Home > The Bank of Fayetteville > Net charge- offs to loans
The Bank of Fayetteville, Net charge- offs to loans
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0172% | 5,147 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0588% | 5,602 |
| Percentage Net Loans Charged-off:Construction & development | -0.1410% | 5,161 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,413 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 241 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.2305% | 5,995 |
| Percentage Net Loans Charged-off: Home equity loans | -0.8570% | 4,596 |
| All other 1-4 family - Percent of loans charged-off, net | -0.2064% | 5,978 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0632% | 1,756 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2694% | 5,677 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.2694% | 5,621 |
| Percentage Net Loans Charged-off: All other loans and lease | 3.2533% | 194 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0043% | 4,703 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0623% | 5,684 |
| Percentage Net Loans Charged-off:Construction & development | -0.0158% | 4,866 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,187 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 188 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.3484% | 6,101 |
| Percentage Net Loans Charged-off: Home equity loans | -1.3083% | 4,644 |
| All other 1-4 family - Percent of loans charged-off, net | -0.3118% | 6,092 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1557% | 1,214 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0911% | 5,249 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0911% | 5,191 |
| Percentage Net Loans Charged-off: All other loans and lease | 3.7297% | 164 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0209% | 2,728 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0021% | 4,666 |
| Percentage Net Loans Charged-off:Construction & development | -0.0164% | 4,995 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 786 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 126 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,834 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 482 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,718 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,166 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0923% | 5,179 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0923% | 5,124 |
| Percentage Net Loans Charged-off: All other loans and lease | 3.4366% | 158 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1451% | 2,587 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1093% | 2,276 |
| Percentage Net Loans Charged-off:Construction & development | 0.0931% | 950 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1356% | 1,409 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 420 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1332% | 2,080 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,143 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1383% | 1,971 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2841% | 1,586 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0793% | 5,603 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0793% | 5,533 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.8574% | 295 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1912% | 1,939 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1476% | 1,720 |
| Percentage Net Loans Charged-off:Construction & development | 0.1267% | 783 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1837% | 1,076 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 357 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1791% | 1,620 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,025 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1859% | 1,511 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3867% | 1,202 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0712% | 5,505 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0712% | 5,434 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.6459% | 290 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1889% | 1,900 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1000% | 2,038 |
| Percentage Net Loans Charged-off:Construction & development | 0.3276% | 568 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0890% | 1,173 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 280 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0255% | 2,653 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 855 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0265% | 2,507 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6369% | 851 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0541% | 5,370 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0541% | 5,289 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.6870% | 269 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1697% | 1,702 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0995% | 1,635 |
| Percentage Net Loans Charged-off:Construction & development | 0.6752% | 334 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,059 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 176 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,172 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 600 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,040 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4997% | 684 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,715 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,584 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.1044% | 307 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0195% | 5,050 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0400% | 3,865 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,642 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0614% | 2,273 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 619 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0412% | 3,619 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,420 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0428% | 3,434 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1225% | 5,716 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2495% | 6,224 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.2495% | 6,171 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.1755% | 430 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0275% | 4,572 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0529% | 3,419 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,483 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0809% | 1,900 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 515 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0553% | 3,191 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,261 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0575% | 3,007 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1125% | 5,687 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.3037% | 6,243 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.3034% | 6,193 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.7803% | 491 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0095% | 4,697 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0303% | 3,438 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,279 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0019% | 5,918 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 425 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1879% | 2,073 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,077 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1961% | 1,918 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0850% | 5,550 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.4128% | 6,305 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.4128% | 6,248 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4294% | 596 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0308% | 5,905 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0062% | 5,773 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 915 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,435 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 295 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0371% | 6,256 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 767 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0386% | 6,262 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0917% | 5,578 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.8535% | 6,556 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.8535% | 6,512 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 975 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.5963% | 233 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.4918% | 550 |
| Percentage Net Loans Charged-off:Construction & development | 0.2275% | 2,056 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.7014% | 498 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 851 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.9548% | 165 |
| Percentage Net Loans Charged-off: Home equity loans | 3.9422% | 140 |
| All other 1-4 family - Percent of loans charged-off, net | 2.9179% | 190 |
| Percentage Net Loans Charged-off: Commercial and industrial | 8.1099% | 129 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1778% | 3,549 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1778% | 3,380 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.3571% | 478 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.4963% | 131 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.9510% | 346 |
| Percentage Net Loans Charged-off:Construction & development | 0.2931% | 1,842 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.2527% | 296 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 745 |
| Percentage Net Loans Charged-off: 1-4 family residential | 3.7901% | 113 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,549 |
| All other 1-4 family - Percent of loans charged-off, net | 3.9306% | 127 |
| Percentage Net Loans Charged-off: Commercial and industrial | 10.9396% | 88 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1174% | 6,225 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1174% | 6,160 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.7198% | 588 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.5145% | 280 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.2444% | 763 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,922 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4703% | 1,292 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 593 |
| Percentage Net Loans Charged-off: 1-4 family residential | 5.6113% | 63 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,330 |
| All other 1-4 family - Percent of loans charged-off, net | 5.8240% | 76 |
| Percentage Net Loans Charged-off: Commercial and industrial | 8.2999% | 168 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,766 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 3,588 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.9417% | 476 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 4.4347% | 124 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.1153% | 378 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,402 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.9314% | 700 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 388 |
| Percentage Net Loans Charged-off: 1-4 family residential | 9.0192% | 36 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 982 |
| All other 1-4 family - Percent of loans charged-off, net | 9.3491% | 38 |
| Percentage Net Loans Charged-off: Commercial and industrial | 14.6383% | 94 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2328% | 2,423 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2328% | 2,253 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.7461% | 294 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0338% | 1,684 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2564% | 3,621 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,917 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 3,614 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,014 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.5199% | 797 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,926 |
| All other 1-4 family - Percent of loans charged-off, net | 1.5777% | 776 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.1751% | 548 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1268% | 6,674 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1231% | 6,639 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.5706% | 464 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9151% | 1,753 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3375% | 2,966 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,635 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 3,145 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 856 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.9986% | 519 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,690 |
| All other 1-4 family - Percent of loans charged-off, net | 2.0760% | 506 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.2396% | 677 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.3948% | 6,977 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.3802% | 6,967 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.6385% | 419 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0314% | 1,526 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5031% | 2,275 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,304 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0016% | 6,725 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 678 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.9619% | 319 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,446 |
| All other 1-4 family - Percent of loans charged-off, net | 3.0789% | 311 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.1751% | 669 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2428% | 6,764 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.2306% | 6,750 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.5492% | 383 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0654% | 4,270 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1138% | 3,135 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,696 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0032% | 6,775 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 440 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6640% | 1,293 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,026 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6909% | 1,197 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1223% | 6,461 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.4755% | 6,915 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.4382% | 6,952 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.2384% | 362 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.5925% | 713 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.6802% | 1,150 |
| Percentage Net Loans Charged-off:Construction & development | 3.1851% | 1,696 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1557% | 2,976 |
| Percentage Net Loans Charged-off: Multi-family residential | 12.3126% | 126 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.5283% | 907 |
| Percentage Net Loans Charged-off: Home equity loans | 1.6702% | 574 |
| All other 1-4 family - Percent of loans charged-off, net | 1.5221% | 922 |
| Percentage Net Loans Charged-off: Commercial and industrial | 6.1411% | 467 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7807% | 2,606 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.5228% | 630 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.8249% | 1,052 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.2280% | 1,468 |
| Percentage Net Loans Charged-off:Construction & development | 1.5937% | 1,994 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0503% | 2,955 |
| Percentage Net Loans Charged-off: Multi-family residential | 3.3883% | 340 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.8560% | 643 |
| Percentage Net Loans Charged-off: Home equity loans | 2.1200% | 436 |
| All other 1-4 family - Percent of loans charged-off, net | 1.8440% | 674 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.0999% | 730 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9169% | 2,153 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.3225% | 632 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.1784% | 822 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.2677% | 1,313 |
| Percentage Net Loans Charged-off:Construction & development | 0.6872% | 2,164 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0762% | 2,361 |
| Percentage Net Loans Charged-off: Multi-family residential | 5.1422% | 210 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.6670% | 718 |
| Percentage Net Loans Charged-off: Home equity loans | 3.0060% | 300 |
| All other 1-4 family - Percent of loans charged-off, net | 1.6029% | 770 |
| Percentage Net Loans Charged-off: Commercial and industrial | 5.5718% | 503 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0433% | 1,843 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.7526% | 757 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.6916% | 599 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6643% | 1,784 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,022 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0033% | 7,302 |
| Percentage Net Loans Charged-off: Multi-family residential | 10.6552% | 88 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.2969% | 480 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 974 |
| All other 1-4 family - Percent of loans charged-off, net | 2.4146% | 459 |
| Percentage Net Loans Charged-off: Commercial and industrial | 10.0304% | 248 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.3236% | 7,144 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.7421% | 615 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1375% | 2,151 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.6359% | 1,266 |
| Percentage Net Loans Charged-off:Construction & development | 2.6258% | 1,838 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1828% | 2,504 |
| Percentage Net Loans Charged-off: Multi-family residential | 20.2051% | 60 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.6432% | 806 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,916 |
| All other 1-4 family - Percent of loans charged-off, net | 1.7298% | 771 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.4621% | 7,530 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7386% | 3,377 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.1264% | 681 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.3176% | 1,555 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.9494% | 857 |
| Percentage Net Loans Charged-off:Construction & development | 3.4600% | 1,308 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1318% | 2,194 |
| Percentage Net Loans Charged-off: Multi-family residential | 26.0251% | 33 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.2404% | 889 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,611 |
| All other 1-4 family - Percent of loans charged-off, net | 1.3052% | 838 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.6862% | 7,616 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0523% | 2,355 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.0624% | 582 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8629% | 1,965 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.4140% | 1,050 |
| Percentage Net Loans Charged-off:Construction & development | 0.1036% | 2,508 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0752% | 1,914 |
| Percentage Net Loans Charged-off: Multi-family residential | 37.3083% | 23 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8915% | 1,069 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,287 |
| All other 1-4 family - Percent of loans charged-off, net | 0.9374% | 982 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.9388% | 7,708 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5857% | 1,521 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.2931% | 678 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2614% | 3,096 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3311% | 1,990 |
| Percentage Net Loans Charged-off:Construction & development | 0.1721% | 1,683 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1474% | 1,024 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.3687% | 570 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 827 |
| All other 1-4 family - Percent of loans charged-off, net | 1.4376% | 535 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0133% | 6,798 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8534% | 2,261 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.9281% | 620 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.3755% | 855 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.3123% | 709 |
| Percentage Net Loans Charged-off:Construction & development | 3.1272% | 804 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0209% | 2,197 |
| Percentage Net Loans Charged-off: Multi-family residential | 5.4986% | 107 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6100% | 1,019 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,398 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6466% | 899 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.5820% | 1,313 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0986% | 5,491 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 6.5205% | 273 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 112 |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.4287% | 561 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.2938% | 461 |
| Percentage Net Loans Charged-off:Construction & development | 3.7732% | 437 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0058% | 7,721 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5397% | 857 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,108 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5737% | 755 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.9859% | 753 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.3667% | 7,914 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 6.4241% | 222 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 90 |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2141% | 2,634 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2475% | 1,500 |
| Percentage Net Loans Charged-off:Construction & development | 0.4403% | 1,050 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0090% | 7,803 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7161% | 559 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 889 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7619% | 489 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0368% | 7,073 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1618% | 7,573 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 5.7393% | 209 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 70 |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1186% | 2,796 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1359% | 1,510 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,119 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 813 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.9079% | 355 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 563 |
| All other 1-4 family - Percent of loans charged-off, net | 0.9653% | 311 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0057% | 6,725 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.4843% | 7,838 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 4.0183% | 225 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 39 |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2913% | 1,878 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2633% | 1,074 |
| Percentage Net Loans Charged-off:Construction & development | 0.7118% | 550 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0546% | 1,257 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1300% | 1,640 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 938 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1350% | 1,541 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1758% | 2,845 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3427% | 3,819 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 4.9409% | 230 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 1.4459% | 36 |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3892% | 1,016 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3639% | 482 |
| Percentage Net Loans Charged-off:Construction & development | 1.0048% | 247 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0746% | 789 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1827% | 977 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 720 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1889% | 909 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2678% | 1,992 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3845% | 3,179 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 4.7727% | 202 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 52 |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2504% | 1,423 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1405% | 972 |
| Percentage Net Loans Charged-off:Construction & development | 0.4906% | 270 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 881 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,135 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 541 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,964 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4722% | 1,287 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0262% | 7,035 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 4.9272% | 193 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2526% | 1,175 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,851 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 529 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,473 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 371 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,345 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9563% | 629 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2685% | 2,840 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 5.1656% | 160 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1371% | 2,653 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0015% | 3,376 |
| Percentage Net Loans Charged-off:Construction & development | 0.0373% | 647 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0322% | 1,053 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0667% | 8,260 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 709 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0678% | 8,221 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4964% | 1,628 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2145% | 4,380 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.4832% | 335 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0048% | 1,465 |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0085% | 5,295 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0259% | 8,082 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 620 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,012 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0901% | 8,320 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 550 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0918% | 8,278 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0190% | 6,886 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2131% | 7,881 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.3169% | 302 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0054% | 1,393 |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0171% | 7,479 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0414% | 8,191 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 815 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1447% | 8,400 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 426 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1476% | 8,371 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1049% | 7,390 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0283% | 7,011 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.5825% | 255 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0062% | 20 |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0968% | 8,093 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0832% | 8,365 