Home > The Bank of Juda > Income and Expense
The Bank of Juda, Income and Expense
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $362,000 | 8,271 |
| Total interest expense | $193,000 | 8,042 |
| Net interest income | $169,000 | 8,338 |
| Provision for loan and lease losses | $0 | 6,671 |
| Total noninterest income | $53,000 | 7,420 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $16,000 | 6,968 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $37,000 | 6,530 |
| Total noninterest expense | $139,000 | 8,396 |
| Salaries and employee benefits | $91,000 | 8,362 |
| Premises and equipment expense | $16,000 | 8,311 |
| Additional noninterest expense | $32,000 | 8,406 |
| Pre-tax net operating income | $83,000 | 6,493 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $19,000 | 4,702 |
| Income before extraordinary items | $64,000 | 6,600 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $64,000 | 6,600 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 5,718 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $64,000 | 6,528 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $555,000 | 7,398 |
| Total interest expense | $296,000 | 6,860 |
| Net interest income | $259,000 | 7,703 |
| Provision for loan and lease losses | $0 | 6,080 |
| Total noninterest income | $42,000 | 6,902 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $22,000 | 6,119 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $20,000 | 6,458 |
| Total noninterest expense | $226,000 | 7,794 |
| Salaries and employee benefits | $129,000 | 7,754 |
| Premises and equipment expense | $24,000 | 7,772 |
| Additional noninterest expense | $73,000 | 7,561 |
| Pre-tax net operating income | $75,000 | 6,309 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $19,000 | 4,403 |
| Income before extraordinary items | $56,000 | 6,486 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $56,000 | 6,487 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,009 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $56,000 | 6,396 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $2,282,000 | 7,349 |
| Total interest expense | $1,199,000 | 6,873 |
| Net interest income | $1,083,000 | 7,640 |
| Provision for loan and lease losses | $0 | 6,851 |
| Total noninterest income | $190,000 | 6,808 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $99,000 | 6,033 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $91,000 | 6,355 |
| Total noninterest expense | $757,000 | 8,003 |
| Salaries and employee benefits | $481,000 | 7,856 |
| Premises and equipment expense | $100,000 | 7,747 |
| Additional noninterest expense | $176,000 | 8,139 |
| Pre-tax net operating income | $516,000 | 5,936 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $141,000 | 4,186 |
| Income before extraordinary items | $375,000 | 6,138 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $375,000 | 6,137 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 6,253 |
| Cash dividends | $103,000 | 5,334 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $375,000 | 6,124 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $1,697,000 | 7,404 |
| Total interest expense | $896,000 | 6,907 |
| Net interest income | $801,000 | 7,709 |
| Provision for loan and lease losses | $0 | 6,528 |
| Total noninterest income | $142,000 | 6,860 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $75,000 | 6,058 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $67,000 | 6,397 |
| Total noninterest expense | $560,000 | 8,001 |
| Salaries and employee benefits | $358,000 | 7,839 |
| Premises and equipment expense | $77,000 | 7,705 |
| Additional noninterest expense | $125,000 | 8,158 |
| Pre-tax net operating income | $383,000 | 6,225 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $101,000 | 4,429 |
| Income before extraordinary items | $282,000 | 6,407 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $282,000 | 6,404 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 5,700 |
| Cash dividends | $51,000 | 4,929 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $282,000 | 6,398 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $1,117,000 | 7,475 |
| Total interest expense | $591,000 | 6,943 |
| Net interest income | $526,000 | 7,784 |
| Provision for loan and lease losses | $0 | 6,209 |
| Total noninterest income | $90,000 | 6,981 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $47,000 | 6,168 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $43,000 | 6,508 |
| Total noninterest expense | $374,000 | 8,049 |
| Salaries and employee benefits | $234,000 | 7,921 |
| Premises and equipment expense | $52,000 | 7,734 |
| Additional noninterest expense | $88,000 | 8,157 |
| Pre-tax net operating income | $242,000 | 6,403 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $61,000 | 4,599 |
