Home > The Bank of Fairport > Income and Expense
The Bank of Fairport, Income and Expense
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $169,000 | 5,296 |
| Total interest expense | $9,000 | 5,302 |
| Net interest income | $160,000 | 5,285 |
| Provision for loan and lease losses | $0 | 3,406 |
| Total noninterest income | $21,000 | 4,993 |
| Gross Fiduciary activities income | $0 | 972 |
| Service charges on deposit accounts | $12,000 | 4,649 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $9,000 | 4,944 |
| Total noninterest expense | $223,000 | 5,139 |
| Salaries and employee benefits | $66,000 | 5,306 |
| Premises and equipment expense | $12,000 | 5,230 |
| Additional noninterest expense | $145,000 | 4,606 |
| Pre-tax net operating income | $-42,000 | 5,214 |
| Securities gains (losses) | $0 | 1,087 |
| Applicable income taxes | $0 | 3,800 |
| Income before extraordinary items | $-42,000 | 5,206 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $-42,000 | 5,205 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $-42,000 | 5,205 |
| Net charge-offs | $0 | 2,740 |
| Cash dividends | $0 | 2,803 |
| Sale, conversion, retirement of capital stock, net | $0 | 529 |
| Net operating income | $-42,000 | 5,206 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $726,000 | 5,320 |
| Total interest expense | $42,000 | 5,331 |
| Net interest income | $684,000 | 5,311 |
| Provision for loan and lease losses | $0 | 4,082 |
| Total noninterest income | $135,000 | 4,873 |
| Gross Fiduciary activities income | $0 | 1,098 |
| Service charges on deposit accounts | $13,000 | 5,160 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $122,000 | 4,460 |
| Total noninterest expense | $872,000 | 5,199 |
| Salaries and employee benefits | $360,000 | 5,291 |
| Premises and equipment expense | $0 | 5,393 |
| Additional noninterest expense | $512,000 | 4,794 |
| Pre-tax net operating income | $-53,000 | 5,261 |
| Securities gains (losses) | $0 | 1,125 |
| Applicable income taxes | $0 | 3,978 |
| Income before extraordinary items | $-53,000 | 5,251 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $-53,000 | 5,250 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $-53,000 | 5,250 |
| Net charge-offs | $-66,000 | 4,957 |
| Cash dividends | $0 | 4,033 |
| Sale, conversion, retirement of capital stock, net | $0 | 671 |
| Net operating income | $-53,000 | 5,252 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $540,000 | 5,390 |
| Total interest expense | $33,000 | 5,382 |
| Net interest income | $507,000 | 5,381 |
| Provision for loan and lease losses | $0 | 3,948 |
| Total noninterest income | $113,000 | 4,876 |
| Gross Fiduciary activities income | $0 | 1,048 |
| Service charges on deposit accounts | $10,000 | 5,227 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $103,000 | 4,425 |
| Total noninterest expense | $617,000 | 5,278 |
| Salaries and employee benefits | $248,000 | 5,370 |
| Premises and equipment expense | $0 | 5,464 |
| Additional noninterest expense | $369,000 | 4,862 |
| Pre-tax net operating income | $3,000 | 5,287 |
| Securities gains (losses) | $0 | 1,118 |
| Applicable income taxes | $0 | 4,032 |
| Income before extraordinary items | $3,000 | 5,288 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $3,000 | 5,287 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $3,000 | 5,287 |
| Net charge-offs | $-64,000 | 4,995 |
| Cash dividends | $0 | 3,618 |
| Sale, conversion, retirement of capital stock, net | $0 | 633 |
| Net operating income | $3,000 | 5,290 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $346,000 | 5,454 |
| Total interest expense | $22,000 | 5,438 |
| Net interest income | $324,000 | 5,448 |
| Provision for loan and lease losses | $0 | 3,782 |
| Total noninterest income | $82,000 | 4,879 |
| Gross Fiduciary activities income | $0 | 1,037 |
| Service charges on deposit accounts | $6,000 | 5,294 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $76,000 | 4,378 |
| Total noninterest expense | $405,000 | 5,342 |
| Salaries and employee benefits | $173,000 | 5,424 |
| Premises and equipment expense | $0 | 5,530 |
| Additional noninterest expense | $232,000 | 4,949 |
| Pre-tax net operating income | $1,000 | 5,341 |
| Securities gains (losses) | $0 | 961 |
| Applicable income taxes | $0 | 4,018 |
| Income before extraordinary items | $1,000 | 5,336 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $1,000 | 5,334 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $1,000 | 5,335 |
| Net charge-offs | $-56,000 | 5,050 |
| Cash dividends | $0 | 3,485 |
| Sale, conversion, retirement of capital stock, net | $0 | 620 |
| Net operating income | $1,000 | 5,339 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $168,000 | 5,519 |
| Total interest expense | $7,000 | 5,538 |
| Net interest income | $161,000 | 5,512 |
| Provision for loan and lease losses | $0 | 3,508 |
| Total noninterest income | $29,000 | 5,126 |
| Gross Fiduciary activities income | $0 | 1,003 |
| Service charges on deposit accounts | $3,000 | 5,337 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $26,000 | 4,685 |
| Total noninterest expense | $200,000 | 5,416 |
| Salaries and employee benefits | $85,000 | 5,487 |
| Premises and equipment expense | $0 | 5,589 |
| Additional noninterest expense | $115,000 | 5,001 |
| Pre-tax net operating income | $-10,000 | 5,424 |
| Securities gains (losses) | $0 | 735 |
| Applicable income taxes | $0 | 3,948 |
| Income before extraordinary items | $-10,000 | 5,409 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $-10,000 | 5,409 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $-10,000 | 5,409 |
| Net charge-offs | $4,000 | 2,263 |
| Cash dividends | $0 | 2,774 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $-10,000 | 5,414 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $660,000 | 5,581 |
| Total interest expense | $34,000 | 5,586 |
| Net interest income | $626,000 | 5,574 |
| Provision for loan and lease losses | $0 | 4,227 |
| Total noninterest income | $91,000 | 5,301 |
| Gross Fiduciary activities income | $0 | 1,137 |
| Service charges on deposit accounts | $59,000 | 4,856 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $32,000 | 5,262 |
| Total noninterest expense | $977,000 | 5,384 |
| Salaries and employee benefits | $437,000 | 5,477 |
| Premises and equipment expense | $51,000 | 5,526 |
| Additional noninterest expense | $489,000 | 5,036 |
| Pre-tax net operating income | $-260,000 | 5,535 |
| Securities gains (losses) | $0 | 2,243 |
| Applicable income taxes | $70,000 | 3,424 |
| Income before extraordinary items | $-330,000 | 5,491 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $-330,000 | 5,491 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $-330,000 | 5,491 |
| Net charge-offs | $100,000 | 2,424 |
| Cash dividends | $0 | 4,147 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $-330,000 | 5,490 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $502,000 | 5,641 |
| Total interest expense | $30,000 | 5,638 |
| Net interest income | $472,000 | 5,636 |
| Provision for loan and lease losses | $0 | 4,088 |
| Total noninterest income | $68,000 | 5,392 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $46,000 | 4,874 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $22,000 | 5,352 |
| Total noninterest expense | $711,000 | 5,450 |
| Salaries and employee benefits | $342,000 | 5,498 |
| Premises and equipment expense | $37,000 | 5,593 |
| Additional noninterest expense | $332,000 | 5,144 |
| Pre-tax net operating income | $-171,000 | 5,595 |
| Securities gains (losses) | $0 | 2,274 |
| Applicable income taxes | $70,000 | 3,322 |
| Income before extraordinary items | $-241,000 | 5,617 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $-241,000 | 5,617 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $-241,000 | 5,617 |
| Net charge-offs | $101,000 | 1,920 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $-241,000 | 5,614 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $352,000 | 5,686 |
| Total interest expense | $23,000 | 5,655 |
| Net interest income | $329,000 | 5,678 |
| Provision for loan and lease losses | $0 | 3,871 |
| Total noninterest income | $56,000 | 5,314 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $33,000 | 4,834 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $23,000 | 5,248 |
| Total noninterest expense | $476,000 | 5,494 |
| Salaries and employee benefits | $232,000 | 5,542 |
| Premises and equipment expense | $26,000 | 5,619 |
| Additional noninterest expense | $218,000 | 5,185 |
| Pre-tax net operating income | $-91,000 | 5,627 |
| Securities gains (losses) | $0 | 1,906 |
| Applicable income taxes | $70,000 | 3,141 |
| Income before extraordinary items | $-161,000 | 5,653 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $-161,000 | 5,653 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $-161,000 | 5,653 |
| Net charge-offs | $-3,000 | 4,411 |
| Cash dividends | $0 | 3,544 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $-161,000 | 5,654 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $173,000 | 5,752 |
| Total interest expense | $10,000 | 5,741 |
| Net interest income | $163,000 | 5,747 |
| Provision for loan and lease losses | $0 | 3,537 |
| Total noninterest income | $27,000 | 5,381 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $17,000 | 4,815 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $10,000 | 5,357 |
| Total noninterest expense | $308,000 | 5,368 |
| Salaries and employee benefits | $119,000 | 5,600 |
| Premises and equipment expense | $13,000 | 5,679 |
| Additional noninterest expense | $176,000 | 4,690 |
| Pre-tax net operating income | $-118,000 | 5,744 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $0 | 4,086 |
| Income before extraordinary items | $-118,000 | 5,741 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $-118,000 | 5,740 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $-118,000 | 5,741 |
