Home > The Bank of Mid-Jersey > Loan Charge- Offs and Recoveries
The Bank of Mid-Jersey, Loan Charge- Offs and Recoveries
| 1996-12-31 (YTD Data) | Rank | |
| Total charge-offs | $2,803,000 | 579 |
| Loans secured by real estate, total | $1,301,000 | 325 |
| To non-U.S. addressees | $0 | 10 |
| Real estate loans in domestic offices | $1,301,000 | 325 |
| Construction and land development | $350,000 | 112 |
| Secured by farmland | $0 | 391 |
| Total charge-offs secured by 1-4 family residential properties | $308,000 | 455 |
| Secured by multifamily residential properties | $0 | 460 |
| Secured by nonfarm nonresidential properties | $643,000 | 246 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 23 |
| To foreign banks | $0 | 12 |
| Loans to finance agricultural production and other loans to farmers | $0 | 223 |
| Commercial and industrial loans | $0 | 7,405 |
| Loans to individuals | $1,502,000 | 485 |
| Credit card loan charge offs | $0 | 4,125 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $1,502,000 | 349 |
| Loans to foreign governments and official institutions | $0 | 11 |
| Other loans | $0 | 308 |
| Lease financing receivables | $0 | 355 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $1,283,000 | 418 |
| Loans secured by real estate, total | $833,000 | 214 |
| To non-U.S. addressees | $0 | 8 |
| Real estate loans in domestic offices | $833,000 | 214 |
| Construction and land development | $91,000 | 137 |
| Secured by farmland | $0 | 587 |
| Secured by 1-4 family residential properties - total recoveries | $266,000 | 167 |
| Secured by multifamily residential properties | $0 | 399 |
| Secured by nonfarm nonresidential properties | $476,000 | 186 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 32 |
| To foreign banks | $0 | 18 |
| Loans to finance agricultural production and other loans to farmers | $0 | 231 |
| Commercial and industrial loans | $107,000 | 1,037 |
| Loans to individuals | $341,000 | 498 |
| Credit card loan recoveries | $0 | 2,751 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $341,000 | 392 |
| Loans to foreign governments and official institutions | $0 | 32 |
| Other loans | $2,000 | 299 |
| Lease financing receivables | $0 | 294 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $1,520,000 | 684 |
| Loans secured by real estate, total | $468,000 | 499 |
| To non-U.S. addressees | $0 | 7 |
| Real estate loans in domestic offices | $468,000 | 498 |
| Construction and land development | $259,000 | 116 |
| Secured by farmland | $0 | 311 |
| Secured by 1-4 family residential properties- net charge-offs | $42,000 | 1,374 |
| Secured by multifamily residential properties | $0 | 413 |
| Secured by nonfarm nonresidential properties | $167,000 | 435 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 20 |
| To foreign banks | $0 | 10 |
| Loans to finance agricultural production and other loans to farmers | $0 | 178 |
| Commercial and industrial loans | $-107,000 | 11,170 |
| To non-U.S. addressees | $0 | 22 |
| Loans to individuals | $1,161,000 | 467 |
| Credit card loan net charge offs | $0 | 3,910 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $1,161,000 | 323 |
| Loans to foreign governments and official institutions | $0 | 5 |
| Other loans | $-2,000 | 1,111 |
| Lease financing receivables | $0 | 316 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1995-12-31 (YTD Data) | Rank | |
| Total charge-offs | $2,017,000 | 719 |
| Loans secured by real estate, total | $1,565,000 | 362 |
| To non-U.S. addressees | $0 | 15 |
| Real estate loans in domestic offices | $1,565,000 | 361 |
| Construction and land development | $634,000 | 106 |
| Secured by farmland | $0 | 381 |
| Total charge-offs secured by 1-4 family residential properties | $481,000 | 360 |
| Secured by multifamily residential properties | $0 | 559 |
| Secured by nonfarm nonresidential properties | $450,000 | 405 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 23 |
| To foreign banks | $0 | 20 |
| Loans to finance agricultural production and other loans to farmers | $0 | 186 |
| Commercial and industrial loans | $16,000 | 5,250 |
