
| Net charge-offs | $0 | 2,349 |
| Cash dividends | $0 | 3,099 |
| Sale, conversion, retirement of capital stock, net | $0 | 519 |
| Net operating income | $2,178,000 | 2,515 |
| 2022-06-30 (YTD Data) | Rank | |
| Total interest income | $3,361,000 | 3,010 |
| Total interest expense | $147,000 | 3,550 |
| Net interest income | $3,214,000 | 2,953 |
| Provision for loan and lease losses | $125,000 | 1,397 |
| Total noninterest income | $1,330,000 | 1,760 |
| Gross Fiduciary activities income | $0 | 925 |
| Service charges on deposit accounts | $148,000 | 2,274 |
| Trading account gains and fees | $0 | 108 |
| Additional Noninterest Income | $1,182,000 | 1,513 |
| Total noninterest expense | $2,724,000 | 2,881 |
| Salaries and employee benefits | $1,343,000 | 3,094 |
| Premises and equipment expense | $318,000 | 2,635 |
| Additional noninterest expense | $1,063,000 | 2,514 |
| Pre-tax net operating income | $1,695,000 | 2,414 |
| Securities gains (losses) | $0 | 687 |
| Applicable income taxes | $166,000 | 2,274 |
| Income before extraordinary items | $1,529,000 | 2,316 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,529,000 | 2,316 |
| Minority interest net income | $0 | 60 |
| Net income of bank and minority interests. | $1,529,000 | 2,316 |
| Net charge-offs | $-4,000 | 3,378 |
| Cash dividends | $0 | 2,961 |
| Sale, conversion, retirement of capital stock, net | $0 | 494 |
| Net operating income | $1,529,000 | 2,354 |
| 2022-03-31 (YTD Data) | Rank | |
| Total interest income | $1,670,000 | 2,989 |
| Total interest expense | $75,000 | 3,510 |
| Net interest income | $1,595,000 | 2,929 |
| Provision for loan and lease losses | $0 | 2,285 |
| Total noninterest income | $433,000 | 2,211 |
| Gross Fiduciary activities income | $0 | 892 |
| Service charges on deposit accounts | $77,000 | 2,220 |
| Trading account gains and fees | $0 | 103 |
| Additional Noninterest Income | $356,000 | 2,013 |
| Total noninterest expense | $1,301,000 | 2,956 |
| Salaries and employee benefits | $644,000 | 3,162 |
| Premises and equipment expense | $156,000 | 2,665 |
| Additional noninterest expense | $501,000 | 2,589 |
| Pre-tax net operating income | $727,000 | 2,509 |
| Securities gains (losses) | $0 | 623 |
| Applicable income taxes | $105,000 | 2,032 |
| Income before extraordinary items | $622,000 | 2,501 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $622,000 | 2,498 |
| Minority interest net income | $0 | 50 |
| Net income of bank and minority interests. | $622,000 | 2,501 |
| Net charge-offs | $-10,000 | 3,922 |
| Cash dividends | $0 | 2,284 |
| Sale, conversion, retirement of capital stock, net | $0 | 453 |
| Net operating income | $622,000 | 2,521 |
| 2021-12-31 (YTD Data) | Rank | |
| Total interest income | $6,552,000 | 3,109 |
| Total interest expense | $383,000 | 3,489 |
| Net interest income | $6,169,000 | 3,039 |
| Provision for loan and lease losses | $225,000 | 1,650 |
| Total noninterest income | $1,615,000 | 2,475 |
| Gross Fiduciary activities income | $0 | 994 |
| Service charges on deposit accounts | $252,000 | 2,380 |
| Trading account gains and fees | $0 | 132 |
| Additional Noninterest Income | $1,363,000 | 2,321 |
| Total noninterest expense | $4,882,000 | 3,060 |
| Salaries and employee benefits | $2,337,000 | 3,297 |
| Premises and equipment expense | $638,000 | 2,659 |
| Additional noninterest expense | $1,907,000 | 2,677 |
| Pre-tax net operating income | $2,677,000 | 2,820 |
| Securities gains (losses) | $44,000 | 1,189 |
| Applicable income taxes | $482,000 | 2,126 |
| Income before extraordinary items | $2,239,000 | 2,883 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $2,239,000 | 2,883 |
| Minority interest net income | $0 | 74 |
| Net income of bank and minority interests. | $2,239,000 | 2,883 |
| Net charge-offs | $-62,000 | 4,204 |
| Cash dividends | $0 | 3,608 |
| Sale, conversion, retirement of capital stock, net | $0 | 582 |
| Net operating income | $2,202,920 | 2,880 |
| 2021-09-30 (YTD Data) | Rank | |
| Total interest income | $4,878,000 | 3,168 |
| Total interest expense | $300,000 | 3,530 |
| Net interest income | $4,578,000 | 3,102 |
| Provision for loan and lease losses | $150,000 | 1,662 |
| Total noninterest income | $1,202,000 | 2,510 |
| Gross Fiduciary activities income | $0 | 957 |
| Service charges on deposit accounts | $179,000 | 2,446 |
| Trading account gains and fees | $0 | 132 |
| Additional Noninterest Income | $1,023,000 | 2,353 |
| Total noninterest expense | $3,522,000 | 3,138 |
| Salaries and employee benefits | $1,726,000 | 3,331 |
| Premises and equipment expense | $436,000 | 2,813 |
| Additional noninterest expense | $1,360,000 | 2,770 |
| Pre-tax net operating income | $2,108,000 | 2,874 |
| Securities gains (losses) | $44,000 | 1,101 |
| Applicable income taxes | $374,000 | 2,175 |
| Income before extraordinary items | $1,778,000 | 2,940 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $1,778,000 | 2,940 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $1,778,000 | 2,940 |
| Net charge-offs | $-59,000 | 4,276 |
| Cash dividends | $0 | 3,251 |
| Sale, conversion, retirement of capital stock, net | $0 | 543 |
| Net operating income | $1,741,480 | 2,936 |
| 2021-06-30 (YTD Data) | Rank | |
| Total interest income | $3,095,000 | 3,254 |
| Total interest expense | $209,000 | 3,555 |
| Net interest income | $2,886,000 | 3,188 |
| Provision for loan and lease losses | $75,000 | 1,864 |
| Total noninterest income | $794,000 | 2,485 |
| Gross Fiduciary activities income | $0 | 951 |
| Service charges on deposit accounts | $113,000 | 2,474 |
| Trading account gains and fees | $0 | 133 |
| Additional Noninterest Income | $681,000 | 2,331 |
| Total noninterest expense | $2,296,000 | 3,168 |
| Salaries and employee benefits | $1,140,000 | 3,347 |
| Premises and equipment expense | $293,000 | 2,790 |
| Additional noninterest expense | $863,000 | 2,843 |
| Pre-tax net operating income | $1,309,000 | 2,940 |
| Securities gains (losses) | $44,000 | 931 |
| Applicable income taxes | $217,000 | 2,259 |
| Income before extraordinary items | $1,136,000 | 2,987 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $1,136,000 | 2,986 |
| Minority interest net income | $0 | 67 |
| Net income of bank and minority interests. | $1,136,000 | 2,987 |
| Net charge-offs | $-58,000 | 4,406 |
| Cash dividends | $0 | 3,104 |
| Sale, conversion, retirement of capital stock, net | $0 | 517 |
| Net operating income | $1,099,040 | 3,002 |
| 2021-03-31 (YTD Data) | Rank | |
| Total interest income | $1,546,000 | 3,249 |
| Total interest expense | $111,000 | 3,567 |
| Net interest income | $1,435,000 | 3,182 |
| Provision for loan and lease losses | $50,000 | 1,719 |
| Total noninterest income | $412,000 | 2,446 |
| Gross Fiduciary activities income | $0 | 922 |
| Service charges on deposit accounts | $59,000 | 2,411 |
| Trading account gains and fees | $0 | 127 |
| Additional Noninterest Income | $353,000 | 2,281 |
| Total noninterest expense | $1,157,000 | 3,145 |
| Salaries and employee benefits | $574,000 | 3,337 |
| Premises and equipment expense | $152,000 | 2,750 |
| Additional noninterest expense | $431,000 | 2,800 |
| Pre-tax net operating income | $640,000 | 2,963 |
| Securities gains (losses) | $44,000 | 693 |
| Applicable income taxes | $113,000 | 2,202 |
| Income before extraordinary items | $571,000 | 2,966 |
| Extraordinary gains, net | $0 | 3 |
| Net income | $571,000 | 2,965 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $571,000 | 2,966 |
| Net charge-offs | $-61,000 | 4,657 |
| Cash dividends | $0 | 2,452 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $534,480 | 3,010 |
| 2020-12-31 (YTD Data) | Rank | |
| Total interest income | $5,975,000 | 3,319 |
| Total interest expense | $687,000 | 3,474 |
| Net interest income | $5,288,000 | 3,245 |
| Provision for loan and lease losses | $135,000 | 3,344 |
| Total noninterest income | $1,530,000 | 2,400 |
| Gross Fiduciary activities income | $0 | 1,030 |
| Service charges on deposit accounts | $247,000 | 2,476 |
| Trading account gains and fees | $0 | 133 |
| Additional Noninterest Income | $1,283,000 | 2,235 |
| Total noninterest expense | $4,652,000 | 3,126 |
| Salaries and employee benefits | $2,295,000 | 3,333 |
| Premises and equipment expense | $580,000 | 2,809 |
| Additional noninterest expense | $1,777,000 | 2,738 |
| Pre-tax net operating income | $2,031,000 | 2,933 |
| Securities gains (losses) | $55,000 | 1,681 |
| Applicable income taxes | $367,000 | 2,157 |
| Income before extraordinary items | $1,719,000 | 3,016 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,719,000 | 3,015 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $1,719,000 | 3,016 |
| Net charge-offs | $59,000 | 2,309 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 566 |
| Net operating income | $1,673,900 | 3,003 |
| 2020-09-30 (YTD Data) | Rank | |
| Total interest income | $4,441,000 | 3,359 |
| Total interest expense | $547,000 | 3,482 |
| Net interest income | $3,894,000 | 3,293 |
| Provision for loan and lease losses | $95,000 | 3,343 |
| Total noninterest income | $1,156,000 | 2,362 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $180,000 | 2,518 |
| Trading account gains and fees | $0 | 125 |
| Additional Noninterest Income | $976,000 | 2,170 |
| Total noninterest expense | $3,425,000 | 3,147 |
| Salaries and employee benefits | $1,674,000 | 3,380 |
| Premises and equipment expense | $430,000 | 2,827 |
| Additional noninterest expense | $1,321,000 | 2,735 |
| Pre-tax net operating income | $1,530,000 | 2,924 |
| Securities gains (losses) | $55,000 | 1,499 |
| Applicable income taxes | $277,000 | 2,150 |
| Income before extraordinary items | $1,308,000 | 3,010 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,308,000 | 3,009 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $1,308,000 | 3,010 |
| Net charge-offs | $55,000 | 2,008 |
| Cash dividends | $0 | 3,384 |
| Sale, conversion, retirement of capital stock, net | $0 | 532 |
| Net operating income | $1,262,350 | 2,996 |
| 2020-06-30 (YTD Data) | Rank | |
| Total interest income | $2,970,000 | 3,397 |
| Total interest expense | $376,000 | 3,542 |
| Net interest income | $2,594,000 | 3,314 |
| Provision for loan and lease losses | $70,000 | 3,241 |
| Total noninterest income | $781,000 | 2,294 |
| Gross Fiduciary activities income | $0 | 970 |
| Service charges on deposit accounts | $122,000 | 2,536 |
| Trading account gains and fees | $0 | 123 |
| Additional Noninterest Income | $659,000 | 2,081 |
| Total noninterest expense | $2,265,000 | 3,171 |
| Salaries and employee benefits | $1,108,000 | 3,397 |
| Premises and equipment expense | $293,000 | 2,796 |
| Additional noninterest expense | $864,000 | 2,770 |
| Pre-tax net operating income | $1,040,000 | 2,894 |
| Securities gains (losses) | $45,000 | 1,339 |
| Applicable income taxes | $193,000 | 2,092 |
| Income before extraordinary items | $892,000 | 2,961 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $892,000 | 2,960 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $892,000 | 2,961 |
| Net charge-offs | $-1,000 | 3,744 |
| Cash dividends | $0 | 3,237 |
| Sale, conversion, retirement of capital stock, net | $0 | 504 |
| Net operating income | $855,100 | 2,973 |
| 2020-03-31 (YTD Data) | Rank | |
| Total interest income | $1,497,000 | 3,384 |
| Total interest expense | $188,000 | 3,671 |
| Net interest income | $1,309,000 | 3,282 |
| Provision for loan and lease losses | $30,000 | 2,812 |
| Total noninterest income | $445,000 | 2,064 |
| Gross Fiduciary activities income | $0 | 941 |
| Service charges on deposit accounts | $76,000 | 2,498 |
| Trading account gains and fees | $0 | 106 |
| Additional Noninterest Income | $369,000 | 1,812 |
| Total noninterest expense | $1,124,000 | 3,206 |
| Salaries and employee benefits | $560,000 | 3,414 |
| Premises and equipment expense | $145,000 | 2,827 |
| Additional noninterest expense | $419,000 | 2,847 |
| Pre-tax net operating income | $600,000 | 2,556 |
| Securities gains (losses) | $3,000 | 1,525 |
| Applicable income taxes | $110,000 | 1,858 |
| Income before extraordinary items | $493,000 | 2,644 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $493,000 | 2,643 |
| Minority interest net income | $0 | 56 |
| Net income of bank and minority interests. | $493,000 | 2,645 |
| Net charge-offs | $-1,000 | 3,618 |
| Cash dividends | $0 | 2,639 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $490,540 | 2,640 |
| 2019-12-31 (YTD Data) | Rank | |
| Total interest income | $5,954,000 | 3,454 |
| Total interest expense | $650,000 | 3,896 |
| Net interest income | $5,304,000 | 3,309 |
| Provision for loan and lease losses | $50,000 | 3,376 |
| Total noninterest income | $1,539,000 | 2,261 |
| Gross Fiduciary activities income | $0 | 1,051 |
| Service charges on deposit accounts | $323,000 | 2,499 |
| Trading account gains and fees | $0 | 135 |
| Additional Noninterest Income | $1,216,000 | 2,028 |
| Total noninterest expense | $4,432,000 | 3,236 |
| Salaries and employee benefits | $2,067,000 | 3,551 |
| Premises and equipment expense | $632,000 | 2,713 |
| Additional noninterest expense | $1,733,000 | 2,811 |
| Pre-tax net operating income | $2,361,000 | 2,816 |
| Securities gains (losses) | $-12,000 | 4,819 |
| Applicable income taxes | $451,000 | 2,073 |
| Income before extraordinary items | $1,898,000 | 2,972 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,898,000 | 2,972 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $1,898,000 | 2,973 |
| Net charge-offs | $19,000 | 3,149 |
| Cash dividends | $0 | 3,944 |
| Sale, conversion, retirement of capital stock, net | $0 | 626 |
| Net operating income | $1,907,720 | 2,927 |
| 2019-09-30 (YTD Data) | Rank | |
| Total interest income | $4,437,000 | 3,513 |
| Total interest expense | $475,000 | 3,959 |
| Net interest income | $3,962,000 | 3,360 |
| Provision for loan and lease losses | $25,000 | 3,438 |
| Total noninterest income | $1,145,000 | 2,267 |
| Gross Fiduciary activities income | $0 | 1,014 |
| Service charges on deposit accounts | $246,000 | 2,501 |
| Trading account gains and fees | $0 | 129 |
| Additional Noninterest Income | $899,000 | 2,041 |
| Total noninterest expense | $3,306,000 | 3,259 |
| Salaries and employee benefits | $1,529,000 | 3,582 |
| Premises and equipment expense | $475,000 | 2,731 |
| Additional noninterest expense | $1,302,000 | 2,820 |
| Pre-tax net operating income | $1,776,000 | 2,899 |
| Securities gains (losses) | $-12,000 | 4,918 |
| Applicable income taxes | $328,000 | 2,160 |
| Income before extraordinary items | $1,436,000 | 3,012 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,436,000 | 3,013 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $1,436,000 | 3,013 |
| Net charge-offs | $19,000 | 2,732 |
| Cash dividends | $0 | 3,588 |
| Sale, conversion, retirement of capital stock, net | $0 | 590 |
| Net operating income | $1,445,720 | 2,981 |
| 2019-06-30 (YTD Data) | Rank | |
| Total interest income | $2,920,000 | 3,547 |
| Total interest expense | $309,000 | 3,988 |
| Net interest income | $2,611,000 | 3,398 |
| Provision for loan and lease losses | $0 | 3,685 |
| Total noninterest income | $762,000 | 2,248 |
| Gross Fiduciary activities income | $0 | 1,004 |
| Service charges on deposit accounts | $157,000 | 2,546 |
| Trading account gains and fees | $0 | 131 |
| Additional Noninterest Income | $605,000 | 1,997 |
| Total noninterest expense | $2,212,000 | 3,269 |
| Salaries and employee benefits | $1,021,000 | 3,615 |
| Premises and equipment expense | $319,000 | 2,719 |
| Additional noninterest expense | $872,000 | 2,824 |
| Pre-tax net operating income | $1,161,000 | 2,894 |
| Securities gains (losses) | $-5,000 | 4,829 |
| Applicable income taxes | $213,000 | 2,165 |
| Income before extraordinary items | $943,000 | 3,030 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $943,000 | 3,029 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $943,000 | 3,029 |
| Net charge-offs | $18,000 | 2,396 |
| Cash dividends | $0 | 3,456 |
| Sale, conversion, retirement of capital stock, net | $0 | 573 |
| Net operating income | $947,100 | 2,996 |
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $1,445,000 | 3,583 |
| Total interest expense | $153,000 | 3,989 |
| Net interest income | $1,292,000 | 3,451 |
| Provision for loan and lease losses | $0 | 3,406 |
| Total noninterest income | $398,000 | 2,168 |
| Gross Fiduciary activities income | $0 | 972 |
| Service charges on deposit accounts | $78,000 | 2,562 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $320,000 | 1,904 |
| Total noninterest expense | $1,084,000 | 3,333 |
| Salaries and employee benefits | $517,000 | 3,637 |
| Premises and equipment expense | $156,000 | 2,782 |
| Additional noninterest expense | $411,000 | 2,943 |
| Pre-tax net operating income | $606,000 | 2,804 |
| Securities gains (losses) | $-5,000 | 5,012 |
| Applicable income taxes | $114,000 | 2,050 |
| Income before extraordinary items | $487,000 | 2,933 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $487,000 | 2,931 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $487,000 | 2,932 |
| Net charge-offs | $13,000 | 1,875 |
| Cash dividends | $0 | 2,803 |
| Sale, conversion, retirement of capital stock, net | $0 | 529 |
| Net operating income | $491,050 | 2,907 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $5,384,000 | 3,635 |
| Total interest expense | $384,000 | 4,239 |
| Net interest income | $5,000,000 | 3,501 |
| Provision for loan and lease losses | $125,000 | 2,808 |
| Total noninterest income | $1,385,000 | 2,429 |
| Gross Fiduciary activities income | $0 | 1,098 |
| Service charges on deposit accounts | $357,000 | 2,465 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $1,028,000 | 2,212 |
| Total noninterest expense | $4,095,000 | 3,440 |
| Salaries and employee benefits | $1,945,000 | 3,734 |
| Premises and equipment expense | $558,000 | 2,966 |
| Additional noninterest expense | $1,592,000 | 3,053 |
| Pre-tax net operating income | $2,165,000 | 3,008 |
| Securities gains (losses) | $-58,000 | 4,883 |
| Applicable income taxes | $323,000 | 2,331 |
| Income before extraordinary items | $1,784,000 | 3,110 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $1,784,000 | 3,109 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $1,784,000 | 3,109 |
| Net charge-offs | $51,000 | 2,624 |
| Cash dividends | $1,500,000 | 1,725 |
| Sale, conversion, retirement of capital stock, net | $0 | 671 |
| Net operating income | $1,833,300 | 3,058 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $3,948,000 | 3,694 |
| Total interest expense | $263,000 | 4,320 |
| Net interest income | $3,685,000 | 3,556 |
| Provision for loan and lease losses | $75,000 | 2,898 |
| Total noninterest income | $1,081,000 | 2,394 |
| Gross Fiduciary activities income | $0 | 1,048 |
| Service charges on deposit accounts | $271,000 | 2,458 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $810,000 | 2,180 |
| Total noninterest expense | $3,050,000 | 3,467 |
| Salaries and employee benefits | $1,414,000 | 3,804 |
| Premises and equipment expense | $405,000 | 3,048 |
| Additional noninterest expense | $1,231,000 | 2,979 |
| Pre-tax net operating income | $1,641,000 | 3,053 |
| Securities gains (losses) | $5,000 | 822 |
| Applicable income taxes | $245,000 | 2,383 |
| Income before extraordinary items | $1,401,000 | 3,085 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,401,000 | 3,083 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $1,401,000 | 3,084 |
| Net charge-offs | $50,000 | 2,210 |
| Cash dividends | $0 | 3,618 |
| Sale, conversion, retirement of capital stock, net | $0 | 633 |
| Net operating income | $1,396,750 | 3,080 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $2,579,000 | 3,716 |
| Total interest expense | $161,000 | 4,391 |
| Net interest income | $2,418,000 | 3,587 |
| Provision for loan and lease losses | $75,000 | 2,413 |
| Total noninterest income | $800,000 | 2,267 |
| Gross Fiduciary activities income | $0 | 1,037 |
| Service charges on deposit accounts | $180,000 | 2,452 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $620,000 | 2,026 |
| Total noninterest expense | $2,025,000 | 3,494 |
| Salaries and employee benefits | $954,000 | 3,809 |
| Premises and equipment expense | $261,000 | 3,127 |
| Additional noninterest expense | $810,000 | 3,028 |
| Pre-tax net operating income | $1,118,000 | 2,992 |
| Securities gains (losses) | $0 | 961 |
| Applicable income taxes | $147,000 | 2,430 |
| Income before extraordinary items | $971,000 | 3,009 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $971,000 | 3,008 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $971,000 | 3,008 |
| Net charge-offs | $-3,000 | 4,144 |
| Cash dividends | $0 | 3,485 |
| Sale, conversion, retirement of capital stock, net | $0 | 620 |
| Net operating income | $971,000 | 2,999 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $1,264,000 | 3,762 |
| Total interest expense | $75,000 | 4,454 |
| Net interest income | $1,189,000 | 3,637 |
| Provision for loan and lease losses | $0 | 3,508 |
| Total noninterest income | $263,000 | 2,793 |
| Gross Fiduciary activities income | $0 | 1,003 |
| Service charges on deposit accounts | $89,000 | 2,496 |
| Trading account gains and fees | $0 | 123 |
| Additional Noninterest Income | $174,000 | 2,651 |
| Total noninterest expense | $983,000 | 3,592 |
| Salaries and employee benefits | $457,000 | 3,931 |
| Premises and equipment expense | $126,000 | 3,223 |
| Additional noninterest expense | $400,000 | 3,061 |
| Pre-tax net operating income | $469,000 | 3,201 |
| Securities gains (losses) | $0 | 735 |
| Applicable income taxes | $82,000 | 2,327 |
| Income before extraordinary items | $387,000 | 3,299 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $387,000 | 3,299 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $387,000 | 3,299 |
| Net charge-offs | $-2,000 | 4,048 |
| Cash dividends | $0 | 2,774 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $387,000 | 3,296 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $4,781,000 | 3,821 |
| Total interest expense | $253,000 | 4,614 |
| Net interest income | $4,528,000 | 3,710 |
| Provision for loan and lease losses | $30,000 | 3,771 |
| Total noninterest income | $1,056,000 | 2,871 |
| Gross Fiduciary activities income | $0 | 1,137 |
| Service charges on deposit accounts | $372,000 | 2,490 |
| Trading account gains and fees | $0 | 151 |
| Additional Noninterest Income | $684,000 | 2,759 |
| Total noninterest expense | $3,867,000 | 3,623 |
| Salaries and employee benefits | $1,766,000 | 3,993 |
| Premises and equipment expense | $521,000 | 3,180 |
| Additional noninterest expense | $1,580,000 | 3,123 |
| Pre-tax net operating income | $1,687,000 | 3,379 |
| Securities gains (losses) | $-8,000 | 5,031 |
| Applicable income taxes | $486,000 | 2,441 |
| Income before extraordinary items | $1,193,000 | 3,485 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $1,193,000 | 3,483 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $1,193,000 | 3,485 |
| Net charge-offs | $-14,000 | 4,879 |
| Cash dividends | $1,250,000 | 1,922 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $1,198,680 | 3,462 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $3,523,000 | 3,880 |
| Total interest expense | $181,000 | 4,698 |
| Net interest income | $3,342,000 | 3,777 |
| Provision for loan and lease losses | $0 | 4,088 |
| Total noninterest income | $780,000 | 2,910 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $275,000 | 2,532 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $505,000 | 2,799 |
| Total noninterest expense | $2,897,000 | 3,626 |
| Salaries and employee benefits | $1,326,000 | 4,012 |
| Premises and equipment expense | $388,000 | 3,232 |
| Additional noninterest expense | $1,183,000 | 3,129 |
| Pre-tax net operating income | $1,225,000 | 3,461 |
| Securities gains (losses) | $-2,000 | 5,199 |
| Applicable income taxes | $312,000 | 2,450 |
| Income before extraordinary items | $911,000 | 3,680 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $911,000 | 3,680 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $911,000 | 3,680 |
| Net charge-offs | $-13,000 | 4,819 |
| Cash dividends | $1,250,000 | 1,479 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $912,480 | 3,655 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $2,302,000 | 3,917 |
| Total interest expense | $115,000 | 4,754 |
| Net interest income | $2,187,000 | 3,819 |
| Provision for loan and lease losses | $0 | 3,871 |
| Total noninterest income | $512,000 | 2,931 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $177,000 | 2,590 |
| Trading account gains and fees | $0 | 139 |
| Additional Noninterest Income | $335,000 | 2,803 |
| Total noninterest expense | $1,907,000 | 3,664 |
| Salaries and employee benefits | $889,000 | 4,024 |
| Premises and equipment expense | $252,000 | 3,280 |
| Additional noninterest expense | $766,000 | 3,200 |
| Pre-tax net operating income | $792,000 | 3,478 |
| Securities gains (losses) | $12,000 | 1,188 |
| Applicable income taxes | $194,000 | 2,506 |
| Income before extraordinary items | $610,000 | 3,635 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $610,000 | 3,633 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $610,000 | 3,635 |
| Net charge-offs | $-5,000 | 4,564 |
| Cash dividends | $1,250,000 | 1,103 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $600,880 | 3,638 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $1,121,000 | 3,983 |
| Total interest expense | $55,000 | 4,823 |
| Net interest income | $1,066,000 | 3,881 |
| Provision for loan and lease losses | $0 | 3,537 |
| Total noninterest income | $252,000 | 2,950 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $85,000 | 2,655 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $167,000 | 2,803 |
| Total noninterest expense | $938,000 | 3,749 |
| Salaries and employee benefits | $446,000 | 4,060 |
| Premises and equipment expense | $124,000 | 3,358 |
| Additional noninterest expense | $368,000 | 3,280 |
| Pre-tax net operating income | $380,000 | 3,489 |
| Securities gains (losses) | $9,000 | 694 |
| Applicable income taxes | $90,000 | 2,508 |
| Income before extraordinary items | $299,000 | 3,610 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $299,000 | 3,609 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $299,000 | 3,610 |
| Net charge-offs | $-9,000 | 4,951 |
| Cash dividends | $0 | 2,846 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $292,070 | 3,627 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $4,430,000 | 4,023 |
| Total interest expense | $219,000 | 4,871 |
| Net interest income | $4,211,000 | 3,913 |
| Provision for loan and lease losses | $0 | 4,332 |
| Total noninterest income | $1,007,000 | 3,035 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $388,000 | 2,522 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $619,000 | 2,980 |
| Total noninterest expense | $3,519,000 | 3,909 |
| Salaries and employee benefits | $1,655,000 | 4,201 |
| Premises and equipment expense | $390,000 | 3,815 |
| Additional noninterest expense | $1,474,000 | 3,383 |
| Pre-tax net operating income | $1,699,000 | 3,330 |
| Securities gains (losses) | $13,000 | 2,562 |
| Applicable income taxes | $435,000 | 2,370 |
| Income before extraordinary items | $1,277,000 | 3,528 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,277,000 | 3,526 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $1,277,000 | 3,527 |
| Net charge-offs | $12,000 | 3,816 |
| Cash dividends | $338,000 | 3,353 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $1,267,250 | 3,485 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $3,304,000 | 4,060 |
| Total interest expense | $165,000 | 4,908 |
| Net interest income | $3,139,000 | 3,947 |
| Provision for loan and lease losses | $0 | 4,186 |
| Total noninterest income | $748,000 | 3,045 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $290,000 | 2,520 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $458,000 | 3,012 |
| Total noninterest expense | $2,606,000 | 3,951 |
| Salaries and employee benefits | $1,239,000 | 4,203 |
| Premises and equipment expense | $281,000 | 3,909 |
| Additional noninterest expense | $1,086,000 | 3,435 |
| Pre-tax net operating income | $1,281,000 | 3,363 |
| Securities gains (losses) | $13,000 | 2,496 |
| Applicable income taxes | $326,000 | 2,434 |
| Income before extraordinary items | $968,000 | 3,548 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $968,000 | 3,546 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $968,000 | 3,548 |
| Net charge-offs | $-4,000 | 4,681 |
| Cash dividends | $238,000 | 3,049 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $958,250 | 3,504 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $2,188,000 | 4,103 |
| Total interest expense | $111,000 | 4,945 |
| Net interest income | $2,077,000 | 3,996 |
| Provision for loan and lease losses | $0 | 4,017 |
| Total noninterest income | $484,000 | 3,085 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $182,000 | 2,596 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $302,000 | 3,012 |
| Total noninterest expense | $1,711,000 | 4,022 |
| Salaries and employee benefits | $819,000 | 4,261 |
| Premises and equipment expense | $186,000 | 3,952 |
| Additional noninterest expense | $706,000 | 3,514 |
| Pre-tax net operating income | $850,000 | 3,363 |
| Securities gains (losses) | $13,000 | 2,156 |
| Applicable income taxes | $211,000 | 2,455 |
| Income before extraordinary items | $652,000 | 3,532 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $652,000 | 3,528 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $652,000 | 3,530 |
| Net charge-offs | $-4,000 | 4,670 |
| Cash dividends | $238,000 | 2,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $642,120 | 3,493 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $1,091,000 | 4,130 |
| Total interest expense | $55,000 | 4,990 |
| Net interest income | $1,036,000 | 4,013 |
| Provision for loan and lease losses | $0 | 3,656 |
| Total noninterest income | $237,000 | 3,101 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $86,000 | 2,674 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $151,000 | 2,972 |
| Total noninterest expense | $853,000 | 4,055 |
| Salaries and employee benefits | $417,000 | 4,251 |
| Premises and equipment expense | $91,000 | 4,023 |
| Additional noninterest expense | $345,000 | 3,579 |
| Pre-tax net operating income | $420,000 | 3,318 |
| Securities gains (losses) | $13,000 | 1,414 |
| Applicable income taxes | $105,000 | 2,424 |
| Income before extraordinary items | $328,000 | 3,475 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $328,000 | 3,470 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $328,000 | 3,472 |
| Net charge-offs | $-3,000 | 4,617 |
| Cash dividends | $100,000 | 2,368 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $318,120 | 3,470 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $4,438,000 | 4,114 |
| Total interest expense | $219,000 | 5,052 |
| Net interest income | $4,219,000 | 3,960 |
| Provision for loan and lease losses | $25,000 | 3,944 |
| Total noninterest income | $965,000 | 3,134 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $375,000 | 2,632 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $590,000 | 3,062 |
| Total noninterest expense | $3,539,000 | 3,982 |
| Salaries and employee benefits | $1,632,000 | 4,318 |
| Premises and equipment expense | $414,000 | 3,841 |
| Additional noninterest expense | $1,493,000 | 3,408 |
| Pre-tax net operating income | $1,620,000 | 3,381 |
| Securities gains (losses) | $-11,000 | 5,877 |
| Applicable income taxes | $402,000 | 2,412 |
| Income before extraordinary items | $1,207,000 | 3,628 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,207,000 | 3,627 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,207,000 | 3,629 |
| Net charge-offs | $13,000 | 3,925 |
| Cash dividends | $193,000 | 3,719 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $1,215,250 | 3,562 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $3,333,000 | 4,151 |
| Total interest expense | $166,000 | 5,117 |
| Net interest income | $3,167,000 | 3,999 |
| Provision for loan and lease losses | $0 | 4,232 |
| Total noninterest income | $718,000 | 3,163 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $283,000 | 2,636 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $435,000 | 3,090 |
| Total noninterest expense | $2,642,000 | 4,020 |
| Salaries and employee benefits | $1,178,000 | 4,427 |
| Premises and equipment expense | $316,000 | 3,865 |
| Additional noninterest expense | $1,148,000 | 3,375 |
| Pre-tax net operating income | $1,243,000 | 3,395 |
| Securities gains (losses) | $-6,000 | 5,959 |
| Applicable income taxes | $332,000 | 2,388 |
| Income before extraordinary items | $905,000 | 3,670 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $905,000 | 3,669 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $905,000 | 3,670 |
| Net charge-offs | $-3,000 | 4,866 |
| Cash dividends | $105,000 | 3,446 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $909,380 | 3,616 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $2,216,000 | 4,176 |
| Total interest expense | $111,000 | 5,163 |
| Net interest income | $2,105,000 | 4,021 |
| Provision for loan and lease losses | $0 | 4,069 |
| Total noninterest income | $472,000 | 3,189 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $187,000 | 2,624 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $285,000 | 3,129 |
| Total noninterest expense | $1,778,000 | 4,030 |
| Salaries and employee benefits | $786,000 | 4,473 |
| Premises and equipment expense | $224,000 | 3,764 |
| Additional noninterest expense | $768,000 | 3,385 |
| Pre-tax net operating income | $799,000 | 3,432 |
| Securities gains (losses) | $-6,000 | 6,065 |
| Applicable income taxes | $212,000 | 2,423 |
| Income before extraordinary items | $581,000 | 3,723 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $581,000 | 3,724 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $581,000 | 3,725 |
| Net charge-offs | $2,000 | 3,666 |
| Cash dividends | $105,000 | 3,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $585,380 | 3,650 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $1,107,000 | 4,190 |
| Total interest expense | $56,000 | 5,203 |
| Net interest income | $1,051,000 | 4,039 |
| Provision for loan and lease losses | $0 | 3,703 |
| Total noninterest income | $222,000 | 3,242 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $93,000 | 2,605 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $129,000 | 3,243 |
| Total noninterest expense | $884,000 | 4,084 |
| Salaries and employee benefits | $383,000 | 4,547 |
| Premises and equipment expense | $114,000 | 3,775 |
| Additional noninterest expense | $387,000 | 3,365 |
| Pre-tax net operating income | $389,000 | 3,415 |
| Securities gains (losses) | $-6,000 | 6,202 |
| Applicable income taxes | $106,000 | 2,393 |
| Income before extraordinary items | $277,000 | 3,784 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $277,000 | 3,787 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $277,000 | 3,788 |
| Net charge-offs | $-1,000 | 4,352 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $281,320 | 3,675 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $4,617,000 | 4,148 |
| Total interest expense | $285,000 | 5,027 |
| Net interest income | $4,332,000 | 4,007 |
| Provision for loan and lease losses | $90,000 | 3,313 |
| Total noninterest income | $905,000 | 3,268 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $414,000 | 2,617 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $491,000 | 3,296 |
| Total noninterest expense | $3,577,000 | 4,089 |
| Salaries and employee benefits | $1,461,000 | 4,690 |
| Premises and equipment expense | $438,000 | 3,913 |
| Additional noninterest expense | $1,678,000 | 3,278 |
| Pre-tax net operating income | $1,570,000 | 3,402 |
| Securities gains (losses) | $-48,000 | 6,258 |
| Applicable income taxes | $447,000 | 2,309 |
| Income before extraordinary items | $1,075,000 | 3,825 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $1,075,000 | 3,825 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,075,000 | 3,826 |
| Net charge-offs | $-5,000 | 5,549 |
| Cash dividends | $312,000 | 3,332 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,109,080 | 3,727 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $3,478,000 | 4,175 |
| Total interest expense | $224,000 | 5,035 |
| Net interest income | $3,254,000 | 4,036 |
| Provision for loan and lease losses | $90,000 | 2,885 |
| Total noninterest income | $657,000 | 3,359 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $310,000 | 2,650 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $347,000 | 3,410 |
| Total noninterest expense | $2,716,000 | 4,077 |
| Salaries and employee benefits | $1,089,000 | 4,729 |
| Premises and equipment expense | $303,000 | 4,115 |
| Additional noninterest expense | $1,324,000 | 3,162 |
| Pre-tax net operating income | $1,105,000 | 3,602 |
| Securities gains (losses) | $-48,000 | 6,356 |
| Applicable income taxes | $304,000 | 2,465 |
| Income before extraordinary items | $753,000 | 4,001 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $753,000 | 4,004 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $753,000 | 4,004 |
| Net charge-offs | $23,000 | 3,773 |
| Cash dividends | $234,000 | 2,959 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $787,080 | 3,893 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $2,329,000 | 4,186 |
| Total interest expense | $157,000 | 4,997 |
| Net interest income | $2,172,000 | 4,039 |
| Provision for loan and lease losses | $60,000 | 2,755 |
| Total noninterest income | $441,000 | 3,336 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $206,000 | 2,645 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $235,000 | 3,388 |
| Total noninterest expense | $1,794,000 | 4,124 |
| Salaries and employee benefits | $735,000 | 4,737 |
| Premises and equipment expense | $202,000 | 4,161 |
| Additional noninterest expense | $857,000 | 3,248 |
| Pre-tax net operating income | $759,000 | 3,482 |
| Securities gains (losses) | $-27,000 | 6,418 |
| Applicable income taxes | $215,000 | 2,344 |
| Income before extraordinary items | $517,000 | 3,890 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $517,000 | 3,896 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $517,000 | 3,896 |
| Net charge-offs | $24,000 | 3,316 |
| Cash dividends | $234,000 | 2,587 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $536,170 | 3,776 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $1,154,000 | 4,234 |
| Total interest expense | $82,000 | 5,003 |
| Net interest income | $1,072,000 | 4,081 |
| Provision for loan and lease losses | $30,000 | 2,577 |
| Total noninterest income | $207,000 | 3,416 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $95,000 | 2,781 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $112,000 | 3,404 |
| Total noninterest expense | $896,000 | 4,152 |
| Salaries and employee benefits | $373,000 | 4,754 |
| Premises and equipment expense | $94,000 | 4,361 |
| Additional noninterest expense | $429,000 | 3,246 |
| Pre-tax net operating income | $353,000 | 3,530 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $106,000 | 2,309 |
| Income before extraordinary items | $247,000 | 3,884 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $247,000 | 3,886 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $247,000 | 3,886 |
| Net charge-offs | $17,000 | 2,586 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $247,000 | 3,846 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $4,777,000 | 4,200 |
| Total interest expense | $447,000 | 4,694 |
| Net interest income | $4,330,000 | 4,075 |
| Provision for loan and lease losses | $289,000 | 2,509 |
| Total noninterest income | $810,000 | 3,591 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $455,000 | 2,565 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $355,000 | 3,850 |
| Total noninterest expense | $3,786,000 | 4,049 |
| Salaries and employee benefits | $1,783,000 | 4,343 |
| Premises and equipment expense | $387,000 | 4,293 |
| Additional noninterest expense | $1,616,000 | 3,457 |
| Pre-tax net operating income | $1,065,000 | 3,979 |
| Securities gains (losses) | $18,000 | 2,386 |
| Applicable income taxes | $307,000 | 2,609 |
| Income before extraordinary items | $776,000 | 4,299 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $776,000 | 4,301 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $776,000 | 4,302 |
| Net charge-offs | $178,000 | 3,148 |
| Cash dividends | $181,000 | 3,656 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $763,040 | 4,265 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $3,595,000 | 4,236 |
| Total interest expense | $350,000 | 4,702 |
| Net interest income | $3,245,000 | 4,112 |
| Provision for loan and lease losses | $224,000 | 2,458 |
| Total noninterest income | $620,000 | 3,620 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $343,000 | 2,574 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $277,000 | 3,865 |
| Total noninterest expense | $2,812,000 | 4,095 |
| Salaries and employee benefits | $1,348,000 | 4,337 |
| Premises and equipment expense | $284,000 | 4,381 |
| Additional noninterest expense | $1,180,000 | 3,541 |
| Pre-tax net operating income | $829,000 | 4,009 |
| Securities gains (losses) | $23,000 | 2,149 |
| Applicable income taxes | $255,000 | 2,568 |
| Income before extraordinary items | $597,000 | 4,318 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $597,000 | 4,321 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $597,000 | 4,322 |
| Net charge-offs | $166,000 | 2,763 |
| Cash dividends | $76,000 | 3,432 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $580,900 | 4,284 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $2,404,000 | 4,220 |
| Total interest expense | $242,000 | 4,693 |
| Net interest income | $2,162,000 | 4,102 |
| Provision for loan and lease losses | $142,000 | 2,561 |
| Total noninterest income | $386,000 | 3,772 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $220,000 | 2,611 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $166,000 | 4,071 |
| Total noninterest expense | $1,837,000 | 4,164 |
| Salaries and employee benefits | $907,000 | 4,346 |
| Premises and equipment expense | $189,000 | 4,395 |
| Additional noninterest expense | $741,000 | 3,682 |
| Pre-tax net operating income | $569,000 | 3,917 |
| Securities gains (losses) | $20,000 | 2,017 |
| Applicable income taxes | $174,000 | 2,553 |
| Income before extraordinary items | $415,000 | 4,261 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $415,000 | 4,263 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $415,000 | 4,264 |
| Net charge-offs | $156,000 | 2,348 |
| Cash dividends | $76,000 | 3,141 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $401,000 | 4,201 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $1,195,000 | 4,269 |
| Total interest expense | $125,000 | 4,700 |
| Net interest income | $1,070,000 | 4,148 |
| Provision for loan and lease losses | $55,000 | 2,729 |
| Total noninterest income | $206,000 | 3,608 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $107,000 | 2,659 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $99,000 | 3,764 |
| Total noninterest expense | $926,000 | 4,193 |
| Salaries and employee benefits | $455,000 | 4,373 |
| Premises and equipment expense | $96,000 | 4,398 |
| Additional noninterest expense | $375,000 | 3,680 |
| Pre-tax net operating income | $295,000 | 3,834 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $96,000 | 2,449 |
| Income before extraordinary items | $199,000 | 4,283 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $199,000 | 4,286 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $199,000 | 4,285 |
| Net charge-offs | $81,000 | 2,051 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $199,000 | 4,184 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $5,019,000 | 4,281 |
| Total interest expense | $648,000 | 4,586 |
| Net interest income | $4,371,000 | 4,175 |
| Provision for loan and lease losses | $129,000 | 4,415 |
| Total noninterest income | $654,000 | 4,016 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $312,000 | 3,413 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $342,000 | 3,863 |
| Total noninterest expense | $3,398,000 | 4,452 |
| Salaries and employee benefits | $1,678,000 | 4,567 |
| Premises and equipment expense | $383,000 | 4,398 |
| Additional noninterest expense | $1,337,000 | 4,067 |
| Pre-tax net operating income | $1,498,000 | 3,341 |
| Securities gains (losses) | $2,000 | 3,664 |
| Applicable income taxes | $470,000 | 2,249 |
| Income before extraordinary items | $1,030,000 | 3,853 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,030,000 | 3,853 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $1,030,000 | 3,855 |
| Net charge-offs | $69,000 | 4,709 |
| Cash dividends | $140,000 | 3,835 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $1,028,620 | 3,701 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $3,773,000 | 4,352 |
| Total interest expense | $512,000 | 4,596 |
| Net interest income | $3,261,000 | 4,246 |
| Provision for loan and lease losses | $104,000 | 4,310 |
| Total noninterest income | $458,000 | 4,177 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $203,000 | 3,724 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $255,000 | 3,913 |
| Total noninterest expense | $2,590,000 | 4,427 |
| Salaries and employee benefits | $1,266,000 | 4,577 |
| Premises and equipment expense | $285,000 | 4,475 |
| Additional noninterest expense | $1,039,000 | 4,013 |
| Pre-tax net operating income | $1,025,000 | 3,586 |
| Securities gains (losses) | $2,000 | 3,410 |
| Applicable income taxes | $305,000 | 2,453 |
| Income before extraordinary items | $722,000 | 4,046 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $722,000 | 4,045 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $722,000 | 4,047 |
| Net charge-offs | $50,000 | 4,507 |
| Cash dividends | $64,000 | 3,494 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $720,600 | 3,880 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $2,507,000 | 4,402 |
| Total interest expense | $357,000 | 4,603 |
| Net interest income | $2,150,000 | 4,297 |
| Provision for loan and lease losses | $104,000 | 3,804 |
| Total noninterest income | $294,000 | 4,256 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $120,000 | 3,959 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $174,000 | 3,862 |
| Total noninterest expense | $1,671,000 | 4,532 |
| Salaries and employee benefits | $804,000 | 4,721 |
| Premises and equipment expense | $191,000 | 4,479 |
| Additional noninterest expense | $676,000 | 4,085 |
| Pre-tax net operating income | $669,000 | 3,615 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $186,000 | 2,507 |
| Income before extraordinary items | $483,000 | 4,047 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $483,000 | 4,050 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $483,000 | 4,051 |
| Net charge-offs | $20,000 | 4,645 |
| Cash dividends | $64,000 | 3,232 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $483,000 | 3,854 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $1,245,000 | 4,470 |
| Total interest expense | $188,000 | 4,587 |
| Net interest income | $1,057,000 | 4,363 |
| Provision for loan and lease losses | $94,000 | 2,972 |
| Total noninterest income | $146,000 | 4,290 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $56,000 | 4,084 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $90,000 | 3,856 |
| Total noninterest expense | $842,000 | 4,533 |
| Salaries and employee benefits | $431,000 | 4,583 |
| Premises and equipment expense | $95,000 | 4,508 |
| Additional noninterest expense | $316,000 | 4,247 |
| Pre-tax net operating income | $267,000 | 4,044 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $92,000 | 2,524 |
| Income before extraordinary items | $175,000 | 4,593 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $175,000 | 4,596 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $175,000 | 4,596 |
| Net charge-offs | $5,000 | 4,286 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $175,000 | 4,461 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $5,355,000 | 4,379 |
| Total interest expense | $891,000 | 4,668 |
| Net interest income | $4,464,000 | 4,231 |
| Provision for loan and lease losses | $98,000 | 5,385 |
| Total noninterest income | $591,000 | 4,102 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $253,000 | 3,935 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $338,000 | 3,679 |
| Total noninterest expense | $3,365,000 | 4,586 |
| Salaries and employee benefits | $1,639,000 | 4,706 |
| Premises and equipment expense | $400,000 | 4,566 |
| Additional noninterest expense | $1,326,000 | 4,188 |
| Pre-tax net operating income | $1,592,000 | 2,935 |
| Securities gains (losses) | $3,000 | 3,591 |
| Applicable income taxes | $476,000 | 2,078 |
| Income before extraordinary items | $1,119,000 | 3,326 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,119,000 | 3,329 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $1,119,000 | 3,329 |
| Net charge-offs | $22,000 | 5,879 |
| Cash dividends | $140,000 | 3,607 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $1,116,900 | 3,229 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $4,046,000 | 4,405 |
| Total interest expense | $683,000 | 4,741 |
| Net interest income | $3,363,000 | 4,235 |
| Provision for loan and lease losses | $74,000 | 5,278 |
| Total noninterest income | $440,000 | 4,130 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $186,000 | 3,994 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $254,000 | 3,708 |
| Total noninterest expense | $2,552,000 | 4,555 |
| Salaries and employee benefits | $1,247,000 | 4,677 |
| Premises and equipment expense | $299,000 | 4,619 |
| Additional noninterest expense | $1,006,000 | 4,165 |
| Pre-tax net operating income | $1,177,000 | 3,024 |
| Securities gains (losses) | $3,000 | 3,309 |
| Applicable income taxes | $306,000 | 2,241 |
| Income before extraordinary items | $874,000 | 3,331 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $874,000 | 3,333 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $874,000 | 3,332 |
| Net charge-offs | $20,000 | 5,533 |
| Cash dividends | $64,000 | 3,318 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $871,780 | 3,225 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $2,716,000 | 4,429 |
| Total interest expense | $465,000 | 4,804 |
| Net interest income | $2,251,000 | 4,241 |
| Provision for loan and lease losses | $50,000 | 5,106 |
| Total noninterest income | $286,000 | 4,198 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $120,000 | 4,037 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $166,000 | 3,789 |
| Total noninterest expense | $1,654,000 | 4,684 |
| Salaries and employee benefits | $831,000 | 4,722 |
| Premises and equipment expense | $197,000 | 4,684 |
| Additional noninterest expense | $626,000 | 4,412 |
| Pre-tax net operating income | $833,000 | 2,861 |
| Securities gains (losses) | $3,000 | 2,636 |
| Applicable income taxes | $241,000 | 2,024 |
| Income before extraordinary items | $595,000 | 3,203 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $595,000 | 3,204 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $595,000 | 3,205 |
| Net charge-offs | $12,000 | 5,280 |
| Cash dividends | $64,000 | 3,023 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $592,870 | 3,126 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $1,342,000 | 4,493 |
| Total interest expense | $239,000 | 4,850 |
| Net interest income | $1,103,000 | 4,297 |
| Provision for loan and lease losses | $0 | 5,840 |
| Total noninterest income | $140,000 | 4,301 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $53,000 | 4,251 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $87,000 | 3,779 |
| Total noninterest expense | $836,000 | 4,677 |
| Salaries and employee benefits | $422,000 | 4,712 |
| Premises and equipment expense | $95,000 | 4,843 |
| Additional noninterest expense | $319,000 | 4,360 |
| Pre-tax net operating income | $407,000 | 2,929 |
| Securities gains (losses) | $3,000 | 1,535 |
| Applicable income taxes | $116,000 | 2,026 |
| Income before extraordinary items | $294,000 | 3,285 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $294,000 | 3,282 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $294,000 | 3,283 |
| Net charge-offs | $12,000 | 4,307 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $291,840 | 3,255 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $5,556,000 | 4,533 |
| Total interest expense | $1,062,000 | 5,088 |
| Net interest income | $4,494,000 | 4,248 |
| Provision for loan and lease losses | $50,000 | 6,473 |
| Total noninterest income | $587,000 | 4,281 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $278,000 | 3,784 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $309,000 | 3,908 |
| Total noninterest expense | $3,353,000 | 4,705 |
| Salaries and employee benefits | $1,607,000 | 4,874 |
| Premises and equipment expense | $403,000 | 4,737 |
| Additional noninterest expense | $1,343,000 | 4,314 |
| Pre-tax net operating income | $1,678,000 | 2,553 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $522,000 | 1,840 |
| Income before extraordinary items | $1,156,000 | 2,982 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,156,000 | 2,979 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $1,156,000 | 2,982 |
| Net charge-offs | $58,000 | 5,812 |
| Cash dividends | $153,000 | 3,481 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $1,156,000 | 2,857 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $4,173,000 | 4,612 |
| Total interest expense | $800,000 | 5,225 |
| Net interest income | $3,373,000 | 4,305 |
| Provision for loan and lease losses | $50,000 | 6,224 |
| Total noninterest income | $450,000 | 4,278 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $218,000 | 3,762 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $232,000 | 3,948 |
| Total noninterest expense | $2,562,000 | 4,672 |
| Salaries and employee benefits | $1,199,000 | 4,916 |
| Premises and equipment expense | $279,000 | 5,010 |
| Additional noninterest expense | $1,084,000 | 4,081 |
| Pre-tax net operating income | $1,211,000 | 2,765 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $363,000 | 1,967 |
| Income before extraordinary items | $848,000 | 3,180 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $848,000 | 3,178 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $848,000 | 3,180 |
| Net charge-offs | $59,000 | 5,382 |
| Cash dividends | $76,000 | 3,298 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $848,000 | 3,063 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $2,756,000 | 4,681 |
| Total interest expense | $528,000 | 5,349 |
| Net interest income | $2,228,000 | 4,336 |
| Provision for loan and lease losses | $0 | 6,857 |
| Total noninterest income | $311,000 | 4,192 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $157,000 | 3,606 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $154,000 | 3,933 |
| Total noninterest expense | $1,726,000 | 4,666 |
| Salaries and employee benefits | $814,000 | 4,880 |
| Premises and equipment expense | $199,000 | 4,885 |
| Additional noninterest expense | $713,000 | 4,098 |
| Pre-tax net operating income | $813,000 | 2,765 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $241,000 | 1,952 |
| Income before extraordinary items | $572,000 | 3,158 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $572,000 | 3,153 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $572,000 | 3,156 |
| Net charge-offs | $12,000 | 5,739 |
| Cash dividends | $76,000 | 2,996 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $572,000 | 3,055 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $1,353,000 | 4,796 |
| Total interest expense | $265,000 | 5,483 |
| Net interest income | $1,088,000 | 4,427 |
| Provision for loan and lease losses | $0 | 6,552 |
| Total noninterest income | $147,000 | 4,322 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $74,000 | 3,727 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $73,000 | 4,060 |
| Total noninterest expense | $852,000 | 4,736 |
| Salaries and employee benefits | $418,000 | 4,866 |
| Premises and equipment expense | $98,000 | 4,997 |
| Additional noninterest expense | $336,000 | 4,278 |
| Pre-tax net operating income | $383,000 | 2,905 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $104,000 | 2,079 |
| Income before extraordinary items | $279,000 | 3,277 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $279,000 | 3,274 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $279,000 | 3,277 |
| Net charge-offs | $2,000 | 5,375 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $279,000 | 3,166 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $5,554,000 | 4,836 |
| Total interest expense | $1,272,000 | 5,535 |
| Net interest income | $4,282,000 | 4,371 |
| Provision for loan and lease losses | $58,000 | 6,787 |
| Total noninterest income | $564,000 | 4,495 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $331,000 | 3,691 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $233,000 | 4,397 |
| Total noninterest expense | $3,362,000 | 4,844 |
| Salaries and employee benefits | $1,607,000 | 4,993 |
| Premises and equipment expense | $369,000 | 5,189 |
| Additional noninterest expense | $1,386,000 | 4,303 |
| Pre-tax net operating income | $1,426,000 | 2,433 |
| Securities gains (losses) | $14,000 | 3,162 |
| Applicable income taxes | $423,000 | 1,708 |
| Income before extraordinary items | $1,017,000 | 2,738 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,017,000 | 2,737 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $1,017,000 | 2,738 |
| Net charge-offs | $34,000 | 6,432 |
| Cash dividends | $152,000 | 3,864 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $1,007,060 | 2,708 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $4,170,000 | 4,900 |
| Total interest expense | $986,000 | 5,599 |
| Net interest income | $3,184,000 | 4,418 |
| Provision for loan and lease losses | $58,000 | 6,441 |
| Total noninterest income | $419,000 | 4,568 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $247,000 | 3,717 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $172,000 | 4,542 |
| Total noninterest expense | $2,531,000 | 4,842 |
| Salaries and employee benefits | $1,202,000 | 5,037 |
| Premises and equipment expense | $253,000 | 5,443 |
| Additional noninterest expense | $1,076,000 | 4,189 |
| Pre-tax net operating income | $1,014,000 | 2,712 |
| Securities gains (losses) | $14,000 | 2,872 |
| Applicable income taxes | $295,000 | 1,936 |
| Income before extraordinary items | $733,000 | 3,029 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $733,000 | 3,027 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $733,000 | 3,030 |
| Net charge-offs | $12,000 | 6,458 |
| Cash dividends | $76,000 | 3,743 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $723,060 | 2,982 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $2,793,000 | 4,924 |
| Total interest expense | $680,000 | 5,634 |
| Net interest income | $2,113,000 | 4,419 |
| Provision for loan and lease losses | $50,000 | 6,064 |
| Total noninterest income | $267,000 | 4,675 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $152,000 | 3,850 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $115,000 | 4,558 |
| Total noninterest expense | $1,661,000 | 4,932 |
| Salaries and employee benefits | $803,000 | 5,084 |
| Premises and equipment expense | $161,000 | 5,593 |
| Additional noninterest expense | $697,000 | 4,278 |
| Pre-tax net operating income | $669,000 | 2,849 |
| Securities gains (losses) | $13,000 | 2,499 |
| Applicable income taxes | $197,000 | 1,971 |
| Income before extraordinary items | $485,000 | 3,148 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $485,000 | 3,146 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $485,000 | 3,147 |
| Net charge-offs | $12,000 | 5,902 |
| Cash dividends | $76,000 | 3,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $475,770 | 3,073 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $1,408,000 | 4,931 |
| Total interest expense | $353,000 | 5,659 |
| Net interest income | $1,055,000 | 4,418 |
| Provision for loan and lease losses | $25,000 | 5,698 |
| Total noninterest income | $128,000 | 4,748 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $68,000 | 4,022 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $60,000 | 4,510 |
| Total noninterest expense | $806,000 | 4,932 |
| Salaries and employee benefits | $399,000 | 5,152 |
| Premises and equipment expense | $79,000 | 5,681 |
| Additional noninterest expense | $328,000 | 4,133 |
| Pre-tax net operating income | $352,000 | 3,060 |
| Securities gains (losses) | $13,000 | 1,839 |
| Applicable income taxes | $87,000 | 2,318 |
| Income before extraordinary items | $278,000 | 3,262 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $278,000 | 3,261 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $278,000 | 3,262 |
| Net charge-offs | $-2,000 | 7,404 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $268,120 | 3,179 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $6,021,000 | 4,926 |
| Total interest expense | $1,806,000 | 5,561 |
| Net interest income | $4,215,000 | 4,412 |
| Provision for loan and lease losses | $17,000 | 7,069 |
| Total noninterest income | $569,000 | 4,582 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $339,000 | 3,786 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $230,000 | 4,613 |
| Total noninterest expense | $3,240,000 | 4,875 |
| Salaries and employee benefits | $1,527,000 | 5,283 |
| Premises and equipment expense | $412,000 | 5,003 |
| Additional noninterest expense | $1,301,000 | 4,022 |
| Pre-tax net operating income | $1,527,000 | 2,994 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $452,000 | 1,941 |
| Income before extraordinary items | $1,075,000 | 3,152 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,075,000 | 3,152 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-16,000 | 8,062 |
| Cash dividends | $173,000 | 4,631 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $1,075,000 | 3,291 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $4,513,000 | 5,004 |
| Total interest expense | $1,419,000 | 5,578 |
| Net interest income | $3,094,000 | 4,530 |
| Provision for loan and lease losses | $17,000 | 6,595 |
| Total noninterest income | $435,000 | 4,657 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $258,000 | 3,787 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $177,000 | 4,671 |
| Total noninterest expense | $2,400,000 | 4,892 |
| Salaries and employee benefits | $1,156,000 | 5,283 |
| Premises and equipment expense | $227,000 | 5,781 |
| Additional noninterest expense | $1,017,000 | 3,817 |
| Pre-tax net operating income | $1,112,000 | 3,476 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $310,000 | 2,428 |
| Income before extraordinary items | $802,000 | 3,558 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $802,000 | 3,559 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 5,856 |
| Cash dividends | $84,000 | 4,508 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $802,000 | 3,703 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $3,003,000 | 5,082 |
| Total interest expense | $998,000 | 5,582 |
| Net interest income | $2,005,000 | 4,615 |
| Provision for loan and lease losses | $17,000 | 6,076 |
| Total noninterest income | $289,000 | 4,714 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $163,000 | 3,892 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $126,000 | 4,628 |
| Total noninterest expense | $1,595,000 | 4,921 |
| Salaries and employee benefits | $775,000 | 5,326 |
| Premises and equipment expense | $146,000 | 5,901 |
| Additional noninterest expense | $674,000 | 3,818 |
| Pre-tax net operating income | $682,000 | 3,743 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $187,000 | 2,768 |
| Income before extraordinary items | $495,000 | 4,045 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $495,000 | 4,046 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-13,000 | 7,949 |
| Cash dividends | $84,000 | 4,220 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $495,000 | 3,985 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $1,497,000 | 5,179 |
| Total interest expense | $530,000 | 5,614 |
| Net interest income | $967,000 | 4,738 |
| Provision for loan and lease losses | $17,000 | 5,028 |
| Total noninterest income | $139,000 | 4,779 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $72,000 | 4,098 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $67,000 | 4,495 |
| Total noninterest expense | $747,000 | 5,150 |
| Salaries and employee benefits | $398,000 | 5,248 |
| Premises and equipment expense | $70,000 | 6,040 |
| Additional noninterest expense | $279,000 | 4,347 |
| Pre-tax net operating income | $342,000 | 3,860 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $80,000 | 3,051 |
| Income before extraordinary items | $262,000 | 4,104 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $262,000 | 4,106 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 3,990 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $262,000 | 4,004 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $5,979,000 | 5,239 |
| Total interest expense | $2,260,000 | 5,545 |
| Net interest income | $3,719,000 | 4,837 |
| Provision for loan and lease losses | $80,000 | 5,190 |
| Total noninterest income | $538,000 | 4,872 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $275,000 | 4,270 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $263,000 | 4,485 |
| Total noninterest expense | $2,959,000 | 5,045 |
| Salaries and employee benefits | $1,469,000 | 5,368 |
| Premises and equipment expense | $256,000 | 6,188 |
| Additional noninterest expense | $1,234,000 | 3,999 |
| Pre-tax net operating income | $1,218,000 | 4,325 |
| Securities gains (losses) | $-54,000 | 8,029 |
| Applicable income taxes | $335,000 | 3,236 |
| Income before extraordinary items | $829,000 | 4,710 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $829,000 | 4,711 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,625 |
| Cash dividends | $163,000 | 5,060 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $867,340 | 4,607 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $4,450,000 | 5,287 |
| Total interest expense | $1,703,000 | 5,532 |
| Net interest income | $2,747,000 | 4,903 |
| Provision for loan and lease losses | $80,000 | 4,491 |
| Total noninterest income | $393,000 | 4,952 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $203,000 | 4,313 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $190,000 | 4,582 |
| Total noninterest expense | $2,164,000 | 5,103 |
| Salaries and employee benefits | $1,075,000 | 5,416 |
| Premises and equipment expense | $184,000 | 6,285 |
| Additional noninterest expense | $905,000 | 3,990 |
| Pre-tax net operating income | $896,000 | 4,609 |
| Securities gains (losses) | $-54,000 | 8,192 |
| Applicable income taxes | $218,000 | 3,608 |
| Income before extraordinary items | $624,000 | 4,929 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $624,000 | 4,929 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 7,536 |
| Cash dividends | $79,000 | 4,801 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $663,960 | 4,798 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $2,955,000 | 5,321 |
| Total interest expense | $1,129,000 | 5,555 |
| Net interest income | $1,826,000 | 4,940 |
| Provision for loan and lease losses | $60,000 | 3,990 |
| Total noninterest income | $238,000 | 5,196 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $134,000 | 4,337 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $104,000 | 5,056 |
| Total noninterest expense | $1,425,000 | 5,174 |
| Salaries and employee benefits | $708,000 | 5,512 |
| Premises and equipment expense | $119,000 | 6,393 |
| Additional noninterest expense | $598,000 | 4,017 |
| Pre-tax net operating income | $579,000 | 4,749 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $149,000 | 3,662 |
| Income before extraordinary items | $430,000 | 4,900 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $430,000 | 4,899 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,517 |
| Cash dividends | $79,000 | 4,493 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $430,000 | 4,901 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $1,445,000 | 5,384 |
| Total interest expense | $553,000 | 5,602 |
| Net interest income | $892,000 | 5,026 |
| Provision for loan and lease losses | $30,000 | 3,737 |
| Total noninterest income | $125,000 | 5,031 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $62,000 | 4,457 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $63,000 | 4,645 |
| Total noninterest expense | $670,000 | 5,400 |
| Salaries and employee benefits | $343,000 | 5,654 |
| Premises and equipment expense | $57,000 | 6,519 |
| Additional noninterest expense | $270,000 | 4,283 |
| Pre-tax net operating income | $317,000 | 4,530 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $78,000 | 3,616 |
| Income before extraordinary items | $239,000 | 4,665 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $239,000 | 4,667 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 3,204 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $239,000 | 4,650 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $5,558,000 | 5,251 |
| Total interest expense | $2,173,000 | 5,184 |
| Net interest income | $3,385,000 | 5,155 |
| Provision for loan and lease losses | $76,000 | 5,071 |
| Total noninterest income | $482,000 | 5,214 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $259,000 | 4,415 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $223,000 | 4,907 |
| Total noninterest expense | $2,708,000 | 5,226 |
| Salaries and employee benefits | $1,285,000 | 5,690 |
| Premises and equipment expense | $255,000 | 6,160 |
| Additional noninterest expense | $1,168,000 | 4,021 |
| Pre-tax net operating income | $1,083,000 | 5,011 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $330,000 | 3,674 |
| Income before extraordinary items | $753,000 | 5,350 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $753,000 | 5,352 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $182,000 | 2,314 |
| Cash dividends | $160,000 | 5,135 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $753,000 | 5,341 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $4,135,000 | 5,261 |
| Total interest expense | $1,615,000 | 5,152 |
| Net interest income | $2,520,000 | 5,231 |
| Provision for loan and lease losses | $66,000 | 4,743 |
| Total noninterest income | $348,000 | 5,309 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $184,000 | 4,577 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $164,000 | 4,947 |
| Total noninterest expense | $1,945,000 | 5,345 |
| Salaries and employee benefits | $932,000 | 5,770 |
| Premises and equipment expense | $171,000 | 6,459 |
| Additional noninterest expense | $842,000 | 4,119 |
| Pre-tax net operating income | $857,000 | 5,080 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $268,000 | 3,737 |
| Income before extraordinary items | $589,000 | 5,400 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $589,000 | 5,403 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $118,000 | 2,106 |
| Cash dividends | $78,000 | 4,867 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $589,000 | 5,395 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $2,733,000 | 5,259 |
| Total interest expense | $1,069,000 | 5,051 |
| Net interest income | $1,664,000 | 5,288 |
| Provision for loan and lease losses | $46,000 | 4,571 |
| Total noninterest income | $218,000 | 5,453 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $107,000 | 4,870 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $111,000 | 4,908 |
| Total noninterest expense | $1,248,000 | 5,484 |
| Salaries and employee benefits | $612,000 | 5,849 |
| Premises and equipment expense | $114,000 | 6,467 |
| Additional noninterest expense | $522,000 | 4,337 |
| Pre-tax net operating income | $588,000 | 5,040 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $176,000 | 3,782 |
| Income before extraordinary items | $412,000 | 5,318 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $412,000 | 5,322 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $49,000 | 2,505 |
| Cash dividends | $78,000 | 4,560 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $412,000 | 5,321 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $1,341,000 | 5,267 |
| Total interest expense | $520,000 | 4,998 |
| Net interest income | $821,000 | 5,321 |
| Provision for loan and lease losses | $46,000 | 3,241 |
| Total noninterest income | $106,000 | 5,470 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $50,000 | 4,949 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $56,000 | 4,890 |
| Total noninterest expense | $581,000 | 5,724 |
| Salaries and employee benefits | $297,000 | 5,962 |
| Premises and equipment expense | $52,000 | 6,673 |
| Additional noninterest expense | $232,000 | 4,689 |
| Pre-tax net operating income | $300,000 | 4,972 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $76,000 | 3,933 |
| Income before extraordinary items | $224,000 | 5,087 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $224,000 | 5,087 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $47,000 | 1,533 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $224,000 | 5,080 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $4,996,000 | 5,149 |
| Total interest expense | $1,628,000 | 5,019 |
| Net interest income | $3,368,000 | 5,134 |
| Provision for loan and lease losses | $25,000 | 6,321 |
| Total noninterest income | $451,000 | 5,476 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $232,000 | 4,733 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $219,000 | 4,993 |
| Total noninterest expense | $2,456,000 | 5,427 |
| Salaries and employee benefits | $1,185,000 | 5,839 |
| Premises and equipment expense | $243,000 | 6,288 |
| Additional noninterest expense | $1,028,000 | 4,331 |
| Pre-tax net operating income | $1,338,000 | 4,654 |
| Securities gains (losses) | $-5,000 | 7,296 |
| Applicable income taxes | $399,000 | 3,704 |
| Income before extraordinary items | $934,000 | 4,990 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $934,000 | 4,992 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $42,000 | 4,497 |
| Cash dividends | $160,000 | 5,121 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $937,500 | 4,956 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $3,657,000 | 5,198 |
| Total interest expense | $1,142,000 | 5,069 |
| Net interest income | $2,515,000 | 5,166 |
| Provision for loan and lease losses | $25,000 | 5,986 |
| Total noninterest income | $340,000 | 5,495 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $177,000 | 4,724 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $163,000 | 5,033 |
| Total noninterest expense | $1,760,000 | 5,547 |
| Salaries and employee benefits | $858,000 | 5,905 |
| Premises and equipment expense | $181,000 | 6,273 |
| Additional noninterest expense | $721,000 | 4,528 |
| Pre-tax net operating income | $1,070,000 | 4,605 |
| Securities gains (losses) | $-5,000 | 7,675 |
| Applicable income taxes | $325,000 | 3,663 |
| Income before extraordinary items | $740,000 | 4,946 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $740,000 | 4,947 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $32,000 | 4,057 |
| Cash dividends | $78,000 | 4,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $743,450 | 4,900 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $2,393,000 | 5,203 |
| Total interest expense | $713,000 | 5,093 |
| Net interest income | $1,680,000 | 5,154 |
| Provision for loan and lease losses | $0 | 6,626 |
| Total noninterest income | $220,000 | 5,523 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $113,000 | 4,773 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $107,000 | 5,049 |
| Total noninterest expense | $1,156,000 | 5,593 |
| Salaries and employee benefits | $560,000 | 5,975 |
| Premises and equipment expense | $106,000 | 6,575 |
| Additional noninterest expense | $490,000 | 4,444 |
| Pre-tax net operating income | $744,000 | 4,456 |
| Securities gains (losses) | $-5,000 | 7,925 |
| Applicable income taxes | $225,000 | 3,582 |
| Income before extraordinary items | $514,000 | 4,833 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $514,000 | 4,835 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 5,447 |
| Cash dividends | $78,000 | 4,490 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $517,500 | 4,761 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,176,000 | 5,243 |
| Total interest expense | $341,000 | 5,124 |
| Net interest income | $835,000 | 5,206 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $103,000 | 5,609 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $53,000 | 4,860 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $50,000 | 5,188 |
| Total noninterest expense | $575,000 | 5,641 |
| Salaries and employee benefits | $276,000 | 6,067 |
| Premises and equipment expense | $51,000 | 6,715 |
| Additional noninterest expense | $248,000 | 4,387 |
| Pre-tax net operating income | $363,000 | 4,516 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $98,000 | 3,788 |
| Income before extraordinary items | $265,000 | 4,708 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $265,000 | 4,709 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 7,322 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $265,000 | 4,668 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $4,498,000 | 5,176 |
| Total interest expense | $1,200,000 | 5,119 |
| Net interest income | $3,298,000 | 5,110 |
| Provision for loan and lease losses | $70,000 | 5,501 |
| Total noninterest income | $377,000 | 5,919 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $204,000 | 5,173 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $173,000 | 5,410 |
| Total noninterest expense | $2,294,000 | 5,564 |
| Salaries and employee benefits | $1,101,000 | 5,965 |
| Premises and equipment expense | $203,000 | 6,725 |
| Additional noninterest expense | $990,000 | 4,387 |
| Pre-tax net operating income | $1,311,000 | 4,572 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $374,000 | 3,829 |
| Income before extraordinary items | $937,000 | 4,860 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $937,000 | 4,860 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 6,277 |
| Cash dividends | $159,000 | 5,122 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $937,000 | 4,795 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $3,331,000 | 5,200 |
| Total interest expense | $883,000 | 5,144 |
| Net interest income | $2,448,000 | 5,128 |
| Provision for loan and lease losses | $70,000 | 4,912 |
| Total noninterest income | $284,000 | 5,950 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $153,000 | 5,219 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $131,000 | 5,402 |
| Total noninterest expense | $1,623,000 | 5,723 |
| Salaries and employee benefits | $778,000 | 6,109 |
| Premises and equipment expense | $150,000 | 6,731 |
| Additional noninterest expense | $695,000 | 4,556 |
| Pre-tax net operating income | $1,039,000 | 4,517 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $305,000 | 3,774 |
| Income before extraordinary items | $734,000 | 4,837 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $734,000 | 4,837 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 5,778 |
| Cash dividends | $79,000 | 4,781 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $734,000 | 4,748 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $2,187,000 | 5,260 |
| Total interest expense | $589,000 | 5,157 |
| Net interest income | $1,598,000 | 5,201 |
| Provision for loan and lease losses | $45,000 | 4,838 |
| Total noninterest income | $186,000 | 5,987 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $97,000 | 5,328 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $89,000 | 5,394 |
| Total noninterest expense | $1,062,000 | 5,806 |
| Salaries and employee benefits | $500,000 | 6,299 |
| Premises and equipment expense | $96,000 | 6,873 |
| Additional noninterest expense | $466,000 | 4,558 |
| Pre-tax net operating income | $677,000 | 4,530 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $196,000 | 3,824 |
| Income before extraordinary items | $481,000 | 4,829 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $481,000 | 4,830 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 5,531 |
| Cash dividends | $79,000 | 4,396 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $481,000 | 4,743 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,073,000 | 5,352 |
| Total interest expense | $298,000 | 5,185 |
| Net interest income | $775,000 | 5,313 |
| Provision for loan and lease losses | $25,000 | 4,502 |
| Total noninterest income | $78,000 | 6,348 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $41,000 | 5,626 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $37,000 | 5,724 |
| Total noninterest expense | $486,000 | 6,136 |
| Salaries and employee benefits | $240,000 | 6,472 |
| Premises and equipment expense | $51,000 | 6,740 |
| Additional noninterest expense | $195,000 | 5,165 |
| Pre-tax net operating income | $342,000 | 4,496 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $89,000 | 3,977 |
| Income before extraordinary items | $253,000 | 4,716 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $253,000 | 4,715 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,358 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $253,000 | 4,594 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $4,373,000 | 5,343 |
| Total interest expense | $1,400,000 | 5,090 |
| Net interest income | $2,973,000 | 5,336 |
| Provision for loan and lease losses | $165,000 | 4,406 |
| Total noninterest income | $277,000 | 6,757 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $154,000 | 5,814 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $123,000 | 6,176 |
| Total noninterest expense | $1,889,000 | 6,176 |
| Salaries and employee benefits | $955,000 | 6,424 |
| Premises and equipment expense | $186,000 | 6,952 |
| Additional noninterest expense | $748,000 | 5,274 |
| Pre-tax net operating income | $1,196,000 | 4,693 |
| Securities gains (losses) | $5,000 | 3,903 |
| Applicable income taxes | $327,000 | 4,148 |
| Income before extraordinary items | $874,000 | 5,009 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $874,000 | 5,009 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $31,000 | 5,670 |
| Cash dividends | $121,000 | 5,413 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $870,350 | 4,860 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $3,273,000 | 5,411 |
| Total interest expense | $1,085,000 | 5,126 |
| Net interest income | $2,188,000 | 5,411 |
| Provision for loan and lease losses | $75,000 | 5,202 |
| Total noninterest income | $210,000 | 6,765 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $112,000 | 5,914 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $98,000 | 6,119 |
| Total noninterest expense | $1,336,000 | 6,352 |
| Salaries and employee benefits | $688,000 | 6,519 |
| Premises and equipment expense | $136,000 | 7,031 |
| Additional noninterest expense | $512,000 | 5,552 |
| Pre-tax net operating income | $987,000 | 4,576 |
| Securities gains (losses) | $1,000 | 4,000 |
| Applicable income taxes | $277,000 | 4,068 |
| Income before extraordinary items | $711,000 | 4,955 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $711,000 | 4,955 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $27,000 | 5,062 |
| Cash dividends | $42,000 | 5,188 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $710,280 | 4,766 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $2,157,000 | 5,492 |
| Total interest expense | $740,000 | 5,171 |
| Net interest income | $1,417,000 | 5,512 |
| Provision for loan and lease losses | $50,000 | 5,111 |
| Total noninterest income | $137,000 | 6,812 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $72,000 | 5,973 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $65,000 | 6,111 |
| Total noninterest expense | $875,000 | 6,422 |
| Salaries and employee benefits | $453,000 | 6,585 |
| Premises and equipment expense | $92,000 | 6,967 |
| Additional noninterest expense | $330,000 | 5,658 |
| Pre-tax net operating income | $629,000 | 4,701 |
| Securities gains (losses) | $1,000 | 3,586 |
| Applicable income taxes | $171,000 | 4,268 |
| Income before extraordinary items | $459,000 | 5,024 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $459,000 | 5,024 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $22,000 | 4,485 |
| Cash dividends | $42,000 | 4,842 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $458,270 | 4,827 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,046,000 | 5,621 |
| Total interest expense | $368,000 | 5,289 |
| Net interest income | $678,000 | 5,643 |
| Provision for loan and lease losses | $25,000 | 4,925 |
| Total noninterest income | $68,000 | 6,777 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $34,000 | 6,012 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $34,000 | 5,990 |
| Total noninterest expense | $418,000 | 6,580 |
| Salaries and employee benefits | $220,000 | 6,691 |
| Premises and equipment expense | $45,000 | 7,066 |
| Additional noninterest expense | $153,000 | 5,860 |
| Pre-tax net operating income | $303,000 | 4,766 |
| Securities gains (losses) | $1,000 | 2,714 |
| Applicable income taxes | $82,000 | 4,307 |
| Income before extraordinary items | $222,000 | 5,037 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $222,000 | 5,036 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $28,000 | 2,840 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $221,270 | 4,848 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $3,868,000 | 6,014 |
| Total interest expense | $1,320,000 | 6,123 |
| Net interest income | $2,548,000 | 5,835 |
| Provision for loan and lease losses | $105,000 | 5,629 |
| Total noninterest income | $233,000 | 7,005 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $132,000 | 6,089 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $101,000 | 6,421 |
| Total noninterest expense | $1,627,000 | 6,609 |
| Salaries and employee benefits | $833,000 | 6,764 |
| Premises and equipment expense | $187,000 | 6,938 |
| Additional noninterest expense | $607,000 | 5,884 |
| Pre-tax net operating income | $1,049,000 | 5,079 |
| Securities gains (losses) | $3,000 | 4,139 |
| Applicable income taxes | $292,000 | 4,492 |
| Income before extraordinary items | $760,000 | 5,344 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $760,000 | 5,343 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $33,000 | 5,798 |
| Cash dividends | $1,471,000 | 1,675 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $757,840 | 5,208 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $3,373,000 | 6,872 |
| Total interest expense | $1,579,000 | 6,823 |
| Net interest income | $1,794,000 | 6,794 |
| Provision for loan and lease losses | $25,000 | 7,375 |
| Total noninterest income | $139,000 | 7,978 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $89,000 | 6,795 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $50,000 | 7,689 |
| Total noninterest expense | $1,077,000 | 7,759 |
| Salaries and employee benefits | $535,000 | 8,004 |
| Premises and equipment expense | $100,000 | 8,307 |
| Additional noninterest expense | $442,000 | 6,836 |
| Pre-tax net operating income | $831,000 | 5,387 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $207,000 | 4,962 |
| Income before extraordinary items | $624,000 | 5,507 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $624,000 | 5,511 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $19,000 | 6,336 |
| Cash dividends | $414,000 | 3,793 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $624,000 | 5,383 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $3,275,000 | 7,144 |
| Total interest expense | $1,518,000 | 7,120 |
| Net interest income | $1,757,000 | 6,992 |
| Provision for loan and lease losses | $40,000 | 6,852 |
| Total noninterest income | $106,000 | 8,514 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $72,000 | 7,157 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $34,000 | 8,376 |
| Total noninterest expense | $988,000 | 8,063 |
| Salaries and employee benefits | $507,000 | 8,208 |
| Premises and equipment expense | $108,000 | 8,312 |
| Additional noninterest expense | $373,000 | 7,382 |
| Pre-tax net operating income | $835,000 | 5,756 |
| Securities gains (losses) | $-7,000 | 8,117 |
| Applicable income taxes | $199,000 | 5,399 |
| Income before extraordinary items | $629,000 | 5,713 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $629,000 | 5,711 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 6,269 |
| Cash dividends | $204,000 | 5,083 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $634,320 | 5,708 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $3,068,000 | 7,298 |
| Total interest expense | $1,394,000 | 7,201 |
| Net interest income | $1,674,000 | 7,235 |
| Provision for loan and lease losses | $25,000 | 7,415 |
| Total noninterest income | $106,000 | 8,734 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $70,000 | 7,352 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $36,000 | 8,584 |
| Total noninterest expense | $1,068,000 | 7,932 |
| Salaries and employee benefits | $507,000 | 8,309 |
| Premises and equipment expense | $95,000 | 8,719 |
| Additional noninterest expense | $466,000 | 6,770 |
| Pre-tax net operating income | $687,000 | 6,366 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $149,000 | 6,291 |
| Income before extraordinary items | $538,000 | 6,215 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $538,000 | 6,213 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $25,000 | 5,834 |
| Cash dividends | $165,000 | 5,503 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $538,000 | 6,201 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $3,010,000 | 7,516 |
| Total interest expense | $1,421,000 | 7,371 |
| Net interest income | $1,589,000 | 7,490 |
| Provision for loan and lease losses | $25,000 | 7,503 |
| Total noninterest income | $113,000 | 8,799 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $78,000 | 7,338 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $35,000 | 8,765 |
| Total noninterest expense | $980,000 | 8,169 |
| Salaries and employee benefits | $498,000 | 8,369 |
| Premises and equipment expense | $94,000 | 8,844 |
| Additional noninterest expense | $388,000 | 7,318 |
| Pre-tax net operating income | $697,000 | 6,491 |
| Securities gains (losses) | $1,000 | 4,151 |
| Applicable income taxes | $151,000 | 6,818 |
| Income before extraordinary items | $547,000 | 6,341 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $547,000 | 6,341 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 7,392 |
| Cash dividends | $153,000 | 5,749 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $546,220 | 6,239 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $2,941,000 | 7,834 |
| Total interest expense | $1,349,000 | 7,717 |
| Net interest income | $1,592,000 | 7,796 |
| Provision for loan and lease losses | $25,000 | 7,608 |
| Total noninterest income | $90,000 | 9,593 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $67,000 | 7,961 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $23,000 | 9,689 |
| Total noninterest expense | $890,000 | 8,714 |
| Salaries and employee benefits | $458,000 | 8,899 |
| Premises and equipment expense | $104,000 | 8,869 |
| Additional noninterest expense | $328,000 | 8,042 |
| Pre-tax net operating income | $767,000 | 6,693 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $196,000 | 6,931 |
| Income before extraordinary items | $571,000 | 6,536 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $571,000 | 6,538 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 7,353 |
| Cash dividends | $140,000 | 6,024 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $571,000 | 6,477 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $2,843,000 | 8,217 |
| Total interest expense | $1,255,000 | 8,225 |
| Net interest income | $1,588,000 | 8,058 |
| Provision for loan and lease losses | $25,000 | 7,649 |
| Total noninterest income | $86,000 | 10,166 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $62,000 | 8,488 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $24,000 | 10,174 |
| Total noninterest expense | $855,000 | 9,213 |
| Salaries and employee benefits | $436,000 | 9,351 |
| Premises and equipment expense | $75,000 | 9,952 |
| Additional noninterest expense | $344,000 | 8,421 |
| Pre-tax net operating income | $794,000 | 6,531 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $205,000 | 7,063 |
| Income before extraordinary items | $589,000 | 6,335 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $589,000 | 6,338 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 7,336 |
| Cash dividends | $135,000 | 6,228 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $589,000 | 6,271 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $2,726,000 | 8,598 |
| Total interest expense | $1,246,000 | 8,437 |
| Net interest income | $1,480,000 | 8,589 |
| Provision for loan and lease losses | $15,000 | 7,935 |
| Total noninterest income | $80,000 | 10,736 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $60,000 | 8,928 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $20,000 | 10,891 |
| Total noninterest expense | $855,000 | 9,529 |
| Salaries and employee benefits | $424,000 | 9,745 |
| Premises and equipment expense | $72,000 | 10,422 |
| Additional noninterest expense | $359,000 | 8,604 |
| Pre-tax net operating income | $690,000 | 7,375 |
| Securities gains (losses) | $-3,000 | 9,402 |
| Applicable income taxes | $177,000 | 7,810 |
| Income before extraordinary items | $510,000 | 7,172 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $510,000 | 7,172 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 10,150 |
| Cash dividends | $120,000 | 6,469 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $512,220 | 7,130 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $2,582,000 | 8,759 |
| Total interest expense | $1,024,000 | 8,590 |
| Net interest income | $1,558,000 | 8,706 |
| Provision for loan and lease losses | $25,000 | 7,401 |
| Total noninterest income | $79,000 | 11,271 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $55,000 | 9,512 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $24,000 | 11,176 |
| Total noninterest expense | $882,000 | 9,860 |
| Salaries and employee benefits | $416,000 | 10,140 |
| Premises and equipment expense | $63,000 | 11,198 |
| Additional noninterest expense | $403,000 | 8,800 |
| Pre-tax net operating income | $730,000 | 7,241 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $215,000 | 7,096 |
| Income before extraordinary items | $515,000 | 7,192 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $515,000 | 7,199 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 8,066 |
| Cash dividends | $110,000 | 6,689 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $515,000 | 7,223 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $2,675,000 | 8,863 |
| Total interest expense | $1,174,000 | 8,378 |
| Net interest income | $1,501,000 | 9,100 |
| Provision for loan and lease losses | $85,000 | 6,189 |
| Total noninterest income | $77,000 | 11,876 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $58,000 | 9,765 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $19,000 | 12,117 |
| Total noninterest expense | $875,000 | 10,321 |
| Salaries and employee benefits | $407,000 | 10,563 |
| Premises and equipment expense | $68,000 | 11,579 |
| Additional noninterest expense | $400,000 | 9,267 |
| Pre-tax net operating income | $618,000 | 7,831 |
| Securities gains (losses) | $27,000 | 4,244 |
| Applicable income taxes | $181,000 | 7,990 |
| Income before extraordinary items | $464,000 | 7,854 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $464,000 | 8,021 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $84,000 | 4,933 |
| Cash dividends | $100,000 | 6,847 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $444,560 | 7,755 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $2,935,000 | 9,101 |
| Total interest expense | $1,348,000 | 9,038 |
| Net interest income | $1,587,000 | 8,989 |
| Provision for loan and lease losses | $8,000 | 11,328 |
| Total noninterest income | $82,000 | 12,225 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $57,000 | 10,031 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $25,000 | 12,163 |
| Total noninterest expense | $841,000 | 10,801 |
| Salaries and employee benefits | $396,000 | 10,905 |
| Premises and equipment expense | $69,000 | 11,913 |
| Additional noninterest expense | $376,000 | 9,860 |
| Pre-tax net operating income | $820,000 | 6,479 |
| Securities gains (losses) | $2,000 | 7,695 |
| Applicable income taxes | $257,000 | 6,552 |
| Income before extraordinary items | $565,000 | 6,815 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $565,000 | 6,905 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 10,255 |
| Cash dividends | $168,000 | 5,513 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $563,620 | 6,477 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.