Home > The Bank of Miami > Assets and Liabilities
The Bank of Miami, Assets and Liabilities
| 2010-09-30 | Rank | |
| # of Employees: | 101 | 1,519 |
| Assets and Liabilities | ||
| Total Assets: | $448,150,000 | 1,520 |
| Cash and due from depository institutions | $79,026,000 | 1,519 |
| Interest-bearing balances | $76,648,000 | 488 |
| Securities | $38,601,000 | 2,929 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,450 |
| Net loans & leases | $308,714,000 | 1,431 |
| Loan loss allowance | $17,726,000 | 489 |
| Trading account assets | $0 | 210 |
| Bank premises and fixed assets | $3,219,000 | 3,330 |
| Other real estate owned | $6,454,000 | 1,519 |
| Goodwill and other intangibles | $150,000 | 2,519 |
| All other assets | $11,986,000 | 1,702 |
| Life insurance assets | $0 | 3,793 |
| Total liabilities and capital | $448,150,000 | 1,520 |
| Total liabilities | $448,925,000 | 1,358 |
| Total deposits | $374,218,000 | 1,479 |
| Interest-bearing deposits | $312,147,000 | 1,537 |
| Deposits held in domestic offices | $372,618,000 | 1,487 |
| % insured | 66.17% | 7,266 |
| Federal funds purchased & repurchase agreements | $150,000 | 2,468 |
| Trading liabilities | $0 | 103 |
| Other borrowed funds | $71,000,000 | 553 |
| Subordinated debt | $0 | 233 |
| All other liabilities | $3,557,000 | 1,429 |
| Total equity capital | $-775,000 | 7,764 |
| Total bank equity capital | $-775,000 | 7,764 |
| Perpetual preferred stock | $0 | 229 |
| Common stock | $2,625,000 | 1,496 |
| Surplus | $44,400,000 | 785 |
| Undivided profits | $-47,800,000 | 7,675 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 194 |
| Memoranda | ||
| Noncurrent loans and leases | $69,719,000 | 286 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,218 |
| Income earned, not collected on loans | $1,373,000 | 2,361 |
| Earning assets | $423,963,000 | 1,464 |
| Long-term assets (5+ years) | $62,567,000 | 2,047 |
| Average Assets, year-to-date | $493,804,250 | 1,376 |
| Average Assets, quarterly | $469,001,500 | 1,452 |
| Volatile liabilities | $260,227,000 | 532 |
| Insider loans | $6,369,000 | 1,125 |
| FHLB advances | $71,000,000 | 497 |
| Loans and leases held for sale | $0 | 1,963 |
| Unused loan commitments | $11,685,000 | 3,635 |
| Tier 1 (core) risk-based capital | $8,149,000 | 5,625 |
| Tier 2 risk-based capital | $4,570,000 | 1,235 |
| Total risk weighted assets | $352,055,000 | 1,323 |
| Total unused commitments | $11,685,000 | 3,638 |
| Derivatives | $4,000 | 1,214 |
| 2010-06-30 | Rank | |
| # of Employees: | 102 | 1,517 |
| Assets and Liabilities | ||
| Total Assets: | $489,853,000 | 1,411 |
| Cash and due from depository institutions | $63,998,000 | 1,517 |
| Interest-bearing balances | $61,522,000 | 565 |
| Securities | $50,080,000 | 2,355 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,532 |
| Net loans & leases | $335,069,000 | 1,343 |
| Loan loss allowance | $18,341,000 | 479 |
| Trading account assets | $0 | 210 |
| Bank premises and fixed assets | $3,481,000 | 3,189 |
| Other real estate owned | $5,798,000 | 1,517 |
| Goodwill and other intangibles | $150,000 | 2,533 |
| All other assets | $31,277,000 | 762 |
| Life insurance assets | $0 | 3,801 |
| Total liabilities and capital | $489,853,000 | 1,411 |
| Total liabilities | $470,591,000 | 1,309 |
| Total deposits | $386,147,000 | 1,455 |
| Interest-bearing deposits | $333,964,000 | 1,451 |
| Deposits held in domestic offices | $379,447,000 | 1,478 |
| % insured | 65.27% | 7,386 |
| Federal funds purchased & repurchase agreements | $350,000 | 2,405 |
| Trading liabilities | $0 | 104 |
| Other borrowed funds | $81,000,000 | 518 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $3,094,000 | 1,529 |
| Total equity capital | $19,262,000 | 3,309 |
| Total bank equity capital | $19,262,000 | 3,309 |
| Perpetual preferred stock | $0 | 222 |
| Common stock | $2,625,000 | 1,515 |
| Surplus | $44,400,000 | 784 |
| Undivided profits | $-27,763,000 | 7,700 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 198 |
| Memoranda | ||
| Noncurrent loans and leases | $69,671,000 | 280 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,233 |
| Income earned, not collected on loans | $1,266,000 | 2,493 |
| Earning assets | $446,671,000 | 1,403 |
| Long-term assets (5+ years) | $77,806,000 | 1,693 |
| Average Assets, year-to-date | $509,022,330 | 1,331 |
| Average Assets, quarterly | $491,617,000 | 1,400 |
| Volatile liabilities | $284,638,000 | 497 |
| Insider loans | $6,420,000 | 1,138 |
| FHLB advances | $81,000,000 | 465 |
| Loans and leases held for sale | $0 | 1,852 |
| Unused loan commitments | $10,884,000 | 3,819 |
| Tier 1 (core) risk-based capital | $19,111,000 | 3,189 |
| Tier 2 risk-based capital | $4,819,000 | 1,198 |
| Total risk weighted assets | $371,813,000 | 1,278 |
| Total unused commitments | $10,884,000 | 3,826 |
| Derivatives | $114,000 | 1,144 |
| 2010-03-31 | Rank | |
| # of Employees: | 116 | 1,338 |
| Assets and Liabilities | ||
| Total Assets: | $493,381,000 | 1,424 |
| Cash and due from depository institutions | $47,326,000 | 1,338 |
| Interest-bearing balances | $45,167,000 | 754 |
| Securities | $71,595,000 | 1,768 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,804 |
| Net loans & leases | $349,005,000 | 1,325 |
| Loan loss allowance | $15,142,000 | 584 |
| Trading account assets | $0 | 227 |
| Bank premises and fixed assets | $3,743,000 | 3,101 |
| Other real estate owned | $8,682,000 | 1,338 |
| Goodwill and other intangibles | $150,000 | 2,542 |
| All other assets | $12,880,000 | 1,671 |
| Life insurance assets | $0 | 3,823 |
| Total liabilities and capital | $493,381,000 | 1,424 |
| Total liabilities | $465,473,000 | 1,352 |
| Total deposits | $381,181,000 | 1,504 |
| Interest-bearing deposits | $312,934,000 | 1,601 |
| Deposits held in domestic offices | $377,931,000 | 1,522 |
| % insured | 64.77% | 7,478 |
| Federal funds purchased & repurchase agreements | $200,000 | 2,453 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $81,000,000 | 548 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $3,092,000 | 1,519 |
| Total equity capital | $27,908,000 | 2,391 |
| Total bank equity capital | $27,908,000 | 2,389 |
| Perpetual preferred stock | $0 | 220 |
| Common stock | $2,625,000 | 1,548 |
| Surplus | $43,045,000 | 817 |
| Undivided profits | $-17,762,000 | 7,744 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 204 |
| Memoranda | ||
| Noncurrent loans and leases | $72,644,000 | 295 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,219 |
| Income earned, not collected on loans | $1,271,000 | 2,566 |
| Earning assets | $465,767,000 | 1,370 |
| Long-term assets (5+ years) | $96,772,000 | 1,414 |
| Average Assets, year-to-date | $518,607,000 | 1,344 |
| Average Assets, quarterly | $518,607,000 | 1,344 |
| Volatile liabilities | $255,349,000 | 568 |
| Insider loans | $6,454,000 | 1,170 |
| FHLB advances | $81,000,000 | 488 |
| Loans and leases held for sale | $0 | 1,823 |
| Unused loan commitments | $18,398,000 | 2,917 |
| Tier 1 (core) risk-based capital | $27,681,000 | 2,286 |
| Tier 2 risk-based capital | $5,018,000 | 1,183 |
| Total risk weighted assets | $391,157,000 | 1,253 |
| Total unused commitments | $18,398,000 | 2,922 |
| Derivatives | $114,000 | 1,126 |
| 2009-12-31 | Rank | |
| # of Employees: | 121 | 1,293 |
| Assets and Liabilities | ||
| Total Assets: | $543,833,000 | 1,291 |
| Cash and due from depository institutions | $55,288,000 | 1,293 |
| Interest-bearing balances | $50,917,000 | 582 |
| Securities | $87,314,000 | 1,474 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,737 |
| Net loans & leases | $366,155,000 | 1,293 |
| Loan loss allowance | $18,348,000 | 496 |
| Trading account assets | $0 | 224 |
| Bank premises and fixed assets | $3,986,000 | 3,003 |
| Other real estate owned | $8,901,000 | 1,293 |
| Goodwill and other intangibles | $164,000 | 2,529 |
| All other assets | $22,025,000 | 1,103 |
| Life insurance assets | $0 | 3,837 |
| Total liabilities and capital | $543,833,000 | 1,291 |
| Total liabilities | $510,255,000 | 1,242 |
| Total deposits | $419,604,000 | 1,336 |
| Interest-bearing deposits | $342,610,000 | 1,443 |
| Deposits held in domestic offices | $412,404,000 | 1,364 |
| % insured | 62.03% | 7,619 |
| Federal funds purchased & repurchase agreements | $2,345,000 | 1,835 |
| Trading liabilities | $0 | 104 |
| Other borrowed funds | $84,000,000 | 570 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $4,306,000 | 1,161 |
| Total equity capital | $33,578,000 | 2,000 |
| Total bank equity capital | $33,578,000 | 1,999 |
| Perpetual preferred stock | $0 | 219 |
| Common stock | $2,625,000 | 1,577 |
| Surplus | $43,045,000 | 804 |
| Undivided profits | $-12,092,000 | 7,721 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 209 |
| Memoranda | ||
| Noncurrent loans and leases | $80,390,000 | 275 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,191 |
| Income earned, not collected on loans | $1,223,000 | 2,779 |
| Earning assets | $504,386,000 | 1,268 |
| Long-term assets (5+ years) | $111,308,000 | 1,246 |
| Average Assets, year-to-date | $647,087,000 | 1,071 |
| Average Assets, quarterly | $576,054,500 | 1,210 |
| Volatile liabilities | $268,284,000 | 554 |
| Insider loans | $6,522,000 | 1,185 |
| FHLB advances | $84,000,000 | 505 |
| Loans and leases held for sale | $0 | 1,814 |
| Unused loan commitments | $17,898,000 | 2,976 |
| Tier 1 (core) risk-based capital | $33,379,000 | 1,904 |
| Tier 2 risk-based capital | $5,285,000 | 1,149 |
| Total risk weighted assets | $409,577,000 | 1,226 |
| Total unused commitments | $17,898,000 | 2,976 |
| Derivatives | $114,000 | 1,117 |
| 2009-09-30 | Rank | |
| # of Employees: | 122 | 1,309 |
| Assets and Liabilities | ||
| Total Assets: | $608,276,000 | 1,166 |
| Cash and due from depository institutions | $72,092,000 | 1,309 |
| Interest-bearing balances | $65,532,000 | 426 |
| Securities | $95,473,000 | 1,342 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,911 |
| Net loans & leases | $401,757,000 | 1,200 |
| Loan loss allowance | $15,540,000 | 574 |
| Trading account assets | $0 | 238 |
| Bank premises and fixed assets | $4,691,000 | 2,674 |
| Other real estate owned | $6,464,000 | 1,309 |
| Goodwill and other intangibles | $178,000 | 2,531 |
| All other assets | $27,621,000 | 798 |
| Life insurance assets | $0 | 3,862 |
| Total liabilities and capital | $608,276,000 | 1,166 |
| Total liabilities | $563,451,000 | 1,133 |
| Total deposits | $460,043,000 | 1,221 |
| Interest-bearing deposits | $391,944,000 | 1,264 |
| Deposits held in domestic offices | $453,593,000 | 1,237 |
| % insured | 62.22% | 7,710 |
| Federal funds purchased & repurchase agreements | $1,295,000 | 2,177 |
| Trading liabilities | $0 | 103 |
| Other borrowed funds | $94,500,000 | 551 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $7,613,000 | 801 |
| Total equity capital | $44,825,000 | 1,544 |
| Total bank equity capital | $44,825,000 | 1,544 |
| Perpetual preferred stock | $0 | 212 |
| Common stock | $2,625,000 | 1,603 |
| Surplus | $40,700,000 | 830 |
| Undivided profits | $1,500,000 | 5,980 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 214 |
| Memoranda | ||
| Noncurrent loans and leases | $79,807,000 | 292 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,174 |
| Income earned, not collected on loans | $2,210,000 | 1,614 |
| Earning assets | $562,762,000 | 1,150 |
| Long-term assets (5+ years) | $128,784,000 | 1,077 |
| Average Assets, year-to-date | $672,900,500 | 1,034 |
| Average Assets, quarterly | $647,725,000 | 1,091 |