| Income before extraordinary items | $181,000 | 6,517 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $181,000 | 6,518 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 4,902 |
| Cash dividends | $51,000 | 4,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $181,000 | 6,510 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $549,000 | 7,538 |
| Total interest expense | $292,000 | 6,967 |
| Net interest income | $257,000 | 7,868 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $39,000 | 7,151 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $21,000 | 6,298 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $18,000 | 6,767 |
| Total noninterest expense | $193,000 | 8,048 |
| Salaries and employee benefits | $111,000 | 8,023 |
| Premises and equipment expense | $25,000 | 7,791 |
| Additional noninterest expense | $57,000 | 7,938 |
| Pre-tax net operating income | $103,000 | 6,622 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $26,000 | 4,731 |
| Income before extraordinary items | $77,000 | 6,755 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $77,000 | 6,754 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,509 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $77,000 | 6,733 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $2,122,000 | 7,439 |
| Total interest expense | $1,073,000 | 6,794 |
| Net interest income | $1,049,000 | 7,772 |
| Provision for loan and lease losses | $0 | 6,850 |
| Total noninterest income | $184,000 | 7,054 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $86,000 | 6,341 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $98,000 | 6,364 |
| Total noninterest expense | $700,000 | 8,170 |
| Salaries and employee benefits | $445,000 | 8,031 |
| Premises and equipment expense | $91,000 | 7,903 |
| Additional noninterest expense | $164,000 | 8,292 |
| Pre-tax net operating income | $533,000 | 6,376 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $156,000 | 4,556 |
| Income before extraordinary items | $377,000 | 6,602 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $377,000 | 6,606 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,486 |
| Cash dividends | $102,000 | 5,410 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $377,000 | 6,604 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $1,572,000 | 7,511 |
| Total interest expense | $783,000 | 6,822 |
| Net interest income | $789,000 | 7,853 |
| Provision for loan and lease losses | $0 | 6,685 |
| Total noninterest income | $124,000 | 7,242 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $65,000 | 6,410 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $59,000 | 6,707 |
| Total noninterest expense | $513,000 | 8,213 |
| Salaries and employee benefits | $332,000 | 8,029 |
| Premises and equipment expense | $62,000 | 8,035 |
| Additional noninterest expense | $119,000 | 8,358 |
| Pre-tax net operating income | $400,000 | 6,607 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $110,000 | 4,832 |
| Income before extraordinary items | $290,000 | 6,767 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $290,000 | 6,770 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 5,547 |
| Cash dividends | $26,000 | 5,157 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $290,000 | 6,772 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $1,023,000 | 7,571 |
| Total interest expense | $494,000 | 6,871 |
| Net interest income | $529,000 | 7,884 |
| Provision for loan and lease losses | $0 | 6,419 |
| Total noninterest income | $77,000 | 7,373 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $41,000 | 6,503 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $36,000 | 6,875 |
| Total noninterest expense | $350,000 | 8,210 |
| Salaries and employee benefits | $221,000 | 8,071 |
| Premises and equipment expense | $41,000 | 8,054 |
| Additional noninterest expense | $88,000 | 8,292 |
| Pre-tax net operating income | $256,000 | 6,734 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $69,000 | 4,936 |
| Income before extraordinary items | $187,000 | 6,847 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $187,000 | 6,850 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 6,860 |
| Cash dividends | $26,000 | 4,936 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $187,000 | 6,855 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $512,000 | 7,568 |
| Total interest expense | $231,000 | 6,935 |
| Net interest income | $281,000 | 7,824 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $34,000 | 7,527 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $16,000 | 6,758 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $18,000 | 6,859 |
| Total noninterest expense | $179,000 | 8,210 |
| Salaries and employee benefits | $113,000 | 8,060 |
| Premises and equipment expense | $21,000 | 8,027 |
| Additional noninterest expense | $45,000 | 8,278 |
| Pre-tax net operating income | $136,000 | 6,604 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $38,000 | 4,781 |
| Income before extraordinary items | $98,000 | 6,766 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $98,000 | 6,767 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,399 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $98,000 | 6,767 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $1,857,000 | 7,585 |
| Total interest expense | $792,000 | 6,809 |
| Net interest income | $1,065,000 | 7,851 |
| Provision for loan and lease losses | $0 | 7,120 |
| Total noninterest income | $155,000 | 7,447 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $66,000 | 6,819 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $89,000 | 6,588 |
| Total noninterest expense | $666,000 | 8,299 |
| Salaries and employee benefits | $444,000 | 8,074 |
| Premises and equipment expense | $83,000 | 8,057 |
| Additional noninterest expense | $139,000 | 8,544 |
| Pre-tax net operating income | $554,000 | 6,569 |
| Securities gains (losses) | $57,000 | 876 |
| Applicable income taxes | $183,000 | 4,776 |
| Income before extraordinary items | $428,000 | 6,659 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $428,000 | 6,659 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-8,000 | 8,024 |
| Cash dividends | $90,000 | 5,559 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $388,100 | 6,796 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $1,367,000 | 7,645 |
| Total interest expense | $578,000 | 6,795 |
| Net interest income | $789,000 | 7,916 |
| Provision for loan and lease losses | $0 | 6,899 |
| Total noninterest income | $113,000 | 7,519 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $46,000 | 6,939 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $67,000 | 6,581 |
| Total noninterest expense | $509,000 | 8,272 |
| Salaries and employee benefits | $341,000 | 8,022 |
| Premises and equipment expense | $63,000 | 8,051 |
| Additional noninterest expense | $105,000 | 8,549 |
| Pre-tax net operating income | $393,000 | 6,823 |
| Securities gains (losses) | $57,000 | 829 |
| Applicable income taxes | $134,000 | 4,941 |
| Income before extraordinary items | $316,000 | 6,837 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $316,000 | 6,835 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-19,000 | 8,155 |
| Cash dividends | $26,000 | 5,157 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $276,100 | 7,001 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $903,000 | 7,649 |
| Total interest expense | $374,000 | 6,754 |
| Net interest income | $529,000 | 7,921 |
| Provision for loan and lease losses | $0 | 6,626 |
| Total noninterest income | $77,000 | 7,470 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $29,000 | 6,990 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $48,000 | 6,470 |
| Total noninterest expense | $341,000 | 8,265 |
| Salaries and employee benefits | $229,000 | 8,022 |
| Premises and equipment expense | $42,000 | 8,050 |
| Additional noninterest expense | $70,000 | 8,533 |
| Pre-tax net operating income | $265,000 | 6,801 |
| Securities gains (losses) | $59,000 | 736 |
| Applicable income taxes | $98,000 | 4,834 |
| Income before extraordinary items | $226,000 | 6,703 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $226,000 | 6,704 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-24,000 | 8,223 |
| Cash dividends | $26,000 | 4,898 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $184,700 | 7,012 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $436,000 | 7,750 |
| Total interest expense | $182,000 | 6,764 |
| Net interest income | $254,000 | 8,049 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $43,000 | 7,298 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $14,000 | 7,031 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $29,000 | 6,226 |
| Total noninterest expense | $176,000 | 8,301 |
| Salaries and employee benefits | $115,000 | 8,089 |
| Premises and equipment expense | $22,000 | 8,069 |
| Additional noninterest expense | $39,000 | 8,517 |
| Pre-tax net operating income | $121,000 | 6,938 |
| Securities gains (losses) | $60,000 | 498 |
| Applicable income taxes | $57,000 | 4,604 |
| Income before extraordinary items | $124,000 | 6,503 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $124,000 | 6,504 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-24,000 | 8,391 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $82,600 | 7,159 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $1,665,000 | 7,720 |
| Total interest expense | $670,000 | 6,692 |
| Net interest income | $995,000 | 8,028 |
| Provision for loan and lease losses | $0 | 7,314 |
| Total noninterest income | $138,000 | 7,720 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $62,000 | 7,083 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $76,000 | 6,858 |
| Total noninterest expense | $652,000 | 8,411 |
| Salaries and employee benefits | $418,000 | 8,251 |
| Premises and equipment expense | $83,000 | 8,168 |
| Additional noninterest expense | $151,000 | 8,589 |
| Pre-tax net operating income | $481,000 | 6,772 |
| Securities gains (losses) | $3,000 | 3,369 |
| Applicable income taxes | $143,000 | 5,157 |
| Income before extraordinary items | $341,000 | 7,056 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $341,000 | 7,057 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,973 |
| Cash dividends | $51,000 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $338,900 | 7,015 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $1,227,000 | 7,784 |
| Total interest expense | $492,000 | 6,741 |
| Net interest income | $735,000 | 8,080 |
| Provision for loan and lease losses | $0 | 7,100 |
| Total noninterest income | $99,000 | 7,812 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $47,000 | 7,129 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $52,000 | 7,008 |
| Total noninterest expense | $486,000 | 8,429 |
| Salaries and employee benefits | $316,000 | 8,220 |
| Premises and equipment expense | $62,000 | 8,172 |
| Additional noninterest expense | $108,000 | 8,633 |
| Pre-tax net operating income | $348,000 | 6,961 |
| Securities gains (losses) | $3,000 | 3,253 |
| Applicable income taxes | $105,000 | 5,284 |
| Income before extraordinary items | $246,000 | 7,232 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $246,000 | 7,233 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $20,000 | 4,894 |
| Cash dividends | $13,000 | 5,291 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $243,900 | 7,176 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $818,000 | 7,833 |
| Total interest expense | $325,000 | 6,791 |
| Net interest income | $493,000 | 8,120 |
| Provision for loan and lease losses | $0 | 6,885 |
| Total noninterest income | $66,000 | 7,857 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $31,000 | 7,155 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $35,000 | 7,019 |
| Total noninterest expense | $327,000 | 8,466 |
| Salaries and employee benefits | $211,000 | 8,271 |
| Premises and equipment expense | $38,000 | 8,310 |
| Additional noninterest expense | $78,000 | 8,608 |
| Pre-tax net operating income | $232,000 | 6,959 |
| Securities gains (losses) | $2,000 | 3,048 |
| Applicable income taxes | $70,000 | 5,279 |
| Income before extraordinary items | $164,000 | 7,226 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $164,000 | 7,225 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 4,514 |
| Cash dividends | $13,000 | 5,007 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $162,600 | 7,167 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $404,000 | 7,881 |
| Total interest expense | $161,000 | 6,883 |
| Net interest income | $243,000 | 8,175 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $33,000 | 7,851 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $15,000 | 7,174 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $18,000 | 6,980 |
| Total noninterest expense | $169,000 | 8,472 |
| Salaries and employee benefits | $104,000 | 8,340 |
| Premises and equipment expense | $20,000 | 8,263 |
| Additional noninterest expense | $45,000 | 8,517 |
| Pre-tax net operating income | $107,000 | 7,030 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $30,000 | 5,394 |
| Income before extraordinary items | $77,000 | 7,289 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $77,000 | 7,291 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 3,346 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $77,000 | 7,204 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $1,716,000 | 7,854 |
| Total interest expense | $714,000 | 6,996 |
| Net interest income | $1,002,000 | 8,102 |
| Provision for loan and lease losses | $0 | 7,651 |
| Total noninterest income | $96,000 | 8,342 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $69,000 | 7,102 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $27,000 | 8,216 |
| Total noninterest expense | $641,000 | 8,564 |
| Salaries and employee benefits | $391,000 | 8,447 |
| Premises and equipment expense | $73,000 | 8,445 |
| Additional noninterest expense | $177,000 | 8,588 |
| Pre-tax net operating income | $457,000 | 6,811 |
| Securities gains (losses) | $15,000 | 3,390 |
| Applicable income taxes | $145,000 | 5,323 |
| Income before extraordinary items | $327,000 | 7,150 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $327,000 | 7,151 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,416 |
| Cash dividends | $33,000 | 6,055 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $316,650 | 7,050 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $1,284,000 | 7,946 |
| Total interest expense | $551,000 | 7,074 |
| Net interest income | $733,000 | 8,201 |
| Provision for loan and lease losses | $0 | 7,481 |
| Total noninterest income | $76,000 | 8,352 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $52,000 | 7,162 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $24,000 | 8,092 |
| Total noninterest expense | $497,000 | 8,549 |
| Salaries and employee benefits | $296,000 | 8,442 |
| Premises and equipment expense | $56,000 | 8,458 |
| Additional noninterest expense | $145,000 | 8,498 |
| Pre-tax net operating income | $312,000 | 7,114 |
| Securities gains (losses) | $15,000 | 3,125 |
| Applicable income taxes | $98,000 | 5,585 |
| Income before extraordinary items | $229,000 | 7,396 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $229,000 | 7,400 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,999 |
| Cash dividends | $13,000 | 5,418 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $218,500 | 7,320 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $860,000 | 8,008 |
| Total interest expense | $378,000 | 7,128 |
| Net interest income | $482,000 | 8,259 |
| Provision for loan and lease losses | $0 | 7,324 |
| Total noninterest income | $39,000 | 8,598 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $32,000 | 7,257 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $7,000 | 8,670 |
| Total noninterest expense | $325,000 | 8,592 |
| Salaries and employee benefits | $199,000 | 8,468 |
| Premises and equipment expense | $36,000 | 8,500 |
| Additional noninterest expense | $90,000 | 8,589 |
| Pre-tax net operating income | $196,000 | 7,245 |
| Securities gains (losses) | $15,000 | 2,750 |
| Applicable income taxes | $60,000 | 5,731 |
| Income before extraordinary items | $151,000 | 7,441 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $151,000 | 7,444 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,782 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $140,200 | 7,360 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $436,000 | 8,025 |
| Total interest expense | $192,000 | 7,192 |
| Net interest income | $244,000 | 8,279 |
| Provision for loan and lease losses | $0 | 6,934 |
| Total noninterest income | $19,000 | 8,654 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $17,000 | 7,137 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $2,000 | 8,884 |
| Total noninterest expense | $173,000 | 8,544 |
| Salaries and employee benefits | $100,000 | 8,496 |
| Premises and equipment expense | $19,000 | 8,461 |
| Additional noninterest expense | $54,000 | 8,376 |
| Pre-tax net operating income | $90,000 | 7,351 |
| Securities gains (losses) | $12,000 | 2,102 |
| Applicable income taxes | $27,000 | 5,815 |
| Income before extraordinary items | $75,000 | 7,393 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $75,000 | 7,394 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,539 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $66,120 | 7,413 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $1,817,000 | 8,056 |
| Total interest expense | $846,000 | 7,364 |
| Net interest income | $971,000 | 8,302 |
| Provision for loan and lease losses | $0 | 8,089 |
| Total noninterest income | $92,000 | 8,493 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $74,000 | 7,056 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $18,000 | 8,612 |
| Total noninterest expense | $588,000 | 8,800 |
| Salaries and employee benefits | $370,000 | 8,618 |
| Premises and equipment expense | $72,000 | 8,569 |
| Additional noninterest expense | $146,000 | 8,914 |
| Pre-tax net operating income | $475,000 | 6,867 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $126,000 | 5,731 |
| Income before extraordinary items | $349,000 | 7,073 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $349,000 | 7,074 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 7,516 |
| Cash dividends | $26,000 | 6,163 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $349,000 | 6,956 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $1,956,000 | 8,258 |
| Total interest expense | $1,083,000 | 7,847 |
| Net interest income | $873,000 | 8,537 |
| Provision for loan and lease losses | $0 | 8,228 |
| Total noninterest income | $87,000 | 8,689 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $72,000 | 7,129 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $15,000 | 8,930 |
| Total noninterest expense | $594,000 | 8,950 |
| Salaries and employee benefits | $378,000 | 8,709 |
| Premises and equipment expense | $74,000 | 8,724 |
| Additional noninterest expense | $142,000 | 9,115 |
| Pre-tax net operating income | $366,000 | 7,127 |
| Securities gains (losses) | $1,000 | 4,410 |
| Applicable income taxes | $101,000 | 5,997 |
| Income before extraordinary items | $266,000 | 7,337 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $266,000 | 7,339 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 8,710 |
| Cash dividends | $20,000 | 6,427 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $265,280 | 7,226 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $1,909,000 | 8,496 |
| Total interest expense | $1,085,000 | 8,045 |
| Net interest income | $824,000 | 8,842 |
| Provision for loan and lease losses | $4,000 | 8,198 |
| Total noninterest income | $66,000 | 9,090 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $57,000 | 7,470 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $9,000 | 9,477 |
| Total noninterest expense | $535,000 | 9,309 |
| Salaries and employee benefits | $350,000 | 8,995 |
| Premises and equipment expense | $70,000 | 8,983 |
| Additional noninterest expense | $115,000 | 9,534 |
| Pre-tax net operating income | $351,000 | 7,684 |
| Securities gains (losses) | $-2,000 | 7,578 |
| Applicable income taxes | $102,000 | 6,484 |
| Income before extraordinary items | $247,000 | 7,797 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $247,000 | 7,797 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 7,468 |
| Cash dividends | $18,000 | 6,709 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $248,420 | 7,792 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $1,799,000 | 8,716 |
| Total interest expense | $962,000 | 8,275 |
| Net interest income | $837,000 | 8,979 |
| Provision for loan and lease losses | $24,000 | 7,475 |
| Total noninterest income | $50,000 | 9,594 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $41,000 | 8,049 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $9,000 | 9,783 |
| Total noninterest expense | $528,000 | 9,539 |
| Salaries and employee benefits | $340,000 | 9,249 |
| Premises and equipment expense | $64,000 | 9,355 |
| Additional noninterest expense | $124,000 | 9,749 |
| Pre-tax net operating income | $335,000 | 7,898 |
| Securities gains (losses) | $2,000 | 2,566 |
| Applicable income taxes | $77,000 | 7,230 |
| Income before extraordinary items | $260,000 | 7,866 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $260,000 | 7,865 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-17,000 | 9,568 |
| Cash dividends | $17,000 | 6,979 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $258,460 | 7,853 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $1,744,000 | 8,997 |
| Total interest expense | $949,000 | 8,565 |
| Net interest income | $795,000 | 9,265 |
| Provision for loan and lease losses | $24,000 | 7,567 |
| Total noninterest income | $50,000 | 9,843 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $39,000 | 8,314 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $11,000 | 9,931 |
| Total noninterest expense | $521,000 | 9,706 |
| Salaries and employee benefits | $329,000 | 9,436 |
| Premises and equipment expense | $62,000 | 9,526 |
| Additional noninterest expense | $130,000 | 9,864 |
| Pre-tax net operating income | $300,000 | 8,400 |
| Securities gains (losses) | $7,000 | 3,223 |
| Applicable income taxes | $60,000 | 8,159 |
| Income before extraordinary items | $247,000 | 8,265 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $247,000 | 8,264 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 9,354 |
| Cash dividends | $16,000 | 7,304 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $241,400 | 8,227 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $1,673,000 | 9,461 |
| Total interest expense | $896,000 | 8,978 |
| Net interest income | $777,000 | 9,734 |
| Provision for loan and lease losses | $48,000 | 6,747 |
| Total noninterest income | $51,000 | 10,261 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $42,000 | 8,616 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $9,000 | 10,473 |
| Total noninterest expense | $487,000 | 10,171 |
| Salaries and employee benefits | $319,000 | 9,816 |
| Premises and equipment expense | $56,000 | 10,051 |
| Additional noninterest expense | $112,000 | 10,427 |
| Pre-tax net operating income | $293,000 | 9,033 |
| Securities gains (losses) | $4,000 | 2,936 |
| Applicable income taxes | $77,000 | 8,789 |
| Income before extraordinary items | $220,000 | 8,985 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $220,000 | 8,989 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-7,000 | 9,883 |
| Cash dividends | $15,000 | 7,671 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $217,040 | 8,977 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $1,657,000 | 9,880 |
| Total interest expense | $877,000 | 9,391 |
| Net interest income | $780,000 | 10,163 |
| Provision for loan and lease losses | $48,000 | 6,700 |
| Total noninterest income | $59,000 | 10,697 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $48,000 | 8,902 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $11,000 | 10,919 |
| Total noninterest expense | $486,000 | 10,642 |
| Salaries and employee benefits | $307,000 | 10,287 |
| Premises and equipment expense | $70,000 | 10,079 |
| Additional noninterest expense | $109,000 | 11,007 |
| Pre-tax net operating income | $305,000 | 9,099 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $95,000 | 8,825 |
| Income before extraordinary items | $210,000 | 9,200 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $210,000 | 9,203 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 8,146 |
| Cash dividends | $14,000 | 8,151 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $210,000 | 9,148 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $1,462,000 | 10,594 |
| Total interest expense | $788,000 | 9,988 |
| Net interest income | $674,000 | 10,916 |
| Provision for loan and lease losses | $81,000 | 5,069 |
| Total noninterest income | $60,000 | 11,165 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $49,000 | 9,268 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $11,000 | 11,437 |
| Total noninterest expense | $459,000 | 11,197 |
| Salaries and employee benefits | $283,000 | 10,893 |
| Premises and equipment expense | $53,000 | 10,991 |
| Additional noninterest expense | $123,000 | 11,391 |
| Pre-tax net operating income | $194,000 | 10,498 |
| Securities gains (losses) | $7,000 | 2,620 |
| Applicable income taxes | $52,000 | 10,150 |
| Income before extraordinary items | $149,000 | 10,471 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $149,000 | 10,475 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $93,000 | 3,914 |
| Cash dividends | $13,000 | 8,511 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $143,820 | 10,493 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $1,294,000 | 11,148 |
| Total interest expense | $590,000 | 10,645 |
| Net interest income | $704,000 | 11,363 |
| Provision for loan and lease losses | $48,000 | 6,241 |
| Total noninterest income | $54,000 | 11,857 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $43,000 | 9,936 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $11,000 | 12,029 |
| Total noninterest expense | $445,000 | 11,855 |
| Salaries and employee benefits | $280,000 | 11,389 |
| Premises and equipment expense | $52,000 | 11,558 |
| Additional noninterest expense | $113,000 | 12,183 |
| Pre-tax net operating income | $265,000 | 10,375 |
| Securities gains (losses) | $-1,000 | 8,790 |
| Applicable income taxes | $83,000 | 9,725 |
| Income before extraordinary items | $181,000 | 10,486 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $181,000 | 10,492 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,921 |
| Cash dividends | $13,000 | 8,715 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $181,690 | 10,527 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $1,281,000 | 11,728 |
| Total interest expense | $611,000 | 11,074 |
| Net interest income | $670,000 | 11,976 |
| Provision for loan and lease losses | $48,000 | 7,582 |
| Total noninterest income | $47,000 | 12,624 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $38,000 | 10,477 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $9,000 | 12,819 |
| Total noninterest expense | $444,000 | 12,448 |
| Salaries and employee benefits | $265,000 | 12,025 |
| Premises and equipment expense | $56,000 | 11,992 |
| Additional noninterest expense | $123,000 | 12,729 |
| Pre-tax net operating income | $225,000 | 10,825 |
| Securities gains (losses) | $11,000 | 5,374 |
| Applicable income taxes | $67,000 | 10,544 |
| Income before extraordinary items | $169,000 | 10,987 |
| Extraordinary gains, net | $13,000 | 2,867 |
| Net income | $182,000 | 10,948 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $55,000 | 5,874 |
| Cash dividends | $14,000 | 8,821 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $161,080 | 10,860 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $1,317,000 | 12,366 |
| Total interest expense | $681,000 | 11,915 |
| Net interest income | $636,000 | 12,583 |
| Provision for loan and lease losses | $48,000 | 9,164 |
| Total noninterest income | $40,000 | 13,344 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $32,000 | 11,008 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $8,000 | 13,487 |
| Total noninterest expense | $431,000 | 13,017 |
| Salaries and employee benefits | $254,000 | 12,560 |
| Premises and equipment expense | $57,000 | 12,412 |
| Additional noninterest expense | $120,000 | 13,325 |
| Pre-tax net operating income | $197,000 | 11,096 |
| Securities gains (losses) | $7,000 | 6,774 |
| Applicable income taxes | $47,000 | 11,335 |
| Income before extraordinary items | $157,000 | 11,181 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $157,000 | 11,271 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $69,000 | 6,806 |
| Cash dividends | $13,000 | 8,641 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $151,610 | 10,920 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.