Home > The Bank of McLouth > Income and Expense
The Bank of McLouth, Income and Expense
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $724,000 | 6,935 |
| Total interest expense | $130,000 | 6,881 |
| Net interest income | $594,000 | 6,899 |
| Provision for loan and lease losses | $24,000 | 5,645 |
| Total noninterest income | $61,000 | 6,408 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $51,000 | 5,517 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $10,000 | 6,590 |
| Total noninterest expense | $355,000 | 7,233 |
| Salaries and employee benefits | $182,000 | 7,232 |
| Premises and equipment expense | $52,000 | 6,890 |
| Additional noninterest expense | $121,000 | 7,153 |
| Pre-tax net operating income | $276,000 | 4,728 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $8,000 | 4,176 |
| Income before extraordinary items | $268,000 | 4,610 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $268,000 | 4,608 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $268,000 | 4,610 |
| Net charge-offs | $-15,000 | 7,101 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $268,000 | 4,525 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $348,000 | 7,023 |
| Total interest expense | $64,000 | 6,977 |
| Net interest income | $284,000 | 6,973 |
| Provision for loan and lease losses | $12,000 | 5,317 |
| Total noninterest income | $27,000 | 6,580 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $22,000 | 5,670 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $5,000 | 6,705 |
| Total noninterest expense | $173,000 | 7,300 |
| Salaries and employee benefits | $89,000 | 7,290 |
| Premises and equipment expense | $23,000 | 7,027 |
| Additional noninterest expense | $61,000 | 7,199 |
| Pre-tax net operating income | $126,000 | 4,862 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $4,000 | 4,128 |
| Income before extraordinary items | $122,000 | 4,749 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $122,000 | 4,747 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $122,000 | 4,749 |
| Net charge-offs | $-8,000 | 6,939 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $122,000 | 4,683 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $140,000 | 7,622 |
| Total interest expense | $21,000 | 7,603 |
| Net interest income | $119,000 | 7,617 |
| Provision for loan and lease losses | $260,000 | 5,036 |
| Total noninterest income | $19,000 | 7,200 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $11,000 | 6,712 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $8,000 | 6,821 |
| Total noninterest expense | $93,000 | 7,642 |
| Salaries and employee benefits | $51,000 | 7,629 |
| Premises and equipment expense | $7,000 | 7,617 |
| Additional noninterest expense | $35,000 | 7,644 |
| Pre-tax net operating income | $-215,000 | 6,043 |
| Securities gains (losses) | $-4,000 | 6,965 |
| Applicable income taxes | $-9,000 | 6,559 |
| Income before extraordinary items | $-210,000 | 6,187 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-210,000 | 6,187 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $-210,000 | 6,188 |
| Net charge-offs | $-2,000 | 7,326 |
| Cash dividends | $5,575,000 | 303 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $-206,160 | 6,114 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $1,369,000 | 6,948 |
| Total interest expense | $210,000 | 7,251 |
| Net interest income | $1,159,000 | 6,770 |
| Provision for loan and lease losses | $70,000 | 6,010 |
| Total noninterest income | $91,000 | 6,638 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $79,000 | 5,500 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $12,000 | 6,859 |
| Total noninterest expense | $696,000 | 7,220 |
| Salaries and employee benefits | $496,000 | 6,829 |
| Premises and equipment expense | $91,000 | 6,960 |
| Additional noninterest expense | $109,000 | 7,626 |
| Pre-tax net operating income | $484,000 | 4,257 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $138,000 | 2,861 |
| Income before extraordinary items | $346,000 | 4,666 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $346,000 | 4,669 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $346,000 | 4,669 |
| Net charge-offs | $31,000 | 5,810 |
| Cash dividends | $105,000 | 3,141 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $346,000 | 4,482 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $904,000 | 7,017 |
| Total interest expense | $146,000 | 7,299 |
| Net interest income | $758,000 | 6,834 |
| Provision for loan and lease losses | $60,000 | 5,595 |
| Total noninterest income | $57,000 | 6,728 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $49,000 | 5,620 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $8,000 | 6,923 |
| Total noninterest expense | $459,000 | 7,297 |
| Salaries and employee benefits | $329,000 | 6,886 |
| Premises and equipment expense | $61,000 | 6,995 |
| Additional noninterest expense | $69,000 | 7,704 |
| Pre-tax net operating income | $296,000 | 4,430 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $83,000 | 2,935 |
| Income before extraordinary items | $213,000 | 4,809 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $213,000 | 4,810 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $213,000 | 4,809 |
| Net charge-offs | $38,000 | 5,106 |
| Cash dividends | $105,000 | 2,781 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $213,000 | 4,659 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $445,000 | 7,137 |
| Total interest expense | $75,000 | 7,384 |
| Net interest income | $370,000 | 6,932 |
| Provision for loan and lease losses | $30,000 | 5,300 |
| Total noninterest income | $28,000 | 6,814 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $24,000 | 5,677 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $4,000 | 7,081 |
| Total noninterest expense | $227,000 | 7,408 |
| Salaries and employee benefits | $162,000 | 7,003 |
| Premises and equipment expense | $32,000 | 7,033 |
| Additional noninterest expense | $33,000 | 7,824 |
| Pre-tax net operating income | $141,000 | 4,648 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $40,000 | 2,950 |
| Income before extraordinary items | $101,000 | 4,958 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $101,000 | 4,959 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $101,000 | 4,958 |
| Net charge-offs | $-8,000 | 7,437 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $101,000 | 4,849 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $1,936,000 | 7,105 |
| Total interest expense | $401,000 | 7,354 |
| Net interest income | $1,535,000 | 6,860 |
| Provision for loan and lease losses | $105,000 | 6,376 |
| Total noninterest income | $161,000 | 6,494 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $129,000 | 5,385 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $32,000 | 6,703 |
| Total noninterest expense | $1,087,000 | 7,284 |
| Salaries and employee benefits | $707,000 | 6,948 |
| Premises and equipment expense | $134,000 | 7,067 |
| Additional noninterest expense | $246,000 | 7,602 |
| Pre-tax net operating income | $504,000 | 3,991 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $126,000 | 2,720 |
| Income before extraordinary items | $378,000 | 4,240 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $378,000 | 4,240 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $378,000 | 4,240 |
| Net charge-offs | $51,000 | 6,205 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $378,000 | 4,172 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $1,469,000 | 7,169 |
| Total interest expense | $315,000 | 7,417 |
| Net interest income | $1,154,000 | 6,899 |
| Provision for loan and lease losses | $75,000 | 6,260 |
| Total noninterest income | $122,000 | 6,605 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $97,000 | 5,411 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $25,000 | 6,841 |
| Total noninterest expense | $758,000 | 7,413 |
| Salaries and employee benefits | $473,000 | 7,169 |
| Premises and equipment expense | $103,000 | 7,094 |
| Additional noninterest expense | $182,000 | 7,662 |
| Pre-tax net operating income | $443,000 | 4,054 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $116,000 | 2,770 |
| Income before extraordinary items | $327,000 | 4,315 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $327,000 | 4,311 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $327,000 | 4,314 |
| Net charge-offs | $18,000 | 6,290 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $327,000 | 4,252 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $986,000 | 7,232 |
| Total interest expense | $219,000 | 7,491 |
| Net interest income | $767,000 | 6,941 |
| Provision for loan and lease losses | $45,000 | 6,163 |
| Total noninterest income | $84,000 | 6,628 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $66,000 | 5,389 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $18,000 | 6,881 |
| Total noninterest expense | $496,000 | 7,503 |
| Salaries and employee benefits | $312,000 | 7,267 |
| Premises and equipment expense | $65,000 | 7,214 |
| Additional noninterest expense | $119,000 | 7,750 |
| Pre-tax net operating income | $310,000 | 4,099 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $83,000 | 2,776 |
| Income before extraordinary items | $227,000 | 4,381 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $227,000 | 4,378 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $227,000 | 4,378 |
| Net charge-offs | $18,000 | 5,684 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $227,000 | 4,270 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $476,000 | 7,327 |
| Total interest expense | $114,000 | 7,533 |
| Net interest income | $362,000 | 7,062 |
| Provision for loan and lease losses | $15,000 | 6,043 |
| Total noninterest income | $38,000 | 6,716 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $29,000 | 5,556 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $9,000 | 6,953 |
| Total noninterest expense | $225,000 | 7,642 |
| Salaries and employee benefits | $150,000 | 7,373 |
| Premises and equipment expense | $35,000 | 7,168 |
| Additional noninterest expense | $40,000 | 7,998 |
| Pre-tax net operating income | $160,000 | 4,398 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $45,000 | 2,970 |
| Income before extraordinary items | $115,000 | 4,749 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $115,000 | 4,753 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $115,000 | 4,752 |
| Net charge-offs | $31,000 | 3,989 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $115,000 | 4,586 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $1,995,000 | 7,337 |
| Total interest expense | $557,000 | 7,572 |
| Net interest income | $1,438,000 | 7,088 |
| Provision for loan and lease losses | $90,000 | 6,145 |
| Total noninterest income | $213,000 | 6,399 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $170,000 | 5,081 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $43,000 | 6,902 |
| Total noninterest expense | $1,062,000 | 7,464 |
| Salaries and employee benefits | $724,000 | 7,093 |
| Premises and equipment expense | $128,000 | 7,348 |
| Additional noninterest expense | $210,000 | 7,846 |
| Pre-tax net operating income | $499,000 | 4,872 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $141,000 | 3,117 |
| Income before extraordinary items | $358,000 | 4,884 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $358,000 | 4,883 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $72,000 | 5,313 |
| Cash dividends | $105,000 | 4,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $358,000 | 5,052 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $1,495,000 | 7,421 |
| Total interest expense | $431,000 | 7,649 |
| Net interest income | $1,064,000 | 7,170 |
| Provision for loan and lease losses | $70,000 | 5,559 |
| Total noninterest income | $158,000 | 6,519 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $130,000 | 5,093 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $28,000 | 7,176 |
| Total noninterest expense | $732,000 | 7,612 |
| Salaries and employee benefits | $490,000 | 7,292 |
| Premises and equipment expense | $98,000 | 7,375 |
| Additional noninterest expense | $144,000 | 7,943 |
| Pre-tax net operating income | $420,000 | 5,201 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $125,000 | 3,400 |
| Income before extraordinary items | $295,000 | 5,233 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $295,000 | 5,229 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $39,000 | 4,913 |
| Cash dividends | $105,000 | 4,369 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $295,000 | 5,415 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $1,002,000 | 7,480 |
| Total interest expense | $301,000 | 7,700 |
| Net interest income | $701,000 | 7,202 |
| Provision for loan and lease losses | $70,000 | 4,755 |
| Total noninterest income | $106,000 | 6,575 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $86,000 | 5,132 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $20,000 | 7,196 |
| Total noninterest expense | $488,000 | 7,663 |
| Salaries and employee benefits | $325,000 | 7,361 |
| Premises and equipment expense | $64,000 | 7,436 |
| Additional noninterest expense | $99,000 | 7,976 |
| Pre-tax net operating income | $249,000 | 5,497 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $68,000 | 3,821 |
| Income before extraordinary items | $181,000 | 5,750 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $181,000 | 5,750 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $143,000 | 2,600 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $181,000 | 5,690 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $505,000 | 7,548 |
| Total interest expense | $158,000 | 7,759 |
| Net interest income | $347,000 | 7,264 |
| Provision for loan and lease losses | $45,000 | 3,899 |
| Total noninterest income | $50,000 | 6,671 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $41,000 | 5,179 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $9,000 | 7,309 |
| Total noninterest expense | $247,000 | 7,668 |
| Salaries and employee benefits | $161,000 | 7,414 |
| Premises and equipment expense | $35,000 | 7,353 |
| Additional noninterest expense | $51,000 | 7,974 |
| Pre-tax net operating income | $105,000 | 5,951 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $27,000 | 4,129 |
| Income before extraordinary items | $78,000 | 6,157 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $78,000 | 6,159 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $150,000 | 1,484 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $78,000 | 6,065 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $1,990,000 | 7,566 |
| Total interest expense | $610,000 | 7,796 |
| Net interest income | $1,380,000 | 7,275 |
| Provision for loan and lease losses | $25,000 | 6,187 |
| Total noninterest income | $203,000 | 6,720 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $165,000 | 5,259 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $38,000 | 7,341 |
| Total noninterest expense | $1,049,000 | 7,585 |
| Salaries and employee benefits | $763,000 | 7,074 |
| Premises and equipment expense | $100,000 | 7,747 |
| Additional noninterest expense | $186,000 | 8,085 |
| Pre-tax net operating income | $509,000 | 5,968 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $158,000 | 4,084 |
| Income before extraordinary items | $351,000 | 6,238 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $351,000 | 6,236 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 5,878 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $351,000 | 6,226 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $1,458,000 | 7,643 |
| Total interest expense | $438,000 | 7,874 |
| Net interest income | $1,020,000 | 7,351 |
| Provision for loan and lease losses | $20,000 | 5,830 |
| Total noninterest income | $149,000 | 6,788 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $122,000 | 5,309 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $27,000 | 7,429 |
| Total noninterest expense | $719,000 | 7,694 |
| Salaries and employee benefits | $521,000 | 7,237 |
| Premises and equipment expense | $73,000 | 7,755 |
| Additional noninterest expense | $125,000 | 8,158 |
| Pre-tax net operating income | $430,000 | 6,045 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $140,000 | 4,113 |
| Income before extraordinary items | $290,000 | 6,366 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $290,000 | 6,363 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-14,000 | 7,928 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $290,000 | 6,362 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $953,000 | 7,715 |
| Total interest expense | $281,000 | 7,948 |
| Net interest income | $672,000 | 7,431 |
| Provision for loan and lease losses | $10,000 | 5,732 |
| Total noninterest income | $96,000 | 6,903 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $79,000 | 5,372 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $17,000 | 7,522 |
| Total noninterest expense | $455,000 | 7,816 |
| Salaries and employee benefits | $325,000 | 7,419 |
| Premises and equipment expense | $49,000 | 7,801 |
| Additional noninterest expense | $81,000 | 8,232 |
| Pre-tax net operating income | $303,000 | 6,016 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $101,000 | 4,118 |
| Income before extraordinary items | $202,000 | 6,354 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $202,000 | 6,353 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 7,435 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $202,000 | 6,350 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $463,000 | 7,779 |
| Total interest expense | $135,000 | 8,016 |
| Net interest income | $328,000 | 7,507 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $47,000 | 6,914 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $37,000 | 5,442 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $10,000 | 7,401 |
| Total noninterest expense | $221,000 | 7,887 |
| Salaries and employee benefits | $159,000 | 7,503 |
| Premises and equipment expense | $26,000 | 7,758 |
| Additional noninterest expense | $36,000 | 8,354 |
| Pre-tax net operating income | $154,000 | 6,013 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $55,000 | 4,013 |
| Income before extraordinary items | $99,000 | 6,418 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $99,000 | 6,417 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-50,000 | 8,389 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $99,000 | 6,399 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $1,781,000 | 7,708 |
| Total interest expense | $464,000 | 7,985 |
| Net interest income | $1,317,000 | 7,416 |
| Provision for loan and lease losses | $50,000 | 5,567 |
| Total noninterest income | $210,000 | 6,846 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $174,000 | 5,248 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $36,000 | 7,566 |
| Total noninterest expense | $1,042,000 | 7,641 |
| Salaries and employee benefits | $725,000 | 7,192 |
| Premises and equipment expense | $97,000 | 7,834 |
| Additional noninterest expense | $220,000 | 8,007 |
| Pre-tax net operating income | $435,000 | 6,680 |
| Securities gains (losses) | $-18,000 | 7,507 |
| Applicable income taxes | $122,000 | 4,794 |
| Income before extraordinary items | $295,000 | 6,934 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $295,000 | 6,935 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $86,000 | 3,344 |
| Cash dividends | $105,000 | 5,399 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $307,780 | 6,882 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $1,297,000 | 7,807 |
| Total interest expense | $325,000 | 8,072 |
| Net interest income | $972,000 | 7,529 |
| Provision for loan and lease losses | $40,000 | 5,377 |
| Total noninterest income | $156,000 | 6,900 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $132,000 | 5,276 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $24,000 | 7,706 |
| Total noninterest expense | $692,000 | 7,831 |
| Salaries and employee benefits | $484,000 | 7,441 |
| Premises and equipment expense | $69,000 | 7,933 |
| Additional noninterest expense | $139,000 | 8,223 |
| Pre-tax net operating income | $396,000 | 6,624 |
| Securities gains (losses) | $-18,000 | 7,797 |
| Applicable income taxes | $116,000 | 4,777 |
| Income before extraordinary items | $262,000 | 6,907 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $262,000 | 6,910 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $70,000 | 2,767 |
| Cash dividends | $105,000 | 4,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $274,420 | 6,853 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $853,000 | 7,835 |
| Total interest expense | $202,000 | 8,130 |
| Net interest income | $651,000 | 7,562 |
| Provision for loan and lease losses | $30,000 | 4,987 |
| Total noninterest income | $106,000 | 6,883 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $88,000 | 5,282 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $18,000 | 7,655 |
| Total noninterest expense | $460,000 | 7,864 |
| Salaries and employee benefits | $324,000 | 7,478 |
| Premises and equipment expense | $46,000 | 7,929 |
| Additional noninterest expense | $90,000 | 8,270 |
| Pre-tax net operating income | $267,000 | 6,663 |
| Securities gains (losses) | $-18,000 | 8,036 |
| Applicable income taxes | $76,000 | 4,830 |
| Income before extraordinary items | $173,000 | 6,976 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $173,000 | 6,979 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $58,000 | 2,324 |
| Cash dividends | $105,000 | 4,297 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $185,420 | 6,872 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $410,000 | 7,896 |
| Total interest expense | $92,000 | 8,200 |
| Net interest income | $318,000 | 7,617 |
| Provision for loan and lease losses | $15,000 | 4,758 |
| Total noninterest income | $52,000 | 6,877 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $42,000 | 5,298 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $10,000 | 7,545 |
| Total noninterest expense | $229,000 | 7,885 |
| Salaries and employee benefits | $162,000 | 7,488 |
| Premises and equipment expense | $23,000 | 7,939 |
| Additional noninterest expense | $44,000 | 8,295 |
| Pre-tax net operating income | $126,000 | 6,728 |
| Securities gains (losses) | $-18,000 | 8,357 |
| Applicable income taxes | $33,000 | 4,927 |
| Income before extraordinary items | $75,000 | 7,115 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $75,000 | 7,115 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $61,000 | 1,308 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $87,420 | 6,932 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $1,564,000 | 7,826 |
| Total interest expense | $299,000 | 8,190 |
| Net interest income | $1,265,000 | 7,609 |
| Provision for loan and lease losses | $35,000 | 6,101 |
| Total noninterest income | $201,000 | 7,059 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $176,000 | 5,316 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $25,000 | 8,001 |
| Total noninterest expense | $1,005,000 | 7,740 |
| Salaries and employee benefits | $753,000 | 7,080 |
| Premises and equipment expense | $88,000 | 7,987 |
| Additional noninterest expense | $164,000 | 8,424 |
| Pre-tax net operating income | $426,000 | 6,981 |
| Securities gains (losses) | $-78,000 | 8,344 |
| Applicable income taxes | $104,000 | 5,343 |
| Income before extraordinary items | $244,000 | 7,401 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $244,000 | 7,403 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-10,000 | 8,068 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $298,600 | 7,172 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $1,160,000 | 7,873 |
| Total interest expense | $212,000 | 8,236 |
| Net interest income | $948,000 | 7,657 |
| Provision for loan and lease losses | $25,000 | 5,986 |
| Total noninterest income | $146,000 | 7,127 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $129,000 | 5,380 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $17,000 | 8,089 |
| Total noninterest expense | $659,000 | 7,942 |
| Salaries and employee benefits | $479,000 | 7,459 |
| Premises and equipment expense | $67,000 | 8,001 |
| Additional noninterest expense | $113,000 | 8,489 |
| Pre-tax net operating income | $410,000 | 6,740 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $138,000 | 4,895 |
| Income before extraordinary items | $272,000 | 7,057 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $272,000 | 7,056 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-25,000 | 8,249 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $272,000 | 7,029 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $764,000 | 7,880 |
| Total interest expense | $133,000 | 8,258 |
| Net interest income | $631,000 | 7,672 |
| Provision for loan and lease losses | $15,000 | 5,851 |
| Total noninterest income | $89,000 | 7,243 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $75,000 | 5,613 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $14,000 | 7,946 |
| Total noninterest expense | $432,000 | 7,969 |
| Salaries and employee benefits | $318,000 | 7,474 |
| Premises and equipment expense | $45,000 | 7,975 |
| Additional noninterest expense | $69,000 | 8,543 |
| Pre-tax net operating income | $273,000 | 6,752 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $94,000 | 4,889 |
| Income before extraordinary items | $179,000 | 7,094 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $179,000 | 7,096 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-6,000 | 7,656 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $179,000 | 7,062 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $380,000 | 7,940 |
| Total interest expense | $64,000 | 8,336 |
| Net interest income | $316,000 | 7,738 |
| Provision for loan and lease losses | $15,000 | 4,875 |
| Total noninterest income | $41,000 | 7,388 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $33,000 | 5,810 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $8,000 | 7,922 |
| Total noninterest expense | $211,000 | 8,082 |
| Salaries and employee benefits | $156,000 | 7,576 |
| Premises and equipment expense | $25,000 | 7,927 |
| Additional noninterest expense | $30,000 | 8,697 |
| Pre-tax net operating income | $131,000 | 6,802 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $46,000 | 4,870 |
| Income before extraordinary items | $85,000 | 7,145 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $85,000 | 7,145 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 7,481 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $85,000 | 7,113 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $1,508,000 | 7,888 |
| Total interest expense | $258,000 | 8,252 |
| Net interest income | $1,250,000 | 7,686 |
| Provision for loan and lease losses | $55,000 | 5,837 |
| Total noninterest income | $200,000 | 7,153 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $173,000 | 5,515 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $27,000 | 8,034 |
| Total noninterest expense | $1,058,000 | 7,695 |
| Salaries and employee benefits | $762,000 | 7,063 |
| Premises and equipment expense | $111,000 | 7,833 |
| Additional noninterest expense | $185,000 | 8,398 |
| Pre-tax net operating income | $337,000 | 7,320 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $79,000 | 5,737 |
| Income before extraordinary items | $258,000 | 7,400 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $258,000 | 7,400 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $50,000 | 4,645 |
| Cash dividends | $105,000 | 5,449 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $258,000 | 7,349 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $1,128,000 | 7,914 |
| Total interest expense | $195,000 | 8,284 |
| Net interest income | $933,000 | 7,722 |
| Provision for loan and lease losses | $40,000 | 5,698 |
| Total noninterest income | $149,000 | 7,203 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $134,000 | 5,497 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $15,000 | 8,248 |
| Total noninterest expense | $690,000 | 7,936 |
| Salaries and employee benefits | $489,000 | 7,396 |
| Premises and equipment expense | $76,000 | 7,952 |
| Additional noninterest expense | $125,000 | 8,514 |
| Pre-tax net operating income | $352,000 | 6,951 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $102,000 | 5,324 |
| Income before extraordinary items | $250,000 | 7,199 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $250,000 | 7,200 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 5,993 |
| Cash dividends | $105,000 | 4,584 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $250,000 | 7,139 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $754,000 | 7,962 |
| Total interest expense | $134,000 | 8,322 |
| Net interest income | $620,000 | 7,753 |
| Provision for loan and lease losses | $25,000 | 5,618 |
| Total noninterest income | $101,000 | 7,225 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $89,000 | 5,514 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $12,000 | 8,173 |
| Total noninterest expense | $474,000 | 7,934 |
| Salaries and employee benefits | $328,000 | 7,440 |
| Premises and equipment expense | $53,000 | 7,915 |
| Additional noninterest expense | $93,000 | 8,423 |
| Pre-tax net operating income | $222,000 | 7,030 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $59,000 | 5,455 |
| Income before extraordinary items | $163,000 | 7,241 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $163,000 | 7,240 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 4,897 |
| Cash dividends | $105,000 | 4,135 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $163,000 | 7,163 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $380,000 | 7,989 |
| Total interest expense | $70,000 | 8,338 |
| Net interest income | $310,000 | 7,783 |
| Provision for loan and lease losses | $15,000 | 5,048 |
| Total noninterest income | $51,000 | 7,183 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $44,000 | 5,481 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $7,000 | 8,076 |
| Total noninterest expense | $234,000 | 7,989 |
| Salaries and employee benefits | $163,000 | 7,505 |
| Premises and equipment expense | $24,000 | 8,053 |
| Additional noninterest expense | $47,000 | 8,471 |
| Pre-tax net operating income | $112,000 | 6,965 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $30,000 | 5,394 |
| Income before extraordinary items | $82,000 | 7,188 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $82,000 | 7,190 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 3,346 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $82,000 | 7,113 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $1,574,000 | 7,997 |
| Total interest expense | $340,000 | 8,328 |
| Net interest income | $1,234,000 | 7,757 |
| Provision for loan and lease losses | $65,000 | 5,903 |
| Total noninterest income | $206,000 | 7,303 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $184,000 | 5,442 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $22,000 | 8,373 |
| Total noninterest expense | $1,035,000 | 7,801 |
| Salaries and employee benefits | $758,000 | 7,080 |
| Premises and equipment expense | $105,000 | 8,006 |
| Additional noninterest expense | $172,000 | 8,618 |
| Pre-tax net operating income | $340,000 | 7,276 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $93,000 | 5,795 |
| Income before extraordinary items | $247,000 | 7,540 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $247,000 | 7,544 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $25,000 | 5,909 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $247,000 | 7,403 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $1,192,000 | 8,075 |
| Total interest expense | $265,000 | 8,403 |
| Net interest income | $927,000 | 7,823 |
| Provision for loan and lease losses | $55,000 | 5,636 |
| Total noninterest income | $147,000 | 7,428 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $137,000 | 5,485 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $10,000 | 8,693 |
| Total noninterest expense | $673,000 | 8,076 |
| Salaries and employee benefits | $484,000 | 7,466 |
| Premises and equipment expense | $79,000 | 8,018 |
| Additional noninterest expense | $110,000 | 8,817 |
| Pre-tax net operating income | $346,000 | 6,967 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $100,000 | 5,569 |
| Income before extraordinary items | $246,000 | 7,279 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $246,000 | 7,281 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $22,000 | 5,282 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $246,000 | 7,117 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $808,000 | 8,107 |
| Total interest expense | $188,000 | 8,408 |
| Net interest income | $620,000 | 7,833 |
| Provision for loan and lease losses | $40,000 | 5,444 |
| Total noninterest income | $97,000 | 7,453 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $91,000 | 5,480 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $6,000 | 8,732 |
| Total noninterest expense | $447,000 | 8,112 |
| Salaries and employee benefits | $320,000 | 7,521 |
| Premises and equipment expense | $54,000 | 7,986 |
| Additional noninterest expense | $73,000 | 8,827 |
| Pre-tax net operating income | $230,000 | 6,971 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $75,000 | 5,484 |
| Income before extraordinary items | $155,000 | 7,399 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $155,000 | 7,401 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,000 | 4,731 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $155,000 | 7,216 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $411,000 | 8,127 |
| Total interest expense | $99,000 | 8,443 |
| Net interest income | $312,000 | 7,846 |
| Provision for loan and lease losses | $20,000 | 5,233 |
| Total noninterest income | $48,000 | 7,431 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $46,000 | 5,391 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $2,000 | 8,884 |
| Total noninterest expense | $217,000 | 8,198 |
| Salaries and employee benefits | $159,000 | 7,568 |
| Premises and equipment expense | $26,000 | 8,056 |
| Additional noninterest expense | $32,000 | 8,979 |
| Pre-tax net operating income | $123,000 | 6,857 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $43,000 | 5,304 |
| Income before extraordinary items | $80,000 | 7,286 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $80,000 | 7,287 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-10,000 | 8,558 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $80,000 | 7,135 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $1,791,000 | 8,079 |
| Total interest expense | $550,000 | 8,245 |
| Net interest income | $1,241,000 | 7,851 |
| Provision for loan and lease losses | $110,000 | 5,550 |
| Total noninterest income | $203,000 | 7,271 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $188,000 | 5,351 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $15,000 | 8,719 |
| Total noninterest expense | $1,010,000 | 7,915 |
| Salaries and employee benefits | $733,000 | 7,146 |
| Premises and equipment expense | $102,000 | 8,142 |
| Additional noninterest expense | $175,000 | 8,718 |
| Pre-tax net operating income | $324,000 | 7,456 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $110,000 | 5,872 |
| Income before extraordinary items | $214,000 | 7,767 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $214,000 | 7,768 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $50,000 | 5,236 |
| Cash dividends | $102,000 | 5,533 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $214,000 | 7,679 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $2,024,000 | 8,183 |
| Total interest expense | $826,000 | 8,377 |
| Net interest income | $1,198,000 | 7,888 |
| Provision for loan and lease losses | $60,000 | 6,353 |
| Total noninterest income | $187,000 | 7,430 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $179,000 | 5,405 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $8,000 | 9,210 |
| Total noninterest expense | $917,000 | 8,169 |
| Salaries and employee benefits | $673,000 | 7,320 |
| Premises and equipment expense | $91,000 | 8,440 |
| Additional noninterest expense | $153,000 | 9,032 |
| Pre-tax net operating income | $408,000 | 6,940 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $101,000 | 5,997 |
| Income before extraordinary items | $307,000 | 7,085 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $307,000 | 7,086 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $79,000 | 4,430 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $307,000 | 6,975 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $2,039,000 | 8,369 |
| Total interest expense | $794,000 | 8,663 |
| Net interest income | $1,245,000 | 7,974 |
| Provision for loan and lease losses | $53,000 | 6,459 |
| Total noninterest income | $164,000 | 7,698 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $150,000 | 5,768 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $14,000 | 9,226 |
| Total noninterest expense | $884,000 | 8,343 |
| Salaries and employee benefits | $634,000 | 7,521 |
| Premises and equipment expense | $117,000 | 8,155 |
| Additional noninterest expense | $133,000 | 9,392 |
| Pre-tax net operating income | $472,000 | 7,134 |
| Securities gains (losses) | $-8,000 | 8,215 |
| Applicable income taxes | $150,000 | 5,914 |
| Income before extraordinary items | $314,000 | 7,388 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $314,000 | 7,386 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $38,000 | 5,170 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $319,440 | 7,355 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $1,939,000 | 8,570 |
| Total interest expense | $762,000 | 8,782 |
| Net interest income | $1,177,000 | 8,239 |
| Provision for loan and lease losses | $41,000 | 6,835 |
| Total noninterest income | $211,000 | 7,363 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $124,000 | 6,281 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $87,000 | 6,949 |
| Total noninterest expense | $900,000 | 8,419 |
| Salaries and employee benefits | $610,000 | 7,704 |
| Premises and equipment expense | $125,000 | 8,129 |
| Additional noninterest expense | $165,000 | 9,387 |
| Pre-tax net operating income | $447,000 | 7,389 |
| Securities gains (losses) | $-74,000 | 9,893 |
| Applicable income taxes | $97,000 | 6,963 |
| Income before extraordinary items | $276,000 | 7,756 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $276,000 | 7,754 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 7,619 |
| Cash dividends | $11,000 | 7,032 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $330,760 | 7,371 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $1,909,000 | 8,791 |
| Total interest expense | $763,000 | 9,034 |
| Net interest income | $1,146,000 | 8,459 |
| Provision for loan and lease losses | $29,000 | 7,397 |
| Total noninterest income | $141,000 | 8,365 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $126,000 | 6,343 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $15,000 | 9,739 |
| Total noninterest expense | $821,000 | 8,712 |
| Salaries and employee benefits | $604,000 | 7,741 |
| Premises and equipment expense | $67,000 | 9,419 |
| Additional noninterest expense | $150,000 | 9,656 |
| Pre-tax net operating income | $437,000 | 7,686 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $114,000 | 7,332 |
| Income before extraordinary items | $323,000 | 7,695 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $323,000 | 7,694 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $22,000 | 6,193 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $323,000 | 7,610 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $1,818,000 | 9,248 |
| Total interest expense | $734,000 | 9,455 |
| Net interest income | $1,084,000 | 8,978 |
| Provision for loan and lease losses | $30,000 | 7,369 |
| Total noninterest income | $130,000 | 8,891 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $118,000 | 6,811 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $12,000 | 10,305 |
| Total noninterest expense | $705,000 | 9,387 |
| Salaries and employee benefits | $533,000 | 8,372 |
| Premises and equipment expense | $33,000 | 10,570 |
| Additional noninterest expense | $139,000 | 10,136 |
| Pre-tax net operating income | $479,000 | 8,041 |
| Securities gains (losses) | $-1,000 | 9,009 |
| Applicable income taxes | $145,000 | 7,681 |
| Income before extraordinary items | $333,000 | 8,127 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $333,000 | 8,130 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 8,093 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $333,700 | 8,082 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $1,691,000 | 9,818 |
| Total interest expense | $687,000 | 10,004 |
| Net interest income | $1,004,000 | 9,542 |
| Provision for loan and lease losses | $33,000 | 7,304 |
| Total noninterest income | $131,000 | 9,344 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $106,000 | 7,368 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $25,000 | 10,117 |
| Total noninterest expense | $706,000 | 9,793 |
| Salaries and employee benefits | $507,000 | 8,829 |
| Premises and equipment expense | $44,000 | 10,805 |
| Additional noninterest expense | $155,000 | 10,489 |
| Pre-tax net operating income | $396,000 | 8,529 |
| Securities gains (losses) | $15,000 | 2,201 |
| Applicable income taxes | $91,000 | 8,903 |
| Income before extraordinary items | $320,000 | 8,250 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $320,000 | 8,249 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,000 | 7,019 |
| Cash dividends | $14,000 | 8,151 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $308,300 | 8,296 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $1,603,000 | 10,341 |
| Total interest expense | $645,000 | 10,509 |
| Net interest income | $958,000 | 10,053 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $133,000 | 9,603 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $108,000 | 7,593 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $25,000 | 10,586 |
| Total noninterest expense | $636,000 | 10,426 |
| Salaries and employee benefits | $470,000 | 9,360 |
| Premises and equipment expense | $36,000 | 11,479 |
| Additional noninterest expense | $130,000 | 11,309 |
| Pre-tax net operating income | $455,000 | 8,721 |
| Securities gains (losses) | $3,000 | 3,092 |
| Applicable income taxes | $143,000 | 8,394 |
| Income before extraordinary items | $315,000 | 8,785 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $315,000 | 8,789 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 10,004 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $312,930 | 8,767 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $1,418,000 | 10,895 |
| Total interest expense | $531,000 | 10,955 |
| Net interest income | $887,000 | 10,761 |
| Provision for loan and lease losses | $13,000 | 8,228 |
| Total noninterest income | $154,000 | 9,628 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $112,000 | 7,785 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $42,000 | 10,035 |
| Total noninterest expense | $601,000 | 11,118 |
| Salaries and employee benefits | $395,000 | 10,332 |
| Premises and equipment expense | $38,000 | 12,035 |
| Additional noninterest expense | $168,000 | 11,549 |
| Pre-tax net operating income | $427,000 | 9,143 |
| Securities gains (losses) | $-67,000 | 11,264 |
| Applicable income taxes | $122,000 | 8,885 |
| Income before extraordinary items | $238,000 | 9,832 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $238,000 | 9,844 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 7,944 |
| Cash dividends | $151,000 | 6,040 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $282,220 | 9,407 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $1,432,000 | 11,380 |
| Total interest expense | $516,000 | 11,611 |
| Net interest income | $916,000 | 11,099 |
| Provision for loan and lease losses | $14,000 | 9,467 |
| Total noninterest income | $152,000 | 10,163 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $129,000 | 7,602 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $23,000 | 11,812 |
| Total noninterest expense | $651,000 | 11,375 |
| Salaries and employee benefits | $443,000 | 10,224 |
| Premises and equipment expense | $54,000 | 12,082 |
| Additional noninterest expense | $154,000 | 12,372 |
| Pre-tax net operating income | $403,000 | 9,388 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $135,000 | 8,981 |
| Income before extraordinary items | $268,000 | 9,836 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $268,000 | 9,973 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $19,000 | 7,819 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $268,000 | 9,582 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $1,583,000 | 11,767 |
| Total interest expense | $693,000 | 11,852 |
| Net interest income | $890,000 | 11,565 |
| Provision for loan and lease losses | $49,000 | 9,137 |
| Total noninterest income | $161,000 | 10,273 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $136,000 | 7,502 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $25,000 | 12,163 |
| Total noninterest expense | $624,000 | 11,920 |
| Salaries and employee benefits | $438,000 | 10,425 |
| Premises and equipment expense | $40,000 | 13,061 |
| Additional noninterest expense | $146,000 | 13,009 |
| Pre-tax net operating income | $378,000 | 9,440 |
| Securities gains (losses) | $66,000 | 3,674 |
| Applicable income taxes | $143,000 | 8,814 |
| Income before extraordinary items | $301,000 | 9,312 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $301,000 | 9,447 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $51,000 | 7,501 |
| Cash dividends | $147,000 | 5,856 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $256,120 | 9,472 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.