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The Bank of Missouri, Income and Expense

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2023-12-31 (YTD Data)		Rank
Total interest income	$120,086,000	462
Total interest expense	$46,949,000	407
Net interest income	$73,137,000	497
Provision for loan and lease losses	$1,061,000	807
Total noninterest income	$51,532,000	242
Gross Fiduciary activities income	$486,000	599
Service charges on deposit accounts	$5,227,000	265
Trading account gains and fees	$40,000	105
Additional Noninterest Income	$45,779,000	182
Total noninterest expense	$98,977,000	324
Salaries and employee benefits	$58,276,000	289
Premises and equipment expense	$7,331,000	397
Additional noninterest expense	$45,779,000	182
Pre-tax net operating income	$24,631,000	576
Securities gains (losses)	$-331,000	4,102
Applicable income taxes	$3,216,000	715
Income before extraordinary items	$21,084,000	561
Extraordinary gains, net	$0	54
Net income	$21,056,000	570
Minority interest net income	$28,000	66
Net income of bank and minority interests.	$21,084,000	564
Net charge-offs	$3,394,000	291
Cash dividends	$17,000,000	331
Sale, conversion, retirement of capital stock, net	$0	540
Net operating income	$21,371,970	570
2023-09-30 (YTD Data)		Rank
Total interest income	$87,833,000	466
Total interest expense	$32,596,000	406
Net interest income	$55,237,000	504
Provision for loan and lease losses	$375,000	1,178
Total noninterest income	$39,473,000	241
Gross Fiduciary activities income	$373,000	596
Service charges on deposit accounts	$3,924,000	262
Trading account gains and fees	$44,000	100
Additional Noninterest Income	$35,132,000	175
Total noninterest expense	$73,954,000	323
Salaries and employee benefits	$43,408,000	299
Premises and equipment expense	$5,641,000	389
Additional noninterest expense	$35,132,000	175
Pre-tax net operating income	$20,381,000	554
Securities gains (losses)	$-331,000	4,306
Applicable income taxes	$2,701,000	690
Income before extraordinary items	$17,349,000	537
Extraordinary gains, net	$0	52
Net income	$17,321,000	544
Minority interest net income	$28,000	62
Net income of bank and minority interests.	$17,349,000	537
Net charge-offs	$2,966,000	238
Cash dividends	$12,000,000	331
Sale, conversion, retirement of capital stock, net	$0	507
Net operating income	$17,636,970	538
2023-06-30 (YTD Data)		Rank
Total interest income	$56,579,000	456
Total interest expense	$19,512,000	403
Net interest income	$37,067,000	500
Provision for loan and lease losses	$250,000	1,174
Total noninterest income	$25,913,000	235
Gross Fiduciary activities income	$260,000	582
Service charges on deposit accounts	$2,530,000	263
Trading account gains and fees	$27,000	97
Additional Noninterest Income	$23,096,000	173
Total noninterest expense	$48,998,000	313
Salaries and employee benefits	$28,726,000	292
Premises and equipment expense	$3,918,000	368
Additional noninterest expense	$23,096,000	173
Pre-tax net operating income	$13,732,000	551
Securities gains (losses)	$-335,000	4,431
Applicable income taxes	$1,768,000	709
Income before extraordinary items	$11,629,000	537
Extraordinary gains, net	$0	51
Net income	$11,601,000	547
Minority interest net income	$28,000	59
Net income of bank and minority interests.	$11,629,000	536
Net charge-offs	$644,000	380
Cash dividends	$8,500,000	306
Sale, conversion, retirement of capital stock, net	$0	486
Net operating income	$11,920,450	527
2023-03-31 (YTD Data)		Rank
Total interest income	$26,967,000	478
Total interest expense	$8,570,000	404
Net interest income	$18,397,000	507
Provision for loan and lease losses	$125,000	1,142
Total noninterest income	$12,343,000	242
Gross Fiduciary activities income	$139,000	599
Service charges on deposit accounts	$1,249,000	270
Trading account gains and fees	$0	97
Additional Noninterest Income	$10,955,000	179
Total noninterest expense	$24,550,000	320
Salaries and employee benefits	$13,984,000	308
Premises and equipment expense	$2,167,000	341
Additional noninterest expense	$10,955,000	179
Pre-tax net operating income	$6,065,000	622
Securities gains (losses)	$-335,000	4,517
Applicable income taxes	$676,000	859
Income before extraordinary items	$5,054,000	612
Extraordinary gains, net	$0	4
Net income	$5,054,000	611
Minority interest net income	$0	48
Net income of bank and minority interests.	$5,054,000	611
Net charge-offs	$501,000	274
Cash dividends	$4,000,000	298
Sale, conversion, retirement of capital stock, net	$0	430
Net operating income	$5,348,800	596
2022-12-31 (YTD Data)		Rank
Total interest income	$94,100,000	439
Total interest expense	$13,691,000	357
Net interest income	$80,409,000	449
Provision for loan and lease losses	$0	3,012
Total noninterest income	$53,510,000	235
Gross Fiduciary activities income	$1,189,000	484
Service charges on deposit accounts	$5,518,000	258
Trading account gains and fees	$15,000	111
Additional Noninterest Income	$46,788,000	188
Total noninterest expense	$93,241,000	323
Salaries and employee benefits	$57,493,000	287
Premises and equipment expense	$7,532,000	379
Additional noninterest expense	$46,788,000	188
Pre-tax net operating income	$40,678,000	439
Securities gains (losses)	$6,000	496
Applicable income taxes	$6,541,000	513
Income before extraordinary items	$34,143,000	421
Extraordinary gains, net	$0	5
Net income	$34,115,000	422
Minority interest net income	$28,000	43
Net income of bank and minority interests.	$34,143,000	422
Net charge-offs	$163,000	1,019
Cash dividends	$8,000,000	548
Sale, conversion, retirement of capital stock, net	$0	568
Net operating income	$34,137,960	428
2022-09-30 (YTD Data)		Rank
Total interest income	$67,928,000	432
Total interest expense	$7,205,000	335
Net interest income	$60,723,000	434
Provision for loan and lease losses	$0	2,835
Total noninterest income	$40,265,000	241
Gross Fiduciary activities income	$1,000,000	476
Service charges on deposit accounts	$3,560,000	293
Trading account gains and fees	$15,000	105
Additional Noninterest Income	$35,690,000	190
Total noninterest expense	$67,907,000	333
Salaries and employee benefits	$41,812,000	304
Premises and equipment expense	$5,635,000	376
Additional noninterest expense	$35,690,000	190
Pre-tax net operating income	$33,081,000	413
Securities gains (losses)	$6,000	515
Applicable income taxes	$5,268,000	492
Income before extraordinary items	$27,819,000	392
Extraordinary gains, net	$0	4
Net income	$27,791,000	392
Minority interest net income	$28,000	40
Net income of bank and minority interests.	$27,819,000	392
Net charge-offs	$-94,000	4,278
Cash dividends	$5,000,000	575
Sale, conversion, retirement of capital stock, net	$0	519
Net operating income	$27,813,960	401
2022-06-30 (YTD Data)		Rank
Total interest income	$43,482,000	423
Total interest expense	$3,767,000	331
Net interest income	$39,715,000	428
Provision for loan and lease losses	$0	2,599
Total noninterest income	$26,515,000	240
Gross Fiduciary activities income	$714,000	429
Service charges on deposit accounts	$2,281,000	300
Trading account gains and fees	$15,000	101
Additional Noninterest Income	$23,505,000	201
Total noninterest expense	$44,219,000	337
Salaries and employee benefits	$27,375,000	302
Premises and equipment expense	$3,750,000	370
Additional noninterest expense	$13,094,000	353
Pre-tax net operating income	$22,011,000	401
Securities gains (losses)	$0	687
Applicable income taxes	$3,511,000	465
Income before extraordinary items	$18,500,000	382
Extraordinary gains, net	$0	4
Net income	$18,472,000	384
Minority interest net income	$28,000	40
Net income of bank and minority interests.	$18,500,000	382
Net charge-offs	$-200,000	4,546
Cash dividends	$5,000,000	418
Sale, conversion, retirement of capital stock, net	$0	494
Net operating income	$18,500,000	389
2022-03-31 (YTD Data)		Rank
Total interest income	$20,987,000	423
Total interest expense	$1,652,000	347
Net interest income	$19,335,000	426
Provision for loan and lease losses	$0	2,285
Total noninterest income	$12,711,000	259
Gross Fiduciary activities income	$375,000	422
Service charges on deposit accounts	$1,120,000	301
Trading account gains and fees	$8,000	96
Additional Noninterest Income	$11,208,000	208
Total noninterest expense	$21,664,000	339
Salaries and employee benefits	$13,694,000	304
Premises and equipment expense	$1,906,000	368
Additional noninterest expense	$6,064,000	367
Pre-tax net operating income	$10,382,000	415
Securities gains (losses)	$0	623
Applicable income taxes	$1,609,000	479
Income before extraordinary items	$8,773,000	392
Extraordinary gains, net	$0	4
Net income	$8,773,000	392
Minority interest net income	$0	50
Net income of bank and minority interests.	$8,773,000	392
Net charge-offs	$-5,000	3,667
Cash dividends	$0	2,284
Sale, conversion, retirement of capital stock, net	$0	453
Net operating income	$8,773,000	397
2021-12-31 (YTD Data)		Rank
Total interest income	$90,636,000	396
Total interest expense	$7,477,000	373
Net interest income	$83,159,000	401
Provision for loan and lease losses	$1,600,000	366
Total noninterest income	$45,816,000	291
Gross Fiduciary activities income	$1,490,000	410
Service charges on deposit accounts	$4,013,000	312
Trading account gains and fees	$130,000	117
Additional Noninterest Income	$40,183,000	257
Total noninterest expense	$83,225,000	347
Salaries and employee benefits	$51,764,000	315
Premises and equipment expense	$7,425,000	376
Additional noninterest expense	$24,036,000	368
Pre-tax net operating income	$44,150,000	421
Securities gains (losses)	$69,000	1,008
Applicable income taxes	$6,305,000	536
Income before extraordinary items	$37,914,000	408
Extraordinary gains, net	$0	10
Net income	$37,886,000	407
Minority interest net income	$28,000	49
Net income of bank and minority interests.	$37,914,000	408
Net charge-offs	$897,000	453
Cash dividends	$5,000,000	790
Sale, conversion, retirement of capital stock, net	$0	582
Net operating income	$37,854,660	401
2021-09-30 (YTD Data)		Rank
Total interest income	$68,348,000	403
Total interest expense	$5,842,000	377
Net interest income	$62,506,000	405
Provision for loan and lease losses	$1,600,000	272
Total noninterest income	$33,762,000	298
Gross Fiduciary activities income	$1,100,000	412
Service charges on deposit accounts	$2,873,000	324
Trading account gains and fees	$0	132
Additional Noninterest Income	$29,789,000	261
Total noninterest expense	$59,095,000	361
Salaries and employee benefits	$37,035,000	328
Premises and equipment expense	$5,566,000	384
Additional noninterest expense	$16,494,000	388
Pre-tax net operating income	$35,573,000	412
Securities gains (losses)	$64,000	964
Applicable income taxes	$5,307,000	507
Income before extraordinary items	$30,330,000	395
Extraordinary gains, net	$0	8
Net income	$30,302,000	394
Minority interest net income	$28,000	45
Net income of bank and minority interests.	$30,330,000	395
Net charge-offs	$483,000	511
Cash dividends	$2,000,000	1,149
Sale, conversion, retirement of capital stock, net	$0	543
Net operating income	$30,275,600	390
2021-06-30 (YTD Data)		Rank
Total interest income	$43,532,000	415
Total interest expense	$4,064,000	376
Net interest income	$39,468,000	418
Provision for loan and lease losses	$1,600,000	181
Total noninterest income	$22,069,000	310
Gross Fiduciary activities income	$731,000	409
Service charges on deposit accounts	$1,793,000	331
Trading account gains and fees	$0	133
Additional Noninterest Income	$19,545,000	271
Total noninterest expense	$39,099,000	361
Salaries and employee benefits	$24,517,000	331
Premises and equipment expense	$3,697,000	389
Additional noninterest expense	$10,885,000	384
Pre-tax net operating income	$20,838,000	446
Securities gains (losses)	$64,000	800
Applicable income taxes	$2,939,000	576
Income before extraordinary items	$17,963,000	433
Extraordinary gains, net	$0	6
Net income	$17,935,000	432
Minority interest net income	$28,000	45
Net income of bank and minority interests.	$17,963,000	433
Net charge-offs	$489,000	409
Cash dividends	$2,000,000	837
Sale, conversion, retirement of capital stock, net	$0	517
Net operating income	$17,907,960	428
2021-03-31 (YTD Data)		Rank
Total interest income	$20,923,000	427
Total interest expense	$2,136,000	376
Net interest income	$18,787,000	426
Provision for loan and lease losses	$1,200,000	152
Total noninterest income	$10,636,000	324
Gross Fiduciary activities income	$369,000	409
Service charges on deposit accounts	$876,000	333
Trading account gains and fees	$0	127
Additional Noninterest Income	$9,391,000	288
Total noninterest expense	$19,609,000	356
