Home > The Bank of McMechen > Income and Expense
The Bank of McMechen, Income and Expense
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $2,302,000 | 8,630 |
| Total interest expense | $806,000 | 9,239 |
| Net interest income | $1,496,000 | 7,988 |
| Provision for loan and lease losses | $130,000 | 4,446 |
| Total noninterest income | $185,000 | 8,046 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $132,000 | 6,520 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $53,000 | 8,302 |
| Total noninterest expense | $1,156,000 | 7,835 |
| Salaries and employee benefits | $620,000 | 7,785 |
| Premises and equipment expense | $147,000 | 7,862 |
| Additional noninterest expense | $389,000 | 7,450 |
| Pre-tax net operating income | $395,000 | 8,470 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $149,000 | 7,627 |
| Income before extraordinary items | $246,000 | 8,782 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $246,000 | 8,786 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $40,000 | 5,500 |
| Cash dividends | $45,000 | 7,291 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $246,000 | 8,743 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $2,316,000 | 8,957 |
| Total interest expense | $867,000 | 9,426 |
| Net interest income | $1,449,000 | 8,389 |
| Provision for loan and lease losses | $47,000 | 6,760 |
| Total noninterest income | $184,000 | 8,471 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $125,000 | 6,977 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $59,000 | 8,503 |
| Total noninterest expense | $1,100,000 | 8,329 |
| Salaries and employee benefits | $566,000 | 8,359 |
| Premises and equipment expense | $229,000 | 6,546 |
| Additional noninterest expense | $305,000 | 8,827 |
| Pre-tax net operating income | $486,000 | 8,023 |
| Securities gains (losses) | $11,000 | 2,431 |
| Applicable income taxes | $186,000 | 7,351 |
| Income before extraordinary items | $311,000 | 8,331 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $311,000 | 8,328 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $22,000 | 6,621 |
| Cash dividends | $87,000 | 6,947 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $303,960 | 8,337 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $2,228,000 | 9,375 |
| Total interest expense | $913,000 | 9,571 |
| Net interest income | $1,315,000 | 9,032 |
| Provision for loan and lease losses | $81,000 | 5,069 |
| Total noninterest income | $181,000 | 8,745 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $121,000 | 7,291 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $60,000 | 8,751 |
| Total noninterest expense | $1,103,000 | 8,564 |
| Salaries and employee benefits | $518,000 | 8,956 |
| Premises and equipment expense | $179,000 | 7,622 |
| Additional noninterest expense | $406,000 | 8,129 |
| Pre-tax net operating income | $312,000 | 9,656 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $122,000 | 8,764 |
| Income before extraordinary items | $190,000 | 10,047 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $190,000 | 10,050 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $49,000 | 5,173 |
| Cash dividends | $58,000 | 7,639 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $190,000 | 10,013 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $2,046,000 | 9,721 |
| Total interest expense | $777,000 | 9,724 |
| Net interest income | $1,269,000 | 9,557 |
| Provision for loan and lease losses | $11,000 | 8,408 |
| Total noninterest income | $155,000 | 9,612 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $91,000 | 8,334 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $64,000 | 8,924 |
| Total noninterest expense | $1,074,000 | 9,067 |
| Salaries and employee benefits | $520,000 | 9,203 |
| Premises and equipment expense | $167,000 | 8,151 |
| Additional noninterest expense | $387,000 | 8,949 |
| Pre-tax net operating income | $339,000 | 9,833 |
| Securities gains (losses) | $43,000 | 1,243 |
| Applicable income taxes | $153,000 | 8,250 |
| Income before extraordinary items | $229,000 | 9,935 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $229,000 | 9,947 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-37,000 | 11,710 |
| Cash dividends | $73,000 | 7,479 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $201,480 | 10,315 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $2,186,000 | 9,818 |
| Total interest expense | $884,000 | 9,617 |
| Net interest income | $1,302,000 | 9,722 |
| Provision for loan and lease losses | $113,000 | 5,452 |
| Total noninterest income | $153,000 | 10,142 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $75,000 | 9,178 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $78,000 | 8,723 |
| Total noninterest expense | $1,097,000 | 9,330 |
| Salaries and employee benefits | $521,000 | 9,452 |
| Premises and equipment expense | $168,000 | 8,425 |
| Additional noninterest expense | $408,000 | 9,179 |
| Pre-tax net operating income | $245,000 | 10,656 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $95,000 | 9,865 |
| Income before extraordinary items | $150,000 | 11,203 |
| Extraordinary gains, net | $26,000 | 2,568 |
| Net income | $176,000 | 11,017 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $228,000 | 2,889 |
| Cash dividends | $63,000 | 7,651 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $150,000 | 10,996 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $2,457,000 | 9,994 |
| Total interest expense | $1,115,000 | 9,928 |
| Net interest income | $1,342,000 | 9,836 |
| Provision for loan and lease losses | $258,000 | 4,511 |
| Total noninterest income | $153,000 | 10,441 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $80,000 | 9,162 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $73,000 | 9,151 |
| Total noninterest expense | $1,065,000 | 9,688 |
| Salaries and employee benefits | $478,000 | 10,004 |
| Premises and equipment expense | $157,000 | 8,918 |
| Additional noninterest expense | $430,000 | 9,206 |
| Pre-tax net operating income | $172,000 | 11,320 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $60,000 | 10,985 |
| Income before extraordinary items | $112,000 | 11,781 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $112,000 | 11,857 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $219,000 | 4,010 |
| Cash dividends | $57,000 | 7,528 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $112,000 | 11,464 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.