Home > The Bank of Fairfield > Income and Expense
The Bank of Fairfield, Income and Expense
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $3,557,000 | 3,240 |
| Total interest expense | $394,000 | 3,627 |
| Net interest income | $3,163,000 | 3,160 |
| Provision for loan and lease losses | $226,000 | 1,966 |
| Total noninterest income | $516,000 | 3,237 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $10,000 | 6,516 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $506,000 | 2,456 |
| Total noninterest expense | $2,527,000 | 3,390 |
| Salaries and employee benefits | $1,411,000 | 3,280 |
| Premises and equipment expense | $296,000 | 3,386 |
| Additional noninterest expense | $820,000 | 3,442 |
| Pre-tax net operating income | $926,000 | 3,039 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $373,000 | 1,809 |
| Income before extraordinary items | $553,000 | 3,751 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $553,000 | 3,753 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $553,000 | 3,754 |
| Net charge-offs | $0 | 4,909 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $9,000 | 717 |
| Net operating income | $553,000 | 3,653 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $1,788,000 | 3,257 |
| Total interest expense | $189,000 | 3,800 |
| Net interest income | $1,599,000 | 3,146 |
| Provision for loan and lease losses | $60,000 | 2,589 |
| Total noninterest income | $17,000 | 6,554 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $5,000 | 6,566 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $12,000 | 6,037 |
| Total noninterest expense | $1,212,000 | 3,524 |
| Salaries and employee benefits | $705,000 | 3,306 |
| Premises and equipment expense | $148,000 | 3,415 |
| Additional noninterest expense | $359,000 | 3,779 |
| Pre-tax net operating income | $344,000 | 3,545 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $144,000 | 2,029 |
| Income before extraordinary items | $200,000 | 4,273 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $200,000 | 4,276 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $200,000 | 4,275 |
| Net charge-offs | $0 | 4,145 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $4,000 | 682 |
| Net operating income | $200,000 | 4,174 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $6,251,000 | 3,727 |
| Total interest expense | $941,000 | 3,757 |
| Net interest income | $5,310,000 | 3,664 |
| Provision for loan and lease losses | $341,000 | 3,213 |
| Total noninterest income | $61,000 | 6,579 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $15,000 | 6,730 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $46,000 | 5,911 |
| Total noninterest expense | $4,431,000 | 3,763 |
| Salaries and employee benefits | $2,661,000 | 3,412 |
| Premises and equipment expense | $593,000 | 3,409 |
| Additional noninterest expense | $1,177,000 | 4,402 |
| Pre-tax net operating income | $599,000 | 4,707 |
| Securities gains (losses) | $4,000 | 3,557 |
| Applicable income taxes | $106,000 | 3,470 |
| Income before extraordinary items | $497,000 | 4,946 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $497,000 | 4,945 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $497,000 | 4,946 |
| Net charge-offs | $0 | 5,985 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $17,000 | 853 |
| Net operating income | $493,720 | 4,761 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $4,532,000 | 3,887 |
| Total interest expense | $693,000 | 3,919 |
| Net interest income | $3,839,000 | 3,816 |
| Provision for loan and lease losses | $235,000 | 3,289 |
| Total noninterest income | $43,000 | 6,714 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $11,000 | 6,825 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $32,000 | 6,068 |
| Total noninterest expense | $3,280,000 | 3,830 |
| Salaries and employee benefits | $2,038,000 | 3,373 |
| Premises and equipment expense | $438,000 | 3,494 |
| Additional noninterest expense | $804,000 | 4,655 |
| Pre-tax net operating income | $367,000 | 5,080 |
| Securities gains (losses) | $4,000 | 3,304 |
| Applicable income taxes | $15,000 | 4,256 |
| Income before extraordinary items | $356,000 | 5,134 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $356,000 | 5,133 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $356,000 | 5,133 |
| Net charge-offs | $0 | 5,771 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $13,000 | 817 |
| Net operating income | $352,160 | 4,953 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $2,965,000 | 3,962 |
| Total interest expense | $423,000 | 4,209 |
| Net interest income | $2,542,000 | 3,851 |
| Provision for loan and lease losses | $175,000 | 3,168 |
| Total noninterest income | $26,000 | 6,784 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $7,000 | 6,880 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $19,000 | 6,184 |
| Total noninterest expense | $2,230,000 | 3,807 |
| Salaries and employee benefits | $1,428,000 | 3,274 |
| Premises and equipment expense | $293,000 | 3,489 |
| Additional noninterest expense | $509,000 | 4,816 |
| Pre-tax net operating income | $163,000 | 5,513 |
| Securities gains (losses) | $4,000 | 2,922 |
| Applicable income taxes | $60,000 | 3,429 |
| Income before extraordinary items | $107,000 | 5,897 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $107,000 | 5,897 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $107,000 | 5,897 |
| Net charge-offs | $0 | 5,507 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $8,000 | 803 |
| Net operating income | $104,440 | 5,757 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $1,474,000 | 4,007 |
| Total interest expense | $196,000 | 4,498 |
| Net interest income | $1,278,000 | 3,854 |
| Provision for loan and lease losses | $75,000 | 3,178 |
| Total noninterest income | $15,000 | 6,801 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $5,000 | 6,835 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $10,000 | 6,212 |
| Total noninterest expense | $1,123,000 | 3,813 |
| Salaries and employee benefits | $741,000 | 3,205 |
| Premises and equipment expense | $146,000 | 3,532 |
| Additional noninterest expense | $236,000 | 5,000 |
| Pre-tax net operating income | $95,000 | 5,461 |
| Securities gains (losses) | $4,000 | 1,941 |
| Applicable income taxes | $35,000 | 3,327 |
| Income before extraordinary items | $64,000 | 5,827 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $64,000 | 5,827 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $64,000 | 5,827 |
| Net charge-offs | $0 | 4,730 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $4,000 | 737 |
| Net operating income | $61,400 | 5,710 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $5,075,000 | 4,529 |
| Total interest expense | $756,000 | 5,048 |
| Net interest income | $4,319,000 | 4,326 |
| Provision for loan and lease losses | $325,000 | 4,009 |
| Total noninterest income | $240,000 | 5,515 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $27,000 | 6,657 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $213,000 | 4,380 |
| Total noninterest expense | $4,211,000 | 3,970 |
| Salaries and employee benefits | $1,832,000 | 4,394 |
| Premises and equipment expense | $558,000 | 3,763 |
| Additional noninterest expense | $1,821,000 | 3,379 |
| Pre-tax net operating income | $23,000 | 5,951 |
| Securities gains (losses) | $2,000 | 3,652 |
| Applicable income taxes | $-109,000 | 6,825 |
| Income before extraordinary items | $134,000 | 5,760 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $134,000 | 5,764 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $134,000 | 5,764 |
| Net charge-offs | $0 | 6,441 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $15,000 | 979 |
| Net operating income | $132,000 | 5,643 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $3,674,000 | 4,675 |
| Total interest expense | $560,000 | 5,187 |
| Net interest income | $3,114,000 | 4,467 |
| Provision for loan and lease losses | $170,000 | 4,363 |
| Total noninterest income | $210,000 | 5,394 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $22,000 | 6,669 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $188,000 | 4,185 |
| Total noninterest expense | $3,204,000 | 3,945 |
| Salaries and employee benefits | $1,462,000 | 4,241 |
| Premises and equipment expense | $419,000 | 3,803 |
| Additional noninterest expense | $1,323,000 | 3,458 |
| Pre-tax net operating income | $-50,000 | 6,219 |
| Securities gains (losses) | $2,000 | 3,369 |
| Applicable income taxes | $-12,000 | 6,804 |
| Income before extraordinary items | $-36,000 | 6,321 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-36,000 | 6,324 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $-36,000 | 6,324 |
| Net charge-offs | $0 | 6,185 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $11,000 | 924 |
| Net operating income | $-37,500 | 6,222 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $2,370,000 | 4,805 |
| Total interest expense | $354,000 | 5,404 |
| Net interest income | $2,016,000 | 4,560 |
| Provision for loan and lease losses | $126,000 | 4,115 |
| Total noninterest income | $188,000 | 4,953 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $14,000 | 6,716 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $174,000 | 3,719 |
| Total noninterest expense | $2,152,000 | 3,979 |
| Salaries and employee benefits | $992,000 | 4,224 |
| Premises and equipment expense | $280,000 | 3,826 |
| Additional noninterest expense | $880,000 | 3,516 |
| Pre-tax net operating income | $-74,000 | 6,374 |
| Securities gains (losses) | $2,000 | 2,702 |
| Applicable income taxes | $-22,000 | 6,936 |
| Income before extraordinary items | $-50,000 | 6,427 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-50,000 | 6,426 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $-50,000 | 6,427 |
| Net charge-offs | $0 | 5,875 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $6,000 | 884 |
| Net operating income | $-51,380 | 6,373 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $1,151,000 | 4,896 |
| Total interest expense | $167,000 | 5,631 |
| Net interest income | $984,000 | 4,618 |
| Provision for loan and lease losses | $90,000 | 3,467 |
| Total noninterest income | $106,000 | 4,809 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $6,000 | 6,773 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $100,000 | 3,570 |
| Total noninterest expense | $1,087,000 | 3,966 |
| Salaries and employee benefits | $512,000 | 4,164 |
| Premises and equipment expense | $139,000 | 3,897 |
| Additional noninterest expense | $436,000 | 3,534 |
| Pre-tax net operating income | $-87,000 | 6,658 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $-28,000 | 7,118 |
| Income before extraordinary items | $-59,000 | 6,609 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $-59,000 | 6,609 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-59,000 | 6,609 |
| Net charge-offs | $0 | 5,107 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $2,000 | 861 |
| Net operating income | $-59,000 | 6,600 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $3,831,000 | 5,496 |
| Total interest expense | $760,000 | 5,812 |
| Net interest income | $3,071,000 | 5,290 |
| Provision for loan and lease losses | $370,000 | 4,553 |
| Total noninterest income | $608,000 | 4,211 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $18,000 | 6,633 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $590,000 | 2,944 |
| Total noninterest expense | $3,836,000 | 4,330 |
| Salaries and employee benefits | $2,097,000 | 4,100 |
| Premises and equipment expense | $544,000 | 3,978 |
| Additional noninterest expense | $1,195,000 | 4,623 |
| Pre-tax net operating income | $-527,000 | 6,265 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $-174,000 | 6,941 |
| Income before extraordinary items | $-353,000 | 6,279 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-353,000 | 6,280 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $-353,000 | 6,281 |
| Net charge-offs | $0 | 6,851 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $11,000 | 1,150 |
| Net operating income | $-353,000 | 6,229 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $2,760,000 | 5,708 |
| Total interest expense | $600,000 | 5,859 |
| Net interest income | $2,160,000 | 5,538 |
| Provision for loan and lease losses | $280,000 | 4,409 |
| Total noninterest income | $397,000 | 4,531 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $12,000 | 6,750 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $385,000 | 3,168 |
| Total noninterest expense | $2,775,000 | 4,446 |
| Salaries and employee benefits | $1,490,000 | 4,285 |
| Premises and equipment expense | $403,000 | 4,077 |
| Additional noninterest expense | $882,000 | 4,653 |
| Pre-tax net operating income | $-498,000 | 6,547 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $-166,000 | 7,163 |
| Income before extraordinary items | $-332,000 | 6,557 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-332,000 | 6,557 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $-332,000 | 6,557 |
| Net charge-offs | $0 | 6,672 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $8,000 | 1,073 |
| Net operating income | $-332,000 | 6,481 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $1,741,000 | 5,878 |
| Total interest expense | $411,000 | 5,896 |
| Net interest income | $1,330,000 | 5,725 |
| Provision for loan and lease losses | $190,000 | 4,296 |
| Total noninterest income | $233,000 | 4,749 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $5,000 | 6,864 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $228,000 | 3,286 |
| Total noninterest expense | $1,778,000 | 4,579 |
| Salaries and employee benefits | $944,000 | 4,452 |
| Premises and equipment expense | $266,000 | 4,115 |
| Additional noninterest expense | $568,000 | 4,739 |
| Pre-tax net operating income | $-405,000 | 6,672 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $-136,000 | 7,255 |
| Income before extraordinary items | $-269,000 | 6,654 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-269,000 | 6,656 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $-269,000 | 6,655 |
| Net charge-offs | $0 | 6,372 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $8,000 | 978 |
| Net operating income | $-269,000 | 6,602 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $825,000 | 6,073 |
| Total interest expense | $219,000 | 5,896 |
| Net interest income | $606,000 | 5,985 |
| Provision for loan and lease losses | $70,000 | 4,445 |
| Total noninterest income | $118,000 | 4,741 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $1,000 | 6,994 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $117,000 | 3,232 |
| Total noninterest expense | $842,000 | 4,762 |
| Salaries and employee benefits | $429,000 | 4,797 |
| Premises and equipment expense | $133,000 | 4,203 |
| Additional noninterest expense | $280,000 | 4,785 |
| Pre-tax net operating income | $-188,000 | 6,819 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $-63,000 | 7,372 |
| Income before extraordinary items | $-125,000 | 6,808 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-125,000 | 6,809 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $-125,000 | 6,808 |
| Net charge-offs | $0 | 5,610 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $3,000 | 953 |
| Net operating income | $-125,000 | 6,762 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $1,700,000 | 7,274 |
| Total interest expense | $558,000 | 7,002 |
| Net interest income | $1,142,000 | 7,304 |
| Provision for loan and lease losses | $580,000 | 4,314 |
| Total noninterest income | $51,000 | 7,395 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $3,000 | 7,077 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $48,000 | 6,408 |
| Total noninterest expense | $2,971,000 | 5,215 |
| Salaries and employee benefits | $1,307,000 | 5,594 |
| Premises and equipment expense | $532,000 | 4,214 |
| Additional noninterest expense | $1,132,000 | 4,886 |
| Pre-tax net operating income | $-2,358,000 | 6,733 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $-798,000 | 7,206 |
| Income before extraordinary items | $-1,560,000 | 6,591 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-1,560,000 | 6,592 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-1,560,000 | 6,592 |
| Net charge-offs | $0 | 7,246 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $11,000 | 1,280 |
| Net operating income | $-1,560,000 | 6,588 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $957,000 | 7,646 |
| Total interest expense | $364,000 | 7,277 |
| Net interest income | $593,000 | 7,701 |
| Provision for loan and lease losses | $430,000 | 4,065 |
| Total noninterest income | $13,000 | 7,743 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $2,000 | 7,142 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $11,000 | 7,238 |
| Total noninterest expense | $2,187,000 | 5,272 |
| Salaries and employee benefits | $946,000 | 5,730 |
| Premises and equipment expense | $396,000 | 4,287 |
| Additional noninterest expense | $845,000 | 4,906 |
| Pre-tax net operating income | $-2,011,000 | 7,046 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $-681,000 | 7,431 |
| Income before extraordinary items | $-1,330,000 | 6,923 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-1,330,000 | 6,925 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-1,330,000 | 6,925 |
| Net charge-offs | $0 | 6,987 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $8,000 | 1,185 |
| Net operating income | $-1,330,000 | 6,901 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $492,000 | 7,888 |
| Total interest expense | $232,000 | 7,415 |
| Net interest income | $260,000 | 7,973 |
| Provision for loan and lease losses | $300,000 | 3,683 |
| Total noninterest income | $9,000 | 7,827 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $1,000 | 7,215 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $8,000 | 7,329 |
| Total noninterest expense | $1,434,000 | 5,374 |
| Salaries and employee benefits | $588,000 | 5,972 |
| Premises and equipment expense | $263,000 | 4,316 |
| Additional noninterest expense | $583,000 | 4,809 |
| Pre-tax net operating income | $-1,465,000 | 7,225 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $-496,000 | 7,576 |
| Income before extraordinary items | $-969,000 | 7,137 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-969,000 | 7,137 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-969,000 | 7,138 |
| Net charge-offs | $0 | 6,628 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $5,000 | 1,151 |
| Net operating income | $-969,000 | 7,128 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $218,000 | 8,009 |
| Total interest expense | $120,000 | 7,472 |
| Net interest income | $98,000 | 8,106 |
| Provision for loan and lease losses | $150,000 | 3,210 |
| Total noninterest income | $0 | 8,039 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $0 | 7,262 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $0 | 7,833 |
| Total noninterest expense | $729,000 | 5,262 |
| Salaries and employee benefits | $289,000 | 6,065 |
| Premises and equipment expense | $137,000 | 4,253 |
| Additional noninterest expense | $303,000 | 4,378 |
| Pre-tax net operating income | $-781,000 | 7,531 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $-245,000 | 7,758 |
| Income before extraordinary items | $-536,000 | 7,477 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-536,000 | 7,477 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $-536,000 | 7,478 |
| Net charge-offs | $0 | 5,728 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $2,000 | 1,034 |
| Net operating income | $-536,000 | 7,453 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $221,000 | 8,252 |
| Total interest expense | $58,000 | 8,225 |
| Net interest income | $163,000 | 8,247 |
| Provision for loan and lease losses | $350,000 | 4,356 |
| Total noninterest income | $9,000 | 8,029 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $0 | 7,335 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $9,000 | 7,711 |
| Total noninterest expense | $1,877,000 | 6,394 |
| Salaries and employee benefits | $552,000 | 7,533 |
| Premises and equipment expense | $107,000 | 7,548 |
| Additional noninterest expense | $1,218,000 | 4,249 |
| Pre-tax net operating income | $-2,055,000 | 7,374 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $-645,000 | 7,579 |
| Income before extraordinary items | $-1,410,000 | 7,180 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-1,410,000 | 7,180 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,039 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $3,000 | 1,363 |
| Net operating income | $-1,410,000 | 7,286 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $39,000 | 8,378 |
| Total interest expense | $3,000 | 8,364 |
| Net interest income | $36,000 | 8,374 |
| Provision for loan and lease losses | $135,000 | 4,747 |
| Total noninterest income | $0 | 8,226 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $0 | 7,386 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $0 | 8,105 |
| Total noninterest expense | $1,069,000 | 6,979 |
| Salaries and employee benefits | $98,000 | 8,324 |
| Premises and equipment expense | $15,000 | 8,300 |
| Additional noninterest expense | $956,000 | 3,995 |
| Pre-tax net operating income | $-1,168,000 | 7,612 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $-367,000 | 7,804 |
| Income before extraordinary items | $-801,000 | 7,402 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $-801,000 | 7,399 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,534 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $2,000 | 1,220 |
| Net operating income | $-801,000 | 7,520 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.