Home > The Bank of Missouri > Net charge- offs to loans
The Bank of Missouri, Net charge- offs to loans
| 2023-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1744% | 614 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1604% | 159 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 239 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3943% | 114 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 66 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0233% | 394 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 246 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0243% | 377 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3339% | 715 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1537% | 2,123 |
| Percentage Net Loans Charged-off: Credit card loans | 0.1359% | 524 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1599% | 1,971 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2023-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2044% | 433 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2005% | 92 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 172 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5113% | 71 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 48 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0028% | 3,649 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0050% | 4,271 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0027% | 3,693 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3056% | 588 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1669% | 1,864 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 458 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2278% | 1,588 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 69 |
| 2023-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0672% | 883 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0137% | 458 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 127 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0318% | 225 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 29 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0026% | 489 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 163 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0028% | 441 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4417% | 432 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1777% | 1,642 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 451 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2488% | 1,424 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 63 |
| 2023-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1060% | 576 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0257% | 271 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 62 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0641% | 121 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 18 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 372 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 101 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 332 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6847% | 217 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1852% | 1,474 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 346 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2668% | 1,228 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2022-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0092% | 2,040 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0120% | 3,892 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 172 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0063% | 431 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 64 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0367% | 4,261 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0251% | 4,409 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0373% | 4,291 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0708% | 955 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3114% | 1,372 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 495 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4773% | 977 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2022-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0072% | 3,591 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0264% | 4,202 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 133 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0188% | 4,302 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 47 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0493% | 4,377 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0332% | 4,463 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0502% | 4,398 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0642% | 778 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1806% | 1,620 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 459 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2835% | 1,240 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0233% | 3,945 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0604% | 4,396 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 94 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0825% | 4,427 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 33 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0758% | 4,375 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0503% | 3,335 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0772% | 4,387 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1484% | 469 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2692% | 1,261 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 415 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4207% | 927 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0012% | 3,033 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0162% | 4,061 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 61 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0635% | 4,495 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 23 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0194% | 275 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 93 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0204% | 255 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0099% | 3,417 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3828% | 996 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 325 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5847% | 700 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 16 |
| 2021-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0529% | 1,271 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0464% | 600 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 225 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0038% | 4,039 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1295% | 209 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0106% | 3,203 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1380% | 205 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0344% | 1,238 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3366% | 1,170 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 485 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4501% | 842 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 29 |
| 2021-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0380% | 1,326 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0376% | 615 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 194 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0030% | 4,076 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 77 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1060% | 223 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0140% | 3,294 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1135% | 219 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0088% | 3,464 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3042% | 1,112 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 460 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3963% | 822 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 2021-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0574% | 1,038 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0569% | 479 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 159 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0024% | 4,157 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 57 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1590% | 168 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0209% | 3,377 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1706% | 164 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0157% | 991 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3388% | 980 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 423 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4267% | 759 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2021-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0153% | 1,437 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0009% | 3,404 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 118 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0016% | 4,236 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 31 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0009% | 3,596 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0138% | 3,393 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 521 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0143% | 757 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4238% | 865 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 349 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5080% | 701 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2020-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1295% | 1,217 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0488% | 1,003 |
| Percentage Net Loans Charged-off:Construction & development | 0.0983% | 207 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0561% | 693 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0442% | 855 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0855% | 226 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0408% | 840 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2923% | 947 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1322% | 536 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 560 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.3518% | 381 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 41 |
| 2020-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1192% | 1,171 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0238% | 1,126 |
| Percentage Net Loans Charged-off:Construction & development | -0.0041% | 4,125 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0449% | 562 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 74 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0186% | 1,006 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1134% | 172 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0104% | 1,060 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3191% | 791 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2224% | 482 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 526 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.4666% | 332 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2020-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1984% | 773 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0337% | 873 |
| Percentage Net Loans Charged-off:Construction & development | -0.0073% | 4,202 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0757% | 395 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 54 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0102% | 1,006 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 293 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0110% | 929 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6166% | 494 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6517% | 377 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 494 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.0717% | 241 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2020-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2200% | 640 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0066% | 969 |
| Percentage Net Loans Charged-off:Construction & development | -0.0046% | 4,254 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0010% | 4,339 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 26 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0223% | 685 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 210 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0240% | 619 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0987% | 299 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5095% | 513 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 422 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.8198% | 354 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2019-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2782% | 751 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1305% | 590 |
| Percentage Net Loans Charged-off:Construction & development | -0.0067% | 4,216 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1382% | 497 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2219% | 324 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0504% | 372 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2356% | 292 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2676% | 407 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5311% | 1,490 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 608 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6720% | 1,129 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 45 |
| 2019-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3020% | 580 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1100% | 563 |
| Percentage Net Loans Charged-off:Construction & development | -0.0075% | 4,287 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0921% | 485 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 91 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2146% | 315 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0515% | 296 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2275% | 284 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.6302% | 278 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5053% | 1,447 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 568 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6415% | 1,094 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2019-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1747% | 934 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1348% | 453 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 234 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1379% | 338 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2293% | 264 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 333 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2474% | 242 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2928% | 853 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7132% | 1,037 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 510 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8513% | 789 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 27 |
| 2019-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2082% | 671 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1687% | 306 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 153 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2832% | 160 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 46 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1556% | 334 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 221 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1678% | 311 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4744% | 499 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3332% | 1,585 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 435 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4014% | 1,355 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2018-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4160% | 443 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2750% | 256 |
| Percentage Net Loans Charged-off:Construction & development | 0.0032% | 411 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5848% | 184 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 128 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1040% | 748 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0039% | 3,505 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1123% | 699 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.5422% | 322 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5622% | 1,443 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 619 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6338% | 1,194 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2018-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2863% | 582 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0736% | 769 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 325 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0920% | 456 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 106 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1035% | 689 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0052% | 3,534 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1119% | 646 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.7562% | 254 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7489% | 1,013 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 577 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8215% | 832 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2018-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3751% | 421 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0775% | 678 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 257 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1077% | 342 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 79 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0973% | 645 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 391 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1048% | 608 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.5047% | 170 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7353% | 978 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 525 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8039% | 793 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 32 |
| 2018-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5877% | 256 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1140% | 441 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 165 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2060% | 183 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 42 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0883% | 581 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 288 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0952% | 530 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.0486% | 88 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2254% | 630 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 441 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.3444% | 511 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2017-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7862% | 257 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9102% | 69 |
| Percentage Net Loans Charged-off:Construction & development | -0.0213% | 4,538 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.1048% | 59 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 180 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0458% | 1,586 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0122% | 3,780 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0509% | 1,472 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0641% | 2,017 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7337% | 1,245 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7337% | 1,133 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 42 |
| 2017-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7707% | 241 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9008% | 58 |
| Percentage Net Loans Charged-off:Construction & development | -0.0289% | 4,620 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.0398% | 40 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0625% | 1,251 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0110% | 3,787 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0690% | 1,161 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0551% | 1,696 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6228% | 1,328 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6228% | 1,203 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2017-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6548% | 298 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7252% | 96 |
| Percentage Net Loans Charged-off:Construction & development | -0.0357% | 4,696 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.6206% | 60 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 105 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0673% | 1,103 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0082% | 3,778 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0740% | 1,021 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1265% | 1,204 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6466% | 1,232 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6466% | 1,116 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 32 |
| 2017-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0020% | 2,897 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0313% | 5,132 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 224 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1274% | 5,528 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 65 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0674% | 889 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0163% | 3,924 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0749% | 804 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0035% | 1,117 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7583% | 1,080 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7583% | 957 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 25 |
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1442% | 1,819 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0837% | 1,393 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 574 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0687% | 970 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 220 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0995% | 1,355 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1524% | 457 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0946% | 1,363 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4179% | 1,136 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6805% | 1,428 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 715 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6828% | 1,308 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,609 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0871% | 2,094 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0473% | 1,581 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 470 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0053% | 1,125 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 177 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1201% | 1,086 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1496% | 415 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1173% | 1,073 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3286% | 1,028 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2178% | 2,410 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2187% | 2,246 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 36 |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0710% | 2,171 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0394% | 1,610 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 380 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0071% | 911 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 148 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0962% | 1,183 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1204% | 402 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0939% | 1,144 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3108% | 938 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,073 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,935 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,209 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1303% | 1,321 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0765% | 982 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 253 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0146% | 560 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 90 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1842% | 663 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 408 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2018% | 605 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4216% | 604 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4190% | 1,506 |
| Percentage Net Loans Charged-off: Credit card loans | 1.3051% | 361 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4113% | 1,389 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 943 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0684% | 2,872 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0284% | 2,638 |
| Percentage Net Loans Charged-off:Construction & development | -0.0017% | 4,621 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0445% | 1,286 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 287 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0272% | 2,672 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0674% | 4,299 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0365% | 2,438 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2782% | 1,362 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3696% | 1,987 |
| Percentage Net Loans Charged-off: Credit card loans | 6.6800% | 68 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3011% | 2,118 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,449 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 43 |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0482% | 2,928 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0200% | 2,567 |
| Percentage Net Loans Charged-off:Construction & development | -0.0022% | 4,707 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0164% | 1,267 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 241 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0370% | 2,319 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0926% | 4,379 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0497% | 2,084 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1690% | 1,373 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3745% | 1,803 |
| Percentage Net Loans Charged-off: Credit card loans | 8.9874% | 45 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2750% | 2,005 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,309 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 33 |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0673% | 2,423 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0260% | 2,255 |
| Percentage Net Loans Charged-off:Construction & development | -0.0032% | 4,774 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0256% | 1,032 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 188 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0437% | 2,018 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 710 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0480% | 1,862 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2616% | 1,005 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4732% | 1,414 |
| Percentage Net Loans Charged-off: Credit card loans | 8.1911% | 49 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3815% | 1,522 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,136 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0562% | 2,204 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0347% | 1,644 |
| Percentage Net Loans Charged-off:Construction & development | -0.0059% | 4,928 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0086% | 747 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 126 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0906% | 1,252 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 482 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0995% | 1,159 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0561% | 4,912 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0950% | 671 |
| Percentage Net Loans Charged-off: Credit card loans | 16.4666% | 27 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9097% | 736 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3187% | 1,386 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2384% | 1,292 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,139 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5736% | 599 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 420 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0491% | 2,933 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2285% | 661 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0313% | 3,016 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5635% | 1,123 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6640% | 503 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 778 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.6835% | 451 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,537 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 54 |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3845% | 1,040 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3067% | 959 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 983 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7498% | 417 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 357 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0411% | 2,736 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3093% | 535 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0144% | 2,918 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5000% | 1,050 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.1636% | 344 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 720 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.1883% | 311 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,395 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 48 |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5772% | 703 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4867% | 636 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 833 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.1790% | 257 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 280 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0586% | 2,321 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4685% | 383 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0177% | 2,593 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6664% | 824 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.8882% | 241 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 642 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.9202% | 221 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,222 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 34 |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0900% | 2,262 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0682% | 6,110 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 583 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0060% | 5,657 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 176 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0841% | 1,655 |
| Percentage Net Loans Charged-off: Home equity loans | 0.9520% | 188 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0021% | 5,451 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1037% | 447 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3595% | 1,747 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 507 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3632% | 1,620 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 938 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1235% | 3,572 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1021% | 3,131 |
| Percentage Net Loans Charged-off:Construction & development | 0.0998% | 1,443 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1678% | 1,814 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.2119% | 449 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0029% | 4,068 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0338% | 1,358 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,923 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1866% | 2,250 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5028% | 2,073 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 806 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5060% | 1,936 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0293% | 1,367 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 77 |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0482% | 4,215 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0221% | 3,867 |
| Percentage Net Loans Charged-off:Construction & development | 0.0280% | 1,425 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0361% | 2,117 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 515 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0019% | 3,753 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0457% | 1,193 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0021% | 5,921 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0966% | 2,279 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5562% | 1,732 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 736 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5592% | 1,612 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0194% | 1,299 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 67 |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0530% | 3,936 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0407% | 3,311 |
| Percentage Net Loans Charged-off:Construction & development | 0.0721% | 1,181 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0567% | 1,756 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 425 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0135% | 3,246 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0807% | 990 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0074% | 3,124 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0966% | 2,002 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2488% | 2,478 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 668 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2499% | 2,327 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,232 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 58 |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0768% | 3,074 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0684% | 2,468 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 915 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1261% | 1,092 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 295 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0115% | 2,515 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0236% | 4,696 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0146% | 2,332 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0587% | 1,529 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3800% | 1,863 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 554 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3812% | 1,725 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 975 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 43 |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3905% | 2,690 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4125% | 2,250 |
| Percentage Net Loans Charged-off:Construction & development | 0.4848% | 1,799 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6300% | 1,328 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 851 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1536% | 3,296 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1291% | 1,546 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1560% | 3,123 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2231% | 2,703 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5694% | 2,168 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5694% | 2,021 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1184% | 1,201 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 125 |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4635% | 2,248 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4925% | 1,910 |
| Percentage Net Loans Charged-off:Construction & development | 0.6565% | 1,554 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7636% | 1,040 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 745 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1192% | 3,263 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0082% | 4,974 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1315% | 3,042 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3361% | 2,150 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4860% | 2,189 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4860% | 2,037 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0088% | 1,450 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 111 |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2269% | 3,216 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2418% | 2,716 |
| Percentage Net Loans Charged-off:Construction & development | 1.1717% | 1,217 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1440% | 1,928 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 593 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2031% | 2,602 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0124% | 4,983 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2243% | 2,378 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1104% | 2,459 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3953% | 2,313 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3953% | 2,125 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0141% | 1,232 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 96 |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2699% | 2,588 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3074% | 2,121 |
| Percentage Net Loans Charged-off:Construction & development | 2.3436% | 687 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1603% | 1,354 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 388 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0689% | 2,684 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 982 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0758% | 2,484 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0338% | 5,539 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5203% | 1,788 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5203% | 1,626 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0303% | 903 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 67 |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2208% | 4,406 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2282% | 3,773 |
| Percentage Net Loans Charged-off:Construction & development | 0.7612% | 2,264 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0579% | 3,295 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,014 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3768% | 2,624 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1167% | 1,760 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4040% | 2,420 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2629% | 3,270 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2021% | 3,981 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1994% | 3,742 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.2182% | 6,301 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 114 |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2202% | 4,059 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2062% | 3,582 |
| Percentage Net Loans Charged-off:Construction & development | 0.5777% | 2,123 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0458% | 2,906 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 856 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3792% | 2,366 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0657% | 1,604 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4123% | 2,165 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3530% | 2,677 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2542% | 3,431 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2511% | 3,162 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0279% | 1,434 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 102 |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2599% | 3,589 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2225% | 3,251 |
| Percentage Net Loans Charged-off:Construction & development | 0.4590% | 1,935 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0761% | 2,364 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 678 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4198% | 2,115 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1106% | 1,336 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4533% | 1,925 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5885% | 2,046 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2884% | 3,052 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2858% | 2,774 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,354 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 93 |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1277% | 3,755 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1542% | 2,937 |
| Percentage Net Loans Charged-off:Construction & development | 0.0500% | 1,644 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0034% | 6,778 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 440 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4709% | 1,617 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2456% | 870 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4962% | 1,460 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0449% | 2,282 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1577% | 6,362 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1577% | 6,418 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,005 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 61 |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8828% | 2,425 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9887% | 1,929 |
| Percentage Net Loans Charged-off:Construction & development | 4.9893% | 1,246 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5112% | 2,015 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,098 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4374% | 2,443 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7607% | 1,039 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4025% | 2,513 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3764% | 3,586 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4157% | 3,705 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 165 |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7098% | 2,646 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7957% | 2,057 |
| Percentage Net Loans Charged-off:Construction & development | 4.7302% | 1,178 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3166% | 2,123 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 888 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2625% | 2,848 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4430% | 1,164 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2431% | 2,833 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2355% | 3,531 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4876% | 3,197 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,786 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 143 |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4427% | 3,209 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4822% | 2,524 |
| Percentage Net Loans Charged-off:Construction & development | 3.1772% | 1,337 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0167% | 2,571 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 710 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3297% | 2,323 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0132% | 5,523 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3660% | 2,124 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1232% | 3,429 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6354% | 2,571 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 111 |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2238% | 3,589 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2228% | 2,813 |
| Percentage Net Loans Charged-off:Construction & development | 1.6734% | 1,282 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0035% | 7,305 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 457 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1147% | 2,584 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0264% | 5,581 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1298% | 2,376 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2897% | 2,262 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2031% | 3,350 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,171 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3334% | 4,567 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2430% | 3,908 |
| Percentage Net Loans Charged-off:Construction & development | 0.2983% | 3,121 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3139% | 2,132 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 922 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1935% | 3,293 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1421% | 1,679 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1987% | 3,117 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8213% | 3,128 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5385% | 3,962 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.1336% | 931 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 184 |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3133% | 4,081 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2227% | 3,476 |
| Percentage Net Loans Charged-off:Construction & development | 0.1485% | 2,872 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2804% | 1,737 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 708 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2248% | 2,688 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,611 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2475% | 2,444 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7238% | 2,740 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5349% | 3,620 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.5621% | 680 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 155 |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3102% | 3,639 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2364% | 2,965 |
| Percentage Net Loans Charged-off:Construction & development | 0.2282% | 2,367 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3465% | 1,253 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1450% | 2,745 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,287 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1594% | 2,493 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3439% | 2,958 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6615% | 3,045 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.7619% | 436 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 118 |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4867% | 2,240 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3769% | 1,871 |
| Percentage Net Loans Charged-off:Construction & development | 0.3557% | 1,563 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6568% | 573 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0689% | 2,365 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 827 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0759% | 2,140 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4983% | 1,873 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6230% | 2,690 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 5.5482% | 259 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 81 |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2481% | 3,790 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1517% | 3,210 |
| Percentage Net Loans Charged-off:Construction & development | 0.0692% | 2,673 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0813% | 1,844 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 546 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3367% | 1,627 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0972% | 1,206 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3589% | 1,469 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6161% | 2,436 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6405% | 3,235 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.1199% | 738 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 112 |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1601% | 3,698 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0933% | 2,994 |
| Percentage Net Loans Charged-off:Construction & development | 0.0370% | 2,115 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0112% | 1,666 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2702% | 1,423 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1431% | 891 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2815% | 1,289 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4467% | 2,147 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5257% | 3,160 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,634 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 90 |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1975% | 2,748 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1316% | 2,112 |
| Percentage Net Loans Charged-off:Construction & development | 0.0576% | 1,559 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0105% | 1,264 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3870% | 952 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 889 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4177% | 839 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3915% | 1,822 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7108% | 2,277 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 70 |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1907% | 2,219 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1892% | 1,280 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,119 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 813 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6186% | 496 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 563 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6676% | 439 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0449% | 2,025 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5374% | 2,359 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,048 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 39 |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0808% | 4,309 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0364% | 3,107 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,563 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0256% | 1,435 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0805% | 2,081 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 938 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0858% | 1,908 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0675% | 3,445 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5242% | 2,975 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3347% | 1,015 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 73 |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0908% | 3,351 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0496% | 2,096 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,085 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0347% | 952 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1091% | 1,357 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 720 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1159% | 1,235 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1003% | 2,620 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4633% | 2,828 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2680% | 948 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 52 |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0605% | 3,443 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0407% | 1,801 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 770 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0531% | 647 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0539% | 1,505 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 541 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0570% | 1,367 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0616% | 2,352 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1944% | 3,697 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4080% | 763 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0111% | 4,058 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,851 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 529 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,473 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 371 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,345 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0176% | 6,808 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1575% | 3,241 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 964 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0255% | 5,113 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0227% | 2,639 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 832 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,308 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0656% | 1,785 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 709 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0694% | 1,658 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0863% | 7,487 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1815% | 4,594 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0476% | 7,066 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 39 |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0029% | 7,219 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0005% | 2,883 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 620 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,012 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0015% | 2,416 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 550 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0016% | 2,240 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1661% | 7,661 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1574% | 4,294 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0673% | 7,158 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 29 |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0012% | 6,829 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0008% | 2,416 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 815 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0023% | 1,987 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 426 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0025% | 1,851 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2122% | 7,691 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2079% | 3,613 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0520% | 7,086 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0454% | 7,681 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,638 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 498 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,349 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,244 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.4472% | 7,924 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0638% | 3,676 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1092% | 7,175 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1675% | 2,648 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0854% | 1,429 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 694 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0289% | 1,101 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0824% | 1,613 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 682 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0864% | 1,526 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4236% | 2,078 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4663% | 3,734 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,459 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0524% | 7,157 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0996% | 3,159 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0158% | 2,444 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0394% | 825 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0015% | 2,598 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 562 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0016% | 2,413 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3726% | 1,810 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3881% | 3,620 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,324 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0696% | 7,231 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0772% | 3,304 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0235% | 1,932 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0608% | 603 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,147 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 450 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,976 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1476% | 2,197 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3279% | 3,573 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,186 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0507% | 7,130 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 20 |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1488% | 1,967 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0481% | 1,166 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1237% | 321 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2933% | 1,269 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5968% | 2,288 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 922 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0988% | 7,281 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 13 |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0953% | 4,293 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0037% | 3,718 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 758 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0027% | 1,531 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0061% | 3,082 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 657 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0063% | 2,901 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5038% | 2,118 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3155% | 4,743 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,629 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0407% | 7,228 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 27 |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0518% | 4,659 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0050% | 3,128 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0037% | 1,191 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0083% | 2,570 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 554 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0086% | 2,408 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0553% | 3,267 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2809% | 4,495 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,504 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0533% | 7,255 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0520% | 4,344 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0022% | 2,736 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0056% | 927 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,286 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 431 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,147 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0874% | 2,625 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2757% | 4,215 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,362 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0403% | 7,218 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0547% | 3,620 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,955 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 553 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,591 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,471 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1839% | 1,619 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2513% | 3,755 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,093 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 887 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0759% | 5,288 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0258% | 3,099 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 836 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,593 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0574% | 2,252 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 639 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0595% | 2,151 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1362% | 3,930 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3646% | 4,933 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,842 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,856 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 56 |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0516% | 5,333 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0266% | 2,589 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,273 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0591% | 1,841 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 519 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0613% | 1,773 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0073% | 7,408 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2864% | 4,915 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,741 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,617 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 45 |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0228% | 5,659 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,928 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 978 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,402 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 421 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,287 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0112% | 7,357 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2422% | 4,764 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,566 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,407 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 37 |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0152% | 5,053 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,066 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 618 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,648 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,550 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0221% | 7,355 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2021% | 4,255 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,250 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0592% | 5,929 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 4,119 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 875 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,573 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,443 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 614 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,246 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0229% | 4,753 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7159% | 3,316 |
| Percentage Net Loans Charged-off: Credit card loans | -5.7471% | 2,970 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,956 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 51 |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1430% | 4,391 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1261% | 1,416 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 831 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1138% | 904 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0430% | 9,028 |
| Percentage Net Loans Charged-off: Home equity loans | -1.1967% | 6,083 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,123 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0167% | 4,708 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5235% | 4,042 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 2,107 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,876 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.1113% | 1,660 |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1376% | 3,956 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1648% | 3,672 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0859% | 5,442 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1506% | 4,521 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0124% | 8,284 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 8,856 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0087% | 8,567 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 9,922 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1070% | 8,747 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |