Home > The Bank of Kentucky, Inc. > Income and Expense
The Bank of Kentucky, Inc., Income and Expense
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $14,642,000 | 438 |
| Total interest expense | $1,105,000 | 636 |
| Net interest income | $13,537,000 | 422 |
| Provision for loan and lease losses | $0 | 3,703 |
| Total noninterest income | $5,373,000 | 388 |
| Gross Fiduciary activities income | $954,000 | 238 |
| Service charges on deposit accounts | $2,098,000 | 181 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $2,321,000 | 515 |
| Total noninterest expense | $12,654,000 | 445 |
| Salaries and employee benefits | $5,261,000 | 544 |
| Premises and equipment expense | $1,456,000 | 462 |
| Additional noninterest expense | $5,937,000 | 317 |
| Pre-tax net operating income | $6,256,000 | 402 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $1,756,000 | 424 |
| Income before extraordinary items | $4,500,000 | 416 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $4,500,000 | 416 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $4,500,000 | 416 |
| Net charge-offs | $1,422,000 | 170 |
| Cash dividends | $1,000,000 | 643 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $4,500,000 | 409 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $60,412,000 | 423 |
| Total interest expense | $4,185,000 | 693 |
| Net interest income | $56,227,000 | 407 |
| Provision for loan and lease losses | $2,200,000 | 438 |
| Total noninterest income | $22,848,000 | 348 |
| Gross Fiduciary activities income | $3,637,000 | 239 |
| Service charges on deposit accounts | $9,671,000 | 169 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $9,540,000 | 465 |
| Total noninterest expense | $48,700,000 | 445 |
| Salaries and employee benefits | $24,703,000 | 454 |
| Premises and equipment expense | $5,628,000 | 460 |
| Additional noninterest expense | $18,369,000 | 394 |
| Pre-tax net operating income | $28,175,000 | 358 |
| Securities gains (losses) | $305,000 | 599 |
| Applicable income taxes | $8,218,000 | 349 |
| Income before extraordinary items | $20,262,000 | 369 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $20,262,000 | 369 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $20,262,000 | 369 |
| Net charge-offs | $3,867,000 | 286 |
| Cash dividends | $4,400,000 | 676 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $20,045,450 | 366 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $45,231,000 | 427 |
| Total interest expense | $3,079,000 | 719 |
| Net interest income | $42,152,000 | 407 |
| Provision for loan and lease losses | $2,200,000 | 322 |
| Total noninterest income | $17,224,000 | 338 |
| Gross Fiduciary activities income | $2,687,000 | 241 |
| Service charges on deposit accounts | $7,365,000 | 168 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $7,172,000 | 465 |
| Total noninterest expense | $35,948,000 | 451 |
| Salaries and employee benefits | $17,796,000 | 467 |
| Premises and equipment expense | $4,247,000 | 456 |
| Additional noninterest expense | $13,905,000 | 384 |
| Pre-tax net operating income | $21,228,000 | 350 |
| Securities gains (losses) | $305,000 | 467 |
| Applicable income taxes | $6,230,000 | 349 |
| Income before extraordinary items | $15,303,000 | 366 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $15,303,000 | 366 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $15,303,000 | 366 |
| Net charge-offs | $2,565,000 | 306 |
| Cash dividends | $2,900,000 | 692 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $15,086,450 | 361 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $30,029,000 | 425 |
| Total interest expense | $1,996,000 | 740 |
| Net interest income | $28,033,000 | 403 |
| Provision for loan and lease losses | $1,900,000 | 261 |
| Total noninterest income | $11,571,000 | 334 |
| Gross Fiduciary activities income | $1,764,000 | 249 |
| Service charges on deposit accounts | $4,930,000 | 166 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $4,877,000 | 463 |
| Total noninterest expense | $23,857,000 | 451 |
| Salaries and employee benefits | $11,639,000 | 475 |
| Premises and equipment expense | $2,839,000 | 457 |
| Additional noninterest expense | $9,379,000 | 379 |
| Pre-tax net operating income | $13,847,000 | 347 |
| Securities gains (losses) | $305,000 | 350 |
| Applicable income taxes | $4,081,000 | 345 |
| Income before extraordinary items | $10,071,000 | 365 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $10,071,000 | 365 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $10,071,000 | 365 |
| Net charge-offs | $1,872,000 | 303 |
| Cash dividends | $1,500,000 | 822 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $9,854,450 | 362 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $14,929,000 | 422 |
| Total interest expense | $971,000 | 777 |
| Net interest income | $13,958,000 | 405 |
| Provision for loan and lease losses | $900,000 | 280 |
| Total noninterest income | $5,583,000 | 339 |
| Gross Fiduciary activities income | $857,000 | 252 |
| Service charges on deposit accounts | $2,434,000 | 163 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $2,292,000 | 457 |
| Total noninterest expense | $11,905,000 | 457 |
| Salaries and employee benefits | $5,766,000 | 482 |
| Premises and equipment expense | $1,435,000 | 458 |
| Additional noninterest expense | $4,704,000 | 380 |
| Pre-tax net operating income | $6,736,000 | 342 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $1,919,000 | 349 |
| Income before extraordinary items | $4,817,000 | 361 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $4,817,000 | 360 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $4,817,000 | 361 |
| Net charge-offs | $857,000 | 338 |
| Cash dividends | $500,000 | 1,008 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $4,817,000 | 353 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $59,914,000 | 421 |
| Total interest expense | $4,304,000 | 779 |
| Net interest income | $55,610,000 | 405 |
| Provision for loan and lease losses | $4,700,000 | 284 |
| Total noninterest income | $23,737,000 | 353 |
| Gross Fiduciary activities income | $3,037,000 | 256 |
| Service charges on deposit accounts | $10,323,000 | 161 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $10,377,000 | 469 |
| Total noninterest expense | $46,115,000 | 462 |
| Salaries and employee benefits | $23,124,000 | 475 |
| Premises and equipment expense | $5,317,000 | 467 |
| Additional noninterest expense | $17,674,000 | 412 |
| Pre-tax net operating income | $28,532,000 | 324 |
| Securities gains (losses) | $274,000 | 733 |
| Applicable income taxes | $8,383,000 | 306 |
| Income before extraordinary items | $20,423,000 | 351 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $20,423,000 | 351 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $20,423,000 | 351 |
| Net charge-offs | $4,962,000 | 334 |
| Cash dividends | $3,200,000 | 827 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $20,228,460 | 353 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $44,780,000 | 422 |
| Total interest expense | $3,308,000 | 782 |
| Net interest income | $41,472,000 | 406 |
| Provision for loan and lease losses | $4,200,000 | 245 |
| Total noninterest income | $17,484,000 | 374 |
| Gross Fiduciary activities income | $2,250,000 | 256 |
| Service charges on deposit accounts | $7,541,000 | 162 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $7,693,000 | 485 |
| Total noninterest expense | $34,652,000 | 463 |
| Salaries and employee benefits | $17,541,000 | 475 |
| Premises and equipment expense | $3,988,000 | 468 |
| Additional noninterest expense | $13,123,000 | 416 |
| Pre-tax net operating income | $20,104,000 | 349 |
| Securities gains (losses) | $274,000 | 680 |
| Applicable income taxes | $5,881,000 | 338 |
| Income before extraordinary items | $14,497,000 | 373 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $14,497,000 | 374 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $14,497,000 | 374 |
| Net charge-offs | $4,136,000 | 319 |
| Cash dividends | $3,200,000 | 604 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $14,302,460 | 370 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $29,745,000 | 424 |
| Total interest expense | $2,296,000 | 779 |
| Net interest income | $27,449,000 | 410 |
| Provision for loan and lease losses | $3,600,000 | 213 |
