Home > The Bank of Leipsic Company > Income and Expense
The Bank of Leipsic Company, Income and Expense
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $3,983,000 | 5,910 |
| Total interest expense | $1,925,000 | 4,924 |
| Net interest income | $2,058,000 | 6,535 |
| Provision for loan and lease losses | $100,000 | 5,681 |
| Total noninterest income | $200,000 | 7,306 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $108,000 | 6,444 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $92,000 | 6,607 |
| Total noninterest expense | $2,080,000 | 5,747 |
| Salaries and employee benefits | $613,000 | 7,655 |
| Premises and equipment expense | $112,000 | 8,003 |
| Additional noninterest expense | $1,355,000 | 3,239 |
| Pre-tax net operating income | $78,000 | 8,375 |
| Securities gains (losses) | $100,000 | 1,755 |
| Applicable income taxes | $-125,000 | 9,080 |
| Income before extraordinary items | $303,000 | 7,309 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $303,000 | 7,307 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $61,000 | 4,965 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $203,000 | 7,724 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $4,535,000 | 5,946 |
| Total interest expense | $2,700,000 | 5,123 |
| Net interest income | $1,835,000 | 6,732 |
| Provision for loan and lease losses | $13,000 | 7,809 |
| Total noninterest income | $164,000 | 7,697 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $141,000 | 5,922 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $23,000 | 8,600 |
| Total noninterest expense | $1,574,000 | 6,630 |
| Salaries and employee benefits | $507,000 | 8,141 |
| Premises and equipment expense | $94,000 | 8,393 |
| Additional noninterest expense | $973,000 | 4,160 |
| Pre-tax net operating income | $412,000 | 6,921 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $-3,000 | 8,945 |
| Income before extraordinary items | $415,000 | 6,493 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $415,000 | 6,496 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $69,000 | 4,653 |
| Cash dividends | $590,000 | 3,195 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $415,000 | 6,368 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $5,032,000 | 5,709 |
| Total interest expense | $2,697,000 | 5,308 |
| Net interest income | $2,335,000 | 6,054 |
| Provision for loan and lease losses | $239,000 | 3,391 |
| Total noninterest income | $232,000 | 6,962 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $150,000 | 5,768 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $82,000 | 6,864 |
| Total noninterest expense | $1,912,000 | 5,837 |
| Salaries and employee benefits | $995,000 | 5,937 |
| Premises and equipment expense | $101,000 | 8,420 |
| Additional noninterest expense | $816,000 | 4,666 |
| Pre-tax net operating income | $416,000 | 7,388 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $-17,000 | 9,363 |
| Income before extraordinary items | $433,000 | 6,666 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $433,000 | 6,664 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $139,000 | 2,997 |
| Cash dividends | $3,434,000 | 858 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $433,000 | 6,677 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $4,748,000 | 5,750 |
| Total interest expense | $2,384,000 | 5,356 |
| Net interest income | $2,364,000 | 6,007 |
| Provision for loan and lease losses | $26,000 | 7,391 |
| Total noninterest income | $228,000 | 7,165 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $139,000 | 6,031 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $89,000 | 6,897 |
| Total noninterest expense | $1,568,000 | 6,602 |
| Salaries and employee benefits | $785,000 | 6,818 |
| Premises and equipment expense | $124,000 | 8,153 |
| Additional noninterest expense | $659,000 | 5,475 |
| Pre-tax net operating income | $998,000 | 5,316 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $198,000 | 5,734 |
| Income before extraordinary items | $800,000 | 5,098 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $800,000 | 5,097 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $26,000 | 5,786 |
| Cash dividends | $400,000 | 3,903 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $800,000 | 5,049 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $4,764,000 | 5,861 |
| Total interest expense | $2,469,000 | 5,412 |
| Net interest income | $2,295,000 | 6,139 |
| Provision for loan and lease losses | $42,000 | 6,869 |
| Total noninterest income | $239,000 | 7,126 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $114,000 | 6,582 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $125,000 | 6,108 |
| Total noninterest expense | $1,484,000 | 6,749 |
| Salaries and employee benefits | $793,000 | 6,711 |
| Premises and equipment expense | $122,000 | 8,215 |
| Additional noninterest expense | $569,000 | 5,952 |
| Pre-tax net operating income | $1,008,000 | 5,387 |
| Securities gains (losses) | $3,000 | 3,720 |
| Applicable income taxes | $193,000 | 6,274 |
| Income before extraordinary items | $818,000 | 5,119 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $818,000 | 5,119 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 7,720 |
| Cash dividends | $290,000 | 4,704 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $815,570 | 5,042 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $4,735,000 | 6,016 |
| Total interest expense | $2,470,000 | 5,461 |
| Net interest income | $2,265,000 | 6,421 |
| Provision for loan and lease losses | $49,000 | 6,723 |
| Total noninterest income | $195,000 | 7,906 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $105,000 | 7,090 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $90,000 | 7,074 |
| Total noninterest expense | $1,430,000 | 6,966 |
| Salaries and employee benefits | $743,000 | 7,064 |
| Premises and equipment expense | $117,000 | 8,566 |
| Additional noninterest expense | $570,000 | 5,989 |
| Pre-tax net operating income | $981,000 | 5,891 |
| Securities gains (losses) | $49,000 | 1,354 |
| Applicable income taxes | $202,000 | 6,846 |
| Income before extraordinary items | $828,000 | 5,342 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $828,000 | 5,345 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $27,000 | 6,139 |
| Cash dividends | $250,000 | 4,919 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $788,800 | 5,459 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $4,558,000 | 6,340 |
| Total interest expense | $2,283,000 | 5,878 |
| Net interest income | $2,275,000 | 6,608 |
| Provision for loan and lease losses | $56,000 | 6,391 |
| Total noninterest income | $174,000 | 8,623 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $90,000 | 7,725 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $84,000 | 7,617 |
| Total noninterest expense | $1,332,000 | 7,569 |
| Salaries and employee benefits | $697,000 | 7,554 |
| Premises and equipment expense | $117,000 | 8,867 |
| Additional noninterest expense | $518,000 | 6,913 |
| Pre-tax net operating income | $1,061,000 | 5,535 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $169,000 | 7,593 |
| Income before extraordinary items | $892,000 | 4,904 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $892,000 | 4,905 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $23,000 | 6,559 |
| Cash dividends | $210,000 | 5,303 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $892,000 | 4,846 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $3,860,000 | 7,150 |
| Total interest expense | $1,707,000 | 7,120 |
| Net interest income | $2,153,000 | 6,978 |
| Provision for loan and lease losses | $21,000 | 7,611 |
| Total noninterest income | $143,000 | 9,428 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $68,000 | 8,669 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $75,000 | 8,156 |
| Total noninterest expense | $1,223,000 | 8,136 |
| Salaries and employee benefits | $672,000 | 7,917 |
| Premises and equipment expense | $90,000 | 9,917 |
| Additional noninterest expense | $461,000 | 7,599 |
| Pre-tax net operating income | $1,052,000 | 5,785 |
| Securities gains (losses) | $4,000 | 2,936 |
| Applicable income taxes | $263,000 | 6,470 |
| Income before extraordinary items | $793,000 | 5,482 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $793,000 | 5,480 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 8,036 |
| Cash dividends | $185,000 | 5,682 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $790,000 | 5,472 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $3,178,000 | 7,788 |
| Total interest expense | $1,355,000 | 7,380 |
| Net interest income | $1,823,000 | 7,980 |
| Provision for loan and lease losses | $23,000 | 7,639 |
| Total noninterest income | $122,000 | 10,249 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $63,000 | 9,250 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $59,000 | 9,142 |
| Total noninterest expense | $1,200,000 | 8,597 |
| Salaries and employee benefits | $640,000 | 8,337 |
| Premises and equipment expense | $95,000 | 10,179 |
| Additional noninterest expense | $465,000 | 8,194 |
| Pre-tax net operating income | $722,000 | 7,275 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $140,000 | 8,513 |
| Income before extraordinary items | $582,000 | 6,682 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $582,000 | 6,696 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 8,524 |
| Cash dividends | $165,000 | 5,872 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $582,000 | 6,738 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $2,928,000 | 8,456 |
| Total interest expense | $1,257,000 | 8,050 |
| Net interest income | $1,671,000 | 8,576 |
| Provision for loan and lease losses | $15,000 | 9,365 |
| Total noninterest income | $135,000 | 10,524 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $64,000 | 9,544 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $71,000 | 9,036 |
| Total noninterest expense | $1,165,000 | 9,035 |
| Salaries and employee benefits | $595,000 | 8,840 |
| Premises and equipment expense | $109,000 | 10,160 |
| Additional noninterest expense | $461,000 | 8,605 |
| Pre-tax net operating income | $626,000 | 7,773 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $108,000 | 9,551 |
| Income before extraordinary items | $518,000 | 7,403 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $518,000 | 7,581 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 9,155 |
| Cash dividends | $160,000 | 5,928 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $518,000 | 7,160 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $3,282,000 | 8,498 |
| Total interest expense | $1,638,000 | 8,085 |
| Net interest income | $1,644,000 | 8,821 |
| Provision for loan and lease losses | $120,000 | 6,707 |
| Total noninterest income | $157,000 | 10,353 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $55,000 | 10,113 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $102,000 | 7,992 |
| Total noninterest expense | $1,128,000 | 9,366 |
| Salaries and employee benefits | $555,000 | 9,231 |
| Premises and equipment expense | $103,000 | 10,619 |
| Additional noninterest expense | $470,000 | 8,755 |
| Pre-tax net operating income | $553,000 | 8,048 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $93,000 | 10,093 |
| Income before extraordinary items | $460,000 | 7,652 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $460,000 | 7,762 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $112,000 | 5,631 |
| Cash dividends | $160,000 | 5,601 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $460,000 | 7,301 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.