Home > The Bank of Harlan > Income and Expense
The Bank of Harlan, Income and Expense
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $502,000 | 5,852 |
| Total interest expense | $19,000 | 5,860 |
| Net interest income | $483,000 | 5,848 |
| Provision for loan and lease losses | $0 | 4,332 |
| Total noninterest income | $69,000 | 5,643 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $32,000 | 5,414 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $37,000 | 5,442 |
| Total noninterest expense | $1,137,000 | 5,491 |
| Salaries and employee benefits | $176,000 | 5,879 |
| Premises and equipment expense | $51,000 | 5,766 |
| Additional noninterest expense | $910,000 | 4,325 |
| Pre-tax net operating income | $-585,000 | 5,805 |
| Securities gains (losses) | $0 | 3,212 |
| Applicable income taxes | $-226,000 | 5,806 |
| Income before extraordinary items | $-359,000 | 5,771 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $-359,000 | 5,770 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $-359,000 | 5,770 |
| Net charge-offs | $309,000 | 1,493 |
| Cash dividends | $0 | 4,239 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $-359,000 | 5,761 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $3,103,000 | 4,176 |
| Total interest expense | $184,000 | 4,772 |
| Net interest income | $2,919,000 | 4,079 |
| Provision for loan and lease losses | $45,000 | 3,408 |
| Total noninterest income | $515,000 | 3,634 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $255,000 | 2,751 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $260,000 | 3,774 |
| Total noninterest expense | $3,092,000 | 3,596 |
| Salaries and employee benefits | $1,268,000 | 4,162 |
| Premises and equipment expense | $305,000 | 3,765 |
| Additional noninterest expense | $1,519,000 | 2,737 |
| Pre-tax net operating income | $297,000 | 5,073 |
| Securities gains (losses) | $55,000 | 1,689 |
| Applicable income taxes | $72,000 | 3,399 |
| Income before extraordinary items | $280,000 | 5,039 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $280,000 | 5,039 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $280,000 | 5,039 |
| Net charge-offs | $302,000 | 1,122 |
| Cash dividends | $0 | 3,792 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $236,000 | 5,105 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $2,078,000 | 4,193 |
| Total interest expense | $129,000 | 4,738 |
| Net interest income | $1,949,000 | 4,102 |
| Provision for loan and lease losses | $30,000 | 3,242 |
| Total noninterest income | $357,000 | 3,570 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $167,000 | 2,753 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $190,000 | 3,680 |
| Total noninterest expense | $2,036,000 | 3,646 |
| Salaries and employee benefits | $858,000 | 4,163 |
| Premises and equipment expense | $200,000 | 3,819 |
| Additional noninterest expense | $978,000 | 2,802 |
| Pre-tax net operating income | $240,000 | 4,962 |
| Securities gains (losses) | $50,000 | 1,421 |
| Applicable income taxes | $72,000 | 3,190 |
| Income before extraordinary items | $218,000 | 4,941 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $218,000 | 4,941 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $218,000 | 4,941 |
| Net charge-offs | $140,000 | 1,368 |
| Cash dividends | $0 | 3,654 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $180,500 | 5,034 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $1,014,000 | 4,261 |
| Total interest expense | $68,000 | 4,702 |
| Net interest income | $946,000 | 4,177 |
| Provision for loan and lease losses | $15,000 | 2,996 |
| Total noninterest income | $176,000 | 3,565 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $89,000 | 2,614 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $87,000 | 3,747 |
| Total noninterest expense | $1,014,000 | 3,679 |
| Salaries and employee benefits | $440,000 | 4,160 |
| Premises and equipment expense | $108,000 | 3,715 |
| Additional noninterest expense | $466,000 | 2,900 |
| Pre-tax net operating income | $93,000 | 5,126 |
| Securities gains (losses) | $9,000 | 1,537 |
| Applicable income taxes | $27,000 | 3,344 |
| Income before extraordinary items | $75,000 | 5,220 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $75,000 | 5,221 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $75,000 | 5,221 |
| Net charge-offs | $128,000 | 877 |
| Cash dividends | $447,000 | 1,303 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $68,340 | 5,224 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $4,108,000 | 4,255 |
| Total interest expense | $292,000 | 4,661 |
| Net interest income | $3,816,000 | 4,169 |
| Provision for loan and lease losses | $55,000 | 3,554 |
| Total noninterest income | $693,000 | 3,659 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $376,000 | 2,624 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $317,000 | 3,908 |
| Total noninterest expense | $4,109,000 | 3,657 |
| Salaries and employee benefits | $1,676,000 | 4,251 |
| Premises and equipment expense | $557,000 | 3,260 |
| Additional noninterest expense | $1,876,000 | 2,923 |
| Pre-tax net operating income | $345,000 | 5,193 |
| Securities gains (losses) | $17,000 | 2,325 |
| Applicable income taxes | $19,000 | 3,945 |
| Income before extraordinary items | $343,000 | 5,152 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $343,000 | 5,156 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $343,000 | 5,156 |
| Net charge-offs | $127,000 | 2,438 |
| Cash dividends | $447,000 | 3,045 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $326,850 | 5,135 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $3,035,000 | 4,324 |
| Total interest expense | $221,000 | 4,726 |
| Net interest income | $2,814,000 | 4,239 |
| Provision for loan and lease losses | $55,000 | 3,175 |
| Total noninterest income | $520,000 | 3,671 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $280,000 | 2,664 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $240,000 | 3,925 |
| Total noninterest expense | $3,031,000 | 3,710 |
| Salaries and employee benefits | $1,256,000 | 4,280 |
| Premises and equipment expense | $397,000 | 3,408 |
| Additional noninterest expense | $1,378,000 | 2,975 |
| Pre-tax net operating income | $248,000 | 5,348 |
| Securities gains (losses) | $-1,000 | 5,801 |
| Applicable income taxes | $32,000 | 3,814 |
| Income before extraordinary items | $215,000 | 5,386 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $215,000 | 5,388 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $215,000 | 5,389 |
| Net charge-offs | $120,000 | 1,991 |
| Cash dividends | $448,000 | 2,449 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $215,870 | 5,335 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $2,025,000 | 4,354 |
| Total interest expense | $149,000 | 4,741 |
| Net interest income | $1,876,000 | 4,273 |
| Provision for loan and lease losses | $40,000 | 3,050 |
| Total noninterest income | $359,000 | 3,620 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $189,000 | 2,598 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $170,000 | 3,874 |
| Total noninterest expense | $1,986,000 | 3,781 |
| Salaries and employee benefits | $842,000 | 4,324 |
| Premises and equipment expense | $257,000 | 3,480 |
| Additional noninterest expense | $887,000 | 3,079 |
| Pre-tax net operating income | $209,000 | 5,201 |
| Securities gains (losses) | $-1,000 | 5,919 |
| Applicable income taxes | $26,000 | 3,757 |
| Income before extraordinary items | $182,000 | 5,207 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $182,000 | 5,209 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $182,000 | 5,211 |
| Net charge-offs | $114,000 | 1,611 |
| Cash dividends | $450,000 | 2,036 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $182,870 | 5,162 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $1,016,000 | 4,367 |
| Total interest expense | $75,000 | 4,781 |
| Net interest income | $941,000 | 4,278 |
| Provision for loan and lease losses | $20,000 | 2,822 |
| Total noninterest income | $176,000 | 3,623 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $94,000 | 2,583 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $82,000 | 3,882 |
| Total noninterest expense | $998,000 | 3,800 |
| Salaries and employee benefits | $440,000 | 4,252 |
| Premises and equipment expense | $140,000 | 3,342 |
| Additional noninterest expense | $418,000 | 3,206 |
| Pre-tax net operating income | $99,000 | 5,228 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $16,000 | 3,628 |
| Income before extraordinary items | $83,000 | 5,280 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $83,000 | 5,283 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $83,000 | 5,284 |
| Net charge-offs | $57,000 | 1,460 |
| Cash dividends | $334,000 | 1,449 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $83,000 | 5,213 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $4,288,000 | 4,321 |
| Total interest expense | $296,000 | 4,974 |
| Net interest income | $3,992,000 | 4,192 |
| Provision for loan and lease losses | $120,000 | 2,961 |
| Total noninterest income | $756,000 | 3,581 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $443,000 | 2,501 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $313,000 | 3,959 |
| Total noninterest expense | $4,077,000 | 3,792 |
| Salaries and employee benefits | $1,830,000 | 4,185 |
| Premises and equipment expense | $475,000 | 3,760 |
| Additional noninterest expense | $1,772,000 | 3,146 |
| Pre-tax net operating income | $551,000 | 4,936 |
| Securities gains (losses) | $0 | 3,259 |
| Applicable income taxes | $78,000 | 3,524 |
| Income before extraordinary items | $473,000 | 4,991 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $473,000 | 4,990 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $473,000 | 4,991 |
| Net charge-offs | $49,000 | 3,783 |
| Cash dividends | $0 | 4,358 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $473,000 | 4,946 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $3,265,000 | 4,317 |
| Total interest expense | $225,000 | 5,022 |
| Net interest income | $3,040,000 | 4,201 |
| Provision for loan and lease losses | $90,000 | 2,885 |
| Total noninterest income | $578,000 | 3,576 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $337,000 | 2,483 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $241,000 | 3,961 |
| Total noninterest expense | $3,079,000 | 3,793 |
| Salaries and employee benefits | $1,384,000 | 4,177 |
| Premises and equipment expense | $369,000 | 3,726 |
| Additional noninterest expense | $1,326,000 | 3,160 |
| Pre-tax net operating income | $449,000 | 4,919 |
| Securities gains (losses) | $0 | 2,980 |
| Applicable income taxes | $78,000 | 3,424 |
| Income before extraordinary items | $371,000 | 5,009 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $371,000 | 5,009 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $371,000 | 5,011 |
| Net charge-offs | $35,000 | 3,512 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $371,000 | 4,968 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $2,160,000 | 4,353 |
| Total interest expense | $151,000 | 5,063 |
| Net interest income | $2,009,000 | 4,229 |
| Provision for loan and lease losses | $60,000 | 2,755 |
| Total noninterest income | $397,000 | 3,524 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $226,000 | 2,446 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $171,000 | 3,870 |
| Total noninterest expense | $2,104,000 | 3,742 |
| Salaries and employee benefits | $938,000 | 4,162 |
| Premises and equipment expense | $228,000 | 3,918 |
| Additional noninterest expense | $938,000 | 3,041 |
| Pre-tax net operating income | $242,000 | 5,140 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $23,000 | 3,790 |
| Income before extraordinary items | $219,000 | 5,118 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $219,000 | 5,120 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $219,000 | 5,121 |
| Net charge-offs | $6,000 | 3,908 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $219,000 | 5,076 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $1,088,000 | 4,359 |
| Total interest expense | $76,000 | 5,122 |
| Net interest income | $1,012,000 | 4,214 |
| Provision for loan and lease losses | $30,000 | 2,577 |
| Total noninterest income | $209,000 | 3,398 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $114,000 | 2,408 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $95,000 | 3,652 |
| Total noninterest expense | $1,077,000 | 3,713 |
| Salaries and employee benefits | $490,000 | 4,098 |
| Premises and equipment expense | $114,000 | 3,948 |
| Additional noninterest expense | $473,000 | 3,010 |
| Pre-tax net operating income | $114,000 | 5,142 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $-3,000 | 6,396 |
| Income before extraordinary items | $117,000 | 4,975 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $117,000 | 4,978 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $117,000 | 4,977 |
| Net charge-offs | $5,000 | 3,116 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $117,000 | 4,936 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $4,420,000 | 4,383 |
| Total interest expense | $343,000 | 5,172 |
| Net interest income | $4,077,000 | 4,230 |
| Provision for loan and lease losses | $282,000 | 2,531 |
| Total noninterest income | $896,000 | 3,416 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $551,000 | 2,218 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $345,000 | 3,899 |
| Total noninterest expense | $4,066,000 | 3,879 |
| Salaries and employee benefits | $1,888,000 | 4,196 |
| Premises and equipment expense | $667,000 | 3,060 |
| Additional noninterest expense | $1,511,000 | 3,641 |
| Pre-tax net operating income | $625,000 | 4,755 |
| Securities gains (losses) | $-3,000 | 6,132 |
| Applicable income taxes | $119,000 | 3,310 |
| Income before extraordinary items | $503,000 | 4,897 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $503,000 | 4,900 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $503,000 | 4,900 |
| Net charge-offs | $245,000 | 2,787 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $505,430 | 4,827 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $3,306,000 | 4,434 |
| Total interest expense | $263,000 | 5,234 |
| Net interest income | $3,043,000 | 4,273 |
| Provision for loan and lease losses | $132,000 | 3,100 |
| Total noninterest income | $678,000 | 3,450 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $408,000 | 2,246 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $270,000 | 3,903 |
| Total noninterest expense | $3,051,000 | 3,894 |
| Salaries and employee benefits | $1,429,000 | 4,200 |
| Premises and equipment expense | $496,000 | 3,118 |
| Additional noninterest expense | $1,126,000 | 3,656 |
| Pre-tax net operating income | $538,000 | 4,660 |
| Securities gains (losses) | $-6,000 | 6,453 |
| Applicable income taxes | $115,000 | 3,209 |
| Income before extraordinary items | $417,000 | 4,859 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $417,000 | 4,859 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $417,000 | 4,860 |
| Net charge-offs | $86,000 | 3,402 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $421,680 | 4,754 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $2,198,000 | 4,458 |
| Total interest expense | $180,000 | 5,244 |
| Net interest income | $2,018,000 | 4,295 |
| Provision for loan and lease losses | $92,000 | 3,021 |
| Total noninterest income | $468,000 | 3,406 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $273,000 | 2,200 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $195,000 | 3,829 |
| Total noninterest expense | $2,095,000 | 3,851 |
| Salaries and employee benefits | $953,000 | 4,223 |
| Premises and equipment expense | $324,000 | 3,179 |
| Additional noninterest expense | $818,000 | 3,447 |
| Pre-tax net operating income | $299,000 | 4,867 |
| Securities gains (losses) | $-6,000 | 6,616 |
| Applicable income taxes | $55,000 | 3,451 |
| Income before extraordinary items | $238,000 | 5,074 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $238,000 | 5,076 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $238,000 | 5,077 |
| Net charge-offs | $25,000 | 3,858 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $242,860 | 4,920 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $1,116,000 | 4,446 |
| Total interest expense | $91,000 | 5,314 |
| Net interest income | $1,025,000 | 4,266 |
| Provision for loan and lease losses | $32,000 | 3,154 |
| Total noninterest income | $234,000 | 3,405 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $131,000 | 2,264 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $103,000 | 3,710 |
| Total noninterest expense | $1,029,000 | 3,931 |
| Salaries and employee benefits | $477,000 | 4,265 |
| Premises and equipment expense | $161,000 | 3,225 |
| Additional noninterest expense | $391,000 | 3,568 |
| Pre-tax net operating income | $198,000 | 4,470 |
| Securities gains (losses) | $-6,000 | 6,759 |
| Applicable income taxes | $43,000 | 3,095 |
| Income before extraordinary items | $149,000 | 4,735 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $149,000 | 4,736 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $149,000 | 4,737 |
| Net charge-offs | $-17,000 | 6,387 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $153,680 | 4,596 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $4,701,000 | 4,457 |
| Total interest expense | $472,000 | 5,214 |
| Net interest income | $4,229,000 | 4,263 |
| Provision for loan and lease losses | $164,000 | 4,188 |
| Total noninterest income | $813,000 | 3,616 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $532,000 | 2,364 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $281,000 | 4,122 |
| Total noninterest expense | $4,039,000 | 4,010 |
| Salaries and employee benefits | $1,804,000 | 4,398 |
| Premises and equipment expense | $612,000 | 3,339 |
| Additional noninterest expense | $1,623,000 | 3,592 |
| Pre-tax net operating income | $839,000 | 4,275 |
| Securities gains (losses) | $100,000 | 2,271 |
| Applicable income taxes | $216,000 | 2,948 |
| Income before extraordinary items | $723,000 | 4,431 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $723,000 | 4,428 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $723,000 | 4,430 |
| Net charge-offs | $424,000 | 2,867 |
| Cash dividends | $655,000 | 2,459 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $646,000 | 4,414 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $3,565,000 | 4,501 |
| Total interest expense | $368,000 | 5,275 |
| Net interest income | $3,197,000 | 4,311 |
| Provision for loan and lease losses | $136,000 | 3,999 |
| Total noninterest income | $600,000 | 3,686 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $391,000 | 2,431 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $209,000 | 4,185 |
| Total noninterest expense | $3,033,000 | 4,035 |
| Salaries and employee benefits | $1,347,000 | 4,425 |
| Premises and equipment expense | $453,000 | 3,412 |
| Additional noninterest expense | $1,233,000 | 3,571 |
| Pre-tax net operating income | $628,000 | 4,388 |
| Securities gains (losses) | $100,000 | 1,984 |
| Applicable income taxes | $191,000 | 2,884 |
| Income before extraordinary items | $537,000 | 4,557 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $537,000 | 4,556 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $537,000 | 4,555 |
| Net charge-offs | $389,000 | 2,492 |
| Cash dividends | $254,000 | 2,703 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $463,000 | 4,574 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $2,429,000 | 4,488 |
| Total interest expense | $250,000 | 5,336 |
| Net interest income | $2,179,000 | 4,259 |
| Provision for loan and lease losses | $90,000 | 3,970 |
| Total noninterest income | $404,000 | 3,646 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $270,000 | 2,345 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $134,000 | 4,246 |
| Total noninterest expense | $2,096,000 | 3,947 |
| Salaries and employee benefits | $918,000 | 4,388 |
| Premises and equipment expense | $315,000 | 3,315 |
| Additional noninterest expense | $863,000 | 3,487 |
| Pre-tax net operating income | $397,000 | 4,457 |
| Securities gains (losses) | $100,000 | 1,601 |
| Applicable income taxes | $136,000 | 2,808 |
| Income before extraordinary items | $361,000 | 4,526 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $361,000 | 4,530 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $361,000 | 4,530 |
| Net charge-offs | $381,000 | 2,050 |
| Cash dividends | $127,000 | 2,848 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $288,000 | 4,681 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $1,258,000 | 4,441 |
| Total interest expense | $128,000 | 5,398 |
| Net interest income | $1,130,000 | 4,181 |
| Provision for loan and lease losses | $65,000 | 3,389 |
| Total noninterest income | $184,000 | 3,819 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $115,000 | 2,623 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $69,000 | 4,238 |
| Total noninterest expense | $1,019,000 | 4,055 |
| Salaries and employee benefits | $472,000 | 4,355 |
| Premises and equipment expense | $186,000 | 2,940 |
| Additional noninterest expense | $361,000 | 3,897 |
| Pre-tax net operating income | $230,000 | 4,300 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $53,000 | 3,025 |
| Income before extraordinary items | $177,000 | 4,577 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $177,000 | 4,580 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $177,000 | 4,580 |
| Net charge-offs | $406,000 | 1,240 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $177,000 | 4,442 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $5,057,000 | 4,535 |
| Total interest expense | $698,000 | 5,204 |
| Net interest income | $4,359,000 | 4,296 |
| Provision for loan and lease losses | $255,000 | 4,328 |
| Total noninterest income | $876,000 | 3,354 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $545,000 | 2,403 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $331,000 | 3,718 |
| Total noninterest expense | $4,160,000 | 4,009 |
| Salaries and employee benefits | $1,783,000 | 4,477 |
| Premises and equipment expense | $878,000 | 2,696 |
| Additional noninterest expense | $1,499,000 | 3,875 |
| Pre-tax net operating income | $820,000 | 4,052 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $211,000 | 2,853 |
| Income before extraordinary items | $609,000 | 4,379 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $609,000 | 4,381 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $609,000 | 4,381 |
| Net charge-offs | $731,000 | 2,735 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $609,000 | 4,254 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $3,810,000 | 4,585 |
| Total interest expense | $548,000 | 5,230 |
| Net interest income | $3,262,000 | 4,334 |
| Provision for loan and lease losses | $225,000 | 3,970 |
| Total noninterest income | $850,000 | 2,888 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $418,000 | 2,381 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $432,000 | 2,916 |
| Total noninterest expense | $3,415,000 | 3,790 |
| Salaries and employee benefits | $1,338,000 | 4,474 |
| Premises and equipment expense | $825,000 | 2,232 |
| Additional noninterest expense | $1,252,000 | 3,578 |
| Pre-tax net operating income | $472,000 | 4,552 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $191,000 | 2,697 |
| Income before extraordinary items | $281,000 | 5,140 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $281,000 | 5,141 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $281,000 | 5,141 |
| Net charge-offs | $674,000 | 2,332 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $281,000 | 5,016 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $2,588,000 | 4,570 |
| Total interest expense | $385,000 | 5,227 |
| Net interest income | $2,203,000 | 4,302 |
| Provision for loan and lease losses | $150,000 | 3,873 |
| Total noninterest income | $630,000 | 2,718 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $277,000 | 2,362 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $353,000 | 2,639 |
| Total noninterest expense | $2,349,000 | 3,738 |
| Salaries and employee benefits | $905,000 | 4,467 |
| Premises and equipment expense | $603,000 | 2,094 |
| Additional noninterest expense | $841,000 | 3,612 |
| Pre-tax net operating income | $334,000 | 4,467 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $143,000 | 2,558 |
| Income before extraordinary items | $191,000 | 5,090 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $191,000 | 5,090 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $191,000 | 5,090 |
| Net charge-offs | $681,000 | 1,825 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $191,000 | 4,993 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $1,308,000 | 4,549 |
| Total interest expense | $202,000 | 5,226 |
| Net interest income | $1,106,000 | 4,291 |
| Provision for loan and lease losses | $75,000 | 3,668 |
| Total noninterest income | $179,000 | 3,807 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $123,000 | 2,573 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $56,000 | 4,485 |
| Total noninterest expense | $1,088,000 | 3,965 |
| Salaries and employee benefits | $460,000 | 4,457 |
| Premises and equipment expense | $239,000 | 2,575 |
| Additional noninterest expense | $389,000 | 3,807 |
| Pre-tax net operating income | $122,000 | 4,907 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $96,000 | 2,225 |
| Income before extraordinary items | $26,000 | 6,042 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $26,000 | 6,041 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $26,000 | 6,042 |
| Net charge-offs | $7,000 | 4,526 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $26,000 | 6,011 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $5,302,000 | 4,654 |
| Total interest expense | $1,015,000 | 5,186 |
| Net interest income | $4,287,000 | 4,367 |
| Provision for loan and lease losses | $225,000 | 5,212 |
| Total noninterest income | $651,000 | 4,066 |
| Gross Fiduciary activities income | $14,000 | 1,110 |
| Service charges on deposit accounts | $599,000 | 2,294 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $38,000 | 6,297 |
| Total noninterest expense | $4,350,000 | 3,980 |
| Salaries and employee benefits | $2,023,000 | 4,197 |
| Premises and equipment expense | $979,000 | 2,520 |
| Additional noninterest expense | $1,348,000 | 4,296 |
| Pre-tax net operating income | $363,000 | 4,724 |
| Securities gains (losses) | $117,000 | 2,031 |
| Applicable income taxes | $-60,000 | 6,742 |
| Income before extraordinary items | $540,000 | 4,204 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $540,000 | 4,206 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $540,000 | 4,206 |
| Net charge-offs | $282,000 | 4,376 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $423,000 | 4,404 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $4,001,000 | 4,729 |
| Total interest expense | $789,000 | 5,256 |
| Net interest income | $3,212,000 | 4,432 |
| Provision for loan and lease losses | $175,000 | 5,086 |
| Total noninterest income | $500,000 | 4,075 |
| Gross Fiduciary activities income | $12,000 | 1,066 |
| Service charges on deposit accounts | $457,000 | 2,319 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $31,000 | 6,404 |
| Total noninterest expense | $3,310,000 | 3,950 |
| Salaries and employee benefits | $1,526,000 | 4,220 |
| Premises and equipment expense | $744,000 | 2,534 |
| Additional noninterest expense | $1,040,000 | 4,200 |
| Pre-tax net operating income | $227,000 | 5,148 |
| Securities gains (losses) | $117,000 | 1,811 |
| Applicable income taxes | $41,000 | 3,665 |
| Income before extraordinary items | $303,000 | 4,868 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $303,000 | 4,871 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $303,000 | 4,871 |
| Net charge-offs | $242,000 | 4,001 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $200,040 | 5,140 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $2,684,000 | 4,747 |
| Total interest expense | $548,000 | 5,271 |
| Net interest income | $2,136,000 | 4,444 |
| Provision for loan and lease losses | $150,000 | 4,587 |
| Total noninterest income | $329,000 | 4,071 |
| Gross Fiduciary activities income | $6,000 | 1,117 |
| Service charges on deposit accounts | $314,000 | 2,266 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $9,000 | 6,884 |
| Total noninterest expense | $2,193,000 | 3,979 |
| Salaries and employee benefits | $1,043,000 | 4,179 |
| Premises and equipment expense | $479,000 | 2,614 |
| Additional noninterest expense | $671,000 | 4,280 |
| Pre-tax net operating income | $122,000 | 5,373 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $29,000 | 3,593 |
| Income before extraordinary items | $93,000 | 5,587 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $93,000 | 5,590 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $93,000 | 5,589 |
| Net charge-offs | $57,000 | 4,770 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $93,000 | 5,468 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $1,370,000 | 4,753 |
| Total interest expense | $286,000 | 5,296 |
| Net interest income | $1,084,000 | 4,436 |
| Provision for loan and lease losses | $75,000 | 4,293 |
| Total noninterest income | $208,000 | 3,569 |
| Gross Fiduciary activities income | $4,000 | 1,077 |
| Service charges on deposit accounts | $159,000 | 2,241 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $45,000 | 4,859 |
| Total noninterest expense | $1,134,000 | 3,915 |
| Salaries and employee benefits | $563,000 | 4,003 |
| Premises and equipment expense | $237,000 | 2,694 |
| Additional noninterest expense | $334,000 | 4,298 |
| Pre-tax net operating income | $83,000 | 5,252 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $17,000 | 3,541 |
| Income before extraordinary items | $66,000 | 5,454 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $66,000 | 5,456 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $66,000 | 5,455 |
| Net charge-offs | $4,000 | 5,215 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $66,000 | 5,350 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $5,968,000 | 4,638 |
| Total interest expense | $1,646,000 | 4,939 |
| Net interest income | $4,322,000 | 4,344 |
| Provision for loan and lease losses | $752,000 | 3,930 |
| Total noninterest income | $545,000 | 4,576 |
| Gross Fiduciary activities income | $17,000 | 1,108 |
| Service charges on deposit accounts | $432,000 | 3,172 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $96,000 | 5,692 |
| Total noninterest expense | $4,517,000 | 3,993 |
| Salaries and employee benefits | $1,837,000 | 4,618 |
| Premises and equipment expense | $1,027,000 | 2,516 |
| Additional noninterest expense | $1,653,000 | 3,820 |
| Pre-tax net operating income | $-402,000 | 5,910 |
| Securities gains (losses) | $63,000 | 2,474 |
| Applicable income taxes | $-295,000 | 6,861 |
| Income before extraordinary items | $-44,000 | 5,615 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-44,000 | 5,613 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-44,000 | 5,613 |
| Net charge-offs | $645,000 | 3,465 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $-84,320 | 5,654 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $4,489,000 | 4,677 |
| Total interest expense | $1,304,000 | 4,958 |
| Net interest income | $3,185,000 | 4,415 |
| Provision for loan and lease losses | $563,000 | 3,621 |
| Total noninterest income | $360,000 | 4,858 |
| Gross Fiduciary activities income | $12,000 | 1,096 |
| Service charges on deposit accounts | $314,000 | 3,260 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $34,000 | 6,615 |
| Total noninterest expense | $3,483,000 | 3,918 |
| Salaries and employee benefits | $1,369,000 | 4,663 |
| Premises and equipment expense | $787,000 | 2,507 |
| Additional noninterest expense | $1,327,000 | 3,600 |
| Pre-tax net operating income | $-501,000 | 6,337 |
| Securities gains (losses) | $63,000 | 2,145 |
| Applicable income taxes | $8,000 | 4,112 |
| Income before extraordinary items | $-446,000 | 6,376 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-446,000 | 6,377 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-446,000 | 6,376 |
| Net charge-offs | $633,000 | 2,746 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-509,000 | 6,433 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $2,998,000 | 4,703 |
| Total interest expense | $898,000 | 4,997 |
| Net interest income | $2,100,000 | 4,439 |
| Provision for loan and lease losses | $488,000 | 3,007 |
| Total noninterest income | $234,000 | 4,936 |
| Gross Fiduciary activities income | $10,000 | 1,074 |
| Service charges on deposit accounts | $212,000 | 3,207 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $12,000 | 7,161 |
| Total noninterest expense | $2,218,000 | 4,069 |
| Salaries and employee benefits | $828,000 | 4,995 |
| Premises and equipment expense | $515,000 | 2,573 |
| Additional noninterest expense | $875,000 | 3,634 |
| Pre-tax net operating income | $-372,000 | 6,512 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $8,000 | 4,086 |
| Income before extraordinary items | $-380,000 | 6,631 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-380,000 | 6,632 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-380,000 | 6,632 |
| Net charge-offs | $507,000 | 2,335 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $-380,000 | 6,616 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $1,546,000 | 4,670 |
| Total interest expense | $476,000 | 4,962 |
| Net interest income | $1,070,000 | 4,370 |
| Provision for loan and lease losses | $300,000 | 2,285 |
| Total noninterest income | $90,000 | 5,386 |
| Gross Fiduciary activities income | $10,000 | 991 |
| Service charges on deposit accounts | $113,000 | 3,030 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $-33,000 | 8,062 |
| Total noninterest expense | $1,051,000 | 4,161 |
| Salaries and employee benefits | $459,000 | 4,738 |
| Premises and equipment expense | $240,000 | 2,767 |
| Additional noninterest expense | $352,000 | 3,935 |
| Pre-tax net operating income | $-191,000 | 6,872 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $33,000 | 3,219 |
| Income before extraordinary items | $-224,000 | 7,074 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-224,000 | 7,075 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $-224,000 | 7,075 |
| Net charge-offs | $126,000 | 2,610 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-224,000 | 7,006 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $7,412,000 | 4,335 |
| Total interest expense | $2,516,000 | 4,727 |
| Net interest income | $4,896,000 | 4,004 |
| Provision for loan and lease losses | $1,871,000 | 1,887 |
| Total noninterest income | $619,000 | 4,398 |
| Gross Fiduciary activities income | $16,000 | 1,141 |
| Service charges on deposit accounts | $421,000 | 3,358 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $182,000 | 4,998 |
| Total noninterest expense | $4,121,000 | 4,145 |
| Salaries and employee benefits | $1,590,000 | 5,150 |
| Premises and equipment expense | $1,062,000 | 2,491 |
| Additional noninterest expense | $1,469,000 | 3,675 |
| Pre-tax net operating income | $-477,000 | 6,753 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $-326,000 | 7,347 |
| Income before extraordinary items | $-151,000 | 6,423 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-151,000 | 6,424 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,062,000 | 1,893 |
| Cash dividends | $254,000 | 4,269 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $-151,000 | 6,577 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $5,701,000 | 4,338 |
| Total interest expense | $1,984,000 | 4,731 |
| Net interest income | $3,717,000 | 3,991 |
| Provision for loan and lease losses | $1,621,000 | 1,356 |
| Total noninterest income | $475,000 | 4,445 |
| Gross Fiduciary activities income | $14,000 | 1,102 |
| Service charges on deposit accounts | $328,000 | 3,312 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $133,000 | 5,155 |
| Total noninterest expense | $2,614,000 | 4,644 |
| Salaries and employee benefits | $1,244,000 | 5,051 |
| Premises and equipment expense | $685,000 | 2,859 |
| Additional noninterest expense | $685,000 | 5,020 |
| Pre-tax net operating income | $-43,000 | 6,829 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $75,000 | 3,824 |
| Income before extraordinary items | $-118,000 | 6,816 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $-118,000 | 6,814 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $480,000 | 1,992 |
| Cash dividends | $254,000 | 3,610 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-118,000 | 6,988 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $3,861,000 | 4,350 |
| Total interest expense | $1,392,000 | 4,722 |
| Net interest income | $2,469,000 | 4,021 |
| Provision for loan and lease losses | $1,271,000 | 1,052 |
| Total noninterest income | $328,000 | 4,439 |
| Gross Fiduciary activities income | $12,000 | 1,091 |
| Service charges on deposit accounts | $221,000 | 3,278 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $95,000 | 5,148 |
| Total noninterest expense | $1,759,000 | 4,641 |
| Salaries and employee benefits | $868,000 | 4,946 |
| Premises and equipment expense | $447,000 | 2,923 |
| Additional noninterest expense | $444,000 | 5,096 |
| Pre-tax net operating income | $-233,000 | 7,357 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $18,000 | 4,723 |
| Income before extraordinary items | $-251,000 | 7,472 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-251,000 | 7,472 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $361,000 | 1,606 |
| Cash dividends | $254,000 | 3,159 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $-251,000 | 7,454 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $1,955,000 | 4,386 |
| Total interest expense | $708,000 | 4,853 |
| Net interest income | $1,247,000 | 3,991 |
| Provision for loan and lease losses | $126,000 | 2,387 |
| Total noninterest income | $194,000 | 4,063 |
| Gross Fiduciary activities income | $12,000 | 1,003 |
| Service charges on deposit accounts | $33,000 | 5,550 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $149,000 | 3,056 |
| Total noninterest expense | $863,000 | 4,713 |
| Salaries and employee benefits | $433,000 | 4,992 |
| Premises and equipment expense | $210,000 | 3,095 |
| Additional noninterest expense | $220,000 | 5,078 |
| Pre-tax net operating income | $452,000 | 3,260 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $42,000 | 3,739 |
| Income before extraordinary items | $410,000 | 3,139 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $410,000 | 3,141 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $97,000 | 1,834 |
| Cash dividends | $254,000 | 2,046 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $410,000 | 3,062 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $7,692,000 | 4,471 |
| Total interest expense | $2,561,000 | 5,191 |
| Net interest income | $5,131,000 | 3,916 |
| Provision for loan and lease losses | $440,000 | 2,544 |
| Total noninterest income | $772,000 | 4,078 |
| Gross Fiduciary activities income | $13,000 | 1,218 |
| Service charges on deposit accounts | $448,000 | 3,300 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $311,000 | 4,177 |
| Total noninterest expense | $3,620,000 | 4,416 |
| Salaries and employee benefits | $1,749,000 | 4,843 |
| Premises and equipment expense | $997,000 | 2,576 |
| Additional noninterest expense | $874,000 | 5,054 |
| Pre-tax net operating income | $1,843,000 | 3,500 |
| Securities gains (losses) | $-15,000 | 7,664 |
| Applicable income taxes | $444,000 | 2,887 |
| Income before extraordinary items | $1,384,000 | 3,606 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,384,000 | 3,605 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $556,000 | 1,567 |
| Cash dividends | $1,807,000 | 1,739 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $1,395,400 | 3,580 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $5,742,000 | 4,512 |
| Total interest expense | $1,868,000 | 5,282 |
| Net interest income | $3,874,000 | 3,904 |
| Provision for loan and lease losses | $332,000 | 2,161 |
| Total noninterest income | $594,000 | 4,038 |
| Gross Fiduciary activities income | $11,000 | 1,174 |
| Service charges on deposit accounts | $342,000 | 3,249 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $241,000 | 4,154 |
| Total noninterest expense | $2,821,000 | 4,278 |
| Salaries and employee benefits | $1,378,000 | 4,638 |
| Premises and equipment expense | $763,000 | 2,522 |
| Additional noninterest expense | $680,000 | 4,881 |
| Pre-tax net operating income | $1,315,000 | 3,755 |
| Securities gains (losses) | $-15,000 | 7,879 |
| Applicable income taxes | $329,000 | 3,070 |
| Income before extraordinary items | $971,000 | 3,962 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $971,000 | 3,960 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $481,000 | 1,111 |
| Cash dividends | $1,506,000 | 1,488 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $982,250 | 3,919 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $3,766,000 | 4,571 |
| Total interest expense | $1,199,000 | 5,382 |
| Net interest income | $2,567,000 | 3,947 |
| Provision for loan and lease losses | $272,000 | 1,682 |
| Total noninterest income | $383,000 | 4,130 |
| Gross Fiduciary activities income | $8,000 | 1,166 |
| Service charges on deposit accounts | $218,000 | 3,337 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $157,000 | 4,229 |
| Total noninterest expense | $1,894,000 | 4,289 |
| Salaries and employee benefits | $914,000 | 4,696 |
| Premises and equipment expense | $491,000 | 2,629 |
| Additional noninterest expense | $489,000 | 4,650 |
| Pre-tax net operating income | $784,000 | 4,059 |
| Securities gains (losses) | $-15,000 | 8,077 |
| Applicable income taxes | $196,000 | 3,305 |
| Income before extraordinary items | $573,000 | 4,262 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $573,000 | 4,262 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $469,000 | 738 |
| Cash dividends | $1,253,000 | 1,284 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $584,250 | 4,200 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $1,851,000 | 4,623 |
| Total interest expense | $583,000 | 5,459 |
| Net interest income | $1,268,000 | 3,987 |
| Provision for loan and lease losses | $85,000 | 2,287 |
| Total noninterest income | $198,000 | 4,045 |
| Gross Fiduciary activities income | $8,000 | 1,061 |
| Service charges on deposit accounts | $111,000 | 3,236 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $79,000 | 4,242 |
| Total noninterest expense | $930,000 | 4,356 |
| Salaries and employee benefits | $450,000 | 4,781 |
| Premises and equipment expense | $243,000 | 2,659 |
| Additional noninterest expense | $237,000 | 4,714 |
| Pre-tax net operating income | $451,000 | 3,745 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $125,000 | 2,978 |
| Income before extraordinary items | $326,000 | 3,978 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $326,000 | 3,979 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $126,000 | 1,002 |
| Cash dividends | $1,000,000 | 781 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $326,000 | 3,961 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $7,287,000 | 4,455 |
| Total interest expense | $2,105,000 | 5,260 |
| Net interest income | $5,182,000 | 3,905 |
| Provision for loan and lease losses | $340,000 | 2,562 |
| Total noninterest income | $744,000 | 4,228 |
| Gross Fiduciary activities income | $15,000 | 1,219 |
| Service charges on deposit accounts | $446,000 | 3,311 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $283,000 | 4,421 |
| Total noninterest expense | $3,617,000 | 4,294 |
| Salaries and employee benefits | $1,769,000 | 4,675 |
| Premises and equipment expense | $923,000 | 2,660 |
| Additional noninterest expense | $925,000 | 4,772 |
| Pre-tax net operating income | $1,969,000 | 3,683 |
| Securities gains (losses) | $-12,000 | 7,357 |
| Applicable income taxes | $450,000 | 3,293 |
| Income before extraordinary items | $1,507,000 | 3,761 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,507,000 | 3,760 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $314,000 | 1,615 |
| Cash dividends | $1,500,000 | 1,921 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $1,516,240 | 3,729 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $5,419,000 | 4,459 |
| Total interest expense | $1,544,000 | 5,256 |
| Net interest income | $3,875,000 | 3,933 |
| Provision for loan and lease losses | $220,000 | 2,716 |
| Total noninterest income | $544,000 | 4,288 |
| Gross Fiduciary activities income | $14,000 | 1,157 |
| Service charges on deposit accounts | $331,000 | 3,348 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $199,000 | 4,548 |
| Total noninterest expense | $2,701,000 | 4,287 |
| Salaries and employee benefits | $1,338,000 | 4,618 |
| Premises and equipment expense | $657,000 | 2,784 |
| Additional noninterest expense | $706,000 | 4,671 |
| Pre-tax net operating income | $1,498,000 | 3,788 |
| Securities gains (losses) | $-12,000 | 7,658 |
| Applicable income taxes | $353,000 | 3,355 |
| Income before extraordinary items | $1,133,000 | 3,871 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $1,133,000 | 3,875 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $217,000 | 1,435 |
| Cash dividends | $1,100,000 | 1,792 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $1,142,120 | 3,847 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $3,584,000 | 4,440 |
| Total interest expense | $1,014,000 | 5,191 |
| Net interest income | $2,570,000 | 3,970 |
| Provision for loan and lease losses | $125,000 | 2,925 |
| Total noninterest income | $347,000 | 4,375 |
| Gross Fiduciary activities income | $9,000 | 1,185 |
| Service charges on deposit accounts | $215,000 | 3,385 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $123,000 | 4,696 |
| Total noninterest expense | $1,816,000 | 4,270 |
| Salaries and employee benefits | $887,000 | 4,659 |
| Premises and equipment expense | $423,000 | 2,857 |
| Additional noninterest expense | $506,000 | 4,456 |
| Pre-tax net operating income | $976,000 | 3,850 |
| Securities gains (losses) | $-12,000 | 7,917 |
| Applicable income taxes | $233,000 | 3,416 |
| Income before extraordinary items | $731,000 | 3,953 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $731,000 | 3,957 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $112,000 | 1,597 |
| Cash dividends | $700,000 | 1,877 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $740,120 | 3,908 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $1,759,000 | 4,438 |
| Total interest expense | $493,000 | 5,152 |
| Net interest income | $1,266,000 | 4,009 |
| Provision for loan and lease losses | $63,000 | 2,743 |
| Total noninterest income | $178,000 | 4,231 |
| Gross Fiduciary activities income | $4,000 | 1,187 |
| Service charges on deposit accounts | $108,000 | 3,311 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $66,000 | 4,533 |
| Total noninterest expense | $924,000 | 4,234 |
| Salaries and employee benefits | $442,000 | 4,700 |
| Premises and equipment expense | $214,000 | 2,842 |
| Additional noninterest expense | $268,000 | 4,254 |
| Pre-tax net operating income | $457,000 | 3,961 |
| Securities gains (losses) | $-12,000 | 8,270 |
| Applicable income taxes | $113,000 | 3,429 |
| Income before extraordinary items | $332,000 | 4,153 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $332,000 | 4,153 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $71,000 | 1,181 |
| Cash dividends | $300,000 | 1,914 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $341,000 | 4,068 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $6,649,000 | 4,302 |
| Total interest expense | $1,570,000 | 5,118 |
| Net interest income | $5,079,000 | 3,910 |
| Provision for loan and lease losses | $335,000 | 2,604 |
| Total noninterest income | $704,000 | 4,363 |
| Gross Fiduciary activities income | $18,000 | 1,196 |
| Service charges on deposit accounts | $464,000 | 3,213 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $222,000 | 4,969 |
| Total noninterest expense | $3,408,000 | 4,383 |
| Salaries and employee benefits | $1,729,000 | 4,606 |
| Premises and equipment expense | $907,000 | 2,581 |
| Additional noninterest expense | $772,000 | 5,287 |
| Pre-tax net operating income | $2,040,000 | 3,634 |
| Securities gains (losses) | $-12,000 | 7,607 |
| Applicable income taxes | $476,000 | 3,448 |
| Income before extraordinary items | $1,552,000 | 3,703 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $1,552,000 | 3,704 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $304,000 | 1,714 |
| Cash dividends | $1,362,000 | 1,960 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $1,561,240 | 3,665 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $4,920,000 | 4,293 |
| Total interest expense | $1,124,000 | 5,117 |
| Net interest income | $3,796,000 | 3,907 |
| Provision for loan and lease losses | $300,000 | 2,192 |
| Total noninterest income | $529,000 | 4,385 |
| Gross Fiduciary activities income | $17,000 | 1,145 |
| Service charges on deposit accounts | $351,000 | 3,200 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $161,000 | 5,058 |
| Total noninterest expense | $2,550,000 | 4,353 |
| Salaries and employee benefits | $1,313,000 | 4,537 |
| Premises and equipment expense | $667,000 | 2,609 |
| Additional noninterest expense | $570,000 | 5,274 |
| Pre-tax net operating income | $1,475,000 | 3,798 |
| Securities gains (losses) | $-12,000 | 7,977 |
| Applicable income taxes | $316,000 | 3,720 |
| Income before extraordinary items | $1,147,000 | 3,793 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,147,000 | 3,794 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $272,000 | 1,349 |
| Cash dividends | $1,150,000 | 1,623 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $1,156,360 | 3,725 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $3,233,000 | 4,265 |
| Total interest expense | $704,000 | 5,135 |
| Net interest income | $2,529,000 | 3,887 |
| Provision for loan and lease losses | $200,000 | 2,158 |
| Total noninterest income | $363,000 | 4,280 |
| Gross Fiduciary activities income | $7,000 | 1,215 |
| Service charges on deposit accounts | $236,000 | 3,145 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $120,000 | 4,809 |
| Total noninterest expense | $1,724,000 | 4,295 |
| Salaries and employee benefits | $877,000 | 4,507 |
| Premises and equipment expense | $434,000 | 2,640 |
| Additional noninterest expense | $413,000 | 4,983 |
| Pre-tax net operating income | $968,000 | 3,792 |
| Securities gains (losses) | $-12,000 | 8,200 |
| Applicable income taxes | $201,000 | 3,781 |
| Income before extraordinary items | $755,000 | 3,764 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $755,000 | 3,766 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $151,000 | 1,466 |
| Cash dividends | $400,000 | 2,509 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $764,480 | 3,699 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,596,000 | 4,288 |
| Total interest expense | $336,000 | 5,158 |
| Net interest income | $1,260,000 | 3,901 |
| Provision for loan and lease losses | $85,000 | 2,331 |
| Total noninterest income | $192,000 | 4,074 |
| Gross Fiduciary activities income | $6,000 | 1,124 |
| Service charges on deposit accounts | $119,000 | 3,049 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $67,000 | 4,538 |
| Total noninterest expense | $870,000 | 4,270 |
| Salaries and employee benefits | $428,000 | 4,605 |
| Premises and equipment expense | $218,000 | 2,657 |
| Additional noninterest expense | $224,000 | 4,712 |
| Pre-tax net operating income | $497,000 | 3,696 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $86,000 | 4,012 |
| Income before extraordinary items | $411,000 | 3,555 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $411,000 | 3,557 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $52,000 | 1,673 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $411,000 | 3,515 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $6,278,000 | 4,121 |
| Total interest expense | $1,199,000 | 5,124 |
| Net interest income | $5,079,000 | 3,769 |
| Provision for loan and lease losses | $605,000 | 1,632 |
| Total noninterest income | $639,000 | 4,651 |
| Gross Fiduciary activities income | $16,000 | 1,241 |
| Service charges on deposit accounts | $467,000 | 3,295 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $156,000 | 5,612 |
| Total noninterest expense | $3,207,000 | 4,451 |
| Salaries and employee benefits | $1,649,000 | 4,635 |
| Premises and equipment expense | $811,000 | 2,761 |
| Additional noninterest expense | $747,000 | 5,321 |
| Pre-tax net operating income | $1,906,000 | 3,613 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $457,000 | 3,485 |
| Income before extraordinary items | $1,449,000 | 3,718 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,449,000 | 3,719 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $546,000 | 1,251 |
| Cash dividends | $886,000 | 2,560 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $1,449,000 | 3,661 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $4,673,000 | 4,130 |
| Total interest expense | $871,000 | 5,182 |
| Net interest income | $3,802,000 | 3,751 |
| Provision for loan and lease losses | $605,000 | 1,227 |
| Total noninterest income | $471,000 | 4,701 |
| Gross Fiduciary activities income | $13,000 | 1,207 |
| Service charges on deposit accounts | $348,000 | 3,324 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $110,000 | 5,753 |
| Total noninterest expense | $2,332,000 | 4,520 |
| Salaries and employee benefits | $1,223,000 | 4,625 |
| Premises and equipment expense | $595,000 | 2,804 |
| Additional noninterest expense | $514,000 | 5,555 |
| Pre-tax net operating income | $1,336,000 | 3,880 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $346,000 | 3,537 |
| Income before extraordinary items | $990,000 | 4,032 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $990,000 | 4,032 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $556,000 | 874 |
| Cash dividends | $424,000 | 2,963 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $990,000 | 3,964 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $3,079,000 | 4,162 |
| Total interest expense | $586,000 | 5,169 |
| Net interest income | $2,493,000 | 3,790 |
| Provision for loan and lease losses | $334,000 | 1,416 |
| Total noninterest income | $305,000 | 4,773 |
| Gross Fiduciary activities income | $8,000 | 1,219 |
| Service charges on deposit accounts | $232,000 | 3,306 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $65,000 | 5,981 |
| Total noninterest expense | $1,559,000 | 4,542 |
| Salaries and employee benefits | $806,000 | 4,694 |
| Premises and equipment expense | $391,000 | 2,835 |
| Additional noninterest expense | $362,000 | 5,412 |
| Pre-tax net operating income | $905,000 | 3,788 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $229,000 | 3,536 |
| Income before extraordinary items | $676,000 | 3,928 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $676,000 | 3,929 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $344,000 | 945 |
| Cash dividends | $424,000 | 2,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $676,000 | 3,846 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,536,000 | 4,185 |
| Total interest expense | $290,000 | 5,270 |
| Net interest income | $1,246,000 | 3,771 |
| Provision for loan and lease losses | $192,000 | 1,195 |
| Total noninterest income | $179,000 | 4,333 |
| Gross Fiduciary activities income | $23,000 | 976 |
| Service charges on deposit accounts | $112,000 | 3,310 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $44,000 | 5,375 |
| Total noninterest expense | $725,000 | 4,802 |
| Salaries and employee benefits | $392,000 | 4,808 |
| Premises and equipment expense | $189,000 | 2,959 |
| Additional noninterest expense | $144,000 | 6,129 |
| Pre-tax net operating income | $508,000 | 3,482 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $113,000 | 3,576 |
| Income before extraordinary items | $395,000 | 3,549 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $395,000 | 3,548 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $133,000 | 1,063 |
| Cash dividends | $212,000 | 2,092 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $395,000 | 3,436 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $5,867,000 | 4,376 |
| Total interest expense | $1,133,000 | 5,758 |
| Net interest income | $4,734,000 | 3,841 |
| Provision for loan and lease losses | $505,000 | 2,147 |
| Total noninterest income | $609,000 | 4,926 |
| Gross Fiduciary activities income | $23,000 | 1,222 |
| Service charges on deposit accounts | $395,000 | 3,674 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $191,000 | 5,376 |
| Total noninterest expense | $3,066,000 | 4,539 |
| Salaries and employee benefits | $1,543,000 | 4,760 |
| Premises and equipment expense | $758,000 | 2,886 |
| Additional noninterest expense | $765,000 | 5,207 |
| Pre-tax net operating income | $1,772,000 | 3,682 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $442,000 | 3,595 |
| Income before extraordinary items | $1,330,000 | 3,856 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,330,000 | 3,857 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $260,000 | 2,452 |
| Cash dividends | $1,273,000 | 1,973 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,330,000 | 3,694 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $4,338,000 | 4,460 |
| Total interest expense | $833,000 | 5,950 |
| Net interest income | $3,505,000 | 3,896 |
| Provision for loan and lease losses | $395,000 | 2,048 |
| Total noninterest income | $422,000 | 5,169 |
| Gross Fiduciary activities income | $16,000 | 1,219 |
| Service charges on deposit accounts | $284,000 | 3,788 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $122,000 | 5,712 |
| Total noninterest expense | $2,262,000 | 4,574 |
| Salaries and employee benefits | $1,181,000 | 4,678 |
| Premises and equipment expense | $562,000 | 2,916 |
| Additional noninterest expense | $519,000 | 5,520 |
| Pre-tax net operating income | $1,270,000 | 3,919 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $330,000 | 3,751 |
| Income before extraordinary items | $940,000 | 4,150 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $940,000 | 4,150 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $147,000 | 2,633 |
| Cash dividends | $706,000 | 2,161 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $940,000 | 3,969 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $2,872,000 | 4,521 |
| Total interest expense | $549,000 | 6,112 |
| Net interest income | $2,323,000 | 3,931 |
| Provision for loan and lease losses | $395,000 | 1,425 |
| Total noninterest income | $262,000 | 5,327 |
| Gross Fiduciary activities income | $10,000 | 1,227 |
| Service charges on deposit accounts | $184,000 | 3,809 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $68,000 | 6,043 |
| Total noninterest expense | $1,521,000 | 4,539 |
| Salaries and employee benefits | $792,000 | 4,647 |
| Premises and equipment expense | $369,000 | 2,955 |
| Additional noninterest expense | $360,000 | 5,374 |
| Pre-tax net operating income | $669,000 | 4,546 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $219,000 | 3,788 |
| Income before extraordinary items | $450,000 | 5,087 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $450,000 | 5,087 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-15,000 | 8,683 |
| Cash dividends | $442,000 | 2,322 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $450,000 | 4,887 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,447,000 | 4,519 |
| Total interest expense | $287,000 | 6,077 |
| Net interest income | $1,160,000 | 3,926 |
| Provision for loan and lease losses | $395,000 | 743 |
| Total noninterest income | $138,000 | 5,100 |
| Gross Fiduciary activities income | $5,000 | 1,228 |
| Service charges on deposit accounts | $90,000 | 3,801 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $43,000 | 5,547 |
| Total noninterest expense | $742,000 | 4,606 |
| Salaries and employee benefits | $387,000 | 4,725 |
| Premises and equipment expense | $192,000 | 2,857 |
| Additional noninterest expense | $163,000 | 5,663 |
| Pre-tax net operating income | $161,000 | 6,323 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $108,000 | 3,802 |
| Income before extraordinary items | $53,000 | 7,823 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $53,000 | 7,823 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 5,022 |
| Cash dividends | $271,000 | 1,882 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $53,000 | 7,678 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $5,969,000 | 4,584 |
| Total interest expense | $1,369,000 | 6,012 |
| Net interest income | $4,600,000 | 3,919 |
| Provision for loan and lease losses | $354,000 | 3,114 |
| Total noninterest income | $510,000 | 5,162 |
| Gross Fiduciary activities income | $20,000 | 1,286 |
| Service charges on deposit accounts | $355,000 | 3,828 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $135,000 | 5,822 |
| Total noninterest expense | $3,002,000 | 4,457 |
| Salaries and employee benefits | $1,498,000 | 4,705 |
| Premises and equipment expense | $786,000 | 2,725 |
| Additional noninterest expense | $718,000 | 5,325 |
| Pre-tax net operating income | $1,754,000 | 3,723 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $440,000 | 3,703 |
| Income before extraordinary items | $1,314,000 | 3,858 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $1,314,000 | 3,857 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $308,000 | 2,319 |
| Cash dividends | $1,244,000 | 1,897 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,314,000 | 3,752 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $5,996,000 | 4,963 |
| Total interest expense | $2,068,000 | 5,991 |
| Net interest income | $3,928,000 | 4,181 |
| Provision for loan and lease losses | $293,000 | 3,279 |
| Total noninterest income | $491,000 | 5,118 |
| Gross Fiduciary activities income | $45,000 | 1,154 |
| Service charges on deposit accounts | $319,000 | 4,009 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $127,000 | 5,878 |
| Total noninterest expense | $2,577,000 | 4,859 |
| Salaries and employee benefits | $1,337,000 | 4,929 |
| Premises and equipment expense | $671,000 | 3,060 |
| Additional noninterest expense | $569,000 | 6,040 |
| Pre-tax net operating income | $1,549,000 | 3,768 |
| Securities gains (losses) | $1,000 | 4,410 |
| Applicable income taxes | $315,000 | 4,170 |
| Income before extraordinary items | $1,235,000 | 3,718 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $1,235,000 | 3,720 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $504,000 | 1,558 |
| Cash dividends | $1,072,000 | 2,130 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $1,234,200 | 3,611 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $5,832,000 | 5,182 |
| Total interest expense | $2,090,000 | 6,145 |
| Net interest income | $3,742,000 | 4,404 |
| Provision for loan and lease losses | $320,000 | 2,708 |
| Total noninterest income | $399,000 | 5,541 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $266,000 | 4,363 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $133,000 | 5,768 |
| Total noninterest expense | $2,561,000 | 4,778 |
| Salaries and employee benefits | $1,331,000 | 4,816 |
| Premises and equipment expense | $615,000 | 3,195 |
| Additional noninterest expense | $615,000 | 5,687 |
| Pre-tax net operating income | $1,260,000 | 4,600 |
| Securities gains (losses) | $4,000 | 1,432 |
| Applicable income taxes | $246,000 | 5,017 |
| Income before extraordinary items | $1,018,000 | 4,331 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,018,000 | 4,333 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $199,000 | 2,405 |
| Cash dividends | $1,014,000 | 2,232 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $1,014,760 | 4,344 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $5,451,000 | 5,271 |
| Total interest expense | $1,703,000 | 6,542 |
| Net interest income | $3,748,000 | 4,413 |
| Provision for loan and lease losses | $190,000 | 3,663 |
| Total noninterest income | $338,000 | 6,110 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $221,000 | 4,854 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $117,000 | 6,247 |
| Total noninterest expense | $2,693,000 | 4,607 |
| Salaries and employee benefits | $1,450,000 | 4,456 |
| Premises and equipment expense | $603,000 | 3,240 |
| Additional noninterest expense | $640,000 | 5,577 |
| Pre-tax net operating income | $1,203,000 | 4,757 |
| Securities gains (losses) | $2,000 | 2,566 |
| Applicable income taxes | $186,000 | 5,858 |
| Income before extraordinary items | $1,019,000 | 4,372 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,019,000 | 4,374 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $275,000 | 1,936 |
| Cash dividends | $321,000 | 4,385 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $1,017,300 | 4,349 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $5,321,000 | 5,434 |
| Total interest expense | $1,649,000 | 6,875 |
| Net interest income | $3,672,000 | 4,412 |
| Provision for loan and lease losses | $210,000 | 3,403 |
| Total noninterest income | $316,000 | 6,317 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $207,000 | 5,069 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $109,000 | 6,429 |
| Total noninterest expense | $2,488,000 | 4,795 |
| Salaries and employee benefits | $1,337,000 | 4,656 |
| Premises and equipment expense | $607,000 | 3,130 |
| Additional noninterest expense | $544,000 | 6,139 |
| Pre-tax net operating income | $1,290,000 | 4,649 |
| Securities gains (losses) | $2,000 | 3,909 |
| Applicable income taxes | $340,000 | 4,846 |
| Income before extraordinary items | $952,000 | 4,653 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $952,000 | 4,653 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $326,000 | 1,745 |
| Cash dividends | $946,000 | 2,329 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $950,520 | 4,568 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $5,326,000 | 5,548 |
| Total interest expense | $1,643,000 | 7,020 |
| Net interest income | $3,683,000 | 4,543 |
| Provision for loan and lease losses | $310,000 | 2,517 |
| Total noninterest income | $284,000 | 6,835 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $174,000 | 5,757 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $110,000 | 6,518 |
| Total noninterest expense | $2,389,000 | 4,962 |
| Salaries and employee benefits | $1,222,000 | 5,013 |
| Premises and equipment expense | $528,000 | 3,534 |
| Additional noninterest expense | $639,000 | 5,567 |
| Pre-tax net operating income | $1,268,000 | 5,058 |
| Securities gains (losses) | $-1,000 | 9,009 |
| Applicable income taxes | $357,000 | 5,238 |
| Income before extraordinary items | $910,000 | 5,011 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $910,000 | 5,013 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $90,000 | 4,026 |
| Cash dividends | $1,082,000 | 2,042 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $910,720 | 4,952 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $5,135,000 | 5,821 |
| Total interest expense | $1,743,000 | 6,973 |
| Net interest income | $3,392,000 | 4,961 |
| Provision for loan and lease losses | $105,000 | 4,971 |
| Total noninterest income | $188,000 | 8,409 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $117,000 | 7,129 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $71,000 | 8,053 |
| Total noninterest expense | $2,301,000 | 5,341 |
| Salaries and employee benefits | $1,197,000 | 5,217 |
| Premises and equipment expense | $452,000 | 4,097 |
| Additional noninterest expense | $652,000 | 6,017 |
| Pre-tax net operating income | $1,174,000 | 5,201 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $253,000 | 6,414 |
| Income before extraordinary items | $911,000 | 4,836 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $911,000 | 4,837 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-18,000 | 10,644 |
| Cash dividends | $260,000 | 4,854 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $911,000 | 4,772 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $4,747,000 | 6,206 |
| Total interest expense | $1,471,000 | 7,783 |
| Net interest income | $3,276,000 | 5,133 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $162,000 | 9,105 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $90,000 | 8,029 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $72,000 | 8,274 |
| Total noninterest expense | $2,279,000 | 5,404 |
| Salaries and employee benefits | $1,199,000 | 5,221 |
| Premises and equipment expense | $399,000 | 4,552 |
| Additional noninterest expense | $681,000 | 5,988 |
| Pre-tax net operating income | $1,159,000 | 5,387 |
| Securities gains (losses) | $1,000 | 3,512 |
| Applicable income taxes | $300,000 | 5,992 |
| Income before extraordinary items | $860,000 | 5,168 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $860,000 | 5,166 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $242,000 | 2,222 |
| Cash dividends | $225,000 | 5,195 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $859,260 | 5,157 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $4,164,000 | 6,506 |
| Total interest expense | $1,016,000 | 8,623 |
| Net interest income | $3,148,000 | 5,402 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $177,000 | 9,158 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $100,000 | 8,093 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $77,000 | 8,362 |
| Total noninterest expense | $2,097,000 | 5,969 |
| Salaries and employee benefits | $1,145,000 | 5,473 |
| Premises and equipment expense | $310,000 | 5,563 |
| Additional noninterest expense | $642,000 | 6,724 |
| Pre-tax net operating income | $1,228,000 | 5,152 |
| Securities gains (losses) | $2,000 | 3,070 |
| Applicable income taxes | $311,000 | 5,743 |
| Income before extraordinary items | $919,000 | 4,823 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $919,000 | 4,830 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-5,000 | 10,447 |
| Cash dividends | $194,000 | 5,599 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $917,500 | 4,892 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $3,686,000 | 7,283 |
| Total interest expense | $914,000 | 9,487 |
| Net interest income | $2,772,000 | 6,029 |
| Provision for loan and lease losses | $180,000 | 4,132 |
| Total noninterest income | $371,000 | 6,791 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $96,000 | 8,486 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $275,000 | 4,715 |
| Total noninterest expense | $1,994,000 | 6,351 |
| Salaries and employee benefits | $1,054,000 | 5,852 |
| Premises and equipment expense | $354,000 | 5,176 |
| Additional noninterest expense | $592,000 | 7,410 |
| Pre-tax net operating income | $963,000 | 6,056 |
| Securities gains (losses) | $11,000 | 5,374 |
| Applicable income taxes | $186,000 | 7,886 |
| Income before extraordinary items | $788,000 | 5,628 |
| Extraordinary gains, net | $33,000 | 2,444 |
| Net income | $821,000 | 5,597 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $55,000 | 5,874 |
| Cash dividends | $180,000 | 5,679 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $779,090 | 5,446 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $3,578,000 | 8,074 |
| Total interest expense | $941,000 | 10,663 |
| Net interest income | $2,637,000 | 6,342 |
| Provision for loan and lease losses | $180,000 | 5,503 |
| Total noninterest income | $196,000 | 9,494 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $31,000 | 11,039 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $165,000 | 6,311 |
| Total noninterest expense | $1,887,000 | 6,692 |
| Salaries and employee benefits | $1,036,000 | 5,839 |
| Premises and equipment expense | $299,000 | 5,991 |
| Additional noninterest expense | $552,000 | 7,964 |
| Pre-tax net operating income | $765,000 | 6,741 |
| Securities gains (losses) | $1,000 | 7,986 |
| Applicable income taxes | $139,000 | 8,913 |
| Income before extraordinary items | $627,000 | 6,389 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $627,000 | 6,459 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $98,000 | 5,971 |
| Cash dividends | $493,000 | 2,869 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $626,180 | 6,034 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.