| Total noninterest income | $11,428,000 | 383 |
| Gross Fiduciary activities income | $1,478,000 | 262 |
| Service charges on deposit accounts | $4,712,000 | 167 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $5,238,000 | 485 |
| Total noninterest expense | $23,065,000 | 465 |
| Salaries and employee benefits | $11,680,000 | 477 |
| Premises and equipment expense | $2,621,000 | 473 |
| Additional noninterest expense | $8,764,000 | 409 |
| Pre-tax net operating income | $12,212,000 | 375 |
| Securities gains (losses) | $274,000 | 599 |
| Applicable income taxes | $3,560,000 | 366 |
| Income before extraordinary items | $8,926,000 | 389 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $8,926,000 | 390 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $8,926,000 | 391 |
| Net charge-offs | $3,518,000 | 282 |
| Cash dividends | $3,200,000 | 423 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $8,731,460 | 384 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $14,867,000 | 427 |
| Total interest expense | $1,203,000 | 771 |
| Net interest income | $13,664,000 | 408 |
| Provision for loan and lease losses | $2,000,000 | 207 |
| Total noninterest income | $5,587,000 | 394 |
| Gross Fiduciary activities income | $740,000 | 259 |
| Service charges on deposit accounts | $2,131,000 | 185 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $2,716,000 | 476 |
| Total noninterest expense | $11,620,000 | 473 |
| Salaries and employee benefits | $5,870,000 | 483 |
| Premises and equipment expense | $1,306,000 | 479 |
| Additional noninterest expense | $4,444,000 | 415 |
| Pre-tax net operating income | $5,631,000 | 395 |
| Securities gains (losses) | $274,000 | 351 |
| Applicable income taxes | $1,662,000 | 391 |
| Income before extraordinary items | $4,243,000 | 399 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $4,243,000 | 398 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $4,243,000 | 400 |
| Net charge-offs | $1,927,000 | 270 |
| Cash dividends | $1,200,000 | 455 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $4,045,720 | 404 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $62,523,000 | 420 |
| Total interest expense | $5,983,000 | 727 |
| Net interest income | $56,540,000 | 398 |
| Provision for loan and lease losses | $7,000,000 | 385 |
| Total noninterest income | $22,219,000 | 393 |
| Gross Fiduciary activities income | $2,632,000 | 265 |
| Service charges on deposit accounts | $9,089,000 | 186 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $10,498,000 | 478 |
| Total noninterest expense | $45,957,000 | 477 |
| Salaries and employee benefits | $22,789,000 | 477 |
| Premises and equipment expense | $5,249,000 | 466 |
| Additional noninterest expense | $17,919,000 | 432 |
| Pre-tax net operating income | $25,802,000 | 349 |
| Securities gains (losses) | $203,000 | 1,680 |
| Applicable income taxes | $7,347,000 | 346 |
| Income before extraordinary items | $18,658,000 | 374 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $18,658,000 | 374 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $18,658,000 | 374 |
| Net charge-offs | $8,720,000 | 364 |
| Cash dividends | $5,500,000 | 526 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $18,511,840 | 364 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $46,785,000 | 425 |
| Total interest expense | $4,662,000 | 737 |
| Net interest income | $42,123,000 | 406 |
| Provision for loan and lease losses | $5,700,000 | 364 |
| Total noninterest income | $16,616,000 | 390 |
| Gross Fiduciary activities income | $1,942,000 | 264 |
| Service charges on deposit accounts | $6,767,000 | 186 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $7,907,000 | 469 |
| Total noninterest expense | $34,387,000 | 471 |
| Salaries and employee benefits | $16,975,000 | 473 |
| Premises and equipment expense | $3,908,000 | 465 |
| Additional noninterest expense | $13,504,000 | 433 |
| Pre-tax net operating income | $18,652,000 | 361 |
| Securities gains (losses) | $203,000 | 1,423 |
| Applicable income taxes | $5,338,000 | 352 |
| Income before extraordinary items | $13,517,000 | 395 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $13,517,000 | 395 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $13,517,000 | 395 |
| Net charge-offs | $7,403,000 | 327 |
| Cash dividends | $4,500,000 | 391 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $13,370,840 | 381 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $31,350,000 | 430 |
| Total interest expense | $3,276,000 | 716 |
| Net interest income | $28,074,000 | 407 |
| Provision for loan and lease losses | $3,500,000 | 397 |
| Total noninterest income | $10,756,000 | 397 |
| Gross Fiduciary activities income | $1,272,000 | 266 |
| Service charges on deposit accounts | $4,442,000 | 189 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $5,042,000 | 470 |
| Total noninterest expense | $22,683,000 | 472 |
| Salaries and employee benefits | $11,127,000 | 474 |
| Premises and equipment expense | $2,592,000 | 468 |
| Additional noninterest expense | $8,964,000 | 430 |
| Pre-tax net operating income | $12,647,000 | 348 |
| Securities gains (losses) | $203,000 | 1,094 |
| Applicable income taxes | $3,654,000 | 345 |
| Income before extraordinary items | $9,196,000 | 365 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $9,196,000 | 365 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $9,196,000 | 364 |
| Net charge-offs | $3,442,000 | 470 |
| Cash dividends | $2,500,000 | 429 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $9,049,840 | 350 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $15,688,000 | 433 |
| Total interest expense | $1,753,000 | 680 |
| Net interest income | $13,935,000 | 402 |
| Provision for loan and lease losses | $1,800,000 | 394 |
| Total noninterest income | $5,400,000 | 383 |
| Gross Fiduciary activities income | $637,000 | 267 |
| Service charges on deposit accounts | $2,201,000 | 187 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $2,562,000 | 465 |
| Total noninterest expense | $11,215,000 | 468 |
| Salaries and employee benefits | $5,427,000 | 488 |
| Premises and equipment expense | $1,277,000 | 470 |
| Additional noninterest expense | $4,511,000 | 408 |
| Pre-tax net operating income | $6,320,000 | 343 |
| Securities gains (losses) | $207,000 | 591 |
| Applicable income taxes | $1,861,000 | 338 |
| Income before extraordinary items | $4,666,000 | 362 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $4,666,000 | 363 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $4,666,000 | 363 |
| Net charge-offs | $1,726,000 | 443 |
| Cash dividends | $2,500,000 | 218 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $4,519,030 | 353 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $64,798,000 | 425 |
| Total interest expense | $8,934,000 | 651 |
| Net interest income | $55,864,000 | 395 |
| Provision for loan and lease losses | $10,750,000 | 393 |
| Total noninterest income | $20,493,000 | 366 |
| Gross Fiduciary activities income | $2,507,000 | 232 |
| Service charges on deposit accounts | $9,441,000 | 189 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $8,545,000 | 496 |
| Total noninterest expense | $41,708,000 | 496 |
| Salaries and employee benefits | $19,991,000 | 497 |
| Premises and equipment expense | $4,897,000 | 507 |
| Additional noninterest expense | $16,820,000 | 456 |
| Pre-tax net operating income | $23,899,000 | 318 |
| Securities gains (losses) | $231,000 | 1,341 |
| Applicable income taxes | $7,094,000 | 317 |
| Income before extraordinary items | $17,036,000 | 338 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $17,036,000 | 338 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $17,036,000 | 339 |
| Net charge-offs | $9,830,000 | 464 |
| Cash dividends | $19,500,000 | 151 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $16,871,990 | 333 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $48,702,000 | 431 |
| Total interest expense | $7,010,000 | 649 |
| Net interest income | $41,692,000 | 401 |
| Provision for loan and lease losses | $8,550,000 | 362 |
| Total noninterest income | $14,963,000 | 371 |
| Gross Fiduciary activities income | $1,908,000 | 228 |
| Service charges on deposit accounts | $7,051,000 | 186 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $6,004,000 | 511 |
| Total noninterest expense | $31,381,000 | 489 |
| Salaries and employee benefits | $14,998,000 | 489 |
| Premises and equipment expense | $3,705,000 | 511 |
| Additional noninterest expense | $12,678,000 | 451 |
| Pre-tax net operating income | $16,724,000 | 347 |
| Securities gains (losses) | $231,000 | 1,109 |
| Applicable income taxes | $4,951,000 | 339 |
| Income before extraordinary items | $12,004,000 | 367 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $12,004,000 | 367 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $12,004,000 | 367 |
| Net charge-offs | $7,978,000 | 421 |
| Cash dividends | $2,500,000 | 533 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $11,839,990 | 359 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $32,422,000 | 437 |
| Total interest expense | $4,887,000 | 646 |
| Net interest income | $27,535,000 | 405 |
| Provision for loan and lease losses | $6,000,000 | 357 |
| Total noninterest income | $9,667,000 | 383 |
| Gross Fiduciary activities income | $1,294,000 | 225 |
| Service charges on deposit accounts | $4,581,000 | 191 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $3,792,000 | 533 |
| Total noninterest expense | $20,735,000 | 500 |
| Salaries and employee benefits | $9,698,000 | 501 |
| Premises and equipment expense | $2,489,000 | 508 |
| Additional noninterest expense | $8,548,000 | 454 |
| Pre-tax net operating income | $10,467,000 | 357 |
| Securities gains (losses) | $231,000 | 663 |
| Applicable income taxes | $3,090,000 | 351 |
| Income before extraordinary items | $7,608,000 | 370 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $7,608,000 | 369 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $7,608,000 | 369 |
| Net charge-offs | $5,552,000 | 426 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $7,443,990 | 364 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $15,998,000 | 443 |
| Total interest expense | $2,571,000 | 628 |
| Net interest income | $13,427,000 | 417 |
| Provision for loan and lease losses | $3,000,000 | 364 |
| Total noninterest income | $4,692,000 | 392 |
| Gross Fiduciary activities income | $613,000 | 235 |
| Service charges on deposit accounts | $2,157,000 | 200 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $1,922,000 | 530 |
| Total noninterest expense | $10,193,000 | 510 |
| Salaries and employee benefits | $4,703,000 | 525 |
| Premises and equipment expense | $1,248,000 | 516 |
| Additional noninterest expense | $4,242,000 | 446 |
| Pre-tax net operating income | $4,926,000 | 371 |
| Securities gains (losses) | $231,000 | 305 |
| Applicable income taxes | $1,474,000 | 346 |
| Income before extraordinary items | $3,683,000 | 378 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $3,683,000 | 377 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $3,683,000 | 377 |
| Net charge-offs | $2,680,000 | 435 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $3,518,990 | 380 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $66,681,000 | 445 |
| Total interest expense | $12,943,000 | 610 |
| Net interest income | $53,738,000 | 409 |
| Provision for loan and lease losses | $15,500,000 | 467 |
| Total noninterest income | $20,714,000 | 388 |
| Gross Fiduciary activities income | $2,234,000 | 239 |
| Service charges on deposit accounts | $9,889,000 | 176 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $8,591,000 | 511 |
| Total noninterest expense | $41,903,000 | 502 |
| Salaries and employee benefits | $19,091,000 | 514 |
| Premises and equipment expense | $5,017,000 | 508 |
| Additional noninterest expense | $17,795,000 | 449 |
| Pre-tax net operating income | $17,049,000 | 353 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $4,716,000 | 379 |
| Income before extraordinary items | $12,333,000 | 374 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $12,333,000 | 373 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $12,333,000 | 374 |
| Net charge-offs | $13,285,000 | 480 |
| Cash dividends | $3,000,000 | 544 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $12,333,000 | 362 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $50,280,000 | 447 |
| Total interest expense | $10,051,000 | 613 |
| Net interest income | $40,229,000 | 406 |
| Provision for loan and lease losses | $12,500,000 | 414 |
| Total noninterest income | $15,172,000 | 377 |
| Gross Fiduciary activities income | $1,666,000 | 240 |
| Service charges on deposit accounts | $7,478,000 | 175 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $6,028,000 | 509 |
| Total noninterest expense | $31,246,000 | 491 |
| Salaries and employee benefits | $14,206,000 | 509 |
| Premises and equipment expense | $3,832,000 | 502 |
| Additional noninterest expense | $13,208,000 | 434 |
| Pre-tax net operating income | $11,655,000 | 379 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $3,146,000 | 410 |
| Income before extraordinary items | $8,509,000 | 400 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $8,509,000 | 400 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $8,509,000 | 401 |
| Net charge-offs | $10,490,000 | 444 |
| Cash dividends | $3,000,000 | 364 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $8,509,000 | 386 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $33,587,000 | 453 |
| Total interest expense | $7,040,000 | 608 |
| Net interest income | $26,547,000 | 412 |
| Provision for loan and lease losses | $9,000,000 | 384 |
| Total noninterest income | $9,545,000 | 386 |
| Gross Fiduciary activities income | $1,103,000 | 241 |
| Service charges on deposit accounts | $4,889,000 | 178 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $3,553,000 | 535 |
| Total noninterest expense | $20,613,000 | 492 |
| Salaries and employee benefits | $9,173,000 | 516 |
| Premises and equipment expense | $2,637,000 | 490 |
| Additional noninterest expense | $8,803,000 | 430 |
| Pre-tax net operating income | $6,479,000 | 430 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $1,643,000 | 463 |
| Income before extraordinary items | $4,836,000 | 452 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $4,836,000 | 453 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $4,836,000 | 453 |
| Net charge-offs | $7,622,000 | 409 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $4,836,000 | 441 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $16,773,000 | 467 |
| Total interest expense | $3,760,000 | 601 |
| Net interest income | $13,013,000 | 431 |
| Provision for loan and lease losses | $4,500,000 | 412 |
| Total noninterest income | $4,604,000 | 400 |
| Gross Fiduciary activities income | $540,000 | 244 |
| Service charges on deposit accounts | $2,267,000 | 196 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $1,797,000 | 527 |
| Total noninterest expense | $10,435,000 | 490 |
| Salaries and employee benefits | $4,487,000 | 544 |
| Premises and equipment expense | $1,450,000 | 465 |
| Additional noninterest expense | $4,498,000 | 415 |
| Pre-tax net operating income | $2,682,000 | 507 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $626,000 | 580 |
| Income before extraordinary items | $2,056,000 | 542 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $2,056,000 | 544 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $2,056,000 | 544 |
| Net charge-offs | $4,046,000 | 397 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $2,056,000 | 523 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $62,734,000 | 525 |
| Total interest expense | $17,492,000 | 659 |
| Net interest income | $45,242,000 | 475 |
| Provision for loan and lease losses | $12,825,000 | 698 |
| Total noninterest income | $15,904,000 | 451 |
| Gross Fiduciary activities income | $1,068,000 | 368 |
| Service charges on deposit accounts | $9,156,000 | 203 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $5,680,000 | 647 |
| Total noninterest expense | $35,995,000 | 590 |
| Salaries and employee benefits | $15,645,000 | 606 |
| Premises and equipment expense | $4,703,000 | 563 |
| Additional noninterest expense | $15,647,000 | 535 |
| Pre-tax net operating income | $12,326,000 | 340 |
| Securities gains (losses) | $728,000 | 662 |
| Applicable income taxes | $3,394,000 | 364 |
| Income before extraordinary items | $9,660,000 | 335 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $9,660,000 | 336 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $9,660,000 | 337 |
| Net charge-offs | $7,582,000 | 842 |
| Cash dividends | $3,000,000 | 573 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $9,121,280 | 356 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $46,416,000 | 552 |
| Total interest expense | $13,414,000 | 683 |
| Net interest income | $33,002,000 | 493 |
| Provision for loan and lease losses | $8,325,000 | 723 |
| Total noninterest income | $11,651,000 | 472 |
| Gross Fiduciary activities income | $774,000 | 376 |
| Service charges on deposit accounts | $6,748,000 | 204 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $4,129,000 | 677 |
| Total noninterest expense | $26,905,000 | 590 |
| Salaries and employee benefits | $11,662,000 | 629 |
| Premises and equipment expense | $3,564,000 | 564 |
| Additional noninterest expense | $11,679,000 | 510 |
| Pre-tax net operating income | $9,423,000 | 353 |
| Securities gains (losses) | $263,000 | 1,101 |
| Applicable income taxes | $2,546,000 | 374 |
| Income before extraordinary items | $7,140,000 | 370 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $7,140,000 | 368 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $7,140,000 | 370 |
| Net charge-offs | $4,458,000 | 891 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $6,945,380 | 373 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $30,641,000 | 573 |
| Total interest expense | $9,138,000 | 708 |
| Net interest income | $21,503,000 | 503 |
| Provision for loan and lease losses | $4,325,000 | 842 |
| Total noninterest income | $8,062,000 | 455 |
| Gross Fiduciary activities income | $489,000 | 391 |
| Service charges on deposit accounts | $4,305,000 | 215 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $3,268,000 | 610 |
| Total noninterest expense | $18,024,000 | 598 |
| Salaries and employee benefits | $7,765,000 | 635 |
| Premises and equipment expense | $2,406,000 | 572 |
| Additional noninterest expense | $7,853,000 | 519 |
| Pre-tax net operating income | $7,216,000 | 308 |
| Securities gains (losses) | $263,000 | 848 |
| Applicable income taxes | $2,060,000 | 334 |
| Income before extraordinary items | $5,419,000 | 323 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $5,419,000 | 320 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $5,419,000 | 322 |
| Net charge-offs | $2,419,000 | 997 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $5,229,640 | 321 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $15,114,000 | 579 |
| Total interest expense | $4,708,000 | 710 |
| Net interest income | $10,406,000 | 512 |
| Provision for loan and lease losses | $1,525,000 | 901 |
| Total noninterest income | $3,838,000 | 448 |
| Gross Fiduciary activities income | $223,000 | 408 |
| Service charges on deposit accounts | $2,015,000 | 225 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $1,600,000 | 603 |
| Total noninterest expense | $8,649,000 | 588 |
| Salaries and employee benefits | $3,856,000 | 649 |
| Premises and equipment expense | $1,237,000 | 569 |
| Additional noninterest expense | $3,556,000 | 491 |
| Pre-tax net operating income | $4,070,000 | 295 |
| Securities gains (losses) | $263,000 | 554 |
| Applicable income taxes | $1,239,000 | 305 |
| Income before extraordinary items | $3,094,000 | 321 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $3,094,000 | 322 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $3,094,000 | 323 |
| Net charge-offs | $682,000 | 1,168 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $2,907,270 | 318 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $68,682,000 | 548 |
| Total interest expense | $26,525,000 | 592 |
| Net interest income | $42,157,000 | 519 |
| Provision for loan and lease losses | $4,850,000 | 1,019 |
| Total noninterest income | $14,767,000 | 447 |
| Gross Fiduciary activities income | $1,104,000 | 391 |
| Service charges on deposit accounts | $8,918,000 | 216 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $4,745,000 | 685 |
| Total noninterest expense | $33,292,000 | 594 |
| Salaries and employee benefits | $15,743,000 | 618 |
| Premises and equipment expense | $4,718,000 | 583 |
| Additional noninterest expense | $12,831,000 | 539 |
| Pre-tax net operating income | $18,782,000 | 310 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $5,653,000 | 293 |
| Income before extraordinary items | $13,129,000 | 307 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $13,129,000 | 307 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,445,000 | 907 |
| Cash dividends | $21,000,000 | 167 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $13,129,000 | 321 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $52,412,000 | 557 |
| Total interest expense | $20,892,000 | 598 |
| Net interest income | $31,520,000 | 531 |
| Provision for loan and lease losses | $3,175,000 | 870 |
| Total noninterest income | $11,119,000 | 472 |
| Gross Fiduciary activities income | $852,000 | 390 |
| Service charges on deposit accounts | $6,649,000 | 223 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $3,618,000 | 719 |
| Total noninterest expense | $25,241,000 | 581 |
| Salaries and employee benefits | $11,998,000 | 623 |
| Premises and equipment expense | $3,586,000 | 582 |
| Additional noninterest expense | $9,657,000 | 506 |
| Pre-tax net operating income | $14,223,000 | 370 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $4,293,000 | 356 |
| Income before extraordinary items | $9,930,000 | 374 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $9,930,000 | 373 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,216,000 | 781 |
| Cash dividends | $21,000,000 | 145 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $9,930,000 | 389 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $35,551,000 | 554 |
| Total interest expense | $14,811,000 | 582 |
| Net interest income | $20,740,000 | 539 |
| Provision for loan and lease losses | $2,400,000 | 689 |
| Total noninterest income | $7,211,000 | 491 |
| Gross Fiduciary activities income | $570,000 | 396 |
| Service charges on deposit accounts | $4,197,000 | 233 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $2,444,000 | 730 |
| Total noninterest expense | $16,715,000 | 586 |
| Salaries and employee benefits | $7,915,000 | 632 |
| Premises and equipment expense | $2,395,000 | 582 |
| Additional noninterest expense | $6,405,000 | 496 |
| Pre-tax net operating income | $8,836,000 | 419 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $2,666,000 | 411 |
| Income before extraordinary items | $6,170,000 | 454 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $6,170,000 | 453 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,806,000 | 593 |
| Cash dividends | $19,000,000 | 125 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $6,170,000 | 438 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $18,509,000 | 548 |
| Total interest expense | $8,267,000 | 567 |
| Net interest income | $10,242,000 | 539 |
| Provision for loan and lease losses | $800,000 | 722 |
| Total noninterest income | $3,555,000 | 505 |
| Gross Fiduciary activities income | $291,000 | 388 |
| Service charges on deposit accounts | $1,870,000 | 246 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $1,394,000 | 647 |
| Total noninterest expense | $8,517,000 | 570 |
| Salaries and employee benefits | $4,100,000 | 611 |
| Premises and equipment expense | $1,212,000 | 566 |
| Additional noninterest expense | $3,205,000 | 475 |
| Pre-tax net operating income | $4,480,000 | 450 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $1,361,000 | 466 |
| Income before extraordinary items | $3,119,000 | 485 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $3,119,000 | 486 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $485,000 | 728 |
| Cash dividends | $19,000,000 | 71 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $3,119,000 | 465 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $75,714,000 | 559 |
| Total interest expense | $36,112,000 | 558 |
| Net interest income | $39,602,000 | 574 |
| Provision for loan and lease losses | $1,575,000 | 1,014 |
| Total noninterest income | $14,043,000 | 481 |
| Gross Fiduciary activities income | $1,082,000 | 400 |
| Service charges on deposit accounts | $8,243,000 | 225 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $4,718,000 | 714 |
| Total noninterest expense | $32,682,000 | 573 |
| Salaries and employee benefits | $15,563,000 | 621 |
| Premises and equipment expense | $4,517,000 | 586 |
| Additional noninterest expense | $12,602,000 | 487 |
| Pre-tax net operating income | $19,388,000 | 479 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $5,810,000 | 479 |
| Income before extraordinary items | $13,578,000 | 488 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $13,578,000 | 485 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $998,000 | 1,025 |
| Cash dividends | $8,000,000 | 497 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $13,578,000 | 483 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $55,750,000 | 561 |
| Total interest expense | $26,561,000 | 567 |
| Net interest income | $29,189,000 | 583 |
| Provision for loan and lease losses | $1,050,000 | 869 |
| Total noninterest income | $10,498,000 | 491 |
| Gross Fiduciary activities income | $792,000 | 400 |
| Service charges on deposit accounts | $6,086,000 | 222 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $3,620,000 | 715 |
| Total noninterest expense | $24,366,000 | 569 |
| Salaries and employee benefits | $11,552,000 | 629 |
| Premises and equipment expense | $3,339,000 | 590 |
| Additional noninterest expense | $9,475,000 | 468 |
| Pre-tax net operating income | $14,271,000 | 520 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $4,420,000 | 512 |
| Income before extraordinary items | $9,851,000 | 538 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $9,851,000 | 536 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $223,000 | 1,826 |
| Cash dividends | $8,000,000 | 389 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $9,851,000 | 536 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $35,938,000 | 594 |
| Total interest expense | $17,136,000 | 601 |
| Net interest income | $18,802,000 | 614 |
| Provision for loan and lease losses | $950,000 | 610 |
| Total noninterest income | $6,982,000 | 512 |
| Gross Fiduciary activities income | $529,000 | 413 |
| Service charges on deposit accounts | $3,969,000 | 228 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $2,484,000 | 706 |
| Total noninterest expense | $16,008,000 | 585 |
| Salaries and employee benefits | $7,587,000 | 653 |
| Premises and equipment expense | $2,181,000 | 630 |
| Additional noninterest expense | $6,240,000 | 483 |
| Pre-tax net operating income | $8,826,000 | 577 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $2,692,000 | 568 |
| Income before extraordinary items | $6,134,000 | 607 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $6,134,000 | 606 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $214,000 | 1,273 |
| Cash dividends | $6,000,000 | 349 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $6,134,000 | 596 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $17,524,000 | 605 |
| Total interest expense | $8,371,000 | 603 |
| Net interest income | $9,153,000 | 621 |
| Provision for loan and lease losses | $650,000 | 416 |
| Total noninterest income | $3,272,000 | 518 |
| Gross Fiduciary activities income | $274,000 | 397 |
| Service charges on deposit accounts | $1,850,000 | 232 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $1,148,000 | 737 |
| Total noninterest expense | $7,922,000 | 593 |
| Salaries and employee benefits | $3,714,000 | 678 |
| Premises and equipment expense | $1,087,000 | 628 |
| Additional noninterest expense | $3,121,000 | 470 |
| Pre-tax net operating income | $3,853,000 | 642 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $1,144,000 | 651 |
| Income before extraordinary items | $2,709,000 | 669 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $2,709,000 | 668 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $226,000 | 677 |
| Cash dividends | $1,200,000 | 688 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $2,709,000 | 659 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $63,617,000 | 621 |
| Total interest expense | $27,877,000 | 616 |
| Net interest income | $35,740,000 | 629 |
| Provision for loan and lease losses | $1,700,000 | 642 |
| Total noninterest income | $11,788,000 | 543 |
| Gross Fiduciary activities income | $1,080,000 | 379 |
| Service charges on deposit accounts | $5,976,000 | 298 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $4,732,000 | 704 |
| Total noninterest expense | $28,206,000 | 629 |
| Salaries and employee benefits | $14,175,000 | 656 |
| Premises and equipment expense | $4,076,000 | 632 |
| Additional noninterest expense | $9,955,000 | 569 |
| Pre-tax net operating income | $17,622,000 | 605 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $5,408,000 | 601 |
| Income before extraordinary items | $12,214,000 | 618 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $12,214,000 | 617 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,363,000 | 338 |
| Cash dividends | $5,900,000 | 614 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $12,214,000 | 611 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $46,122,000 | 650 |
| Total interest expense | $19,725,000 | 636 |
| Net interest income | $26,397,000 | 657 |
| Provision for loan and lease losses | $1,300,000 | 605 |
| Total noninterest income | $8,150,000 | 584 |
| Gross Fiduciary activities income | $782,000 | 383 |
| Service charges on deposit accounts | $4,063,000 | 332 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $3,305,000 | 758 |
| Total noninterest expense | $20,680,000 | 656 |
| Salaries and employee benefits | $10,398,000 | 683 |
| Premises and equipment expense | $3,019,000 | 658 |
| Additional noninterest expense | $7,263,000 | 582 |
| Pre-tax net operating income | $12,567,000 | 645 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $3,834,000 | 656 |
| Income before extraordinary items | $8,733,000 | 679 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $8,733,000 | 678 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,134,000 | 262 |
| Cash dividends | $5,400,000 | 487 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $8,733,000 | 670 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $29,865,000 | 652 |
| Total interest expense | $12,471,000 | 638 |
| Net interest income | $17,394,000 | 662 |
| Provision for loan and lease losses | $800,000 | 644 |
| Total noninterest income | $5,022,000 | 619 |
| Gross Fiduciary activities income | $492,000 | 411 |
| Service charges on deposit accounts | $2,358,000 | 366 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $2,172,000 | 762 |
| Total noninterest expense | $13,600,000 | 671 |
| Salaries and employee benefits | $6,845,000 | 695 |
| Premises and equipment expense | $1,997,000 | 666 |
| Additional noninterest expense | $4,758,000 | 597 |
| Pre-tax net operating income | $8,016,000 | 673 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $2,432,000 | 687 |
| Income before extraordinary items | $5,584,000 | 705 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $5,584,000 | 705 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $731,000 | 427 |
| Cash dividends | $4,000,000 | 448 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $5,584,000 | 691 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $14,469,000 | 655 |
| Total interest expense | $5,975,000 | 629 |
| Net interest income | $8,494,000 | 674 |
| Provision for loan and lease losses | $400,000 | 608 |
| Total noninterest income | $2,448,000 | 620 |
| Gross Fiduciary activities income | $241,000 | 414 |
| Service charges on deposit accounts | $1,129,000 | 367 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $1,078,000 | 761 |
| Total noninterest expense | $6,612,000 | 677 |
| Salaries and employee benefits | $3,376,000 | 702 |
| Premises and equipment expense | $979,000 | 670 |
| Additional noninterest expense | $2,257,000 | 622 |
| Pre-tax net operating income | $3,930,000 | 677 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $1,211,000 | 688 |
| Income before extraordinary items | $2,719,000 | 707 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,719,000 | 706 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $592,000 | 290 |
| Cash dividends | $2,500,000 | 357 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $2,719,000 | 694 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $50,755,000 | 641 |
| Total interest expense | $16,986,000 | 679 |
| Net interest income | $33,769,000 | 634 |
| Provision for loan and lease losses | $1,825,000 | 582 |
| Total noninterest income | $9,085,000 | 662 |
| Gross Fiduciary activities income | $928,000 | 410 |
| Service charges on deposit accounts | $4,297,000 | 394 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $3,860,000 | 830 |
| Total noninterest expense | $25,024,000 | 683 |
| Salaries and employee benefits | $12,228,000 | 731 |
| Premises and equipment expense | $3,881,000 | 631 |
| Additional noninterest expense | $8,915,000 | 624 |
| Pre-tax net operating income | $16,005,000 | 638 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $5,035,000 | 636 |
| Income before extraordinary items | $10,970,000 | 674 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $10,970,000 | 675 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,458,000 | 511 |
| Cash dividends | $3,700,000 | 868 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $10,970,000 | 660 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $36,814,000 | 641 |
| Total interest expense | $11,528,000 | 699 |
| Net interest income | $25,286,000 | 632 |
| Provision for loan and lease losses | $1,475,000 | 513 |
| Total noninterest income | $6,776,000 | 670 |
| Gross Fiduciary activities income | $699,000 | 399 |
| Service charges on deposit accounts | $3,113,000 | 407 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $2,964,000 | 819 |
| Total noninterest expense | $18,401,000 | 683 |
| Salaries and employee benefits | $9,081,000 | 735 |
| Premises and equipment expense | $2,910,000 | 625 |
| Additional noninterest expense | $6,410,000 | 634 |
| Pre-tax net operating income | $12,186,000 | 625 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $3,957,000 | 623 |
| Income before extraordinary items | $8,229,000 | 675 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $8,229,000 | 675 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,108,000 | 462 |
| Cash dividends | $3,200,000 | 697 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $8,229,000 | 652 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $23,724,000 | 647 |
| Total interest expense | $7,052,000 | 714 |
| Net interest income | $16,672,000 | 633 |
| Provision for loan and lease losses | $825,000 | 614 |
| Total noninterest income | $4,262,000 | 693 |
| Gross Fiduciary activities income | $449,000 | 413 |
| Service charges on deposit accounts | $1,883,000 | 439 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $1,930,000 | 830 |
| Total noninterest expense | $11,829,000 | 701 |
| Salaries and employee benefits | $5,764,000 | 769 |
| Premises and equipment expense | $1,928,000 | 623 |
| Additional noninterest expense | $4,137,000 | 644 |
| Pre-tax net operating income | $8,280,000 | 602 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $2,727,000 | 601 |
| Income before extraordinary items | $5,553,000 | 646 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $5,553,000 | 646 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $675,000 | 485 |
| Cash dividends | $2,200,000 | 654 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $5,553,000 | 628 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $11,436,000 | 658 |
| Total interest expense | $3,275,000 | 731 |
| Net interest income | $8,161,000 | 637 |
| Provision for loan and lease losses | $350,000 | 668 |
| Total noninterest income | $1,920,000 | 734 |
| Gross Fiduciary activities income | $222,000 | 415 |
| Service charges on deposit accounts | $790,000 | 509 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $908,000 | 852 |
| Total noninterest expense | $5,648,000 | 738 |
| Salaries and employee benefits | $2,757,000 | 803 |
| Premises and equipment expense | $941,000 | 639 |
| Additional noninterest expense | $1,950,000 | 663 |
| Pre-tax net operating income | $4,083,000 | 609 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $1,343,000 | 614 |
| Income before extraordinary items | $2,740,000 | 653 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $2,740,000 | 653 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $244,000 | 602 |
| Cash dividends | $1,200,000 | 551 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $2,740,000 | 633 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $41,590,000 | 672 |
| Total interest expense | $10,768,000 | 768 |
| Net interest income | $30,822,000 | 648 |
| Provision for loan and lease losses | $1,675,000 | 644 |
| Total noninterest income | $8,262,000 | 699 |
| Gross Fiduciary activities income | $779,000 | 429 |
| Service charges on deposit accounts | $3,680,000 | 488 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $3,803,000 | 816 |
| Total noninterest expense | $21,427,000 | 761 |
| Salaries and employee benefits | $10,386,000 | 829 |
| Premises and equipment expense | $3,357,000 | 687 |
| Additional noninterest expense | $7,684,000 | 680 |
| Pre-tax net operating income | $15,982,000 | 583 |
| Securities gains (losses) | $10,000 | 2,824 |
| Applicable income taxes | $5,281,000 | 583 |
| Income before extraordinary items | $10,711,000 | 630 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $10,711,000 | 631 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,316,000 | 637 |
| Cash dividends | $3,000,000 | 960 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $10,704,300 | 605 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $30,449,000 | 678 |
| Total interest expense | $7,740,000 | 778 |
| Net interest income | $22,709,000 | 651 |
| Provision for loan and lease losses | $1,175,000 | 660 |
| Total noninterest income | $6,126,000 | 715 |
| Gross Fiduciary activities income | $559,000 | 446 |
| Service charges on deposit accounts | $2,786,000 | 494 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $2,781,000 | 854 |
| Total noninterest expense | $15,977,000 | 754 |
| Salaries and employee benefits | $7,785,000 | 826 |
| Premises and equipment expense | $2,497,000 | 695 |
| Additional noninterest expense | $5,695,000 | 683 |
| Pre-tax net operating income | $11,683,000 | 601 |
| Securities gains (losses) | $10,000 | 2,712 |
| Applicable income taxes | $3,864,000 | 600 |
| Income before extraordinary items | $7,829,000 | 655 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $7,829,000 | 656 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $644,000 | 788 |
| Cash dividends | $3,000,000 | 690 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $7,822,300 | 628 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $19,818,000 | 688 |
| Total interest expense | $5,033,000 | 783 |
| Net interest income | $14,785,000 | 658 |
| Provision for loan and lease losses | $675,000 | 756 |
| Total noninterest income | $4,105,000 | 720 |
| Gross Fiduciary activities income | $360,000 | 452 |
| Service charges on deposit accounts | $1,792,000 | 505 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $1,953,000 | 813 |
| Total noninterest expense | $10,443,000 | 768 |
| Salaries and employee benefits | $5,130,000 | 836 |
| Premises and equipment expense | $1,629,000 | 714 |
| Additional noninterest expense | $3,684,000 | 696 |
| Pre-tax net operating income | $7,772,000 | 588 |
| Securities gains (losses) | $10,000 | 2,414 |
| Applicable income taxes | $2,570,000 | 597 |
| Income before extraordinary items | $5,212,000 | 645 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $5,212,000 | 645 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $350,000 | 933 |
| Cash dividends | $2,000,000 | 690 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $5,205,300 | 615 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $9,777,000 | 707 |
| Total interest expense | $2,523,000 | 801 |
| Net interest income | $7,254,000 | 671 |
| Provision for loan and lease losses | $325,000 | 746 |
| Total noninterest income | $1,899,000 | 744 |
| Gross Fiduciary activities income | $172,000 | 472 |
| Service charges on deposit accounts | $846,000 | 513 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $881,000 | 864 |
| Total noninterest expense | $5,131,000 | 787 |
| Salaries and employee benefits | $2,537,000 | 865 |
| Premises and equipment expense | $835,000 | 710 |
| Additional noninterest expense | $1,759,000 | 714 |
| Pre-tax net operating income | $3,697,000 | 610 |
| Securities gains (losses) | $10,000 | 2,045 |
| Applicable income taxes | $1,217,000 | 633 |
| Income before extraordinary items | $2,490,000 | 668 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $2,490,000 | 668 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $163,000 | 940 |
| Cash dividends | $1,000,000 | 662 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $2,483,300 | 627 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $39,370,000 | 712 |
| Total interest expense | $11,895,000 | 738 |
| Net interest income | $27,475,000 | 685 |
| Provision for loan and lease losses | $1,090,000 | 1,094 |
| Total noninterest income | $8,939,000 | 718 |
| Gross Fiduciary activities income | $622,000 | 488 |
| Service charges on deposit accounts | $3,502,000 | 491 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $4,815,000 | 786 |
| Total noninterest expense | $20,328,000 | 796 |
| Salaries and employee benefits | $9,445,000 | 902 |
| Premises and equipment expense | $3,387,000 | 678 |
| Additional noninterest expense | $7,496,000 | 709 |
| Pre-tax net operating income | $14,996,000 | 603 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $5,019,000 | 619 |
| Income before extraordinary items | $9,977,000 | 657 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $9,977,000 | 659 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $643,000 | 1,310 |
| Cash dividends | $1,300,000 | 1,940 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $9,977,000 | 617 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $29,719,000 | 725 |
| Total interest expense | $9,306,000 | 739 |
| Net interest income | $20,413,000 | 702 |
| Provision for loan and lease losses | $590,000 | 1,435 |
| Total noninterest income | $7,053,000 | 713 |
| Gross Fiduciary activities income | $432,000 | 525 |
| Service charges on deposit accounts | $2,670,000 | 492 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $3,951,000 | 762 |
| Total noninterest expense | $15,223,000 | 799 |
| Salaries and employee benefits | $7,103,000 | 910 |
| Premises and equipment expense | $2,512,000 | 700 |
| Additional noninterest expense | $5,608,000 | 704 |
| Pre-tax net operating income | $11,653,000 | 598 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $3,921,000 | 625 |
| Income before extraordinary items | $7,732,000 | 665 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $7,732,000 | 666 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $408,000 | 1,374 |
| Cash dividends | $1,300,000 | 1,431 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $7,732,000 | 618 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $20,030,000 | 724 |
| Total interest expense | $6,582,000 | 722 |
| Net interest income | $13,448,000 | 710 |
| Provision for loan and lease losses | $325,000 | 1,685 |
| Total noninterest income | $4,524,000 | 725 |
| Gross Fiduciary activities income | $284,000 | 532 |
| Service charges on deposit accounts | $1,763,000 | 491 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $2,477,000 | 790 |
| Total noninterest expense | $9,995,000 | 817 |
| Salaries and employee benefits | $4,644,000 | 928 |
| Premises and equipment expense | $1,723,000 | 677 |
| Additional noninterest expense | $3,628,000 | 724 |
| Pre-tax net operating income | $7,652,000 | 606 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $2,600,000 | 620 |
| Income before extraordinary items | $5,052,000 | 675 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $5,052,000 | 675 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $194,000 | 1,691 |
| Cash dividends | $300,000 | 2,868 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $5,052,000 | 625 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $10,182,000 | 718 |
| Total interest expense | $3,443,000 | 709 |
| Net interest income | $6,739,000 | 709 |
| Provision for loan and lease losses | $150,000 | 1,666 |
| Total noninterest income | $1,910,000 | 808 |
| Gross Fiduciary activities income | $137,000 | 550 |
| Service charges on deposit accounts | $796,000 | 527 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $977,000 | 905 |
| Total noninterest expense | $4,895,000 | 833 |
| Salaries and employee benefits | $2,264,000 | 951 |
| Premises and equipment expense | $894,000 | 651 |
| Additional noninterest expense | $1,737,000 | 732 |
| Pre-tax net operating income | $3,604,000 | 632 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $1,221,000 | 665 |
| Income before extraordinary items | $2,383,000 | 720 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,383,000 | 719 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $111,000 | 1,402 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $2,383,000 | 661 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $33,959,000 | 899 |
| Total interest expense | $12,013,000 | 931 |
| Net interest income | $21,946,000 | 888 |
| Provision for loan and lease losses | $1,235,000 | 1,099 |
| Total noninterest income | $5,401,000 | 976 |
| Gross Fiduciary activities income | $213,000 | 810 |
| Service charges on deposit accounts | $2,666,000 | 610 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $2,522,000 | 1,122 |
| Total noninterest expense | $13,452,000 | 1,145 |
| Salaries and employee benefits | $6,482,000 | 1,247 |
| Premises and equipment expense | $2,145,000 | 1,026 |
| Additional noninterest expense | $4,825,000 | 1,020 |
| Pre-tax net operating income | $12,660,000 | 694 |
| Securities gains (losses) | $113,000 | 1,621 |
| Applicable income taxes | $4,166,000 | 703 |
| Income before extraordinary items | $8,607,000 | 736 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $8,607,000 | 737 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $454,000 | 1,784 |
| Cash dividends | $1,000,000 | 2,224 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $8,531,290 | 710 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $36,049,000 | 948 |
| Total interest expense | $17,416,000 | 937 |
| Net interest income | $18,633,000 | 963 |
| Provision for loan and lease losses | $781,000 | 1,531 |
| Total noninterest income | $4,253,000 | 1,133 |
| Gross Fiduciary activities income | $135,000 | 923 |
| Service charges on deposit accounts | $1,959,000 | 751 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $2,159,000 | 1,174 |
| Total noninterest expense | $11,586,000 | 1,254 |
| Salaries and employee benefits | $5,475,000 | 1,375 |
| Premises and equipment expense | $2,001,000 | 1,058 |
| Additional noninterest expense | $4,110,000 | 1,163 |
| Pre-tax net operating income | $10,519,000 | 735 |
| Securities gains (losses) | $93,000 | 1,809 |
| Applicable income taxes | $3,364,000 | 759 |
| Income before extraordinary items | $7,248,000 | 766 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $7,248,000 | 767 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $343,000 | 2,035 |
| Cash dividends | $4,900,000 | 628 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $7,184,760 | 741 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $36,179,000 | 975 |
| Total interest expense | $19,015,000 | 940 |
| Net interest income | $17,164,000 | 1,021 |
| Provision for loan and lease losses | $1,143,000 | 957 |
| Total noninterest income | $2,850,000 | 1,416 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $1,614,000 | 835 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $1,236,000 | 1,622 |
| Total noninterest expense | $11,921,000 | 1,170 |
| Salaries and employee benefits | $5,015,000 | 1,412 |
| Premises and equipment expense | $1,944,000 | 1,024 |
| Additional noninterest expense | $4,962,000 | 950 |
| Pre-tax net operating income | $6,950,000 | 1,092 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $2,155,000 | 1,077 |
| Income before extraordinary items | $4,795,000 | 1,106 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $4,795,000 | 1,107 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $525,000 | 1,204 |
| Cash dividends | $300,000 | 4,469 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $4,795,000 | 1,110 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $22,429,000 | 1,452 |
| Total interest expense | $10,491,000 | 1,432 |
| Net interest income | $11,938,000 | 1,472 |
| Provision for loan and lease losses | $619,000 | 1,461 |
| Total noninterest income | $2,335,000 | 1,655 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $1,309,000 | 1,019 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $1,026,000 | 1,833 |
| Total noninterest expense | $7,093,000 | 1,937 |
| Salaries and employee benefits | $3,348,000 | 2,096 |
| Premises and equipment expense | $1,453,000 | 1,389 |
| Additional noninterest expense | $2,292,000 | 1,903 |
| Pre-tax net operating income | $6,561,000 | 1,177 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $1,786,000 | 1,364 |
| Income before extraordinary items | $4,775,000 | 1,149 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $4,775,000 | 1,149 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $168,000 | 2,666 |
| Cash dividends | $50,000 | 6,588 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $4,775,000 | 1,131 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $20,303,000 | 1,601 |
| Total interest expense | $9,912,000 | 1,539 |
| Net interest income | $10,391,000 | 1,640 |
| Provision for loan and lease losses | $585,000 | 1,532 |
| Total noninterest income | $2,301,000 | 1,653 |
| Gross Fiduciary activities income | $0 | 1,398 |
| Service charges on deposit accounts | $1,038,000 | 1,212 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $1,263,000 | 1,572 |
| Total noninterest expense | $6,029,000 | 2,160 |
| Salaries and employee benefits | $2,919,000 | 2,310 |
| Premises and equipment expense | $1,217,000 | 1,617 |
| Additional noninterest expense | $1,893,000 | 2,218 |
| Pre-tax net operating income | $6,078,000 | 1,232 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $1,968,000 | 1,289 |
| Income before extraordinary items | $4,110,000 | 1,294 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $4,110,000 | 1,294 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $469,000 | 1,322 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $4,110,000 | 1,245 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $17,246,000 | 1,913 |
| Total interest expense | $8,317,000 | 1,858 |
| Net interest income | $8,929,000 | 1,948 |
| Provision for loan and lease losses | $352,000 | 2,316 |
| Total noninterest income | $1,341,000 | 2,413 |
| Gross Fiduciary activities income | $0 | 1,450 |
| Service charges on deposit accounts | $688,000 | 1,898 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $653,000 | 2,333 |
| Total noninterest expense | $5,359,000 | 2,405 |
| Salaries and employee benefits | $2,702,000 | 2,459 |
| Premises and equipment expense | $999,000 | 1,976 |
| Additional noninterest expense | $1,658,000 | 2,487 |
| Pre-tax net operating income | $4,559,000 | 1,685 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $1,511,000 | 1,697 |
| Income before extraordinary items | $3,048,000 | 1,742 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $3,048,000 | 1,742 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $26,000 | 6,193 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $3,048,000 | 1,706 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $14,199,000 | 2,351 |
| Total interest expense | $6,899,000 | 2,240 |
| Net interest income | $7,300,000 | 2,454 |
| Provision for loan and lease losses | $399,000 | 2,109 |
| Total noninterest income | $769,000 | 3,815 |
| Gross Fiduciary activities income | $0 | 1,526 |
| Service charges on deposit accounts | $454,000 | 2,975 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $315,000 | 3,960 |
| Total noninterest expense | $4,472,000 | 3,032 |
| Salaries and employee benefits | $2,282,000 | 2,932 |
| Premises and equipment expense | $861,000 | 2,294 |
| Additional noninterest expense | $1,329,000 | 3,458 |
| Pre-tax net operating income | $3,198,000 | 2,235 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $1,050,000 | 2,249 |
| Income before extraordinary items | $2,148,000 | 2,288 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $2,148,000 | 2,288 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $62,000 | 4,856 |
| Cash dividends | $150,000 | 5,964 |
| Sale, conversion, retirement of capital stock, net | $19,000 | 827 |
| Net operating income | $2,148,000 | 2,240 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $12,114,000 | 2,759 |
| Total interest expense | $6,250,000 | 2,463 |
| Net interest income | $5,864,000 | 3,031 |
| Provision for loan and lease losses | $263,000 | 2,476 |
| Total noninterest income | $456,000 | 5,505 |
| Gross Fiduciary activities income | $0 | 1,590 |
| Service charges on deposit accounts | $314,000 | 4,136 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $142,000 | 6,145 |
| Total noninterest expense | $3,728,000 | 3,532 |
| Salaries and employee benefits | $1,646,000 | 3,941 |
| Premises and equipment expense | $766,000 | 2,597 |
| Additional noninterest expense | $1,316,000 | 3,460 |
| Pre-tax net operating income | $2,329,000 | 3,047 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $821,000 | 2,820 |
| Income before extraordinary items | $1,508,000 | 3,234 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,508,000 | 3,232 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $37,000 | 5,662 |
| Cash dividends | $375,000 | 4,026 |
| Sale, conversion, retirement of capital stock, net | $10,000 | 766 |
| Net operating income | $1,508,000 | 3,211 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $8,206,000 | 3,661 |
| Total interest expense | $3,289,000 | 3,646 |
| Net interest income | $4,917,000 | 3,618 |
| Provision for loan and lease losses | $340,000 | 2,067 |
| Total noninterest income | $393,000 | 6,209 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $257,000 | 4,939 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $136,000 | 6,520 |
| Total noninterest expense | $2,793,000 | 4,694 |
| Salaries and employee benefits | $1,252,000 | 5,053 |
| Premises and equipment expense | $600,000 | 3,268 |
| Additional noninterest expense | $941,000 | 4,973 |
| Pre-tax net operating income | $2,177,000 | 3,210 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $708,000 | 3,062 |
| Income before extraordinary items | $1,469,000 | 3,232 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,469,000 | 3,246 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $129,000 | 3,250 |
| Cash dividends | $10,000 | 8,760 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,469,000 | 3,266 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $6,739,000 | 4,464 |
| Total interest expense | $2,689,000 | 4,529 |
| Net interest income | $4,050,000 | 4,348 |
| Provision for loan and lease losses | $251,000 | 3,367 |
| Total noninterest income | $462,000 | 5,895 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $219,000 | 5,619 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $243,000 | 5,083 |
| Total noninterest expense | $2,265,000 | 5,733 |
| Salaries and employee benefits | $1,012,000 | 6,059 |
| Premises and equipment expense | $481,000 | 4,008 |
| Additional noninterest expense | $772,000 | 6,094 |
| Pre-tax net operating income | $1,996,000 | 3,318 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $649,000 | 3,353 |
| Income before extraordinary items | $1,347,000 | 3,585 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $1,347,000 | 3,696 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $29,000 | 7,087 |
| Cash dividends | $3,000 | 9,038 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,347,000 | 3,391 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $5,672,000 | 5,741 |
| Total interest expense | $2,543,000 | 5,911 |
| Net interest income | $3,129,000 | 5,521 |
| Provision for loan and lease losses | $247,000 | 4,624 |
| Total noninterest income | $188,000 | 9,647 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $143,000 | 7,298 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $45,000 | 10,722 |
| Total noninterest expense | $1,932,000 | 6,557 |
| Salaries and employee benefits | $810,000 | 7,201 |
| Premises and equipment expense | $442,000 | 4,416 |
| Additional noninterest expense | $680,000 | 6,884 |
| Pre-tax net operating income | $1,138,000 | 5,134 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $333,000 | 5,545 |
| Income before extraordinary items | $805,000 | 5,335 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $805,000 | 5,391 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 9,354 |
| Cash dividends | $3,000 | 8,860 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $805,000 | 5,035 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.