Home > The Bank of Gwinnett County > Net Loans and Leases
The Bank of Gwinnett County, Net Loans and Leases
| 1997-12-31 | Rank | |
| Net loans and leases | $142,273,000 | 1,966 |
| Loan loss allowance | $2,577,000 | 1,434 |
| Total loans and leases | $144,850,000 | 1,962 |
| Unearned income | $350,000 | 1,487 |
| Loans and leases, gross | $145,200,000 | 1,961 |
| All real estate loans | $107,050,000 | 1,832 |
| Real estate loans in domestic offices | $107,050,000 | 1,832 |
| Construction and development loans | $34,857,000 | 441 |
| Commercial RE | $62,035,000 | 848 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $820,000 | 3,530 |
| 1-4 family residential loans | $8,314,000 | 6,710 |
| Farmland loans | $1,024,000 | 4,376 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $0 | 6,996 |
| Commercial and industrial loans | $32,179,000 | 1,203 |
| To non-U.S. addressees | $0 | 228 |
| Loans to individuals | $5,960,000 | 4,370 |
| Credit card loans | $0 | 6,279 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $5,960,000 | 4,155 |
| All other loans & leases | $11,000 | 8,128 |
| Loans to foreign governments and official institutions | $0 | 94 |
| Obligations of states and political subdivisions in U.S. | $0 | 4,661 |
| Other loans | $11,000 | 6,776 |
| Lease financing receivables | $0 | 1,949 |
| Loans to depository institutions and acceptances of other banks | $0 | 610 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,447 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $63,000 | 2,058 |
| Non 1-4 family restructured loans & leases | $63,000 | 2,058 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |
| 1996-12-31 | Rank | |
| Net loans and leases | $117,568,000 | 2,397 |
| Loan loss allowance | $2,331,000 | 1,656 |
| Total loans and leases | $119,899,000 | 2,389 |
| Unearned income | $347,000 | 2,609 |
| Loans and leases, gross | $119,899,000 | 2,400 |
| All real estate loans | $87,551,000 | 2,232 |
| Real estate loans in domestic offices | $87,551,000 | 2,232 |
| Construction and development loans | $37,199,000 | 431 |
| Commercial RE | $42,297,000 | 1,204 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $860,000 | 3,599 |
| 1-4 family residential loans | $7,137,000 | 7,304 |
| Farmland loans | $58,000 | 7,444 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $0 | 7,349 |
| Commercial and industrial loans | $28,102,000 | 1,364 |
| To non-U.S. addressees | $0 | 238 |
| Loans to individuals | $4,563,000 | 5,431 |
| Credit card loans | $20,000 | 6,026 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $4,543,000 | 5,174 |
| All other loans & leases | $30,000 | 7,674 |
| Loans to foreign governments and official institutions | $0 | 104 |
| Obligations of states and political subdivisions in U.S. | $0 | 4,967 |
| Other loans | $30,000 | 5,634 |
| Lease financing receivables | $0 | 2,012 |
| Loans to depository institutions and acceptances of other banks | $0 | 767 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,559 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $94,000 | 2,061 |
| Non 1-4 family restructured loans & leases | $94,000 | 2,061 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |
| 1995-12-31 | Rank | |
| Net loans and leases | $100,698,000 | 2,685 |
| Loan loss allowance | $1,953,000 | 1,979 |
| Total loans and leases | $102,651,000 | 2,674 |
| Unearned income | $334,000 | 2,874 |
| Loans and leases, gross | $102,651,000 | 2,686 |
| All real estate loans | $69,703,000 | 2,662 |
| Real estate loans in domestic offices | $69,703,000 | 2,662 |
| Construction and development loans | $29,989,000 | 497 |
| Commercial RE | $30,814,000 | 1,562 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $901,000 | 3,638 |
| 1-4 family residential loans | $7,937,000 | 7,129 |
| Farmland loans | $62,000 | 7,710 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $0 | 7,657 |
| Commercial and industrial loans | $27,356,000 | 1,329 |
| To non-U.S. addressees | $0 | 259 |
| Loans to individuals | $5,906,000 | 4,631 |
| Credit card loans | $69,000 | 5,264 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $5,837,000 | 4,403 |
| All other loans & leases | $20,000 | 8,356 |
| Loans to foreign governments and official institutions | $0 | 113 |
| Obligations of states and political subdivisions in U.S. | $0 | 5,205 |
| Other loans | $20,000 | 6,336 |
| Lease financing receivables | $0 | 2,051 |
| Loans to depository institutions and acceptances of other banks | $0 | 840 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,722 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 3,427 |
| Non 1-4 family restructured loans & leases | $0 | 3,427 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |
| 1994-12-31 | Rank | |
| Net loans and leases | $85,774,000 | 3,029 |
| Loan loss allowance | $1,454,000 | 2,611 |
| Total loans and leases | $87,228,000 | 3,018 |
| Unearned income | $346,000 | 3,060 |
| Loans and leases, gross | $87,228,000 | 3,039 |
| All real estate loans | $58,239,000 | 3,073 |
| Real estate loans in domestic offices | $58,239,000 | 3,071 |
| Construction and development loans | $27,635,000 | 504 |
| Commercial RE | $22,613,000 | 2,022 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $938,000 | 3,716 |
| 1-4 family residential loans | $6,910,000 | 7,714 |
| Farmland loans | $143,000 | 7,476 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $0 | 8,029 |
| Commercial and industrial loans | $23,283,000 | 1,449 |
| To non-U.S. addressees | $0 | 273 |
| Loans to individuals | $6,028,000 | 4,525 |
| Credit card loans | $37,000 | 5,928 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $5,991,000 | 4,269 |
| All other loans & leases | $24,000 | 8,537 |
| Loans to foreign governments and official institutions | $0 | 122 |
| Obligations of states and political subdivisions in U.S. | $0 | 5,473 |
| Other loans | $24,000 | 6,259 |
| Lease financing receivables | $0 | 2,082 |
| Loans to depository institutions and acceptances of other banks | $0 | 936 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,805 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 3,961 |
| Non 1-4 family restructured loans & leases | $0 | 3,961 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |
| 1993-12-31 | Rank | |
| Net loans and leases | $73,290,000 | 3,436 |
| Loan loss allowance | $1,249,000 | 3,048 |
| Total loans and leases | $74,539,000 | 3,435 |
| Unearned income | $292,000 | 3,571 |
| Loans and leases, gross | $74,539,000 | 3,450 |
| All real estate loans | $53,913,000 | 3,245 |
| Real estate loans in domestic offices | $53,913,000 | 3,245 |
| Construction and development loans | $25,887,000 | 499 |
| Commercial RE | $20,112,000 | 2,182 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $973,000 | 3,668 |
| 1-4 family residential loans | $6,858,000 | 7,876 |
| Farmland loans | $83,000 | 8,111 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $0 | 8,303 |
| Commercial and industrial loans | $14,027,000 | 2,224 |
| To non-U.S. addressees | $0 | 272 |
| Loans to individuals | $5,792,000 | 4,621 |
| Credit card loans | $51,000 | 5,747 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $5,741,000 | 4,378 |
| All other loans & leases | $1,099,000 | 2,682 |
| Loans to foreign governments and official institutions | $0 | 124 |
| Obligations of states and political subdivisions in U.S. | $0 | 5,852 |
| Other loans | $99,000 | 4,106 |
| Lease financing receivables | $0 | 2,068 |
| Loans to depository institutions and acceptances of other banks | $1,000,000 | 465 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,850 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 4,599 |
| Non 1-4 family restructured loans & leases | $0 | 4,599 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |
| 1992-12-31 | Rank | |
| Net loans and leases | $40,813,000 | 5,652 |
| Loan loss allowance | $637,000 | 5,392 |
| Total loans and leases | $41,450,000 | 5,656 |
| Unearned income | $185,000 | 5,032 |
| Loans and leases, gross | $41,450,000 | 5,674 |
| All real estate loans | $30,040,000 | 5,105 |
| Real estate loans in domestic offices | $30,040,000 | 5,104 |
| Construction and development loans | $14,021,000 | 923 |
| Commercial RE | $11,999,000 | 3,260 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $0 | 8,720 |
| 1-4 family residential loans | $4,020,000 | 9,803 |
| Farmland loans | $0 | 9,111 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $0 | 8,531 |
| Commercial and industrial loans | $5,355,000 | 4,886 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $6,210,000 | 4,521 |
| Credit card loans | $53,000 | 5,765 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $6,157,000 | 4,289 |
| All other loans & leases | $30,000 | 8,983 |
| Loans to foreign governments and official institutions | NA | NA |
| Obligations of states and political subdivisions in U.S. | $0 | 6,060 |
| Other loans | $30,000 | 6,213 |
| Lease financing receivables | $0 | 2,104 |
| Loans to depository institutions and acceptances of other banks | $0 | 1,358 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,915 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 5,113 |
| Non 1-4 family restructured loans & leases | $0 | 5,113 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |