Home > The Bank of Fruitland > Income and Expense
The Bank of Fruitland, Income and Expense
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $11,116,000 | 2,908 |
| Total interest expense | $4,858,000 | 3,006 |
| Net interest income | $6,258,000 | 2,811 |
| Provision for loan and lease losses | $490,000 | 1,799 |
| Total noninterest income | $1,789,000 | 2,004 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $449,000 | 2,899 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $1,340,000 | 1,512 |
| Total noninterest expense | $5,281,000 | 2,562 |
| Salaries and employee benefits | $3,017,000 | 2,331 |
| Premises and equipment expense | $754,000 | 2,697 |
| Additional noninterest expense | $1,510,000 | 2,847 |
| Pre-tax net operating income | $2,276,000 | 3,011 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $840,000 | 2,537 |
| Income before extraordinary items | $1,436,000 | 3,355 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,436,000 | 3,355 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $352,000 | 1,607 |
| Cash dividends | $704,000 | 2,888 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $1,436,000 | 3,321 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $10,057,000 | 3,217 |
| Total interest expense | $4,428,000 | 3,350 |
| Net interest income | $5,629,000 | 3,055 |
| Provision for loan and lease losses | $108,000 | 4,961 |
| Total noninterest income | $1,419,000 | 2,363 |
| Gross Fiduciary activities income | $0 | 1,398 |
| Service charges on deposit accounts | $413,000 | 3,051 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $1,006,000 | 1,849 |
| Total noninterest expense | $4,514,000 | 2,881 |
| Salaries and employee benefits | $2,597,000 | 2,609 |
| Premises and equipment expense | $590,000 | 3,223 |
| Additional noninterest expense | $1,327,000 | 3,078 |
| Pre-tax net operating income | $2,426,000 | 2,856 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $903,000 | 2,491 |
| Income before extraordinary items | $1,523,000 | 3,217 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,523,000 | 3,218 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $76,000 | 4,157 |
| Cash dividends | $675,000 | 2,913 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $1,523,000 | 3,121 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $9,177,000 | 3,522 |
| Total interest expense | $4,028,000 | 3,654 |
| Net interest income | $5,149,000 | 3,393 |
| Provision for loan and lease losses | $96,000 | 5,266 |
| Total noninterest income | $730,000 | 3,847 |
| Gross Fiduciary activities income | $0 | 1,450 |
| Service charges on deposit accounts | $445,000 | 2,926 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $285,000 | 4,051 |
| Total noninterest expense | $3,537,000 | 3,573 |
| Salaries and employee benefits | $1,964,000 | 3,361 |
| Premises and equipment expense | $540,000 | 3,455 |
| Additional noninterest expense | $1,033,000 | 3,784 |
| Pre-tax net operating income | $2,246,000 | 3,199 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $827,000 | 2,853 |
| Income before extraordinary items | $1,419,000 | 3,522 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,419,000 | 3,522 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $77,000 | 4,315 |
| Cash dividends | $650,000 | 2,910 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,419,000 | 3,450 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $8,310,000 | 3,888 |
| Total interest expense | $3,746,000 | 3,939 |
| Net interest income | $4,564,000 | 3,853 |
| Provision for loan and lease losses | $91,000 | 5,319 |
| Total noninterest income | $412,000 | 5,847 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $331,000 | 3,934 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $81,000 | 7,707 |
| Total noninterest expense | $2,732,000 | 4,657 |
| Salaries and employee benefits | $1,505,000 | 4,290 |
| Premises and equipment expense | $443,000 | 4,172 |
| Additional noninterest expense | $784,000 | 5,283 |
| Pre-tax net operating income | $2,153,000 | 3,217 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $784,000 | 2,897 |
| Income before extraordinary items | $1,369,000 | 3,473 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,369,000 | 3,472 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 7,243 |
| Cash dividends | $403,000 | 3,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,369,000 | 3,425 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $7,772,000 | 4,120 |
| Total interest expense | $3,310,000 | 4,356 |
| Net interest income | $4,462,000 | 3,934 |
| Provision for loan and lease losses | $90,000 | 4,814 |
| Total noninterest income | $413,000 | 5,869 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $341,000 | 3,856 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $72,000 | 8,274 |
| Total noninterest expense | $2,650,000 | 4,742 |
| Salaries and employee benefits | $1,424,000 | 4,494 |
| Premises and equipment expense | $413,000 | 4,404 |
| Additional noninterest expense | $813,000 | 5,187 |
| Pre-tax net operating income | $2,135,000 | 3,291 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $776,000 | 2,953 |
| Income before extraordinary items | $1,359,000 | 3,542 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,359,000 | 3,540 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $22,000 | 6,500 |
| Cash dividends | $210,000 | 5,348 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $1,359,000 | 3,518 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $7,183,000 | 4,123 |
| Total interest expense | $2,526,000 | 4,606 |
| Net interest income | $4,657,000 | 3,803 |
| Provision for loan and lease losses | $120,000 | 4,039 |
| Total noninterest income | $399,000 | 6,160 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $334,000 | 3,993 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $65,000 | 8,873 |
| Total noninterest expense | $2,470,000 | 5,216 |
| Salaries and employee benefits | $1,339,000 | 4,757 |
| Premises and equipment expense | $311,000 | 5,548 |
| Additional noninterest expense | $820,000 | 5,590 |
| Pre-tax net operating income | $2,466,000 | 2,864 |
| Securities gains (losses) | $-33,000 | 10,736 |
| Applicable income taxes | $876,000 | 2,559 |
| Income before extraordinary items | $1,557,000 | 3,079 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,557,000 | 3,089 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $45,000 | 5,320 |
| Cash dividends | $170,000 | 5,823 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,578,120 | 3,058 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $6,862,000 | 4,386 |
| Total interest expense | $2,509,000 | 4,792 |
| Net interest income | $4,353,000 | 4,076 |
| Provision for loan and lease losses | $120,000 | 5,200 |
| Total noninterest income | $414,000 | 6,336 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $351,000 | 3,865 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $63,000 | 9,389 |
| Total noninterest expense | $2,234,000 | 5,790 |
| Salaries and employee benefits | $1,167,000 | 5,358 |
| Premises and equipment expense | $305,000 | 5,763 |
| Additional noninterest expense | $762,000 | 6,159 |
| Pre-tax net operating income | $2,413,000 | 2,794 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $894,000 | 2,529 |
| Income before extraordinary items | $1,519,000 | 3,202 |
| Extraordinary gains, net | $18,000 | 2,745 |
| Net income | $1,537,000 | 3,263 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $20,000 | 7,730 |
| Cash dividends | $137,000 | 6,300 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,519,000 | 3,030 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $6,580,000 | 5,086 |
| Total interest expense | $2,913,000 | 5,282 |
| Net interest income | $3,667,000 | 4,806 |
| Provision for loan and lease losses | $122,000 | 6,674 |
| Total noninterest income | $377,000 | 6,765 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $310,000 | 4,323 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $67,000 | 9,442 |
| Total noninterest expense | $2,083,000 | 6,178 |
| Salaries and employee benefits | $1,089,000 | 5,623 |
| Premises and equipment expense | $329,000 | 5,606 |
| Additional noninterest expense | $665,000 | 6,991 |
| Pre-tax net operating income | $1,839,000 | 3,361 |
| Securities gains (losses) | $7,000 | 6,774 |
| Applicable income taxes | $659,000 | 3,161 |
| Income before extraordinary items | $1,187,000 | 3,849 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,187,000 | 3,889 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $35,000 | 8,252 |
| Cash dividends | $105,000 | 6,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,182,520 | 3,578 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.