| Net charge-offs | $-1,000 | 3,990 |
| Cash dividends | $0 | 2,846 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $-118,000 | 5,740 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $822,000 | 5,762 |
| Total interest expense | $50,000 | 5,749 |
| Net interest income | $772,000 | 5,753 |
| Provision for loan and lease losses | $0 | 4,332 |
| Total noninterest income | $53,000 | 5,706 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $14,000 | 5,627 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $39,000 | 5,420 |
| Total noninterest expense | $1,057,000 | 5,549 |
| Salaries and employee benefits | $476,000 | 5,667 |
| Premises and equipment expense | $55,000 | 5,739 |
| Additional noninterest expense | $526,000 | 5,155 |
| Pre-tax net operating income | $-232,000 | 5,734 |
| Securities gains (losses) | $20,000 | 2,370 |
| Applicable income taxes | $0 | 4,278 |
| Income before extraordinary items | $-212,000 | 5,742 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $-212,000 | 5,741 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $-212,000 | 5,741 |
| Net charge-offs | $-12,000 | 5,026 |
| Cash dividends | $0 | 4,239 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $-232,000 | 5,737 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $629,000 | 5,826 |
| Total interest expense | $38,000 | 5,809 |
| Net interest income | $591,000 | 5,812 |
| Provision for loan and lease losses | $0 | 4,186 |
| Total noninterest income | $29,000 | 5,820 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $11,000 | 5,689 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $18,000 | 5,612 |
| Total noninterest expense | $799,000 | 5,581 |
| Salaries and employee benefits | $376,000 | 5,682 |
| Premises and equipment expense | $47,000 | 5,749 |
| Additional noninterest expense | $376,000 | 5,245 |
| Pre-tax net operating income | $-179,000 | 5,814 |
| Securities gains (losses) | $20,000 | 2,307 |
| Applicable income taxes | $0 | 4,325 |
| Income before extraordinary items | $-159,000 | 5,820 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $-159,000 | 5,820 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $-159,000 | 5,820 |
| Net charge-offs | $-3,000 | 4,630 |
| Cash dividends | $0 | 3,792 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $-179,000 | 5,818 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $395,000 | 5,916 |
| Total interest expense | $26,000 | 5,875 |
| Net interest income | $369,000 | 5,903 |
| Provision for loan and lease losses | $0 | 4,017 |
| Total noninterest income | $48,000 | 5,630 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $29,000 | 5,147 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $19,000 | 5,545 |
| Total noninterest expense | $506,000 | 5,687 |
| Salaries and employee benefits | $236,000 | 5,786 |
| Premises and equipment expense | $40,000 | 5,739 |
| Additional noninterest expense | $230,000 | 5,401 |
| Pre-tax net operating income | $-89,000 | 5,862 |
| Securities gains (losses) | $20,000 | 1,940 |
| Applicable income taxes | $0 | 4,338 |
| Income before extraordinary items | $-69,000 | 5,869 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-69,000 | 5,868 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $-69,000 | 5,868 |
| Net charge-offs | $-2,000 | 4,474 |
| Cash dividends | $0 | 3,654 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $-89,000 | 5,863 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $207,000 | 5,955 |
| Total interest expense | $14,000 | 5,909 |
| Net interest income | $193,000 | 5,952 |
| Provision for loan and lease losses | $0 | 3,656 |
| Total noninterest income | $24,000 | 5,668 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $14,000 | 5,188 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $10,000 | 5,561 |
| Total noninterest expense | $236,000 | 5,801 |
| Salaries and employee benefits | $113,000 | 5,858 |
| Premises and equipment expense | $16,000 | 5,865 |
| Additional noninterest expense | $107,000 | 5,515 |
| Pre-tax net operating income | $-19,000 | 5,856 |
| Securities gains (losses) | $16,000 | 1,332 |
| Applicable income taxes | $0 | 4,259 |
| Income before extraordinary items | $-3,000 | 5,826 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $-3,000 | 5,825 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $-3,000 | 5,825 |
| Net charge-offs | $-6,000 | 4,951 |
| Cash dividends | $0 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $-19,000 | 5,848 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $775,000 | 6,025 |
| Total interest expense | $66,000 | 5,930 |
| Net interest income | $709,000 | 6,018 |
| Provision for loan and lease losses | $0 | 4,380 |
| Total noninterest income | $99,000 | 5,696 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $71,000 | 5,096 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $28,000 | 5,719 |
| Total noninterest expense | $833,000 | 5,927 |
| Salaries and employee benefits | $419,000 | 5,957 |
| Premises and equipment expense | $55,000 | 6,002 |
| Additional noninterest expense | $359,000 | 5,721 |
| Pre-tax net operating income | $-25,000 | 5,893 |
| Securities gains (losses) | $2,000 | 3,028 |
| Applicable income taxes | $0 | 4,402 |
| Income before extraordinary items | $-23,000 | 5,912 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-23,000 | 5,915 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $-23,000 | 5,915 |
| Net charge-offs | $5,000 | 4,193 |
| Cash dividends | $0 | 4,291 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $-25,000 | 5,892 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $588,000 | 6,112 |
| Total interest expense | $52,000 | 5,994 |
| Net interest income | $536,000 | 6,104 |
| Provision for loan and lease losses | $0 | 4,232 |
| Total noninterest income | $83,000 | 5,717 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $56,000 | 5,094 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $27,000 | 5,702 |
| Total noninterest expense | $604,000 | 6,011 |
| Salaries and employee benefits | $295,000 | 6,047 |
| Premises and equipment expense | $74,000 | 5,810 |
| Additional noninterest expense | $235,000 | 5,878 |
| Pre-tax net operating income | $15,000 | 5,901 |
| Securities gains (losses) | $2,000 | 2,829 |
| Applicable income taxes | $6,000 | 4,240 |
| Income before extraordinary items | $11,000 | 5,948 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $11,000 | 5,951 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $11,000 | 5,951 |
| Net charge-offs | $9,000 | 3,683 |
| Cash dividends | $0 | 3,825 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $9,700 | 5,922 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $389,000 | 6,181 |
| Total interest expense | $37,000 | 6,024 |
| Net interest income | $352,000 | 6,175 |
| Provision for loan and lease losses | $0 | 4,069 |
| Total noninterest income | $52,000 | 5,807 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $36,000 | 5,156 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $16,000 | 5,802 |
| Total noninterest expense | $408,000 | 6,077 |
| Salaries and employee benefits | $197,000 | 6,116 |
| Premises and equipment expense | $50,000 | 5,861 |
| Additional noninterest expense | $161,000 | 5,913 |
| Pre-tax net operating income | $-4,000 | 6,002 |
| Securities gains (losses) | $1,000 | 2,511 |
| Applicable income taxes | $0 | 4,497 |
| Income before extraordinary items | $-3,000 | 6,030 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $-3,000 | 6,031 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $-3,000 | 6,031 |
| Net charge-offs | $17,000 | 3,040 |
| Cash dividends | $0 | 3,664 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $-4,000 | 6,002 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $198,000 | 6,238 |
| Total interest expense | $20,000 | 6,044 |
| Net interest income | $178,000 | 6,236 |
| Provision for loan and lease losses | $0 | 3,703 |
| Total noninterest income | $32,000 | 5,702 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $17,000 | 5,220 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $15,000 | 5,573 |
| Total noninterest expense | $203,000 | 6,140 |
| Salaries and employee benefits | $99,000 | 6,177 |
| Premises and equipment expense | $25,000 | 5,901 |
| Additional noninterest expense | $79,000 | 5,995 |
| Pre-tax net operating income | $7,000 | 5,950 |
| Securities gains (losses) | $1,000 | 1,909 |
| Applicable income taxes | $3,000 | 4,151 |
| Income before extraordinary items | $5,000 | 6,008 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $5,000 | 6,009 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $5,000 | 6,009 |
| Net charge-offs | $13,000 | 2,364 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $4,360 | 5,978 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $823,000 | 6,309 |
| Total interest expense | $82,000 | 6,159 |
| Net interest income | $741,000 | 6,306 |
| Provision for loan and lease losses | $0 | 4,603 |
| Total noninterest income | $138,000 | 5,737 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $82,000 | 5,232 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $56,000 | 5,671 |
| Total noninterest expense | $839,000 | 6,228 |
| Salaries and employee benefits | $400,000 | 6,276 |
| Premises and equipment expense | $124,000 | 5,895 |
| Additional noninterest expense | $315,000 | 6,086 |
| Pre-tax net operating income | $40,000 | 5,995 |
| Securities gains (losses) | $59,000 | 1,621 |
| Applicable income taxes | $0 | 4,531 |
| Income before extraordinary items | $99,000 | 5,888 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $99,000 | 5,889 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $99,000 | 5,889 |
| Net charge-offs | $48,000 | 3,794 |
| Cash dividends | $0 | 4,358 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $40,000 | 5,998 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $607,000 | 6,393 |
| Total interest expense | $62,000 | 6,230 |
| Net interest income | $545,000 | 6,387 |
| Provision for loan and lease losses | $0 | 4,401 |
| Total noninterest income | $106,000 | 5,798 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $61,000 | 5,306 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $45,000 | 5,703 |
| Total noninterest expense | $616,000 | 6,295 |
| Salaries and employee benefits | $300,000 | 6,333 |
| Premises and equipment expense | $59,000 | 6,240 |
| Additional noninterest expense | $257,000 | 6,078 |
| Pre-tax net operating income | $35,000 | 6,063 |
| Securities gains (losses) | $59,000 | 1,345 |
| Applicable income taxes | $32,000 | 3,836 |
| Income before extraordinary items | $62,000 | 5,995 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $62,000 | 5,994 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $62,000 | 5,995 |
| Net charge-offs | $83,000 | 2,865 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $23,060 | 6,089 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $390,000 | 6,462 |
| Total interest expense | $42,000 | 6,281 |
| Net interest income | $348,000 | 6,466 |
| Provision for loan and lease losses | $0 | 4,196 |
| Total noninterest income | $58,000 | 6,000 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $37,000 | 5,424 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $21,000 | 5,933 |
| Total noninterest expense | $408,000 | 6,354 |
| Salaries and employee benefits | $202,000 | 6,392 |
| Premises and equipment expense | $67,000 | 5,917 |
| Additional noninterest expense | $139,000 | 6,291 |
| Pre-tax net operating income | $-2,000 | 6,187 |
| Securities gains (losses) | $8,000 | 2,026 |
| Applicable income taxes | $0 | 4,568 |
| Income before extraordinary items | $6,000 | 6,186 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $6,000 | 6,188 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $6,000 | 6,188 |
| Net charge-offs | $103,000 | 2,163 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $-2,000 | 6,191 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $196,000 | 6,532 |
| Total interest expense | $21,000 | 6,352 |
| Net interest income | $175,000 | 6,530 |
| Provision for loan and lease losses | $0 | 3,817 |
| Total noninterest income | $26,000 | 6,085 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $17,000 | 5,529 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $9,000 | 6,032 |
| Total noninterest expense | $212,000 | 6,407 |
| Salaries and employee benefits | $103,000 | 6,447 |
| Premises and equipment expense | $37,000 | 5,881 |
| Additional noninterest expense | $72,000 | 6,327 |
| Pre-tax net operating income | $-11,000 | 6,256 |
| Securities gains (losses) | $8,000 | 1,224 |
| Applicable income taxes | $0 | 4,445 |
| Income before extraordinary items | $-3,000 | 6,239 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-3,000 | 6,238 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $-3,000 | 6,240 |
| Net charge-offs | $-4,000 | 5,342 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $-11,000 | 6,259 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $926,000 | 6,545 |
| Total interest expense | $105,000 | 6,396 |
| Net interest income | $821,000 | 6,536 |
| Provision for loan and lease losses | $200,000 | 2,943 |
| Total noninterest income | $125,000 | 6,048 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $76,000 | 5,578 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $49,000 | 5,871 |
| Total noninterest expense | $865,000 | 6,467 |
| Salaries and employee benefits | $415,000 | 6,539 |
| Premises and equipment expense | $154,000 | 5,893 |
| Additional noninterest expense | $296,000 | 6,373 |
| Pre-tax net operating income | $-119,000 | 6,309 |
| Securities gains (losses) | $2,000 | 2,972 |
| Applicable income taxes | $27,000 | 3,998 |
| Income before extraordinary items | $-144,000 | 6,369 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-144,000 | 6,370 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $-144,000 | 6,371 |
| Net charge-offs | $134,000 | 3,448 |
| Cash dividends | $14,000 | 4,303 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $-146,000 | 6,348 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $699,000 | 6,618 |
| Total interest expense | $84,000 | 6,449 |
| Net interest income | $615,000 | 6,611 |
| Provision for loan and lease losses | $0 | 4,941 |
| Total noninterest income | $91,000 | 6,158 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $60,000 | 5,583 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $31,000 | 6,043 |
| Total noninterest expense | $621,000 | 6,546 |
| Salaries and employee benefits | $297,000 | 6,620 |
| Premises and equipment expense | $114,000 | 5,955 |
| Additional noninterest expense | $210,000 | 6,461 |
| Pre-tax net operating income | $85,000 | 6,040 |
| Securities gains (losses) | $2,000 | 2,831 |
| Applicable income taxes | $26,000 | 4,006 |
| Income before extraordinary items | $61,000 | 6,165 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $61,000 | 6,166 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $61,000 | 6,165 |
| Net charge-offs | $-84,000 | 6,560 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $59,600 | 6,104 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $466,000 | 6,664 |
| Total interest expense | $63,000 | 6,446 |
| Net interest income | $403,000 | 6,663 |
| Provision for loan and lease losses | $0 | 4,788 |
| Total noninterest income | $65,000 | 6,114 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $40,000 | 5,595 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $25,000 | 5,975 |
| Total noninterest expense | $425,000 | 6,571 |
| Salaries and employee benefits | $194,000 | 6,683 |
| Premises and equipment expense | $81,000 | 5,904 |
| Additional noninterest expense | $150,000 | 6,432 |
| Pre-tax net operating income | $43,000 | 6,107 |
| Securities gains (losses) | $2,000 | 2,612 |
| Applicable income taxes | $12,000 | 4,133 |
| Income before extraordinary items | $33,000 | 6,229 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $33,000 | 6,231 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $33,000 | 6,231 |
| Net charge-offs | $0 | 4,909 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $31,540 | 6,161 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $232,000 | 6,732 |
| Total interest expense | $36,000 | 6,433 |
| Net interest income | $196,000 | 6,742 |
| Provision for loan and lease losses | $0 | 4,409 |
| Total noninterest income | $30,000 | 6,199 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $17,000 | 5,778 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $13,000 | 5,979 |
| Total noninterest expense | $221,000 | 6,616 |
| Salaries and employee benefits | $97,000 | 6,743 |
| Premises and equipment expense | $47,000 | 5,752 |
| Additional noninterest expense | $77,000 | 6,495 |
| Pre-tax net operating income | $5,000 | 6,284 |
| Securities gains (losses) | $1,000 | 1,864 |
| Applicable income taxes | $0 | 4,602 |
| Income before extraordinary items | $6,000 | 6,360 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $6,000 | 6,361 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $6,000 | 6,361 |
| Net charge-offs | $2,000 | 3,902 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $5,000 | 6,288 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $944,000 | 6,810 |
| Total interest expense | $168,000 | 6,545 |
| Net interest income | $776,000 | 6,820 |
| Provision for loan and lease losses | $292,000 | 3,451 |
| Total noninterest income | $128,000 | 6,105 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $90,000 | 5,580 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $38,000 | 6,010 |
| Total noninterest expense | $905,000 | 6,667 |
| Salaries and employee benefits | $469,000 | 6,692 |
| Premises and equipment expense | $147,000 | 6,139 |
| Additional noninterest expense | $289,000 | 6,653 |
| Pre-tax net operating income | $-293,000 | 6,407 |
| Securities gains (losses) | $295,000 | 1,376 |
| Applicable income taxes | $12,000 | 4,347 |
| Income before extraordinary items | $-10,000 | 6,327 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-10,000 | 6,320 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $-10,000 | 6,322 |
| Net charge-offs | $323,000 | 3,214 |
| Cash dividends | $10,000 | 4,333 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $-198,800 | 6,375 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $711,000 | 6,911 |
| Total interest expense | $131,000 | 6,646 |
| Net interest income | $580,000 | 6,924 |
| Provision for loan and lease losses | $292,000 | 3,013 |
| Total noninterest income | $96,000 | 6,201 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $69,000 | 5,630 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $27,000 | 6,162 |
| Total noninterest expense | $647,000 | 6,781 |
| Salaries and employee benefits | $353,000 | 6,751 |
| Premises and equipment expense | $104,000 | 6,290 |
| Additional noninterest expense | $190,000 | 6,821 |
| Pre-tax net operating income | $-263,000 | 6,567 |
| Securities gains (losses) | $295,000 | 1,137 |
| Applicable income taxes | $0 | 4,802 |
| Income before extraordinary items | $32,000 | 6,327 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $32,000 | 6,326 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $32,000 | 6,326 |
| Net charge-offs | $323,000 | 2,732 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $-263,000 | 6,588 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $473,000 | 6,974 |
| Total interest expense | $92,000 | 6,689 |
| Net interest income | $381,000 | 6,989 |
| Provision for loan and lease losses | $200,000 | 2,964 |
| Total noninterest income | $65,000 | 6,212 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $47,000 | 5,619 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $18,000 | 6,217 |
| Total noninterest expense | $441,000 | 6,814 |
