Home > The Bank of Mid-Jersey > Income and Expense
The Bank of Mid-Jersey, Income and Expense
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $47,719,000 | 764 |
| Total interest expense | $17,404,000 | 960 |
| Net interest income | $30,315,000 | 649 |
| Provision for loan and lease losses | $140,000 | 4,234 |
| Total noninterest income | $4,714,000 | 985 |
| Gross Fiduciary activities income | $491,000 | 715 |
| Service charges on deposit accounts | $2,445,000 | 563 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $1,778,000 | 1,254 |
| Total noninterest expense | $21,652,000 | 742 |
| Salaries and employee benefits | $9,680,000 | 721 |
| Premises and equipment expense | $2,906,000 | 752 |
| Additional noninterest expense | $9,066,000 | 724 |
| Pre-tax net operating income | $13,237,000 | 628 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $4,456,000 | 639 |
| Income before extraordinary items | $8,781,000 | 655 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $8,781,000 | 655 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,520,000 | 684 |
| Cash dividends | $4,335,000 | 736 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $8,781,000 | 637 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $41,056,000 | 884 |
| Total interest expense | $13,166,000 | 1,256 |
| Net interest income | $27,890,000 | 715 |
| Provision for loan and lease losses | $-2,000,000 | 11,934 |
| Total noninterest income | $4,188,000 | 1,083 |
| Gross Fiduciary activities income | $458,000 | 767 |
| Service charges on deposit accounts | $2,364,000 | 590 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $1,366,000 | 1,441 |
| Total noninterest expense | $22,280,000 | 725 |
| Salaries and employee benefits | $9,648,000 | 730 |
| Premises and equipment expense | $2,823,000 | 796 |
| Additional noninterest expense | $9,809,000 | 697 |
| Pre-tax net operating income | $11,798,000 | 724 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $3,312,000 | 839 |
| Income before extraordinary items | $8,486,000 | 690 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $8,486,000 | 690 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $333,000 | 1,815 |
| Cash dividends | $1,332,000 | 1,639 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $8,486,000 | 677 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $35,902,000 | 893 |
| Total interest expense | $9,262,000 | 1,409 |
| Net interest income | $26,640,000 | 739 |
| Provision for loan and lease losses | $-250,000 | 12,365 |
| Total noninterest income | $5,166,000 | 907 |
| Gross Fiduciary activities income | $476,000 | 749 |
| Service charges on deposit accounts | $3,024,000 | 478 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $1,666,000 | 1,283 |
| Total noninterest expense | $24,211,000 | 696 |
| Salaries and employee benefits | $6,119,000 | 1,105 |
| Premises and equipment expense | $1,992,000 | 1,068 |
| Additional noninterest expense | $16,100,000 | 506 |
| Pre-tax net operating income | $7,845,000 | 982 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $-3,996,000 | 12,580 |
| Income before extraordinary items | $11,841,000 | 491 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $11,841,000 | 489 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,123,000 | 802 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $11,841,000 | 498 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $27,716,000 | 1,144 |
| Total interest expense | $9,068,000 | 1,472 |
| Net interest income | $18,648,000 | 985 |
| Provision for loan and lease losses | $750,000 | 1,576 |
| Total noninterest income | $3,962,000 | 1,175 |
| Gross Fiduciary activities income | $298,000 | 940 |
| Service charges on deposit accounts | $1,890,000 | 723 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $1,774,000 | 1,368 |
| Total noninterest expense | $22,065,000 | 765 |
| Salaries and employee benefits | $5,024,000 | 1,334 |
| Premises and equipment expense | $1,425,000 | 1,491 |
| Additional noninterest expense | $15,616,000 | 559 |
| Pre-tax net operating income | $-205,000 | 12,698 |
| Securities gains (losses) | $-3,000 | 12,455 |
| Applicable income taxes | $0 | 12,141 |
| Income before extraordinary items | $-208,000 | 12,767 |
| Extraordinary gains, net | $-822,000 | 13,199 |
| Net income | $-1,030,000 | 13,002 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,453,000 | 391 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $-205,000 | 12,682 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $34,974,000 | 1,053 |
| Total interest expense | $14,561,000 | 1,211 |
| Net interest income | $20,413,000 | 923 |
| Provision for loan and lease losses | $8,636,000 | 417 |
| Total noninterest income | $3,852,000 | 1,170 |
| Gross Fiduciary activities income | $362,000 | 875 |
| Service charges on deposit accounts | $1,738,000 | 765 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $1,752,000 | 1,364 |
| Total noninterest expense | $22,225,000 | 779 |
| Salaries and employee benefits | $5,752,000 | 1,162 |
| Premises and equipment expense | $1,405,000 | 1,523 |
| Additional noninterest expense | $15,068,000 | 571 |
| Pre-tax net operating income | $-6,596,000 | 13,824 |
| Securities gains (losses) | $2,056,000 | 405 |
| Applicable income taxes | $0 | 12,680 |
| Income before extraordinary items | $-4,540,000 | 13,791 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $-4,540,000 | 13,792 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,357,000 | 352 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $-6,596,000 | 13,802 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.