Home > The Bank of Miami > Income and Expense
The Bank of Miami, Income and Expense
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $12,805,000 | 1,804 |
| Total interest expense | $4,835,000 | 1,331 |
| Net interest income | $7,970,000 | 2,078 |
| Provision for loan and lease losses | $18,307,000 | 299 |
| Total noninterest income | $203,000 | 5,663 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $365,000 | 2,754 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $-162,000 | 7,438 |
| Total noninterest expense | $17,782,000 | 837 |
| Salaries and employee benefits | $6,494,000 | 1,131 |
| Premises and equipment expense | $2,962,000 | 650 |
| Additional noninterest expense | $8,326,000 | 664 |
| Pre-tax net operating income | $-27,916,000 | 7,690 |
| Securities gains (losses) | $1,184,000 | 353 |
| Applicable income taxes | $0 | 4,726 |
| Income before extraordinary items | $-26,732,000 | 7,689 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-26,732,000 | 7,689 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $-26,732,000 | 7,689 |
| Net charge-offs | $18,929,000 | 271 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $-27,916,000 | 7,690 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $8,659,000 | 1,803 |
| Total interest expense | $3,292,000 | 1,360 |
| Net interest income | $5,367,000 | 2,062 |
| Provision for loan and lease losses | $11,345,000 | 324 |
| Total noninterest income | $683,000 | 2,624 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $244,000 | 2,756 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $439,000 | 2,281 |
| Total noninterest expense | $11,667,000 | 850 |
| Salaries and employee benefits | $4,487,000 | 1,097 |
| Premises and equipment expense | $1,976,000 | 661 |
| Additional noninterest expense | $5,204,000 | 698 |
| Pre-tax net operating income | $-16,962,000 | 7,739 |
| Securities gains (losses) | $1,192,000 | 221 |
| Applicable income taxes | $0 | 4,691 |
| Income before extraordinary items | $-15,770,000 | 7,736 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-15,770,000 | 7,736 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $-15,770,000 | 7,736 |
| Net charge-offs | $11,352,000 | 298 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-16,962,000 | 7,741 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $4,710,000 | 1,713 |
| Total interest expense | $1,699,000 | 1,383 |
| Net interest income | $3,011,000 | 1,885 |
| Provision for loan and lease losses | $3,355,000 | 508 |
| Total noninterest income | $-163,000 | 7,830 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $115,000 | 2,869 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $-278,000 | 7,830 |
| Total noninterest expense | $5,885,000 | 847 |
| Salaries and employee benefits | $2,361,000 | 1,041 |
| Premises and equipment expense | $998,000 | 674 |
| Additional noninterest expense | $2,526,000 | 722 |
| Pre-tax net operating income | $-6,392,000 | 7,802 |
| Securities gains (losses) | $693,000 | 180 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $-5,699,000 | 7,805 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-5,699,000 | 7,806 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $-5,699,000 | 7,806 |
| Net charge-offs | $6,561,000 | 266 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $-6,392,000 | 7,811 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $24,749,000 | 1,387 |
| Total interest expense | $11,449,000 | 1,035 |
| Net interest income | $13,300,000 | 1,686 |
| Provision for loan and lease losses | $24,186,000 | 430 |
| Total noninterest income | $-1,459,000 | 7,956 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $484,000 | 2,966 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $-1,943,000 | 7,951 |
| Total noninterest expense | $23,503,000 | 897 |
| Salaries and employee benefits | $9,596,000 | 1,026 |
| Premises and equipment expense | $3,765,000 | 709 |
| Additional noninterest expense | $10,142,000 | 780 |
| Pre-tax net operating income | $-35,848,000 | 7,825 |
| Securities gains (losses) | $-10,825,000 | 7,947 |
| Applicable income taxes | $1,210,000 | 845 |
| Income before extraordinary items | $-47,883,000 | 7,866 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-47,883,000 | 7,866 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-47,883,000 | 7,866 |
| Net charge-offs | $26,967,000 | 319 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $-37,058,000 | 7,844 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $19,745,000 | 1,327 |
| Total interest expense | $9,339,000 | 1,003 |
| Net interest income | $10,406,000 | 1,616 |
| Provision for loan and lease losses | $10,373,000 | 607 |
| Total noninterest income | $488,000 | 4,267 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $366,000 | 2,964 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $122,000 | 5,097 |
| Total noninterest expense | $17,203,000 | 915 |
| Salaries and employee benefits | $7,348,000 | 1,012 |
| Premises and equipment expense | $3,137,000 | 651 |
| Additional noninterest expense | $6,718,000 | 841 |
| Pre-tax net operating income | $-16,682,000 | 7,849 |
| Securities gains (losses) | $-8,649,000 | 8,036 |
| Applicable income taxes | $9,919,000 | 140 |
| Income before extraordinary items | $-35,250,000 | 7,965 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-35,250,000 | 7,964 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-35,250,000 | 7,964 |
| Net charge-offs | $15,962,000 | 366 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-26,601,000 | 7,928 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $13,499,000 | 1,333 |
| Total interest expense | $6,464,000 | 1,023 |