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 498 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.3010% | 8,507 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | -0.3080% | 8,476 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1387% | 7,479 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.8720% | 8,218 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.9091% | 217 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0155% | 11 |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0443% | 4,921 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0524% | 1,897 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 694 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,340 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2098% | 814 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 682 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2153% | 815 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1889% | 7,802 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2267% | 1,407 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,616 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0121% | 5,538 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0053% | 7,699 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,046 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0211% | 8,117 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 562 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0216% | 8,093 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1725% | 7,667 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5665% | 882 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,405 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0242% | 4,617 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0082% | 7,777 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 810 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0324% | 8,181 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 450 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0332% | 8,174 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1930% | 7,667 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.1153% | 556 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,156 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 20 |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0447% | 3,381 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,814 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 511 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0119% | 6,822 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5743% | 930 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 839 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 13 |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0696% | 4,807 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0168% | 8,237 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 758 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0158% | 8,273 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0346% | 8,378 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 657 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0354% | 8,359 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3801% | 2,456 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2667% | 1,541 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -4.1116% | 7,849 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 27 |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0347% | 5,117 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0220% | 8,298 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0196% | 8,336 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0475% | 8,450 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 554 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0485% | 8,435 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0115% | 3,569 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9826% | 715 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -5.2961% | 7,859 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0633% | 4,066 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0282% | 8,333 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0209% | 8,411 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0680% | 8,538 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 431 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0696% | 8,535 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0534% | 2,783 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.8081% | 450 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -6.3245% | 7,861 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2243% | 1,812 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0214% | 8,308 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0183% | 8,474 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0461% | 8,495 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0474% | 8,494 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1239% | 1,771 |
| Percentage Net Loans Charged-off: Loans to individuals | 5.6805% | 178 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 887 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0806% | 5,190 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0192% | 3,321 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 836 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0282% | 8,539 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1105% | 1,675 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 639 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1179% | 1,600 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0882% | 7,959 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7962% | 1,027 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,856 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 56 |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0081% | 6,622 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0327% | 2,447 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0289% | 8,585 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1539% | 1,139 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 519 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1656% | 1,079 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1124% | 7,945 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0203% | 8,162 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,617 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 45 |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0286% | 5,493 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0327% | 2,114 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0299% | 8,611 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1518% | 1,032 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 421 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1629% | 973 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0177% | 7,412 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1209% | 5,437 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,407 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 37 |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2060% | 2,306 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2816% | 547 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0233% | 8,676 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.9425% | 165 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | 1.0105% | 157 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0349% | 2,351 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.4096% | 8,579 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1474% | 4,352 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0187% | 3,351 |
| Percentage Net Loans Charged-off:Construction & development | 0.2682% | 456 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0369% | 8,705 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0327% | 2,604 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 614 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0353% | 2,455 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5416% | 2,728 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3377% | 5,185 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.3494% | 374 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 51 |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3145% | 2,578 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2841% | 699 |
| Percentage Net Loans Charged-off:Construction & development | -0.0448% | 8,237 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1474% | 829 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6915% | 269 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 610 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7112% | 262 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1460% | 8,525 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.0544% | 774 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,876 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 74 |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5991% | 1,051 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9474% | 609 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9574% | 651 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7018% | 978 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3377% | 2,670 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2777% | 3,038 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1702% | 4,470 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1041% | 7,020 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2743% | 6,283 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |