Home > The Bank of Elk River > Income and Expense

The Bank of Elk River, Income and Expense

2025-03-31 (YTD Data)Rank
Total interest income$7,997,0001,498
Total interest expense$2,577,0001,599
Net interest income$5,420,0001,452
Provision for loan and lease losses$150,0001,175
Total noninterest income$1,009,0001,288
Gross Fiduciary activities income$0918
Service charges on deposit accounts$347,000787
Trading account gains and feesNANA
Additional Noninterest Income$662,0001,271
Total noninterest expense$4,646,0001,361
Salaries and employee benefits$2,911,0001,263
Premises and equipment expense$371,0001,613
Additional noninterest expense$662,0001,271
Pre-tax net operating income$1,633,0001,651
Securities gains (losses)$-4,0003,964
Applicable income taxes$106,0002,012
Income before extraordinary items$1,523,0001,568
Extraordinary gains, net$047
Net income$1,523,0001,584
Minority interest net income$065
Net income of bank and minority interests.$1,523,0001,568
Net charge-offs$83,000855
Cash dividends$695,0001,140
Sale, conversion, retirement of capital stock, net$0467
Net operating income$1,526,7201,573
2024-12-31 (YTD Data)Rank
Total interest income$29,966,0001,557
Total interest expense$10,260,0001,643
Net interest income$19,706,0001,501
Provision for loan and lease losses$375,0001,586
Total noninterest income$4,413,0001,273
Gross Fiduciary activities income$01,000
Service charges on deposit accounts$1,455,000763
Trading account gains and feesNANA
Additional Noninterest Income$2,958,0001,226
Total noninterest expense$18,130,0001,352
Salaries and employee benefits$11,094,0001,279
Premises and equipment expense$1,404,0001,640
Additional noninterest expense$2,958,0001,226
Pre-tax net operating income$5,614,0001,733
Securities gains (losses)$0940
Applicable income taxes$305,0002,152
Income before extraordinary items$5,309,0001,634
Extraordinary gains, net$053
Net income$5,309,0001,651
Minority interest net income$090
Net income of bank and minority interests.$5,309,0001,634
Net charge-offs$58,0002,023
Cash dividends$1,754,0001,740
Sale, conversion, retirement of capital stock, net$0564
Net operating income$5,309,0001,636
2024-09-30 (YTD Data)Rank
Total interest income$22,119,0001,563
Total interest expense$7,617,0001,652
Net interest income$14,502,0001,501
Provision for loan and lease losses$375,0001,286
Total noninterest income$3,391,0001,243
Gross Fiduciary activities income$0972
Service charges on deposit accounts$1,095,000754
Trading account gains and feesNANA
Additional Noninterest Income$2,296,0001,195
Total noninterest expense$13,702,0001,327
Salaries and employee benefits$8,564,0001,235
Premises and equipment expense$1,040,0001,644
Additional noninterest expense$2,296,0001,195
Pre-tax net operating income$3,816,0001,845
Securities gains (losses)$0930
Applicable income taxes$211,0002,220
Income before extraordinary items$3,605,0001,722
Extraordinary gains, net$051
Net income$3,605,0001,742
Minority interest net income$082
Net income of bank and minority interests.$3,605,0001,724
Net charge-offs$21,0002,099
Cash dividends$1,504,0001,403
Sale, conversion, retirement of capital stock, net$0527
Net operating income$3,605,0001,723
2024-06-30 (YTD Data)Rank
Total interest income$14,348,0001,578
Total interest expense$4,803,0001,680
Net interest income$9,545,0001,503
Provision for loan and lease losses$325,0001,044
Total noninterest income$2,219,0001,252
Gross Fiduciary activities income$0962
Service charges on deposit accounts$712,000762
Trading account gains and feesNANA
Additional Noninterest Income$1,507,0001,208
Total noninterest expense$9,118,0001,332
Salaries and employee benefits$5,722,0001,242
Premises and equipment expense$690,0001,643