| Volatile liabilities | $288,728,000 | 557 |
| Insider loans | $7,260,000 | 1,067 |
| FHLB advances | $94,500,000 | 485 |
| Loans and leases held for sale | $0 | 1,823 |
| Unused loan commitments | $21,234,000 | 2,742 |
| Tier 1 (core) risk-based capital | $44,100,000 | 1,447 |
| Tier 2 risk-based capital | $6,126,000 | 1,004 |
| Total risk weighted assets | $480,210,000 | 1,068 |
| Total unused commitments | $21,234,000 | 2,744 |
| Derivatives | $150,000 | 1,130 |
| 2009-06-30 | Rank | |
| # of Employees: | 123 | 1,337 |
| Assets and Liabilities | ||
| Total Assets: | $687,174,000 | 1,037 |
| Cash and due from depository institutions | $98,592,000 | 1,337 |
| Interest-bearing balances | $500,000 | 5,304 |
| Securities | $106,780,000 | 1,184 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,176 |
| Net loans & leases | $437,887,000 | 1,117 |
| Loan loss allowance | $14,420,000 | 573 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $4,974,000 | 2,558 |
| Other real estate owned | $10,316,000 | 1,337 |
| Goodwill and other intangibles | $192,000 | 2,526 |
| All other assets | $28,433,000 | 786 |
| Life insurance assets | $0 | 3,901 |
| Total liabilities and capital | $687,174,000 | 1,037 |
| Total liabilities | $622,344,000 | 1,036 |
| Total deposits | $482,855,000 | 1,168 |
| Interest-bearing deposits | $413,824,000 | 1,197 |
| Deposits held in domestic offices | $471,255,000 | 1,196 |
| % insured | 50.91% | 7,718 |
| Federal funds purchased & repurchase agreements | $1,128,000 | 2,293 |
| Trading liabilities | $0 | 100 |
| Other borrowed funds | $130,000,000 | 440 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $8,361,000 | 763 |
| Total equity capital | $64,830,000 | 1,053 |
| Total bank equity capital | $64,830,000 | 1,051 |
| Perpetual preferred stock | $0 | 213 |
| Common stock | $2,625,000 | 1,627 |
| Surplus | $34,047,000 | 1,007 |
| Undivided profits | $28,158,000 | 1,199 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 219 |
| Memoranda | ||
| Noncurrent loans and leases | $82,932,000 | 269 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,161 |
| Income earned, not collected on loans | $2,128,000 | 1,610 |
| Earning assets | $545,167,000 | 1,202 |
| Long-term assets (5+ years) | $136,323,000 | 1,008 |
| Average Assets, year-to-date | $694,442,000 | 1,012 |
| Average Assets, quarterly | $693,737,500 | 1,022 |
| Volatile liabilities | $336,593,000 | 493 |
| Insider loans | $7,562,000 | 1,032 |
| FHLB advances | $130,000,000 | 372 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $26,394,000 | 2,422 |
| Tier 1 (core) risk-based capital | $55,082,000 | 1,160 |
| Tier 2 risk-based capital | $7,954,000 | 785 |
| Total risk weighted assets | $629,309,000 | 825 |
| Total unused commitments | $26,394,000 | 2,427 |
| Derivatives | $350,000 | 1,124 |
| 2009-03-31 | Rank | |
| # of Employees: | 127 | 1,304 |
| Assets and Liabilities | ||
| Total Assets: | $700,301,000 | 1,009 |
| Cash and due from depository institutions | $98,280,000 | 1,304 |
| Interest-bearing balances | $1,398,000 | 4,080 |
| Securities | $96,578,000 | 1,288 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,546 |
| Net loans & leases | $462,308,000 | 1,064 |
| Loan loss allowance | $20,112,000 | 416 |
| Trading account assets | $0 | 234 |
| Bank premises and fixed assets | $5,256,000 | 2,453 |
| Other real estate owned | $10,519,000 | 1,304 |
| Goodwill and other intangibles | $207,000 | 2,491 |
| All other assets | $27,153,000 | 811 |
| Life insurance assets | $0 | 3,932 |
| Total liabilities and capital | $700,301,000 | 1,009 |
| Total liabilities | $631,077,000 | 1,015 |
| Total deposits | $471,153,000 | 1,185 |
| Interest-bearing deposits | $406,591,000 | 1,209 |
| Deposits held in domestic offices | $464,303,000 | 1,204 |
| % insured | 51.11% | 7,740 |
| Federal funds purchased & repurchase agreements | $2,134,000 | 1,985 |
| Trading liabilities | $0 | 92 |
| Other borrowed funds | $144,000,000 | 439 |
| Subordinated debt | $0 | 271 |
| All other liabilities | $13,790,000 | 523 |
| Total equity capital | $69,224,000 | 977 |
| Total bank equity capital | $69,224,000 | 975 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $2,625,000 | 1,639 |
| Surplus | $34,047,000 | 1,008 |
| Undivided profits | $32,552,000 | 1,065 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 220 |
| Memoranda | ||
| Noncurrent loans and leases | $86,867,000 | 227 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,134 |
| Income earned, not collected on loans | $2,293,000 | 1,530 |
| Earning assets | $560,284,000 | 1,172 |
| Long-term assets (5+ years) | $130,514,000 | 1,031 |
| Average Assets, year-to-date | $698,076,000 | 1,011 |
| Average Assets, quarterly | $698,076,000 | 1,011 |
| Volatile liabilities | $355,901,000 | 476 |
| Insider loans | $7,588,000 | 1,044 |
| FHLB advances | $144,000,000 | 365 |
| Loans and leases held for sale | $0 | 1,892 |
| Unused loan commitments | $25,983,000 | 2,551 |
| Tier 1 (core) risk-based capital | $59,890,000 | 1,064 |
| Tier 2 risk-based capital | $8,092,000 | 770 |
| Total risk weighted assets | $648,223,000 | 801 |
| Total unused commitments | $25,983,000 | 2,555 |
| Derivatives | $352,000 | 1,107 |
| 2008-12-31 | Rank | |
| # of Employees: | 129 | 1,283 |
| Assets and Liabilities | ||
| Total Assets: | $695,851,000 | 1,000 |
| Cash and due from depository institutions | $77,869,000 | 1,283 |
| Interest-bearing balances | $1,794,000 | 3,090 |
| Securities | $96,978,000 | 1,261 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,377 |
| Net loans & leases | $480,823,000 | 1,034 |
| Loan loss allowance | $21,129,000 | 386 |
| Trading account assets | $0 | 236 |
| Bank premises and fixed assets | $5,501,000 | 2,379 |
| Other real estate owned | $6,618,000 | 1,283 |
| Goodwill and other intangibles | $222,000 | 2,459 |
| All other assets | $27,840,000 | 798 |
| Life insurance assets | $0 | 3,960 |
| Total liabilities and capital | $695,851,000 | 1,000 |
| Total liabilities | $627,087,000 | 1,003 |
| Total deposits | $455,004,000 | 1,186 |
| Interest-bearing deposits | $394,064,000 | 1,209 |
| Deposits held in domestic offices | $425,064,000 | 1,282 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,248,000 | 1,810 |
| Trading liabilities | $0 | 88 |
| Other borrowed funds | $159,000,000 | 428 |
| Subordinated debt | $0 | 278 |
| All other liabilities | $8,835,000 | 747 |
| Total equity capital | $68,764,000 | 964 |
| Total bank equity capital | $68,764,000 | 964 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $2,625,000 | 1,640 |
| Surplus | $31,547,000 | 1,049 |
| Undivided profits | $34,592,000 | 973 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $94,224,000 | 189 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,078 |
| Income earned, not collected on loans | $2,381,000 | 1,544 |
| Earning assets | $579,595,000 | 1,115 |
| Long-term assets (5+ years) | $143,090,000 | 934 |
| Average Assets, year-to-date | $780,124,200 | 872 |
| Average Assets, quarterly | $696,730,000 | 984 |
| Volatile liabilities | $388,882,000 | 437 |
| Insider loans | $7,425,000 | 1,093 |
| FHLB advances | $159,000,000 | 354 |
| Loans and leases held for sale | $0 | 1,663 |
| Unused loan commitments | $27,416,000 | 2,493 |
| Tier 1 (core) risk-based capital | $59,613,000 | 1,049 |
| Tier 2 risk-based capital | $6,218,000 | 959 |
| Total risk weighted assets | $482,065,000 | 1,084 |
| Total unused commitments | $27,416,000 | 2,494 |
| Derivatives | $448,000 | 1,001 |
| 2008-09-30 | Rank | |
| # of Employees: | 148 | 1,117 |
| Assets and Liabilities | ||
| Total Assets: | $697,609,000 | 974 |
| Cash and due from depository institutions | $15,659,000 | 1,117 |
| Interest-bearing balances | $411,000 | 3,852 |
| Securities | $99,186,000 | 1,200 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,854 |
| Net loans & leases | $526,043,000 | 935 |
| Loan loss allowance | $8,500,000 | 752 |
| Trading account assets | $0 | 251 |
| Bank premises and fixed assets | $5,818,000 | 2,246 |
| Other real estate owned | $6,875,000 | 1,117 |
| Goodwill and other intangibles | $236,000 | 2,483 |
| All other assets | $43,792,000 | 508 |
| Life insurance assets | $16,166,000 | 402 |
| Total liabilities and capital | $697,609,000 | 974 |
| Total liabilities | $598,892,000 | 1,037 |
| Total deposits | $380,030,000 | 1,429 |
| Interest-bearing deposits | $309,664,000 | 1,544 |
| Deposits held in domestic offices | $344,334,000 | 1,579 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $20,495,000 | 852 |
| Trading liabilities | $0 | 91 |
| Other borrowed funds | $190,000,000 | 391 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $8,367,000 | 753 |
| Total equity capital | $98,717,000 | 688 |
| Total bank equity capital | $98,717,000 | 688 |
| Perpetual preferred stock | $0 | 110 |
| Common stock | $2,625,000 | 1,652 |
| Surplus | $31,547,000 | 1,024 |
| Undivided profits | $64,545,000 | 541 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $33,203,000 | 358 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,110 |
| Income earned, not collected on loans | $3,075,000 | 1,237 |
| Earning assets | $625,640,000 | 998 |
| Long-term assets (5+ years) | $138,760,000 | 956 |
| Average Assets, year-to-date | $801,192,500 | 843 |
| Average Assets, quarterly | $748,788,500 | 909 |
| Volatile liabilities | $365,217,000 | 447 |
| Insider loans | $7,473,000 | 1,057 |
| FHLB advances | $190,000,000 | 346 |
| Loans and leases held for sale | $0 | 1,623 |
| Unused loan commitments | $89,486,000 | 1,046 |
| Tier 1 (core) risk-based capital | $97,614,000 | 631 |
| Tier 2 risk-based capital | $6,990,000 | 820 |
| Total risk weighted assets | $557,202,000 | 924 |
| Total unused commitments | $89,486,000 | 1,047 |
| Derivatives | $488,000 | 942 |
| 2008-06-30 | Rank | |
| # of Employees: | 153 | 1,088 |
| Assets and Liabilities | ||
| Total Assets: | $799,968,000 | 863 |
| Cash and due from depository institutions | $19,385,000 | 1,088 |
| Interest-bearing balances | $6,239,000 | 1,026 |
| Securities | $105,748,000 | 1,155 |
| Federal funds sold & reverse repurchase agreements | $48,000,000 | 239 |
| Net loans & leases | $572,101,000 | 842 |
| Loan loss allowance | $14,896,000 | 447 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $6,154,000 | 2,127 |
| Other real estate owned | $6,478,000 | 1,088 |
| Goodwill and other intangibles | $251,000 | 2,479 |
| All other assets | $41,851,000 | 517 |
| Life insurance assets | $16,345,000 | 399 |
| Total liabilities and capital | $799,968,000 | 863 |
| Total liabilities | $698,940,000 | 882 |
| Total deposits | $461,141,000 | 1,133 |
| Interest-bearing deposits | $387,247,000 | 1,200 |
| Deposits held in domestic offices | $397,388,000 | 1,350 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $33,877,000 | 638 |
| Trading liabilities | $0 | 94 |
| Other borrowed funds | $194,700,000 | 380 |
| Subordinated debt | $0 | 257 |
| All other liabilities | $9,222,000 | 708 |
| Total equity capital | $101,028,000 | 684 |
| Total bank equity capital | $101,028,000 | 684 |
| Perpetual preferred stock | $0 | 107 |
| Common stock | $2,625,000 | 1,656 |
| Surplus | $31,547,000 | 1,013 |
| Undivided profits | $66,856,000 | 522 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $22,158,000 | 447 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,082 |
| Income earned, not collected on loans | $3,428,000 | 1,046 |
| Earning assets | $732,088,000 | 850 |
| Long-term assets (5+ years) | $147,733,000 | 882 |
| Average Assets, year-to-date | $835,720,330 | 811 |
| Average Assets, quarterly | $818,214,500 | 833 |
