Home > The Bank of Fincastle > Income and Expense
The Bank of Fincastle, Income and Expense
| 2021-06-30 (YTD Data) | Rank | |
| Total interest income | $4,564,000 | 2,658 |
| Total interest expense | $364,000 | 2,816 |
| Net interest income | $4,200,000 | 2,615 |
| Provision for loan and lease losses | $0 | 2,862 |
| Total noninterest income | $683,000 | 2,644 |
| Gross Fiduciary activities income | $0 | 951 |
| Service charges on deposit accounts | $43,000 | 3,609 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $640,000 | 2,392 |
| Total noninterest expense | $6,090,000 | 1,716 |
| Salaries and employee benefits | $3,143,000 | 1,857 |
| Premises and equipment expense | $319,000 | 2,654 |
| Additional noninterest expense | $2,628,000 | 1,257 |
| Pre-tax net operating income | $-1,207,000 | 4,930 |
| Securities gains (losses) | $0 | 1,818 |
| Applicable income taxes | $-204,000 | 4,922 |
| Income before extraordinary items | $-1,003,000 | 4,920 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $-1,003,000 | 4,920 |
| Minority interest net income | $0 | 67 |
| Net income of bank and minority interests. | $-1,003,000 | 4,920 |
| Net charge-offs | $-94,000 | 4,574 |
| Cash dividends | $0 | 3,104 |
| Sale, conversion, retirement of capital stock, net | $67,000 | 396 |
| Net operating income | $-1,003,000 | 4,920 |
| 2021-03-31 (YTD Data) | Rank | |
| Total interest income | $2,310,000 | 2,627 |
| Total interest expense | $194,000 | 2,800 |
| Net interest income | $2,116,000 | 2,583 |
| Provision for loan and lease losses | $0 | 2,741 |
| Total noninterest income | $291,000 | 2,834 |
| Gross Fiduciary activities income | $0 | 922 |
| Service charges on deposit accounts | $22,000 | 3,577 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $269,000 | 2,556 |
| Total noninterest expense | $1,991,000 | 2,277 |
| Salaries and employee benefits | $971,000 | 2,539 |
| Premises and equipment expense | $150,000 | 2,772 |
| Additional noninterest expense | $870,000 | 1,720 |
| Pre-tax net operating income | $416,000 | 3,456 |
| Securities gains (losses) | $0 | 1,392 |
| Applicable income taxes | $70,000 | 2,504 |
| Income before extraordinary items | $346,000 | 3,537 |
| Extraordinary gains, net | $0 | 3 |
| Net income | $346,000 | 3,538 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $346,000 | 3,537 |
| Net charge-offs | $-19,000 | 4,315 |
| Cash dividends | $0 | 2,452 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $346,000 | 3,513 |
| 2020-12-31 (YTD Data) | Rank | |
| Total interest income | $9,567,000 | 2,587 |
| Total interest expense | $1,030,000 | 2,879 |
| Net interest income | $8,537,000 | 2,511 |
| Provision for loan and lease losses | $250,000 | 2,838 |
| Total noninterest income | $1,349,000 | 2,551 |
| Gross Fiduciary activities income | $0 | 1,030 |
| Service charges on deposit accounts | $96,000 | 3,606 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,253,000 | 2,259 |
| Total noninterest expense | $7,981,000 | 2,276 |
| Salaries and employee benefits | $3,906,000 | 2,520 |
| Premises and equipment expense | $565,000 | 2,849 |
| Additional noninterest expense | $3,510,000 | 1,698 |
| Pre-tax net operating income | $1,655,000 | 3,173 |
| Securities gains (losses) | $0 | 2,675 |
| Applicable income taxes | $292,000 | 2,322 |
| Income before extraordinary items | $1,363,000 | 3,294 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,363,000 | 3,293 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $1,363,000 | 3,294 |
| Net charge-offs | $-364,000 | 4,928 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $305,000 | 322 |
| Net operating income | $1,363,000 | 3,233 |
| 2020-09-30 (YTD Data) | Rank | |
| Total interest income | $6,962,000 | 2,649 |
| Total interest expense | $804,000 | 2,921 |
| Net interest income | $6,158,000 | 2,581 |
| Provision for loan and lease losses | $250,000 | 2,568 |
| Total noninterest income | $1,010,000 | 2,510 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $71,000 | 3,644 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $939,000 | 2,208 |
| Total noninterest expense | $5,945,000 | 2,261 |
| Salaries and employee benefits | $2,891,000 | 2,517 |
| Premises and equipment expense | $416,000 | 2,888 |
| Additional noninterest expense | $2,638,000 | 1,671 |
| Pre-tax net operating income | $973,000 | 3,482 |
| Securities gains (losses) | $0 | 2,494 |
| Applicable income taxes | $158,000 | 2,524 |
| Income before extraordinary items | $815,000 | 3,587 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $815,000 | 3,586 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $815,000 | 3,587 |
| Net charge-offs | $-320,000 | 4,960 |
| Cash dividends | $0 | 3,384 |
| Sale, conversion, retirement of capital stock, net | $305,000 | 270 |
| Net operating income | $815,000 | 3,537 |
| 2020-06-30 (YTD Data) | Rank | |
| Total interest income | $4,526,000 | 2,722 |
| Total interest expense | $565,000 | 2,959 |
| Net interest income | $3,961,000 | 2,653 |
| Provision for loan and lease losses | $150,000 | 2,632 |
| Total noninterest income | $674,000 | 2,460 |
| Gross Fiduciary activities income | $0 | 970 |
| Service charges on deposit accounts | $50,000 | 3,627 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $624,000 | 2,144 |
| Total noninterest expense | $4,144,000 | 2,201 |
| Salaries and employee benefits | $1,956,000 | 2,507 |
| Premises and equipment expense | $283,000 | 2,852 |
| Additional noninterest expense | $1,905,000 | 1,568 |
| Pre-tax net operating income | $341,000 | 4,037 |
| Securities gains (losses) | $0 | 2,249 |
| Applicable income taxes | $38,000 | 3,008 |
| Income before extraordinary items | $303,000 | 4,076 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $303,000 | 4,076 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $303,000 | 4,076 |
| Net charge-offs | $-255,000 | 4,995 |
| Cash dividends | $0 | 3,237 |
| Sale, conversion, retirement of capital stock, net | $305,000 | 212 |
| Net operating income | $303,000 | 4,035 |
| 2020-03-31 (YTD Data) | Rank | |
| Total interest income | $2,216,000 | 2,757 |
| Total interest expense | $307,000 | 2,976 |
| Net interest income | $1,909,000 | 2,676 |
| Provision for loan and lease losses | $0 | 3,711 |
| Total noninterest income | $273,000 | 2,632 |
| Gross Fiduciary activities income | $0 | 941 |
| Service charges on deposit accounts | $36,000 | 3,446 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $237,000 | 2,247 |
| Total noninterest expense | $2,094,000 | 2,215 |
| Salaries and employee benefits | $951,000 | 2,564 |
| Premises and equipment expense | $144,000 | 2,840 |
| Additional noninterest expense | $999,000 | 1,516 |
| Pre-tax net operating income | $88,000 | 4,344 |
| Securities gains (losses) | $0 | 1,705 |
| Applicable income taxes | $1,000 | 3,449 |
| Income before extraordinary items | $87,000 | 4,298 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $87,000 | 4,298 |
| Minority interest net income | $0 | 56 |
| Net income of bank and minority interests. | $87,000 | 4,298 |
| Net charge-offs | $-206,000 | 5,036 |
| Cash dividends | $0 | 2,639 |
| Sale, conversion, retirement of capital stock, net | $240,000 | 163 |
| Net operating income | $87,000 | 4,284 |
| 2019-12-31 (YTD Data) | Rank | |
| Total interest income | $8,787,000 | 2,816 |
| Total interest expense | $1,240,000 | 3,008 |
| Net interest income | $7,547,000 | 2,730 |
| Provision for loan and lease losses | $-200,000 | 5,033 |
| Total noninterest income | $578,000 | 3,502 |
| Gross Fiduciary activities income | $0 | 1,051 |
| Service charges on deposit accounts | $128,000 | 3,673 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $450,000 | 3,143 |
| Total noninterest expense | $7,478,000 | 2,347 |
| Salaries and employee benefits | $3,451,000 | 2,691 |
| Premises and equipment expense | $649,000 | 2,663 |
| Additional noninterest expense | $3,378,000 | 1,720 |
| Pre-tax net operating income | $847,000 | 4,020 |
| Securities gains (losses) | $0 | 2,379 |
| Applicable income taxes | $-1,282,000 | 5,164 |
| Income before extraordinary items | $2,129,000 | 2,809 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $2,129,000 | 2,809 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $2,129,000 | 2,811 |
| Net charge-offs | $128,000 | 2,037 |
| Cash dividends | $0 | 3,944 |
| Sale, conversion, retirement of capital stock, net | $310,000 | 347 |
| Net operating income | $2,129,000 | 2,769 |
| 2019-09-30 (YTD Data) | Rank | |
| Total interest income | $6,573,000 | 2,850 |
| Total interest expense | $911,000 | 3,065 |
| Net interest income | $5,662,000 | 2,766 |
| Provision for loan and lease losses | $0 | 3,836 |
| Total noninterest income | $690,000 | 2,943 |
| Gross Fiduciary activities income | $0 | 1,014 |
| Service charges on deposit accounts | $97,000 | 3,711 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $593,000 | 2,520 |
| Total noninterest expense | $5,477,000 | 2,390 |
| Salaries and employee benefits | $2,805,000 | 2,582 |
| Premises and equipment expense | $440,000 | 2,848 |
| Additional noninterest expense | $2,232,000 | 1,929 |
| Pre-tax net operating income | $875,000 | 3,791 |
| Securities gains (losses) | $0 | 2,167 |
| Applicable income taxes | $148,000 | 2,695 |
| Income before extraordinary items | $727,000 | 3,906 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $727,000 | 3,905 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $727,000 | 3,906 |
| Net charge-offs | $132,000 | 1,584 |
| Cash dividends | $0 | 3,588 |
| Sale, conversion, retirement of capital stock, net | $0 | 590 |
| Net operating income | $727,000 | 3,871 |
| 2019-06-30 (YTD Data) | Rank | |
| Total interest income | $4,293,000 | 2,891 |
| Total interest expense | $578,000 | 3,116 |
| Net interest income | $3,715,000 | 2,804 |
| Provision for loan and lease losses | $0 | 3,685 |
| Total noninterest income | $457,000 | 2,920 |
| Gross Fiduciary activities income | $0 | 1,004 |
| Service charges on deposit accounts | $63,000 | 3,754 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $394,000 | 2,499 |
| Total noninterest expense | $3,678,000 | 2,394 |
| Salaries and employee benefits | $1,889,000 | 2,574 |
| Premises and equipment expense | $291,000 | 2,877 |
| Additional noninterest expense | $1,498,000 | 1,938 |
| Pre-tax net operating income | $494,000 | 3,997 |
| Securities gains (losses) | $0 | 1,702 |
| Applicable income taxes | $68,000 | 2,936 |
| Income before extraordinary items | $426,000 | 4,037 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $426,000 | 4,035 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $426,000 | 4,036 |
| Net charge-offs | $136,000 | 1,226 |
| Cash dividends | $0 | 3,456 |
| Sale, conversion, retirement of capital stock, net | $0 | 573 |
| Net operating income | $426,000 | 4,025 |
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $2,088,000 | 2,947 |
| Total interest expense | $265,000 | 3,224 |
| Net interest income | $1,823,000 | 2,850 |
| Provision for loan and lease losses | $0 | 3,406 |
| Total noninterest income | $215,000 | 2,965 |
| Gross Fiduciary activities income | $0 | 972 |
| Service charges on deposit accounts | $28,000 | 3,911 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $187,000 | 2,481 |
| Total noninterest expense | $1,785,000 | 2,445 |
| Salaries and employee benefits | $935,000 | 2,606 |
| Premises and equipment expense | $157,000 | 2,769 |
| Additional noninterest expense | $693,000 | 2,044 |
| Pre-tax net operating income | $253,000 | 3,973 |
| Securities gains (losses) | $0 | 1,087 |
| Applicable income taxes | $35,000 | 2,876 |
| Income before extraordinary items | $218,000 | 4,009 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $218,000 | 4,007 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $218,000 | 4,008 |
| Net charge-offs | $146,000 | 744 |
| Cash dividends | $0 | 2,803 |
| Sale, conversion, retirement of capital stock, net | $0 | 529 |
| Net operating income | $218,000 | 4,009 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $7,901,000 | 2,957 |
| Total interest expense | $813,000 | 3,242 |
| Net interest income | $7,088,000 | 2,874 |
| Provision for loan and lease losses | $220,000 | 2,284 |
| Total noninterest income | $839,000 | 3,087 |
| Gross Fiduciary activities income | $0 | 1,098 |
| Service charges on deposit accounts | $142,000 | 3,743 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $697,000 | 2,661 |
| Total noninterest expense | $6,691,000 | 2,538 |
| Salaries and employee benefits | $3,497,000 | 2,684 |
| Premises and equipment expense | $592,000 | 2,857 |
| Additional noninterest expense | $2,602,000 | 2,155 |
| Pre-tax net operating income | $1,016,000 | 4,000 |
| Securities gains (losses) | $0 | 1,125 |
| Applicable income taxes | $140,000 | 2,901 |
| Income before extraordinary items | $876,000 | 4,045 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $876,000 | 4,044 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $876,000 | 4,044 |
| Net charge-offs | $511,000 | 944 |
| Cash dividends | $0 | 4,033 |
| Sale, conversion, retirement of capital stock, net | $0 | 671 |
| Net operating income | $876,000 | 4,053 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $5,849,000 | 2,978 |
| Total interest expense | $572,000 | 3,273 |
| Net interest income | $5,277,000 | 2,900 |
| Provision for loan and lease losses | $0 | 3,948 |
| Total noninterest income | $678,000 | 3,022 |
| Gross Fiduciary activities income | $0 | 1,048 |
| Service charges on deposit accounts | $102,000 | 3,823 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $576,000 | 2,572 |
| Total noninterest expense | $5,149,000 | 2,510 |
| Salaries and employee benefits | $2,611,000 | 2,701 |
| Premises and equipment expense | $460,000 | 2,812 |
| Additional noninterest expense | $2,078,000 | 2,056 |
| Pre-tax net operating income | $806,000 | 4,027 |
| Securities gains (losses) | $0 | 1,118 |
| Applicable income taxes | $152,000 | 2,734 |
| Income before extraordinary items | $654,000 | 4,114 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $654,000 | 4,113 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $654,000 | 4,113 |
| Net charge-offs | $-70,000 | 5,025 |
| Cash dividends | $0 | 3,618 |
| Sale, conversion, retirement of capital stock, net | $0 | 633 |
| Net operating income | $654,000 | 4,114 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $3,923,000 | 2,968 |
| Total interest expense | $364,000 | 3,268 |
| Net interest income | $3,559,000 | 2,889 |
| Provision for loan and lease losses | $0 | 3,782 |
| Total noninterest income | $425,000 | 3,106 |
| Gross Fiduciary activities income | $0 | 1,037 |
| Service charges on deposit accounts | $68,000 | 3,829 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $357,000 | 2,680 |
| Total noninterest expense | $3,466,000 | 2,511 |
| Salaries and employee benefits | $1,729,000 | 2,734 |
| Premises and equipment expense | $301,000 | 2,862 |
| Additional noninterest expense | $1,436,000 | 1,996 |
| Pre-tax net operating income | $518,000 | 4,065 |
| Securities gains (losses) | $0 | 961 |
| Applicable income taxes | $101,000 | 2,723 |
| Income before extraordinary items | $417,000 | 4,164 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $417,000 | 4,163 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $417,000 | 4,163 |
| Net charge-offs | $-115,000 | 5,233 |
| Cash dividends | $0 | 3,485 |
| Sale, conversion, retirement of capital stock, net | $0 | 620 |
| Net operating income | $417,000 | 4,169 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $1,947,000 | 2,981 |
| Total interest expense | $174,000 | 3,297 |
| Net interest income | $1,773,000 | 2,908 |
| Provision for loan and lease losses | $0 | 3,508 |
| Total noninterest income | $224,000 | 3,014 |
| Gross Fiduciary activities income | $0 | 1,003 |
| Service charges on deposit accounts | $33,000 | 3,908 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $191,000 | 2,548 |
| Total noninterest expense | $1,762,000 | 2,503 |
| Salaries and employee benefits | $868,000 | 2,743 |
| Premises and equipment expense | $134,000 | 3,101 |
| Additional noninterest expense | $760,000 | 1,903 |
| Pre-tax net operating income | $235,000 | 4,166 |
| Securities gains (losses) | $0 | 735 |
| Applicable income taxes | $45,000 | 2,770 |
| Income before extraordinary items | $190,000 | 4,243 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $190,000 | 4,243 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $190,000 | 4,243 |
| Net charge-offs | $-101,000 | 5,387 |
| Cash dividends | $0 | 2,774 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $190,000 | 4,245 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $6,911,000 | 3,147 |
| Total interest expense | $668,000 | 3,209 |
| Net interest income | $6,243,000 | 3,104 |
| Provision for loan and lease losses | $0 | 4,227 |
| Total noninterest income | $1,921,000 | 2,081 |
| Gross Fiduciary activities income | $0 | 1,137 |
| Service charges on deposit accounts | $156,000 | 3,780 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,765,000 | 1,649 |
| Total noninterest expense | $10,356,000 | 1,854 |
| Salaries and employee benefits | $3,290,000 | 2,827 |
| Premises and equipment expense | $709,000 | 2,636 |
| Additional noninterest expense | $6,357,000 | 1,023 |
| Pre-tax net operating income | $-2,192,000 | 5,640 |
| Securities gains (losses) | $0 | 2,243 |
| Applicable income taxes | $1,363,000 | 1,609 |
| Income before extraordinary items | $-3,555,000 | 5,638 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $-3,555,000 | 5,638 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $-3,555,000 | 5,638 |
| Net charge-offs | $451,000 | 1,163 |
| Cash dividends | $0 | 4,147 |
| Sale, conversion, retirement of capital stock, net | $13,370,000 | 47 |
| Net operating income | $-3,555,000 | 5,638 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $5,077,000 | 3,212 |
| Total interest expense | $499,000 | 3,219 |
| Net interest income | $4,578,000 | 3,167 |
| Provision for loan and lease losses | $0 | 4,088 |
| Total noninterest income | $1,091,000 | 2,463 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $116,000 | 3,817 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $975,000 | 1,998 |
| Total noninterest expense | $8,218,000 | 1,747 |
| Salaries and employee benefits | $2,480,000 | 2,830 |
| Premises and equipment expense | $399,000 | 3,173 |
| Additional noninterest expense | $5,339,000 | 922 |
| Pre-tax net operating income | $-2,549,000 | 5,721 |
| Securities gains (losses) | $0 | 2,274 |
| Applicable income taxes | $16,000 | 3,775 |
| Income before extraordinary items | $-2,565,000 | 5,715 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $-2,565,000 | 5,715 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $-2,565,000 | 5,715 |
| Net charge-offs | $449,000 | 869 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $13,370,000 | 38 |
| Net operating income | $-2,565,000 | 5,715 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $3,365,000 | 3,218 |
| Total interest expense | $337,000 | 3,164 |
| Net interest income | $3,028,000 | 3,188 |
| Provision for loan and lease losses | $0 | 3,871 |
| Total noninterest income | $75,000 | 5,139 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $76,000 | 3,855 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $-1,000 | 5,709 |
| Total noninterest expense | $5,561,000 | 1,728 |
| Salaries and employee benefits | $1,659,000 | 2,846 |
| Premises and equipment expense | $367,000 | 2,614 |
| Additional noninterest expense | $3,535,000 | 925 |
| Pre-tax net operating income | $-2,458,000 | 5,776 |
| Securities gains (losses) | $0 | 1,906 |
| Applicable income taxes | $11,000 | 3,790 |
| Income before extraordinary items | $-2,469,000 | 5,771 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $-2,469,000 | 5,771 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $-2,469,000 | 5,771 |
| Net charge-offs | $144,000 | 1,273 |
| Cash dividends | $0 | 3,544 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $-2,469,000 | 5,771 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $1,717,000 | 3,181 |
| Total interest expense | $172,000 | 3,124 |
| Net interest income | $1,545,000 | 3,143 |
| Provision for loan and lease losses | $0 | 3,537 |
| Total noninterest income | $-272,000 | 5,849 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $40,000 | 3,802 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $-312,000 | 5,855 |
| Total noninterest expense | $3,751,000 | 1,335 |
| Salaries and employee benefits | $823,000 | 2,886 |
| Premises and equipment expense | $136,000 | 3,180 |
| Additional noninterest expense | $2,792,000 | 613 |
| Pre-tax net operating income | $-2,478,000 | 5,853 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $3,000 | 3,875 |
| Income before extraordinary items | $-2,481,000 | 5,846 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $-2,481,000 | 5,846 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $-2,481,000 | 5,846 |
| Net charge-offs | $3,000 | 2,592 |
| Cash dividends | $0 | 2,846 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $-2,481,000 | 5,846 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $6,787,000 | 3,186 |
| Total interest expense | $705,000 | 3,044 |
| Net interest income | $6,082,000 | 3,171 |
| Provision for loan and lease losses | $8,091,000 | 190 |
| Total noninterest income | $-239,000 | 5,893 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $193,000 | 3,619 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $-432,000 | 5,900 |
| Total noninterest expense | $6,402,000 | 2,728 |
| Salaries and employee benefits | $3,081,000 | 2,977 |
| Premises and equipment expense | $528,000 | 3,260 |
| Additional noninterest expense | $2,793,000 | 2,099 |
| Pre-tax net operating income | $-8,650,000 | 5,912 |
| Securities gains (losses) | $0 | 3,212 |
| Applicable income taxes | $-1,680,000 | 5,866 |
| Income before extraordinary items | $-6,970,000 | 5,901 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $-6,970,000 | 5,900 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $-6,970,000 | 5,900 |
| Net charge-offs | $7,583,000 | 156 |
| Cash dividends | $0 | 4,239 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $-6,970,000 | 5,901 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $5,121,000 | 3,185 |
| Total interest expense | $523,000 | 3,055 |
| Net interest income | $4,598,000 | 3,160 |
| Provision for loan and lease losses | $2,775,000 | 317 |
| Total noninterest income | $685,000 | 3,186 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $150,000 | 3,598 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $535,000 | 2,810 |
| Total noninterest expense | $4,738,000 | 2,745 |
| Salaries and employee benefits | $2,266,000 | 3,012 |
| Premises and equipment expense | $564,000 | 2,609 |
| Additional noninterest expense | $1,908,000 | 2,271 |
| Pre-tax net operating income | $-2,230,000 | 5,957 |
| Securities gains (losses) | $0 | 3,160 |
| Applicable income taxes | $-816,000 | 5,937 |
| Income before extraordinary items | $-1,414,000 | 5,939 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $-1,414,000 | 5,939 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $-1,414,000 | 5,939 |
| Net charge-offs | $3,416,000 | 201 |
| Cash dividends | $0 | 3,792 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $-1,414,000 | 5,938 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $3,454,000 | 3,169 |
| Total interest expense | $358,000 | 3,013 |
| Net interest income | $3,096,000 | 3,146 |
| Provision for loan and lease losses | $2,775,000 | 225 |
| Total noninterest income | $532,000 | 2,931 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $101,000 | 3,577 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $431,000 | 2,569 |
| Total noninterest expense | $3,203,000 | 2,730 |
| Salaries and employee benefits | $1,497,000 | 3,061 |
| Premises and equipment expense | $380,000 | 2,607 |
| Additional noninterest expense | $1,326,000 | 2,206 |
| Pre-tax net operating income | $-2,350,000 | 6,043 |
| Securities gains (losses) | $0 | 2,835 |
| Applicable income taxes | $-820,000 | 6,028 |
| Income before extraordinary items | $-1,530,000 | 6,029 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-1,530,000 | 6,028 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $-1,530,000 | 6,028 |
| Net charge-offs | $1,820,000 | 231 |
| Cash dividends | $0 | 3,654 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $-1,530,000 | 6,027 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $1,762,000 | 3,129 |
| Total interest expense | $187,000 | 2,965 |
| Net interest income | $1,575,000 | 3,122 |
| Provision for loan and lease losses | $1,551,000 | 208 |
| Total noninterest income | $330,000 | 2,610 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $57,000 | 3,421 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $273,000 | 2,214 |
| Total noninterest expense | $1,575,000 | 2,767 |
| Salaries and employee benefits | $745,000 | 3,085 |
| Premises and equipment expense | $200,000 | 2,544 |
| Additional noninterest expense | $630,000 | 2,295 |
| Pre-tax net operating income | $-1,221,000 | 6,099 |
| Securities gains (losses) | $0 | 2,077 |
| Applicable income taxes | $0 | 4,259 |
| Income before extraordinary items | $-1,221,000 | 6,095 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $-1,221,000 | 6,095 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $-1,221,000 | 6,095 |
| Net charge-offs | $1,071,000 | 216 |
| Cash dividends | $0 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $-1,221,000 | 6,093 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $7,168,000 | 3,057 |
| Total interest expense | $845,000 | 2,720 |
| Net interest income | $6,323,000 | 3,090 |
| Provision for loan and lease losses | $3,344,000 | 289 |
| Total noninterest income | $1,284,000 | 2,696 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $272,000 | 3,213 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $1,012,000 | 2,364 |
| Total noninterest expense | $8,124,000 | 2,266 |
| Salaries and employee benefits | $3,063,000 | 2,992 |
| Premises and equipment expense | $852,000 | 2,434 |
| Additional noninterest expense | $4,209,000 | 1,458 |
| Pre-tax net operating income | $-3,861,000 | 6,165 |
| Securities gains (losses) | $0 | 3,216 |
| Applicable income taxes | $-1,244,000 | 6,113 |
| Income before extraordinary items | $-2,617,000 | 6,149 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-2,617,000 | 6,149 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $-2,617,000 | 6,149 |
| Net charge-offs | $3,070,000 | 262 |
| Cash dividends | $798,000 | 2,399 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $-2,617,000 | 6,145 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $5,406,000 | 3,068 |
| Total interest expense | $643,000 | 2,725 |
| Net interest income | $4,763,000 | 3,094 |
| Provision for loan and lease losses | $1,245,000 | 492 |
| Total noninterest income | $1,014,000 | 2,645 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $259,000 | 2,794 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $755,000 | 2,390 |
| Total noninterest expense | $4,763,000 | 2,761 |
| Salaries and employee benefits | $2,238,000 | 3,072 |
| Premises and equipment expense | $646,000 | 2,448 |
| Additional noninterest expense | $1,879,000 | 2,332 |
| Pre-tax net operating income | $-231,000 | 6,105 |
| Securities gains (losses) | $0 | 3,031 |
| Applicable income taxes | $326,000 | 2,401 |
| Income before extraordinary items | $-557,000 | 6,171 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-557,000 | 6,171 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $-557,000 | 6,171 |
| Net charge-offs | $1,287,000 | 401 |
| Cash dividends | $799,000 | 1,843 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $-557,000 | 6,163 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $3,650,000 | 3,044 |
| Total interest expense | $438,000 | 2,703 |
| Net interest income | $3,212,000 | 3,071 |
| Provision for loan and lease losses | $0 | 4,069 |
| Total noninterest income | $668,000 | 2,685 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $165,000 | 2,846 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $503,000 | 2,401 |
| Total noninterest expense | $2,951,000 | 2,923 |
| Salaries and employee benefits | $1,479,000 | 3,111 |
| Premises and equipment expense | $424,000 | 2,486 |
| Additional noninterest expense | $1,048,000 | 2,704 |
| Pre-tax net operating income | $929,000 | 3,204 |
| Securities gains (losses) | $0 | 2,636 |
| Applicable income taxes | $244,000 | 2,291 |
| Income before extraordinary items | $685,000 | 3,449 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $685,000 | 3,449 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $685,000 | 3,450 |
| Net charge-offs | $142,000 | 1,414 |
| Cash dividends | $798,000 | 1,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $685,000 | 3,386 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $1,828,000 | 3,059 |
| Total interest expense | $223,000 | 2,689 |
| Net interest income | $1,605,000 | 3,080 |
| Provision for loan and lease losses | $0 | 3,703 |
| Total noninterest income | $297,000 | 2,812 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $75,000 | 2,985 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $222,000 | 2,494 |
| Total noninterest expense | $1,425,000 | 3,008 |
| Salaries and employee benefits | $738,000 | 3,135 |
| Premises and equipment expense | $212,000 | 2,529 |
| Additional noninterest expense | $475,000 | 2,899 |
| Pre-tax net operating income | $477,000 | 3,099 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $122,000 | 2,290 |
| Income before extraordinary items | $355,000 | 3,351 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $355,000 | 3,354 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $355,000 | 3,354 |
| Net charge-offs | $29,000 | 1,911 |
| Cash dividends | $456,000 | 1,196 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $355,000 | 3,266 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $7,216,000 | 3,110 |
| Total interest expense | $990,000 | 2,590 |
| Net interest income | $6,226,000 | 3,160 |
| Provision for loan and lease losses | $0 | 4,603 |
| Total noninterest income | $1,260,000 | 2,759 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $408,000 | 2,655 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $852,000 | 2,556 |
| Total noninterest expense | $5,690,000 | 3,031 |
| Salaries and employee benefits | $2,934,000 | 3,125 |
| Premises and equipment expense | $868,000 | 2,514 |
| Additional noninterest expense | $1,888,000 | 3,018 |
| Pre-tax net operating income | $1,796,000 | 3,175 |
| Securities gains (losses) | $0 | 3,259 |
| Applicable income taxes | $517,000 | 2,164 |
| Income before extraordinary items | $1,279,000 | 3,508 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $1,279,000 | 3,509 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,279,000 | 3,510 |
| Net charge-offs | $105,000 | 3,139 |
| Cash dividends | $342,000 | 3,277 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,279,000 | 3,463 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $5,359,000 | 3,160 |
| Total interest expense | $747,000 | 2,614 |
| Net interest income | $4,612,000 | 3,217 |
| Provision for loan and lease losses | $0 | 4,401 |
| Total noninterest income | $954,000 | 2,767 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $327,000 | 2,549 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $627,000 | 2,584 |
| Total noninterest expense | $4,308,000 | 3,021 |
| Salaries and employee benefits | $2,215,000 | 3,136 |
| Premises and equipment expense | $658,000 | 2,523 |
| Additional noninterest expense | $1,435,000 | 2,989 |
| Pre-tax net operating income | $1,258,000 | 3,338 |
| Securities gains (losses) | $0 | 2,980 |
| Applicable income taxes | $369,000 | 2,270 |
| Income before extraordinary items | $889,000 | 3,716 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $889,000 | 3,718 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $889,000 | 3,720 |
| Net charge-offs | $91,000 | 2,776 |
| Cash dividends | $342,000 | 2,624 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $889,000 | 3,662 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $3,565,000 | 3,167 |
| Total interest expense | $499,000 | 2,634 |
| Net interest income | $3,066,000 | 3,218 |
| Provision for loan and lease losses | $0 | 4,196 |
| Total noninterest income | $600,000 | 2,830 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $200,000 | 2,705 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $400,000 | 2,624 |
| Total noninterest expense | $2,669,000 | 3,197 |
| Salaries and employee benefits | $1,454,000 | 3,180 |
| Premises and equipment expense | $453,000 | 2,462 |
| Additional noninterest expense | $762,000 | 3,540 |
| Pre-tax net operating income | $997,000 | 2,980 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $247,000 | 2,211 |
| Income before extraordinary items | $750,000 | 3,227 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $750,000 | 3,233 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $750,000 | 3,233 |
| Net charge-offs | $-9,000 | 5,629 |
| Cash dividends | $343,000 | 2,202 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $750,000 | 3,179 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $1,806,000 | 3,147 |
| Total interest expense | $255,000 | 2,638 |
| Net interest income | $1,551,000 | 3,188 |
| Provision for loan and lease losses | $0 | 3,817 |
| Total noninterest income | $322,000 | 2,703 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $112,000 | 2,440 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $210,000 | 2,484 |
| Total noninterest expense | $1,332,000 | 3,227 |
| Salaries and employee benefits | $729,000 | 3,204 |
| Premises and equipment expense | $229,000 | 2,490 |
| Additional noninterest expense | $374,000 | 3,567 |
| Pre-tax net operating income | $541,000 | 2,753 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $152,000 | 1,992 |
| Income before extraordinary items | $389,000 | 3,058 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $389,000 | 3,061 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $389,000 | 3,061 |
| Net charge-offs | $-17,000 | 5,973 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $389,000 | 3,015 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $7,577,000 | 3,056 |
| Total interest expense | $1,018,000 | 2,904 |
| Net interest income | $6,559,000 | 3,044 |
| Provision for loan and lease losses | $764,000 | 1,386 |
| Total noninterest income | $1,363,000 | 2,742 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $476,000 | 2,484 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $887,000 | 2,530 |
| Total noninterest expense | $5,970,000 | 3,010 |
| Salaries and employee benefits | $2,818,000 | 3,234 |
| Premises and equipment expense | $923,000 | 2,410 |
| Additional noninterest expense | $2,229,000 | 2,740 |
| Pre-tax net operating income | $1,188,000 | 3,798 |
| Securities gains (losses) | $0 | 3,182 |
| Applicable income taxes | $466,000 | 2,235 |
| Income before extraordinary items | $722,000 | 4,406 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $722,000 | 4,410 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $722,000 | 4,411 |
| Net charge-offs | $319,000 | 2,506 |
| Cash dividends | $844,000 | 2,152 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $722,000 | 4,348 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $5,453,000 | 3,187 |
| Total interest expense | $756,000 | 3,004 |
| Net interest income | $4,697,000 | 3,179 |
| Provision for loan and lease losses | $764,000 | 1,096 |
| Total noninterest income | $1,050,000 | 2,748 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $318,000 | 2,714 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $732,000 | 2,453 |
| Total noninterest expense | $4,216,000 | 3,125 |
| Salaries and employee benefits | $2,129,000 | 3,247 |
| Premises and equipment expense | $687,000 | 2,446 |
| Additional noninterest expense | $1,400,000 | 3,125 |
| Pre-tax net operating income | $767,000 | 4,127 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $258,000 | 2,559 |
| Income before extraordinary items | $509,000 | 4,579 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $509,000 | 4,583 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $509,000 | 4,584 |
| Net charge-offs | $294,000 | 2,143 |
| Cash dividends | $342,000 | 2,493 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $509,000 | 4,496 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $3,752,000 | 3,120 |
| Total interest expense | $499,000 | 3,078 |
| Net interest income | $3,253,000 | 3,097 |
| Provision for loan and lease losses | $115,000 | 2,823 |
| Total noninterest income | $679,000 | 2,815 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $196,000 | 2,830 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $483,000 | 2,517 |
| Total noninterest expense | $2,745,000 | 3,199 |
| Salaries and employee benefits | $1,420,000 | 3,270 |
| Premises and equipment expense | $455,000 | 2,463 |
| Additional noninterest expense | $870,000 | 3,291 |
| Pre-tax net operating income | $1,072,000 | 2,757 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $260,000 | 2,172 |
| Income before extraordinary items | $812,000 | 3,041 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $812,000 | 3,043 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $812,000 | 3,044 |
| Net charge-offs | $80,000 | 2,960 |
| Cash dividends | $342,000 | 2,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $812,000 | 2,947 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $1,844,000 | 3,182 |
| Total interest expense | $249,000 | 3,159 |
| Net interest income | $1,595,000 | 3,150 |
| Provision for loan and lease losses | $100,000 | 2,044 |
| Total noninterest income | $364,000 | 2,708 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $95,000 | 2,882 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $269,000 | 2,365 |
| Total noninterest expense | $1,334,000 | 3,285 |
| Salaries and employee benefits | $724,000 | 3,245 |
| Premises and equipment expense | $228,000 | 2,488 |
| Additional noninterest expense | $382,000 | 3,620 |
| Pre-tax net operating income | $525,000 | 2,784 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $152,000 | 1,978 |
| Income before extraordinary items | $373,000 | 3,152 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $373,000 | 3,152 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $373,000 | 3,154 |
| Net charge-offs | $35,000 | 2,690 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $373,000 | 3,059 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $7,690,000 | 3,213 |
| Total interest expense | $1,105,000 | 3,372 |
| Net interest income | $6,585,000 | 3,143 |
| Provision for loan and lease losses | $257,000 | 3,586 |
| Total noninterest income | $1,254,000 | 2,884 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $369,000 | 3,099 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $885,000 | 2,536 |
| Total noninterest expense | $5,608,000 | 3,187 |
| Salaries and employee benefits | $2,816,000 | 3,262 |
| Premises and equipment expense | $898,000 | 2,489 |
| Additional noninterest expense | $1,894,000 | 3,215 |
| Pre-tax net operating income | $1,974,000 | 2,829 |
| Securities gains (losses) | $0 | 3,810 |
| Applicable income taxes | $620,000 | 1,967 |
| Income before extraordinary items | $1,354,000 | 3,312 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,354,000 | 3,313 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $1,354,000 | 3,313 |
| Net charge-offs | $245,000 | 3,549 |
| Cash dividends | $843,000 | 2,170 |
| Sale, conversion, retirement of capital stock, net | $132,000 | 512 |
| Net operating income | $1,354,000 | 3,172 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $5,758,000 | 3,282 |
| Total interest expense | $852,000 | 3,430 |
| Net interest income | $4,906,000 | 3,203 |
| Provision for loan and lease losses | $200,000 | 3,508 |
| Total noninterest income | $963,000 | 2,856 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $269,000 | 3,186 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $694,000 | 2,475 |
| Total noninterest expense | $4,192,000 | 3,217 |
| Salaries and employee benefits | $2,130,000 | 3,273 |
| Premises and equipment expense | $668,000 | 2,530 |
| Additional noninterest expense | $1,394,000 | 3,290 |
| Pre-tax net operating income | $1,477,000 | 2,917 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $370,000 | 2,256 |
| Income before extraordinary items | $1,107,000 | 3,229 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,107,000 | 3,231 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $1,107,000 | 3,230 |
| Net charge-offs | $291,000 | 2,870 |
| Cash dividends | $342,000 | 2,441 |
| Sale, conversion, retirement of capital stock, net | $55,000 | 581 |
| Net operating income | $1,107,000 | 3,090 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $3,817,000 | 3,324 |
| Total interest expense | $587,000 | 3,451 |
| Net interest income | $3,230,000 | 3,235 |
| Provision for loan and lease losses | $0 | 5,619 |
| Total noninterest income | $596,000 | 2,948 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $169,000 | 3,277 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $427,000 | 2,559 |
| Total noninterest expense | $2,698,000 | 3,328 |
| Salaries and employee benefits | $1,394,000 | 3,331 |
| Premises and equipment expense | $441,000 | 2,564 |
| Additional noninterest expense | $863,000 | 3,487 |
| Pre-tax net operating income | $1,128,000 | 2,629 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $319,000 | 1,989 |
| Income before extraordinary items | $809,000 | 3,013 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $809,000 | 3,013 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $809,000 | 3,013 |
| Net charge-offs | $136,000 | 3,141 |
| Cash dividends | $342,000 | 2,015 |
| Sale, conversion, retirement of capital stock, net | $55,000 | 482 |
| Net operating income | $809,000 | 2,868 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $1,925,000 | 3,323 |
| Total interest expense | $296,000 | 3,539 |
| Net interest income | $1,629,000 | 3,229 |
| Provision for loan and lease losses | $0 | 5,254 |
| Total noninterest income | $355,000 | 2,660 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $91,000 | 3,138 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $264,000 | 2,264 |
| Total noninterest expense | $1,397,000 | 3,237 |
| Salaries and employee benefits | $715,000 | 3,290 |
| Premises and equipment expense | $220,000 | 2,591 |
| Additional noninterest expense | $462,000 | 3,286 |
| Pre-tax net operating income | $587,000 | 2,570 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $180,000 | 1,853 |
| Income before extraordinary items | $407,000 | 3,017 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $407,000 | 3,020 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $407,000 | 3,021 |
| Net charge-offs | $137,000 | 2,176 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $407,000 | 2,867 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $7,917,000 | 3,352 |
| Total interest expense | $1,227,000 | 3,904 |
| Net interest income | $6,690,000 | 3,183 |
| Provision for loan and lease losses | $197,000 | 4,655 |
| Total noninterest income | $1,192,000 | 2,810 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $394,000 | 3,061 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $798,000 | 2,450 |
| Total noninterest expense | $5,443,000 | 3,311 |
| Salaries and employee benefits | $2,886,000 | 3,212 |
| Premises and equipment expense | $920,000 | 2,587 |
| Additional noninterest expense | $1,637,000 | 3,641 |
| Pre-tax net operating income | $2,242,000 | 2,303 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $706,000 | 1,671 |
| Income before extraordinary items | $1,536,000 | 2,729 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,536,000 | 2,731 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $1,536,000 | 2,731 |
| Net charge-offs | $296,000 | 3,819 |
| Cash dividends | $817,000 | 1,852 |
| Sale, conversion, retirement of capital stock, net | $93,000 | 684 |
| Net operating income | $1,536,000 | 2,641 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $5,969,000 | 3,377 |
| Total interest expense | $923,000 | 4,031 |
| Net interest income | $5,046,000 | 3,190 |
| Provision for loan and lease losses | $97,000 | 4,980 |
| Total noninterest income | $837,000 | 2,922 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $284,000 | 3,141 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $553,000 | 2,544 |
| Total noninterest expense | $4,051,000 | 3,342 |
| Salaries and employee benefits | $2,178,000 | 3,199 |
| Premises and equipment expense | $683,000 | 2,620 |
| Additional noninterest expense | $1,190,000 | 3,712 |
| Pre-tax net operating income | $1,735,000 | 2,326 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $417,000 | 1,900 |
| Income before extraordinary items | $1,318,000 | 2,553 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,318,000 | 2,555 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $1,318,000 | 2,555 |
| Net charge-offs | $94,000 | 4,486 |
| Cash dividends | $318,000 | 2,269 |
| Sale, conversion, retirement of capital stock, net | $15,000 | 896 |
| Net operating income | $1,318,000 | 2,455 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $4,027,000 | 3,374 |
| Total interest expense | $620,000 | 4,127 |
| Net interest income | $3,407,000 | 3,166 |
| Provision for loan and lease losses | $95,000 | 4,453 |
| Total noninterest income | $527,000 | 3,017 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $171,000 | 3,331 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $356,000 | 2,618 |
| Total noninterest expense | $2,669,000 | 3,406 |
| Salaries and employee benefits | $1,418,000 | 3,279 |
| Premises and equipment expense | $453,000 | 2,655 |
| Additional noninterest expense | $798,000 | 3,754 |
| Pre-tax net operating income | $1,170,000 | 2,276 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $285,000 | 1,851 |
| Income before extraordinary items | $885,000 | 2,491 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $885,000 | 2,491 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $885,000 | 2,491 |
| Net charge-offs | $90,000 | 3,947 |
| Cash dividends | $318,000 | 1,869 |
| Sale, conversion, retirement of capital stock, net | $15,000 | 788 |
| Net operating income | $885,000 | 2,413 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $2,069,000 | 3,309 |
| Total interest expense | $311,000 | 4,208 |
| Net interest income | $1,758,000 | 3,073 |
| Provision for loan and lease losses | $90,000 | 3,467 |
| Total noninterest income | $259,000 | 3,097 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $76,000 | 3,534 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $183,000 | 2,597 |
| Total noninterest expense | $1,323,000 | 3,422 |
| Salaries and employee benefits | $697,000 | 3,339 |
| Premises and equipment expense | $233,000 | 2,634 |
| Additional noninterest expense | $393,000 | 3,776 |
| Pre-tax net operating income | $604,000 | 2,209 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $157,000 | 1,755 |
| Income before extraordinary items | $447,000 | 2,452 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $447,000 | 2,451 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $447,000 | 2,452 |
| Net charge-offs | $92,000 | 2,815 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $447,000 | 2,404 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $7,789,000 | 3,620 |
| Total interest expense | $1,337,000 | 4,540 |
| Net interest income | $6,452,000 | 3,284 |
| Provision for loan and lease losses | $935,000 | 3,164 |
| Total noninterest income | $1,333,000 | 2,732 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $451,000 | 2,842 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $882,000 | 2,362 |
| Total noninterest expense | $5,343,000 | 3,411 |
| Salaries and employee benefits | $2,832,000 | 3,270 |
| Premises and equipment expense | $883,000 | 2,745 |
| Additional noninterest expense | $1,628,000 | 3,782 |
| Pre-tax net operating income | $1,507,000 | 2,712 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $456,000 | 1,982 |
| Income before extraordinary items | $1,051,000 | 3,124 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,051,000 | 3,121 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $1,051,000 | 3,124 |
| Net charge-offs | $436,000 | 3,826 |
| Cash dividends | $770,000 | 1,801 |
| Sale, conversion, retirement of capital stock, net | $155,000 | 683 |
| Net operating income | $1,051,000 | 3,007 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $5,934,000 | 3,651 |
| Total interest expense | $1,007,000 | 4,681 |
| Net interest income | $4,927,000 | 3,279 |
| Provision for loan and lease losses | $350,000 | 4,106 |
| Total noninterest income | $1,005,000 | 2,726 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $340,000 | 2,904 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $665,000 | 2,348 |
| Total noninterest expense | $3,951,000 | 3,459 |
| Salaries and employee benefits | $2,126,000 | 3,284 |
| Premises and equipment expense | $692,000 | 2,682 |
| Additional noninterest expense | $1,133,000 | 3,965 |
| Pre-tax net operating income | $1,631,000 | 2,227 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $446,000 | 1,776 |
| Income before extraordinary items | $1,185,000 | 2,573 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,185,000 | 2,570 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $1,185,000 | 2,574 |
| Net charge-offs | $370,000 | 3,457 |
| Cash dividends | $317,000 | 2,270 |
| Sale, conversion, retirement of capital stock, net | $71,000 | 745 |
| Net operating income | $1,185,000 | 2,435 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $3,965,000 | 3,674 |
| Total interest expense | $676,000 | 4,769 |
| Net interest income | $3,289,000 | 3,276 |
| Provision for loan and lease losses | $205,000 | 4,179 |
| Total noninterest income | $585,000 | 2,919 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $218,000 | 2,987 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $367,000 | 2,532 |
| Total noninterest expense | $2,577,000 | 3,540 |
| Salaries and employee benefits | $1,392,000 | 3,355 |
| Premises and equipment expense | $459,000 | 2,708 |
| Additional noninterest expense | $726,000 | 4,044 |
| Pre-tax net operating income | $1,092,000 | 2,210 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $285,000 | 1,792 |
| Income before extraordinary items | $807,000 | 2,491 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $807,000 | 2,487 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $807,000 | 2,490 |
| Net charge-offs | $245,000 | 3,304 |
| Cash dividends | $317,000 | 1,823 |
| Sale, conversion, retirement of capital stock, net | $71,000 | 559 |
| Net operating income | $807,000 | 2,390 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $1,962,000 | 3,761 |
| Total interest expense | $353,000 | 4,792 |
| Net interest income | $1,609,000 | 3,363 |
| Provision for loan and lease losses | $60,000 | 4,570 |
| Total noninterest income | $290,000 | 2,936 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $95,000 | 3,254 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $195,000 | 2,436 |
| Total noninterest expense | $1,290,000 | 3,570 |
| Salaries and employee benefits | $694,000 | 3,416 |
| Premises and equipment expense | $237,000 | 2,694 |
| Additional noninterest expense | $359,000 | 4,072 |
| Pre-tax net operating income | $549,000 | 2,248 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $150,000 | 1,733 |
| Income before extraordinary items | $399,000 | 2,553 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $399,000 | 2,550 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $399,000 | 2,553 |
| Net charge-offs | $69,000 | 3,452 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $399,000 | 2,466 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $8,047,000 | 3,801 |
| Total interest expense | $1,826,000 | 4,706 |
| Net interest income | $6,221,000 | 3,364 |
| Provision for loan and lease losses | $95,000 | 6,492 |
| Total noninterest income | $1,246,000 | 2,899 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $446,000 | 3,111 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $800,000 | 2,455 |
| Total noninterest expense | $5,353,000 | 3,477 |
| Salaries and employee benefits | $2,812,000 | 3,374 |
| Premises and equipment expense | $829,000 | 3,035 |
| Additional noninterest expense | $1,712,000 | 3,731 |
| Pre-tax net operating income | $2,019,000 | 1,893 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $561,000 | 1,439 |
| Income before extraordinary items | $1,458,000 | 2,162 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,458,000 | 2,160 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $1,458,000 | 2,162 |
| Net charge-offs | $96,000 | 5,735 |
| Cash dividends | $777,000 | 1,978 |
| Sale, conversion, retirement of capital stock, net | $-414,000 | 7,975 |
| Net operating income | $1,458,000 | 2,138 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $6,039,000 | 3,844 |
| Total interest expense | $1,421,000 | 4,745 |
| Net interest income | $4,618,000 | 3,398 |
| Provision for loan and lease losses | $87,000 | 6,152 |
| Total noninterest income | $864,000 | 3,111 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $344,000 | 3,080 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $520,000 | 2,745 |
| Total noninterest expense | $3,771,000 | 3,667 |
| Salaries and employee benefits | $2,058,000 | 3,464 |
| Premises and equipment expense | $630,000 | 3,029 |
| Additional noninterest expense | $1,083,000 | 4,170 |
| Pre-tax net operating income | $1,624,000 | 1,914 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $407,000 | 1,612 |
| Income before extraordinary items | $1,217,000 | 2,152 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $1,217,000 | 2,149 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $1,217,000 | 2,152 |
| Net charge-offs | $80,000 | 5,270 |
| Cash dividends | $319,000 | 2,563 |
| Sale, conversion, retirement of capital stock, net | $56,000 | 897 |
| Net operating income | $1,217,000 | 2,101 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $4,038,000 | 3,875 |
| Total interest expense | $954,000 | 4,851 |
| Net interest income | $3,084,000 | 3,378 |
| Provision for loan and lease losses | $87,000 | 5,513 |
| Total noninterest income | $560,000 | 3,165 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $214,000 | 3,180 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $346,000 | 2,761 |
| Total noninterest expense | $2,486,000 | 3,741 |
| Salaries and employee benefits | $1,376,000 | 3,486 |
| Premises and equipment expense | $413,000 | 3,095 |
| Additional noninterest expense | $697,000 | 4,278 |
| Pre-tax net operating income | $1,071,000 | 1,996 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $283,000 | 1,599 |
| Income before extraordinary items | $788,000 | 2,254 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $788,000 | 2,251 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $788,000 | 2,253 |
| Net charge-offs | $59,000 | 4,771 |
| Cash dividends | $319,000 | 2,131 |
| Sale, conversion, retirement of capital stock, net | $56,000 | 767 |
| Net operating income | $788,000 | 2,194 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $2,011,000 | 3,927 |
| Total interest expense | $469,000 | 5,003 |
| Net interest income | $1,542,000 | 3,370 |
| Provision for loan and lease losses | $30,000 | 5,394 |
| Total noninterest income | $271,000 | 3,212 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $106,000 | 3,154 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $165,000 | 2,808 |
| Total noninterest expense | $1,210,000 | 3,734 |
| Salaries and employee benefits | $695,000 | 3,490 |
| Premises and equipment expense | $206,000 | 3,143 |
| Additional noninterest expense | $309,000 | 4,321 |
| Pre-tax net operating income | $573,000 | 2,130 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $150,000 | 1,741 |
| Income before extraordinary items | $423,000 | 2,450 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $423,000 | 2,450 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $423,000 | 2,452 |
| Net charge-offs | $18,000 | 4,403 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $423,000 | 2,307 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $9,218,000 | 3,743 |
| Total interest expense | $2,579,000 | 4,660 |
| Net interest income | $6,639,000 | 3,203 |
| Provision for loan and lease losses | $98,000 | 6,089 |
| Total noninterest income | $1,156,000 | 3,115 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $505,000 | 2,992 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $651,000 | 2,765 |
| Total noninterest expense | $5,277,000 | 3,423 |
| Salaries and employee benefits | $3,056,000 | 3,194 |
| Premises and equipment expense | $807,000 | 3,158 |
| Additional noninterest expense | $1,414,000 | 3,781 |
| Pre-tax net operating income | $2,420,000 | 2,149 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $771,000 | 1,431 |
| Income before extraordinary items | $1,649,000 | 2,352 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,649,000 | 2,352 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $247,000 | 3,816 |
| Cash dividends | $776,000 | 2,696 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $1,649,000 | 2,487 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $7,151,000 | 3,716 |
| Total interest expense | $2,082,000 | 4,580 |
| Net interest income | $5,069,000 | 3,172 |
| Provision for loan and lease losses | $78,000 | 5,472 |
| Total noninterest income | $883,000 | 3,146 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $375,000 | 3,044 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $508,000 | 2,786 |
| Total noninterest expense | $3,851,000 | 3,473 |
| Salaries and employee benefits | $2,279,000 | 3,244 |
| Premises and equipment expense | $591,000 | 3,228 |
| Additional noninterest expense | $981,000 | 3,925 |
| Pre-tax net operating income | $2,023,000 | 2,297 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $554,000 | 1,771 |
| Income before extraordinary items | $1,469,000 | 2,363 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $1,469,000 | 2,361 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $136,000 | 3,566 |
| Cash dividends | $319,000 | 3,308 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,469,000 | 2,471 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $4,876,000 | 3,704 |
| Total interest expense | $1,491,000 | 4,518 |
| Net interest income | $3,385,000 | 3,155 |
| Provision for loan and lease losses | $10,000 | 6,307 |
| Total noninterest income | $518,000 | 3,436 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $242,000 | 3,088 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $276,000 | 3,168 |
| Total noninterest expense | $2,521,000 | 3,547 |
| Salaries and employee benefits | $1,493,000 | 3,345 |
| Premises and equipment expense | $383,000 | 3,321 |
| Additional noninterest expense | $645,000 | 3,951 |
| Pre-tax net operating income | $1,372,000 | 2,364 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $383,000 | 1,919 |
| Income before extraordinary items | $989,000 | 2,592 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $989,000 | 2,592 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $80,000 | 3,288 |
| Cash dividends | $319,000 | 2,885 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $989,000 | 2,547 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $2,551,000 | 3,669 |
| Total interest expense | $795,000 | 4,524 |
| Net interest income | $1,756,000 | 3,062 |
| Provision for loan and lease losses | $0 | 6,080 |
| Total noninterest income | $265,000 | 3,390 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $117,000 | 3,105 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $148,000 | 3,065 |
| Total noninterest expense | $1,286,000 | 3,505 |
| Salaries and employee benefits | $769,000 | 3,270 |
| Premises and equipment expense | $192,000 | 3,352 |
| Additional noninterest expense | $325,000 | 3,878 |
| Pre-tax net operating income | $735,000 | 2,327 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $194,000 | 2,016 |
| Income before extraordinary items | $541,000 | 2,527 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $541,000 | 2,529 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,217 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $541,000 | 2,451 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $11,275,000 | 3,459 |
| Total interest expense | $3,202,000 | 4,609 |
| Net interest income | $8,073,000 | 2,700 |
| Provision for loan and lease losses | $323,000 | 3,060 |
| Total noninterest income | $1,139,000 | 3,249 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $512,000 | 3,008 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $627,000 | 2,939 |
| Total noninterest expense | $5,638,000 | 3,125 |
| Salaries and employee benefits | $3,289,000 | 2,993 |
| Premises and equipment expense | $813,000 | 3,040 |
| Additional noninterest expense | $1,536,000 | 3,347 |
| Pre-tax net operating income | $3,251,000 | 2,325 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $1,036,000 | 1,820 |
| Income before extraordinary items | $2,215,000 | 2,616 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $2,215,000 | 2,615 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $74,000 | 4,175 |
| Cash dividends | $777,000 | 3,023 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $2,215,000 | 2,607 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $8,490,000 | 3,453 |
| Total interest expense | $2,375,000 | 4,644 |
| Net interest income | $6,115,000 | 2,687 |
| Provision for loan and lease losses | $268,000 | 2,504 |
| Total noninterest income | $830,000 | 3,314 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $369,000 | 3,072 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $461,000 | 2,974 |
| Total noninterest expense | $4,112,000 | 3,177 |
| Salaries and employee benefits | $2,387,000 | 3,046 |
| Premises and equipment expense | $594,000 | 3,091 |
| Additional noninterest expense | $1,131,000 | 3,342 |
| Pre-tax net operating income | $2,565,000 | 2,391 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $782,000 | 1,936 |
| Income before extraordinary items | $1,783,000 | 2,605 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $1,783,000 | 2,603 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $26,000 | 4,364 |
| Cash dividends | $320,000 | 3,538 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $1,783,000 | 2,583 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $5,617,000 | 3,487 |
| Total interest expense | $1,562,000 | 4,666 |
| Net interest income | $4,055,000 | 2,718 |
| Provision for loan and lease losses | $225,000 | 1,984 |
| Total noninterest income | $536,000 | 3,416 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $245,000 | 3,069 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $291,000 | 3,067 |
| Total noninterest expense | $2,652,000 | 3,292 |
| Salaries and employee benefits | $1,570,000 | 3,120 |
| Premises and equipment expense | $391,000 | 3,140 |
| Additional noninterest expense | $691,000 | 3,598 |
| Pre-tax net operating income | $1,714,000 | 2,434 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $519,000 | 2,007 |
| Income before extraordinary items | $1,195,000 | 2,652 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,195,000 | 2,651 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 4,518 |
| Cash dividends | $319,000 | 3,049 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $1,195,000 | 2,631 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $2,761,000 | 3,515 |
| Total interest expense | $761,000 | 4,728 |
| Net interest income | $2,000,000 | 2,757 |
| Provision for loan and lease losses | $150,000 | 1,427 |
| Total noninterest income | $291,000 | 3,173 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $124,000 | 2,997 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $167,000 | 2,832 |
| Total noninterest expense | $1,277,000 | 3,395 |
| Salaries and employee benefits | $782,000 | 3,148 |
| Premises and equipment expense | $195,000 | 3,183 |
| Additional noninterest expense | $300,000 | 3,974 |
| Pre-tax net operating income | $864,000 | 2,420 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $255,000 | 2,063 |
| Income before extraordinary items | $609,000 | 2,600 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $609,000 | 2,602 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 3,204 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $609,000 | 2,578 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $10,464,000 | 3,455 |
| Total interest expense | $2,353,000 | 4,986 |
| Net interest income | $8,111,000 | 2,722 |
| Provision for loan and lease losses | $673,000 | 1,461 |
| Total noninterest income | $1,133,000 | 3,260 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $559,000 | 2,839 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $574,000 | 3,098 |
| Total noninterest expense | $5,610,000 | 3,037 |
| Salaries and employee benefits | $3,189,000 | 2,963 |
| Premises and equipment expense | $859,000 | 2,826 |
| Additional noninterest expense | $1,562,000 | 3,191 |
| Pre-tax net operating income | $2,961,000 | 2,803 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $974,000 | 2,234 |
| Income before extraordinary items | $1,987,000 | 3,114 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,987,000 | 3,113 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $874,000 | 768 |
| Cash dividends | $730,000 | 3,129 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $1,987,000 | 3,105 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $7,704,000 | 3,482 |
| Total interest expense | $1,637,000 | 5,107 |
| Net interest income | $6,067,000 | 2,757 |
| Provision for loan and lease losses | $243,000 | 2,494 |
| Total noninterest income | $771,000 | 3,473 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $419,000 | 2,851 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $352,000 | 3,427 |
| Total noninterest expense | $4,046,000 | 3,140 |
| Salaries and employee benefits | $2,236,000 | 3,135 |
| Premises and equipment expense | $589,000 | 3,060 |
| Additional noninterest expense | $1,221,000 | 3,080 |
| Pre-tax net operating income | $2,549,000 | 2,608 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $845,000 | 2,121 |
| Income before extraordinary items | $1,704,000 | 2,916 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $1,704,000 | 2,917 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $73,000 | 2,728 |
| Cash dividends | $319,000 | 3,562 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $1,704,000 | 2,909 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $5,041,000 | 3,480 |
| Total interest expense | $1,006,000 | 5,208 |
| Net interest income | $4,035,000 | 2,771 |
| Provision for loan and lease losses | $204,000 | 2,082 |
| Total noninterest income | $483,000 | 3,612 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $270,000 | 2,914 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $213,000 | 3,629 |
| Total noninterest expense | $2,612,000 | 3,233 |
| Salaries and employee benefits | $1,496,000 | 3,124 |
| Premises and equipment expense | $384,000 | 3,104 |
| Additional noninterest expense | $732,000 | 3,350 |
| Pre-tax net operating income | $1,702,000 | 2,615 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $563,000 | 2,137 |
| Income before extraordinary items | $1,139,000 | 2,903 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,139,000 | 2,905 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $56,000 | 2,363 |
| Cash dividends | $319,000 | 3,024 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $1,139,000 | 2,891 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $2,481,000 | 3,468 |
| Total interest expense | $473,000 | 5,268 |
| Net interest income | $2,008,000 | 2,773 |
| Provision for loan and lease losses | $150,000 | 1,421 |
| Total noninterest income | $240,000 | 3,569 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $126,000 | 2,974 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $114,000 | 3,464 |
| Total noninterest expense | $1,258,000 | 3,348 |
| Salaries and employee benefits | $735,000 | 3,205 |
| Premises and equipment expense | $193,000 | 3,105 |
| Additional noninterest expense | $330,000 | 3,609 |
| Pre-tax net operating income | $840,000 | 2,611 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $255,000 | 2,235 |
| Income before extraordinary items | $585,000 | 2,796 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $585,000 | 2,795 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,000 | 2,550 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $585,000 | 2,780 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $8,626,000 | 3,529 |
| Total interest expense | $1,439,000 | 5,330 |
| Net interest income | $7,187,000 | 2,980 |
| Provision for loan and lease losses | $392,000 | 2,306 |
| Total noninterest income | $938,000 | 3,716 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $568,000 | 2,783 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $370,000 | 3,909 |
| Total noninterest expense | $4,726,000 | 3,393 |
| Salaries and employee benefits | $2,810,000 | 3,148 |
| Premises and equipment expense | $663,000 | 3,382 |
| Additional noninterest expense | $1,253,000 | 3,732 |
| Pre-tax net operating income | $3,007,000 | 2,747 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $990,000 | 2,279 |
| Income before extraordinary items | $2,017,000 | 3,082 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $2,017,000 | 3,084 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $174,000 | 2,495 |
| Cash dividends | $707,000 | 3,059 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $2,017,000 | 3,042 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $6,273,000 | 3,567 |
| Total interest expense | $1,023,000 | 5,372 |
| Net interest income | $5,250,000 | 3,025 |
| Provision for loan and lease losses | $242,000 | 2,600 |
| Total noninterest income | $629,000 | 3,962 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $413,000 | 2,843 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $216,000 | 4,429 |
| Total noninterest expense | $3,335,000 | 3,536 |
| Salaries and employee benefits | $1,966,000 | 3,322 |
| Premises and equipment expense | $466,000 | 3,538 |
| Additional noninterest expense | $903,000 | 3,794 |
| Pre-tax net operating income | $2,302,000 | 2,738 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $655,000 | 2,498 |
| Income before extraordinary items | $1,647,000 | 2,912 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,647,000 | 2,913 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $96,000 | 2,609 |
| Cash dividends | $319,000 | 3,438 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $1,647,000 | 2,871 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $4,027,000 | 3,611 |
| Total interest expense | $654,000 | 5,339 |
| Net interest income | $3,373,000 | 3,088 |
| Provision for loan and lease losses | $292,000 | 1,597 |
| Total noninterest income | $422,000 | 3,924 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $270,000 | 2,834 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $152,000 | 4,291 |
| Total noninterest expense | $2,148,000 | 3,618 |
| Salaries and employee benefits | $1,288,000 | 3,366 |
| Premises and equipment expense | $306,000 | 3,565 |
| Additional noninterest expense | $554,000 | 4,042 |
| Pre-tax net operating income | $1,355,000 | 2,968 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $406,000 | 2,591 |
| Income before extraordinary items | $949,000 | 3,220 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $949,000 | 3,221 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $24,000 | 3,582 |
| Cash dividends | $319,000 | 2,849 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $949,000 | 3,176 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,958,000 | 3,662 |
| Total interest expense | $306,000 | 5,421 |
| Net interest income | $1,652,000 | 3,134 |
| Provision for loan and lease losses | $142,000 | 1,537 |
| Total noninterest income | $201,000 | 3,969 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $126,000 | 2,924 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $75,000 | 4,317 |
| Total noninterest expense | $1,059,000 | 3,682 |
| Salaries and employee benefits | $641,000 | 3,365 |
| Premises and equipment expense | $160,000 | 3,459 |
| Additional noninterest expense | $258,000 | 4,260 |
| Pre-tax net operating income | $652,000 | 3,033 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $173,000 | 2,843 |
| Income before extraordinary items | $479,000 | 3,145 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $479,000 | 3,146 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 3,734 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $479,000 | 3,106 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $7,263,000 | 3,706 |
| Total interest expense | $1,177,000 | 5,174 |
| Net interest income | $6,086,000 | 3,258 |
| Provision for loan and lease losses | $390,000 | 2,417 |
| Total noninterest income | $869,000 | 3,854 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $516,000 | 3,076 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $353,000 | 3,952 |
| Total noninterest expense | $4,181,000 | 3,608 |
| Salaries and employee benefits | $2,437,000 | 3,417 |
| Premises and equipment expense | $507,000 | 4,045 |
| Additional noninterest expense | $1,237,000 | 3,650 |
| Pre-tax net operating income | $2,384,000 | 3,117 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $691,000 | 2,790 |
| Income before extraordinary items | $1,693,000 | 3,333 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,693,000 | 3,331 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $206,000 | 2,536 |
| Cash dividends | $663,000 | 3,053 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $1,693,000 | 3,264 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $5,373,000 | 3,712 |
| Total interest expense | $886,000 | 5,130 |
| Net interest income | $4,487,000 | 3,285 |
| Provision for loan and lease losses | $290,000 | 2,324 |
| Total noninterest income | $636,000 | 3,938 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $391,000 | 3,064 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $245,000 | 4,094 |
| Total noninterest expense | $3,019,000 | 3,698 |
| Salaries and employee benefits | $1,794,000 | 3,435 |
| Premises and equipment expense | $374,000 | 4,078 |
| Additional noninterest expense | $851,000 | 3,893 |
| Pre-tax net operating income | $1,814,000 | 3,125 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $477,000 | 2,987 |
| Income before extraordinary items | $1,337,000 | 3,267 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $1,337,000 | 3,268 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $172,000 | 2,105 |
| Cash dividends | $298,000 | 3,488 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $1,337,000 | 3,183 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $3,517,000 | 3,759 |
| Total interest expense | $593,000 | 5,132 |
| Net interest income | $2,924,000 | 3,340 |
| Provision for loan and lease losses | $140,000 | 2,884 |
| Total noninterest income | $443,000 | 3,861 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $255,000 | 3,096 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $188,000 | 3,858 |
| Total noninterest expense | $1,992,000 | 3,743 |
| Salaries and employee benefits | $1,187,000 | 3,482 |
| Premises and equipment expense | $242,000 | 4,170 |
| Additional noninterest expense | $563,000 | 3,933 |
| Pre-tax net operating income | $1,235,000 | 3,045 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $329,000 | 2,915 |
| Income before extraordinary items | $906,000 | 3,201 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $906,000 | 3,201 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $86,000 | 2,335 |
| Cash dividends | $298,000 | 2,928 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $906,000 | 3,116 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,710,000 | 3,856 |
| Total interest expense | $298,000 | 5,185 |
| Net interest income | $1,412,000 | 3,418 |
| Provision for loan and lease losses | $60,000 | 2,918 |
| Total noninterest income | $224,000 | 3,773 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $122,000 | 3,125 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $102,000 | 3,674 |
| Total noninterest expense | $989,000 | 3,793 |
| Salaries and employee benefits | $591,000 | 3,523 |
| Premises and equipment expense | $112,000 | 4,455 |
| Additional noninterest expense | $286,000 | 3,887 |
| Pre-tax net operating income | $587,000 | 3,130 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $155,000 | 3,023 |
| Income before extraordinary items | $432,000 | 3,303 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $432,000 | 3,303 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $49,000 | 1,973 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $432,000 | 3,188 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $6,849,000 | 3,890 |
| Total interest expense | $1,498,000 | 4,873 |
| Net interest income | $5,351,000 | 3,506 |
| Provision for loan and lease losses | $270,000 | 3,394 |
| Total noninterest income | $1,113,000 | 3,479 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $584,000 | 2,757 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $529,000 | 3,483 |
| Total noninterest expense | $3,885,000 | 3,793 |
| Salaries and employee benefits | $2,264,000 | 3,543 |
| Premises and equipment expense | $515,000 | 3,977 |
| Additional noninterest expense | $1,106,000 | 3,962 |
| Pre-tax net operating income | $2,309,000 | 3,067 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $736,000 | 2,684 |
| Income before extraordinary items | $1,573,000 | 3,446 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,573,000 | 3,444 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $238,000 | 2,586 |
| Cash dividends | $638,000 | 3,105 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,573,000 | 3,274 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $5,145,000 | 3,937 |
| Total interest expense | $1,175,000 | 4,879 |
| Net interest income | $3,970,000 | 3,545 |
| Provision for loan and lease losses | $210,000 | 3,249 |
| Total noninterest income | $926,000 | 3,299 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $447,000 | 2,717 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $479,000 | 3,208 |
| Total noninterest expense | $2,860,000 | 3,838 |
| Salaries and employee benefits | $1,678,000 | 3,561 |
| Premises and equipment expense | $362,000 | 4,168 |
| Additional noninterest expense | $820,000 | 3,988 |
| Pre-tax net operating income | $1,826,000 | 3,041 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $562,000 | 2,797 |
| Income before extraordinary items | $1,264,000 | 3,360 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $1,264,000 | 3,359 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $223,000 | 2,056 |
| Cash dividends | $296,000 | 3,525 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $1,264,000 | 3,197 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $3,454,000 | 3,948 |
| Total interest expense | $797,000 | 4,933 |
| Net interest income | $2,657,000 | 3,529 |
| Provision for loan and lease losses | $150,000 | 3,000 |
| Total noninterest income | $597,000 | 3,358 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $298,000 | 2,665 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $299,000 | 3,301 |
| Total noninterest expense | $1,867,000 | 3,882 |
| Salaries and employee benefits | $1,104,000 | 3,587 |
| Premises and equipment expense | $236,000 | 4,233 |
| Additional noninterest expense | $527,000 | 4,075 |
| Pre-tax net operating income | $1,237,000 | 3,013 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $372,000 | 2,833 |
| Income before extraordinary items | $865,000 | 3,308 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $865,000 | 3,308 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $139,000 | 2,066 |
| Cash dividends | $296,000 | 2,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $865,000 | 3,137 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,730,000 | 3,956 |
| Total interest expense | $418,000 | 4,901 |
| Net interest income | $1,312,000 | 3,549 |
| Provision for loan and lease losses | $60,000 | 3,248 |
| Total noninterest income | $299,000 | 3,247 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $145,000 | 2,645 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $154,000 | 3,164 |
| Total noninterest expense | $924,000 | 3,914 |
| Salaries and employee benefits | $537,000 | 3,685 |
| Premises and equipment expense | $118,000 | 4,220 |
| Additional noninterest expense | $269,000 | 3,983 |
| Pre-tax net operating income | $627,000 | 2,979 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $180,000 | 2,886 |
| Income before extraordinary items | $447,000 | 3,189 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $447,000 | 3,187 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $22,000 | 3,119 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $447,000 | 3,029 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $7,478,000 | 3,846 |
| Total interest expense | $2,414,000 | 4,219 |
| Net interest income | $5,064,000 | 3,634 |
| Provision for loan and lease losses | $240,000 | 3,935 |
| Total noninterest income | $993,000 | 3,502 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $505,000 | 2,951 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $488,000 | 3,330 |
| Total noninterest expense | $3,548,000 | 3,917 |
| Salaries and employee benefits | $2,054,000 | 3,659 |
| Premises and equipment expense | $458,000 | 4,217 |
| Additional noninterest expense | $1,036,000 | 4,056 |
| Pre-tax net operating income | $2,269,000 | 3,108 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $721,000 | 2,787 |
| Income before extraordinary items | $1,548,000 | 3,421 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $1,548,000 | 3,420 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $177,000 | 3,214 |
| Cash dividends | $593,000 | 3,203 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,548,000 | 3,308 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $8,844,000 | 3,692 |
| Total interest expense | $3,673,000 | 4,062 |
| Net interest income | $5,171,000 | 3,345 |
| Provision for loan and lease losses | $240,000 | 3,705 |
| Total noninterest income | $824,000 | 3,778 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $459,000 | 3,045 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $365,000 | 3,730 |
| Total noninterest expense | $3,412,000 | 3,908 |
| Salaries and employee benefits | $1,938,000 | 3,686 |
| Premises and equipment expense | $440,000 | 4,301 |
| Additional noninterest expense | $1,034,000 | 3,951 |
| Pre-tax net operating income | $2,343,000 | 2,804 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $797,000 | 2,432 |
| Income before extraordinary items | $1,546,000 | 3,151 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $1,546,000 | 3,155 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $236,000 | 2,593 |
| Cash dividends | $548,000 | 3,319 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $1,546,000 | 3,054 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $9,295,000 | 3,631 |
| Total interest expense | $3,432,000 | 4,451 |
| Net interest income | $5,863,000 | 3,022 |
| Provision for loan and lease losses | $501,000 | 1,860 |
| Total noninterest income | $643,000 | 4,231 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $427,000 | 3,074 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $216,000 | 4,616 |
| Total noninterest expense | $3,472,000 | 3,728 |
| Salaries and employee benefits | $1,960,000 | 3,525 |
| Premises and equipment expense | $416,000 | 4,386 |
| Additional noninterest expense | $1,096,000 | 3,701 |
| Pre-tax net operating income | $2,533,000 | 2,735 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $836,000 | 2,432 |
| Income before extraordinary items | $1,697,000 | 2,938 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,697,000 | 2,936 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $306,000 | 1,799 |
| Cash dividends | $523,000 | 3,467 |
| Sale, conversion, retirement of capital stock, net | $132,000 | 681 |
| Net operating income | $1,697,000 | 2,923 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $7,990,000 | 3,908 |
| Total interest expense | $3,002,000 | 4,603 |
| Net interest income | $4,988,000 | 3,461 |
| Provision for loan and lease losses | $228,000 | 3,283 |
| Total noninterest income | $608,000 | 4,390 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $305,000 | 3,939 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $303,000 | 3,994 |
| Total noninterest expense | $3,102,000 | 4,101 |
| Salaries and employee benefits | $1,731,000 | 3,870 |
| Premises and equipment expense | $431,000 | 4,271 |
| Additional noninterest expense | $940,000 | 4,220 |
| Pre-tax net operating income | $2,266,000 | 3,023 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $741,000 | 2,800 |
| Income before extraordinary items | $1,525,000 | 3,195 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,525,000 | 3,195 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $202,000 | 2,382 |
| Cash dividends | $474,000 | 3,639 |
| Sale, conversion, retirement of capital stock, net | $263,000 | 686 |
| Net operating income | $1,525,000 | 3,163 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $7,722,000 | 4,063 |
| Total interest expense | $2,948,000 | 4,797 |
| Net interest income | $4,774,000 | 3,555 |
| Provision for loan and lease losses | $356,000 | 2,286 |
| Total noninterest income | $541,000 | 4,712 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $314,000 | 3,803 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $227,000 | 4,655 |
| Total noninterest expense | $2,936,000 | 4,198 |
| Salaries and employee benefits | $1,584,000 | 4,076 |
| Premises and equipment expense | $400,000 | 4,413 |
| Additional noninterest expense | $952,000 | 4,121 |
| Pre-tax net operating income | $2,023,000 | 3,314 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $649,000 | 3,206 |
| Income before extraordinary items | $1,374,000 | 3,499 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,374,000 | 3,500 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $286,000 | 1,926 |
| Cash dividends | $445,000 | 3,813 |
| Sale, conversion, retirement of capital stock, net | $327,000 | 618 |
| Net operating income | $1,374,000 | 3,409 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $7,070,000 | 4,466 |
| Total interest expense | $2,704,000 | 5,098 |
| Net interest income | $4,366,000 | 3,914 |
| Provision for loan and lease losses | $263,000 | 2,865 |
| Total noninterest income | $354,000 | 6,137 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $249,000 | 4,677 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $105,000 | 6,653 |
| Total noninterest expense | $2,476,000 | 4,816 |
| Salaries and employee benefits | $1,391,000 | 4,527 |
| Premises and equipment expense | $324,000 | 5,177 |
| Additional noninterest expense | $761,000 | 4,913 |
| Pre-tax net operating income | $1,981,000 | 3,560 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $680,000 | 3,311 |
| Income before extraordinary items | $1,301,000 | 3,790 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,301,000 | 3,789 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $154,000 | 2,980 |
| Cash dividends | $382,000 | 4,077 |
| Sale, conversion, retirement of capital stock, net | $1,437,000 | 414 |
| Net operating income | $1,301,000 | 3,724 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $6,661,000 | 4,779 |
| Total interest expense | $2,736,000 | 5,167 |
| Net interest income | $3,925,000 | 4,403 |
| Provision for loan and lease losses | $267,000 | 2,826 |
| Total noninterest income | $349,000 | 6,448 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $232,000 | 5,086 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $117,000 | 6,675 |
| Total noninterest expense | $2,232,000 | 5,474 |
| Salaries and employee benefits | $1,297,000 | 4,863 |
| Premises and equipment expense | $278,000 | 5,870 |
| Additional noninterest expense | $657,000 | 5,990 |
| Pre-tax net operating income | $1,775,000 | 3,779 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $570,000 | 3,735 |
| Income before extraordinary items | $1,205,000 | 3,861 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,205,000 | 3,862 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $241,000 | 2,401 |
| Cash dividends | $295,000 | 4,624 |
| Sale, conversion, retirement of capital stock, net | $234,000 | 559 |
| Net operating income | $1,205,000 | 3,812 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $6,011,000 | 5,202 |
| Total interest expense | $2,580,000 | 5,426 |
| Net interest income | $3,431,000 | 4,944 |
| Provision for loan and lease losses | $184,000 | 3,189 |
| Total noninterest income | $264,000 | 7,516 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $179,000 | 6,085 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $85,000 | 7,757 |
| Total noninterest expense | $1,993,000 | 5,994 |
| Salaries and employee benefits | $1,073,000 | 5,712 |
| Premises and equipment expense | $244,000 | 6,448 |
| Additional noninterest expense | $676,000 | 6,016 |
| Pre-tax net operating income | $1,518,000 | 4,416 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $468,000 | 4,406 |
| Income before extraordinary items | $1,050,000 | 4,407 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,050,000 | 4,405 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $131,000 | 3,202 |
| Cash dividends | $259,000 | 4,894 |
| Sale, conversion, retirement of capital stock, net | $154,000 | 514 |
| Net operating income | $1,050,000 | 4,398 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $5,074,000 | 5,614 |
| Total interest expense | $1,811,000 | 6,039 |
| Net interest income | $3,263,000 | 5,244 |
| Provision for loan and lease losses | $150,000 | 3,586 |
| Total noninterest income | $237,000 | 8,129 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $184,000 | 6,191 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $53,000 | 9,460 |
| Total noninterest expense | $1,898,000 | 6,456 |
| Salaries and employee benefits | $933,000 | 6,443 |
| Premises and equipment expense | $284,000 | 5,952 |
| Additional noninterest expense | $681,000 | 6,462 |
| Pre-tax net operating income | $1,452,000 | 4,530 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $440,000 | 4,459 |
| Income before extraordinary items | $1,012,000 | 4,496 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,012,000 | 4,497 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $86,000 | 3,999 |
| Cash dividends | $226,000 | 5,175 |
| Sale, conversion, retirement of capital stock, net | $463,000 | 559 |
| Net operating income | $1,012,000 | 4,540 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $4,599,000 | 6,195 |
| Total interest expense | $1,717,000 | 6,573 |
| Net interest income | $2,882,000 | 5,836 |
| Provision for loan and lease losses | $166,000 | 4,391 |
| Total noninterest income | $257,000 | 8,258 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $190,000 | 6,163 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $67,000 | 9,213 |
| Total noninterest expense | $1,834,000 | 6,797 |
| Salaries and employee benefits | $850,000 | 7,012 |
| Premises and equipment expense | $305,000 | 5,763 |
| Additional noninterest expense | $679,000 | 6,714 |
| Pre-tax net operating income | $1,139,000 | 5,377 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $354,000 | 5,450 |
| Income before extraordinary items | $785,000 | 5,643 |
| Extraordinary gains, net | $67,000 | 1,943 |
| Net income | $852,000 | 5,440 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $49,000 | 6,087 |
| Cash dividends | $163,000 | 5,902 |
| Sale, conversion, retirement of capital stock, net | $89,000 | 911 |
| Net operating income | $785,000 | 5,409 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $4,495,000 | 6,909 |
| Total interest expense | $1,994,000 | 7,120 |
| Net interest income | $2,501,000 | 6,600 |
| Provision for loan and lease losses | $174,000 | 5,685 |
| Total noninterest income | $146,000 | 10,574 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $86,000 | 8,961 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $60,000 | 9,797 |
| Total noninterest expense | $1,583,000 | 7,631 |
| Salaries and employee benefits | $805,000 | 7,227 |
| Premises and equipment expense | $227,000 | 7,234 |
| Additional noninterest expense | $551,000 | 7,976 |
| Pre-tax net operating income | $890,000 | 6,143 |
| Securities gains (losses) | $4,000 | 7,235 |
| Applicable income taxes | $253,000 | 6,602 |
| Income before extraordinary items | $641,000 | 6,284 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $641,000 | 6,354 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $117,000 | 5,509 |
| Cash dividends | $144,000 | 5,884 |
| Sale, conversion, retirement of capital stock, net | $425,000 | 586 |
| Net operating income | $638,120 | 5,964 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.