| Net interest income | $7,035,000 | 1,594 |
| Provision for loan and lease losses | $3,890,000 | 909 |
| Total noninterest income | $1,895,000 | 1,396 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $242,000 | 2,924 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $1,653,000 | 1,024 |
| Total noninterest expense | $11,428,000 | 940 |
| Salaries and employee benefits | $5,485,000 | 922 |
| Premises and equipment expense | $2,315,000 | 595 |
| Additional noninterest expense | $3,628,000 | 1,055 |
| Pre-tax net operating income | $-6,388,000 | 7,812 |
| Securities gains (losses) | $-277,000 | 7,834 |
| Applicable income taxes | $-802,000 | 7,700 |
| Income before extraordinary items | $-5,863,000 | 7,844 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-5,863,000 | 7,843 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-5,863,000 | 7,843 |
| Net charge-offs | $10,599,000 | 360 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $-5,619,240 | 7,842 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $6,995,000 | 1,295 |
| Total interest expense | $3,280,000 | 1,058 |
| Net interest income | $3,715,000 | 1,497 |
| Provision for loan and lease losses | $2,330,000 | 674 |
| Total noninterest income | $1,738,000 | 822 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $122,000 | 2,852 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $1,616,000 | 596 |
| Total noninterest expense | $5,612,000 | 906 |
| Salaries and employee benefits | $2,897,000 | 879 |
| Premises and equipment expense | $1,157,000 | 609 |
| Additional noninterest expense | $1,558,000 | 1,078 |
| Pre-tax net operating income | $-2,489,000 | 7,896 |
| Securities gains (losses) | $30,000 | 1,510 |
| Applicable income taxes | $0 | 4,835 |
| Income before extraordinary items | $-2,459,000 | 7,939 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-2,459,000 | 7,940 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $-2,459,000 | 7,940 |
| Net charge-offs | $3,347,000 | 419 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-2,489,000 | 7,947 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $42,171,000 | 896 |
| Total interest expense | $22,029,000 | 725 |
| Net interest income | $20,142,000 | 1,076 |
| Provision for loan and lease losses | $39,868,000 | 227 |
| Total noninterest income | $4,325,000 | 1,201 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $1,545,000 | 1,162 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $2,780,000 | 1,025 |
| Total noninterest expense | $24,841,000 | 799 |
| Salaries and employee benefits | $12,107,000 | 819 |
| Premises and equipment expense | $5,480,000 | 501 |
| Additional noninterest expense | $7,254,000 | 894 |
| Pre-tax net operating income | $-40,242,000 | 8,181 |
| Securities gains (losses) | $-2,000 | 6,877 |
| Applicable income taxes | $-5,261,000 | 8,114 |
| Income before extraordinary items | $-34,983,000 | 8,164 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-34,983,000 | 8,163 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $27,479,000 | 203 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $-34,981,260 | 8,180 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $33,849,000 | 861 |
| Total interest expense | $18,300,000 | 680 |
| Net interest income | $15,549,000 | 1,063 |
| Provision for loan and lease losses | $12,266,000 | 352 |
| Total noninterest income | $3,521,000 | 1,153 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $1,399,000 | 965 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $2,122,000 | 1,059 |
| Total noninterest expense | $18,971,000 | 772 |
| Salaries and employee benefits | $10,274,000 | 740 |
| Premises and equipment expense | $3,937,000 | 528 |
| Additional noninterest expense | $4,760,000 | 961 |
| Pre-tax net operating income | $-12,167,000 | 8,241 |
| Securities gains (losses) | $-2,000 | 7,202 |
| Applicable income taxes | $-4,904,000 | 8,266 |
| Income before extraordinary items | $-7,265,000 | 8,183 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $-7,265,000 | 8,183 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,506,000 | 250 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-7,263,720 | 8,214 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $23,978,000 | 808 |
| Total interest expense | $13,703,000 | 630 |
| Net interest income | $10,275,000 | 1,059 |
| Provision for loan and lease losses | $6,200,000 | 367 |
| Total noninterest income | $2,940,000 | 976 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $1,227,000 | 705 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $1,713,000 | 943 |
| Total noninterest expense | $12,900,000 | 755 |
| Salaries and employee benefits | $7,166,000 | 705 |
| Premises and equipment expense | $2,644,000 | 522 |
| Additional noninterest expense | $3,090,000 | 962 |
| Pre-tax net operating income | $-5,885,000 | 8,309 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $-2,207,000 | 8,340 |
| Income before extraordinary items | $-3,678,000 | 8,287 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-3,678,000 | 8,286 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $44,000 | 3,916 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $-3,678,000 | 8,279 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $13,153,000 | 763 |
| Total interest expense | $7,414,000 | 626 |
| Net interest income | $5,739,000 | 928 |
| Provision for loan and lease losses | $400,000 | 1,144 |
| Total noninterest income | $1,625,000 | 900 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $859,000 | 486 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $766,000 | 1,029 |
| Total noninterest expense | $6,738,000 | 712 |
| Salaries and employee benefits | $3,917,000 | 638 |
| Premises and equipment expense | $1,293,000 | 536 |
| Additional noninterest expense | $1,528,000 | 947 |
| Pre-tax net operating income | $226,000 | 4,734 |
| Securities gains (losses) | $-4,000 | 8,261 |
| Applicable income taxes | $164,000 | 2,213 |
| Income before extraordinary items | $58,000 | 6,452 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $58,000 | 6,453 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 3,778 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $60,560 | 6,323 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $53,125,000 | 780 |
| Total interest expense | $27,720,000 | 709 |
| Net interest income | $25,405,000 | 864 |
| Provision for loan and lease losses | $6,301,000 | 345 |
| Total noninterest income | $8,602,000 | 693 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $4,265,000 | 408 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $4,337,000 | 778 |
| Total noninterest expense | $29,312,000 | 631 |
| Salaries and employee benefits | $17,006,000 | 569 |
| Premises and equipment expense | $5,317,000 | 503 |
| Additional noninterest expense | $6,989,000 | 816 |
| Pre-tax net operating income | $-1,606,000 | 8,219 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $-962,000 | 8,401 |
| Income before extraordinary items | $-644,000 | 7,973 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-644,000 | 7,971 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,552,000 | 290 |
| Cash dividends | $10,310,000 | 407 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $-644,000 | 7,965 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $38,862,000 | 810 |
| Total interest expense | $20,303,000 | 726 |
| Net interest income | $18,559,000 | 888 |
| Provision for loan and lease losses | $2,050,000 | 513 |
| Total noninterest income | $6,278,000 | 712 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $3,265,000 | 392 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $3,013,000 | 825 |
| Total noninterest expense | $21,453,000 | 649 |
| Salaries and employee benefits | $12,432,000 | 585 |
| Premises and equipment expense | $4,018,000 | 494 |
| Additional noninterest expense | $5,003,000 | 827 |
| Pre-tax net operating income | $1,334,000 | 3,723 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $93,000 | 4,504 |
| Income before extraordinary items | $1,241,000 | 3,389 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $1,241,000 | 3,388 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,078,000 | 392 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $1,241,000 | 3,373 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $25,686,000 | 820 |
| Total interest expense | $13,336,000 | 741 |
| Net interest income | $12,350,000 | 908 |
| Provision for loan and lease losses | $-100,000 | 8,472 |
| Total noninterest income | $3,962,000 | 781 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $2,217,000 | 392 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $1,745,000 | 952 |
| Total noninterest expense | $14,156,000 | 663 |
| Salaries and employee benefits | $8,248,000 | 601 |
| Premises and equipment expense | $2,632,000 | 516 |
| Additional noninterest expense | $3,276,000 | 858 |
| Pre-tax net operating income | $2,256,000 | 1,956 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $812,000 | 1,476 |
| Income before extraordinary items | $1,444,000 | 2,267 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,444,000 | 2,266 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-177,000 | 8,513 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $1,444,000 | 2,250 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $12,854,000 | 806 |
| Total interest expense | $6,605,000 | 737 |
| Net interest income | $6,249,000 | 894 |
| Provision for loan and lease losses | $-100,000 | 8,543 |
| Total noninterest income | $2,274,000 | 676 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $1,296,000 | 338 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $978,000 | 859 |
| Total noninterest expense | $7,153,000 | 657 |
| Salaries and employee benefits | $4,070,000 | 612 |
| Premises and equipment expense | $1,334,000 | 508 |
| Additional noninterest expense | $1,749,000 | 791 |
| Pre-tax net operating income | $1,470,000 | 1,567 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $529,000 | 1,235 |
| Income before extraordinary items | $941,000 | 1,812 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $941,000 | 1,812 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-30,000 | 8,267 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $941,000 | 1,802 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $51,772,000 | 737 |
| Total interest expense | $26,821,000 | 639 |
| Net interest income | $24,951,000 | 882 |
| Provision for loan and lease losses | $-274,000 | 8,557 |
| Total noninterest income | $7,477,000 | 786 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $3,485,000 | 490 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $3,992,000 | 814 |
| Total noninterest expense | $26,940,000 | 664 |
| Salaries and employee benefits | $14,803,000 | 633 |
| Premises and equipment expense | $5,241,000 | 492 |
| Additional noninterest expense | $6,896,000 | 786 |
| Pre-tax net operating income | $5,762,000 | 1,671 |
| Securities gains (losses) | $-1,000 | 6,756 |
| Applicable income taxes | $2,078,000 | 1,290 |
| Income before extraordinary items | $3,683,000 | 1,924 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $3,683,000 | 1,925 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-149,000 | 8,546 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $3,683,640 | 1,913 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $38,887,000 | 743 |
| Total interest expense | $20,224,000 | 624 |
| Net interest income | $18,663,000 | 909 |
| Provision for loan and lease losses | $-2,535,000 | 8,722 |
| Total noninterest income | $5,472,000 | 810 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $2,401,000 | 538 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $3,071,000 | 802 |
| Total noninterest expense | $19,615,000 | 689 |
| Salaries and employee benefits | $10,958,000 | 655 |
| Premises and equipment expense | $3,786,000 | 510 |
| Additional noninterest expense | $4,871,000 | 833 |
| Pre-tax net operating income | $7,055,000 | 1,088 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $2,540,000 | 894 |
| Income before extraordinary items | $4,515,000 | 1,252 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $4,515,000 | 1,252 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,364,000 | 8,733 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $4,515,000 | 1,237 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $25,695,000 | 735 |
| Total interest expense | $13,354,000 | 603 |
| Net interest income | $12,341,000 | 917 |
| Provision for loan and lease losses | $-200,000 | 8,670 |
| Total noninterest income | $3,298,000 | 882 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $1,279,000 | 675 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $2,019,000 | 809 |
| Total noninterest expense | $12,863,000 | 701 |
| Salaries and employee benefits | $7,184,000 | 672 |
| Premises and equipment expense | $2,410,000 | 537 |
| Additional noninterest expense | $3,269,000 | 831 |
| Pre-tax net operating income | $2,976,000 | 1,666 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $1,072,000 | 1,324 |
| Income before extraordinary items | $1,904,000 | 1,920 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,904,000 | 1,922 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-29,000 | 8,231 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $1,904,000 | 1,900 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $12,862,000 | 718 |
| Total interest expense | $6,609,000 | 580 |
| Net interest income | $6,253,000 | 902 |
| Provision for loan and lease losses | $-200,000 | 8,699 |
| Total noninterest income | $1,632,000 | 875 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $583,000 | 723 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $1,049,000 | 779 |
| Total noninterest expense | $6,284,000 | 720 |
| Salaries and employee benefits | $3,491,000 | 685 |
| Premises and equipment expense | $1,182,000 | 536 |
| Additional noninterest expense | $1,611,000 | 829 |
| Pre-tax net operating income | $1,801,000 | 1,362 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $649,000 | 1,116 |
| Income before extraordinary items | $1,152,000 | 1,573 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,152,000 | 1,572 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,399 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $1,152,000 | 1,555 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $45,976,000 | 704 |
| Total interest expense | $18,601,000 | 615 |
| Net interest income | $27,375,000 | 770 |
| Provision for loan and lease losses | $-5,955,000 | 8,813 |
| Total noninterest income | $9,976,000 | 629 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $2,681,000 | 642 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $7,295,000 | 523 |
| Total noninterest expense | $26,080,000 | 664 |
| Salaries and employee benefits | $13,981,000 | 647 |
| Premises and equipment expense | $4,728,000 | 514 |
| Additional noninterest expense | $7,371,000 | 718 |
| Pre-tax net operating income | $17,226,000 | 606 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $6,181,000 | 554 |
| Income before extraordinary items | $11,045,000 | 670 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $11,045,000 | 671 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,457,000 | 8,828 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $11,045,000 | 655 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $33,880,000 | 689 |
| Total interest expense | $13,039,000 | 622 |
| Net interest income | $20,841,000 | 749 |
| Provision for loan and lease losses | $-3,505,000 | 8,832 |
| Total noninterest income | $8,544,000 | 574 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $2,071,000 | 611 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $6,473,000 | 475 |
| Total noninterest expense | $17,666,000 | 715 |
| Salaries and employee benefits | $10,402,000 | 647 |
| Premises and equipment expense | $3,517,000 | 523 |
| Additional noninterest expense | $3,747,000 | 1,025 |
| Pre-tax net operating income | $15,224,000 | 531 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $5,481,000 | 490 |
| Income before extraordinary items | $9,743,000 | 576 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $9,743,000 | 576 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,409,000 | 8,851 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $9,743,000 | 561 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $21,973,000 | 694 |
| Total interest expense | $8,092,000 | 624 |
| Net interest income | $13,881,000 | 741 |
| Provision for loan and lease losses | $-1,005,000 | 8,821 |
| Total noninterest income | $4,503,000 | 664 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $1,416,000 | 583 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $3,087,000 | 585 |
| Total noninterest expense | $12,015,000 | 691 |
| Salaries and employee benefits | $6,923,000 | 641 |
| Premises and equipment expense | $2,328,000 | 520 |
| Additional noninterest expense | $2,764,000 | 911 |
| Pre-tax net operating income | $7,374,000 | 665 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $2,655,000 | 610 |
| Income before extraordinary items | $4,719,000 | 751 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $4,719,000 | 752 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,142,000 | 8,852 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $4,719,000 | 732 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $10,619,000 | 706 |
| Total interest expense | $3,663,000 | 652 |
| Net interest income | $6,956,000 | 728 |
| Provision for loan and lease losses | $-1,005,000 | 8,898 |
| Total noninterest income | $2,100,000 | 682 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $711,000 | 560 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $1,389,000 | 620 |
| Total noninterest expense | $6,050,000 | 695 |
| Salaries and employee benefits | $3,338,000 | 656 |
| Premises and equipment expense | $1,144,000 | 523 |
| Additional noninterest expense | $1,568,000 | 803 |
| Pre-tax net operating income | $4,011,000 | 620 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $1,444,000 | 572 |
| Income before extraordinary items | $2,567,000 | 693 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $2,567,000 | 693 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,072,000 | 8,922 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $2,567,000 | 671 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $45,425,000 | 620 |
| Total interest expense | $9,873,000 | 823 |
| Net interest income | $35,552,000 | 576 |
| Provision for loan and lease losses | $-1,550,000 | 8,943 |
| Total noninterest income | $22,910,000 | 354 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $2,937,000 | 589 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $19,973,000 | 288 |
| Total noninterest expense | $35,380,000 | 501 |
| Salaries and employee benefits | $19,760,000 | 457 |
| Premises and equipment expense | $4,290,000 | 533 |
| Additional noninterest expense | $11,330,000 | 491 |
| Pre-tax net operating income | $24,632,000 | 427 |
| Securities gains (losses) | $-568,000 | 8,879 |
| Applicable income taxes | $8,663,000 | 402 |
| Income before extraordinary items | $15,401,000 | 470 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $15,401,000 | 471 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,828,000 | 8,975 |
| Cash dividends | $1,949,000 | 1,402 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $15,764,520 | 448 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $34,411,000 | 614 |
| Total interest expense | $7,023,000 | 837 |
| Net interest income | $27,388,000 | 558 |
| Provision for loan and lease losses | $-1,550,000 | 8,999 |
| Total noninterest income | $19,623,000 | 329 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $2,212,000 | 595 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $17,411,000 | 268 |
| Total noninterest expense | $28,341,000 | 466 |
| Salaries and employee benefits | $16,405,000 | 419 |
| Premises and equipment expense | $3,164,000 | 542 |
| Additional noninterest expense | $8,772,000 | 476 |
| Pre-tax net operating income | $20,220,000 | 397 |
| Securities gains (losses) | $-568,000 | 8,971 |
| Applicable income taxes | $7,075,000 | 380 |
| Income before extraordinary items | $12,577,000 | 441 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $12,577,000 | 441 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,841,000 | 9,024 |
| Cash dividends | $1,949,000 | 1,020 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $12,940,520 | 417 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $23,114,000 | 604 |
| Total interest expense | $4,659,000 | 831 |
| Net interest income | $18,455,000 | 548 |
| Provision for loan and lease losses | $-1,550,000 | 9,053 |
| Total noninterest income | $16,013,000 | 281 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $1,461,000 | 597 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $14,552,000 | 239 |
| Total noninterest expense | $20,096,000 | 450 |
| Salaries and employee benefits | $13,006,000 | 355 |
| Premises and equipment expense | $2,032,000 | 560 |
| Additional noninterest expense | $5,058,000 | 534 |
| Pre-tax net operating income | $15,922,000 | 352 |
| Securities gains (losses) | $-568,000 | 9,038 |
| Applicable income taxes | $5,528,000 | 349 |
| Income before extraordinary items | $9,826,000 | 389 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $9,826,000 | 389 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,807,000 | 9,077 |
| Cash dividends | $1,731,000 | 785 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $10,189,520 | 365 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $12,085,000 | 593 |
| Total interest expense | $2,419,000 | 830 |
| Net interest income | $9,666,000 | 526 |
| Provision for loan and lease losses | $-1,550,000 | 9,097 |
| Total noninterest income | $9,478,000 | 257 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $735,000 | 585 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $8,743,000 | 219 |
| Total noninterest expense | $10,468,000 | 435 |
| Salaries and employee benefits | $7,895,000 | 303 |
| Premises and equipment expense | $864,000 | 681 |
| Additional noninterest expense | $1,709,000 | 730 |
| Pre-tax net operating income | $10,226,000 | 286 |
| Securities gains (losses) | $-604,000 | 9,099 |
| Applicable income taxes | $3,368,000 | 303 |
| Income before extraordinary items | $6,254,000 | 327 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $6,254,000 | 328 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,418,000 | 9,116 |
| Cash dividends | $195,000 | 2,244 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $6,646,600 | 288 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $46,759,000 | 594 |
| Total interest expense | $11,783,000 | 747 |
| Net interest income | $34,976,000 | 552 |
| Provision for loan and lease losses | $7,214,000 | 253 |
| Total noninterest income | $32,321,000 | 288 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $2,687,000 | 637 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $29,634,000 | 244 |
| Total noninterest expense | $38,697,000 | 470 |
| Salaries and employee benefits | $27,725,000 | 331 |
| Premises and equipment expense | $3,820,000 | 596 |
| Additional noninterest expense | $7,152,000 | 732 |
| Pre-tax net operating income | $21,386,000 | 466 |
| Securities gains (losses) | $-365,000 | 9,117 |
| Applicable income taxes | $7,357,000 | 462 |
| Income before extraordinary items | $13,664,000 | 518 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $13,664,000 | 519 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,693,000 | 210 |
| Cash dividends | $803,000 | 2,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $13,901,250 | 482 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $35,028,000 | 609 |
| Total interest expense | $9,265,000 | 742 |
| Net interest income | $25,763,000 | 569 |
| Provision for loan and lease losses | $4,624,000 | 293 |
| Total noninterest income | $23,987,000 | 301 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $1,979,000 | 661 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $22,008,000 | 253 |
| Total noninterest expense | $28,533,000 | 486 |
| Salaries and employee benefits | $20,456,000 | 342 |
| Premises and equipment expense | $3,079,000 | 573 |
| Additional noninterest expense | $4,998,000 | 777 |
| Pre-tax net operating income | $16,593,000 | 451 |
| Securities gains (losses) | $10,000 | 3,326 |
| Applicable income taxes | $5,811,000 | 454 |
| Income before extraordinary items | $10,792,000 | 507 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $10,792,000 | 507 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,375,000 | 200 |
| Cash dividends | $606,000 | 2,384 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $10,785,500 | 474 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $23,993,000 | 605 |
| Total interest expense | $6,617,000 | 719 |
| Net interest income | $17,376,000 | 565 |
| Provision for loan and lease losses | $4,124,000 | 238 |
| Total noninterest income | $14,484,000 | 327 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $1,310,000 | 650 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $13,174,000 | 271 |
| Total noninterest expense | $18,352,000 | 498 |
| Salaries and employee benefits | $12,860,000 | 360 |
| Premises and equipment expense | $2,012,000 | 587 |
| Additional noninterest expense | $3,480,000 | 748 |
| Pre-tax net operating income | $9,384,000 | 510 |
| Securities gains (losses) | $10,000 | 2,948 |
| Applicable income taxes | $3,288,000 | 519 |
| Income before extraordinary items | $6,106,000 | 585 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $6,106,000 | 584 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,118,000 | 182 |
| Cash dividends | $408,000 | 2,421 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $6,099,500 | 538 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $12,259,000 | 598 |
| Total interest expense | $3,585,000 | 681 |
| Net interest income | $8,674,000 | 566 |
| Provision for loan and lease losses | $750,000 | 467 |
| Total noninterest income | $7,329,000 | 325 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $646,000 | 643 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $6,683,000 | 269 |
| Total noninterest expense | $8,863,000 | 514 |
| Salaries and employee benefits | $6,500,000 | 355 |
| Premises and equipment expense | $963,000 | 605 |
| Additional noninterest expense | $1,400,000 | 893 |
| Pre-tax net operating income | $6,390,000 | 407 |
| Securities gains (losses) | $10,000 | 2,181 |
| Applicable income taxes | $2,240,000 | 423 |
| Income before extraordinary items | $4,160,000 | 451 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $4,160,000 | 450 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,539 |
| Cash dividends | $206,000 | 2,163 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $4,153,500 | 422 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $51,277,000 | 605 |
| Total interest expense | $17,537,000 | 641 |
| Net interest income | $33,740,000 | 570 |
| Provision for loan and lease losses | $6,340,000 | 324 |
| Total noninterest income | $28,944,000 | 315 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $2,554,000 | 642 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $26,390,000 | 257 |
| Total noninterest expense | $41,533,000 | 431 |
| Salaries and employee benefits | $24,277,000 | 354 |
| Premises and equipment expense | $2,868,000 | 763 |
| Additional noninterest expense | $14,388,000 | 439 |
| Pre-tax net operating income | $14,811,000 | 595 |
| Securities gains (losses) | $-4,611,000 | 9,350 |
| Applicable income taxes | $3,570,000 | 797 |
| Income before extraordinary items | $6,630,000 | 942 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $6,630,000 | 942 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,077,000 | 550 |
| Cash dividends | $950,000 | 2,348 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $9,627,150 | 623 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $56,654,000 | 620 |
| Total interest expense | $30,015,000 | 573 |
| Net interest income | $26,639,000 | 668 |
| Provision for loan and lease losses | $2,265,000 | 634 |
| Total noninterest income | $16,797,000 | 432 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $1,532,000 | 973 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $15,265,000 | 339 |
| Total noninterest expense | $27,881,000 | 593 |
| Salaries and employee benefits | $17,860,000 | 447 |
| Premises and equipment expense | $2,245,000 | 928 |
| Additional noninterest expense | $7,776,000 | 685 |
| Pre-tax net operating income | $13,290,000 | 592 |
| Securities gains (losses) | $-984,000 | 9,587 |
| Applicable income taxes | $4,307,000 | 611 |
| Income before extraordinary items | $7,999,000 | 705 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $7,999,000 | 706 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $33,000 | 5,713 |
| Cash dividends | $724,000 | 2,800 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $8,638,600 | 626 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $53,229,000 | 684 |
| Total interest expense | $32,887,000 | 585 |
| Net interest income | $20,342,000 | 854 |
| Provision for loan and lease losses | $1,160,000 | 945 |
| Total noninterest income | $12,065,000 | 512 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $1,342,000 | 1,004 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $10,723,000 | 402 |
| Total noninterest expense | $20,142,000 | 745 |
| Salaries and employee benefits | $13,461,000 | 545 |
| Premises and equipment expense | $2,094,000 | 955 |
| Additional noninterest expense | $4,587,000 | 1,024 |
| Pre-tax net operating income | $11,105,000 | 712 |
| Securities gains (losses) | $6,000 | 1,308 |
| Applicable income taxes | $3,771,000 | 676 |
| Income before extraordinary items | $7,340,000 | 740 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $7,340,000 | 740 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $150,000 | 2,857 |
| Cash dividends | $250,000 | 4,756 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $7,336,040 | 740 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $41,944,000 | 804 |
| Total interest expense | $23,509,000 | 694 |
| Net interest income | $18,435,000 | 956 |
| Provision for loan and lease losses | $1,595,000 | 671 |
| Total noninterest income | $13,332,000 | 517 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $1,097,000 | 1,210 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $12,235,000 | 403 |
| Total noninterest expense | $18,656,000 | 800 |
| Salaries and employee benefits | $12,565,000 | 575 |
| Premises and equipment expense | $1,612,000 | 1,259 |
| Additional noninterest expense | $4,479,000 | 1,055 |
| Pre-tax net operating income | $11,516,000 | 728 |
| Securities gains (losses) | $-611,000 | 10,117 |
| Applicable income taxes | $3,583,000 | 767 |
| Income before extraordinary items | $7,322,000 | 790 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $7,322,000 | 790 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $120,000 | 3,239 |
| Cash dividends | $100,000 | 6,057 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $7,731,370 | 739 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $33,480,000 | 984 |
| Total interest expense | $19,991,000 | 810 |
| Net interest income | $13,489,000 | 1,258 |
| Provision for loan and lease losses | $1,912,000 | 597 |
| Total noninterest income | $13,356,000 | 501 |
| Gross Fiduciary activities income | $0 | 1,398 |
| Service charges on deposit accounts | $510,000 | 2,517 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $12,846,000 | 383 |
| Total noninterest expense | $17,485,000 | 829 |
| Salaries and employee benefits | $12,296,000 | 582 |
| Premises and equipment expense | $1,369,000 | 1,432 |
| Additional noninterest expense | $3,820,000 | 1,171 |
| Pre-tax net operating income | $7,448,000 | 1,027 |
| Securities gains (losses) | $28,000 | 2,162 |
| Applicable income taxes | $2,344,000 | 1,072 |
| Income before extraordinary items | $5,132,000 | 1,050 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $5,132,000 | 1,050 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $835,000 | 865 |
| Cash dividends | $50,000 | 6,861 |
| Sale, conversion, retirement of capital stock, net | $1,543,000 | 421 |
| Net operating income | $5,112,680 | 1,017 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $24,061,000 | 1,374 |
| Total interest expense | $14,478,000 | 1,120 |
| Net interest income | $9,583,000 | 1,820 |
| Provision for loan and lease losses | $863,000 | 1,117 |
| Total noninterest income | $14,508,000 | 437 |
| Gross Fiduciary activities income | $0 | 1,450 |
| Service charges on deposit accounts | $348,000 | 3,630 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $14,160,000 | 332 |
| Total noninterest expense | $16,381,000 | 869 |
| Salaries and employee benefits | $12,024,000 | 578 |
| Premises and equipment expense | $1,213,000 | 1,612 |
| Additional noninterest expense | $3,141,000 | 1,384 |
| Pre-tax net operating income | $6,845,000 | 1,165 |
| Securities gains (losses) | $-93,000 | 10,756 |
| Applicable income taxes | $2,491,000 | 1,101 |
| Income before extraordinary items | $4,261,000 | 1,280 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $4,261,000 | 1,281 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $377,000 | 1,668 |
| Cash dividends | $950,000 | 2,289 |
| Sale, conversion, retirement of capital stock, net | $845,000 | 474 |
| Net operating income | $4,320,520 | 1,235 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $20,831,000 | 1,608 |
| Total interest expense | $11,757,000 | 1,380 |
| Net interest income | $9,074,000 | 1,984 |
| Provision for loan and lease losses | $586,000 | 1,549 |
| Total noninterest income | $10,922,000 | 554 |
| Gross Fiduciary activities income | $0 | 1,526 |
| Service charges on deposit accounts | $255,000 | 4,758 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $10,667,000 | 409 |
| Total noninterest expense | $14,040,000 | 1,068 |
| Salaries and employee benefits | $9,975,000 | 700 |
| Premises and equipment expense | $1,276,000 | 1,600 |
| Additional noninterest expense | $2,789,000 | 1,854 |
| Pre-tax net operating income | $5,370,000 | 1,328 |
| Securities gains (losses) | $-3,000 | 9,684 |
| Applicable income taxes | $1,919,000 | 1,287 |
| Income before extraordinary items | $3,448,000 | 1,433 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $3,448,000 | 1,435 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $529,000 | 1,367 |
| Cash dividends | $600,000 | 3,013 |
| Sale, conversion, retirement of capital stock, net | $727,000 | 421 |
| Net operating income | $3,449,920 | 1,399 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $14,951,000 | 2,258 |
| Total interest expense | $7,949,000 | 1,971 |
| Net interest income | $7,002,000 | 2,559 |
| Provision for loan and lease losses | $477,000 | 1,641 |
| Total noninterest income | $7,396,000 | 738 |
| Gross Fiduciary activities income | $0 | 1,590 |
| Service charges on deposit accounts | $180,000 | 6,069 |
| Trading account gains and fees | $125,000 | 270 |
| Additional Noninterest Income | $7,091,000 | 538 |
| Total noninterest expense | $11,145,000 | 1,285 |
| Salaries and employee benefits | $7,658,000 | 895 |
| Premises and equipment expense | $1,104,000 | 1,835 |
| Additional noninterest expense | $2,379,000 | 2,087 |
| Pre-tax net operating income | $2,780,000 | 2,598 |
| Securities gains (losses) | $-3,000 | 9,402 |
| Applicable income taxes | $1,142,000 | 2,111 |
| Income before extraordinary items | $1,635,000 | 2,999 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,635,000 | 2,995 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $450,000 | 1,474 |
| Cash dividends | $100,000 | 6,741 |
| Sale, conversion, retirement of capital stock, net | $1,133,000 | 281 |
| Net operating income | $1,636,920 | 2,968 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $9,480,000 | 3,188 |
| Total interest expense | $4,286,000 | 2,859 |
| Net interest income | $5,194,000 | 3,444 |
| Provision for loan and lease losses | $397,000 | 1,843 |
| Total noninterest income | $7,263,000 | 725 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $221,000 | 5,489 |
| Trading account gains and fees | $131,000 | 225 |
| Additional Noninterest Income | $6,911,000 | 528 |
| Total noninterest expense | $8,965,000 | 1,642 |
| Salaries and employee benefits | $6,051,000 | 1,115 |
| Premises and equipment expense | $877,000 | 2,302 |
| Additional noninterest expense | $2,037,000 | 2,535 |
| Pre-tax net operating income | $3,095,000 | 2,293 |
| Securities gains (losses) | $-11,000 | 9,904 |
| Applicable income taxes | $550,000 | 3,767 |
| Income before extraordinary items | $2,534,000 | 1,923 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $2,534,000 | 1,922 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-40,000 | 11,755 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $2,543,020 | 1,909 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $7,028,000 | 4,298 |
| Total interest expense | $3,039,000 | 4,078 |
| Net interest income | $3,989,000 | 4,411 |
| Provision for loan and lease losses | $-46,000 | 12,720 |
| Total noninterest income | $8,091,000 | 700 |
| Gross Fiduciary activities income | $0 | 1,630 |
| Service charges on deposit accounts | $188,000 | 6,206 |
| Trading account gains and fees | $260,000 | 210 |
| Additional Noninterest Income | $7,643,000 | 512 |
| Total noninterest expense | $10,221,000 | 1,498 |
| Salaries and employee benefits | $5,814,000 | 1,165 |
| Premises and equipment expense | $884,000 | 2,311 |
| Additional noninterest expense | $3,523,000 | 1,676 |
| Pre-tax net operating income | $1,905,000 | 3,479 |
| Securities gains (losses) | $282,000 | 1,359 |
| Applicable income taxes | $710,000 | 3,070 |
| Income before extraordinary items | $1,477,000 | 3,289 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $1,477,000 | 3,390 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 10,864 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,285,240 | 3,565 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $6,070,000 | 5,428 |
| Total interest expense | $2,950,000 | 5,240 |
| Net interest income | $3,120,000 | 5,540 |
| Provision for loan and lease losses | $0 | 11,756 |
| Total noninterest income | $5,288,000 | 939 |
| Gross Fiduciary activities income | $0 | 1,658 |
| Service charges on deposit accounts | $187,000 | 6,255 |
| Trading account gains and fees | $264,000 | 208 |
| Additional Noninterest Income | $4,837,000 | 690 |
| Total noninterest expense | $7,330,000 | 2,008 |
| Salaries and employee benefits | $4,208,000 | 1,580 |
| Premises and equipment expense | $806,000 | 2,577 |
| Additional noninterest expense | $2,316,000 | 2,474 |
| Pre-tax net operating income | $1,078,000 | 5,339 |
| Securities gains (losses) | $57,000 | 3,915 |
| Applicable income taxes | $441,000 | 4,438 |
| Income before extraordinary items | $694,000 | 5,968 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $694,000 | 6,041 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-116,000 | 13,760 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $657,520 | 5,828 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.