Home > The Bank of Maine > Income and Expense

The Bank of Maine, Income and Expense

2015-09-30 (YTD Data)Rank
Total interest income$22,195,000871
Total interest expense$1,955,0001,086
Net interest income$20,240,000841
Provision for loan and lease losses$1,300,000473
Total noninterest income$8,054,000652
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$1,269,000778
Trading account gains and fees$0153
Additional Noninterest Income$6,785,000548
Total noninterest expense$23,834,000661
Salaries and employee benefits$13,652,000641
Premises and equipment expense$3,975,000488
Additional noninterest expense$6,207,000795
Pre-tax net operating income$3,160,0001,826
Securities gains (losses)$1,479,000125
Applicable income taxes$1,662,000958
Income before extraordinary items$2,977,0001,636
Extraordinary gains, net$021
Net income$2,977,0001,638
Minority interest net income$078
Net income of bank and minority interests.$2,977,0001,638
Net charge-offs$2,810,000225
Cash dividends$2,338,000865
Sale, conversion, retirement of capital stock, net$0773
Net operating income$2,030,4402,201
2015-06-30 (YTD Data)Rank
Total interest income$14,681,000879
Total interest expense$1,315,0001,083
Net interest income$13,366,000846
Provision for loan and lease losses$1,300,000345
Total noninterest income$5,270,000659
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$824,000783
Trading account gains and fees$0157
Additional Noninterest Income$4,446,000552
Total noninterest expense$15,916,000666
Salaries and employee benefits$9,046,000639
Premises and equipment expense$2,812,000472
Additional noninterest expense$4,058,000816
Pre-tax net operating income$1,420,0002,439
Securities gains (losses)$02,636
Applicable income taxes$492,0001,649
Income before extraordinary items$928,0002,883
Extraordinary gains, net$022
Net income$928,0002,883
Minority interest net income$075
Net income of bank and minority interests.$928,0002,885
Net charge-offs$2,144,000205
Cash dividends$2,242,000639
Sale, conversion, retirement of capital stock, net$0751
Net operating income$928,0002,825
2015-03-31 (YTD Data)Rank
Total interest income$7,411,000864
Total interest expense$660,0001,086
Net interest income$6,751,000836
Provision for loan and lease losses$300,000621
Total noninterest income$2,207,000732
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$397,000791
Trading account gains and fees$0152
Additional Noninterest Income$1,810,000618
Total noninterest expense$7,798,000674
Salaries and employee benefits$4,462,000649
Premises and equipment expense$1,496,000449
Additional noninterest expense$1,840,000871
Pre-tax net operating income$860,0002,099
Securities gains (losses)$02,027
Applicable income taxes$298,0001,449
Income before extraordinary items$562,0002,507
Extraordinary gains, net$013
Net income$562,0002,510
Minority interest net income$064
Net income of bank and minority interests.$562,0002,509
Net charge-offs$686,000255
Cash dividends$1,636,000437
Sale, conversion, retirement of capital stock, net$0697
Net operating income$562,0002,432
2014-12-31 (YTD Data)Rank
Total interest income$28,864,000874
Total interest expense$2,684,0001,107
Net interest income$26,180,000846
Provision for loan and lease losses$1,000,000868
Total noninterest income$8,425,000734
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$1,983,000683
Trading account gains and fees$0180
Additional Noninterest Income$6,442,000624
Total noninterest expense$29,989,000678
Salaries and employee benefits$15,708,000704
Premises and equipment expense$5,414,000474
Additional noninterest expense$8,867,000739
Pre-tax net operating income$3,616,0001,973
Securities gains (losses)$94,0001,297
Applicable income taxes$1,359,0001,277
Income before extraordinary items$2,351,0002,411
Extraordinary gains, net$017
Net income$2,351,0002,411
Minority interest net income$084
Net income of bank and minority interests.$2,351,0002,411
Net charge-offs$1,631,000613
Cash dividends$04,358
Sale, conversion, retirement of capital stock, net$0862
Net operating income$2,290,8402,414
2014-09-30 (YTD Data)Rank
Total interest income$21,658,000871
Total interest expense$2,026,0001,111
Net interest income$19,632,000844
Provision for loan and lease losses$1,000,000664
Total noninterest income$6,165,000753
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$1,504,000672
Trading account gains and fees$0174
Additional Noninterest Income$4,661,000646
Total noninterest expense$22,570,000677
Salaries and employee benefits$11,839,000703
Premises and equipment expense$4,074,000470
Additional noninterest expense$6,657,000740
Pre-tax net operating income$2,227,0002,335
Securities gains (losses)$94,0001,036
Applicable income taxes$856,0001,449
Income before extraordinary items$1,465,0002,781
Extraordinary gains, net$015
Net income$1,465,0002,781
Minority interest net income$081
Net income of bank and minority interests.$1,465,0002,781
Net charge-offs$1,485,000492
Cash dividends$03,845
Sale, conversion, retirement of capital stock, net$0819
Net operating income$1,404,8402,806
2014-06-30 (YTD Data)Rank
Total interest income$14,276,000882
Total interest expense$1,373,0001,097
Net interest income$12,903,000849
Provision for loan and lease losses$700,000642
Total noninterest income$3,525,000845
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$974,000678
Trading account gains and fees$0172
Additional Noninterest Income$2,551,000722
Total noninterest expense$15,041,000677
Salaries and employee benefits$7,672,000719
Premises and equipment expense$2,805,000463
Additional noninterest expense$4,564,000716
Pre-tax net operating income$687,0003,616
Securities gains (losses)$94,000821
Applicable income taxes$321,0001,983
Income before extraordinary items$460,0004,086
Extraordinary gains, net$020
Net income$460,0004,092
Minority interest net income$080
Net income of bank and minority interests.$460,0004,091
Net charge-offs$474,000911
Cash dividends$03,668
Sale, conversion, retirement of capital stock, net$0794
Net operating income$399,8404,270
2014-03-31 (YTD Data)Rank
Total interest income$7,072,000891
Total interest expense$693,0001,098
Net interest income$6,379,000859
Provision for loan and lease losses$03,817
Total noninterest income$1,578,000878
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$458,000712
Trading account gains and fees$0147
Additional Noninterest Income$1,120,000767
Total noninterest expense$7,579,000680
Salaries and employee benefits$3,776,000738
Premises and equipment expense$1,462,000455
Additional noninterest expense$2,341,000704
Pre-tax net operating income$378,0003,386
Securities gains (losses)$01,715
Applicable income taxes$158,0001,945
Income before extraordinary items$220,0004,088
Extraordinary gains, net$016
Net income$220,0004,088
Minority interest net income$066
Net income of bank and minority interests.$220,0004,090
Net charge-offs$-48,0006,301
Cash dividends$02,887
Sale, conversion, retirement of capital stock, net$0747
Net operating income$220,0004,043
2013-12-31 (YTD Data)Rank
Total interest income$28,298,000881
Total interest expense$2,888,0001,172
Net interest income$25,410,000840
Provision for loan and lease losses$500,0001,831
Total noninterest income$14,018,000528
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$2,254,000618
Trading account gains and fees$0184
Additional Noninterest Income$11,764,000426
Total noninterest expense$37,081,000556
Salaries and employee benefits$20,071,000539
Premises and equipment expense$5,710,000445
Additional noninterest expense$11,300,000615
Pre-tax net operating income$1,847,0003,005
Securities gains (losses)$29,0002,147
Applicable income taxes$762,0001,725
Income before extraordinary items$1,114,0003,690
Extraordinary gains, net$029
Net income$1,114,0003,693
Minority interest net income$090
Net income of bank and minority interests.$1,114,0003,694
Net charge-offs$1,126,0001,157
Cash dividends$04,350
Sale, conversion, retirement of capital stock, net$0924
Net operating income$1,095,4403,677
2013-09-30 (YTD Data)Rank
Total interest income$21,283,000892
Total interest expense$2,128,0001,235
Net interest income$19,155,000840
Provision for loan and lease losses$500,0001,496
Total noninterest income$8,851,000603
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$1,697,000611
Trading account gains and fees$0180
Additional Noninterest Income$7,154,000513
Total noninterest expense$26,911,000579
Salaries and employee benefits$14,483,000556
Premises and equipment expense$4,394,000433
Additional noninterest expense$8,034,000646
Pre-tax net operating income$595,0004,521
Securities gains (losses)$29,0002,014
Applicable income taxes$91,0003,367
Income before extraordinary items$533,0004,506
Extraordinary gains, net$025
Net income$533,0004,509
Minority interest net income$084
Net income of bank and minority interests.$533,0004,510
Net charge-offs$2,343,000534
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$0868
Net operating income$508,3504,499
2013-06-30 (YTD Data)Rank
Total interest income$14,160,000879
Total interest expense$1,422,0001,250
Net interest income$12,738,000831
Provision for loan and lease losses$500,0001,162
Total noninterest income$5,665,000619
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$1,136,000589
Trading account gains and fees$0157
Additional Noninterest Income$4,529,000540
Total noninterest expense$17,696,000591
Salaries and employee benefits$9,232,000586
Premises and equipment expense$3,000,000424
Additional noninterest expense$5,464,000625
Pre-tax net operating income$207,0005,280
Securities gains (losses)$29,0001,835
Applicable income taxes$86,0003,115
Income before extraordinary items$150,0005,561
Extraordinary gains, net$022
Net income$150,0005,564
Minority interest net income$082
Net income of bank and minority interests.$150,0005,564
Net charge-offs$2,089,000428
Cash dividends$03,564
Sale, conversion, retirement of capital stock, net$0838
Net operating income$131,4405,564
2013-03-31 (YTD Data)Rank
Total interest income$7,044,000895
Total interest expense$709,0001,298
Net interest income$6,335,000838
Provision for loan and lease losses$500,000691
Total noninterest income$2,868,000621
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$555,000600
Trading account gains and fees$0148
Additional Noninterest Income$2,313,000530
Total noninterest expense$8,587,000612
Salaries and employee benefits$4,301,000644
Premises and equipment expense$1,498,000426
Additional noninterest expense$2,788,000621
Pre-tax net operating income$116,0005,147
Securities gains (losses)$01,966
Applicable income taxes$42,0003,110
Income before extraordinary items$74,0005,555
Extraordinary gains, net$010
Net income$74,0005,557
Minority interest net income$076
Net income of bank and minority interests.$74,0005,557
Net charge-offs$1,481,000334
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$0789
Net operating income$74,0005,456
2012-12-31 (YTD Data)Rank
Total interest income$27,749,000944
Total interest expense$3,288,0001,355
Net interest income$24,461,000880
Provision for loan and lease losses$-103,0006,885
Total noninterest income$11,282,000622
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$1,973,000728
Trading account gains and fees$0166
Additional Noninterest Income$9,309,000518
Total noninterest expense$38,605,000543
Salaries and employee benefits$20,893,000512
Premises and equipment expense$5,977,000417
Additional noninterest expense$11,735,000609
Pre-tax net operating income$-2,759,0006,860
Securities gains (losses)$1,496,000352
Applicable income taxes$-838,0006,946
Income before extraordinary items$-425,0006,559
Extraordinary gains, net$029
Net income$-425,0006,553
Minority interest net income$093
Net income of bank and minority interests.$-425,0006,555
Net charge-offs$6,214,000489
Cash dividends$04,373
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$-1,382,4406,742
2012-09-30 (YTD Data)Rank
Total interest income$20,847,000964
Total interest expense$2,544,0001,377
Net interest income$18,303,000894
Provision for loan and lease losses$-1,103,0007,142
Total noninterest income$7,319,000692
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$1,379,000782
Trading account gains and fees$0157
Additional Noninterest Income$5,940,000581
Total noninterest expense$28,683,000543
Salaries and employee benefits$16,401,000485
Premises and equipment expense$4,487,000419
Additional noninterest expense$7,795,000672
Pre-tax net operating income$-1,958,0006,970
Securities gains (losses)$1,496,000271
Applicable income taxes$-567,0007,051
Income before extraordinary items$105,0006,093
Extraordinary gains, net$020
Net income$105,0006,092
Minority interest net income$086
Net income of bank and minority interests.$105,0006,092
Net charge-offs$5,630,000417
Cash dividends$03,773
Sale, conversion, retirement of capital stock, net$0952
Net operating income$-852,4406,805
2012-06-30 (YTD Data)Rank
Total interest income$14,040,000966
Total interest expense$1,768,0001,374
Net interest income$12,272,000890
Provision for loan and lease losses$-1,103,0007,214
Total noninterest income$4,689,000713
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$900,000785
Trading account gains and fees$0153
Additional Noninterest Income$3,789,000577
Total noninterest expense$18,888,000552
Salaries and employee benefits$11,105,000475
Premises and equipment expense$2,914,000429
Additional noninterest expense$4,869,000713
Pre-tax net operating income$-824,0006,925
Securities gains (losses)$871,000322
Applicable income taxes$-33,0006,910
Income before extraordinary items$80,0006,061
Extraordinary gains, net$019
Net income$80,0006,061
Minority interest net income$084
Net income of bank and minority interests.$80,0006,061
Net charge-offs$4,680,000353
Cash dividends$03,576
Sale, conversion, retirement of capital stock, net$0928
Net operating income$-791,0006,935
2012-03-31 (YTD Data)Rank
Total interest income$7,036,000967
Total interest expense$935,0001,350
Net interest income$6,101,000897
Provision for loan and lease losses$-503,0007,269
Total noninterest income$2,834,000617
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$400,000870
Trading account gains and fees$0148
Additional Noninterest Income$2,434,000479
Total noninterest expense$9,656,000540
Salaries and employee benefits$5,981,000443
Premises and equipment expense$1,449,000431
Additional noninterest expense$2,226,000773
Pre-tax net operating income$-218,0006,864
Securities gains (losses)$262,000498
Applicable income taxes$-10,0006,981
Income before extraordinary items$54,0005,933
Extraordinary gains, net$019
Net income$54,0005,932
Minority interest net income$078
Net income of bank and minority interests.$54,0005,932
Net charge-offs$553,0001,026
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$0861
Net operating income$-208,0006,871
2011-12-31 (YTD Data)Rank
Total interest income$29,448,000949
Total interest expense$4,552,0001,339
Net interest income$24,896,000878
Provision for loan and lease losses$33,350,000152
Total noninterest income$8,939,000675
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$273,0003,790
Trading account gains and fees$0146
Additional Noninterest Income$8,666,000488
Total noninterest expense$42,736,000481
Salaries and employee benefits$20,914,000471
Premises and equipment expense$5,111,000490
Additional noninterest expense$16,711,000458
Pre-tax net operating income$-42,251,0007,340
Securities gains (losses)$1,491,000303
Applicable income taxes$-14,246,0007,344
Income before extraordinary items$-26,514,0007,315
Extraordinary gains, net$029
Net income$-26,514,0007,315
Minority interest net income$096
Net income of bank and minority interests.$-26,514,0007,315
Net charge-offs$45,670,000133
Cash dividends$1,000,0001,609
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$-27,483,1507,315
2011-09-30 (YTD Data)Rank
Total interest income$21,963,000966
Total interest expense$3,494,0001,362
Net interest income$18,469,000897
Provision for loan and lease losses$06,393
Total noninterest income$6,180,000714
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$273,0003,217
Trading account gains and fees$0145
Additional Noninterest Income$5,907,000521
Total noninterest expense$29,214,000523
Salaries and employee benefits$15,680,000467
Premises and equipment expense$3,675,000514
Additional noninterest expense$9,859,000548
Pre-tax net operating income$-4,565,0007,212
Securities gains (losses)$846,000408
Applicable income taxes$-1,535,0007,345
Income before extraordinary items$-2,184,0007,080
Extraordinary gains, net$021
Net income$-2,184,0007,081
Minority interest net income$087
Net income of bank and minority interests.$-2,184,0007,081
Net charge-offs$5,751,000561
Cash dividends$1,000,0001,146
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$-2,725,4407,113
2011-06-30 (YTD Data)Rank
Total interest income$14,707,000973
Total interest expense$2,366,0001,385
Net interest income$12,341,000902
Provision for loan and lease losses$06,217
Total noninterest income$4,526,000665
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$273,0002,390
Trading account gains and fees$0153
Additional Noninterest Income$4,253,000486
Total noninterest expense$18,498,000557
Salaries and employee benefits$10,155,000480
Premises and equipment expense$2,400,000529
Additional noninterest expense$5,943,000620
Pre-tax net operating income$-1,631,0007,122
Securities gains (losses)$199,000739
Applicable income taxes$-667,0007,377
Income before extraordinary items$-765,0006,956
Extraordinary gains, net$015
Net income$-765,0006,955
Minority interest net income$089
Net income of bank and minority interests.$-765,0006,956
Net charge-offs$4,902,000469
Cash dividends$03,374
Sale, conversion, retirement of capital stock, net$0986
Net operating income$-892,3606,980
2011-03-31 (YTD Data)Rank
Total interest income$7,402,000977
Total interest expense$1,222,0001,390
Net interest income$6,180,000894
Provision for loan and lease losses$05,840
Total noninterest income$1,715,000823
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$273,0001,305
Trading account gains and fees$0158
Additional Noninterest Income$1,442,000648
Total noninterest expense$8,547,000595
Salaries and employee benefits$4,685,000528
Premises and equipment expense$1,106,000598
Additional noninterest expense$2,756,000655
Pre-tax net operating income$-652,0007,156
Securities gains (losses)$-117,0007,419
Applicable income taxes$-262,0007,410
Income before extraordinary items$-507,0007,128
Extraordinary gains, net$09
Net income$-507,0007,129
Minority interest net income$086
Net income of bank and minority interests.$-507,0007,129
Net charge-offs$3,895,000335
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$0925
Net operating income$-429,7807,084
2010-12-31 (YTD Data)Rank
Total interest income$34,183,000887
Total interest expense$6,642,0001,238
Net interest income$27,541,000805
Provision for loan and lease losses$07,042
Total noninterest income$6,453,000881
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0175
Additional Noninterest Income$6,453,000612
Total noninterest expense$32,205,000635
Salaries and employee benefits$15,698,000607
Premises and equipment expense$4,441,000579
Additional noninterest expense$12,066,000636
Pre-tax net operating income$1,789,0002,439
Securities gains (losses)$-46,0007,142
Applicable income taxes$532,0001,821
Income before extraordinary items$1,211,0002,895
Extraordinary gains, net$1,952,0008
Net income$3,163,0001,345
Minority interest net income$0111
Net income of bank and minority interests.$3,163,0001,346
Net charge-offs$10,925,000564
Cash dividends$04,193
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$1,242,7402,740
2010-09-30 (YTD Data)Rank
Total interest income$26,483,000867
Total interest expense$5,334,0001,203
Net interest income$21,149,000781
Provision for loan and lease losses$06,977
Total noninterest income$4,197,000960
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0165
Additional Noninterest Income$4,197,000639
Total noninterest expense$23,786,000634
Salaries and employee benefits$11,566,000613
Premises and equipment expense$3,190,000599
Additional noninterest expense$9,030,000600
Pre-tax net operating income$1,560,0002,301
Securities gains (losses)$-108,0007,410
Applicable income taxes$397,0001,882
Income before extraordinary items$1,055,0002,789
Extraordinary gains, net$1,952,0007
Net income$3,007,0001,127
Minority interest net income$0110
Net income of bank and minority interests.$3,007,0001,127
Net charge-offs$11,112,000423
Cash dividends$03,702
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$1,133,8402,537
2010-06-30 (YTD Data)Rank
Total interest income$18,385,000842
Total interest expense$3,751,0001,191
Net interest income$14,634,000751
Provision for loan and lease losses$06,857
Total noninterest income$2,691,000970
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0152
Additional Noninterest Income$2,691,000643
Total noninterest expense$16,225,000623
Salaries and employee benefits$7,310,000647
Premises and equipment expense$2,176,000597
Additional noninterest expense$6,739,000545
Pre-tax net operating income$1,100,0002,194
Securities gains (losses)$-34,0007,408
Applicable income taxes$194,0002,152
Income before extraordinary items$872,0002,353
Extraordinary gains, net$1,952,0005
Net income$2,824,000790
Minority interest net income$0105
Net income of bank and minority interests.$2,824,000792
Net charge-offs$9,423,000352
Cash dividends$03,476
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$899,8802,218
2010-03-31 (YTD Data)Rank
Total interest income$9,533,000829
Total interest expense$1,847,0001,262
Net interest income$7,686,000712
Provision for loan and lease losses$06,552
Total noninterest income$1,356,000950
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0175
Additional Noninterest Income$1,356,000633
Total noninterest expense$8,367,000599
Salaries and employee benefits$3,443,000704
Premises and equipment expense$1,145,000582
Additional noninterest expense$3,779,000486
Pre-tax net operating income$675,0001,886
Securities gains (losses)$65,0001,012
Applicable income taxes$113,0002,005
Income before extraordinary items$627,0001,758
Extraordinary gains, net$016
Net income$627,0001,757
Minority interest net income$091
Net income of bank and minority interests.$627,0001,759
Net charge-offs$2,226,000603
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$571,7501,836
2009-12-31 (YTD Data)Rank
Total interest income$40,739,000820
Total interest expense$8,807,0001,358
Net interest income$31,932,000665
Provision for loan and lease losses$37,109,000315
Total noninterest income$6,518,000884
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0211
Additional Noninterest Income$6,518,000586
Total noninterest expense$46,669,000460
Salaries and employee benefits$13,698,000705
Premises and equipment expense$4,986,000535
Additional noninterest expense$27,985,000340
Pre-tax net operating income$-45,328,0007,853
Securities gains (losses)$3,353,000184
Applicable income taxes$-8,778,0007,853
Income before extraordinary items$-33,197,0007,828
Extraordinary gains, net$034
Net income$-33,197,0007,828
Minority interest net income$0115
Net income of bank and minority interests.$-33,197,0007,828
Net charge-offs$37,621,000241
Cash dividends$230,0003,510
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$-35,845,8707,840
2009-09-30 (YTD Data)Rank
Total interest income$30,755,000830
Total interest expense$6,972,0001,347
Net interest income$23,783,000675
Provision for loan and lease losses$40,752,000237
Total noninterest income$5,166,000853
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0212
Additional Noninterest Income$5,166,000577
Total noninterest expense$37,290,000438
Salaries and employee benefits$11,582,000632
Premises and equipment expense$3,691,000554
Additional noninterest expense$22,017,000323
Pre-tax net operating income$-49,093,0007,979
Securities gains (losses)$3,162,000151
Applicable income taxes$-10,687,0007,983
Income before extraordinary items$-35,244,0007,964
Extraordinary gains, net$027
Net income$-35,244,0007,963
Minority interest net income$0118
Net income of bank and minority interests.$-35,244,0007,963
Net charge-offs$9,477,000523
Cash dividends$230,0002,930
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$-37,678,7407,969
2009-06-30 (YTD Data)Rank
Total interest income$20,396,000855
Total interest expense$4,858,0001,367
Net interest income$15,538,000690
Provision for loan and lease losses$2,960,0001,095
Total noninterest income$3,562,000835
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0193
Additional Noninterest Income$3,562,000559
Total noninterest expense$14,343,000740
Salaries and employee benefits$8,457,000587
Premises and equipment expense$2,544,000544
Additional noninterest expense$3,342,0001,143
Pre-tax net operating income$1,797,0001,284
Securities gains (losses)$2,215,000159
Applicable income taxes$1,403,000444
Income before extraordinary items$2,609,000699
Extraordinary gains, net$021
Net income$2,609,000697
Minority interest net income$0112
Net income of bank and minority interests.$2,609,000700
Net charge-offs$2,470,000985
Cash dividends$03,983
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$1,169,2501,571
2009-03-31 (YTD Data)Rank
Total interest income$9,886,000894
Total interest expense$2,544,0001,353
Net interest income$7,342,000725
Provision for loan and lease losses$1,460,000942
Total noninterest income$136,0004,626
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0171
Additional Noninterest Income$136,0003,130
Total noninterest expense$6,476,000775
Salaries and employee benefits$4,265,000581
Premises and equipment expense$1,237,000569
Additional noninterest expense$974,0001,664
Pre-tax net operating income$-458,0007,271
Securities gains (losses)$2,878,00094
Applicable income taxes$04,835
Income before extraordinary items$2,420,000397
Extraordinary gains, net$015
Net income$2,420,000398
Minority interest net income$0102
Net income of bank and minority interests.$2,420,000399
Net charge-offs$2,394,000531
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$-458,0007,370
2008-12-31 (YTD Data)Rank
Total interest income$49,106,000757
Total interest expense$15,014,0001,078
Net interest income$34,092,000631
Provision for loan and lease losses$27,344,000291
Total noninterest income$6,373,000870
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0154
Additional Noninterest Income$6,373,000541
Total noninterest expense$19,947,000999
Salaries and employee benefits$17,266,000559
Premises and equipment expense$4,822,000565
Additional noninterest expense$-2,141,0008,314
Pre-tax net operating income$-6,826,0007,892
Securities gains (losses)$1,514,000159
Applicable income taxes$-4,845,0008,098
Income before extraordinary items$-467,0006,692
Extraordinary gains, net$039
Net income$-467,0006,692
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$11,721,000359
Cash dividends$05,455
Sale, conversion, retirement of capital stock, net$100,000975
Net operating income$-1,435,9607,300
2008-09-30 (YTD Data)Rank
Total interest income$37,456,000770
Total interest expense$12,070,0001,043
Net interest income$25,386,000650
Provision for loan and lease losses$2,325,0001,066
Total noninterest income$4,742,000913
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0148
Additional Noninterest Income$4,742,000577
Total noninterest expense$31,141,000486
Salaries and employee benefits$13,153,000566
Premises and equipment expense$3,309,000631
Additional noninterest expense$14,679,000372
Pre-tax net operating income$-3,338,0008,048
Securities gains (losses)$1,429,000138
Applicable income taxes$2,491,000538
Income before extraordinary items$-4,400,0008,101
Extraordinary gains, net$031
Net income$-4,400,0008,100
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,792,000890
Cash dividends$04,937
Sale, conversion, retirement of capital stock, net$100,000772
Net operating income$-5,829,0008,181
2008-06-30 (YTD Data)Rank
Total interest income$25,563,000759
Total interest expense$8,746,000985
Net interest income$16,817,000654
Provision for loan and lease losses$1,218,0001,086
Total noninterest income$3,190,000921
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0149
Additional Noninterest Income$3,190,000592
Total noninterest expense$12,773,000764
Salaries and employee benefits$8,638,000580
Premises and equipment expense$2,182,000638
Additional noninterest expense$1,953,0001,510
Pre-tax net operating income$6,016,000581
Securities gains (losses)$1,249,000153
Applicable income taxes$2,234,000479
Income before extraordinary items$5,031,000553
Extraordinary gains, net$021
Net income$5,031,000551
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$304,0001,790
Cash dividends$04,733
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$4,169,190638
2008-03-31 (YTD Data)Rank
Total interest income$13,651,000738
Total interest expense$5,081,000903
Net interest income$8,570,000641
Provision for loan and lease losses$426,0001,096
Total noninterest income$1,418,0001,008
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0158
Additional Noninterest Income$1,418,000641
Total noninterest expense$6,404,000750
Salaries and employee benefits$4,186,000601
Premises and equipment expense$1,159,000601
Additional noninterest expense$1,059,0001,357
Pre-tax net operating income$3,158,000619
Securities gains (losses)$414,000276
Applicable income taxes$1,260,000494
Income before extraordinary items$2,312,000668
Extraordinary gains, net$015
Net income$2,312,000669
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$86,0001,919
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$2,042,900713
2007-12-31 (YTD Data)Rank
Total interest income$65,739,000638
Total interest expense$33,601,000599
Net interest income$32,138,000691
Provision for loan and lease losses$2,368,000731
Total noninterest income$5,713,000988
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0178
Additional Noninterest Income$5,713,000606
Total noninterest expense$47,295,000430
Salaries and employee benefits$16,747,000579
Premises and equipment expense$4,055,000655
Additional noninterest expense$26,493,000285
Pre-tax net operating income$-11,812,0008,487
Securities gains (losses)$1,170,000157
Applicable income taxes$-551,0008,327
Income before extraordinary items$-10,091,0008,487
Extraordinary gains, net$039
Net income$-10,091,0008,485
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,027,000611
Cash dividends$05,817
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$-11,202,5008,489
2007-09-30 (YTD Data)Rank
Total interest income$49,852,000632
Total interest expense$26,277,000579
Net interest income$23,575,000700
Provision for loan and lease losses$895,000995
Total noninterest income$4,343,000979
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0184
Additional Noninterest Income$4,343,000605
Total noninterest expense$23,797,000579
Salaries and employee benefits$11,926,000606
Premises and equipment expense$2,953,000669
Additional noninterest expense$8,918,000490
Pre-tax net operating income$3,226,0001,981
Securities gains (losses)$1,068,000151
Applicable income taxes$1,652,0001,127
Income before extraordinary items$2,642,0001,915
Extraordinary gains, net$033
Net income$2,642,0001,912
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,644,000459
Cash dividends$05,179
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$1,958,4802,392
2007-06-30 (YTD Data)Rank
Total interest income$33,351,000644
Total interest expense$17,623,000583
Net interest income$15,728,000720
Provision for loan and lease losses$631,000841
Total noninterest income$2,842,0001,005
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0168
Additional Noninterest Income$2,842,000635
Total noninterest expense$12,993,000724
Salaries and employee benefits$8,232,000602
Premises and equipment expense$1,960,000700
Additional noninterest expense$2,801,000996
Pre-tax net operating income$4,946,000969
Securities gains (losses)$943,000123
Applicable income taxes$2,001,000729
Income before extraordinary items$3,888,000931
Extraordinary gains, net$029
Net income$3,888,000930
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,112,000416
Cash dividends$04,977
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$3,265,6201,081
2007-03-31 (YTD Data)Rank
Total interest income$15,619,000671
Total interest expense$8,243,000608
Net interest income$7,376,000761
Provision for loan and lease losses$266,000915
Total noninterest income$1,330,0001,052
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0195
Additional Noninterest Income$1,330,000661
Total noninterest expense$5,910,000791
Salaries and employee benefits$3,865,000648
Premises and equipment expense$827,000815
Additional noninterest expense$1,218,0001,119
Pre-tax net operating income$2,530,000936
Securities gains (losses)$860,00085
Applicable income taxes$1,117,000659
Income before extraordinary items$2,273,000792
Extraordinary gains, net$022
Net income$2,273,000791
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$720,000313
Cash dividends$03,942
Sale, conversion, retirement of capital stock, net$0885
Net operating income$1,696,8001,030
2006-12-31 (YTD Data)Rank
Total interest income$51,869,000734
Total interest expense$26,642,000645
Net interest income$25,227,000876
Provision for loan and lease losses$1,299,000805
Total noninterest income$5,490,0001,020
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0130
Additional Noninterest Income$5,490,000638
Total noninterest expense$19,934,000890
Salaries and employee benefits$12,709,000738
Premises and equipment expense$2,996,000844
Additional noninterest expense$4,229,0001,267
Pre-tax net operating income$9,484,0001,032
Securities gains (losses)$-340,0008,463
Applicable income taxes$3,282,000873
Income before extraordinary items$5,862,0001,243
Extraordinary gains, net$051
Net income$5,862,0001,244
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$267,0001,821
Cash dividends$05,941
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$6,079,6001,203
2006-09-30 (YTD Data)Rank
Total interest income$38,380,000752
Total interest expense$19,300,000657
Net interest income$19,080,000889
Provision for loan and lease losses$759,000984
Total noninterest income$4,089,0001,030
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0126
Additional Noninterest Income$4,089,000642
Total noninterest expense$13,778,000971
Salaries and employee benefits$9,010,000802
Premises and equipment expense$2,172,000878
Additional noninterest expense$2,596,0001,524
Pre-tax net operating income$8,632,000899
Securities gains (losses)$951,000146
Applicable income taxes$2,514,000902
Income before extraordinary items$7,069,000822
Extraordinary gains, net$045
Net income$7,069,000821
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-91,0008,508
Cash dividends$05,292
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$6,365,260902
2006-06-30 (YTD Data)Rank
Total interest income$24,534,000764
Total interest expense$12,064,000658
Net interest income$12,470,000906
Provision for loan and lease losses$510,000952
Total noninterest income$2,681,0001,043
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0126
Additional Noninterest Income$2,681,000641
Total noninterest expense$9,206,000981
Salaries and employee benefits$6,101,000797
Premises and equipment expense$1,503,000849
Additional noninterest expense$1,602,0001,653
Pre-tax net operating income$5,435,000948
Securities gains (losses)$1,240,00092
Applicable income taxes$1,833,000852
Income before extraordinary items$4,842,000802
Extraordinary gains, net$039
Net income$4,842,000802
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$430,000637
Cash dividends$05,069
Sale, conversion, retirement of capital stock, net$0887
Net operating income$3,936,800958
2006-03-31 (YTD Data)Rank
Total interest income$11,767,000775
Total interest expense$5,718,000651
Net interest income$6,049,000929
Provision for loan and lease losses$240,000964
Total noninterest income$1,309,0001,039
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0115
Additional Noninterest Income$1,309,000658
Total noninterest expense$4,585,000979
Salaries and employee benefits$3,037,000797
Premises and equipment expense$723,000882
Additional noninterest expense$825,0001,578
Pre-tax net operating income$2,533,000988
Securities gains (losses)$701,00083
Applicable income taxes$876,000869
Income before extraordinary items$2,358,000809
Extraordinary gains, net$021
Net income$2,358,000808
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$385,000397
Cash dividends$03,943
Sale, conversion, retirement of capital stock, net$0648
Net operating income$1,846,2701,017
2005-12-31 (YTD Data)Rank
Total interest income$40,789,000788
Total interest expense$17,782,000645
Net interest income$23,007,000930
Provision for loan and lease losses$2,204,000488
Total noninterest income$5,565,0001,004
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0138
Additional Noninterest Income$5,565,000630
Total noninterest expense$17,925,000948
Salaries and employee benefits$11,723,000763
Premises and equipment expense$2,826,000836
Additional noninterest expense$3,376,0001,501
Pre-tax net operating income$8,443,0001,144
Securities gains (losses)$2,847,000114
Applicable income taxes$3,856,000791
Income before extraordinary items$7,434,000970
Extraordinary gains, net$046
Net income$7,434,000970
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,116,000616
Cash dividends$06,054
Sale, conversion, retirement of capital stock, net$0934
Net operating income$5,554,9801,275
2005-09-30 (YTD Data)Rank
Total interest income$29,076,000811
Total interest expense$12,510,000650
Net interest income$16,566,000955
Provision for loan and lease losses$2,132,000358
Total noninterest income$4,119,0001,023
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0126
Additional Noninterest Income$4,119,000634
Total noninterest expense$13,207,000954
Salaries and employee benefits$8,716,000766
Premises and equipment expense$2,087,000842
Additional noninterest expense$2,404,0001,564
Pre-tax net operating income$5,346,0001,347
Securities gains (losses)$2,153,000120
Applicable income taxes$2,752,000835
Income before extraordinary items$4,747,0001,145
Extraordinary gains, net$035
Net income$4,747,0001,145
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,079,000474
Cash dividends$05,317
Sale, conversion, retirement of capital stock, net$0769
Net operating income$3,369,0801,537
2005-06-30 (YTD Data)Rank
Total interest income$18,551,000824
Total interest expense$7,722,000656
Net interest income$10,829,000962
Provision for loan and lease losses$495,000989
Total noninterest income$2,674,0001,026
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0116
Additional Noninterest Income$2,674,000646
Total noninterest expense$8,859,000944
Salaries and employee benefits$5,836,000758
Premises and equipment expense$1,395,000834
Additional noninterest expense$1,628,0001,531
Pre-tax net operating income$4,149,0001,125
Securities gains (losses)$1,451,000126
Applicable income taxes$1,706,000866
Income before extraordinary items$3,894,000898
Extraordinary gains, net$030
Net income$3,894,000898
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-61,0008,530
Cash dividends$05,072
Sale, conversion, retirement of capital stock, net$0643
Net operating income$2,878,3001,201
2005-03-31 (YTD Data)Rank
Total interest income$8,904,000847
Total interest expense$3,645,000658
Net interest income$5,259,000984
Provision for loan and lease losses$225,0001,003
Total noninterest income$1,293,0001,016
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0115
Additional Noninterest Income$1,293,000655
Total noninterest expense$4,473,000932
Salaries and employee benefits$2,922,000761
Premises and equipment expense$706,000833
Additional noninterest expense$845,0001,478
Pre-tax net operating income$1,854,0001,226
Securities gains (losses)$915,000107
Applicable income taxes$698,0001,012
Income before extraordinary items$2,071,000846
Extraordinary gains, net$024
Net income$2,071,000847
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-87,0008,758
Cash dividends$03,863
Sale, conversion, retirement of capital stock, net$0491
Net operating income$1,384,7501,222
2004-12-31 (YTD Data)Rank
Total interest income$31,361,000891
Total interest expense$11,267,000742
Net interest income$20,094,000986
Provision for loan and lease losses$371,0002,510
Total noninterest income$5,964,000917
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0138
Additional Noninterest Income$5,964,000585
Total noninterest expense$18,128,000903
Salaries and employee benefits$11,573,000733
Premises and equipment expense$2,790,000815
Additional noninterest expense$3,765,0001,320
Pre-tax net operating income$7,559,0001,156
Securities gains (losses)$1,087,000268
Applicable income taxes$2,919,000922
Income before extraordinary items$5,727,0001,138
Extraordinary gains, net$034
Net income$5,727,0001,139
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$312,0001,939
Cash dividends$06,149
Sale, conversion, retirement of capital stock, net$0872
Net operating income$5,009,5801,265
2004-09-30 (YTD Data)Rank
Total interest income$22,555,000921
Total interest expense$7,845,000773
Net interest income$14,710,0001,006
Provision for loan and lease losses$846,000908
Total noninterest income$4,312,000971
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0134
Additional Noninterest Income$4,312,000616
Total noninterest expense$13,209,000923
Salaries and employee benefits$8,431,000755
Premises and equipment expense$2,042,000827
Additional noninterest expense$2,736,0001,354
Pre-tax net operating income$4,967,0001,320
Securities gains (losses)$1,297,000214
Applicable income taxes$1,942,0001,037
Income before extraordinary items$4,322,0001,142
Extraordinary gains, net$026
Net income$4,322,0001,143
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$214,0001,816
Cash dividends$05,363
Sale, conversion, retirement of capital stock, net$0738
Net operating income$3,427,0701,395
2004-06-30 (YTD Data)Rank
Total interest income$14,731,000926
Total interest expense$4,626,000838
Net interest income$10,105,000968
Provision for loan and lease losses$573,000883
Total noninterest income$2,826,000977
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0130
Additional Noninterest Income$2,826,000632
Total noninterest expense$8,610,000941
Salaries and employee benefits$5,602,000758
Premises and equipment expense$1,348,000835
Additional noninterest expense$1,660,0001,457
Pre-tax net operating income$3,748,0001,153
Securities gains (losses)$2,649,000132
Applicable income taxes$1,760,000799
Income before extraordinary items$4,637,000719
Extraordinary gains, net$021
Net income$4,637,000719
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$144,0001,721
Cash dividends$05,087
Sale, conversion, retirement of capital stock, net$0638
Net operating income$2,729,7201,160
2004-03-31 (YTD Data)Rank
Total interest income$7,383,000934
Total interest expense$2,186,000912
Net interest income$5,197,000951
Provision for loan and lease losses$300,000782
Total noninterest income$1,351,000994
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0121
Additional Noninterest Income$1,351,000635
Total noninterest expense$4,216,000971
Salaries and employee benefits$2,822,000759
Premises and equipment expense$643,000886
Additional noninterest expense$751,0001,587
Pre-tax net operating income$2,032,0001,063
Securities gains (losses)$1,444,000143
Applicable income taxes$884,000815
Income before extraordinary items$2,592,000650
Extraordinary gains, net$016
Net income$2,592,000649
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$125,0001,118
Cash dividends$03,841
Sale, conversion, retirement of capital stock, net$0464
Net operating income$1,509,0001,024
2003-12-31 (YTD Data)Rank
Total interest income$31,018,000901
Total interest expense$9,509,000942
Net interest income$21,509,000903
Provision for loan and lease losses$2,796,000508
Total noninterest income$6,364,000933
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0160
Additional Noninterest Income$6,364,000633
Total noninterest expense$17,446,000924
Salaries and employee benefits$11,479,000743
Premises and equipment expense$2,739,000818
Additional noninterest expense$3,228,0001,531
Pre-tax net operating income$7,631,0001,103
Securities gains (losses)$586,000677
Applicable income taxes$2,792,000975
Income before extraordinary items$5,425,0001,182
Extraordinary gains, net$054
Net income$5,425,0001,183
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$279,0002,353
Cash dividends$06,283
Sale, conversion, retirement of capital stock, net$0868
Net operating income$5,038,2401,202
2003-09-30 (YTD Data)Rank
Total interest income$23,510,000917
Total interest expense$7,315,000956
Net interest income$16,195,000909
Provision for loan and lease losses$1,497,000653
Total noninterest income$4,647,000982
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0153
Additional Noninterest Income$4,647,000675
Total noninterest expense$12,441,000995
Salaries and employee benefits$8,260,000783
Premises and equipment expense$2,160,000796
Additional noninterest expense$2,021,0001,790
Pre-tax net operating income$6,904,000958
Securities gains (losses)$1,362,000363
Applicable income taxes$2,774,000829
Income before extraordinary items$5,492,000919
Extraordinary gains, net$040
Net income$5,492,000919
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$222,0002,064
Cash dividends$05,519
Sale, conversion, retirement of capital stock, net$0722
Net operating income$4,593,0801,021
2003-06-30 (YTD Data)Rank
Total interest income$15,888,000920
Total interest expense$5,099,000947
Net interest income$10,789,000910
Provision for loan and lease losses$1,167,000582
Total noninterest income$2,903,0001,022
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0150
Additional Noninterest Income$2,903,000690
Total noninterest expense$8,089,0001,014
Salaries and employee benefits$5,397,000800
Premises and equipment expense$1,385,000821
Additional noninterest expense$1,307,0001,846
Pre-tax net operating income$4,436,000982
Securities gains (losses)$403,000664
Applicable income taxes$1,660,000911
Income before extraordinary items$3,179,0001,050
Extraordinary gains, net$030
Net income$3,179,0001,050
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$106,0002,411
Cash dividends$05,215
Sale, conversion, retirement of capital stock, net$0589
Net operating income$2,913,0201,072
2003-03-31 (YTD Data)Rank
Total interest income$7,880,000932
Total interest expense$2,551,000970
Net interest income$5,329,000917
Provision for loan and lease losses$555,000583
Total noninterest income$1,121,0001,229
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0134
Additional Noninterest Income$1,121,000826
Total noninterest expense$3,988,0001,016
Salaries and employee benefits$2,650,000810
Premises and equipment expense$676,000850
Additional noninterest expense$662,0001,774
Pre-tax net operating income$1,907,0001,132
Securities gains (losses)$-108,0009,263
Applicable income taxes$995,000798
Income before extraordinary items$804,0001,970
Extraordinary gains, net$021
Net income$804,0001,968
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$32,0002,690
Cash dividends$03,930
Sale, conversion, retirement of capital stock, net$0419
Net operating income$873,1201,700
2002-12-31 (YTD Data)Rank
Total interest income$32,557,000932
Total interest expense$11,655,000958
Net interest income$20,902,000926
Provision for loan and lease losses$2,418,000641
Total noninterest income$5,099,0001,044
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0153
Additional Noninterest Income$5,099,000678
Total noninterest expense$16,925,000929
Salaries and employee benefits$10,927,000743
Premises and equipment expense$2,604,000839
Additional noninterest expense$3,394,0001,397
Pre-tax net operating income$6,658,0001,266
Securities gains (losses)$-2,784,0009,337
Applicable income taxes$2,463,0001,088
Income before extraordinary items$1,411,0003,656
Extraordinary gains, net$070
Net income$1,411,0003,656
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$977,000990
Cash dividends$06,377
Sale, conversion, retirement of capital stock, net$0862
Net operating income$3,192,7601,811
2001-12-31 (YTD Data)Rank
Total interest income$38,684,000882
Total interest expense$17,688,000925
Net interest income$20,996,000835
Provision for loan and lease losses$1,592,000861
Total noninterest income$4,440,0001,095
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0177
Additional Noninterest Income$4,440,000716
Total noninterest expense$18,081,000834
Salaries and employee benefits$9,954,000745
Premises and equipment expense$2,615,000807
Additional noninterest expense$5,512,000886
Pre-tax net operating income$5,763,0001,285
Securities gains (losses)$422,000677
Applicable income taxes$2,134,0001,114
Income before extraordinary items$4,051,0001,351
Extraordinary gains, net$0105
Net income$4,051,0001,352
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$539,0001,476
Cash dividends$06,617
Sale, conversion, retirement of capital stock, net$0922
Net operating income$3,776,7001,376
2000-12-31 (YTD Data)Rank
Total interest income$32,905,0001,074
Total interest expense$17,781,000994
Net interest income$15,124,0001,164
Provision for loan and lease losses$1,138,000964
Total noninterest income$3,039,0001,339
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0180
Additional Noninterest Income$3,039,000852
Total noninterest expense$11,011,0001,253
Salaries and employee benefits$7,020,0001,003
Premises and equipment expense$2,076,000965
Additional noninterest expense$1,915,0002,259
Pre-tax net operating income$6,014,0001,233
Securities gains (losses)$-166,0009,540
Applicable income taxes$1,980,0001,161
Income before extraordinary items$3,868,0001,371
Extraordinary gains, net$038
Net income$3,868,0001,373
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,105,000694
Cash dividends$06,853
Sale, conversion, retirement of capital stock, net$0969
Net operating income$3,977,5601,315
1999-12-31 (YTD Data)Rank
Total interest income$27,975,0001,162
Total interest expense$14,020,0001,081
Net interest income$13,955,0001,257
Provision for loan and lease losses$810,0001,175
Total noninterest income$2,706,0001,473
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0173
Additional Noninterest Income$2,706,000959
Total noninterest expense$10,268,0001,359
Salaries and employee benefits$6,318,0001,087
Premises and equipment expense$1,921,0001,055
Additional noninterest expense$2,029,0002,159
Pre-tax net operating income$5,583,0001,365
Securities gains (losses)$390,000394
Applicable income taxes$2,069,0001,197
Income before extraordinary items$3,904,0001,382
Extraordinary gains, net$035
Net income$3,904,0001,381
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$844,000801
Cash dividends$07,131
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$3,650,5001,453
1998-12-31 (YTD Data)Rank
Total interest income$28,266,0001,156
Total interest expense$14,585,0001,072
Net interest income$13,681,0001,236
Provision for loan and lease losses$2,086,000559
Total noninterest income$3,079,0001,320
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0224
Additional Noninterest Income$3,079,000887
Total noninterest expense$9,771,0001,345
Salaries and employee benefits$5,564,0001,180
Premises and equipment expense$1,867,0001,032
Additional noninterest expense$2,340,0001,806
Pre-tax net operating income$4,903,0001,504
Securities gains (losses)$192,000943
Applicable income taxes$1,830,0001,374
Income before extraordinary items$3,265,0001,611
Extraordinary gains, net$032
Net income$3,265,0001,612
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,614,000535
Cash dividends$07,473
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$3,142,1201,616
1997-12-31 (YTD Data)Rank
Total interest income$26,975,0001,246
Total interest expense$14,187,0001,145
Net interest income$12,788,0001,360
Provision for loan and lease losses$3,536,000393
Total noninterest income$2,226,0001,626
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0239
Additional Noninterest Income$2,226,0001,021
Total noninterest expense$9,394,0001,400
Salaries and employee benefits$4,955,0001,332
Premises and equipment expense$1,897,0001,043
Additional noninterest expense$2,542,0001,668
Pre-tax net operating income$2,084,0003,398
Securities gains (losses)$252,000619
Applicable income taxes$857,0002,779
Income before extraordinary items$1,479,0003,402
Extraordinary gains, net$044
Net income$1,479,0003,402
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,510,000436
Cash dividends$07,871
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$1,317,7203,687
1996-12-31 (YTD Data)Rank
Total interest income$24,817,0001,380
Total interest expense$12,247,0001,317
Net interest income$12,570,0001,428
Provision for loan and lease losses$1,200,000891
Total noninterest income$2,004,0001,833
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0262
Additional Noninterest Income$2,004,0001,158
Total noninterest expense$9,543,0001,499
Salaries and employee benefits$4,594,0001,464
Premises and equipment expense$2,903,000754
Additional noninterest expense$2,046,0002,402
Pre-tax net operating income$3,831,0001,890
Securities gains (losses)$562,000387
Applicable income taxes$1,507,0001,595
Income before extraordinary items$2,886,0001,722
Extraordinary gains, net$053
Net income$2,886,0001,723
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$972,000920
Cash dividends$08,336
Sale, conversion, retirement of capital stock, net$0953
Net operating income$2,515,0801,924
1995-12-31 (YTD Data)Rank
Total interest income$22,151,0001,530
Total interest expense$11,023,0001,477
Net interest income$11,128,0001,614
Provision for loan and lease losses$1,113,000872
Total noninterest income$1,854,0001,951
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0522
Additional Noninterest Income$1,854,0001,186
Total noninterest expense$7,850,0001,781
Salaries and employee benefits$3,893,0001,709
Premises and equipment expense$1,741,0001,196
Additional noninterest expense$2,216,0002,212
Pre-tax net operating income$4,019,0001,840
Securities gains (losses)$45,0001,385
Applicable income taxes$1,400,0001,750
Income before extraordinary items$2,664,0001,882
Extraordinary gains, net$065
Net income$2,664,0001,879
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$526,0001,336
Cash dividends$08,717
Sale, conversion, retirement of capital stock, netNANA
Net operating income$2,634,3001,886
1994-12-31 (YTD Data)Rank
Total interest income$15,377,0002,014
Total interest expense$6,790,0001,847
Net interest income$8,587,0002,092
Provision for loan and lease losses$680,0001,227
Total noninterest income$1,687,0002,091
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0475
Additional Noninterest Income$1,687,0001,270
Total noninterest expense$5,857,0002,393
Salaries and employee benefits$3,214,0002,054
Premises and equipment expense$996,0002,050
Additional noninterest expense$1,647,0003,052
Pre-tax net operating income$3,737,0001,904
Securities gains (losses)$77,000902
Applicable income taxes$1,311,0001,750
Income before extraordinary items$2,503,0001,952
Extraordinary gains, net$0249
Net income$2,503,0001,951
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$149,0002,982
Cash dividends$08,932
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$2,452,1802,001
1993-12-31 (YTD Data)Rank
Total interest income$13,108,0002,359
Total interest expense$6,135,0002,116
Net interest income$6,973,0002,589
Provision for loan and lease losses$991,0001,315
Total noninterest income$2,220,0001,828
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0532
Additional Noninterest Income$2,220,0001,172
Total noninterest expense$5,343,0002,678
Salaries and employee benefits$2,936,0002,264
Premises and equipment expense$887,0002,306
Additional noninterest expense$1,520,0003,470
Pre-tax net operating income$2,859,0002,405
Securities gains (losses)$323,0001,236
Applicable income taxes$952,0002,380
Income before extraordinary items$2,230,0002,241
Extraordinary gains, net$466,000496
Net income$2,696,0001,912
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$272,0002,604
Cash dividends$09,081
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$2,003,9002,361
1992-12-31 (YTD Data)Rank
Total interest income$13,989,0002,513
Total interest expense$7,452,0002,278
Net interest income$6,537,0002,804
Provision for loan and lease losses$780,0002,183
Total noninterest income$1,773,0002,110
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0504
Additional Noninterest Income$1,773,0001,352
Total noninterest expense$4,806,0002,974
Salaries and employee benefits$2,633,0002,449
Premises and equipment expense$678,0003,002
Additional noninterest expense$1,495,0003,612
Pre-tax net operating income$2,724,0002,274
Securities gains (losses)$-34,00013,605
Applicable income taxes$1,065,0001,994
Income before extraordinary items$1,625,0002,828
Extraordinary gains, net$01,422
Net income$1,625,0002,863
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$51,0007,501
Cash dividends$08,912
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$1,646,7602,591

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.