Home > The Bank of Kentucky, Inc. > Net charge- offs to loans

The Bank of Kentucky, Inc., Net charge- offs to loans

2015-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4478%555
Percentage Net Loans Charged-off: Total real estate loans0.4618%361
Percentage Net Loans Charged-off:Construction & development0.4786%218
Percentage Net Loans Charged-off: Commercial real estate0.5277%250
Percentage Net Loans Charged-off: Multi-family residential0.0000%126
Percentage Net Loans Charged-off: 1-4 family residential0.4006%506
Percentage Net Loans Charged-off: Home equity loans0.2796%292
All other 1-4 family - Percent of loans charged-off, net0.5021%417
Percentage Net Loans Charged-off: Commercial and industrial0.3219%660
Percentage Net Loans Charged-off: Loans to individuals1.9756%373
Percentage Net Loans Charged-off: Credit card loans4.3529%112
Percentage Net Loans Charged-off: Other loans to individual-0.4072%5,730
Percentage Net Loans Charged-off: All other loans and lease0.3369%461
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2014-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3049%1,449
Percentage Net Loans Charged-off: Total real estate loans0.2814%1,111
Percentage Net Loans Charged-off:Construction & development0.8567%461
Percentage Net Loans Charged-off: Commercial real estate0.0716%1,702
Percentage Net Loans Charged-off: Multi-family residential0.0000%420
Percentage Net Loans Charged-off: 1-4 family residential0.6351%480
Percentage Net Loans Charged-off: Home equity loans0.6722%317
All other 1-4 family - Percent of loans charged-off, net0.6059%525
Percentage Net Loans Charged-off: Commercial and industrial0.3126%1,524
Percentage Net Loans Charged-off: Loans to individuals1.4533%591
Percentage Net Loans Charged-off: Credit card loans3.2469%187
Percentage Net Loans Charged-off: Other loans to individual-0.1673%5,783
Percentage Net Loans Charged-off: All other loans and lease0.3902%687
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2014-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2693%1,457
Percentage Net Loans Charged-off: Total real estate loans0.2259%1,237
Percentage Net Loans Charged-off:Construction & development0.1355%777
Percentage Net Loans Charged-off: Commercial real estate0.0684%1,435
Percentage Net Loans Charged-off: Multi-family residential0.0000%357
Percentage Net Loans Charged-off: 1-4 family residential0.7305%405
Percentage Net Loans Charged-off: Home equity loans0.7329%287
All other 1-4 family - Percent of loans charged-off, net0.7287%405
Percentage Net Loans Charged-off: Commercial and industrial0.4015%1,174
Percentage Net Loans Charged-off: Loans to individuals0.5702%1,500
Percentage Net Loans Charged-off: Credit card loans1.1936%457
Percentage Net Loans Charged-off: Other loans to individual0.0168%3,432
Percentage Net Loans Charged-off: All other loans and lease0.3704%641
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2014-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2958%1,357
Percentage Net Loans Charged-off: Total real estate loans0.2598%1,135
Percentage Net Loans Charged-off:Construction & development-0.0019%5,077
Percentage Net Loans Charged-off: Commercial real estate0.0674%1,238
Percentage Net Loans Charged-off: Multi-family residential0.0000%280
Percentage Net Loans Charged-off: 1-4 family residential0.9355%327
Percentage Net Loans Charged-off: Home equity loans0.9702%211
All other 1-4 family - Percent of loans charged-off, net0.9088%345
Percentage Net Loans Charged-off: Commercial and industrial0.4209%1,061
Percentage Net Loans Charged-off: Loans to individuals0.3058%2,004
Percentage Net Loans Charged-off: Credit card loans0.7104%523
Percentage Net Loans Charged-off: Other loans to individual-0.0500%5,265
Percentage Net Loans Charged-off: All other loans and lease0.3723%558
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2014-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2720%1,257
Percentage Net Loans Charged-off: Total real estate loans0.3243%848
Percentage Net Loans Charged-off:Construction & development-0.0039%5,179
Percentage Net Loans Charged-off: Commercial real estate0.0563%877
Percentage Net Loans Charged-off: Multi-family residential0.0000%176
Percentage Net Loans Charged-off: 1-4 family residential1.2265%234
Percentage Net Loans Charged-off: Home equity loans1.4388%128
All other 1-4 family - Percent of loans charged-off, net1.0661%284
Percentage Net Loans Charged-off: Commercial and industrial0.0392%1,221
Percentage Net Loans Charged-off: Loans to individuals1.4783%605
Percentage Net Loans Charged-off: Credit card loans1.2005%372
Percentage Net Loans Charged-off: Other loans to individual1.7249%453
Percentage Net Loans Charged-off: All other loans and lease-0.0426%5,617
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2013-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4090%1,645
Percentage Net Loans Charged-off: Total real estate loans0.4164%1,354
Percentage Net Loans Charged-off:Construction & development-0.1306%5,623
Percentage Net Loans Charged-off: Commercial real estate0.3403%1,345
Percentage Net Loans Charged-off: Multi-family residential0.6676%326
Percentage Net Loans Charged-off: 1-4 family residential0.7135%756
Percentage Net Loans Charged-off: Home equity loans0.4095%760
All other 1-4 family - Percent of loans charged-off, net0.9336%544
Percentage Net Loans Charged-off: Commercial and industrial0.2283%2,135
Percentage Net Loans Charged-off: Loans to individuals1.4212%770
Percentage Net Loans Charged-off: Credit card loans1.2122%523
Percentage Net Loans Charged-off: Other loans to individual1.5933%588
Percentage Net Loans Charged-off: All other loans and lease0.9779%469
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2013-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4584%1,397
Percentage Net Loans Charged-off: Total real estate loans0.4499%1,195
Percentage Net Loans Charged-off:Construction & development-0.2042%5,755
Percentage Net Loans Charged-off: Commercial real estate0.3351%1,209
Percentage Net Loans Charged-off: Multi-family residential0.9157%247
Percentage Net Loans Charged-off: 1-4 family residential0.8113%644
Percentage Net Loans Charged-off: Home equity loans0.4610%671
All other 1-4 family - Percent of loans charged-off, net1.0615%446
Percentage Net Loans Charged-off: Commercial and industrial0.3230%1,673
Percentage Net Loans Charged-off: Loans to individuals1.7163%572
Percentage Net Loans Charged-off: Credit card loans1.2796%471
Percentage Net Loans Charged-off: Other loans to individual2.0695%413
Percentage Net Loans Charged-off: All other loans and lease1.0972%423
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2013-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5849%1,133
Percentage Net Loans Charged-off: Total real estate loans0.5624%990
Percentage Net Loans Charged-off:Construction & development-0.0290%5,507
Percentage Net Loans Charged-off: Commercial real estate0.3695%1,046
Percentage Net Loans Charged-off: Multi-family residential1.3806%174
Percentage Net Loans Charged-off: 1-4 family residential0.9531%555
Percentage Net Loans Charged-off: Home equity loans0.5484%583
All other 1-4 family - Percent of loans charged-off, net1.2361%418
Percentage Net Loans Charged-off: Commercial and industrial0.5164%1,233
Percentage Net Loans Charged-off: Loans to individuals2.1737%443
Percentage Net Loans Charged-off: Credit card loans1.5220%401
Percentage Net Loans Charged-off: Other loans to individual2.6957%312
Percentage Net Loans Charged-off: All other loans and lease0.9983%412
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2013-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.6387%959
Percentage Net Loans Charged-off: Total real estate loans0.6448%817
Percentage Net Loans Charged-off:Construction & development0.7744%608
Percentage Net Loans Charged-off: Commercial real estate0.5558%661
Percentage Net Loans Charged-off: Multi-family residential2.8965%90
Percentage Net Loans Charged-off: 1-4 family residential0.0752%2,175
Percentage Net Loans Charged-off: Home equity loans0.0401%747
All other 1-4 family - Percent of loans charged-off, net0.0994%1,933
Percentage Net Loans Charged-off: Commercial and industrial0.4158%1,005
Percentage Net Loans Charged-off: Loans to individuals3.1280%297
Percentage Net Loans Charged-off: Credit card loans1.7624%361
Percentage Net Loans Charged-off: Other loans to individual4.2013%189
Percentage Net Loans Charged-off: All other loans and lease0.6550%419
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2012-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.7481%1,570
Percentage Net Loans Charged-off: Total real estate loans0.7806%1,318
Percentage Net Loans Charged-off:Construction & development2.4853%964
Percentage Net Loans Charged-off: Commercial real estate0.4725%1,611
Percentage Net Loans Charged-off: Multi-family residential0.0000%851
Percentage Net Loans Charged-off: 1-4 family residential0.8761%1,040
Percentage Net Loans Charged-off: Home equity loans1.0550%626
All other 1-4 family - Percent of loans charged-off, net0.7582%1,184
Percentage Net Loans Charged-off: Commercial and industrial0.4174%2,244
Percentage Net Loans Charged-off: Loans to individuals1.0409%1,331
Percentage Net Loans Charged-off: Credit card loans1.8113%475
Percentage Net Loans Charged-off: Other loans to individual0.4921%2,238
Percentage Net Loans Charged-off: All other loans and lease1.6830%425
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2012-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.8553%1,286
Percentage Net Loans Charged-off: Total real estate loans0.9380%1,047
Percentage Net Loans Charged-off:Construction & development4.6083%582
Percentage Net Loans Charged-off: Commercial real estate0.3501%1,640
Percentage Net Loans Charged-off: Multi-family residential0.0000%745
Percentage Net Loans Charged-off: 1-4 family residential0.8389%1,060
Percentage Net Loans Charged-off: Home equity loans0.7552%737
All other 1-4 family - Percent of loans charged-off, net0.8938%998
Percentage Net Loans Charged-off: Commercial and industrial0.3144%2,190
Percentage Net Loans Charged-off: Loans to individuals0.8354%1,486
Percentage Net Loans Charged-off: Credit card loans1.3533%533
Percentage Net Loans Charged-off: Other loans to individual0.4763%2,056
Percentage Net Loans Charged-off: All other loans and lease1.6659%386
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2012-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.6008%1,813
Percentage Net Loans Charged-off: Total real estate loans0.6352%1,539
Percentage Net Loans Charged-off:Construction & development2.4471%860
Percentage Net Loans Charged-off: Commercial real estate0.4385%1,349
Percentage Net Loans Charged-off: Multi-family residential0.0000%593
Percentage Net Loans Charged-off: 1-4 family residential0.4057%1,887
Percentage Net Loans Charged-off: Home equity loans0.2234%1,090
All other 1-4 family - Percent of loans charged-off, net0.5255%1,542
Percentage Net Loans Charged-off: Commercial and industrial0.3915%1,879
Percentage Net Loans Charged-off: Loans to individuals0.4330%2,214
Percentage Net Loans Charged-off: Credit card loans1.0357%561
Percentage Net Loans Charged-off: Other loans to individual0.0214%3,551
Percentage Net Loans Charged-off: All other loans and lease0.9372%478
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2012-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.6056%1,581
Percentage Net Loans Charged-off: Total real estate loans0.5743%1,455
Percentage Net Loans Charged-off:Construction & development0.0953%1,337
Percentage Net Loans Charged-off: Commercial real estate0.6990%832
Percentage Net Loans Charged-off: Multi-family residential0.0000%388
Percentage Net Loans Charged-off: 1-4 family residential0.6220%1,289