| Volatile liabilities | $439,804,000 | 381 |
| Insider loans | $7,664,000 | 1,013 |
| FHLB advances | $194,700,000 | 327 |
| Loans and leases held for sale | $0 | 1,725 |
| Unused loan commitments | $108,930,000 | 925 |
| Tier 1 (core) risk-based capital | $101,201,000 | 611 |
| Tier 2 risk-based capital | $7,755,000 | 739 |
| Total risk weighted assets | $612,771,000 | 836 |
| Total unused commitments | $108,930,000 | 925 |
| Derivatives | $488,000 | 918 |
| 2008-03-31 | Rank | |
| # of Employees: | 181 | 902 |
| Assets and Liabilities | ||
| Total Assets: | $836,461,000 | 823 |
| Cash and due from depository institutions | $35,917,000 | 902 |
| Interest-bearing balances | $16,701,000 | 464 |
| Securities | $117,340,000 | 1,049 |
| Federal funds sold & reverse repurchase agreements | $27,000,000 | 546 |
| Net loans & leases | $591,219,000 | 806 |
| Loan loss allowance | $9,129,000 | 640 |
| Trading account assets | $0 | 252 |
| Bank premises and fixed assets | $6,457,000 | 1,994 |
| Other real estate owned | $6,478,000 | 902 |
| Goodwill and other intangibles | $266,000 | 2,449 |
| All other assets | $51,784,000 | 440 |
| Life insurance assets | $27,909,000 | 247 |
| Total liabilities and capital | $836,461,000 | 823 |
| Total liabilities | $729,437,000 | 840 |
| Total deposits | $503,430,000 | 1,021 |
| Interest-bearing deposits | $427,746,000 | 1,060 |
| Deposits held in domestic offices | $423,604,000 | 1,248 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $9,215,000 | 1,302 |
| Trading liabilities | $0 | 86 |
| Other borrowed funds | $205,300,000 | 331 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $11,492,000 | 642 |
| Total equity capital | $107,024,000 | 667 |
| Total bank equity capital | $107,024,000 | 667 |
| Perpetual preferred stock | $0 | 108 |
| Common stock | $2,625,000 | 1,655 |
| Surplus | $31,547,000 | 1,007 |
| Undivided profits | $72,852,000 | 497 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $12,665,000 | 625 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,070 |
| Income earned, not collected on loans | $3,940,000 | 923 |
| Earning assets | $752,260,000 | 829 |
| Long-term assets (5+ years) | $157,409,000 | 808 |
| Average Assets, year-to-date | $853,596,500 | 796 |
| Average Assets, quarterly | $853,596,500 | 796 |
| Volatile liabilities | $486,800,000 | 341 |
| Insider loans | $4,623,000 | 1,676 |
| FHLB advances | $205,300,000 | 287 |
| Loans and leases held for sale | $0 | 1,797 |
| Unused loan commitments | $107,209,000 | 962 |
| Tier 1 (core) risk-based capital | $104,937,000 | 597 |
| Tier 2 risk-based capital | $8,176,000 | 695 |
| Total risk weighted assets | $652,703,000 | 780 |
| Total unused commitments | $107,209,000 | 962 |
| Derivatives | $688,000 | 959 |
| 2007-12-31 | Rank | |
| # of Employees: | 191 | 860 |
| Assets and Liabilities | ||
| Total Assets: | $870,732,000 | 780 |
| Cash and due from depository institutions | $22,284,000 | 860 |
| Interest-bearing balances | $0 | 6,620 |
| Securities | $137,784,000 | 858 |
| Federal funds sold & reverse repurchase agreements | $32,000,000 | 400 |
| Net loans & leases | $611,852,000 | 777 |
| Loan loss allowance | $8,740,000 | 646 |
| Trading account assets | $0 | 237 |
| Bank premises and fixed assets | $6,638,000 | 1,939 |
| Other real estate owned | $6,478,000 | 860 |
| Goodwill and other intangibles | $316,000 | 2,367 |
| All other assets | $53,380,000 | 424 |
| Life insurance assets | $27,746,000 | 243 |
| Total liabilities and capital | $870,732,000 | 780 |
| Total liabilities | $764,401,000 | 793 |
| Total deposits | $520,498,000 | 986 |
| Interest-bearing deposits | $439,470,000 | 1,016 |
| Deposits held in domestic offices | $443,827,000 | 1,172 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $27,437,000 | 705 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $205,300,000 | 319 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $11,166,000 | 633 |
| Total equity capital | $106,331,000 | 660 |
| Total bank equity capital | $106,331,000 | 660 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $2,625,000 | 1,644 |
| Surplus | $31,547,000 | 982 |
| Undivided profits | $72,159,000 | 508 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $5,050,000 | 1,120 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,085 |
| Income earned, not collected on loans | $4,548,000 | 853 |
| Earning assets | $781,636,000 | 792 |
| Long-term assets (5+ years) | $146,041,000 | 828 |
| Average Assets, year-to-date | $833,264,800 | 780 |
| Average Assets, quarterly | $846,070,500 | 790 |
| Volatile liabilities | $519,433,000 | 323 |
| Insider loans | $7,581,000 | 999 |
| FHLB advances | $205,300,000 | 277 |
| Loans and leases held for sale | $0 | 1,738 |
| Unused loan commitments | $115,156,000 | 910 |
| Tier 1 (core) risk-based capital | $104,880,000 | 599 |
| Tier 2 risk-based capital | $8,573,000 | 655 |
| Total risk weighted assets | $685,251,000 | 740 |
| Total unused commitments | $115,156,000 | 910 |
| Derivatives | $942,000 | 818 |
| 2007-09-30 | Rank | |
| # of Employees: | 190 | 864 |
| Assets and Liabilities | ||
| Total Assets: | $821,409,000 | 813 |
| Cash and due from depository institutions | $23,256,000 | 864 |
| Interest-bearing balances | $0 | 6,576 |
| Securities | $142,112,000 | 837 |
| Federal funds sold & reverse repurchase agreements | $14,039,000 | 988 |
| Net loans & leases | $579,525,000 | 800 |
| Loan loss allowance | $7,963,000 | 687 |
| Trading account assets | $0 | 244 |
| Bank premises and fixed assets | $6,813,000 | 1,847 |
| Other real estate owned | $0 | 864 |
| Goodwill and other intangibles | $343,000 | 2,316 |
| All other assets | $55,321,000 | 406 |
| Life insurance assets | $27,490,000 | 237 |
| Total liabilities and capital | $821,409,000 | 813 |
| Total liabilities | $703,601,000 | 854 |
| Total deposits | $447,603,000 | 1,148 |
| Interest-bearing deposits | $369,760,000 | 1,229 |
| Deposits held in domestic offices | $354,110,000 | 1,492 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $47,294,000 | 487 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $198,000,000 | 316 |
| Subordinated debt | $0 | 244 |
| All other liabilities | $10,704,000 | 644 |
| Total equity capital | $117,808,000 | 586 |
| Total bank equity capital | $117,808,000 | 586 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $2,625,000 | 1,622 |
| Surplus | $31,547,000 | 962 |
| Undivided profits | $83,636,000 | 437 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $18,532,000 | 299 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,109 |
| Income earned, not collected on loans | $4,412,000 | 943 |
| Earning assets | $735,676,000 | 834 |
| Long-term assets (5+ years) | $153,997,000 | 760 |
| Average Assets, year-to-date | $823,898,000 | 791 |
| Average Assets, quarterly | $818,420,000 | 802 |
| Volatile liabilities | $481,452,000 | 342 |
| Insider loans | $7,614,000 | 971 |
| FHLB advances | $198,000,000 | 273 |
| Loans and leases held for sale | $0 | 1,751 |
| Unused loan commitments | $119,228,000 | 907 |
| Tier 1 (core) risk-based capital | $117,074,000 | 535 |
| Tier 2 risk-based capital | $8,185,000 | 679 |
| Total risk weighted assets | $654,516,000 | 755 |
| Total unused commitments | $119,228,000 | 907 |
| Derivatives | $998,000 | 829 |
| 2007-06-30 | Rank | |
| # of Employees: | 184 | 924 |
| Assets and Liabilities | ||
| Total Assets: | $815,431,000 | 827 |
| Cash and due from depository institutions | $22,159,000 | 924 |
| Interest-bearing balances | $0 | 6,604 |
| Securities | $146,455,000 | 805 |
| Federal funds sold & reverse repurchase agreements | $42,000,000 | 365 |
| Net loans & leases | $544,380,000 | 855 |
| Loan loss allowance | $8,068,000 | 673 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $6,983,000 | 1,795 |
| Other real estate owned | $0 | 924 |
| Goodwill and other intangibles | $394,000 | 2,270 |
| All other assets | $53,060,000 | 431 |
| Life insurance assets | $27,453,000 | 231 |
| Total liabilities and capital | $815,431,000 | 827 |
| Total liabilities | $698,404,000 | 862 |
| Total deposits | $440,215,000 | 1,191 |
| Interest-bearing deposits | $357,310,000 | 1,270 |
| Deposits held in domestic offices | $353,535,000 | 1,516 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $54,871,000 | 448 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $194,700,000 | 299 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $8,618,000 | 752 |
| Total equity capital | $117,027,000 | 598 |
| Total bank equity capital | $117,027,000 | 598 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $2,625,000 | 1,613 |
| Surplus | $31,547,000 | 973 |
| Undivided profits | $82,855,000 | 443 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $19,119,000 | 247 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,127 |
| Income earned, not collected on loans | $4,084,000 | 975 |
| Earning assets | $732,835,000 | 838 |
| Long-term assets (5+ years) | $223,212,000 | 534 |
| Average Assets, year-to-date | $824,727,670 | 802 |
| Average Assets, quarterly | $824,698,000 | 802 |
| Volatile liabilities | $471,409,000 | 344 |
| Insider loans | $8,386,000 | 853 |
| FHLB advances | $194,700,000 | 255 |
| Loans and leases held for sale | $0 | 1,802 |
| Unused loan commitments | $111,502,000 | 969 |
| Tier 1 (core) risk-based capital | $117,277,000 | 541 |
| Tier 2 risk-based capital | $7,804,000 | 714 |
| Total risk weighted assets | $623,571,000 | 790 |
| Total unused commitments | $111,502,000 | 969 |
| Derivatives | $1,020,000 | 860 |
| 2007-03-31 | Rank | |
| # of Employees: | 192 | 863 |
| Assets and Liabilities | ||
| Total Assets: | $833,965,000 | 791 |
| Cash and due from depository institutions | $31,979,000 | 863 |
| Interest-bearing balances | $0 | 6,642 |
| Securities | $150,050,000 | 797 |
| Federal funds sold & reverse repurchase agreements | $71,000,000 | 278 |
| Net loans & leases | $523,172,000 | 867 |
| Loan loss allowance | $7,921,000 | 663 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $6,771,000 | 1,818 |
| Other real estate owned | $0 | 863 |
| Goodwill and other intangibles | $470,000 | 2,187 |
| All other assets | $50,523,000 | 431 |
| Life insurance assets | $27,179,000 | 227 |
| Total liabilities and capital | $833,965,000 | 791 |
| Total liabilities | $717,295,000 | 826 |
| Total deposits | $451,877,000 | 1,157 |
| Interest-bearing deposits | $354,265,000 | 1,277 |
| Deposits held in domestic offices | $341,509,000 | 1,566 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $63,873,000 | 405 |
| Trading liabilities | $0 | 89 |
| Other borrowed funds | $194,700,000 | 297 |
| Subordinated debt | $0 | 262 |
| All other liabilities | $6,845,000 | 901 |
| Total equity capital | $116,670,000 | 591 |
| Total bank equity capital | $116,670,000 | 591 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $2,625,000 | 1,598 |
| Surplus | $31,547,000 | 948 |
| Undivided profits | $82,498,000 | 449 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,577,000 | 776 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,132 |
| Income earned, not collected on loans | $3,989,000 | 967 |
| Earning assets | $744,222,000 | 819 |
| Long-term assets (5+ years) | $215,426,000 | 532 |
| Average Assets, year-to-date | $829,376,000 | 792 |
| Average Assets, quarterly | $829,376,000 | 792 |
| Volatile liabilities | $482,789,000 | 337 |
| Insider loans | $8,600,000 | 816 |
| FHLB advances | $194,700,000 | 250 |
| Loans and leases held for sale | $0 | 1,800 |
| Unused loan commitments | $108,235,000 | 973 |
| Tier 1 (core) risk-based capital | $116,774,000 | 535 |
| Tier 2 risk-based capital | $7,431,000 | 728 |
| Total risk weighted assets | $593,531,000 | 810 |
| Total unused commitments | $108,235,000 | 973 |
| Derivatives | $974,000 | 856 |
| 2006-12-31 | Rank | |
| # of Employees: | 190 | 874 |
| Assets and Liabilities | ||
| Total Assets: | $824,787,000 | 790 |
| Cash and due from depository institutions | $30,739,000 | 874 |
| Interest-bearing balances | $10,000 | 6,275 |
| Securities | $202,703,000 | 619 |
| Federal funds sold & reverse repurchase agreements | $39,000,000 | 388 |
| Net loans & leases | $493,443,000 | 912 |
| Loan loss allowance | $7,991,000 | 651 |
| Trading account assets | $0 | 156 |
| Bank premises and fixed assets | $7,017,000 | 1,725 |
| Other real estate owned | $0 | 874 |
| Goodwill and other intangibles | $527,000 | 2,115 |
| All other assets | $51,358,000 | 421 |
| Life insurance assets | $26,914,000 | 220 |
| Total liabilities and capital | $824,787,000 | 790 |
| Total liabilities | $709,405,000 | 823 |
| Total deposits | $451,380,000 | 1,129 |
| Interest-bearing deposits | $343,837,000 | 1,299 |
| Deposits held in domestic offices | $325,619,000 | 1,624 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $55,853,000 | 449 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $194,700,000 | 301 |
| Subordinated debt | $0 | 264 |
| All other liabilities | $7,472,000 | 841 |
| Total equity capital | $115,382,000 | 582 |
| Total bank equity capital | $115,382,000 | 582 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $2,625,000 | 1,591 |
| Surplus | $31,547,000 | 927 |
| Undivided profits | $81,210,000 | 440 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,215,000 | 743 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,087 |
| Income earned, not collected on loans | $4,098,000 | 951 |
| Earning assets | $735,156,000 | 818 |
| Long-term assets (5+ years) | $184,451,000 | 606 |
| Average Assets, year-to-date | $873,758,600 | 707 |
| Average Assets, quarterly | $816,115,500 | 794 |
| Volatile liabilities | $473,786,000 | 382 |
| Insider loans | $8,581,000 | 806 |
| FHLB advances | $194,700,000 | 260 |
| Loans and leases held for sale | $0 | 1,760 |
| Unused loan commitments | $106,186,000 | 969 |
| Tier 1 (core) risk-based capital | $115,833,000 | 530 |
| Tier 2 risk-based capital | $6,951,000 | 770 |
| Total risk weighted assets | $554,663,000 | 852 |
| Total unused commitments | $106,186,000 | 969 |
| Derivatives | $904,000 | 846 |
| 2006-09-30 | Rank | |
| # of Employees: | 181 | 931 |
| Assets and Liabilities | ||
| Total Assets: | $807,444,000 | 808 |
| Cash and due from depository institutions | $18,831,000 | 931 |
| Interest-bearing balances | $10,000 | 6,334 |
| Securities | $256,731,000 | 504 |
| Federal funds sold & reverse repurchase agreements | $39,000,000 | 350 |
| Net loans & leases | $434,428,000 | 1,018 |
| Loan loss allowance | $7,945,000 | 659 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $7,128,000 | 1,653 |
| Other real estate owned | $0 | 931 |
| Goodwill and other intangibles | $618,000 | 2,029 |
| All other assets | $50,708,000 | 436 |
| Life insurance assets | $26,643,000 | 217 |
| Total liabilities and capital | $807,444,000 | 808 |
| Total liabilities | $691,399,000 | 848 |
| Total deposits | $438,376,000 | 1,142 |
| Interest-bearing deposits | $335,305,000 | 1,317 |
| Deposits held in domestic offices | $326,477,000 | 1,597 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $51,646,000 | 471 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $194,700,000 | 316 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $6,677,000 | 890 |
| Total equity capital | $116,045,000 | 586 |
| Total bank equity capital | $116,045,000 | 586 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $2,625,000 | 1,583 |
| Surplus | $31,547,000 | 922 |
| Undivided profits | $81,873,000 | 451 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,784,000 | 813 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,131 |
| Income earned, not collected on loans | $3,423,000 | 1,149 |
| Earning assets | $730,169,000 | 816 |
| Long-term assets (5+ years) | $185,841,000 | 610 |
| Average Assets, year-to-date | $886,001,500 | 710 |
| Average Assets, quarterly | $830,901,000 | 776 |
| Volatile liabilities | $458,447,000 | 404 |
| Insider loans | $8,594,000 | 793 |
| FHLB advances | $194,700,000 | 270 |
| Loans and leases held for sale | $0 | 1,773 |
| Unused loan commitments | $66,736,000 | 1,477 |
| Tier 1 (core) risk-based capital | $116,665,000 | 532 |
| Tier 2 risk-based capital | $6,415,000 | 824 |
| Total risk weighted assets | $511,272,000 | 914 |
| Total unused commitments | $66,736,000 | 1,477 |
| Derivatives | $904,000 | 854 |
| 2006-06-30 | Rank | |
| # of Employees: | 182 | 936 |
| Assets and Liabilities | ||
| Total Assets: | $854,358,000 | 756 |
| Cash and due from depository institutions | $19,050,000 | 936 |
| Interest-bearing balances | $9,000 | 6,400 |
| Securities | $219,989,000 | 593 |
| Federal funds sold & reverse repurchase agreements | $113,000,000 | 142 |
| Net loans & leases | $440,810,000 | 999 |
| Loan loss allowance | $7,945,000 | 644 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $7,411,000 | 1,570 |
| Other real estate owned | $0 | 936 |
| Goodwill and other intangibles | $626,000 | 2,016 |
| All other assets | $53,472,000 | 421 |
| Life insurance assets | $26,375,000 | 216 |
| Total liabilities and capital | $854,358,000 | 756 |
| Total liabilities | $742,143,000 | 781 |
| Total deposits | $492,212,000 | 997 |
| Interest-bearing deposits | $384,857,000 | 1,109 |
| Deposits held in domestic offices | $380,402,000 | 1,318 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $47,440,000 | 498 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $194,700,000 | 335 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $7,791,000 | 762 |
| Total equity capital | $112,215,000 | 587 |
| Total bank equity capital | $112,215,000 | 587 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $2,625,000 | 1,578 |
| Surplus | $31,547,000 | 912 |
| Undivided profits | $78,043,000 | 448 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,579,000 | 1,053 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,150 |
| Income earned, not collected on loans | $3,310,000 | 1,071 |
| Earning assets | $773,808,000 | 756 |
| Long-term assets (5+ years) | $201,680,000 | 551 |
| Average Assets, year-to-date | $912,187,330 | 685 |
| Average Assets, quarterly | $885,454,500 | 712 |
| Volatile liabilities | $484,683,000 | 394 |
| Insider loans | $9,378,000 | 714 |
| FHLB advances | $194,700,000 | 282 |
| Loans and leases held for sale | $0 | 1,763 |
| Unused loan commitments | $72,273,000 | 1,370 |
| Tier 1 (core) risk-based capital | $114,054,000 | 532 |
| Tier 2 risk-based capital | $6,679,000 | 782 |
| Total risk weighted assets | $532,687,000 | 869 |
| Total unused commitments | $72,273,000 | 1,370 |
| Derivatives | $904,000 | 839 |
| 2006-03-31 | Rank | |
| # of Employees: | 168 | 999 |
| Assets and Liabilities | ||
| Total Assets: | $916,551,000 | 680 |
| Cash and due from depository institutions | $30,838,000 | 999 |
| Interest-bearing balances | $10,000 | 6,397 |
| Securities | $206,116,000 | 640 |
| Federal funds sold & reverse repurchase agreements | $87,000,000 | 171 |
| Net loans & leases | $532,520,000 | 804 |
| Loan loss allowance | $7,916,000 | 636 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $7,653,000 | 1,477 |
| Other real estate owned | $0 | 999 |
| Goodwill and other intangibles | $838,000 | 1,806 |
| All other assets | $51,586,000 | 419 |
| Life insurance assets | $26,107,000 | 211 |
| Total liabilities and capital | $916,551,000 | 680 |
| Total liabilities | $805,352,000 | 696 |
| Total deposits | $536,430,000 | 901 |
| Interest-bearing deposits | $422,057,000 | 980 |
| Deposits held in domestic offices | $372,106,000 | 1,344 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $65,600,000 | 399 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $194,700,000 | 319 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $8,622,000 | 695 |
| Total equity capital | $111,199,000 | 580 |
| Total bank equity capital | $111,199,000 | 580 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $2,625,000 | 1,565 |
| Surplus | $31,547,000 | 883 |
| Undivided profits | $77,027,000 | 450 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,725,000 | 1,503 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,164 |
| Income earned, not collected on loans | $3,938,000 | 820 |
| Earning assets | $825,646,000 | 700 |
| Long-term assets (5+ years) | $221,027,000 | 496 |
| Average Assets, year-to-date | $941,102,000 | 662 |
| Average Assets, quarterly | $941,102,000 | 662 |
| Volatile liabilities | $544,344,000 | 344 |
| Insider loans | $9,216,000 | 710 |
| FHLB advances | $194,700,000 | 272 |
| Loans and leases held for sale | $0 | 1,721 |
| Unused loan commitments | $72,801,000 | 1,326 |
| Tier 1 (core) risk-based capital | $113,301,000 | 526 |
| Tier 2 risk-based capital | $7,499,000 | 679 |
| Total risk weighted assets | $599,083,000 | 766 |
| Total unused commitments | $72,801,000 | 1,326 |
| Derivatives | $904,000 | 807 |
| 2005-12-31 | Rank | |
| # of Employees: | 165 | 1,008 |
| Assets and Liabilities | ||
| Total Assets: | $965,653,000 | 650 |
| Cash and due from depository institutions | $36,148,000 | 1,008 |
| Interest-bearing balances | $570,000 | 3,204 |
| Securities | $201,535,000 | 646 |
| Federal funds sold & reverse repurchase agreements | $123,232,000 | 131 |
| Net loans & leases | $544,728,000 | 778 |
| Loan loss allowance | $8,116,000 | 616 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $7,424,000 | 1,512 |
| Other real estate owned | $0 | 1,008 |
| Goodwill and other intangibles | $969,000 | 1,708 |
| All other assets | $51,617,000 | 415 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $965,653,000 | 650 |
| Total liabilities | $855,696,000 | 655 |
| Total deposits | $588,994,000 | 811 |
| Interest-bearing deposits | $468,208,000 | 874 |
| Deposits held in domestic offices | $452,531,000 | 1,066 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $59,449,000 | 424 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $194,700,000 | 332 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $12,553,000 | 527 |
| Total equity capital | $109,957,000 | 579 |
| Total bank equity capital | $109,957,000 | 579 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $2,625,000 | 1,552 |
| Surplus | $31,547,000 | 858 |
| Undivided profits | $75,785,000 | 457 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,831,000 | 932 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,175 |
| Income earned, not collected on loans | $3,976,000 | 806 |
| Earning assets | $870,065,000 | 649 |
| Long-term assets (5+ years) | $169,092,000 | 615 |
| Average Assets, year-to-date | $942,649,800 | 640 |
| Average Assets, quarterly | $925,420,000 | 663 |
| Volatile liabilities | $563,303,000 | 338 |
| Insider loans | $11,288,000 | 554 |
| FHLB advances | $194,700,000 | 280 |
| Loans and leases held for sale | $0 | 1,743 |
| Unused loan commitments | $69,379,000 | 1,360 |
| Tier 1 (core) risk-based capital | $112,149,000 | 520 |
| Tier 2 risk-based capital | $7,770,000 | 657 |
| Total risk weighted assets | $624,532,000 | 734 |
| Total unused commitments | $69,379,000 | 1,360 |
| Derivatives | $904,000 | 761 |
| 2005-09-30 | Rank | |
| # of Employees: | 160 | 1,025 |
| Assets and Liabilities | ||
| Total Assets: | $885,187,000 | 682 |
| Cash and due from depository institutions | $27,524,000 | 1,025 |
| Interest-bearing balances | $1,105,000 | 2,572 |
| Securities | $205,635,000 | 628 |
| Federal funds sold & reverse repurchase agreements | $66,000,000 | 214 |
| Net loans & leases | $525,324,000 | 784 |
| Loan loss allowance | $10,518,000 | 472 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $7,693,000 | 1,407 |
| Other real estate owned | $0 | 1,025 |
| Goodwill and other intangibles | $1,041,000 | 1,646 |
| All other assets | $51,970,000 | 402 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $885,187,000 | 682 |
| Total liabilities | $776,669,000 | 692 |
| Total deposits | $513,875,000 | 910 |
| Interest-bearing deposits | $384,201,000 | 1,032 |
| Deposits held in domestic offices | $405,646,000 | 1,159 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $55,819,000 | 423 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $194,700,000 | 328 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $12,275,000 | 520 |
| Total equity capital | $108,518,000 | 580 |
| Total bank equity capital | $108,518,000 | 580 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $2,625,000 | 1,522 |
| Surplus | $31,547,000 | 827 |
| Undivided profits | $74,346,000 | 458 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,800,000 | 955 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $3,362,000 | 913 |
| Earning assets | $798,064,000 | 690 |
| Long-term assets (5+ years) | $154,799,000 | 656 |
| Average Assets, year-to-date | $936,899,000 | 641 |
| Average Assets, quarterly | $908,726,500 | 665 |
| Volatile liabilities | $489,460,000 | 357 |
| Insider loans | $10,206,000 | 593 |
| FHLB advances | $194,700,000 | 281 |
| Loans and leases held for sale | $0 | 1,843 |
| Unused loan commitments | $61,768,000 | 1,487 |
| Tier 1 (core) risk-based capital | $110,847,000 | 517 |
| Tier 2 risk-based capital | $7,521,000 | 666 |
| Total risk weighted assets | $598,463,000 | 741 |
| Total unused commitments | $61,768,000 | 1,487 |
| Derivatives | $904,000 | 752 |
| 2005-06-30 | Rank | |
| # of Employees: | 166 | 984 |
| Assets and Liabilities | ||
| Total Assets: | $932,266,000 | 644 |
| Cash and due from depository institutions | $28,786,000 | 984 |
| Interest-bearing balances | $1,204,000 | 2,514 |
| Securities | $206,635,000 | 628 |
| Federal funds sold & reverse repurchase agreements | $110,000,000 | 131 |
| Net loans & leases | $526,436,000 | 768 |
| Loan loss allowance | $10,751,000 | 462 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $7,988,000 | 1,333 |
| Other real estate owned | $0 | 984 |
| Goodwill and other intangibles | $1,150,000 | 1,581 |
| All other assets | $51,271,000 | 397 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $932,266,000 | 644 |
| Total liabilities | $828,326,000 | 649 |
| Total deposits | $537,299,000 | 841 |
| Interest-bearing deposits | $408,335,000 | 934 |
| Deposits held in domestic offices | $406,488,000 | 1,122 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $86,609,000 | 322 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $194,700,000 | 330 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $9,718,000 | 580 |
| Total equity capital | $103,940,000 | 590 |
| Total bank equity capital | $103,940,000 | 590 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $2,625,000 | 1,503 |
| Surplus | $31,547,000 | 810 |
| Undivided profits | $69,768,000 | 486 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,731,000 | 572 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $3,663,000 | 756 |
| Earning assets | $844,275,000 | 650 |
| Long-term assets (5+ years) | $138,953,000 | 730 |
| Average Assets, year-to-date | $954,136,330 | 625 |
| Average Assets, quarterly | $934,977,500 | 641 |
| Volatile liabilities | $545,999,000 | 330 |
| Insider loans | $10,436,000 | 559 |
| FHLB advances | $194,700,000 | 278 |
| Loans and leases held for sale | $0 | 1,818 |
| Unused loan commitments | $56,182,000 | 1,552 |
| Tier 1 (core) risk-based capital | $105,823,000 | 523 |
| Tier 2 risk-based capital | $7,534,000 | 642 |
| Total risk weighted assets | $599,336,000 | 710 |
| Total unused commitments | $56,182,000 | 1,552 |
| Derivatives | $904,000 | 713 |
| 2005-03-31 | Rank | |
| # of Employees: | 182 | 878 |
| Assets and Liabilities | ||
| Total Assets: | $937,689,000 | 637 |
| Cash and due from depository institutions | $36,492,000 | 878 |
| Interest-bearing balances | $1,290,000 | 2,464 |
| Securities | $206,476,000 | 641 |
| Federal funds sold & reverse repurchase agreements | $98,000,000 | 154 |
| Net loans & leases | $534,187,000 | 739 |
| Loan loss allowance | $10,681,000 | 462 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $8,057,000 | 1,292 |
| Other real estate owned | $0 | 878 |
| Goodwill and other intangibles | $1,305,000 | 1,505 |
| All other assets | $53,172,000 | 377 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $937,689,000 | 637 |
| Total liabilities | $836,599,000 | 642 |
| Total deposits | $545,805,000 | 813 |
| Interest-bearing deposits | $412,967,000 | 916 |
| Deposits held in domestic offices | $437,018,000 | 1,030 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $82,173,000 | 336 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $194,700,000 | 319 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $13,921,000 | 472 |
| Total equity capital | $101,090,000 | 590 |
| Total bank equity capital | $101,090,000 | 590 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $2,625,000 | 1,500 |
| Surplus | $31,547,000 | 789 |
| Undivided profits | $66,918,000 | 484 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,565,000 | 1,023 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $3,614,000 | 736 |
| Earning assets | $839,953,000 | 646 |
| Long-term assets (5+ years) | $135,274,000 | 770 |
| Average Assets, year-to-date | $965,071,500 | 613 |
| Average Assets, quarterly | $965,071,500 | 613 |
| Volatile liabilities | $546,785,000 | 319 |
| Insider loans | $14,065,000 | 365 |
| FHLB advances | $194,700,000 | 270 |
| Loans and leases held for sale | $0 | 1,762 |
| Unused loan commitments | $52,245,000 | 1,586 |
| Tier 1 (core) risk-based capital | $103,671,000 | 525 |
| Tier 2 risk-based capital | $7,521,000 | 643 |
| Total risk weighted assets | $598,293,000 | 702 |
| Total unused commitments | $52,245,000 | 1,586 |
| Derivatives | $904,000 | 658 |
| 2004-12-31 | Rank | |
| # of Employees: | 189 | 839 |
| Assets and Liabilities | ||
| Total Assets: | $992,454,000 | 605 |
| Cash and due from depository institutions | $26,478,000 | 839 |
| Interest-bearing balances | $4,462,000 | 1,211 |
| Securities | $214,986,000 | 625 |
| Federal funds sold & reverse repurchase agreements | $135,000,000 | 133 |
| Net loans & leases | $553,090,000 | 707 |
| Loan loss allowance | $10,806,000 | 466 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $8,309,000 | 1,225 |
| Other real estate owned | $0 | 839 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $54,591,000 | 361 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $992,454,000 | 605 |
| Total liabilities | $893,320,000 | 604 |
| Total deposits | $628,525,000 | 697 |
| Interest-bearing deposits | $470,062,000 | 800 |
| Deposits held in domestic offices | $495,755,000 | 886 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $56,312,000 | 429 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $194,700,000 | 324 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $13,783,000 | 469 |
| Total equity capital | $99,134,000 | 602 |
| Total bank equity capital | $99,134,000 | 602 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $2,625,000 | 1,482 |
| Surplus | $31,547,000 | 781 |
| Undivided profits | $64,962,000 | 503 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,514,000 | 749 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $4,194,000 | 634 |
| Earning assets | $907,538,000 | 615 |
| Long-term assets (5+ years) | $155,583,000 | 677 |
| Average Assets, year-to-date | $1,022,188,800 | 564 |
| Average Assets, quarterly | $983,131,000 | 604 |
| Volatile liabilities | $534,080,000 | 324 |
| Insider loans | $12,684,000 | 426 |
| FHLB advances | $194,700,000 | 277 |
| Loans and leases held for sale | $0 | 1,753 |
| Unused loan commitments | $79,388,000 | 1,094 |
| Tier 1 (core) risk-based capital | $100,736,000 | 536 |
| Tier 2 risk-based capital | $7,638,000 | 643 |
| Total risk weighted assets | $607,915,000 | 681 |
| Total unused commitments | $79,388,000 | 1,094 |
| Derivatives | $904,000 | 636 |
| 2004-09-30 | Rank | |
| # of Employees: | 190 | 836 |
| Assets and Liabilities | ||
| Total Assets: | $973,808,000 | 611 |
| Cash and due from depository institutions | $47,108,000 | 836 |
| Interest-bearing balances | $11,462,000 | 515 |
| Securities | $230,854,000 | 587 |
| Federal funds sold & reverse repurchase agreements | $83,000,000 | 162 |
| Net loans & leases | $557,702,000 | 681 |
| Loan loss allowance | $10,818,000 | 465 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $8,609,000 | 1,149 |
| Other real estate owned | $0 | 836 |
| Goodwill and other intangibles | $0 | 3,268 |
| All other assets | $46,535,000 | 418 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $973,808,000 | 611 |
| Total liabilities | $876,795,000 | 611 |
| Total deposits | $761,947,000 | 573 |
| Interest-bearing deposits | $605,597,000 | 612 |
| Deposits held in domestic offices | $487,217,000 | 878 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $65,403,000 | 369 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $35,000,000 | 1,178 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $14,445,000 | 455 |
| Total equity capital | $97,013,000 | 610 |
| Total bank equity capital | $97,013,000 | 610 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $2,625,000 | 1,473 |
| Surplus | $31,547,000 | 754 |
| Undivided profits | $62,841,000 | 524 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $7,061,000 | 426 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $5,427,000 | 496 |
| Earning assets | $883,018,000 | 622 |
| Long-term assets (5+ years) | $134,602,000 | 786 |
| Average Assets, year-to-date | $1,029,622,500 | 561 |
| Average Assets, quarterly | $1,015,586,000 | 584 |
| Volatile liabilities | $492,698,000 | 340 |
| Insider loans | $14,772,000 | 342 |
| FHLB advances | $35,000,000 | 1,073 |
| Loans and leases held for sale | $0 | 1,808 |
| Unused loan commitments | $73,116,000 | 1,168 |
| Tier 1 (core) risk-based capital | $97,912,000 | 546 |
| Tier 2 risk-based capital | $7,841,000 | 620 |
| Total risk weighted assets | $624,268,000 | 655 |
| Total unused commitments | $73,116,000 | 1,169 |
| Derivatives | $868,000 | 646 |
| 2004-06-30 | Rank | |
| # of Employees: | 199 | 796 |
| Assets and Liabilities | ||
| Total Assets: | $1,057,364,000 | 552 |
| Cash and due from depository institutions | $50,040,000 | 796 |
| Interest-bearing balances | $11,546,000 | 534 |
| Securities | $214,135,000 | 625 |
| Federal funds sold & reverse repurchase agreements | $83,000,000 | 169 |
| Net loans & leases | $651,096,000 | 582 |
| Loan loss allowance | $10,784,000 | 464 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $8,876,000 | 1,090 |
| Other real estate owned | $0 | 796 |
| Goodwill and other intangibles | $0 | 3,275 |
| All other assets | $50,217,000 | 400 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $1,057,364,000 | 552 |
| Total liabilities | $964,278,000 | 547 |
| Total deposits | $903,177,000 | 477 |
| Interest-bearing deposits | $734,819,000 | 504 |
