Home > The Bank of Laramie > Income and Expense

The Bank of Laramie, Income and Expense

2003-03-31 (YTD Data)Rank
Total interest income$568,0007,464
Total interest expense$132,0008,006
Net interest income$436,0007,046
Provision for loan and lease losses$06,934
Total noninterest income$85,0006,273
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$37,0005,850
Trading account gains and fees$0134
Additional Noninterest Income$48,0005,346
Total noninterest expense$362,0007,033
Salaries and employee benefits$187,0007,132
Premises and equipment expense$39,0007,371
Additional noninterest expense$136,0006,282
Pre-tax net operating income$159,0006,347
Securities gains (losses)$02,891
Applicable income taxes$07,403
Income before extraordinary items$159,0005,879
Extraordinary gains, net$021
Net income$159,0005,878
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,539
Cash dividends$03,930
Sale, conversion, retirement of capital stock, net$0419
Net operating income$159,0005,683
2002-12-31 (YTD Data)Rank
Total interest income$2,492,0007,370
Total interest expense$712,0007,780
Net interest income$1,780,0006,993
Provision for loan and lease losses$10,0007,810
Total noninterest income$341,0006,165
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$168,0005,621
Trading account gains and fees$0153
Additional Noninterest Income$173,0005,301
Total noninterest expense$1,464,0006,914
Salaries and employee benefits$750,0007,076
Premises and equipment expense$159,0007,321
Additional noninterest expense$555,0006,195
Pre-tax net operating income$647,0006,263
Securities gains (losses)$39,0002,625
Applicable income taxes$83,0006,135
Income before extraordinary items$603,0005,951
Extraordinary gains, net$070
Net income$603,0005,949
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$4,0007,261
Cash dividends$300,0004,293
Sale, conversion, retirement of capital stock, net$0862
Net operating income$568,6805,957
2001-12-31 (YTD Data)Rank
Total interest income$2,848,0007,406
Total interest expense$1,155,0007,696
Net interest income$1,693,0006,991
Provision for loan and lease losses$14,0007,788
Total noninterest income$270,0006,671
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$141,0005,922
Trading account gains and fees$0177
Additional Noninterest Income$129,0005,838
Total noninterest expense$1,468,0006,868
Salaries and employee benefits$698,0007,217
Premises and equipment expense$187,0006,973
Additional noninterest expense$583,0005,948
Pre-tax net operating income$481,0006,629
Securities gains (losses)$57,0002,222
Applicable income taxes$175,0005,234
Income before extraordinary items$363,0006,768
Extraordinary gains, net$0105
Net income$363,0006,769
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-4,0008,917
Cash dividends$400,0003,838
Sale, conversion, retirement of capital stock, net$0922
Net operating income$324,8106,866
2000-12-31 (YTD Data)Rank
Total interest income$2,832,0007,580
Total interest expense$1,269,0007,649
Net interest income$1,563,0007,357
Provision for loan and lease losses$14,0007,804
Total noninterest income$218,0007,088
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$126,0006,120
Trading account gains and feesNANA
Additional Noninterest Income$92,0006,616
Total noninterest expense$1,362,0007,086
Salaries and employee benefits$630,0007,542
Premises and equipment expense$188,0006,945
Additional noninterest expense$544,0006,109
Pre-tax net operating income$405,0007,445
Securities gains (losses)$-7,0008,117
Applicable income taxes$115,0006,332
Income before extraordinary items$283,0007,575
Extraordinary gains, net$038
Net income$283,0007,575
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-16,0009,312
Cash dividends$100,0005,913
Sale, conversion, retirement of capital stock, net$0969
Net operating income$287,9707,551
1999-12-31 (YTD Data)Rank
Total interest income$2,240,0008,202
Total interest expense$917,0008,400
Net interest income$1,323,0007,935
Provision for loan and lease losses$-151,00010,133
Total noninterest income$211,0007,363
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$134,0006,103
Trading account gains and feesNANA
Additional Noninterest Income$77,0007,232
Total noninterest expense$1,391,0007,059
Salaries and employee benefits$679,0007,358
Premises and equipment expense$200,0006,813
Additional noninterest expense$512,0006,428
Pre-tax net operating income$294,0008,128
Securities gains (losses)$03,155
Applicable income taxes$78,0007,215
Income before extraordinary items$216,0008,175
Extraordinary gains, net$035
Net income$216,0008,173
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$10,0006,803
Cash dividends$07,131
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$216,0008,147
1998-12-31 (YTD Data)Rank
Total interest income$1,993,0008,696
Total interest expense$809,0008,916
Net interest income$1,184,0008,360
Provision for loan and lease losses$18,0007,833
Total noninterest income$288,0006,590
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$143,0006,047
Trading account gains and feesNANA
Additional Noninterest Income$145,0005,772
Total noninterest expense$1,273,0007,343
Salaries and employee benefits$640,0007,530
Premises and equipment expense$200,0006,717
Additional noninterest expense$433,0006,952
Pre-tax net operating income$181,0009,007
Securities gains (losses)$9,0003,034
Applicable income taxes$34,0008,631
Income before extraordinary items$156,0008,939
Extraordinary gains, net$032
Net income$156,0008,937
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$5,0007,505
Cash dividends$07,473
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$148,6208,926
1997-12-31 (YTD Data)Rank
Total interest income$2,165,0008,827
Total interest expense$963,0008,796
Net interest income$1,202,0008,674
Provision for loan and lease losses$400,0002,088
Total noninterest income$256,0007,144
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$156,0006,073
Trading account gains and feesNANA
Additional Noninterest Income$100,0006,788
Total noninterest expense$1,201,0007,674
Salaries and employee benefits$616,0007,812
Premises and equipment expense$202,0006,803
Additional noninterest expense$383,0007,499
Pre-tax net operating income$-143,00010,525
Securities gains (losses)$03,944
Applicable income taxes$-83,00010,688
Income before extraordinary items$-60,00010,476
Extraordinary gains, net$044
Net income$-60,00010,478
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$89,0004,041
Cash dividends$07,871
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$-60,00010,441
1996-12-31 (YTD Data)Rank
Total interest income$2,165,0009,149
Total interest expense$957,0009,162
Net interest income$1,208,0009,012
Provision for loan and lease losses$48,0006,700
Total noninterest income$601,0004,562
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$190,0005,737
Trading account gains and feesNANA
Additional Noninterest Income$411,0003,352
Total noninterest expense$930,0008,961
Salaries and employee benefits$502,0008,880
Premises and equipment expense$88,0009,600
Additional noninterest expense$340,0008,455
Pre-tax net operating income$831,0006,364
Securities gains (losses)$6,0002,865
Applicable income taxes$247,0006,490
Income before extraordinary items$590,0006,331
Extraordinary gains, net$053
Net income$590,0006,334
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-10,00010,393
Cash dividends$570,0003,157
Sale, conversion, retirement of capital stock, net$0953
Net operating income$585,8006,285
1995-12-31 (YTD Data)Rank
Total interest income$1,954,0009,794
Total interest expense$873,0009,722
Net interest income$1,081,0009,680
Provision for loan and lease losses$136,0003,832
Total noninterest income$225,0008,061
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$152,0006,619
Trading account gains and feesNANA
Additional Noninterest Income$73,0008,234
Total noninterest expense$939,0009,217
Salaries and employee benefits$422,0009,770
Premises and equipment expense$72,00010,422
Additional noninterest expense$445,0007,748
Pre-tax net operating income$231,00010,256
Securities gains (losses)$14,0002,143
Applicable income taxes$46,00010,254
Income before extraordinary items$199,0009,942
Extraordinary gains, net$065
Net income$199,0009,946
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$30,0006,002
Cash dividends$145,0006,157
Sale, conversion, retirement of capital stock, net$0809
Net operating income$187,66010,043
1994-12-31 (YTD Data)Rank
Total interest income$1,827,00010,110
Total interest expense$728,0009,939
Net interest income$1,099,00010,070
Provision for loan and lease losses$87,0004,874
Total noninterest income$203,0008,684
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$141,0007,101
Trading account gains and feesNANA
Additional Noninterest Income$62,0009,009
Total noninterest expense$955,0009,526
Salaries and employee benefits$402,00010,270
Premises and equipment expense$69,00010,998
Additional noninterest expense$484,0008,018
Pre-tax net operating income$260,00010,414
Securities gains (losses)$03,600
Applicable income taxes$44,00010,609
Income before extraordinary items$216,00010,079
Extraordinary gains, net$0249
Net income$216,00010,092
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$95,0003,836
Cash dividends$105,0006,763
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$216,00010,142
1993-12-31 (YTD Data)Rank
Total interest income$1,690,00010,830
Total interest expense$702,00010,570
Net interest income$988,00010,830
Provision for loan and lease losses$40,0007,927
Total noninterest income$181,0009,582
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$138,0007,392
Trading account gains and feesNANA
Additional Noninterest Income$43,00010,513
Total noninterest expense$668,00011,314
Salaries and employee benefits$339,00011,265
Premises and equipment expense$77,00011,269
Additional noninterest expense$252,00011,052
Pre-tax net operating income$461,0008,936
Securities gains (losses)$29,0004,143
Applicable income taxes$138,0008,903
Income before extraordinary items$352,0008,913
Extraordinary gains, net$03,149
Net income$352,0009,088
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$12,0008,388
Cash dividends$150,0006,064
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$331,1208,860
1992-12-31 (YTD Data)Rank
Total interest income$1,577,00011,789
Total interest expense$724,00011,692
Net interest income$853,00011,699
Provision for loan and lease losses$41,0009,446
Total noninterest income$172,0009,986
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$131,0007,657
Trading account gains and feesNANA
Additional Noninterest Income$41,00010,988
Total noninterest expense$640,00011,824
Salaries and employee benefits$408,00010,766
Premises and equipment expense$79,00011,525
Additional noninterest expense$153,00012,907
Pre-tax net operating income$344,0009,749
Securities gains (losses)$26,0005,197
Applicable income taxes$55,00011,116
Income before extraordinary items$315,0009,099
Extraordinary gains, net$01,422
Net income$315,0009,247
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$31,0008,449
Cash dividends$08,912
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$292,9009,035

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.