Salaries and employee benefits	$12,177,000	330
Premises and equipment expense	$1,862,000	386
Additional noninterest expense	$5,570,000	369
Pre-tax net operating income	$8,614,000	506
Securities gains (losses)	$112,000	453
Applicable income taxes	$1,076,000	708
Income before extraordinary items	$7,650,000	486
Extraordinary gains, net	$0	3
Net income	$7,650,000	486
Minority interest net income	$0	55
Net income of bank and minority interests.	$7,650,000	486
Net charge-offs	$65,000	736
Cash dividends	$0	2,452
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$7,551,440	481
2020-12-31 (YTD Data)		Rank
Total interest income	$93,586,000	387
Total interest expense	$11,319,000	453
Net interest income	$82,267,000	375
Provision for loan and lease losses	$10,333,000	343
Total noninterest income	$43,230,000	300
Gross Fiduciary activities income	$1,329,000	410
Service charges on deposit accounts	$3,621,000	320
Trading account gains and fees	$1,819,000	80
Additional Noninterest Income	$36,461,000	267
Total noninterest expense	$75,756,000	359
Salaries and employee benefits	$45,997,000	331
Premises and equipment expense	$7,476,000	371
Additional noninterest expense	$22,283,000	384
Pre-tax net operating income	$39,408,000	353
Securities gains (losses)	$357,000	741
Applicable income taxes	$6,427,000	417
Income before extraordinary items	$33,338,000	348
Extraordinary gains, net	$0	4
Net income	$33,310,000	348
Minority interest net income	$28,000	47
Net income of bank and minority interests.	$33,338,000	348
Net charge-offs	$2,149,000	396
Cash dividends	$24,000,000	249
Sale, conversion, retirement of capital stock, net	$0	566
Net operating income	$33,038,120	345
2020-09-30 (YTD Data)		Rank
Total interest income	$71,531,000	376
Total interest expense	$8,953,000	463
Net interest income	$62,578,000	362
Provision for loan and lease losses	$7,633,000	377
Total noninterest income	$31,770,000	299
Gross Fiduciary activities income	$990,000	408
Service charges on deposit accounts	$2,631,000	325
Trading account gains and fees	$1,716,000	73
Additional Noninterest Income	$26,433,000	263
Total noninterest expense	$54,813,000	359
Salaries and employee benefits	$33,024,000	336
Premises and equipment expense	$5,531,000	370
Additional noninterest expense	$16,258,000	376
Pre-tax net operating income	$31,902,000	310
Securities gains (losses)	$105,000	1,187
Applicable income taxes	$5,296,000	362
Income before extraordinary items	$26,711,000	304
Extraordinary gains, net	$0	4
Net income	$26,683,000	302
Minority interest net income	$28,000	45
Net income of bank and minority interests.	$26,711,000	304
Net charge-offs	$1,478,000	394
Cash dividends	$19,000,000	237
Sale, conversion, retirement of capital stock, net	$0	532
Net operating income	$26,623,850	296
2020-06-30 (YTD Data)		Rank
Total interest income	$43,164,000	410
Total interest expense	$5,603,000	523
Net interest income	$37,561,000	397
Provision for loan and lease losses	$5,650,000	368
Total noninterest income	$20,067,000	294
Gross Fiduciary activities income	$663,000	411
Service charges on deposit accounts	$1,633,000	350
Trading account gains and fees	$859,000	77
Additional Noninterest Income	$16,912,000	253
Total noninterest expense	$31,877,000	403
Salaries and employee benefits	$19,467,000	367
Premises and equipment expense	$3,227,000	421
Additional noninterest expense	$9,183,000	425
Pre-tax net operating income	$20,101,000	282
Securities gains (losses)	$60,000	1,219
Applicable income taxes	$3,345,000	335
Income before extraordinary items	$16,816,000	285
Extraordinary gains, net	$0	4
Net income	$16,788,000	285
Minority interest net income	$28,000	42
Net income of bank and minority interests.	$16,816,000	285
Net charge-offs	$1,353,000	325
Cash dividends	$19,000,000	182
Sale, conversion, retirement of capital stock, net	$0	504
Net operating income	$16,766,200	280
2020-03-31 (YTD Data)		Rank
Total interest income	$19,616,000	457
Total interest expense	$3,307,000	505
Net interest income	$16,309,000	444
Provision for loan and lease losses	$1,200,000	543
Total noninterest income	$10,455,000	265
Gross Fiduciary activities income	$362,000	404
Service charges on deposit accounts	$1,021,000	331
Trading account gains and fees	$462,000	72
Additional Noninterest Income	$8,610,000	220
Total noninterest expense	$15,711,000	400
Salaries and employee benefits	$9,547,000	372
Premises and equipment expense	$1,580,000	433
Additional noninterest expense	$4,584,000	425
Pre-tax net operating income	$9,853,000	267
Securities gains (losses)	$30,000	1,013
Applicable income taxes	$1,651,000	308
Income before extraordinary items	$8,232,000	266
Extraordinary gains, net	$0	4
Net income	$8,232,000	266
Minority interest net income	$0	56
Net income of bank and minority interests.	$8,232,000	266
Net charge-offs	$717,000	300
Cash dividends	$16,000,000	139
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$8,207,100	262
2019-12-31 (YTD Data)		Rank
Total interest income	$78,858,000	455
Total interest expense	$16,447,000	452
Net interest income	$62,411,000	458
Provision for loan and lease losses	$4,800,000	268
Total noninterest income	$35,977,000	293
Gross Fiduciary activities income	$1,384,000	407
Service charges on deposit accounts	$4,192,000	331
Trading account gains and fees	$0	135
Additional Noninterest Income	$30,401,000	242
Total noninterest expense	$63,492,000	372
Salaries and employee benefits	$36,613,000	369
Premises and equipment expense	$6,528,000	408
Additional noninterest expense	$20,351,000	372
Pre-tax net operating income	$30,096,000	448
Securities gains (losses)	$3,484,000	104
Applicable income taxes	$5,462,000	483
Income before extraordinary items	$28,118,000	406
Extraordinary gains, net	$0	11
Net income	$28,090,000	407
Minority interest net income	$28,000	49
Net income of bank and minority interests.	$28,118,000	406
Net charge-offs	$3,606,000	270
Cash dividends	$11,500,000	436
Sale, conversion, retirement of capital stock, net	$0	626
Net operating income	$25,191,440	435
2019-09-30 (YTD Data)		Rank
Total interest income	$58,887,000	462
Total interest expense	$12,722,000	448
Net interest income	$46,165,000	464
Provision for loan and lease losses	$3,600,000	263
Total noninterest income	$26,016,000	298
Gross Fiduciary activities income	$1,032,000	405
Service charges on deposit accounts	$3,112,000	334
Trading account gains and fees	$0	129
Additional Noninterest Income	$21,872,000	246
Total noninterest expense	$46,289,000	382
Salaries and employee benefits	$27,550,000	367
Premises and equipment expense	$4,946,000	403
Additional noninterest expense	$13,793,000	403
Pre-tax net operating income	$22,292,000	457
Securities gains (losses)	$257,000	456
Applicable income taxes	$3,559,000	535
Income before extraordinary items	$18,990,000	450
Extraordinary gains, net	$0	11
Net income	$18,962,000	450
Minority interest net income	$28,000	49
Net income of bank and minority interests.	$18,990,000	450
Net charge-offs	$2,942,000	243
Cash dividends	$9,500,000	383
Sale, conversion, retirement of capital stock, net	$0	590
Net operating income	$18,774,120	448
2019-06-30 (YTD Data)		Rank
Total interest income	$38,745,000	463
Total interest expense	$8,503,000	447
Net interest income	$30,242,000	471
Provision for loan and lease losses	$2,400,000	254
Total noninterest income	$16,610,000	301
Gross Fiduciary activities income	$685,000	407
Service charges on deposit accounts	$1,984,000	343
Trading account gains and fees	$0	131
Additional Noninterest Income	$13,941,000	251
Total noninterest expense	$30,838,000	383
Salaries and employee benefits	$17,997,000	374
Premises and equipment expense	$3,282,000	409
Additional noninterest expense	$9,559,000	400
Pre-tax net operating income	$13,614,000	480
Securities gains (losses)	$257,000	332
Applicable income taxes	$2,128,000	554
Income before extraordinary items	$11,743,000	470
Extraordinary gains, net	$0	11
Net income	$11,715,000	471
Minority interest net income	$28,000	46
Net income of bank and minority interests.	$11,743,000	470
Net charge-offs	$1,129,000	320
Cash dividends	$9,500,000	283
Sale, conversion, retirement of capital stock, net	$0	573
Net operating income	$11,524,550	468
2019-03-31 (YTD Data)		Rank
Total interest income	$19,098,000	467
Total interest expense	$4,212,000	446
Net interest income	$14,886,000	477
Provision for loan and lease losses	$1,200,000	251
Total noninterest income	$8,176,000	288
Gross Fiduciary activities income	$340,000	406
Service charges on deposit accounts	$974,000	341
Trading account gains and fees	$0	126
Additional Noninterest Income	$6,862,000	236
Total noninterest expense	$15,666,000	382
Salaries and employee benefits	$9,041,000	374
Premises and equipment expense	$1,603,000	420
Additional noninterest expense	$5,022,000	384
Pre-tax net operating income	$6,196,000	508
Securities gains (losses)	$0	1,087
Applicable income taxes	$914,000	596
Income before extraordinary items	$5,282,000	503
Extraordinary gains, net	$0	5
Net income	$5,282,000	502
Minority interest net income	$0	52
Net income of bank and minority interests.	$5,282,000	502
Net charge-offs	$670,000	279
Cash dividends	$6,000,000	231
Sale, conversion, retirement of capital stock, net	$0	529
Net operating income	$5,282,000	492
2018-12-31 (YTD Data)		Rank
Total interest income	$74,240,000	442
Total interest expense	$12,462,000	440
Net interest income	$61,778,000	452
Provision for loan and lease losses	$8,800,000	175
Total noninterest income	$29,474,000	319
Gross Fiduciary activities income	$1,339,000	419
Service charges on deposit accounts	$4,018,000	354
Trading account gains and fees	$0	126
Additional Noninterest Income	$24,117,000	274
Total noninterest expense	$58,280,000	404
Salaries and employee benefits	$33,741,000	392
Premises and equipment expense	$6,474,000	410
Additional noninterest expense	$18,065,000	417
Pre-tax net operating income	$24,172,000	515
Securities gains (losses)	$-2,000	4,086
Applicable income taxes	$3,623,000	583
Income before extraordinary items	$20,547,000	503
Extraordinary gains, net	$0	6
Net income	$20,519,000	502
Minority interest net income	$28,000	48
Net income of bank and minority interests.	$20,547,000	502
Net charge-offs	$5,274,000	194
Cash dividends	$27,500,000	224
Sale, conversion, retirement of capital stock, net	$0	671
Net operating income	$20,548,700	503
2018-09-30 (YTD Data)		Rank
Total interest income	$54,759,000	441
Total interest expense	$8,664,000	442
Net interest income	$46,095,000	453
Provision for loan and lease losses	$7,200,000	157
Total noninterest income	$21,463,000	330
Gross Fiduciary activities income	$994,000	418
Service charges on deposit accounts	$2,937,000	359
Trading account gains and fees	$0	138
Additional Noninterest Income	$17,532,000	288
Total noninterest expense	$42,741,000	410
Salaries and employee benefits	$24,745,000	401
Premises and equipment expense	$4,850,000	413
Additional noninterest expense	$13,146,000	421
Pre-tax net operating income	$17,617,000	522
Securities gains (losses)	$-2,000	4,476
Applicable income taxes	$2,619,000	604
Income before extraordinary items	$14,996,000	516
Extraordinary gains, net	$0	5
Net income	$14,968,000	515
Minority interest net income	$28,000	46
Net income of bank and minority interests.	$14,996,000	515
Net charge-offs	$2,707,000	234
Cash dividends	$15,500,000	238
Sale, conversion, retirement of capital stock, net	$0	633
Net operating income	$14,997,700	516
2018-06-30 (YTD Data)		Rank
Total interest income	$35,620,000	446
Total interest expense	$5,279,000	447
Net interest income	$30,341,000	456
Provision for loan and lease losses	$4,800,000	164
Total noninterest income	$13,892,000	338
Gross Fiduciary activities income	$656,000	420
Service charges on deposit accounts	$2,151,000	331
Trading account gains and fees	$0	130
Additional Noninterest Income	$11,085,000	298
Total noninterest expense	$28,987,000	409
Salaries and employee benefits	$16,747,000	400
Premises and equipment expense	$3,194,000	419
Additional noninterest expense	$9,046,000	412
Pre-tax net operating income	$10,446,000	566
Securities gains (losses)	$-2,000	4,720
Applicable income taxes	$1,462,000	675
Income before extraordinary items	$8,982,000	554
Extraordinary gains, net	$0	6
Net income	$8,954,000	553
Minority interest net income	$28,000	40
Net income of bank and minority interests.	$8,982,000	553
Net charge-offs	$2,335,000	194
Cash dividends	$9,000,000	250
Sale, conversion, retirement of capital stock, net	$0	620
Net operating income	$8,983,720	553
2018-03-31 (YTD Data)		Rank
