Home > The Bank of LaFayette, Georgia > Income and Expense

The Bank of LaFayette, Georgia, Income and Expense

Basic Info Reviews History Routing Number Locations

2023-12-31 (YTD Data)		Rank
Total interest income	$14,640,000	2,329
Total interest expense	$6,319,000	1,767
Net interest income	$8,321,000	2,631
Provision for loan and lease losses	$0	3,275
Total noninterest income	$3,370,000	1,516
Gross Fiduciary activities income	$0	981
Service charges on deposit accounts	$394,000	1,910
Trading account gains and fees	NA	NA
Additional Noninterest Income	$2,976,000	1,258
Total noninterest expense	$7,380,000	2,472
Salaries and employee benefits	$3,918,000	2,546
Premises and equipment expense	$1,052,000	1,967
Additional noninterest expense	$2,976,000	1,258
Pre-tax net operating income	$4,311,000	2,091
Securities gains (losses)	$-1,015,000	4,295
Applicable income taxes	$821,000	1,561
Income before extraordinary items	$2,475,000	2,539
Extraordinary gains, net	$0	54
Net income	$2,475,000	2,564
Minority interest net income	$0	88
Net income of bank and minority interests.	$2,475,000	2,541
Net charge-offs	$44,000	1,858
Cash dividends	$800,000	2,368
Sale, conversion, retirement of capital stock, net	$0	540
Net operating income	$3,276,850	2,253
2023-09-30 (YTD Data)		Rank
Total interest income	$10,893,000	2,302
Total interest expense	$3,800,000	1,883
Net interest income	$7,093,000	2,481
Provision for loan and lease losses	$0	3,085
Total noninterest income	$3,101,000	1,315
Gross Fiduciary activities income	$0	950
Service charges on deposit accounts	$290,000	1,938
Trading account gains and fees	NA	NA
Additional Noninterest Income	$2,811,000	1,078
Total noninterest expense	$5,094,000	2,593
Salaries and employee benefits	$2,920,000	2,550
Premises and equipment expense	$756,000	2,019
Additional noninterest expense	$2,811,000	1,078
Pre-tax net operating income	$5,100,000	1,633
Securities gains (losses)	$-8,000	3,451
Applicable income taxes	$1,205,000	1,145
Income before extraordinary items	$3,887,000	1,749
Extraordinary gains, net	$0	52
Net income	$3,887,000	1,763
Minority interest net income	$0	81
Net income of bank and minority interests.	$3,887,000	1,749
Net charge-offs	$19,000	1,924
Cash dividends	$0	3,078
Sale, conversion, retirement of capital stock, net	$0	507
Net operating income	$3,893,320	1,765
2023-06-30 (YTD Data)		Rank
Total interest income	$7,244,000	2,276
Total interest expense	$2,347,000	1,833
Net interest income	$4,897,000	2,453
Provision for loan and lease losses	$0	2,940
Total noninterest income	$611,000	2,461
Gross Fiduciary activities income	$0	931
Service charges on deposit accounts	$193,000	1,921
Trading account gains and fees	NA	NA
Additional Noninterest Income	$418,000	2,390
Total noninterest expense	$3,330,000	2,605
Salaries and employee benefits	$1,949,000	2,546
Premises and equipment expense	$484,000	2,058
Additional noninterest expense	$418,000	2,386
Pre-tax net operating income	$2,178,000	2,150
Securities gains (losses)	$-4,000	3,679
Applicable income taxes	$487,000	1,515
Income before extraordinary items	$1,687,000	2,257
Extraordinary gains, net	$0	51
Net income	$1,687,000	2,284
Minority interest net income	$0	81
Net income of bank and minority interests.	$1,687,000	2,257
Net charge-offs	$-18,000	4,071
Cash dividends	$0	2,952
Sale, conversion, retirement of capital stock, net	$0	486
Net operating income	$1,690,160	2,271
2023-03-31 (YTD Data)		Rank
Total interest income	$3,587,000	2,263
Total interest expense	$1,117,000	1,709
Net interest income	$2,470,000	2,448
Provision for loan and lease losses	$0	2,612
Total noninterest income	$291,000	2,519
Gross Fiduciary activities income	$0	913
Service charges on deposit accounts	$100,000	1,904
Trading account gains and fees	NA	NA
Additional Noninterest Income	$191,000	2,488
Total noninterest expense	$1,609,000	2,685
Salaries and employee benefits	$976,000	2,589
Premises and equipment expense	$237,000	2,119
Additional noninterest expense	$191,000	2,488
Pre-tax net operating income	$1,152,000	2,129
Securities gains (losses)	$-2,000	3,910
Applicable income taxes	$261,000	1,500
Income before extraordinary items	$889,000	2,249
Extraordinary gains, net	$0	4
Net income	$889,000	2,249
Minority interest net income	$0	48
Net income of bank and minority interests.	$889,000	2,249
Net charge-offs	$5,000	1,579
Cash dividends	$0	2,337
Sale, conversion, retirement of capital stock, net	$0	430
Net operating income	$890,580	2,277
2022-12-31 (YTD Data)		Rank
Total interest income	$12,101,000	2,265
Total interest expense	$1,845,000	1,687
Net interest income	$10,256,000	2,334
Provision for loan and lease losses	$100,000	2,212
Total noninterest income	$1,170,000	2,624
Gross Fiduciary activities income	$0	1,005
Service charges on deposit accounts	$397,000	1,957
Trading account gains and fees	NA	NA
Additional Noninterest Income	$773,000	2,607
Total noninterest expense	$9,184,000	2,119
Salaries and employee benefits	$3,884,000	2,553
Premises and equipment expense	$1,151,000	1,866
Additional noninterest expense	$773,000	2,607
Pre-tax net operating income	$2,142,000	3,044
Securities gains (losses)	$-36,000	3,694
Applicable income taxes	$490,000	2,038
Income before extraordinary items	$1,616,000	3,185
Extraordinary gains, net	$0	5
Net income	$1,616,000	3,182
Minority interest net income	$0	63
Net income of bank and minority interests.	$1,616,000	3,184
Net charge-offs	$-41,000	4,029
Cash dividends	$580,000	2,607
Sale, conversion, retirement of capital stock, net	$0	568
Net operating income	$1,644,440	3,196
2022-09-30 (YTD Data)		Rank
Total interest income	$8,755,000	2,257
Total interest expense	$1,151,000	1,601
Net interest income	$7,604,000	2,333
Provision for loan and lease losses	$25,000	2,497
Total noninterest income	$894,000	2,628
Gross Fiduciary activities income	$0	968
Service charges on deposit accounts	$299,000	1,966
Trading account gains and fees	NA	NA
Additional Noninterest Income	$595,000	2,607
Total noninterest expense	$5,509,000	2,431
Salaries and employee benefits	$3,042,000	2,470
Premises and equipment expense	$859,000	1,889
Additional noninterest expense	$595,000	2,607
Pre-tax net operating income	$2,964,000	2,305
Securities gains (losses)	$-26,000	3,990
Applicable income taxes	$665,000	1,640
Income before extraordinary items	$2,273,000	2,419
Extraordinary gains, net	$0	4
Net income	$2,273,000	2,418
Minority interest net income	$0	57
Net income of bank and minority interests.	$2,273,000	2,418
Net charge-offs	$-44,000	4,041
Cash dividends	$0	3,099
Sale, conversion, retirement of capital stock, net	$0	519
Net operating income	$2,293,540	2,451
2022-06-30 (YTD Data)		Rank
Total interest income	$5,583,000	2,269
Total interest expense	$742,000	1,446
Net interest income	$4,841,000	2,363
Provision for loan and lease losses	$0	2,599
Total noninterest income	$570,000	2,683
Gross Fiduciary activities income	$0	925
Service charges on deposit accounts	$189,000	2,024
Trading account gains and fees	NA	NA
Additional Noninterest Income	$381,000	2,688
Total noninterest expense	$3,497,000	2,489
Salaries and employee benefits	$2,044,000	2,458
Premises and equipment expense	$574,000	1,878
Additional noninterest expense	$879,000	2,829
Pre-tax net operating income	$1,914,000	2,256
Securities gains (losses)	$-21,000	4,100
Applicable income taxes	$427,000	1,594
Income before extraordinary items	$1,466,000	2,380
Extraordinary gains, net	$0	4
Net income	$1,466,000	2,380
Minority interest net income	$0	60
Net income of bank and minority interests.	$1,466,000	2,380
Net charge-offs	$-41,000	4,121
Cash dividends	$0	2,961
Sale, conversion, retirement of capital stock, net	$0	494
Net operating income	$1,482,590	2,400
2022-03-31 (YTD Data)		Rank
Total interest income	$2,683,000	2,293
Total interest expense	$367,000	1,407
Net interest income	$2,316,000	2,375
Provision for loan and lease losses	$0	2,285
Total noninterest income	$276,000	2,694
Gross Fiduciary activities income	$0	892
Service charges on deposit accounts	$93,000	2,028
Trading account gains and fees	NA	NA
Additional Noninterest Income	$183,000	2,672
Total noninterest expense	$1,728,000	2,515
Salaries and employee benefits	$1,013,000	2,481
Premises and equipment expense	$292,000	1,871
Additional noninterest expense	$423,000	2,873
Pre-tax net operating income	$864,000	2,300
Securities gains (losses)	$-10,000	4,260
Applicable income taxes	$196,000	1,623
Income before extraordinary items	$658,000	2,434
Extraordinary gains, net	$0	4
Net income	$658,000	2,431
Minority interest net income	$0	50
Net income of bank and minority interests.	$658,000	2,434
Net charge-offs	$1,000	1,671
Cash dividends	$0	2,284
Sale, conversion, retirement of capital stock, net	$0	453
Net operating income	$665,900	2,442
2021-12-31 (YTD Data)		Rank
Total interest income	$9,476,000	2,538
Total interest expense	$1,252,000	1,893
Net interest income	$8,224,000	2,605
Provision for loan and lease losses	$0	3,064
Total noninterest income	$1,144,000	2,825
Gross Fiduciary activities income	$0	994
Service charges on deposit accounts	$365,000	1,973
Trading account gains and fees	NA	NA
Additional Noninterest Income	$779,000	2,865
Total noninterest expense	$6,728,000	2,553
Salaries and employee benefits	$3,925,000	2,535
Premises and equipment expense	$1,090,000	1,932
Additional noninterest expense	$1,713,000	2,868
Pre-tax net operating income	$2,640,000	2,834
Securities gains (losses)	$-12,000	4,384
Applicable income taxes	$595,000	1,981
Income before extraordinary items	$2,033,000	3,003
Extraordinary gains, net	$0	10
Net income	$2,033,000	3,003
Minority interest net income	$0	74
Net income of bank and minority interests.	$2,033,000	3,003
Net charge-offs	$65,000	1,536
Cash dividends	$1,068,000	2,151
Sale, conversion, retirement of capital stock, net	$0	582
Net operating income	$2,042,480	2,973
2021-09-30 (YTD Data)		Rank
Total interest income	$6,998,000	2,609
Total interest expense	$941,000	1,977
Net interest income	$6,057,000	2,683
Provision for loan and lease losses	$0	2,963
Total noninterest income	$854,000	2,882
Gross Fiduciary activities income	$0	957
Service charges on deposit accounts	$266,000	2,011
Trading account gains and fees	NA	NA
Additional Noninterest Income	$588,000	2,900
Total noninterest expense	$4,998,000	2,578
Salaries and employee benefits	$2,913,000	2,556
Premises and equipment expense	$823,000	1,950
Additional noninterest expense	$1,262,000	2,900
Pre-tax net operating income	$1,913,000	2,987
Securities gains (losses)	$-9,000	4,549
Applicable income taxes	$430,000	2,073
Income before extraordinary items	$1,474,000	3,156
Extraordinary gains, net	$0	8
Net income	$1,474,000	3,155
Minority interest net income	$0	69
Net income of bank and minority interests.	$1,474,000	3,156
Net charge-offs	$6,000	2,115
Cash dividends	$516,000	2,286
Sale, conversion, retirement of capital stock, net	$0	543
Net operating income	$1,481,110	3,129
2021-06-30 (YTD Data)		Rank
Total interest income	$4,617,000	2,635
Total interest expense	$636,000	2,026
Net interest income	$3,981,000	2,696
Provision for loan and lease losses	$0	2,862
Total noninterest income	$543,000	2,905
Gross Fiduciary activities income	$0	951
Service charges on deposit accounts	$166,000	2,028
Trading account gains and fees	NA	NA
Additional Noninterest Income	$377,000	2,921
Total noninterest expense	$3,311,000	2,577
Salaries and employee benefits	$1,937,000	2,555
Premises and equipment expense	$530,000	1,984
Additional noninterest expense	$844,000	2,875
Pre-tax net operating income	$1,213,000	3,040
Securities gains (losses)	$-7,000	4,614
Applicable income taxes	$276,000	2,083
Income before extraordinary items	$930,000	3,217
Extraordinary gains, net	$0	6
Net income	$930,000	3,215
Minority interest net income	$0	67
Net income of bank and minority interests.	$930,000	3,217
Net charge-offs	$2,000	2,060
Cash dividends	$264,000	2,463
Sale, conversion, retirement of capital stock, net	$0	517
Net operating income	$935,530	3,182
2021-03-31 (YTD Data)		Rank
Total interest income	$2,131,000	2,751
Total interest expense	$328,000	2,053
Net interest income	$1,803,000	2,831
Provision for loan and lease losses	$0	2,741
Total noninterest income	$229,000	3,080
Gross Fiduciary activities income	$0	922
Service charges on deposit accounts	$82,000	2,037
Trading account gains and fees	NA	NA
Additional Noninterest Income	$147,000	3,134
Total noninterest expense	$1,629,000	2,589
Salaries and employee benefits	$933,000	2,611
Premises and equipment expense	$286,000	1,902
Additional noninterest expense	$410,000	2,893
Pre-tax net operating income	$403,000	3,490
Securities gains (losses)	$-3,000	4,585
Applicable income taxes	$90,000	2,353
Income before extraordinary items	$310,000	3,660
Extraordinary gains, net	$0	3
Net income	$310,000	3,660
Minority interest net income	$0	55
Net income of bank and minority interests.	$310,000	3,660
Net charge-offs	$6,000	1,479
Cash dividends	$40,000	2,314
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$312,370	3,629
2020-12-31 (YTD Data)		Rank
Total interest income	$8,956,000	2,689
Total interest expense	$1,697,000	2,191
Net interest income	$7,259,000	2,766
Provision for loan and lease losses	$150,000	3,250
Total noninterest income	$1,020,000	2,841
Gross Fiduciary activities income	$0	1,030
Service charges on deposit accounts	$384,000	1,944
Trading account gains and fees	NA	NA
Additional Noninterest Income	$636,000	2,909
Total noninterest expense	$6,470,000	2,583
Salaries and employee benefits	$3,839,000	2,541
Premises and equipment expense	$1,078,000	1,935
Additional noninterest expense	$1,553,000	2,986
Pre-tax net operating income	$1,659,000	3,168
Securities gains (losses)	$43,000	1,792
Applicable income taxes	$357,000	2,184
Income before extraordinary items	$1,345,000	3,308
Extraordinary gains, net	$0	4
Net income	$1,345,000	3,307
Minority interest net income	$0	72
Net income of bank and minority interests.	$1,345,000	3,308
Net charge-offs	$41,000	2,512
Cash dividends	$972,000	2,256
Sale, conversion, retirement of capital stock, net	$0	566
Net operating income	$1,311,030	3,282
2020-09-30 (YTD Data)		Rank
Total interest income	$6,922,000	2,659
Total interest expense	$1,357,000	2,193
Net interest income	$5,565,000	2,732
Provision for loan and lease losses	$200,000	2,745
Total noninterest income	$762,000	2,821
Gross Fiduciary activities income	$0	981
Service charges on deposit accounts	$283,000	1,962
Trading account gains and fees	NA	NA
Additional Noninterest Income	$479,000	2,878
Total noninterest expense	$4,813,000	2,572
Salaries and employee benefits	$2,867,000	2,534
Premises and equipment expense	$812,000	1,921
Additional noninterest expense	$1,134,000	3,016
Pre-tax net operating income	$1,314,000	3,128
Securities gains (losses)	$44,000	1,600
Applicable income taxes	$293,000	2,111
Income before extraordinary items	$1,065,000	3,278
Extraordinary gains, net	$0	4
Net income	$1,065,000	3,278
Minority interest net income	$0	65
Net income of bank and minority interests.	$1,065,000	3,278
Net charge-offs	$-5,000	4,085
Cash dividends	$452,000	2,408
Sale, conversion, retirement of capital stock, net	$0	532
Net operating income	$1,030,240	3,263
2020-06-30 (YTD Data)		Rank
Total interest income	$4,798,000	2,624
Total interest expense	$969,000	2,193
Net interest income	$3,829,000	2,703
Provision for loan and lease losses	$200,000	2,381
Total noninterest income	$478,000	2,847
Gross Fiduciary activities income	$0	970
Service charges on deposit accounts	$187,000	1,994
Trading account gains and fees	NA	NA
Additional Noninterest Income	$291,000	2,938
Total noninterest expense	$3,179,000	2,594
Salaries and employee benefits	$1,916,000	2,540
Premises and equipment expense	$542,000	1,918
Additional noninterest expense	$721,000	3,091
Pre-tax net operating income	$928,000	3,032
Securities gains (losses)	$47,000	1,316
Applicable income taxes	$218,000	1,992
Income before extraordinary items	$757,000	3,179
Extraordinary gains, net	$0	4
Net income	$757,000	3,178
Minority interest net income	$0	65
Net income of bank and minority interests.	$757,000	3,179
Net charge-offs	$-3,000	3,999
Cash dividends	$152,000	2,799
Sale, conversion, retirement of capital stock, net	$0	504
Net operating income	$719,870	3,189
2020-03-31 (YTD Data)		Rank
Total interest income	$2,440,000	2,595
Total interest expense	$534,000	2,192
Net interest income	$1,906,000	2,680
Provision for loan and lease losses	$100,000	1,942
Total noninterest income	$243,000	2,768
Gross Fiduciary activities income	$0	941
Service charges on deposit accounts	$112,000	2,008
Trading account gains and fees	NA	NA
Additional Noninterest Income	$131,000	2,897
Total noninterest expense	$1,574,000	2,646
Salaries and employee benefits	$944,000	2,577
Premises and equipment expense	$280,000	1,893
Additional noninterest expense	$350,000	3,182
Pre-tax net operating income	$475,000	2,853
Securities gains (losses)	$16,000	1,188
Applicable income taxes	$112,000	1,843
Income before extraordinary items	$379,000	2,990
Extraordinary gains, net	$0	4
Net income	$379,000	2,991
Minority interest net income	$0	56
Net income of bank and minority interests.	$379,000	2,991
Net charge-offs	$9,000	1,897
Cash dividends	$152,000	2,085
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$366,360	3,016
2019-12-31 (YTD Data)		Rank
Total interest income	$9,744,000	2,618
Total interest expense	$1,976,000	2,359
Net interest income	$7,768,000	2,672
Provision for loan and lease losses	$100,000	2,932
Total noninterest income	$1,014,000	2,800
Gross Fiduciary activities income	$0	1,051
Service charges on deposit accounts	$464,000	2,023
Trading account gains and fees	NA	NA
Additional Noninterest Income	$550,000	2,923
Total noninterest expense	$6,246,000	2,631
Salaries and employee benefits	$3,752,000	2,561
Premises and equipment expense	$1,045,000	1,981
Additional noninterest expense	$1,449,000	3,158
Pre-tax net operating income	$2,436,000	2,779
Securities gains (losses)	$60,000	1,164
Applicable income taxes	$560,000	1,894
Income before extraordinary items	$1,936,000	2,947
Extraordinary gains, net	$0	11
Net income	$1,936,000	2,947
Minority interest net income	$0	76
Net income of bank and minority interests.	$1,936,000	2,948
Net charge-offs	$277,000	1,412
Cash dividends	$956,000	2,407
Sale, conversion, retirement of capital stock, net	$0	626
Net operating income	$1,888,600	2,939
2019-09-30 (YTD Data)		Rank
Total interest income	$7,485,000	2,626
Total interest expense	$1,477,000	2,373
Net interest income	$6,008,000	2,653
Provision for loan and lease losses	$50,000	3,073
Total noninterest income	$766,000	2,812
Gross Fiduciary activities income	$0	1,014
Service charges on deposit accounts	$341,000	2,057
Trading account gains and fees	NA	NA
Additional Noninterest Income	$425,000	2,901
Total noninterest expense	$4,666,000	2,651
Salaries and employee benefits	$2,807,000	2,579
Premises and equipment expense	$779,000	2,009
Additional noninterest expense	$1,080,000	3,194
Pre-tax net operating income	$2,058,000	2,676
Securities gains (losses)	$12,000	1,604
Applicable income taxes	$458,000	1,874
Income before extraordinary items	$1,612,000	2,862
Extraordinary gains, net	$0	11
Net income	$1,612,000	2,863
Minority interest net income	$0	72
Net income of bank and minority interests.	$1,612,000	2,863
Net charge-offs	$175,000	1,392
Cash dividends	$316,000	2,850
Sale, conversion, retirement of capital stock, net	$0	590
Net operating income	$1,602,520	2,837
2019-06-30 (YTD Data)		Rank
Total interest income	$5,084,000	2,592
Total interest expense	$973,000	2,370
Net interest income	$4,111,000	2,610
Provision for loan and lease losses	$0	3,685
Total noninterest income	$488,000	2,843
Gross Fiduciary activities income	$0	1,004
Service charges on deposit accounts	$214,000	2,107
Trading account gains and fees	NA	NA
Additional Noninterest Income	$274,000	2,900
Total noninterest expense	$3,130,000	2,659
Salaries and employee benefits	$1,869,000	2,592
Premises and equipment expense	$521,000	2,004
Additional noninterest expense	$740,000	3,162
Pre-tax net operating income	$1,469,000	2,546
Securities gains (losses)	$0	1,702
Applicable income taxes	$328,000	1,779
Income before extraordinary items	$1,141,000	2,746
Extraordinary gains, net	$0	11
Net income	$1,141,000	2,746
Minority interest net income	$0	69
Net income of bank and minority interests.	$1,141,000	2,745
Net charge-offs	$60,000	1,708
Cash dividends	$316,000	2,535
Sale, conversion, retirement of capital stock, net	$0	573
Net operating income	$1,141,000	2,719
2019-03-31 (YTD Data)		Rank
Total interest income	$2,564,000	2,582
Total interest expense	$468,000	2,399
Net interest income	$2,096,000	2,590
Provision for loan and lease losses	$0	3,406
Total noninterest income	$231,000	2,872
Gross Fiduciary activities income	$0	972
Service charges on deposit accounts	$103,000	2,165
Trading account gains and fees	NA	NA
Additional Noninterest Income	$128,000	2,932
Total noninterest expense	$1,552,000	2,686
Salaries and employee benefits	$927,000	2,624
Premises and equipment expense	$263,000	2,011
Additional noninterest expense	$362,000	3,211
Pre-tax net operating income	$775,000	2,413
Securities gains (losses)	$0	1,087
Applicable income taxes	$171,000	1,722
Income before extraordinary items	$604,000	2,607
Extraordinary gains, net	$0	5
Net income	$604,000	2,606
Minority interest net income	$0	52
Net income of bank and minority interests.	$604,000	2,606
Net charge-offs	$31,000	1,479
Cash dividends	$316,000	1,686
Sale, conversion, retirement of capital stock, net	$0	529
Net operating income	$604,000	2,592
2018-12-31 (YTD Data)		Rank
Total interest income	$9,467,000	2,627
Total interest expense	$1,182,000	2,694
Net interest income	$8,285,000	2,589
Provision for loan and lease losses	$50,000	3,480
Total noninterest income	$930,000	2,953
Gross Fiduciary activities income	$0	1,098
Service charges on deposit accounts	$452,000	2,139
Trading account gains and fees	NA	NA
Additional Noninterest Income	$478,000	3,125
Total noninterest expense	$6,079,000	2,704
Salaries and employee benefits	$3,695,000	2,585
Premises and equipment expense	$970,000	2,099
Additional noninterest expense	$1,414,000	3,278
Pre-tax net operating income	$3,086,000	2,455
Securities gains (losses)	$-55,000	4,874
Applicable income taxes	$686,000	1,705
Income before extraordinary items	$2,345,000	2,691
Extraordinary gains, net	$0	6
Net income	$2,345,000	2,689
Minority interest net income	$0	72
Net income of bank and minority interests.	$2,345,000	2,690
Net charge-offs	$132,000	1,949
Cash dividends	$756,000	2,529
Sale, conversion, retirement of capital stock, net	$0	671
Net operating income	$2,388,450	2,650
2018-09-30 (YTD Data)		Rank
Total interest income	$7,137,000	2,612
Total interest expense	$859,000	2,674
Net interest income	$6,278,000	2,575
Provision for loan and lease losses	$0	3,948
Total noninterest income	$682,000	3,011
Gross Fiduciary activities income	$0	1,048
Service charges on deposit accounts	$335,000	2,157
Trading account gains and fees	NA	NA
Additional Noninterest Income	$347,000	3,205
Total noninterest expense	$4,522,000	2,725
Salaries and employee benefits	$2,738,000	2,611
Premises and equipment expense	$727,000	2,100
Additional noninterest expense	$1,057,000	3,299
Pre-tax net operating income	$2,438,000	2,426
Securities gains (losses)	$-55,000	5,152
Applicable income taxes	$536,000	1,727
Income before extraordinary items	$1,847,000	2,650
Extraordinary gains, net	$0	5
Net income	$1,847,000	2,649
Minority interest net income	$0	66
Net income of bank and minority interests.	$1,847,000	2,649
Net charge-offs	$119,000	1,600
Cash dividends	$116,000	3,319
Sale, conversion, retirement of capital stock, net	$0	633
Net operating income	$1,890,450	2,601
2018-06-30 (YTD Data)		Rank
Total interest income	$4,736,000	2,600
Total interest expense	$572,000	2,595
Net interest income	$4,164,000	2,587
Provision for loan and lease losses	$0	3,782
Total noninterest income	$515,000	2,850
Gross Fiduciary activities income	$0	1,037
Service charges on deposit accounts	$224,000	2,151
Trading account gains and fees	NA	NA
Additional Noninterest Income	$291,000	2,931
Total noninterest expense	$2,999,000	2,754
Salaries and employee benefits	$1,825,000	2,628
Premises and equipment expense	$475,000	2,148
Additional noninterest expense	$699,000	3,334
Pre-tax net operating income	$1,680,000	2,348
Securities gains (losses)	$0	961
Applicable income taxes	$372,000	1,677
Income before extraordinary items	$1,308,000	2,538
Extraordinary gains, net	$0	6
Net income	$1,308,000	2,537
Minority interest net income	$0	65
Net income of bank and minority interests.	$1,308,000	2,537
Net charge-offs	$108,000	1,277
Cash dividends	$116,000	3,115
Sale, conversion, retirement of capital stock, net	$0	620
Net operating income	$1,308,000	2,530
2018-03-31 (YTD Data)		Rank
Total interest income	$2,312,000	2,649
Total interest expense	$290,000	2,521
Net interest income	$2,022,000	2,637
Provision for loan and lease losses	$0	3,508
Total noninterest income	$249,000	2,859
Gross Fiduciary activities income	$0	1,003
Service charges on deposit accounts	$117,000	2,085
Trading account gains and fees	NA	NA
Additional Noninterest Income	$132,000	2,998
Total noninterest expense	$1,517,000	2,766
Salaries and employee benefits	$904,000	2,670
Premises and equipment expense	$246,000	2,132
Additional noninterest expense	$367,000	3,236
Pre-tax net operating income	$754,000	2,482
Securities gains (losses)	$0	735
Applicable income taxes	$168,000	1,733
Income before extraordinary items	$586,000	2,648
Extraordinary gains, net	$0	7
Net income	$586,000	2,648
Minority interest net income	$0	52
Net income of bank and minority interests.	$586,000	2,648
Net charge-offs	$83,000	947
Cash dividends	$116,000	2,262
Sale, conversion, retirement of capital stock, net	$0	580
Net operating income	$586,000	2,644
2017-12-31 (YTD Data)		Rank
Total interest income	$8,700,000	2,709
Total interest expense	$906,000	2,722
Net interest income	$7,794,000	2,689
Provision for loan and lease losses	$0	4,227
Total noninterest income	$951,000	3,024
Gross Fiduciary activities income	$0	1,137
Service charges on deposit accounts	$486,000	2,074
Trading account gains and fees	NA	NA
Additional Noninterest Income	$465,000	3,247
Total noninterest expense	$5,949,000	2,787
Salaries and employee benefits	$3,560,000	2,681
Premises and equipment expense	$944,000	2,195
Additional noninterest expense	$1,445,000	3,312
Pre-tax net operating income	$2,796,000	2,589
Securities gains (losses)	$52,000	878
Applicable income taxes	$1,265,000	1,678
Income before extraordinary items	$1,583,000	3,045
Extraordinary gains, net	$0	9
Net income	$1,583,000	3,043
Minority interest net income	$0	76
Net income of bank and minority interests.	$1,583,000	3,045
Net charge-offs	$242,000	1,667
Cash dividends	$580,000	2,817
Sale, conversion, retirement of capital stock, net	$0	711
Net operating income	$1,549,720	3,049
2017-09-30 (YTD Data)		Rank
Total interest income	$6,521,000	2,723
Total interest expense	$653,000	2,776
Net interest income	$5,868,000	2,695
Provision for loan and lease losses	$0	4,088
Total noninterest income	$720,000	3,022
Gross Fiduciary activities income	$0	1,093
Service charges on deposit accounts	$365,000	2,085
Trading account gains and fees	NA	NA
Additional Noninterest Income	$355,000	3,248
Total noninterest expense	$4,468,000	2,801
Salaries and employee benefits	$2,669,000	2,699
Premises and equipment expense	$707,000	2,203
Additional noninterest expense	$1,092,000	3,292
Pre-tax net operating income	$2,120,000	2,637
Securities gains (losses)	$52,000	857
Applicable income taxes	$713,000	1,772
Income before extraordinary items	$1,459,000	2,901
Extraordinary gains, net	$0	9
Net income	$1,459,000	2,900
Minority interest net income	$0	71
Net income of bank and minority interests.	$1,459,000	2,901
Net charge-offs	$161,000	1,553
Cash dividends	$0	3,705
Sale, conversion, retirement of capital stock, net	$0	677
Net operating income	$1,424,160	2,917
2017-06-30 (YTD Data)		Rank
Total interest income	$4,330,000	2,721
Total interest expense	$437,000	2,711
Net interest income	$3,893,000	2,702
Provision for loan and lease losses	$0	3,871
Total noninterest income	$474,000	3,047
Gross Fiduciary activities income	$0	1,079
Service charges on deposit accounts	$242,000	2,083
Trading account gains and fees	NA	NA
Additional Noninterest Income	$232,000	3,286
Total noninterest expense	$2,966,000	2,823
Salaries and employee benefits	$1,773,000	2,719
Premises and equipment expense	$455,000	2,266
Additional noninterest expense	$738,000	3,277
Pre-tax net operating income	$1,401,000	2,596
Securities gains (losses)	$0	1,906
Applicable income taxes	$447,000	1,805
Income before extraordinary items	$954,000	2,895
Extraordinary gains, net	$0	11
Net income	$954,000	2,895
Minority interest net income	$0	71
Net income of bank and minority interests.	$954,000	2,895
Net charge-offs	$92,000	1,590
Cash dividends	$0	3,544
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$954,000	2,874
2017-03-31 (YTD Data)		Rank
Total interest income	$2,101,000	2,768
Total interest expense	$218,000	2,693
Net interest income	$1,883,000	2,757
Provision for loan and lease losses	$0	3,537
Total noninterest income	$242,000	3,012
Gross Fiduciary activities income	$0	1,045
Service charges on deposit accounts	$125,000	2,036
Trading account gains and fees	NA	NA
Additional Noninterest Income	$117,000	3,252
Total noninterest expense	$1,488,000	2,843
Salaries and employee benefits	$871,000	2,779
Premises and equipment expense	$233,000	2,253
Additional noninterest expense	$384,000	3,192
Pre-tax net operating income	$637,000	2,696
Securities gains (losses)	$0	1,153
Applicable income taxes	$206,000	1,839
Income before extraordinary items	$431,000	3,001
Extraordinary gains, net	$0	8
Net income	$431,000	3,001
Minority interest net income	$0	55
Net income of bank and minority interests.	$431,000	3,001
Net charge-offs	$61,000	1,204
Cash dividends	$0	2,846
Sale, conversion, retirement of capital stock, net	$0	632
Net operating income	$431,000	2,981
2016-12-31 (YTD Data)		Rank
Total interest income	$8,155,000	2,810
Total interest expense	$861,000	2,678
Net interest income	$7,294,000	2,797
Provision for loan and lease losses	$0	4,332
Total noninterest income	$907,000	3,196
Gross Fiduciary activities income	$0	1,172
Service charges on deposit accounts	$520,000	2,025
Trading account gains and fees	$0	170
Additional Noninterest Income	$387,000	3,611
Total noninterest expense	$5,873,000	2,888
Salaries and employee benefits	$3,522,000	2,735
Premises and equipment expense	$924,000	2,268
Additional noninterest expense	$1,427,000	3,449
Pre-tax net operating income	$2,328,000	2,794
Securities gains (losses)	$98,000	1,356
Applicable income taxes	$799,000	1,845
Income before extraordinary items	$1,627,000	3,132
Extraordinary gains, net	$0	5
Net income	$1,627,000	3,131
Minority interest net income	$0	82
Net income of bank and minority interests.	$1,627,000	3,131
Net charge-offs	$-4,000	4,828
Cash dividends	$2,440,000	1,197
Sale, conversion, retirement of capital stock, net	$0	759
Net operating income	$1,561,340	3,164
2016-09-30 (YTD Data)		Rank
Total interest income	$6,256,000	2,774
Total interest expense	$660,000	2,631
Net interest income	$5,596,000	2,760
Provision for loan and lease losses	$0	4,186
Total noninterest income	$670,000	3,233
Gross Fiduciary activities income	$0	1,132
Service charges on deposit accounts	$387,000	2,041
Trading account gains and fees	$0	169
Additional Noninterest Income	$283,000	3,655
Total noninterest expense	$4,430,000	2,875
Salaries and employee benefits	$2,642,000	2,737
Premises and equipment expense	$698,000	2,257
Additional noninterest expense	$1,090,000	3,431
Pre-tax net operating income	$1,836,000	2,762
Securities gains (losses)	$98,000	1,272
Applicable income taxes	$659,000	1,816
Income before extraordinary items	$1,275,000	3,090
Extraordinary gains, net	$0	5
Net income	$1,275,000	3,090
Minority interest net income	$0	71
Net income of bank and minority interests.	$1,275,000	3,090
Net charge-offs	$-50,000	5,373
Cash dividends	$0	3,792
Sale, conversion, retirement of capital stock, net	$0	719
Net operating income	$1,210,320	3,130
2016-06-30 (YTD Data)		Rank
Total interest income	$4,216,000	2,764
Total interest expense	$451,000	2,606
Net interest income	$3,765,000	2,748
Provision for loan and lease losses	$0	4,017
Total noninterest income	$450,000	3,205
Gross Fiduciary activities income	$0	1,122
Service charges on deposit accounts	$253,000	2,048
Trading account gains and fees	$0	157
Additional Noninterest Income	$197,000	3,624
Total noninterest expense	$2,954,000	2,896
Salaries and employee benefits	$1,755,000	2,766
Premises and equipment expense	$452,000	2,312
Additional noninterest expense	$747,000	3,389
Pre-tax net operating income	$1,261,000	2,685
Securities gains (losses)	$85,000	1,078
Applicable income taxes	$465,000	1,743
Income before extraordinary items	$881,000	3,004
Extraordinary gains, net	$0	16
Net income	$881,000	3,002
Minority interest net income	$0	71
Net income of bank and minority interests.	$881,000	3,003
Net charge-offs	$-49,000	5,503
Cash dividends	$0	3,654
Sale, conversion, retirement of capital stock, net	$0	705
Net operating income	$825,750	3,067
2016-03-31 (YTD Data)		Rank
Total interest income	$2,061,000	2,802
Total interest expense	$230,000	2,574
Net interest income	$1,831,000	2,802
Provision for loan and lease losses	$0	3,656
Total noninterest income	$237,000	3,101
Gross Fiduciary activities income	$0	1,076
Service charges on deposit accounts	$124,000	2,067
Trading account gains and fees	$0	142
Additional Noninterest Income	$113,000	3,385
Total noninterest expense	$1,470,000	2,918
Salaries and employee benefits	$867,000	2,794
Premises and equipment expense	$224,000	2,336
Additional noninterest expense	$379,000	3,355
Pre-tax net operating income	$598,000	2,741
Securities gains (losses)	$13,000	1,414
Applicable income taxes	$211,000	1,785
Income before extraordinary items	$400,000	3,136
Extraordinary gains, net	$0	12
Net income	$400,000	3,134
Minority interest net income	$0	62
Net income of bank and minority interests.	$400,000	3,135
Net charge-offs	$-14,000	5,335
Cash dividends	$0	2,895
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$391,550	3,109
2015-12-31 (YTD Data)		Rank
Total interest income	$8,356,000	2,759
Total interest expense	$965,000	2,474
Net interest income	$7,391,000	2,756
Provision for loan and lease losses	$60,000	3,437
Total noninterest income	$920,000	3,218
Gross Fiduciary activities income	$0	1,209
Service charges on deposit accounts	$496,000	2,152
Trading account gains and fees	$0	159
Additional Noninterest Income	$424,000	3,522
Total noninterest expense	$5,790,000	2,927
Salaries and employee benefits	$3,552,000	2,711
Premises and equipment expense	$817,000	2,516
Additional noninterest expense	$1,421,000	3,531
Pre-tax net operating income	$2,461,000	2,664
Securities gains (losses)	$130,000	1,002
Applicable income taxes	$818,000	1,779
Income before extraordinary items	$1,773,000	2,939
Extraordinary gains, net	$0	23
Net income	$1,773,000	2,941
Minority interest net income	$0	81
Net income of bank and minority interests.	$1,773,000	2,941
Net charge-offs	$470,000	1,222
Cash dividends	$688,000	2,585
Sale, conversion, retirement of capital stock, net	$0	804
Net operating income	$1,684,600	2,983
2015-09-30 (YTD Data)		Rank
Total interest income	$6,335,000	2,754
Total interest expense	$751,000	2,438
Net interest income	$5,584,000	2,762
Provision for loan and lease losses	$15,000	3,904
Total noninterest income	$692,000	3,222
Gross Fiduciary activities income	$0	1,169
Service charges on deposit accounts	$372,000	2,164
Trading account gains and fees	$0	153
Additional Noninterest Income	$320,000	3,516
Total noninterest expense	$4,355,000	2,948
Salaries and employee benefits	$2,684,000	2,697
Premises and equipment expense	$618,000	2,528
Additional noninterest expense	$1,053,000	3,560
Pre-tax net operating income	$1,906,000	2,654
Securities gains (losses)	$92,000	1,085
Applicable income taxes	$660,000	1,754
Income before extraordinary items	$1,338,000	2,985
Extraordinary gains, net	$0	21
Net income	$1,338,000	2,985
Minority interest net income	$0	78
Net income of bank and minority interests.	$1,338,000	2,986
Net charge-offs	$334,000	1,132
Cash dividends	$88,000	3,509
Sale, conversion, retirement of capital stock, net	$0	773
Net operating income	$1,276,360	3,022
2015-06-30 (YTD Data)		Rank
Total interest income	$4,216,000	2,756
Total interest expense	$512,000	2,428
Net interest income	$3,704,000	2,770
Provision for loan and lease losses	$0	4,069
Total noninterest income	$462,000	3,219
Gross Fiduciary activities income	$0	1,152
Service charges on deposit accounts	$238,000	2,202
Trading account gains and fees	$0	157
Additional Noninterest Income	$224,000	3,466
Total noninterest expense	$2,914,000	2,949
Salaries and employee benefits	$1,807,000	2,690
Premises and equipment expense	$410,000	2,546
Additional noninterest expense	$697,000	3,598
Pre-tax net operating income	$1,252,000	2,658
Securities gains (losses)	$92,000	890
Applicable income taxes	$448,000	1,733
Income before extraordinary items	$896,000	2,949
Extraordinary gains, net	$0	22
Net income	$896,000	2,949
Minority interest net income	$0	75
Net income of bank and minority interests.	$896,000	2,951
Net charge-offs	$140,000	1,428
Cash dividends	$88,000	3,268
Sale, conversion, retirement of capital stock, net	$0	751
Net operating income	$834,360	3,029
2015-03-31 (YTD Data)		Rank
Total interest income	$2,102,000	2,758
Total interest expense	$257,000	2,432
Net interest income	$1,845,000	2,770
Provision for loan and lease losses	$0	3,703
Total noninterest income	$214,000	3,320
Gross Fiduciary activities income	$0	1,118
Service charges on deposit accounts	$121,000	2,152
Trading account gains and fees	$0	152
Additional Noninterest Income	$93,000	3,700
Total noninterest expense	$1,477,000	2,930
Salaries and employee benefits	$916,000	2,693
Premises and equipment expense	$203,000	2,621
Additional noninterest expense	$358,000	3,534
Pre-tax net operating income	$582,000	2,750
Securities gains (losses)	$92,000	613
Applicable income taxes	$170,000	1,977
Income before extraordinary items	$504,000	2,713
Extraordinary gains, net	$0	13
Net income	$504,000	2,716
Minority interest net income	$0	64
Net income of bank and minority interests.	$504,000	2,716
Net charge-offs	$76,000	1,286
Cash dividends	$88,000	2,402
Sale, conversion, retirement of capital stock, net	$0	697
Net operating income	$435,000	2,911
2014-12-31 (YTD Data)		Rank
Total interest income	$8,602,000	2,740
Total interest expense	$1,164,000	2,311
Net interest income	$7,438,000	2,774
Provision for loan and lease losses	$0	4,603
Total noninterest income	$942,000	3,200
Gross Fiduciary activities income	$0	1,256
Service charges on deposit accounts	$549,000	2,122
Trading account gains and fees	$0	180
Additional Noninterest Income	$393,000	3,630
Total noninterest expense	$5,735,000	3,011
Salaries and employee benefits	$3,551,000	2,731
Premises and equipment expense	$720,000	2,875
Additional noninterest expense	$1,464,000	3,605
Pre-tax net operating income	$2,645,000	2,484
Securities gains (losses)	$132,000	1,062
Applicable income taxes	$939,000	1,613
Income before extraordinary items	$1,838,000	2,861
Extraordinary gains, net	$0	17
Net income	$1,838,000	2,860
Minority interest net income	$0	84
Net income of bank and minority interests.	$1,838,000	2,861
Net charge-offs	$681,000	1,186
Cash dividends	$740,000	2,408
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$1,750,880	2,901
2014-09-30 (YTD Data)		Rank
Total interest income	$6,505,000	2,741
Total interest expense	$899,000	2,300
Net interest income	$5,606,000	2,787
Provision for loan and lease losses	$0	4,401
Total noninterest income	$712,000	3,213
Gross Fiduciary activities income	$0	1,202
Service charges on deposit accounts	$413,000	2,125
Trading account gains and fees	$0	174
Additional Noninterest Income	$299,000	3,647
Total noninterest expense	$4,293,000	3,024
Salaries and employee benefits	$2,650,000	2,752
Premises and equipment expense	$532,000	2,915
Additional noninterest expense	$1,111,000	3,591
Pre-tax net operating income	$2,025,000	2,487
Securities gains (losses)	$10,000	2,341
Applicable income taxes	$686,000	1,668
Income before extraordinary items	$1,349,000	2,933
Extraordinary gains, net	$0	15
Net income	$1,349,000	2,933
Minority interest net income	$0	81
Net income of bank and minority interests.	$1,349,000	2,934
Net charge-offs	$681,000	912
Cash dividends	$140,000	3,298
Sale, conversion, retirement of capital stock, net	$0	819
Net operating income	$1,342,400	2,882
2014-06-30 (YTD Data)		Rank
Total interest income	$4,340,000	2,745
Total interest expense	$620,000	2,265
Net interest income	$3,720,000	2,798
Provision for loan and lease losses	$0	4,196
Total noninterest income	$447,000	3,306
Gross Fiduciary activities income	$0	1,182
Service charges on deposit accounts	$276,000	2,083
Trading account gains and fees	$0	172
Additional Noninterest Income	$171,000	3,870
Total noninterest expense	$2,894,000	3,016
Salaries and employee benefits	$1,771,000	2,757
Premises and equipment expense	$366,000	2,879
Additional noninterest expense	$757,000	3,557
Pre-tax net operating income	$1,273,000	2,535
Securities gains (losses)	$10,000	1,948
Applicable income taxes	$428,000	1,705
Income before extraordinary items	$855,000	2,961
Extraordinary gains, net	$0	20
Net income	$855,000	2,967
Minority interest net income	$0	80
Net income of bank and minority interests.	$855,000	2,967
Net charge-offs	$390,000	1,057
Cash dividends	$140,000	2,984
Sale, conversion, retirement of capital stock, net	$0	794
Net operating income	$848,300	2,922
2014-03-31 (YTD Data)		Rank
Total interest income	$2,142,000	2,770
Total interest expense	$304,000	2,323
Net interest income	$1,838,000	2,827
Provision for loan and lease losses	$0	3,817
Total noninterest income	$228,000	3,235
Gross Fiduciary activities income	$0	1,141
Service charges on deposit accounts	$137,000	2,080
Trading account gains and fees	$0	147
Additional Noninterest Income	$91,000	3,710
Total noninterest expense	$1,418,000	3,094
Salaries and employee benefits	$887,000	2,774
Premises and equipment expense	$177,000	2,996
Additional noninterest expense	$354,000	3,692
Pre-tax net operating income	$648,000	2,450
Securities gains (losses)	$0	1,715
Applicable income taxes	$212,000	1,664
Income before extraordinary items	$436,000	2,838
Extraordinary gains, net	$0	16
Net income	$436,000	2,841
Minority interest net income	$0	66
Net income of bank and minority interests.	$436,000	2,841
Net charge-offs	$-3,000	5,214
Cash dividends	$140,000	2,035
Sale, conversion, retirement of capital stock, net	$0	747
Net operating income	$436,000	2,795
2013-12-31 (YTD Data)		Rank
Total interest income	$7,680,000	3,032
Total interest expense	$1,346,000	2,371
Net interest income	$6,334,000	3,129
Provision for loan and lease losses	$0	5,091
Total noninterest income	$1,015,000	3,168
Gross Fiduciary activities income	$0	1,299
Service charges on deposit accounts	$623,000	1,999
Trading account gains and fees	$0	184
Additional Noninterest Income	$392,000	3,696
Total noninterest expense	$5,384,000	3,233
Salaries and employee benefits	$3,449,000	2,834
Premises and equipment expense	$656,000	3,090
Additional noninterest expense	$1,279,000	4,047
Pre-tax net operating income	$1,965,000	2,892
Securities gains (losses)	$65,000	1,614
Applicable income taxes	$664,000	1,864
Income before extraordinary items	$1,366,000	3,329
Extraordinary gains, net	$0	29
Net income	$1,366,000	3,331
Minority interest net income	$0	90
Net income of bank and minority interests.	$1,366,000	3,332
Net charge-offs	$152,000	3,320
Cash dividends	$600,000	2,536
Sale, conversion, retirement of capital stock, net	$0	924
Net operating income	$1,322,450	3,338
2013-09-30 (YTD Data)		Rank
Total interest income	$5,594,000	3,118
Total interest expense	$1,044,000	2,364
Net interest income	$4,550,000	3,265
Provision for loan and lease losses	$0	4,941
Total noninterest income	$781,000	3,180
Gross Fiduciary activities income	$0	1,238
Service charges on deposit accounts	$465,000	2,005
Trading account gains and fees	$0	180
Additional Noninterest Income	$316,000	3,665
Total noninterest expense	$4,027,000	3,241
Salaries and employee benefits	$2,570,000	2,858
Premises and equipment expense	$513,000	3,052
Additional noninterest expense	$944,000	4,077
Pre-tax net operating income	$1,304,000	3,191
Securities gains (losses)	$41,000	1,802
Applicable income taxes	$431,000	2,061
Income before extraordinary items	$914,000	3,590
Extraordinary gains, net	$0	25
Net income	$914,000	3,592
Minority interest net income	$0	84
Net income of bank and minority interests.	$914,000	3,594
Net charge-offs	$183,000	2,669
Cash dividends	$0	3,782
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$886,120	3,570
2013-06-30 (YTD Data)		Rank
Total interest income	$3,642,000	3,190
Total interest expense	$718,000	2,340
Net interest income	$2,924,000	3,354
Provision for loan and lease losses	$0	4,788
Total noninterest income	$495,000	3,317
Gross Fiduciary activities income	$0	1,226
Service charges on deposit accounts	$304,000	2,017
Trading account gains and fees	$0	157
Additional Noninterest Income	$191,000	3,859
Total noninterest expense	$2,668,000	3,260
Salaries and employee benefits	$1,715,000	2,868
Premises and equipment expense	$340,000	3,056
Additional noninterest expense	$613,000	4,136
Pre-tax net operating income	$751,000	3,447
Securities gains (losses)	$41,000	1,644
Applicable income taxes	$237,000	2,273
Income before extraordinary items	$555,000	3,742
Extraordinary gains, net	$0	22
Net income	$555,000	3,744
Minority interest net income	$0	82
Net income of bank and minority interests.	$555,000	3,745
Net charge-offs	$258,000	1,838
Cash dividends	$0	3,564
Sale, conversion, retirement of capital stock, net	$0	838
Net operating income	$526,300	3,751
2013-03-31 (YTD Data)		Rank
Total interest income	$1,796,000	3,247
Total interest expense	$379,000	2,309
Net interest income	$1,417,000	3,425
Provision for loan and lease losses	$0	4,409
Total noninterest income	$242,000	3,346
Gross Fiduciary activities income	$0	1,171
Service charges on deposit accounts	$152,000	2,015
Trading account gains and fees	$0	148
Additional Noninterest Income	$90,000	3,920
Total noninterest expense	$1,342,000	3,265
Salaries and employee benefits	$853,000	2,891
Premises and equipment expense	$179,000	2,971
Additional noninterest expense	$310,000	4,137
Pre-tax net operating income	$317,000	3,704
Securities gains (losses)	$0	1,966
Applicable income taxes	$100,000	2,402
Income before extraordinary items	$217,000	4,138
Extraordinary gains, net	$0	10
Net income	$217,000	4,140
Minority interest net income	$0	76
Net income of bank and minority interests.	$217,000	4,140
Net charge-offs	$53,000	2,377
Cash dividends	$0	2,726
Sale, conversion, retirement of capital stock, net	$0	789
Net operating income	$217,000	4,041
2012-12-31 (YTD Data)		Rank
Total interest income	$8,099,000	3,072
Total interest expense	$1,845,000	2,284
Net interest income	$6,254,000	3,265
Provision for loan and lease losses	$200,000	3,920
Total noninterest income	$898,000	3,438
Gross Fiduciary activities income	$0	1,334
Service charges on deposit accounts	$625,000	2,087
Trading account gains and fees	$0	166
Additional Noninterest Income	$273,000	4,162
Total noninterest expense	$5,293,000	3,325
Salaries and employee benefits	$3,456,000	2,821
Premises and equipment expense	$623,000	3,295
Additional noninterest expense	$1,214,000	4,326
Pre-tax net operating income	$1,659,000	3,158
Securities gains (losses)	$842,000	620
Applicable income taxes	$870,000	1,604
Income before extraordinary items	$1,631,000	2,958
Extraordinary gains, net	$0	29
Net income	$1,631,000	2,960
Minority interest net income	$0	93
Net income of bank and minority interests.	$1,631,000	2,960
Net charge-offs	$400,000	2,936
Cash dividends	$1,180,000	1,765
Sale, conversion, retirement of capital stock, net	$0	1,002
Net operating income	$1,083,700	3,582
2012-09-30 (YTD Data)		Rank
Total interest income	$6,372,000	3,011
Total interest expense	$1,450,000	2,277
Net interest income	$4,922,000	3,195
Provision for loan and lease losses	$200,000	3,508
Total noninterest income	$666,000	3,501
Gross Fiduciary activities income	$0	1,274
Service charges on deposit accounts	$457,000	2,150
Trading account gains and fees	$0	157
Additional Noninterest Income	$209,000	4,185
Total noninterest expense	$3,968,000	3,359
Salaries and employee benefits	$2,607,000	2,813
Premises and equipment expense	$470,000	3,323
Additional noninterest expense	$891,000	4,405
Pre-tax net operating income	$1,420,000	2,994
Securities gains (losses)	$743,000	551
Applicable income taxes	$733,000	1,529
Income before extraordinary items	$1,430,000	2,726
Extraordinary gains, net	$0	20
Net income	$1,430,000	2,727
Minority interest net income	$0	86
Net income of bank and minority interests.	$1,430,000	2,726
Net charge-offs	$350,000	2,645
Cash dividends	$80,000	3,408
Sale, conversion, retirement of capital stock, net	$0	952
Net operating income	$939,620	3,397
2012-06-30 (YTD Data)		Rank
Total interest income	$4,440,000	2,935
Total interest expense	$984,000	2,311
Net interest income	$3,456,000	3,069
Provision for loan and lease losses	$200,000	2,964
Total noninterest income	$392,000	3,691
Gross Fiduciary activities income	$0	1,262
Service charges on deposit accounts	$298,000	2,176
Trading account gains and fees	$0	153
Additional Noninterest Income	$94,000	4,733
Total noninterest expense	$2,637,000	3,377
Salaries and employee benefits	$1,758,000	2,792
Premises and equipment expense	$309,000	3,363
Additional noninterest expense	$570,000	4,516
Pre-tax net operating income	$1,011,000	2,821
Securities gains (losses)	$744,000	377
Applicable income taxes	$609,000	1,308
Income before extraordinary items	$1,146,000	2,355
Extraordinary gains, net	$0	19
Net income	$1,146,000	2,355
Minority interest net income	$0	84
Net income of bank and minority interests.	$1,146,000	2,355
Net charge-offs	$305,000	2,302
Cash dividends	$80,000	3,135
Sale, conversion, retirement of capital stock, net	$0	928
Net operating income	$662,400	3,255
2012-03-31 (YTD Data)		Rank
Total interest income	$2,177,000	3,008
Total interest expense	$474,000	2,488
Net interest income	$1,703,000	3,124
Provision for loan and lease losses	$100,000	2,838
Total noninterest income	$190,000	3,745
Gross Fiduciary activities income	$0	1,204
Service charges on deposit accounts	$148,000	2,157
Trading account gains and fees	$0	148
Additional Noninterest Income	$42,000	4,967
Total noninterest expense	$1,337,000	3,367
Salaries and employee benefits	$891,000	2,764
Premises and equipment expense	$154,000	3,398
Additional noninterest expense	$292,000	4,452
Pre-tax net operating income	$456,000	3,060
Securities gains (losses)	$494,000	286
Applicable income taxes	$328,000	1,224
Income before extraordinary items	$622,000	2,187
Extraordinary gains, net	$0	19
Net income	$622,000	2,189
Minority interest net income	$0	78
Net income of bank and minority interests.	$622,000	2,190
Net charge-offs	$208,000	1,817
Cash dividends	$0	2,768
Sale, conversion, retirement of capital stock, net	$0	861
Net operating income	$300,900	3,492
2011-12-31 (YTD Data)		Rank
Total interest income	$8,972,000	3,045
Total interest expense	$1,868,000	2,913
Net interest income	$7,104,000	3,043
Provision for loan and lease losses	$855,000	2,640
Total noninterest income	$795,000	3,537
Gross Fiduciary activities income	$0	1,311
Service charges on deposit accounts	$692,000	2,010
Trading account gains and fees	$0	146
Additional Noninterest Income	$103,000	5,278
Total noninterest expense	$5,546,000	3,255
Salaries and employee benefits	$3,529,000	2,732
Premises and equipment expense	$567,000	3,719
Additional noninterest expense	$1,450,000	3,943
Pre-tax net operating income	$1,498,000	3,034
Securities gains (losses)	$1,076,000	415
Applicable income taxes	$823,000	1,527
Income before extraordinary items	$1,751,000	2,494
Extraordinary gains, net	$0	29
Net income	$1,751,000	2,494
Minority interest net income	$0	96
Net income of bank and minority interests.	$1,751,000	2,495
Net charge-offs	$552,000	3,061
Cash dividends	$620,000	2,170
Sale, conversion, retirement of capital stock, net	$0	1,108
Net operating income	$1,019,320	3,410
2011-09-30 (YTD Data)		Rank
Total interest income	$6,825,000	3,046
Total interest expense	$1,421,000	2,984
Net interest income	$5,404,000	3,008
Provision for loan and lease losses	$500,000	2,879
Total noninterest income	$650,000	3,375
Gross Fiduciary activities income	$0	1,257
Service charges on deposit accounts	$519,000	2,013
Trading account gains and fees	$0	145
Additional Noninterest Income	$131,000	4,736
Total noninterest expense	$4,066,000	3,332
Salaries and employee benefits	$2,651,000	2,718
Premises and equipment expense	$425,000	3,769
Additional noninterest expense	$990,000	4,201
Pre-tax net operating income	$1,488,000	2,598
Securities gains (losses)	$1,073,000	330
Applicable income taxes	$843,000	1,241
Income before extraordinary items	$1,718,000	2,070
Extraordinary gains, net	$0	21
Net income	$1,718,000	2,069
Minority interest net income	$0	87
Net income of bank and minority interests.	$1,718,000	2,070
Net charge-offs	$285,000	3,307
Cash dividends	$0	3,617
Sale, conversion, retirement of capital stock, net	$0	1,036
Net operating income	$999,090	2,966
2011-06-30 (YTD Data)		Rank
Total interest income	$4,521,000	3,073
Total interest expense	$965,000	3,040
Net interest income	$3,556,000	3,051
Provision for loan and lease losses	$300,000	2,953
Total noninterest income	$519,000	3,046
Gross Fiduciary activities income	$0	1,239
Service charges on deposit accounts	$342,000	2,013
Trading account gains and fees	$0	153
Additional Noninterest Income	$177,000	3,686
Total noninterest expense	$2,781,000	3,287
Salaries and employee benefits	$1,762,000	2,744
Premises and equipment expense	$279,000	3,837
Additional noninterest expense	$740,000	3,937
Pre-tax net operating income	$994,000	2,546
Securities gains (losses)	$590,000	313
Applicable income taxes	$521,000	1,281
Income before extraordinary items	$1,063,000	2,174
Extraordinary gains, net	$0	15
Net income	$1,063,000	2,174
Minority interest net income	$0	89
Net income of bank and minority interests.	$1,063,000	2,174
Net charge-offs	$184,000	3,196
Cash dividends	$0	3,374
Sale, conversion, retirement of capital stock, net	$0	986
Net operating income	$667,700	2,924
2011-03-31 (YTD Data)		Rank
Total interest income	$2,225,000	3,125
Total interest expense	$492,000	3,087
Net interest income	$1,733,000	3,109
Provision for loan and lease losses	$150,000	2,750
Total noninterest income	$248,000	3,172
Gross Fiduciary activities income	$0	1,199
Service charges on deposit accounts	$168,000	2,015
Trading account gains and fees	$0	158
Additional Noninterest Income	$80,000	3,908
Total noninterest expense	$1,358,000	3,362
Salaries and employee benefits	$866,000	2,791
Premises and equipment expense	$136,000	3,958
Additional noninterest expense	$356,000	4,048
Pre-tax net operating income	$473,000	2,659
Securities gains (losses)	$32,000	928
Applicable income taxes	$165,000	1,700
Income before extraordinary items	$340,000	2,986
Extraordinary gains, net	$0	9
Net income	$340,000	2,985
Minority interest net income	$0	86
Net income of bank and minority interests.	$340,000	2,986
Net charge-offs	$51,000	3,334
Cash dividends	$0	2,576
Sale, conversion, retirement of capital stock, net	$0	925
Net operating income	$318,560	3,045
2010-12-31 (YTD Data)		Rank
Total interest income	$8,825,000	3,272
Total interest expense	$2,066,000	3,473
Net interest income	$6,759,000	3,163
Provision for loan and lease losses	$694,000	3,607
Total noninterest income	$1,155,000	2,970
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$786,000	1,869
Trading account gains and fees	$0	175
Additional Noninterest Income	$369,000	3,646
Total noninterest expense	$5,540,000	3,315
Salaries and employee benefits	$3,400,000	2,800
Premises and equipment expense	$579,000	3,808
Additional noninterest expense	$1,561,000	3,895
Pre-tax net operating income	$1,680,000	2,550
Securities gains (losses)	$623,000	732
Applicable income taxes	$726,000	1,519
Income before extraordinary items	$1,577,000	2,426
Extraordinary gains, net	$0	29
Net income	$1,577,000	2,423
Minority interest net income	$0	111
Net income of bank and minority interests.	$1,577,000	2,428
Net charge-offs	$296,000	4,312
Cash dividends	$620,000	2,077
Sale, conversion, retirement of capital stock, net	$0	1,226
Net operating income	$1,153,360	2,861
2010-09-30 (YTD Data)		Rank
Total interest income	$6,667,000	3,319
Total interest expense	$1,552,000	3,616
Net interest income	$5,115,000	3,179
Provision for loan and lease losses	$444,000	3,756
Total noninterest income	$892,000	2,950
Gross Fiduciary activities income	$0	1,319
Service charges on deposit accounts	$591,000	1,909
Trading account gains and fees	$0	165
Additional Noninterest Income	$301,000	3,554
Total noninterest expense	$4,012,000	3,407
Salaries and employee benefits	$2,549,000	2,807
Premises and equipment expense	$464,000	3,698
Additional noninterest expense	$999,000	4,303
Pre-tax net operating income	$1,551,000	2,312
Securities gains (losses)	$522,000	710
Applicable income taxes	$661,000	1,392
Income before extraordinary items	$1,412,000	2,258
Extraordinary gains, net	$0	23
Net income	$1,412,000	2,258
Minority interest net income	$0	110
Net income of bank and minority interests.	$1,412,000	2,260
Net charge-offs	$155,000	4,473
Cash dividends	$0	3,702
Sale, conversion, retirement of capital stock, net	$0	1,139
Net operating income	$1,057,040	2,655
2010-06-30 (YTD Data)		Rank
Total interest income	$4,444,000	3,355
Total interest expense	$1,033,000	3,719
Net interest income	$3,411,000	3,162
Provision for loan and lease losses	$295,000	3,686
Total noninterest income	$572,000	2,966
Gross Fiduciary activities income	$0	1,300
Service charges on deposit accounts	$389,000	1,939
Trading account gains and fees	$0	152
Additional Noninterest Income	$183,000	3,654
Total noninterest expense	$2,640,000	3,462
Salaries and employee benefits	$1,693,000	2,820
Premises and equipment expense	$313,000	3,690
Additional noninterest expense	$634,000	4,445
Pre-tax net operating income	$1,048,000	2,292
Securities gains (losses)	$94,000	1,461
Applicable income taxes	$360,000	1,551
Income before extraordinary items	$782,000	2,548
Extraordinary gains, net	$0	19
Net income	$782,000	2,545
Minority interest net income	$0	105
Net income of bank and minority interests.	$782,000	2,548
Net charge-offs	$216,000	3,453
Cash dividends	$0	3,476
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$718,080	2,617
2010-03-31 (YTD Data)		Rank
Total interest income	$2,165,000	3,499
Total interest expense	$515,000	3,852
Net interest income	$1,650,000	3,284
Provision for loan and lease losses	$169,000	3,215
Total noninterest income	$283,000	2,988
Gross Fiduciary activities income	$0	1,246
Service charges on deposit accounts	$190,000	1,950
Trading account gains and fees	$0	175
Additional Noninterest Income	$93,000	3,649
Total noninterest expense	$1,329,000	3,470
Salaries and employee benefits	$845,000	2,868
Premises and equipment expense	$158,000	3,747
Additional noninterest expense	$326,000	4,368
Pre-tax net operating income	$435,000	2,675
Securities gains (losses)	$94,000	813
Applicable income taxes	$163,000	1,645
Income before extraordinary items	$366,000	2,717
Extraordinary gains, net	$0	16
Net income	$366,000	2,715
Minority interest net income	$0	91
Net income of bank and minority interests.	$366,000	2,717
Net charge-offs	$176,000	2,574
Cash dividends	$0	2,646
Sale, conversion, retirement of capital stock, net	$0	1,017
Net operating income	$301,140	3,005
2009-12-31 (YTD Data)		Rank
Total interest income	$9,101,000	3,470
Total interest expense	$2,269,000	4,130
Net interest income	$6,832,000	3,107
Provision for loan and lease losses	$1,378,000	3,013
Total noninterest income	$1,224,000	2,938
Gross Fiduciary activities income	$0	1,390
Service charges on deposit accounts	$1,008,000	1,675
Trading account gains and fees	$0	211
Additional Noninterest Income	$216,000	4,519
Total noninterest expense	$5,409,000	3,454
Salaries and employee benefits	$3,355,000	2,901
Premises and equipment expense	$648,000	3,672
Additional noninterest expense	$1,406,000	4,257
Pre-tax net operating income	$1,269,000	2,617
Securities gains (losses)	$295,000	1,258
Applicable income taxes	$605,000	1,373
Income before extraordinary items	$959,000	2,839
Extraordinary gains, net	$0	34
Net income	$959,000	2,837
Minority interest net income	$0	115
Net income of bank and minority interests.	$959,000	2,839
Net charge-offs	$377,000	4,178
Cash dividends	$633,000	2,240
Sale, conversion, retirement of capital stock, net	$0	1,342
Net operating income	$770,200	3,146
2009-09-30 (YTD Data)		Rank
Total interest income	$6,920,000	3,488
Total interest expense	$1,766,000	4,173
Net interest income	$5,154,000	3,107
Provision for loan and lease losses	$415,000	4,121
Total noninterest income	$916,000	2,993
Gross Fiduciary activities income	$0	1,353
Service charges on deposit accounts	$742,000	1,709
Trading account gains and fees	$0	212
Additional Noninterest Income	$174,000	4,513
Total noninterest expense	$4,062,000	3,456
Salaries and employee benefits	$2,515,000	2,933
Premises and equipment expense	$507,000	3,590
Additional noninterest expense	$1,040,000	4,266
Pre-tax net operating income	$1,593,000	1,948
Securities gains (losses)	$291,000	1,016
Applicable income taxes	$646,000	1,156
Income before extraordinary items	$1,238,000	2,122
Extraordinary gains, net	$0	27
Net income	$1,238,000	2,119
Minority interest net income	$0	118
Net income of bank and minority interests.	$1,238,000	2,122
Net charge-offs	$250,000	3,970
Cash dividends	$33,000	4,005
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$1,045,940	2,362
2009-06-30 (YTD Data)		Rank
Total interest income	$4,682,000	3,477
Total interest expense	$1,244,000	4,153
Net interest income	$3,438,000	3,095
Provision for loan and lease losses	$265,000	3,926
Total noninterest income	$575,000	3,116
Gross Fiduciary activities income	$0	1,340
Service charges on deposit accounts	$473,000	1,748
Trading account gains and fees	$0	193
Additional Noninterest Income	$102,000	4,760
Total noninterest expense	$2,708,000	3,490
Salaries and employee benefits	$1,693,000	2,935
Premises and equipment expense	$344,000	3,573
Additional noninterest expense	$671,000	4,380
Pre-tax net operating income	$1,040,000	2,044
Securities gains (losses)	$231,000	930
Applicable income taxes	$458,000	1,161
Income before extraordinary items	$813,000	2,207
Extraordinary gains, net	$0	21
Net income	$813,000	2,205
Minority interest net income	$0	112
Net income of bank and minority interests.	$813,000	2,206
Net charge-offs	$95,000	4,299
Cash dividends	$0	3,983
Sale, conversion, retirement of capital stock, net	$0	1,195
Net operating income	$665,160	2,508
2009-03-31 (YTD Data)		Rank
Total interest income	$2,363,000	3,486
Total interest expense	$651,000	4,147
Net interest income	$1,712,000	3,092
Provision for loan and lease losses	$115,000	3,686
Total noninterest income	$260,000	3,296
Gross Fiduciary activities income	$0	1,285
Service charges on deposit accounts	$214,000	1,856
Trading account gains and fees	$0	171
Additional Noninterest Income	$46,000	4,978
Total noninterest expense	$1,314,000	3,499
Salaries and employee benefits	$847,000	2,960
Premises and equipment expense	$178,000	3,533
Additional noninterest expense	$289,000	4,530
Pre-tax net operating income	$543,000	2,227
Securities gains (losses)	$22,000	1,645
Applicable income taxes	$178,000	1,566
Income before extraordinary items	$387,000	2,633
Extraordinary gains, net	$0	15
Net income	$387,000	2,632
Minority interest net income	$0	102
Net income of bank and minority interests.	$387,000	2,634
Net charge-offs	$45,000	3,676
Cash dividends	$0	3,051
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$372,040	2,571
2008-12-31 (YTD Data)		Rank
Total interest income	$10,341,000	3,440
Total interest expense	$2,963,000	4,290
Net interest income	$7,378,000	2,899
Provision for loan and lease losses	$542,000	3,684
Total noninterest income	$1,180,000	3,070
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$980,000	1,789
Trading account gains and fees	$0	154
Additional Noninterest Income	$200,000	4,834
Total noninterest expense	$5,259,000	3,429
Salaries and employee benefits	$3,401,000	2,906
Premises and equipment expense	$680,000	3,583
Additional noninterest expense	$1,178,000	4,346
Pre-tax net operating income	$2,757,000	1,938
Securities gains (losses)	$-67,000	7,196
Applicable income taxes	$853,000	1,343
Income before extraordinary items	$1,837,000	2,159
Extraordinary gains, net	$0	39
Net income	$1,837,000	2,161
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$383,000	3,183
Cash dividends	$580,000	3,178
Sale, conversion, retirement of capital stock, net	$0	1,389
Net operating income	$1,882,560	2,228
2008-09-30 (YTD Data)		Rank
Total interest income	$7,864,000	3,465
Total interest expense	$2,298,000	4,311
Net interest income	$5,566,000	2,916
Provision for loan and lease losses	$140,000	4,706
Total noninterest income	$879,000	3,151
Gross Fiduciary activities income	$0	1,405
Service charges on deposit accounts	$716,000	1,837
Trading account gains and fees	$0	148
Additional Noninterest Income	$163,000	4,815
Total noninterest expense	$3,866,000	3,462
Salaries and employee benefits	$2,551,000	2,927
Premises and equipment expense	$521,000	3,544
Additional noninterest expense	$794,000	4,567
Pre-tax net operating income	$2,439,000	1,973
Securities gains (losses)	$29,000	1,776
Applicable income taxes	$782,000	1,393
Income before extraordinary items	$1,686,000	2,092
Extraordinary gains, net	$0	31
Net income	$1,686,000	2,090
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$91,000	4,055
Cash dividends	$0	4,937
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$1,666,280	2,219
2008-06-30 (YTD Data)		Rank
Total interest income	$5,303,000	3,492
Total interest expense	$1,636,000	4,265
Net interest income	$3,667,000	2,940
Provision for loan and lease losses	$60,000	4,901
Total noninterest income	$536,000	3,360
Gross Fiduciary activities income	$0	1,395
Service charges on deposit accounts	$441,000	1,936
Trading account gains and fees	$0	149
Additional Noninterest Income	$95,000	5,148
Total noninterest expense	$2,556,000	3,503
Salaries and employee benefits	$1,695,000	2,963
Premises and equipment expense	$346,000	3,580
Additional noninterest expense	$515,000	4,641
Pre-tax net operating income	$1,587,000	2,085
Securities gains (losses)	$24,000	1,934
Applicable income taxes	$525,000	1,542
Income before extraordinary items	$1,086,000	2,408
Extraordinary gains, net	$0	21
Net income	$1,086,000	2,408
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$23,000	4,518
Cash dividends	$0	4,733
Sale, conversion, retirement of capital stock, net	$0	1,136
Net operating income	$1,069,920	2,382
2008-03-31 (YTD Data)		Rank
Total interest income	$2,688,000	3,541
Total interest expense	$875,000	4,262
Net interest income	$1,813,000	2,961
Provision for loan and lease losses	$0	6,080
Total noninterest income	$260,000	3,427
Gross Fiduciary activities income	$0	1,326
Service charges on deposit accounts	$216,000	1,945
Trading account gains and fees	$0	158
Additional Noninterest Income	$44,000	5,289
Total noninterest expense	$1,288,000	3,504
Salaries and employee benefits	$848,000	3,001
Premises and equipment expense	$175,000	3,568
Additional noninterest expense	$265,000	4,506
Pre-tax net operating income	$785,000	2,189
Securities gains (losses)	$22,000	1,537
Applicable income taxes	$263,000	1,624
Income before extraordinary items	$544,000	2,510
Extraordinary gains, net	$0	15
Net income	$544,000	2,512
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-3,000	7,393
Cash dividends	$0	3,705
Sale, conversion, retirement of capital stock, net	$0	1,000
Net operating income	$529,260	2,493
2007-12-31 (YTD Data)		Rank
Total interest income	$10,022,000	3,761
Total interest expense	$3,008,000	4,791
Net interest income	$7,014,000	3,096
Provision for loan and lease losses	$151,000	4,301
Total noninterest income	$1,155,000	3,209
Gross Fiduciary activities income	$0	1,498
Service charges on deposit accounts	$936,000	1,874
Trading account gains and fees	$0	178
Additional Noninterest Income	$219,000	4,882
Total noninterest expense	$5,178,000	3,352
Salaries and employee benefits	$3,471,000	2,824
Premises and equipment expense	$660,000	3,591
Additional noninterest expense	$1,047,000	4,508
Pre-tax net operating income	$2,840,000	2,571
Securities gains (losses)	$2,000	1,832
Applicable income taxes	$761,000	2,199
Income before extraordinary items	$2,081,000	2,731
Extraordinary gains, net	$0	39
Net income	$2,081,000	2,730
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$108,000	3,656
Cash dividends	$6,496,000	598
Sale, conversion, retirement of capital stock, net	$0	1,304
Net operating income	$2,079,540	2,718
2007-09-30 (YTD Data)		Rank
Total interest income	$7,399,000	3,808
Total interest expense	$2,191,000	4,890
Net interest income	$5,208,000	3,131
Provision for loan and lease losses	$31,000	5,521
Total noninterest income	$863,000	3,228
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$684,000	1,897
Trading account gains and fees	$0	184
Additional Noninterest Income	$179,000	4,720
Total noninterest expense	$3,860,000	3,341
Salaries and employee benefits	$2,604,000	2,806
Premises and equipment expense	$517,000	3,467
Additional noninterest expense	$739,000	4,640
Pre-tax net operating income	$2,180,000	2,684
Securities gains (losses)	$2,000	1,394
Applicable income taxes	$516,000	2,493
Income before extraordinary items	$1,666,000	2,754
Extraordinary gains, net	$0	33
Net income	$1,666,000	2,752
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$15,000	4,861
Cash dividends	$336,000	3,487
Sale, conversion, retirement of capital stock, net	$0	1,144
Net operating income	$1,664,480	2,741
2007-06-30 (YTD Data)		Rank
Total interest income	$4,840,000	3,876
Total interest expense	$1,414,000	4,968
Net interest income	$3,426,000	3,182
Provision for loan and lease losses	$11,000	5,714
Total noninterest income	$546,000	3,365
Gross Fiduciary activities income	$0	1,429
Service charges on deposit accounts	$439,000	1,959
Trading account gains and fees	$0	168
Additional Noninterest Income	$107,000	4,994
Total noninterest expense	$2,567,000	3,377
Salaries and employee benefits	$1,737,000	2,853
Premises and equipment expense	$341,000	3,521
Additional noninterest expense	$489,000	4,650
Pre-tax net operating income	$1,394,000	2,804
Securities gains (losses)	$2,000	1,203
Applicable income taxes	$271,000	2,859
Income before extraordinary items	$1,125,000	2,785
Extraordinary gains, net	$0	29
Net income	$1,125,000	2,784
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$9,000	4,420
Cash dividends	$320,000	3,041
Sale, conversion, retirement of capital stock, net	$0	1,051
Net operating income	$1,123,380	2,770
2007-03-31 (YTD Data)		Rank
Total interest income	$2,291,000	4,027
Total interest expense	$710,000	4,938
Net interest income	$1,581,000	3,396
Provision for loan and lease losses	$0	5,779
Total noninterest income	$253,000	3,498
Gross Fiduciary activities income	$0	1,355
Service charges on deposit accounts	$206,000	2,003
Trading account gains and fees	$0	195
Additional Noninterest Income	$47,000	5,236
Total noninterest expense	$1,253,000	3,453
Salaries and employee benefits	$863,000	2,878
Premises and equipment expense	$171,000	3,526
Additional noninterest expense	$219,000	4,959
Pre-tax net operating income	$581,000	3,193
Securities gains (losses)	$0	1,187
Applicable income taxes	$31,000	4,589
Income before extraordinary items	$550,000	2,815
Extraordinary gains, net	$0	22
Net income	$550,000	2,816
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-13,000	7,955
Cash dividends	$0	3,942
Sale, conversion, retirement of capital stock, net	$0	885
Net operating income	$550,000	2,808
2006-12-31 (YTD Data)		Rank
Total interest income	$9,340,000	3,763
Total interest expense	$2,364,000	4,972
Net interest income	$6,976,000	3,113
Provision for loan and lease losses	$81,000	5,007
Total noninterest income	$1,050,000	3,432
Gross Fiduciary activities income	$0	1,523
Service charges on deposit accounts	$860,000	1,995
Trading account gains and fees	$0	130
Additional Noninterest Income	$190,000	5,213
Total noninterest expense	$4,983,000	3,363
Salaries and employee benefits	$3,368,000	2,824
Premises and equipment expense	$683,000	3,393
Additional noninterest expense	$932,000	4,742
Pre-tax net operating income	$2,962,000	2,802
Securities gains (losses)	$-90,000	8,166
Applicable income taxes	$817,000	2,444
Income before extraordinary items	$2,055,000	3,041
Extraordinary gains, net	$0	51
Net income	$2,055,000	3,042
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$86,000	3,344
Cash dividends	$612,000	3,417
Sale, conversion, retirement of capital stock, net	$0	1,251
Net operating income	$2,119,800	2,971
2006-09-30 (YTD Data)		Rank
Total interest income	$6,842,000	3,804
Total interest expense	$1,622,000	5,138
Net interest income	$5,220,000	3,148
Provision for loan and lease losses	$1,000	6,666
Total noninterest income	$779,000	3,453
Gross Fiduciary activities income	$0	1,468
Service charges on deposit accounts	$626,000	2,039
Trading account gains and fees	$0	126
Additional Noninterest Income	$153,000	5,083
Total noninterest expense	$3,728,000	3,366
Salaries and employee benefits	$2,507,000	2,843
Premises and equipment expense	$548,000	3,228
Additional noninterest expense	$673,000	4,841
Pre-tax net operating income	$2,270,000	2,852
Securities gains (losses)	$-96,000	8,390
Applicable income taxes	$617,000	2,546
Income before extraordinary items	$1,557,000	3,129
Extraordinary gains, net	$0	45
Net income	$1,557,000	3,130
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-8,000	7,745
Cash dividends	$0	5,292
Sale, conversion, retirement of capital stock, net	$0	1,045
Net operating income	$1,626,120	3,014
2006-06-30 (YTD Data)		Rank
Total interest income	$4,518,000	3,783
Total interest expense	$1,029,000	5,154
Net interest income	$3,489,000	3,144
Provision for loan and lease losses	$0	6,419
Total noninterest income	$466,000	3,682
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$375,000	2,219
Trading account gains and fees	$0	126
Additional Noninterest Income	$91,000	5,325
Total noninterest expense	$2,449,000	3,399
Salaries and employee benefits	$1,666,000	2,847
Premises and equipment expense	$356,000	3,289
Additional noninterest expense	$427,000	4,997
Pre-tax net operating income	$1,506,000	2,870
Securities gains (losses)	$4,000	883
Applicable income taxes	$417,000	2,553
Income before extraordinary items	$1,093,000	3,000
Extraordinary gains, net	$0	39
Net income	$1,093,000	3,002
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-14,000	7,940
Cash dividends	$0	5,069
Sale, conversion, retirement of capital stock, net	$0	887
Net operating income	$1,090,120	2,992
2006-03-31 (YTD Data)		Rank
Total interest income	$2,291,000	3,681
Total interest expense	$524,000	4,978
Net interest income	$1,767,000	3,108
Provision for loan and lease losses	$0	6,013
Total noninterest income	$201,000	3,973
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$159,000	2,473
Trading account gains and fees	$0	115
Additional Noninterest Income	$42,000	5,444
Total noninterest expense	$1,227,000	3,404
Salaries and employee benefits	$828,000	2,880
Premises and equipment expense	$177,000	3,309
Additional noninterest expense	$222,000	4,859
Pre-tax net operating income	$741,000	2,857
Securities gains (losses)	$4,000	719
Applicable income taxes	$200,000	2,609
Income before extraordinary items	$545,000	2,948
Extraordinary gains, net	$0	21
Net income	$545,000	2,947
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-9,000	7,786
Cash dividends	$0	3,943
Sale, conversion, retirement of capital stock, net	$0	648
Net operating income	$542,080	2,947
2005-12-31 (YTD Data)		Rank
Total interest income	$8,604,000	3,537
Total interest expense	$1,265,000	5,694
Net interest income	$7,339,000	2,919
Provision for loan and lease losses	$65,000	5,371
Total noninterest income	$874,000	3,857
Gross Fiduciary activities income	$0	1,557
Service charges on deposit accounts	$670,000	2,428
Trading account gains and fees	$0	138
Additional Noninterest Income	$204,000	5,120
Total noninterest expense	$5,020,000	3,229
Salaries and employee benefits	$3,233,000	2,778
Premises and equipment expense	$661,000	3,389
Additional noninterest expense	$1,126,000	4,059
Pre-tax net operating income	$3,128,000	2,667
Securities gains (losses)	$3,000	1,899
Applicable income taxes	$878,000	2,454
Income before extraordinary items	$2,253,000	2,790
Extraordinary gains, net	$0	46
Net income	$2,253,000	2,791
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$171,000	2,519
Cash dividends	$860,000	2,728
Sale, conversion, retirement of capital stock, net	$0	934
Net operating income	$2,250,840	2,755
2005-09-30 (YTD Data)		Rank
Total interest income	$6,393,000	3,512
Total interest expense	$861,000	5,825
Net interest income	$5,532,000	2,888
Provision for loan and lease losses	$65,000	4,879
Total noninterest income	$658,000	3,861
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$493,000	2,475
Trading account gains and fees	$0	126
Additional Noninterest Income	$165,000	5,014
Total noninterest expense	$3,763,000	3,202
Salaries and employee benefits	$2,419,000	2,752
Premises and equipment expense	$500,000	3,357
Additional noninterest expense	$844,000	4,018
Pre-tax net operating income	$2,362,000	2,689
Securities gains (losses)	$2,000	2,008
Applicable income taxes	$649,000	2,514
Income before extraordinary items	$1,715,000	2,804
Extraordinary gains, net	$0	35
Net income	$1,715,000	2,804
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$111,000	2,414
Cash dividends	$200,000	4,032
Sale, conversion, retirement of capital stock, net	$0	769
Net operating income	$1,713,540	2,768
2005-06-30 (YTD Data)		Rank
Total interest income	$4,266,000	3,444
Total interest expense	$546,000	5,814
Net interest income	$3,720,000	2,836
Provision for loan and lease losses	$65,000	4,019
Total noninterest income	$411,000	3,987
Gross Fiduciary activities income	$0	1,480
Service charges on deposit accounts	$322,000	2,477
Trading account gains and fees	$0	116
Additional Noninterest Income	$89,000	5,401
Total noninterest expense	$2,486,000	3,209
Salaries and employee benefits	$1,610,000	2,745
Premises and equipment expense	$329,000	3,364
Additional noninterest expense	$547,000	4,081
Pre-tax net operating income	$1,580,000	2,645
Securities gains (losses)	$0	2,146
Applicable income taxes	$404,000	2,600
Income before extraordinary items	$1,176,000	2,696
Extraordinary gains, net	$0	30
Net income	$1,176,000	2,697
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$119,000	1,722
Cash dividends	$104,000	4,207
Sale, conversion, retirement of capital stock, net	$0	643
Net operating income	$1,176,000	2,655
2005-03-31 (YTD Data)		Rank
Total interest income	$2,116,000	3,435
Total interest expense	$261,000	5,856
Net interest income	$1,855,000	2,836
Provision for loan and lease losses	$0	6,226
Total noninterest income	$198,000	3,999
Gross Fiduciary activities income	$0	1,418
Service charges on deposit accounts	$155,000	2,488
Trading account gains and fees	$0	115
Additional Noninterest Income	$43,000	5,506
Total noninterest expense	$1,191,000	3,329
Salaries and employee benefits	$795,000	2,781
Premises and equipment expense	$151,000	3,632
Additional noninterest expense	$245,000	4,420
Pre-tax net operating income	$862,000	2,420
Securities gains (losses)	$0	1,685
Applicable income taxes	$230,000	2,377
Income before extraordinary items	$632,000	2,508
Extraordinary gains, net	$0	24
Net income	$632,000	2,509
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$27,000	2,290
Cash dividends	$104,000	2,882
Sale, conversion, retirement of capital stock, net	$0	491
Net operating income	$632,000	2,469
2004-12-31 (YTD Data)		Rank
Total interest income	$8,227,000	3,343
Total interest expense	$1,021,000	5,593
Net interest income	$7,206,000	2,814
Provision for loan and lease losses	$4,000	7,223
Total noninterest income	$893,000	3,801
Gross Fiduciary activities income	$0	1,582
Service charges on deposit accounts	$717,000	2,326
Trading account gains and fees	$0	138
Additional Noninterest Income	$176,000	5,370
Total noninterest expense	$4,938,000	3,156
Salaries and employee benefits	$3,129,000	2,732
Premises and equipment expense	$638,000	3,368
Additional noninterest expense	$1,171,000	3,829
Pre-tax net operating income	$3,157,000	2,477
Securities gains (losses)	$18,000	2,469
Applicable income taxes	$971,000	2,206
Income before extraordinary items	$2,204,000	2,692
Extraordinary gains, net	$0	34
Net income	$2,204,000	2,695
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$58,000	4,446
Cash dividends	$520,000	3,469
Sale, conversion, retirement of capital stock, net	$0	872
Net operating income	$2,191,580	2,654
2004-09-30 (YTD Data)		Rank
Total interest income	$6,180,000	3,309
Total interest expense	$768,000	5,564
Net interest income	$5,412,000	2,775
Provision for loan and lease losses	$4,000	6,985
Total noninterest income	$680,000	3,809
Gross Fiduciary activities income	$0	1,547
Service charges on deposit accounts	$538,000	2,353
Trading account gains and fees	$0	134
Additional Noninterest Income	$142,000	5,231
Total noninterest expense	$3,651,000	3,173
Salaries and employee benefits	$2,340,000	2,731
Premises and equipment expense	$455,000	3,518
Additional noninterest expense	$856,000	3,877
Pre-tax net operating income	$2,437,000	2,441
Securities gains (losses)	$10,000	2,712
Applicable income taxes	$741,000	2,224
Income before extraordinary items	$1,706,000	2,665
Extraordinary gains, net	$0	26
Net income	$1,706,000	2,667
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$21,000	4,844
Cash dividends	$0	5,363
Sale, conversion, retirement of capital stock, net	$0	738
Net operating income	$1,699,000	2,611
2004-06-30 (YTD Data)		Rank
Total interest income	$4,114,000	3,315
Total interest expense	$515,000	5,569
Net interest income	$3,599,000	2,773
Provision for loan and lease losses	$-6,000	8,853
Total noninterest income	$437,000	3,896
Gross Fiduciary activities income	$0	1,518
Service charges on deposit accounts	$359,000	2,341
Trading account gains and fees	$0	130
Additional Noninterest Income	$78,000	5,644
Total noninterest expense	$2,385,000	3,231
Salaries and employee benefits	$1,566,000	2,727
Premises and equipment expense	$292,000	3,633
Additional noninterest expense	$527,000	4,153
Pre-tax net operating income	$1,657,000	2,382
Securities gains (losses)	$10,000	2,414
Applicable income taxes	$505,000	2,187
Income before extraordinary items	$1,162,000	2,595
Extraordinary gains, net	$0	21
Net income	$1,162,000	2,596
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$4,000	5,407
Cash dividends	$0	5,087
Sale, conversion, retirement of capital stock, net	$0	638
Net operating income	$1,155,000	2,540
2004-03-31 (YTD Data)		Rank
Total interest income	$2,025,000	3,367
Total interest expense	$263,000	5,584
Net interest income	$1,762,000	2,829
Provision for loan and lease losses	$-17,000	8,946
Total noninterest income	$214,000	3,898
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$178,000	2,302
Trading account gains and fees	$0	121
Additional Noninterest Income	$36,000	5,773
Total noninterest expense	$1,192,000	3,240
Salaries and employee benefits	$778,000	2,759
Premises and equipment expense	$144,000	3,699
Additional noninterest expense	$270,000	4,069
Pre-tax net operating income	$801,000	2,427
Securities gains (losses)	$7,000	2,210
Applicable income taxes	$240,000	2,259
Income before extraordinary items	$568,000	2,638
Extraordinary gains, net	$0	16
Net income	$568,000	2,638
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-15,000	8,435
Cash dividends	$0	3,841
Sale, conversion, retirement of capital stock, net	$0	464
Net operating income	$563,100	2,570
2003-12-31 (YTD Data)		Rank
Total interest income	$8,349,000	3,324
Total interest expense	$1,319,000	5,283
Net interest income	$7,030,000	2,737
Provision for loan and lease losses	$384,000	2,672
Total noninterest income	$878,000	4,008
Gross Fiduciary activities income	$0	1,641
Service charges on deposit accounts	$710,000	2,327
Trading account gains and fees	$0	160
Additional Noninterest Income	$168,000	5,619
Total noninterest expense	$4,639,000	3,265
Salaries and employee benefits	$3,028,000	2,742
Premises and equipment expense	$620,000	3,432
Additional noninterest expense	$991,000	4,308
Pre-tax net operating income	$2,885,000	2,591
Securities gains (losses)	$16,000	3,357
Applicable income taxes	$866,000	2,395
Income before extraordinary items	$2,035,000	2,827
Extraordinary gains, net	$0	54
Net income	$2,035,000	2,828
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$226,000	2,683
Cash dividends	$536,000	3,397
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$2,023,800	2,715
2003-09-30 (YTD Data)		Rank
Total interest income	$6,295,000	3,343
Total interest expense	$1,035,000	5,272
Net interest income	$5,260,000	2,769
Provision for loan and lease losses	$384,000	2,086
Total noninterest income	$648,000	4,104
Gross Fiduciary activities income	$0	1,599
Service charges on deposit accounts	$514,000	2,413
Trading account gains and fees	$0	153
Additional Noninterest Income	$134,000	5,555
Total noninterest expense	$3,428,000	3,301
Salaries and employee benefits	$2,272,000	2,752
Premises and equipment expense	$443,000	3,568
Additional noninterest expense	$713,000	4,416
Pre-tax net operating income	$2,096,000	2,747
Securities gains (losses)	$12,000	3,246
Applicable income taxes	$614,000	2,629
Income before extraordinary items	$1,494,000	2,972
Extraordinary gains, net	$0	40
Net income	$1,494,000	2,972
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$368,000	1,485
Cash dividends	$8,000	5,461
Sale, conversion, retirement of capital stock, net	$0	722
Net operating income	$1,485,480	2,842
2003-06-30 (YTD Data)		Rank
Total interest income	$4,278,000	3,310
Total interest expense	$722,000	5,247
Net interest income	$3,556,000	2,732
Provision for loan and lease losses	$69,000	4,553
Total noninterest income	$411,000	4,179
Gross Fiduciary activities income	$0	1,577
Service charges on deposit accounts	$334,000	2,436
Trading account gains and fees	$0	150
Additional Noninterest Income	$77,000	5,786
Total noninterest expense	$2,268,000	3,319
Salaries and employee benefits	$1,505,000	2,771
Premises and equipment expense	$300,000	3,489
Additional noninterest expense	$463,000	4,495
Pre-tax net operating income	$1,630,000	2,426
Securities gains (losses)	$8,000	3,037
Applicable income taxes	$475,000	2,392
Income before extraordinary items	$1,163,000	2,653
Extraordinary gains, net	$0	30
Net income	$1,163,000	2,651
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$24,000	4,382
Cash dividends	$8,000	5,150
Sale, conversion, retirement of capital stock, net	$0	589
Net operating income	$1,157,320	2,507
2003-03-31 (YTD Data)		Rank
Total interest income	$2,164,000	3,299
Total interest expense	$379,000	5,190
Net interest income	$1,785,000	2,710
Provision for loan and lease losses	$19,000	5,348
Total noninterest income	$194,000	4,249
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$161,000	2,444
Trading account gains and fees	$0	134
Additional Noninterest Income	$33,000	6,044
Total noninterest expense	$1,126,000	3,326
Salaries and employee benefits	$740,000	2,815
Premises and equipment expense	$155,000	3,397
Additional noninterest expense	$231,000	4,485
Pre-tax net operating income	$834,000	2,392
Securities gains (losses)	$8,000	2,242
Applicable income taxes	$250,000	2,320
Income before extraordinary items	$592,000	2,570
Extraordinary gains, net	$0	21
Net income	$592,000	2,568
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-15,000	8,751
Cash dividends	$8,000	3,866
Sale, conversion, retirement of capital stock, net	$0	419
Net operating income	$586,400	2,455
2002-12-31 (YTD Data)		Rank
Total interest income	$8,847,000	3,354
Total interest expense	$1,929,000	4,914
Net interest income	$6,918,000	2,771
Provision for loan and lease losses	$337,000	3,207
Total noninterest income	$815,000	3,947
Gross Fiduciary activities income	$0	1,713
Service charges on deposit accounts	$638,000	2,455
Trading account gains and fees	$0	153
Additional Noninterest Income	$177,000	5,256
Total noninterest expense	$4,559,000	3,188
Salaries and employee benefits	$2,861,000	2,755
Premises and equipment expense	$523,000	3,805
Additional noninterest expense	$1,175,000	3,667
Pre-tax net operating income	$2,837,000	2,610
Securities gains (losses)	$5,000	3,957
Applicable income taxes	$877,000	2,429
Income before extraordinary items	$1,965,000	2,835
Extraordinary gains, net	$0	70
Net income	$1,965,000	2,833
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$183,000	3,151
Cash dividends	$5,772,000	555
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$1,961,550	2,756
2001-12-31 (YTD Data)		Rank
Total interest income	$9,481,000	3,469
Total interest expense	$3,115,000	4,588
Net interest income	$6,366,000	2,793
Provision for loan and lease losses	$274,000	3,419
Total noninterest income	$778,000	3,932
Gross Fiduciary activities income	$0	1,731
Service charges on deposit accounts	$632,000	2,339
Trading account gains and fees	$0	177
Additional Noninterest Income	$146,000	5,594
Total noninterest expense	$4,209,000	3,272
Salaries and employee benefits	$2,767,000	2,697
Premises and equipment expense	$537,000	3,675
Additional noninterest expense	$905,000	4,392
Pre-tax net operating income	$2,661,000	2,539
Securities gains (losses)	$43,000	2,496
Applicable income taxes	$770,000	2,501
Income before extraordinary items	$1,934,000	2,608
Extraordinary gains, net	$0	105
Net income	$1,934,000	2,614
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$303,000	2,227
Cash dividends	$440,000	3,691
Sale, conversion, retirement of capital stock, net	$0	922
Net operating income	$1,903,040	2,570
2000-12-31 (YTD Data)		Rank
Total interest income	$9,825,000	3,452
Total interest expense	$3,347,000	4,533
Net interest income	$6,478,000	2,746
Provision for loan and lease losses	$65,000	6,097
Total noninterest income	$767,000	3,760
Gross Fiduciary activities income	$0	1,332
Service charges on deposit accounts	$644,000	2,148
Trading account gains and fees	$0	180
Additional Noninterest Income	$123,000	5,927
Total noninterest expense	$4,103,000	3,267
Salaries and employee benefits	$2,708,000	2,632
Premises and equipment expense	$512,000	3,719
Additional noninterest expense	$883,000	4,406
Pre-tax net operating income	$3,077,000	2,344
Securities gains (losses)	$-258,000	9,617
Applicable income taxes	$815,000	2,488
Income before extraordinary items	$2,004,000	2,563
Extraordinary gains, net	$0	38
Net income	$2,004,000	2,562
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$117,000	3,316
Cash dividends	$736,000	2,837
Sale, conversion, retirement of capital stock, net	$0	969
Net operating income	$2,187,180	2,353
1999-12-31 (YTD Data)		Rank
Total interest income	$9,359,000	3,420
Total interest expense	$3,190,000	4,368
Net interest income	$6,169,000	2,846
Provision for loan and lease losses	$35,000	7,095
Total noninterest income	$712,000	3,945
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$604,000	2,217
Trading account gains and fees	$0	173
Additional Noninterest Income	$108,000	6,454
Total noninterest expense	$3,919,000	3,375
Salaries and employee benefits	$2,614,000	2,690
Premises and equipment expense	$497,000	3,780
Additional noninterest expense	$808,000	4,750
Pre-tax net operating income	$2,927,000	2,471
Securities gains (losses)	$-38,000	9,727
Applicable income taxes	$825,000	2,582
Income before extraordinary items	$2,064,000	2,510
Extraordinary gains, net	$0	35
Net income	$2,064,000	2,510
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$29,000	5,628
Cash dividends	$440,000	3,755
Sale, conversion, retirement of capital stock, net	$0	1,035
Net operating income	$2,090,980	2,441
1998-12-31 (YTD Data)		Rank
Total interest income	$9,050,000	3,526
Total interest expense	$3,118,000	4,577
Net interest income	$5,932,000	2,910
Provision for loan and lease losses	$150,000	4,136
Total noninterest income	$624,000	4,272
Gross Fiduciary activities income	$0	1,398
Service charges on deposit accounts	$522,000	2,459
Trading account gains and fees	$0	224
Additional Noninterest Income	$102,000	6,589
Total noninterest expense	$3,801,000	3,375
Salaries and employee benefits	$2,519,000	2,693
Premises and equipment expense	$517,000	3,594
Additional noninterest expense	$765,000	4,822
Pre-tax net operating income	$2,605,000	2,676
Securities gains (losses)	$82,000	1,406
Applicable income taxes	$722,000	2,958
Income before extraordinary items	$1,965,000	2,596
Extraordinary gains, net	$0	32
Net income	$1,965,000	2,597
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$185,000	2,571
Cash dividends	$524,000	3,411
Sale, conversion, retirement of capital stock, net	$0	1,027
Net operating income	$1,905,140	2,591
1997-12-31 (YTD Data)		Rank
Total interest income	$8,882,000	3,616
Total interest expense	$3,051,000	4,646
Net interest income	$5,831,000	2,995
Provision for loan and lease losses	$300,000	2,568
Total noninterest income	$634,000	4,265
Gross Fiduciary activities income	$0	1,450
Service charges on deposit accounts	$542,000	2,433
Trading account gains and fees	$0	239
Additional Noninterest Income	$92,000	7,011
Total noninterest expense	$3,593,000	3,519
Salaries and employee benefits	$2,398,000	2,761
Premises and equipment expense	$481,000	3,839
Additional noninterest expense	$714,000	5,140
Pre-tax net operating income	$2,572,000	2,841
Securities gains (losses)	$55,000	1,285
Applicable income taxes	$706,000	3,216
Income before extraordinary items	$1,921,000	2,675
Extraordinary gains, net	$0	44
Net income	$1,921,000	2,674
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$137,000	3,195
Cash dividends	$576,000	3,185
Sale, conversion, retirement of capital stock, net	$0	1,030
Net operating income	$1,880,850	2,671
1996-12-31 (YTD Data)		Rank
Total interest income	$8,555,000	3,790
Total interest expense	$3,156,000	4,567
Net interest income	$5,399,000	3,280
Provision for loan and lease losses	$128,000	4,455
Total noninterest income	$613,000	4,516
Gross Fiduciary activities income	$0	1,526
Service charges on deposit accounts	$530,000	2,566
Trading account gains and fees	$0	262
Additional Noninterest Income	$83,000	7,649
Total noninterest expense	$3,434,000	3,842
Salaries and employee benefits	$2,337,000	2,861
Premises and equipment expense	$425,000	4,323
Additional noninterest expense	$672,000	5,909
Pre-tax net operating income	$2,450,000	2,822
Securities gains (losses)	$-48,000	11,022
Applicable income taxes	$550,000	3,842
Income before extraordinary items	$1,852,000	2,624
Extraordinary gains, net	$0	53
Net income	$1,852,000	2,626
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$80,000	4,367
Cash dividends	$364,000	4,104
Sale, conversion, retirement of capital stock, net	$0	953
Net operating income	$1,888,960	2,533
1995-12-31 (YTD Data)		Rank
Total interest income	$8,319,000	3,874
Total interest expense	$2,858,000	4,981
Net interest income	$5,461,000	3,252
Provision for loan and lease losses	$0	8,958
Total noninterest income	$620,000	4,466
Gross Fiduciary activities income	$0	1,590
Service charges on deposit accounts	$535,000	2,510
Trading account gains and fees	$0	522
Additional Noninterest Income	$85,000	7,757
Total noninterest expense	$3,279,000	3,972
Salaries and employee benefits	$2,121,000	3,126
Premises and equipment expense	$398,000	4,563
Additional noninterest expense	$760,000	5,465
Pre-tax net operating income	$2,802,000	2,574
Securities gains (losses)	$-961,000	11,865
Applicable income taxes	$309,000	5,889
Income before extraordinary items	$1,532,000	3,185
Extraordinary gains, net	$0	65
Net income	$1,532,000	3,182
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$28,000	6,109
Cash dividends	$328,000	4,319
Sale, conversion, retirement of capital stock, net	$0	809
Net operating income	$2,329,630	2,140
1994-12-31 (YTD Data)		Rank
Total interest income	$7,830,000	3,825
Total interest expense	$2,405,000	4,808
Net interest income	$5,425,000	3,306
Provision for loan and lease losses	$110,000	4,343
Total noninterest income	$602,000	4,649
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$511,000	2,681
Trading account gains and fees	NA	NA
Additional Noninterest Income	$91,000	7,803
Total noninterest expense	$3,372,000	3,970
Salaries and employee benefits	$2,069,000	3,182
Premises and equipment expense	$392,000	4,663
Additional noninterest expense	$911,000	5,122
Pre-tax net operating income	$2,545,000	2,778
Securities gains (losses)	$-50,000	11,027
Applicable income taxes	$585,000	3,589
Income before extraordinary items	$1,910,000	2,542
Extraordinary gains, net	$0	249
Net income	$1,910,000	2,543
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$43,000	5,399
Cash dividends	$280,000	4,679
Sale, conversion, retirement of capital stock, net	$0	1,160
Net operating income	$1,948,500	2,508
1993-12-31 (YTD Data)		Rank
Total interest income	$7,391,000	4,099
Total interest expense	$2,479,000	4,851
Net interest income	$4,912,000	3,627
Provision for loan and lease losses	$60,000	6,949
Total noninterest income	$573,000	5,109
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$480,000	2,916
Trading account gains and fees	NA	NA
Additional Noninterest Income	$93,000	8,112
Total noninterest expense	$3,117,000	4,369
Salaries and employee benefits	$1,971,000	3,335
Premises and equipment expense	$448,000	4,284
Additional noninterest expense	$698,000	6,580
Pre-tax net operating income	$2,308,000	2,919
Securities gains (losses)	$25,000	4,353
Applicable income taxes	$523,000	4,024
Income before extraordinary items	$1,810,000	2,747
Extraordinary gains, net	$0	3,149
Net income	$1,810,000	2,828
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$22,000	7,578
Cash dividends	$360,000	3,906
Sale, conversion, retirement of capital stock, net	$0	1,223
Net operating income	$1,790,500	2,625
1992-12-31 (YTD Data)		Rank
Total interest income	$8,059,000	4,264
Total interest expense	$3,186,000	4,903
Net interest income	$4,873,000	3,736
Provision for loan and lease losses	$110,000	7,010
Total noninterest income	$538,000	5,347
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$446,000	3,147
Trading account gains and fees	NA	NA
Additional Noninterest Income	$92,000	8,366
Total noninterest expense	$2,948,000	4,611
Salaries and employee benefits	$1,854,000	3,444
Premises and equipment expense	$363,000	5,201
Additional noninterest expense	$731,000	6,544
Pre-tax net operating income	$2,353,000	2,646
Securities gains (losses)	$-20,000	13,478
Applicable income taxes	$500,000	4,000
Income before extraordinary items	$1,833,000	2,503
Extraordinary gains, net	$0	1,422
Net income	$1,833,000	2,543
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$46,000	7,730
Cash dividends	$880,000	1,740
Sale, conversion, retirement of capital stock, net	$0	1,165
Net operating income	$1,848,800	2,293

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.