Additional noninterest expense$1,507,0001,208
Pre-tax net operating income$2,321,0001,937
Securities gains (losses)$0628
Applicable income taxes$127,0002,246
Income before extraordinary items$2,194,0001,815
Extraordinary gains, net$052
Net income$2,194,0001,840
Minority interest net income$084
Net income of bank and minority interests.$2,194,0001,816
Net charge-offs$52,0001,388
Cash dividends$995,0001,469
Sale, conversion, retirement of capital stock, net$0496
Net operating income$2,194,0001,814
2024-03-31 (YTD Data)Rank
Total interest income$6,920,0001,610
Total interest expense$2,258,0001,733
Net interest income$4,662,0001,521
Provision for loan and lease losses$150,000959
Total noninterest income$1,032,0001,291
Gross Fiduciary activities income$0895
Service charges on deposit accounts$345,000779
Trading account gains and feesNANA
Additional Noninterest Income$687,0001,256
Total noninterest expense$4,606,0001,323
Salaries and employee benefits$2,908,0001,229
Premises and equipment expense$345,0001,651
Additional noninterest expense$687,0001,256
Pre-tax net operating income$938,0002,138
Securities gains (losses)$0689
Applicable income taxes$46,0002,359
Income before extraordinary items$892,0002,034
Extraordinary gains, net$051
Net income$892,0002,058
Minority interest net income$072
Net income of bank and minority interests.$892,0002,034
Net charge-offs$35,0001,065
Cash dividends$429,0001,376
Sale, conversion, retirement of capital stock, net$0434
Net operating income$892,0002,039
2023-12-31 (YTD Data)Rank
Total interest income$25,044,0001,608
Total interest expense$5,405,0001,927
Net interest income$19,639,0001,455
Provision for loan and lease losses$474,0001,333
Total noninterest income$4,986,0001,203
Gross Fiduciary activities income$0981
Service charges on deposit accounts$1,335,000802
Trading account gains and feesNANA
Additional Noninterest Income$3,651,0001,104
Total noninterest expense$17,721,0001,329
Salaries and employee benefits$10,640,0001,282
Premises and equipment expense$1,494,0001,543
Additional noninterest expense$3,651,0001,104
Pre-tax net operating income$6,430,0001,643
Securities gains (losses)$0988
Applicable income taxes$399,0002,053
Income before extraordinary items$6,031,0001,519
Extraordinary gains, net$054
Net income$6,031,0001,534
Minority interest net income$088
Net income of bank and minority interests.$6,031,0001,522
Net charge-offs$21,0002,187
Cash dividends$3,282,0001,108
Sale, conversion, retirement of capital stock, net$0540
Net operating income$6,031,0001,542
2023-09-30 (YTD Data)Rank
Total interest income$18,313,0001,610
Total interest expense$3,472,0001,987
Net interest income$14,841,0001,466
Provision for loan and lease losses$247,0001,495
Total noninterest income$3,845,0001,175
Gross Fiduciary activities income$0950
Service charges on deposit accounts$993,000806
Trading account gains and feesNANA
Additional Noninterest Income$2,852,0001,066
Total noninterest expense$13,406,0001,327
Salaries and employee benefits$8,188,0001,258
Premises and equipment expense$1,133,0001,533
Additional noninterest expense$2,852,0001,066
Pre-tax net operating income$5,033,0001,647
Securities gains (losses)$0849
Applicable income taxes$343,0002,021
Income before extraordinary items$4,690,0001,530
Extraordinary gains, net$052
Net income$4,690,0001,542
Minority interest net income$081
Net income of bank and minority interests.$4,690,0001,530
Net charge-offs$-33,0004,128
Cash dividends$3,282,000832
Sale, conversion, retirement of capital stock, net$0507
Net operating income$4,690,0001,555
2023-06-30 (YTD Data)Rank
Total interest income$11,918,0001,608
Total interest expense$1,860,0002,110