Total interest income	$17,133,000	461
Total interest expense	$2,444,000	448
Net interest income	$14,689,000	468
Provision for loan and lease losses	$2,400,000	156
Total noninterest income	$6,523,000	347
Gross Fiduciary activities income	$320,000	428
Service charges on deposit accounts	$1,036,000	345
Trading account gains and fees	$0	123
Additional Noninterest Income	$5,167,000	304
Total noninterest expense	$14,129,000	413
Salaries and employee benefits	$8,172,000	403
Premises and equipment expense	$1,499,000	455
Additional noninterest expense	$4,458,000	412
Pre-tax net operating income	$4,683,000	612
Securities gains (losses)	$21,000	329
Applicable income taxes	$667,000	694
Income before extraordinary items	$4,037,000	594
Extraordinary gains, net	$0	7
Net income	$4,037,000	594
Minority interest net income	$0	52
Net income of bank and minority interests.	$4,037,000	594
Net charge-offs	$1,779,000	154
Cash dividends	$0	2,774
Sale, conversion, retirement of capital stock, net	$0	580
Net operating income	$4,018,940	598
2017-12-31 (YTD Data)		Rank
Total interest income	$55,555,000	517
Total interest expense	$6,909,000	507
Net interest income	$48,646,000	521
Provision for loan and lease losses	$6,000,000	220
Total noninterest income	$12,015,000	609
Gross Fiduciary activities income	$1,122,000	434
Service charges on deposit accounts	$3,565,000	384
Trading account gains and fees	$0	151
Additional Noninterest Income	$7,328,000	643
Total noninterest expense	$42,473,000	514
Salaries and employee benefits	$25,510,000	466
Premises and equipment expense	$5,042,000	507
Additional noninterest expense	$11,921,000	568
Pre-tax net operating income	$12,188,000	842
Securities gains (losses)	$684,000	184
Applicable income taxes	$2,159,000	1,219
Income before extraordinary items	$10,713,000	706
Extraordinary gains, net	$0	9
Net income	$10,685,000	707
Minority interest net income	$28,000	51
Net income of bank and minority interests.	$10,713,000	706
Net charge-offs	$8,055,000	160
Cash dividends	$9,000,000	409
Sale, conversion, retirement of capital stock, net	$0	711
Net operating income	$10,145,280	737
2017-09-30 (YTD Data)		Rank
Total interest income	$41,382,000	522
Total interest expense	$5,010,000	511
Net interest income	$36,372,000	525
Provision for loan and lease losses	$4,500,000	220
Total noninterest income	$8,857,000	612
Gross Fiduciary activities income	$821,000	444
Service charges on deposit accounts	$2,606,000	395
Trading account gains and fees	$0	145
Additional Noninterest Income	$5,430,000	649
Total noninterest expense	$31,287,000	527
Salaries and employee benefits	$19,218,000	471
Premises and equipment expense	$3,826,000	499
Additional noninterest expense	$8,243,000	617
Pre-tax net operating income	$9,442,000	826
Securities gains (losses)	$684,000	170
Applicable income taxes	$2,018,000	907
Income before extraordinary items	$8,108,000	754
Extraordinary gains, net	$0	9
Net income	$8,080,000	757
Minority interest net income	$28,000	53
Net income of bank and minority interests.	$8,108,000	754
Net charge-offs	$5,915,000	145
Cash dividends	$0	3,705
Sale, conversion, retirement of capital stock, net	$0	677
Net operating income	$7,560,800	786
2017-06-30 (YTD Data)		Rank
Total interest income	$27,255,000	521
Total interest expense	$3,187,000	517
Net interest income	$24,068,000	522
Provision for loan and lease losses	$3,000,000	213
Total noninterest income	$5,901,000	625
Gross Fiduciary activities income	$536,000	444
Service charges on deposit accounts	$1,683,000	397
Trading account gains and fees	$0	139
Additional Noninterest Income	$3,682,000	639
Total noninterest expense	$20,715,000	526
Salaries and employee benefits	$12,699,000	477
Premises and equipment expense	$2,535,000	502
Additional noninterest expense	$5,481,000	622
Pre-tax net operating income	$6,254,000	810
Securities gains (losses)	$542,000	145
Applicable income taxes	$1,324,000	921
Income before extraordinary items	$5,472,000	733
Extraordinary gains, net	$0	11
Net income	$5,444,000	735
Minority interest net income	$28,000	49
Net income of bank and minority interests.	$5,472,000	733
Net charge-offs	$3,326,000	164
Cash dividends	$0	3,544
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$5,032,980	778
2017-03-31 (YTD Data)		Rank
Total interest income	$13,394,000	532
Total interest expense	$1,525,000	523
Net interest income	$11,869,000	524
Provision for loan and lease losses	$1,500,000	206
Total noninterest income	$2,633,000	656
Gross Fiduciary activities income	$261,000	459
Service charges on deposit accounts	$813,000	410
Trading account gains and fees	$0	142
Additional Noninterest Income	$1,559,000	703
Total noninterest expense	$10,332,000	531
Salaries and employee benefits	$6,279,000	491
Premises and equipment expense	$1,243,000	521
Additional noninterest expense	$2,810,000	609
Pre-tax net operating income	$2,670,000	906
Securities gains (losses)	$361,000	115
Applicable income taxes	$531,000	1,035
Income before extraordinary items	$2,500,000	774
Extraordinary gains, net	$0	8
Net income	$2,500,000	774
Minority interest net income	$0	55
Net income of bank and minority interests.	$2,500,000	774
Net charge-offs	$5,000	2,440
Cash dividends	$0	2,846
Sale, conversion, retirement of capital stock, net	$0	632
Net operating income	$2,203,980	847
2016-12-31 (YTD Data)		Rank
Total interest income	$52,903,000	511
Total interest expense	$6,333,000	474
Net interest income	$46,570,000	516
Provision for loan and lease losses	$2,800,000	405
Total noninterest income	$11,198,000	635
Gross Fiduciary activities income	$966,000	461
Service charges on deposit accounts	$3,541,000	394
Trading account gains and fees	$0	170
Additional Noninterest Income	$6,691,000	686
Total noninterest expense	$41,084,000	528
Salaries and employee benefits	$24,593,000	492
Premises and equipment expense	$5,222,000	481
Additional noninterest expense	$11,269,000	611
Pre-tax net operating income	$13,884,000	686
Securities gains (losses)	$619,000	355
Applicable income taxes	$3,455,000	705
Income before extraordinary items	$11,048,000	695
Extraordinary gains, net	$0	5
Net income	$11,020,000	694
Minority interest net income	$28,000	57
Net income of bank and minority interests.	$11,048,000	694
Net charge-offs	$1,392,000	521
Cash dividends	$0	4,239
Sale, conversion, retirement of capital stock, net	$0	759
Net operating income	$10,577,560	708
2016-09-30 (YTD Data)		Rank
Total interest income	$39,654,000	509
Total interest expense	$4,710,000	472
Net interest income	$34,944,000	515
Provision for loan and lease losses	$1,800,000	445
Total noninterest income	$8,352,000	647
Gross Fiduciary activities income	$717,000	463
Service charges on deposit accounts	$2,659,000	392
Trading account gains and fees	$0	169
Additional Noninterest Income	$4,976,000	691
Total noninterest expense	$30,397,000	540
Salaries and employee benefits	$18,241,000	499
Premises and equipment expense	$3,916,000	483
Additional noninterest expense	$8,240,000	633
Pre-tax net operating income	$11,099,000	657
Securities gains (losses)	$444,000	436
Applicable income taxes	$2,860,000	676
Income before extraordinary items	$8,683,000	673
Extraordinary gains, net	$0	5
Net income	$8,655,000	674
Minority interest net income	$28,000	53
Net income of bank and minority interests.	$8,683,000	673
Net charge-offs	$626,000	672
Cash dividends	$0	3,792
Sale, conversion, retirement of capital stock, net	$0	719
Net operating income	$8,350,000	678
2016-06-30 (YTD Data)		Rank
Total interest income	$25,882,000	513
Total interest expense	$3,075,000	479
Net interest income	$22,807,000	523
Provision for loan and lease losses	$1,200,000	436
Total noninterest income	$5,636,000	628
Gross Fiduciary activities income	$469,000	468
Service charges on deposit accounts	$1,522,000	440
Trading account gains and fees	$0	157
Additional Noninterest Income	$3,645,000	633
Total noninterest expense	$20,372,000	540
Salaries and employee benefits	$12,146,000	493
Premises and equipment expense	$2,600,000	491
Additional noninterest expense	$5,626,000	610
Pre-tax net operating income	$6,871,000	682
Securities gains (losses)	$421,000	318
Applicable income taxes	$1,789,000	705
Income before extraordinary items	$5,503,000	690
Extraordinary gains, net	$0	16
Net income	$5,475,000	692
Minority interest net income	$28,000	50
Net income of bank and minority interests.	$5,503,000	689
Net charge-offs	$334,000	799
Cash dividends	$0	3,654
Sale, conversion, retirement of capital stock, net	$0	705
Net operating income	$5,187,250	705
2016-03-31 (YTD Data)		Rank
Total interest income	$12,652,000	525
Total interest expense	$1,476,000	497
Net interest income	$11,176,000	536
Provision for loan and lease losses	$600,000	400
Total noninterest income	$2,871,000	595
Gross Fiduciary activities income	$233,000	474
Service charges on deposit accounts	$733,000	453
Trading account gains and fees	$0	142
Additional Noninterest Income	$1,905,000	588
Total noninterest expense	$10,005,000	543
Salaries and employee benefits	$5,987,000	500
Premises and equipment expense	$1,270,000	505
Additional noninterest expense	$2,748,000	618
Pre-tax net operating income	$3,442,000	670
Securities gains (losses)	$271,000	228
Applicable income taxes	$898,000	684
Income before extraordinary items	$2,815,000	654
Extraordinary gains, net	$0	12
Net income	$2,815,000	653
Minority interest net income	$0	62
Net income of bank and minority interests.	$2,815,000	654
Net charge-offs	$299,000	491
Cash dividends	$0	2,895
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$2,609,040	684
2015-12-31 (YTD Data)		Rank
Total interest income	$46,056,000	552
Total interest expense	$5,035,000	545
Net interest income	$41,021,000	558
Provision for loan and lease losses	$2,000,000	456
Total noninterest income	$11,007,000	626
Gross Fiduciary activities income	$937,000	472
Service charges on deposit accounts	$2,530,000	522
Trading account gains and fees	$0	159
Additional Noninterest Income	$7,540,000	609
Total noninterest expense	$37,860,000	554
Salaries and employee benefits	$22,187,000	510
Premises and equipment expense	$4,604,000	542
Additional noninterest expense	$11,069,000	608
Pre-tax net operating income	$12,168,000	737
Securities gains (losses)	$723,000	265
Applicable income taxes	$2,761,000	801
Income before extraordinary items	$10,130,000	723
Extraordinary gains, net	$0	23
Net income	$10,118,000	726
Minority interest net income	$12,000	68
Net income of bank and minority interests.	$10,130,000	723
Net charge-offs	$564,000	1,069
Cash dividends	$0	4,291
Sale, conversion, retirement of capital stock, net	$0	804
Net operating income	$9,558,830	746
2015-09-30 (YTD Data)		Rank
Total interest income	$34,214,000	563
Total interest expense	$3,703,000	562
Net interest income	$30,511,000	563
Provision for loan and lease losses	$1,800,000	359
Total noninterest income	$8,590,000	624
Gross Fiduciary activities income	$707,000	469
Service charges on deposit accounts	$1,841,000	545
Trading account gains and fees	$0	153
Additional Noninterest Income	$6,042,000	593
Total noninterest expense	$27,135,000	590
Salaries and employee benefits	$16,344,000	524
Premises and equipment expense	$3,407,000	557
Additional noninterest expense	$7,384,000	686
Pre-tax net operating income	$10,166,000	686
Securities gains (losses)	$692,000	239
Applicable income taxes	$2,415,000	734
Income before extraordinary items	$8,443,000	656
Extraordinary gains, net	$0	21
Net income	$8,431,000	656
Minority interest net income	$12,000	64
Net income of bank and minority interests.	$8,443,000	656
Net charge-offs	$291,000	1,223
Cash dividends	$0	3,825
Sale, conversion, retirement of capital stock, net	$0	773
Net operating income	$7,903,240	678
2015-06-30 (YTD Data)		Rank
Total interest income	$22,693,000	563
Total interest expense	$2,451,000	563
Net interest income	$20,242,000	560
Provision for loan and lease losses	$1,200,000	368
Total noninterest income	$6,015,000	608
Gross Fiduciary activities income	$474,000	476
Service charges on deposit accounts	$2,150,000	336
Trading account gains and fees	$0	157
Additional Noninterest Income	$3,391,000	658
Total noninterest expense	$17,679,000	606
Salaries and employee benefits	$10,791,000	528
Premises and equipment expense	$2,184,000	582
Additional noninterest expense	$4,704,000	714
Pre-tax net operating income	$7,378,000	649
Securities gains (losses)	$603,000	220
Applicable income taxes	$1,842,000	667
Income before extraordinary items	$6,139,000	609
Extraordinary gains, net	$0	22
Net income	$6,127,000	607
Minority interest net income	$12,000	62
Net income of bank and minority interests.	$6,139,000	609
Net charge-offs	$270,000	986
Cash dividends	$0	3,664
Sale, conversion, retirement of capital stock, net	$0	751
Net operating income	$5,674,690	636
2015-03-31 (YTD Data)		Rank
Total interest income	$11,258,000	569
Total interest expense	$1,190,000	585
Net interest income	$10,068,000	564
Provision for loan and lease losses	$600,000	341
Total noninterest income	$2,648,000	640
Gross Fiduciary activities income	$236,000	485
Service charges on deposit accounts	$1,009,000	354
Trading account gains and fees	$0	152
Additional Noninterest Income	$1,403,000	718
Total noninterest expense	$8,755,000	606
Salaries and employee benefits	$5,373,000	533
Premises and equipment expense	$1,084,000	588
Additional noninterest expense	$2,298,000	724
Pre-tax net operating income	$3,361,000	677
Securities gains (losses)	$319,000	252
Applicable income taxes	$810,000	730
Income before extraordinary items	$2,870,000	626
Extraordinary gains, net	$0	13
Net income	$2,870,000	623
Minority interest net income	$0	64
Net income of bank and minority interests.	$2,870,000	626
Net charge-offs	$112,000	1,037
Cash dividends	$0	2,892
Sale, conversion, retirement of capital stock, net	$0	697
Net operating income	$2,621,180	667
2014-12-31 (YTD Data)		Rank
Total interest income	$43,949,000	562
Total interest expense	$4,971,000	572
Net interest income	$38,978,000	568
Provision for loan and lease losses	$1,295,000	692
Total noninterest income	$10,255,000	628
Gross Fiduciary activities income	$1,078,000	451
Service charges on deposit accounts	$4,099,000	366
Trading account gains and fees	$0	180
Additional Noninterest Income	$5,078,000	741
Total noninterest expense	$34,317,000	599
Salaries and employee benefits	$19,976,000	540
Premises and equipment expense	$4,331,000	573
Additional noninterest expense	$10,010,000	669
Pre-tax net operating income	$13,621,000	621
Securities gains (losses)	$304,000	600
Applicable income taxes	$2,903,000	742
Income before extraordinary items	$11,022,000	617
Extraordinary gains, net	$0	17
Net income	$11,022,000	615
Minority interest net income	$0	84
Net income of bank and minority interests.	$11,022,000	617
Net charge-offs	$2,376,000	429
Cash dividends	$7,000,000	454
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$10,781,840	621
2014-09-30 (YTD Data)		Rank
Total interest income	$32,920,000	566
Total interest expense	$3,774,000	571
Net interest income	$29,146,000	569
Provision for loan and lease losses	$455,000	1,225
Total noninterest income	$6,998,000	671
Gross Fiduciary activities income	$832,000	449
Service charges on deposit accounts	$3,071,000	366
Trading account gains and fees	$0	174
Additional Noninterest Income	$3,095,000	877
Total noninterest expense	$25,272,000	608
Salaries and employee benefits	$15,022,000	541
Premises and equipment expense	$3,268,000	574
Additional noninterest expense	$6,982,000	709
Pre-tax net operating income	$10,417,000	615
Securities gains (losses)	$255,000	536
Applicable income taxes	$2,391,000	703
Income before extraordinary items	$8,281,000	616
Extraordinary gains, net	$0	15
Net income	$8,281,000	612
Minority interest net income	$0	81
Net income of bank and minority interests.	$8,281,000	614
Net charge-offs	$2,122,000	353
Cash dividends	$0	3,845
Sale, conversion, retirement of capital stock, net	$0	819
Net operating income	$8,082,100	623
2014-06-30 (YTD Data)		Rank
Total interest income	$21,722,000	568
Total interest expense	$2,546,000	577
Net interest income	$19,176,000	574
Provision for loan and lease losses	$245,000	1,475
Total noninterest income	$4,722,000	660
Gross Fiduciary activities income	$557,000	448
Service charges on deposit accounts	$2,000,000	365
Trading account gains and fees	$0	172
Additional Noninterest Income	$2,165,000	826
Total noninterest expense	$16,548,000	616
Salaries and employee benefits	$9,895,000	544
Premises and equipment expense	$2,159,000	574
Additional noninterest expense	$4,494,000	731
Pre-tax net operating income	$7,105,000	599
Securities gains (losses)	$204,000	481
Applicable income taxes	$1,713,000	655
Income before extraordinary items	$5,596,000	590
Extraordinary gains, net	$0	20
Net income	$5,596,000	590
Minority interest net income	$0	80
Net income of bank and minority interests.	$5,596,000	590
Net charge-offs	$2,105,000	276
Cash dividends	$0	3,668
Sale, conversion, retirement of capital stock, net	$0	794
Net operating income	$5,438,920	600
2014-03-31 (YTD Data)		Rank
Total interest income	$10,800,000	572
Total interest expense	$1,301,000	565
Net interest income	$9,499,000	582
Provision for loan and lease losses	$105,000	1,539
Total noninterest income	$1,913,000	751
Gross Fiduciary activities income	$269,000	459
Service charges on deposit accounts	$950,000	373
Trading account gains and fees	$0	147
Additional Noninterest Income	$694,000	1,136
Total noninterest expense	$8,207,000	627
Salaries and employee benefits	$4,939,000	550
Premises and equipment expense	$1,070,000	590
Additional noninterest expense	$2,198,000	739
Pre-tax net operating income	$3,100,000	653
Securities gains (losses)	$-5,000	6,369
Applicable income taxes	$663,000	755
Income before extraordinary items	$2,432,000	650
Extraordinary gains, net	$0	16
Net income	$2,432,000	650
Minority interest net income	$0	66
Net income of bank and minority interests.	$2,432,000	651
Net charge-offs	$164,000	1,063
Cash dividends	$0	2,887
Sale, conversion, retirement of capital stock, net	$0	747
Net operating income	$2,435,950	640
2013-12-31 (YTD Data)		Rank
Total interest income	$44,365,000	557
Total interest expense	$5,937,000	532
Net interest income	$38,428,000	562
Provision for loan and lease losses	$200,000	2,943
Total noninterest income	$8,072,000	789
Gross Fiduciary activities income	$986,000	464
Service charges on deposit accounts	$3,696,000	398
Trading account gains and fees	$0	184
Additional Noninterest Income	$3,390,000	1,062
Total noninterest expense	$30,307,000	676
Salaries and employee benefits	$17,596,000	620
Premises and equipment expense	$4,026,000	605
Additional noninterest expense	$8,685,000	787
Pre-tax net operating income	$15,993,000	516
Securities gains (losses)	$-5,019,000	6,797
Applicable income taxes	$1,327,000	1,220
Income before extraordinary items	$9,647,000	663
Extraordinary gains, net	$0	29
Net income	$9,647,000	665
Minority interest net income	$0	90
Net income of bank and minority interests.	$9,647,000	664
Net charge-offs	$873,000	1,402
Cash dividends	$0	4,350
Sale, conversion, retirement of capital stock, net	$0	924
Net operating income	$14,063,720	475
2013-09-30 (YTD Data)		Rank
Total interest income	$33,384,000	556
Total interest expense	$4,568,000	535
Net interest income	$28,816,000	556
Provision for loan and lease losses	$200,000	2,567
Total noninterest income	$6,254,000	780
Gross Fiduciary activities income	$721,000	469
Service charges on deposit accounts	$2,731,000	408
Trading account gains and fees	$0	180
Additional Noninterest Income	$2,802,000	1,017
Total noninterest expense	$22,948,000	674
Salaries and employee benefits	$13,754,000	591
Premises and equipment expense	$2,991,000	617
Additional noninterest expense	$6,203,000	826
Pre-tax net operating income	$11,922,000	524
Securities gains (losses)	$-1,402,000	6,860
Applicable income taxes	$2,355,000	645
Income before extraordinary items	$8,165,000	611
Extraordinary gains, net	$0	25
Net income	$8,165,000	613
Minority interest net income	$0	84
Net income of bank and minority interests.	$8,165,000	613
Net charge-offs	$254,000	2,293
Cash dividends	$0	3,782
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$9,258,560	549
2013-06-30 (YTD Data)		Rank
Total interest income	$22,113,000	562
Total interest expense	$3,108,000	535
Net interest income	$19,005,000	559
Provision for loan and lease losses	$200,000	2,092
Total noninterest income	$4,187,000	785
Gross Fiduciary activities income	$475,000	470
Service charges on deposit accounts	$1,716,000	420
Trading account gains and fees	$0	157
Additional Noninterest Income	$1,996,000	991
Total noninterest expense	$15,056,000	687
Salaries and employee benefits	$9,053,000	602
Premises and equipment expense	$1,918,000	648
Additional noninterest expense	$4,085,000	821
Pre-tax net operating income	$7,936,000	521
Securities gains (losses)	$812,000	226
Applicable income taxes	$2,231,000	504
Income before extraordinary items	$6,517,000	527
Extraordinary gains, net	$0	22
Net income	$6,517,000	527
Minority interest net income	$0	82
Net income of bank and minority interests.	$6,517,000	529
Net charge-offs	$186,000	2,170
Cash dividends	$0	3,564
Sale, conversion, retirement of capital stock, net	$0	838
Net operating income	$5,916,120	555
2013-03-31 (YTD Data)		Rank
Total interest income	$11,020,000	571
Total interest expense	$1,589,000	543
Net interest income	$9,431,000	568
Provision for loan and lease losses	$200,000	1,346
Total noninterest income	$1,696,000	931
Gross Fiduciary activities income	$236,000	476
Service charges on deposit accounts	$818,000	431
Trading account gains and fees	$0	148
Additional Noninterest Income	$642,000	1,326
Total noninterest expense	$7,519,000	696
Salaries and employee benefits	$4,495,000	613
Premises and equipment expense	$956,000	655
Additional noninterest expense	$2,068,000	823
Pre-tax net operating income	$3,408,000	585
Securities gains (losses)	$604,000	180
Applicable income taxes	$990,000	548
Income before extraordinary items	$3,022,000	543
Extraordinary gains, net	$0	10
Net income	$3,022,000	542
Minority interest net income	$0	76
Net income of bank and minority interests.	$3,022,000	544
Net charge-offs	$134,000	1,668
Cash dividends	$0	2,726
Sale, conversion, retirement of capital stock, net	$0	789
Net operating income	$2,569,000	607
2012-12-31 (YTD Data)		Rank
Total interest income	$41,192,000	629
Total interest expense	$6,735,000	631
Net interest income	$34,457,000	624
Provision for loan and lease losses	$1,800,000	1,159
Total noninterest income	$7,365,000	850
Gross Fiduciary activities income	$901,000	472
Service charges on deposit accounts	$2,923,000	498
Trading account gains and fees	$0	166
Additional Noninterest Income	$3,541,000	1,047
Total noninterest expense	$26,799,000	752
Salaries and employee benefits	$15,847,000	660
Premises and equipment expense	$3,371,000	717
Additional noninterest expense	$7,581,000	919
Pre-tax net operating income	$13,223,000	580
Securities gains (losses)	$517,000	921
Applicable income taxes	$2,707,000	676
Income before extraordinary items	$11,033,000	575
Extraordinary gains, net	$0	29
Net income	$11,033,000	573
Minority interest net income	$0	93
Net income of bank and minority interests.	$11,033,000	575
Net charge-offs	$2,512,000	974
Cash dividends	$0	4,373
Sale, conversion, retirement of capital stock, net	$0	1,002
Net operating income	$10,619,400	574
2012-09-30 (YTD Data)		Rank
Total interest income	$30,631,000	646
Total interest expense	$5,103,000	659
Net interest income	$25,528,000	629
Provision for loan and lease losses	$1,800,000	927
Total noninterest income	$5,515,000	846
Gross Fiduciary activities income	$674,000	471
Service charges on deposit accounts	$2,098,000	523
Trading account gains and fees	$0	157
Additional Noninterest Income	$2,743,000	1,004
Total noninterest expense	$19,115,000	784
Salaries and employee benefits	$11,384,000	684
Premises and equipment expense	$2,465,000	740
Additional noninterest expense	$5,266,000	991
Pre-tax net operating income	$10,128,000	582
Securities gains (losses)	$90,000	2,054
Applicable income taxes	$2,306,000	625
Income before extraordinary items	$7,912,000	611
Extraordinary gains, net	$0	20
Net income	$7,912,000	610
Minority interest net income	$0	86
Net income of bank and minority interests.	$7,912,000	611
Net charge-offs	$2,194,000	864
Cash dividends	$0	3,773
Sale, conversion, retirement of capital stock, net	$0	952
Net operating income	$7,842,700	591
2012-06-30 (YTD Data)		Rank
Total interest income	$20,247,000	655
Total interest expense	$3,435,000	675
Net interest income	$16,812,000	640
Provision for loan and lease losses	$1,200,000	942
Total noninterest income	$3,598,000	852
Gross Fiduciary activities income	$449,000	470
Service charges on deposit accounts	$1,334,000	547
Trading account gains and fees	$0	153
Additional Noninterest Income	$1,815,000	996
Total noninterest expense	$12,529,000	795
Salaries and employee benefits	$7,470,000	694
Premises and equipment expense	$1,659,000	732
Additional noninterest expense	$3,400,000	1,024
Pre-tax net operating income	$6,681,000	575
Securities gains (losses)	$5,000	2,890
Applicable income taxes	$1,520,000	632
Income before extraordinary items	$5,166,000	614
Extraordinary gains, net	$0	19
Net income	$5,166,000	613
Minority interest net income	$0	84
Net income of bank and minority interests.	$5,166,000	614
Net charge-offs	$711,000	1,431
Cash dividends	$0	3,576
Sale, conversion, retirement of capital stock, net	$0	928
Net operating income	$5,162,150	591
2012-03-31 (YTD Data)		Rank
Total interest income	$10,055,000	670
Total interest expense	$1,742,000	686
Net interest income	$8,313,000	649
Provision for loan and lease losses	$600,000	917
Total noninterest income	$1,579,000	944
Gross Fiduciary activities income	$211,000	484
Service charges on deposit accounts	$627,000	565
Trading account gains and fees	$0	148
Additional Noninterest Income	$741,000	1,140
Total noninterest expense	$6,087,000	815
Salaries and employee benefits	$3,695,000	703
Premises and equipment expense	$819,000	737
Additional noninterest expense	$1,573,000	1,083
Pre-tax net operating income	$3,205,000	597
Securities gains (losses)	$0	2,210
Applicable income taxes	$723,000	644
Income before extraordinary items	$2,482,000	626
Extraordinary gains, net	$0	19
Net income	$2,482,000	627
Minority interest net income	$0	78
Net income of bank and minority interests.	$2,482,000	627
Net charge-offs	$422,000	1,213
Cash dividends	$0	2,768
Sale, conversion, retirement of capital stock, net	$0	861
Net operating income	$2,482,000	614
2011-12-31 (YTD Data)		Rank
Total interest income	$41,867,000	663
Total interest expense	$7,843,000	741
Net interest income	$34,024,000	629
Provision for loan and lease losses	$3,050,000	1,179
Total noninterest income	$4,968,000	1,053
Gross Fiduciary activities income	$711,000	487
Service charges on deposit accounts	$3,030,000	500
Trading account gains and fees	$0	146
Additional Noninterest Income	$1,227,000	1,878
Total noninterest expense	$24,216,000	817
Salaries and employee benefits	$14,360,000	685
Premises and equipment expense	$2,795,000	901
Additional noninterest expense	$7,061,000	1,000
Pre-tax net operating income	$11,726,000	536
Securities gains (losses)	$699,000	605
Applicable income taxes	$2,568,000	646
Income before extraordinary items	$9,857,000	544
Extraordinary gains, net	$0	29
Net income	$9,857,000	545
Minority interest net income	$0	96
Net income of bank and minority interests.	$9,857,000	545
Net charge-offs	$1,354,000	2,012
Cash dividends	$0	4,207
Sale, conversion, retirement of capital stock, net	$0	1,108
Net operating income	$9,304,790	558
2011-09-30 (YTD Data)		Rank
Total interest income	$31,550,000	673
Total interest expense	$6,023,000	764
Net interest income	$25,527,000	634
Provision for loan and lease losses	$2,800,000	979
Total noninterest income	$4,349,000	935
Gross Fiduciary activities income	$512,000	493
Service charges on deposit accounts	$2,486,000	464
Trading account gains and fees	$0	145
Additional Noninterest Income	$1,351,000	1,441
Total noninterest expense	$17,533,000	842
Salaries and employee benefits	$10,370,000	714
Premises and equipment expense	$1,967,000	970
Additional noninterest expense	$5,196,000	1,013
Pre-tax net operating income	$9,543,000	521
Securities gains (losses)	$429,000	724
Applicable income taxes	$2,491,000	533
Income before extraordinary items	$7,481,000	550
Extraordinary gains, net	$0	21
Net income	$7,481,000	549
Minority interest net income	$0	87
Net income of bank and minority interests.	$7,481,000	550
Net charge-offs	$1,009,000	1,878
Cash dividends	$0	3,617
Sale, conversion, retirement of capital stock, net	$0	1,036
Net operating income	$7,159,250	563
2011-06-30 (YTD Data)		Rank
Total interest income	$21,093,000	681
Total interest expense	$4,092,000	780
Net interest income	$17,001,000	638
Provision for loan and lease losses	$2,100,000	886
Total noninterest income	$2,920,000	942
Gross Fiduciary activities income	$330,000	504
Service charges on deposit accounts	$1,691,000	456
Trading account gains and fees	$0	153
Additional Noninterest Income	$899,000	1,443
Total noninterest expense	$11,495,000	871
Salaries and employee benefits	$6,802,000	726
Premises and equipment expense	$1,209,000	1,055
Additional noninterest expense	$3,484,000	1,032
Pre-tax net operating income	$6,326,000	519
Securities gains (losses)	$268,000	590
Applicable income taxes	$1,743,000	508
Income before extraordinary items	$4,851,000	549
Extraordinary gains, net	$0	15
Net income	$4,851,000	547
Minority interest net income	$0	89
Net income of bank and minority interests.	$4,851,000	549
Net charge-offs	$789,000	1,679
Cash dividends	$0	3,374
Sale, conversion, retirement of capital stock, net	$0	986
Net operating income	$4,652,680	558
2011-03-31 (YTD Data)		Rank
Total interest income	$10,440,000	696
Total interest expense	$2,093,000	797
Net interest income	$8,347,000	658
Provision for loan and lease losses	$1,050,000	819
Total noninterest income	$1,351,000	991
Gross Fiduciary activities income	$156,000	523
Service charges on deposit accounts	$789,000	475
Trading account gains and fees	$0	158
Additional Noninterest Income	$406,000	1,551
Total noninterest expense	$5,708,000	878
Salaries and employee benefits	$3,340,000	746
Premises and equipment expense	$575,000	1,142
Additional noninterest expense	$1,793,000	991
Pre-tax net operating income	$2,940,000	567
Securities gains (losses)	$23,000	1,043
Applicable income taxes	$780,000	538
Income before extraordinary items	$2,183,000	600
Extraordinary gains, net	$0	9
Net income	$2,183,000	599
Minority interest net income	$0	86
Net income of bank and minority interests.	$2,183,000	600
Net charge-offs	$193,000	2,145
Cash dividends	$0	2,576
Sale, conversion, retirement of capital stock, net	$0	925
Net operating income	$2,165,980	593
2010-12-31 (YTD Data)		Rank
Total interest income	$40,873,000	737
Total interest expense	$9,914,000	831
Net interest income	$30,959,000	705
Provision for loan and lease losses	$5,725,000	1,038
Total noninterest income	$6,236,000	900
Gross Fiduciary activities income	$497,000	553
Service charges on deposit accounts	$3,188,000	473
Trading account gains and fees	$0	175
Additional Noninterest Income	$2,551,000	1,182
Total noninterest expense	$21,233,000	942
Salaries and employee benefits	$12,270,000	807
Premises and equipment expense	$2,309,000	1,127
Additional noninterest expense	$6,654,000	1,107
Pre-tax net operating income	$10,237,000	535
Securities gains (losses)	$599,000	761
Applicable income taxes	$2,796,000	571
Income before extraordinary items	$8,040,000	564
Extraordinary gains, net	$0	29
Net income	$8,040,000	563
Minority interest net income	$0	111
Net income of bank and minority interests.	$8,040,000	564
Net charge-offs	$5,210,000	975
Cash dividends	$0	4,193
Sale, conversion, retirement of capital stock, net	$0	1,226
Net operating income	$7,596,740	566
2010-09-30 (YTD Data)		Rank
Total interest income	$30,485,000	750
Total interest expense	$7,574,000	850
Net interest income	$22,911,000	714
Provision for loan and lease losses	$2,925,000	1,285
Total noninterest income	$4,500,000	916
Gross Fiduciary activities income	$343,000	565
Service charges on deposit accounts	$2,365,000	480
Trading account gains and fees	$0	165
Additional Noninterest Income	$1,792,000	1,201
Total noninterest expense	$15,392,000	957
Salaries and employee benefits	$9,165,000	794
Premises and equipment expense	$1,731,000	1,142
Additional noninterest expense	$4,496,000	1,199
Pre-tax net operating income	$9,094,000	468
Securities gains (losses)	$513,000	723
Applicable income taxes	$2,672,000	472
Income before extraordinary items	$6,935,000	493
Extraordinary gains, net	$0	23
Net income	$6,935,000	496
Minority interest net income	$0	110
Net income of bank and minority interests.	$6,935,000	496
Net charge-offs	$3,135,000	1,106
Cash dividends	$0	3,702
Sale, conversion, retirement of capital stock, net	$0	1,139
Net operating income	$6,565,640	501
2010-06-30 (YTD Data)		Rank
Total interest income	$20,154,000	769
Total interest expense	$5,115,000	870
Net interest income	$15,039,000	725
Provision for loan and lease losses	$1,575,000	1,472
Total noninterest income	$2,827,000	936
Gross Fiduciary activities income	$241,000	557
Service charges on deposit accounts	$1,546,000	485
Trading account gains and fees	$0	152
Additional Noninterest Income	$1,040,000	1,254
Total noninterest expense	$10,141,000	971
Salaries and employee benefits	$6,051,000	808
Premises and equipment expense	$1,161,000	1,144
Additional noninterest expense	$2,929,000	1,211
Pre-tax net operating income	$6,150,000	445
Securities gains (losses)	$154,000	1,115
Applicable income taxes	$1,721,000	440
Income before extraordinary items	$4,583,000	474
Extraordinary gains, net	$0	19
Net income	$4,583,000	474
Minority interest net income	$0	105
Net income of bank and minority interests.	$4,583,000	475
Net charge-offs	$1,293,000	1,497
Cash dividends	$0	3,476
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$4,470,580	475
2010-03-31 (YTD Data)		Rank
Total interest income	$9,875,000	793
Total interest expense	$2,571,000	912
Net interest income	$7,304,000	756
Provision for loan and lease losses	$750,000	1,389
Total noninterest income	$1,335,000	962
Gross Fiduciary activities income	$115,000	578
Service charges on deposit accounts	$735,000	518
Trading account gains and fees	$0	175
Additional Noninterest Income	$485,000	1,330
Total noninterest expense	$4,884,000	1,015
Salaries and employee benefits	$2,953,000	836
Premises and equipment expense	$569,000	1,195
Additional noninterest expense	$1,362,000	1,302
Pre-tax net operating income	$3,005,000	448
Securities gains (losses)	$63,000	1,031
Applicable income taxes	$857,000	429
Income before extraordinary items	$2,211,000	501
Extraordinary gains, net	$0	16
Net income	$2,211,000	502
Minority interest net income	$0	91
Net income of bank and minority interests.	$2,211,000	503
Net charge-offs	$323,000	1,965
Cash dividends	$0	2,646
Sale, conversion, retirement of capital stock, net	$0	1,017
Net operating income	$2,165,640	495
2009-12-31 (YTD Data)		Rank
Total interest income	$39,534,000	852
Total interest expense	$12,892,000	917
Net interest income	$26,642,000	813
Provision for loan and lease losses	$2,900,000	2,024
Total noninterest income	$5,807,000	976
Gross Fiduciary activities income	$388,000	605
Service charges on deposit accounts	$3,185,000	524
Trading account gains and fees	$0	211
Additional Noninterest Income	$2,234,000	1,269
Total noninterest expense	$20,491,000	1,023
Salaries and employee benefits	$11,839,000	820
Premises and equipment expense	$2,315,000	1,173
Additional noninterest expense	$6,337,000	1,211
Pre-tax net operating income	$9,058,000	472
Securities gains (losses)	$796,000	607
Applicable income taxes	$2,710,000	438
Income before extraordinary items	$7,144,000	468
Extraordinary gains, net	$0	34
Net income	$7,144,000	468
Minority interest net income	$0	115
Net income of bank and minority interests.	$7,144,000	470
Net charge-offs	$1,855,000	2,122
Cash dividends	$0	4,670
Sale, conversion, retirement of capital stock, net	$0	1,342
Net operating income	$6,570,880	516
2009-09-30 (YTD Data)		Rank
Total interest income	$29,502,000	868
Total interest expense	$10,202,000	915
Net interest income	$19,300,000	852
Provision for loan and lease losses	$1,500,000	2,210
Total noninterest income	$4,416,000	973
Gross Fiduciary activities income	$280,000	604
Service charges on deposit accounts	$2,374,000	526
Trading account gains and fees	$0	212
Additional Noninterest Income	$1,762,000	1,255
Total noninterest expense	$14,843,000	1,034
Salaries and employee benefits	$8,564,000	873
Premises and equipment expense	$1,729,000	1,193
Additional noninterest expense	$4,550,000	1,235
Pre-tax net operating income	$7,373,000	455
Securities gains (losses)	$644,000	572
Applicable income taxes	$2,284,000	418
Income before extraordinary items	$5,733,000	459
Extraordinary gains, net	$0	27
Net income	$5,733,000	457
Minority interest net income	$0	118
Net income of bank and minority interests.	$5,733,000	459
Net charge-offs	$1,301,000	1,917
Cash dividends	$0	4,191
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$5,269,320	505
2009-06-30 (YTD Data)		Rank
Total interest income	$19,552,000	896
Total interest expense	$7,179,000	915
Net interest income	$12,373,000	880
Provision for loan and lease losses	$900,000	2,190
Total noninterest income	$2,999,000	966
Gross Fiduciary activities income	$181,000	614
Service charges on deposit accounts	$1,527,000	540
Trading account gains and fees	$0	193
Additional Noninterest Income	$1,291,000	1,199
Total noninterest expense	$9,985,000	1,051
Salaries and employee benefits	$5,741,000	886
Premises and equipment expense	$1,108,000	1,269
Additional noninterest expense	$3,136,000	1,216
Pre-tax net operating income	$4,487,000	497
Securities gains (losses)	$369,000	641
Applicable income taxes	$1,318,000	473
Income before extraordinary items	$3,538,000	494
Extraordinary gains, net	$0	21
Net income	$3,538,000	492
Minority interest net income	$0	112
Net income of bank and minority interests.	$3,538,000	494
Net charge-offs	$858,000	1,763
Cash dividends	$0	3,983
Sale, conversion, retirement of capital stock, net	$0	1,195
Net operating income	$3,268,630	524
2009-03-31 (YTD Data)		Rank
Total interest income	$9,621,000	921
Total interest expense	$3,806,000	894
Net interest income	$5,815,000	925
Provision for loan and lease losses	$450,000	1,876
Total noninterest income	$1,412,000	983
Gross Fiduciary activities income	$80,000	658
Service charges on deposit accounts	$725,000	551
Trading account gains and fees	$0	171
Additional Noninterest Income	$607,000	1,226
Total noninterest expense	$4,713,000	1,064
Salaries and employee benefits	$2,859,000	895
Premises and equipment expense	$544,000	1,317
Additional noninterest expense	$1,310,000	1,254
Pre-tax net operating income	$2,064,000	586
Securities gains (losses)	$150,000	797
Applicable income taxes	$612,000	537
Income before extraordinary items	$1,602,000	628
Extraordinary gains, net	$0	15
Net income	$1,602,000	628
Minority interest net income	$0	102
Net income of bank and minority interests.	$1,602,000	630
Net charge-offs	$671,000	1,179
Cash dividends	$0	3,051
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$1,494,000	639
2008-12-31 (YTD Data)		Rank
Total interest income	$37,851,000	993
Total interest expense	$16,303,000	984
Net interest income	$21,548,000	993
Provision for loan and lease losses	$2,600,000	1,529
Total noninterest income	$5,120,000	1,030
Gross Fiduciary activities income	$439,000	598
Service charges on deposit accounts	$3,119,000	551
Trading account gains and fees	$0	154
Additional Noninterest Income	$1,562,000	1,545
Total noninterest expense	$17,014,000	1,153
Salaries and employee benefits	$10,034,000	995
Premises and equipment expense	$2,136,000	1,285
Additional noninterest expense	$4,844,000	1,301
Pre-tax net operating income	$7,054,000	784
Securities gains (losses)	$-4,753,000	8,074
Applicable income taxes	$141,000	3,117
Income before extraordinary items	$2,160,000	1,848
Extraordinary gains, net	$0	39
Net income	$2,160,000	1,850
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,185,000	1,781
Cash dividends	$0	5,455
Sale, conversion, retirement of capital stock, net	$0	1,389
Net operating income	$6,627,820	639
2008-09-30 (YTD Data)		Rank
Total interest income	$27,800,000	1,048
Total interest expense	$12,146,000	1,032
Net interest income	$15,654,000	1,053
Provision for loan and lease losses	$1,150,000	1,688
Total noninterest income	$3,892,000	1,069
Gross Fiduciary activities income	$336,000	596
Service charges on deposit accounts	$2,288,000	570
Trading account gains and fees	$0	148
Additional Noninterest Income	$1,268,000	1,524
Total noninterest expense	$12,528,000	1,162
Salaries and employee benefits	$7,378,000	1,037
Premises and equipment expense	$1,587,000	1,301
Additional noninterest expense	$3,563,000	1,282
Pre-tax net operating income	$5,868,000	870
Securities gains (losses)	$-63,000	7,495
Applicable income taxes	$1,620,000	777
Income before extraordinary items	$4,185,000	874
Extraordinary gains, net	$0	31
Net income	$4,185,000	873
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$553,000	1,856
Cash dividends	$0	4,937
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$4,230,360	924
2008-06-30 (YTD Data)		Rank
Total interest income	$17,768,000	1,110
Total interest expense	$7,997,000	1,092
Net interest income	$9,771,000	1,128
Provision for loan and lease losses	$700,000	1,528
Total noninterest income	$2,439,000	1,133
Gross Fiduciary activities income	$209,000	622
Service charges on deposit accounts	$1,415,000	603
Trading account gains and fees	$0	149
Additional Noninterest Income	$815,000	1,621
Total noninterest expense	$7,945,000	1,220
Salaries and employee benefits	$4,669,000	1,101
Premises and equipment expense	$1,005,000	1,381
Additional noninterest expense	$2,271,000	1,305
Pre-tax net operating income	$3,565,000	1,002
Securities gains (losses)	$219,000	580
Applicable income taxes	$1,000,000	941
Income before extraordinary items	$2,784,000	983
Extraordinary gains, net	$0	21
Net income	$2,784,000	982
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$427,000	1,461
Cash dividends	$0	4,733
Sale, conversion, retirement of capital stock, net	$0	1,136
Net operating income	$2,621,940	1,035
2008-03-31 (YTD Data)		Rank
Total interest income	$8,893,000	1,139
Total interest expense	$4,148,000	1,130
Net interest income	$4,745,000	1,153
Provision for loan and lease losses	$400,000	1,144
Total noninterest income	$1,171,000	1,170
Gross Fiduciary activities income	$102,000	641
Service charges on deposit accounts	$675,000	632
Trading account gains and fees	$0	158
Additional Noninterest Income	$394,000	1,654
Total noninterest expense	$3,959,000	1,222
Salaries and employee benefits	$2,315,000	1,117
Premises and equipment expense	$503,000	1,377
Additional noninterest expense	$1,141,000	1,259
Pre-tax net operating income	$1,557,000	1,215
Securities gains (losses)	$206,000	434
Applicable income taxes	$375,000	1,251
Income before extraordinary items	$1,388,000	1,094
Extraordinary gains, net	$0	15
Net income	$1,388,000	1,097
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$202,000	1,263
Cash dividends	$0	3,705
Sale, conversion, retirement of capital stock, net	$0	1,000
Net operating income	$1,225,260	1,187
2007-12-31 (YTD Data)		Rank
Total interest income	$34,570,000	1,216
Total interest expense	$18,085,000	1,085
Net interest income	$16,485,000	1,359
Provision for loan and lease losses	$950,000	1,476
Total noninterest income	$4,793,000	1,132
Gross Fiduciary activities income	$302,000	706
Service charges on deposit accounts	$2,546,000	694
Trading account gains and fees	$0	178
Additional Noninterest Income	$1,945,000	1,389
Total noninterest expense	$14,580,000	1,271
Salaries and employee benefits	$8,840,000	1,133
Premises and equipment expense	$1,823,000	1,464
Additional noninterest expense	$3,917,000	1,415
Pre-tax net operating income	$5,748,000	1,447
Securities gains (losses)	$5,000	1,575
Applicable income taxes	$1,787,000	1,241
Income before extraordinary items	$3,966,000	1,608
Extraordinary gains, net	$0	39
Net income	$3,966,000	1,607
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$312,000	2,240
Cash dividends	$0	5,817
Sale, conversion, retirement of capital stock, net	$0	1,304
Net operating income	$3,962,550	1,596
2007-09-30 (YTD Data)		Rank
Total interest income	$25,468,000	1,240
Total interest expense	$13,551,000	1,080
Net interest income	$11,917,000	1,414
Provision for loan and lease losses	$675,000	1,244
Total noninterest income	$3,408,000	1,175
Gross Fiduciary activities income	$205,000	728
Service charges on deposit accounts	$1,841,000	705
Trading account gains and fees	$0	184
Additional Noninterest Income	$1,362,000	1,475
Total noninterest expense	$10,303,000	1,337
Salaries and employee benefits	$6,168,000	1,208
Premises and equipment expense	$1,327,000	1,500
Additional noninterest expense	$2,808,000	1,442
Pre-tax net operating income	$4,347,000	1,554
Securities gains (losses)	$0	1,655
Applicable income taxes	$1,294,000	1,364
Income before extraordinary items	$3,053,000	1,658
Extraordinary gains, net	$0	33
Net income	$3,053,000	1,657
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$258,000	1,660
Cash dividends	$0	5,179
Sale, conversion, retirement of capital stock, net	$0	1,144
Net operating income	$3,053,000	1,646
2007-06-30 (YTD Data)		Rank
Total interest income	$16,526,000	1,289
Total interest expense	$8,913,000	1,101
Net interest income	$7,613,000	1,514
Provision for loan and lease losses	$450,000	1,118
Total noninterest income	$2,207,000	1,231
Gross Fiduciary activities income	$122,000	761
Service charges on deposit accounts	$1,185,000	744
Trading account gains and fees	$0	168
Additional Noninterest Income	$900,000	1,500
Total noninterest expense	$6,802,000	1,362
Salaries and employee benefits	$4,116,000	1,240
Premises and equipment expense	$866,000	1,553
Additional noninterest expense	$1,820,000	1,502
Pre-tax net operating income	$2,568,000	1,780
Securities gains (losses)	$-4,000	7,813
Applicable income taxes	$743,000	1,579
Income before extraordinary items	$1,821,000	1,899
Extraordinary gains, net	$0	29
Net income	$1,821,000	1,899
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$112,000	1,934
Cash dividends	$0	4,977
Sale, conversion, retirement of capital stock, net	$0	1,051
Net operating income	$1,823,840	1,875
2007-03-31 (YTD Data)		Rank
Total interest income	$8,019,000	1,328
Total interest expense	$4,419,000	1,098
Net interest income	$3,600,000	1,604
Provision for loan and lease losses	$225,000	1,053
Total noninterest income	$1,054,000	1,255
Gross Fiduciary activities income	$50,000	813
Service charges on deposit accounts	$558,000	753
Trading account gains and fees	$0	195
Additional Noninterest Income	$446,000	1,481
Total noninterest expense	$3,383,000	1,376
Salaries and employee benefits	$2,048,000	1,255
Premises and equipment expense	$450,000	1,483
Additional noninterest expense	$885,000	1,512
Pre-tax net operating income	$1,046,000	2,086
Securities gains (losses)	$3,000	908
Applicable income taxes	$290,000	1,892
Income before extraordinary items	$759,000	2,158
Extraordinary gains, net	$0	22
Net income	$759,000	2,158
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$10,000	3,116
Cash dividends	$0	3,942
Sale, conversion, retirement of capital stock, net	$0	885
Net operating income	$756,840	2,157
2006-12-31 (YTD Data)		Rank
Total interest income	$27,546,000	1,449
Total interest expense	$14,352,000	1,171
Net interest income	$13,194,000	1,744
Provision for loan and lease losses	$525,000	1,821
Total noninterest income	$3,858,000	1,325
Gross Fiduciary activities income	$68,000	989
Service charges on deposit accounts	$2,330,000	760
Trading account gains and fees	$0	130
Additional Noninterest Income	$1,460,000	1,707
Total noninterest expense	$12,120,000	1,475
Salaries and employee benefits	$6,975,000	1,406
Premises and equipment expense	$1,782,000	1,440
Additional noninterest expense	$3,363,000	1,565
Pre-tax net operating income	$4,407,000	2,081
Securities gains (losses)	$80,000	578
Applicable income taxes	$1,278,000	1,880
Income before extraordinary items	$3,209,000	2,153
Extraordinary gains, net	$0	51
Net income	$3,209,000	2,154
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$84,000	3,385
Cash dividends	$0	5,941
Sale, conversion, retirement of capital stock, net	$0	1,251
Net operating income	$3,151,400	2,182
2006-09-30 (YTD Data)		Rank
Total interest income	$20,146,000	1,474
Total interest expense	$10,344,000	1,185
Net interest income	$9,802,000	1,778
Provision for loan and lease losses	$525,000	1,341
Total noninterest income	$2,832,000	1,363
Gross Fiduciary activities income	$36,000	1,029
Service charges on deposit accounts	$1,707,000	786
Trading account gains and fees	$0	126
Additional Noninterest Income	$1,089,000	1,713
Total noninterest expense	$8,820,000	1,524
Salaries and employee benefits	$5,067,000	1,466
Premises and equipment expense	$1,320,000	1,469
Additional noninterest expense	$2,433,000	1,623
Pre-tax net operating income	$3,289,000	2,163
Securities gains (losses)	$46,000	578
Applicable income taxes	$945,000	1,960
Income before extraordinary items	$2,390,000	2,224
Extraordinary gains, net	$0	45
Net income	$2,390,000	2,227
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-7,000	7,687
Cash dividends	$0	5,292
Sale, conversion, retirement of capital stock, net	$0	1,045
Net operating income	$2,356,880	2,243
2006-06-30 (YTD Data)		Rank
Total interest income	$13,166,000	1,475
Total interest expense	$6,604,000	1,175
Net interest income	$6,562,000	1,771
Provision for loan and lease losses	$450,000	1,060
Total noninterest income	$1,856,000	1,383
Gross Fiduciary activities income	$15,000	1,110
Service charges on deposit accounts	$1,100,000	800
Trading account gains and fees	$0	126
Additional Noninterest Income	$741,000	1,685
Total noninterest expense	$5,743,000	1,563
Salaries and employee benefits	$3,313,000	1,501
Premises and equipment expense	$858,000	1,514
Additional noninterest expense	$1,572,000	1,682
Pre-tax net operating income	$2,225,000	2,137
Securities gains (losses)	$-17,000	8,026
Applicable income taxes	$631,000	1,989
Income before extraordinary items	$1,577,000	2,247
Extraordinary gains, net	$0	39
Net income	$1,577,000	2,250
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-2,000	7,074
Cash dividends	$0	5,069
Sale, conversion, retirement of capital stock, net	$0	887
Net operating income	$1,589,070	2,223
2006-03-31 (YTD Data)		Rank
Total interest income	$6,290,000	1,511
Total interest expense	$3,104,000	1,183
Net interest income	$3,186,000	1,814
Provision for loan and lease losses	$225,000	1,018
Total noninterest income	$940,000	1,342
Gross Fiduciary activities income	$4,000	1,187
Service charges on deposit accounts	$504,000	834
Trading account gains and fees	$0	115
Additional Noninterest Income	$432,000	1,495
Total noninterest expense	$2,860,000	1,573
Salaries and employee benefits	$1,693,000	1,470
Premises and equipment expense	$419,000	1,552
Additional noninterest expense	$748,000	1,749
Pre-tax net operating income	$1,041,000	2,213
Securities gains (losses)	$-17,000	8,348
Applicable income taxes	$294,000	2,052
Income before extraordinary items	$730,000	2,375
Extraordinary gains, net	$0	21
Net income	$730,000	2,376
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-37,000	8,405
Cash dividends	$0	3,943
Sale, conversion, retirement of capital stock, net	$0	648
Net operating income	$742,070	2,323
2005-12-31 (YTD Data)		Rank
Total interest income	$22,256,000	1,500
Total interest expense	$9,388,000	1,199
Net interest income	$12,868,000	1,711
Provision for loan and lease losses	$900,000	1,141
Total noninterest income	$3,102,000	1,566
Gross Fiduciary activities income	$0	1,557
Service charges on deposit accounts	$1,932,000	895
Trading account gains and fees	$0	138
Additional Noninterest Income	$1,170,000	2,003
Total noninterest expense	$10,522,000	1,624
Salaries and employee benefits	$6,074,000	1,546
Premises and equipment expense	$1,159,000	2,064
Additional noninterest expense	$3,289,000	1,553
Pre-tax net operating income	$4,548,000	2,006
Securities gains (losses)	$-53,000	8,210
Applicable income taxes	$1,280,000	1,911
Income before extraordinary items	$3,215,000	2,117
Extraordinary gains, net	$0	46
Net income	$3,215,000	2,117
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$513,000	1,149
Cash dividends	$0	6,054
Sale, conversion, retirement of capital stock, net	$0	934
Net operating income	$3,253,160	2,074
2005-09-30 (YTD Data)		Rank
Total interest income	$16,209,000	1,503
Total interest expense	$6,574,000	1,206
Net interest income	$9,635,000	1,686
Provision for loan and lease losses	$675,000	1,101
Total noninterest income	$2,310,000	1,569
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$1,396,000	933
Trading account gains and fees	$0	126
Additional Noninterest Income	$914,000	1,936
Total noninterest expense	$7,652,000	1,655
Salaries and employee benefits	$4,417,000	1,576
Premises and equipment expense	$1,231,000	1,476
Additional noninterest expense	$2,004,000	1,867
Pre-tax net operating income	$3,618,000	1,933
Securities gains (losses)	$-53,000	8,497
Applicable income taxes	$1,026,000	1,836
Income before extraordinary items	$2,539,000	2,031
Extraordinary gains, net	$0	35
Net income	$2,539,000	2,030
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$225,000	1,558
Cash dividends	$0	5,317
Sale, conversion, retirement of capital stock, net	$0	769
Net operating income	$2,576,630	1,973
2005-06-30 (YTD Data)		Rank
Total interest income	$10,396,000	1,521
Total interest expense	$4,036,000	1,235
Net interest income	$6,360,000	1,689
Provision for loan and lease losses	$450,000	1,068
Total noninterest income	$1,476,000	1,618
Gross Fiduciary activities income	$0	1,480
Service charges on deposit accounts	$901,000	940
Trading account gains and fees	$0	116
Additional Noninterest Income	$575,000	1,985
Total noninterest expense	$4,923,000	1,694
Salaries and employee benefits	$2,804,000	1,640
Premises and equipment expense	$803,000	1,502
Additional noninterest expense	$1,316,000	1,871
Pre-tax net operating income	$2,463,000	1,870
Securities gains (losses)	$-62,000	8,639
Applicable income taxes	$705,000	1,774
Income before extraordinary items	$1,696,000	2,004
Extraordinary gains, net	$0	30
Net income	$1,696,000	2,003
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$114,000	1,758
Cash dividends	$0	5,072
Sale, conversion, retirement of capital stock, net	$0	643
Net operating income	$1,740,020	1,923
2005-03-31 (YTD Data)		Rank
Total interest income	$5,000,000	1,563
Total interest expense	$1,894,000	1,252
Net interest income	$3,106,000	1,721
Provision for loan and lease losses	$225,000	1,003
Total noninterest income	$687,000	1,675
Gross Fiduciary activities income	$0	1,418
Service charges on deposit accounts	$425,000	972
Trading account gains and fees	$0	115
Additional Noninterest Income	$262,000	2,077
Total noninterest expense	$2,384,000	1,751
Salaries and employee benefits	$1,379,000	1,666
Premises and equipment expense	$386,000	1,578
Additional noninterest expense	$619,000	1,982
Pre-tax net operating income	$1,184,000	1,906
Securities gains (losses)	$-44,000	8,770
Applicable income taxes	$344,000	1,796
Income before extraordinary items	$796,000	2,085
Extraordinary gains, net	$0	24
Net income	$796,000	2,086
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$108,000	1,071
Cash dividends	$0	3,863
Sale, conversion, retirement of capital stock, net	$0	491
Net operating income	$826,800	2,001
2004-12-31 (YTD Data)		Rank
Total interest income	$18,974,000	1,528
Total interest expense	$6,482,000	1,266
Net interest income	$12,492,000	1,627
Provision for loan and lease losses	$730,000	1,403
Total noninterest income	$2,723,000	1,744
Gross Fiduciary activities income	$0	1,582
Service charges on deposit accounts	$1,764,000	1,005
Trading account gains and fees	$0	138
Additional Noninterest Income	$959,000	2,208
Total noninterest expense	$8,931,000	1,808
Salaries and employee benefits	$5,177,000	1,709
Premises and equipment expense	$1,312,000	1,758
Additional noninterest expense	$2,442,000	2,005
Pre-tax net operating income	$5,554,000	1,540
Securities gains (losses)	$-454,000	8,867
Applicable income taxes	$1,349,000	1,747
Income before extraordinary items	$3,751,000	1,711
Extraordinary gains, net	$0	34
Net income	$3,751,000	1,712
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$246,000	2,275
Cash dividends	$0	6,149
Sale, conversion, retirement of capital stock, net	$0	872
Net operating income	$4,086,960	1,540
2004-09-30 (YTD Data)		Rank
Total interest income	$14,095,000	1,522
Total interest expense	$4,704,000	1,282
Net interest income	$9,391,000	1,611
Provision for loan and lease losses	$480,000	1,495
Total noninterest income	$2,000,000	1,780
Gross Fiduciary activities income	$0	1,547
Service charges on deposit accounts	$1,303,000	1,026
Trading account gains and fees	$0	134
Additional Noninterest Income	$697,000	2,274
Total noninterest expense	$6,087,000	1,970
Salaries and employee benefits	$3,380,000	1,933
Premises and equipment expense	$955,000	1,817
Additional noninterest expense	$1,752,000	2,062
Pre-tax net operating income	$4,824,000	1,348
Securities gains (losses)	$22,000	2,247
Applicable income taxes	$1,406,000	1,358
Income before extraordinary items	$3,440,000	1,435
Extraordinary gains, net	$0	26
Net income	$3,440,000	1,436
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$98,000	2,849
Cash dividends	$0	5,363
Sale, conversion, retirement of capital stock, net	$0	738
Net operating income	$3,424,380	1,398
2004-06-30 (YTD Data)		Rank
Total interest income	$9,187,000	1,539
Total interest expense	$2,976,000	1,327
Net interest income	$6,211,000	1,604
Provision for loan and lease losses	$360,000	1,336
Total noninterest income	$1,320,000	1,778
Gross Fiduciary activities income	$0	1,518
Service charges on deposit accounts	$862,000	1,027
Trading account gains and fees	$0	130
Additional Noninterest Income	$458,000	2,328
Total noninterest expense	$3,935,000	2,025
Salaries and employee benefits	$2,234,000	1,947
Premises and equipment expense	$610,000	1,869
Additional noninterest expense	$1,091,000	2,218
Pre-tax net operating income	$3,236,000	1,319
Securities gains (losses)	$38,000	1,632
Applicable income taxes	$959,000	1,327
Income before extraordinary items	$2,315,000	1,401
Extraordinary gains, net	$0	21
Net income	$2,315,000	1,402
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$64,000	2,732
Cash dividends	$0	5,087
Sale, conversion, retirement of capital stock, net	$0	638
Net operating income	$2,288,020	1,359
2004-03-31 (YTD Data)		Rank
Total interest income	$4,426,000	1,595
Total interest expense	$1,424,000	1,404
Net interest income	$3,002,000	1,663
Provision for loan and lease losses	$180,000	1,248
Total noninterest income	$580,000	1,937
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$389,000	1,102
Trading account gains and fees	$0	121
Additional Noninterest Income	$191,000	2,546
Total noninterest expense	$1,857,000	2,159
Salaries and employee benefits	$1,068,000	2,064
Premises and equipment expense	$289,000	2,000
Additional noninterest expense	$500,000	2,359
Pre-tax net operating income	$1,545,000	1,360
Securities gains (losses)	$18,000	1,769
Applicable income taxes	$464,000	1,379
Income before extraordinary items	$1,099,000	1,465
Extraordinary gains, net	$0	16
Net income	$1,099,000	1,465
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$33,000	2,364
Cash dividends	$0	3,841
Sale, conversion, retirement of capital stock, net	$0	464
Net operating income	$1,086,400	1,393
2003-12-31 (YTD Data)		Rank
Total interest income	$16,913,000	1,690
Total interest expense	$5,809,000	1,536
Net interest income	$11,104,000	1,751
Provision for loan and lease losses	$770,000	1,514
Total noninterest income	$2,456,000	1,976
Gross Fiduciary activities income	$0	1,641
Service charges on deposit accounts	$1,346,000	1,290
Trading account gains and fees	$0	160
Additional Noninterest Income	$1,110,000	2,231
Total noninterest expense	$7,191,000	2,191
Salaries and employee benefits	$3,977,000	2,136
Premises and equipment expense	$971,000	2,314
Additional noninterest expense	$2,243,000	2,149
Pre-tax net operating income	$5,599,000	1,478
Securities gains (losses)	$1,106,000	441
Applicable income taxes	$1,955,000	1,316
Income before extraordinary items	$4,750,000	1,347
Extraordinary gains, net	$0	54
Net income	$4,750,000	1,349
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$158,000	3,268
Cash dividends	$0	6,283
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$3,964,740	1,504
2003-09-30 (YTD Data)		Rank
Total interest income	$12,439,000	1,745
Total interest expense	$4,357,000	1,613
Net interest income	$8,082,000	1,825
Provision for loan and lease losses	$405,000	1,997
Total noninterest income	$1,864,000	2,012
Gross Fiduciary activities income	$0	1,599
Service charges on deposit accounts	$956,000	1,367
Trading account gains and fees	$0	153
Additional Noninterest Income	$908,000	2,188
Total noninterest expense	$5,053,000	2,334
Salaries and employee benefits	$2,938,000	2,175
Premises and equipment expense	$690,000	2,449
Additional noninterest expense	$1,425,000	2,508
Pre-tax net operating income	$4,488,000	1,433
Securities gains (losses)	$1,106,000	416
Applicable income taxes	$1,664,000	1,235
Income before extraordinary items	$3,930,000	1,248
Extraordinary gains, net	$0	40
Net income	$3,930,000	1,248
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$78,000	3,610
Cash dividends	$0	5,519
Sale, conversion, retirement of capital stock, net	$0	722
Net operating income	$3,155,800	1,470
2003-06-30 (YTD Data)		Rank
Total interest income	$8,122,000	1,790
Total interest expense	$2,922,000	1,667
Net interest income	$5,200,000	1,882
Provision for loan and lease losses	$270,000	1,999
Total noninterest income	$1,136,000	2,148
Gross Fiduciary activities income	$0	1,577
Service charges on deposit accounts	$591,000	1,446
Trading account gains and fees	$0	150
Additional Noninterest Income	$545,000	2,323
Total noninterest expense	$3,178,000	2,475
Salaries and employee benefits	$1,799,000	2,344
Premises and equipment expense	$422,000	2,639
Additional noninterest expense	$957,000	2,462
Pre-tax net operating income	$2,888,000	1,468
Securities gains (losses)	$925,000	387
Applicable income taxes	$1,143,000	1,227
Income before extraordinary items	$2,670,000	1,239
Extraordinary gains, net	$0	30
Net income	$2,670,000	1,239
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$22,000	4,485
Cash dividends	$0	5,215
Sale, conversion, retirement of capital stock, net	$0	589
Net operating income	$2,022,500	1,505
2003-03-31 (YTD Data)		Rank
Total interest income	$3,965,000	1,856
Total interest expense	$1,484,000	1,678
Net interest income	$2,481,000	1,969
Provision for loan and lease losses	$135,000	1,910
Total noninterest income	$484,000	2,343
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$282,000	1,480
Trading account gains and fees	$0	134
Additional Noninterest Income	$202,000	2,703
Total noninterest expense	$1,561,000	2,481
Salaries and employee benefits	$879,000	2,398
Premises and equipment expense	$209,000	2,669
Additional noninterest expense	$473,000	2,461
Pre-tax net operating income	$1,269,000	1,651
Securities gains (losses)	$379,000	432
Applicable income taxes	$481,000	1,419
Income before extraordinary items	$1,167,000	1,401
Extraordinary gains, net	$0	21
Net income	$1,167,000	1,399
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$7,000	4,268
Cash dividends	$0	3,930
Sale, conversion, retirement of capital stock, net	$0	419
Net operating income	$897,910	1,657
2002-12-31 (YTD Data)		Rank
Total interest income	$15,210,000	2,021
Total interest expense	$5,937,000	1,915
Net interest income	$9,273,000	2,088
Provision for loan and lease losses	$810,000	1,611
Total noninterest income	$1,979,000	2,148
Gross Fiduciary activities income	$7,000	1,461
Service charges on deposit accounts	$1,068,000	1,514
Trading account gains and fees	$0	153
Additional Noninterest Income	$904,000	2,319
Total noninterest expense	$6,027,000	2,446
Salaries and employee benefits	$3,514,000	2,275
Premises and equipment expense	$914,000	2,376
Additional noninterest expense	$1,599,000	2,808
Pre-tax net operating income	$4,415,000	1,830
Securities gains (losses)	$526,000	638
Applicable income taxes	$1,585,000	1,577
Income before extraordinary items	$3,356,000	1,787
Extraordinary gains, net	$0	70
Net income	$3,356,000	1,786
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$94,000	4,280
Cash dividends	$280,000	4,445
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$2,998,320	1,939
2001-12-31 (YTD Data)		Rank
Total interest income	$14,378,000	2,382
Total interest expense	$7,287,000	2,201
Net interest income	$7,091,000	2,521
Provision for loan and lease losses	$610,000	1,871
Total noninterest income	$1,541,000	2,461
Gross Fiduciary activities income	$16,000	1,343
Service charges on deposit accounts	$838,000	1,819
Trading account gains and fees	$0	177
Additional Noninterest Income	$687,000	2,607
Total noninterest expense	$5,753,000	2,467
Salaries and employee benefits	$2,952,000	2,546
Premises and equipment expense	$829,000	2,540
Additional noninterest expense	$1,972,000	2,274
Pre-tax net operating income	$2,269,000	2,881
Securities gains (losses)	$212,000	1,149
Applicable income taxes	$728,000	2,597
Income before extraordinary items	$1,753,000	2,860
Extraordinary gains, net	$0	105
Net income	$1,753,000	2,863
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$197,000	2,886
Cash dividends	$183,000	5,111
Sale, conversion, retirement of capital stock, net	$0	922
Net operating income	$1,602,480	2,968
2000-12-31 (YTD Data)		Rank
Total interest income	$13,090,000	2,655
Total interest expense	$7,164,000	2,361
Net interest income	$5,926,000	2,982
Provision for loan and lease losses	$360,000	2,489
Total noninterest income	$1,226,000	2,712
Gross Fiduciary activities income	$16,000	1,172
Service charges on deposit accounts	$594,000	2,311
Trading account gains and fees	$0	180
Additional Noninterest Income	$616,000	2,598
Total noninterest expense	$4,742,000	2,858
Salaries and employee benefits	$2,613,000	2,725
Premises and equipment expense	$668,000	2,989
Additional noninterest expense	$1,461,000	2,882
Pre-tax net operating income	$2,050,000	3,263
Securities gains (losses)	$54,000	703
Applicable income taxes	$518,000	3,409
Income before extraordinary items	$1,586,000	3,107
Extraordinary gains, net	$0	38
Net income	$1,586,000	3,105
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$170,000	2,659
Cash dividends	$728,000	2,844
Sale, conversion, retirement of capital stock, net	$0	969
Net operating income	$1,545,500	3,170
1999-12-31 (YTD Data)		Rank
Total interest income	$10,707,000	3,010
Total interest expense	$5,360,000	2,733
Net interest income	$5,347,000	3,242
Provision for loan and lease losses	$300,000	2,624
Total noninterest income	$1,624,000	2,178
Gross Fiduciary activities income	$16,000	1,227
Service charges on deposit accounts	$506,000	2,610
Trading account gains and fees	$0	173
Additional Noninterest Income	$1,102,000	1,745
Total noninterest expense	$4,607,000	2,926
Salaries and employee benefits	$2,494,000	2,811
Premises and equipment expense	$590,000	3,304
Additional noninterest expense	$1,523,000	2,822
Pre-tax net operating income	$2,064,000	3,259
Securities gains (losses)	$-4,000	9,004
Applicable income taxes	$499,000	3,645
Income before extraordinary items	$1,561,000	3,144
Extraordinary gains, net	$0	35
Net income	$1,561,000	3,145
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$178,000	2,571
Cash dividends	$381,000	4,061
Sale, conversion, retirement of capital stock, net	$0	1,035
Net operating income	$1,564,040	3,110
1998-12-31 (YTD Data)		Rank
Total interest income	$9,253,000	3,455
Total interest expense	$4,694,000	3,175
Net interest income	$4,559,000	3,691
Provision for loan and lease losses	$525,000	1,654
Total noninterest income	$1,112,000	2,855
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$441,000	2,874
Trading account gains and fees	NA	NA
Additional Noninterest Income	$671,000	2,471
Total noninterest expense	$3,914,000	3,268
Salaries and employee benefits	$2,242,000	3,000
Premises and equipment expense	$583,000	3,251
Additional noninterest expense	$1,089,000	3,659
Pre-tax net operating income	$1,232,000	4,805
Securities gains (losses)	$82,000	1,406
Applicable income taxes	$230,000	5,833
Income before extraordinary items	$1,084,000	4,236
Extraordinary gains, net	$0	32
Net income	$1,084,000	4,235
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$75,000	4,179
Cash dividends	$0	7,473
Sale, conversion, retirement of capital stock, net	$0	1,027
Net operating income	$1,016,760	4,360
1997-12-31 (YTD Data)		Rank
Total interest income	$6,968,000	4,513
Total interest expense	$3,263,000	4,379
Net interest income	$3,705,000	4,524
Provision for loan and lease losses	$483,000	1,825
Total noninterest income	$523,000	4,845
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$339,000	3,719
Trading account gains and fees	NA	NA
Additional Noninterest Income	$184,000	5,165
Total noninterest expense	$2,817,000	4,314
Salaries and employee benefits	$1,532,000	4,179
Premises and equipment expense	$505,000	3,669
Additional noninterest expense	$780,000	4,816
Pre-tax net operating income	$928,000	6,053
Securities gains (losses)	$109,000	949
Applicable income taxes	$456,000	4,486
Income before extraordinary items	$581,000	6,471
Extraordinary gains, net	$0	44
Net income	$581,000	6,474
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$85,000	4,133
Cash dividends	$204,000	5,323
Sale, conversion, retirement of capital stock, net	$0	1,030
Net operating income	$511,240	6,842
1996-12-31 (YTD Data)		Rank
Total interest income	$6,165,000	5,078
Total interest expense	$2,844,000	5,009
Net interest income	$3,321,000	5,053
Provision for loan and lease losses	$83,000	5,545
Total noninterest income	$385,000	6,077
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$258,000	4,718
Trading account gains and fees	NA	NA
Additional Noninterest Income	$127,000	6,441
Total noninterest expense	$2,272,000	5,399
Salaries and employee benefits	$1,436,000	4,489
Premises and equipment expense	$306,000	5,514
Additional noninterest expense	$530,000	6,838
Pre-tax net operating income	$1,351,000	4,708
Securities gains (losses)	$2,000	3,501
Applicable income taxes	$502,000	4,129
Income before extraordinary items	$851,000	5,074
Extraordinary gains, net	$0	53
Net income	$851,000	5,074
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$5,000	8,019
Cash dividends	$868,000	2,370
Sale, conversion, retirement of capital stock, net	$0	953
Net operating income	$849,720	5,026
1995-12-31 (YTD Data)		Rank
Total interest income	$5,998,000	5,214
Total interest expense	$2,857,000	4,987
Net interest income	$3,141,000	5,299
Provision for loan and lease losses	$9,000	8,431
Total noninterest income	$350,000	6,484
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$245,000	5,015
Trading account gains and fees	NA	NA
Additional Noninterest Income	$105,000	7,073
Total noninterest expense	$1,926,000	6,164
Salaries and employee benefits	$1,127,000	5,489
Premises and equipment expense	$274,000	6,002
Additional noninterest expense	$525,000	7,075
Pre-tax net operating income	$1,556,000	4,323
Securities gains (losses)	$-12,000	10,219
Applicable income taxes	$552,000	3,890
Income before extraordinary items	$992,000	4,658
Extraordinary gains, net	$0	65
Net income	$992,000	4,657
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	8,856
Cash dividends	$485,000	3,431
Sale, conversion, retirement of capital stock, net	$0	809
Net operating income	$999,680	4,603
1994-12-31 (YTD Data)		Rank
Total interest income	$5,246,000	5,446
Total interest expense	$2,335,000	4,924
Net interest income	$2,911,000	5,726
Provision for loan and lease losses	$-31,000	11,912
Total noninterest income	$322,000	6,983
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$205,000	5,767
Trading account gains and fees	NA	NA
Additional Noninterest Income	$117,000	7,005
Total noninterest expense	$1,959,000	6,314
Salaries and employee benefits	$1,052,000	5,841
Premises and equipment expense	$272,000	6,144
Additional noninterest expense	$635,000	6,774
Pre-tax net operating income	$1,305,000	4,930
Securities gains (losses)	$47,000	1,192
Applicable income taxes	$481,000	4,176
Income before extraordinary items	$871,000	5,035
Extraordinary gains, net	$0	249
Net income	$871,000	5,040
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$3,000	8,352
Cash dividends	$402,000	3,679
Sale, conversion, retirement of capital stock, net	$0	1,160
Net operating income	$840,920	5,227
1993-12-31 (YTD Data)		Rank
Total interest income	$5,019,000	5,768
Total interest expense	$2,303,000	5,154
Net interest income	$2,716,000	6,138
Provision for loan and lease losses	$38,000	8,041
Total noninterest income	$281,000	7,923
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$176,000	6,452
Trading account gains and fees	NA	NA
Additional Noninterest Income	$105,000	7,719
Total noninterest expense	$1,905,000	6,608
Salaries and employee benefits	$1,027,000	5,978
Premises and equipment expense	$250,000	6,673
Additional noninterest expense	$628,000	7,097
Pre-tax net operating income	$1,054,000	5,668
Securities gains (losses)	$207,000	1,651
Applicable income taxes	$427,000	4,768
Income before extraordinary items	$834,000	5,392
Extraordinary gains, net	$16,000	2,794
Net income	$850,000	5,451
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	9,922
Cash dividends	$431,000	3,477
Sale, conversion, retirement of capital stock, net	$0	1,223
Net operating income	$697,380	5,855
1992-12-31 (YTD Data)		Rank
Total interest income	$5,798,000	5,649
Total interest expense	$2,913,000	5,282
Net interest income	$2,885,000	5,904
Provision for loan and lease losses	$72,000	8,175
Total noninterest income	$207,000	9,281
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$127,000	7,760
Trading account gains and fees	NA	NA
Additional Noninterest Income	$80,000	8,855
Total noninterest expense	$1,734,000	7,174
Salaries and employee benefits	$994,000	6,062
Premises and equipment expense	$177,000	8,387
Additional noninterest expense	$563,000	7,837
Pre-tax net operating income	$1,286,000	4,648
Securities gains (losses)	$161,000	2,318
Applicable income taxes	$516,000	3,901
Income before extraordinary items	$931,000	4,803
Extraordinary gains, net	$0	1,422
Net income	$931,000	4,849
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$34,000	8,305
Cash dividends	$453,000	3,023
Sale, conversion, retirement of capital stock, net	$0	1,165
Net operating income	$827,960	4,925

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.