Home > The Bank of Georgia > Assets and Liabilities
The Bank of Georgia, Assets and Liabilities
| 2015-09-30 | Rank | |
| # of Employees: | 62 | 2,319 |
| Assets and Liabilities | ||
| Total Assets: | $286,102,000 | 2,281 |
| Cash and due from depository institutions | $25,642,000 | 2,319 |
| Interest-bearing balances | $21,505,000 | 1,510 |
| Securities | $47,892,000 | 2,563 |
| Federal funds sold & reverse repurchase agreements | $0 | 2,541 |
| Net loans & leases | $158,857,000 | 2,512 |
| Loan loss allowance | $3,319,000 | 1,790 |
| Trading account assets | $0 | 246 |
| Bank premises and fixed assets | $8,679,000 | 1,325 |
| Other real estate owned | $32,557,000 | 2,319 |
| Goodwill and other intangibles | $0 | 2,786 |
| All other assets | $12,475,000 | 1,512 |
| Life insurance assets | $5,502,000 | 1,515 |
| Total liabilities and capital | $286,102,000 | 2,281 |
| Total liabilities | $279,050,000 | 2,119 |
| Total deposits | $264,234,000 | 2,094 |
| Interest-bearing deposits | $206,646,000 | 2,081 |
| Deposits held in domestic offices | $264,234,000 | 2,094 |
| % insured | 89.40% | 1,777 |
| Federal funds purchased & repurchase agreements | $13,887,000 | 640 |
| Trading liabilities | $0 | 169 |
| Other borrowed funds | $0 | 3,765 |
| Subordinated debt | $200,000 | 117 |
| All other liabilities | $729,000 | 3,594 |
| Total equity capital | $7,052,000 | 5,324 |
| Total bank equity capital | $7,052,000 | 5,324 |
| Perpetual preferred stock | $0 | 149 |
| Common stock | $5,325,000 | 680 |
| Surplus | $18,071,000 | 1,557 |
| Undivided profits | $-16,344,000 | 6,145 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 144 |
| Memoranda | ||
| Noncurrent loans and leases | $9,697,000 | 549 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 892 |
| Income earned, not collected on loans | $992,000 | 2,709 |
| Earning assets | $228,254,000 | 2,563 |
| Long-term assets (5+ years) | $59,218,000 | 2,912 |
| Average Assets, year-to-date | $296,782,250 | 2,180 |
| Average Assets, quarterly | $290,137,000 | 2,245 |
| Volatile liabilities | $21,508,000 | 1,936 |
| Insider loans | $33,000 | 5,480 |
| FHLB advances | $0 | 3,567 |
| Loans and leases held for sale | $0 | 1,915 |
| Unused loan commitments | $13,440,000 | 3,369 |
| Tier 1 (core) risk-based capital | $3,577,000 | 5,991 |
| Tier 2 risk-based capital | $2,884,000 | 1,768 |
| Total risk weighted assets | $211,611,000 | 2,124 |
| Total unused commitments | $13,440,000 | 3,369 |
| Derivatives | $0 | 1,421 |
| 2015-06-30 | Rank | |
| # of Employees: | 66 | 2,223 |
| Assets and Liabilities | ||
| Total Assets: | $294,172,000 | 2,232 |
| Cash and due from depository institutions | $23,487,000 | 2,223 |
| Interest-bearing balances | $20,783,000 | 1,481 |
| Securities | $51,294,000 | 2,489 |
| Federal funds sold & reverse repurchase agreements | $0 | 2,585 |
| Net loans & leases | $163,274,000 | 2,453 |
| Loan loss allowance | $3,381,000 | 1,787 |
| Trading account assets | $0 | 255 |
| Bank premises and fixed assets | $8,775,000 | 1,320 |
| Other real estate owned | $34,296,000 | 2,223 |
| Goodwill and other intangibles | $0 | 2,811 |
| All other assets | $13,046,000 | 1,446 |
| Life insurance assets | $5,491,000 | 1,515 |
| Total liabilities and capital | $294,172,000 | 2,232 |
| Total liabilities | $287,233,000 | 2,073 |
| Total deposits | $280,700,000 | 1,991 |
| Interest-bearing deposits | $225,524,000 | 1,938 |
| Deposits held in domestic offices | $280,700,000 | 1,990 |
| % insured | 87.89% | 2,270 |
| Federal funds purchased & repurchase agreements | $864,000 | 1,725 |
| Trading liabilities | $0 | 167 |
| Other borrowed funds | $5,000,000 | 2,404 |
| Subordinated debt | $200,000 | 120 |
| All other liabilities | $469,000 | 4,089 |
| Total equity capital | $6,939,000 | 5,370 |
| Total bank equity capital | $6,939,000 | 5,370 |
| Perpetual preferred stock | $0 | 164 |
| Common stock | $5,325,000 | 692 |
| Surplus | $18,071,000 | 1,573 |
| Undivided profits | $-16,457,000 | 6,212 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 143 |
| Memoranda | ||
| Noncurrent loans and leases | $9,644,000 | 571 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 915 |
| Income earned, not collected on loans | $1,052,000 | 2,449 |
| Earning assets | $235,351,000 | 2,514 |
| Long-term assets (5+ years) | $64,214,000 | 2,758 |
| Average Assets, year-to-date | $300,342,330 | 2,183 |
| Average Assets, quarterly | $295,929,500 | 2,210 |
| Volatile liabilities | $13,206,000 | 2,651 |
| Insider loans | $33,000 | 5,537 |
| FHLB advances | $5,000,000 | 2,314 |
| Loans and leases held for sale | $0 | 1,968 |
| Unused loan commitments | $16,226,000 | 3,099 |
| Tier 1 (core) risk-based capital | $3,727,000 | 6,025 |
| Tier 2 risk-based capital | $3,087,000 | 1,658 |
| Total risk weighted assets | $230,109,000 | 1,959 |
| Total unused commitments | $16,226,000 | 3,099 |
| Derivatives | $0 | 1,433 |
| 2015-03-31 | Rank | |
| # of Employees: | 67 | 2,197 |
| Assets and Liabilities | ||
| Total Assets: | $300,073,000 | 2,209 |
| Cash and due from depository institutions | $28,616,000 | 2,197 |
| Interest-bearing balances | $26,450,000 | 1,413 |
| Securities | $40,811,000 | 2,910 |
| Federal funds sold & reverse repurchase agreements | $0 | 2,825 |
| Net loans & leases | $170,229,000 | 2,355 |
| Loan loss allowance | $3,534,000 | 1,728 |
| Trading account assets | $0 | 251 |
| Bank premises and fixed assets | $8,869,000 | 1,316 |
| Other real estate owned | $39,130,000 | 2,197 |
| Goodwill and other intangibles | $0 | 2,810 |
| All other assets | $12,418,000 | 1,484 |
| Life insurance assets | $5,418,000 | 1,518 |
| Total liabilities and capital | $300,073,000 | 2,209 |
| Total liabilities | $290,272,000 | 2,056 |
| Total deposits | $282,782,000 | 1,992 |
| Interest-bearing deposits | $229,489,000 | 1,921 |
| Deposits held in domestic offices | $282,782,000 | 1,992 |
| % insured | 86.41% | 2,711 |
| Federal funds purchased & repurchase agreements | $1,804,000 | 1,403 |
| Trading liabilities | $0 | 165 |
| Other borrowed funds | $5,000,000 | 2,278 |
| Subordinated debt | $200,000 | 125 |
| All other liabilities | $486,000 | 4,073 |
| Total equity capital | $9,801,000 | 4,844 |
| Total bank equity capital | $9,801,000 | 4,844 |
| Perpetual preferred stock | $0 | 175 |
| Common stock | $5,325,000 | 701 |
| Surplus | $18,071,000 | 1,588 |
| Undivided profits | $-13,595,000 | 6,249 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 150 |
| Memoranda | ||
| Noncurrent loans and leases | $8,156,000 | 724 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 945 |
| Income earned, not collected on loans | $976,000 | 2,552 |
| Earning assets | $237,490,000 | 2,508 |
| Long-term assets (5+ years) | $53,808,000 | 3,097 |
| Average Assets, year-to-date | $304,620,500 | 2,169 |
| Average Assets, quarterly | $304,620,500 | 2,169 |
| Volatile liabilities | $13,868,000 | 2,495 |
| Insider loans | $33,000 | 5,582 |
| FHLB advances | $5,000,000 | 2,190 |
| Loans and leases held for sale | $0 | 1,949 |
| Unused loan commitments | $17,682,000 | 2,952 |
| Tier 1 (core) risk-based capital | $6,160,000 | 5,539 |
| Tier 2 risk-based capital | $3,038,000 | 1,670 |
| Total risk weighted assets | $226,121,000 | 1,968 |
| Total unused commitments | $17,682,000 | 2,952 |
| Derivatives | $0 | 1,438 |
| 2014-12-31 | Rank | |
| # of Employees: | 67 | 2,219 |
| Assets and Liabilities | ||
| Total Assets: | $309,168,000 | 2,158 |
| Cash and due from depository institutions | $10,070,000 | 2,219 |
| Interest-bearing balances | $7,807,000 | 3,126 |
| Securities | $58,278,000 | 2,321 |
| Federal funds sold & reverse repurchase agreements | $0 | 2,666 |
| Net loans & leases | $173,279,000 | 2,330 |
| Loan loss allowance | $3,550,000 | 1,740 |
| Trading account assets | $0 | 249 |
| Bank premises and fixed assets | $8,965,000 | 1,312 |
| Other real estate owned | $46,095,000 | 2,219 |
| Goodwill and other intangibles | $0 | 2,812 |
| All other assets | $12,481,000 | 1,503 |
| Life insurance assets | $5,374,000 | 1,523 |
| Total liabilities and capital | $309,168,000 | 2,158 |
| Total liabilities | $296,288,000 | 2,010 |
| Total deposits | $286,118,000 | 1,951 |
| Interest-bearing deposits | $235,612,000 | 1,873 |
| Deposits held in domestic offices | $286,118,000 | 1,950 |
| % insured | 85.90% | 2,903 |
| Federal funds purchased & repurchase agreements | $2,258,000 | 1,469 |
| Trading liabilities | $0 | 167 |
| Other borrowed funds | $5,000,000 | 2,410 |
| Subordinated debt | $200,000 | 122 |
| All other liabilities | $2,712,000 | 1,603 |
| Total equity capital | $12,880,000 | 4,288 |
| Total bank equity capital | $12,880,000 | 4,286 |
| Perpetual preferred stock | $0 | 187 |
| Common stock | $5,325,000 | 715 |
| Surplus | $18,071,000 | 1,605 |
| Undivided profits | $-10,516,000 | 6,284 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 150 |
| Memoranda | ||
| Noncurrent loans and leases | $8,213,000 | 730 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 938 |
| Income earned, not collected on loans | $1,148,000 | 2,293 |
| Earning assets | $239,364,000 | 2,487 |
| Long-term assets (5+ years) | $71,741,000 | 2,583 |
| Average Assets, year-to-date | $315,423,800 | 2,060 |
| Average Assets, quarterly | $314,173,000 | 2,117 |
| Volatile liabilities | $15,755,000 | 2,376 |
| Insider loans | $33,000 | 5,660 |
| FHLB advances | $5,000,000 | 2,320 |
| Loans and leases held for sale | $0 | 1,855 |
| Unused loan commitments | $17,911,000 | 2,871 |
| Tier 1 (core) risk-based capital | $9,504,000 | 4,867 |
| Tier 2 risk-based capital | $3,164,000 | 1,613 |
| Total risk weighted assets | $236,497,000 | 1,896 |
| Total unused commitments | $17,911,000 | 2,871 |
| Derivatives | $0 | 1,406 |
| 2014-09-30 | Rank | |
| # of Employees: | 69 | 2,162 |
| Assets and Liabilities | ||
| Total Assets: | $319,178,000 | 2,086 |
| Cash and due from depository institutions | $20,470,000 | 2,162 |
| Interest-bearing balances | $18,485,000 | 1,696 |
| Securities | $62,460,000 | 2,231 |
| Federal funds sold & reverse repurchase agreements | $0 | 2,747 |
| Net loans & leases | $164,986,000 | 2,398 |
| Loan loss allowance | $3,555,000 | 1,808 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $9,019,000 | 1,311 |
| Other real estate owned | $49,625,000 | 2,162 |
| Goodwill and other intangibles | $0 | 2,848 |
| All other assets | $12,618,000 | 1,505 |
| Life insurance assets | $5,331,000 | 1,526 |
| Total liabilities and capital | $319,178,000 | 2,086 |
| Total liabilities | $305,300,000 | 1,935 |
| Total deposits | $294,982,000 | 1,886 |
| Interest-bearing deposits | $237,764,000 | 1,869 |
| Deposits held in domestic offices | $294,982,000 | 1,885 |
| % insured | 85.79% | 3,135 |
| Federal funds purchased & repurchase agreements | $2,338,000 | 1,438 |
| Trading liabilities | $0 | 165 |
| Other borrowed funds | $5,000,000 | 2,398 |
| Subordinated debt | $200,000 | 127 |
| All other liabilities | $2,780,000 | 1,604 |
| Total equity capital | $13,878,000 | 4,134 |
| Total bank equity capital | $13,878,000 | 4,132 |
| Perpetual preferred stock | $0 | 194 |
| Common stock | $5,325,000 | 730 |
| Surplus | $18,071,000 | 1,608 |
| Undivided profits | $-9,518,000 | 6,332 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 153 |
| Memoranda | ||
| Noncurrent loans and leases | $7,873,000 | 807 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 951 |
| Income earned, not collected on loans | $1,086,000 | 2,531 |
| Earning assets | $245,931,000 | 2,427 |
| Long-term assets (5+ years) | $76,571,000 | 2,506 |
| Average Assets, year-to-date | $316,987,750 | 2,065 |
| Average Assets, quarterly | $322,523,500 | 2,049 |
| Volatile liabilities | $15,197,000 | 2,428 |
| Insider loans | $33,000 | 5,749 |
| FHLB advances | $5,000,000 | 2,301 |
| Loans and leases held for sale | $0 | 1,914 |
| Unused loan commitments | $16,978,000 | 3,015 |
| Tier 1 (core) risk-based capital | $10,749,000 | 4,646 |
| Tier 2 risk-based capital | $3,124,000 | 1,638 |
| Total risk weighted assets | $233,295,000 | 1,904 |
| Total unused commitments | $16,978,000 | 3,015 |
| Derivatives | $0 | 1,399 |
| 2014-06-30 | Rank | |
| # of Employees: | 70 | 2,141 |
| Assets and Liabilities | ||
| Total Assets: | $325,869,000 | 2,036 |
| Cash and due from depository institutions | $40,109,000 | 2,141 |
| Interest-bearing balances | $38,249,000 | 864 |
| Securities | $48,604,000 | 2,731 |
| Federal funds sold & reverse repurchase agreements | $0 | 2,844 |
| Net loans & leases | $164,508,000 | 2,401 |
| Loan loss allowance | $3,908,000 | 1,650 |
| Trading account assets | $0 | 246 |
| Bank premises and fixed assets | $9,033,000 | 1,306 |
| Other real estate owned | $51,094,000 | 2,141 |
| Goodwill and other intangibles | $0 | 2,849 |
| All other assets | $12,521,000 | 1,496 |
| Life insurance assets | $5,288,000 | 1,514 |
| Total liabilities and capital | $325,869,000 | 2,036 |
| Total liabilities | $310,566,000 | 1,913 |
| Total deposits | $301,263,000 | 1,856 |
| Interest-bearing deposits | $246,252,000 | 1,827 |
| Deposits held in domestic offices | $301,263,000 | 1,855 |
| % insured | 84.62% | 3,579 |
| Federal funds purchased & repurchase agreements | $1,378,000 | 1,649 |
| Trading liabilities | $0 | 168 |
| Other borrowed funds | $5,000,000 | 2,412 |
| Subordinated debt | $200,000 | 130 |
| All other liabilities | $2,725,000 | 1,553 |
| Total equity capital | $15,303,000 | 3,872 |
| Total bank equity capital | $15,303,000 | 3,871 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $5,325,000 | 744 |
| Surplus | $18,071,000 | 1,615 |
| Undivided profits | $-8,093,000 | 6,356 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 158 |
| Memoranda | ||
| Noncurrent loans and leases | $10,908,000 | 621 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 990 |
| Income earned, not collected on loans | $1,157,000 | 2,254 |
| Earning assets | $251,361,000 | 2,377 |
| Long-term assets (5+ years) | $59,236,000 | 2,996 |
| Average Assets, year-to-date | $316,257,670 | 2,068 |
| Average Assets, quarterly | $318,167,000 | 2,070 |
| Volatile liabilities | $9,211,000 | 3,248 |
| Insider loans | $708,000 | 3,986 |
| FHLB advances | $5,000,000 | 2,318 |
| Loans and leases held for sale | $79,000 | 1,891 |
| Unused loan commitments | $16,993,000 | 3,005 |
| Tier 1 (core) risk-based capital | $12,089,000 | 4,383 |
| Tier 2 risk-based capital | $3,093,000 | 1,643 |
| Total risk weighted assets | $230,416,000 | 1,903 |
| Total unused commitments | $16,993,000 | 3,005 |
| Derivatives | $0 | 1,413 |
| 2014-03-31 | Rank | |
| # of Employees: | 68 | 2,191 |
| Assets and Liabilities | ||
| Total Assets: | $310,465,000 | 2,122 |
| Cash and due from depository institutions | $16,386,000 | 2,191 |
| Interest-bearing balances | $13,844,000 | 2,431 |
| Securities | $48,905,000 | 2,731 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,112 |
| Net loans & leases | $203,360,000 | 2,013 |
| Loan loss allowance | $3,874,000 | 1,708 |
| Trading account assets | $0 | 247 |
| Bank premises and fixed assets | $9,119,000 | 1,299 |
| Other real estate owned | $20,197,000 | 2,191 |
| Goodwill and other intangibles | $0 | 2,875 |
| All other assets | $12,498,000 | 1,500 |
| Life insurance assets | $5,247,000 | 1,505 |
| Total liabilities and capital | $310,465,000 | 2,122 |
| Total liabilities | $294,952,000 | 1,989 |
| Total deposits | $285,997,000 | 1,945 |
| Interest-bearing deposits | $239,143,000 | 1,890 |
| Deposits held in domestic offices | $285,997,000 | 1,945 |
| % insured | 88.57% | 2,542 |
| Federal funds purchased & repurchase agreements | $1,093,000 | 1,609 |
| Trading liabilities | $0 | 165 |
| Other borrowed funds | $5,000,000 | 2,282 |
| Subordinated debt | $200,000 | 129 |
| All other liabilities | $2,662,000 | 1,548 |
| Total equity capital | $15,513,000 | 3,803 |
| Total bank equity capital | $15,513,000 | 3,802 |
| Perpetual preferred stock | $0 | 201 |
| Common stock | $5,325,000 | 755 |
| Surplus | $18,071,000 | 1,628 |
| Undivided profits | $-7,883,000 | 6,404 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 161 |
| Memoranda | ||
| Noncurrent loans and leases | $43,675,000 | 200 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 998 |
| Income earned, not collected on loans | $1,179,000 | 2,147 |
| Earning assets | $266,109,000 | 2,256 |
| Long-term assets (5+ years) | $57,073,000 | 3,060 |
| Average Assets, year-to-date | $311,452,000 | 2,102 |
| Average Assets, quarterly | $311,452,000 | 2,102 |
| Volatile liabilities | $8,646,000 | 3,292 |
| Insider loans | $713,000 | 3,997 |
| FHLB advances | $5,000,000 | 2,203 |
| Loans and leases held for sale | $785,000 | 999 |
| Unused loan commitments | $17,056,000 | 3,024 |
| Tier 1 (core) risk-based capital | $12,460,000 | 4,323 |
| Tier 2 risk-based capital | $3,181,000 | 1,603 |
| Total risk weighted assets | $237,597,000 | 1,833 |
| Total unused commitments | $17,056,000 | 3,024 |
| Derivatives | $0 | 1,405 |
| 2013-12-31 | Rank | |
| # of Employees: | 71 | 2,121 |
| Assets and Liabilities | ||
| Total Assets: | $312,940,000 | 2,098 |
| Cash and due from depository institutions | $15,106,000 | 2,121 |
| Interest-bearing balances | $12,550,000 | 2,402 |
| Securities | $49,181,000 | 2,720 |
| Federal funds sold & reverse repurchase agreements | $0 | 2,964 |
| Net loans & leases | $204,425,000 | 2,000 |
| Loan loss allowance | $3,790,000 | 1,747 |
| Trading account assets | $0 | 247 |
| Bank premises and fixed assets | $9,158,000 | 1,289 |
| Other real estate owned | $22,105,000 | 2,121 |
| Goodwill and other intangibles | $0 | 2,889 |
| All other assets | $12,965,000 | 1,482 |
| Life insurance assets | $5,362,000 | 1,463 |
| Total liabilities and capital | $312,940,000 | 2,098 |
| Total liabilities | $297,511,000 | 1,966 |
| Total deposits | $288,472,000 | 1,915 |
| Interest-bearing deposits | $244,024,000 | 1,844 |
| Deposits held in domestic offices | $288,472,000 | 1,914 |
| % insured | 86.77% | 3,062 |
| Federal funds purchased & repurchase agreements | $1,274,000 | 1,782 |
| Trading liabilities | $0 | 167 |
| Other borrowed funds | $5,000,000 | 2,384 |
| Subordinated debt | $200,000 | 131 |
| All other liabilities | $2,565,000 | 1,621 |
| Total equity capital | $15,429,000 | 3,797 |
| Total bank equity capital | $15,429,000 | 3,796 |
| Perpetual preferred stock | $0 | 206 |
| Common stock | $5,325,000 | 766 |
| Surplus | $18,071,000 | 1,633 |
| Undivided profits | $-7,967,000 | 6,463 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 161 |
| Memoranda | ||
| Noncurrent loans and leases | $43,787,000 | 204 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 991 |
| Income earned, not collected on loans | $1,315,000 | 2,030 |
| Earning assets | $266,156,000 | 2,244 |
| Long-term assets (5+ years) | $56,839,000 | 3,050 |
| Average Assets, year-to-date | $328,920,000 | 1,961 |
| Average Assets, quarterly | $321,286,000 | 2,028 |
| Volatile liabilities | $9,327,000 | 3,225 |
| Insider loans | $3,102,000 | 1,875 |
| FHLB advances | $5,000,000 | 2,295 |
| Loans and leases held for sale | $460,000 | 1,266 |
| Unused loan commitments | $15,550,000 | 3,119 |
| Tier 1 (core) risk-based capital | $12,473,000 | 4,319 |
| Tier 2 risk-based capital | $3,227,000 | 1,584 |
| Total risk weighted assets | $241,373,000 | 1,806 |
| Total unused commitments | $15,550,000 | 3,119 |
| Derivatives | $0 | 1,395 |
| 2013-09-30 | Rank | |
| # of Employees: | 71 | 2,140 |
| Assets and Liabilities | ||
| Total Assets: | $329,632,000 | 1,978 |
| Cash and due from depository institutions | $23,372,000 | 2,140 |
| Interest-bearing balances | $21,555,000 | 1,599 |
| Securities | $50,318,000 | 2,687 |
| Federal funds sold & reverse repurchase agreements | $0 | 2,981 |
| Net loans & leases | $209,500,000 | 1,932 |
| Loan loss allowance | $3,940,000 | 1,732 |
| Trading account assets | $0 | 248 |
| Bank premises and fixed assets | $9,214,000 | 1,277 |
| Other real estate owned | $22,062,000 | 2,140 |
| Goodwill and other intangibles | $0 | 2,909 |
| All other assets | $15,166,000 | 1,302 |
| Life insurance assets | $5,318,000 | 1,432 |
| Total liabilities and capital | $329,632,000 | 1,978 |
| Total liabilities | $312,095,000 | 1,875 |
| Total deposits | $303,786,000 | 1,821 |
| Interest-bearing deposits | $253,599,000 | 1,787 |
| Deposits held in domestic offices | $303,786,000 | 1,820 |
| % insured | 86.00% | 3,510 |
| Federal funds purchased & repurchase agreements | $404,000 | 2,098 |
| Trading liabilities | $0 | 163 |
| Other borrowed funds | $5,000,000 | 2,390 |
| Subordinated debt | $200,000 | 145 |
| All other liabilities | $2,705,000 | 1,631 |
| Total equity capital | $17,537,000 | 3,504 |
| Total bank equity capital | $17,537,000 | 3,504 |
| Perpetual preferred stock | $0 | 217 |
| Common stock | $5,325,000 | 781 |
| Surplus | $18,071,000 | 1,647 |
| Undivided profits | $-5,859,000 | 6,447 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 159 |
| Memoranda | ||
| Noncurrent loans and leases | $40,439,000 | 237 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,015 |
| Income earned, not collected on loans | $1,473,000 | 1,884 |
| Earning assets | $281,373,000 | 2,128 |
| Long-term assets (5+ years) | $57,757,000 | 3,015 |
| Average Assets, year-to-date | $332,915,000 | 1,941 |
| Average Assets, quarterly | $332,071,500 | 1,950 |
| Volatile liabilities | $8,563,000 | 3,403 |
| Insider loans | $3,003,000 | 1,911 |
| FHLB advances | $5,000,000 | 2,290 |
| Loans and leases held for sale | $267,000 | 1,611 |
| Unused loan commitments | $16,374,000 | 3,036 |
| Tier 1 (core) risk-based capital | $12,575,000 | 4,328 |
| Tier 2 risk-based capital | $3,279,000 | 1,561 |
| Total risk weighted assets | $245,490,000 | 1,748 |
| Total unused commitments | $16,374,000 | 3,036 |
| Derivatives | $0 | 1,430 |
| 2013-06-30 | Rank | |
| # of Employees: | 72 | 2,130 |
| Assets and Liabilities | ||
| Total Assets: | $334,511,000 | 1,939 |
| Cash and due from depository institutions | $24,894,000 | 2,130 |
| Interest-bearing balances | $22,102,000 | 1,658 |
| Securities | $46,558,000 | 2,829 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,098 |
| Net loans & leases | $216,866,000 | 1,868 |
| Loan loss allowance | $5,113,000 | 1,382 |
| Trading account assets | $0 | 250 |
| Bank premises and fixed assets | $9,306,000 | 1,269 |
| Other real estate owned | $22,155,000 | 2,130 |
| Goodwill and other intangibles | $0 | 2,910 |
| All other assets | $14,732,000 | 1,323 |
| Life insurance assets | $5,273,000 | 1,422 |
| Total liabilities and capital | $334,511,000 | 1,939 |
| Total liabilities | $316,193,000 | 1,839 |
| Total deposits | $307,274,000 | 1,803 |
| Interest-bearing deposits | $258,492,000 | 1,754 |
| Deposits held in domestic offices | $307,274,000 | 1,802 |
| % insured | 85.08% | 3,904 |
| Federal funds purchased & repurchase agreements | $1,251,000 | 1,736 |
| Trading liabilities | $0 | 154 |
| Other borrowed funds | $5,000,000 | 2,348 |
| Subordinated debt | $200,000 | 147 |
| All other liabilities | $2,468,000 | 1,718 |
| Total equity capital | $18,318,000 | 3,395 |
| Total bank equity capital | $18,318,000 | 3,394 |
| Perpetual preferred stock | $0 | 228 |
| Common stock | $5,325,000 | 780 |
| Surplus | $18,071,000 | 1,648 |
| Undivided profits | $-5,078,000 | 6,444 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 162 |
| Memoranda | ||
| Noncurrent loans and leases | $38,930,000 | 259 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,060 |
| Income earned, not collected on loans | $1,467,000 | 1,802 |
| Earning assets | $285,526,000 | 2,097 |
| Long-term assets (5+ years) | $50,432,000 | 3,258 |
| Average Assets, year-to-date | $334,009,330 | 1,942 |
| Average Assets, quarterly | $332,792,500 | 1,944 |
| Volatile liabilities | $9,886,000 | 3,150 |
| Insider loans | $3,035,000 | 1,901 |
| FHLB advances | $5,000,000 | 2,250 |
| Loans and leases held for sale | $90,000 | 2,075 |
| Unused loan commitments | $19,948,000 | 2,691 |
| Tier 1 (core) risk-based capital | $13,224,000 | 4,208 |
| Tier 2 risk-based capital | $3,382,000 | 1,532 |
| Total risk weighted assets | $252,599,000 | 1,695 |
| Total unused commitments | $19,948,000 | 2,691 |
| Derivatives | $0 | 1,417 |
| 2013-03-31 | Rank | |
| # of Employees: | 73 | 2,084 |
| Assets and Liabilities | ||
| Total Assets: | $331,074,000 | 1,985 |
| Cash and due from depository institutions | $15,265,000 | 2,084 |
| Interest-bearing balances | $12,760,000 | 2,979 |
| Securities | $44,116,000 | 2,942 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,440 |
| Net loans & leases | $224,371,000 | 1,800 |
| Loan loss allowance | $5,092,000 | 1,428 |
| Trading account assets | $0 | 242 |
| Bank premises and fixed assets | $9,352,000 | 1,269 |
| Other real estate owned | $23,608,000 | 2,084 |
| Goodwill and other intangibles | $0 | 2,913 |
| All other assets | $14,362,000 | 1,329 |
| Life insurance assets | $5,230,000 | 1,416 |
| Total liabilities and capital | $331,074,000 | 1,985 |
| Total liabilities | $312,078,000 | 1,889 |
| Total deposits | $303,851,000 | 1,840 |
| Interest-bearing deposits | $259,630,000 | 1,782 |
| Deposits held in domestic offices | $303,851,000 | 1,840 |
| % insured | 86.46% | 3,532 |
| Federal funds purchased & repurchase agreements | $889,000 | 1,710 |
| Trading liabilities | $0 | 154 |
| Other borrowed funds | $5,000,000 | 2,267 |
| Subordinated debt | $200,000 | 150 |
| All other liabilities | $2,138,000 | 1,937 |
| Total equity capital | $18,996,000 | 3,397 |
| Total bank equity capital | $18,996,000 | 3,395 |
| Perpetual preferred stock | $0 | 239 |
| Common stock | $5,325,000 | 796 |
| Surplus | $18,071,000 | 1,659 |
| Undivided profits | $-4,400,000 | 6,482 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 167 |
| Memoranda | ||
| Noncurrent loans and leases | $37,887,000 | 290 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,043 |
| Income earned, not collected on loans | $1,654,000 | 1,573 |
| Earning assets | $281,247,000 | 2,156 |
| Long-term assets (5+ years) | $47,803,000 | 3,334 |
| Average Assets, year-to-date | $333,758,500 | 1,967 |
| Average Assets, quarterly | $333,758,500 | 1,967 |
| Volatile liabilities | $11,799,000 | 2,817 |
| Insider loans | $3,071,000 | 1,882 |
| FHLB advances | $5,000,000 | 2,171 |
| Loans and leases held for sale | $1,537,000 | 1,051 |
| Unused loan commitments | $16,019,000 | 3,085 |
| Tier 1 (core) risk-based capital | $13,751,000 | 4,100 |
| Tier 2 risk-based capital | $3,448,000 | 1,505 |
| Total risk weighted assets | $258,035,000 | 1,650 |
| Total unused commitments | $16,019,000 | 3,085 |
| Derivatives | $0 | 1,405 |
| 2012-12-31 | Rank | |
| # of Employees: | 71 | 2,154 |
| Assets and Liabilities | ||
| Total Assets: | $337,050,000 | 1,953 |
| Cash and due from depository institutions | $17,103,000 | 2,154 |
| Interest-bearing balances | $14,641,000 | 2,511 |
| Securities | $46,103,000 | 2,812 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,307 |
| Net loans & leases | $225,675,000 | 1,816 |
| Loan loss allowance | $4,900,000 | 1,465 |
| Trading account assets | $0 | 243 |
| Bank premises and fixed assets | $9,416,000 | 1,251 |
| Other real estate owned | $24,664,000 | 2,154 |
| Goodwill and other intangibles | $0 | 2,913 |
| All other assets | $14,089,000 | 1,355 |
| Life insurance assets | $5,183,000 | 1,404 |
| Total liabilities and capital | $337,050,000 | 1,953 |
| Total liabilities | $317,378,000 | 1,856 |
| Total deposits | $308,862,000 | 1,811 |
| Interest-bearing deposits | $266,131,000 | 1,715 |
| Deposits held in domestic offices | $308,862,000 | 1,811 |
| % insured | 88.00% | 4,080 |
| Federal funds purchased & repurchase agreements | $1,240,000 | 1,758 |
| Trading liabilities | $0 | 152 |
| Other borrowed funds | $5,000,000 | 2,418 |
| Subordinated debt | $200,000 | 154 |
| All other liabilities | $2,076,000 | 2,038 |
| Total equity capital | $19,672,000 | 3,301 |
| Total bank equity capital | $19,672,000 | 3,298 |
| Perpetual preferred stock | $0 | 246 |
| Common stock | $5,325,000 | 800 |
| Surplus | $18,071,000 | 1,664 |
| Undivided profits | $-3,724,000 | 6,500 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 169 |
| Memoranda | ||
| Noncurrent loans and leases | $2,944,000 | 2,504 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,020 |
| Income earned, not collected on loans | $2,043,000 | 1,279 |
| Earning assets | $286,419,000 | 2,107 |
| Long-term assets (5+ years) | $51,663,000 | 3,141 |
| Average Assets, year-to-date | $349,090,600 | 1,856 |
| Average Assets, quarterly | $346,973,000 | 1,892 |
| Volatile liabilities | $13,360,000 | 2,651 |
| Insider loans | $3,107,000 | 1,866 |
| FHLB advances | $5,000,000 | 2,318 |
| Loans and leases held for sale | $2,275,000 | 1,074 |
| Unused loan commitments | $14,500,000 | 3,169 |
| Tier 1 (core) risk-based capital | $14,492,000 | 3,948 |
| Tier 2 risk-based capital | $3,490,000 | 1,480 |
| Total risk weighted assets | $261,553,000 | 1,630 |
| Total unused commitments | $14,500,000 | 3,169 |
| Derivatives | $0 | 1,366 |
| 2012-09-30 | Rank | |
| # of Employees: | 68 | 2,248 |
| Assets and Liabilities | ||
| Total Assets: | $356,896,000 | 1,849 |
| Cash and due from depository institutions | $40,210,000 | 2,248 |
| Interest-bearing balances | $37,234,000 | 1,090 |
| Securities | $45,857,000 | 2,856 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,418 |
| Net loans & leases | $220,486,000 | 1,854 |
| Loan loss allowance | $4,916,000 | 1,502 |
| Trading account assets | $0 | 231 |
| Bank premises and fixed assets | $9,521,000 | 1,236 |
| Other real estate owned | $26,595,000 | 2,248 |
| Goodwill and other intangibles | $0 | 2,937 |
| All other assets | $14,227,000 | 1,359 |
| Life insurance assets | $5,139,000 | 1,394 |
| Total liabilities and capital | $356,896,000 | 1,849 |
| Total liabilities | $337,132,000 | 1,755 |
| Total deposits | $327,983,000 | 1,692 |
| Interest-bearing deposits | $278,391,000 | 1,658 |
| Deposits held in domestic offices | $327,983,000 | 1,691 |
| % insured | 87.07% | 4,570 |
| Federal funds purchased & repurchase agreements | $1,630,000 | 1,653 |
| Trading liabilities | $0 | 150 |
| Other borrowed funds | $5,000,000 | 2,454 |
| Subordinated debt | $200,000 | 158 |
| All other liabilities | $2,319,000 | 1,968 |
| Total equity capital | $19,764,000 | 3,341 |
| Total bank equity capital | $19,764,000 | 3,338 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $5,325,000 | 818 |
| Surplus | $18,071,000 | 1,677 |
| Undivided profits | $-3,632,000 | 6,568 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 170 |
| Memoranda | ||
| Noncurrent loans and leases | $2,607,000 | 2,782 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,078 |
| Income earned, not collected on loans | $2,346,000 | 1,201 |
| Earning assets | $303,577,000 | 1,997 |
| Long-term assets (5+ years) | $47,984,000 | 3,269 |
| Average Assets, year-to-date | $352,100,750 | 1,856 |
| Average Assets, quarterly | $350,943,000 | 1,871 |
| Volatile liabilities | $16,338,000 | 2,351 |
| Insider loans | $3,447,000 | 1,755 |
| FHLB advances | $5,000,000 | 2,354 |
| Loans and leases held for sale | $1,020,000 | 1,419 |
| Unused loan commitments | $15,812,000 | 3,018 |
| Tier 1 (core) risk-based capital | $14,603,000 | 3,962 |
| Tier 2 risk-based capital | $3,456,000 | 1,513 |
| Total risk weighted assets | $258,799,000 | 1,660 |
| Total unused commitments | $15,812,000 | 3,018 |
| Derivatives | $0 | 1,366 |
| 2012-06-30 | Rank | |
| # of Employees: | 68 | 2,246 |
| Assets and Liabilities | ||
| Total Assets: | $344,990,000 | 1,903 |
| Cash and due from depository institutions | $19,764,000 | 2,246 |
| Interest-bearing balances | $17,993,000 | 2,058 |
| Securities | $48,948,000 | 2,729 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,541 |
| Net loans & leases | $224,817,000 | 1,803 |
| Loan loss allowance | $4,964,000 | 1,509 |
| Trading account assets | $0 | 211 |
| Bank premises and fixed assets | $9,622,000 | 1,219 |
| Other real estate owned | $27,205,000 | 2,246 |
| Goodwill and other intangibles | $0 | 2,925 |
| All other assets | $14,634,000 | 1,325 |
| Life insurance assets | $5,096,000 | 1,386 |
| Total liabilities and capital | $344,990,000 | 1,903 |
| Total liabilities | $325,261,000 | 1,802 |
| Total deposits | $316,795,000 | 1,745 |
| Interest-bearing deposits | $273,736,000 | 1,686 |
| Deposits held in domestic offices | $316,795,000 | 1,745 |
| % insured | 88.05% | 4,373 |
| Federal funds purchased & repurchase agreements | $1,096,000 | 1,828 |
| Trading liabilities | $0 | 130 |
| Other borrowed funds | $5,000,000 | 2,510 |
| Subordinated debt | $200,000 | 175 |
| All other liabilities | $2,170,000 | 1,948 |
| Total equity capital | $19,729,000 | 3,298 |
| Total bank equity capital | $19,729,000 | 3,296 |
| Perpetual preferred stock | $0 | 254 |
| Common stock | $5,325,000 | 833 |
| Surplus | $18,071,000 | 1,678 |
| Undivided profits | $-3,667,000 | 6,603 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 171 |
| Memoranda | ||
| Noncurrent loans and leases | $2,760,000 | 2,744 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,080 |
| Income earned, not collected on loans | $2,607,000 | 994 |
| Earning assets | $291,758,000 | 2,064 |
| Long-term assets (5+ years) | $52,049,000 | 3,079 |
| Average Assets, year-to-date | $350,502,330 | 1,870 |
| Average Assets, quarterly | $345,890,500 | 1,901 |
| Volatile liabilities | $17,229,000 | 2,297 |
| Insider loans | $4,060,000 | 1,537 |
| FHLB advances | $5,000,000 | 2,409 |
| Loans and leases held for sale | $1,295,000 | 1,204 |
| Unused loan commitments | $11,519,000 | 3,557 |
| Tier 1 (core) risk-based capital | $14,683,000 | 3,911 |
| Tier 2 risk-based capital | $3,515,000 | 1,481 |
| Total risk weighted assets | $263,523,000 | 1,630 |
| Total unused commitments | $11,519,000 | 3,557 |
| Derivatives | $0 | 1,332 |
| 2012-03-31 | Rank | |
| # of Employees: | 68 | 2,237 |
| Assets and Liabilities | ||
| Total Assets: | $346,791,000 | 1,905 |
| Cash and due from depository institutions | $9,366,000 | 2,237 |
| Interest-bearing balances | $7,746,000 | 3,810 |
| Securities | $52,331,000 | 2,576 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,754 |
| Net loans & leases | $233,049,000 | 1,737 |
| Loan loss allowance | $5,088,000 | 1,498 |
| Trading account assets | $0 | 215 |
| Bank premises and fixed assets | $9,713,000 | 1,209 |
| Other real estate owned | $27,485,000 | 2,237 |
| Goodwill and other intangibles | $0 | 2,935 |
| All other assets | $14,847,000 | 1,308 |
| Life insurance assets | $5,055,000 | 1,372 |
| Total liabilities and capital | $346,791,000 | 1,905 |
| Total liabilities | $327,421,000 | 1,815 |
| Total deposits | $318,497,000 | 1,753 |
| Interest-bearing deposits | $277,075,000 | 1,695 |
| Deposits held in domestic offices | $318,497,000 | 1,753 |
| % insured | 90.38% | 3,626 |
| Federal funds purchased & repurchase agreements | $1,374,000 | 1,697 |
| Trading liabilities | $0 | 123 |
| Other borrowed funds | $5,000,000 | 2,535 |
| Subordinated debt | $200,000 | 180 |
| All other liabilities | $2,350,000 | 1,818 |
| Total equity capital | $19,370,000 | 3,320 |
| Total bank equity capital | $19,370,000 | 3,318 |
| Perpetual preferred stock | $0 | 259 |
| Common stock | $5,325,000 | 847 |
| Surplus | $18,071,000 | 1,684 |
| Undivided profits | $-4,026,000 | 6,663 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 170 |
| Memoranda | ||
| Noncurrent loans and leases | $5,906,000 | 1,810 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,111 |
| Income earned, not collected on loans | $2,525,000 | 1,029 |
| Earning assets | $293,126,000 | 2,053 |
| Long-term assets (5+ years) | $56,677,000 | 2,869 |
| Average Assets, year-to-date | $353,258,500 | 1,873 |
| Average Assets, quarterly | $353,258,500 | 1,873 |
| Volatile liabilities | $22,062,000 | 1,910 |
| Insider loans | $3,384,000 | 1,804 |
| FHLB advances | $5,000,000 | 2,440 |
| Loans and leases held for sale | $1,221,000 | 1,197 |
| Unused loan commitments | $12,766,000 | 3,452 |
| Tier 1 (core) risk-based capital | $14,368,000 | 3,966 |
| Tier 2 risk-based capital | $3,643,000 | 1,427 |
| Total risk weighted assets | $273,817,000 | 1,575 |
| Total unused commitments | $12,766,000 | 3,452 |
| Derivatives | $0 | 1,297 |
| 2011-12-31 | Rank | |
| # of Employees: | 74 | 2,055 |
| Assets and Liabilities | ||
| Total Assets: | $360,914,000 | 1,833 |
| Cash and due from depository institutions | $23,291,000 | 2,055 |
| Interest-bearing balances | $19,649,000 | 1,861 |
| Securities | $56,982,000 | 2,362 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,658 |
| Net loans & leases | $227,201,000 | 1,795 |
| Loan loss allowance | $4,999,000 | 1,496 |
| Trading account assets | $0 | 205 |
| Bank premises and fixed assets | $9,814,000 | 1,201 |
| Other real estate owned | $26,647,000 | 2,055 |
| Goodwill and other intangibles | $0 | 2,970 |
| All other assets | $16,979,000 | 1,201 |
| Life insurance assets | $6,125,000 | 1,142 |
| Total liabilities and capital | $360,914,000 | 1,833 |
| Total liabilities | $340,547,000 | 1,740 |
| Total deposits | $332,218,000 | 1,663 |
| Interest-bearing deposits | $296,590,000 | 1,554 |
| Deposits held in domestic offices | $332,218,000 | 1,662 |
| % insured | 89.15% | 4,092 |
| Federal funds purchased & repurchase agreements | $628,000 | 2,056 |
| Trading liabilities | $0 | 115 |
| Other borrowed funds | $5,000,000 | 2,688 |
| Subordinated debt | $200,000 | 187 |
| All other liabilities | $2,501,000 | 1,750 |
| Total equity capital | $20,367,000 | 3,182 |
| Total bank equity capital | $20,367,000 | 3,180 |
| Perpetual preferred stock | $0 | 263 |
| Common stock | $5,325,000 | 852 |
| Surplus | $18,071,000 | 1,693 |
| Undivided profits | $-3,029,000 | 6,619 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 168 |
| Memoranda | ||
| Noncurrent loans and leases | $6,597,000 | 1,699 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,138 |
| Income earned, not collected on loans | $2,452,000 | 1,128 |
| Earning assets | $303,832,000 | 1,950 |
| Long-term assets (5+ years) | $60,675,000 | 2,308 |
| Average Assets, year-to-date | $369,534,000 | 1,761 |
| Average Assets, quarterly | $377,690,000 | 1,751 |
| Volatile liabilities | $31,104,000 | 1,566 |
| Insider loans | $3,061,000 | 1,972 |
| FHLB advances | $5,000,000 | 2,571 |
| Loans and leases held for sale | $768,000 | 1,246 |
| Unused loan commitments | $13,621,000 | 3,237 |
| Tier 1 (core) risk-based capital | $14,303,000 | 3,964 |
| Tier 2 risk-based capital | $3,611,000 | 1,445 |
| Total risk weighted assets | $271,274,000 | 1,595 |
| Total unused commitments | $13,621,000 | 3,238 |
| Derivatives | $0 | 1,191 |
| 2011-09-30 | Rank | |
| # of Employees: | 76 | 2,002 |
| Assets and Liabilities | ||
| Total Assets: | $394,466,000 | 1,673 |
| Cash and due from depository institutions | $54,968,000 | 2,002 |
| Interest-bearing balances | $51,880,000 | 832 |
| Securities | $54,203,000 | 2,387 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,873 |
| Net loans & leases | $235,416,000 | 1,759 |
| Loan loss allowance | $6,138,000 | 1,272 |
| Trading account assets | $0 | 209 |
| Bank premises and fixed assets | $9,868,000 | 1,182 |
| Other real estate owned | $23,556,000 | 2,002 |
| Goodwill and other intangibles | $0 | 2,996 |
| All other assets | $16,455,000 | 1,256 |
| Life insurance assets | $6,073,000 | 1,137 |
| Total liabilities and capital | $394,466,000 | 1,673 |
| Total liabilities | $372,429,000 | 1,590 |
| Total deposits | $363,968,000 | 1,496 |
| Interest-bearing deposits | $325,011,000 | 1,411 |
| Deposits held in domestic offices | $363,968,000 | 1,494 |
| % insured | 84.30% | 5,607 |
| Federal funds purchased & repurchase agreements | $617,000 | 2,053 |
| Trading liabilities | $0 | 112 |
| Other borrowed funds | $5,000,000 | 2,771 |
| Subordinated debt | $200,000 | 200 |
| All other liabilities | $2,644,000 | 1,756 |
| Total equity capital | $22,037,000 | 2,988 |
| Total bank equity capital | $22,037,000 | 2,986 |
| Perpetual preferred stock | $0 | 266 |
| Common stock | $5,325,000 | 864 |
| Surplus | $18,071,000 | 1,702 |
| Undivided profits | $-1,359,000 | 6,489 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 175 |
| Memoranda | ||
| Noncurrent loans and leases | $10,416,000 | 1,278 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,137 |
| Income earned, not collected on loans | $2,835,000 | 985 |
| Earning assets | $341,499,000 | 1,769 |
| Long-term assets (5+ years) | $59,550,000 | 2,273 |
| Average Assets, year-to-date | $371,689,000 | 1,752 |
| Average Assets, quarterly | $384,073,500 | 1,703 |
| Volatile liabilities | $35,522,000 | 1,418 |
| Insider loans | $4,095,000 | 1,584 |
| FHLB advances | $5,000,000 | 2,645 |
| Loans and leases held for sale | $505,000 | 1,381 |
| Unused loan commitments | $14,091,000 | 3,192 |
| Tier 1 (core) risk-based capital | $17,469,000 | 3,434 |
| Tier 2 risk-based capital | $3,685,000 | 1,426 |
| Total risk weighted assets | $276,150,000 | 1,578 |
| Total unused commitments | $14,091,000 | 3,192 |
| Derivatives | $0 | 1,195 |
| 2011-06-30 | Rank | |
| # of Employees: | 80 | 1,905 |
| Assets and Liabilities | ||
| Total Assets: | $373,681,000 | 1,761 |
| Cash and due from depository institutions | $33,045,000 | 1,905 |
| Interest-bearing balances | $30,389,000 | 1,225 |
| Securities | $49,574,000 | 2,577 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,997 |
| Net loans & leases | $243,940,000 | 1,709 |
| Loan loss allowance | $7,264,000 | 1,102 |
| Trading account assets | $0 | 213 |
| Bank premises and fixed assets | $10,118,000 | 1,156 |
| Other real estate owned | $20,333,000 | 1,905 |
| Goodwill and other intangibles | $0 | 3,017 |
| All other assets | $16,671,000 | 1,251 |
| Life insurance assets | $6,022,000 | 1,134 |
| Total liabilities and capital | $373,681,000 | 1,761 |
| Total liabilities | $351,560,000 | 1,672 |
| Total deposits | $342,423,000 | 1,585 |
| Interest-bearing deposits | $305,787,000 | 1,527 |
| Deposits held in domestic offices | $342,423,000 | 1,584 |
| % insured | 86.41% | 5,208 |
| Federal funds purchased & repurchase agreements | $1,366,000 | 1,868 |
| Trading liabilities | $0 | 112 |
| Other borrowed funds | $5,000,000 | 2,836 |
| Subordinated debt | $200,000 | 206 |
| All other liabilities | $2,571,000 | 1,669 |
| Total equity capital | $22,121,000 | 2,919 |
| Total bank equity capital | $22,121,000 | 2,916 |
| Perpetual preferred stock | $0 | 222 |
| Common stock | $5,325,000 | 878 |
| Surplus | $18,071,000 | 1,691 |
| Undivided profits | $-1,275,000 | 6,503 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 179 |
| Memoranda | ||
| Noncurrent loans and leases | $14,418,000 | 1,029 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,160 |
| Income earned, not collected on loans | $3,106,000 | 878 |
| Earning assets | $323,903,000 | 1,841 |
| Long-term assets (5+ years) | $55,283,000 | 2,397 |
| Average Assets, year-to-date | $364,096,670 | 1,796 |
| Average Assets, quarterly | $369,925,500 | 1,780 |
| Volatile liabilities | $35,414,000 | 1,439 |
| Insider loans | $3,536,000 | 1,806 |
| FHLB advances | $5,000,000 | 2,712 |
| Loans and leases held for sale | $1,238,000 | 807 |
| Unused loan commitments | $13,318,000 | 3,288 |
| Tier 1 (core) risk-based capital | $17,789,000 | 3,356 |
| Tier 2 risk-based capital | $3,773,000 | 1,422 |
| Total risk weighted assets | $282,163,000 | 1,559 |
| Total unused commitments | $13,318,000 | 3,290 |
| Derivatives | $0 | 1,174 |
| 2011-03-31 | Rank | |
| # of Employees: | 82 | 1,858 |
| Assets and Liabilities | ||
| Total Assets: | $366,170,000 | 1,802 |
| Cash and due from depository institutions | $36,348,000 | 1,858 |
| Interest-bearing balances | $34,188,000 | 1,147 |
| Securities | $37,298,000 | 3,124 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,332 |
| Net loans & leases | $248,041,000 | 1,697 |
| Loan loss allowance | $7,353,000 | 1,112 |
| Trading account assets | $0 | 208 |
| Bank premises and fixed assets | $10,230,000 | 1,148 |
| Other real estate owned | $17,364,000 | 1,858 |
| Goodwill and other intangibles | $0 | 3,025 |
| All other assets | $16,889,000 | 1,263 |
| Life insurance assets | $5,972,000 | 1,132 |
| Total liabilities and capital | $366,170,000 | 1,802 |
| Total liabilities | $344,462,000 | 1,720 |
| Total deposits | $336,252,000 | 1,636 |
| Interest-bearing deposits | $301,139,000 | 1,578 |
| Deposits held in domestic offices | $336,252,000 | 1,634 |
| % insured | 85.93% | 5,348 |
| Federal funds purchased & repurchase agreements | $725,000 | 2,006 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $5,000,000 | 2,893 |
| Subordinated debt | $200,000 | 208 |
| All other liabilities | $2,285,000 | 1,780 |
| Total equity capital | $21,708,000 | 2,929 |
| Total bank equity capital | $21,708,000 | 2,927 |
| Perpetual preferred stock | $0 | 224 |
| Common stock | $5,325,000 | 891 |
| Surplus | $18,071,000 | 1,702 |
| Undivided profits | $-1,688,000 | 6,572 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 181 |
| Memoranda | ||
| Noncurrent loans and leases | $14,468,000 | 1,069 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,152 |
| Income earned, not collected on loans | $2,904,000 | 967 |
| Earning assets | $319,527,000 | 1,879 |
| Long-term assets (5+ years) | $42,898,000 | 2,823 |
| Average Assets, year-to-date | $359,304,500 | 1,828 |
| Average Assets, quarterly | $359,304,500 | 1,828 |
| Volatile liabilities | $43,356,000 | 1,239 |
| Insider loans | $3,766,000 | 1,769 |
| FHLB advances | $5,000,000 | 2,745 |
| Loans and leases held for sale | $0 | 1,676 |
| Unused loan commitments | $15,258,000 | 3,095 |
| Tier 1 (core) risk-based capital | $17,472,000 | 3,409 |
| Tier 2 risk-based capital | $3,818,000 | 1,411 |
| Total risk weighted assets | $285,706,000 | 1,561 |
| Total unused commitments | $15,258,000 | 3,096 |
| Derivatives | $0 | 1,153 |
| 2010-12-31 | Rank | |
| # of Employees: | 80 | 1,929 |
| Assets and Liabilities | ||
| Total Assets: | $352,439,000 | 1,866 |
| Cash and due from depository institutions | $22,451,000 | 1,929 |
| Interest-bearing balances | $18,608,000 | 1,764 |
| Securities | $38,762,000 | 2,962 |
| Federal funds sold & reverse repurchase agreements | $80,000 | 4,049 |
| Net loans & leases | $247,555,000 | 1,742 |
| Loan loss allowance | $6,871,000 | 1,176 |
| Trading account assets | $0 | 207 |
| Bank premises and fixed assets | $10,250,000 | 1,164 |
| Other real estate owned | $17,056,000 | 1,929 |
| Goodwill and other intangibles | $0 | 3,026 |
| All other assets | $16,285,000 | 1,334 |
| Life insurance assets | $5,921,000 | 1,127 |
| Total liabilities and capital | $352,439,000 | 1,866 |
| Total liabilities | $330,420,000 | 1,800 |
| Total deposits | $322,127,000 | 1,693 |
| Interest-bearing deposits | $290,561,000 | 1,633 |
| Deposits held in domestic offices | $322,127,000 | 1,691 |
| % insured | 86.43% | 5,156 |
| Federal funds purchased & repurchase agreements | $826,000 | 2,131 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $5,000,000 | 3,103 |
| Subordinated debt | $200,000 | 215 |
| All other liabilities | $2,267,000 | 1,808 |
| Total equity capital | $22,019,000 | 2,876 |
| Total bank equity capital | $22,019,000 | 2,874 |
| Perpetual preferred stock | $0 | 224 |
| Common stock | $5,325,000 | 892 |
| Surplus | $18,071,000 | 1,709 |
| Undivided profits | $-1,377,000 | 6,562 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 190 |
| Memoranda | ||
| Noncurrent loans and leases | $12,741,000 | 1,182 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,218 |
| Income earned, not collected on loans | $2,691,000 | 1,070 |
| Earning assets | $305,005,000 | 1,961 |
| Long-term assets (5+ years) | $45,092,000 | 2,647 |
| Average Assets, year-to-date | $379,088,000 | 1,736 |
| Average Assets, quarterly | $368,517,500 | 1,798 |
| Volatile liabilities | $116,995,000 | 1,176 |
| Insider loans | $3,765,000 | 1,801 |
| FHLB advances | $5,000,000 | 2,939 |
| Loans and leases held for sale | $669,000 | 1,367 |
| Unused loan commitments | $13,447,000 | 3,273 |
| Tier 1 (core) risk-based capital | $17,847,000 | 3,345 |
| Tier 2 risk-based capital | $3,794,000 | 1,438 |
| Total risk weighted assets | $284,257,000 | 1,595 |
| Total unused commitments | $13,447,000 | 3,274 |
| Derivatives | $0 | 1,176 |
| 2010-09-30 | Rank | |
| # of Employees: | 81 | 1,909 |
| Assets and Liabilities | ||
| Total Assets: | $384,596,000 | 1,752 |
| Cash and due from depository institutions | $47,899,000 | 1,909 |
| Interest-bearing balances | $42,467,000 | 862 |
| Securities | $38,417,000 | 2,946 |
| Federal funds sold & reverse repurchase agreements | $285,000 | 3,926 |
| Net loans & leases | $250,810,000 | 1,744 |
| Loan loss allowance | $7,446,000 | 1,113 |
| Trading account assets | $0 | 210 |
| Bank premises and fixed assets | $10,378,000 | 1,162 |
| Other real estate owned | $17,509,000 | 1,909 |
| Goodwill and other intangibles | $0 | 3,048 |
| All other assets | $19,298,000 | 1,159 |
| Life insurance assets | $5,872,000 | 1,124 |
| Total liabilities and capital | $384,596,000 | 1,752 |
| Total liabilities | $361,554,000 | 1,679 |
| Total deposits | $342,353,000 | 1,611 |
| Interest-bearing deposits | $305,664,000 | 1,570 |
| Deposits held in domestic offices | $342,353,000 | 1,609 |
| % insured | 82.03% | 5,760 |
| Federal funds purchased & repurchase agreements | $983,000 | 2,076 |
| Trading liabilities | $0 | 103 |
| Other borrowed funds | $15,000,000 | 1,903 |
| Subordinated debt | $200,000 | 228 |
| All other liabilities | $3,018,000 | 1,605 |
| Total equity capital | $23,042,000 | 2,863 |
| Total bank equity capital | $23,042,000 | 2,862 |
| Perpetual preferred stock | $0 | 229 |
| Common stock | $5,325,000 | 896 |
| Surplus | $18,071,000 | 1,708 |
| Undivided profits | $-354,000 | 6,534 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 194 |
| Memoranda | ||
| Noncurrent loans and leases | $11,862,000 | 1,268 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,218 |
| Income earned, not collected on loans | $2,930,000 | 1,030 |
| Earning assets | $331,979,000 | 1,838 |
| Long-term assets (5+ years) | $43,751,000 | 2,668 |
| Average Assets, year-to-date | $385,750,250 | 1,729 |
| Average Assets, quarterly | $382,299,000 | 1,749 |
| Volatile liabilities | $128,266,000 | 1,098 |
| Insider loans | $2,745,000 | 2,338 |
| FHLB advances | $15,000,000 | 1,790 |
| Loans and leases held for sale | $600,000 | 1,430 |
| Unused loan commitments | $16,295,000 | 2,990 |
| Tier 1 (core) risk-based capital | $19,776,000 | 3,104 |
| Tier 2 risk-based capital | $3,850,000 | 1,444 |
| Total risk weighted assets | $288,189,000 | 1,600 |
| Total unused commitments | $16,295,000 | 2,992 |
| Derivatives | $0 | 1,218 |
| 2010-06-30 | Rank | |
| # of Employees: | 82 | 1,914 |
| Assets and Liabilities | ||
| Total Assets: | $380,002,000 | 1,772 |
| Cash and due from depository institutions | $32,975,000 | 1,914 |
| Interest-bearing balances | $27,495,000 | 1,227 |
| Securities | $39,388,000 | 2,877 |
| Federal funds sold & reverse repurchase agreements | $240,000 | 4,098 |
| Net loans & leases | $256,580,000 | 1,736 |
| Loan loss allowance | $6,770,000 | 1,235 |
| Trading account assets | $0 | 210 |
| Bank premises and fixed assets | $10,506,000 | 1,168 |
| Other real estate owned | $21,295,000 | 1,914 |
| Goodwill and other intangibles | $0 | 3,062 |
| All other assets | $19,018,000 | 1,185 |
| Life insurance assets | $5,819,000 | 1,135 |
| Total liabilities and capital | $380,002,000 | 1,772 |
| Total liabilities | $355,652,000 | 1,711 |
| Total deposits | $337,692,000 | 1,642 |
| Interest-bearing deposits | $302,322,000 | 1,603 |
| Deposits held in domestic offices | $337,692,000 | 1,641 |
| % insured | 81.43% | 5,974 |
| Federal funds purchased & repurchase agreements | $295,000 | 2,438 |
| Trading liabilities | $0 | 104 |
| Other borrowed funds | $15,000,000 | 1,963 |
| Subordinated debt | $200,000 | 236 |
| All other liabilities | $2,465,000 | 1,790 |
| Total equity capital | $24,350,000 | 2,690 |
| Total bank equity capital | $24,350,000 | 2,689 |
| Perpetual preferred stock | $0 | 222 |
| Common stock | $5,325,000 | 911 |
| Surplus | $18,071,000 | 1,706 |
| Undivided profits | $954,000 | 6,021 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 198 |
| Memoranda | ||
| Noncurrent loans and leases | $8,080,000 | 1,700 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,233 |
| Income earned, not collected on loans | $2,672,000 | 1,114 |
| Earning assets | $323,703,000 | 1,883 |
| Long-term assets (5+ years) | $47,382,000 | 2,487 |
| Average Assets, year-to-date | $386,135,000 | 1,742 |
| Average Assets, quarterly | $379,244,500 | 1,771 |
| Volatile liabilities | $124,774,000 | 1,148 |
| Insider loans | $2,987,000 | 2,229 |
| FHLB advances | $15,000,000 | 1,863 |
| Loans and leases held for sale | $420,000 | 1,380 |
| Unused loan commitments | $18,360,000 | 2,794 |
| Tier 1 (core) risk-based capital | $20,958,000 | 2,925 |
| Tier 2 risk-based capital | $3,932,000 | 1,435 |
| Total risk weighted assets | $295,559,000 | 1,587 |
| Total unused commitments | $18,360,000 | 2,796 |
| Derivatives | $0 | 1,168 |
| 2010-03-31 | Rank | |
| # of Employees: | 82 | 1,930 |
| Assets and Liabilities | ||
| Total Assets: | $378,487,000 | 1,821 |
| Cash and due from depository institutions | $23,063,000 | 1,930 |
| Interest-bearing balances | $19,160,000 | 1,681 |
| Securities | $45,679,000 | 2,584 |
| Federal funds sold & reverse repurchase agreements | $790,000 | 3,814 |
| Net loans & leases | $257,468,000 | 1,779 |
| Loan loss allowance | $6,622,000 | 1,285 |
| Trading account assets | $0 | 227 |
| Bank premises and fixed assets | $10,546,000 | 1,183 |
| Other real estate owned | $21,496,000 | 1,930 |
| Goodwill and other intangibles | $0 | 3,074 |
| All other assets | $19,445,000 | 1,197 |
| Life insurance assets | $5,767,000 | 1,141 |
| Total liabilities and capital | $378,487,000 | 1,821 |
| Total liabilities | $354,198,000 | 1,760 |
| Total deposits | $336,570,000 | 1,694 |
| Interest-bearing deposits | $304,210,000 | 1,646 |
| Deposits held in domestic offices | $336,570,000 | 1,692 |
| % insured | 81.51% | 5,998 |
| Federal funds purchased & repurchase agreements | $219,000 | 2,446 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $15,000,000 | 2,068 |
| Subordinated debt | $200,000 | 242 |
| All other liabilities | $2,209,000 | 1,956 |
| Total equity capital | $24,289,000 | 2,713 |
| Total bank equity capital | $24,289,000 | 2,712 |
| Perpetual preferred stock | $0 | 220 |
| Common stock | $5,325,000 | 927 |
| Surplus | $18,071,000 | 1,741 |
| Undivided profits | $893,000 | 6,075 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 204 |
| Memoranda | ||
| Noncurrent loans and leases | $4,710,000 | 2,457 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,219 |
| Income earned, not collected on loans | $2,947,000 | 1,032 |
| Earning assets | $323,097,000 | 1,932 |
| Long-term assets (5+ years) | $53,234,000 | 2,283 |
| Average Assets, year-to-date | $389,201,500 | 1,772 |
| Average Assets, quarterly | $389,201,500 | 1,772 |
| Volatile liabilities | $127,618,000 | 1,162 |
| Insider loans | $2,960,000 | 2,305 |
| FHLB advances | $15,000,000 | 1,961 |
| Loans and leases held for sale | $653,000 | 1,084 |
| Unused loan commitments | $17,670,000 | 2,995 |
| Tier 1 (core) risk-based capital | $21,053,000 | 2,936 |
| Tier 2 risk-based capital | $4,027,000 | 1,438 |
| Total risk weighted assets | $303,334,000 | 1,585 |
| Total unused commitments | $17,670,000 | 2,999 |
| Derivatives | $0 | 1,155 |
| 2009-12-31 | Rank | |
| # of Employees: | 84 | 1,898 |
| Assets and Liabilities | ||
| Total Assets: | $399,916,000 | 1,745 |
| Cash and due from depository institutions | $40,151,000 | 1,898 |
| Interest-bearing balances | $32,868,000 | 888 |
| Securities | $47,943,000 | 2,461 |
| Federal funds sold & reverse repurchase agreements | $2,240,000 | 2,722 |
| Net loans & leases | $258,911,000 | 1,811 |
| Loan loss allowance | $6,832,000 | 1,244 |
| Trading account assets | $0 | 224 |
| Bank premises and fixed assets | $10,669,000 | 1,186 |
| Other real estate owned | $21,089,000 | 1,898 |
| Goodwill and other intangibles | $0 | 3,096 |
| All other assets | $18,913,000 | 1,241 |
| Life insurance assets | $5,714,000 | 1,154 |
| Total liabilities and capital | $399,916,000 | 1,745 |
| Total liabilities | $375,343,000 | 1,683 |
| Total deposits | $357,527,000 | 1,602 |
| Interest-bearing deposits | $327,497,000 | 1,527 |
| Deposits held in domestic offices | $357,527,000 | 1,601 |
| % insured | 77.98% | 6,608 |
| Federal funds purchased & repurchase agreements | $508,000 | 2,453 |
| Trading liabilities | $0 | 104 |
| Other borrowed funds | $15,000,000 | 2,204 |
| Subordinated debt | $200,000 | 251 |
| All other liabilities | $2,108,000 | 2,042 |
| Total equity capital | $24,573,000 | 2,644 |
| Total bank equity capital | $24,573,000 | 2,642 |
| Perpetual preferred stock | $0 | 219 |
| Common stock | $5,325,000 | 939 |
| Surplus | $18,071,000 | 1,741 |
| Undivided profits | $1,177,000 | 5,949 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 209 |
| Memoranda | ||
| Noncurrent loans and leases | $5,684,000 | 2,173 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,191 |
| Income earned, not collected on loans | $2,725,000 | 1,173 |
| Earning assets | $341,962,000 | 1,838 |
| Long-term assets (5+ years) | $55,008,000 | 2,205 |
| Average Assets, year-to-date | $416,515,000 | 1,658 |
| Average Assets, quarterly | $420,808,000 | 1,664 |
| Volatile liabilities | $121,406,000 | 1,217 |
| Insider loans | $3,403,000 | 2,113 |
| FHLB advances | $15,000,000 | 2,086 |
| Loans and leases held for sale | $1,407,000 | 865 |
| Unused loan commitments | $14,558,000 | 3,388 |
| Tier 1 (core) risk-based capital | $21,441,000 | 2,864 |
| Tier 2 risk-based capital | $4,110,000 | 1,445 |
| Total risk weighted assets | $309,840,000 | 1,597 |
| Total unused commitments | $14,558,000 | 3,390 |
| Derivatives | $0 | 1,139 |
| 2009-09-30 | Rank | |
| # of Employees: | 83 | 1,955 |
| Assets and Liabilities | ||
| Total Assets: | $441,700,000 | 1,610 |
| Cash and due from depository institutions | $64,823,000 | 1,955 |
| Interest-bearing balances | $59,115,000 | 481 |
| Securities | $53,649,000 | 2,249 |
| Federal funds sold & reverse repurchase agreements | $1,725,000 | 3,127 |
| Net loans & leases | $268,239,000 | 1,779 |
| Loan loss allowance | $8,792,000 | 931 |
| Trading account assets | $0 | 238 |
| Bank premises and fixed assets | $10,804,000 | 1,173 |
| Other real estate owned | $20,976,000 | 1,955 |
| Goodwill and other intangibles | $0 | 3,142 |
| All other assets | $21,484,000 | 995 |
| Life insurance assets | $5,661,000 | 1,154 |
| Total liabilities and capital | $441,700,000 | 1,610 |
| Total liabilities | $414,766,000 | 1,550 |
| Total deposits | $382,125,000 | 1,484 |
| Interest-bearing deposits | $348,149,000 | 1,422 |
| Deposits held in domestic offices | $382,125,000 | 1,481 |
| % insured | 91.57% | 3,298 |
| Federal funds purchased & repurchase agreements | $10,920,000 | 1,034 |
| Trading liabilities | $0 | 103 |
| Other borrowed funds | $15,000,000 | 2,302 |
| Subordinated debt | $200,000 | 264 |
| All other liabilities | $6,521,000 | 913 |
| Total equity capital | $26,934,000 | 2,515 |
| Total bank equity capital | $26,934,000 | 2,513 |
| Perpetual preferred stock | $0 | 212 |
| Common stock | $5,325,000 | 950 |
| Surplus | $18,071,000 | 1,741 |
| Undivided profits | $3,538,000 | 5,026 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 214 |
| Memoranda | ||
| Noncurrent loans and leases | $9,780,000 | 1,515 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,174 |
| Income earned, not collected on loans | $2,953,000 | 1,156 |
| Earning assets | $382,728,000 | 1,691 |
| Long-term assets (5+ years) | $60,191,000 | 2,052 |
| Average Assets, year-to-date | $420,664,750 | 1,662 |
| Average Assets, quarterly | $444,630,000 | 1,589 |
| Volatile liabilities | $127,487,000 | 1,199 |
| Insider loans | $3,405,000 | 2,139 |
| FHLB advances | $15,000,000 | 2,176 |
| Loans and leases held for sale | $1,348,000 | 824 |
| Unused loan commitments | $13,886,000 | 3,586 |
| Tier 1 (core) risk-based capital | $24,461,000 | 2,581 |
| Tier 2 risk-based capital | $4,395,000 | 1,368 |
| Total risk weighted assets | $331,020,000 | 1,536 |
| Total unused commitments | $13,886,000 | 3,587 |
| Derivatives | $0 | 1,183 |
| 2009-06-30 | Rank | |
| # of Employees: | 83 | 1,998 |
| Assets and Liabilities | ||
| Total Assets: | $447,560,000 | 1,601 |
| Cash and due from depository institutions | $67,961,000 | 1,998 |
| Interest-bearing balances | $60,009,000 | 383 |
| Securities | $46,949,000 | 2,452 |
| Federal funds sold & reverse repurchase agreements | $2,477,000 | 2,967 |
| Net loans & leases | $280,989,000 | 1,739 |
| Loan loss allowance | $11,043,000 | 743 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $10,938,000 | 1,181 |
| Other real estate owned | $16,840,000 | 1,998 |
| Goodwill and other intangibles | $0 | 3,161 |
| All other assets | $21,406,000 | 1,021 |
| Life insurance assets | $5,608,000 | 1,164 |
| Total liabilities and capital | $447,560,000 | 1,601 |
| Total liabilities | $419,354,000 | 1,540 |
| Total deposits | $387,463,000 | 1,458 |
| Interest-bearing deposits | $356,936,000 | 1,393 |
| Deposits held in domestic offices | $387,463,000 | 1,454 |
| % insured | 63.20% | 6,954 |
| Federal funds purchased & repurchase agreements | $11,473,000 | 1,002 |
| Trading liabilities | $0 | 100 |
| Other borrowed funds | $15,000,000 | 2,376 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $5,418,000 | 1,095 |
| Total equity capital | $28,206,000 | 2,396 |
| Total bank equity capital | $28,206,000 | 2,394 |
| Perpetual preferred stock | $0 | 213 |
| Common stock | $5,325,000 | 959 |
| Surplus | $18,071,000 | 1,745 |
| Undivided profits | $4,810,000 | 4,431 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 219 |
| Memoranda | ||
| Noncurrent loans and leases | $14,195,000 | 1,096 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,161 |
| Income earned, not collected on loans | $2,940,000 | 1,132 |
| Earning assets | $390,424,000 | 1,673 |
| Long-term assets (5+ years) | $52,867,000 | 2,253 |
| Average Assets, year-to-date | $413,653,000 | 1,703 |
| Average Assets, quarterly | $428,083,000 | 1,670 |
| Volatile liabilities | $131,853,000 | 1,166 |
| Insider loans | $2,142,000 | 2,994 |
| FHLB advances | $15,000,000 | 2,240 |
| Loans and leases held for sale | $1,626,000 | 979 |
| Unused loan commitments | $13,488,000 | 3,743 |
| Tier 1 (core) risk-based capital | $27,983,000 | 2,308 |
| Tier 2 risk-based capital | $4,188,000 | 1,430 |
| Total risk weighted assets | $328,186,000 | 1,587 |
| Total unused commitments | $13,488,000 | 3,746 |
| Derivatives | $0 | 1,221 |
| 2009-03-31 | Rank | |
| # of Employees: | 85 | 1,960 |
| Assets and Liabilities | ||
| Total Assets: | $408,606,000 | 1,746 |
| Cash and due from depository institutions | $11,891,000 | 1,960 |
| Interest-bearing balances | $5,680,000 | 2,356 |
| Securities | $41,956,000 | 2,679 |
| Federal funds sold & reverse repurchase agreements | $13,887,000 | 851 |
| Net loans & leases | $300,230,000 | 1,638 |
| Loan loss allowance | $8,907,000 | 858 |
| Trading account assets | $0 | 234 |
| Bank premises and fixed assets | $11,073,000 | 1,168 |
| Other real estate owned | $13,254,000 | 1,960 |
| Goodwill and other intangibles | $0 | 3,204 |
| All other assets | $16,315,000 | 1,269 |
| Life insurance assets | $5,554,000 | 1,172 |
| Total liabilities and capital | $408,606,000 | 1,746 |
| Total liabilities | $376,242,000 | 1,722 |
| Total deposits | $347,498,000 | 1,667 |
| Interest-bearing deposits | $317,637,000 | 1,591 |
| Deposits held in domestic offices | $347,498,000 | 1,664 |
| % insured | 66.27% | 6,612 |
| Federal funds purchased & repurchase agreements | $11,666,000 | 1,009 |
| Trading liabilities | $0 | 92 |
| Other borrowed funds | $15,000,000 | 2,425 |
| Subordinated debt | $0 | 271 |
| All other liabilities | $2,078,000 | 2,250 |
| Total equity capital | $32,364,000 | 2,117 |
| Total bank equity capital | $32,364,000 | 2,115 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $5,325,000 | 962 |
| Surplus | $18,071,000 | 1,721 |
| Undivided profits | $8,968,000 | 3,217 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 220 |
| Memoranda | ||
| Noncurrent loans and leases | $10,685,000 | 1,254 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,134 |
| Income earned, not collected on loans | $3,307,000 | 1,006 |
| Earning assets | $361,753,000 | 1,793 |
| Long-term assets (5+ years) | $46,942,000 | 2,451 |
| Average Assets, year-to-date | $396,699,500 | 1,777 |
| Average Assets, quarterly | $396,699,500 | 1,777 |
| Volatile liabilities | $121,915,000 | 1,274 |
| Insider loans | $2,099,000 | 3,047 |
| FHLB advances | $15,000,000 | 2,300 |
| Loans and leases held for sale | $2,096,000 | 772 |
| Unused loan commitments | $17,509,000 | 3,320 |
| Tier 1 (core) risk-based capital | $32,045,000 | 2,040 |
| Tier 2 risk-based capital | $4,328,000 | 1,375 |
| Total risk weighted assets | $341,638,000 | 1,534 |
| Total unused commitments | $17,509,000 | 3,320 |
| Derivatives | $0 | 1,177 |
| 2008-12-31 | Rank | |
| # of Employees: | 83 | 2,028 |
| Assets and Liabilities | ||
| Total Assets: | $384,793,000 | 1,818 |
| Cash and due from depository institutions | $8,143,000 | 2,028 |
| Interest-bearing balances | $883,000 | 3,862 |
| Securities | $37,324,000 | 2,943 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,377 |
| Net loans & leases | $300,682,000 | 1,647 |
| Loan loss allowance | $7,959,000 | 904 |
| Trading account assets | $0 | 236 |
| Bank premises and fixed assets | $11,202,000 | 1,147 |
| Other real estate owned | $11,250,000 | 2,028 |
| Goodwill and other intangibles | $0 | 3,219 |
| All other assets | $16,192,000 | 1,284 |
| Life insurance assets | $5,502,000 | 1,179 |
| Total liabilities and capital | $384,793,000 | 1,818 |
| Total liabilities | $351,364,000 | 1,802 |
| Total deposits | $311,862,000 | 1,769 |
| Interest-bearing deposits | $284,632,000 | 1,703 |
| Deposits held in domestic offices | $311,862,000 | 1,766 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $22,254,000 | 768 |
| Trading liabilities | $0 | 88 |
| Other borrowed funds | $15,000,000 | 2,616 |
| Subordinated debt | $0 | 278 |
| All other liabilities | $2,248,000 | 2,100 |
| Total equity capital | $33,429,000 | 2,021 |
| Total bank equity capital | $33,429,000 | 2,021 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $5,325,000 | 958 |
| Surplus | $18,071,000 | 1,691 |
| Undivided profits | $10,033,000 | 2,998 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $5,575,000 | 1,740 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,078 |
| Income earned, not collected on loans | $3,681,000 | 941 |
| Earning assets | $338,889,000 | 1,866 |
| Long-term assets (5+ years) | $44,448,000 | 2,511 |
| Average Assets, year-to-date | $380,631,000 | 1,776 |
| Average Assets, quarterly | $385,938,500 | 1,794 |
| Volatile liabilities | $126,212,000 | 1,215 |
| Insider loans | $1,988,000 | 3,169 |
| FHLB advances | $15,000,000 | 2,496 |
| Loans and leases held for sale | $1,326,000 | 772 |
| Unused loan commitments | $20,038,000 | 3,063 |
| Tier 1 (core) risk-based capital | $33,547,000 | 1,919 |
| Tier 2 risk-based capital | $4,352,000 | 1,358 |
| Total risk weighted assets | $344,588,000 | 1,516 |
| Total unused commitments | $20,038,000 | 3,063 |
| Derivatives | $0 | 1,109 |
| 2008-09-30 | Rank | |
| # of Employees: | 94 | 1,809 |
| Assets and Liabilities | ||
| Total Assets: | $387,084,000 | 1,795 |
| Cash and due from depository institutions | $6,380,000 | 1,809 |
| Interest-bearing balances | $277,000 | 4,195 |
| Securities | $38,476,000 | 2,823 |
| Federal funds sold & reverse repurchase agreements | $6,211,000 | 1,897 |
| Net loans & leases | $301,360,000 | 1,638 |
| Loan loss allowance | $5,201,000 | 1,213 |
| Trading account assets | $0 | 251 |
| Bank premises and fixed assets | $11,313,000 | 1,130 |
| Other real estate owned | $9,813,000 | 1,809 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $13,531,000 | 1,477 |
| Life insurance assets | $5,447,000 | 1,166 |
| Total liabilities and capital | $387,084,000 | 1,795 |
| Total liabilities | $351,999,000 | 1,780 |
| Total deposits | $323,174,000 | 1,691 |
| Interest-bearing deposits | $291,512,000 | 1,654 |
| Deposits held in domestic offices | $323,174,000 | 1,685 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $10,809,000 | 1,229 |
| Trading liabilities | $0 | 91 |
| Other borrowed funds | $15,000,000 | 2,617 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $3,016,000 | 1,677 |
| Total equity capital | $35,085,000 | 1,944 |
| Total bank equity capital | $35,085,000 | 1,944 |
| Perpetual preferred stock | $0 | 110 |
| Common stock | $5,325,000 | 961 |
| Surplus | $16,871,000 | 1,764 |
| Undivided profits | $12,889,000 | 2,524 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $5,287,000 | 1,537 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,110 |
| Income earned, not collected on loans | $3,455,000 | 1,067 |
| Earning assets | $346,324,000 | 1,830 |
| Long-term assets (5+ years) | $42,059,000 | 2,542 |
| Average Assets, year-to-date | $379,590,500 | 1,791 |
| Average Assets, quarterly | $389,694,000 | 1,767 |
| Volatile liabilities | $107,477,000 | 1,372 |
| Insider loans | $2,441,000 | 2,792 |
| FHLB advances | $15,000,000 | 2,501 |
| Loans and leases held for sale | $703,000 | 899 |
| Unused loan commitments | $27,863,000 | 2,593 |
| Tier 1 (core) risk-based capital | $35,005,000 | 1,871 |
| Tier 2 risk-based capital | $4,350,000 | 1,309 |
| Total risk weighted assets | $347,137,000 | 1,502 |
| Total unused commitments | $27,863,000 | 2,594 |
| Derivatives | $0 | 1,077 |
| 2008-06-30 | Rank | |
| # of Employees: | 94 | 1,828 |
| Assets and Liabilities | ||
| Total Assets: | $392,304,000 | 1,766 |
| Cash and due from depository institutions | $9,883,000 | 1,828 |
| Interest-bearing balances | $485,000 | 3,608 |
| Securities | $37,733,000 | 2,910 |
| Federal funds sold & reverse repurchase agreements | $10,771,000 | 1,132 |
| Net loans & leases | $304,277,000 | 1,614 |
| Loan loss allowance | $4,738,000 | 1,258 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $11,387,000 | 1,110 |
| Other real estate owned | $5,127,000 | 1,828 |
| Goodwill and other intangibles | $0 | 3,301 |
| All other assets | $13,126,000 | 1,475 |
| Life insurance assets | $5,392,000 | 1,173 |
| Total liabilities and capital | $392,304,000 | 1,766 |
| Total liabilities | $356,471,000 | 1,749 |
| Total deposits | $327,285,000 | 1,663 |
| Interest-bearing deposits | $295,333,000 | 1,613 |
| Deposits held in domestic offices | $327,285,000 | 1,658 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $11,463,000 | 1,229 |
| Trading liabilities | $0 | 94 |
| Other borrowed funds | $15,000,000 | 2,526 |
| Subordinated debt | $0 | 257 |
| All other liabilities | $2,723,000 | 1,835 |
| Total equity capital | $35,833,000 | 1,914 |
| Total bank equity capital | $35,833,000 | 1,914 |
| Perpetual preferred stock | $0 | 107 |
| Common stock | $5,325,000 | 947 |
| Surplus | $16,871,000 | 1,744 |
| Undivided profits | $13,637,000 | 2,424 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,575,000 | 1,584 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,082 |
| Income earned, not collected on loans | $3,469,000 | 1,036 |
| Earning assets | $353,266,000 | 1,783 |
| Long-term assets (5+ years) | $41,486,000 | 2,561 |
| Average Assets, year-to-date | $377,092,670 | 1,804 |
| Average Assets, quarterly | $384,554,000 | 1,783 |
| Volatile liabilities | $115,585,000 | 1,290 |
| Insider loans | $2,337,000 | 2,844 |
| FHLB advances | $15,000,000 | 2,422 |
| Loans and leases held for sale | $538,000 | 1,143 |
| Unused loan commitments | $27,541,000 | 2,696 |
| Tier 1 (core) risk-based capital | $35,948,000 | 1,818 |
| Tier 2 risk-based capital | $4,317,000 | 1,287 |
| Total risk weighted assets | $347,083,000 | 1,501 |
| Total unused commitments | $27,541,000 | 2,697 |
| Derivatives | $0 | 1,075 |
| 2008-03-31 | Rank | |
| # of Employees: | 93 | 1,829 |
| Assets and Liabilities | ||
| Total Assets: | $376,804,000 | 1,822 |
| Cash and due from depository institutions | $7,797,000 | 1,829 |
| Interest-bearing balances | $232,000 | 4,295 |
| Securities | $38,374,000 | 2,862 |
| Federal funds sold & reverse repurchase agreements | $1,088,000 | 5,672 |
| Net loans & leases | $299,779,000 | 1,611 |
| Loan loss allowance | $4,545,000 | 1,250 |
| Trading account assets | $0 | 252 |
| Bank premises and fixed assets | $11,475,000 | 1,098 |
| Other real estate owned | $5,407,000 | 1,829 |
| Goodwill and other intangibles | $0 | 3,304 |
| All other assets | $12,884,000 | 1,455 |
| Life insurance assets | $5,338,000 | 1,180 |
| Total liabilities and capital | $376,804,000 | 1,822 |
| Total liabilities | $340,605,000 | 1,805 |
| Total deposits | $307,479,000 | 1,753 |
| Interest-bearing deposits | $275,482,000 | 1,718 |
| Deposits held in domestic offices | $307,479,000 | 1,747 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $11,243,000 | 1,170 |
| Trading liabilities | $0 | 86 |
| Other borrowed funds | $20,000,000 | 1,985 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $1,883,000 | 2,586 |
| Total equity capital | $36,199,000 | 1,946 |
| Total bank equity capital | $36,199,000 | 1,946 |
| Perpetual preferred stock | $0 | 108 |
| Common stock | $5,325,000 | 938 |
| Surplus | $16,871,000 | 1,737 |
| Undivided profits | $14,003,000 | 2,483 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $545,000 | 4,685 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,070 |
| Income earned, not collected on loans | $3,536,000 | 1,044 |
| Earning assets | $339,473,000 | 1,846 |
| Long-term assets (5+ years) | $41,740,000 | 2,455 |
| Average Assets, year-to-date | $369,487,000 | 1,837 |
| Average Assets, quarterly | $369,487,000 | 1,837 |
| Volatile liabilities | $112,899,000 | 1,285 |
| Insider loans | $2,578,000 | 2,624 |
| FHLB advances | $20,000,000 | 1,892 |
| Loans and leases held for sale | $932,000 | 965 |
| Unused loan commitments | $35,771,000 | 2,284 |
| Tier 1 (core) risk-based capital | $35,964,000 | 1,814 |
| Tier 2 risk-based capital | $4,278,000 | 1,263 |
| Total risk weighted assets | $341,968,000 | 1,504 |
| Total unused commitments | $35,771,000 | 2,286 |
| Derivatives | $0 | 1,109 |
| 2007-12-31 | Rank | |
| # of Employees: | 94 | 1,820 |
| Assets and Liabilities | ||
| Total Assets: | $362,170,000 | 1,875 |
| Cash and due from depository institutions | $5,583,000 | 1,820 |
| Interest-bearing balances | $189,000 | 4,082 |
| Securities | $37,441,000 | 2,924 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,130 |
| Net loans & leases | $291,055,000 | 1,644 |
| Loan loss allowance | $4,480,000 | 1,236 |
| Trading account assets | $0 | 237 |
| Bank premises and fixed assets | $11,517,000 | 1,103 |
| Other real estate owned | $3,510,000 | 1,820 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $13,064,000 | 1,419 |
| Life insurance assets | $5,283,000 | 1,175 |
| Total liabilities and capital | $362,170,000 | 1,875 |
| Total liabilities | $326,431,000 | 1,863 |
| Total deposits | $280,595,000 | 1,899 |
| Interest-bearing deposits | $250,061,000 | 1,851 |
| Deposits held in domestic offices | $280,595,000 | 1,893 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $24,144,000 | 775 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $20,000,000 | 1,853 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $1,692,000 | 2,799 |
| Total equity capital | $35,739,000 | 1,957 |
| Total bank equity capital | $35,739,000 | 1,957 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $5,325,000 | 928 |
| Surplus | $16,871,000 | 1,718 |
| Undivided profits | $13,543,000 | 2,508 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,110,000 | 2,123 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,085 |
| Income earned, not collected on loans | $4,424,000 | 880 |
| Earning assets | $328,685,000 | 1,889 |
| Long-term assets (5+ years) | $37,325,000 | 2,471 |
| Average Assets, year-to-date | $356,731,000 | 1,826 |
| Average Assets, quarterly | $370,781,000 | 1,818 |
| Volatile liabilities | $113,843,000 | 1,295 |
| Insider loans | $2,716,000 | 2,520 |
| FHLB advances | $20,000,000 | 1,752 |
| Loans and leases held for sale | $237,000 | 1,440 |
| Unused loan commitments | $44,239,000 | 1,957 |
| Tier 1 (core) risk-based capital | $35,674,000 | 1,833 |
| Tier 2 risk-based capital | $4,135,000 | 1,286 |
| Total risk weighted assets | $330,484,000 | 1,539 |
| Total unused commitments | $44,239,000 | 1,958 |
| Derivatives | $0 | 1,052 |
| 2007-09-30 | Rank | |
| # of Employees: | 95 | 1,803 |
| Assets and Liabilities | ||
| Total Assets: | $379,392,000 | 1,761 |
| Cash and due from depository institutions | $9,126,000 | 1,803 |
| Interest-bearing balances | $386,000 | 3,284 |
| Securities | $37,017,000 | 2,943 |
| Federal funds sold & reverse repurchase agreements | $16,782,000 | 835 |
| Net loans & leases | $291,122,000 | 1,610 |
| Loan loss allowance | $3,802,000 | 1,411 |
| Trading account assets | $0 | 244 |
| Bank premises and fixed assets | $11,146,000 | 1,120 |
| Other real estate owned | $1,687,000 | 1,803 |
| Goodwill and other intangibles | $0 | 3,301 |
| All other assets | $12,512,000 | 1,469 |
| Life insurance assets | $5,229,000 | 1,147 |
| Total liabilities and capital | $379,392,000 | 1,761 |
| Total liabilities | $343,530,000 | 1,739 |
| Total deposits | $319,619,000 | 1,663 |
| Interest-bearing deposits | $284,157,000 | 1,637 |
| Deposits held in domestic offices | $319,619,000 | 1,656 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $11,509,000 | 1,155 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $10,000,000 | 2,577 |
| Subordinated debt | $0 | 244 |
| All other liabilities | $2,402,000 | 2,147 |
| Total equity capital | $35,862,000 | 1,912 |
| Total bank equity capital | $35,862,000 | 1,912 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $5,325,000 | 902 |
| Surplus | $16,871,000 | 1,679 |
| Undivided profits | $13,666,000 | 2,489 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,775,000 | 2,168 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,109 |
| Income earned, not collected on loans | $4,369,000 | 955 |
| Earning assets | $345,307,000 | 1,774 |
| Long-term assets (5+ years) | $36,380,000 | 2,427 |
| Average Assets, year-to-date | $355,371,250 | 1,825 |
| Average Assets, quarterly | $377,009,500 | 1,749 |
| Volatile liabilities | $115,584,000 | 1,220 |
| Insider loans | $4,252,000 | 1,738 |
| FHLB advances | $10,000,000 | 2,451 |
| Loans and leases held for sale | $1,497,000 | 722 |
| Unused loan commitments | $45,666,000 | 1,921 |
| Tier 1 (core) risk-based capital | $35,930,000 | 1,797 |
| Tier 2 risk-based capital | $3,802,000 | 1,396 |
| Total risk weighted assets | $332,422,000 | 1,515 |
| Total unused commitments | $45,666,000 | 1,921 |
| Derivatives | $0 | 1,033 |
| 2007-06-30 | Rank | |
| # of Employees: | 81 | 2,165 |
| Assets and Liabilities | ||
| Total Assets: | $374,627,000 | 1,791 |
| Cash and due from depository institutions | $10,710,000 | 2,165 |
| Interest-bearing balances | $481,000 | 3,140 |
| Securities | $34,356,000 | 3,127 |
| Federal funds sold & reverse repurchase agreements | $29,378,000 | 508 |
| Net loans & leases | $276,704,000 | 1,692 |
| Loan loss allowance | $3,520,000 | 1,526 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $10,245,000 | 1,205 |
| Other real estate owned | $924,000 | 2,165 |
| Goodwill and other intangibles | $0 | 3,329 |
| All other assets | $12,310,000 | 1,490 |
| Life insurance assets | $5,178,000 | 1,151 |
| Total liabilities and capital | $374,627,000 | 1,791 |
| Total liabilities | $339,956,000 | 1,767 |
| Total deposits | $316,686,000 | 1,703 |
| Interest-bearing deposits | $281,933,000 | 1,666 |
| Deposits held in domestic offices | $316,686,000 | 1,697 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $10,700,000 | 1,162 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $10,000,000 | 2,483 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $2,570,000 | 1,950 |
| Total equity capital | $34,671,000 | 1,958 |
| Total bank equity capital | $34,671,000 | 1,958 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $5,325,000 | 889 |
| Surplus | $16,871,000 | 1,681 |
| Undivided profits | $12,475,000 | 2,615 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $113,000 | 6,097 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,127 |
| Income earned, not collected on loans | $4,049,000 | 982 |
| Earning assets | $340,919,000 | 1,798 |
| Long-term assets (5+ years) | $31,917,000 | 2,604 |
| Average Assets, year-to-date | $347,364,330 | 1,885 |
| Average Assets, quarterly | $362,202,500 | 1,842 |
| Volatile liabilities | $121,356,000 | 1,162 |
| Insider loans | $3,554,000 | 2,008 |
| FHLB advances | $10,000,000 | 2,360 |
| Loans and leases held for sale | $267,000 | 1,482 |
| Unused loan commitments | $50,622,000 | 1,802 |
| Tier 1 (core) risk-based capital | $35,161,000 | 1,837 |
| Tier 2 risk-based capital | $3,520,000 | 1,507 |
| Total risk weighted assets | $319,089,000 | 1,579 |
| Total unused commitments | $50,622,000 | 1,803 |
| Derivatives | $0 | 1,067 |
| 2007-03-31 | Rank | |
| # of Employees: | 87 | 2,019 |
| Assets and Liabilities | ||
| Total Assets: | $349,778,000 | 1,898 |
| Cash and due from depository institutions | $7,597,000 | 2,019 |
| Interest-bearing balances | $569,000 | 3,054 |
| Securities | $35,816,000 | 3,040 |
| Federal funds sold & reverse repurchase agreements | $15,816,000 | 1,257 |
| Net loans & leases | $269,342,000 | 1,716 |
| Loan loss allowance | $3,395,000 | 1,571 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $9,325,000 | 1,313 |
| Other real estate owned | $804,000 | 2,019 |
| Goodwill and other intangibles | $0 | 3,322 |
| All other assets | $11,078,000 | 1,571 |
| Life insurance assets | $5,129,000 | 1,137 |
| Total liabilities and capital | $349,778,000 | 1,898 |
| Total liabilities | $315,647,000 | 1,888 |
| Total deposits | $292,782,000 | 1,839 |
| Interest-bearing deposits | $258,683,000 | 1,813 |
| Deposits held in domestic offices | $292,782,000 | 1,834 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $10,217,000 | 1,126 |
| Trading liabilities | $0 | 89 |
| Other borrowed funds | $10,000,000 | 2,406 |
| Subordinated debt | $0 | 262 |
| All other liabilities | $2,648,000 | 1,958 |
| Total equity capital | $34,131,000 | 1,997 |
| Total bank equity capital | $34,131,000 | 1,997 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $5,325,000 | 875 |
| Surplus | $16,871,000 | 1,646 |
| Undivided profits | $11,935,000 | 2,762 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $45,000 | 6,701 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,132 |
| Income earned, not collected on loans | $3,153,000 | 1,226 |
| Earning assets | $321,543,000 | 1,897 |
| Long-term assets (5+ years) | $33,940,000 | 2,495 |
| Average Assets, year-to-date | $333,733,000 | 1,954 |
| Average Assets, quarterly | $333,733,000 | 1,954 |
| Volatile liabilities | $125,780,000 | 1,103 |
| Insider loans | $3,409,000 | 2,042 |
| FHLB advances | $10,000,000 | 2,286 |
| Loans and leases held for sale | $2,868,000 | 556 |
| Unused loan commitments | $49,015,000 | 1,850 |
| Tier 1 (core) risk-based capital | $34,117,000 | 1,884 |
| Tier 2 risk-based capital | $3,395,000 | 1,548 |
| Total risk weighted assets | $305,073,000 | 1,620 |
| Total unused commitments | $49,015,000 | 1,851 |
| Derivatives | $0 | 1,065 |
| 2006-12-31 | Rank | |
| # of Employees: | 82 | 2,123 |
| Assets and Liabilities | ||
| Total Assets: | $317,688,000 | 2,043 |
| Cash and due from depository institutions | $10,260,000 | 2,123 |
| Interest-bearing balances | $331,000 | 3,513 |
| Securities | $35,170,000 | 3,104 |
| Federal funds sold & reverse repurchase agreements | $6,000 | 6,377 |
| Net loans & leases | $251,529,000 | 1,801 |
| Loan loss allowance | $3,313,000 | 1,567 |
| Trading account assets | $0 | 156 |
| Bank premises and fixed assets | $8,867,000 | 1,365 |
| Other real estate owned | $382,000 | 2,123 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $11,474,000 | 1,539 |
| Life insurance assets | $5,079,000 | 1,126 |
| Total liabilities and capital | $317,688,000 | 2,043 |
| Total liabilities | $284,458,000 | 2,048 |
| Total deposits | $263,160,000 | 1,993 |
| Interest-bearing deposits | $229,972,000 | 1,951 |
| Deposits held in domestic offices | $263,160,000 | 1,987 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $8,764,000 | 1,280 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $10,000,000 | 2,503 |
| Subordinated debt | $0 | 264 |
| All other liabilities | $2,534,000 | 1,983 |
| Total equity capital | $33,230,000 | 2,026 |
| Total bank equity capital | $33,230,000 | 2,026 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $5,325,000 | 867 |
| Surplus | $16,871,000 | 1,613 |
| Undivided profits | $11,034,000 | 2,919 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $171,000 | 5,496 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,087 |
| Income earned, not collected on loans | $3,685,000 | 1,073 |
| Earning assets | $287,036,000 | 2,074 |
| Long-term assets (5+ years) | $31,909,000 | 2,560 |
| Average Assets, year-to-date | $293,694,000 | 2,123 |
| Average Assets, quarterly | $304,715,000 | 2,107 |
| Volatile liabilities | $117,467,000 | 1,292 |
| Insider loans | $4,067,000 | 1,732 |
| FHLB advances | $10,000,000 | 2,386 |
| Loans and leases held for sale | $1,519,000 | 805 |
| Unused loan commitments | $45,626,000 | 1,954 |
| Tier 1 (core) risk-based capital | $33,231,000 | 1,918 |
| Tier 2 risk-based capital | $3,313,000 | 1,557 |
| Total risk weighted assets | $285,179,000 | 1,696 |
| Total unused commitments | $45,626,000 | 1,954 |
| Derivatives | $0 | 1,023 |
| 2006-09-30 | Rank | |
| # of Employees: | 77 | 2,302 |
| Assets and Liabilities | ||
| Total Assets: | $291,742,000 | 2,217 |
| Cash and due from depository institutions | $9,860,000 | 2,302 |
| Interest-bearing balances | $499,000 | 3,098 |
| Securities | $35,740,000 | 3,103 |
| Federal funds sold & reverse repurchase agreements | $14,000 | 5,988 |
| Net loans & leases | $226,583,000 | 1,983 |
| Loan loss allowance | $3,107,000 | 1,679 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $8,708,000 | 1,364 |
| Other real estate owned | $0 | 2,302 |
| Goodwill and other intangibles | $0 | 3,332 |
| All other assets | $10,837,000 | 1,615 |
| Life insurance assets | $5,029,000 | 1,107 |
| Total liabilities and capital | $291,742,000 | 2,217 |
| Total liabilities | $259,509,000 | 2,225 |
| Total deposits | $246,922,000 | 2,096 |
| Interest-bearing deposits | $210,991,000 | 2,088 |
| Deposits held in domestic offices | $246,922,000 | 2,091 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $398,000 | 3,246 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $10,000,000 | 2,638 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $2,189,000 | 2,179 |
| Total equity capital | $32,233,000 | 2,059 |
| Total bank equity capital | $32,233,000 | 2,059 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $5,325,000 | 851 |
| Surplus | $16,871,000 | 1,595 |
| Undivided profits | $10,037,000 | 3,116 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $126,000 | 5,906 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,131 |
| Income earned, not collected on loans | $2,981,000 | 1,322 |
| Earning assets | $262,836,000 | 2,243 |
| Long-term assets (5+ years) | $32,379,000 | 2,499 |
| Average Assets, year-to-date | $287,695,500 | 2,172 |
| Average Assets, quarterly | $294,550,000 | 2,172 |
| Volatile liabilities | $86,496,000 | 1,690 |
| Insider loans | $3,748,000 | 1,843 |
| FHLB advances | $10,000,000 | 2,507 |
| Loans and leases held for sale | $1,534,000 | 763 |
| Unused loan commitments | $42,775,000 | 2,061 |
| Tier 1 (core) risk-based capital | $32,366,000 | 1,963 |
| Tier 2 risk-based capital | $3,107,000 | 1,656 |
| Total risk weighted assets | $259,377,000 | 1,837 |
| Total unused commitments | $42,775,000 | 2,063 |
| Derivatives | $0 | 1,023 |
| 2006-06-30 | Rank | |
| # of Employees: | 73 | 2,422 |
| Assets and Liabilities | ||
| Total Assets: | $297,358,000 | 2,152 |
| Cash and due from depository institutions | $14,218,000 | 2,422 |
| Interest-bearing balances | $594,000 | 2,928 |
| Securities | $31,130,000 | 3,400 |
| Federal funds sold & reverse repurchase agreements | $5,396,000 | 2,114 |
| Net loans & leases | $228,323,000 | 1,946 |
| Loan loss allowance | $3,008,000 | 1,715 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $7,985,000 | 1,459 |
| Other real estate owned | $0 | 2,422 |
| Goodwill and other intangibles | $0 | 3,333 |
| All other assets | $10,306,000 | 1,671 |
| Life insurance assets | $4,983,000 | 1,089 |
| Total liabilities and capital | $297,358,000 | 2,152 |
| Total liabilities | $266,380,000 | 2,149 |
| Total deposits | $254,183,000 | 2,036 |
| Interest-bearing deposits | $217,487,000 | 2,005 |
| Deposits held in domestic offices | $254,183,000 | 2,030 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $204,000 | 3,539 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $10,000,000 | 2,644 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $1,993,000 | 2,162 |
| Total equity capital | $30,978,000 | 2,069 |
| Total bank equity capital | $30,978,000 | 2,069 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $5,325,000 | 828 |
| Surplus | $16,871,000 | 1,553 |
| Undivided profits | $8,782,000 | 3,281 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $73,000 | 6,328 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,150 |
| Income earned, not collected on loans | $2,553,000 | 1,401 |
| Earning assets | $265,443,000 | 2,211 |
| Long-term assets (5+ years) | $27,389,000 | 2,758 |
| Average Assets, year-to-date | $286,346,670 | 2,188 |
| Average Assets, quarterly | $294,347,500 | 2,148 |
| Volatile liabilities | $92,882,000 | 1,576 |
| Insider loans | $3,032,000 | 2,151 |
| FHLB advances | $10,000,000 | 2,510 |
| Loans and leases held for sale | $987,000 | 932 |
| Unused loan commitments | $46,832,000 | 1,944 |
| Tier 1 (core) risk-based capital | $31,299,000 | 1,991 |
| Tier 2 risk-based capital | $3,008,000 | 1,675 |
| Total risk weighted assets | $263,993,000 | 1,779 |
| Total unused commitments | $46,832,000 | 1,944 |
| Derivatives | $0 | 1,000 |
| 2006-03-31 | Rank | |
| # of Employees: | 71 | 2,475 |
| Assets and Liabilities | ||
| Total Assets: | $291,337,000 | 2,157 |
| Cash and due from depository institutions | $15,238,000 | 2,475 |
| Interest-bearing balances | $685,000 | 2,921 |
| Securities | $28,559,000 | 3,679 |
| Federal funds sold & reverse repurchase agreements | $3,165,000 | 3,506 |
| Net loans & leases | $227,951,000 | 1,898 |
| Loan loss allowance | $3,049,000 | 1,657 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $6,580,000 | 1,726 |
| Other real estate owned | $0 | 2,475 |
| Goodwill and other intangibles | $0 | 3,321 |
| All other assets | $9,844,000 | 1,699 |
| Life insurance assets | $4,939,000 | 1,071 |
| Total liabilities and capital | $291,337,000 | 2,157 |
| Total liabilities | $261,330,000 | 2,165 |
| Total deposits | $249,170,000 | 2,052 |
| Interest-bearing deposits | $214,746,000 | 2,022 |
| Deposits held in domestic offices | $249,170,000 | 2,046 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $201,000 | 3,188 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $10,000,000 | 2,571 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $1,959,000 | 2,204 |
| Total equity capital | $30,007,000 | 2,113 |
| Total bank equity capital | $30,007,000 | 2,113 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $5,325,000 | 812 |
| Surplus | $16,871,000 | 1,507 |
| Undivided profits | $7,811,000 | 3,560 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $289,000 | 4,686 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,164 |
| Income earned, not collected on loans | $2,320,000 | 1,460 |
| Earning assets | $260,360,000 | 2,219 |
| Long-term assets (5+ years) | $24,564,000 | 2,923 |
| Average Assets, year-to-date | $280,841,000 | 2,217 |
| Average Assets, quarterly | $280,841,000 | 2,217 |
| Volatile liabilities | $89,038,000 | 1,572 |
| Insider loans | $2,401,000 | 2,535 |
| FHLB advances | $10,000,000 | 2,454 |
| Loans and leases held for sale | $688,000 | 997 |
| Unused loan commitments | $47,691,000 | 1,895 |
| Tier 1 (core) risk-based capital | $30,225,000 | 2,033 |
| Tier 2 risk-based capital | $3,049,000 | 1,613 |
| Total risk weighted assets | $261,405,000 | 1,749 |
| Total unused commitments | $47,691,000 | 1,895 |
| Derivatives | $0 | 990 |
| 2005-12-31 | Rank | |
| # of Employees: | 74 | 2,362 |
| Assets and Liabilities | ||
| Total Assets: | $270,345,000 | 2,313 |
| Cash and due from depository institutions | $6,504,000 | 2,362 |
| Interest-bearing balances | $229,000 | 4,110 |
| Securities | $27,453,000 | 3,800 |
| Federal funds sold & reverse repurchase agreements | $5,681,000 | 2,259 |
| Net loans & leases | $214,527,000 | 1,985 |
| Loan loss allowance | $2,898,000 | 1,715 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $6,396,000 | 1,750 |
| Other real estate owned | $0 | 2,362 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $9,784,000 | 1,708 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $270,345,000 | 2,313 |
| Total liabilities | $241,117,000 | 2,338 |
| Total deposits | $229,075,000 | 2,202 |
| Interest-bearing deposits | $198,075,000 | 2,129 |
| Deposits held in domestic offices | $229,075,000 | 2,197 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $144,000 | 3,399 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $10,000,000 | 2,660 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $1,898,000 | 2,219 |
| Total equity capital | $29,228,000 | 2,140 |
| Total bank equity capital | $29,228,000 | 2,140 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $5,325,000 | 794 |
| Surplus | $16,871,000 | 1,479 |
| Undivided profits | $7,032,000 | 3,817 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $285,000 | 4,773 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,175 |
| Income earned, not collected on loans | $2,594,000 | 1,288 |
| Earning assets | $247,890,000 | 2,296 |
| Long-term assets (5+ years) | $24,123,000 | 2,931 |
| Average Assets, year-to-date | $261,857,400 | 2,258 |
| Average Assets, quarterly | $269,539,500 | 2,274 |
| Volatile liabilities | $82,717,000 | 1,610 |
| Insider loans | $2,495,000 | 2,431 |
| FHLB advances | $10,000,000 | 2,516 |
| Loans and leases held for sale | $1,917,000 | 608 |
| Unused loan commitments | $38,267,000 | 2,145 |
| Tier 1 (core) risk-based capital | $29,404,000 | 2,055 |
| Tier 2 risk-based capital | $2,898,000 | 1,662 |
| Total risk weighted assets | $244,527,000 | 1,817 |
| Total unused commitments | $38,267,000 | 2,145 |
| Derivatives | $0 | 930 |
| 2005-09-30 | Rank | |
| # of Employees: | 69 | 2,516 |
| Assets and Liabilities | ||
| Total Assets: | $268,734,000 | 2,277 |
| Cash and due from depository institutions | $9,663,000 | 2,516 |
| Interest-bearing balances | $91,000 | 5,255 |
| Securities | $25,751,000 | 3,926 |
| Federal funds sold & reverse repurchase agreements | $2,485,000 | 3,420 |
| Net loans & leases | $214,798,000 | 1,943 |
| Loan loss allowance | $2,889,000 | 1,684 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $6,547,000 | 1,680 |
| Other real estate owned | $0 | 2,516 |
| Goodwill and other intangibles | $0 | 3,310 |
| All other assets | $9,490,000 | 1,700 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $268,734,000 | 2,277 |
| Total liabilities | $240,200,000 | 2,288 |
| Total deposits | $228,314,000 | 2,165 |
| Interest-bearing deposits | $198,110,000 | 2,094 |
| Deposits held in domestic offices | $228,314,000 | 2,159 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $215,000 | 3,439 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $10,000,000 | 2,673 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $1,671,000 | 2,391 |
| Total equity capital | $28,534,000 | 2,158 |
| Total bank equity capital | $28,534,000 | 2,158 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $5,325,000 | 767 |
| Surplus | $16,871,000 | 1,431 |
| Undivided profits | $6,338,000 | 4,091 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $420,000 | 4,118 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $2,377,000 | 1,366 |
| Earning assets | $243,125,000 | 2,302 |
| Long-term assets (5+ years) | $22,950,000 | 3,046 |
| Average Assets, year-to-date | $259,735,500 | 2,271 |
| Average Assets, quarterly | $263,736,500 | 2,293 |
| Volatile liabilities | $73,624,000 | 1,722 |
| Insider loans | $2,728,000 | 2,262 |
| FHLB advances | $10,000,000 | 2,512 |
| Loans and leases held for sale | $1,330,000 | 854 |
| Unused loan commitments | $45,684,000 | 1,862 |
| Tier 1 (core) risk-based capital | $28,538,000 | 2,080 |
| Tier 2 risk-based capital | $2,889,000 | 1,640 |
| Total risk weighted assets | $245,675,000 | 1,772 |
| Total unused commitments | $45,684,000 | 1,864 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 66 | 2,619 |
| Assets and Liabilities | ||
| Total Assets: | $258,739,000 | 2,317 |
| Cash and due from depository institutions | $8,834,000 | 2,619 |
| Interest-bearing balances | $143,000 | 4,620 |
| Securities | $26,353,000 | 3,902 |
| Federal funds sold & reverse repurchase agreements | $1,903,000 | 3,585 |
| Net loans & leases | $206,303,000 | 1,972 |
| Loan loss allowance | $2,842,000 | 1,684 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $6,142,000 | 1,736 |
| Other real estate owned | $0 | 2,619 |
| Goodwill and other intangibles | $0 | 3,307 |
| All other assets | $9,204,000 | 1,697 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $258,739,000 | 2,317 |
| Total liabilities | $230,974,000 | 2,335 |
| Total deposits | $218,857,000 | 2,198 |
| Interest-bearing deposits | $189,007,000 | 2,153 |
| Deposits held in domestic offices | $218,857,000 | 2,193 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $527,000 | 3,172 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $10,000,000 | 2,628 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $1,590,000 | 2,330 |
| Total equity capital | $27,765,000 | 2,164 |
| Total bank equity capital | $27,765,000 | 2,164 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $5,325,000 | 748 |
| Surplus | $16,871,000 | 1,402 |
| Undivided profits | $5,569,000 | 4,345 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $234,000 | 5,024 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $2,133,000 | 1,400 |
| Earning assets | $234,702,000 | 2,338 |
| Long-term assets (5+ years) | $25,495,000 | 2,867 |
| Average Assets, year-to-date | $256,736,000 | 2,277 |
| Average Assets, quarterly | $260,908,500 | 2,266 |
| Volatile liabilities | $85,970,000 | 1,466 |
| Insider loans | $2,264,000 | 2,547 |
| FHLB advances | $10,000,000 | 2,493 |
| Loans and leases held for sale | $2,448,000 | 653 |
| Unused loan commitments | $48,347,000 | 1,741 |
| Tier 1 (core) risk-based capital | $27,759,000 | 2,074 |
| Tier 2 risk-based capital | $2,841,000 | 1,636 |
| Total risk weighted assets | $236,448,000 | 1,799 |
| Total unused commitments | $48,347,000 | 1,742 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 65 | 2,634 |
| Assets and Liabilities | ||
| Total Assets: | $263,078,000 | 2,238 |
| Cash and due from depository institutions | $8,455,000 | 2,634 |
| Interest-bearing balances | $121,000 | 4,816 |
| Securities | $33,732,000 | 3,324 |
| Federal funds sold & reverse repurchase agreements | $5,977,000 | 2,012 |
| Net loans & leases | $200,241,000 | 1,971 |
| Loan loss allowance | $2,745,000 | 1,724 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $6,212,000 | 1,692 |
| Other real estate owned | $0 | 2,634 |
| Goodwill and other intangibles | $0 | 3,297 |
| All other assets | $8,461,000 | 1,797 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $263,078,000 | 2,238 |
| Total liabilities | $236,155,000 | 2,245 |
| Total deposits | $233,947,000 | 2,037 |
| Interest-bearing deposits | $202,499,000 | 1,999 |
| Deposits held in domestic offices | $233,947,000 | 2,032 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $816,000 | 2,705 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,784 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $1,392,000 | 2,522 |
| Total equity capital | $26,923,000 | 2,166 |
| Total bank equity capital | $26,923,000 | 2,166 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $5,325,000 | 732 |
| Surplus | $16,871,000 | 1,359 |
| Undivided profits | $4,727,000 | 4,650 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $70,000 | 6,634 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $1,776,000 | 1,678 |
| Earning assets | $240,071,000 | 2,254 |
| Long-term assets (5+ years) | $27,005,000 | 2,843 |
| Average Assets, year-to-date | $255,734,500 | 2,287 |
| Average Assets, quarterly | $255,734,500 | 2,287 |
| Volatile liabilities | $84,052,000 | 1,430 |
| Insider loans | $2,209,000 | 2,547 |
| FHLB advances | $0 | 5,246 |
| Loans and leases held for sale | $1,765,000 | 692 |
| Unused loan commitments | $48,205,000 | 1,697 |
| Tier 1 (core) risk-based capital | $27,050,000 | 2,088 |
| Tier 2 risk-based capital | $2,745,000 | 1,670 |
| Total risk weighted assets | $227,757,000 | 1,829 |
| Total unused commitments | $48,205,000 | 1,698 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 64 | 2,681 |
| Assets and Liabilities | ||
| Total Assets: | $248,391,000 | 2,354 |
| Cash and due from depository institutions | $9,747,000 | 2,681 |
| Interest-bearing balances | $5,116,000 | 1,082 |
| Securities | $35,039,000 | 3,227 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,164 |
| Net loans & leases | $189,641,000 | 2,067 |
| Loan loss allowance | $2,654,000 | 1,769 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $6,213,000 | 1,659 |
| Other real estate owned | $0 | 2,681 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $7,751,000 | 1,902 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $248,391,000 | 2,354 |
| Total liabilities | $222,017,000 | 2,379 |
| Total deposits | $212,604,000 | 2,214 |
| Interest-bearing deposits | $189,591,000 | 2,085 |
| Deposits held in domestic offices | $212,604,000 | 2,209 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $6,029,000 | 1,463 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $2,000,000 | 4,561 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $1,384,000 | 2,506 |
| Total equity capital | $26,374,000 | 2,216 |
| Total bank equity capital | $26,374,000 | 2,216 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $5,325,000 | 717 |
| Surplus | $16,871,000 | 1,347 |
| Undivided profits | $4,178,000 | 5,036 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $154,000 | 5,852 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $1,612,000 | 1,816 |
| Earning assets | $229,796,000 | 2,348 |
| Long-term assets (5+ years) | $31,821,000 | 2,596 |
| Average Assets, year-to-date | $232,093,200 | 2,407 |
| Average Assets, quarterly | $249,169,000 | 2,323 |
| Volatile liabilities | $86,272,000 | 1,363 |
| Insider loans | $1,979,000 | 2,762 |
| FHLB advances | $2,000,000 | 4,357 |
| Loans and leases held for sale | $562,000 | 1,094 |
| Unused loan commitments | $35,553,000 | 2,067 |
| Tier 1 (core) risk-based capital | $26,347,000 | 2,114 |
| Tier 2 risk-based capital | $2,654,000 | 1,712 |
| Total risk weighted assets | $220,372,000 | 1,856 |
| Total unused commitments | $35,553,000 | 2,068 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 63 | 2,724 |
| Assets and Liabilities | ||
| Total Assets: | $249,947,000 | 2,314 |
| Cash and due from depository institutions | $10,898,000 | 2,724 |
| Interest-bearing balances | $5,057,000 | 1,128 |
| Securities | $37,835,000 | 3,025 |
| Federal funds sold & reverse repurchase agreements | $7,257,000 | 1,549 |
| Net loans & leases | $185,567,000 | 2,068 |
| Loan loss allowance | $2,501,000 | 1,870 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $5,572,000 | 1,852 |
| Other real estate owned | $0 | 2,724 |
| Goodwill and other intangibles | $0 | 3,268 |
| All other assets | $2,818,000 | 3,950 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $249,947,000 | 2,314 |
| Total liabilities | $224,195,000 | 2,318 |
| Total deposits | $220,283,000 | 2,101 |
| Interest-bearing deposits | $195,689,000 | 2,010 |
| Deposits held in domestic offices | $220,283,000 | 2,094 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $731,000 | 3,019 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $2,000,000 | 4,548 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $1,181,000 | 2,842 |
| Total equity capital | $25,752,000 | 2,248 |
| Total bank equity capital | $25,752,000 | 2,248 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $5,325,000 | 700 |
| Surplus | $16,871,000 | 1,303 |
| Undivided profits | $3,556,000 | 5,466 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $129,000 | 6,244 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $1,585,000 | 1,933 |
| Earning assets | $235,716,000 | 2,245 |
| Long-term assets (5+ years) | $31,435,000 | 2,637 |
| Average Assets, year-to-date | $228,018,750 | 2,439 |
| Average Assets, quarterly | $243,811,500 | 2,335 |
| Volatile liabilities | $85,262,000 | 1,327 |
| Insider loans | $2,696,000 | 2,145 |
| FHLB advances | $2,000,000 | 4,357 |
| Loans and leases held for sale | $1,005,000 | 877 |
| Unused loan commitments | $41,867,000 | 1,804 |
| Tier 1 (core) risk-based capital | $25,762,000 | 2,141 |
| Tier 2 risk-based capital | $2,501,000 | 1,779 |
| Total risk weighted assets | $204,862,000 | 1,936 |
| Total unused commitments | $41,867,000 | 1,806 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 54 | 3,139 |
| Assets and Liabilities | ||
| Total Assets: | $237,676,000 | 2,396 |
| Cash and due from depository institutions | $10,638,000 | 3,139 |
| Interest-bearing balances | $5,065,000 | 1,150 |
| Securities | $32,836,000 | 3,427 |
| Federal funds sold & reverse repurchase agreements | $24,664,000 | 429 |
| Net loans & leases | $161,314,000 | 2,297 |
| Loan loss allowance | $2,222,000 | 2,081 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $5,294,000 | 1,938 |
| Other real estate owned | $0 | 3,139 |
| Goodwill and other intangibles | $0 | 3,275 |
| All other assets | $2,930,000 | 3,816 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $237,676,000 | 2,396 |
| Total liabilities | $219,498,000 | 2,341 |
| Total deposits | $215,960,000 | 2,110 |
| Interest-bearing deposits | $182,792,000 | 2,125 |
| Deposits held in domestic offices | $215,960,000 | 2,104 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $614,000 | 3,121 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $2,000,000 | 4,526 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $924,000 | 3,098 |
| Total equity capital | $18,178,000 | 2,971 |
| Total bank equity capital | $18,178,000 | 2,971 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $5,325,000 | 684 |
| Surplus | $10,371,000 | 1,914 |
| Undivided profits | $2,482,000 | 6,042 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $21,000 | 7,538 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $1,560,000 | 1,803 |
| Earning assets | $223,879,000 | 2,336 |
| Long-term assets (5+ years) | $32,585,000 | 2,678 |
| Average Assets, year-to-date | $220,709,330 | 2,520 |
| Average Assets, quarterly | $228,978,000 | 2,452 |
| Volatile liabilities | $89,597,000 | 1,256 |
| Insider loans | $3,022,000 | 1,916 |
| FHLB advances | $2,000,000 | 4,349 |
| Loans and leases held for sale | $0 | 1,820 |
| Unused loan commitments | $41,878,000 | 1,785 |
| Tier 1 (core) risk-based capital | $18,725,000 | 2,808 |
| Tier 2 risk-based capital | $2,222,000 | 1,944 |
| Total risk weighted assets | $190,740,000 | 2,024 |
| Total unused commitments | $41,878,000 | 1,790 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 53 | 3,193 |
| Assets and Liabilities | ||
| Total Assets: | $220,280,000 | 2,543 |
| Cash and due from depository institutions | $10,762,000 | 3,193 |
| Interest-bearing balances | $72,000 | 5,685 |
| Securities | $31,836,000 | 3,489 |
| Federal funds sold & reverse repurchase agreements | $12,325,000 | 1,192 |
| Net loans & leases | $157,747,000 | 2,285 |
| Loan loss allowance | $2,205,000 | 2,077 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $5,225,000 | 1,928 |
| Other real estate owned | $0 | 3,193 |
| Goodwill and other intangibles | $0 | 3,256 |
| All other assets | $2,385,000 | 4,207 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $220,280,000 | 2,543 |
| Total liabilities | $203,822,000 | 2,475 |
| Total deposits | $199,818,000 | 2,274 |
| Interest-bearing deposits | $175,894,000 | 2,202 |
| Deposits held in domestic offices | $199,818,000 | 2,268 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $761,000 | 2,630 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $2,000,000 | 4,347 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $1,243,000 | 2,767 |
| Total equity capital | $16,458,000 | 3,309 |
| Total bank equity capital | $16,458,000 | 3,309 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $5,325,000 | 680 |
| Surplus | $8,371,000 | 2,293 |
| Undivided profits | $2,762,000 | 6,037 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $51,000 | 7,236 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $1,477,000 | 1,907 |
| Earning assets | $201,980,000 | 2,554 |
| Long-term assets (5+ years) | $31,373,000 | 2,681 |
| Average Assets, year-to-date | $212,226,000 | 2,617 |
| Average Assets, quarterly | $212,226,000 | 2,617 |
| Volatile liabilities | $71,404,000 | 1,450 |
| Insider loans | $2,550,000 | 2,191 |
| FHLB advances | $2,000,000 | 4,170 |
| Loans and leases held for sale | $0 | 1,884 |
| Unused loan commitments | $41,795,000 | 1,740 |
| Tier 1 (core) risk-based capital | $16,217,000 | 3,180 |
| Tier 2 risk-based capital | $2,205,000 | 1,937 |
| Total risk weighted assets | $184,308,000 | 2,052 |
| Total unused commitments | $41,795,000 | 1,745 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 52 | 3,252 |
| Assets and Liabilities | ||
| Total Assets: | $204,172,000 | 2,726 |
| Cash and due from depository institutions | $8,546,000 | 3,252 |
| Interest-bearing balances | $30,000 | 6,167 |
| Securities | $34,148,000 | 3,378 |
| Federal funds sold & reverse repurchase agreements | $6,887,000 | 1,740 |
| Net loans & leases | $147,463,000 | 2,409 |
| Loan loss allowance | $2,132,000 | 2,131 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $4,772,000 | 2,078 |
| Other real estate owned | $0 | 3,252 |
| Goodwill and other intangibles | $0 | 3,237 |
| All other assets | $2,356,000 | 4,273 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $204,172,000 | 2,726 |
| Total liabilities | $188,405,000 | 2,665 |
| Total deposits | $184,510,000 | 2,456 |
| Interest-bearing deposits | $160,986,000 | 2,386 |
| Deposits held in domestic offices | $184,510,000 | 2,452 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $670,000 | 2,898 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $2,000,000 | 4,361 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $1,225,000 | 2,701 |
| Total equity capital | $15,767,000 | 3,379 |
| Total bank equity capital | $15,767,000 | 3,379 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $5,325,000 | 684 |
| Surplus | $8,371,000 | 2,269 |
| Undivided profits | $2,071,000 | 6,511 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $101,000 | 6,705 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $1,340,000 | 2,237 |
| Earning assets | $188,528,000 | 2,704 |
| Long-term assets (5+ years) | $33,113,000 | 2,592 |
| Average Assets, year-to-date | $187,187,200 | 2,837 |
| Average Assets, quarterly | $197,239,500 | 2,769 |
| Volatile liabilities | $63,417,000 | 1,592 |
| Insider loans | $3,524,000 | 1,591 |
| FHLB advances | $2,000,000 | 4,174 |
| Loans and leases held for sale | $0 | 1,789 |
| Unused loan commitments | $39,044,000 | 1,783 |
| Tier 1 (core) risk-based capital | $15,825,000 | 3,213 |
| Tier 2 risk-based capital | $2,132,000 | 1,985 |
| Total risk weighted assets | $172,560,000 | 2,157 |
| Total unused commitments | $39,044,000 | 1,786 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 47 | 3,565 |
| Assets and Liabilities | ||
| Total Assets: | $190,307,000 | 2,881 |
| Cash and due from depository institutions | $3,102,000 | 3,565 |
| Interest-bearing balances | $18,000 | 6,463 |
| Securities | $35,098,000 | 3,247 |
| Federal funds sold & reverse repurchase agreements | $7,253,000 | 1,926 |
| Net loans & leases | $137,761,000 | 2,554 |
| Loan loss allowance | $2,038,000 | 2,230 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $4,736,000 | 2,061 |
| Other real estate owned | $0 | 3,565 |
| Goodwill and other intangibles | $0 | 3,226 |
| All other assets | $2,357,000 | 4,254 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $190,307,000 | 2,881 |
| Total liabilities | $174,967,000 | 2,817 |
| Total deposits | $171,323,000 | 2,624 |
| Interest-bearing deposits | $154,914,000 | 2,476 |
| Deposits held in domestic offices | $171,323,000 | 2,620 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $445,000 | 2,955 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $2,000,000 | 4,348 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $1,199,000 | 2,852 |
| Total equity capital | $15,340,000 | 3,446 |
| Total bank equity capital | $15,340,000 | 3,446 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $5,325,000 | 677 |
| Surplus | $8,371,000 | 2,239 |
| Undivided profits | $1,644,000 | 6,932 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $72,000 | 7,177 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $1,209,000 | 2,599 |
| Earning assets | $180,130,000 | 2,781 |
| Long-term assets (5+ years) | $33,131,000 | 2,595 |
| Average Assets, year-to-date | $182,941,000 | 2,909 |
| Average Assets, quarterly | $188,139,000 | 2,887 |
| Volatile liabilities | $59,094,000 | 1,667 |
| Insider loans | $2,024,000 | 2,562 |
| FHLB advances | $2,000,000 | 4,143 |
| Loans and leases held for sale | $0 | 1,962 |
| Unused loan commitments | $38,382,000 | 1,822 |
| Tier 1 (core) risk-based capital | $15,472,000 | 3,269 |
| Tier 2 risk-based capital | $2,015,000 | 2,084 |
| Total risk weighted assets | $161,190,000 | 2,287 |
| Total unused commitments | $38,382,000 | 1,824 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 46 | 3,641 |
| Assets and Liabilities | ||
| Total Assets: | $185,971,000 | 2,923 |
| Cash and due from depository institutions | $9,420,000 | 3,641 |
| Interest-bearing balances | $814,000 | 3,418 |
| Securities | $30,018,000 | 3,555 |
| Federal funds sold & reverse repurchase agreements | $9,288,000 | 1,720 |
| Net loans & leases | $130,809,000 | 2,623 |
| Loan loss allowance | $2,019,000 | 2,207 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $4,441,000 | 2,148 |
| Other real estate owned | $0 | 3,641 |
| Goodwill and other intangibles | $0 | 3,182 |
| All other assets | $1,995,000 | 4,587 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $185,971,000 | 2,923 |
| Total liabilities | $170,485,000 | 2,871 |
| Total deposits | $168,119,000 | 2,674 |
| Interest-bearing deposits | $155,530,000 | 2,456 |
| Deposits held in domestic offices | $168,119,000 | 2,669 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,199,000 | 2,397 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $0 | 5,772 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $1,167,000 | 2,996 |
| Total equity capital | $15,486,000 | 3,419 |
| Total bank equity capital | $15,486,000 | 3,419 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $5,325,000 | 668 |
| Surplus | $8,371,000 | 2,197 |
| Undivided profits | $1,790,000 | 6,853 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $32,000 | 7,704 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $1,118,000 | 2,719 |
| Earning assets | $170,929,000 | 2,893 |
| Long-term assets (5+ years) | $30,092,000 | 2,634 |
| Average Assets, year-to-date | $180,485,670 | 2,943 |
| Average Assets, quarterly | $184,984,500 | 2,906 |
| Volatile liabilities | $64,308,000 | 1,543 |
| Insider loans | $3,120,000 | 1,778 |
| FHLB advances | $0 | 5,105 |
| Loans and leases held for sale | $0 | 2,044 |
| Unused loan commitments | $27,957,000 | 2,229 |
| Tier 1 (core) risk-based capital | $15,090,000 | 3,301 |
| Tier 2 risk-based capital | $1,988,000 | 2,063 |
| Total risk weighted assets | $159,022,000 | 2,282 |
| Total unused commitments | $27,957,000 | 2,238 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 38 | 4,239 |
| Assets and Liabilities | ||
| Total Assets: | $183,998,000 | 2,906 |
| Cash and due from depository institutions | $8,784,000 | 4,239 |
| Interest-bearing balances | $639,000 | 3,617 |
| Securities | $35,856,000 | 3,074 |
| Federal funds sold & reverse repurchase agreements | $2,256,000 | 5,061 |
| Net loans & leases | $131,101,000 | 2,566 |
| Loan loss allowance | $1,945,000 | 2,240 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $4,262,000 | 2,227 |
| Other real estate owned | $0 | 4,239 |
| Goodwill and other intangibles | $0 | 3,151 |
| All other assets | $1,739,000 | 4,919 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $183,998,000 | 2,906 |
| Total liabilities | $168,871,000 | 2,855 |
| Total deposits | $165,230,000 | 2,683 |
| Interest-bearing deposits | $153,903,000 | 2,490 |
| Deposits held in domestic offices | $165,230,000 | 2,680 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,585,000 | 1,811 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $0 | 5,712 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $1,056,000 | 3,229 |
| Total equity capital | $15,127,000 | 3,430 |
| Total bank equity capital | $15,127,000 | 3,430 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $5,325,000 | 658 |
| Surplus | $8,371,000 | 2,164 |
| Undivided profits | $1,431,000 | 7,141 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $13,000 | 8,034 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $931,000 | 3,269 |
| Earning assets | $169,852,000 | 2,878 |
| Long-term assets (5+ years) | $41,645,000 | 2,008 |
| Average Assets, year-to-date | $177,743,000 | 2,967 |
| Average Assets, quarterly | $177,743,000 | 2,967 |
| Volatile liabilities | $67,445,000 | 1,452 |
| Insider loans | $3,481,000 | 1,551 |
| FHLB advances | $0 | 5,057 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $27,591,000 | 2,183 |
| Tier 1 (core) risk-based capital | $14,718,000 | 3,334 |
| Tier 2 risk-based capital | $1,945,000 | 2,060 |
| Total risk weighted assets | $157,207,000 | 2,264 |
| Total unused commitments | $27,591,000 | 2,190 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 34 | 4,589 |
| Assets and Liabilities | ||
| Total Assets: | $171,488,000 | 3,051 |
| Cash and due from depository institutions | $5,329,000 | 4,589 |
| Interest-bearing balances | $531,000 | 3,693 |
| Securities | $34,809,000 | 3,122 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,991 |
| Net loans & leases | $125,750,000 | 2,629 |
| Loan loss allowance | $1,889,000 | 2,253 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $3,839,000 | 2,447 |
| Other real estate owned | $0 | 4,589 |
| Goodwill and other intangibles | $0 | 3,122 |
| All other assets | $1,761,000 | 4,914 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $171,488,000 | 3,051 |
| Total liabilities | $157,177,000 | 2,991 |
| Total deposits | $146,216,000 | 2,941 |
| Interest-bearing deposits | $136,904,000 | 2,711 |
| Deposits held in domestic offices | $146,216,000 | 2,938 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $7,431,000 | 1,207 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $2,000,000 | 4,289 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $1,530,000 | 2,494 |
| Total equity capital | $14,311,000 | 3,559 |
| Total bank equity capital | $14,311,000 | 3,559 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $5,325,000 | 661 |
| Surplus | $7,871,000 | 2,244 |
| Undivided profits | $1,115,000 | 7,513 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $14,000 | 7,989 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $896,000 | 3,527 |
| Earning assets | $161,090,000 | 2,970 |
| Long-term assets (5+ years) | $39,492,000 | 2,045 |
| Average Assets, year-to-date | $148,050,400 | 3,289 |
| Average Assets, quarterly | $170,389,500 | 3,050 |
| Volatile liabilities | $65,333,000 | 1,469 |
| Insider loans | $1,649,000 | 2,908 |
| FHLB advances | $2,000,000 | 4,048 |
| Loans and leases held for sale | $0 | 1,889 |
| Unused loan commitments | $25,956,000 | 2,197 |
| Tier 1 (core) risk-based capital | $13,956,000 | 3,430 |
| Tier 2 risk-based capital | $1,842,000 | 2,123 |
| Total risk weighted assets | $147,333,000 | 2,370 |
| Total unused commitments | $25,956,000 | 2,202 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 22 | 6,124 |
| Assets and Liabilities | ||
| Total Assets: | $118,455,000 | 4,001 |
| Cash and due from depository institutions | $3,179,000 | 6,124 |
| Interest-bearing balances | $798,000 | 3,239 |
| Securities | $21,891,000 | 4,241 |
| Federal funds sold & reverse repurchase agreements | $8,564,000 | 1,724 |
| Net loans & leases | $81,453,000 | 3,726 |
| Loan loss allowance | $1,114,000 | 3,312 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $1,893,000 | 4,187 |
| Other real estate owned | $0 | 6,124 |
| Goodwill and other intangibles | $0 | 3,095 |
| All other assets | $1,475,000 | 5,431 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $118,455,000 | 4,001 |
| Total liabilities | $107,199,000 | 3,981 |
| Total deposits | $106,267,000 | 3,746 |
| Interest-bearing deposits | $98,296,000 | 3,481 |
| Deposits held in domestic offices | $106,267,000 | 3,740 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,416 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,675 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $932,000 | 3,647 |
| Total equity capital | $11,256,000 | 4,098 |
| Total bank equity capital | $11,256,000 | 4,098 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $5,500,000 | 631 |
| Surplus | $5,446,000 | 2,903 |
| Undivided profits | $310,000 | 8,351 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,611 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $666,000 | 4,894 |
| Earning assets | $112,706,000 | 3,866 |
| Long-term assets (5+ years) | $16,088,000 | 3,778 |
| Average Assets, year-to-date | $98,726,200 | 4,428 |
| Average Assets, quarterly | $117,925,000 | 3,982 |
| Volatile liabilities | $36,527,000 | 2,294 |
| Insider loans | $3,085,000 | 1,617 |
| FHLB advances | $0 | 4,938 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $27,031,000 | 2,026 |
| Tier 1 (core) risk-based capital | $11,266,000 | 3,933 |
| Tier 2 risk-based capital | $1,114,000 | 3,073 |
| Total risk weighted assets | $94,018,000 | 3,386 |
| Total unused commitments | $27,031,000 | 2,032 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 13 | 7,848 |
| Assets and Liabilities | ||
| Total Assets: | $67,127,000 | 5,845 |
| Cash and due from depository institutions | $3,077,000 | 7,848 |
| Interest-bearing balances | $217,000 | 3,760 |
| Securities | $12,554,000 | 6,094 |
| Federal funds sold & reverse repurchase agreements | $3,520,000 | 3,077 |
| Net loans & leases | $46,069,000 | 5,447 |
| Loan loss allowance | $455,000 | 6,025 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $1,273,000 | 5,327 |
| Other real estate owned | $0 | 7,848 |
| Goodwill and other intangibles | $0 | 3,145 |
| All other assets | $634,000 | 7,520 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $67,127,000 | 5,845 |
| Total liabilities | $56,156,000 | 6,071 |
| Total deposits | $53,272,000 | 5,968 |
| Interest-bearing deposits | $49,392,000 | 5,696 |
| Deposits held in domestic offices | $53,272,000 | 5,964 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,755 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $2,500,000 | 3,737 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $384,000 | 6,607 |
| Total equity capital | $10,971,000 | 4,080 |
| Total bank equity capital | $10,971,000 | 4,080 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $5,500,000 | 626 |
| Surplus | $5,445,000 | 2,823 |
| Undivided profits | $26,000 | 8,919 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,688 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $318,000 | 6,722 |
| Earning assets | $62,360,000 | 5,796 |
| Long-term assets (5+ years) | $6,399,000 | 5,530 |
| Average Assets, year-to-date | $41,932,750 | 7,269 |
| Average Assets, quarterly | $58,764,500 | 6,257 |
| Volatile liabilities | $17,657,000 | 3,977 |
| Insider loans | $3,539,000 | 1,381 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $16,633,000 | 2,669 |
| Tier 1 (core) risk-based capital | $10,959,000 | 3,966 |
| Tier 2 risk-based capital | $455,000 | 5,712 |
| Total risk weighted assets | $51,869,700 | 5,178 |
| Total unused commitments | $16,633,000 | 2,673 |
| Derivatives | $0 | 481 |