Home > The Bank of Fayetteville > Income and Expense
The Bank of Fayetteville, Income and Expense
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $9,348,000 | 1,975 |
| Total interest expense | $443,000 | 3,466 |
| Net interest income | $8,905,000 | 1,855 |
| Provision for loan and lease losses | $0 | 4,232 |
| Total noninterest income | $2,098,000 | 1,694 |
| Gross Fiduciary activities income | $235,000 | 681 |
| Service charges on deposit accounts | $859,000 | 1,096 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,004,000 | 2,021 |
| Total noninterest expense | $9,710,000 | 1,512 |
| Salaries and employee benefits | $4,126,000 | 1,898 |
| Premises and equipment expense | $1,132,000 | 1,532 |
| Additional noninterest expense | $4,452,000 | 1,096 |
| Pre-tax net operating income | $1,293,000 | 3,330 |
| Securities gains (losses) | $0 | 3,031 |
| Applicable income taxes | $436,000 | 2,126 |
| Income before extraordinary items | $857,000 | 3,762 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $857,000 | 3,761 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $857,000 | 3,762 |
| Net charge-offs | $-30,000 | 5,463 |
| Cash dividends | $1,071,000 | 1,539 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $857,000 | 3,712 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $6,313,000 | 1,952 |
| Total interest expense | $300,000 | 3,451 |
| Net interest income | $6,013,000 | 1,834 |
| Provision for loan and lease losses | $0 | 4,069 |
| Total noninterest income | $1,372,000 | 1,715 |
| Gross Fiduciary activities income | $153,000 | 698 |
| Service charges on deposit accounts | $551,000 | 1,112 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $668,000 | 2,026 |
| Total noninterest expense | $5,360,000 | 1,789 |
| Salaries and employee benefits | $2,814,000 | 1,866 |
| Premises and equipment expense | $750,000 | 1,558 |
| Additional noninterest expense | $1,796,000 | 1,688 |
| Pre-tax net operating income | $2,025,000 | 1,884 |
| Securities gains (losses) | $0 | 2,636 |
| Applicable income taxes | $759,000 | 1,268 |
| Income before extraordinary items | $1,266,000 | 2,337 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,266,000 | 2,339 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $1,266,000 | 2,339 |
| Net charge-offs | $-5,000 | 5,028 |
| Cash dividends | $926,000 | 1,320 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $1,266,000 | 2,292 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $3,049,000 | 2,010 |
| Total interest expense | $155,000 | 3,412 |
| Net interest income | $2,894,000 | 1,894 |
| Provision for loan and lease losses | $0 | 3,703 |
| Total noninterest income | $676,000 | 1,710 |
| Gross Fiduciary activities income | $73,000 | 705 |
| Service charges on deposit accounts | $271,000 | 1,113 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $332,000 | 1,983 |
| Total noninterest expense | $2,585,000 | 1,839 |
| Salaries and employee benefits | $1,326,000 | 1,976 |
| Premises and equipment expense | $377,000 | 1,566 |
| Additional noninterest expense | $882,000 | 1,707 |
| Pre-tax net operating income | $985,000 | 1,886 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $368,000 | 1,257 |
| Income before extraordinary items | $617,000 | 2,343 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $617,000 | 2,344 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $617,000 | 2,344 |
| Net charge-offs | $12,000 | 2,395 |
| Cash dividends | $633,000 | 938 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $617,000 | 2,277 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $12,396,000 | 1,983 |
| Total interest expense | $906,000 | 2,776 |
| Net interest income | $11,490,000 | 1,894 |
| Provision for loan and lease losses | $100,000 | 3,178 |
| Total noninterest income | $2,780,000 | 1,657 |
| Gross Fiduciary activities income | $294,000 | 705 |
| Service charges on deposit accounts | $1,222,000 | 1,080 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $1,264,000 | 2,005 |
| Total noninterest expense | $10,727,000 | 1,781 |
| Salaries and employee benefits | $6,018,000 | 1,718 |
| Premises and equipment expense | $1,573,000 | 1,503 |
| Additional noninterest expense | $3,136,000 | 1,958 |
| Pre-tax net operating income | $3,443,000 | 2,049 |
| Securities gains (losses) | $548,000 | 361 |
| Applicable income taxes | $1,489,000 | 1,202 |
| Income before extraordinary items | $2,502,000 | 2,307 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $2,502,000 | 2,307 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $2,502,000 | 2,307 |
| Net charge-offs | $318,000 | 1,946 |
| Cash dividends | $4,619,000 | 646 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $2,151,280 | 2,520 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $9,265,000 | 2,006 |
| Total interest expense | $696,000 | 2,768 |
| Net interest income | $8,569,000 | 1,910 |
| Provision for loan and lease losses | $0 | 4,401 |
| Total noninterest income | $2,065,000 | 1,676 |
| Gross Fiduciary activities income | $216,000 | 708 |
| Service charges on deposit accounts | $887,000 | 1,124 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $962,000 | 1,990 |
| Total noninterest expense | $7,548,000 | 1,879 |
| Salaries and employee benefits | $4,060,000 | 1,906 |
| Premises and equipment expense | $1,138,000 | 1,563 |
| Additional noninterest expense | $2,350,000 | 1,960 |
| Pre-tax net operating income | $3,086,000 | 1,805 |
| Securities gains (losses) | $0 | 2,980 |
| Applicable income taxes | $1,166,000 | 1,168 |
| Income before extraordinary items | $1,920,000 | 2,292 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,920,000 | 2,293 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,920,000 | 2,292 |
| Net charge-offs | $313,000 | 1,564 |
| Cash dividends | $3,226,000 | 630 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $1,920,000 | 2,235 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $6,184,000 | 1,996 |
| Total interest expense | $476,000 | 2,731 |
| Net interest income | $5,708,000 | 1,897 |
| Provision for loan and lease losses | $0 | 4,196 |
| Total noninterest income | $1,352,000 | 1,667 |
| Gross Fiduciary activities income | $145,000 | 711 |
| Service charges on deposit accounts | $570,000 | 1,139 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $637,000 | 1,970 |
| Total noninterest expense | $5,059,000 | 1,868 |
| Salaries and employee benefits | $2,698,000 | 1,913 |
| Premises and equipment expense | $726,000 | 1,629 |
| Additional noninterest expense | $1,635,000 | 1,871 |
| Pre-tax net operating income | $2,001,000 | 1,821 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $747,000 | 1,187 |
| Income before extraordinary items | $1,254,000 | 2,265 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,254,000 | 2,268 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $1,254,000 | 2,268 |
| Net charge-offs | $203,000 | 1,571 |
| Cash dividends | $2,932,000 | 488 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $1,254,000 | 2,217 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $3,122,000 | 1,976 |
| Total interest expense | $242,000 | 2,745 |
| Net interest income | $2,880,000 | 1,885 |
| Provision for loan and lease losses | $0 | 3,817 |
| Total noninterest income | $636,000 | 1,714 |
| Gross Fiduciary activities income | $70,000 | 724 |
| Service charges on deposit accounts | $282,000 | 1,141 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $284,000 | 2,075 |
| Total noninterest expense | $2,430,000 | 1,956 |
| Salaries and employee benefits | $1,360,000 | 1,911 |
| Premises and equipment expense | $353,000 | 1,707 |
| Additional noninterest expense | $717,000 | 2,104 |
| Pre-tax net operating income | $1,086,000 | 1,647 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $410,000 | 1,068 |
| Income before extraordinary items | $676,000 | 2,063 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $676,000 | 2,066 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $676,000 | 2,066 |
| Net charge-offs | $92,000 | 1,427 |
| Cash dividends | $639,000 | 873 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $676,000 | 2,027 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $13,277,000 | 1,887 |
| Total interest expense | $1,073,000 | 2,804 |
| Net interest income | $12,204,000 | 1,767 |
| Provision for loan and lease losses | $0 | 5,091 |
| Total noninterest income | $3,520,000 | 1,446 |
| Gross Fiduciary activities income | $271,000 | 722 |
| Service charges on deposit accounts | $1,268,000 | 1,092 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $1,981,000 | 1,517 |
| Total noninterest expense | $12,271,000 | 1,571 |
| Salaries and employee benefits | $5,462,000 | 1,870 |
| Premises and equipment expense | $1,465,000 | 1,608 |
| Additional noninterest expense | $5,344,000 | 1,257 |
| Pre-tax net operating income | $3,453,000 | 1,930 |
| Securities gains (losses) | $-625,000 | 6,724 |
| Applicable income taxes | $490,000 | 2,181 |
| Income before extraordinary items | $2,338,000 | 2,321 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,338,000 | 2,325 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $2,338,000 | 2,324 |
| Net charge-offs | $44,000 | 4,431 |
| Cash dividends | $1,538,000 | 1,454 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $2,856,750 | 1,925 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $10,101,000 | 1,860 |
| Total interest expense | $823,000 | 2,836 |
| Net interest income | $9,278,000 | 1,741 |
| Provision for loan and lease losses | $0 | 4,941 |
| Total noninterest income | $2,802,000 | 1,408 |
| Gross Fiduciary activities income | $200,000 | 717 |
| Service charges on deposit accounts | $945,000 | 1,100 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $1,657,000 | 1,447 |
| Total noninterest expense | $8,901,000 | 1,623 |
| Salaries and employee benefits | $4,088,000 | 1,878 |
| Premises and equipment expense | $1,108,000 | 1,602 |
| Additional noninterest expense | $3,705,000 | 1,347 |
| Pre-tax net operating income | $3,179,000 | 1,659 |
| Securities gains (losses) | $89,000 | 1,298 |
| Applicable income taxes | $967,000 | 1,285 |
| Income before extraordinary items | $2,301,000 | 1,900 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $2,301,000 | 1,907 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $2,301,000 | 1,905 |
| Net charge-offs | $47,000 | 3,915 |
| Cash dividends | $1,238,000 | 1,237 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $2,238,700 | 1,885 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $6,870,000 | 1,822 |
| Total interest expense | $567,000 | 2,829 |
| Net interest income | $6,303,000 | 1,700 |
| Provision for loan and lease losses | $0 | 4,788 |
| Total noninterest income | $2,113,000 | 1,312 |
| Gross Fiduciary activities income | $130,000 | 729 |
| Service charges on deposit accounts | $612,000 | 1,104 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $1,371,000 | 1,269 |
| Total noninterest expense | $6,010,000 | 1,602 |
| Salaries and employee benefits | $2,733,000 | 1,883 |
| Premises and equipment expense | $748,000 | 1,600 |
| Additional noninterest expense | $2,529,000 | 1,314 |
| Pre-tax net operating income | $2,406,000 | 1,480 |
| Securities gains (losses) | $89,000 | 1,181 |
| Applicable income taxes | $681,000 | 1,216 |
| Income before extraordinary items | $1,814,000 | 1,656 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,814,000 | 1,659 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $1,814,000 | 1,660 |
| Net charge-offs | $11,000 | 4,274 |
| Cash dividends | $938,000 | 1,154 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $1,749,030 | 1,635 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $3,467,000 | 1,822 |
| Total interest expense | $299,000 | 2,784 |
| Net interest income | $3,168,000 | 1,704 |
| Provision for loan and lease losses | $0 | 4,409 |
| Total noninterest income | $1,393,000 | 1,077 |
| Gross Fiduciary activities income | $65,000 | 734 |
| Service charges on deposit accounts | $301,000 | 1,108 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $1,027,000 | 976 |
| Total noninterest expense | $3,182,000 | 1,541 |
| Salaries and employee benefits | $1,360,000 | 1,904 |
| Premises and equipment expense | $359,000 | 1,683 |
| Additional noninterest expense | $1,463,000 | 1,136 |
| Pre-tax net operating income | $1,379,000 | 1,310 |
| Securities gains (losses) | $89,000 | 717 |
| Applicable income taxes | $291,000 | 1,362 |
| Income before extraordinary items | $1,177,000 | 1,270 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $1,177,000 | 1,272 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $1,177,000 | 1,272 |
| Net charge-offs | $-18,000 | 6,405 |
| Cash dividends | $639,000 | 782 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $1,105,800 | 1,294 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $15,025,000 | 1,764 |
| Total interest expense | $2,049,000 | 2,102 |
| Net interest income | $12,976,000 | 1,704 |
| Provision for loan and lease losses | $1,625,000 | 1,252 |
| Total noninterest income | $2,970,000 | 1,646 |
| Gross Fiduciary activities income | $273,000 | 726 |
| Service charges on deposit accounts | $1,314,000 | 1,083 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $1,383,000 | 1,946 |
| Total noninterest expense | $11,578,000 | 1,667 |
| Salaries and employee benefits | $5,215,000 | 1,931 |
| Premises and equipment expense | $1,661,000 | 1,436 |
| Additional noninterest expense | $4,702,000 | 1,441 |
| Pre-tax net operating income | $2,743,000 | 2,250 |
| Securities gains (losses) | $-105,000 | 6,898 |
| Applicable income taxes | $606,000 | 1,984 |
| Income before extraordinary items | $2,032,000 | 2,556 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,032,000 | 2,558 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $2,032,000 | 2,557 |
| Net charge-offs | $6,415,000 | 474 |
| Cash dividends | $1,000,000 | 1,928 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $2,112,850 | 2,358 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $11,506,000 | 1,754 |
| Total interest expense | $1,689,000 | 2,021 |
| Net interest income | $9,817,000 | 1,709 |
| Provision for loan and lease losses | $1,425,000 | 1,124 |
| Total noninterest income | $2,214,000 | 1,652 |
| Gross Fiduciary activities income | $201,000 | 726 |
| Service charges on deposit accounts | $975,000 | 1,099 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $1,038,000 | 1,948 |
| Total noninterest expense | $8,585,000 | 1,692 |
| Salaries and employee benefits | $3,897,000 | 1,941 |
| Premises and equipment expense | $1,220,000 | 1,469 |
| Additional noninterest expense | $3,468,000 | 1,467 |
| Pre-tax net operating income | $2,021,000 | 2,338 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $561,000 | 1,812 |
| Income before extraordinary items | $1,460,000 | 2,688 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,460,000 | 2,690 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $1,460,000 | 2,689 |
| Net charge-offs | $6,581,000 | 368 |
| Cash dividends | $450,000 | 2,135 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $1,460,000 | 2,559 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $7,888,000 | 1,716 |
| Total interest expense | $1,273,000 | 1,840 |
| Net interest income | $6,615,000 | 1,684 |
| Provision for loan and lease losses | $1,000,000 | 1,094 |
| Total noninterest income | $1,493,000 | 1,630 |
| Gross Fiduciary activities income | $136,000 | 727 |
| Service charges on deposit accounts | $640,000 | 1,108 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $717,000 | 1,890 |
| Total noninterest expense | $5,673,000 | 1,708 |
| Salaries and employee benefits | $2,635,000 | 1,902 |
| Premises and equipment expense | $825,000 | 1,438 |
| Additional noninterest expense | $2,213,000 | 1,533 |
| Pre-tax net operating income | $1,435,000 | 2,214 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $412,000 | 1,687 |
| Income before extraordinary items | $1,023,000 | 2,584 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,023,000 | 2,584 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,023,000 | 2,584 |
| Net charge-offs | $3,228,000 | 487 |
| Cash dividends | $150,000 | 2,721 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $1,023,000 | 2,445 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $4,131,000 | 1,673 |
| Total interest expense | $682,000 | 1,796 |
| Net interest income | $3,449,000 | 1,616 |
| Provision for loan and lease losses | $500,000 | 1,039 |
| Total noninterest income | $714,000 | 1,675 |
| Gross Fiduciary activities income | $67,000 | 740 |
| Service charges on deposit accounts | $318,000 | 1,099 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $329,000 | 1,990 |
| Total noninterest expense | $2,899,000 | 1,665 |
| Salaries and employee benefits | $1,325,000 | 1,896 |
| Premises and equipment expense | $415,000 | 1,444 |
| Additional noninterest expense | $1,159,000 | 1,449 |
| Pre-tax net operating income | $764,000 | 2,096 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $224,000 | 1,598 |
| Income before extraordinary items | $540,000 | 2,454 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $540,000 | 2,455 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $540,000 | 2,457 |
| Net charge-offs | $2,924,000 | 292 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $540,000 | 2,334 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $18,772,000 | 1,518 |
| Total interest expense | $4,107,000 | 1,475 |
| Net interest income | $14,665,000 | 1,521 |
| Provision for loan and lease losses | $4,470,000 | 859 |
| Total noninterest income | $3,164,000 | 1,443 |
| Gross Fiduciary activities income | $286,000 | 672 |
| Service charges on deposit accounts | $1,394,000 | 1,059 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $1,484,000 | 1,657 |
| Total noninterest expense | $12,349,000 | 1,587 |
| Salaries and employee benefits | $5,550,000 | 1,746 |
| Premises and equipment expense | $1,691,000 | 1,469 |
| Additional noninterest expense | $5,108,000 | 1,353 |
| Pre-tax net operating income | $1,010,000 | 3,713 |
| Securities gains (losses) | $257,000 | 1,254 |
| Applicable income taxes | $205,000 | 2,879 |
| Income before extraordinary items | $1,062,000 | 3,437 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,062,000 | 3,440 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $1,062,000 | 3,440 |
| Net charge-offs | $2,957,000 | 1,211 |
| Cash dividends | $509,000 | 2,405 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $846,120 | 3,731 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $14,213,000 | 1,522 |
| Total interest expense | $3,208,000 | 1,471 |
| Net interest income | $11,005,000 | 1,525 |
| Provision for loan and lease losses | $4,170,000 | 716 |
| Total noninterest income | $2,363,000 | 1,431 |
| Gross Fiduciary activities income | $222,000 | 655 |
| Service charges on deposit accounts | $1,044,000 | 1,069 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $1,097,000 | 1,655 |
| Total noninterest expense | $9,382,000 | 1,556 |
| Salaries and employee benefits | $4,305,000 | 1,699 |
| Premises and equipment expense | $1,203,000 | 1,555 |
| Additional noninterest expense | $3,874,000 | 1,330 |
| Pre-tax net operating income | $-184,000 | 6,375 |
| Securities gains (losses) | $5,000 | 3,216 |
| Applicable income taxes | $-217,000 | 7,101 |
| Income before extraordinary items | $38,000 | 6,136 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $38,000 | 6,137 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $38,000 | 6,137 |
| Net charge-offs | $1,995,000 | 1,226 |
| Cash dividends | $509,000 | 1,793 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $34,800 | 6,042 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $9,418,000 | 1,548 |
| Total interest expense | $2,259,000 | 1,447 |
| Net interest income | $7,159,000 | 1,572 |
| Provision for loan and lease losses | $4,170,000 | 514 |
| Total noninterest income | $1,598,000 | 1,414 |
| Gross Fiduciary activities income | $160,000 | 649 |
| Service charges on deposit accounts | $699,000 | 1,051 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $739,000 | 1,649 |
| Total noninterest expense | $5,932,000 | 1,652 |
| Salaries and employee benefits | $2,793,000 | 1,752 |
| Premises and equipment expense | $818,000 | 1,537 |
| Additional noninterest expense | $2,321,000 | 1,496 |
| Pre-tax net operating income | $-1,345,000 | 7,062 |
| Securities gains (losses) | $5,000 | 2,547 |
| Applicable income taxes | $-637,000 | 7,372 |
| Income before extraordinary items | $-703,000 | 6,933 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-703,000 | 6,932 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $-703,000 | 6,933 |
| Net charge-offs | $1,505,000 | 1,118 |
| Cash dividends | $509,000 | 1,388 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $-706,200 | 6,917 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $4,722,000 | 1,552 |
| Total interest expense | $1,217,000 | 1,395 |
| Net interest income | $3,505,000 | 1,596 |
| Provision for loan and lease losses | $1,050,000 | 819 |
| Total noninterest income | $796,000 | 1,425 |
| Gross Fiduciary activities income | $96,000 | 623 |
| Service charges on deposit accounts | $360,000 | 1,002 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $340,000 | 1,760 |
| Total noninterest expense | $2,977,000 | 1,666 |
| Salaries and employee benefits | $1,392,000 | 1,776 |
| Premises and equipment expense | $407,000 | 1,581 |
| Additional noninterest expense | $1,178,000 | 1,480 |
| Pre-tax net operating income | $274,000 | 3,682 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $26,000 | 3,280 |
| Income before extraordinary items | $248,000 | 3,605 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $248,000 | 3,604 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $248,000 | 3,604 |
| Net charge-offs | $48,000 | 3,385 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $248,000 | 3,541 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $21,036,000 | 1,457 |
| Total interest expense | $7,134,000 | 1,150 |
| Net interest income | $13,902,000 | 1,608 |
| Provision for loan and lease losses | $4,350,000 | 1,265 |
| Total noninterest income | $3,524,000 | 1,389 |
| Gross Fiduciary activities income | $334,000 | 646 |
| Service charges on deposit accounts | $1,645,000 | 921 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $1,545,000 | 1,662 |
| Total noninterest expense | $14,154,000 | 1,408 |
| Salaries and employee benefits | $5,598,000 | 1,733 |
| Premises and equipment expense | $1,963,000 | 1,314 |
| Additional noninterest expense | $6,593,000 | 1,126 |
| Pre-tax net operating income | $-1,078,000 | 6,517 |
| Securities gains (losses) | $565,000 | 800 |
| Applicable income taxes | $-670,000 | 7,231 |
| Income before extraordinary items | $157,000 | 5,427 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $157,000 | 5,426 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $157,000 | 5,428 |
| Net charge-offs | $8,266,000 | 698 |
| Cash dividends | $255,000 | 3,057 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $-204,600 | 6,108 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $16,020,000 | 1,467 |
| Total interest expense | $5,561,000 | 1,154 |
| Net interest income | $10,459,000 | 1,624 |
| Provision for loan and lease losses | $3,925,000 | 1,059 |
| Total noninterest income | $2,421,000 | 1,461 |
| Gross Fiduciary activities income | $254,000 | 636 |
| Service charges on deposit accounts | $1,235,000 | 953 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $932,000 | 1,884 |
| Total noninterest expense | $10,715,000 | 1,393 |
| Salaries and employee benefits | $4,246,000 | 1,730 |
| Premises and equipment expense | $1,438,000 | 1,357 |
| Additional noninterest expense | $5,031,000 | 1,066 |
| Pre-tax net operating income | $-1,760,000 | 7,016 |
| Securities gains (losses) | $564,000 | 660 |
| Applicable income taxes | $-739,000 | 7,443 |
| Income before extraordinary items | $-457,000 | 6,648 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-457,000 | 6,648 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $-457,000 | 6,648 |
| Net charge-offs | $4,441,000 | 849 |
| Cash dividends | $255,000 | 2,483 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $-817,960 | 6,774 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $10,858,000 | 1,464 |
| Total interest expense | $3,844,000 | 1,163 |
| Net interest income | $7,014,000 | 1,612 |
| Provision for loan and lease losses | $3,600,000 | 823 |
| Total noninterest income | $1,616,000 | 1,436 |
| Gross Fiduciary activities income | $178,000 | 630 |
| Service charges on deposit accounts | $816,000 | 975 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $622,000 | 1,817 |
| Total noninterest expense | $6,850,000 | 1,440 |
| Salaries and employee benefits | $2,856,000 | 1,722 |
| Premises and equipment expense | $964,000 | 1,371 |
| Additional noninterest expense | $3,030,000 | 1,175 |
| Pre-tax net operating income | $-1,820,000 | 7,232 |
| Securities gains (losses) | $26,000 | 2,244 |
| Applicable income taxes | $-979,000 | 7,607 |
| Income before extraordinary items | $-815,000 | 7,013 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-815,000 | 7,013 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $-815,000 | 7,013 |
| Net charge-offs | $3,601,000 | 712 |
| Cash dividends | $255,000 | 2,075 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-831,640 | 6,989 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $5,462,000 | 1,488 |
| Total interest expense | $1,998,000 | 1,183 |
| Net interest income | $3,464,000 | 1,640 |
| Provision for loan and lease losses | $700,000 | 1,467 |
| Total noninterest income | $784,000 | 1,466 |
| Gross Fiduciary activities income | $89,000 | 640 |
| Service charges on deposit accounts | $415,000 | 942 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $280,000 | 1,918 |
| Total noninterest expense | $3,172,000 | 1,581 |
| Salaries and employee benefits | $1,426,000 | 1,756 |
| Premises and equipment expense | $484,000 | 1,411 |
| Additional noninterest expense | $1,262,000 | 1,409 |
| Pre-tax net operating income | $376,000 | 2,938 |
| Securities gains (losses) | $26,000 | 1,415 |
| Applicable income taxes | $29,000 | 3,203 |
| Income before extraordinary items | $373,000 | 2,681 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $373,000 | 2,679 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $373,000 | 2,682 |
| Net charge-offs | $2,263,000 | 596 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $348,820 | 2,711 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $25,181,000 | 1,356 |
| Total interest expense | $9,978,000 | 1,196 |
| Net interest income | $15,203,000 | 1,475 |
| Provision for loan and lease losses | $8,140,000 | 1,015 |
| Total noninterest income | $3,562,000 | 1,426 |
| Gross Fiduciary activities income | $337,000 | 639 |
| Service charges on deposit accounts | $1,877,000 | 927 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $1,348,000 | 1,774 |
| Total noninterest expense | $16,319,000 | 1,270 |
| Salaries and employee benefits | $6,087,000 | 1,629 |
| Premises and equipment expense | $2,031,000 | 1,331 |
| Additional noninterest expense | $8,201,000 | 957 |
| Pre-tax net operating income | $-5,694,000 | 7,245 |
| Securities gains (losses) | $1,389,000 | 373 |
| Applicable income taxes | $-2,281,000 | 7,549 |
| Income before extraordinary items | $-2,024,000 | 6,762 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-2,024,000 | 6,760 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-2,024,000 | 6,760 |
| Net charge-offs | $4,132,000 | 1,309 |
| Cash dividends | $777,000 | 1,978 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $-2,912,960 | 6,985 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $19,294,000 | 1,359 |
| Total interest expense | $7,759,000 | 1,204 |
| Net interest income | $11,535,000 | 1,444 |
| Provision for loan and lease losses | $6,990,000 | 825 |
| Total noninterest income | $2,643,000 | 1,457 |
| Gross Fiduciary activities income | $257,000 | 633 |
| Service charges on deposit accounts | $1,403,000 | 925 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $983,000 | 1,855 |
| Total noninterest expense | $12,789,000 | 1,205 |
| Salaries and employee benefits | $4,594,000 | 1,632 |
| Premises and equipment expense | $1,498,000 | 1,369 |
| Additional noninterest expense | $6,697,000 | 844 |
| Pre-tax net operating income | $-5,601,000 | 7,542 |
| Securities gains (losses) | $1,389,000 | 279 |
| Applicable income taxes | $-2,099,000 | 7,728 |
| Income before extraordinary items | $-2,113,000 | 7,204 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-2,113,000 | 7,204 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-2,113,000 | 7,203 |
| Net charge-offs | $3,642,000 | 1,048 |
| Cash dividends | $777,000 | 1,532 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-3,001,960 | 7,374 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $13,150,000 | 1,353 |
| Total interest expense | $5,442,000 | 1,205 |
| Net interest income | $7,708,000 | 1,451 |
| Provision for loan and lease losses | $1,950,000 | 1,413 |
| Total noninterest income | $1,749,000 | 1,471 |
| Gross Fiduciary activities income | $168,000 | 638 |
| Service charges on deposit accounts | $929,000 | 916 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $652,000 | 1,879 |
| Total noninterest expense | $7,303,000 | 1,421 |
| Salaries and employee benefits | $3,103,000 | 1,646 |
| Premises and equipment expense | $1,033,000 | 1,348 |
| Additional noninterest expense | $3,167,000 | 1,202 |
| Pre-tax net operating income | $204,000 | 4,623 |
| Securities gains (losses) | $1,166,000 | 251 |
| Applicable income taxes | $205,000 | 1,926 |
| Income before extraordinary items | $1,165,000 | 1,601 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,165,000 | 1,597 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $1,165,000 | 1,600 |
| Net charge-offs | $1,615,000 | 1,281 |
| Cash dividends | $575,000 | 1,475 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $173,900 | 4,620 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $6,598,000 | 1,372 |
| Total interest expense | $2,870,000 | 1,199 |
| Net interest income | $3,728,000 | 1,491 |
| Provision for loan and lease losses | $650,000 | 1,529 |
| Total noninterest income | $902,000 | 1,405 |
| Gross Fiduciary activities income | $106,000 | 588 |
| Service charges on deposit accounts | $464,000 | 882 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $332,000 | 1,822 |
| Total noninterest expense | $3,785,000 | 1,320 |
| Salaries and employee benefits | $1,580,000 | 1,642 |
| Premises and equipment expense | $527,000 | 1,350 |
| Additional noninterest expense | $1,678,000 | 1,009 |
| Pre-tax net operating income | $195,000 | 4,086 |
| Securities gains (losses) | $1,161,000 | 167 |
| Applicable income taxes | $366,000 | 893 |
| Income before extraordinary items | $990,000 | 1,101 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $990,000 | 1,103 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $990,000 | 1,103 |
| Net charge-offs | $247,000 | 1,969 |
| Cash dividends | $291,000 | 1,407 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $142,470 | 4,274 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $28,321,000 | 1,367 |
| Total interest expense | $11,705,000 | 1,394 |
| Net interest income | $16,616,000 | 1,339 |
| Provision for loan and lease losses | $6,183,000 | 863 |
| Total noninterest income | $3,755,000 | 1,331 |
| Gross Fiduciary activities income | $435,000 | 600 |
| Service charges on deposit accounts | $2,215,000 | 797 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $1,105,000 | 1,992 |
| Total noninterest expense | $13,151,000 | 1,479 |
| Salaries and employee benefits | $7,057,000 | 1,462 |
| Premises and equipment expense | $2,042,000 | 1,346 |
| Additional noninterest expense | $4,052,000 | 1,528 |
| Pre-tax net operating income | $1,037,000 | 3,692 |
| Securities gains (losses) | $108,000 | 1,075 |
| Applicable income taxes | $53,000 | 3,826 |
| Income before extraordinary items | $1,092,000 | 3,117 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,092,000 | 3,116 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,963,000 | 696 |
| Cash dividends | $1,810,000 | 1,475 |
| Sale, conversion, retirement of capital stock, net | $7,500,000 | 191 |
| Net operating income | $989,400 | 3,457 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $21,505,000 | 1,380 |
| Total interest expense | $8,855,000 | 1,439 |
| Net interest income | $12,650,000 | 1,341 |
| Provision for loan and lease losses | $4,170,000 | 735 |
| Total noninterest income | $2,799,000 | 1,378 |
| Gross Fiduciary activities income | $339,000 | 594 |
| Service charges on deposit accounts | $1,680,000 | 788 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $780,000 | 2,153 |
| Total noninterest expense | $9,629,000 | 1,518 |
| Salaries and employee benefits | $5,386,000 | 1,462 |
| Premises and equipment expense | $1,535,000 | 1,352 |
| Additional noninterest expense | $2,708,000 | 1,650 |
| Pre-tax net operating income | $1,650,000 | 2,650 |
| Securities gains (losses) | $108,000 | 917 |
| Applicable income taxes | $144,000 | 3,274 |
| Income before extraordinary items | $1,614,000 | 2,180 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $1,614,000 | 2,178 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,813,000 | 545 |
| Cash dividends | $1,354,000 | 1,427 |
| Sale, conversion, retirement of capital stock, net | $7,500,000 | 124 |
| Net operating income | $1,514,640 | 2,423 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $14,547,000 | 1,370 |
| Total interest expense | $6,077,000 | 1,453 |
| Net interest income | $8,470,000 | 1,327 |
| Provision for loan and lease losses | $1,225,000 | 1,079 |
| Total noninterest income | $1,862,000 | 1,398 |
| Gross Fiduciary activities income | $242,000 | 596 |
| Service charges on deposit accounts | $1,111,000 | 780 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $509,000 | 2,212 |
| Total noninterest expense | $6,135,000 | 1,582 |
| Salaries and employee benefits | $3,591,000 | 1,467 |
| Premises and equipment expense | $881,000 | 1,582 |
| Additional noninterest expense | $1,663,000 | 1,758 |
| Pre-tax net operating income | $2,972,000 | 1,199 |
| Securities gains (losses) | $103,000 | 945 |
| Applicable income taxes | $867,000 | 1,053 |
| Income before extraordinary items | $2,208,000 | 1,255 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,208,000 | 1,256 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $379,000 | 1,562 |
| Cash dividends | $1,274,000 | 1,151 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $2,133,840 | 1,270 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $7,606,000 | 1,352 |
| Total interest expense | $3,258,000 | 1,440 |
| Net interest income | $4,348,000 | 1,278 |
| Provision for loan and lease losses | $300,000 | 1,372 |
| Total noninterest income | $913,000 | 1,429 |
| Gross Fiduciary activities income | $136,000 | 586 |
| Service charges on deposit accounts | $540,000 | 795 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $237,000 | 2,305 |
| Total noninterest expense | $3,056,000 | 1,581 |
| Salaries and employee benefits | $1,802,000 | 1,476 |
| Premises and equipment expense | $452,000 | 1,546 |
| Additional noninterest expense | $802,000 | 1,771 |
| Pre-tax net operating income | $1,905,000 | 993 |
| Securities gains (losses) | $52,000 | 1,064 |
| Applicable income taxes | $602,000 | 869 |
| Income before extraordinary items | $1,355,000 | 1,114 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,355,000 | 1,117 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $104,000 | 1,774 |
| Cash dividends | $835,000 | 886 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $1,319,120 | 1,107 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $29,343,000 | 1,461 |
| Total interest expense | $13,666,000 | 1,468 |
| Net interest income | $15,677,000 | 1,423 |
| Provision for loan and lease losses | $1,635,000 | 985 |
| Total noninterest income | $5,373,000 | 1,039 |
| Gross Fiduciary activities income | $475,000 | 605 |
| Service charges on deposit accounts | $2,553,000 | 690 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $2,345,000 | 1,227 |
| Total noninterest expense | $11,949,000 | 1,542 |
| Salaries and employee benefits | $7,151,000 | 1,419 |
| Premises and equipment expense | $1,721,000 | 1,544 |
| Additional noninterest expense | $3,077,000 | 1,796 |
| Pre-tax net operating income | $7,466,000 | 1,131 |
| Securities gains (losses) | $1,000 | 1,983 |
| Applicable income taxes | $1,730,000 | 1,271 |
| Income before extraordinary items | $5,737,000 | 1,122 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $5,737,000 | 1,120 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $885,000 | 1,124 |
| Cash dividends | $718,000 | 3,147 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $5,736,230 | 1,112 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $21,723,000 | 1,494 |
| Total interest expense | $10,170,000 | 1,475 |
| Net interest income | $11,553,000 | 1,471 |
| Provision for loan and lease losses | $700,000 | 1,201 |
| Total noninterest income | $4,325,000 | 983 |
| Gross Fiduciary activities income | $356,000 | 596 |
| Service charges on deposit accounts | $1,908,000 | 679 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $2,061,000 | 1,081 |
| Total noninterest expense | $8,697,000 | 1,568 |
| Salaries and employee benefits | $5,335,000 | 1,429 |
| Premises and equipment expense | $1,209,000 | 1,631 |
| Additional noninterest expense | $2,153,000 | 1,869 |
| Pre-tax net operating income | $6,481,000 | 1,066 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $1,651,000 | 1,130 |
| Income before extraordinary items | $4,830,000 | 1,091 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $4,830,000 | 1,088 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $859,000 | 724 |
| Cash dividends | $358,000 | 3,398 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $4,830,000 | 1,069 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $14,165,000 | 1,542 |
| Total interest expense | $6,572,000 | 1,525 |
| Net interest income | $7,593,000 | 1,516 |
| Provision for loan and lease losses | $300,000 | 1,528 |
| Total noninterest income | $2,700,000 | 1,055 |
| Gross Fiduciary activities income | $226,000 | 620 |
| Service charges on deposit accounts | $1,275,000 | 681 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $1,199,000 | 1,226 |
| Total noninterest expense | $5,632,000 | 1,638 |
| Salaries and employee benefits | $3,504,000 | 1,468 |
| Premises and equipment expense | $778,000 | 1,708 |
| Additional noninterest expense | $1,350,000 | 1,997 |
| Pre-tax net operating income | $4,361,000 | 1,094 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $1,175,000 | 1,126 |
| Income before extraordinary items | $3,186,000 | 1,128 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $3,186,000 | 1,127 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $362,000 | 893 |
| Cash dividends | $358,000 | 2,905 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $3,186,000 | 1,105 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $6,897,000 | 1,580 |
| Total interest expense | $3,204,000 | 1,547 |
| Net interest income | $3,693,000 | 1,568 |
| Provision for loan and lease losses | $30,000 | 3,737 |
| Total noninterest income | $1,064,000 | 1,245 |
| Gross Fiduciary activities income | $105,000 | 646 |
| Service charges on deposit accounts | $622,000 | 678 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $337,000 | 1,802 |
| Total noninterest expense | $2,760,000 | 1,680 |
| Salaries and employee benefits | $1,733,000 | 1,496 |
| Premises and equipment expense | $401,000 | 1,666 |
| Additional noninterest expense | $626,000 | 2,096 |
| Pre-tax net operating income | $1,967,000 | 1,196 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $584,000 | 1,144 |
| Income before extraordinary items | $1,383,000 | 1,268 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,383,000 | 1,268 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $180,000 | 792 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $1,383,000 | 1,249 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $24,107,000 | 1,675 |
| Total interest expense | $9,834,000 | 1,701 |
| Net interest income | $14,273,000 | 1,609 |
| Provision for loan and lease losses | $970,000 | 1,063 |
| Total noninterest income | $4,325,000 | 1,228 |
| Gross Fiduciary activities income | $565,000 | 556 |
| Service charges on deposit accounts | $2,311,000 | 767 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $1,449,000 | 1,716 |
| Total noninterest expense | $10,971,000 | 1,613 |
| Salaries and employee benefits | $6,464,000 | 1,526 |
| Premises and equipment expense | $1,639,000 | 1,568 |
| Additional noninterest expense | $2,868,000 | 1,835 |
| Pre-tax net operating income | $6,657,000 | 1,456 |
| Securities gains (losses) | $-103,000 | 8,215 |
| Applicable income taxes | $1,753,000 | 1,472 |
| Income before extraordinary items | $4,801,000 | 1,514 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $4,801,000 | 1,515 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $351,000 | 1,486 |
| Cash dividends | $943,000 | 2,675 |
| Sale, conversion, retirement of capital stock, net | $75,000 | 940 |
| Net operating income | $4,876,190 | 1,476 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $17,265,000 | 1,740 |
| Total interest expense | $6,867,000 | 1,779 |
| Net interest income | $10,398,000 | 1,664 |
| Provision for loan and lease losses | $320,000 | 2,035 |
| Total noninterest income | $3,266,000 | 1,229 |
| Gross Fiduciary activities income | $441,000 | 548 |
| Service charges on deposit accounts | $1,660,000 | 806 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $1,165,000 | 1,628 |
| Total noninterest expense | $7,973,000 | 1,681 |
| Salaries and employee benefits | $4,905,000 | 1,517 |
| Premises and equipment expense | $1,173,000 | 1,642 |
| Additional noninterest expense | $1,895,000 | 2,075 |
| Pre-tax net operating income | $5,371,000 | 1,423 |
| Securities gains (losses) | $-103,000 | 8,412 |
| Applicable income taxes | $1,585,000 | 1,338 |
| Income before extraordinary items | $3,683,000 | 1,518 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $3,683,000 | 1,519 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,000 | 4,424 |
| Cash dividends | $577,000 | 2,739 |
| Sale, conversion, retirement of capital stock, net | $75,000 | 757 |
| Net operating income | $3,755,100 | 1,468 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $11,060,000 | 1,782 |
| Total interest expense | $4,253,000 | 1,806 |
| Net interest income | $6,807,000 | 1,705 |
| Provision for loan and lease losses | $220,000 | 1,956 |
| Total noninterest income | $2,136,000 | 1,254 |
| Gross Fiduciary activities income | $345,000 | 506 |
| Service charges on deposit accounts | $976,000 | 893 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $815,000 | 1,569 |
| Total noninterest expense | $5,383,000 | 1,662 |
| Salaries and employee benefits | $3,343,000 | 1,485 |
| Premises and equipment expense | $804,000 | 1,607 |
| Additional noninterest expense | $1,236,000 | 2,114 |
| Pre-tax net operating income | $3,340,000 | 1,511 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $1,131,000 | 1,258 |
| Income before extraordinary items | $2,209,000 | 1,647 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $2,209,000 | 1,648 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-21,000 | 8,102 |
| Cash dividends | $462,000 | 2,504 |
| Sale, conversion, retirement of capital stock, net | $75,000 | 584 |
| Net operating income | $2,209,000 | 1,633 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $5,388,000 | 1,790 |
| Total interest expense | $2,115,000 | 1,737 |
| Net interest income | $3,273,000 | 1,762 |
| Provision for loan and lease losses | $90,000 | 2,132 |
| Total noninterest income | $1,031,000 | 1,253 |
| Gross Fiduciary activities income | $233,000 | 430 |
| Service charges on deposit accounts | $452,000 | 939 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $346,000 | 1,741 |
| Total noninterest expense | $2,681,000 | 1,672 |
| Salaries and employee benefits | $1,667,000 | 1,488 |
| Premises and equipment expense | $417,000 | 1,562 |
| Additional noninterest expense | $597,000 | 2,164 |
| Pre-tax net operating income | $1,533,000 | 1,598 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $515,000 | 1,365 |
| Income before extraordinary items | $1,018,000 | 1,759 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,018,000 | 1,758 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-59,000 | 8,539 |
| Cash dividends | $99,000 | 3,164 |
| Sale, conversion, retirement of capital stock, net | $75,000 | 355 |
| Net operating income | $1,018,000 | 1,743 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $18,454,000 | 1,822 |
| Total interest expense | $5,908,000 | 1,909 |
| Net interest income | $12,546,000 | 1,749 |
| Provision for loan and lease losses | $650,000 | 1,533 |
| Total noninterest income | $3,332,000 | 1,474 |
| Gross Fiduciary activities income | $430,000 | 621 |
| Service charges on deposit accounts | $1,998,000 | 873 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $904,000 | 2,354 |
| Total noninterest expense | $10,218,000 | 1,669 |
| Salaries and employee benefits | $6,206,000 | 1,516 |
| Premises and equipment expense | $1,520,000 | 1,602 |
| Additional noninterest expense | $2,492,000 | 2,022 |
| Pre-tax net operating income | $5,010,000 | 1,866 |
| Securities gains (losses) | $106,000 | 683 |
| Applicable income taxes | $1,559,000 | 1,661 |
| Income before extraordinary items | $3,557,000 | 1,930 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $3,557,000 | 1,929 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $99,000 | 3,354 |
| Cash dividends | $842,000 | 2,760 |
| Sale, conversion, retirement of capital stock, net | $75,000 | 758 |
| Net operating income | $3,482,800 | 1,948 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $13,350,000 | 1,842 |
| Total interest expense | $4,139,000 | 1,928 |
| Net interest income | $9,211,000 | 1,772 |
| Provision for loan and lease losses | $570,000 | 1,247 |
| Total noninterest income | $2,481,000 | 1,490 |
| Gross Fiduciary activities income | $347,000 | 598 |
| Service charges on deposit accounts | $1,456,000 | 894 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $678,000 | 2,364 |
| Total noninterest expense | $7,444,000 | 1,691 |
| Salaries and employee benefits | $4,601,000 | 1,515 |
| Premises and equipment expense | $1,059,000 | 1,720 |
| Additional noninterest expense | $1,784,000 | 2,086 |
| Pre-tax net operating income | $3,678,000 | 1,903 |
| Securities gains (losses) | $106,000 | 641 |
| Applicable income taxes | $1,237,000 | 1,616 |
| Income before extraordinary items | $2,547,000 | 2,028 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $2,547,000 | 2,027 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $20,000 | 4,534 |
| Cash dividends | $427,000 | 3,056 |
| Sale, conversion, retirement of capital stock, net | $75,000 | 592 |
| Net operating income | $2,475,980 | 2,052 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $8,591,000 | 1,859 |
| Total interest expense | $2,485,000 | 2,000 |
| Net interest income | $6,106,000 | 1,762 |
| Provision for loan and lease losses | $380,000 | 1,233 |
| Total noninterest income | $1,581,000 | 1,532 |
| Gross Fiduciary activities income | $203,000 | 633 |
| Service charges on deposit accounts | $982,000 | 875 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $396,000 | 2,562 |
| Total noninterest expense | $4,885,000 | 1,708 |
| Salaries and employee benefits | $3,053,000 | 1,522 |
| Premises and equipment expense | $675,000 | 1,773 |
| Additional noninterest expense | $1,157,000 | 2,123 |
| Pre-tax net operating income | $2,422,000 | 1,890 |
| Securities gains (losses) | $106,000 | 542 |
| Applicable income taxes | $815,000 | 1,596 |
| Income before extraordinary items | $1,713,000 | 1,989 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,713,000 | 1,989 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $26,000 | 3,501 |
| Cash dividends | $407,000 | 2,493 |
| Sale, conversion, retirement of capital stock, net | $75,000 | 457 |
| Net operating income | $1,640,920 | 2,026 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $4,003,000 | 1,941 |
| Total interest expense | $1,125,000 | 2,095 |
| Net interest income | $2,878,000 | 1,863 |
| Provision for loan and lease losses | $90,000 | 2,180 |
| Total noninterest income | $791,000 | 1,506 |
| Gross Fiduciary activities income | $59,000 | 771 |
| Service charges on deposit accounts | $453,000 | 911 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $279,000 | 1,980 |
| Total noninterest expense | $2,480,000 | 1,696 |
| Salaries and employee benefits | $1,586,000 | 1,464 |
| Premises and equipment expense | $344,000 | 1,748 |
| Additional noninterest expense | $550,000 | 2,225 |
| Pre-tax net operating income | $1,099,000 | 2,007 |
| Securities gains (losses) | $105,000 | 355 |
| Applicable income taxes | $396,000 | 1,617 |
| Income before extraordinary items | $808,000 | 2,060 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $808,000 | 2,061 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $23,000 | 2,462 |
| Cash dividends | $91,000 | 3,044 |
| Sale, conversion, retirement of capital stock, net | $75,000 | 286 |
| Net operating income | $737,650 | 2,193 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $13,359,000 | 2,148 |
| Total interest expense | $3,050,000 | 2,598 |
| Net interest income | $10,309,000 | 1,969 |
| Provision for loan and lease losses | $240,000 | 3,319 |
| Total noninterest income | $2,937,000 | 1,632 |
| Gross Fiduciary activities income | $334,000 | 666 |
| Service charges on deposit accounts | $1,869,000 | 937 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $734,000 | 2,640 |
| Total noninterest expense | $10,405,000 | 1,566 |
| Salaries and employee benefits | $6,237,000 | 1,419 |
| Premises and equipment expense | $1,411,000 | 1,648 |
| Additional noninterest expense | $2,757,000 | 1,764 |
| Pre-tax net operating income | $2,601,000 | 2,900 |
| Securities gains (losses) | $209,000 | 806 |
| Applicable income taxes | $768,000 | 2,599 |
| Income before extraordinary items | $2,042,000 | 2,854 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $2,042,000 | 2,856 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $122,000 | 3,355 |
| Cash dividends | $733,000 | 2,883 |
| Sale, conversion, retirement of capital stock, net | $5,000 | 843 |
| Net operating income | $1,889,430 | 3,005 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $9,537,000 | 2,221 |
| Total interest expense | $2,034,000 | 2,792 |
| Net interest income | $7,503,000 | 2,003 |
| Provision for loan and lease losses | $180,000 | 3,152 |
| Total noninterest income | $2,185,000 | 1,650 |
| Gross Fiduciary activities income | $228,000 | 688 |
| Service charges on deposit accounts | $1,392,000 | 946 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $565,000 | 2,607 |
| Total noninterest expense | $7,276,000 | 1,657 |
| Salaries and employee benefits | $4,467,000 | 1,487 |
| Premises and equipment expense | $965,000 | 1,797 |
| Additional noninterest expense | $1,844,000 | 1,948 |
| Pre-tax net operating income | $2,232,000 | 2,623 |
| Securities gains (losses) | $208,000 | 749 |
| Applicable income taxes | $804,000 | 2,095 |
| Income before extraordinary items | $1,636,000 | 2,749 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $1,636,000 | 2,750 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $44,000 | 3,941 |
| Cash dividends | $464,000 | 2,829 |
| Sale, conversion, retirement of capital stock, net | $10,000 | 686 |
| Net operating income | $1,496,640 | 2,880 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $5,983,000 | 2,360 |
| Total interest expense | $1,131,000 | 3,224 |
| Net interest income | $4,852,000 | 2,061 |
| Provision for loan and lease losses | $120,000 | 3,090 |
| Total noninterest income | $1,467,000 | 1,634 |
| Gross Fiduciary activities income | $169,000 | 668 |
| Service charges on deposit accounts | $892,000 | 979 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $406,000 | 2,483 |
| Total noninterest expense | $4,760,000 | 1,691 |
| Salaries and employee benefits | $2,890,000 | 1,527 |
| Premises and equipment expense | $609,000 | 1,872 |
| Additional noninterest expense | $1,261,000 | 1,890 |
| Pre-tax net operating income | $1,439,000 | 2,674 |
| Securities gains (losses) | $127,000 | 887 |
| Applicable income taxes | $530,000 | 2,107 |
| Income before extraordinary items | $1,036,000 | 2,843 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,036,000 | 2,844 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $52,000 | 2,992 |
| Cash dividends | $387,000 | 2,528 |
| Sale, conversion, retirement of capital stock, net | $110,000 | 399 |
| Net operating income | $952,180 | 2,978 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $2,898,000 | 2,428 |
| Total interest expense | $563,000 | 3,279 |
| Net interest income | $2,335,000 | 2,146 |
| Provision for loan and lease losses | $60,000 | 2,918 |
| Total noninterest income | $725,000 | 1,619 |
| Gross Fiduciary activities income | $59,000 | 764 |
| Service charges on deposit accounts | $427,000 | 995 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $239,000 | 2,194 |
| Total noninterest expense | $2,366,000 | 1,717 |
| Salaries and employee benefits | $1,444,000 | 1,546 |
| Premises and equipment expense | $294,000 | 1,968 |
| Additional noninterest expense | $628,000 | 1,875 |
| Pre-tax net operating income | $634,000 | 2,942 |
| Securities gains (losses) | $127,000 | 690 |
| Applicable income taxes | $252,000 | 2,191 |
| Income before extraordinary items | $509,000 | 2,901 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $509,000 | 2,901 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $90,000 | 1,407 |
| Cash dividends | $17,000 | 3,734 |
| Sale, conversion, retirement of capital stock, net | $110,000 | 249 |
| Net operating income | $423,910 | 3,241 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $11,506,000 | 2,473 |
| Total interest expense | $2,501,000 | 3,333 |
| Net interest income | $9,005,000 | 2,157 |
| Provision for loan and lease losses | $240,000 | 3,615 |
| Total noninterest income | $2,998,000 | 1,686 |
| Gross Fiduciary activities income | $289,000 | 718 |
| Service charges on deposit accounts | $1,805,000 | 948 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $904,000 | 2,538 |
| Total noninterest expense | $9,276,000 | 1,720 |
| Salaries and employee benefits | $5,610,000 | 1,529 |
| Premises and equipment expense | $1,283,000 | 1,773 |
| Additional noninterest expense | $2,383,000 | 2,021 |
| Pre-tax net operating income | $2,487,000 | 2,901 |
| Securities gains (losses) | $616,000 | 659 |
| Applicable income taxes | $1,032,000 | 2,131 |
| Income before extraordinary items | $2,071,000 | 2,784 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $2,071,000 | 2,785 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $121,000 | 3,737 |
| Cash dividends | $377,000 | 4,043 |
| Sale, conversion, retirement of capital stock, net | $125,000 | 656 |
| Net operating income | $1,658,280 | 3,154 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $8,554,000 | 2,536 |
| Total interest expense | $1,901,000 | 3,409 |
| Net interest income | $6,653,000 | 2,194 |
| Provision for loan and lease losses | $180,000 | 3,498 |
| Total noninterest income | $2,246,000 | 1,730 |
| Gross Fiduciary activities income | $215,000 | 722 |
| Service charges on deposit accounts | $1,357,000 | 959 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $674,000 | 2,630 |
| Total noninterest expense | $6,773,000 | 1,767 |
| Salaries and employee benefits | $4,062,000 | 1,591 |
| Premises and equipment expense | $950,000 | 1,808 |
| Additional noninterest expense | $1,761,000 | 2,033 |
| Pre-tax net operating income | $1,946,000 | 2,906 |
| Securities gains (losses) | $498,000 | 686 |
| Applicable income taxes | $822,000 | 2,167 |
| Income before extraordinary items | $1,622,000 | 2,797 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $1,622,000 | 2,796 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 6,047 |
| Cash dividends | $200,000 | 4,010 |
| Sale, conversion, retirement of capital stock, net | $142,000 | 487 |
| Net operating income | $1,293,320 | 3,148 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $5,712,000 | 2,548 |
| Total interest expense | $1,305,000 | 3,436 |
| Net interest income | $4,407,000 | 2,205 |
| Provision for loan and lease losses | $120,000 | 3,448 |
| Total noninterest income | $1,404,000 | 1,816 |
| Gross Fiduciary activities income | $119,000 | 763 |
| Service charges on deposit accounts | $918,000 | 936 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $367,000 | 2,935 |
| Total noninterest expense | $4,517,000 | 1,761 |
| Salaries and employee benefits | $2,674,000 | 1,606 |
| Premises and equipment expense | $592,000 | 1,926 |
| Additional noninterest expense | $1,251,000 | 1,917 |
| Pre-tax net operating income | $1,174,000 | 3,132 |
| Securities gains (losses) | $498,000 | 572 |
| Applicable income taxes | $565,000 | 2,137 |
| Income before extraordinary items | $1,107,000 | 2,750 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,107,000 | 2,749 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $21,000 | 4,544 |
| Cash dividends | $185,000 | 3,611 |
| Sale, conversion, retirement of capital stock, net | $135,000 | 367 |
| Net operating income | $778,320 | 3,384 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $2,849,000 | 2,569 |
| Total interest expense | $710,000 | 3,275 |
| Net interest income | $2,139,000 | 2,277 |
| Provision for loan and lease losses | $60,000 | 3,248 |
| Total noninterest income | $723,000 | 1,729 |
| Gross Fiduciary activities income | $82,000 | 700 |
| Service charges on deposit accounts | $461,000 | 897 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $180,000 | 2,901 |
| Total noninterest expense | $2,164,000 | 1,819 |
| Salaries and employee benefits | $1,275,000 | 1,675 |
| Premises and equipment expense | $300,000 | 1,912 |
| Additional noninterest expense | $589,000 | 1,996 |
| Pre-tax net operating income | $638,000 | 2,946 |
| Securities gains (losses) | $324,000 | 488 |
| Applicable income taxes | $332,000 | 1,911 |
| Income before extraordinary items | $630,000 | 2,417 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $630,000 | 2,415 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $74,000 | 1,796 |
| Cash dividends | $14,000 | 3,802 |
| Sale, conversion, retirement of capital stock, net | $50,000 | 261 |
| Net operating income | $419,400 | 3,179 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $12,378,000 | 2,496 |
| Total interest expense | $3,442,000 | 3,155 |
| Net interest income | $8,936,000 | 2,174 |
| Provision for loan and lease losses | $550,000 | 2,218 |
| Total noninterest income | $2,574,000 | 1,758 |
| Gross Fiduciary activities income | $252,000 | 763 |
| Service charges on deposit accounts | $1,779,000 | 908 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $543,000 | 3,136 |
| Total noninterest expense | $8,357,000 | 1,814 |
| Salaries and employee benefits | $5,034,000 | 1,606 |
| Premises and equipment expense | $1,179,000 | 1,883 |
| Additional noninterest expense | $2,144,000 | 2,163 |
| Pre-tax net operating income | $2,603,000 | 2,804 |
| Securities gains (losses) | $349,000 | 814 |
| Applicable income taxes | $994,000 | 2,217 |
| Income before extraordinary items | $1,958,000 | 2,848 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $1,958,000 | 2,846 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $196,000 | 3,043 |
| Cash dividends | $378,000 | 3,949 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,727,660 | 3,027 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $13,229,000 | 2,583 |
| Total interest expense | $5,672,000 | 2,811 |
| Net interest income | $7,557,000 | 2,375 |
| Provision for loan and lease losses | $762,000 | 1,555 |
| Total noninterest income | $2,282,000 | 1,814 |
| Gross Fiduciary activities income | $235,000 | 795 |
| Service charges on deposit accounts | $1,695,000 | 866 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $352,000 | 3,809 |
| Total noninterest expense | $7,813,000 | 1,852 |
| Salaries and employee benefits | $4,483,000 | 1,683 |
| Premises and equipment expense | $1,134,000 | 1,888 |
| Additional noninterest expense | $2,196,000 | 2,051 |
| Pre-tax net operating income | $1,264,000 | 4,303 |
| Securities gains (losses) | $499,000 | 613 |
| Applicable income taxes | $516,000 | 3,278 |
| Income before extraordinary items | $1,247,000 | 3,697 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $1,247,000 | 3,698 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $354,000 | 1,998 |
| Cash dividends | $337,000 | 4,197 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $892,710 | 4,478 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $12,779,000 | 2,725 |
| Total interest expense | $5,831,000 | 2,857 |
| Net interest income | $6,948,000 | 2,564 |
| Provision for loan and lease losses | $410,000 | 2,238 |
| Total noninterest income | $2,099,000 | 1,804 |
| Gross Fiduciary activities income | $227,000 | 777 |
| Service charges on deposit accounts | $1,518,000 | 885 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $354,000 | 3,600 |
| Total noninterest expense | $7,093,000 | 1,959 |
| Salaries and employee benefits | $3,856,000 | 1,868 |
| Premises and equipment expense | $1,017,000 | 2,032 |
| Additional noninterest expense | $2,220,000 | 1,959 |
| Pre-tax net operating income | $1,544,000 | 3,996 |
| Securities gains (losses) | $-45,000 | 9,153 |
| Applicable income taxes | $388,000 | 4,036 |
| Income before extraordinary items | $1,111,000 | 4,071 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,111,000 | 4,072 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $597,000 | 1,087 |
| Cash dividends | $384,000 | 4,049 |
| Sale, conversion, retirement of capital stock, net | $11,000 | 890 |
| Net operating income | $1,144,300 | 3,983 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $12,221,000 | 2,660 |
| Total interest expense | $6,001,000 | 2,459 |
| Net interest income | $6,220,000 | 2,829 |
| Provision for loan and lease losses | $2,107,000 | 540 |
| Total noninterest income | $1,875,000 | 1,944 |
| Gross Fiduciary activities income | $195,000 | 870 |
| Service charges on deposit accounts | $1,278,000 | 1,043 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $402,000 | 3,402 |
| Total noninterest expense | $6,349,000 | 2,139 |
| Salaries and employee benefits | $3,454,000 | 2,029 |
| Premises and equipment expense | $920,000 | 2,222 |
| Additional noninterest expense | $1,975,000 | 2,215 |
| Pre-tax net operating income | $-361,000 | 9,751 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $-57,000 | 9,848 |
| Income before extraordinary items | $-304,000 | 9,766 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $-304,000 | 9,765 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $890,000 | 768 |
| Cash dividends | $300,000 | 4,494 |
| Sale, conversion, retirement of capital stock, net | $-246,000 | 10,125 |
| Net operating income | $-304,000 | 9,747 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $12,355,000 | 2,640 |
| Total interest expense | $5,920,000 | 2,556 |
| Net interest income | $6,435,000 | 2,667 |
| Provision for loan and lease losses | $813,000 | 1,164 |
| Total noninterest income | $1,616,000 | 2,144 |
| Gross Fiduciary activities income | $175,000 | 892 |
| Service charges on deposit accounts | $1,157,000 | 1,096 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $284,000 | 4,146 |
| Total noninterest expense | $5,337,000 | 2,432 |
| Salaries and employee benefits | $2,915,000 | 2,313 |
| Premises and equipment expense | $741,000 | 2,629 |
| Additional noninterest expense | $1,681,000 | 2,480 |
| Pre-tax net operating income | $1,901,000 | 3,469 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $597,000 | 3,417 |
| Income before extraordinary items | $1,304,000 | 3,684 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,304,000 | 3,682 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $938,000 | 798 |
| Cash dividends | $300,000 | 4,531 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $1,304,000 | 3,588 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $11,855,000 | 2,771 |
| Total interest expense | $5,074,000 | 2,941 |
| Net interest income | $6,781,000 | 2,562 |
| Provision for loan and lease losses | $640,000 | 1,428 |
| Total noninterest income | $1,560,000 | 2,128 |
| Gross Fiduciary activities income | $142,000 | 978 |
| Service charges on deposit accounts | $1,175,000 | 1,070 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $243,000 | 4,444 |
| Total noninterest expense | $5,199,000 | 2,476 |
| Salaries and employee benefits | $2,830,000 | 2,346 |
| Premises and equipment expense | $625,000 | 3,032 |
| Additional noninterest expense | $1,744,000 | 2,372 |
| Pre-tax net operating income | $2,502,000 | 2,912 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $895,000 | 2,675 |
| Income before extraordinary items | $1,607,000 | 3,149 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,607,000 | 3,149 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $734,000 | 989 |
| Cash dividends | $357,000 | 4,198 |
| Sale, conversion, retirement of capital stock, net | $20,000 | 913 |
| Net operating income | $1,607,000 | 3,089 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $11,268,000 | 2,929 |
| Total interest expense | $4,785,000 | 3,119 |
| Net interest income | $6,483,000 | 2,738 |
| Provision for loan and lease losses | $515,000 | 1,694 |
| Total noninterest income | $1,551,000 | 2,241 |
| Gross Fiduciary activities income | $147,000 | 1,042 |
| Service charges on deposit accounts | $1,164,000 | 1,132 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $240,000 | 4,648 |
| Total noninterest expense | $4,639,000 | 2,932 |
| Salaries and employee benefits | $2,425,000 | 2,773 |
| Premises and equipment expense | $611,000 | 3,149 |
| Additional noninterest expense | $1,603,000 | 2,955 |
| Pre-tax net operating income | $2,880,000 | 2,455 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $1,100,000 | 2,157 |
| Income before extraordinary items | $1,780,000 | 2,731 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,780,000 | 2,732 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $346,000 | 1,871 |
| Cash dividends | $259,000 | 4,879 |
| Sale, conversion, retirement of capital stock, net | $66,000 | 694 |
| Net operating income | $1,780,000 | 2,680 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $9,685,000 | 3,377 |
| Total interest expense | $3,775,000 | 3,881 |
| Net interest income | $5,910,000 | 3,016 |
| Provision for loan and lease losses | $365,000 | 1,989 |
| Total noninterest income | $1,447,000 | 2,342 |
| Gross Fiduciary activities income | $106,000 | 1,152 |
| Service charges on deposit accounts | $1,135,000 | 1,175 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $206,000 | 5,048 |
| Total noninterest expense | $4,283,000 | 3,127 |
| Salaries and employee benefits | $2,146,000 | 3,098 |
| Premises and equipment expense | $546,000 | 3,483 |
| Additional noninterest expense | $1,591,000 | 2,944 |
| Pre-tax net operating income | $2,709,000 | 2,656 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $1,045,000 | 2,288 |
| Income before extraordinary items | $1,664,000 | 2,954 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,664,000 | 2,951 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $260,000 | 2,127 |
| Cash dividends | $216,000 | 5,294 |
| Sale, conversion, retirement of capital stock, net | $25,000 | 703 |
| Net operating income | $1,664,000 | 2,922 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $7,537,000 | 3,948 |
| Total interest expense | $2,515,000 | 4,629 |
| Net interest income | $5,022,000 | 3,552 |
| Provision for loan and lease losses | $250,000 | 2,585 |
| Total noninterest income | $1,314,000 | 2,555 |
| Gross Fiduciary activities income | $106,000 | 1,170 |
| Service charges on deposit accounts | $1,075,000 | 1,241 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $133,000 | 6,595 |
| Total noninterest expense | $4,020,000 | 3,412 |
| Salaries and employee benefits | $1,951,000 | 3,370 |
| Premises and equipment expense | $567,000 | 3,435 |
| Additional noninterest expense | $1,502,000 | 3,286 |
| Pre-tax net operating income | $2,066,000 | 3,333 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $752,000 | 2,923 |
| Income before extraordinary items | $1,314,000 | 3,558 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,314,000 | 3,566 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $132,000 | 3,202 |
| Cash dividends | $175,000 | 5,766 |
| Sale, conversion, retirement of capital stock, net | $51,000 | 902 |
| Net operating income | $1,314,000 | 3,597 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $6,853,000 | 4,397 |
| Total interest expense | $2,410,000 | 4,987 |
| Net interest income | $4,443,000 | 3,990 |
| Provision for loan and lease losses | $80,000 | 6,310 |
| Total noninterest income | $1,309,000 | 2,726 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $1,029,000 | 1,314 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $280,000 | 4,660 |
| Total noninterest expense | $3,737,000 | 3,707 |
| Salaries and employee benefits | $1,798,000 | 3,615 |
| Premises and equipment expense | $582,000 | 3,421 |
| Additional noninterest expense | $1,357,000 | 3,802 |
| Pre-tax net operating income | $1,935,000 | 3,411 |
| Securities gains (losses) | $78,000 | 2,824 |
| Applicable income taxes | $747,000 | 2,919 |
| Income before extraordinary items | $1,266,000 | 3,810 |
| Extraordinary gains, net | $31,000 | 2,476 |
| Net income | $1,297,000 | 3,833 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $68,000 | 5,402 |
| Cash dividends | $129,000 | 6,405 |
| Sale, conversion, retirement of capital stock, net | $997,000 | 479 |
| Net operating income | $1,216,080 | 3,760 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $6,648,000 | 5,045 |
| Total interest expense | $2,781,000 | 5,501 |
| Net interest income | $3,867,000 | 4,590 |
| Provision for loan and lease losses | $345,000 | 3,809 |
| Total noninterest income | $1,122,000 | 3,011 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $947,000 | 1,414 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $175,000 | 6,128 |
| Total noninterest expense | $3,306,000 | 4,150 |
| Salaries and employee benefits | $1,538,000 | 4,137 |
| Premises and equipment expense | $579,000 | 3,483 |
| Additional noninterest expense | $1,189,000 | 4,372 |
| Pre-tax net operating income | $1,338,000 | 4,504 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $270,000 | 6,362 |
| Income before extraordinary items | $1,068,000 | 4,252 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,068,000 | 4,293 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $147,000 | 4,939 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,068,000 | 3,936 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.