Percentage Net Loans Charged-off: Home equity loans0.5334%674
All other 1-4 family - Percent of loans charged-off, net0.6795%1,146
Percentage Net Loans Charged-off: Commercial and industrial0.7365%1,091
Percentage Net Loans Charged-off: Loans to individuals0.5823%1,664
Percentage Net Loans Charged-off: Credit card loans1.8139%376
Percentage Net Loans Charged-off: Other loans to individual-0.2552%6,198
Percentage Net Loans Charged-off: All other loans and lease0.6894%438
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2011-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.8723%1,990
Percentage Net Loans Charged-off: Total real estate loans0.8140%1,927
Percentage Net Loans Charged-off:Construction & development1.9373%1,721
Percentage Net Loans Charged-off: Commercial real estate0.7716%1,529
Percentage Net Loans Charged-off: Multi-family residential0.9258%622
Percentage Net Loans Charged-off: 1-4 family residential0.3595%2,690
Percentage Net Loans Charged-off: Home equity loans0.4029%1,350
All other 1-4 family - Percent of loans charged-off, net0.3304%2,703
Percentage Net Loans Charged-off: Commercial and industrial1.0369%1,945
Percentage Net Loans Charged-off: Loans to individuals1.4287%1,177
Percentage Net Loans Charged-off: Credit card loans2.5077%434
Percentage Net Loans Charged-off: Other loans to individual0.6271%2,136
Percentage Net Loans Charged-off: All other loans and lease1.1500%546
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2011-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.9465%1,706
Percentage Net Loans Charged-off: Total real estate loans0.8688%1,670
Percentage Net Loans Charged-off:Construction & development2.4900%1,377
Percentage Net Loans Charged-off: Commercial real estate0.8234%1,225
Percentage Net Loans Charged-off: Multi-family residential-0.0074%5,626
Percentage Net Loans Charged-off: 1-4 family residential0.3675%2,397
Percentage Net Loans Charged-off: Home equity loans0.4057%1,187
All other 1-4 family - Percent of loans charged-off, net0.3418%2,379
Percentage Net Loans Charged-off: Commercial and industrial1.1884%1,585
Percentage Net Loans Charged-off: Loans to individuals1.4501%1,070
Percentage Net Loans Charged-off: Credit card loans2.9735%370
Percentage Net Loans Charged-off: Other loans to individual0.3605%2,721
Percentage Net Loans Charged-off: All other loans and lease1.2475%470
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2011-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.9884%1,589
Percentage Net Loans Charged-off: Total real estate loans1.0166%1,381
Percentage Net Loans Charged-off:Construction & development2.7934%1,189
Percentage Net Loans Charged-off: Commercial real estate1.0158%979
Percentage Net Loans Charged-off: Multi-family residential-0.0055%5,644
Percentage Net Loans Charged-off: 1-4 family residential0.3697%2,247
Percentage Net Loans Charged-off: Home equity loans0.3919%1,076
All other 1-4 family - Percent of loans charged-off, net0.3546%2,171
Percentage Net Loans Charged-off: Commercial and industrial0.8260%1,758
Percentage Net Loans Charged-off: Loans to individuals1.3737%1,103
Percentage Net Loans Charged-off: Credit card loans4.0079%281
Percentage Net Loans Charged-off: Other loans to individual-0.3185%6,901
Percentage Net Loans Charged-off: All other loans and lease1.1348%447
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2011-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.9569%1,399
Percentage Net Loans Charged-off: Total real estate loans0.9482%1,250
Percentage Net Loans Charged-off:Construction & development1.8978%1,006
Percentage Net Loans Charged-off: Commercial real estate1.0318%770
Percentage Net Loans Charged-off: Multi-family residential-0.0110%5,697
Percentage Net Loans Charged-off: 1-4 family residential0.5022%1,545
Percentage Net Loans Charged-off: Home equity loans0.4019%787
All other 1-4 family - Percent of loans charged-off, net0.5696%1,354
Percentage Net Loans Charged-off: Commercial and industrial0.9367%1,299
Percentage Net Loans Charged-off: Loans to individuals1.4627%984
Percentage Net Loans Charged-off: Credit card loans4.2870%267
Percentage Net Loans Charged-off: Other loans to individual-0.2713%6,715
Percentage Net Loans Charged-off: All other loans and lease1.0764%385
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2010-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.1651%1,913
Percentage Net Loans Charged-off: Total real estate loans1.0348%1,860
Percentage Net Loans Charged-off:Construction & development2.9345%1,772
Percentage Net Loans Charged-off: Commercial real estate0.5746%1,895
Percentage Net Loans Charged-off: Multi-family residential2.3300%488
Percentage Net Loans Charged-off: 1-4 family residential0.7932%1,670
Percentage Net Loans Charged-off: Home equity loans0.9083%931
All other 1-4 family - Percent of loans charged-off, net0.7190%1,757
Percentage Net Loans Charged-off: Commercial and industrial1.5332%1,977
Percentage Net Loans Charged-off: Loans to individuals2.8547%701
Percentage Net Loans Charged-off: Credit card loans2.1768%650
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease1.2170%725
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2010-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans1.2215%1,679
Percentage Net Loans Charged-off: Total real estate loans0.9843%1,784
Percentage Net Loans Charged-off:Construction & development2.1649%1,793
Percentage Net Loans Charged-off: Commercial real estate0.5839%1,614
Percentage Net Loans Charged-off: Multi-family residential2.2811%430
Percentage Net Loans Charged-off: 1-4 family residential0.9469%1,313
Percentage Net Loans Charged-off: Home equity loans1.1819%705
All other 1-4 family - Percent of loans charged-off, net0.7952%1,474
Percentage Net Loans Charged-off: Commercial and industrial1.9965%1,455
Percentage Net Loans Charged-off: Loans to individuals2.9413%657
Percentage Net Loans Charged-off: Credit card loans2.3287%582
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease1.2855%646
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2010-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans1.3302%1,425
Percentage Net Loans Charged-off: Total real estate loans1.0132%1,583
Percentage Net Loans Charged-off:Construction & development1.6144%1,756
Percentage Net Loans Charged-off: Commercial real estate0.5179%1,460
Percentage Net Loans Charged-off: Multi-family residential3.3530%281
Percentage Net Loans Charged-off: 1-4 family residential1.3581%882
Percentage Net Loans Charged-off: Home equity loans1.6831%482
All other 1-4 family - Percent of loans charged-off, net1.1439%1,051
Percentage Net Loans Charged-off: Commercial and industrial2.3478%1,194
Percentage Net Loans Charged-off: Loans to individuals3.8421%478
Percentage Net Loans Charged-off: Credit card loans2.9045%498
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease1.3653%564
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2010-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.4024%1,230
Percentage Net Loans Charged-off: Total real estate loans1.1118%1,260
Percentage Net Loans Charged-off:Construction & development2.0179%1,199
Percentage Net Loans Charged-off: Commercial real estate0.2358%1,387
Percentage Net Loans Charged-off: Multi-family residential3.3402%205
Percentage Net Loans Charged-off: 1-4 family residential2.0562%546
Percentage Net Loans Charged-off: Home equity loans2.7146%302
All other 1-4 family - Percent of loans charged-off, net1.6223%671
Percentage Net Loans Charged-off: Commercial and industrial2.5336%902
Percentage Net Loans Charged-off: Loans to individuals1.1845%1,592
Percentage Net Loans Charged-off: Credit card loans3.3551%432
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease1.7346%431
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2009-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.7017%3,081
Percentage Net Loans Charged-off: Total real estate loans0.5358%2,810
Percentage Net Loans Charged-off:Construction & development1.1908%2,458
Percentage Net Loans Charged-off: Commercial real estate0.4244%1,890
Percentage Net Loans Charged-off: Multi-family residential0.0778%867
Percentage Net Loans Charged-off: 1-4 family residential0.3941%2,397
Percentage Net Loans Charged-off: Home equity loans0.2579%1,526
All other 1-4 family - Percent of loans charged-off, net0.4806%2,047
Percentage Net Loans Charged-off: Commercial and industrial1.1503%2,676
Percentage Net Loans Charged-off: Loans to individuals2.9946%807
Percentage Net Loans Charged-off: Credit card loans3.9456%512
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease1.3864%855
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2009-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5609%2,999
Percentage Net Loans Charged-off: Total real estate loans0.3923%2,775
Percentage Net Loans Charged-off:Construction & development1.0267%2,149
Percentage Net Loans Charged-off: Commercial real estate0.2066%1,943
Percentage Net Loans Charged-off: Multi-family residential0.1061%640
Percentage Net Loans Charged-off: 1-4 family residential0.3807%2,120
Percentage Net Loans Charged-off: Home equity loans0.2306%1,316
All other 1-4 family - Percent of loans charged-off, net0.4755%1,768
Percentage Net Loans Charged-off: Commercial and industrial1.0307%2,346
Percentage Net Loans Charged-off: Loans to individuals2.7886%845
Percentage Net Loans Charged-off: Credit card loans4.7871%401
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease1.4149%724
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2009-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4644%2,968
Percentage Net Loans Charged-off: Total real estate loans0.2585%2,862
Percentage Net Loans Charged-off:Construction & development0.5788%2,058
Percentage Net Loans Charged-off: Commercial real estate0.0877%1,874
Percentage Net Loans Charged-off: Multi-family residential0.0125%520
Percentage Net Loans Charged-off: 1-4 family residential0.4243%1,762
Percentage Net Loans Charged-off: Home equity loans0.2604%1,041
All other 1-4 family - Percent of loans charged-off, net0.5261%1,453
Percentage Net Loans Charged-off: Commercial and industrial1.1830%1,821
Percentage Net Loans Charged-off: Loans to individuals2.0791%1,150
Percentage Net Loans Charged-off: Credit card loans4.2575%442
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease1.5221%614
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2009-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2646%3,076
Percentage Net Loans Charged-off: Total real estate loans0.2019%2,397
Percentage Net Loans Charged-off:Construction & development0.8942%1,283
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,395
Percentage Net Loans Charged-off: Multi-family residential0.0263%300
Percentage Net Loans Charged-off: 1-4 family residential0.1597%1,983
Percentage Net Loans Charged-off: Home equity loans0.1553%742
All other 1-4 family - Percent of loans charged-off, net0.1624%1,817
Percentage Net Loans Charged-off: Commercial and industrial0.2959%2,117
Percentage Net Loans Charged-off: Loans to individuals1.4798%1,511
Percentage Net Loans Charged-off: Credit card loans4.9300%361
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease1.8873%460
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2008-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3494%3,082
Percentage Net Loans Charged-off: Total real estate loans0.2803%2,421
Percentage Net Loans Charged-off:Construction & development0.5589%1,942
Percentage Net Loans Charged-off: Commercial real estate0.1495%1,554
Percentage Net Loans Charged-off: Multi-family residential0.3574%392
Percentage Net Loans Charged-off: 1-4 family residential0.3515%1,576
Percentage Net Loans Charged-off: Home equity loans0.3892%803
All other 1-4 family - Percent of loans charged-off, net0.3278%1,568
Percentage Net Loans Charged-off: Commercial and industrial0.4208%2,894
Percentage Net Loans Charged-off: Loans to individuals1.1844%1,905
Percentage Net Loans Charged-off: Credit card loans1.7463%767
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease2.7809%439
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2008-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3030%2,524
Percentage Net Loans Charged-off: Total real estate loans0.2361%1,948
Percentage Net Loans Charged-off:Construction & development0.2475%1,720
Percentage Net Loans Charged-off: Commercial real estate0.1229%1,162
Percentage Net Loans Charged-off: Multi-family residential0.4789%244
Percentage Net Loans Charged-off: 1-4 family residential0.4291%1,020
Percentage Net Loans Charged-off: Home equity loans0.5117%546
All other 1-4 family - Percent of loans charged-off, net0.3772%1,063
Percentage Net Loans Charged-off: Commercial and industrial0.3641%2,337
Percentage Net Loans Charged-off: Loans to individuals1.1328%1,652
Percentage Net Loans Charged-off: Credit card loans1.9199%652
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease2.9879%342
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2008-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3736%1,784
Percentage Net Loans Charged-off: Total real estate loans0.3265%1,264
Percentage Net Loans Charged-off:Construction & development0.3751%1,121
Percentage Net Loans Charged-off: Commercial real estate0.1552%814
Percentage Net Loans Charged-off: Multi-family residential0.7266%127
Percentage Net Loans Charged-off: 1-4 family residential0.5908%660
Percentage Net Loans Charged-off: Home equity loans0.7266%368
All other 1-4 family - Percent of loans charged-off, net0.5067%719
Percentage Net Loans Charged-off: Commercial and industrial0.3813%1,852
Percentage Net Loans Charged-off: Loans to individuals0.9539%1,800
Percentage Net Loans Charged-off: Credit card loans1.4320%697
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease2.7799%325
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2008-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2026%2,135
Percentage Net Loans Charged-off: Total real estate loans0.2742%1,033
Percentage Net Loans Charged-off:Construction & development0.2055%833
Percentage Net Loans Charged-off: Commercial real estate0.1869%473
Percentage Net Loans Charged-off: Multi-family residential1.2886%62
Percentage Net Loans Charged-off: 1-4 family residential0.3517%788
Percentage Net Loans Charged-off: Home equity loans0.1210%490
All other 1-4 family - Percent of loans charged-off, net0.4936%566
Percentage Net Loans Charged-off: Commercial and industrial-0.2175%7,593
Percentage Net Loans Charged-off: Loans to individuals0.0855%3,770
Percentage Net Loans Charged-off: Credit card loans0.2099%757
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease2.3996%319
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2007-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1127%3,757
Percentage Net Loans Charged-off: Total real estate loans0.0320%3,223
Percentage Net Loans Charged-off:Construction & development0.0000%1,563
Percentage Net Loans Charged-off: Commercial real estate0.0016%1,660
Percentage Net Loans Charged-off: Multi-family residential0.2921%190
Percentage Net Loans Charged-off: 1-4 family residential0.0876%2,007
Percentage Net Loans Charged-off: Home equity loans0.2120%550
All other 1-4 family - Percent of loans charged-off, net0.0126%2,866
Percentage Net Loans Charged-off: Commercial and industrial0.4018%2,108
Percentage Net Loans Charged-off: Loans to individuals0.6413%2,539
Percentage Net Loans Charged-off: Credit card loans1.3194%809
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,751
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2007-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0342%4,595
Percentage Net Loans Charged-off: Total real estate loans0.0370%2,307
Percentage Net Loans Charged-off:Construction & development0.0000%1,085
Percentage Net Loans Charged-off: Commercial real estate-0.0088%7,852
Percentage Net Loans Charged-off: Multi-family residential0.4443%108
Percentage Net Loans Charged-off: 1-4 family residential0.1163%1,307
Percentage Net Loans Charged-off: Home equity loans0.2817%337
All other 1-4 family - Percent of loans charged-off, net0.0170%2,192
Percentage Net Loans Charged-off: Commercial and industrial-0.0396%7,101
Percentage Net Loans Charged-off: Loans to individuals0.6173%2,261
Percentage Net Loans Charged-off: Credit card loans0.4694%995
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,521
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2007-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0503%3,656
Percentage Net Loans Charged-off: Total real estate loans0.0537%1,642
Percentage Net Loans Charged-off:Construction & development0.0000%770
Percentage Net Loans Charged-off: Commercial real estate0.0022%875
Percentage Net Loans Charged-off: Multi-family residential0.5217%75
Percentage Net Loans Charged-off: 1-4 family residential0.1554%924
Percentage Net Loans Charged-off: Home equity loans0.3707%242
All other 1-4 family - Percent of loans charged-off, net0.0260%1,654
Percentage Net Loans Charged-off: Commercial and industrial-0.0012%6,629
Percentage Net Loans Charged-off: Loans to individuals0.4139%2,704
Percentage Net Loans Charged-off: Credit card loans0.7724%796
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,336
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2007-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1103%2,084
Percentage Net Loans Charged-off: Total real estate loans0.0507%1,202
Percentage Net Loans Charged-off:Construction & development-0.0359%7,652
Percentage Net Loans Charged-off: Commercial real estate0.0000%529
Percentage Net Loans Charged-off: Multi-family residential0.0000%76
Percentage Net Loans Charged-off: 1-4 family residential0.2127%610
Percentage Net Loans Charged-off: Home equity loans0.5127%140
All other 1-4 family - Percent of loans charged-off, net0.0304%1,121
Percentage Net Loans Charged-off: Commercial and industrial0.3153%1,109
Percentage Net Loans Charged-off: Loans to individuals0.4887%2,168
Percentage Net Loans Charged-off: Credit card loans1.1062%639
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%964
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2006-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3026%1,335
Percentage Net Loans Charged-off: Total real estate loans0.1012%1,311
Percentage Net Loans Charged-off:Construction & development0.0107%760
Percentage Net Loans Charged-off: Commercial real estate0.1632%624
Percentage Net Loans Charged-off: Multi-family residential0.1662%130
Percentage Net Loans Charged-off: 1-4 family residential0.0304%2,271
Percentage Net Loans Charged-off: Home equity loans0.0016%701
All other 1-4 family - Percent of loans charged-off, net0.0464%1,905
Percentage Net Loans Charged-off: Commercial and industrial1.0849%940
Percentage Net Loans Charged-off: Loans to individuals0.7506%2,037
Percentage Net Loans Charged-off: Credit card loans1.1694%847
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,606
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2006-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3687%862
Percentage Net Loans Charged-off: Total real estate loans0.1282%880
Percentage Net Loans Charged-off:Construction & development0.0143%549
Percentage Net Loans Charged-off: Commercial real estate0.2232%420
Percentage Net Loans Charged-off: Multi-family residential0.2156%90
Percentage Net Loans Charged-off: 1-4 family residential0.0101%2,234
Percentage Net Loans Charged-off: Home equity loans-0.0022%5,953
All other 1-4 family - Percent of loans charged-off, net0.0169%1,977
Percentage Net Loans Charged-off: Commercial and industrial1.3285%614
Percentage Net Loans Charged-off: Loans to individuals0.6368%2,097
Percentage Net Loans Charged-off: Credit card loans1.1544%770
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,412
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2006-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1929%1,569
Percentage Net Loans Charged-off: Total real estate loans0.1925%584
Percentage Net Loans Charged-off:Construction & development0.0220%390
Percentage Net Loans Charged-off: Commercial real estate0.3441%279
Percentage Net Loans Charged-off: Multi-family residential0.3179%61
Percentage Net Loans Charged-off: 1-4 family residential0.0024%1,984
Percentage Net Loans Charged-off: Home equity loans0.0000%426
All other 1-4 family - Percent of loans charged-off, net0.0036%1,837
Percentage Net Loans Charged-off: Commercial and industrial0.1523%1,853
Percentage Net Loans Charged-off: Loans to individuals0.5737%2,114
Percentage Net Loans Charged-off: Credit card loans0.4038%935
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,212
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2006-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3195%876
Percentage Net Loans Charged-off: Total real estate loans0.3871%242
Percentage Net Loans Charged-off:Construction & development0.0000%268
Percentage Net Loans Charged-off: Commercial real estate0.7183%118
Percentage Net Loans Charged-off: Multi-family residential0.6193%20
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,349
Percentage Net Loans Charged-off: Home equity loans0.0000%311
All other 1-4 family - Percent of loans charged-off, net0.0000%1,244
Percentage Net Loans Charged-off: Commercial and industrial0.0228%1,654
Percentage Net Loans Charged-off: Loans to individuals0.5637%1,997
Percentage Net Loans Charged-off: Credit card loans0.4165%793
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%911
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1995%2,309
Percentage Net Loans Charged-off: Total real estate loans0.0501%1,949
Percentage Net Loans Charged-off:Construction & development0.0791%436
Percentage Net Loans Charged-off: Commercial real estate0.0087%1,264
Percentage Net Loans Charged-off: Multi-family residential0.1298%133
Percentage Net Loans Charged-off: 1-4 family residential0.0978%1,445
Percentage Net Loans Charged-off: Home equity loans0.0560%502
All other 1-4 family - Percent of loans charged-off, net0.1193%1,265
Percentage Net Loans Charged-off: Commercial and industrial0.6855%1,536
Percentage Net Loans Charged-off: Loans to individuals1.1526%1,548
Percentage Net Loans Charged-off: Credit card loans3.2171%528
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,616
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2023%1,948
Percentage Net Loans Charged-off: Total real estate loans0.0362%1,968
Percentage Net Loans Charged-off:Construction & development0.0000%541
Percentage Net Loans Charged-off: Commercial real estate0.0069%980
Percentage Net Loans Charged-off: Multi-family residential0.1664%100
Percentage Net Loans Charged-off: 1-4 family residential0.0890%1,322
Percentage Net Loans Charged-off: Home equity loans0.0093%534
All other 1-4 family - Percent of loans charged-off, net0.1302%1,036
Percentage Net Loans Charged-off: Commercial and industrial0.7908%1,156
Percentage Net Loans Charged-off: Loans to individuals0.9112%1,790
Percentage Net Loans Charged-off: Credit card loans1.8803%762
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,405
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1853%1,943
Percentage Net Loans Charged-off: Total real estate loans0.0417%1,618
Percentage Net Loans Charged-off:Construction & development0.0000%425
Percentage Net Loans Charged-off: Commercial real estate0.0000%810
Percentage Net Loans Charged-off: Multi-family residential0.2460%68
Percentage Net Loans Charged-off: 1-4 family residential0.1085%1,054
Percentage Net Loans Charged-off: Home equity loans0.0139%418
All other 1-4 family - Percent of loans charged-off, net0.1577%828
Percentage Net Loans Charged-off: Commercial and industrial0.6970%1,154
Percentage Net Loans Charged-off: Loans to individuals0.8028%1,958
Percentage Net Loans Charged-off: Credit card loans2.3241%625
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,156
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1346%2,074
Percentage Net Loans Charged-off: Total real estate loans0.0615%1,063
Percentage Net Loans Charged-off:Construction & development0.0000%235
Percentage Net Loans Charged-off: Commercial real estate0.0000%511
Percentage Net Loans Charged-off: Multi-family residential0.0000%61
Percentage Net Loans Charged-off: 1-4 family residential0.2089%595
Percentage Net Loans Charged-off: Home equity loans0.0000%338
All other 1-4 family - Percent of loans charged-off, net0.3173%435
Percentage Net Loans Charged-off: Commercial and industrial0.3686%1,170
Percentage Net Loans Charged-off: Loans to individuals0.6741%2,105
Percentage Net Loans Charged-off: Credit card loans2.6240%495
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%839
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1897%2,862
Percentage Net Loans Charged-off: Total real estate loans0.0429%2,451
Percentage Net Loans Charged-off:Construction & development0.0000%758
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,548
Percentage Net Loans Charged-off: Multi-family residential0.0000%197
Percentage Net Loans Charged-off: 1-4 family residential0.1440%1,247
Percentage Net Loans Charged-off: Home equity loans0.3971%178
All other 1-4 family - Percent of loans charged-off, net0.0281%2,434
Percentage Net Loans Charged-off: Commercial and industrial0.7156%1,719
Percentage Net Loans Charged-off: Loans to individuals0.8024%2,608
Percentage Net Loans Charged-off: Credit card loans2.6451%753
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,643
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1250%3,250
Percentage Net Loans Charged-off: Total real estate loans0.0464%2,014
Percentage Net Loans Charged-off:Construction & development0.0000%604
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,213
Percentage Net Loans Charged-off: Multi-family residential0.0000%155
Percentage Net Loans Charged-off: 1-4 family residential0.1552%1,008
Percentage Net Loans Charged-off: Home equity loans0.4910%133
All other 1-4 family - Percent of loans charged-off, net0.0072%2,444
Percentage Net Loans Charged-off: Commercial and industrial0.3796%2,035
Percentage Net Loans Charged-off: Loans to individuals0.6174%2,938
Percentage Net Loans Charged-off: Credit card loans2.5986%736
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,414
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1033%3,341
Percentage Net Loans Charged-off: Total real estate loans0.0339%2,008
Percentage Net Loans Charged-off:Construction & development0.0000%464
Percentage Net Loans Charged-off: Commercial real estate0.0000%953
Percentage Net Loans Charged-off: Multi-family residential0.0000%116
Percentage Net Loans Charged-off: 1-4 family residential0.1127%1,150
Percentage Net Loans Charged-off: Home equity loans0.3533%149
All other 1-4 family - Percent of loans charged-off, net0.0108%1,962
Percentage Net Loans Charged-off: Commercial and industrial0.3187%1,916
Percentage Net Loans Charged-off: Loans to individuals0.5697%2,975
Percentage Net Loans Charged-off: Credit card loans0.9188%1,173
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,207
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0974%2,920
Percentage Net Loans Charged-off: Total real estate loans0.0000%1,955
Percentage Net Loans Charged-off:Construction & development0.0000%286
Percentage Net Loans Charged-off: Commercial real estate0.0000%553
Percentage Net Loans Charged-off: Multi-family residential0.0000%70
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,591
Percentage Net Loans Charged-off: Home equity loans0.0000%291
All other 1-4 family - Percent of loans charged-off, net0.0000%1,471
Percentage Net Loans Charged-off: Commercial and industrial0.3841%1,301
Percentage Net Loans Charged-off: Loans to individuals0.8507%2,079
Percentage Net Loans Charged-off: Credit card loans1.1530%931
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%887
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1024%4,741
Percentage Net Loans Charged-off: Total real estate loans0.0235%3,177
Percentage Net Loans Charged-off:Construction & development0.0000%836
Percentage Net Loans Charged-off: Commercial real estate0.0114%1,507
Percentage Net Loans Charged-off: Multi-family residential0.0000%186
Percentage Net Loans Charged-off: 1-4 family residential0.0566%2,269
Percentage Net Loans Charged-off: Home equity loans0.0000%639
All other 1-4 family - Percent of loans charged-off, net0.0769%1,950
Percentage Net Loans Charged-off: Commercial and industrial0.2727%3,348
Percentage Net Loans Charged-off: Loans to individuals1.0666%2,187
Percentage Net Loans Charged-off: Credit card loans2.0104%1,176
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,856
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0878%4,563
Percentage Net Loans Charged-off: Total real estate loans0.0284%2,546
Percentage Net Loans Charged-off:Construction & development0.0000%663
Percentage Net Loans Charged-off: Commercial real estate0.0155%1,176
Percentage Net Loans Charged-off: Multi-family residential0.0000%138
Percentage Net Loans Charged-off: 1-4 family residential0.0651%1,777
Percentage Net Loans Charged-off: Home equity loans0.0000%519
All other 1-4 family - Percent of loans charged-off, net0.0875%1,535
Percentage Net Loans Charged-off: Commercial and industrial0.1336%3,403
Percentage Net Loans Charged-off: Loans to individuals1.3384%1,478
Percentage Net Loans Charged-off: Credit card loans2.6832%914
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,617
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0630%4,675
Percentage Net Loans Charged-off: Total real estate loans0.0396%2,024
Percentage Net Loans Charged-off:Construction & development0.0000%523
Percentage Net Loans Charged-off: Commercial real estate0.0421%831
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential0.0610%1,557
Percentage Net Loans Charged-off: Home equity loans0.0000%421
All other 1-4 family - Percent of loans charged-off, net0.0812%1,370
Percentage Net Loans Charged-off: Commercial and industrial-0.0050%7,310
Percentage Net Loans Charged-off: Loans to individuals1.1044%1,865
Percentage Net Loans Charged-off: Credit card loans3.4116%701
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,407
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0723%3,766
Percentage Net Loans Charged-off: Total real estate loans0.0489%1,445
Percentage Net Loans Charged-off:Construction & development0.0000%326
Percentage Net Loans Charged-off: Commercial real estate0.0369%541
Percentage Net Loans Charged-off: Multi-family residential0.0000%56
Percentage Net Loans Charged-off: 1-4 family residential0.0959%1,038
Percentage Net Loans Charged-off: Home equity loans0.0000%277
All other 1-4 family - Percent of loans charged-off, net0.1262%888
Percentage Net Loans Charged-off: Commercial and industrial-0.0068%7,245
Percentage Net Loans Charged-off: Loans to individuals1.1947%1,657
Percentage Net Loans Charged-off: Credit card loans3.1025%711
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%993
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2002-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0960%5,229
Percentage Net Loans Charged-off: Total real estate loans0.0421%2,717
Percentage Net Loans Charged-off:Construction & development0.0000%875
Percentage Net Loans Charged-off: Commercial real estate0.0289%1,354
Percentage Net Loans Charged-off: Multi-family residential0.0000%189
Percentage Net Loans Charged-off: 1-4 family residential0.0885%1,809
Percentage Net Loans Charged-off: Home equity loans0.0000%614
All other 1-4 family - Percent of loans charged-off, net0.1123%1,535
Percentage Net Loans Charged-off: Commercial and industrial0.1074%4,223
Percentage Net Loans Charged-off: Loans to individuals1.4090%1,515
Percentage Net Loans Charged-off: Credit card loans2.8086%1,009
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,956
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2001-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0872%5,324
Percentage Net Loans Charged-off: Total real estate loans0.0305%2,810
Percentage Net Loans Charged-off:Construction & development0.0000%831
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,436
Percentage Net Loans Charged-off: Multi-family residential0.0000%192
Percentage Net Loans Charged-off: 1-4 family residential0.0746%1,797
Percentage Net Loans Charged-off: Home equity loans0.0000%610
All other 1-4 family - Percent of loans charged-off, net0.0871%1,605
Percentage Net Loans Charged-off: Commercial and industrial0.2581%3,417
Percentage Net Loans Charged-off: Loans to individuals0.4667%4,300
Percentage Net Loans Charged-off: Credit card loans1.2793%1,584
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,876
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2000-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1455%3,840
Percentage Net Loans Charged-off: Total real estate loans0.0496%428
Percentage Net Loans Charged-off:Construction & development0.0000%266
Percentage Net Loans Charged-off: Commercial real estate0.0557%254
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential0.0609%382
Percentage Net Loans Charged-off: Home equity loans0.0000%364
All other 1-4 family - Percent of loans charged-off, net0.0680%327
Percentage Net Loans Charged-off: Commercial and industrial0.4773%465
Percentage Net Loans Charged-off: Loans to individuals0.5562%729
Percentage Net Loans Charged-off: Credit card loans1.5764%609
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%385
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1999-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0749%5,396
Percentage Net Loans Charged-off: Total real estate loans0.0000%1,015
Percentage Net Loans Charged-off:Construction & development0.0000%250
Percentage Net Loans Charged-off: Commercial real estate0.0000%415
Percentage Net Loans Charged-off: Multi-family residential0.0000%120
Percentage Net Loans Charged-off: 1-4 family residential0.0000%995
Percentage Net Loans Charged-off: Home equity loans0.0000%369
All other 1-4 family - Percent of loans charged-off, net0.0000%944
Percentage Net Loans Charged-off: Commercial and industrial0.2319%633
Percentage Net Loans Charged-off: Loans to individuals0.3040%1,006
Percentage Net Loans Charged-off: Credit card loans1.0777%770
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%415
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1998-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2405%2,976
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1997-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0155%7,899
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1996-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0449%7,141
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1995-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0319%7,562
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1994-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1464%4,834
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1993-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0410%8,533
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1992-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0298%10,355
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA