Home > The Bank of Fort Atkinson > Income and Expense
The Bank of Fort Atkinson, Income and Expense
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $2,765,000 | 8,047 |
| Total interest expense | $1,169,000 | 8,203 |
| Net interest income | $1,596,000 | 7,788 |
| Provision for loan and lease losses | $30,000 | 7,369 |
| Total noninterest income | $312,000 | 6,517 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $106,000 | 7,067 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $206,000 | 4,882 |
| Total noninterest expense | $1,067,000 | 8,106 |
| Salaries and employee benefits | $620,000 | 7,785 |
| Premises and equipment expense | $99,000 | 8,988 |
| Additional noninterest expense | $348,000 | 7,823 |
| Pre-tax net operating income | $811,000 | 6,500 |
| Securities gains (losses) | $54,000 | 1,299 |
| Applicable income taxes | $246,000 | 6,296 |
| Income before extraordinary items | $619,000 | 6,250 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $619,000 | 6,252 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-68,000 | 10,621 |
| Cash dividends | $1,716,000 | 1,465 |
| Sale, conversion, retirement of capital stock, net | $73,000 | 805 |
| Net operating income | $580,120 | 6,419 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $2,853,000 | 8,204 |
| Total interest expense | $1,237,000 | 8,273 |
| Net interest income | $1,616,000 | 7,990 |
| Provision for loan and lease losses | $30,000 | 7,397 |
| Total noninterest income | $305,000 | 6,880 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $105,000 | 7,389 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $200,000 | 5,158 |
| Total noninterest expense | $946,000 | 8,893 |
| Salaries and employee benefits | $538,000 | 8,591 |
| Premises and equipment expense | $108,000 | 9,071 |
| Additional noninterest expense | $300,000 | 8,884 |
| Pre-tax net operating income | $945,000 | 5,939 |
| Securities gains (losses) | $34,000 | 1,599 |
| Applicable income taxes | $317,000 | 5,643 |
| Income before extraordinary items | $662,000 | 5,931 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $662,000 | 5,933 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-12,000 | 10,470 |
| Cash dividends | $216,000 | 5,269 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $638,880 | 5,985 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $2,935,000 | 8,307 |
| Total interest expense | $1,128,000 | 8,816 |
| Net interest income | $1,807,000 | 7,747 |
| Provision for loan and lease losses | $30,000 | 7,070 |
| Total noninterest income | $341,000 | 6,586 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $97,000 | 7,858 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $244,000 | 4,551 |
| Total noninterest expense | $1,057,000 | 8,729 |
| Salaries and employee benefits | $593,000 | 8,402 |
| Premises and equipment expense | $116,000 | 9,162 |
| Additional noninterest expense | $348,000 | 8,711 |
| Pre-tax net operating income | $1,061,000 | 5,745 |
| Securities gains (losses) | $-53,000 | 11,206 |
| Applicable income taxes | $249,000 | 6,662 |
| Income before extraordinary items | $759,000 | 5,659 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $759,000 | 5,658 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $35,000 | 5,745 |
| Cash dividends | $216,000 | 5,294 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $798,750 | 5,432 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $2,441,000 | 9,013 |
| Total interest expense | $936,000 | 8,963 |
| Net interest income | $1,505,000 | 8,876 |
| Provision for loan and lease losses | $61,000 | 5,573 |
| Total noninterest income | $295,000 | 7,310 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $94,000 | 8,249 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $201,000 | 5,253 |
| Total noninterest expense | $965,000 | 9,493 |
| Salaries and employee benefits | $487,000 | 9,514 |
| Premises and equipment expense | $111,000 | 9,669 |
| Additional noninterest expense | $367,000 | 9,154 |
| Pre-tax net operating income | $774,000 | 7,016 |
| Securities gains (losses) | $-227,000 | 11,997 |
| Applicable income taxes | $116,000 | 9,007 |
| Income before extraordinary items | $431,000 | 7,894 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $431,000 | 7,905 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $61,000 | 4,717 |
| Cash dividends | $216,000 | 5,269 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $610,330 | 6,520 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $2,439,000 | 9,312 |
| Total interest expense | $1,029,000 | 8,971 |
| Net interest income | $1,410,000 | 9,383 |
| Provision for loan and lease losses | $30,000 | 8,397 |
| Total noninterest income | $434,000 | 6,145 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $110,000 | 8,108 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $324,000 | 4,281 |
| Total noninterest expense | $1,008,000 | 9,697 |
| Salaries and employee benefits | $497,000 | 9,698 |
| Premises and equipment expense | $137,000 | 9,260 |
| Additional noninterest expense | $374,000 | 9,548 |
| Pre-tax net operating income | $806,000 | 6,779 |
| Securities gains (losses) | $91,000 | 2,627 |
| Applicable income taxes | $285,000 | 6,264 |
| Income before extraordinary items | $612,000 | 6,691 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $612,000 | 6,849 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-7,000 | 11,543 |
| Cash dividends | $378,000 | 3,822 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $550,120 | 6,886 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $2,712,000 | 9,515 |
| Total interest expense | $1,268,000 | 9,369 |
| Net interest income | $1,444,000 | 9,471 |
| Provision for loan and lease losses | $30,000 | 9,956 |
| Total noninterest income | $213,000 | 9,163 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $101,000 | 8,491 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $112,000 | 7,695 |
| Total noninterest expense | $991,000 | 10,023 |
| Salaries and employee benefits | $502,000 | 9,764 |
| Premises and equipment expense | $114,000 | 10,256 |
| Additional noninterest expense | $375,000 | 9,880 |
| Pre-tax net operating income | $636,000 | 7,477 |
| Securities gains (losses) | $72,000 | 3,538 |
| Applicable income taxes | $222,000 | 7,147 |
| Income before extraordinary items | $486,000 | 7,453 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $486,000 | 7,547 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 10,474 |
| Cash dividends | $216,000 | 4,837 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $436,320 | 7,518 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.