Home > The Bank of Holland > Assets and Liabilities
The Bank of Holland, Assets and Liabilities
| 2015-09-30 | Rank | |
| # of Employees: | 44 | 2,997 |
| Assets and Liabilities | ||
| Total Assets: | $870,951,000 | 811 |
| Cash and due from depository institutions | $13,056,000 | 2,997 |
| Interest-bearing balances | $4,464,000 | 3,997 |
| Securities | $32,543,000 | 3,264 |
| Federal funds sold & reverse repurchase agreements | $0 | 2,541 |
| Net loans & leases | $693,841,000 | 700 |
| Loan loss allowance | $0 | 6,212 |
| Trading account assets | $0 | 246 |
| Bank premises and fixed assets | $9,055,000 | 1,275 |
| Other real estate owned | $61,000 | 2,997 |
| Goodwill and other intangibles | $75,296,000 | 187 |
| All other assets | $47,099,000 | 482 |
| Life insurance assets | $15,277,000 | 598 |
| Total liabilities and capital | $870,951,000 | 811 |
| Total liabilities | $720,007,000 | 886 |
| Total deposits | $622,914,000 | 941 |
| Interest-bearing deposits | $527,232,000 | 878 |
| Deposits held in domestic offices | $622,914,000 | 941 |
| % insured | 60.85% | 5,834 |
| Federal funds purchased & repurchase agreements | $33,564,000 | 354 |
| Trading liabilities | $0 | 169 |
| Other borrowed funds | $49,304,000 | 640 |
| Subordinated debt | $0 | 120 |
| All other liabilities | $14,225,000 | 488 |
| Total equity capital | $150,944,000 | 525 |
| Total bank equity capital | $150,944,000 | 524 |
| Perpetual preferred stock | $0 | 149 |
| Common stock | $5,000,000 | 712 |
| Surplus | $142,148,000 | 336 |
| Undivided profits | $3,796,000 | 4,592 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 144 |
| Memoranda | ||
| Noncurrent loans and leases | $209,000 | 4,696 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 892 |
| Income earned, not collected on loans | $2,002,000 | 1,363 |
| Earning assets | $730,848,000 | 900 |
| Long-term assets (5+ years) | $130,600,000 | 1,647 |
| Average Assets, year-to-date | $843,519,500 | 828 |
| Average Assets, quarterly | $881,361,000 | 794 |
| Volatile liabilities | $105,279,000 | 542 |
| Insider loans | $11,086,000 | 545 |
| FHLB advances | $49,304,000 | 604 |
| Loans and leases held for sale | $428,000 | 1,360 |
| Unused loan commitments | $252,952,000 | 463 |
| Tier 1 (core) risk-based capital | $79,354,000 | 942 |
| Tier 2 risk-based capital | $961,000 | 3,811 |
| Total risk weighted assets | $758,569,000 | 683 |
| Total unused commitments | $252,952,000 | 463 |
| Derivatives | $0 | 1,421 |
| 2015-06-30 | Rank | |
| # of Employees: | 50 | 2,757 |
| Assets and Liabilities | ||
| Total Assets: | $892,835,000 | 788 |
| Cash and due from depository institutions | $22,164,000 | 2,757 |
| Interest-bearing balances | $5,792,000 | 3,550 |
| Securities | $34,962,000 | 3,190 |
| Federal funds sold & reverse repurchase agreements | $0 | 2,585 |
| Net loans & leases | $703,057,000 | 668 |
| Loan loss allowance | $0 | 6,289 |
| Trading account assets | $0 | 255 |
| Bank premises and fixed assets | $9,039,000 | 1,275 |
| Other real estate owned | $61,000 | 2,757 |
| Goodwill and other intangibles | $75,651,000 | 185 |
| All other assets | $47,901,000 | 472 |
| Life insurance assets | $15,186,000 | 594 |
| Total liabilities and capital | $892,835,000 | 788 |
| Total liabilities | $748,714,000 | 834 |
| Total deposits | $642,616,000 | 905 |
| Interest-bearing deposits | $536,041,000 | 865 |
| Deposits held in domestic offices | $642,616,000 | 903 |
| % insured | 64.91% | 5,742 |
| Federal funds purchased & repurchase agreements | $10,314,000 | 772 |
| Trading liabilities | $0 | 167 |
| Other borrowed funds | $79,331,000 | 451 |
| Subordinated debt | $0 | 123 |
| All other liabilities | $16,453,000 | 430 |
| Total equity capital | $144,121,000 | 540 |
| Total bank equity capital | $144,121,000 | 539 |
| Perpetual preferred stock | $0 | 164 |
| Common stock | $5,000,000 | 725 |
| Surplus | $115,114,000 | 379 |
| Undivided profits | $24,007,000 | 1,655 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 143 |
| Memoranda | ||
| Noncurrent loans and leases | $630,000 | 3,717 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 915 |
| Income earned, not collected on loans | $1,922,000 | 1,326 |
| Earning assets | $743,811,000 | 877 |
| Long-term assets (5+ years) | $124,469,000 | 1,721 |
| Average Assets, year-to-date | $834,730,330 | 842 |
| Average Assets, quarterly | $857,483,500 | 819 |
| Volatile liabilities | $114,588,000 | 515 |
| Insider loans | $17,618,000 | 320 |
| FHLB advances | $79,331,000 | 422 |
| Loans and leases held for sale | $1,126,000 | 1,095 |
| Unused loan commitments | $236,237,000 | 473 |
| Tier 1 (core) risk-based capital | $72,506,000 | 1,020 |
| Tier 2 risk-based capital | $0 | 6,285 |
| Total risk weighted assets | $761,812,000 | 665 |
| Total unused commitments | $236,237,000 | 473 |
| Derivatives | $0 | 1,433 |
| 2015-03-31 | Rank | |
| # of Employees: | 56 | 2,514 |
| Assets and Liabilities | ||
| Total Assets: | $822,132,000 | 867 |
| Cash and due from depository institutions | $25,599,000 | 2,514 |
| Interest-bearing balances | $12,633,000 | 2,568 |
| Securities | $67,320,000 | 2,067 |
| Federal funds sold & reverse repurchase agreements | $0 | 2,825 |
| Net loans & leases | $683,982,000 | 677 |
| Loan loss allowance | $10,312,000 | 591 |
| Trading account assets | $0 | 251 |
| Bank premises and fixed assets | $10,899,000 | 1,097 |
| Other real estate owned | $61,000 | 2,514 |
| Goodwill and other intangibles | $0 | 2,810 |
| All other assets | $34,271,000 | 641 |
| Life insurance assets | $15,471,000 | 576 |
| Total liabilities and capital | $822,132,000 | 867 |
| Total liabilities | $744,798,000 | 848 |
| Total deposits | $668,340,000 | 871 |
| Interest-bearing deposits | $565,392,000 | 822 |
| Deposits held in domestic offices | $668,340,000 | 870 |
| % insured | 64.19% | 5,852 |
| Federal funds purchased & repurchase agreements | $10,000,000 | 754 |
| Trading liabilities | $0 | 165 |
| Other borrowed funds | $57,000,000 | 533 |
| Subordinated debt | $0 | 128 |
| All other liabilities | $9,458,000 | 648 |
| Total equity capital | $77,334,000 | 1,006 |
| Total bank equity capital | $76,769,000 | 1,011 |
| Perpetual preferred stock | $0 | 175 |
| Common stock | $5,000,000 | 735 |
| Surplus | $48,414,000 | 717 |
| Undivided profits | $23,355,000 | 1,722 |
| Noncontrolling interests in consolidated subsidiaries | $565,000 | 66 |
| Memoranda | ||
| Noncurrent loans and leases | $287,000 | 4,619 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 945 |
| Income earned, not collected on loans | $2,042,000 | 1,202 |
| Earning assets | $763,935,000 | 855 |
| Long-term assets (5+ years) | $150,026,000 | 1,472 |
| Average Assets, year-to-date | $805,678,000 | 877 |
| Average Assets, quarterly | $805,678,000 | 877 |
| Volatile liabilities | $86,183,000 | 606 |
| Insider loans | $29,028,000 | 164 |
| FHLB advances | $57,000,000 | 500 |
| Loans and leases held for sale | $2,683,000 | 740 |
| Unused loan commitments | $230,223,000 | 482 |
| Tier 1 (core) risk-based capital | $76,429,000 | 956 |
| Tier 2 risk-based capital | $9,134,000 | 598 |
| Total risk weighted assets | $728,030,000 | 690 |
| Total unused commitments | $230,223,000 | 483 |
| Derivatives | $0 | 1,438 |
| 2014-12-31 | Rank | |
| # of Employees: | 60 | 2,417 |
| Assets and Liabilities | ||
| Total Assets: | $789,224,000 | 891 |
| Cash and due from depository institutions | $8,673,000 | 2,417 |
| Interest-bearing balances | $87,000 | 6,111 |
| Securities | $77,909,000 | 1,819 |
| Federal funds sold & reverse repurchase agreements | $0 | 2,666 |
| Net loans & leases | $658,973,000 | 693 |
| Loan loss allowance | $10,290,000 | 597 |
| Trading account assets | $0 | 249 |
| Bank premises and fixed assets | $10,989,000 | 1,082 |
| Other real estate owned | $61,000 | 2,417 |
| Goodwill and other intangibles | $0 | 2,812 |
| All other assets | $32,619,000 | 661 |
| Life insurance assets | $15,384,000 | 569 |
| Total liabilities and capital | $789,224,000 | 891 |
| Total liabilities | $714,270,000 | 868 |
| Total deposits | $652,146,000 | 879 |
| Interest-bearing deposits | $544,760,000 | 838 |
| Deposits held in domestic offices | $652,146,000 | 878 |
| % insured | 63.45% | 5,970 |
| Federal funds purchased & repurchase agreements | $10,000,000 | 809 |
| Trading liabilities | $0 | 167 |
| Other borrowed funds | $49,000,000 | 639 |
| Subordinated debt | $0 | 126 |
| All other liabilities | $3,124,000 | 1,456 |
| Total equity capital | $74,954,000 | 1,029 |
| Total bank equity capital | $74,376,000 | 1,036 |
| Perpetual preferred stock | $0 | 187 |
| Common stock | $5,000,000 | 748 |
| Surplus | $48,388,000 | 715 |
| Undivided profits | $20,988,000 | 1,860 |
| Noncontrolling interests in consolidated subsidiaries | $578,000 | 69 |
| Memoranda | ||
| Noncurrent loans and leases | $475,000 | 4,184 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 938 |
| Income earned, not collected on loans | $2,790,000 | 889 |
| Earning assets | $736,969,000 | 862 |
| Long-term assets (5+ years) | $151,922,000 | 1,448 |
| Average Assets, year-to-date | $765,424,800 | 887 |
| Average Assets, quarterly | $797,436,500 | 870 |
| Volatile liabilities | $83,168,000 | 645 |
| Insider loans | $24,895,000 | 201 |
| FHLB advances | $49,000,000 | 598 |
| Loans and leases held for sale | $2,659,000 | 635 |
| Unused loan commitments | $224,969,000 | 464 |
| Tier 1 (core) risk-based capital | $74,932,000 | 953 |
| Tier 2 risk-based capital | $8,622,000 | 630 |
| Total risk weighted assets | $687,330,000 | 698 |
| Total unused commitments | $224,969,000 | 464 |
| Derivatives | $0 | 1,406 |
| 2014-09-30 | Rank | |
| # of Employees: | 62 | 2,368 |
| Assets and Liabilities | ||
| Total Assets: | $805,649,000 | 858 |
| Cash and due from depository institutions | $48,860,000 | 2,368 |
| Interest-bearing balances | $32,400,000 | 1,032 |
| Securities | $79,641,000 | 1,813 |
| Federal funds sold & reverse repurchase agreements | $0 | 2,747 |
| Net loans & leases | $632,420,000 | 703 |
| Loan loss allowance | $10,341,000 | 608 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $11,225,000 | 1,056 |
| Other real estate owned | $247,000 | 2,368 |
| Goodwill and other intangibles | $0 | 2,848 |
| All other assets | $33,256,000 | 659 |
| Life insurance assets | $15,297,000 | 562 |
| Total liabilities and capital | $805,649,000 | 858 |
| Total liabilities | $734,329,000 | 835 |
| Total deposits | $671,804,000 | 843 |
| Interest-bearing deposits | $565,462,000 | 806 |
| Deposits held in domestic offices | $671,804,000 | 842 |
| % insured | 64.16% | 6,077 |
| Federal funds purchased & repurchase agreements | $10,000,000 | 818 |
| Trading liabilities | $0 | 165 |
| Other borrowed funds | $49,000,000 | 614 |
| Subordinated debt | $0 | 131 |
| All other liabilities | $3,525,000 | 1,338 |
| Total equity capital | $71,320,000 | 1,073 |
| Total bank equity capital | $70,741,000 | 1,079 |
| Perpetual preferred stock | $0 | 194 |
| Common stock | $5,000,000 | 762 |
| Surplus | $32,272,000 | 1,020 |
| Undivided profits | $33,469,000 | 1,210 |
| Noncontrolling interests in consolidated subsidiaries | $579,000 | 72 |
| Memoranda | ||
| Noncurrent loans and leases | $514,000 | 4,258 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 951 |
| Income earned, not collected on loans | $1,929,000 | 1,385 |
| Earning assets | $744,461,000 | 846 |
| Long-term assets (5+ years) | $149,769,000 | 1,474 |
| Average Assets, year-to-date | $759,475,000 | 898 |
| Average Assets, quarterly | $789,762,500 | 873 |
| Volatile liabilities | $81,313,000 | 648 |
| Insider loans | $30,361,000 | 154 |
| FHLB advances | $49,000,000 | 577 |
| Loans and leases held for sale | $2,649,000 | 662 |
| Unused loan commitments | $227,913,000 | 467 |
| Tier 1 (core) risk-based capital | $71,720,000 | 1,002 |
| Tier 2 risk-based capital | $8,332,000 | 648 |
| Total risk weighted assets | $663,781,000 | 718 |
| Total unused commitments | $227,913,000 | 467 |
| Derivatives | $0 | 1,399 |
| 2014-06-30 | Rank | |
| # of Employees: | 67 | 2,228 |
| Assets and Liabilities | ||
| Total Assets: | $773,876,000 | 895 |
| Cash and due from depository institutions | $24,038,000 | 2,228 |
| Interest-bearing balances | $2,888,000 | 4,687 |
| Securities | $82,039,000 | 1,784 |
| Federal funds sold & reverse repurchase agreements | $0 | 2,844 |
| Net loans & leases | $625,141,000 | 697 |
| Loan loss allowance | $9,956,000 | 642 |
| Trading account assets | $0 | 246 |
| Bank premises and fixed assets | $10,400,000 | 1,143 |
| Other real estate owned | $246,000 | 2,228 |
| Goodwill and other intangibles | $0 | 2,849 |
| All other assets | $32,012,000 | 668 |
| Life insurance assets | $15,211,000 | 559 |
| Total liabilities and capital | $773,876,000 | 895 |
| Total liabilities | $705,278,000 | 863 |
| Total deposits | $643,689,000 | 883 |
| Interest-bearing deposits | $521,720,000 | 876 |
| Deposits held in domestic offices | $643,689,000 | 880 |
| % insured | 68.86% | 5,916 |
| Federal funds purchased & repurchase agreements | $10,000,000 | 805 |
| Trading liabilities | $0 | 168 |
| Other borrowed funds | $49,000,000 | 612 |
| Subordinated debt | $0 | 135 |
| All other liabilities | $2,589,000 | 1,624 |
| Total equity capital | $68,598,000 | 1,094 |
| Total bank equity capital | $68,018,000 | 1,103 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $5,000,000 | 777 |
| Surplus | $32,272,000 | 1,015 |
| Undivided profits | $30,746,000 | 1,282 |
| Noncontrolling interests in consolidated subsidiaries | $580,000 | 72 |
| Memoranda | ||
| Noncurrent loans and leases | $3,351,000 | 1,783 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 990 |
| Income earned, not collected on loans | $1,888,000 | 1,322 |
| Earning assets | $710,068,000 | 885 |
| Long-term assets (5+ years) | $154,504,000 | 1,434 |
| Average Assets, year-to-date | $744,083,670 | 914 |
| Average Assets, quarterly | $758,223,500 | 909 |
| Volatile liabilities | $71,743,000 | 704 |
| Insider loans | $30,967,000 | 145 |
| FHLB advances | $49,000,000 | 572 |
| Loans and leases held for sale | $2,100,000 | 766 |
| Unused loan commitments | $207,809,000 | 482 |
| Tier 1 (core) risk-based capital | $69,058,000 | 1,025 |
| Tier 2 risk-based capital | $8,274,000 | 649 |
| Total risk weighted assets | $659,539,000 | 713 |
| Total unused commitments | $207,809,000 | 482 |
| Derivatives | $0 | 1,413 |
| 2014-03-31 | Rank | |
| # of Employees: | 64 | 2,327 |
| Assets and Liabilities | ||
| Total Assets: | $742,571,000 | 927 |
| Cash and due from depository institutions | $20,841,000 | 2,327 |
| Interest-bearing balances | $1,823,000 | 5,351 |
| Securities | $81,454,000 | 1,798 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,112 |
| Net loans & leases | $600,536,000 | 720 |
| Loan loss allowance | $9,635,000 | 676 |
| Trading account assets | $0 | 247 |
| Bank premises and fixed assets | $10,562,000 | 1,130 |
| Other real estate owned | $268,000 | 2,327 |
| Goodwill and other intangibles | $0 | 2,875 |
| All other assets | $28,910,000 | 748 |
| Life insurance assets | $15,125,000 | 557 |
| Total liabilities and capital | $742,571,000 | 927 |
| Total liabilities | $676,429,000 | 903 |
| Total deposits | $614,385,000 | 926 |
| Interest-bearing deposits | $521,348,000 | 879 |
| Deposits held in domestic offices | $614,385,000 | 923 |
| % insured | 69.27% | 5,950 |
| Federal funds purchased & repurchase agreements | $10,000,000 | 797 |
| Trading liabilities | $0 | 165 |
| Other borrowed funds | $49,000,000 | 558 |
| Subordinated debt | $0 | 134 |
| All other liabilities | $3,044,000 | 1,413 |
| Total equity capital | $66,142,000 | 1,120 |
| Total bank equity capital | $65,558,000 | 1,126 |
| Perpetual preferred stock | $0 | 201 |
| Common stock | $5,000,000 | 788 |
| Surplus | $32,272,000 | 1,029 |
| Undivided profits | $28,286,000 | 1,341 |
| Noncontrolling interests in consolidated subsidiaries | $584,000 | 75 |
| Memoranda | ||
| Noncurrent loans and leases | $5,541,000 | 1,250 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 998 |
| Income earned, not collected on loans | $1,962,000 | 1,257 |
| Earning assets | $683,813,000 | 915 |
| Long-term assets (5+ years) | $147,296,000 | 1,480 |
| Average Assets, year-to-date | $729,187,500 | 934 |
| Average Assets, quarterly | $729,187,500 | 934 |
| Volatile liabilities | $74,242,000 | 648 |
| Insider loans | $31,023,000 | 143 |
| FHLB advances | $49,000,000 | 519 |
| Loans and leases held for sale | $2,477,000 | 592 |
| Unused loan commitments | $206,613,000 | 483 |
| Tier 1 (core) risk-based capital | $66,782,000 | 1,062 |
| Tier 2 risk-based capital | $7,945,000 | 665 |
| Total risk weighted assets | $633,226,000 | 729 |
| Total unused commitments | $206,613,000 | 483 |
| Derivatives | $0 | 1,405 |
| 2013-12-31 | Rank | |
| # of Employees: | 60 | 2,458 |
| Assets and Liabilities | ||
| Total Assets: | $715,804,000 | 950 |
| Cash and due from depository institutions | $9,014,000 | 2,458 |
| Interest-bearing balances | $153,000 | 6,248 |
| Securities | $80,169,000 | 1,837 |
| Federal funds sold & reverse repurchase agreements | $0 | 2,964 |
| Net loans & leases | $585,689,000 | 726 |
| Loan loss allowance | $9,625,000 | 686 |
| Trading account assets | $0 | 247 |
| Bank premises and fixed assets | $10,100,000 | 1,182 |
| Other real estate owned | $102,000 | 2,458 |
| Goodwill and other intangibles | $0 | 2,889 |
| All other assets | $30,730,000 | 706 |
| Life insurance assets | $15,042,000 | 558 |
| Total liabilities and capital | $715,804,000 | 950 |
| Total liabilities | $651,606,000 | 933 |
| Total deposits | $585,936,000 | 951 |
| Interest-bearing deposits | $508,589,000 | 885 |
| Deposits held in domestic offices | $585,936,000 | 949 |
| % insured | 71.78% | 5,833 |
| Federal funds purchased & repurchase agreements | $10,500,000 | 809 |
| Trading liabilities | $0 | 167 |
| Other borrowed funds | $49,000,000 | 579 |
| Subordinated debt | $0 | 136 |
| All other liabilities | $6,170,000 | 849 |
| Total equity capital | $64,198,000 | 1,126 |
| Total bank equity capital | $63,611,000 | 1,136 |
| Perpetual preferred stock | $0 | 206 |
| Common stock | $5,000,000 | 800 |
| Surplus | $32,271,000 | 1,036 |
| Undivided profits | $26,340,000 | 1,387 |
| Noncontrolling interests in consolidated subsidiaries | $587,000 | 75 |
| Memoranda | ||
| Noncurrent loans and leases | $2,886,000 | 2,128 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 991 |
| Income earned, not collected on loans | $1,891,000 | 1,371 |
| Earning assets | $666,011,000 | 924 |
| Long-term assets (5+ years) | $135,901,000 | 1,573 |
| Average Assets, year-to-date | $681,545,600 | 979 |
| Average Assets, quarterly | $705,473,500 | 961 |
| Volatile liabilities | $64,679,000 | 755 |
| Insider loans | $31,330,000 | 143 |
| FHLB advances | $49,000,000 | 537 |
| Loans and leases held for sale | $697,000 | 1,090 |
| Unused loan commitments | $204,785,000 | 461 |
| Tier 1 (core) risk-based capital | $65,297,000 | 1,081 |
| Tier 2 risk-based capital | $7,809,000 | 673 |
| Total risk weighted assets | $622,244,000 | 735 |
| Total unused commitments | $204,785,000 | 461 |
| Derivatives | $0 | 1,395 |
| 2013-09-30 | Rank | |
| # of Employees: | 66 | 2,296 |
| Assets and Liabilities | ||
| Total Assets: | $695,143,000 | 973 |
| Cash and due from depository institutions | $12,551,000 | 2,296 |
| Interest-bearing balances | $606,000 | 5,953 |
| Securities | $86,310,000 | 1,743 |
| Federal funds sold & reverse repurchase agreements | $0 | 2,981 |
| Net loans & leases | $556,635,000 | 766 |
| Loan loss allowance | $9,523,000 | 719 |
| Trading account assets | $0 | 248 |
| Bank premises and fixed assets | $9,561,000 | 1,234 |
| Other real estate owned | $253,000 | 2,296 |
| Goodwill and other intangibles | $0 | 2,909 |
| All other assets | $29,833,000 | 724 |
| Life insurance assets | $14,958,000 | 547 |
| Total liabilities and capital | $695,143,000 | 973 |
| Total liabilities | $632,026,000 | 951 |
| Total deposits | $577,558,000 | 959 |
| Interest-bearing deposits | $498,747,000 | 909 |
| Deposits held in domestic offices | $577,558,000 | 957 |
| % insured | 72.38% | 5,964 |
| Federal funds purchased & repurchase agreements | $10,100,000 | 844 |
| Trading liabilities | $0 | 163 |
| Other borrowed funds | $39,000,000 | 684 |
| Subordinated debt | $0 | 150 |
| All other liabilities | $5,368,000 | 984 |
| Total equity capital | $63,117,000 | 1,150 |
| Total bank equity capital | $62,529,000 | 1,164 |
| Perpetual preferred stock | $0 | 217 |
| Common stock | $5,000,000 | 815 |
| Surplus | $32,263,000 | 1,037 |
| Undivided profits | $25,266,000 | 1,430 |
| Noncontrolling interests in consolidated subsidiaries | $588,000 | 76 |
| Memoranda | ||
| Noncurrent loans and leases | $3,235,000 | 2,111 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,015 |
| Income earned, not collected on loans | $1,853,000 | 1,465 |
| Earning assets | $643,551,000 | 961 |
| Long-term assets (5+ years) | $143,975,000 | 1,481 |
| Average Assets, year-to-date | $672,981,000 | 993 |
| Average Assets, quarterly | $685,431,000 | 985 |
| Volatile liabilities | $64,903,000 | 749 |
| Insider loans | $31,944,000 | 136 |
| FHLB advances | $39,000,000 | 632 |
| Loans and leases held for sale | $1,826,000 | 789 |
| Unused loan commitments | $192,502,000 | 491 |
| Tier 1 (core) risk-based capital | $63,661,000 | 1,098 |
| Tier 2 risk-based capital | $7,416,000 | 722 |
| Total risk weighted assets | $590,487,000 | 779 |
| Total unused commitments | $192,502,000 | 491 |
| Derivatives | $0 | 1,430 |
| 2013-06-30 | Rank | |
| # of Employees: | 69 | 2,209 |
| Assets and Liabilities | ||
| Total Assets: | $675,719,000 | 992 |
| Cash and due from depository institutions | $6,691,000 | 2,209 |
| Interest-bearing balances | $217,000 | 6,348 |
| Securities | $89,791,000 | 1,660 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,098 |
| Net loans & leases | $539,492,000 | 768 |
| Loan loss allowance | $9,188,000 | 765 |
| Trading account assets | $0 | 250 |
| Bank premises and fixed assets | $9,524,000 | 1,241 |
| Other real estate owned | $567,000 | 2,209 |
| Goodwill and other intangibles | $0 | 2,910 |
| All other assets | $29,654,000 | 732 |
| Life insurance assets | $14,869,000 | 543 |
| Total liabilities and capital | $675,719,000 | 992 |
| Total liabilities | $613,002,000 | 970 |
| Total deposits | $560,532,000 | 985 |
| Interest-bearing deposits | $486,166,000 | 931 |
| Deposits held in domestic offices | $560,532,000 | 983 |
| % insured | 74.83% | 5,790 |
| Federal funds purchased & repurchase agreements | $11,500,000 | 780 |
| Trading liabilities | $0 | 154 |
| Other borrowed funds | $37,000,000 | 690 |
| Subordinated debt | $0 | 152 |
| All other liabilities | $3,970,000 | 1,220 |
| Total equity capital | $62,717,000 | 1,152 |
| Total bank equity capital | $62,128,000 | 1,165 |
| Perpetual preferred stock | $0 | 228 |
| Common stock | $5,000,000 | 815 |
| Surplus | $32,263,000 | 1,034 |
| Undivided profits | $24,865,000 | 1,442 |
| Noncontrolling interests in consolidated subsidiaries | $589,000 | 77 |
| Memoranda | ||
| Noncurrent loans and leases | $6,771,000 | 1,250 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,060 |
| Income earned, not collected on loans | $1,853,000 | 1,406 |
| Earning assets | $629,500,000 | 970 |
| Long-term assets (5+ years) | $101,135,000 | 1,952 |
| Average Assets, year-to-date | $665,593,670 | 1,003 |
| Average Assets, quarterly | $671,669,500 | 996 |
| Volatile liabilities | $76,699,000 | 636 |
| Insider loans | $26,667,000 | 156 |
| FHLB advances | $37,000,000 | 646 |
| Loans and leases held for sale | $3,581,000 | 722 |
| Unused loan commitments | $188,563,000 | 493 |
| Tier 1 (core) risk-based capital | $63,025,000 | 1,092 |
| Tier 2 risk-based capital | $7,213,000 | 737 |
| Total risk weighted assets | $574,412,000 | 786 |
| Total unused commitments | $188,563,000 | 493 |
| Derivatives | $0 | 1,417 |
| 2013-03-31 | Rank | |
| # of Employees: | 62 | 2,430 |
| Assets and Liabilities | ||
| Total Assets: | $667,620,000 | 1,010 |
| Cash and due from depository institutions | $16,358,000 | 2,430 |
| Interest-bearing balances | $752,000 | 6,078 |
| Securities | $86,571,000 | 1,738 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,440 |
| Net loans & leases | $525,189,000 | 784 |
| Loan loss allowance | $9,241,000 | 789 |
| Trading account assets | $0 | 242 |
| Bank premises and fixed assets | $9,089,000 | 1,318 |
| Other real estate owned | $719,000 | 2,430 |
| Goodwill and other intangibles | $0 | 2,913 |
| All other assets | $29,694,000 | 720 |
| Life insurance assets | $14,778,000 | 535 |
| Total liabilities and capital | $667,620,000 | 1,010 |
| Total liabilities | $604,514,000 | 987 |
| Total deposits | $584,781,000 | 958 |
| Interest-bearing deposits | $515,170,000 | 884 |
| Deposits held in domestic offices | $584,781,000 | 955 |
| % insured | 69.56% | 6,310 |
| Federal funds purchased & repurchase agreements | $10,000,000 | 807 |
| Trading liabilities | $0 | 154 |
| Other borrowed funds | $5,000,000 | 2,267 |
| Subordinated debt | $0 | 155 |
| All other liabilities | $4,733,000 | 1,079 |
| Total equity capital | $63,106,000 | 1,180 |
| Total bank equity capital | $62,514,000 | 1,185 |
| Perpetual preferred stock | $0 | 239 |
| Common stock | $5,000,000 | 830 |
| Surplus | $32,263,000 | 1,035 |
| Undivided profits | $25,251,000 | 1,486 |
| Noncontrolling interests in consolidated subsidiaries | $592,000 | 81 |
| Memoranda | ||
| Noncurrent loans and leases | $4,443,000 | 1,879 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,043 |
| Income earned, not collected on loans | $1,730,000 | 1,507 |
| Earning assets | $612,512,000 | 1,017 |
| Long-term assets (5+ years) | $92,009,000 | 2,100 |
| Average Assets, year-to-date | $660,531,000 | 1,024 |
| Average Assets, quarterly | $660,531,000 | 1,024 |
| Volatile liabilities | $67,476,000 | 665 |
| Insider loans | $26,340,000 | 158 |
| FHLB advances | $5,000,000 | 2,171 |
| Loans and leases held for sale | $4,842,000 | 608 |
| Unused loan commitments | $180,187,000 | 495 |
| Tier 1 (core) risk-based capital | $62,229,000 | 1,094 |
| Tier 2 risk-based capital | $7,024,000 | 754 |
| Total risk weighted assets | $559,113,000 | 792 |
| Total unused commitments | $180,187,000 | 495 |
| Derivatives | $0 | 1,405 |
| 2012-12-31 | Rank | |
| # of Employees: | 64 | 2,371 |
| Assets and Liabilities | ||
| Total Assets: | $653,442,000 | 1,041 |
| Cash and due from depository institutions | $12,637,000 | 2,371 |
| Interest-bearing balances | $90,000 | 6,576 |
| Securities | $76,219,000 | 1,904 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,307 |
| Net loans & leases | $525,177,000 | 788 |
| Loan loss allowance | $9,017,000 | 814 |
| Trading account assets | $0 | 243 |
| Bank premises and fixed assets | $8,419,000 | 1,415 |
| Other real estate owned | $1,533,000 | 2,371 |
| Goodwill and other intangibles | $0 | 2,913 |
| All other assets | $29,457,000 | 728 |
| Life insurance assets | $14,684,000 | 531 |
| Total liabilities and capital | $653,442,000 | 1,041 |
| Total liabilities | $590,676,000 | 1,019 |
| Total deposits | $556,885,000 | 1,001 |
| Interest-bearing deposits | $479,085,000 | 955 |
| Deposits held in domestic offices | $556,885,000 | 1,000 |
| % insured | 72.13% | 6,594 |
| Federal funds purchased & repurchase agreements | $10,000,000 | 830 |
| Trading liabilities | $0 | 152 |
| Other borrowed funds | $20,000,000 | 1,116 |
| Subordinated debt | $0 | 159 |
| All other liabilities | $3,791,000 | 1,301 |
| Total equity capital | $62,766,000 | 1,179 |
| Total bank equity capital | $62,173,000 | 1,188 |
| Perpetual preferred stock | $0 | 246 |
| Common stock | $5,000,000 | 833 |
| Surplus | $32,255,000 | 1,030 |
| Undivided profits | $24,918,000 | 1,483 |
| Noncontrolling interests in consolidated subsidiaries | $593,000 | 81 |
| Memoranda | ||
| Noncurrent loans and leases | $5,683,000 | 1,606 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,020 |
| Income earned, not collected on loans | $1,780,000 | 1,501 |
| Earning assets | $601,486,000 | 1,033 |
| Long-term assets (5+ years) | $77,386,000 | 2,333 |
| Average Assets, year-to-date | $645,770,800 | 1,019 |
| Average Assets, quarterly | $648,017,000 | 1,040 |
| Volatile liabilities | $79,418,000 | 611 |
| Insider loans | $26,857,000 | 158 |
| FHLB advances | $20,000,000 | 1,048 |
| Loans and leases held for sale | $4,047,000 | 832 |
| Unused loan commitments | $159,614,000 | 518 |
| Tier 1 (core) risk-based capital | $61,712,000 | 1,093 |
| Tier 2 risk-based capital | $6,969,000 | 751 |
| Total risk weighted assets | $554,991,000 | 794 |
| Total unused commitments | $159,614,000 | 518 |
| Derivatives | $0 | 1,366 |
| 2012-09-30 | Rank | |
| # of Employees: | 68 | 2,248 |
| Assets and Liabilities | ||
| Total Assets: | $642,592,000 | 1,049 |
| Cash and due from depository institutions | $7,743,000 | 2,248 |
| Interest-bearing balances | $129,000 | 6,558 |
| Securities | $78,016,000 | 1,871 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,418 |
| Net loans & leases | $523,116,000 | 793 |
| Loan loss allowance | $8,396,000 | 898 |
| Trading account assets | $0 | 231 |
| Bank premises and fixed assets | $5,125,000 | 2,241 |
| Other real estate owned | $881,000 | 2,248 |
| Goodwill and other intangibles | $0 | 2,937 |
| All other assets | $27,711,000 | 786 |
| Life insurance assets | $14,591,000 | 524 |
| Total liabilities and capital | $642,592,000 | 1,049 |
| Total liabilities | $580,332,000 | 1,027 |
| Total deposits | $527,462,000 | 1,036 |
| Interest-bearing deposits | $508,717,000 | 899 |
| Deposits held in domestic offices | $527,462,000 | 1,035 |
| % insured | 72.29% | 6,721 |
| Federal funds purchased & repurchase agreements | $23,200,000 | 510 |
| Trading liabilities | $0 | 150 |
| Other borrowed funds | $26,000,000 | 928 |
| Subordinated debt | $0 | 163 |
| All other liabilities | $3,670,000 | 1,394 |
| Total equity capital | $62,260,000 | 1,189 |
| Total bank equity capital | $61,665,000 | 1,198 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $5,000,000 | 851 |
| Surplus | $32,255,000 | 1,044 |
| Undivided profits | $24,410,000 | 1,536 |
| Noncontrolling interests in consolidated subsidiaries | $595,000 | 82 |
| Memoranda | ||
| Noncurrent loans and leases | $6,559,000 | 1,522 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,078 |
| Income earned, not collected on loans | $1,827,000 | 1,608 |
| Earning assets | $601,261,000 | 1,019 |
| Long-term assets (5+ years) | $92,881,000 | 2,006 |
| Average Assets, year-to-date | $643,853,000 | 1,030 |
| Average Assets, quarterly | $636,271,500 | 1,052 |
| Volatile liabilities | $111,071,000 | 481 |
| Insider loans | $27,823,000 | 148 |
| FHLB advances | $26,000,000 | 866 |
| Loans and leases held for sale | $10,392,000 | 480 |
| Unused loan commitments | $174,527,000 | 497 |
| Tier 1 (core) risk-based capital | $61,022,000 | 1,106 |
| Tier 2 risk-based capital | $6,816,000 | 773 |
| Total risk weighted assets | $543,307,000 | 800 |
| Total unused commitments | $174,527,000 | 497 |
| Derivatives | $0 | 1,366 |
| 2012-06-30 | Rank | |
| # of Employees: | 66 | 2,323 |
| Assets and Liabilities | ||
| Total Assets: | $629,951,000 | 1,060 |
| Cash and due from depository institutions | $10,330,000 | 2,323 |
| Interest-bearing balances | $1,794,000 | 5,446 |
| Securities | $68,373,000 | 2,086 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,541 |
| Net loans & leases | $518,798,000 | 795 |
| Loan loss allowance | $8,468,000 | 896 |
| Trading account assets | $0 | 211 |
| Bank premises and fixed assets | $5,248,000 | 2,197 |
| Other real estate owned | $888,000 | 2,323 |
| Goodwill and other intangibles | $0 | 2,925 |
| All other assets | $26,314,000 | 829 |
| Life insurance assets | $14,495,000 | 524 |
| Total liabilities and capital | $629,951,000 | 1,060 |
| Total liabilities | $568,188,000 | 1,049 |
| Total deposits | $501,206,000 | 1,095 |
| Interest-bearing deposits | $477,212,000 | 953 |
| Deposits held in domestic offices | $501,206,000 | 1,092 |
| % insured | 76.50% | 6,505 |
| Federal funds purchased & repurchase agreements | $28,500,000 | 434 |
| Trading liabilities | $0 | 130 |
| Other borrowed funds | $36,000,000 | 734 |
| Subordinated debt | $0 | 180 |
| All other liabilities | $2,482,000 | 1,760 |
| Total equity capital | $61,763,000 | 1,178 |
| Total bank equity capital | $61,167,000 | 1,187 |
| Perpetual preferred stock | $0 | 254 |
| Common stock | $5,000,000 | 871 |
| Surplus | $32,255,000 | 1,034 |
| Undivided profits | $23,912,000 | 1,534 |
| Noncontrolling interests in consolidated subsidiaries | $596,000 | 82 |
| Memoranda | ||
| Noncurrent loans and leases | $6,873,000 | 1,523 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,080 |
| Income earned, not collected on loans | $1,816,000 | 1,500 |
| Earning assets | $588,965,000 | 1,037 |
| Long-term assets (5+ years) | $78,030,000 | 2,258 |
| Average Assets, year-to-date | $644,273,330 | 1,027 |
| Average Assets, quarterly | $640,446,000 | 1,040 |
| Volatile liabilities | $130,978,000 | 420 |
| Insider loans | $28,056,000 | 146 |
| FHLB advances | $36,000,000 | 676 |
| Loans and leases held for sale | $4,805,000 | 638 |
| Unused loan commitments | $162,810,000 | 512 |
| Tier 1 (core) risk-based capital | $60,494,000 | 1,101 |
| Tier 2 risk-based capital | $6,724,000 | 781 |
| Total risk weighted assets | $535,805,000 | 807 |
| Total unused commitments | $162,810,000 | 512 |
| Derivatives | $0 | 1,332 |
| 2012-03-31 | Rank | |
| # of Employees: | 61 | 2,506 |
| Assets and Liabilities | ||
| Total Assets: | $650,941,000 | 1,025 |
| Cash and due from depository institutions | $31,186,000 | 2,506 |
| Interest-bearing balances | $12,051,000 | 3,003 |
| Securities | $88,682,000 | 1,656 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,754 |
| Net loans & leases | $504,215,000 | 805 |
| Loan loss allowance | $7,936,000 | 960 |
| Trading account assets | $0 | 215 |
| Bank premises and fixed assets | $5,378,000 | 2,150 |
| Other real estate owned | $946,000 | 2,506 |
| Goodwill and other intangibles | $0 | 2,935 |
| All other assets | $20,534,000 | 1,015 |
| Life insurance assets | $8,843,000 | 820 |
| Total liabilities and capital | $650,941,000 | 1,025 |
| Total liabilities | $589,679,000 | 1,012 |
| Total deposits | $536,391,000 | 1,025 |
| Interest-bearing deposits | $507,477,000 | 895 |
| Deposits held in domestic offices | $536,391,000 | 1,022 |
| % insured | 73.98% | 6,726 |
| Federal funds purchased & repurchase agreements | $23,000,000 | 526 |
| Trading liabilities | $0 | 123 |
| Other borrowed funds | $26,000,000 | 954 |
| Subordinated debt | $0 | 185 |
| All other liabilities | $4,288,000 | 1,171 |
| Total equity capital | $61,262,000 | 1,173 |
| Total bank equity capital | $60,664,000 | 1,185 |
| Perpetual preferred stock | $0 | 259 |
| Common stock | $5,000,000 | 885 |
| Surplus | $32,250,000 | 1,035 |
| Undivided profits | $23,414,000 | 1,516 |
| Noncontrolling interests in consolidated subsidiaries | $598,000 | 83 |
| Memoranda | ||
| Noncurrent loans and leases | $7,564,000 | 1,490 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,111 |
| Income earned, not collected on loans | $1,939,000 | 1,375 |
| Earning assets | $604,948,000 | 1,009 |
| Long-term assets (5+ years) | $115,606,000 | 1,608 |
| Average Assets, year-to-date | $651,434,500 | 1,017 |
| Average Assets, quarterly | $651,434,500 | 1,017 |
| Volatile liabilities | $111,694,000 | 485 |
| Insider loans | $27,178,000 | 156 |
| FHLB advances | $26,000,000 | 898 |
| Loans and leases held for sale | $5,194,000 | 587 |
| Unused loan commitments | $165,829,000 | 490 |
| Tier 1 (core) risk-based capital | $59,798,000 | 1,101 |
| Tier 2 risk-based capital | $6,501,000 | 814 |
| Total risk weighted assets | $518,333,000 | 833 |
| Total unused commitments | $165,829,000 | 490 |
| Derivatives | $0 | 1,297 |
| 2011-12-31 | Rank | |
| # of Employees: | 62 | 2,455 |
| Assets and Liabilities | ||
| Total Assets: | $651,928,000 | 1,013 |
| Cash and due from depository institutions | $30,320,000 | 2,455 |
| Interest-bearing balances | $19,285,000 | 1,899 |
| Securities | $94,069,000 | 1,524 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,658 |
| Net loans & leases | $499,938,000 | 829 |
| Loan loss allowance | $7,923,000 | 975 |
| Trading account assets | $0 | 205 |
| Bank premises and fixed assets | $5,480,000 | 2,119 |
| Other real estate owned | $948,000 | 2,455 |
| Goodwill and other intangibles | $0 | 2,970 |
| All other assets | $21,173,000 | 1,000 |
| Life insurance assets | $8,777,000 | 808 |
| Total liabilities and capital | $651,928,000 | 1,013 |
| Total liabilities | $589,673,000 | 996 |
| Total deposits | $528,523,000 | 1,018 |
| Interest-bearing deposits | $501,071,000 | 898 |
| Deposits held in domestic offices | $528,523,000 | 1,014 |
| % insured | 72.82% | 6,845 |
| Federal funds purchased & repurchase agreements | $22,000,000 | 554 |
| Trading liabilities | $0 | 115 |
| Other borrowed funds | $36,000,000 | 797 |
| Subordinated debt | $0 | 193 |
| All other liabilities | $3,150,000 | 1,468 |
| Total equity capital | $62,255,000 | 1,136 |
| Total bank equity capital | $61,651,000 | 1,143 |
| Perpetual preferred stock | $0 | 263 |
| Common stock | $5,000,000 | 890 |
| Surplus | $32,244,000 | 1,042 |
| Undivided profits | $24,407,000 | 1,450 |
| Noncontrolling interests in consolidated subsidiaries | $604,000 | 84 |
| Memoranda | ||
| Noncurrent loans and leases | $8,123,000 | 1,441 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,138 |
| Income earned, not collected on loans | $1,931,000 | 1,482 |
| Earning assets | $613,292,000 | 980 |
| Long-term assets (5+ years) | $87,913,000 | 1,736 |
| Average Assets, year-to-date | $640,825,400 | 1,012 |
| Average Assets, quarterly | $652,310,000 | 1,005 |
| Volatile liabilities | $117,843,000 | 495 |
| Insider loans | $26,238,000 | 168 |
| FHLB advances | $26,000,000 | 950 |
| Loans and leases held for sale | $4,874,000 | 561 |
| Unused loan commitments | $156,144,000 | 497 |
| Tier 1 (core) risk-based capital | $60,459,000 | 1,075 |
| Tier 2 risk-based capital | $6,383,000 | 836 |
| Total risk weighted assets | $509,084,000 | 850 |
| Total unused commitments | $156,144,000 | 497 |
| Derivatives | $0 | 1,191 |
| 2011-09-30 | Rank | |
| # of Employees: | 60 | 2,536 |
| Assets and Liabilities | ||
| Total Assets: | $652,692,000 | 1,012 |
| Cash and due from depository institutions | $49,584,000 | 2,536 |
| Interest-bearing balances | $41,231,000 | 1,029 |
| Securities | $87,780,000 | 1,588 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,873 |
| Net loans & leases | $487,711,000 | 850 |
| Loan loss allowance | $7,915,000 | 1,007 |
| Trading account assets | $0 | 209 |
| Bank premises and fixed assets | $5,547,000 | 2,109 |
| Other real estate owned | $1,084,000 | 2,536 |
| Goodwill and other intangibles | $0 | 2,996 |
| All other assets | $20,986,000 | 1,024 |
| Life insurance assets | $8,711,000 | 809 |
| Total liabilities and capital | $652,692,000 | 1,012 |
| Total liabilities | $592,512,000 | 1,000 |
| Total deposits | $526,572,000 | 1,024 |
| Interest-bearing deposits | $498,591,000 | 920 |
| Deposits held in domestic offices | $526,572,000 | 1,021 |
| % insured | 73.63% | 6,898 |
| Federal funds purchased & repurchase agreements | $22,000,000 | 570 |
| Trading liabilities | $0 | 112 |
| Other borrowed funds | $41,000,000 | 720 |
| Subordinated debt | $0 | 206 |
| All other liabilities | $2,940,000 | 1,589 |
| Total equity capital | $60,180,000 | 1,187 |
| Total bank equity capital | $59,575,000 | 1,207 |
| Perpetual preferred stock | $0 | 266 |
| Common stock | $5,000,000 | 907 |
| Surplus | $32,243,000 | 1,051 |
| Undivided profits | $22,332,000 | 1,590 |
| Noncontrolling interests in consolidated subsidiaries | $605,000 | 87 |
| Memoranda | ||
| Noncurrent loans and leases | $6,943,000 | 1,687 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,137 |
| Income earned, not collected on loans | $1,852,000 | 1,629 |
| Earning assets | $616,722,000 | 974 |
| Long-term assets (5+ years) | $90,356,000 | 1,640 |
| Average Assets, year-to-date | $638,049,750 | 1,022 |
| Average Assets, quarterly | $652,067,000 | 1,007 |
| Volatile liabilities | $106,096,000 | 535 |
| Insider loans | $21,382,000 | 230 |
| FHLB advances | $31,000,000 | 836 |
| Loans and leases held for sale | $5,172,000 | 480 |
| Unused loan commitments | $151,226,000 | 525 |
| Tier 1 (core) risk-based capital | $58,201,000 | 1,122 |
| Tier 2 risk-based capital | $6,147,000 | 861 |
| Total risk weighted assets | $490,008,000 | 886 |
| Total unused commitments | $151,226,000 | 525 |
| Derivatives | $0 | 1,195 |
| 2011-06-30 | Rank | |
| # of Employees: | 60 | 2,554 |
| Assets and Liabilities | ||
| Total Assets: | $651,442,000 | 1,010 |
| Cash and due from depository institutions | $32,364,000 | 2,554 |
| Interest-bearing balances | $25,390,000 | 1,415 |
| Securities | $88,793,000 | 1,567 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,997 |
| Net loans & leases | $500,636,000 | 836 |
| Loan loss allowance | $7,562,000 | 1,066 |
| Trading account assets | $0 | 213 |
| Bank premises and fixed assets | $5,500,000 | 2,134 |
| Other real estate owned | $1,909,000 | 2,554 |
| Goodwill and other intangibles | $0 | 3,017 |
| All other assets | $22,240,000 | 989 |
| Life insurance assets | $8,644,000 | 809 |
| Total liabilities and capital | $651,442,000 | 1,010 |
| Total liabilities | $592,054,000 | 994 |
| Total deposits | $504,649,000 | 1,075 |
| Interest-bearing deposits | $474,520,000 | 970 |
| Deposits held in domestic offices | $504,649,000 | 1,072 |
| % insured | 76.67% | 6,749 |
| Federal funds purchased & repurchase agreements | $32,000,000 | 452 |
| Trading liabilities | $0 | 112 |
| Other borrowed funds | $53,000,000 | 617 |
| Subordinated debt | $0 | 212 |
| All other liabilities | $2,405,000 | 1,750 |
| Total equity capital | $59,388,000 | 1,160 |
| Total bank equity capital | $58,782,000 | 1,179 |
| Perpetual preferred stock | $0 | 222 |
| Common stock | $5,000,000 | 921 |
| Surplus | $32,241,000 | 1,046 |
| Undivided profits | $21,541,000 | 1,592 |
| Noncontrolling interests in consolidated subsidiaries | $606,000 | 90 |
| Memoranda | ||
| Noncurrent loans and leases | $7,155,000 | 1,720 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,160 |
| Income earned, not collected on loans | $1,930,000 | 1,506 |
| Earning assets | $614,819,000 | 974 |
| Long-term assets (5+ years) | $120,835,000 | 1,249 |
| Average Assets, year-to-date | $633,169,000 | 1,040 |
| Average Assets, quarterly | $640,583,500 | 1,029 |
| Volatile liabilities | $129,514,000 | 492 |
| Insider loans | $24,424,000 | 196 |
| FHLB advances | $43,000,000 | 661 |
| Loans and leases held for sale | $2,004,000 | 611 |
| Unused loan commitments | $145,662,000 | 523 |
| Tier 1 (core) risk-based capital | $57,913,000 | 1,110 |
| Tier 2 risk-based capital | $6,350,000 | 843 |
| Total risk weighted assets | $506,792,000 | 868 |
| Total unused commitments | $145,662,000 | 525 |
| Derivatives | $0 | 1,174 |
| 2011-03-31 | Rank | |
| # of Employees: | 54 | 2,813 |
| Assets and Liabilities | ||
| Total Assets: | $629,725,000 | 1,063 |
| Cash and due from depository institutions | $4,925,000 | 2,813 |
| Interest-bearing balances | $108,000 | 6,596 |
| Securities | $89,286,000 | 1,548 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,332 |
| Net loans & leases | $505,422,000 | 832 |
| Loan loss allowance | $7,359,000 | 1,110 |
| Trading account assets | $0 | 208 |
| Bank premises and fixed assets | $5,438,000 | 2,178 |
| Other real estate owned | $1,909,000 | 2,813 |
| Goodwill and other intangibles | $0 | 3,025 |
| All other assets | $22,745,000 | 981 |
| Life insurance assets | $8,579,000 | 812 |
| Total liabilities and capital | $629,725,000 | 1,063 |
| Total liabilities | $571,637,000 | 1,050 |
| Total deposits | $485,717,000 | 1,135 |
| Interest-bearing deposits | $469,182,000 | 1,004 |
| Deposits held in domestic offices | $485,717,000 | 1,133 |
| % insured | 76.14% | 6,814 |
| Federal funds purchased & repurchase agreements | $40,200,000 | 393 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $43,000,000 | 748 |
| Subordinated debt | $0 | 214 |
| All other liabilities | $2,720,000 | 1,572 |
| Total equity capital | $58,088,000 | 1,155 |
| Total bank equity capital | $57,481,000 | 1,167 |
| Perpetual preferred stock | $0 | 224 |
| Common stock | $5,000,000 | 933 |
| Surplus | $32,237,000 | 1,057 |
| Undivided profits | $20,244,000 | 1,622 |
| Noncontrolling interests in consolidated subsidiaries | $607,000 | 90 |
| Memoranda | ||
| Noncurrent loans and leases | $8,496,000 | 1,577 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,152 |
| Income earned, not collected on loans | $1,939,000 | 1,492 |
| Earning assets | $594,816,000 | 1,012 |
| Long-term assets (5+ years) | $150,612,000 | 979 |
| Average Assets, year-to-date | $624,032,500 | 1,067 |
| Average Assets, quarterly | $624,032,500 | 1,067 |
| Volatile liabilities | $124,701,000 | 528 |
| Insider loans | $24,268,000 | 197 |
| FHLB advances | $33,000,000 | 854 |
| Loans and leases held for sale | $2,878,000 | 457 |
| Unused loan commitments | $147,739,000 | 527 |
| Tier 1 (core) risk-based capital | $57,744,000 | 1,088 |
| Tier 2 risk-based capital | $6,479,000 | 849 |
| Total risk weighted assets | $517,462,000 | 855 |
| Total unused commitments | $147,739,000 | 527 |
| Derivatives | $0 | 1,153 |
| 2010-12-31 | Rank | |
| # of Employees: | 52 | 2,930 |
| Assets and Liabilities | ||
| Total Assets: | $618,340,000 | 1,087 |
| Cash and due from depository institutions | $14,528,000 | 2,930 |
| Interest-bearing balances | $5,909,000 | 3,643 |
| Securities | $60,212,000 | 2,077 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,270 |
| Net loans & leases | $513,432,000 | 844 |
| Loan loss allowance | $7,437,000 | 1,102 |
| Trading account assets | $0 | 207 |
| Bank premises and fixed assets | $5,543,000 | 2,163 |
| Other real estate owned | $1,700,000 | 2,930 |
| Goodwill and other intangibles | $0 | 3,026 |
| All other assets | $22,925,000 | 997 |
| Life insurance assets | $8,511,000 | 807 |
| Total liabilities and capital | $618,340,000 | 1,087 |
| Total liabilities | $559,040,000 | 1,082 |
| Total deposits | $486,711,000 | 1,119 |
| Interest-bearing deposits | $465,756,000 | 1,011 |
| Deposits held in domestic offices | $486,711,000 | 1,117 |
| % insured | 76.69% | 6,794 |
| Federal funds purchased & repurchase agreements | $24,000,000 | 587 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $45,000,000 | 765 |
| Subordinated debt | $0 | 220 |
| All other liabilities | $3,329,000 | 1,362 |
| Total equity capital | $59,300,000 | 1,125 |
| Total bank equity capital | $58,691,000 | 1,134 |
| Perpetual preferred stock | $0 | 224 |
| Common stock | $5,000,000 | 938 |
| Surplus | $32,236,000 | 1,055 |
| Undivided profits | $21,455,000 | 1,503 |
| Noncontrolling interests in consolidated subsidiaries | $609,000 | 91 |
| Memoranda | ||
| Noncurrent loans and leases | $11,089,000 | 1,345 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,218 |
| Income earned, not collected on loans | $1,911,000 | 1,584 |
| Earning assets | $579,553,000 | 1,048 |
| Long-term assets (5+ years) | $136,789,000 | 1,030 |
| Average Assets, year-to-date | $610,538,600 | 1,092 |
| Average Assets, quarterly | $638,718,000 | 1,046 |
| Volatile liabilities | $139,984,000 | 969 |
| Insider loans | $22,437,000 | 218 |
| FHLB advances | $35,000,000 | 870 |
| Loans and leases held for sale | $18,681,000 | 238 |
| Unused loan commitments | $146,254,000 | 531 |
| Tier 1 (core) risk-based capital | $59,242,000 | 1,068 |
| Tier 2 risk-based capital | $6,631,000 | 845 |
| Total risk weighted assets | $529,688,000 | 866 |
| Total unused commitments | $146,254,000 | 531 |
| Derivatives | $0 | 1,176 |
| 2010-09-30 | Rank | |
| # of Employees: | 52 | 2,956 |
| Assets and Liabilities | ||
| Total Assets: | $659,096,000 | 1,029 |
| Cash and due from depository institutions | $60,611,000 | 2,956 |
| Interest-bearing balances | $48,059,000 | 757 |
| Securities | $51,736,000 | 2,316 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,450 |
| Net loans & leases | $514,900,000 | 861 |
| Loan loss allowance | $7,144,000 | 1,160 |
| Trading account assets | $0 | 210 |
| Bank premises and fixed assets | $5,536,000 | 2,201 |
| Other real estate owned | $1,096,000 | 2,956 |
| Goodwill and other intangibles | $0 | 3,048 |
| All other assets | $25,217,000 | 920 |
| Life insurance assets | $8,432,000 | 799 |
| Total liabilities and capital | $659,096,000 | 1,029 |
| Total liabilities | $600,692,000 | 1,014 |
| Total deposits | $528,023,000 | 1,044 |
| Interest-bearing deposits | $478,678,000 | 997 |
| Deposits held in domestic offices | $528,023,000 | 1,042 |
| % insured | 65.58% | 7,293 |
| Federal funds purchased & repurchase agreements | $24,000,000 | 580 |
| Trading liabilities | $0 | 103 |
| Other borrowed funds | $45,000,000 | 808 |
| Subordinated debt | $0 | 233 |
| All other liabilities | $3,669,000 | 1,395 |
| Total equity capital | $58,404,000 | 1,177 |
| Total bank equity capital | $57,792,000 | 1,187 |
| Perpetual preferred stock | $0 | 229 |
| Common stock | $5,000,000 | 945 |
| Surplus | $32,235,000 | 1,041 |
| Undivided profits | $20,557,000 | 1,661 |
| Noncontrolling interests in consolidated subsidiaries | $612,000 | 92 |
| Memoranda | ||
| Noncurrent loans and leases | $9,417,000 | 1,512 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,218 |
| Income earned, not collected on loans | $1,941,000 | 1,656 |
| Earning assets | $614,695,000 | 998 |
| Long-term assets (5+ years) | $118,264,000 | 1,165 |
| Average Assets, year-to-date | $608,588,250 | 1,102 |
| Average Assets, quarterly | $626,959,000 | 1,079 |
| Volatile liabilities | $137,886,000 | 1,007 |
| Insider loans | $23,901,000 | 203 |
| FHLB advances | $35,000,000 | 932 |
| Loans and leases held for sale | $8,873,000 | 403 |
| Unused loan commitments | $151,016,000 | 520 |
| Tier 1 (core) risk-based capital | $57,594,000 | 1,092 |
| Tier 2 risk-based capital | $6,710,000 | 858 |
| Total risk weighted assets | $536,358,000 | 859 |
| Total unused commitments | $151,016,000 | 520 |
| Derivatives | $4,900,000 | 785 |
| 2010-06-30 | Rank | |
| # of Employees: | 46 | 3,310 |
| Assets and Liabilities | ||
| Total Assets: | $594,822,000 | 1,147 |
| Cash and due from depository institutions | $17,557,000 | 3,310 |
| Interest-bearing balances | $2,523,000 | 4,565 |
| Securities | $55,735,000 | 2,173 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,532 |
| Net loans & leases | $490,138,000 | 904 |
| Loan loss allowance | $6,536,000 | 1,262 |
| Trading account assets | $0 | 210 |
| Bank premises and fixed assets | $5,091,000 | 2,383 |
| Other real estate owned | $1,424,000 | 3,310 |
| Goodwill and other intangibles | $0 | 3,062 |
| All other assets | $24,877,000 | 940 |
| Life insurance assets | $8,358,000 | 803 |
| Total liabilities and capital | $594,822,000 | 1,147 |
| Total liabilities | $537,911,000 | 1,139 |
| Total deposits | $465,237,000 | 1,191 |
| Interest-bearing deposits | $445,614,000 | 1,073 |
| Deposits held in domestic offices | $465,237,000 | 1,188 |
| % insured | 74.38% | 6,882 |
| Federal funds purchased & repurchase agreements | $24,000,000 | 582 |
| Trading liabilities | $0 | 104 |
| Other borrowed funds | $45,000,000 | 848 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $3,674,000 | 1,332 |
| Total equity capital | $56,911,000 | 1,191 |
| Total bank equity capital | $56,298,000 | 1,202 |
| Perpetual preferred stock | $0 | 222 |
| Common stock | $5,000,000 | 960 |
| Surplus | $32,235,000 | 1,040 |
| Undivided profits | $19,063,000 | 1,759 |
| Noncontrolling interests in consolidated subsidiaries | $613,000 | 90 |
| Memoranda | ||
| Noncurrent loans and leases | $6,834,000 | 1,894 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,233 |
| Income earned, not collected on loans | $1,851,000 | 1,687 |
| Earning assets | $548,396,000 | 1,120 |
| Long-term assets (5+ years) | $115,195,000 | 1,197 |
| Average Assets, year-to-date | $591,752,330 | 1,147 |
| Average Assets, quarterly | $590,434,500 | 1,155 |
| Volatile liabilities | $129,883,000 | 1,093 |
| Insider loans | $21,326,000 | 244 |
| FHLB advances | $35,000,000 | 988 |
| Loans and leases held for sale | $8,270,000 | 340 |
| Unused loan commitments | $141,894,000 | 540 |
| Tier 1 (core) risk-based capital | $56,132,000 | 1,114 |
| Tier 2 risk-based capital | $6,509,000 | 894 |
| Total risk weighted assets | $520,723,000 | 903 |
| Total unused commitments | $141,894,000 | 541 |
| Derivatives | $12,850,000 | 484 |
| 2010-03-31 | Rank | |
| # of Employees: | 46 | 3,332 |
| Assets and Liabilities | ||
| Total Assets: | $586,047,000 | 1,188 |
| Cash and due from depository institutions | $21,021,000 | 3,332 |
| Interest-bearing balances | $7,422,000 | 3,111 |
| Securities | $63,365,000 | 1,978 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,804 |
| Net loans & leases | $471,736,000 | 969 |
| Loan loss allowance | $6,629,000 | 1,282 |
| Trading account assets | $0 | 227 |
| Bank premises and fixed assets | $4,466,000 | 2,715 |
| Other real estate owned | $1,762,000 | 3,332 |
| Goodwill and other intangibles | $0 | 3,074 |
| All other assets | $23,697,000 | 1,002 |
| Life insurance assets | $8,283,000 | 807 |
| Total liabilities and capital | $586,047,000 | 1,188 |
| Total liabilities | $529,508,000 | 1,183 |
| Total deposits | $457,088,000 | 1,225 |
| Interest-bearing deposits | $445,654,000 | 1,097 |
| Deposits held in domestic offices | $457,088,000 | 1,223 |
| % insured | 73.17% | 7,064 |
| Federal funds purchased & repurchase agreements | $24,000,000 | 601 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $45,000,000 | 923 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $3,420,000 | 1,401 |
| Total equity capital | $56,539,000 | 1,189 |
| Total bank equity capital | $55,925,000 | 1,202 |
| Perpetual preferred stock | $0 | 220 |
| Common stock | $5,000,000 | 979 |
| Surplus | $32,235,000 | 1,053 |
| Undivided profits | $18,690,000 | 1,760 |
| Noncontrolling interests in consolidated subsidiaries | $614,000 | 91 |
| Memoranda | ||
| Noncurrent loans and leases | $5,445,000 | 2,263 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,219 |
| Income earned, not collected on loans | $1,979,000 | 1,634 |
| Earning assets | $542,523,000 | 1,164 |
| Long-term assets (5+ years) | $112,120,000 | 1,229 |
| Average Assets, year-to-date | $590,217,500 | 1,175 |
| Average Assets, quarterly | $590,217,500 | 1,175 |
| Volatile liabilities | $120,607,000 | 1,233 |
| Insider loans | $21,489,000 | 262 |
| FHLB advances | $35,000,000 | 1,059 |
| Loans and leases held for sale | $4,092,000 | 424 |
| Unused loan commitments | $140,297,000 | 567 |
| Tier 1 (core) risk-based capital | $56,067,000 | 1,116 |
| Tier 2 risk-based capital | $6,282,000 | 956 |
| Total risk weighted assets | $501,674,000 | 964 |
| Total unused commitments | $140,297,000 | 567 |
| Derivatives | $28,675,000 | 336 |
| 2009-12-31 | Rank | |
| # of Employees: | 46 | 3,370 |
| Assets and Liabilities | ||
| Total Assets: | $594,388,000 | 1,177 |
| Cash and due from depository institutions | $20,954,000 | 3,370 |
| Interest-bearing balances | $1,038,000 | 5,084 |
| Securities | $63,007,000 | 1,956 |
| Federal funds sold & reverse repurchase agreements | $900,000 | 3,614 |
| Net loans & leases | $479,305,000 | 985 |
| Loan loss allowance | $6,239,000 | 1,342 |
| Trading account assets | $0 | 224 |
| Bank premises and fixed assets | $4,503,000 | 2,742 |
| Other real estate owned | $1,541,000 | 3,370 |
| Goodwill and other intangibles | $0 | 3,096 |
| All other assets | $24,178,000 | 1,006 |
| Life insurance assets | $8,206,000 | 810 |
| Total liabilities and capital | $594,388,000 | 1,177 |
| Total liabilities | $537,445,000 | 1,163 |
| Total deposits | $455,556,000 | 1,227 |
| Interest-bearing deposits | $443,198,000 | 1,098 |
| Deposits held in domestic offices | $455,556,000 | 1,224 |
| % insured | 72.39% | 7,144 |
| Federal funds purchased & repurchase agreements | $29,000,000 | 560 |
| Trading liabilities | $0 | 104 |
| Other borrowed funds | $45,000,000 | 994 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $7,889,000 | 722 |
| Total equity capital | $56,943,000 | 1,155 |
| Total bank equity capital | $56,325,000 | 1,162 |
| Perpetual preferred stock | $0 | 219 |
| Common stock | $5,000,000 | 993 |
| Surplus | $32,235,000 | 1,052 |
| Undivided profits | $19,090,000 | 1,681 |
| Noncontrolling interests in consolidated subsidiaries | $618,000 | 92 |
| Memoranda | ||
| Noncurrent loans and leases | $2,493,000 | 3,394 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,191 |
| Income earned, not collected on loans | $1,960,000 | 1,733 |
| Earning assets | $544,250,000 | 1,165 |
| Long-term assets (5+ years) | $115,290,000 | 1,199 |
| Average Assets, year-to-date | $596,406,800 | 1,160 |
| Average Assets, quarterly | $598,743,000 | 1,169 |
| Volatile liabilities | $111,286,000 | 1,347 |
| Insider loans | $27,082,000 | 192 |
| FHLB advances | $35,000,000 | 1,138 |
| Loans and leases held for sale | $6,801,000 | 353 |
| Unused loan commitments | $133,994,000 | 608 |
| Tier 1 (core) risk-based capital | $56,559,000 | 1,089 |
| Tier 2 risk-based capital | $6,239,000 | 979 |
| Total risk weighted assets | $511,405,000 | 974 |
| Total unused commitments | $133,994,000 | 608 |
| Derivatives | $0 | 1,139 |
| 2009-09-30 | Rank | |
| # of Employees: | 47 | 3,342 |
| Assets and Liabilities | ||
| Total Assets: | $603,098,000 | 1,174 |
| Cash and due from depository institutions | $27,695,000 | 3,342 |
| Interest-bearing balances | $64,000 | 6,592 |
| Securities | $65,900,000 | 1,876 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,911 |
| Net loans & leases | $481,801,000 | 1,008 |
| Loan loss allowance | $6,073,000 | 1,314 |
| Trading account assets | $0 | 238 |
| Bank premises and fixed assets | $4,593,000 | 2,724 |
| Other real estate owned | $1,825,000 | 3,342 |
| Goodwill and other intangibles | $0 | 3,142 |
| All other assets | $21,284,000 | 1,009 |
| Life insurance assets | $8,127,000 | 817 |
| Total liabilities and capital | $603,098,000 | 1,174 |
| Total liabilities | $547,633,000 | 1,167 |
| Total deposits | $469,852,000 | 1,201 |
| Interest-bearing deposits | $458,655,000 | 1,061 |
| Deposits held in domestic offices | $469,852,000 | 1,198 |
| % insured | 74.88% | 7,082 |
| Federal funds purchased & repurchase agreements | $29,000,000 | 571 |
| Trading liabilities | $0 | 103 |
| Other borrowed funds | $45,000,000 | 1,044 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $3,781,000 | 1,408 |
| Total equity capital | $55,465,000 | 1,230 |
| Total bank equity capital | $54,844,000 | 1,236 |
| Perpetual preferred stock | $0 | 212 |
| Common stock | $5,000,000 | 1,008 |
| Surplus | $32,233,000 | 1,050 |
| Undivided profits | $17,611,000 | 1,912 |
| Noncontrolling interests in consolidated subsidiaries | $621,000 | 99 |
| Memoranda | ||
| Noncurrent loans and leases | $4,308,000 | 2,567 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,174 |
| Income earned, not collected on loans | $1,922,000 | 1,908 |
| Earning assets | $547,765,000 | 1,183 |
| Long-term assets (5+ years) | $124,140,000 | 1,115 |
| Average Assets, year-to-date | $596,911,500 | 1,172 |
| Average Assets, quarterly | $604,264,500 | 1,169 |
| Volatile liabilities | $132,858,000 | 1,136 |
| Insider loans | $26,741,000 | 201 |
| FHLB advances | $35,000,000 | 1,182 |
| Loans and leases held for sale | $2,512,000 | 582 |
| Unused loan commitments | $138,430,000 | 627 |
| Tier 1 (core) risk-based capital | $54,895,000 | 1,140 |
| Tier 2 risk-based capital | $6,073,000 | 1,015 |
| Total risk weighted assets | $516,467,000 | 995 |
| Total unused commitments | $138,430,000 | 629 |
| Derivatives | $0 | 1,183 |
| 2009-06-30 | Rank | |
| # of Employees: | 48 | 3,339 |
| Assets and Liabilities | ||
| Total Assets: | $605,431,000 | 1,189 |
| Cash and due from depository institutions | $21,782,000 | 3,339 |
| Interest-bearing balances | $365,000 | 5,541 |
| Securities | $71,077,000 | 1,742 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,176 |
| Net loans & leases | $484,888,000 | 1,018 |
| Loan loss allowance | $6,028,000 | 1,269 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $4,671,000 | 2,706 |
| Other real estate owned | $1,321,000 | 3,339 |
| Goodwill and other intangibles | $0 | 3,161 |
| All other assets | $21,692,000 | 1,009 |
| Life insurance assets | $8,052,000 | 829 |
| Total liabilities and capital | $605,431,000 | 1,189 |
| Total liabilities | $551,723,000 | 1,174 |
| Total deposits | $473,322,000 | 1,192 |
| Interest-bearing deposits | $455,954,000 | 1,076 |
| Deposits held in domestic offices | $473,322,000 | 1,189 |
| % insured | 63.85% | 6,879 |
| Federal funds purchased & repurchase agreements | $29,000,000 | 575 |
| Trading liabilities | $0 | 100 |
| Other borrowed funds | $45,000,000 | 1,090 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $4,401,000 | 1,292 |
| Total equity capital | $53,708,000 | 1,262 |
| Total bank equity capital | $53,082,000 | 1,275 |
| Perpetual preferred stock | $0 | 213 |
| Common stock | $5,000,000 | 1,016 |
| Surplus | $32,233,000 | 1,062 |
| Undivided profits | $15,849,000 | 2,049 |
| Noncontrolling interests in consolidated subsidiaries | $626,000 | 100 |
| Memoranda | ||
| Noncurrent loans and leases | $5,607,000 | 2,104 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,161 |
| Income earned, not collected on loans | $1,862,000 | 1,878 |
| Earning assets | $556,330,000 | 1,180 |
| Long-term assets (5+ years) | $128,794,000 | 1,064 |
| Average Assets, year-to-date | $594,849,330 | 1,193 |
| Average Assets, quarterly | $591,128,000 | 1,207 |
| Volatile liabilities | $130,413,000 | 1,183 |
| Insider loans | $26,605,000 | 209 |
| FHLB advances | $35,000,000 | 1,245 |
| Loans and leases held for sale | $4,908,000 | 560 |
| Unused loan commitments | $135,991,000 | 657 |
| Tier 1 (core) risk-based capital | $53,675,000 | 1,188 |
| Tier 2 risk-based capital | $6,028,000 | 1,023 |
| Total risk weighted assets | $522,233,000 | 1,008 |
| Total unused commitments | $135,991,000 | 659 |
| Derivatives | $5,000,000 | 694 |
| 2009-03-31 | Rank | |
| # of Employees: | 44 | 3,586 |
| Assets and Liabilities | ||
| Total Assets: | $576,825,000 | 1,237 |
| Cash and due from depository institutions | $6,385,000 | 3,586 |
| Interest-bearing balances | $393,000 | 5,160 |
| Securities | $66,629,000 | 1,825 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,546 |
| Net loans & leases | $478,301,000 | 1,037 |
| Loan loss allowance | $5,980,000 | 1,216 |
| Trading account assets | $0 | 234 |
| Bank premises and fixed assets | $4,734,000 | 2,701 |
| Other real estate owned | $954,000 | 3,586 |
| Goodwill and other intangibles | $0 | 3,204 |
| All other assets | $19,822,000 | 1,079 |
| Life insurance assets | $7,971,000 | 834 |
| Total liabilities and capital | $576,825,000 | 1,237 |
| Total liabilities | $524,144,000 | 1,223 |
| Total deposits | $418,274,000 | 1,363 |
| Interest-bearing deposits | $408,071,000 | 1,206 |
| Deposits held in domestic offices | $418,274,000 | 1,358 |
| % insured | 69.53% | 6,163 |
| Federal funds purchased & repurchase agreements | $49,050,000 | 437 |
| Trading liabilities | $0 | 92 |
| Other borrowed funds | $52,000,000 | 1,024 |
| Subordinated debt | $0 | 271 |
| All other liabilities | $4,820,000 | 1,177 |
| Total equity capital | $52,681,000 | 1,306 |
| Total bank equity capital | $52,046,000 | 1,319 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $5,000,000 | 1,015 |
| Surplus | $32,233,000 | 1,055 |
| Undivided profits | $14,813,000 | 2,218 |
| Noncontrolling interests in consolidated subsidiaries | $635,000 | 97 |
| Memoranda | ||
| Noncurrent loans and leases | $6,590,000 | 1,748 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,134 |
| Income earned, not collected on loans | $1,855,000 | 1,890 |
| Earning assets | $545,323,000 | 1,203 |
| Long-term assets (5+ years) | $109,297,000 | 1,226 |
| Average Assets, year-to-date | $589,558,500 | 1,210 |
| Average Assets, quarterly | $589,558,500 | 1,210 |
| Volatile liabilities | $134,095,000 | 1,148 |
| Insider loans | $26,778,000 | 209 |
| FHLB advances | $42,000,000 | 1,117 |
| Loans and leases held for sale | $4,272,000 | 502 |
| Unused loan commitments | $144,879,000 | 668 |
| Tier 1 (core) risk-based capital | $52,422,000 | 1,231 |
| Tier 2 risk-based capital | $5,980,000 | 1,015 |
| Total risk weighted assets | $521,382,000 | 1,013 |
| Total unused commitments | $144,879,000 | 668 |
| Derivatives | $0 | 1,177 |
| 2008-12-31 | Rank | |
| # of Employees: | 44 | 3,617 |
| Assets and Liabilities | ||
| Total Assets: | $602,292,000 | 1,174 |
| Cash and due from depository institutions | $7,463,000 | 3,617 |
| Interest-bearing balances | $859,000 | 3,879 |
| Securities | $94,786,000 | 1,297 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,377 |
| Net loans & leases | $474,380,000 | 1,043 |
| Loan loss allowance | $5,561,000 | 1,257 |
| Trading account assets | $0 | 236 |
| Bank premises and fixed assets | $4,773,000 | 2,701 |
| Other real estate owned | $1,162,000 | 3,617 |
| Goodwill and other intangibles | $0 | 3,219 |
| All other assets | $19,728,000 | 1,095 |
| Life insurance assets | $7,889,000 | 841 |
| Total liabilities and capital | $602,292,000 | 1,174 |
| Total liabilities | $550,381,000 | 1,160 |
| Total deposits | $445,818,000 | 1,213 |
| Interest-bearing deposits | $436,732,000 | 1,078 |
| Deposits held in domestic offices | $445,818,000 | 1,209 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $27,200,000 | 668 |
| Trading liabilities | $0 | 88 |
| Other borrowed funds | $72,000,000 | 850 |
| Subordinated debt | $0 | 278 |
| All other liabilities | $5,363,000 | 1,087 |
| Total equity capital | $51,911,000 | 1,304 |
| Total bank equity capital | $51,911,000 | 1,304 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $5,000,000 | 1,007 |
| Surplus | $32,230,000 | 1,030 |
| Undivided profits | $14,681,000 | 2,209 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $5,156,000 | 1,829 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,078 |
| Income earned, not collected on loans | $1,985,000 | 1,880 |
| Earning assets | $570,025,000 | 1,132 |
| Long-term assets (5+ years) | $120,468,000 | 1,120 |
| Average Assets, year-to-date | $566,094,400 | 1,190 |
| Average Assets, quarterly | $586,101,000 | 1,199 |
| Volatile liabilities | $139,175,000 | 1,106 |
| Insider loans | $27,261,000 | 212 |
| FHLB advances | $72,000,000 | 767 |
| Loans and leases held for sale | $10,029,000 | 236 |
| Unused loan commitments | $146,472,000 | 679 |
| Tier 1 (core) risk-based capital | $52,002,000 | 1,216 |
| Tier 2 risk-based capital | $5,561,000 | 1,069 |
| Total risk weighted assets | $527,753,000 | 986 |
| Total unused commitments | $146,472,000 | 679 |
| Derivatives | $0 | 1,109 |
| 2008-09-30 | Rank | |
| # of Employees: | 44 | 3,648 |
| Assets and Liabilities | ||
| Total Assets: | $569,910,000 | 1,227 |
| Cash and due from depository institutions | $6,445,000 | 3,648 |
| Interest-bearing balances | $201,000 | 4,449 |
| Securities | $71,068,000 | 1,664 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,854 |
| Net loans & leases | $467,668,000 | 1,056 |
| Loan loss allowance | $5,276,000 | 1,195 |
| Trading account assets | $0 | 251 |
| Bank premises and fixed assets | $4,779,000 | 2,699 |
| Other real estate owned | $871,000 | 3,648 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $19,079,000 | 1,106 |
| Life insurance assets | $7,804,000 | 840 |
| Total liabilities and capital | $569,910,000 | 1,227 |
| Total liabilities | $519,715,000 | 1,207 |
| Total deposits | $438,442,000 | 1,209 |
| Interest-bearing deposits | $429,014,000 | 1,078 |
| Deposits held in domestic offices | $438,442,000 | 1,206 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $26,500,000 | 727 |
| Trading liabilities | $0 | 91 |
| Other borrowed funds | $49,955,000 | 1,191 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $4,818,000 | 1,172 |
| Total equity capital | $50,195,000 | 1,358 |
| Total bank equity capital | $50,195,000 | 1,358 |
| Perpetual preferred stock | $0 | 110 |
| Common stock | $5,000,000 | 1,007 |
| Surplus | $32,227,000 | 1,001 |
| Undivided profits | $12,968,000 | 2,510 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,720,000 | 2,021 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,110 |
| Income earned, not collected on loans | $2,216,000 | 1,755 |
| Earning assets | $538,937,000 | 1,177 |
| Long-term assets (5+ years) | $93,617,000 | 1,348 |
| Average Assets, year-to-date | $557,045,000 | 1,210 |
| Average Assets, quarterly | $571,558,000 | 1,214 |
| Volatile liabilities | $108,164,000 | 1,361 |
| Insider loans | $25,409,000 | 233 |
| FHLB advances | $49,955,000 | 1,116 |
| Loans and leases held for sale | $1,162,000 | 724 |
| Unused loan commitments | $157,771,000 | 675 |
| Tier 1 (core) risk-based capital | $50,840,000 | 1,269 |
| Tier 2 risk-based capital | $5,276,000 | 1,082 |
| Total risk weighted assets | $525,151,000 | 986 |
| Total unused commitments | $157,771,000 | 675 |
| Derivatives | $23,379,000 | 333 |
| 2008-06-30 | Rank | |
| # of Employees: | 42 | 3,833 |
| Assets and Liabilities | ||
| Total Assets: | $573,206,000 | 1,207 |
| Cash and due from depository institutions | $6,173,000 | 3,833 |
| Interest-bearing balances | $111,000 | 4,897 |
| Securities | $75,613,000 | 1,594 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,934 |
| Net loans & leases | $465,842,000 | 1,050 |
| Loan loss allowance | $5,197,000 | 1,143 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $4,882,000 | 2,640 |
| Other real estate owned | $1,168,000 | 3,833 |
| Goodwill and other intangibles | $0 | 3,301 |
| All other assets | $19,528,000 | 1,044 |
| Life insurance assets | $7,717,000 | 852 |
| Total liabilities and capital | $573,206,000 | 1,207 |
| Total liabilities | $525,666,000 | 1,178 |
| Total deposits | $436,193,000 | 1,206 |
| Interest-bearing deposits | $424,445,000 | 1,067 |
| Deposits held in domestic offices | $436,193,000 | 1,202 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $31,300,000 | 680 |
| Trading liabilities | $0 | 94 |
| Other borrowed funds | $53,000,000 | 1,102 |
| Subordinated debt | $0 | 257 |
| All other liabilities | $5,173,000 | 1,092 |
| Total equity capital | $47,540,000 | 1,458 |
| Total bank equity capital | $47,540,000 | 1,458 |
| Perpetual preferred stock | $0 | 107 |
| Common stock | $5,000,000 | 996 |
| Surplus | $31,227,000 | 1,018 |
| Undivided profits | $11,313,000 | 2,822 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,756,000 | 2,239 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,082 |
| Income earned, not collected on loans | $2,375,000 | 1,574 |
| Earning assets | $541,566,000 | 1,162 |
| Long-term assets (5+ years) | $102,241,000 | 1,233 |
| Average Assets, year-to-date | $552,756,670 | 1,225 |
| Average Assets, quarterly | $564,731,000 | 1,213 |
| Volatile liabilities | $111,302,000 | 1,332 |
| Insider loans | $20,454,000 | 318 |
| FHLB advances | $53,000,000 | 1,024 |
| Loans and leases held for sale | $2,219,000 | 600 |
| Unused loan commitments | $145,627,000 | 738 |
| Tier 1 (core) risk-based capital | $48,634,000 | 1,341 |
| Tier 2 risk-based capital | $5,197,000 | 1,062 |
| Total risk weighted assets | $516,995,000 | 998 |
| Total unused commitments | $145,627,000 | 738 |
| Derivatives | $22,464,000 | 341 |
| 2008-03-31 | Rank | |
| # of Employees: | 43 | 3,761 |
| Assets and Liabilities | ||
| Total Assets: | $556,256,000 | 1,229 |
| Cash and due from depository institutions | $5,584,000 | 3,761 |
| Interest-bearing balances | $58,000 | 5,516 |
| Securities | $73,691,000 | 1,612 |
| Federal funds sold & reverse repurchase agreements | $2,650,000 | 4,506 |
| Net loans & leases | $450,364,000 | 1,056 |
| Loan loss allowance | $4,988,000 | 1,129 |
| Trading account assets | $0 | 252 |
| Bank premises and fixed assets | $4,870,000 | 2,624 |
| Other real estate owned | $619,000 | 3,761 |
| Goodwill and other intangibles | $0 | 3,304 |
| All other assets | $18,478,000 | 1,067 |
| Life insurance assets | $7,631,000 | 851 |
| Total liabilities and capital | $556,256,000 | 1,229 |
| Total liabilities | $508,958,000 | 1,203 |
| Total deposits | $431,880,000 | 1,226 |
| Interest-bearing deposits | $414,330,000 | 1,104 |
| Deposits held in domestic offices | $431,880,000 | 1,221 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $24,000,000 | 789 |
| Trading liabilities | $0 | 86 |
| Other borrowed funds | $48,000,000 | 1,123 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $5,078,000 | 1,195 |
| Total equity capital | $47,298,000 | 1,495 |
| Total bank equity capital | $47,298,000 | 1,495 |
| Perpetual preferred stock | $0 | 108 |
| Common stock | $5,000,000 | 986 |
| Surplus | $30,807,000 | 1,026 |
| Undivided profits | $11,491,000 | 2,900 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,426,000 | 2,257 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,070 |
| Income earned, not collected on loans | $2,331,000 | 1,654 |
| Earning assets | $526,763,000 | 1,188 |
| Long-term assets (5+ years) | $87,681,000 | 1,370 |
| Average Assets, year-to-date | $542,532,000 | 1,242 |
| Average Assets, quarterly | $542,532,000 | 1,242 |
| Volatile liabilities | $118,221,000 | 1,224 |
| Insider loans | $20,108,000 | 310 |
| FHLB advances | $48,000,000 | 1,051 |
| Loans and leases held for sale | $1,712,000 | 735 |
| Unused loan commitments | $154,031,000 | 724 |
| Tier 1 (core) risk-based capital | $47,090,000 | 1,379 |
| Tier 2 risk-based capital | $4,988,000 | 1,079 |
| Total risk weighted assets | $494,867,000 | 1,019 |
| Total unused commitments | $154,031,000 | 724 |
| Derivatives | $56,414,000 | 248 |
| 2007-12-31 | Rank | |
| # of Employees: | 43 | 3,769 |
| Assets and Liabilities | ||
| Total Assets: | $528,808,000 | 1,279 |
| Cash and due from depository institutions | $9,346,000 | 3,769 |
| Interest-bearing balances | $83,000 | 5,024 |
| Securities | $66,827,000 | 1,751 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,130 |
| Net loans & leases | $428,829,000 | 1,106 |
| Loan loss allowance | $4,813,000 | 1,144 |
| Trading account assets | $0 | 237 |
| Bank premises and fixed assets | $4,964,000 | 2,550 |
| Other real estate owned | $619,000 | 3,769 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $18,223,000 | 1,069 |
| Life insurance assets | $7,544,000 | 855 |
| Total liabilities and capital | $528,808,000 | 1,279 |
| Total liabilities | $483,962,000 | 1,255 |
| Total deposits | $429,258,000 | 1,219 |
| Interest-bearing deposits | $406,085,000 | 1,117 |
| Deposits held in domestic offices | $429,258,000 | 1,216 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,700,000 | 1,668 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $43,000,000 | 1,136 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $6,004,000 | 1,015 |
| Total equity capital | $44,846,000 | 1,555 |
| Total bank equity capital | $44,846,000 | 1,555 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $5,000,000 | 975 |
| Surplus | $30,057,000 | 1,028 |
| Undivided profits | $9,789,000 | 3,214 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,721,000 | 2,452 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,085 |
| Income earned, not collected on loans | $2,763,000 | 1,472 |
| Earning assets | $495,739,000 | 1,242 |
| Long-term assets (5+ years) | $66,797,000 | 1,603 |
| Average Assets, year-to-date | $471,349,000 | 1,372 |
| Average Assets, quarterly | $506,776,500 | 1,308 |
| Volatile liabilities | $94,398,000 | 1,525 |
| Insider loans | $19,497,000 | 318 |
| FHLB advances | $43,000,000 | 1,059 |
| Loans and leases held for sale | $2,591,000 | 563 |
| Unused loan commitments | $156,786,000 | 717 |
| Tier 1 (core) risk-based capital | $45,189,000 | 1,431 |
| Tier 2 risk-based capital | $4,813,000 | 1,105 |
| Total risk weighted assets | $471,712,000 | 1,060 |
| Total unused commitments | $156,786,000 | 717 |
| Derivatives | $63,787,000 | 222 |
| 2007-09-30 | Rank | |
| # of Employees: | 42 | 3,843 |
| Assets and Liabilities | ||
| Total Assets: | $484,745,000 | 1,363 |
| Cash and due from depository institutions | $4,503,000 | 3,843 |
| Interest-bearing balances | $30,000 | 5,671 |
| Securities | $61,508,000 | 1,889 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,196 |
| Net loans & leases | $398,683,000 | 1,161 |
| Loan loss allowance | $4,901,000 | 1,078 |
| Trading account assets | $0 | 244 |
| Bank premises and fixed assets | $3,913,000 | 3,030 |
| Other real estate owned | $1,850,000 | 3,843 |
| Goodwill and other intangibles | $0 | 3,301 |
| All other assets | $14,288,000 | 1,301 |
| Life insurance assets | $7,455,000 | 840 |
| Total liabilities and capital | $484,745,000 | 1,363 |
| Total liabilities | $442,529,000 | 1,339 |
| Total deposits | $406,336,000 | 1,287 |
| Interest-bearing deposits | $386,541,000 | 1,169 |
| Deposits held in domestic offices | $406,336,000 | 1,283 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $6,300,000 | 1,558 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $25,000,000 | 1,522 |
| Subordinated debt | $0 | 244 |
| All other liabilities | $4,893,000 | 1,208 |
| Total equity capital | $42,216,000 | 1,614 |
| Total bank equity capital | $42,216,000 | 1,614 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $5,000,000 | 952 |
| Surplus | $29,038,000 | 1,046 |
| Undivided profits | $8,178,000 | 3,614 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $484,000 | 4,407 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,109 |
| Income earned, not collected on loans | $2,328,000 | 1,938 |
| Earning assets | $460,221,000 | 1,319 |
| Long-term assets (5+ years) | $60,809,000 | 1,681 |
| Average Assets, year-to-date | $456,984,250 | 1,410 |
| Average Assets, quarterly | $474,740,000 | 1,385 |
| Volatile liabilities | $82,433,000 | 1,680 |
| Insider loans | $19,627,000 | 306 |
| FHLB advances | $25,000,000 | 1,437 |
| Loans and leases held for sale | $2,448,000 | 537 |
| Unused loan commitments | $156,875,000 | 728 |
| Tier 1 (core) risk-based capital | $42,971,000 | 1,496 |
| Tier 2 risk-based capital | $4,901,000 | 1,075 |
| Total risk weighted assets | $442,276,000 | 1,108 |
| Total unused commitments | $156,875,000 | 728 |
| Derivatives | $68,787,000 | 226 |
| 2007-06-30 | Rank | |
| # of Employees: | 37 | 4,277 |
| Assets and Liabilities | ||
| Total Assets: | $464,735,000 | 1,434 |
| Cash and due from depository institutions | $6,012,000 | 4,277 |
| Interest-bearing balances | $41,000 | 5,523 |
| Securities | $38,177,000 | 2,874 |
| Federal funds sold & reverse repurchase agreements | $15,950,000 | 980 |
| Net loans & leases | $384,118,000 | 1,214 |
| Loan loss allowance | $4,838,000 | 1,092 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $3,996,000 | 2,967 |
| Other real estate owned | $2,266,000 | 4,277 |
| Goodwill and other intangibles | $0 | 3,329 |
| All other assets | $14,216,000 | 1,312 |
| Life insurance assets | $7,364,000 | 839 |
| Total liabilities and capital | $464,735,000 | 1,434 |
| Total liabilities | $424,055,000 | 1,400 |
| Total deposits | $393,924,000 | 1,340 |
| Interest-bearing deposits | $375,286,000 | 1,202 |
| Deposits held in domestic offices | $393,924,000 | 1,335 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $10,000,000 | 1,192 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $15,000,000 | 1,988 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $5,131,000 | 1,132 |
| Total equity capital | $40,680,000 | 1,674 |
| Total bank equity capital | $40,680,000 | 1,674 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $5,000,000 | 940 |
| Surplus | $29,038,000 | 1,048 |
| Undivided profits | $6,642,000 | 4,004 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $729,000 | 3,469 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,127 |
| Income earned, not collected on loans | $2,580,000 | 1,593 |
| Earning assets | $438,286,000 | 1,379 |
| Long-term assets (5+ years) | $41,812,000 | 2,147 |
| Average Assets, year-to-date | $447,730,670 | 1,478 |
| Average Assets, quarterly | $452,103,500 | 1,468 |
| Volatile liabilities | $52,980,000 | 2,405 |
| Insider loans | $18,273,000 | 342 |
| FHLB advances | $15,000,000 | 1,876 |
| Loans and leases held for sale | $1,100,000 | 940 |
| Unused loan commitments | $143,110,000 | 793 |
| Tier 1 (core) risk-based capital | $41,732,000 | 1,544 |
| Tier 2 risk-based capital | $4,838,000 | 1,086 |
| Total risk weighted assets | $425,324,000 | 1,162 |
| Total unused commitments | $143,110,000 | 793 |
| Derivatives | $74,806,000 | 237 |
| 2007-03-31 | Rank | |
| # of Employees: | 38 | 4,177 |
| Assets and Liabilities | ||
| Total Assets: | $439,472,000 | 1,531 |
| Cash and due from depository institutions | $5,543,000 | 4,177 |
| Interest-bearing balances | $40,000 | 5,593 |
| Securities | $34,555,000 | 3,121 |
| Federal funds sold & reverse repurchase agreements | $1,100,000 | 5,745 |
| Net loans & leases | $379,898,000 | 1,213 |
| Loan loss allowance | $4,711,000 | 1,103 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $4,090,000 | 2,886 |
| Other real estate owned | $421,000 | 4,177 |
| Goodwill and other intangibles | $0 | 3,322 |
| All other assets | $13,865,000 | 1,298 |
| Life insurance assets | $7,273,000 | 826 |
| Total liabilities and capital | $439,472,000 | 1,531 |
| Total liabilities | $399,695,000 | 1,506 |
| Total deposits | $384,534,000 | 1,377 |
| Interest-bearing deposits | $370,779,000 | 1,213 |
| Deposits held in domestic offices | $384,534,000 | 1,373 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,056 |
| Trading liabilities | $0 | 89 |
| Other borrowed funds | $10,000,000 | 2,406 |
| Subordinated debt | $0 | 262 |
| All other liabilities | $5,161,000 | 1,122 |
| Total equity capital | $39,777,000 | 1,713 |
| Total bank equity capital | $39,777,000 | 1,713 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $5,000,000 | 922 |
| Surplus | $29,033,000 | 1,026 |
| Undivided profits | $5,744,000 | 4,396 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,141,000 | 2,548 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,132 |
| Income earned, not collected on loans | $2,503,000 | 1,579 |
| Earning assets | $415,593,000 | 1,470 |
| Long-term assets (5+ years) | $39,719,000 | 2,215 |
| Average Assets, year-to-date | $439,228,500 | 1,518 |
| Average Assets, quarterly | $439,228,500 | 1,518 |
| Volatile liabilities | $35,062,000 | 3,268 |
| Insider loans | $18,487,000 | 321 |
| FHLB advances | $10,000,000 | 2,286 |
| Loans and leases held for sale | $2,030,000 | 695 |
| Unused loan commitments | $130,739,000 | 848 |
| Tier 1 (core) risk-based capital | $40,595,000 | 1,582 |
| Tier 2 risk-based capital | $4,711,000 | 1,095 |
| Total risk weighted assets | $416,633,000 | 1,169 |
| Total unused commitments | $130,739,000 | 848 |
| Derivatives | $79,629,000 | 227 |
| 2006-12-31 | Rank | |
| # of Employees: | 39 | 4,115 |
| Assets and Liabilities | ||
| Total Assets: | $438,985,000 | 1,507 |
| Cash and due from depository institutions | $6,162,000 | 4,115 |
| Interest-bearing balances | $33,000 | 5,720 |
| Securities | $37,714,000 | 2,954 |
| Federal funds sold & reverse repurchase agreements | $9,050,000 | 1,818 |
| Net loans & leases | $367,719,000 | 1,239 |
| Loan loss allowance | $4,711,000 | 1,088 |
| Trading account assets | $0 | 156 |
| Bank premises and fixed assets | $4,157,000 | 2,810 |
| Other real estate owned | $369,000 | 4,115 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $13,814,000 | 1,294 |
| Life insurance assets | $7,181,000 | 814 |
| Total liabilities and capital | $438,985,000 | 1,507 |
| Total liabilities | $400,453,000 | 1,483 |
| Total deposits | $390,136,000 | 1,324 |
| Interest-bearing deposits | $354,626,000 | 1,253 |
| Deposits held in domestic offices | $390,136,000 | 1,320 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,314 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $5,000,000 | 3,410 |
| Subordinated debt | $0 | 264 |
| All other liabilities | $5,317,000 | 1,089 |
| Total equity capital | $38,532,000 | 1,735 |
| Total bank equity capital | $38,532,000 | 1,735 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $5,000,000 | 910 |
| Surplus | $17,593,000 | 1,559 |
| Undivided profits | $15,939,000 | 2,135 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,289,000 | 2,194 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,087 |
| Income earned, not collected on loans | $2,646,000 | 1,522 |
| Earning assets | $414,516,000 | 1,452 |
| Long-term assets (5+ years) | $37,679,000 | 2,243 |
| Average Assets, year-to-date | $413,220,800 | 1,532 |
| Average Assets, quarterly | $435,405,000 | 1,499 |
| Volatile liabilities | $220,210,000 | 752 |
| Insider loans | $18,356,000 | 324 |
| FHLB advances | $5,000,000 | 3,275 |
| Loans and leases held for sale | $1,998,000 | 693 |
| Unused loan commitments | $131,647,000 | 824 |
| Tier 1 (core) risk-based capital | $39,424,000 | 1,605 |
| Tier 2 risk-based capital | $4,711,000 | 1,089 |
| Total risk weighted assets | $406,026,000 | 1,170 |
| Total unused commitments | $131,647,000 | 824 |
| Derivatives | $79,629,000 | 224 |
| 2006-09-30 | Rank | |
| # of Employees: | 43 | 3,794 |
| Assets and Liabilities | ||
| Total Assets: | $431,825,000 | 1,513 |
| Cash and due from depository institutions | $7,386,000 | 3,794 |
| Interest-bearing balances | $28,000 | 5,861 |
| Securities | $34,233,000 | 3,194 |
| Federal funds sold & reverse repurchase agreements | $4,200,000 | 2,734 |
| Net loans & leases | $368,182,000 | 1,230 |
| Loan loss allowance | $4,999,000 | 1,032 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $4,204,000 | 2,762 |
| Other real estate owned | $369,000 | 3,794 |
| Goodwill and other intangibles | $0 | 3,332 |
| All other assets | $13,251,000 | 1,368 |
| Life insurance assets | $7,083,000 | 805 |
| Total liabilities and capital | $431,825,000 | 1,513 |
| Total liabilities | $394,598,000 | 1,482 |
| Total deposits | $388,947,000 | 1,315 |
| Interest-bearing deposits | $372,435,000 | 1,166 |
| Deposits held in domestic offices | $388,947,000 | 1,310 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,596 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $0 | 5,812 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $5,651,000 | 1,002 |
| Total equity capital | $37,227,000 | 1,769 |
| Total bank equity capital | $37,227,000 | 1,769 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $5,000,000 | 896 |
| Surplus | $17,550,000 | 1,540 |
| Undivided profits | $14,677,000 | 2,292 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $654,000 | 3,338 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,131 |
| Income earned, not collected on loans | $2,433,000 | 1,668 |
| Earning assets | $406,643,000 | 1,467 |
| Long-term assets (5+ years) | $43,033,000 | 2,035 |
| Average Assets, year-to-date | $406,779,750 | 1,569 |
| Average Assets, quarterly | $426,184,000 | 1,518 |
| Volatile liabilities | $224,745,000 | 745 |
| Insider loans | $16,691,000 | 367 |
| FHLB advances | $0 | 5,308 |
| Loans and leases held for sale | $1,023,000 | 940 |
| Unused loan commitments | $113,755,000 | 933 |
| Tier 1 (core) risk-based capital | $38,173,000 | 1,647 |
| Tier 2 risk-based capital | $4,999,000 | 1,028 |
| Total risk weighted assets | $399,821,000 | 1,179 |
| Total unused commitments | $113,755,000 | 934 |
| Derivatives | $90,051,000 | 221 |
| 2006-06-30 | Rank | |
| # of Employees: | 45 | 3,669 |
| Assets and Liabilities | ||
| Total Assets: | $420,543,000 | 1,543 |
| Cash and due from depository institutions | $9,472,000 | 3,669 |
| Interest-bearing balances | $41,000 | 5,660 |
| Securities | $27,263,000 | 3,727 |
| Federal funds sold & reverse repurchase agreements | $7,050,000 | 1,727 |
| Net loans & leases | $366,372,000 | 1,221 |
| Loan loss allowance | $4,801,000 | 1,067 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $4,125,000 | 2,769 |
| Other real estate owned | $0 | 3,669 |
| Goodwill and other intangibles | $0 | 3,333 |
| All other assets | $6,261,000 | 2,504 |
| Life insurance assets | $0 | 4,035 |
| Total liabilities and capital | $420,543,000 | 1,543 |
| Total liabilities | $384,890,000 | 1,517 |
| Total deposits | $363,330,000 | 1,406 |
| Interest-bearing deposits | $353,545,000 | 1,210 |
| Deposits held in domestic offices | $363,330,000 | 1,402 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $11,100,000 | 1,147 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $5,000,000 | 3,629 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $5,460,000 | 971 |
| Total equity capital | $35,653,000 | 1,783 |
| Total bank equity capital | $35,653,000 | 1,783 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $5,000,000 | 872 |
| Surplus | $17,550,000 | 1,502 |
| Undivided profits | $13,103,000 | 2,416 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $647,000 | 3,231 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,150 |
| Income earned, not collected on loans | $2,389,000 | 1,510 |
| Earning assets | $400,726,000 | 1,476 |
| Long-term assets (5+ years) | $31,537,000 | 2,520 |
| Average Assets, year-to-date | $398,431,330 | 1,617 |
| Average Assets, quarterly | $405,895,500 | 1,590 |
| Volatile liabilities | $228,673,000 | 727 |
| Insider loans | $15,213,000 | 400 |
| FHLB advances | $5,000,000 | 3,453 |
| Loans and leases held for sale | $2,378,000 | 620 |
| Unused loan commitments | $102,798,000 | 1,018 |
| Tier 1 (core) risk-based capital | $36,819,000 | 1,670 |
| Tier 2 risk-based capital | $4,801,000 | 1,051 |
| Total risk weighted assets | $391,029,000 | 1,195 |
| Total unused commitments | $102,798,000 | 1,018 |
| Derivatives | $100,331,000 | 211 |
| 2006-03-31 | Rank | |
| # of Employees: | 44 | 3,734 |
| Assets and Liabilities | ||
| Total Assets: | $391,248,000 | 1,643 |
| Cash and due from depository institutions | $8,883,000 | 3,734 |
| Interest-bearing balances | $1,236,000 | 2,365 |
| Securities | $25,700,000 | 3,956 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,312 |
| Net loans & leases | $346,664,000 | 1,248 |
| Loan loss allowance | $4,654,000 | 1,092 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $4,051,000 | 2,737 |
| Other real estate owned | $0 | 3,734 |
| Goodwill and other intangibles | $0 | 3,321 |
| All other assets | $5,950,000 | 2,532 |
| Life insurance assets | $0 | 4,002 |
| Total liabilities and capital | $391,248,000 | 1,643 |
| Total liabilities | $356,893,000 | 1,623 |
| Total deposits | $344,799,000 | 1,458 |
| Interest-bearing deposits | $317,717,000 | 1,347 |
| Deposits held in domestic offices | $344,799,000 | 1,455 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $7,600,000 | 1,319 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $0 | 5,773 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $4,494,000 | 1,134 |
| Total equity capital | $34,355,000 | 1,836 |
| Total bank equity capital | $34,355,000 | 1,836 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $5,000,000 | 858 |
| Surplus | $17,250,000 | 1,482 |
| Undivided profits | $12,105,000 | 2,589 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $648,000 | 3,172 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,164 |
| Income earned, not collected on loans | $2,076,000 | 1,660 |
| Earning assets | $373,600,000 | 1,577 |
| Long-term assets (5+ years) | $20,119,000 | 3,297 |
| Average Assets, year-to-date | $387,375,500 | 1,654 |
| Average Assets, quarterly | $387,375,500 | 1,654 |
| Volatile liabilities | $214,525,000 | 740 |
| Insider loans | $13,916,000 | 447 |
| FHLB advances | $0 | 5,285 |
| Loans and leases held for sale | $2,727,000 | 495 |
| Unused loan commitments | $104,872,000 | 995 |
| Tier 1 (core) risk-based capital | $34,838,000 | 1,735 |
| Tier 2 risk-based capital | $4,630,000 | 1,070 |
| Total risk weighted assets | $372,318,000 | 1,220 |
| Total unused commitments | $104,872,000 | 995 |
| Derivatives | $50,648,000 | 262 |
| 2005-12-31 | Rank | |
| # of Employees: | 44 | 3,724 |
| Assets and Liabilities | ||
| Total Assets: | $383,503,000 | 1,666 |
| Cash and due from depository institutions | $8,656,000 | 3,724 |
| Interest-bearing balances | $49,000 | 5,675 |
| Securities | $25,849,000 | 3,973 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,145 |
| Net loans & leases | $339,417,000 | 1,247 |
| Loan loss allowance | $4,515,000 | 1,094 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $3,996,000 | 2,736 |
| Other real estate owned | $0 | 3,724 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $5,585,000 | 2,654 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $383,503,000 | 1,666 |
| Total liabilities | $350,395,000 | 1,637 |
| Total deposits | $326,113,000 | 1,528 |
| Interest-bearing deposits | $298,815,000 | 1,412 |
| Deposits held in domestic offices | $326,113,000 | 1,524 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $14,350,000 | 943 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $6,200,000 | 3,342 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $3,732,000 | 1,303 |
| Total equity capital | $33,108,000 | 1,882 |
| Total bank equity capital | $33,108,000 | 1,882 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $5,000,000 | 839 |
| Surplus | $17,000,000 | 1,469 |
| Undivided profits | $11,108,000 | 2,786 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $858,000 | 2,640 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,175 |
| Income earned, not collected on loans | $1,873,000 | 1,885 |
| Earning assets | $365,315,000 | 1,583 |
| Long-term assets (5+ years) | $13,383,000 | 4,061 |
| Average Assets, year-to-date | $369,970,400 | 1,641 |
| Average Assets, quarterly | $380,676,500 | 1,648 |
| Volatile liabilities | $248,806,000 | 636 |
| Insider loans | $14,858,000 | 391 |
| FHLB advances | $6,200,000 | 3,184 |
| Loans and leases held for sale | $1,575,000 | 684 |
| Unused loan commitments | $109,553,000 | 939 |
| Tier 1 (core) risk-based capital | $33,536,000 | 1,770 |
| Tier 2 risk-based capital | $4,515,000 | 1,072 |
| Total risk weighted assets | $372,009,000 | 1,191 |
| Total unused commitments | $109,553,000 | 939 |
| Derivatives | $30,090,000 | 299 |
| 2005-09-30 | Rank | |
| # of Employees: | 41 | 3,927 |
| Assets and Liabilities | ||
| Total Assets: | $377,850,000 | 1,646 |
| Cash and due from depository institutions | $12,592,000 | 3,927 |
| Interest-bearing balances | $394,000 | 3,698 |
| Securities | $25,030,000 | 4,011 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,951 |
| Net loans & leases | $330,486,000 | 1,254 |
| Loan loss allowance | $4,360,000 | 1,118 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $3,920,000 | 2,739 |
| Other real estate owned | $548,000 | 3,927 |
| Goodwill and other intangibles | $0 | 3,310 |
| All other assets | $5,274,000 | 2,731 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $377,850,000 | 1,646 |
| Total liabilities | $345,730,000 | 1,621 |
| Total deposits | $338,210,000 | 1,428 |
| Interest-bearing deposits | $301,812,000 | 1,361 |
| Deposits held in domestic offices | $338,210,000 | 1,424 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,623 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $3,700,000 | 4,133 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $3,820,000 | 1,247 |
| Total equity capital | $32,120,000 | 1,913 |
| Total bank equity capital | $32,120,000 | 1,913 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $5,000,000 | 810 |
| Surplus | $17,000,000 | 1,424 |
| Undivided profits | $10,120,000 | 3,047 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $789,000 | 2,878 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $1,633,000 | 2,098 |
| Earning assets | $355,910,000 | 1,596 |
| Long-term assets (5+ years) | $10,867,000 | 4,472 |
| Average Assets, year-to-date | $366,587,250 | 1,645 |
| Average Assets, quarterly | $370,957,500 | 1,667 |
| Volatile liabilities | $228,006,000 | 656 |
| Insider loans | $16,805,000 | 317 |
| FHLB advances | $3,700,000 | 3,974 |
| Loans and leases held for sale | $2,414,000 | 614 |
| Unused loan commitments | $104,372,000 | 955 |
| Tier 1 (core) risk-based capital | $32,394,000 | 1,798 |
| Tier 2 risk-based capital | $4,360,000 | 1,085 |
| Total risk weighted assets | $357,363,000 | 1,220 |
| Total unused commitments | $104,372,000 | 956 |
| Derivatives | $30,128,000 | 300 |
| 2005-06-30 | Rank | |
| # of Employees: | 40 | 4,006 |
| Assets and Liabilities | ||
| Total Assets: | $364,065,000 | 1,680 |
| Cash and due from depository institutions | $6,977,000 | 4,006 |
| Interest-bearing balances | $39,000 | 5,829 |
| Securities | $25,897,000 | 3,959 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,776 |
| Net loans & leases | $321,362,000 | 1,257 |
| Loan loss allowance | $4,255,000 | 1,113 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $3,854,000 | 2,731 |
| Other real estate owned | $1,026,000 | 4,006 |
| Goodwill and other intangibles | $0 | 3,307 |
| All other assets | $4,949,000 | 2,769 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $364,065,000 | 1,680 |
| Total liabilities | $333,027,000 | 1,658 |
| Total deposits | $314,374,000 | 1,517 |
| Interest-bearing deposits | $285,193,000 | 1,419 |
| Deposits held in domestic offices | $314,374,000 | 1,512 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,050,000 | 2,323 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $13,700,000 | 2,203 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $2,903,000 | 1,461 |
| Total equity capital | $31,038,000 | 1,934 |
| Total bank equity capital | $31,038,000 | 1,934 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $5,000,000 | 790 |
| Surplus | $17,000,000 | 1,394 |
| Undivided profits | $9,038,000 | 3,264 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,142,000 | 2,098 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $1,387,000 | 2,273 |
| Earning assets | $347,298,000 | 1,612 |
| Long-term assets (5+ years) | $14,161,000 | 4,026 |
| Average Assets, year-to-date | $362,833,000 | 1,648 |
| Average Assets, quarterly | $364,264,000 | 1,658 |
| Volatile liabilities | $231,031,000 | 644 |
| Insider loans | $14,352,000 | 364 |
| FHLB advances | $13,700,000 | 2,089 |
| Loans and leases held for sale | $5,185,000 | 417 |
| Unused loan commitments | $96,186,000 | 979 |
| Tier 1 (core) risk-based capital | $31,282,000 | 1,817 |
| Tier 2 risk-based capital | $4,255,000 | 1,088 |
| Total risk weighted assets | $340,699,000 | 1,259 |
| Total unused commitments | $96,186,000 | 980 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 36 | 4,340 |
| Assets and Liabilities | ||
| Total Assets: | $364,463,000 | 1,656 |
| Cash and due from depository institutions | $8,749,000 | 4,340 |
| Interest-bearing balances | $196,000 | 4,426 |
| Securities | $26,472,000 | 3,950 |
| Federal funds sold & reverse repurchase agreements | $1,500,000 | 4,465 |
| Net loans & leases | $318,495,000 | 1,234 |
| Loan loss allowance | $4,130,000 | 1,143 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $3,483,000 | 2,951 |
| Other real estate owned | $929,000 | 4,340 |
| Goodwill and other intangibles | $0 | 3,297 |
| All other assets | $4,835,000 | 2,784 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $364,463,000 | 1,656 |
| Total liabilities | $334,466,000 | 1,623 |
| Total deposits | $322,531,000 | 1,466 |
| Interest-bearing deposits | $298,366,000 | 1,326 |
| Deposits held in domestic offices | $322,531,000 | 1,462 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,328 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $8,700,000 | 2,806 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $3,235,000 | 1,340 |
| Total equity capital | $29,997,000 | 1,942 |
| Total bank equity capital | $29,997,000 | 1,942 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $5,000,000 | 776 |
| Surplus | $17,000,000 | 1,349 |
| Undivided profits | $7,997,000 | 3,472 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $835,000 | 2,693 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $1,306,000 | 2,333 |
| Earning assets | $346,663,000 | 1,601 |
| Long-term assets (5+ years) | $18,301,000 | 3,594 |
| Average Assets, year-to-date | $362,217,000 | 1,652 |
| Average Assets, quarterly | $362,217,000 | 1,652 |
| Volatile liabilities | $232,313,000 | 606 |
| Insider loans | $16,268,000 | 296 |
| FHLB advances | $8,700,000 | 2,686 |
| Loans and leases held for sale | $3,150,000 | 484 |
| Unused loan commitments | $92,960,000 | 1,002 |
| Tier 1 (core) risk-based capital | $30,593,000 | 1,823 |
| Tier 2 risk-based capital | $4,130,000 | 1,108 |
| Total risk weighted assets | $338,797,000 | 1,227 |
| Total unused commitments | $92,960,000 | 1,002 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 34 | 4,517 |
| Assets and Liabilities | ||
| Total Assets: | $359,971,000 | 1,663 |
| Cash and due from depository institutions | $12,536,000 | 4,517 |
| Interest-bearing balances | $39,000 | 5,890 |
| Securities | $25,550,000 | 4,055 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,164 |
| Net loans & leases | $313,891,000 | 1,245 |
| Loan loss allowance | $3,980,000 | 1,176 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $2,802,000 | 3,454 |
| Other real estate owned | $827,000 | 4,517 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $4,365,000 | 2,935 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $359,971,000 | 1,663 |
| Total liabilities | $330,725,000 | 1,633 |
| Total deposits | $305,704,000 | 1,532 |
| Interest-bearing deposits | $282,676,000 | 1,401 |
| Deposits held in domestic offices | $305,704,000 | 1,526 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $9,000,000 | 1,218 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $13,700,000 | 2,171 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $2,321,000 | 1,702 |
| Total equity capital | $29,246,000 | 1,990 |
| Total bank equity capital | $29,246,000 | 1,990 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $5,000,000 | 762 |
| Surplus | $17,000,000 | 1,335 |
| Undivided profits | $7,246,000 | 3,753 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $297,000 | 4,771 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $1,173,000 | 2,593 |
| Earning assets | $339,480,000 | 1,625 |
| Long-term assets (5+ years) | $17,270,000 | 3,763 |
| Average Assets, year-to-date | $319,555,600 | 1,760 |
| Average Assets, quarterly | $348,787,000 | 1,692 |
| Volatile liabilities | $226,722,000 | 597 |
| Insider loans | $11,894,000 | 457 |
| FHLB advances | $13,700,000 | 2,058 |
| Loans and leases held for sale | $2,000,000 | 622 |
| Unused loan commitments | $93,910,000 | 965 |
| Tier 1 (core) risk-based capital | $29,544,000 | 1,861 |
| Tier 2 risk-based capital | $3,980,000 | 1,144 |
| Total risk weighted assets | $333,283,000 | 1,242 |
| Total unused commitments | $93,910,000 | 965 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 35 | 4,426 |
| Assets and Liabilities | ||
| Total Assets: | $337,603,000 | 1,735 |
| Cash and due from depository institutions | $7,533,000 | 4,426 |
| Interest-bearing balances | $59,000 | 5,676 |
| Securities | $23,736,000 | 4,255 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,928 |
| Net loans & leases | $299,474,000 | 1,276 |
| Loan loss allowance | $3,739,000 | 1,256 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $1,877,000 | 4,409 |
| Other real estate owned | $827,000 | 4,426 |
| Goodwill and other intangibles | $0 | 3,268 |
| All other assets | $4,156,000 | 3,015 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $337,603,000 | 1,735 |
| Total liabilities | $309,174,000 | 1,715 |
| Total deposits | $288,501,000 | 1,601 |
| Interest-bearing deposits | $268,467,000 | 1,456 |
| Deposits held in domestic offices | $288,501,000 | 1,594 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $9,800,000 | 1,147 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $8,700,000 | 2,805 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $2,173,000 | 1,802 |
| Total equity capital | $28,429,000 | 2,021 |
| Total bank equity capital | $28,429,000 | 2,021 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $5,000,000 | 748 |
| Surplus | $17,000,000 | 1,289 |
| Undivided profits | $6,429,000 | 4,043 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $643,000 | 3,474 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $1,146,000 | 2,744 |
| Earning assets | $323,269,000 | 1,668 |
| Long-term assets (5+ years) | $20,115,000 | 3,523 |
| Average Assets, year-to-date | $309,451,750 | 1,827 |
| Average Assets, quarterly | $327,942,000 | 1,756 |
| Volatile liabilities | $203,347,000 | 636 |
| Insider loans | $13,223,000 | 388 |
| FHLB advances | $8,700,000 | 2,668 |
| Loans and leases held for sale | $2,826,000 | 492 |
| Unused loan commitments | $99,617,000 | 930 |
| Tier 1 (core) risk-based capital | $28,665,000 | 1,898 |
| Tier 2 risk-based capital | $3,739,000 | 1,215 |
| Total risk weighted assets | $316,838,000 | 1,268 |
| Total unused commitments | $99,617,000 | 932 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 36 | 4,371 |
| Assets and Liabilities | ||
| Total Assets: | $318,281,000 | 1,806 |
| Cash and due from depository institutions | $7,854,000 | 4,371 |
| Interest-bearing balances | $52,000 | 5,803 |
| Securities | $20,375,000 | 4,741 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,884 |
| Net loans & leases | $284,017,000 | 1,321 |
| Loan loss allowance | $3,581,000 | 1,302 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $1,457,000 | 5,035 |
| Other real estate owned | $827,000 | 4,371 |
| Goodwill and other intangibles | $0 | 3,275 |
| All other assets | $3,751,000 | 3,219 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $318,281,000 | 1,806 |
| Total liabilities | $291,560,000 | 1,781 |
| Total deposits | $266,452,000 | 1,714 |
| Interest-bearing deposits | $247,628,000 | 1,566 |
| Deposits held in domestic offices | $266,452,000 | 1,709 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $9,550,000 | 1,167 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $13,700,000 | 2,159 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $1,858,000 | 1,871 |
| Total equity capital | $26,721,000 | 2,069 |
| Total bank equity capital | $26,721,000 | 2,069 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $5,000,000 | 732 |
| Surplus | $16,250,000 | 1,308 |
| Undivided profits | $5,471,000 | 4,285 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,262,000 | 2,139 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $661,000 | 4,246 |
| Earning assets | $304,444,000 | 1,729 |
| Long-term assets (5+ years) | $20,197,000 | 3,588 |
| Average Assets, year-to-date | $300,068,000 | 1,875 |
| Average Assets, quarterly | $310,912,500 | 1,828 |
| Volatile liabilities | $198,829,000 | 635 |
| Insider loans | $14,426,000 | 340 |
| FHLB advances | $13,700,000 | 2,029 |
| Loans and leases held for sale | $2,521,000 | 549 |
| Unused loan commitments | $90,552,000 | 961 |
| Tier 1 (core) risk-based capital | $27,191,000 | 1,963 |
| Tier 2 risk-based capital | $3,581,000 | 1,262 |
| Total risk weighted assets | $301,905,000 | 1,322 |
| Total unused commitments | $90,552,000 | 961 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 35 | 4,465 |
| Assets and Liabilities | ||
| Total Assets: | $303,544,000 | 1,869 |
| Cash and due from depository institutions | $5,264,000 | 4,465 |
| Interest-bearing balances | $28,000 | 6,235 |
| Securities | $19,335,000 | 4,869 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,767 |
| Net loans & leases | $272,474,000 | 1,338 |
| Loan loss allowance | $3,391,000 | 1,365 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $704,000 | 6,553 |
| Other real estate owned | $1,901,000 | 4,465 |
| Goodwill and other intangibles | $0 | 3,256 |
| All other assets | $3,866,000 | 3,005 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $303,544,000 | 1,869 |
| Total liabilities | $278,683,000 | 1,828 |
| Total deposits | $251,153,000 | 1,812 |
| Interest-bearing deposits | $230,623,000 | 1,682 |
| Deposits held in domestic offices | $251,153,000 | 1,807 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $11,700,000 | 982 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $13,700,000 | 2,042 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $2,130,000 | 1,902 |
| Total equity capital | $24,861,000 | 2,265 |
| Total bank equity capital | $24,861,000 | 2,265 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $5,000,000 | 725 |
| Surplus | $14,750,000 | 1,407 |
| Undivided profits | $5,111,000 | 4,615 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $800,000 | 3,127 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $923,000 | 3,119 |
| Earning assets | $291,837,000 | 1,788 |
| Long-term assets (5+ years) | $22,087,000 | 3,366 |
| Average Assets, year-to-date | $290,961,500 | 1,925 |
| Average Assets, quarterly | $290,961,500 | 1,925 |
| Volatile liabilities | $182,665,000 | 657 |
| Insider loans | $13,475,000 | 357 |
| FHLB advances | $13,700,000 | 1,923 |
| Loans and leases held for sale | $9,418,000 | 285 |
| Unused loan commitments | $79,065,000 | 1,050 |
| Tier 1 (core) risk-based capital | $25,039,000 | 2,126 |
| Tier 2 risk-based capital | $3,391,000 | 1,321 |
| Total risk weighted assets | $283,281,000 | 1,376 |
| Total unused commitments | $79,065,000 | 1,052 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 35 | 4,492 |
| Assets and Liabilities | ||
| Total Assets: | $278,379,000 | 2,013 |
| Cash and due from depository institutions | $7,310,000 | 4,492 |
| Interest-bearing balances | $31,000 | 6,154 |
| Securities | $19,725,000 | 4,846 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,359 |
| Net loans & leases | $245,224,000 | 1,477 |
| Loan loss allowance | $3,222,000 | 1,432 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $656,000 | 6,698 |
| Other real estate owned | $1,901,000 | 4,492 |
| Goodwill and other intangibles | $0 | 3,237 |
| All other assets | $3,563,000 | 3,217 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $278,379,000 | 2,013 |
| Total liabilities | $255,358,000 | 1,980 |
| Total deposits | $242,107,000 | 1,870 |
| Interest-bearing deposits | $223,684,000 | 1,723 |
| Deposits held in domestic offices | $242,107,000 | 1,866 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,650,000 | 2,054 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $8,700,000 | 2,641 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $1,901,000 | 1,939 |
| Total equity capital | $23,021,000 | 2,390 |
| Total bank equity capital | $23,021,000 | 2,390 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $5,000,000 | 728 |
| Surplus | $13,500,000 | 1,494 |
| Undivided profits | $4,521,000 | 4,861 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $803,000 | 3,156 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $887,000 | 3,358 |
| Earning assets | $264,980,000 | 1,933 |
| Long-term assets (5+ years) | $14,366,000 | 4,293 |
| Average Assets, year-to-date | $256,590,200 | 2,100 |
| Average Assets, quarterly | $273,362,500 | 2,033 |
| Volatile liabilities | $159,288,000 | 734 |
| Insider loans | $14,376,000 | 327 |
| FHLB advances | $8,700,000 | 2,510 |
| Loans and leases held for sale | $1,892,000 | 658 |
| Unused loan commitments | $75,029,000 | 1,073 |
| Tier 1 (core) risk-based capital | $23,228,000 | 2,249 |
| Tier 2 risk-based capital | $3,222,000 | 1,371 |
| Total risk weighted assets | $258,937,000 | 1,500 |
| Total unused commitments | $75,029,000 | 1,074 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 35 | 4,505 |
| Assets and Liabilities | ||
| Total Assets: | $268,346,000 | 2,086 |
| Cash and due from depository institutions | $5,665,000 | 4,505 |
| Interest-bearing balances | $50,000 | 5,938 |
| Securities | $17,043,000 | 5,192 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,602 |
| Net loans & leases | $241,410,000 | 1,492 |
| Loan loss allowance | $3,172,000 | 1,460 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $684,000 | 6,656 |
| Other real estate owned | $0 | 4,505 |
| Goodwill and other intangibles | $0 | 3,226 |
| All other assets | $3,544,000 | 3,227 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $268,346,000 | 2,086 |
| Total liabilities | $246,373,000 | 2,050 |
| Total deposits | $233,137,000 | 1,946 |
| Interest-bearing deposits | $218,485,000 | 1,771 |
| Deposits held in domestic offices | $233,137,000 | 1,943 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $6,650,000 | 1,361 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $4,200,000 | 3,584 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $2,386,000 | 1,677 |
| Total equity capital | $21,973,000 | 2,506 |
| Total bank equity capital | $21,973,000 | 2,506 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $5,000,000 | 719 |
| Surplus | $13,000,000 | 1,515 |
| Undivided profits | $3,973,000 | 5,217 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,719,000 | 1,213 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $884,000 | 3,500 |
| Earning assets | $258,503,000 | 1,985 |
| Long-term assets (5+ years) | $12,148,000 | 4,652 |
| Average Assets, year-to-date | $251,143,000 | 2,166 |
| Average Assets, quarterly | $264,803,000 | 2,089 |
| Volatile liabilities | $152,213,000 | 744 |
| Insider loans | $15,133,000 | 299 |
| FHLB advances | $4,200,000 | 3,418 |
| Loans and leases held for sale | $3,944,000 | 611 |
| Unused loan commitments | $62,267,000 | 1,243 |
| Tier 1 (core) risk-based capital | $22,157,000 | 2,356 |
| Tier 2 risk-based capital | $3,127,000 | 1,406 |
| Total risk weighted assets | $250,094,000 | 1,539 |
| Total unused commitments | $62,267,000 | 1,247 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 35 | 4,522 |
| Assets and Liabilities | ||
| Total Assets: | $261,260,000 | 2,113 |
| Cash and due from depository institutions | $4,792,000 | 4,522 |
| Interest-bearing balances | $64,000 | 5,817 |
| Securities | $12,162,000 | 6,023 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,888 |
| Net loans & leases | $240,605,000 | 1,481 |
| Loan loss allowance | $2,936,000 | 1,549 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $698,000 | 6,612 |
| Other real estate owned | $141,000 | 4,522 |
| Goodwill and other intangibles | $0 | 3,182 |
| All other assets | $2,862,000 | 3,636 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $261,260,000 | 2,113 |
| Total liabilities | $239,807,000 | 2,077 |
| Total deposits | $214,449,000 | 2,088 |
| Interest-bearing deposits | $195,993,000 | 1,967 |
| Deposits held in domestic offices | $214,449,000 | 2,083 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $9,350,000 | 1,096 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $14,200,000 | 1,916 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $1,808,000 | 2,160 |
| Total equity capital | $21,453,000 | 2,539 |
| Total bank equity capital | $21,453,000 | 2,539 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $5,000,000 | 711 |
| Surplus | $13,000,000 | 1,484 |
| Undivided profits | $3,453,000 | 5,585 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,228,000 | 1,469 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $835,000 | 3,567 |
| Earning assets | $252,831,000 | 2,010 |
| Long-term assets (5+ years) | $20,646,000 | 3,381 |
| Average Assets, year-to-date | $245,408,670 | 2,194 |
| Average Assets, quarterly | $250,943,000 | 2,174 |
| Volatile liabilities | $157,805,000 | 727 |
| Insider loans | $14,904,000 | 304 |
| FHLB advances | $14,200,000 | 1,787 |
| Loans and leases held for sale | $13,409,000 | 386 |
| Unused loan commitments | $60,314,000 | 1,248 |
| Tier 1 (core) risk-based capital | $21,536,000 | 2,370 |
| Tier 2 risk-based capital | $2,936,000 | 1,442 |
| Total risk weighted assets | $241,650,000 | 1,561 |
| Total unused commitments | $60,314,000 | 1,257 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 32 | 4,788 |
| Assets and Liabilities | ||
| Total Assets: | $240,626,000 | 2,268 |
| Cash and due from depository institutions | $3,909,000 | 4,788 |
| Interest-bearing balances | $28,000 | 6,226 |
| Securities | $13,805,000 | 5,713 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,247 |
| Net loans & leases | $219,157,000 | 1,609 |
| Loan loss allowance | $2,713,000 | 1,649 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $735,000 | 6,530 |
| Other real estate owned | $293,000 | 4,788 |
| Goodwill and other intangibles | $0 | 3,151 |
| All other assets | $2,727,000 | 3,739 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $240,626,000 | 2,268 |
| Total liabilities | $220,856,000 | 2,234 |
| Total deposits | $207,317,000 | 2,142 |
| Interest-bearing deposits | $190,227,000 | 2,010 |
| Deposits held in domestic offices | $207,317,000 | 2,138 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,850,000 | 1,761 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $8,200,000 | 2,531 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $2,489,000 | 1,741 |
| Total equity capital | $19,770,000 | 2,672 |
| Total bank equity capital | $19,770,000 | 2,672 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $5,000,000 | 705 |
| Surplus | $11,900,000 | 1,580 |
| Undivided profits | $2,870,000 | 5,930 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,428,000 | 1,350 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $901,000 | 3,350 |
| Earning assets | $232,990,000 | 2,142 |
| Long-term assets (5+ years) | $11,597,000 | 4,580 |
| Average Assets, year-to-date | $237,483,000 | 2,263 |
| Average Assets, quarterly | $237,483,000 | 2,263 |
| Volatile liabilities | $137,645,000 | 778 |
| Insider loans | $18,891,000 | 217 |
| FHLB advances | $8,200,000 | 2,392 |
| Loans and leases held for sale | $7,298,000 | 483 |
| Unused loan commitments | $60,080,000 | 1,209 |
| Tier 1 (core) risk-based capital | $19,779,000 | 2,502 |
| Tier 2 risk-based capital | $2,713,000 | 1,524 |
| Total risk weighted assets | $223,141,000 | 1,638 |
| Total unused commitments | $60,080,000 | 1,219 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 30 | 5,011 |
| Assets and Liabilities | ||
| Total Assets: | $234,340,000 | 2,282 |
| Cash and due from depository institutions | $5,222,000 | 5,011 |
| Interest-bearing balances | $31,000 | 6,110 |
| Securities | $15,025,000 | 5,466 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,991 |
| Net loans & leases | $210,481,000 | 1,654 |
| Loan loss allowance | $2,489,000 | 1,732 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $756,000 | 6,465 |
| Other real estate owned | $456,000 | 5,011 |
| Goodwill and other intangibles | $0 | 3,122 |
| All other assets | $2,400,000 | 4,079 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $234,340,000 | 2,282 |
| Total liabilities | $215,542,000 | 2,232 |
| Total deposits | $201,805,000 | 2,153 |
| Interest-bearing deposits | $186,106,000 | 2,011 |
| Deposits held in domestic offices | $201,805,000 | 2,150 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,550,000 | 1,684 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $8,200,000 | 2,548 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $1,987,000 | 2,033 |
| Total equity capital | $18,798,000 | 2,770 |
| Total bank equity capital | $18,798,000 | 2,770 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $5,000,000 | 704 |
| Surplus | $11,300,000 | 1,608 |
| Undivided profits | $2,498,000 | 6,249 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $237,000 | 5,614 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $781,000 | 3,972 |
| Earning assets | $225,537,000 | 2,172 |
| Long-term assets (5+ years) | $18,741,000 | 3,480 |
| Average Assets, year-to-date | $210,579,400 | 2,425 |
| Average Assets, quarterly | $230,077,500 | 2,308 |
| Volatile liabilities | $133,897,000 | 799 |
| Insider loans | $12,415,000 | 352 |
| FHLB advances | $8,200,000 | 2,393 |
| Loans and leases held for sale | $14,768,000 | 355 |
| Unused loan commitments | $54,367,000 | 1,261 |
| Tier 1 (core) risk-based capital | $18,781,000 | 2,600 |
| Tier 2 risk-based capital | $2,489,000 | 1,603 |
| Total risk weighted assets | $208,282,000 | 1,721 |
| Total unused commitments | $54,367,000 | 1,262 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 22 | 6,124 |
| Assets and Liabilities | ||
| Total Assets: | $180,565,000 | 2,789 |
| Cash and due from depository institutions | $4,359,000 | 6,124 |
| Interest-bearing balances | $31,000 | 6,017 |
| Securities | $19,651,000 | 4,578 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,110 |
| Net loans & leases | $153,968,000 | 2,117 |
| Loan loss allowance | $1,974,000 | 2,033 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $577,000 | 7,065 |
| Other real estate owned | $0 | 6,124 |
| Goodwill and other intangibles | $0 | 3,095 |
| All other assets | $2,010,000 | 4,540 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $180,565,000 | 2,789 |
| Total liabilities | $166,153,000 | 2,735 |
| Total deposits | $155,425,000 | 2,627 |
| Interest-bearing deposits | $146,243,000 | 2,412 |
| Deposits held in domestic offices | $155,425,000 | 2,621 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,800,000 | 1,951 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $6,200,000 | 2,739 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $1,728,000 | 2,256 |
| Total equity capital | $14,412,000 | 3,309 |
| Total bank equity capital | $14,412,000 | 3,309 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $5,000,000 | 700 |
| Surplus | $8,500,000 | 1,994 |
| Undivided profits | $912,000 | 7,668 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,747,000 | 1,714 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $790,000 | 4,249 |
| Earning assets | $173,650,000 | 2,669 |
| Long-term assets (5+ years) | $17,271,000 | 3,623 |
| Average Assets, year-to-date | $159,445,800 | 2,971 |
| Average Assets, quarterly | $176,296,500 | 2,806 |
| Volatile liabilities | $98,148,000 | 1,018 |
| Insider loans | $10,958,000 | 383 |
| FHLB advances | $6,200,000 | 2,570 |
| Loans and leases held for sale | $5,377,000 | 554 |
| Unused loan commitments | $48,453,000 | 1,285 |
| Tier 1 (core) risk-based capital | $14,223,000 | 3,211 |
| Tier 2 risk-based capital | $1,943,000 | 1,901 |
| Total risk weighted assets | $155,372,000 | 2,147 |
| Total unused commitments | $48,453,000 | 1,290 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 17 | 7,003 |
| Assets and Liabilities | ||
| Total Assets: | $135,856,000 | 3,434 |
| Cash and due from depository institutions | $5,667,000 | 7,003 |
| Interest-bearing balances | $14,000 | 6,201 |
| Securities | $15,696,000 | 5,428 |
| Federal funds sold & reverse repurchase agreements | $7,550,000 | 1,589 |
| Net loans & leases | $104,687,000 | 2,928 |
| Loan loss allowance | $1,481,000 | 2,483 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $634,000 | 7,002 |
| Other real estate owned | $0 | 7,003 |
| Goodwill and other intangibles | $0 | 3,145 |
| All other assets | $1,622,000 | 4,588 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $135,856,000 | 3,434 |
| Total liabilities | $124,646,000 | 3,361 |
| Total deposits | $121,273,000 | 3,186 |
| Interest-bearing deposits | $112,019,000 | 2,993 |
| Deposits held in domestic offices | $121,273,000 | 3,182 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,755 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $1,500,000 | 4,246 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $1,873,000 | 2,176 |
| Total equity capital | $11,210,000 | 4,016 |
| Total bank equity capital | $11,210,000 | 4,016 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $5,750,000 | 587 |
| Surplus | $5,750,000 | 2,704 |
| Undivided profits | $-290,000 | 9,218 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,688 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $628,000 | 4,304 |
| Earning assets | $127,947,000 | 3,367 |
| Long-term assets (5+ years) | $7,180,000 | 5,298 |
| Average Assets, year-to-date | $112,253,600 | 3,888 |
| Average Assets, quarterly | $130,801,000 | 3,504 |
| Volatile liabilities | $63,246,000 | 1,425 |
| Insider loans | $13,058,000 | 308 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $31,996,000 | 1,649 |
| Tier 1 (core) risk-based capital | $11,217,000 | 3,895 |
| Tier 2 risk-based capital | $1,442,210 | 2,384 |
| Total risk weighted assets | $115,337,910 | 2,740 |
| Total unused commitments | $31,996,000 | 1,650 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 22 | 6,389 |
| Assets and Liabilities | ||
| Total Assets: | $90,954,000 | 4,785 |
| Cash and due from depository institutions | $3,096,000 | 6,389 |
| Interest-bearing balances | $7,000 | 6,494 |
| Securities | $14,249,000 | 5,967 |
| Federal funds sold & reverse repurchase agreements | $6,200,000 | 1,556 |
| Net loans & leases | $66,421,000 | 4,157 |
| Loan loss allowance | $896,000 | 3,753 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $378,000 | 8,224 |
| Other real estate owned | $0 | 6,389 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $610,000 | 7,714 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $90,954,000 | 4,785 |
| Total liabilities | $82,206,000 | 4,750 |
| Total deposits | $81,731,000 | 4,475 |
| Interest-bearing deposits | $66,002,000 | 4,707 |
| Deposits held in domestic offices | $81,731,000 | 4,469 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,093 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,751 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $475,000 | 5,513 |
| Total equity capital | $8,748,000 | 4,743 |
| Total bank equity capital | $8,748,000 | 4,743 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $5,000,000 | 713 |
| Surplus | $5,000,000 | 2,970 |
| Undivided profits | $-1,252,000 | 9,948 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 9,001 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $265,000 | 6,898 |
| Earning assets | $86,877,000 | 4,607 |
| Long-term assets (5+ years) | $7,334,000 | 5,547 |
| Average Assets, year-to-date | $54,181,200 | 6,451 |
| Average Assets, quarterly | $77,757,500 | 5,287 |
| Volatile liabilities | $25,765,000 | 2,857 |
| Insider loans | $9,069,000 | 483 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $485,000 | 939 |
| Unused loan commitments | $25,167,000 | 1,988 |
| Tier 1 (core) risk-based capital | $9,002,000 | 4,644 |
| Tier 2 risk-based capital | $896,000 | 3,478 |
| Total risk weighted assets | $76,710,900 | 3,763 |
| Total unused commitments | $25,167,000 | 1,993 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 12 | 8,518 |
| Assets and Liabilities | ||
| Total Assets: | $21,615,000 | 9,393 |
| Cash and due from depository institutions | $1,412,000 | 8,518 |
| Interest-bearing balances | $0 | 6,728 |
| Securities | $5,732,000 | 8,491 |
| Federal funds sold & reverse repurchase agreements | $4,970,000 | 3,443 |
| Net loans & leases | $8,965,000 | 9,626 |
| Loan loss allowance | $500,000 | 5,623 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $270,000 | 8,833 |
| Other real estate owned | $0 | 8,518 |
| Goodwill and other intangibles | $0 | 3,445 |
| All other assets | $266,000 | 9,574 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $21,615,000 | 9,393 |
| Total liabilities | $12,356,000 | 9,975 |
| Total deposits | $12,307,000 | 9,916 |
| Interest-bearing deposits | $10,269,000 | 9,889 |
| Deposits held in domestic offices | $12,307,000 | 9,916 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,274 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $49,000 | 10,237 |
| Total equity capital | $9,259,000 | 4,656 |
| Total bank equity capital | $9,259,000 | 4,656 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $5,000,000 | 693 |
| Surplus | $5,000,000 | 2,820 |
| Undivided profits | $-741,000 | 10,175 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 9,467 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $50,000 | 9,945 |
| Earning assets | $19,667,000 | 9,369 |
| Long-term assets (5+ years) | $2,077,000 | 7,693 |
| Average Assets, year-to-date | $21,615,000 | 9,267 |
| Average Assets, quarterly | $21,615,000 | 9,337 |
| Volatile liabilities | $1,100,000 | 9,718 |
| Insider loans | $350,000 | 6,122 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $5,487,000 | 5,094 |
| Tier 1 (core) risk-based capital | $9,277,000 | 4,460 |
| Tier 2 risk-based capital | $180,790 | 8,483 |
| Total risk weighted assets | $14,143,790 | 9,087 |
| Total unused commitments | $5,487,000 | 5,101 |
| Derivatives | $0 | 527 |