Home > The Bank of Iredell > Assets and Liabilities
The Bank of Iredell, Assets and Liabilities
| 1993-12-31 | Rank | |
| # of Employees: | 46 | 4,472 |
| Assets and Liabilities | ||
| Total Assets: | $83,142,000 | 5,228 |
| Cash and due from depository institutions | $5,790,000 | 4,472 |
| Interest-bearing balances | $1,100,000 | 3,231 |
| Securities | $9,753,000 | 9,179 |
| Federal funds sold & reverse repurchase agreements | $4,975,000 | 2,838 |
| Net loans & leases | $58,874,000 | 4,174 |
| Loan loss allowance | $804,000 | 4,449 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $2,141,000 | 3,395 |
| Other real estate owned | $125,000 | 4,472 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $1,484,000 | 4,489 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $83,142,000 | 5,228 |
| Total liabilities | $76,226,000 | 5,182 |
| Total deposits | $74,888,000 | 5,057 |
| Interest-bearing deposits | $64,674,000 | 5,101 |
| Deposits held in domestic offices | $74,888,000 | 5,050 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $1,000,000 | 2,690 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $338,000 | 7,016 |
| Total equity capital | $6,916,000 | 5,657 |
| Total bank equity capital | $6,916,000 | 5,657 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $1,910,000 | 2,268 |
| Surplus | $2,627,000 | 4,519 |
| Undivided profits | $2,379,000 | 6,958 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $104,000 | 9,148 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $291,000 | 6,236 |
| Earning assets | $74,702,000 | 5,346 |
| Long-term assets (5+ years) | $11,916,000 | 3,898 |
| Average Assets, year-to-date | $73,639,600 | 5,673 |
| Average Assets, quarterly | $81,221,000 | 5,296 |
| Volatile liabilities | $8,037,000 | 4,804 |
| Insider loans | $2,048,000 | 1,995 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $8,768,000 | 3,386 |
| Tier 1 (core) risk-based capital | $6,916,000 | 5,580 |
| Tier 2 risk-based capital | $803,790 | 3,523 |
| Total risk weighted assets | $64,302,890 | 3,933 |
| Total unused commitments | $8,768,000 | 3,405 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 39 | 5,307 |
| Assets and Liabilities | ||
| Total Assets: | $65,764,000 | 6,455 |
| Cash and due from depository institutions | $5,406,000 | 5,307 |
| Interest-bearing balances | $851,000 | 4,128 |
| Securities | $11,314,000 | 8,639 |
| Federal funds sold & reverse repurchase agreements | $3,225,000 | 4,782 |
| Net loans & leases | $42,106,000 | 5,528 |
| Loan loss allowance | $681,000 | 5,113 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $2,489,000 | 2,936 |
| Other real estate owned | $385,000 | 5,307 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $839,000 | 7,150 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $65,764,000 | 6,455 |
| Total liabilities | $59,730,000 | 6,458 |
| Total deposits | $59,478,000 | 6,299 |
| Interest-bearing deposits | $51,357,000 | 6,350 |
| Deposits held in domestic offices | $59,478,000 | 6,289 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $252,000 | 9,008 |
| Total equity capital | $6,034,000 | 6,121 |
| Total bank equity capital | $6,034,000 | 6,121 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $1,910,000 | 2,351 |
| Surplus | $2,627,000 | 4,450 |
| Undivided profits | $1,497,000 | 8,402 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $203,000 | 8,333 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $221,000 | 8,165 |
| Earning assets | $57,496,000 | 6,684 |
| Long-term assets (5+ years) | $7,289,000 | 5,295 |
| Average Assets, year-to-date | $62,772,000 | 6,542 |
| Average Assets, quarterly | $65,164,500 | 6,434 |
| Volatile liabilities | $7,579,000 | 4,983 |
| Insider loans | $34,000 | 7,754 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $6,025,000 | 4,110 |
| Tier 1 (core) risk-based capital | $6,034,000 | 6,037 |
| Tier 2 risk-based capital | $595,110 | 4,517 |
| Total risk weighted assets | $47,523,010 | 5,154 |
| Total unused commitments | $6,025,000 | 4,132 |
| Derivatives | $0 | 651 |