Home > The Bank of Falkner > Income and Expense
The Bank of Falkner, Income and Expense
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $7,525,000 | 4,137 |
| Total interest expense | $3,473,000 | 4,077 |
| Net interest income | $4,052,000 | 4,125 |
| Provision for loan and lease losses | $1,356,000 | 765 |
| Total noninterest income | $458,000 | 5,230 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $387,000 | 3,299 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $71,000 | 7,394 |
| Total noninterest expense | $1,880,000 | 5,910 |
| Salaries and employee benefits | $1,061,000 | 5,661 |
| Premises and equipment expense | $266,000 | 5,851 |
| Additional noninterest expense | $553,000 | 6,126 |
| Pre-tax net operating income | $1,274,000 | 4,587 |
| Securities gains (losses) | $1,000 | 2,805 |
| Applicable income taxes | $304,000 | 4,792 |
| Income before extraordinary items | $971,000 | 4,520 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $971,000 | 4,521 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,295,000 | 604 |
| Cash dividends | $150,000 | 5,619 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $970,240 | 4,476 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $6,686,000 | 4,563 |
| Total interest expense | $3,300,000 | 4,371 |
| Net interest income | $3,386,000 | 4,708 |
| Provision for loan and lease losses | $1,513,000 | 705 |
| Total noninterest income | $427,000 | 5,412 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $374,000 | 3,320 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $53,000 | 8,063 |
| Total noninterest expense | $1,570,000 | 6,501 |
| Salaries and employee benefits | $855,000 | 6,444 |
| Premises and equipment expense | $240,000 | 6,105 |
| Additional noninterest expense | $475,000 | 6,610 |
| Pre-tax net operating income | $730,000 | 6,377 |
| Securities gains (losses) | $6,000 | 3,324 |
| Applicable income taxes | $165,000 | 6,647 |
| Income before extraordinary items | $571,000 | 6,204 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $571,000 | 6,203 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,153,000 | 683 |
| Cash dividends | $250,000 | 4,929 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $566,320 | 6,109 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $5,965,000 | 5,102 |
| Total interest expense | $3,218,000 | 4,431 |
| Net interest income | $2,747,000 | 5,673 |
| Provision for loan and lease losses | $600,000 | 1,510 |
| Total noninterest income | $411,000 | 5,639 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $382,000 | 3,351 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $29,000 | 9,379 |
| Total noninterest expense | $1,233,000 | 7,561 |
| Salaries and employee benefits | $651,000 | 7,600 |
| Premises and equipment expense | $221,000 | 6,483 |
| Additional noninterest expense | $361,000 | 7,697 |
| Pre-tax net operating income | $1,325,000 | 4,902 |
| Securities gains (losses) | $-5,000 | 9,661 |
| Applicable income taxes | $357,000 | 5,238 |
| Income before extraordinary items | $963,000 | 4,829 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $963,000 | 4,829 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $429,000 | 1,511 |
| Cash dividends | $250,000 | 4,919 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $966,650 | 4,758 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $5,341,000 | 5,652 |
| Total interest expense | $2,894,000 | 4,945 |
| Net interest income | $2,447,000 | 6,288 |
| Provision for loan and lease losses | $600,000 | 1,497 |
| Total noninterest income | $328,000 | 6,631 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $299,000 | 4,238 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $29,000 | 9,892 |
| Total noninterest expense | $1,132,000 | 8,221 |
| Salaries and employee benefits | $602,000 | 8,109 |
| Premises and equipment expense | $181,000 | 7,400 |
| Additional noninterest expense | $349,000 | 8,368 |
| Pre-tax net operating income | $1,043,000 | 5,589 |
| Securities gains (losses) | $4,000 | 3,123 |
| Applicable income taxes | $290,000 | 5,940 |
| Income before extraordinary items | $757,000 | 5,486 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $757,000 | 5,487 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $533,000 | 1,356 |
| Cash dividends | $250,000 | 4,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $754,120 | 5,453 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $4,814,000 | 6,159 |
| Total interest expense | $2,499,000 | 5,572 |
| Net interest income | $2,315,000 | 6,652 |
| Provision for loan and lease losses | $375,000 | 1,953 |
| Total noninterest income | $350,000 | 6,484 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $321,000 | 4,053 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $29,000 | 10,336 |
| Total noninterest expense | $1,132,000 | 8,458 |
| Salaries and employee benefits | $570,000 | 8,563 |
| Premises and equipment expense | $182,000 | 7,556 |
| Additional noninterest expense | $380,000 | 8,396 |
| Pre-tax net operating income | $1,158,000 | 5,388 |
| Securities gains (losses) | $4,000 | 2,936 |
| Applicable income taxes | $339,000 | 5,568 |
| Income before extraordinary items | $823,000 | 5,340 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $823,000 | 5,336 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $337,000 | 1,792 |
| Cash dividends | $100,000 | 6,741 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $820,160 | 5,323 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $4,071,000 | 6,605 |
| Total interest expense | $1,814,000 | 6,027 |
| Net interest income | $2,257,000 | 6,957 |
| Provision for loan and lease losses | $250,000 | 2,585 |
| Total noninterest income | $323,000 | 6,974 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $292,000 | 4,465 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $31,000 | 10,719 |
| Total noninterest expense | $1,128,000 | 8,877 |
| Salaries and employee benefits | $532,000 | 9,112 |
| Premises and equipment expense | $123,000 | 9,301 |
| Additional noninterest expense | $473,000 | 8,121 |
| Pre-tax net operating income | $1,202,000 | 5,234 |
| Securities gains (losses) | $-70,000 | 11,304 |
| Applicable income taxes | $322,000 | 5,607 |
| Income before extraordinary items | $810,000 | 5,319 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $810,000 | 5,331 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $135,000 | 3,163 |
| Cash dividends | $25,000 | 8,461 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $860,400 | 5,128 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $3,593,000 | 7,402 |
| Total interest expense | $1,529,000 | 7,114 |
| Net interest income | $2,064,000 | 7,499 |
| Provision for loan and lease losses | $280,000 | 3,154 |
| Total noninterest income | $284,000 | 7,883 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $257,000 | 5,004 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $27,000 | 11,511 |
| Total noninterest expense | $979,000 | 9,824 |
| Salaries and employee benefits | $474,000 | 9,914 |
| Premises and equipment expense | $62,000 | 11,775 |
| Additional noninterest expense | $443,000 | 8,794 |
| Pre-tax net operating income | $1,089,000 | 5,545 |
| Securities gains (losses) | $50,000 | 3,394 |
| Applicable income taxes | $318,000 | 5,861 |
| Income before extraordinary items | $821,000 | 5,460 |
| Extraordinary gains, net | $26,000 | 2,568 |
| Net income | $847,000 | 5,466 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $195,000 | 3,188 |
| Cash dividends | $100,000 | 6,847 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $785,000 | 5,409 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $3,258,000 | 8,544 |
| Total interest expense | $1,556,000 | 8,345 |
| Net interest income | $1,702,000 | 8,643 |
| Provision for loan and lease losses | $150,000 | 6,067 |
| Total noninterest income | $354,000 | 7,059 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $241,000 | 5,260 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $113,000 | 7,650 |
| Total noninterest expense | $887,000 | 10,568 |
| Salaries and employee benefits | $423,000 | 10,602 |
| Premises and equipment expense | $55,000 | 12,495 |
| Additional noninterest expense | $409,000 | 9,451 |
| Pre-tax net operating income | $1,019,000 | 5,551 |
| Securities gains (losses) | $-6,000 | 13,123 |
| Applicable income taxes | $299,000 | 5,935 |
| Income before extraordinary items | $714,000 | 5,832 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $714,000 | 5,898 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $62,000 | 7,050 |
| Cash dividends | $100,000 | 6,542 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $718,200 | 5,476 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.