Home > The Bank of Heard County > Assets and Liabilities
The Bank of Heard County, Assets and Liabilities
1995-12-31 | Rank | |
# of Employees: | 17 | 8,427 |
Assets and Liabilities | ||
Total Assets: | $46,325,000 | 7,738 |
Cash and due from depository institutions | $2,684,000 | 8,427 |
Interest-bearing balances | $0 | 6,853 |
Securities | $10,755,000 | 8,009 |
Federal funds sold & reverse repurchase agreements | $1,000,000 | 7,267 |
Net loans & leases | $31,237,000 | 6,827 |
Loan loss allowance | $400,000 | 6,984 |
Trading account assets | $0 | 261 |
Bank premises and fixed assets | $396,000 | 8,907 |
Other real estate owned | $0 | 8,427 |
Goodwill and other intangibles | $0 | 3,181 |
All other assets | $253,000 | 11,022 |
Life insurance assets | $0 | 1 |
Total liabilities and capital | $46,325,000 | 7,738 |
Total liabilities | $41,904,000 | 7,693 |
Total deposits | $41,470,000 | 7,562 |
Interest-bearing deposits | $35,540,000 | 7,563 |
Deposits held in domestic offices | $41,470,000 | 7,558 |
% insured | 0.00% | 1 |
Federal funds purchased & repurchase agreements | $0 | 3,736 |
Trading liabilities | $0 | 110 |
Other borrowed funds | $0 | 5,136 |
Subordinated debt | $0 | 337 |
All other liabilities | $434,000 | 6,813 |
Total equity capital | $4,421,000 | 7,902 |
Total bank equity capital | $4,421,000 | 7,902 |
Perpetual preferred stock | $0 | 288 |
Common stock | $100,000 | 9,051 |
Surplus | $2,300,000 | 5,066 |
Undivided profits | $2,021,000 | 7,468 |
Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
Memoranda | ||
Noncurrent loans and leases | $57,000 | 9,131 |
Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
Income earned, not collected on loans | $253,000 | 7,864 |
Earning assets | $42,992,000 | 7,674 |
Long-term assets (5+ years) | $11,045,000 | 3,786 |
Average Assets, year-to-date | $41,159,200 | 8,088 |
Average Assets, quarterly | $44,098,500 | 7,905 |
Volatile liabilities | $10,720,000 | 4,359 |
Insider loans | $369,000 | 6,479 |
FHLB advances | $0 | 855 |
Loans and leases held for sale | $0 | 1,606 |
Unused loan commitments | $629,000 | 9,743 |
Tier 1 (core) risk-based capital | $4,421,000 | 7,792 |
Tier 2 risk-based capital | $282,360 | 7,584 |
Total risk weighted assets | $22,471,460 | 8,340 |
Total unused commitments | $629,000 | 9,752 |
Derivatives | $0 | 628 |
1994-12-31 | Rank | |
# of Employees: | 18 | 8,561 |
Assets and Liabilities | ||
Total Assets: | $39,422,000 | 8,654 |
Cash and due from depository institutions | $1,841,000 | 8,561 |
Interest-bearing balances | $0 | 7,034 |
Securities | $8,629,000 | 9,281 |
Federal funds sold & reverse repurchase agreements | $900,000 | 5,731 |
Net loans & leases | $27,401,000 | 7,431 |
Loan loss allowance | $349,000 | 7,763 |
Trading account assets | $0 | 286 |
Bank premises and fixed assets | $368,000 | 9,366 |
Other real estate owned | $0 | 8,561 |
Goodwill and other intangibles | $0 | 3,133 |
All other assets | $283,000 | 11,301 |
Life insurance assets | $0 | 1 |
Total liabilities and capital | $39,422,000 | 8,654 |
Total liabilities | $35,394,000 | 8,651 |
Total deposits | $35,175,000 | 8,465 |
Interest-bearing deposits | $30,413,000 | 8,375 |
Deposits held in domestic offices | $35,175,000 | 8,458 |
% insured | 0.00% | 1 |
Federal funds purchased & repurchase agreements | $0 | 4,788 |
Trading liabilities | $0 | 87 |
Other borrowed funds | $0 | 5,375 |
Subordinated debt | $0 | 372 |
All other liabilities | $219,000 | 8,639 |
Total equity capital | $4,028,000 | 8,157 |
Total bank equity capital | $4,028,000 | 8,157 |
Perpetual preferred stock | $0 | 310 |
Common stock | $100,000 | 9,549 |
Surplus | $2,300,000 | 5,030 |
Undivided profits | $1,628,000 | 7,773 |
Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
Memoranda | ||
Noncurrent loans and leases | $0 | 11,640 |
Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
Income earned, not collected on loans | $245,000 | 7,554 |
Earning assets | $36,930,000 | 8,518 |
Long-term assets (5+ years) | $11,668,000 | 3,742 |
Average Assets, year-to-date | $36,410,200 | 8,885 |
Average Assets, quarterly | $37,749,000 | 8,802 |
Volatile liabilities | $6,673,000 | 5,730 |
Insider loans | $255,000 | 7,586 |
FHLB advances | $0 | 993 |
Loans and leases held for sale | $0 | 1,430 |
Unused loan commitments | $802,000 | 9,587 |
Tier 1 (core) risk-based capital | $4,028,000 | 8,245 |
Tier 2 risk-based capital | $235,700 | 8,479 |
Total risk weighted assets | $18,742,500 | 9,230 |
Total unused commitments | $802,000 | 9,595 |
Derivatives | $0 | 687 |
1993-12-31 | Rank | |
# of Employees: | 19 | 8,670 |
Assets and Liabilities | ||
Total Assets: | $34,243,000 | 9,568 |
Cash and due from depository institutions | $1,413,000 | 8,670 |
Interest-bearing balances | $100,000 | 6,134 |
Securities | $6,654,000 | 10,468 |
Federal funds sold & reverse repurchase agreements | $1,700,000 | 6,297 |
Net loans & leases | $23,777,000 | 8,072 |
Loan loss allowance | $316,000 | 8,464 |
Trading account assets | $0 | 330 |
Bank premises and fixed assets | $423,000 | 9,252 |
Other real estate owned | $0 | 8,670 |
Goodwill and other intangibles | $0 | 3,091 |
All other assets | $276,000 | 11,515 |
Life insurance assets | $0 | 1 |
Total liabilities and capital | $34,243,000 | 9,568 |
Total liabilities | $30,584,000 | 9,634 |
Total deposits | $30,462,000 | 9,499 |
Interest-bearing deposits | $27,029,000 | 9,307 |
Deposits held in domestic offices | $30,462,000 | 9,493 |
% insured | 0.00% | 1 |
Federal funds purchased & repurchase agreements | $0 | 3,944 |
Trading liabilities | $0 | 1 |
Other borrowed funds | $0 | 5,027 |
Subordinated debt | $0 | 413 |
All other liabilities | $122,000 | 11,036 |
Total equity capital | $3,659,000 | 8,830 |
Total bank equity capital | $3,659,000 | 8,830 |
Perpetual preferred stock | $0 | 343 |
Common stock | $100,000 | 10,031 |
Surplus | $2,200,000 | 5,168 |
Undivided profits | $1,359,000 | 8,712 |
Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
Memoranda | ||
Noncurrent loans and leases | $188,000 | 7,718 |
Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
Income earned, not collected on loans | $222,000 | 7,616 |
Earning assets | $32,231,000 | 9,431 |
Long-term assets (5+ years) | $10,228,000 | 4,299 |
Average Assets, year-to-date | $33,898,800 | 9,459 |
Average Assets, quarterly | $34,346,500 | 9,509 |
Volatile liabilities | $4,748,000 | 6,732 |
Insider loans | $392,000 | 6,465 |
FHLB advances | $0 | 821 |
Loans and leases held for sale | $0 | 1,681 |
Unused loan commitments | $547,000 | 10,399 |
Tier 1 (core) risk-based capital | $3,659,000 | 8,753 |
Tier 2 risk-based capital | $209,270 | 9,153 |
Total risk weighted assets | $16,634,770 | 9,964 |
Total unused commitments | $547,000 | 10,415 |
Derivatives | $0 | 714 |
1992-12-31 | Rank | |
# of Employees: | 17 | 9,428 |
Assets and Liabilities | ||
Total Assets: | $32,572,000 | 10,032 |
Cash and due from depository institutions | $1,529,000 | 9,428 |
Interest-bearing balances | $400,000 | 5,205 |
Securities | $4,271,000 | 11,983 |
Federal funds sold & reverse repurchase agreements | $3,900,000 | 4,092 |
Net loans & leases | $22,301,000 | 8,420 |
Loan loss allowance | $258,000 | 9,445 |
Trading account assets | $0 | 344 |
Bank premises and fixed assets | $329,000 | 10,259 |
Other real estate owned | $0 | 9,428 |
Goodwill and other intangibles | $0 | 3,106 |
All other assets | $242,000 | 12,404 |
Life insurance assets | $0 | 1 |
Total liabilities and capital | $32,572,000 | 10,032 |
Total liabilities | $29,218,000 | 10,091 |
Total deposits | $29,136,000 | 9,943 |
Interest-bearing deposits | $25,288,000 | 9,872 |
Deposits held in domestic offices | $29,136,000 | 9,938 |
% insured | 0.00% | 1 |
Federal funds purchased & repurchase agreements | $0 | 3,764 |
Trading liabilities | $0 | 1 |
Other borrowed funds | $0 | 5,085 |
Subordinated debt | $0 | 482 |
All other liabilities | $82,000 | 12,772 |
Total equity capital | $3,354,000 | 9,170 |
Total bank equity capital | $3,354,000 | 9,170 |
Perpetual preferred stock | $0 | 346 |
Common stock | $100,000 | 10,493 |
Surplus | $2,100,000 | 5,221 |
Undivided profits | $1,154,000 | 9,189 |
Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
Memoranda | ||
Noncurrent loans and leases | $8,000 | 12,607 |
Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
Income earned, not collected on loans | $196,000 | 8,759 |
Earning assets | $30,872,000 | 9,817 |
Long-term assets (5+ years) | $11,001,000 | 4,082 |
Average Assets, year-to-date | $30,535,200 | 10,194 |
Average Assets, quarterly | $31,223,000 | 10,192 |
Volatile liabilities | $4,867,000 | 6,680 |
Insider loans | $385,000 | 2,356 |
FHLB advances | $0 | 832 |
Loans and leases held for sale | $0 | 1,207 |
Unused loan commitments | $175,000 | 11,798 |
Tier 1 (core) risk-based capital | $3,354,000 | 9,105 |
Tier 2 risk-based capital | $200,400 | 9,428 |
Total risk weighted assets | $15,974,300 | 10,367 |
Total unused commitments | $175,000 | 11,814 |
Derivatives | $0 | 651 |