Home > The Bank of Harrisburg > Income and Expense
The Bank of Harrisburg, Income and Expense
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $1,912,000 | 9,962 |
| Total interest expense | $812,000 | 9,545 |
| Net interest income | $1,100,000 | 10,067 |
| Provision for loan and lease losses | $2,000 | 9,032 |
| Total noninterest income | $124,000 | 10,218 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $48,000 | 9,761 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $76,000 | 8,407 |
| Total noninterest expense | $810,000 | 10,202 |
| Salaries and employee benefits | $376,000 | 10,495 |
| Premises and equipment expense | $125,000 | 9,244 |
| Additional noninterest expense | $309,000 | 9,857 |
| Pre-tax net operating income | $412,000 | 9,273 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $88,000 | 9,626 |
| Income before extraordinary items | $324,000 | 8,890 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $324,000 | 8,894 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-9,000 | 10,731 |
| Cash dividends | $210,000 | 5,320 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $324,000 | 8,935 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $1,820,000 | 10,555 |
| Total interest expense | $783,000 | 10,133 |
| Net interest income | $1,037,000 | 10,648 |
| Provision for loan and lease losses | $-6,000 | 12,466 |
| Total noninterest income | $136,000 | 10,502 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $63,000 | 9,580 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $73,000 | 8,943 |
| Total noninterest expense | $790,000 | 10,714 |
| Salaries and employee benefits | $353,000 | 11,117 |
| Premises and equipment expense | $123,000 | 9,690 |
| Additional noninterest expense | $314,000 | 10,267 |
| Pre-tax net operating income | $389,000 | 9,492 |
| Securities gains (losses) | $6,000 | 5,977 |
| Applicable income taxes | $103,000 | 9,654 |
| Income before extraordinary items | $292,000 | 9,584 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $292,000 | 9,728 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-10,000 | 11,729 |
| Cash dividends | $174,000 | 5,792 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $287,560 | 9,358 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $1,838,000 | 11,216 |
| Total interest expense | $929,000 | 10,722 |
| Net interest income | $909,000 | 11,472 |
| Provision for loan and lease losses | $-44,000 | 13,595 |
| Total noninterest income | $167,000 | 10,114 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $99,000 | 8,548 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $68,000 | 9,388 |
| Total noninterest expense | $815,000 | 10,934 |
| Salaries and employee benefits | $320,000 | 11,788 |
| Premises and equipment expense | $136,000 | 9,504 |
| Additional noninterest expense | $359,000 | 10,081 |
| Pre-tax net operating income | $305,000 | 10,089 |
| Securities gains (losses) | $14,000 | 6,053 |
| Applicable income taxes | $86,000 | 10,284 |
| Income before extraordinary items | $233,000 | 10,134 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $233,000 | 10,280 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-74,000 | 13,635 |
| Cash dividends | $187,000 | 5,261 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $222,780 | 9,940 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.