Home > The Bank of Kincaid > Income and Expense
The Bank of Kincaid, Income and Expense
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $929,000 | 12,446 |
| Total interest expense | $332,000 | 12,522 |
| Net interest income | $597,000 | 12,222 |
| Provision for loan and lease losses | $50,000 | 7,415 |
| Total noninterest income | $75,000 | 11,939 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $42,000 | 10,341 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $33,000 | 11,102 |
| Total noninterest expense | $472,000 | 12,302 |
| Salaries and employee benefits | $262,000 | 12,063 |
| Premises and equipment expense | $50,000 | 12,210 |
| Additional noninterest expense | $160,000 | 12,287 |
| Pre-tax net operating income | $150,000 | 11,471 |
| Securities gains (losses) | $22,000 | 4,534 |
| Applicable income taxes | $36,000 | 11,244 |
| Income before extraordinary items | $136,000 | 11,381 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $136,000 | 11,449 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $49,000 | 6,087 |
| Cash dividends | $87,000 | 7,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $118,620 | 11,390 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $1,087,000 | 12,864 |
| Total interest expense | $445,000 | 12,999 |
| Net interest income | $642,000 | 12,556 |
| Provision for loan and lease losses | $0 | 11,756 |
| Total noninterest income | $83,000 | 12,197 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $46,000 | 10,479 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $37,000 | 11,257 |
| Total noninterest expense | $556,000 | 12,324 |
| Salaries and employee benefits | $306,000 | 11,946 |
| Premises and equipment expense | $65,000 | 12,061 |
| Additional noninterest expense | $185,000 | 12,456 |
| Pre-tax net operating income | $169,000 | 11,341 |
| Securities gains (losses) | $1,000 | 7,986 |
| Applicable income taxes | $46,000 | 11,363 |
| Income before extraordinary items | $124,000 | 11,632 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $124,000 | 11,712 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $35,000 | 8,252 |
| Cash dividends | $45,000 | 7,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $123,270 | 11,319 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.