Home > The Bank of Millen > Income and Expense
The Bank of Millen, Income and Expense
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $3,245,000 | 7,454 |
| Total interest expense | $1,355,000 | 7,705 |
| Net interest income | $1,890,000 | 7,152 |
| Provision for loan and lease losses | $0 | 8,829 |
| Total noninterest income | $288,000 | 6,773 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $222,000 | 5,021 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $66,000 | 7,824 |
| Total noninterest expense | $963,000 | 8,472 |
| Salaries and employee benefits | $543,000 | 8,305 |
| Premises and equipment expense | $245,000 | 6,130 |
| Additional noninterest expense | $175,000 | 9,721 |
| Pre-tax net operating income | $1,215,000 | 5,206 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $370,000 | 5,133 |
| Income before extraordinary items | $845,000 | 5,272 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $845,000 | 5,274 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $99,000 | 3,853 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $845,000 | 5,219 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $3,363,000 | 7,547 |
| Total interest expense | $1,381,000 | 7,890 |
| Net interest income | $1,982,000 | 7,183 |
| Provision for loan and lease losses | $100,000 | 5,070 |
| Total noninterest income | $275,000 | 7,258 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $251,000 | 4,810 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $24,000 | 10,174 |
| Total noninterest expense | $935,000 | 8,945 |
| Salaries and employee benefits | $463,000 | 9,159 |
| Premises and equipment expense | $112,000 | 8,981 |
| Additional noninterest expense | $360,000 | 8,263 |
| Pre-tax net operating income | $1,222,000 | 5,059 |
| Securities gains (losses) | $3,000 | 3,304 |
| Applicable income taxes | $350,000 | 5,327 |
| Income before extraordinary items | $875,000 | 4,964 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $875,000 | 4,965 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $138,000 | 3,326 |
| Cash dividends | $300,000 | 4,471 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $872,870 | 4,927 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $3,351,000 | 7,741 |
| Total interest expense | $1,331,000 | 8,186 |
| Net interest income | $2,020,000 | 7,264 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $295,000 | 7,135 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $263,000 | 4,768 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $32,000 | 10,138 |
| Total noninterest expense | $928,000 | 9,266 |
| Salaries and employee benefits | $437,000 | 9,639 |
| Premises and equipment expense | $117,000 | 9,135 |
| Additional noninterest expense | $374,000 | 8,459 |
| Pre-tax net operating income | $1,387,000 | 4,727 |
| Securities gains (losses) | $12,000 | 2,250 |
| Applicable income taxes | $420,000 | 4,777 |
| Income before extraordinary items | $979,000 | 4,688 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $979,000 | 4,687 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $43,000 | 5,418 |
| Cash dividends | $250,000 | 4,947 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $970,600 | 4,698 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $3,007,000 | 8,024 |
| Total interest expense | $957,000 | 8,877 |
| Net interest income | $2,050,000 | 7,445 |
| Provision for loan and lease losses | $10,000 | 8,460 |
| Total noninterest income | $262,000 | 7,781 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $239,000 | 5,208 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $23,000 | 11,244 |
| Total noninterest expense | $978,000 | 9,447 |
| Salaries and employee benefits | $448,000 | 9,847 |
| Premises and equipment expense | $128,000 | 9,152 |
| Additional noninterest expense | $402,000 | 8,814 |
| Pre-tax net operating income | $1,324,000 | 4,876 |
| Securities gains (losses) | $90,000 | 816 |
| Applicable income taxes | $415,000 | 4,632 |
| Income before extraordinary items | $999,000 | 4,556 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $999,000 | 4,557 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $28,000 | 6,088 |
| Cash dividends | $2,000,000 | 1,095 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $935,100 | 4,796 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $3,084,000 | 8,196 |
| Total interest expense | $1,006,000 | 9,082 |
| Net interest income | $2,078,000 | 7,461 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $238,000 | 8,569 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $207,000 | 5,846 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $31,000 | 11,240 |
| Total noninterest expense | $968,000 | 9,885 |
| Salaries and employee benefits | $458,000 | 10,060 |
| Premises and equipment expense | $135,000 | 9,319 |
| Additional noninterest expense | $375,000 | 9,539 |
| Pre-tax net operating income | $1,348,000 | 4,729 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $380,000 | 5,186 |
| Income before extraordinary items | $968,000 | 4,804 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $968,000 | 4,949 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $42,000 | 6,409 |
| Cash dividends | $426,000 | 3,494 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $968,000 | 4,563 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $3,164,000 | 8,693 |
| Total interest expense | $1,260,000 | 9,392 |
| Net interest income | $1,904,000 | 8,029 |
| Provision for loan and lease losses | $50,000 | 9,026 |
| Total noninterest income | $200,000 | 9,415 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $169,000 | 6,633 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $31,000 | 11,703 |
| Total noninterest expense | $945,000 | 10,235 |
| Salaries and employee benefits | $439,000 | 10,413 |
| Premises and equipment expense | $130,000 | 9,690 |
| Additional noninterest expense | $376,000 | 9,860 |
| Pre-tax net operating income | $1,109,000 | 5,228 |
| Securities gains (losses) | $4,000 | 7,235 |
| Applicable income taxes | $262,000 | 6,479 |
| Income before extraordinary items | $851,000 | 5,114 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $851,000 | 5,171 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 10,157 |
| Cash dividends | $1,250,000 | 1,272 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $847,960 | 4,822 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.