| Salaries and employee benefits | $242,000 | 6,789 |
| Premises and equipment expense | $69,000 | 6,333 |
| Additional noninterest expense | $130,000 | 6,861 |
| Pre-tax net operating income | $-195,000 | 6,627 |
| Securities gains (losses) | $113,000 | 1,505 |
| Applicable income taxes | $0 | 4,770 |
| Income before extraordinary items | $-82,000 | 6,612 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-82,000 | 6,612 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $-82,000 | 6,612 |
| Net charge-offs | $192,000 | 2,804 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $-195,000 | 6,639 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $236,000 | 7,038 |
| Total interest expense | $50,000 | 6,695 |
| Net interest income | $186,000 | 7,056 |
| Provision for loan and lease losses | $200,000 | 1,993 |
| Total noninterest income | $30,000 | 6,367 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $21,000 | 5,749 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $9,000 | 6,296 |
| Total noninterest expense | $216,000 | 6,892 |
| Salaries and employee benefits | $120,000 | 6,856 |
| Premises and equipment expense | $36,000 | 6,314 |
| Additional noninterest expense | $60,000 | 6,945 |
| Pre-tax net operating income | $-200,000 | 6,845 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $0 | 4,704 |
| Income before extraordinary items | $-200,000 | 6,903 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-200,000 | 6,904 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $-200,000 | 6,904 |
| Net charge-offs | $200,000 | 1,847 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $-200,000 | 6,863 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $1,112,000 | 7,022 |
| Total interest expense | $249,000 | 6,722 |
| Net interest income | $863,000 | 7,029 |
| Provision for loan and lease losses | $30,000 | 6,060 |
| Total noninterest income | $106,000 | 6,376 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $79,000 | 5,832 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $27,000 | 6,263 |
| Total noninterest expense | $918,000 | 6,921 |
| Salaries and employee benefits | $479,000 | 6,934 |
| Premises and equipment expense | $159,000 | 6,345 |
| Additional noninterest expense | $280,000 | 6,918 |
| Pre-tax net operating income | $21,000 | 5,955 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $6,000 | 4,407 |
| Income before extraordinary items | $15,000 | 6,123 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $15,000 | 6,125 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $15,000 | 6,125 |
| Net charge-offs | $87,000 | 5,097 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $15,000 | 5,996 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $868,000 | 7,064 |
| Total interest expense | $192,000 | 6,802 |
| Net interest income | $676,000 | 7,080 |
| Provision for loan and lease losses | $0 | 6,393 |
| Total noninterest income | $84,000 | 6,415 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $60,000 | 5,838 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $24,000 | 6,295 |
| Total noninterest expense | $684,000 | 6,959 |
| Salaries and employee benefits | $360,000 | 6,974 |
| Premises and equipment expense | $111,000 | 6,480 |
| Additional noninterest expense | $213,000 | 6,960 |
| Pre-tax net operating income | $76,000 | 5,905 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $21,000 | 4,025 |
| Income before extraordinary items | $55,000 | 6,069 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $55,000 | 6,070 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $55,000 | 6,070 |
| Net charge-offs | $43,000 | 5,079 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $55,000 | 5,960 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $599,000 | 7,100 |
| Total interest expense | $129,000 | 6,888 |
| Net interest income | $470,000 | 7,106 |
| Provision for loan and lease losses | $0 | 6,217 |
| Total noninterest income | $57,000 | 6,449 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $39,000 | 5,861 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $18,000 | 6,313 |
| Total noninterest expense | $451,000 | 7,045 |
| Salaries and employee benefits | $233,000 | 7,054 |
| Premises and equipment expense | $79,000 | 6,438 |
| Additional noninterest expense | $139,000 | 7,049 |
| Pre-tax net operating income | $76,000 | 5,811 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $23,000 | 3,768 |
| Income before extraordinary items | $53,000 | 5,991 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $53,000 | 5,990 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $53,000 | 5,991 |
| Net charge-offs | $-2,000 | 6,677 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $53,000 | 5,911 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $301,000 | 7,149 |
| Total interest expense | $64,000 | 6,977 |
| Net interest income | $237,000 | 7,155 |
| Provision for loan and lease losses | $0 | 5,840 |
| Total noninterest income | $29,000 | 6,517 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $19,000 | 5,858 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $10,000 | 6,371 |
| Total noninterest expense | $219,000 | 7,123 |
| Salaries and employee benefits | $110,000 | 7,158 |
| Premises and equipment expense | $19,000 | 7,150 |
| Additional noninterest expense | $90,000 | 6,851 |
| Pre-tax net operating income | $47,000 | 5,798 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $12,000 | 3,703 |
| Income before extraordinary items | $35,000 | 5,928 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $35,000 | 5,927 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $35,000 | 5,928 |
| Net charge-offs | $-1,000 | 6,209 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $35,000 | 5,897 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $1,189,000 | 7,257 |
| Total interest expense | $288,000 | 7,092 |
| Net interest income | $901,000 | 7,245 |
| Provision for loan and lease losses | $0 | 7,042 |
| Total noninterest income | $124,000 | 6,489 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $97,000 | 5,516 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $27,000 | 6,479 |
| Total noninterest expense | $914,000 | 7,165 |
| Salaries and employee benefits | $455,000 | 7,215 |
| Premises and equipment expense | $136,000 | 6,752 |
| Additional noninterest expense | $323,000 | 7,048 |
| Pre-tax net operating income | $111,000 | 5,444 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $25,000 | 3,929 |
| Income before extraordinary items | $86,000 | 5,663 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $86,000 | 5,664 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $86,000 | 5,664 |
| Net charge-offs | $-17,000 | 7,491 |
| Cash dividends | $14,000 | 4,137 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $86,000 | 5,527 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $877,000 | 7,379 |
| Total interest expense | $223,000 | 7,196 |
| Net interest income | $654,000 | 7,364 |
| Provision for loan and lease losses | $0 | 6,977 |
| Total noninterest income | $89,000 | 6,664 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $67,000 | 5,704 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $22,000 | 6,606 |
| Total noninterest expense | $675,000 | 7,257 |
| Salaries and employee benefits | $339,000 | 7,307 |
| Premises and equipment expense | $80,000 | 7,085 |
| Additional noninterest expense | $256,000 | 7,045 |
| Pre-tax net operating income | $68,000 | 5,735 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $0 | 4,726 |
| Income before extraordinary items | $68,000 | 5,864 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $68,000 | 5,866 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $68,000 | 5,866 |
| Net charge-offs | $-10,000 | 7,468 |
| Cash dividends | $1,000 | 3,699 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $68,000 | 5,716 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $590,000 | 7,437 |
| Total interest expense | $155,000 | 7,245 |
| Net interest income | $435,000 | 7,428 |
| Provision for loan and lease losses | $0 | 6,857 |
| Total noninterest income | $56,000 | 6,738 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $41,000 | 5,847 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $15,000 | 6,644 |
| Total noninterest expense | $452,000 | 7,314 |
| Salaries and employee benefits | $228,000 | 7,352 |
| Premises and equipment expense | $58,000 | 7,055 |
| Additional noninterest expense | $166,000 | 7,120 |
| Pre-tax net operating income | $39,000 | 5,884 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $0 | 4,691 |
| Income before extraordinary items | $39,000 | 5,977 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $39,000 | 5,979 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $39,000 | 5,978 |
| Net charge-offs | $-9,000 | 7,464 |
| Cash dividends | $1,000 | 3,471 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $39,000 | 5,878 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $292,000 | 7,537 |
| Total interest expense | $80,000 | 7,332 |
| Net interest income | $212,000 | 7,530 |
| Provision for loan and lease losses | $0 | 6,552 |
| Total noninterest income | $27,000 | 6,857 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $19,000 | 5,978 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $8,000 | 6,771 |
| Total noninterest expense | $231,000 | 7,385 |
| Salaries and employee benefits | $116,000 | 7,423 |
| Premises and equipment expense | $26,000 | 7,239 |
| Additional noninterest expense | $89,000 | 7,135 |
| Pre-tax net operating income | $8,000 | 6,155 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $8,000 | 6,286 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $8,000 | 6,289 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $8,000 | 6,288 |
| Net charge-offs | $-4,000 | 7,239 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $8,000 | 6,174 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $1,190,000 | 7,609 |
| Total interest expense | $355,000 | 7,454 |
| Net interest income | $835,000 | 7,592 |
| Provision for loan and lease losses | $96,000 | 6,489 |
| Total noninterest income | $112,000 | 6,893 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $84,000 | 5,976 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $28,000 | 6,775 |
| Total noninterest expense | $942,000 | 7,452 |
| Salaries and employee benefits | $471,000 | 7,496 |
| Premises and equipment expense | $116,000 | 7,232 |
| Additional noninterest expense | $355,000 | 7,242 |
| Pre-tax net operating income | $-91,000 | 5,574 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $-19,000 | 6,309 |
| Income before extraordinary items | $-72,000 | 5,659 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-72,000 | 5,658 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-72,000 | 5,658 |
| Net charge-offs | $37,000 | 6,392 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $-72,000 | 5,641 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $890,000 | 7,689 |
| Total interest expense | $269,000 | 7,552 |
| Net interest income | $621,000 | 7,670 |
| Provision for loan and lease losses | $0 | 7,284 |
| Total noninterest income | $85,000 | 6,993 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $65,000 | 5,987 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $20,000 | 6,986 |
| Total noninterest expense | $715,000 | 7,486 |
| Salaries and employee benefits | $357,000 | 7,523 |
| Premises and equipment expense | $87,000 | 7,285 |
| Additional noninterest expense | $271,000 | 7,254 |
| Pre-tax net operating income | $-9,000 | 5,698 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $0 | 4,592 |
| Income before extraordinary items | $-9,000 | 5,798 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-9,000 | 5,798 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-9,000 | 5,798 |
| Net charge-offs | $39,000 | 5,857 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-9,000 | 5,738 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $594,000 | 7,765 |
| Total interest expense | $183,000 | 7,643 |
| Net interest income | $411,000 | 7,736 |
| Provision for loan and lease losses | $0 | 7,158 |
| Total noninterest income | $56,000 | 7,058 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $41,000 | 6,055 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $15,000 | 7,005 |
| Total noninterest expense | $482,000 | 7,533 |
| Salaries and employee benefits | $244,000 | 7,582 |
| Premises and equipment expense | $57,000 | 7,391 |
| Additional noninterest expense | $181,000 | 7,306 |
| Pre-tax net operating income | $-15,000 | 5,859 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $0 | 4,657 |
| Income before extraordinary items | $-15,000 | 5,970 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-15,000 | 5,969 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-15,000 | 5,969 |
| Net charge-offs | $-9,000 | 7,884 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $-15,000 | 5,898 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $292,000 | 7,837 |
| Total interest expense | $92,000 | 7,716 |
| Net interest income | $200,000 | 7,788 |
| Provision for loan and lease losses | $0 | 6,744 |
| Total noninterest income | $26,000 | 7,178 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $18,000 | 6,172 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $8,000 | 7,040 |
| Total noninterest expense | $240,000 | 7,573 |
| Salaries and employee benefits | $125,000 | 7,609 |
| Premises and equipment expense | $29,000 | 7,401 |
| Additional noninterest expense | $86,000 | 7,304 |
| Pre-tax net operating income | $-14,000 | 6,329 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $0 | 4,835 |
| Income before extraordinary items | $-14,000 | 6,479 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-14,000 | 6,480 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $-14,000 | 6,480 |
| Net charge-offs | $-3,000 | 7,537 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-14,000 | 6,348 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $1,243,000 | 7,842 |
| Total interest expense | $426,000 | 7,801 |
| Net interest income | $817,000 | 7,796 |
| Provision for loan and lease losses | $42,000 | 6,690 |
| Total noninterest income | $128,000 | 7,041 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $105,000 | 5,827 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $23,000 | 7,344 |
| Total noninterest expense | $935,000 | 7,622 |
| Salaries and employee benefits | $474,000 | 7,725 |
| Premises and equipment expense | $115,000 | 7,477 |
| Additional noninterest expense | $346,000 | 7,251 |
| Pre-tax net operating income | $-32,000 | 6,388 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $-12,000 | 6,803 |
| Income before extraordinary items | $-20,000 | 6,271 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-20,000 | 6,271 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 6,960 |
| Cash dividends | $14,000 | 5,395 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $-20,000 | 6,410 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $937,000 | 7,928 |
| Total interest expense | $327,000 | 7,882 |
| Net interest income | $610,000 | 7,871 |
| Provision for loan and lease losses | $42,000 | 6,061 |
| Total noninterest income | $97,000 | 7,146 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $78,000 | 5,876 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $19,000 | 7,454 |
| Total noninterest expense | $678,000 | 7,701 |
| Salaries and employee benefits | $353,000 | 7,758 |
| Premises and equipment expense | $88,000 | 7,502 |
| Additional noninterest expense | $237,000 | 7,395 |
| Pre-tax net operating income | $-13,000 | 6,773 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $0 | 5,372 |
| Income before extraordinary items | $-13,000 | 6,628 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $-13,000 | 6,626 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-10,000 | 7,914 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-13,000 | 6,801 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $636,000 | 7,967 |
| Total interest expense | $220,000 | 7,966 |
| Net interest income | $416,000 | 7,897 |
| Provision for loan and lease losses | $0 | 6,671 |
| Total noninterest income | $59,000 | 7,304 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $46,000 | 6,062 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $13,000 | 7,530 |
| Total noninterest expense | $417,000 | 7,853 |
| Salaries and employee benefits | $231,000 | 7,844 |
| Premises and equipment expense | $37,000 | 7,956 |
| Additional noninterest expense | $149,000 | 7,519 |
| Pre-tax net operating income | $58,000 | 6,632 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $0 | 5,627 |
| Income before extraordinary items | $58,000 | 6,648 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $58,000 | 6,647 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-11,000 | 7,906 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $58,000 | 6,574 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $325,000 | 8,018 |
| Total interest expense | $106,000 | 8,059 |
| Net interest income | $219,000 | 7,888 |
| Provision for loan and lease losses | $0 | 6,080 |
| Total noninterest income | $24,000 | 7,550 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $18,000 | 6,345 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $6,000 | 7,600 |
| Total noninterest expense | $211,000 | 7,875 |
| Salaries and employee benefits | $117,000 | 7,875 |
| Premises and equipment expense | $19,000 | 7,975 |
| Additional noninterest expense | $75,000 | 7,521 |
| Pre-tax net operating income | $32,000 | 6,827 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $0 | 5,622 |
| Income before extraordinary items | $32,000 | 6,839 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $32,000 | 6,840 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 7,393 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $32,000 | 6,750 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $1,262,000 | 8,051 |
| Total interest expense | $489,000 | 7,965 |
| Net interest income | $773,000 | 8,004 |
| Provision for loan and lease losses | $0 | 6,851 |
| Total noninterest income | $137,000 | 7,240 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $111,000 | 5,879 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $26,000 | 7,642 |
| Total noninterest expense | $822,000 | 7,905 |
| Salaries and employee benefits | $451,000 | 7,929 |
| Premises and equipment expense | $87,000 | 7,889 |
| Additional noninterest expense | $284,000 | 7,615 |
| Pre-tax net operating income | $88,000 | 7,180 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $21,000 | 5,407 |
| Income before extraordinary items | $67,000 | 7,267 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $67,000 | 7,266 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $133,000 | 3,381 |
| Cash dividends | $13,000 | 5,762 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $67,000 | 7,240 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $934,000 | 8,122 |
| Total interest expense | $366,000 | 8,019 |
| Net interest income | $568,000 | 8,085 |
| Provision for loan and lease losses | $0 | 6,528 |
| Total noninterest income | $102,000 | 7,302 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $84,000 | 5,898 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $18,000 | 7,737 |
| Total noninterest expense | $581,000 | 7,954 |
| Salaries and employee benefits | $327,000 | 7,943 |
| Premises and equipment expense | $63,000 | 7,902 |
| Additional noninterest expense | $191,000 | 7,730 |
| Pre-tax net operating income | $89,000 | 7,355 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $0 | 6,220 |
| Income before extraordinary items | $89,000 | 7,321 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $89,000 | 7,318 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $133,000 | 2,469 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $89,000 | 7,305 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $619,000 | 8,185 |
| Total interest expense | $242,000 | 8,070 |
| Net interest income | $377,000 | 8,161 |
| Provision for loan and lease losses | $0 | 6,209 |
| Total noninterest income | $66,000 | 7,370 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $55,000 | 5,947 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $11,000 | 7,835 |
| Total noninterest expense | $386,000 | 8,008 |
| Salaries and employee benefits | $218,000 | 8,001 |
| Premises and equipment expense | $42,000 | 7,950 |
| Additional noninterest expense | $126,000 | 7,781 |
| Pre-tax net operating income | $57,000 | 7,483 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $0 | 6,265 |
| Income before extraordinary items | $57,000 | 7,435 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $57,000 | 7,434 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $26,000 | 3,525 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $57,000 | 7,425 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $299,000 | 8,265 |
| Total interest expense | $121,000 | 8,118 |
| Net interest income | $178,000 | 8,257 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $30,000 | 7,460 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $25,000 | 6,052 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $5,000 | 7,889 |
| Total noninterest expense | $184,000 | 8,107 |
| Salaries and employee benefits | $107,000 | 8,061 |
| Premises and equipment expense | $22,000 | 7,922 |
| Additional noninterest expense | $55,000 | 7,986 |
| Pre-tax net operating income | $24,000 | 7,610 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $0 | 6,196 |
| Income before extraordinary items | $24,000 | 7,562 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $24,000 | 7,561 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 4,238 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $24,000 | 7,543 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $1,140,000 | 8,175 |
| Total interest expense | $437,000 | 8,020 |
| Net interest income | $703,000 | 8,202 |
| Provision for loan and lease losses | $0 | 6,850 |
| Total noninterest income | $125,000 | 7,515 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $100,000 | 6,156 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $25,000 | 7,832 |
| Total noninterest expense | $792,000 | 8,015 |
| Salaries and employee benefits | $438,000 | 8,055 |
| Premises and equipment expense | $104,000 | 7,750 |
| Additional noninterest expense | $250,000 | 7,853 |
| Pre-tax net operating income | $36,000 | 7,866 |
| Securities gains (losses) | $4,000 | 1,309 |
| Applicable income taxes | $9,000 | 6,185 |
| Income before extraordinary items | $31,000 | 7,892 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $31,000 | 7,894 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-53,000 | 8,371 |
| Cash dividends | $14,000 | 5,883 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $27,920 | 7,893 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $826,000 | 8,281 |
| Total interest expense | $321,000 | 8,080 |
| Net interest income | $505,000 | 8,308 |
| Provision for loan and lease losses | $0 | 6,685 |
| Total noninterest income | $96,000 | 7,569 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $75,000 | 6,229 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $21,000 | 7,800 |
| Total noninterest expense | $588,000 | 8,053 |
| Salaries and employee benefits | $329,000 | 8,043 |
| Premises and equipment expense | $75,000 | 7,834 |
| Additional noninterest expense | $184,000 | 7,900 |
| Pre-tax net operating income | $13,000 | 8,070 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $0 | 6,687 |
| Income before extraordinary items | $13,000 | 8,090 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $13,000 | 8,092 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-49,000 | 8,348 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $13,000 | 8,078 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $540,000 | 8,332 |
| Total interest expense | $208,000 | 8,106 |
| Net interest income | $332,000 | 8,375 |
| Provision for loan and lease losses | $0 | 6,419 |
| Total noninterest income | $56,000 | 7,750 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $45,000 | 6,387 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $11,000 | 8,021 |
| Total noninterest expense | $402,000 | 8,044 |
| Salaries and employee benefits | $221,000 | 8,071 |
| Premises and equipment expense | $50,000 | 7,848 |
| Additional noninterest expense | $131,000 | 7,825 |
| Pre-tax net operating income | $-14,000 | 8,214 |
| Securities gains (losses) | $-1,000 | 7,450 |
| Applicable income taxes | $0 | 6,706 |
| Income before extraordinary items | $-15,000 | 8,224 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-15,000 | 8,226 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-45,000 | 8,391 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $-14,000 | 8,209 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $267,000 | 8,355 |
| Total interest expense | $103,000 | 8,107 |
| Net interest income | $164,000 | 8,410 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $24,000 | 7,882 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $20,000 | 6,506 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $4,000 | 8,174 |
| Total noninterest expense | $220,000 | 7,949 |
| Salaries and employee benefits | $113,000 | 8,060 |
| Premises and equipment expense | $25,000 | 7,853 |
| Additional noninterest expense | $82,000 | 7,469 |
| Pre-tax net operating income | $-32,000 | 8,330 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $0 | 6,588 |
| Income before extraordinary items | $-32,000 | 8,342 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-32,000 | 8,341 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-42,000 | 8,445 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $-32,000 | 8,328 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $917,000 | 8,401 |
| Total interest expense | $373,000 | 7,981 |
| Net interest income | $544,000 | 8,493 |
| Provision for loan and lease losses | $0 | 7,120 |
| Total noninterest income | $114,000 | 7,803 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $100,000 | 6,291 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $14,000 | 8,298 |
| Total noninterest expense | $740,000 | 8,170 |
| Salaries and employee benefits | $391,000 | 8,235 |
| Premises and equipment expense | $106,000 | 7,798 |
| Additional noninterest expense | $243,000 | 7,966 |
| Pre-tax net operating income | $-82,000 | 8,324 |
| Securities gains (losses) | $-50,000 | 8,185 |
| Applicable income taxes | $-80,000 | 8,589 |
| Income before extraordinary items | $-52,000 | 8,335 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $-52,000 | 8,335 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $33,000 | 4,787 |
| Cash dividends | $126,000 | 5,330 |
| Sale, conversion, retirement of capital stock, net | $4,000 | 913 |
| Net operating income | $-20,000 | 8,281 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $682,000 | 8,439 |
| Total interest expense | $278,000 | 7,966 |
| Net interest income | $404,000 | 8,543 |
| Provision for loan and lease losses | $0 | 6,899 |
| Total noninterest income | $87,000 | 7,817 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $77,000 | 6,297 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $10,000 | 8,374 |
| Total noninterest expense | $516,000 | 8,252 |
| Salaries and employee benefits | $275,000 | 8,287 |
| Premises and equipment expense | $66,000 | 8,018 |
| Additional noninterest expense | $175,000 | 8,025 |
| Pre-tax net operating income | $-25,000 | 8,364 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $-32,000 | 8,658 |
| Income before extraordinary items | $7,000 | 8,325 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $7,000 | 8,326 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $24,000 | 4,341 |
| Cash dividends | $112,000 | 4,604 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $7,000 | 8,296 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $422,000 | 8,501 |
| Total interest expense | $181,000 | 7,944 |
| Net interest income | $241,000 | 8,610 |
| Provision for loan and lease losses | $0 | 6,626 |
| Total noninterest income | $58,000 | 7,813 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $50,000 | 6,311 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $8,000 | 8,279 |
| Total noninterest expense | $342,000 | 8,261 |
| Salaries and employee benefits | $188,000 | 8,268 |
| Premises and equipment expense | $48,000 | 7,908 |
| Additional noninterest expense | $106,000 | 8,142 |
| Pre-tax net operating income | $-43,000 | 8,424 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $-32,000 | 8,687 |
| Income before extraordinary items | $-11,000 | 8,404 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $-11,000 | 8,404 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 4,491 |
| Cash dividends | $88,000 | 4,409 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $-11,000 | 8,373 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $210,000 | 8,579 |
| Total interest expense | $89,000 | 7,975 |
| Net interest income | $121,000 | 8,689 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $27,000 | 7,907 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $23,000 | 6,401 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $4,000 | 8,331 |
| Total noninterest expense | $172,000 | 8,327 |
| Salaries and employee benefits | $94,000 | 8,344 |
| Premises and equipment expense | $24,000 | 7,971 |
| Additional noninterest expense | $54,000 | 8,182 |
| Pre-tax net operating income | $-24,000 | 8,512 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $-17,000 | 8,728 |
| Income before extraordinary items | $-7,000 | 8,486 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $-7,000 | 8,486 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,728 |
| Cash dividends | $88,000 | 3,073 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $-7,000 | 8,460 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $909,000 | 8,475 |
| Total interest expense | $342,000 | 7,905 |
| Net interest income | $567,000 | 8,587 |
| Provision for loan and lease losses | $71,000 | 5,490 |
| Total noninterest income | $111,000 | 7,953 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $101,000 | 6,463 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $10,000 | 8,525 |
| Total noninterest expense | $692,000 | 8,328 |
| Salaries and employee benefits | $353,000 | 8,454 |
| Premises and equipment expense | $65,000 | 8,418 |
| Additional noninterest expense | $274,000 | 7,856 |
| Pre-tax net operating income | $-85,000 | 8,483 |
| Securities gains (losses) | $2,000 | 3,489 |
| Applicable income taxes | $-66,000 | 8,695 |
| Income before extraordinary items | $-17,000 | 8,460 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-17,000 | 8,462 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $57,000 | 4,468 |
| Cash dividends | $97,000 | 5,547 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $-18,280 | 8,428 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $679,000 | 8,526 |
| Total interest expense | $252,000 | 7,966 |
| Net interest income | $427,000 | 8,631 |
| Provision for loan and lease losses | $40,000 | 5,698 |
| Total noninterest income | $86,000 | 7,980 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $78,000 | 6,466 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $8,000 | 8,558 |
| Total noninterest expense | $458,000 | 8,497 |
| Salaries and employee benefits | $252,000 | 8,505 |
| Premises and equipment expense | $31,000 | 8,728 |
| Additional noninterest expense | $175,000 | 8,097 |
| Pre-tax net operating income | $15,000 | 8,425 |
| Securities gains (losses) | $2,000 | 3,384 |
| Applicable income taxes | $-13,000 | 8,741 |
| Income before extraordinary items | $30,000 | 8,395 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $30,000 | 8,397 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $31,000 | 4,384 |
| Cash dividends | $20,000 | 5,232 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $28,000 | 8,365 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $476,000 | 8,536 |
| Total interest expense | $164,000 | 8,074 |
| Net interest income | $312,000 | 8,621 |
| Provision for loan and lease losses | $40,000 | 5,015 |
| Total noninterest income | $62,000 | 7,920 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $56,000 | 6,337 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $6,000 | 8,561 |
| Total noninterest expense | $319,000 | 8,493 |
| Salaries and employee benefits | $170,000 | 8,542 |
| Premises and equipment expense | $21,000 | 8,751 |
| Additional noninterest expense | $128,000 | 7,991 |
| Pre-tax net operating income | $15,000 | 8,443 |
| Securities gains (losses) | $2,000 | 3,048 |
| Applicable income taxes | $-8,000 | 8,785 |
| Income before extraordinary items | $25,000 | 8,417 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $25,000 | 8,419 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $37,000 | 3,422 |
| Cash dividends | $20,000 | 4,947 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $23,000 | 8,372 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $242,000 | 8,577 |
| Total interest expense | $81,000 | 8,145 |
| Net interest income | $161,000 | 8,645 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $30,000 | 7,962 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $28,000 | 6,308 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $2,000 | 8,709 |
| Total noninterest expense | $162,000 | 8,526 |
| Salaries and employee benefits | $81,000 | 8,637 |
| Premises and equipment expense | $11,000 | 8,739 |
| Additional noninterest expense | $70,000 | 7,888 |
| Pre-tax net operating income | $29,000 | 8,201 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $-1,000 | 8,788 |
| Income before extraordinary items | $30,000 | 8,155 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $30,000 | 8,156 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 4,591 |
| Cash dividends | $10,000 | 3,776 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $30,000 | 8,087 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $1,075,000 | 8,519 |
| Total interest expense | $359,000 | 8,252 |
| Net interest income | $716,000 | 8,538 |
| Provision for loan and lease losses | $155,000 | 4,520 |
| Total noninterest income | $147,000 | 7,830 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $135,000 | 6,073 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $12,000 | 8,712 |
| Total noninterest expense | $593,000 | 8,674 |
| Salaries and employee benefits | $322,000 | 8,696 |
| Premises and equipment expense | $35,000 | 8,959 |
| Additional noninterest expense | $236,000 | 8,179 |
| Pre-tax net operating income | $115,000 | 8,142 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $-21,000 | 8,806 |
| Income before extraordinary items | $136,000 | 8,067 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $136,000 | 8,069 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $51,000 | 5,047 |
| Cash dividends | $16,000 | 6,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $136,000 | 7,945 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $811,000 | 8,605 |
| Total interest expense | $275,000 | 8,355 |
| Net interest income | $536,000 | 8,609 |
| Provision for loan and lease losses | $0 | 7,481 |
| Total noninterest income | $123,000 | 7,732 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $103,000 | 6,070 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $20,000 | 8,256 |
| Total noninterest expense | $427,000 | 8,740 |
| Salaries and employee benefits | $228,000 | 8,767 |
| Premises and equipment expense | $22,000 | 9,040 |
| Additional noninterest expense | $177,000 | 8,211 |
| Pre-tax net operating income | $232,000 | 7,547 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $41,000 | 6,370 |
| Income before extraordinary items | $191,000 | 7,639 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $191,000 | 7,641 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-6,000 | 8,399 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $191,000 | 7,493 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $545,000 | 8,648 |
| Total interest expense | $192,000 | 8,387 |
| Net interest income | $353,000 | 8,659 |
| Provision for loan and lease losses | $0 | 7,324 |
| Total noninterest income | $72,000 | 7,929 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $66,000 | 6,137 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $6,000 | 8,732 |
| Total noninterest expense | $283,000 | 8,757 |
| Salaries and employee benefits | $153,000 | 8,790 |
| Premises and equipment expense | $14,000 | 9,079 |
| Additional noninterest expense | $116,000 | 8,218 |
| Pre-tax net operating income | $142,000 | 7,660 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $24,000 | 6,488 |
| Income before extraordinary items | $118,000 | 7,771 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $118,000 | 7,772 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-5,000 | 8,282 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $118,000 | 7,593 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $280,000 | 8,684 |
| Total interest expense | $98,000 | 8,454 |
| Net interest income | $182,000 | 8,685 |
| Provision for loan and lease losses | $0 | 6,934 |
| Total noninterest income | $36,000 | 7,906 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $34,000 | 6,012 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $2,000 | 8,884 |
| Total noninterest expense | $153,000 | 8,706 |
| Salaries and employee benefits | $79,000 | 8,788 |
| Premises and equipment expense | $7,000 | 9,093 |
| Additional noninterest expense | $67,000 | 8,027 |
| Pre-tax net operating income | $65,000 | 7,750 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $21,000 | 6,031 |
| Income before extraordinary items | $44,000 | 8,014 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $44,000 | 8,013 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,386 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $44,000 | 7,863 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $1,205,000 | 8,677 |
| Total interest expense | $482,000 | 8,434 |
| Net interest income | $723,000 | 8,705 |
| Provision for loan and lease losses | $200,000 | 4,344 |
| Total noninterest income | $158,000 | 7,745 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $133,000 | 6,070 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $25,000 | 8,373 |
| Total noninterest expense | $528,000 | 8,932 |
| Salaries and employee benefits | $307,000 | 8,873 |
| Premises and equipment expense | $32,000 | 9,145 |
| Additional noninterest expense | $189,000 | 8,631 |
| Pre-tax net operating income | $153,000 | 8,100 |
| Securities gains (losses) | $5,000 | 3,957 |
| Applicable income taxes | $27,000 | 6,900 |
| Income before extraordinary items | $131,000 | 8,186 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $131,000 | 8,187 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $146,000 | 3,565 |
| Cash dividends | $91,000 | 5,660 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $126,850 | 8,106 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $1,285,000 | 8,914 |
| Total interest expense | $689,000 | 8,643 |
| Net interest income | $596,000 | 9,042 |
| Provision for loan and lease losses | $10,000 | 7,930 |
| Total noninterest income | $122,000 | 8,206 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $110,000 | 6,399 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $12,000 | 9,046 |
| Total noninterest expense | $450,000 | 9,265 |
| Salaries and employee benefits | $267,000 | 9,192 |
| Premises and equipment expense | $35,000 | 9,354 |
| Additional noninterest expense | $148,000 | 9,070 |
| Pre-tax net operating income | $258,000 | 7,599 |
| Securities gains (losses) | $28,000 | 2,876 |
| Applicable income taxes | $101,000 | 5,997 |
| Income before extraordinary items | $185,000 | 7,834 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $185,000 | 7,836 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $92,000 | 4,190 |
| Cash dividends | $10,000 | 6,518 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $166,800 | 7,819 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $1,311,000 | 9,137 |
| Total interest expense | $683,000 | 8,895 |
| Net interest income | $628,000 | 9,243 |
| Provision for loan and lease losses | $115,000 | 5,030 |
| Total noninterest income | $149,000 | 7,905 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $112,000 | 6,358 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $37,000 | 8,273 |
| Total noninterest expense | $447,000 | 9,496 |
| Salaries and employee benefits | $245,000 | 9,479 |
| Premises and equipment expense | $30,000 | 9,671 |
| Additional noninterest expense | $172,000 | 9,046 |
| Pre-tax net operating income | $215,000 | 8,304 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $45,000 | 7,320 |
| Income before extraordinary items | $170,000 | 8,279 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $170,000 | 8,278 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $114,000 | 3,357 |
| Cash dividends | $35,000 | 6,546 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $170,000 | 8,286 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $1,290,000 | 9,324 |
| Total interest expense | $675,000 | 9,001 |
| Net interest income | $615,000 | 9,476 |
| Provision for loan and lease losses | $69,000 | 5,962 |
| Total noninterest income | $112,000 | 8,637 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $104,000 | 6,628 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $8,000 | 9,823 |
| Total noninterest expense | $440,000 | 9,774 |
| Salaries and employee benefits | $256,000 | 9,694 |
| Premises and equipment expense | $46,000 | 9,708 |
| Additional noninterest expense | $138,000 | 9,627 |
| Pre-tax net operating income | $218,000 | 8,486 |
| Securities gains (losses) | $9,000 | 1,806 |
| Applicable income taxes | $60,000 | 7,499 |
| Income before extraordinary items | $167,000 | 8,531 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $167,000 | 8,529 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $58,000 | 4,567 |
| Cash dividends | $159,000 | 5,565 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $160,340 | 8,538 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $1,326,000 | 9,502 |
| Total interest expense | $719,000 | 9,154 |
| Net interest income | $607,000 | 9,725 |
| Provision for loan and lease losses | $0 | 8,652 |
| Total noninterest income | $118,000 | 8,721 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $104,000 | 6,786 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $14,000 | 9,789 |
| Total noninterest expense | $480,000 | 9,847 |
| Salaries and employee benefits | $268,000 | 9,793 |
| Premises and equipment expense | $56,000 | 9,684 |
| Additional noninterest expense | $156,000 | 9,599 |
| Pre-tax net operating income | $245,000 | 8,692 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $67,000 | 8,035 |
| Income before extraordinary items | $178,000 | 8,781 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $178,000 | 8,780 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,000 | 6,450 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $178,000 | 8,714 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $1,311,000 | 9,917 |
| Total interest expense | $708,000 | 9,517 |
| Net interest income | $603,000 | 10,177 |
| Provision for loan and lease losses | $0 | 8,829 |
| Total noninterest income | $129,000 | 8,910 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $113,000 | 6,913 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $16,000 | 10,083 |
| Total noninterest expense | $456,000 | 10,301 |
| Salaries and employee benefits | $252,000 | 10,254 |
| Premises and equipment expense | $36,000 | 10,506 |
| Additional noninterest expense | $168,000 | 9,797 |
| Pre-tax net operating income | $276,000 | 9,141 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $77,000 | 8,789 |
| Income before extraordinary items | $199,000 | 9,161 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $199,000 | 9,164 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-10,000 | 9,989 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $199,000 | 9,115 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $1,230,000 | 10,485 |
| Total interest expense | $648,000 | 10,123 |
| Net interest income | $582,000 | 10,705 |
| Provision for loan and lease losses | $0 | 9,041 |
| Total noninterest income | $130,000 | 9,364 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $115,000 | 7,175 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $15,000 | 10,709 |
| Total noninterest expense | $426,000 | 10,880 |
| Salaries and employee benefits | $243,000 | 10,763 |
| Premises and equipment expense | $38,000 | 10,966 |
| Additional noninterest expense | $145,000 | 10,597 |
| Pre-tax net operating income | $286,000 | 9,225 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $86,000 | 9,001 |
| Income before extraordinary items | $200,000 | 9,298 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $200,000 | 9,301 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 7,243 |
| Cash dividends | $165,000 | 5,822 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $200,000 | 9,241 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $1,036,000 | 11,218 |
| Total interest expense | $519,000 | 10,953 |
| Net interest income | $517,000 | 11,363 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $122,000 | 9,820 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $110,000 | 7,544 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $12,000 | 11,383 |
| Total noninterest expense | $420,000 | 11,365 |
| Salaries and employee benefits | $229,000 | 11,303 |
| Premises and equipment expense | $32,000 | 11,571 |
| Additional noninterest expense | $159,000 | 10,947 |
| Pre-tax net operating income | $219,000 | 10,332 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $57,000 | 10,046 |
| Income before extraordinary items | $162,000 | 10,346 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $162,000 | 10,349 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 7,475 |
| Cash dividends | $15,000 | 8,467 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $162,000 | 10,325 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $830,000 | 12,022 |
| Total interest expense | $356,000 | 11,801 |
| Net interest income | $474,000 | 12,080 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $103,000 | 10,665 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $93,000 | 8,278 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $10,000 | 12,083 |
| Total noninterest expense | $414,000 | 11,975 |
| Salaries and employee benefits | $208,000 | 12,010 |
| Premises and equipment expense | $44,000 | 11,852 |
| Additional noninterest expense | $162,000 | 11,632 |
| Pre-tax net operating income | $163,000 | 11,177 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $26,000 | 11,018 |
| Income before extraordinary items | $137,000 | 10,975 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $137,000 | 10,982 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-21,000 | 11,294 |
| Cash dividends | $155,000 | 6,003 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $137,000 | 11,028 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $818,000 | 12,642 |
| Total interest expense | $371,000 | 12,350 |
| Net interest income | $447,000 | 12,697 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $87,000 | 11,637 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $78,000 | 9,074 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $9,000 | 12,819 |
| Total noninterest expense | $383,000 | 12,716 |
| Salaries and employee benefits | $195,000 | 12,686 |
| Premises and equipment expense | $54,000 | 12,082 |
| Additional noninterest expense | $134,000 | 12,612 |
| Pre-tax net operating income | $151,000 | 11,463 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $35,000 | 11,268 |
| Income before extraordinary items | $116,000 | 11,627 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $116,000 | 11,679 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-9,000 | 11,674 |
| Cash dividends | $15,000 | 8,780 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $116,000 | 11,421 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $844,000 | 13,281 |
| Total interest expense | $436,000 | 13,042 |
| Net interest income | $408,000 | 13,368 |
| Provision for loan and lease losses | $0 | 11,756 |
| Total noninterest income | $85,000 | 12,134 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $78,000 | 9,234 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $7,000 | 13,545 |
| Total noninterest expense | $299,000 | 13,563 |
| Salaries and employee benefits | $157,000 | 13,506 |
| Premises and equipment expense | $22,000 | 13,625 |
| Additional noninterest expense | $120,000 | 13,325 |
| Pre-tax net operating income | $194,000 | 11,125 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $56,000 | 11,086 |
| Income before extraordinary items | $138,000 | 11,434 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $139,000 | 11,509 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-22,000 | 13,128 |
| Cash dividends | $15,000 | 8,575 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $138,000 | 11,109 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.