Net interest income$10,058,0001,462
Provision for loan and lease losses$247,0001,198
Total noninterest income$2,489,0001,140
Gross Fiduciary activities income$0931
Service charges on deposit accounts$663,000794
Trading account gains and feesNANA
Additional Noninterest Income$1,826,0001,042
Total noninterest expense$8,876,0001,319
Salaries and employee benefits$5,538,0001,237
Premises and equipment expense$738,0001,552
Additional noninterest expense$1,826,0001,041
Pre-tax net operating income$3,424,0001,614
Securities gains (losses)$0938
Applicable income taxes$253,0001,976
Income before extraordinary items$3,171,0001,499
Extraordinary gains, net$051
Net income$3,171,0001,517
Minority interest net income$081
Net income of bank and minority interests.$3,171,0001,499
Net charge-offs$-26,0004,185
Cash dividends$2,613,000702
Sale, conversion, retirement of capital stock, net$0486
Net operating income$3,171,0001,507
2023-03-31 (YTD Data)Rank
Total interest income$5,855,0001,610
Total interest expense$666,0002,298
Net interest income$5,189,0001,429
Provision for loan and lease losses$372,000597
Total noninterest income$1,079,0001,244
Gross Fiduciary activities income$0913
Service charges on deposit accounts$340,000786
Trading account gains and feesNANA
Additional Noninterest Income$739,0001,186
Total noninterest expense$4,359,0001,346
Salaries and employee benefits$2,773,0001,255
Premises and equipment expense$363,0001,602
Additional noninterest expense$739,0001,186
Pre-tax net operating income$1,537,0001,751
Securities gains (losses)$0950
Applicable income taxes$139,0001,925
Income before extraordinary items$1,398,0001,682
Extraordinary gains, net$04
Net income$1,398,0001,681
Minority interest net income$048
Net income of bank and minority interests.$1,398,0001,682
Net charge-offs$16,0001,193
Cash dividends$1,372,000643
Sale, conversion, retirement of capital stock, net$0430
Net operating income$1,398,0001,700
2022-12-31 (YTD Data)Rank
Total interest income$20,209,0001,559
Total interest expense$942,0002,494
Net interest income$19,267,0001,482
Provision for loan and lease losses$-500,0004,523
Total noninterest income$5,133,0001,187
Gross Fiduciary activities income$01,005
Service charges on deposit accounts$1,364,000801
Trading account gains and feesNANA
Additional Noninterest Income$3,769,0001,092
Total noninterest expense$17,538,0001,311
Salaries and employee benefits$11,217,0001,212
Premises and equipment expense$1,389,0001,612
Additional noninterest expense$3,769,0001,092
Pre-tax net operating income$7,362,0001,581
Securities gains (losses)$0691
Applicable income taxes$499,0002,028
Income before extraordinary items$6,863,0001,486
Extraordinary gains, net$05
Net income$6,863,0001,485
Minority interest net income$063
Net income of bank and minority interests.$6,863,0001,485
Net charge-offs$-121,0004,330
Cash dividends$1,752,0001,631
Sale, conversion, retirement of capital stock, net$0568
Net operating income$6,863,0001,503
2022-09-30 (YTD Data)Rank
Total interest income$14,659,0001,556
Total interest expense$635,0002,324
Net interest income$14,024,0001,494
Provision for loan and lease losses$-500,0004,583
Total noninterest income$3,770,0001,211
Gross Fiduciary activities income$0968
Service charges on deposit accounts$1,022,000804
Trading account gains and feesNANA
Additional Noninterest Income$2,748,0001,131
Total noninterest expense$12,754,0001,338
Salaries and employee benefits$8,169,0001,234
Premises and equipment expense$1,041,0001,625
Additional noninterest expense$2,748,0001,131
Pre-tax net operating income$5,540,0001,575
Securities gains (losses)$0740
Applicable income taxes$339,0002,108
Income before extraordinary items$5,201,0001,438
Extraordinary gains, net$04
Net income$5,201,0001,437
Minority interest net income$057
Net income of bank and minority interests.$5,201,0001,438
Net charge-offs$-203,0004,474
Cash dividends$1,502,0001,341
Sale, conversion, retirement of capital stock, net$0519
Net operating income$5,201,0001,471
2022-06-30 (YTD Data)Rank
Total interest income$9,369,0001,561
Total interest expense$425,0002,168
Net interest income$8,944,0001,511
Provision for loan and lease losses$-500,0004,608
Total noninterest income$2,424,0001,225
Gross Fiduciary activities income$0925
Service charges on deposit accounts$670,000811
Trading account gains and feesNANA
Additional Noninterest Income$1,754,0001,198
Total noninterest expense$8,237,0001,367
Salaries and employee benefits$5,226,0001,271
Premises and equipment expense$690,0001,649
Additional noninterest expense$2,321,0001,444
Pre-tax net operating income$3,631,0001,509
Securities gains (losses)$0687
Applicable income taxes$210,0002,088
Income before extraordinary items$3,421,0001,373
Extraordinary gains, net$04
Net income$3,421,0001,373
Minority interest net income$060
Net income of bank and minority interests.$3,421,0001,373
Net charge-offs$-210,0004,561
Cash dividends$1,252,0001,172
Sale, conversion, retirement of capital stock, net$0494
Net operating income$3,421,0001,407
2022-03-31 (YTD Data)Rank
Total interest income$4,544,0001,550
Total interest expense$219,0002,081
Net interest income$4,325,0001,513
Provision for loan and lease losses$02,285
Total noninterest income$1,052,0001,327
Gross Fiduciary activities income$0892
Service charges on deposit accounts$337,000803
Trading account gains and feesNANA
Additional Noninterest Income$715,0001,359
Total noninterest expense$4,085,0001,367
Salaries and employee benefits$2,627,0001,264
Premises and equipment expense$341,0001,681
Additional noninterest expense$1,117,0001,458
Pre-tax net operating income$1,292,0001,824
Securities gains (losses)$0623
Applicable income taxes$84,0002,184
Income before extraordinary items$1,208,0001,691
Extraordinary gains, net$04
Net income$1,208,0001,692
Minority interest net income$050
Net income of bank and minority interests.$1,208,0001,691
Net charge-offs$-111,0004,573
Cash dividends$446,0001,257
Sale, conversion, retirement of capital stock, net$0453
Net operating income$1,208,0001,707
2021-12-31 (YTD Data)Rank
Total interest income$19,954,0001,487
Total interest expense$1,122,0002,050
Net interest income$18,832,0001,436
Provision for loan and lease losses$165,0001,878
Total noninterest income$4,805,0001,347
Gross Fiduciary activities income$0994
Service charges on deposit accounts$1,234,000812
Trading account gains and feesNANA
Additional Noninterest Income$3,571,0001,344
Total noninterest expense$16,401,0001,350
Salaries and employee benefits$10,506,0001,252
Premises and equipment expense$1,274,0001,748
Additional noninterest expense$4,621,0001,413
Pre-tax net operating income$7,071,0001,626
Securities gains (losses)$02,062
Applicable income taxes$565,0002,017
Income before extraordinary items$6,506,0001,577
Extraordinary gains, net$010
Net income$6,506,0001,577
Minority interest net income$074
Net income of bank and minority interests.$6,506,0001,577
Net charge-offs$179,0001,077
Cash dividends$2,781,0001,243
Sale, conversion, retirement of capital stock, net$0582
Net operating income$6,506,0001,556
2021-09-30 (YTD Data)Rank
Total interest income$15,108,0001,503
Total interest expense$883,0002,066
Net interest income$14,225,0001,452
Provision for loan and lease losses$165,0001,613
Total noninterest income$3,561,0001,382
Gross Fiduciary activities income$0957
Service charges on deposit accounts$878,000847
Trading account gains and feesNANA
Additional Noninterest Income$2,683,0001,390
Total noninterest expense$12,049,0001,386
Salaries and employee benefits$7,787,0001,274
Premises and equipment expense$968,0001,747
Additional noninterest expense$3,294,0001,482
Pre-tax net operating income$5,572,0001,635
Securities gains (losses)$02,015
Applicable income taxes$10,0003,516
Income before extraordinary items$5,562,0001,500
Extraordinary gains, net$08
Net income$5,562,0001,500
Minority interest net income$069
Net income of bank and minority interests.$5,562,0001,500
Net charge-offs$182,000829
Cash dividends$2,781,000918
Sale, conversion, retirement of capital stock, net$0543
Net operating income$5,562,0001,469
2021-06-30 (YTD Data)Rank
Total interest income$9,925,0001,509
Total interest expense$621,0002,056
Net interest income$9,304,0001,464
Provision for loan and lease losses$165,0001,318
Total noninterest income$2,383,0001,380
Gross Fiduciary activities income$0951
Service charges on deposit accounts$538,000884
Trading account gains and feesNANA
Additional Noninterest Income$1,845,0001,355
Total noninterest expense$7,789,0001,407
Salaries and employee benefits$5,000,0001,300
Premises and equipment expense$639,0001,752
Additional noninterest expense$2,150,0001,483
Pre-tax net operating income$3,733,0001,602
Securities gains (losses)$01,818
Applicable income taxes$10,0003,462
Income before extraordinary items$3,723,0001,477
Extraordinary gains, net$06
Net income$3,723,0001,477
Minority interest net income$067
Net income of bank and minority interests.$3,723,0001,477
Net charge-offs$-9,0003,778
Cash dividends$2,157,000797
Sale, conversion, retirement of capital stock, net$0517
Net operating income$3,723,0001,440
2021-03-31 (YTD Data)Rank
Total interest income$4,992,0001,512
Total interest expense$330,0002,043
Net interest income$4,662,0001,447
Provision for loan and lease losses$165,000900
Total noninterest income$1,108,0001,429
Gross Fiduciary activities income$0922
Service charges on deposit accounts$268,000864
Trading account gains and feesNANA
Additional Noninterest Income$840,0001,424
Total noninterest expense$3,850,0001,412
Salaries and employee benefits$2,505,0001,287
Premises and equipment expense$343,0001,672
Additional noninterest expense$1,002,0001,547
Pre-tax net operating income$1,755,0001,675
Securities gains (losses)$01,392
Applicable income taxes$10,0003,270
Income before extraordinary items$1,745,0001,540
Extraordinary gains, net$03
Net income$1,745,0001,540
Minority interest net income$055
Net income of bank and minority interests.$1,745,0001,540
Net charge-offs$4,0001,577
Cash dividends$849,000861
Sale, conversion, retirement of capital stock, net$0482
Net operating income$1,745,0001,505
2020-12-31 (YTD Data)Rank
Total interest income$20,420,0001,471
Total interest expense$1,769,0002,128
Net interest income$18,651,0001,370
Provision for loan and lease losses$1,925,0001,070
Total noninterest income$4,144,0001,428
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$1,209,000802
Trading account gains and feesNANA
Additional Noninterest Income$2,935,0001,453
Total noninterest expense$14,378,0001,454
Salaries and employee benefits$9,066,0001,357
Premises and equipment expense$1,333,0001,659
Additional noninterest expense$3,979,0001,541
Pre-tax net operating income$6,492,0001,466
Securities gains (losses)$60,0001,640
Applicable income taxes$10,0003,498
Income before extraordinary items$6,542,0001,326
Extraordinary gains, net$04
Net income$6,542,0001,327
Minority interest net income$072
Net income of bank and minority interests.$6,542,0001,327
Net charge-offs$-18,0004,374
Cash dividends$3,463,0001,010
Sale, conversion, retirement of capital stock, net$0566
