Home > The Bank of Fruitland > Assets and Liabilities
The Bank of Fruitland, Assets and Liabilities
| 1999-12-31 | Rank | |
| # of Employees: | 85 | 2,031 |
| Assets and Liabilities | ||
| Total Assets: | $145,251,000 | 3,174 |
| Cash and due from depository institutions | $12,620,000 | 2,031 |
| Interest-bearing balances | $2,981,000 | 1,276 |
| Securities | $17,420,000 | 5,291 |
| Federal funds sold & reverse repurchase agreements | $238,000 | 6,274 |
| Net loans & leases | $110,462,000 | 2,675 |
| Loan loss allowance | $1,104,000 | 3,140 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $2,704,000 | 3,144 |
| Other real estate owned | $0 | 2,031 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $1,807,000 | 4,278 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $145,251,000 | 3,174 |
| Total liabilities | $131,440,000 | 3,187 |
| Total deposits | $118,761,000 | 3,189 |
| Interest-bearing deposits | $99,125,000 | 3,288 |
| Deposits held in domestic offices | $118,761,000 | 3,185 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,093 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $12,000,000 | 1,782 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $679,000 | 4,365 |
| Total equity capital | $13,811,000 | 3,171 |
| Total bank equity capital | $13,811,000 | 3,171 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $2,200,000 | 1,764 |
| Surplus | $6,150,000 | 2,506 |
| Undivided profits | $5,461,000 | 3,937 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $799,000 | 2,623 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $638,000 | 3,691 |
| Earning assets | $131,101,000 | 3,223 |
| Long-term assets (5+ years) | $51,622,000 | 1,668 |
| Average Assets, year-to-date | $139,315,800 | 3,181 |
| Average Assets, quarterly | $147,791,500 | 3,095 |
| Volatile liabilities | $13,128,000 | 4,650 |
| Insider loans | $8,505,000 | 514 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $1,479,000 | 588 |
| Unused loan commitments | $15,025,000 | 2,881 |
| Tier 1 (core) risk-based capital | $14,073,000 | 3,109 |
| Tier 2 risk-based capital | $1,104,000 | 2,876 |
| Total risk weighted assets | $100,261,200 | 2,969 |
| Total unused commitments | $15,025,000 | 2,888 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 77 | 2,264 |
| Assets and Liabilities | ||
| Total Assets: | $129,859,000 | 3,460 |
| Cash and due from depository institutions | $5,662,000 | 2,264 |
| Interest-bearing balances | $2,020,000 | 2,124 |
| Securities | $10,460,000 | 6,956 |
| Federal funds sold & reverse repurchase agreements | $8,651,000 | 1,982 |
| Net loans & leases | $101,592,000 | 2,724 |
| Loan loss allowance | $966,000 | 3,440 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $2,425,000 | 3,313 |
| Other real estate owned | $0 | 2,264 |
| Goodwill and other intangibles | $0 | 3,445 |
| All other assets | $1,069,000 | 5,670 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $129,859,000 | 3,460 |
| Total liabilities | $116,487,000 | 3,462 |
| Total deposits | $115,897,000 | 3,259 |
| Interest-bearing deposits | $96,164,000 | 3,350 |
| Deposits held in domestic offices | $115,897,000 | 3,255 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,274 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $590,000 | 5,174 |
| Total equity capital | $13,372,000 | 3,343 |
| Total bank equity capital | $13,372,000 | 3,343 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $1,100,000 | 2,916 |
| Surplus | $4,500,000 | 3,121 |
| Undivided profits | $7,772,000 | 3,177 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $892,000 | 2,596 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $543,000 | 4,281 |
| Earning assets | $122,723,000 | 3,379 |
| Long-term assets (5+ years) | $42,720,000 | 1,803 |
| Average Assets, year-to-date | $122,454,800 | 3,466 |
| Average Assets, quarterly | $126,803,000 | 3,476 |
| Volatile liabilities | $8,259,000 | 5,557 |
| Insider loans | $6,808,000 | 613 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $6,493,000 | 436 |
| Unused loan commitments | $10,231,000 | 3,561 |
| Tier 1 (core) risk-based capital | $13,341,000 | 3,186 |
| Tier 2 risk-based capital | $966,000 | 3,116 |
| Total risk weighted assets | $90,899,300 | 3,074 |
| Total unused commitments | $10,231,000 | 3,565 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 63 | 2,879 |
| Assets and Liabilities | ||
| Total Assets: | $117,786,000 | 3,735 |
| Cash and due from depository institutions | $6,724,000 | 2,879 |
| Interest-bearing balances | $2,142,000 | 1,695 |
| Securities | $9,814,000 | 7,465 |
| Federal funds sold & reverse repurchase agreements | $9,425,000 | 1,456 |
| Net loans & leases | $88,436,000 | 3,079 |
| Loan loss allowance | $934,000 | 3,580 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $2,284,000 | 3,413 |
| Other real estate owned | $0 | 2,879 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $1,103,000 | 5,641 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $117,786,000 | 3,735 |
| Total liabilities | $105,268,000 | 3,737 |
| Total deposits | $104,744,000 | 3,525 |
| Interest-bearing deposits | $90,268,000 | 3,537 |
| Deposits held in domestic offices | $104,744,000 | 3,517 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $0 | 5,103 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $524,000 | 5,746 |
| Total equity capital | $12,518,000 | 3,535 |
| Total bank equity capital | $12,518,000 | 3,535 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $500,000 | 4,817 |
| Surplus | $5,000,000 | 2,740 |
| Undivided profits | $7,018,000 | 3,452 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $393,000 | 4,664 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $478,000 | 4,921 |
| Earning assets | $109,817,000 | 3,698 |
| Long-term assets (5+ years) | $34,927,000 | 1,869 |
| Average Assets, year-to-date | $111,069,800 | 3,767 |
| Average Assets, quarterly | $115,995,000 | 3,739 |
| Volatile liabilities | $7,656,000 | 5,859 |
| Insider loans | $5,654,000 | 724 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $1,145,000 | 775 |
| Unused loan commitments | $7,640,000 | 4,091 |
| Tier 1 (core) risk-based capital | $12,493,000 | 3,393 |
| Tier 2 risk-based capital | $934,000 | 3,128 |
| Total risk weighted assets | $78,689,200 | 3,453 |
| Total unused commitments | $7,640,000 | 4,093 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 49 | 3,809 |
| Assets and Liabilities | ||
| Total Assets: | $104,670,000 | 4,242 |
| Cash and due from depository institutions | $5,298,000 | 3,809 |
| Interest-bearing balances | $2,231,000 | 1,520 |
| Securities | $11,304,000 | 7,494 |
| Federal funds sold & reverse repurchase agreements | $2,388,000 | 4,425 |
| Net loans & leases | $82,349,000 | 3,309 |
| Loan loss allowance | $915,000 | 3,796 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $2,088,000 | 3,663 |
| Other real estate owned | $0 | 3,809 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $1,243,000 | 5,350 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $104,670,000 | 4,242 |
| Total liabilities | $92,916,000 | 4,300 |
| Total deposits | $92,479,000 | 4,081 |
| Interest-bearing deposits | $78,405,000 | 4,151 |
| Deposits held in domestic offices | $92,479,000 | 4,069 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $0 | 5,299 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $437,000 | 6,472 |
| Total equity capital | $11,754,000 | 3,744 |
| Total bank equity capital | $11,754,000 | 3,744 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $500,000 | 5,112 |
| Surplus | $5,000,000 | 2,818 |
| Undivided profits | $6,254,000 | 3,751 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $784,000 | 3,211 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $478,000 | 4,861 |
| Earning assets | $98,272,000 | 4,167 |
| Long-term assets (5+ years) | $27,399,000 | 2,109 |
| Average Assets, year-to-date | $103,004,800 | 4,135 |
| Average Assets, quarterly | $104,406,500 | 4,205 |
| Volatile liabilities | $6,110,000 | 6,462 |
| Insider loans | $4,973,000 | 864 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $6,589,000 | 4,378 |
| Tier 1 (core) risk-based capital | $11,724,000 | 3,655 |
| Tier 2 risk-based capital | $867,110 | 3,411 |
| Total risk weighted assets | $69,320,810 | 3,884 |
| Total unused commitments | $6,589,000 | 4,391 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 48 | 3,993 |
| Assets and Liabilities | ||
| Total Assets: | $102,320,000 | 4,331 |
| Cash and due from depository institutions | $4,993,000 | 3,993 |
| Interest-bearing balances | $2,107,000 | 1,739 |
| Securities | $12,039,000 | 7,582 |
| Federal funds sold & reverse repurchase agreements | $7,822,000 | 1,882 |
| Net loans & leases | $74,138,000 | 3,557 |
| Loan loss allowance | $838,000 | 4,086 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $2,336,000 | 3,219 |
| Other real estate owned | $0 | 3,993 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $992,000 | 6,415 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $102,320,000 | 4,331 |
| Total liabilities | $91,477,000 | 4,350 |
| Total deposits | $91,085,000 | 4,159 |
| Interest-bearing deposits | $78,795,000 | 4,149 |
| Deposits held in domestic offices | $91,085,000 | 4,150 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $392,000 | 7,241 |
| Total equity capital | $10,843,000 | 4,026 |
| Total bank equity capital | $10,843,000 | 4,026 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $500,000 | 5,383 |
| Surplus | $5,000,000 | 2,816 |
| Undivided profits | $5,343,000 | 4,288 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $298,000 | 5,628 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $426,000 | 5,481 |
| Earning assets | $96,106,000 | 4,249 |
| Long-term assets (5+ years) | $29,022,000 | 1,869 |
| Average Assets, year-to-date | $96,335,200 | 4,403 |
| Average Assets, quarterly | $100,331,000 | 4,357 |
| Volatile liabilities | $7,120,000 | 5,714 |
| Insider loans | $4,511,000 | 986 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $5,148,000 | 4,910 |
| Tier 1 (core) risk-based capital | $10,757,000 | 3,930 |
| Tier 2 risk-based capital | $778,740 | 3,661 |
| Total risk weighted assets | $62,240,040 | 4,184 |
| Total unused commitments | $5,148,000 | 4,923 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 48 | 4,125 |
| Assets and Liabilities | ||
| Total Assets: | $92,400,000 | 4,682 |
| Cash and due from depository institutions | $4,669,000 | 4,125 |
| Interest-bearing balances | $800,000 | 2,693 |
| Securities | $13,076,000 | 7,677 |
| Federal funds sold & reverse repurchase agreements | $1,137,000 | 5,184 |
| Net loans & leases | $70,300,000 | 3,657 |
| Loan loss allowance | $769,000 | 4,484 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $2,081,000 | 3,530 |
| Other real estate owned | $0 | 4,125 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $1,137,000 | 6,146 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $92,400,000 | 4,682 |
| Total liabilities | $82,857,000 | 4,728 |
| Total deposits | $82,574,000 | 4,525 |
| Interest-bearing deposits | $69,349,000 | 4,602 |
| Deposits held in domestic offices | $82,574,000 | 4,514 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $283,000 | 7,562 |
| Total equity capital | $9,543,000 | 4,256 |
| Total bank equity capital | $9,543,000 | 4,256 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $500,000 | 5,677 |
| Surplus | $4,000,000 | 3,310 |
| Undivided profits | $5,043,000 | 4,172 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $690,000 | 3,464 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $544,000 | 3,855 |
| Earning assets | $85,313,000 | 4,659 |
| Long-term assets (5+ years) | $2,461,000 | 7,847 |
| Average Assets, year-to-date | $89,779,000 | 4,707 |
| Average Assets, quarterly | $93,138,500 | 4,631 |
| Volatile liabilities | $3,649,000 | 7,828 |
| Insider loans | $4,152,000 | 1,007 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $3,561,000 | 5,884 |
| Tier 1 (core) risk-based capital | $9,609,000 | 4,293 |
| Tier 2 risk-based capital | $728,590 | 3,871 |
| Total risk weighted assets | $58,246,590 | 4,349 |
| Total unused commitments | $3,561,000 | 5,893 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 42 | 4,837 |
| Assets and Liabilities | ||
| Total Assets: | $84,309,000 | 5,170 |
| Cash and due from depository institutions | $3,158,000 | 4,837 |
| Interest-bearing balances | $1,100,000 | 3,231 |
| Securities | $12,970,000 | 8,030 |
| Federal funds sold & reverse repurchase agreements | $4,425,000 | 3,130 |
| Net loans & leases | $60,989,000 | 4,063 |
| Loan loss allowance | $694,000 | 4,998 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $1,730,000 | 4,140 |
| Other real estate owned | $0 | 4,837 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $1,037,000 | 5,928 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $84,309,000 | 5,170 |
| Total liabilities | $76,086,000 | 5,194 |
| Total deposits | $75,790,000 | 5,000 |
| Interest-bearing deposits | $65,048,000 | 5,074 |
| Deposits held in domestic offices | $75,790,000 | 4,993 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $296,000 | 7,603 |
| Total equity capital | $8,223,000 | 4,893 |
| Total bank equity capital | $8,223,000 | 4,893 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $500,000 | 5,937 |
| Surplus | $4,000,000 | 3,264 |
| Undivided profits | $3,723,000 | 5,368 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $201,000 | 7,541 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $337,000 | 5,471 |
| Earning assets | $79,484,000 | 5,053 |
| Long-term assets (5+ years) | $1,991,000 | 8,771 |
| Average Assets, year-to-date | $81,714,400 | 5,189 |
| Average Assets, quarterly | $83,764,500 | 5,158 |
| Volatile liabilities | $4,061,000 | 7,265 |
| Insider loans | $3,284,000 | 1,263 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $6,170,000 | 4,303 |
| Tier 1 (core) risk-based capital | $8,223,000 | 4,798 |
| Tier 2 risk-based capital | $635,450 | 4,302 |
| Total risk weighted assets | $50,777,650 | 4,817 |
| Total unused commitments | $6,170,000 | 4,330 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 39 | 5,307 |
| Assets and Liabilities | ||
| Total Assets: | $79,010,000 | 5,545 |
| Cash and due from depository institutions | $3,559,000 | 5,307 |
| Interest-bearing balances | $648,000 | 4,511 |
| Securities | $12,306,000 | 8,276 |
| Federal funds sold & reverse repurchase agreements | $6,336,000 | 2,618 |
| Net loans & leases | $54,067,000 | 4,527 |
| Loan loss allowance | $594,000 | 5,683 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $1,781,000 | 4,008 |
| Other real estate owned | $65,000 | 5,307 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $896,000 | 6,850 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $79,010,000 | 5,545 |
| Total liabilities | $72,187,000 | 5,533 |
| Total deposits | $71,854,000 | 5,377 |
| Interest-bearing deposits | $61,048,000 | 5,501 |
| Deposits held in domestic offices | $71,854,000 | 5,366 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $333,000 | 7,705 |
| Total equity capital | $6,823,000 | 5,496 |
| Total bank equity capital | $6,823,000 | 5,496 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $500,000 | 6,257 |
| Surplus | $3,300,000 | 3,726 |
| Undivided profits | $3,023,000 | 5,924 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $492,000 | 5,698 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $327,000 | 6,079 |
| Earning assets | $73,357,000 | 5,463 |
| Long-term assets (5+ years) | $2,028,000 | 8,920 |
| Average Assets, year-to-date | $73,353,600 | 5,760 |
| Average Assets, quarterly | $77,115,000 | 5,600 |
| Volatile liabilities | $3,417,000 | 8,057 |
| Insider loans | $1,875,000 | 360 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $6,473,000 | 3,925 |
| Tier 1 (core) risk-based capital | $6,823,000 | 5,436 |
| Tier 2 risk-based capital | $578,510 | 4,623 |
| Total risk weighted assets | $46,265,010 | 5,264 |
| Total unused commitments | $6,473,000 | 3,946 |
| Derivatives | $0 | 651 |