Home > The Bank of Goodlettsville > Income and Expense
The Bank of Goodlettsville, Income and Expense
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $13,781,000 | 2,371 |
| Total interest expense | $5,676,000 | 2,632 |
| Net interest income | $8,105,000 | 2,157 |
| Provision for loan and lease losses | $0 | 8,829 |
| Total noninterest income | $2,333,000 | 1,558 |
| Gross Fiduciary activities income | $0 | 1,450 |
| Service charges on deposit accounts | $1,539,000 | 828 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $794,000 | 2,037 |
| Total noninterest expense | $6,281,000 | 2,060 |
| Salaries and employee benefits | $3,261,000 | 2,016 |
| Premises and equipment expense | $1,045,000 | 1,903 |
| Additional noninterest expense | $1,975,000 | 2,115 |
| Pre-tax net operating income | $4,157,000 | 1,827 |
| Securities gains (losses) | $1,000 | 3,559 |
| Applicable income taxes | $1,573,000 | 1,645 |
| Income before extraordinary items | $2,585,000 | 2,045 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $2,585,000 | 2,044 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 7,011 |
| Cash dividends | $2,433,000 | 1,113 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $2,584,360 | 1,995 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $13,010,000 | 2,574 |
| Total interest expense | $5,482,000 | 2,775 |
| Net interest income | $7,528,000 | 2,392 |
| Provision for loan and lease losses | $0 | 9,041 |
| Total noninterest income | $2,306,000 | 1,642 |
| Gross Fiduciary activities income | $0 | 1,526 |
| Service charges on deposit accounts | $1,728,000 | 768 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $578,000 | 2,631 |
| Total noninterest expense | $5,858,000 | 2,350 |
| Salaries and employee benefits | $2,824,000 | 2,353 |
| Premises and equipment expense | $836,000 | 2,354 |
| Additional noninterest expense | $2,198,000 | 2,255 |
| Pre-tax net operating income | $3,976,000 | 1,810 |
| Securities gains (losses) | $32,000 | 1,648 |
| Applicable income taxes | $1,521,000 | 1,578 |
| Income before extraordinary items | $2,487,000 | 1,991 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $2,487,000 | 1,992 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $38,000 | 5,803 |
| Cash dividends | $2,516,000 | 1,084 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $2,466,520 | 1,968 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $12,780,000 | 2,618 |
| Total interest expense | $5,257,000 | 2,901 |
| Net interest income | $7,523,000 | 2,389 |
| Provision for loan and lease losses | $-250,000 | 11,833 |
| Total noninterest income | $2,405,000 | 1,587 |
| Gross Fiduciary activities income | $0 | 1,590 |
| Service charges on deposit accounts | $1,375,000 | 972 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $1,030,000 | 1,772 |
| Total noninterest expense | $5,965,000 | 2,283 |
| Salaries and employee benefits | $2,520,000 | 2,652 |
| Premises and equipment expense | $913,000 | 2,196 |
| Additional noninterest expense | $2,532,000 | 1,974 |
| Pre-tax net operating income | $4,213,000 | 1,754 |
| Securities gains (losses) | $-39,000 | 11,026 |
| Applicable income taxes | $1,599,000 | 1,556 |
| Income before extraordinary items | $2,575,000 | 1,947 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $2,575,000 | 1,944 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-33,000 | 11,271 |
| Cash dividends | $3,491,000 | 839 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $2,599,960 | 1,910 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $11,875,000 | 2,552 |
| Total interest expense | $4,034,000 | 3,022 |
| Net interest income | $7,841,000 | 2,292 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $1,760,000 | 2,019 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $1,325,000 | 1,000 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $435,000 | 3,237 |
| Total noninterest expense | $6,495,000 | 2,173 |
| Salaries and employee benefits | $3,298,000 | 2,013 |
| Premises and equipment expense | $927,000 | 2,179 |
| Additional noninterest expense | $2,270,000 | 2,315 |
| Pre-tax net operating income | $3,106,000 | 2,285 |
| Securities gains (losses) | $-249,000 | 12,037 |
| Applicable income taxes | $1,112,000 | 2,028 |
| Income before extraordinary items | $1,745,000 | 2,774 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,745,000 | 2,775 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-384,000 | 12,510 |
| Cash dividends | $3,847,000 | 682 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,904,360 | 2,564 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $12,505,000 | 2,468 |
| Total interest expense | $4,164,000 | 3,053 |
| Net interest income | $8,341,000 | 2,163 |
| Provision for loan and lease losses | $3,221,000 | 583 |
| Total noninterest income | $1,353,000 | 2,652 |
| Gross Fiduciary activities income | $3,000 | 1,578 |
| Service charges on deposit accounts | $1,133,000 | 1,181 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $217,000 | 5,419 |
| Total noninterest expense | $8,093,000 | 1,842 |
| Salaries and employee benefits | $4,753,000 | 1,422 |
| Premises and equipment expense | $878,000 | 2,324 |
| Additional noninterest expense | $2,462,000 | 2,264 |
| Pre-tax net operating income | $-1,620,000 | 13,048 |
| Securities gains (losses) | $25,000 | 4,353 |
| Applicable income taxes | $-749,000 | 13,163 |
| Income before extraordinary items | $-846,000 | 12,979 |
| Extraordinary gains, net | $-53,000 | 12,744 |
| Net income | $-899,000 | 12,986 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,133,000 | 551 |
| Cash dividends | $1,021,000 | 1,706 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $-862,000 | 12,937 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $13,891,000 | 2,534 |
| Total interest expense | $5,615,000 | 2,961 |
| Net interest income | $8,276,000 | 2,193 |
| Provision for loan and lease losses | $2,930,000 | 851 |
| Total noninterest income | $1,281,000 | 2,707 |
| Gross Fiduciary activities income | $14,000 | 1,509 |
| Service charges on deposit accounts | $1,031,000 | 1,291 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $236,000 | 5,159 |
| Total noninterest expense | $6,729,000 | 2,191 |
| Salaries and employee benefits | $3,502,000 | 1,878 |
| Premises and equipment expense | $837,000 | 2,461 |
| Additional noninterest expense | $2,390,000 | 2,411 |
| Pre-tax net operating income | $-102,000 | 12,948 |
| Securities gains (losses) | $16,000 | 5,884 |
| Applicable income taxes | $-43,000 | 13,486 |
| Income before extraordinary items | $-43,000 | 12,984 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $-43,000 | 12,977 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,596,000 | 813 |
| Cash dividends | $335,000 | 3,759 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $-53,240 | 12,822 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.