| Deposits held in domestic offices | $513,732,000 | 832 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $39,430,000 | 502 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $10,000,000 | 2,546 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $11,671,000 | 490 |
| Total equity capital | $93,086,000 | 602 |
| Total bank equity capital | $93,086,000 | 602 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $2,625,000 | 1,473 |
| Surplus | $31,547,000 | 733 |
| Undivided profits | $58,914,000 | 527 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $6,342,000 | 485 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $7,503,000 | 352 |
| Earning assets | $959,777,000 | 558 |
| Long-term assets (5+ years) | $213,807,000 | 538 |
| Average Assets, year-to-date | $1,048,227,330 | 545 |
| Average Assets, quarterly | $1,049,971,500 | 549 |
| Volatile liabilities | $584,668,000 | 302 |
| Insider loans | $15,558,000 | 304 |
| FHLB advances | $10,000,000 | 2,408 |
| Loans and leases held for sale | $0 | 1,820 |
| Unused loan commitments | $83,317,000 | 1,038 |
| Tier 1 (core) risk-based capital | $95,379,000 | 538 |
| Tier 2 risk-based capital | $8,015,000 | 614 |
| Total risk weighted assets | $638,454,000 | 632 |
| Total unused commitments | $83,317,000 | 1,038 |
| Derivatives | $668,000 | 646 |
| 2004-03-31 | Rank | |
| # of Employees: | 200 | 795 |
| Assets and Liabilities | ||
| Total Assets: | $1,042,579,000 | 558 |
| Cash and due from depository institutions | $43,841,000 | 795 |
| Interest-bearing balances | $10,854,000 | 675 |
| Securities | $222,101,000 | 628 |
| Federal funds sold & reverse repurchase agreements | $82,000,000 | 196 |
| Net loans & leases | $661,831,000 | 560 |
| Loan loss allowance | $10,395,000 | 479 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $9,054,000 | 1,048 |
| Other real estate owned | $0 | 795 |
| Goodwill and other intangibles | $0 | 3,256 |
| All other assets | $23,752,000 | 649 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $1,042,579,000 | 558 |
| Total liabilities | $948,676,000 | 551 |
| Total deposits | $892,258,000 | 485 |
| Interest-bearing deposits | $745,365,000 | 492 |
| Deposits held in domestic offices | $518,405,000 | 832 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $30,386,000 | 557 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $10,000,000 | 2,415 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $16,032,000 | 445 |
| Total equity capital | $93,903,000 | 604 |
| Total bank equity capital | $93,903,000 | 604 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $2,625,000 | 1,466 |
| Surplus | $31,547,000 | 727 |
| Undivided profits | $59,731,000 | 548 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $13,362,000 | 271 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $5,365,000 | 482 |
| Earning assets | $976,786,000 | 543 |
| Long-term assets (5+ years) | $229,419,000 | 491 |
| Average Assets, year-to-date | $1,043,659,000 | 550 |
| Average Assets, quarterly | $1,043,659,000 | 550 |
| Volatile liabilities | $563,967,000 | 302 |
| Insider loans | $15,592,000 | 293 |
| FHLB advances | $10,000,000 | 2,279 |
| Loans and leases held for sale | $0 | 1,884 |
| Unused loan commitments | $96,363,000 | 891 |
| Tier 1 (core) risk-based capital | $93,344,000 | 548 |
| Tier 2 risk-based capital | $7,589,000 | 638 |
| Total risk weighted assets | $604,298,000 | 657 |
| Total unused commitments | $96,363,000 | 892 |
| Derivatives | $668,000 | 635 |
| 2003-12-31 | Rank | |
| # of Employees: | 200 | 806 |
| Assets and Liabilities | ||
| Total Assets: | $1,044,739,000 | 555 |
| Cash and due from depository institutions | $61,499,000 | 806 |
| Interest-bearing balances | $10,904,000 | 603 |
| Securities | $171,712,000 | 789 |
| Federal funds sold & reverse repurchase agreements | $108,000,000 | 147 |
| Net loans & leases | $667,628,000 | 558 |
| Loan loss allowance | $8,528,000 | 565 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $9,303,000 | 1,015 |
| Other real estate owned | $0 | 806 |
| Goodwill and other intangibles | $0 | 3,237 |
| All other assets | $26,597,000 | 606 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $1,044,739,000 | 555 |
| Total liabilities | $957,506,000 | 548 |
| Total deposits | $818,863,000 | 527 |
| Interest-bearing deposits | $689,462,000 | 537 |
| Deposits held in domestic offices | $480,583,000 | 889 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $34,058,000 | 562 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $91,830,000 | 564 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $12,755,000 | 492 |
| Total equity capital | $87,233,000 | 633 |
| Total bank equity capital | $87,233,000 | 633 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $2,625,000 | 1,472 |
| Surplus | $31,547,000 | 723 |
| Undivided profits | $53,061,000 | 605 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $9,682,000 | 365 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $5,699,000 | 464 |
| Earning assets | $958,244,000 | 555 |
| Long-term assets (5+ years) | $93,818,000 | 1,139 |
| Average Assets, year-to-date | $1,007,357,600 | 554 |
| Average Assets, quarterly | $1,015,416,500 | 563 |
| Volatile liabilities | $628,472,000 | 280 |
| Insider loans | $15,780,000 | 288 |
| FHLB advances | $91,830,000 | 489 |
| Loans and leases held for sale | $0 | 1,789 |
| Unused loan commitments | $77,051,000 | 1,044 |
| Tier 1 (core) risk-based capital | $87,284,000 | 579 |
| Tier 2 risk-based capital | $7,382,000 | 646 |
| Total risk weighted assets | $589,407,000 | 670 |
| Total unused commitments | $77,051,000 | 1,045 |
| Derivatives | $572,000 | 593 |
| 2003-09-30 | Rank | |
| # of Employees: | 200 | 823 |
| Assets and Liabilities | ||
| Total Assets: | $986,094,000 | 594 |
| Cash and due from depository institutions | $43,906,000 | 823 |
| Interest-bearing balances | $20,654,000 | 369 |
| Securities | $158,048,000 | 851 |
| Federal funds sold & reverse repurchase agreements | $112,000,000 | 163 |
| Net loans & leases | $637,046,000 | 575 |
| Loan loss allowance | $7,256,000 | 667 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $9,205,000 | 1,011 |
| Other real estate owned | $0 | 823 |
| Goodwill and other intangibles | $0 | 3,226 |
| All other assets | $25,889,000 | 619 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $986,094,000 | 594 |
| Total liabilities | $901,107,000 | 585 |
| Total deposits | $733,487,000 | 595 |
| Interest-bearing deposits | $627,190,000 | 589 |
| Deposits held in domestic offices | $449,187,000 | 965 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $65,779,000 | 387 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $91,830,000 | 541 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $10,011,000 | 602 |
| Total equity capital | $84,987,000 | 661 |
| Total bank equity capital | $84,987,000 | 661 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $2,625,000 | 1,472 |
| Surplus | $31,547,000 | 725 |
| Undivided profits | $50,815,000 | 643 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $8,217,000 | 426 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $4,778,000 | 553 |
| Earning assets | $927,748,000 | 576 |
| Long-term assets (5+ years) | $98,927,000 | 1,095 |
| Average Assets, year-to-date | $998,012,250 | 571 |
| Average Assets, quarterly | $974,303,000 | 598 |
| Volatile liabilities | $588,033,000 | 292 |
| Insider loans | $11,665,000 | 403 |
| FHLB advances | $91,830,000 | 469 |
| Loans and leases held for sale | $0 | 1,962 |
| Unused loan commitments | $76,518,000 | 1,066 |
| Tier 1 (core) risk-based capital | $84,609,000 | 605 |
| Tier 2 risk-based capital | $7,124,000 | 664 |
| Total risk weighted assets | $569,785,000 | 689 |
| Total unused commitments | $76,518,000 | 1,068 |
| Derivatives | $532,000 | 604 |
| 2003-06-30 | Rank | |
| # of Employees: | 192 | 857 |
| Assets and Liabilities | ||
| Total Assets: | $962,512,000 | 599 |
| Cash and due from depository institutions | $62,332,000 | 857 |
| Interest-bearing balances | $26,740,000 | 312 |
| Securities | $175,963,000 | 762 |
| Federal funds sold & reverse repurchase agreements | $60,000,000 | 278 |
| Net loans & leases | $623,521,000 | 582 |
| Loan loss allowance | $8,013,000 | 606 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $8,682,000 | 1,053 |
| Other real estate owned | $866,000 | 857 |
| Goodwill and other intangibles | $0 | 3,182 |
| All other assets | $31,148,000 | 539 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $962,512,000 | 599 |
| Total liabilities | $882,018,000 | 589 |
| Total deposits | $707,335,000 | 600 |
| Interest-bearing deposits | $604,805,000 | 606 |
| Deposits held in domestic offices | $459,639,000 | 929 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $61,742,000 | 375 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $101,300,000 | 510 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $11,641,000 | 573 |
| Total equity capital | $80,494,000 | 692 |
| Total bank equity capital | $80,494,000 | 692 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $2,625,000 | 1,465 |
| Surplus | $31,547,000 | 711 |
| Undivided profits | $46,322,000 | 710 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $12,923,000 | 312 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $5,112,000 | 519 |
| Earning assets | $886,224,000 | 591 |
| Long-term assets (5+ years) | $125,275,000 | 833 |
| Average Assets, year-to-date | $1,001,985,000 | 565 |
| Average Assets, quarterly | $995,482,000 | 572 |
| Volatile liabilities | $576,122,000 | 292 |
| Insider loans | $9,988,000 | 468 |
| FHLB advances | $101,300,000 | 438 |
| Loans and leases held for sale | $0 | 2,044 |
| Unused loan commitments | $61,936,000 | 1,216 |
| Tier 1 (core) risk-based capital | $80,122,000 | 632 |
| Tier 2 risk-based capital | $7,050,000 | 649 |
| Total risk weighted assets | $563,051,000 | 687 |
| Total unused commitments | $61,936,000 | 1,227 |
| Derivatives | $532,000 | 579 |
| 2003-03-31 | Rank | |
| # of Employees: | 189 | 866 |
| Assets and Liabilities | ||
| Total Assets: | $1,028,452,000 | 554 |
| Cash and due from depository institutions | $65,160,000 | 866 |
| Interest-bearing balances | $27,291,000 | 291 |
| Securities | $147,949,000 | 874 |
| Federal funds sold & reverse repurchase agreements | $68,000,000 | 249 |
| Net loans & leases | $712,690,000 | 506 |
| Loan loss allowance | $9,833,000 | 516 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $8,224,000 | 1,107 |
| Other real estate owned | $0 | 866 |
| Goodwill and other intangibles | $0 | 3,151 |
| All other assets | $26,429,000 | 591 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $1,028,452,000 | 554 |
| Total liabilities | $949,752,000 | 539 |
| Total deposits | $793,985,000 | 541 |
| Interest-bearing deposits | $673,275,000 | 534 |
| Deposits held in domestic offices | $478,827,000 | 881 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $60,619,000 | 388 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $81,300,000 | 581 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $13,848,000 | 529 |
| Total equity capital | $78,700,000 | 696 |
| Total bank equity capital | $78,700,000 | 696 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $2,625,000 | 1,469 |
| Surplus | $31,547,000 | 699 |
| Undivided profits | $44,528,000 | 712 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $21,188,000 | 227 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $5,147,000 | 526 |
| Earning assets | $955,930,000 | 543 |
| Long-term assets (5+ years) | $127,890,000 | 795 |
| Average Assets, year-to-date | $1,021,721,500 | 554 |
| Average Assets, quarterly | $1,021,721,500 | 554 |
| Volatile liabilities | $614,537,000 | 282 |
| Insider loans | $10,130,000 | 462 |
| FHLB advances | $81,300,000 | 507 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $76,590,000 | 1,009 |
| Tier 1 (core) risk-based capital | $78,377,000 | 634 |
| Tier 2 risk-based capital | $7,179,000 | 625 |
| Total risk weighted assets | $571,647,000 | 659 |
| Total unused commitments | $76,590,000 | 1,015 |
| Derivatives | $332,000 | 543 |
| 2002-12-31 | Rank | |
| # of Employees: | 188 | 870 |
| Assets and Liabilities | ||
| Total Assets: | $1,014,991,000 | 554 |
| Cash and due from depository institutions | $94,885,000 | 870 |
| Interest-bearing balances | $29,464,000 | 235 |
| Securities | $148,239,000 | 853 |
| Federal funds sold & reverse repurchase agreements | $5,000,000 | 2,793 |
| Net loans & leases | $726,746,000 | 491 |
| Loan loss allowance | $9,009,000 | 540 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $7,691,000 | 1,174 |
| Other real estate owned | $0 | 870 |
| Goodwill and other intangibles | $0 | 3,122 |
| All other assets | $32,430,000 | 517 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $1,014,991,000 | 554 |
| Total liabilities | $939,950,000 | 538 |
| Total deposits | $770,489,000 | 539 |
| Interest-bearing deposits | $647,011,000 | 547 |
| Deposits held in domestic offices | $457,181,000 | 901 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $54,522,000 | 414 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $98,800,000 | 519 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $16,139,000 | 463 |
| Total equity capital | $75,041,000 | 717 |
| Total bank equity capital | $75,041,000 | 717 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $2,625,000 | 1,461 |
| Surplus | $31,547,000 | 685 |
| Undivided profits | $40,869,000 | 755 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $18,945,000 | 245 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $6,741,000 | 428 |
| Earning assets | $909,449,000 | 553 |
| Long-term assets (5+ years) | $67,339,000 | 1,374 |
| Average Assets, year-to-date | $988,280,800 | 537 |
| Average Assets, quarterly | $1,006,495,000 | 548 |
| Volatile liabilities | $618,508,000 | 273 |
| Insider loans | $10,496,000 | 426 |
| FHLB advances | $98,800,000 | 445 |
| Loans and leases held for sale | $0 | 1,889 |
| Unused loan commitments | $86,259,000 | 887 |
| Tier 1 (core) risk-based capital | $74,423,000 | 657 |
| Tier 2 risk-based capital | $6,952,000 | 632 |
| Total risk weighted assets | $554,105,000 | 665 |
| Total unused commitments | $86,259,000 | 887 |
| Derivatives | $78,000 | 517 |
| 2001-12-31 | Rank | |
| # of Employees: | 180 | 902 |
| Assets and Liabilities | ||
| Total Assets: | $945,979,000 | 570 |
| Cash and due from depository institutions | $109,773,000 | 902 |
| Interest-bearing balances | $66,096,000 | 103 |
| Securities | $130,062,000 | 882 |
| Federal funds sold & reverse repurchase agreements | $29,000,000 | 495 |
| Net loans & leases | $646,337,000 | 541 |
| Loan loss allowance | $7,598,000 | 594 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $1,225,000 | 5,391 |
| Other real estate owned | $0 | 902 |
| Goodwill and other intangibles | $0 | 3,095 |
| All other assets | $29,582,000 | 530 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $945,979,000 | 570 |
| Total liabilities | $881,926,000 | 556 |
| Total deposits | $796,549,000 | 510 |
| Interest-bearing deposits | $694,481,000 | 500 |
| Deposits held in domestic offices | $457,722,000 | 858 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $21,829,000 | 712 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $53,400,000 | 734 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $10,148,000 | 606 |
| Total equity capital | $64,053,000 | 776 |
| Total bank equity capital | $64,053,000 | 776 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $2,625,000 | 1,460 |
| Surplus | $26,247,000 | 774 |
| Undivided profits | $35,181,000 | 800 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $272,000 | 5,430 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $6,679,000 | 455 |
| Earning assets | $871,495,000 | 562 |
| Long-term assets (5+ years) | $108,001,000 | 887 |
| Average Assets, year-to-date | $813,060,600 | 623 |
| Average Assets, quarterly | $907,479,500 | 583 |
| Volatile liabilities | $553,108,000 | 300 |
| Insider loans | $14,540,000 | 268 |
| FHLB advances | $53,400,000 | 649 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $78,399,000 | 906 |
| Tier 1 (core) risk-based capital | $63,441,000 | 728 |
| Tier 2 risk-based capital | $6,441,000 | 645 |
| Total risk weighted assets | $511,696,000 | 687 |
| Total unused commitments | $78,399,000 | 906 |
| Derivatives | $3,192,000 | 375 |
| 2000-12-31 | Rank | |
| # of Employees: | 169 | 935 |
| Assets and Liabilities | ||
| Total Assets: | $739,940,000 | 683 |
| Cash and due from depository institutions | $115,139,000 | 935 |
| Interest-bearing balances | $76,358,000 | 69 |
| Securities | $67,032,000 | 1,635 |
| Federal funds sold & reverse repurchase agreements | $47,870,000 | 279 |
| Net loans & leases | $490,411,000 | 672 |
| Loan loss allowance | $5,366,000 | 778 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $1,350,000 | 5,142 |
| Other real estate owned | $0 | 935 |
| Goodwill and other intangibles | $13,000 | 3,019 |
| All other assets | $18,125,000 | 635 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $739,940,000 | 683 |
| Total liabilities | $694,847,000 | 665 |
| Total deposits | $616,258,000 | 632 |
| Interest-bearing deposits | $536,505,000 | 626 |
| Deposits held in domestic offices | $423,926,000 | 904 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $19,355,000 | 749 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $50,125,000 | 728 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $9,109,000 | 655 |
| Total equity capital | $45,093,000 | 1,024 |
| Total bank equity capital | $45,093,000 | 1,024 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $2,625,000 | 1,465 |
| Surplus | $15,247,000 | 1,157 |
| Undivided profits | $27,221,000 | 985 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,688 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $5,860,000 | 436 |
| Earning assets | $681,671,000 | 683 |
| Long-term assets (5+ years) | $49,679,000 | 1,666 |
| Average Assets, year-to-date | $670,601,400 | 706 |
| Average Assets, quarterly | $710,306,500 | 699 |
| Volatile liabilities | $425,209,000 | 367 |
| Insider loans | $8,340,000 | 527 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $38,670,000 | 1,424 |
| Tier 1 (core) risk-based capital | $45,153,000 | 966 |
| Tier 2 risk-based capital | $4,617,220 | 838 |
| Total risk weighted assets | $368,628,520 | 889 |
| Total unused commitments | $38,670,000 | 1,425 |
| Derivatives | $615,000 | 447 |
| 1999-12-31 | Rank | |
| # of Employees: | 144 | 1,159 |
| Assets and Liabilities | ||
| Total Assets: | $615,653,000 | 803 |
| Cash and due from depository institutions | $88,568,000 | 1,159 |
| Interest-bearing balances | $68,441,000 | 77 |
| Securities | $62,930,000 | 1,819 |
| Federal funds sold & reverse repurchase agreements | $41,861,000 | 278 |
| Net loans & leases | $404,891,000 | 790 |
| Loan loss allowance | $4,356,000 | 908 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $1,417,000 | 5,020 |
| Other real estate owned | $0 | 1,159 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $15,986,000 | 698 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $615,653,000 | 803 |
| Total liabilities | $577,995,000 | 778 |
| Total deposits | $479,528,000 | 776 |
| Interest-bearing deposits | $435,363,000 | 744 |
| Deposits held in domestic offices | $318,020,000 | 1,158 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $58,980,000 | 460 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $30,400,000 | 1,025 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $9,087,000 | 641 |
| Total equity capital | $37,658,000 | 1,195 |
| Total bank equity capital | $37,658,000 | 1,195 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $2,625,000 | 1,465 |
| Surplus | $15,247,000 | 1,138 |
| Undivided profits | $19,786,000 | 1,274 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $243,000 | 5,263 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $4,220,000 | 531 |
| Earning assets | $578,123,000 | 781 |
| Long-term assets (5+ years) | $23,417,000 | 2,997 |
| Average Assets, year-to-date | $554,419,200 | 851 |
| Average Assets, quarterly | $590,060,000 | 832 |
| Volatile liabilities | $387,182,000 | 387 |
| Insider loans | $11,910,000 | 336 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $15,883,000 | 2,779 |
| Tier 1 (core) risk-based capital | $38,076,000 | 1,161 |
| Tier 2 risk-based capital | $3,347,790 | 1,084 |
| Total risk weighted assets | $266,814,890 | 1,183 |
| Total unused commitments | $15,883,000 | 2,786 |
| Derivatives | $323,000 | 467 |
| 1998-12-31 | Rank | |
| # of Employees: | 120 | 1,400 |
| Assets and Liabilities | ||
| Total Assets: | $506,450,000 | 924 |
| Cash and due from depository institutions | $95,986,000 | 1,400 |
| Interest-bearing balances | $72,693,000 | 82 |
| Securities | $54,620,000 | 2,120 |
| Federal funds sold & reverse repurchase agreements | $2,176,000 | 5,630 |
| Net loans & leases | $330,545,000 | 878 |
| Loan loss allowance | $2,881,000 | 1,271 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $1,082,000 | 5,740 |
| Other real estate owned | $0 | 1,400 |
| Goodwill and other intangibles | $0 | 3,445 |
| All other assets | $22,041,000 | 504 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $506,450,000 | 924 |
| Total liabilities | $475,523,000 | 897 |
| Total deposits | $397,162,000 | 928 |
| Interest-bearing deposits | $352,836,000 | 897 |
| Deposits held in domestic offices | $283,474,000 | 1,295 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $68,607,000 | 395 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,274 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $9,754,000 | 644 |
| Total equity capital | $30,927,000 | 1,446 |
| Total bank equity capital | $30,927,000 | 1,446 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $2,625,000 | 1,416 |
| Surplus | $15,246,000 | 1,084 |
| Undivided profits | $13,056,000 | 2,014 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $699,000 | 3,154 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $4,605,000 | 476 |
| Earning assets | $460,034,000 | 935 |
| Long-term assets (5+ years) | $25,395,000 | 2,688 |
| Average Assets, year-to-date | $454,142,600 | 985 |
| Average Assets, quarterly | $495,494,000 | 931 |
| Volatile liabilities | $286,929,000 | 425 |
| Insider loans | $13,247,000 | 278 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $10,843,000 | 3,433 |
| Tier 1 (core) risk-based capital | $30,854,000 | 1,373 |
| Tier 2 risk-based capital | $2,638,560 | 1,277 |
| Total risk weighted assets | $210,842,660 | 1,362 |
| Total unused commitments | $10,843,000 | 3,438 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 111 | 1,575 |
| Assets and Liabilities | ||
| Total Assets: | $406,081,000 | 1,152 |
| Cash and due from depository institutions | $86,964,000 | 1,575 |
| Interest-bearing balances | $81,084,000 | 67 |
| Securities | $74,577,000 | 1,543 |
| Federal funds sold & reverse repurchase agreements | $26,118,000 | 514 |
| Net loans & leases | $200,774,000 | 1,411 |
| Loan loss allowance | $1,804,000 | 1,957 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $965,000 | 6,078 |
| Other real estate owned | $0 | 1,575 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $16,683,000 | 594 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $406,081,000 | 1,152 |
| Total liabilities | $382,821,000 | 1,116 |
| Total deposits | $306,578,000 | 1,208 |
| Interest-bearing deposits | $283,065,000 | 1,151 |
| Deposits held in domestic offices | $184,377,000 | 2,041 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $67,923,000 | 418 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $0 | 5,103 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $8,320,000 | 710 |
| Total equity capital | $23,260,000 | 1,916 |
| Total bank equity capital | $23,260,000 | 1,916 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $2,625,000 | 1,402 |
| Surplus | $12,703,000 | 1,257 |
| Undivided profits | $7,932,000 | 3,121 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,575,000 | 1,674 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $2,440,000 | 891 |
| Earning assets | $382,553,000 | 1,126 |
| Long-term assets (5+ years) | $14,787,000 | 3,401 |
| Average Assets, year-to-date | $344,353,000 | 1,273 |
| Average Assets, quarterly | $380,830,000 | 1,206 |
| Volatile liabilities | $250,858,000 | 462 |
| Insider loans | $7,357,000 | 548 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $11,772,000 | 3,094 |
| Tier 1 (core) risk-based capital | $23,230,000 | 1,824 |
| Tier 2 risk-based capital | $1,804,000 | 1,681 |
| Total risk weighted assets | $156,411,700 | 1,799 |
| Total unused commitments | $11,772,000 | 3,095 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 94 | 1,985 |
| Assets and Liabilities | ||
| Total Assets: | $312,764,000 | 1,524 |
| Cash and due from depository institutions | $71,974,000 | 1,985 |
| Interest-bearing balances | $56,710,000 | 85 |
| Securities | $58,101,000 | 2,091 |
| Federal funds sold & reverse repurchase agreements | $12,700,000 | 1,022 |
| Net loans & leases | $156,202,000 | 1,853 |
| Loan loss allowance | $1,318,000 | 2,739 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $914,000 | 6,301 |
| Other real estate owned | $0 | 1,985 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $12,873,000 | 739 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $312,764,000 | 1,524 |
| Total liabilities | $293,723,000 | 1,458 |
| Total deposits | $254,940,000 | 1,514 |
| Interest-bearing deposits | $222,417,000 | 1,504 |
| Deposits held in domestic offices | $160,285,000 | 2,402 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $31,523,000 | 655 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $0 | 5,299 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $7,260,000 | 770 |
| Total equity capital | $19,041,000 | 2,365 |
| Total bank equity capital | $19,041,000 | 2,365 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $2,625,000 | 1,462 |
| Surplus | $11,858,000 | 1,393 |
| Undivided profits | $4,558,000 | 4,752 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $364,000 | 5,114 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $1,852,000 | 1,177 |
| Earning assets | $283,713,000 | 1,532 |
| Long-term assets (5+ years) | $3,693,000 | 6,596 |
| Average Assets, year-to-date | $288,280,800 | 1,568 |
| Average Assets, quarterly | $308,397,000 | 1,519 |
| Volatile liabilities | $178,206,000 | 601 |
| Insider loans | $5,509,000 | 781 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $23,009,000 | 1,851 |
| Tier 1 (core) risk-based capital | $19,074,000 | 2,265 |
| Tier 2 risk-based capital | $1,318,000 | 2,300 |
| Total risk weighted assets | $124,116,000 | 2,270 |
| Total unused commitments | $23,009,000 | 1,866 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 83 | 2,347 |
| Assets and Liabilities | ||
| Total Assets: | $248,676,000 | 1,882 |
| Cash and due from depository institutions | $23,065,000 | 2,347 |
| Interest-bearing balances | $9,329,000 | 494 |
| Securities | $40,196,000 | 3,138 |
| Federal funds sold & reverse repurchase agreements | $24,900,000 | 605 |
| Net loans & leases | $146,610,000 | 1,942 |
| Loan loss allowance | $1,261,000 | 2,870 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $1,009,000 | 6,029 |
| Other real estate owned | $0 | 2,347 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $12,896,000 | 769 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $248,676,000 | 1,882 |
| Total liabilities | $233,057,000 | 1,820 |
| Total deposits | $198,685,000 | 1,975 |
| Interest-bearing deposits | $168,126,000 | 2,023 |
| Deposits held in domestic offices | $123,701,000 | 3,088 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $25,063,000 | 732 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $9,309,000 | 697 |
| Total equity capital | $15,619,000 | 2,854 |
| Total bank equity capital | $15,619,000 | 2,854 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $2,625,000 | 1,491 |
| Surplus | $9,998,000 | 1,601 |
| Undivided profits | $2,996,000 | 6,215 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $557,000 | 3,955 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $2,048,000 | 1,111 |
| Earning assets | $221,035,000 | 1,953 |
| Long-term assets (5+ years) | $306,000 | 9,925 |
| Average Assets, year-to-date | $223,346,800 | 2,033 |
| Average Assets, quarterly | $239,077,500 | 1,944 |
| Volatile liabilities | $137,632,000 | 685 |
| Insider loans | $3,435,000 | 1,276 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $6,622,000 | 4,237 |
| Tier 1 (core) risk-based capital | $15,499,000 | 2,772 |
| Tier 2 risk-based capital | $1,261,000 | 2,370 |
| Total risk weighted assets | $102,840,900 | 2,663 |
| Total unused commitments | $6,622,000 | 4,250 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 80 | 2,498 |
| Assets and Liabilities | ||
| Total Assets: | $205,153,000 | 2,262 |
| Cash and due from depository institutions | $40,789,000 | 2,498 |
| Interest-bearing balances | $30,172,000 | 144 |
| Securities | $12,947,000 | 7,728 |
| Federal funds sold & reverse repurchase agreements | $22,300,000 | 489 |
| Net loans & leases | $117,665,000 | 2,309 |
| Loan loss allowance | $1,234,000 | 2,983 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $974,000 | 6,180 |
| Other real estate owned | $0 | 2,498 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $10,478,000 | 957 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $205,153,000 | 2,262 |
| Total liabilities | $192,332,000 | 2,194 |
| Total deposits | $172,470,000 | 2,245 |
| Interest-bearing deposits | $140,850,000 | 2,366 |
| Deposits held in domestic offices | $119,244,000 | 3,173 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $12,700,000 | 1,130 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $7,162,000 | 721 |
| Total equity capital | $12,821,000 | 3,181 |
| Total bank equity capital | $12,821,000 | 3,181 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $2,625,000 | 1,515 |
| Surplus | $9,998,000 | 1,536 |
| Undivided profits | $198,000 | 11,048 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 11,640 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $1,383,000 | 1,398 |
| Earning assets | $183,084,000 | 2,316 |
| Long-term assets (5+ years) | $366,000 | 10,325 |
| Average Assets, year-to-date | $172,235,000 | 2,580 |
| Average Assets, quarterly | $195,660,500 | 2,342 |
| Volatile liabilities | $95,475,000 | 838 |
| Insider loans | $3,274,000 | 1,278 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $5,742,000 | 4,511 |
| Tier 1 (core) risk-based capital | $12,831,000 | 3,223 |
| Tier 2 risk-based capital | $1,099,030 | 2,684 |
| Total risk weighted assets | $87,787,130 | 3,014 |
| Total unused commitments | $5,742,000 | 4,519 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 66 | 3,187 |
| Assets and Liabilities | ||
| Total Assets: | $156,913,000 | 2,927 |
| Cash and due from depository institutions | $21,640,000 | 3,187 |
| Interest-bearing balances | $13,613,000 | 460 |
| Securities | $18,287,000 | 6,523 |
| Federal funds sold & reverse repurchase agreements | $23,000,000 | 599 |
| Net loans & leases | $86,371,000 | 2,947 |
| Loan loss allowance | $797,000 | 4,492 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $750,000 | 7,261 |
| Other real estate owned | $0 | 3,187 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $6,865,000 | 1,246 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $156,913,000 | 2,927 |
| Total liabilities | $146,616,000 | 2,866 |
| Total deposits | $141,367,000 | 2,796 |
| Interest-bearing deposits | $111,353,000 | 3,055 |
| Deposits held in domestic offices | $94,840,000 | 4,078 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $374,000 | 3,601 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $4,875,000 | 968 |
| Total equity capital | $10,297,000 | 3,964 |
| Total bank equity capital | $10,297,000 | 3,964 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $2,625,000 | 1,527 |
| Surplus | $9,998,000 | 1,468 |
| Undivided profits | $-2,326,000 | 13,017 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $415,000 | 5,452 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $1,049,000 | 1,648 |
| Earning assets | $141,271,000 | 2,981 |
| Long-term assets (5+ years) | $104,000 | 11,253 |
| Average Assets, year-to-date | $149,307,600 | 2,992 |
| Average Assets, quarterly | $157,343,000 | 2,886 |
| Volatile liabilities | $61,546,000 | 1,039 |
| Insider loans | $1,812,000 | 2,253 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $7,250,000 | 3,871 |
| Tier 1 (core) risk-based capital | $10,297,000 | 3,879 |
| Tier 2 risk-based capital | $797,000 | 3,554 |
| Total risk weighted assets | $84,877,700 | 3,038 |
| Total unused commitments | $7,250,000 | 3,892 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 61 | 3,504 |
| Assets and Liabilities | ||
| Total Assets: | $139,592,000 | 3,338 |
| Cash and due from depository institutions | $29,519,000 | 3,504 |
| Interest-bearing balances | $24,794,000 | 334 |
| Securities | $16,810,000 | 6,870 |
| Federal funds sold & reverse repurchase agreements | $25,300,000 | 708 |
| Net loans & leases | $63,649,000 | 3,974 |
| Loan loss allowance | $842,000 | 4,309 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $712,000 | 7,574 |
| Other real estate owned | $0 | 3,504 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $3,602,000 | 2,153 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $139,592,000 | 3,338 |
| Total liabilities | $130,772,000 | 3,260 |
| Total deposits | $114,451,000 | 3,552 |
| Interest-bearing deposits | $92,197,000 | 3,819 |
| Deposits held in domestic offices | $65,172,000 | 5,843 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $12,160,000 | 914 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $185,000 | 3,937 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $3,976,000 | 1,109 |
| Total equity capital | $8,820,000 | 4,392 |
| Total bank equity capital | $8,820,000 | 4,392 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $2,625,000 | 1,563 |
| Surplus | $9,998,000 | 1,419 |
| Undivided profits | $-3,803,000 | 13,705 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 13,091 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $293,000 | 6,633 |
| Earning assets | $130,553,000 | 3,248 |
| Long-term assets (5+ years) | $256,000 | 11,379 |
| Average Assets, year-to-date | $123,680,200 | 3,665 |
| Average Assets, quarterly | $123,263,000 | 3,725 |
| Volatile liabilities | $74,133,000 | 902 |
| Insider loans | $4,673,000 | 101 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $2,197,000 | 7,060 |
| Tier 1 (core) risk-based capital | $8,820,000 | 4,322 |
| Tier 2 risk-based capital | $816,510 | 3,466 |
| Total risk weighted assets | $65,295,110 | 3,936 |
| Total unused commitments | $2,197,000 | 7,089 |
| Derivatives | $0 | 651 |