| Loans to individuals | $436,000 | 881 |
| Credit card loan charge offs | $0 | 4,035 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $436,000 | 693 |
| Loans to foreign governments and official institutions | $0 | 15 |
| Other loans | $0 | 360 |
| Lease financing receivables | $0 | 341 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $1,684,000 | 369 |
| Loans secured by real estate, total | $1,218,000 | 165 |
| To non-U.S. addressees | $0 | 13 |
| Real estate loans in domestic offices | $1,218,000 | 163 |
| Construction and land development | $94,000 | 171 |
| Secured by farmland | $0 | 623 |
| Secured by 1-4 family residential properties - total recoveries | $477,000 | 105 |
| Secured by multifamily residential properties | $0 | 496 |
| Secured by nonfarm nonresidential properties | $647,000 | 160 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 32 |
| To foreign banks | $0 | 20 |
| Loans to finance agricultural production and other loans to farmers | $0 | 227 |
| Commercial and industrial loans | $371,000 | 414 |
| Loans to individuals | $53,000 | 1,677 |
| Credit card loan recoveries | $0 | 2,795 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $53,000 | 1,492 |
| Loans to foreign governments and official institutions | $0 | 30 |
| Other loans | $42,000 | 156 |
| Lease financing receivables | $0 | 322 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $333,000 | 1,815 |
| Loans secured by real estate, total | $347,000 | 714 |
| To non-U.S. addressees | $0 | 12 |
| Real estate loans in domestic offices | $347,000 | 713 |
| Construction and land development | $540,000 | 101 |
| Secured by farmland | $0 | 306 |
| Secured by 1-4 family residential properties- net charge-offs | $4,000 | 3,151 |
| Secured by multifamily residential properties | $0 | 498 |
| Secured by nonfarm nonresidential properties | $-197,000 | 11,846 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 19 |
| To foreign banks | $0 | 18 |
| Loans to finance agricultural production and other loans to farmers | $0 | 130 |
| Commercial and industrial loans | $-355,000 | 11,843 |
| To non-U.S. addressees | $0 | 22 |
| Loans to individuals | $383,000 | 761 |
| Credit card loan net charge offs | $0 | 3,773 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $383,000 | 557 |
| Loans to foreign governments and official institutions | $0 | 11 |
| Other loans | $-42,000 | 1,172 |
| Lease financing receivables | $0 | 281 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1994-12-31 (YTD Data) | Rank | |
| Total charge-offs | $2,733,000 | 612 |
| Loans secured by real estate, total | $2,165,000 | 320 |
| To non-U.S. addressees | $0 | 13 |
| Real estate loans in domestic offices | $2,165,000 | 320 |
| Construction and land development | $16,000 | 729 |
| Secured by farmland | $0 | 491 |
| Total charge-offs secured by 1-4 family residential properties | $347,000 | 516 |
| Secured by multifamily residential properties | $0 | 659 |
| Secured by nonfarm nonresidential properties | $1,802,000 | 192 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 18 |
| To foreign banks | $0 | 13 |
| Loans to finance agricultural production and other loans to farmers | $0 | 188 |
| Commercial and industrial loans | $481,000 | 725 |
| Loans to individuals | $87,000 | 2,432 |
| Credit card loan charge offs | $0 | 4,000 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $87,000 | 2,109 |
| Loans to foreign governments and official institutions | $0 | 15 |
| Other loans | $0 | 345 |
| Lease financing receivables | $0 | 332 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $1,610,000 | 408 |
| Loans secured by real estate, total | $820,000 | 242 |
| To non-U.S. addressees | $0 | 12 |
| Real estate loans in domestic offices | $820,000 | 240 |
| Construction and land development | $144,000 | 178 |
| Secured by farmland | $1,000 | 661 |
| Secured by 1-4 family residential properties - total recoveries | $128,000 | 341 |
| Secured by multifamily residential properties | $0 | 504 |
| Secured by nonfarm nonresidential properties | $547,000 | 188 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 33 |
| To foreign banks | $0 | 21 |
| Loans to finance agricultural production and other loans to farmers | $0 | 235 |
| Commercial and industrial loans | $681,000 | 312 |
| Loans to individuals | $109,000 | 1,043 |
| Credit card loan recoveries | $0 | 2,801 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $109,000 | 905 |
| Loans to foreign governments and official institutions | $0 | 34 |
| Other loans | $0 | 356 |
| Lease financing receivables | $0 | 351 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $1,123,000 | 802 |
| Loans secured by real estate, total | $1,345,000 | 361 |
| To non-U.S. addressees | $0 | 9 |
| Real estate loans in domestic offices | $1,345,000 | 361 |
| Construction and land development | $-128,000 | 12,510 |
| Secured by farmland | $-1,000 | 10,469 |
| Secured by 1-4 family residential properties- net charge-offs | $219,000 | 586 |
| Secured by multifamily residential properties | $0 | 608 |
| Secured by nonfarm nonresidential properties | $1,255,000 | 194 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 14 |
| To foreign banks | $0 | 11 |
| Loans to finance agricultural production and other loans to farmers | $0 | 130 |
| Commercial and industrial loans | $-200,000 | 12,333 |
| To non-U.S. addressees | $0 | 26 |
| Loans to individuals | $-22,000 | 12,353 |
| Credit card loan net charge offs | $0 | 3,705 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $-22,000 | 12,304 |
| Loans to foreign governments and official institutions | $0 | 9 |
| Other loans | $0 | 276 |
| Lease financing receivables | $0 | 251 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1993-12-31 (YTD Data) | Rank | |
| Total charge-offs | $6,618,000 | 414 |
| Loans secured by real estate, total | $3,797,000 | 288 |
| To non-U.S. addressees | $0 | 19 |
| Real estate loans in domestic offices | $3,797,000 | 288 |
| Construction and land development | $807,000 | 223 |
| Secured by farmland | $0 | 674 |
| Total charge-offs secured by 1-4 family residential properties | $839,000 | 309 |
| Secured by multifamily residential properties | $0 | 764 |
| Secured by nonfarm nonresidential properties | $2,151,000 | 231 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 28 |
| To foreign banks | $0 | 17 |
| Loans to finance agricultural production and other loans to farmers | $0 | 175 |
| Commercial and industrial loans | $1,782,000 | 359 |
| Loans to individuals | $77,000 | 2,940 |
| Credit card loan charge offs | $0 | 4,176 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $77,000 | 2,600 |
| Loans to foreign governments and official institutions | $0 | 34 |
| Other loans | $962,000 | 48 |
| Lease financing receivables | $0 | 379 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $1,165,000 | 506 |
| Loans secured by real estate, total | $453,000 | 377 |
| To non-U.S. addressees | $0 | 16 |
| Real estate loans in domestic offices | $453,000 | 376 |
| Construction and land development | $146,000 | 198 |
| Secured by farmland | $0 | 821 |
| Secured by 1-4 family residential properties - total recoveries | $194,000 | 239 |
| Secured by multifamily residential properties | $0 | 535 |
| Secured by nonfarm nonresidential properties | $113,000 | 499 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 43 |
| To foreign banks | $0 | 26 |
| Loans to finance agricultural production and other loans to farmers | $0 | 220 |
| Commercial and industrial loans | $633,000 | 345 |
| Loans to individuals | $71,000 | 1,531 |
| Credit card loan recoveries | $0 | 2,866 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $71,000 | 1,362 |
| Loans to foreign governments and official institutions | $0 | 38 |
| Other loans | $7,000 | 258 |
| Lease financing receivables | $1,000 | 331 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $5,453,000 | 391 |
| Loans secured by real estate, total | $3,344,000 | 284 |
| To non-U.S. addressees | $0 | 18 |
| Real estate loans in domestic offices | $3,344,000 | 284 |
| Construction and land development | $661,000 | 225 |
| Secured by farmland | $0 | 548 |
| Secured by 1-4 family residential properties- net charge-offs | $645,000 | 333 |
| Secured by multifamily residential properties | $0 | 715 |
| Secured by nonfarm nonresidential properties | $2,038,000 | 214 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 16 |
| To foreign banks | $0 | 11 |
| Loans to finance agricultural production and other loans to farmers | $0 | 121 |
| Commercial and industrial loans | $1,149,000 | 375 |
| To non-U.S. addressees | $0 | 36 |
| Loans to individuals | $6,000 | 6,915 |
| Credit card loan net charge offs | $0 | 3,895 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $6,000 | 6,282 |
| Loans to foreign governments and official institutions | $0 | 28 |
| Other loans | $955,000 | 40 |
| Lease financing receivables | $-1,000 | 11,402 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1992-12-31 (YTD Data) | Rank | |
| Total charge-offs | $10,393,000 | 367 |
| Loans secured by real estate, total | $6,748,000 | 229 |
| To non-U.S. addressees | $0 | 17 |
| Real estate loans in domestic offices | $6,748,000 | 228 |
| Construction and land development | $2,887,000 | 133 |
| Secured by farmland | $0 | 904 |
| Total charge-offs secured by 1-4 family residential properties | $843,000 | 325 |
| Secured by multifamily residential properties | $0 | 893 |
| Secured by nonfarm nonresidential properties | $3,018,000 | 229 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 43 |
| To foreign banks | $0 | 20 |
| Loans to finance agricultural production and other loans to farmers | $0 | 201 |
| Commercial and industrial loans | $3,258,000 | 321 |
| Loans to individuals | $172,000 | 2,081 |
| Credit card loan charge offs | $37,000 | 1,310 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $135,000 | 2,136 |
| Loans to foreign governments and official institutions | $0 | 43 |
| Other loans | $215,000 | 138 |
| Lease financing receivables | $0 | 464 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $1,036,000 | 540 |
| Loans secured by real estate, total | $258,000 | 498 |
| To non-U.S. addressees | $0 | 7 |
| Real estate loans in domestic offices | $258,000 | 498 |
| Construction and land development | $124,000 | 212 |
| Secured by farmland | $0 | 870 |
| Secured by 1-4 family residential properties - total recoveries | $22,000 | 1,403 |
| Secured by multifamily residential properties | $0 | 476 |
| Secured by nonfarm nonresidential properties | $112,000 | 465 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 52 |
| To foreign banks | $0 | 28 |
| Loans to finance agricultural production and other loans to farmers | $0 | 217 |
| Commercial and industrial loans | $690,000 | 315 |
| Loans to individuals | $64,000 | 1,738 |
| Credit card loan recoveries | $11,000 | 978 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $53,000 | 1,814 |
| Loans to foreign governments and official institutions | $0 | 47 |
| Other loans | $21,000 | 209 |
| Lease financing receivables | $3,000 | 323 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $9,357,000 | 352 |
| Loans secured by real estate, total | $6,490,000 | 215 |
| To non-U.S. addressees | $0 | 17 |
| Real estate loans in domestic offices | $6,490,000 | 214 |
| Construction and land development | $2,763,000 | 129 |
| Secured by farmland | $0 | 773 |
| Secured by 1-4 family residential properties- net charge-offs | $821,000 | 288 |
| Secured by multifamily residential properties | $0 | 849 |
| Secured by nonfarm nonresidential properties | $2,906,000 | 217 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 36 |
| To foreign banks | $0 | 15 |
| Loans to finance agricultural production and other loans to farmers | $0 | 152 |
| Commercial and industrial loans | $2,568,000 | 320 |
| To non-U.S. addressees | $0 | 50 |
| Loans to individuals | $108,000 | 2,230 |
| Credit card loan net charge offs | $26,000 | 1,418 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $82,000 | 2,318 |
| Loans to foreign governments and official institutions | $0 | 37 |
| Other loans | $194,000 | 119 |
| Lease financing receivables | $-3,000 | 11,902 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.