Home > The Bank of Forest > Income and Expense
The Bank of Forest, Income and Expense
| 2023-12-31 (YTD Data) | Rank | |
| Total interest income | $10,647,000 | 2,745 |
| Total interest expense | $3,142,000 | 2,554 |
| Net interest income | $7,505,000 | 2,787 |
| Provision for loan and lease losses | $240,000 | 1,853 |
| Total noninterest income | $2,161,000 | 1,931 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $642,000 | 1,404 |
| Trading account gains and fees | $0 | 123 |
| Additional Noninterest Income | $1,519,000 | 1,874 |
| Total noninterest expense | $7,329,000 | 2,485 |
| Salaries and employee benefits | $3,914,000 | 2,549 |
| Premises and equipment expense | $733,000 | 2,434 |
| Additional noninterest expense | $1,519,000 | 1,874 |
| Pre-tax net operating income | $2,097,000 | 2,910 |
| Securities gains (losses) | $-2,000 | 3,233 |
| Applicable income taxes | $0 | 3,369 |
| Income before extraordinary items | $2,095,000 | 2,732 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $2,095,000 | 2,760 |
| Minority interest net income | $0 | 88 |
| Net income of bank and minority interests. | $2,095,000 | 2,734 |
| Net charge-offs | $1,000 | 2,818 |
| Cash dividends | $1,584,000 | 1,737 |
| Sale, conversion, retirement of capital stock, net | $0 | 540 |
| Net operating income | $2,097,000 | 2,761 |
| 2023-09-30 (YTD Data) | Rank | |
| Total interest income | $7,658,000 | 2,786 |
| Total interest expense | $2,100,000 | 2,591 |
| Net interest income | $5,558,000 | 2,827 |
| Provision for loan and lease losses | $180,000 | 1,734 |
| Total noninterest income | $1,398,000 | 2,086 |
| Gross Fiduciary activities income | $0 | 950 |
| Service charges on deposit accounts | $475,000 | 1,422 |
| Trading account gains and fees | $0 | 125 |
| Additional Noninterest Income | $923,000 | 2,076 |
| Total noninterest expense | $5,313,000 | 2,527 |
| Salaries and employee benefits | $2,786,000 | 2,633 |
| Premises and equipment expense | $565,000 | 2,398 |
| Additional noninterest expense | $923,000 | 2,076 |
| Pre-tax net operating income | $1,463,000 | 3,047 |
| Securities gains (losses) | $-2,000 | 3,320 |
| Applicable income taxes | $0 | 3,407 |
| Income before extraordinary items | $1,461,000 | 2,870 |
| Extraordinary gains, net | $0 | 52 |
| Net income | $1,461,000 | 2,900 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,461,000 | 2,871 |
| Net charge-offs | $-4,000 | 3,620 |
| Cash dividends | $534,000 | 2,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 507 |
| Net operating income | $1,463,000 | 2,897 |
| 2023-06-30 (YTD Data) | Rank | |
| Total interest income | $4,916,000 | 2,810 |
| Total interest expense | $1,244,000 | 2,578 |
| Net interest income | $3,672,000 | 2,861 |
| Provision for loan and lease losses | $120,000 | 1,688 |
| Total noninterest income | $961,000 | 1,992 |
| Gross Fiduciary activities income | $0 | 931 |
| Service charges on deposit accounts | $309,000 | 1,426 |
| Trading account gains and fees | $0 | 112 |
| Additional Noninterest Income | $652,000 | 1,929 |
| Total noninterest expense | $3,539,000 | 2,514 |
| Salaries and employee benefits | $1,872,000 | 2,616 |
| Premises and equipment expense | $380,000 | 2,373 |
| Additional noninterest expense | $652,000 | 1,926 |
| Pre-tax net operating income | $974,000 | 3,068 |
| Securities gains (losses) | $0 | 938 |
| Applicable income taxes | $0 | 3,436 |
| Income before extraordinary items | $974,000 | 2,895 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $974,000 | 2,926 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $974,000 | 2,894 |
| Net charge-offs | $-2,000 | 3,491 |
| Cash dividends | $534,000 | 1,899 |
| Sale, conversion, retirement of capital stock, net | $0 | 486 |
| Net operating income | $974,000 | 2,918 |
| 2022-12-31 (YTD Data) | Rank | |
| Total interest income | $8,026,000 | 2,858 |
| Total interest expense | $731,000 | 2,804 |
| Net interest income | $7,295,000 | 2,818 |
| Provision for loan and lease losses | $140,000 | 2,010 |
| Total noninterest income | $1,934,000 | 2,073 |
| Gross Fiduciary activities income | $0 | 1,005 |
| Service charges on deposit accounts | $628,000 | 1,454 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $1,306,000 | 2,050 |
| Total noninterest expense | $6,982,000 | 2,516 |
| Salaries and employee benefits | $3,851,000 | 2,567 |
| Premises and equipment expense | $756,000 | 2,395 |
| Additional noninterest expense | $1,306,000 | 2,050 |
| Pre-tax net operating income | $2,107,000 | 3,070 |
| Securities gains (losses) | $-4,000 | 3,278 |
| Applicable income taxes | $0 | 3,596 |
| Income before extraordinary items | $2,103,000 | 2,887 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $2,103,000 | 2,884 |
| Minority interest net income | $0 | 63 |
| Net income of bank and minority interests. | $2,103,000 | 2,886 |
| Net charge-offs | $25,000 | 1,843 |
| Cash dividends | $1,146,000 | 2,021 |
| Sale, conversion, retirement of capital stock, net | $0 | 568 |
| Net operating income | $2,107,000 | 2,916 |
| 2022-09-30 (YTD Data) | Rank | |
| Total interest income | $5,841,000 | 2,842 |
| Total interest expense | $484,000 | 2,696 |
| Net interest income | $5,357,000 | 2,826 |
| Provision for loan and lease losses | $180,000 | 1,523 |
| Total noninterest income | $1,575,000 | 2,016 |
| Gross Fiduciary activities income | $0 | 968 |
| Service charges on deposit accounts | $464,000 | 1,481 |
| Trading account gains and fees | $0 | 111 |
| Additional Noninterest Income | $1,111,000 | 1,943 |
| Total noninterest expense | $4,958,000 | 2,597 |
| Salaries and employee benefits | $2,739,000 | 2,635 |
| Premises and equipment expense | $493,000 | 2,584 |
| Additional noninterest expense | $1,111,000 | 1,943 |
| Pre-tax net operating income | $1,794,000 | 2,898 |
| Securities gains (losses) | $-4,000 | 3,629 |
| Applicable income taxes | $0 | 3,603 |
| Income before extraordinary items | $1,790,000 | 2,722 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,790,000 | 2,720 |
| Minority interest net income | $0 | 57 |
| Net income of bank and minority interests. | $1,790,000 | 2,721 |
| Net charge-offs | $7,000 | 1,925 |
| Cash dividends | $426,000 | 2,309 |
| Sale, conversion, retirement of capital stock, net | $0 | 519 |
| Net operating income | $1,794,000 | 2,753 |
| 2022-06-30 (YTD Data) | Rank | |
| Total interest income | $3,810,000 | 2,831 |
| Total interest expense | $315,000 | 2,586 |
| Net interest income | $3,495,000 | 2,830 |
| Provision for loan and lease losses | $120,000 | 1,426 |
| Total noninterest income | $1,093,000 | 1,968 |
| Gross Fiduciary activities income | $0 | 925 |
| Service charges on deposit accounts | $311,000 | 1,464 |
| Trading account gains and fees | $0 | 108 |
| Additional Noninterest Income | $782,000 | 1,937 |
| Total noninterest expense | $3,296,000 | 2,586 |
| Salaries and employee benefits | $1,823,000 | 2,640 |
| Premises and equipment expense | $336,000 | 2,557 |
| Additional noninterest expense | $1,137,000 | 2,397 |
| Pre-tax net operating income | $1,172,000 | 2,831 |
| Securities gains (losses) | $0 | 687 |
| Applicable income taxes | $0 | 3,564 |
| Income before extraordinary items | $1,172,000 | 2,652 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,172,000 | 2,650 |
| Minority interest net income | $0 | 60 |
| Net income of bank and minority interests. | $1,172,000 | 2,652 |
| Net charge-offs | $1,000 | 2,041 |
| Cash dividends | $426,000 | 2,001 |
| Sale, conversion, retirement of capital stock, net | $0 | 494 |
| Net operating income | $1,172,000 | 2,686 |
| 2022-03-31 (YTD Data) | Rank | |
| Total interest income | $1,883,000 | 2,820 |
| Total interest expense | $160,000 | 2,544 |
| Net interest income | $1,723,000 | 2,808 |
| Provision for loan and lease losses | $60,000 | 1,235 |
| Total noninterest income | $530,000 | 2,003 |
| Gross Fiduciary activities income | $0 | 892 |
| Service charges on deposit accounts | $151,000 | 1,488 |
| Trading account gains and fees | $0 | 103 |
| Additional Noninterest Income | $379,000 | 1,961 |
| Total noninterest expense | $1,669,000 | 2,573 |
| Salaries and employee benefits | $924,000 | 2,623 |
| Premises and equipment expense | $157,000 | 2,656 |
| Additional noninterest expense | $588,000 | 2,315 |
| Pre-tax net operating income | $524,000 | 2,860 |
| Securities gains (losses) | $0 | 623 |
| Applicable income taxes | $0 | 3,450 |
| Income before extraordinary items | $524,000 | 2,706 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $524,000 | 2,704 |
| Minority interest net income | $0 | 50 |
| Net income of bank and minority interests. | $524,000 | 2,706 |
| Net charge-offs | $2,000 | 1,559 |
| Cash dividends | $0 | 2,284 |
| Sale, conversion, retirement of capital stock, net | $0 | 453 |
| Net operating income | $524,000 | 2,723 |
| 2021-12-31 (YTD Data) | Rank | |
| Total interest income | $8,326,000 | 2,751 |
| Total interest expense | $815,000 | 2,496 |
| Net interest income | $7,511,000 | 2,745 |
| Provision for loan and lease losses | $290,000 | 1,457 |
| Total noninterest income | $2,161,000 | 2,132 |
| Gross Fiduciary activities income | $0 | 994 |
| Service charges on deposit accounts | $594,000 | 1,423 |
| Trading account gains and fees | $0 | 132 |
| Additional Noninterest Income | $1,567,000 | 2,168 |
| Total noninterest expense | $6,650,000 | 2,570 |
| Salaries and employee benefits | $3,704,000 | 2,627 |
| Premises and equipment expense | $642,000 | 2,651 |
| Additional noninterest expense | $2,304,000 | 2,355 |
| Pre-tax net operating income | $2,732,000 | 2,798 |
| Securities gains (losses) | $-4,000 | 4,315 |
| Applicable income taxes | $0 | 3,710 |
| Income before extraordinary items | $2,728,000 | 2,655 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $2,728,000 | 2,656 |
| Minority interest net income | $0 | 74 |
| Net income of bank and minority interests. | $2,728,000 | 2,656 |
| Net charge-offs | $225,000 | 973 |
| Cash dividends | $1,485,000 | 1,823 |
| Sale, conversion, retirement of capital stock, net | $0 | 582 |
| Net operating income | $2,732,000 | 2,637 |
| 2021-09-30 (YTD Data) | Rank | |
| Total interest income | $6,379,000 | 2,759 |
| Total interest expense | $645,000 | 2,516 |
| Net interest income | $5,734,000 | 2,762 |
| Provision for loan and lease losses | $230,000 | 1,346 |
| Total noninterest income | $1,617,000 | 2,194 |
| Gross Fiduciary activities income | $0 | 957 |
| Service charges on deposit accounts | $441,000 | 1,417 |
| Trading account gains and fees | $0 | 132 |
| Additional Noninterest Income | $1,176,000 | 2,205 |
| Total noninterest expense | $4,800,000 | 2,640 |
| Salaries and employee benefits | $2,632,000 | 2,719 |
| Premises and equipment expense | $472,000 | 2,682 |
| Additional noninterest expense | $1,696,000 | 2,390 |
| Pre-tax net operating income | $2,321,000 | 2,771 |
| Securities gains (losses) | $-4,000 | 4,496 |
| Applicable income taxes | $0 | 3,719 |
| Income before extraordinary items | $2,317,000 | 2,614 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $2,317,000 | 2,614 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $2,317,000 | 2,614 |
| Net charge-offs | $215,000 | 766 |
| Cash dividends | $435,000 | 2,425 |
| Sale, conversion, retirement of capital stock, net | $0 | 543 |
| Net operating income | $2,321,000 | 2,586 |
| 2021-06-30 (YTD Data) | Rank | |
| Total interest income | $4,064,000 | 2,851 |
| Total interest expense | $447,000 | 2,531 |
| Net interest income | $3,617,000 | 2,857 |
| Provision for loan and lease losses | $170,000 | 1,301 |
| Total noninterest income | $1,058,000 | 2,179 |
| Gross Fiduciary activities income | $0 | 951 |
| Service charges on deposit accounts | $291,000 | 1,384 |
| Trading account gains and fees | $0 | 133 |
| Additional Noninterest Income | $767,000 | 2,204 |
| Total noninterest expense | $3,151,000 | 2,647 |
| Salaries and employee benefits | $1,736,000 | 2,723 |
| Premises and equipment expense | $310,000 | 2,695 |
| Additional noninterest expense | $1,105,000 | 2,410 |
| Pre-tax net operating income | $1,354,000 | 2,903 |
| Securities gains (losses) | $1,000 | 1,754 |
| Applicable income taxes | $0 | 3,702 |
| Income before extraordinary items | $1,355,000 | 2,770 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $1,355,000 | 2,769 |
| Minority interest net income | $0 | 67 |
| Net income of bank and minority interests. | $1,355,000 | 2,770 |
| Net charge-offs | $208,000 | 637 |
| Cash dividends | $435,000 | 2,078 |
| Sale, conversion, retirement of capital stock, net | $0 | 517 |
| Net operating income | $1,354,000 | 2,745 |
| 2021-03-31 (YTD Data) | Rank | |
| Total interest income | $1,966,000 | 2,899 |
| Total interest expense | $230,000 | 2,555 |
| Net interest income | $1,736,000 | 2,886 |
| Provision for loan and lease losses | $90,000 | 1,312 |
| Total noninterest income | $541,000 | 2,155 |
| Gross Fiduciary activities income | $0 | 922 |
| Service charges on deposit accounts | $149,000 | 1,358 |
| Trading account gains and fees | $0 | 127 |
| Additional Noninterest Income | $392,000 | 2,176 |
| Total noninterest expense | $1,595,000 | 2,624 |
| Salaries and employee benefits | $884,000 | 2,693 |
| Premises and equipment expense | $137,000 | 2,918 |
| Additional noninterest expense | $574,000 | 2,336 |
| Pre-tax net operating income | $592,000 | 3,049 |
| Securities gains (losses) | $1,000 | 1,331 |
| Applicable income taxes | $0 | 3,613 |
| Income before extraordinary items | $593,000 | 2,922 |
| Extraordinary gains, net | $0 | 3 |
| Net income | $593,000 | 2,921 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $593,000 | 2,922 |
| Net charge-offs | $194,000 | 439 |
| Cash dividends | $0 | 2,452 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $592,000 | 2,884 |
| 2020-12-31 (YTD Data) | Rank | |
| Total interest income | $8,331,000 | 2,808 |
| Total interest expense | $1,316,000 | 2,564 |
| Net interest income | $7,015,000 | 2,819 |
| Provision for loan and lease losses | $255,000 | 2,826 |
| Total noninterest income | $1,950,000 | 2,153 |
| Gross Fiduciary activities income | $0 | 1,030 |
| Service charges on deposit accounts | $636,000 | 1,344 |
| Trading account gains and fees | $0 | 133 |
| Additional Noninterest Income | $1,314,000 | 2,205 |
| Total noninterest expense | $6,374,000 | 2,606 |
| Salaries and employee benefits | $3,495,000 | 2,687 |
| Premises and equipment expense | $655,000 | 2,631 |
| Additional noninterest expense | $2,224,000 | 2,362 |
| Pre-tax net operating income | $2,336,000 | 2,760 |
| Securities gains (losses) | $37,000 | 1,860 |
| Applicable income taxes | $0 | 3,697 |
| Income before extraordinary items | $2,373,000 | 2,614 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $2,373,000 | 2,613 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $2,373,000 | 2,614 |
| Net charge-offs | $109,000 | 1,945 |
| Cash dividends | $2,030,000 | 1,493 |
| Sale, conversion, retirement of capital stock, net | $0 | 566 |
| Net operating income | $2,336,000 | 2,584 |
| 2020-09-30 (YTD Data) | Rank | |
| Total interest income | $6,317,000 | 2,807 |
| Total interest expense | $1,036,000 | 2,581 |
| Net interest income | $5,281,000 | 2,815 |
| Provision for loan and lease losses | $160,000 | 2,949 |
| Total noninterest income | $1,465,000 | 2,115 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $477,000 | 1,330 |
| Trading account gains and fees | $0 | 125 |
| Additional Noninterest Income | $988,000 | 2,157 |
| Total noninterest expense | $4,615,000 | 2,645 |
| Salaries and employee benefits | $2,477,000 | 2,772 |
| Premises and equipment expense | $502,000 | 2,596 |
| Additional noninterest expense | $1,636,000 | 2,364 |
| Pre-tax net operating income | $1,971,000 | 2,599 |
| Securities gains (losses) | $37,000 | 1,675 |
| Applicable income taxes | $0 | 3,696 |
| Income before extraordinary items | $2,008,000 | 2,455 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $2,008,000 | 2,455 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $2,008,000 | 2,455 |
| Net charge-offs | $91,000 | 1,725 |
| Cash dividends | $585,000 | 2,183 |
| Sale, conversion, retirement of capital stock, net | $0 | 532 |
| Net operating income | $1,971,000 | 2,427 |
| 2020-06-30 (YTD Data) | Rank | |
| Total interest income | $4,224,000 | 2,838 |
| Total interest expense | $715,000 | 2,624 |
| Net interest income | $3,509,000 | 2,837 |
| Provision for loan and lease losses | $95,000 | 3,040 |
| Total noninterest income | $949,000 | 2,073 |
| Gross Fiduciary activities income | $0 | 970 |
| Service charges on deposit accounts | $335,000 | 1,286 |
| Trading account gains and fees | $0 | 123 |
| Additional Noninterest Income | $614,000 | 2,168 |
| Total noninterest expense | $3,081,000 | 2,651 |
| Salaries and employee benefits | $1,655,000 | 2,776 |
| Premises and equipment expense | $345,000 | 2,542 |
| Additional noninterest expense | $1,081,000 | 2,381 |
| Pre-tax net operating income | $1,282,000 | 2,604 |
| Securities gains (losses) | $44,000 | 1,347 |
| Applicable income taxes | $0 | 3,655 |
| Income before extraordinary items | $1,326,000 | 2,418 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,326,000 | 2,417 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $1,326,000 | 2,418 |
| Net charge-offs | $80,000 | 1,479 |
| Cash dividends | $585,000 | 1,816 |
| Sale, conversion, retirement of capital stock, net | $0 | 504 |
| Net operating income | $1,282,000 | 2,417 |
| 2020-03-31 (YTD Data) | Rank | |
| Total interest income | $2,106,000 | 2,844 |
| Total interest expense | $358,000 | 2,757 |
| Net interest income | $1,748,000 | 2,812 |
| Provision for loan and lease losses | $45,000 | 2,611 |
| Total noninterest income | $469,000 | 2,010 |
| Gross Fiduciary activities income | $0 | 941 |
| Service charges on deposit accounts | $205,000 | 1,277 |
| Trading account gains and fees | $0 | 106 |
| Additional Noninterest Income | $264,000 | 2,137 |
| Total noninterest expense | $1,583,000 | 2,639 |
| Salaries and employee benefits | $846,000 | 2,754 |
| Premises and equipment expense | $168,000 | 2,602 |
| Additional noninterest expense | $569,000 | 2,328 |
| Pre-tax net operating income | $589,000 | 2,572 |
| Securities gains (losses) | $39,000 | 923 |
| Applicable income taxes | $0 | 3,513 |
| Income before extraordinary items | $628,000 | 2,334 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $628,000 | 2,333 |
| Minority interest net income | $0 | 56 |
| Net income of bank and minority interests. | $628,000 | 2,334 |
| Net charge-offs | $76,000 | 1,009 |
| Cash dividends | $0 | 2,639 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $589,000 | 2,401 |
| 2019-12-31 (YTD Data) | Rank | |
| Total interest income | $8,461,000 | 2,867 |
| Total interest expense | $1,314,000 | 2,923 |
| Net interest income | $7,147,000 | 2,808 |
| Provision for loan and lease losses | $140,000 | 2,667 |
| Total noninterest income | $1,863,000 | 2,041 |
| Gross Fiduciary activities income | $0 | 1,051 |
| Service charges on deposit accounts | $825,000 | 1,309 |
| Trading account gains and fees | $0 | 135 |
| Additional Noninterest Income | $1,038,000 | 2,206 |
| Total noninterest expense | $6,182,000 | 2,651 |
| Salaries and employee benefits | $3,448,000 | 2,694 |
| Premises and equipment expense | $644,000 | 2,685 |
| Additional noninterest expense | $2,090,000 | 2,479 |
| Pre-tax net operating income | $2,688,000 | 2,627 |
| Securities gains (losses) | $-10,000 | 4,800 |
| Applicable income taxes | $0 | 3,859 |
| Income before extraordinary items | $2,678,000 | 2,476 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $2,678,000 | 2,477 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $2,678,000 | 2,478 |
| Net charge-offs | $80,000 | 2,352 |
| Cash dividends | $1,350,000 | 1,991 |
| Sale, conversion, retirement of capital stock, net | $0 | 626 |
| Net operating income | $2,688,000 | 2,421 |
| 2019-09-30 (YTD Data) | Rank | |
| Total interest income | $6,321,000 | 2,913 |
| Total interest expense | $952,000 | 2,995 |
| Net interest income | $5,369,000 | 2,838 |
| Provision for loan and lease losses | $95,000 | 2,637 |
| Total noninterest income | $1,396,000 | 2,037 |
| Gross Fiduciary activities income | $0 | 1,014 |
| Service charges on deposit accounts | $609,000 | 1,328 |
| Trading account gains and fees | $0 | 129 |
| Additional Noninterest Income | $787,000 | 2,190 |
| Total noninterest expense | $4,483,000 | 2,721 |
| Salaries and employee benefits | $2,463,000 | 2,787 |
| Premises and equipment expense | $464,000 | 2,758 |
| Additional noninterest expense | $1,556,000 | 2,497 |
| Pre-tax net operating income | $2,187,000 | 2,573 |
| Securities gains (losses) | $-9,000 | 4,884 |
| Applicable income taxes | $0 | 3,902 |
| Income before extraordinary items | $2,178,000 | 2,402 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $2,178,000 | 2,402 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $2,178,000 | 2,403 |
| Net charge-offs | $64,000 | 2,060 |
| Cash dividends | $390,000 | 2,719 |
| Sale, conversion, retirement of capital stock, net | $0 | 590 |
| Net operating income | $2,187,000 | 2,366 |
| 2019-06-30 (YTD Data) | Rank | |
| Total interest income | $4,172,000 | 2,944 |
| Total interest expense | $604,000 | 3,055 |
| Net interest income | $3,568,000 | 2,860 |
| Provision for loan and lease losses | $60,000 | 2,560 |
| Total noninterest income | $921,000 | 2,046 |
| Gross Fiduciary activities income | $0 | 1,004 |
| Service charges on deposit accounts | $388,000 | 1,361 |
| Trading account gains and fees | $0 | 131 |
| Additional Noninterest Income | $533,000 | 2,138 |
| Total noninterest expense | $3,006,000 | 2,728 |
| Salaries and employee benefits | $1,655,000 | 2,788 |
| Premises and equipment expense | $319,000 | 2,719 |
| Additional noninterest expense | $1,032,000 | 2,528 |
| Pre-tax net operating income | $1,423,000 | 2,603 |
| Securities gains (losses) | $-2,000 | 4,715 |
| Applicable income taxes | $0 | 3,901 |
| Income before extraordinary items | $1,421,000 | 2,401 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,421,000 | 2,401 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $1,421,000 | 2,401 |
| Net charge-offs | $43,000 | 1,940 |
| Cash dividends | $225,000 | 2,793 |
| Sale, conversion, retirement of capital stock, net | $0 | 573 |
| Net operating income | $1,423,000 | 2,373 |
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $2,055,000 | 2,973 |
| Total interest expense | $277,000 | 3,158 |
| Net interest income | $1,778,000 | 2,892 |
| Provision for loan and lease losses | $30,000 | 2,400 |
| Total noninterest income | $464,000 | 1,996 |
| Gross Fiduciary activities income | $0 | 972 |
| Service charges on deposit accounts | $190,000 | 1,383 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $274,000 | 2,055 |
| Total noninterest expense | $1,550,000 | 2,689 |
| Salaries and employee benefits | $881,000 | 2,706 |
| Premises and equipment expense | $140,000 | 2,980 |
| Additional noninterest expense | $529,000 | 2,490 |
| Pre-tax net operating income | $662,000 | 2,650 |
| Securities gains (losses) | $-2,000 | 4,901 |
| Applicable income taxes | $0 | 3,800 |
| Income before extraordinary items | $660,000 | 2,449 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $660,000 | 2,448 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $660,000 | 2,448 |
| Net charge-offs | $13,000 | 1,875 |
| Cash dividends | $0 | 2,803 |
| Sale, conversion, retirement of capital stock, net | $0 | 529 |
| Net operating income | $662,000 | 2,427 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $8,068,000 | 2,922 |
| Total interest expense | $770,000 | 3,318 |
| Net interest income | $7,298,000 | 2,819 |
| Provision for loan and lease losses | $240,000 | 2,183 |
| Total noninterest income | $1,754,000 | 2,138 |
| Gross Fiduciary activities income | $0 | 1,098 |
| Service charges on deposit accounts | $785,000 | 1,393 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $969,000 | 2,274 |
| Total noninterest expense | $6,436,000 | 2,599 |
| Salaries and employee benefits | $3,428,000 | 2,717 |
| Premises and equipment expense | $609,000 | 2,810 |
| Additional noninterest expense | $2,399,000 | 2,290 |
| Pre-tax net operating income | $2,376,000 | 2,862 |
| Securities gains (losses) | $-4,000 | 4,208 |
| Applicable income taxes | $0 | 3,978 |
| Income before extraordinary items | $2,372,000 | 2,666 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $2,372,000 | 2,664 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $2,372,000 | 2,665 |
| Net charge-offs | $17,000 | 3,165 |
| Cash dividends | $1,449,000 | 1,791 |
| Sale, conversion, retirement of capital stock, net | $0 | 671 |
| Net operating income | $2,376,000 | 2,658 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $5,994,000 | 2,939 |
| Total interest expense | $534,000 | 3,378 |
| Net interest income | $5,460,000 | 2,834 |
| Provision for loan and lease losses | $250,000 | 1,745 |
| Total noninterest income | $1,316,000 | 2,153 |
| Gross Fiduciary activities income | $0 | 1,048 |
| Service charges on deposit accounts | $586,000 | 1,406 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $730,000 | 2,295 |
| Total noninterest expense | $4,825,000 | 2,615 |
| Salaries and employee benefits | $2,480,000 | 2,791 |
| Premises and equipment expense | $441,000 | 2,899 |
| Additional noninterest expense | $1,904,000 | 2,192 |
| Pre-tax net operating income | $1,701,000 | 3,002 |
| Securities gains (losses) | $-3,000 | 4,544 |
| Applicable income taxes | $0 | 4,032 |
| Income before extraordinary items | $1,698,000 | 2,798 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,698,000 | 2,797 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $1,698,000 | 2,797 |
| Net charge-offs | $24,000 | 2,616 |
| Cash dividends | $435,000 | 2,520 |
| Sale, conversion, retirement of capital stock, net | $0 | 633 |
| Net operating income | $1,701,000 | 2,781 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $3,936,000 | 2,961 |
| Total interest expense | $328,000 | 3,431 |
| Net interest income | $3,608,000 | 2,854 |
| Provision for loan and lease losses | $160,000 | 1,721 |
| Total noninterest income | $912,000 | 2,119 |
| Gross Fiduciary activities income | $0 | 1,037 |
| Service charges on deposit accounts | $385,000 | 1,419 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $527,000 | 2,216 |
| Total noninterest expense | $3,075,000 | 2,705 |
| Salaries and employee benefits | $1,649,000 | 2,819 |
| Premises and equipment expense | $293,000 | 2,911 |
| Additional noninterest expense | $1,133,000 | 2,396 |
| Pre-tax net operating income | $1,285,000 | 2,764 |
| Securities gains (losses) | $-2,000 | 4,720 |
| Applicable income taxes | $0 | 4,018 |
| Income before extraordinary items | $1,283,000 | 2,566 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $1,283,000 | 2,565 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $1,283,000 | 2,565 |
| Net charge-offs | $19,000 | 2,284 |
| Cash dividends | $435,000 | 2,144 |
| Sale, conversion, retirement of capital stock, net | $0 | 620 |
| Net operating income | $1,285,000 | 2,557 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $1,914,000 | 3,011 |
| Total interest expense | $151,000 | 3,502 |
| Net interest income | $1,763,000 | 2,920 |
| Provision for loan and lease losses | $70,000 | 1,800 |
| Total noninterest income | $455,000 | 2,091 |
| Gross Fiduciary activities income | $0 | 1,003 |
| Service charges on deposit accounts | $186,000 | 1,463 |
| Trading account gains and fees | $0 | 123 |
| Additional Noninterest Income | $269,000 | 2,141 |
| Total noninterest expense | $1,543,000 | 2,733 |
| Salaries and employee benefits | $837,000 | 2,812 |
| Premises and equipment expense | $152,000 | 2,894 |
| Additional noninterest expense | $554,000 | 2,436 |
| Pre-tax net operating income | $605,000 | 2,806 |
| Securities gains (losses) | $-2,000 | 5,038 |
| Applicable income taxes | $0 | 3,948 |
| Income before extraordinary items | $603,000 | 2,606 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $603,000 | 2,606 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $603,000 | 2,606 |
| Net charge-offs | $1,000 | 2,559 |
| Cash dividends | $0 | 2,774 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $605,000 | 2,594 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $6,203,000 | 3,345 |
| Total interest expense | $468,000 | 3,782 |
| Net interest income | $5,735,000 | 3,272 |
| Provision for loan and lease losses | $105,000 | 3,014 |
| Total noninterest income | $1,570,000 | 2,339 |
| Gross Fiduciary activities income | $0 | 1,137 |
| Service charges on deposit accounts | $637,000 | 1,676 |
| Trading account gains and fees | $0 | 151 |
| Additional Noninterest Income | $933,000 | 2,370 |
| Total noninterest expense | $5,893,000 | 2,798 |
| Salaries and employee benefits | $2,980,000 | 2,995 |
| Premises and equipment expense | $624,000 | 2,857 |
| Additional noninterest expense | $2,289,000 | 2,404 |
| Pre-tax net operating income | $1,307,000 | 3,729 |
| Securities gains (losses) | $1,000 | 2,108 |
| Applicable income taxes | $0 | 4,135 |
| Income before extraordinary items | $1,308,000 | 3,366 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $1,308,000 | 3,364 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $1,308,000 | 3,366 |
| Net charge-offs | $30,000 | 3,235 |
| Cash dividends | $3,807,000 | 847 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $1,307,000 | 3,345 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $4,203,000 | 3,578 |
| Total interest expense | $316,000 | 3,933 |
| Net interest income | $3,887,000 | 3,490 |
| Provision for loan and lease losses | $45,000 | 3,301 |
| Total noninterest income | $1,071,000 | 2,486 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $451,000 | 1,781 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $620,000 | 2,540 |
| Total noninterest expense | $3,878,000 | 3,049 |
| Salaries and employee benefits | $2,107,000 | 3,132 |
| Premises and equipment expense | $430,000 | 3,036 |
| Additional noninterest expense | $1,341,000 | 2,868 |
| Pre-tax net operating income | $1,035,000 | 3,722 |
| Securities gains (losses) | $1,000 | 2,145 |
| Applicable income taxes | $0 | 4,172 |
| Income before extraordinary items | $1,036,000 | 3,485 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $1,036,000 | 3,485 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,036,000 | 3,485 |
| Net charge-offs | $20,000 | 2,983 |
| Cash dividends | $2,964,000 | 780 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $1,035,000 | 3,453 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $2,761,000 | 3,609 |
| Total interest expense | $212,000 | 3,917 |
| Net interest income | $2,549,000 | 3,527 |
| Provision for loan and lease losses | $30,000 | 3,129 |
| Total noninterest income | $721,000 | 2,475 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $291,000 | 1,819 |
| Trading account gains and fees | $0 | 139 |
| Additional Noninterest Income | $430,000 | 2,504 |
| Total noninterest expense | $2,564,000 | 3,085 |
| Salaries and employee benefits | $1,397,000 | 3,158 |
| Premises and equipment expense | $290,000 | 3,017 |
| Additional noninterest expense | $877,000 | 2,917 |
| Pre-tax net operating income | $676,000 | 3,713 |
| Securities gains (losses) | $-3,000 | 5,365 |
| Applicable income taxes | $0 | 4,189 |
| Income before extraordinary items | $673,000 | 3,475 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $673,000 | 3,474 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $673,000 | 3,475 |
| Net charge-offs | $3,000 | 3,240 |
| Cash dividends | $291,000 | 2,548 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $676,000 | 3,442 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $1,366,000 | 3,632 |
| Total interest expense | $106,000 | 3,927 |
| Net interest income | $1,260,000 | 3,561 |
| Provision for loan and lease losses | $15,000 | 2,918 |
| Total noninterest income | $369,000 | 2,438 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $148,000 | 1,776 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $221,000 | 2,449 |
| Total noninterest expense | $1,313,000 | 3,076 |
| Salaries and employee benefits | $717,000 | 3,154 |
| Premises and equipment expense | $136,000 | 3,180 |
| Additional noninterest expense | $460,000 | 2,825 |
| Pre-tax net operating income | $301,000 | 3,832 |
| Securities gains (losses) | $-3,000 | 5,540 |
| Applicable income taxes | $0 | 4,086 |
| Income before extraordinary items | $298,000 | 3,619 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $298,000 | 3,618 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $298,000 | 3,619 |
| Net charge-offs | $2,000 | 2,694 |
| Cash dividends | $0 | 2,846 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $301,000 | 3,581 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $5,524,000 | 3,604 |
| Total interest expense | $421,000 | 3,934 |
| Net interest income | $5,103,000 | 3,536 |
| Provision for loan and lease losses | $-65,000 | 5,549 |
| Total noninterest income | $1,311,000 | 2,652 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $578,000 | 1,853 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $733,000 | 2,765 |
| Total noninterest expense | $4,918,000 | 3,215 |
| Salaries and employee benefits | $2,747,000 | 3,217 |
| Premises and equipment expense | $575,000 | 3,104 |
| Additional noninterest expense | $1,596,000 | 3,201 |
| Pre-tax net operating income | $1,561,000 | 3,456 |
| Securities gains (losses) | $8,000 | 2,738 |
| Applicable income taxes | $0 | 4,278 |
| Income before extraordinary items | $1,569,000 | 3,203 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,569,000 | 3,202 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $1,569,000 | 3,202 |
| Net charge-offs | $42,000 | 3,261 |
| Cash dividends | $783,000 | 2,479 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $1,561,000 | 3,165 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $4,133,000 | 3,630 |
| Total interest expense | $315,000 | 3,960 |
| Net interest income | $3,818,000 | 3,551 |
| Provision for loan and lease losses | $0 | 4,186 |
| Total noninterest income | $1,011,000 | 2,625 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $429,000 | 1,865 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $582,000 | 2,684 |
| Total noninterest expense | $3,625,000 | 3,248 |
| Salaries and employee benefits | $2,003,000 | 3,269 |
| Premises and equipment expense | $419,000 | 3,182 |
| Additional noninterest expense | $1,203,000 | 3,218 |
| Pre-tax net operating income | $1,204,000 | 3,468 |
| Securities gains (losses) | $8,000 | 2,659 |
| Applicable income taxes | $0 | 4,325 |
| Income before extraordinary items | $1,212,000 | 3,193 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,212,000 | 3,193 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,212,000 | 3,193 |
| Net charge-offs | $14,000 | 3,314 |
| Cash dividends | $252,000 | 3,003 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $1,204,000 | 3,138 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $2,734,000 | 3,651 |
| Total interest expense | $208,000 | 3,989 |
| Net interest income | $2,526,000 | 3,585 |
| Provision for loan and lease losses | $0 | 4,017 |
| Total noninterest income | $658,000 | 2,632 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $275,000 | 1,908 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $383,000 | 2,714 |
| Total noninterest expense | $2,404,000 | 3,284 |
| Salaries and employee benefits | $1,330,000 | 3,291 |
| Premises and equipment expense | $281,000 | 3,175 |
| Additional noninterest expense | $793,000 | 3,253 |
| Pre-tax net operating income | $780,000 | 3,497 |
| Securities gains (losses) | $2,000 | 2,664 |
| Applicable income taxes | $0 | 4,338 |
| Income before extraordinary items | $782,000 | 3,219 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $782,000 | 3,216 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $782,000 | 3,217 |
| Net charge-offs | $6,000 | 3,264 |
| Cash dividends | $252,000 | 2,663 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $780,000 | 3,162 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $1,352,000 | 3,687 |
| Total interest expense | $101,000 | 4,079 |
| Net interest income | $1,251,000 | 3,615 |
| Provision for loan and lease losses | $0 | 3,656 |
| Total noninterest income | $319,000 | 2,647 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $140,000 | 1,882 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $179,000 | 2,766 |
| Total noninterest expense | $1,220,000 | 3,280 |
| Salaries and employee benefits | $669,000 | 3,304 |
| Premises and equipment expense | $142,000 | 3,186 |
| Additional noninterest expense | $409,000 | 3,180 |
| Pre-tax net operating income | $350,000 | 3,627 |
| Securities gains (losses) | $2,000 | 1,894 |
| Applicable income taxes | $0 | 4,259 |
| Income before extraordinary items | $352,000 | 3,358 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $352,000 | 3,356 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $352,000 | 3,356 |
| Net charge-offs | $4,000 | 2,652 |
| Cash dividends | $0 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $350,000 | 3,304 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $5,310,000 | 3,715 |
| Total interest expense | $437,000 | 3,981 |
| Net interest income | $4,873,000 | 3,639 |
| Provision for loan and lease losses | $-120,000 | 5,756 |
| Total noninterest income | $1,245,000 | 2,739 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $587,000 | 1,857 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $658,000 | 2,919 |
| Total noninterest expense | $4,883,000 | 3,278 |
| Salaries and employee benefits | $2,676,000 | 3,260 |
| Premises and equipment expense | $546,000 | 3,307 |
| Additional noninterest expense | $1,661,000 | 3,187 |
| Pre-tax net operating income | $1,355,000 | 3,661 |
| Securities gains (losses) | $-3,000 | 5,742 |
| Applicable income taxes | $0 | 4,402 |
| Income before extraordinary items | $1,352,000 | 3,417 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,352,000 | 3,415 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,352,000 | 3,417 |
| Net charge-offs | $-93,000 | 5,705 |
| Cash dividends | $975,000 | 2,176 |
| Sale, conversion, retirement of capital stock, net | $22,000 | 680 |
| Net operating income | $1,355,000 | 3,365 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $3,958,000 | 3,760 |
| Total interest expense | $345,000 | 3,936 |
| Net interest income | $3,613,000 | 3,707 |
| Provision for loan and lease losses | $-120,000 | 5,935 |
| Total noninterest income | $933,000 | 2,754 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $437,000 | 1,887 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $496,000 | 2,936 |
| Total noninterest expense | $3,574,000 | 3,356 |
| Salaries and employee benefits | $1,929,000 | 3,353 |
| Premises and equipment expense | $402,000 | 3,381 |
| Additional noninterest expense | $1,243,000 | 3,201 |
| Pre-tax net operating income | $1,092,000 | 3,610 |
| Securities gains (losses) | $0 | 3,031 |
| Applicable income taxes | $0 | 4,489 |
| Income before extraordinary items | $1,092,000 | 3,348 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,092,000 | 3,346 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $1,092,000 | 3,347 |
| Net charge-offs | $-125,000 | 5,856 |
| Cash dividends | $480,000 | 2,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $1,092,000 | 3,295 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $2,635,000 | 3,776 |
| Total interest expense | $251,000 | 3,795 |
| Net interest income | $2,384,000 | 3,751 |
| Provision for loan and lease losses | $0 | 4,069 |
| Total noninterest income | $664,000 | 2,691 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $281,000 | 1,918 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $383,000 | 2,735 |
| Total noninterest expense | $2,388,000 | 3,370 |
| Salaries and employee benefits | $1,265,000 | 3,425 |
| Premises and equipment expense | $274,000 | 3,351 |
| Additional noninterest expense | $849,000 | 3,177 |
| Pre-tax net operating income | $660,000 | 3,740 |
| Securities gains (losses) | $0 | 2,636 |
| Applicable income taxes | $0 | 4,497 |
| Income before extraordinary items | $660,000 | 3,507 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $660,000 | 3,507 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $660,000 | 3,508 |
| Net charge-offs | $-136,000 | 5,987 |
| Cash dividends | $480,000 | 1,975 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $660,000 | 3,451 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $1,293,000 | 3,834 |
| Total interest expense | $144,000 | 3,570 |
| Net interest income | $1,149,000 | 3,835 |
| Provision for loan and lease losses | $0 | 3,703 |
| Total noninterest income | $322,000 | 2,691 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $140,000 | 1,910 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $182,000 | 2,754 |
| Total noninterest expense | $1,175,000 | 3,426 |
| Salaries and employee benefits | $637,000 | 3,435 |
| Premises and equipment expense | $138,000 | 3,373 |
| Additional noninterest expense | $400,000 | 3,302 |
| Pre-tax net operating income | $296,000 | 3,902 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $0 | 4,400 |
| Income before extraordinary items | $296,000 | 3,686 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $296,000 | 3,688 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $296,000 | 3,689 |
| Net charge-offs | $-139,000 | 6,185 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $296,000 | 3,594 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $5,331,000 | 3,805 |
| Total interest expense | $607,000 | 3,608 |
| Net interest income | $4,724,000 | 3,800 |
| Provision for loan and lease losses | $-195,000 | 6,121 |
| Total noninterest income | $1,180,000 | 2,862 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $599,000 | 1,968 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $581,000 | 3,063 |
| Total noninterest expense | $4,862,000 | 3,377 |
| Salaries and employee benefits | $2,679,000 | 3,326 |
| Premises and equipment expense | $556,000 | 3,403 |
| Additional noninterest expense | $1,627,000 | 3,358 |
| Pre-tax net operating income | $1,237,000 | 3,796 |
| Securities gains (losses) | $45,000 | 1,799 |
| Applicable income taxes | $0 | 4,531 |
| Income before extraordinary items | $1,282,000 | 3,505 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $1,282,000 | 3,506 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,282,000 | 3,507 |
| Net charge-offs | $13,000 | 4,479 |
| Cash dividends | $828,000 | 2,275 |
| Sale, conversion, retirement of capital stock, net | $25,000 | 726 |
| Net operating income | $1,237,000 | 3,512 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $3,984,000 | 3,852 |
| Total interest expense | $459,000 | 3,646 |
| Net interest income | $3,525,000 | 3,833 |
| Provision for loan and lease losses | $45,000 | 3,462 |
| Total noninterest income | $1,081,000 | 2,593 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $458,000 | 1,941 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $623,000 | 2,592 |
| Total noninterest expense | $3,589,000 | 3,433 |
| Salaries and employee benefits | $1,981,000 | 3,371 |
| Premises and equipment expense | $408,000 | 3,488 |
| Additional noninterest expense | $1,200,000 | 3,405 |
| Pre-tax net operating income | $972,000 | 3,810 |
| Securities gains (losses) | $45,000 | 1,501 |
| Applicable income taxes | $0 | 4,583 |
| Income before extraordinary items | $1,017,000 | 3,469 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,017,000 | 3,469 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,017,000 | 3,470 |
| Net charge-offs | $9,000 | 4,191 |
| Cash dividends | $270,000 | 2,848 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $972,000 | 3,505 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $2,637,000 | 3,872 |
| Total interest expense | $306,000 | 3,692 |
| Net interest income | $2,331,000 | 3,858 |
| Provision for loan and lease losses | $30,000 | 3,313 |
| Total noninterest income | $695,000 | 2,613 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $303,000 | 1,937 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $392,000 | 2,657 |
| Total noninterest expense | $2,409,000 | 3,439 |
| Salaries and employee benefits | $1,332,000 | 3,372 |
| Premises and equipment expense | $278,000 | 3,474 |
| Additional noninterest expense | $799,000 | 3,412 |
| Pre-tax net operating income | $587,000 | 3,911 |
| Securities gains (losses) | $4,000 | 2,221 |
| Applicable income taxes | $0 | 4,568 |
| Income before extraordinary items | $591,000 | 3,661 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $591,000 | 3,666 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $591,000 | 3,667 |
| Net charge-offs | $62,000 | 2,595 |
| Cash dividends | $270,000 | 2,459 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $587,000 | 3,607 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $1,319,000 | 3,889 |
| Total interest expense | $155,000 | 3,705 |
| Net interest income | $1,164,000 | 3,873 |
| Provision for loan and lease losses | $15,000 | 3,093 |
| Total noninterest income | $316,000 | 2,729 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $151,000 | 1,921 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $165,000 | 2,831 |
| Total noninterest expense | $1,254,000 | 3,371 |
| Salaries and employee benefits | $674,000 | 3,376 |
| Premises and equipment expense | $149,000 | 3,361 |
| Additional noninterest expense | $431,000 | 3,234 |
| Pre-tax net operating income | $211,000 | 4,388 |
| Securities gains (losses) | $-3,000 | 6,318 |
| Applicable income taxes | $0 | 4,445 |
| Income before extraordinary items | $208,000 | 4,178 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $208,000 | 4,178 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $208,000 | 4,180 |
| Net charge-offs | $63,000 | 1,685 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $211,000 | 4,107 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $5,378,000 | 3,881 |
| Total interest expense | $686,000 | 3,792 |
| Net interest income | $4,692,000 | 3,852 |
| Provision for loan and lease losses | $100,000 | 3,676 |
| Total noninterest income | $1,414,000 | 2,685 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $626,000 | 1,992 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $788,000 | 2,693 |
| Total noninterest expense | $4,971,000 | 3,415 |
| Salaries and employee benefits | $2,733,000 | 3,311 |
| Premises and equipment expense | $575,000 | 3,400 |
| Additional noninterest expense | $1,663,000 | 3,401 |
| Pre-tax net operating income | $1,035,000 | 4,026 |
| Securities gains (losses) | $44,000 | 1,892 |
| Applicable income taxes | $0 | 4,631 |
| Income before extraordinary items | $1,079,000 | 3,750 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,079,000 | 3,754 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $1,079,000 | 3,754 |
| Net charge-offs | $136,000 | 3,436 |
| Cash dividends | $792,000 | 2,222 |
| Sale, conversion, retirement of capital stock, net | $25,000 | 761 |
| Net operating income | $1,035,000 | 3,774 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $4,023,000 | 3,927 |
| Total interest expense | $530,000 | 3,808 |
| Net interest income | $3,493,000 | 3,896 |
| Provision for loan and lease losses | $85,000 | 3,553 |
| Total noninterest income | $1,096,000 | 2,681 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $463,000 | 2,016 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $633,000 | 2,653 |
| Total noninterest expense | $3,650,000 | 3,481 |
| Salaries and employee benefits | $2,027,000 | 3,366 |
| Premises and equipment expense | $435,000 | 3,423 |
| Additional noninterest expense | $1,188,000 | 3,519 |
| Pre-tax net operating income | $854,000 | 3,949 |
| Securities gains (losses) | $44,000 | 1,763 |
| Applicable income taxes | $0 | 4,713 |
| Income before extraordinary items | $898,000 | 3,617 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $898,000 | 3,619 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $898,000 | 3,621 |
| Net charge-offs | $132,000 | 2,994 |
| Cash dividends | $260,000 | 2,740 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $854,000 | 3,636 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $2,693,000 | 3,928 |
| Total interest expense | $364,000 | 3,795 |
| Net interest income | $2,329,000 | 3,893 |
| Provision for loan and lease losses | $60,000 | 3,384 |
| Total noninterest income | $733,000 | 2,693 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $298,000 | 2,049 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $435,000 | 2,675 |
| Total noninterest expense | $2,411,000 | 3,527 |
| Salaries and employee benefits | $1,348,000 | 3,385 |
| Premises and equipment expense | $287,000 | 3,468 |
| Additional noninterest expense | $776,000 | 3,578 |
| Pre-tax net operating income | $591,000 | 3,849 |
| Securities gains (losses) | $34,000 | 1,755 |
| Applicable income taxes | $0 | 4,679 |
| Income before extraordinary items | $625,000 | 3,537 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $625,000 | 3,539 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $625,000 | 3,540 |
| Net charge-offs | $0 | 4,909 |
| Cash dividends | $260,000 | 2,333 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $591,000 | 3,525 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $1,347,000 | 3,960 |
| Total interest expense | $186,000 | 3,835 |
| Net interest income | $1,161,000 | 3,916 |
| Provision for loan and lease losses | $30,000 | 3,174 |
| Total noninterest income | $349,000 | 2,766 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $155,000 | 1,977 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $194,000 | 2,819 |
| Total noninterest expense | $1,236,000 | 3,485 |
| Salaries and employee benefits | $688,000 | 3,359 |
| Premises and equipment expense | $149,000 | 3,396 |
| Additional noninterest expense | $399,000 | 3,513 |
| Pre-tax net operating income | $244,000 | 4,170 |
| Securities gains (losses) | $34,000 | 1,082 |
| Applicable income taxes | $0 | 4,602 |
| Income before extraordinary items | $278,000 | 3,711 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $278,000 | 3,710 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $278,000 | 3,712 |
| Net charge-offs | $0 | 4,145 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $244,000 | 3,837 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $5,746,000 | 3,946 |
| Total interest expense | $895,000 | 3,874 |
| Net interest income | $4,851,000 | 3,893 |
| Provision for loan and lease losses | $145,000 | 4,319 |
| Total noninterest income | $1,228,000 | 2,924 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $658,000 | 1,999 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $570,000 | 3,175 |
| Total noninterest expense | $4,748,000 | 3,609 |
| Salaries and employee benefits | $2,670,000 | 3,401 |
| Premises and equipment expense | $561,000 | 3,549 |
| Additional noninterest expense | $1,517,000 | 3,762 |
| Pre-tax net operating income | $1,186,000 | 3,734 |
| Securities gains (losses) | $27,000 | 3,059 |
| Applicable income taxes | $0 | 4,751 |
| Income before extraordinary items | $1,213,000 | 3,517 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,213,000 | 3,519 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $1,213,000 | 3,520 |
| Net charge-offs | $50,000 | 4,920 |
| Cash dividends | $1,050,000 | 1,881 |
| Sale, conversion, retirement of capital stock, net | $25,000 | 810 |
| Net operating income | $1,186,000 | 3,417 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $4,334,000 | 4,002 |
| Total interest expense | $692,000 | 3,922 |
| Net interest income | $3,642,000 | 3,947 |
| Provision for loan and lease losses | $115,000 | 4,210 |
| Total noninterest income | $1,101,000 | 2,651 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $498,000 | 2,005 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $603,000 | 2,669 |
| Total noninterest expense | $3,501,000 | 3,677 |
| Salaries and employee benefits | $1,961,000 | 3,473 |
| Premises and equipment expense | $428,000 | 3,550 |
| Additional noninterest expense | $1,112,000 | 3,831 |
| Pre-tax net operating income | $1,127,000 | 3,425 |
| Securities gains (losses) | $25,000 | 2,786 |
| Applicable income taxes | $0 | 4,802 |
| Income before extraordinary items | $1,152,000 | 3,159 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,152,000 | 3,158 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $1,152,000 | 3,157 |
| Net charge-offs | $47,000 | 4,558 |
| Cash dividends | $405,000 | 2,259 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $1,127,000 | 3,049 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $2,918,000 | 4,005 |
| Total interest expense | $476,000 | 3,943 |
| Net interest income | $2,442,000 | 3,948 |
| Provision for loan and lease losses | $85,000 | 4,069 |
| Total noninterest income | $738,000 | 2,608 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $335,000 | 1,977 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $403,000 | 2,639 |
| Total noninterest expense | $2,344,000 | 3,687 |
| Salaries and employee benefits | $1,310,000 | 3,484 |
| Premises and equipment expense | $288,000 | 3,528 |
| Additional noninterest expense | $746,000 | 3,830 |
| Pre-tax net operating income | $751,000 | 3,407 |
| Securities gains (losses) | $2,000 | 3,012 |
| Applicable income taxes | $0 | 4,770 |
| Income before extraordinary items | $753,000 | 3,177 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $753,000 | 3,175 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $753,000 | 3,177 |
| Net charge-offs | $65,000 | 3,794 |
| Cash dividends | $405,000 | 1,811 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $751,000 | 3,019 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $1,469,000 | 4,019 |
| Total interest expense | $242,000 | 4,005 |
| Net interest income | $1,227,000 | 3,957 |
| Provision for loan and lease losses | $45,000 | 3,771 |
| Total noninterest income | $342,000 | 2,718 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $172,000 | 1,926 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $170,000 | 2,883 |
| Total noninterest expense | $1,204,000 | 3,622 |
| Salaries and employee benefits | $667,000 | 3,471 |
| Premises and equipment expense | $147,000 | 3,517 |
| Additional noninterest expense | $390,000 | 3,697 |
| Pre-tax net operating income | $320,000 | 3,720 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $0 | 4,704 |
| Income before extraordinary items | $320,000 | 3,522 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $320,000 | 3,525 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $320,000 | 3,525 |
| Net charge-offs | $56,000 | 2,935 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $320,000 | 3,344 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $6,021,000 | 4,050 |
| Total interest expense | $1,103,000 | 4,170 |
| Net interest income | $4,918,000 | 3,953 |
| Provision for loan and lease losses | $707,000 | 2,931 |
| Total noninterest income | $1,457,000 | 2,496 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $637,000 | 2,141 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $820,000 | 2,405 |
| Total noninterest expense | $5,042,000 | 3,514 |
| Salaries and employee benefits | $2,714,000 | 3,354 |
| Premises and equipment expense | $579,000 | 3,674 |
| Additional noninterest expense | $1,749,000 | 3,489 |
| Pre-tax net operating income | $626,000 | 4,454 |
| Securities gains (losses) | $24,000 | 2,997 |
| Applicable income taxes | $0 | 4,719 |
| Income before extraordinary items | $650,000 | 4,270 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $650,000 | 4,272 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $650,000 | 4,272 |
| Net charge-offs | $824,000 | 2,594 |
| Cash dividends | $600,000 | 2,194 |
| Sale, conversion, retirement of capital stock, net | $25,000 | 919 |
| Net operating income | $626,000 | 4,202 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $4,402,000 | 4,186 |
| Total interest expense | $854,000 | 4,206 |
| Net interest income | $3,548,000 | 4,073 |
| Provision for loan and lease losses | $302,000 | 3,592 |
| Total noninterest income | $1,254,000 | 2,267 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $508,000 | 2,045 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $746,000 | 2,138 |
| Total noninterest expense | $3,646,000 | 3,621 |
| Salaries and employee benefits | $2,003,000 | 3,392 |
| Premises and equipment expense | $424,000 | 3,774 |
| Additional noninterest expense | $1,219,000 | 3,651 |
| Pre-tax net operating income | $854,000 | 3,595 |
| Securities gains (losses) | $24,000 | 2,728 |
| Applicable income taxes | $0 | 4,740 |
| Income before extraordinary items | $878,000 | 3,323 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $878,000 | 3,325 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $878,000 | 3,324 |
| Net charge-offs | $276,000 | 3,340 |
| Cash dividends | $390,000 | 2,074 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $854,000 | 3,269 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $2,947,000 | 4,199 |
| Total interest expense | $591,000 | 4,222 |
| Net interest income | $2,356,000 | 4,098 |
| Provision for loan and lease losses | $245,000 | 3,276 |
| Total noninterest income | $829,000 | 2,276 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $337,000 | 2,039 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $492,000 | 2,124 |
| Total noninterest expense | $2,480,000 | 3,594 |
| Salaries and employee benefits | $1,338,000 | 3,407 |
| Premises and equipment expense | $292,000 | 3,716 |
| Additional noninterest expense | $850,000 | 3,591 |
| Pre-tax net operating income | $460,000 | 3,961 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $0 | 4,697 |
| Income before extraordinary items | $460,000 | 3,738 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $460,000 | 3,739 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $460,000 | 3,740 |
| Net charge-offs | $241,000 | 2,921 |
| Cash dividends | $390,000 | 1,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $460,000 | 3,632 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $1,484,000 | 4,201 |
| Total interest expense | $308,000 | 4,228 |
| Net interest income | $1,176,000 | 4,100 |
| Provision for loan and lease losses | $50,000 | 4,153 |
| Total noninterest income | $415,000 | 2,296 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $160,000 | 2,103 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $255,000 | 2,117 |
| Total noninterest expense | $1,269,000 | 3,537 |
| Salaries and employee benefits | $671,000 | 3,432 |
| Premises and equipment expense | $152,000 | 3,667 |
| Additional noninterest expense | $446,000 | 3,473 |
| Pre-tax net operating income | $272,000 | 3,692 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $0 | 4,545 |
| Income before extraordinary items | $272,000 | 3,423 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $272,000 | 3,420 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $272,000 | 3,421 |
| Net charge-offs | $184,000 | 2,178 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $272,000 | 3,363 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $6,348,000 | 4,149 |
| Total interest expense | $1,479,000 | 4,297 |
| Net interest income | $4,869,000 | 4,027 |
| Provision for loan and lease losses | $140,000 | 5,715 |
| Total noninterest income | $1,429,000 | 2,598 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $584,000 | 2,335 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $845,000 | 2,419 |
| Total noninterest expense | $5,231,000 | 3,482 |
| Salaries and employee benefits | $2,737,000 | 3,353 |
| Premises and equipment expense | $600,000 | 3,719 |
| Additional noninterest expense | $1,894,000 | 3,402 |
| Pre-tax net operating income | $927,000 | 3,512 |
| Securities gains (losses) | $90,000 | 2,248 |
| Applicable income taxes | $0 | 4,655 |
| Income before extraordinary items | $1,017,000 | 3,196 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,017,000 | 3,193 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $1,017,000 | 3,196 |
| Net charge-offs | $330,000 | 4,191 |
| Cash dividends | $1,180,000 | 1,317 |
| Sale, conversion, retirement of capital stock, net | $28,000 | 1,050 |
| Net operating income | $927,000 | 3,227 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $4,767,000 | 4,228 |
| Total interest expense | $1,138,000 | 4,374 |
| Net interest income | $3,629,000 | 4,102 |
| Provision for loan and lease losses | $95,000 | 5,724 |
| Total noninterest income | $1,080,000 | 2,591 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $442,000 | 2,382 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $638,000 | 2,403 |
| Total noninterest expense | $3,817,000 | 3,555 |
| Salaries and employee benefits | $2,011,000 | 3,421 |
| Premises and equipment expense | $444,000 | 3,806 |
| Additional noninterest expense | $1,362,000 | 3,487 |
| Pre-tax net operating income | $797,000 | 3,470 |
| Securities gains (losses) | $93,000 | 1,997 |
| Applicable income taxes | $0 | 4,726 |
| Income before extraordinary items | $890,000 | 3,100 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $890,000 | 3,098 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $890,000 | 3,100 |
| Net charge-offs | $159,000 | 4,454 |
| Cash dividends | $780,000 | 1,290 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $797,000 | 3,162 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $3,190,000 | 4,261 |
| Total interest expense | $766,000 | 4,458 |
| Net interest income | $2,424,000 | 4,099 |
| Provision for loan and lease losses | $60,000 | 5,595 |
| Total noninterest income | $723,000 | 2,534 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $288,000 | 2,437 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $435,000 | 2,294 |
| Total noninterest expense | $2,562,000 | 3,557 |
| Salaries and employee benefits | $1,331,000 | 3,466 |
| Premises and equipment expense | $304,000 | 3,766 |
| Additional noninterest expense | $927,000 | 3,412 |
| Pre-tax net operating income | $525,000 | 3,543 |
| Securities gains (losses) | $9,000 | 2,629 |
| Applicable income taxes | $0 | 4,691 |
| Income before extraordinary items | $534,000 | 3,295 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $534,000 | 3,291 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $534,000 | 3,294 |
| Net charge-offs | $33,000 | 5,209 |
| Cash dividends | $540,000 | 1,251 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $525,000 | 3,212 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $1,610,000 | 4,310 |
| Total interest expense | $384,000 | 4,580 |
| Net interest income | $1,226,000 | 4,090 |
| Provision for loan and lease losses | $30,000 | 5,300 |
| Total noninterest income | $338,000 | 2,642 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $131,000 | 2,617 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $207,000 | 2,344 |
| Total noninterest expense | $1,291,000 | 3,565 |
| Salaries and employee benefits | $678,000 | 3,474 |
| Premises and equipment expense | $162,000 | 3,682 |
| Additional noninterest expense | $451,000 | 3,462 |
| Pre-tax net operating income | $243,000 | 3,731 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $243,000 | 3,549 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $243,000 | 3,545 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $243,000 | 3,548 |
| Net charge-offs | $29,000 | 4,173 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $243,000 | 3,418 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $7,209,000 | 4,102 |
| Total interest expense | $1,965,000 | 4,505 |
| Net interest income | $5,244,000 | 3,828 |
| Provision for loan and lease losses | $565,000 | 4,357 |
| Total noninterest income | $1,186,000 | 3,004 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $620,000 | 2,483 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $566,000 | 2,993 |
| Total noninterest expense | $4,866,000 | 3,780 |
| Salaries and employee benefits | $2,552,000 | 3,629 |
| Premises and equipment expense | $639,000 | 3,719 |
| Additional noninterest expense | $1,675,000 | 3,780 |
| Pre-tax net operating income | $999,000 | 2,991 |
| Securities gains (losses) | $166,000 | 1,703 |
| Applicable income taxes | $0 | 4,388 |
| Income before extraordinary items | $1,165,000 | 2,523 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,165,000 | 2,521 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $1,165,000 | 2,522 |
| Net charge-offs | $59,000 | 6,106 |
| Cash dividends | $1,100,000 | 1,517 |
| Sale, conversion, retirement of capital stock, net | $32,000 | 1,143 |
| Net operating income | $999,000 | 2,726 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $5,505,000 | 4,108 |
| Total interest expense | $1,552,000 | 4,496 |
| Net interest income | $3,953,000 | 3,815 |
| Provision for loan and lease losses | $345,000 | 4,399 |
| Total noninterest income | $873,000 | 3,098 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $470,000 | 2,480 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $403,000 | 3,173 |
| Total noninterest expense | $3,537,000 | 3,869 |
| Salaries and employee benefits | $1,864,000 | 3,738 |
| Premises and equipment expense | $462,000 | 3,842 |
| Additional noninterest expense | $1,211,000 | 3,852 |
| Pre-tax net operating income | $944,000 | 2,833 |
| Securities gains (losses) | $166,000 | 1,431 |
| Applicable income taxes | $0 | 4,592 |
| Income before extraordinary items | $1,110,000 | 2,294 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $1,110,000 | 2,292 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $1,110,000 | 2,295 |
| Net charge-offs | $57,000 | 5,575 |
| Cash dividends | $500,000 | 1,982 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $944,000 | 2,525 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $3,694,000 | 4,130 |
| Total interest expense | $1,095,000 | 4,469 |
| Net interest income | $2,599,000 | 3,829 |
| Provision for loan and lease losses | $90,000 | 5,421 |
| Total noninterest income | $579,000 | 3,106 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $305,000 | 2,507 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $274,000 | 3,142 |
| Total noninterest expense | $2,384,000 | 3,873 |
| Salaries and employee benefits | $1,247,000 | 3,774 |
| Premises and equipment expense | $315,000 | 3,803 |
| Additional noninterest expense | $822,000 | 3,798 |
| Pre-tax net operating income | $704,000 | 2,756 |
| Securities gains (losses) | $48,000 | 1,930 |
| Applicable income taxes | $0 | 4,657 |
| Income before extraordinary items | $752,000 | 2,341 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $752,000 | 2,337 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $752,000 | 2,340 |
| Net charge-offs | $91,000 | 4,347 |
| Cash dividends | $500,000 | 1,607 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $704,000 | 2,398 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $1,844,000 | 4,166 |
| Total interest expense | $573,000 | 4,465 |
| Net interest income | $1,271,000 | 3,888 |
| Provision for loan and lease losses | $40,000 | 5,160 |
| Total noninterest income | $285,000 | 3,118 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $145,000 | 2,536 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $140,000 | 3,082 |
| Total noninterest expense | $1,153,000 | 3,886 |
| Salaries and employee benefits | $632,000 | 3,766 |
| Premises and equipment expense | $149,000 | 3,991 |
| Additional noninterest expense | $372,000 | 3,784 |
| Pre-tax net operating income | $363,000 | 3,002 |
| Securities gains (losses) | $4,000 | 2,106 |
| Applicable income taxes | $0 | 4,835 |
| Income before extraordinary items | $367,000 | 2,739 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $367,000 | 2,737 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $367,000 | 2,740 |
| Net charge-offs | $4,000 | 5,207 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $363,000 | 2,617 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $8,076,000 | 4,106 |
| Total interest expense | $3,012,000 | 4,245 |
| Net interest income | $5,064,000 | 3,920 |
| Provision for loan and lease losses | $100,000 | 6,027 |
| Total noninterest income | $1,245,000 | 2,971 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $653,000 | 2,483 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $592,000 | 2,913 |
| Total noninterest expense | $4,643,000 | 3,785 |
| Salaries and employee benefits | $2,613,000 | 3,647 |
| Premises and equipment expense | $609,000 | 3,897 |
| Additional noninterest expense | $1,421,000 | 3,769 |
| Pre-tax net operating income | $1,566,000 | 2,941 |
| Securities gains (losses) | $56,000 | 1,521 |
| Applicable income taxes | $0 | 4,979 |
| Income before extraordinary items | $1,622,000 | 2,376 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,622,000 | 2,376 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $120,000 | 4,747 |
| Cash dividends | $1,380,000 | 1,846 |
| Sale, conversion, retirement of capital stock, net | $42,000 | 1,160 |
| Net operating income | $1,566,000 | 2,583 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $6,096,000 | 4,157 |
| Total interest expense | $2,349,000 | 4,255 |
| Net interest income | $3,747,000 | 3,972 |
| Provision for loan and lease losses | $70,000 | 5,559 |
| Total noninterest income | $949,000 | 2,995 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $509,000 | 2,422 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $440,000 | 3,018 |
| Total noninterest expense | $3,381,000 | 3,867 |
| Salaries and employee benefits | $1,889,000 | 3,780 |
| Premises and equipment expense | $464,000 | 3,856 |
| Additional noninterest expense | $1,028,000 | 3,784 |
| Pre-tax net operating income | $1,245,000 | 3,241 |
| Securities gains (losses) | $56,000 | 1,342 |
| Applicable income taxes | $0 | 5,372 |
| Income before extraordinary items | $1,301,000 | 2,599 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $1,301,000 | 2,597 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $46,000 | 4,764 |
| Cash dividends | $880,000 | 1,994 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,245,000 | 2,823 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $4,078,000 | 4,192 |
| Total interest expense | $1,641,000 | 4,258 |
| Net interest income | $2,437,000 | 4,046 |
| Provision for loan and lease losses | $40,000 | 5,379 |
| Total noninterest income | $629,000 | 3,047 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $328,000 | 2,463 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $301,000 | 3,010 |
| Total noninterest expense | $2,251,000 | 3,884 |
| Salaries and employee benefits | $1,259,000 | 3,822 |
| Premises and equipment expense | $317,000 | 3,795 |
| Additional noninterest expense | $675,000 | 3,815 |
| Pre-tax net operating income | $775,000 | 3,493 |
| Securities gains (losses) | $131,000 | 800 |
| Applicable income taxes | $0 | 5,627 |
| Income before extraordinary items | $906,000 | 2,788 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $906,000 | 2,787 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $22,000 | 4,555 |
| Cash dividends | $880,000 | 1,582 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $775,000 | 3,055 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $2,099,000 | 4,186 |
| Total interest expense | $858,000 | 4,323 |
| Net interest income | $1,241,000 | 4,002 |
| Provision for loan and lease losses | $10,000 | 5,419 |
| Total noninterest income | $296,000 | 3,160 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $150,000 | 2,617 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $146,000 | 3,086 |
| Total noninterest expense | $1,116,000 | 3,916 |
| Salaries and employee benefits | $636,000 | 3,796 |
| Premises and equipment expense | $159,000 | 3,812 |
| Additional noninterest expense | $321,000 | 3,913 |
| Pre-tax net operating income | $411,000 | 3,486 |
| Securities gains (losses) | $59,000 | 996 |
| Applicable income taxes | $0 | 5,622 |
| Income before extraordinary items | $470,000 | 2,838 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $470,000 | 2,840 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,217 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $411,000 | 3,058 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $8,317,000 | 4,263 |
| Total interest expense | $3,561,000 | 4,292 |
| Net interest income | $4,756,000 | 4,145 |
| Provision for loan and lease losses | $15,000 | 6,431 |
| Total noninterest income | $1,317,000 | 2,955 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $618,000 | 2,611 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $699,000 | 2,758 |
| Total noninterest expense | $4,485,000 | 3,765 |
| Salaries and employee benefits | $2,427,000 | 3,810 |
| Premises and equipment expense | $445,000 | 4,706 |
| Additional noninterest expense | $1,613,000 | 3,220 |
| Pre-tax net operating income | $1,573,000 | 3,820 |
| Securities gains (losses) | $63,000 | 727 |
| Applicable income taxes | $22,000 | 5,376 |
| Income before extraordinary items | $1,614,000 | 3,275 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,614,000 | 3,274 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $24,000 | 5,388 |
| Cash dividends | $900,000 | 2,792 |
| Sale, conversion, retirement of capital stock, net | $60,000 | 1,034 |
| Net operating income | $1,551,630 | 3,353 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $6,195,000 | 4,297 |
| Total interest expense | $2,622,000 | 4,355 |
| Net interest income | $3,573,000 | 4,157 |
| Provision for loan and lease losses | $5,000 | 6,358 |
| Total noninterest income | $1,017,000 | 2,881 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $476,000 | 2,547 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $541,000 | 2,711 |
| Total noninterest expense | $3,161,000 | 3,938 |
| Salaries and employee benefits | $1,697,000 | 3,989 |
| Premises and equipment expense | $284,000 | 5,167 |
| Additional noninterest expense | $1,180,000 | 3,236 |
| Pre-tax net operating income | $1,424,000 | 3,584 |
| Securities gains (losses) | $26,000 | 768 |
| Applicable income taxes | $0 | 6,220 |
| Income before extraordinary items | $1,450,000 | 3,046 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $1,450,000 | 3,045 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $34,000 | 4,091 |
| Cash dividends | $400,000 | 3,222 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $1,424,000 | 3,069 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $4,105,000 | 4,326 |
| Total interest expense | $1,725,000 | 4,394 |
| Net interest income | $2,380,000 | 4,189 |
| Provision for loan and lease losses | $0 | 6,209 |
| Total noninterest income | $671,000 | 2,920 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $301,000 | 2,646 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $370,000 | 2,683 |
| Total noninterest expense | $1,994,000 | 4,130 |
| Salaries and employee benefits | $1,096,000 | 4,118 |
| Premises and equipment expense | $178,000 | 5,371 |
| Additional noninterest expense | $720,000 | 3,484 |
| Pre-tax net operating income | $1,057,000 | 3,406 |
| Securities gains (losses) | $21,000 | 698 |
| Applicable income taxes | $0 | 6,265 |
| Income before extraordinary items | $1,078,000 | 2,873 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,078,000 | 2,872 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 4,059 |
| Cash dividends | $400,000 | 2,742 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $1,057,000 | 2,896 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $2,005,000 | 4,396 |
| Total interest expense | $831,000 | 4,472 |
| Net interest income | $1,174,000 | 4,234 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $352,000 | 2,795 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $148,000 | 2,628 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $204,000 | 2,518 |
| Total noninterest expense | $993,000 | 4,164 |
| Salaries and employee benefits | $552,000 | 4,123 |
| Premises and equipment expense | $75,000 | 5,852 |
| Additional noninterest expense | $366,000 | 3,406 |
| Pre-tax net operating income | $533,000 | 3,377 |
| Securities gains (losses) | $21,000 | 555 |
| Applicable income taxes | $0 | 6,196 |
| Income before extraordinary items | $554,000 | 2,800 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $554,000 | 2,801 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 4,238 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $533,000 | 2,864 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $7,684,000 | 4,309 |
| Total interest expense | $3,017,000 | 4,314 |
| Net interest income | $4,667,000 | 4,227 |
| Provision for loan and lease losses | $50,000 | 5,567 |
| Total noninterest income | $1,221,000 | 3,087 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $600,000 | 2,681 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $621,000 | 2,954 |
| Total noninterest expense | $3,983,000 | 4,014 |
| Salaries and employee benefits | $2,185,000 | 4,001 |
| Premises and equipment expense | $361,000 | 5,242 |
| Additional noninterest expense | $1,437,000 | 3,403 |
| Pre-tax net operating income | $1,855,000 | 3,817 |
| Securities gains (losses) | $6,000 | 1,217 |
| Applicable income taxes | $0 | 6,600 |
| Income before extraordinary items | $1,861,000 | 3,255 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,861,000 | 3,254 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 5,171 |
| Cash dividends | $725,000 | 3,135 |
| Sale, conversion, retirement of capital stock, net | $57,000 | 992 |
| Net operating income | $1,855,000 | 3,254 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $5,661,000 | 4,335 |
| Total interest expense | $2,143,000 | 4,356 |
| Net interest income | $3,518,000 | 4,234 |
| Provision for loan and lease losses | $50,000 | 5,035 |
| Total noninterest income | $997,000 | 2,928 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $445,000 | 2,713 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $552,000 | 2,705 |
| Total noninterest expense | $2,840,000 | 4,136 |
| Salaries and employee benefits | $1,565,000 | 4,125 |
| Premises and equipment expense | $225,000 | 5,773 |
| Additional noninterest expense | $1,050,000 | 3,466 |
| Pre-tax net operating income | $1,625,000 | 3,601 |
| Securities gains (losses) | $3,000 | 1,123 |
| Applicable income taxes | $0 | 6,687 |
| Income before extraordinary items | $1,628,000 | 3,017 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $1,628,000 | 3,018 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-5,000 | 7,572 |
| Cash dividends | $350,000 | 3,441 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $1,625,000 | 3,015 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $3,688,000 | 4,348 |
| Total interest expense | $1,322,000 | 4,433 |
| Net interest income | $2,366,000 | 4,201 |
| Provision for loan and lease losses | $50,000 | 4,407 |
| Total noninterest income | $647,000 | 2,983 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $288,000 | 2,747 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $359,000 | 2,714 |
| Total noninterest expense | $1,881,000 | 4,172 |
| Salaries and employee benefits | $1,043,000 | 4,153 |
| Premises and equipment expense | $158,000 | 5,646 |
| Additional noninterest expense | $680,000 | 3,570 |
| Pre-tax net operating income | $1,082,000 | 3,609 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $0 | 6,706 |
| Income before extraordinary items | $1,082,000 | 3,025 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,082,000 | 3,027 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-8,000 | 7,675 |
| Cash dividends | $350,000 | 2,888 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $1,082,000 | 3,017 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $1,817,000 | 4,354 |
| Total interest expense | $624,000 | 4,474 |
| Net interest income | $1,193,000 | 4,181 |
| Provision for loan and lease losses | $30,000 | 3,822 |
| Total noninterest income | $321,000 | 2,948 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $138,000 | 2,780 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $183,000 | 2,650 |
| Total noninterest expense | $970,000 | 4,102 |
| Salaries and employee benefits | $529,000 | 4,131 |
| Premises and equipment expense | $87,000 | 5,380 |
| Additional noninterest expense | $354,000 | 3,430 |
| Pre-tax net operating income | $514,000 | 3,672 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $0 | 6,588 |
| Income before extraordinary items | $514,000 | 3,093 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $514,000 | 3,092 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 6,481 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $514,000 | 3,073 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $6,705,000 | 4,275 |
| Total interest expense | $2,143,000 | 4,238 |
| Net interest income | $4,562,000 | 4,221 |
| Provision for loan and lease losses | $80,000 | 5,115 |
| Total noninterest income | $1,089,000 | 3,351 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $501,000 | 3,053 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $588,000 | 3,090 |
| Total noninterest expense | $3,657,000 | 4,151 |
| Salaries and employee benefits | $2,106,000 | 3,972 |
| Premises and equipment expense | $362,000 | 5,177 |
| Additional noninterest expense | $1,189,000 | 3,894 |
| Pre-tax net operating income | $1,914,000 | 3,796 |
| Securities gains (losses) | $1,000 | 2,117 |
| Applicable income taxes | $0 | 6,964 |
| Income before extraordinary items | $1,915,000 | 3,203 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $1,915,000 | 3,205 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $67,000 | 3,923 |
| Cash dividends | $885,000 | 2,688 |
| Sale, conversion, retirement of capital stock, net | $61,000 | 781 |
| Net operating income | $1,914,000 | 3,172 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $4,959,000 | 4,273 |
| Total interest expense | $1,519,000 | 4,248 |
| Net interest income | $3,440,000 | 4,197 |
| Provision for loan and lease losses | $40,000 | 5,540 |
| Total noninterest income | $849,000 | 3,276 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $375,000 | 3,049 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $474,000 | 2,981 |
| Total noninterest expense | $2,642,000 | 4,227 |
| Salaries and employee benefits | $1,492,000 | 4,118 |
| Premises and equipment expense | $238,000 | 5,580 |
| Additional noninterest expense | $912,000 | 3,766 |
| Pre-tax net operating income | $1,607,000 | 3,571 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $0 | 6,976 |
| Income before extraordinary items | $1,607,000 | 2,967 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,607,000 | 2,968 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $73,000 | 2,976 |
| Cash dividends | $360,000 | 3,258 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $1,607,000 | 2,929 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $3,252,000 | 4,245 |
| Total interest expense | $957,000 | 4,257 |
| Net interest income | $2,295,000 | 4,186 |
| Provision for loan and lease losses | $10,000 | 6,110 |
| Total noninterest income | $550,000 | 3,297 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $250,000 | 3,011 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $300,000 | 3,054 |
| Total noninterest expense | $1,742,000 | 4,250 |
| Salaries and employee benefits | $967,000 | 4,172 |
| Premises and equipment expense | $169,000 | 5,376 |
| Additional noninterest expense | $606,000 | 3,770 |
| Pre-tax net operating income | $1,093,000 | 3,488 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $0 | 6,961 |
| Income before extraordinary items | $1,093,000 | 2,891 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,093,000 | 2,891 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $23,000 | 3,630 |
| Cash dividends | $360,000 | 2,660 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $1,093,000 | 2,848 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,606,000 | 4,267 |
| Total interest expense | $447,000 | 4,355 |
| Net interest income | $1,159,000 | 4,182 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $314,000 | 2,961 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $128,000 | 2,879 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $186,000 | 2,593 |
| Total noninterest expense | $851,000 | 4,349 |
| Salaries and employee benefits | $471,000 | 4,283 |
| Premises and equipment expense | $83,000 | 5,458 |
| Additional noninterest expense | $297,000 | 3,831 |
| Pre-tax net operating income | $622,000 | 3,146 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $0 | 6,892 |
| Income before extraordinary items | $622,000 | 2,543 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $622,000 | 2,544 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 3,295 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $622,000 | 2,504 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $6,395,000 | 4,073 |
| Total interest expense | $1,853,000 | 3,880 |
| Net interest income | $4,542,000 | 4,093 |
| Provision for loan and lease losses | $65,000 | 5,573 |
| Total noninterest income | $1,252,000 | 3,031 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $509,000 | 3,106 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $743,000 | 2,620 |
| Total noninterest expense | $3,424,000 | 4,251 |
| Salaries and employee benefits | $1,969,000 | 4,043 |
| Premises and equipment expense | $370,000 | 5,027 |
| Additional noninterest expense | $1,085,000 | 4,061 |
| Pre-tax net operating income | $2,305,000 | 3,198 |
| Securities gains (losses) | $19,000 | 2,428 |
| Applicable income taxes | $32,000 | 6,314 |
| Income before extraordinary items | $2,292,000 | 2,602 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $2,292,000 | 2,605 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $204,000 | 2,552 |
| Cash dividends | $915,000 | 2,486 |
| Sale, conversion, retirement of capital stock, net | $60,000 | 717 |
| Net operating income | $2,273,190 | 2,569 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $4,784,000 | 4,062 |
| Total interest expense | $1,361,000 | 3,892 |
| Net interest income | $3,423,000 | 4,071 |
| Provision for loan and lease losses | $50,000 | 5,368 |
| Total noninterest income | $1,006,000 | 2,912 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $388,000 | 3,081 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $618,000 | 2,458 |
| Total noninterest expense | $2,482,000 | 4,316 |
| Salaries and employee benefits | $1,398,000 | 4,181 |
| Premises and equipment expense | $252,000 | 5,316 |
| Additional noninterest expense | $832,000 | 3,966 |
| Pre-tax net operating income | $1,897,000 | 3,012 |
| Securities gains (losses) | $19,000 | 2,339 |
| Applicable income taxes | $32,000 | 6,249 |
| Income before extraordinary items | $1,884,000 | 2,449 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $1,884,000 | 2,452 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $194,000 | 1,942 |
| Cash dividends | $360,000 | 3,173 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $1,865,380 | 2,409 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $3,181,000 | 4,069 |
| Total interest expense | $907,000 | 3,904 |
| Net interest income | $2,274,000 | 4,092 |
| Provision for loan and lease losses | $28,000 | 5,569 |
| Total noninterest income | $700,000 | 2,832 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $255,000 | 3,096 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $445,000 | 2,365 |
| Total noninterest expense | $1,697,000 | 4,271 |
| Salaries and employee benefits | $923,000 | 4,233 |
| Premises and equipment expense | $175,000 | 5,210 |
| Additional noninterest expense | $599,000 | 3,749 |
| Pre-tax net operating income | $1,249,000 | 3,015 |
| Securities gains (losses) | $18,000 | 2,100 |
| Applicable income taxes | $32,000 | 5,987 |
| Income before extraordinary items | $1,235,000 | 2,460 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,235,000 | 2,461 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,000 | 4,398 |
| Cash dividends | $360,000 | 2,613 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $1,217,540 | 2,430 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,599,000 | 4,068 |
| Total interest expense | $447,000 | 3,993 |
| Net interest income | $1,152,000 | 4,023 |
| Provision for loan and lease losses | $20,000 | 4,792 |
| Total noninterest income | $387,000 | 2,591 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $122,000 | 3,125 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $265,000 | 2,044 |
| Total noninterest expense | $875,000 | 4,177 |
| Salaries and employee benefits | $465,000 | 4,243 |
| Premises and equipment expense | $102,000 | 4,723 |
| Additional noninterest expense | $308,000 | 3,671 |
| Pre-tax net operating income | $644,000 | 2,896 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $32,000 | 5,327 |
| Income before extraordinary items | $612,000 | 2,452 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $612,000 | 2,453 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 3,346 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $612,000 | 2,371 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $6,640,000 | 3,980 |
| Total interest expense | $2,188,000 | 3,731 |
| Net interest income | $4,452,000 | 4,028 |
| Provision for loan and lease losses | $90,000 | 5,469 |
| Total noninterest income | $1,027,000 | 3,670 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $517,000 | 3,008 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $510,000 | 3,547 |
| Total noninterest expense | $3,240,000 | 4,374 |
| Salaries and employee benefits | $1,850,000 | 4,179 |
| Premises and equipment expense | $382,000 | 4,895 |
| Additional noninterest expense | $1,008,000 | 4,250 |
| Pre-tax net operating income | $2,149,000 | 3,232 |
| Securities gains (losses) | $53,000 | 2,465 |
| Applicable income taxes | $52,000 | 6,244 |
| Income before extraordinary items | $2,150,000 | 2,715 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $2,150,000 | 2,716 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $224,000 | 2,693 |
| Cash dividends | $940,000 | 2,443 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $2,098,060 | 2,630 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $5,027,000 | 4,017 |
| Total interest expense | $1,659,000 | 3,825 |
| Net interest income | $3,368,000 | 4,023 |
| Provision for loan and lease losses | $68,000 | 5,354 |
| Total noninterest income | $786,000 | 3,687 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $399,000 | 2,953 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $387,000 | 3,591 |
| Total noninterest expense | $2,361,000 | 4,450 |
| Salaries and employee benefits | $1,332,000 | 4,292 |
| Premises and equipment expense | $258,000 | 5,228 |
| Additional noninterest expense | $771,000 | 4,166 |
| Pre-tax net operating income | $1,725,000 | 3,178 |
| Securities gains (losses) | $52,000 | 2,281 |
| Applicable income taxes | $39,000 | 6,406 |
| Income before extraordinary items | $1,738,000 | 2,636 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $1,738,000 | 2,635 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $78,000 | 3,610 |
| Cash dividends | $390,000 | 3,078 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $1,687,040 | 2,556 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $3,370,000 | 4,034 |
| Total interest expense | $1,123,000 | 3,887 |
| Net interest income | $2,247,000 | 4,020 |
| Provision for loan and lease losses | $45,000 | 5,281 |
| Total noninterest income | $506,000 | 3,710 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $266,000 | 2,923 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $240,000 | 3,696 |
| Total noninterest expense | $1,613,000 | 4,363 |
| Salaries and employee benefits | $880,000 | 4,313 |
| Premises and equipment expense | $170,000 | 5,234 |
| Additional noninterest expense | $563,000 | 3,890 |
| Pre-tax net operating income | $1,095,000 | 3,301 |
| Securities gains (losses) | $52,000 | 1,985 |
| Applicable income taxes | $26,000 | 6,437 |
| Income before extraordinary items | $1,121,000 | 2,724 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,121,000 | 2,723 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $42,000 | 3,655 |
| Cash dividends | $390,000 | 2,507 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $1,070,040 | 2,669 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,688,000 | 4,047 |
| Total interest expense | $550,000 | 4,044 |
| Net interest income | $1,138,000 | 3,983 |
| Provision for loan and lease losses | $23,000 | 5,064 |
| Total noninterest income | $262,000 | 3,532 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $130,000 | 2,900 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $132,000 | 3,437 |
| Total noninterest expense | $805,000 | 4,350 |
| Salaries and employee benefits | $437,000 | 4,345 |
| Premises and equipment expense | $84,000 | 5,273 |
| Additional noninterest expense | $284,000 | 3,816 |
| Pre-tax net operating income | $572,000 | 3,193 |
| Securities gains (losses) | $53,000 | 1,355 |
| Applicable income taxes | $13,000 | 6,407 |
| Income before extraordinary items | $612,000 | 2,499 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $612,000 | 2,495 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $27,000 | 2,880 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $560,060 | 2,557 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $7,241,000 | 3,935 |
| Total interest expense | $2,821,000 | 3,717 |
| Net interest income | $4,420,000 | 4,061 |
| Provision for loan and lease losses | $115,000 | 5,483 |
| Total noninterest income | $1,001,000 | 3,484 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $525,000 | 2,855 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $476,000 | 3,377 |
| Total noninterest expense | $3,244,000 | 4,197 |
| Salaries and employee benefits | $1,748,000 | 4,182 |
| Premises and equipment expense | $471,000 | 4,118 |
| Additional noninterest expense | $1,025,000 | 4,099 |
| Pre-tax net operating income | $2,062,000 | 3,351 |
| Securities gains (losses) | $16,000 | 3,321 |
| Applicable income taxes | $52,000 | 6,502 |
| Income before extraordinary items | $2,026,000 | 2,769 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $2,026,000 | 2,767 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $216,000 | 2,896 |
| Cash dividends | $1,450,000 | 1,691 |
| Sale, conversion, retirement of capital stock, net | $70,000 | 681 |
| Net operating income | $2,010,480 | 2,700 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $8,159,000 | 3,959 |
| Total interest expense | $4,107,000 | 3,716 |
| Net interest income | $4,052,000 | 4,083 |
| Provision for loan and lease losses | $150,000 | 4,756 |
| Total noninterest income | $963,000 | 3,438 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $503,000 | 2,828 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $460,000 | 3,272 |
| Total noninterest expense | $3,208,000 | 4,118 |
| Salaries and employee benefits | $1,711,000 | 4,079 |
| Premises and equipment expense | $387,000 | 4,696 |
| Additional noninterest expense | $1,110,000 | 3,738 |
| Pre-tax net operating income | $1,657,000 | 3,623 |
| Securities gains (losses) | $58,000 | 2,211 |
| Applicable income taxes | $54,000 | 6,641 |
| Income before extraordinary items | $1,661,000 | 2,985 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $1,661,000 | 2,988 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $111,000 | 3,883 |
| Cash dividends | $1,000,000 | 2,212 |
| Sale, conversion, retirement of capital stock, net | $25,000 | 798 |
| Net operating income | $1,604,740 | 2,966 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $8,429,000 | 3,963 |
| Total interest expense | $4,255,000 | 3,792 |
| Net interest income | $4,174,000 | 4,034 |
| Provision for loan and lease losses | $150,000 | 4,393 |
| Total noninterest income | $884,000 | 3,431 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $473,000 | 2,829 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $411,000 | 3,280 |
| Total noninterest expense | $3,074,000 | 4,148 |
| Salaries and employee benefits | $1,696,000 | 3,960 |
| Premises and equipment expense | $391,000 | 4,578 |
| Additional noninterest expense | $987,000 | 4,036 |
| Pre-tax net operating income | $1,834,000 | 3,529 |
| Securities gains (losses) | $-7,000 | 8,117 |
| Applicable income taxes | $-56,000 | 9,504 |
| Income before extraordinary items | $1,883,000 | 2,705 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,883,000 | 2,704 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $90,000 | 3,753 |
| Cash dividends | $1,255,000 | 1,911 |
| Sale, conversion, retirement of capital stock, net | $-398,000 | 9,825 |
| Net operating income | $1,890,000 | 2,692 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $7,984,000 | 3,912 |
| Total interest expense | $3,901,000 | 3,663 |
| Net interest income | $4,083,000 | 4,107 |
| Provision for loan and lease losses | $150,000 | 4,234 |
| Total noninterest income | $733,000 | 3,852 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $425,000 | 3,057 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $308,000 | 3,963 |
| Total noninterest expense | $2,836,000 | 4,419 |
| Salaries and employee benefits | $1,532,000 | 4,266 |
| Premises and equipment expense | $324,000 | 5,234 |
| Additional noninterest expense | $980,000 | 4,082 |
| Pre-tax net operating income | $1,830,000 | 3,564 |
| Securities gains (losses) | $-1,000 | 8,592 |
| Applicable income taxes | $367,000 | 4,375 |
| Income before extraordinary items | $1,462,000 | 3,303 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,462,000 | 3,303 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $41,000 | 5,166 |
| Cash dividends | $1,380,000 | 1,795 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $1,462,800 | 3,265 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $8,374,000 | 3,769 |
| Total interest expense | $4,317,000 | 3,430 |
| Net interest income | $4,057,000 | 4,071 |
| Provision for loan and lease losses | $150,000 | 4,136 |
| Total noninterest income | $614,000 | 4,316 |
| Gross Fiduciary activities income | $0 | 1,398 |
| Service charges on deposit accounts | $358,000 | 3,448 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $256,000 | 4,369 |
| Total noninterest expense | $2,592,000 | 4,643 |
| Salaries and employee benefits | $1,394,000 | 4,511 |
| Premises and equipment expense | $310,000 | 5,291 |
| Additional noninterest expense | $888,000 | 4,335 |
| Pre-tax net operating income | $1,929,000 | 3,435 |
| Securities gains (losses) | $35,000 | 2,006 |
| Applicable income taxes | $466,000 | 4,030 |
| Income before extraordinary items | $1,498,000 | 3,269 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,498,000 | 3,270 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $202,000 | 2,429 |
| Cash dividends | $1,185,000 | 1,975 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $1,471,400 | 3,228 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $7,892,000 | 4,027 |
| Total interest expense | $3,906,000 | 3,763 |
| Net interest income | $3,986,000 | 4,249 |
| Provision for loan and lease losses | $150,000 | 4,117 |
| Total noninterest income | $598,000 | 4,423 |
| Gross Fiduciary activities income | $0 | 1,450 |
| Service charges on deposit accounts | $358,000 | 3,538 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $240,000 | 4,480 |
| Total noninterest expense | $2,470,000 | 4,822 |
| Salaries and employee benefits | $1,346,000 | 4,647 |
| Premises and equipment expense | $273,000 | 5,759 |
| Additional noninterest expense | $851,000 | 4,511 |
| Pre-tax net operating income | $1,964,000 | 3,595 |
| Securities gains (losses) | $-21,000 | 10,392 |
| Applicable income taxes | $504,000 | 4,189 |
| Income before extraordinary items | $1,439,000 | 3,475 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,439,000 | 3,475 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $105,000 | 3,729 |
| Cash dividends | $1,548,000 | 1,578 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,454,540 | 3,372 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $7,898,000 | 4,091 |
| Total interest expense | $3,956,000 | 3,747 |
| Net interest income | $3,942,000 | 4,385 |
| Provision for loan and lease losses | $150,000 | 4,046 |
| Total noninterest income | $576,000 | 4,696 |
| Gross Fiduciary activities income | $0 | 1,526 |
| Service charges on deposit accounts | $346,000 | 3,793 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $230,000 | 4,788 |
| Total noninterest expense | $2,499,000 | 5,010 |
| Salaries and employee benefits | $1,266,000 | 4,960 |
| Premises and equipment expense | $267,000 | 6,002 |
| Additional noninterest expense | $966,000 | 4,534 |
| Pre-tax net operating income | $1,869,000 | 3,601 |
| Securities gains (losses) | $-24,000 | 10,728 |
| Applicable income taxes | $477,000 | 4,300 |
| Income before extraordinary items | $1,368,000 | 3,477 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,368,000 | 3,476 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $158,000 | 3,068 |
| Cash dividends | $325,000 | 4,335 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,385,760 | 3,391 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $7,490,000 | 4,274 |
| Total interest expense | $3,879,000 | 3,771 |
| Net interest income | $3,611,000 | 4,717 |
| Provision for loan and lease losses | $180,000 | 3,223 |
| Total noninterest income | $558,000 | 4,819 |
| Gross Fiduciary activities income | $0 | 1,590 |
| Service charges on deposit accounts | $303,000 | 4,267 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $255,000 | 4,421 |
| Total noninterest expense | $2,418,000 | 5,142 |
| Salaries and employee benefits | $1,234,000 | 5,090 |
| Premises and equipment expense | $252,000 | 6,309 |
| Additional noninterest expense | $932,000 | 4,619 |
| Pre-tax net operating income | $1,571,000 | 4,291 |
| Securities gains (losses) | $-8,000 | 9,956 |
| Applicable income taxes | $324,000 | 5,734 |
| Income before extraordinary items | $1,239,000 | 3,852 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,239,000 | 3,850 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $91,000 | 3,961 |
| Cash dividends | $1,047,000 | 1,955 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $1,245,320 | 3,813 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $6,710,000 | 4,392 |
| Total interest expense | $2,875,000 | 4,114 |
| Net interest income | $3,835,000 | 4,551 |
| Provision for loan and lease losses | $264,000 | 2,491 |
| Total noninterest income | $574,000 | 4,805 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $304,000 | 4,313 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $270,000 | 4,385 |
| Total noninterest expense | $2,400,000 | 5,348 |
| Salaries and employee benefits | $1,178,000 | 5,325 |
| Premises and equipment expense | $252,000 | 6,490 |
| Additional noninterest expense | $970,000 | 4,835 |
| Pre-tax net operating income | $1,745,000 | 3,859 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $376,000 | 4,992 |
| Income before extraordinary items | $1,369,000 | 3,428 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,369,000 | 3,435 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $85,000 | 4,022 |
| Cash dividends | $1,436,000 | 1,454 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,369,000 | 3,460 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $6,916,000 | 4,357 |
| Total interest expense | $2,811,000 | 4,355 |
| Net interest income | $4,105,000 | 4,301 |
| Provision for loan and lease losses | $326,000 | 2,824 |
| Total noninterest income | $556,000 | 5,211 |
| Gross Fiduciary activities income | $0 | 1,630 |
| Service charges on deposit accounts | $288,000 | 4,578 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $268,000 | 4,789 |
| Total noninterest expense | $2,211,000 | 5,845 |
| Salaries and employee benefits | $1,095,000 | 5,666 |
| Premises and equipment expense | $216,000 | 7,372 |
| Additional noninterest expense | $900,000 | 5,366 |
| Pre-tax net operating income | $2,124,000 | 3,127 |
| Securities gains (losses) | $1,000 | 7,052 |
| Applicable income taxes | $521,000 | 4,037 |
| Income before extraordinary items | $1,604,000 | 3,047 |
| Extraordinary gains, net | $1,000 | 3,136 |
| Net income | $1,605,000 | 3,133 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $173,000 | 3,410 |
| Cash dividends | $415,000 | 3,553 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,603,250 | 2,878 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $7,470,000 | 4,569 |
| Total interest expense | $3,487,000 | 4,557 |
| Net interest income | $3,983,000 | 4,465 |
| Provision for loan and lease losses | $350,000 | 3,771 |
| Total noninterest income | $623,000 | 4,833 |
| Gross Fiduciary activities income | $0 | 1,658 |
| Service charges on deposit accounts | $297,000 | 4,486 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $326,000 | 4,207 |
| Total noninterest expense | $2,351,000 | 5,588 |
| Salaries and employee benefits | $1,025,000 | 5,900 |
| Premises and equipment expense | $301,000 | 5,952 |
| Additional noninterest expense | $1,025,000 | 4,962 |
| Pre-tax net operating income | $1,905,000 | 3,247 |
| Securities gains (losses) | $3,000 | 7,429 |
| Applicable income taxes | $441,000 | 4,438 |
| Income before extraordinary items | $1,467,000 | 3,142 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,467,000 | 3,174 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $205,000 | 4,152 |
| Cash dividends | $513,000 | 2,715 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,464,690 | 2,913 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.