Home > The Bank of Mid-Jersey > Net charge- offs to loans
The Bank of Mid-Jersey, Net charge- offs to loans
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3588% | 2,499 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1509% | 341 |
| Percentage Net Loans Charged-off:Construction & development | 0.9278% | 77 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1339% | 324 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 233 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0286% | 672 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1872% | 183 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0185% | 1,424 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2387% | 1,327 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.0362% | 218 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,056 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0171% | 1,214 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.1014% | 505 |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0874% | 5,950 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1186% | 457 |
| Percentage Net Loans Charged-off:Construction & development | 1.7407% | 82 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1765% | 1,402 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 281 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0029% | 985 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0794% | 258 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0255% | 1,437 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.9254% | 1,386 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9839% | 380 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,020 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.3798% | 1,296 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0224% | 518 |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3183% | 2,855 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4667% | 206 |
| Percentage Net Loans Charged-off:Construction & development | -0.3899% | 1,337 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.1661% | 155 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 332 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1569% | 299 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0238% | 1,231 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2347% | 237 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.6039% | 1,300 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1033% | 1,431 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 989 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 371 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -4.0996% | 552 |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.0049% | 467 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.4382% | 120 |
| Percentage Net Loans Charged-off:Construction & development | 2.8379% | 156 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.2446% | 135 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 368 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5887% | 128 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0800% | 321 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8955% | 81 |
| Percentage Net Loans Charged-off: Commercial and industrial | 6.7524% | 59 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0473% | 1,260 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,000 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 9.7700% | 6 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -2.9640% | 528 |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.8277% | 394 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.3144% | 74 |
| Percentage Net Loans Charged-off:Construction & development | 9.7940% | 72 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.6860% | 155 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 418 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6095% | 126 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2611% | 191 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7877% | 100 |
| Percentage Net Loans Charged-off: Commercial and industrial | 9.6945% | 56 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8983% | 633 |
| Percentage Net Loans Charged-off: Credit card loans | 1.7735% | 669 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.5954% | 75 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 22.0066% | 20 |