Net operating income$6,482,0001,300
2020-09-30 (YTD Data)Rank
Total interest income$15,393,0001,469
Total interest expense$1,383,0002,152
Net interest income$14,010,0001,359
Provision for loan and lease losses$1,550,0001,038
Total noninterest income$3,027,0001,411
Gross Fiduciary activities income$0981
Service charges on deposit accounts$904,000800
Trading account gains and feesNANA
Additional Noninterest Income$2,123,0001,430
Total noninterest expense$10,683,0001,450
Salaries and employee benefits$6,721,0001,360
Premises and equipment expense$1,009,0001,648
Additional noninterest expense$2,953,0001,533
Pre-tax net operating income$4,804,0001,445
Securities gains (losses)$60,0001,458
Applicable income taxes$10,0003,464
Income before extraordinary items$4,854,0001,310
Extraordinary gains, net$04
Net income$4,854,0001,310
Minority interest net income$065
Net income of bank and minority interests.$4,854,0001,310
Net charge-offs$-17,0004,382
Cash dividends$3,463,000746
Sale, conversion, retirement of capital stock, net$0532
Net operating income$4,794,0001,279
2020-06-30 (YTD Data)Rank
Total interest income$9,979,0001,521
Total interest expense$963,0002,202
Net interest income$9,016,0001,399
Provision for loan and lease losses$1,175,000986
Total noninterest income$1,889,0001,415
Gross Fiduciary activities income$0970
Service charges on deposit accounts$600,000804
Trading account gains and feesNANA
Additional Noninterest Income$1,289,0001,444
Total noninterest expense$7,049,0001,449
Salaries and employee benefits$4,466,0001,358
Premises and equipment expense$626,0001,739
Additional noninterest expense$1,957,0001,535
Pre-tax net operating income$2,681,0001,600
Securities gains (losses)$60,0001,219
Applicable income taxes$10,0003,373
Income before extraordinary items$2,731,0001,428
Extraordinary gains, net$04
Net income$2,731,0001,428
Minority interest net income$065
Net income of bank and minority interests.$2,731,0001,428
Net charge-offs$14,0002,334
Cash dividends$2,248,000740
Sale, conversion, retirement of capital stock, net$0504
Net operating income$2,671,0001,416
2020-03-31 (YTD Data)Rank
Total interest income$4,633,0001,605
Total interest expense$508,0002,265
Net interest income$4,125,0001,476
Provision for loan and lease losses$300,0001,167
Total noninterest income$1,000,0001,283
Gross Fiduciary activities income$0941
Service charges on deposit accounts$379,000777
Trading account gains and feesNANA
Additional Noninterest Income$621,0001,326
Total noninterest expense$3,600,0001,442
Salaries and employee benefits$2,295,0001,342
Premises and equipment expense$318,0001,743
Additional noninterest expense$987,0001,534
Pre-tax net operating income$1,225,0001,560
Securities gains (losses)$31,0001,001
Applicable income taxes$03,513
Income before extraordinary items$1,256,0001,367
Extraordinary gains, net$04
Net income$1,256,0001,365
Minority interest net income$056
Net income of bank and minority interests.$1,256,0001,367
Net charge-offs$11,0001,834
Cash dividends$1,103,000758
Sale, conversion, retirement of capital stock, net$0482
Net operating income$1,225,0001,381
2019-12-31 (YTD Data)Rank
Total interest income$18,538,0001,615
Total interest expense$1,981,0002,354
Net interest income$16,557,0001,461
Provision for loan and lease losses$-220,0005,048
Total noninterest income$4,445,0001,212
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$1,457,000820
Trading account gains and feesNANA
Additional Noninterest Income$2,988,0001,205
Total noninterest expense$13,841,0001,446
Salaries and employee benefits$8,532,0001,381
Premises and equipment expense$1,300,0001,691
Additional noninterest expense$4,009,0001,504
Pre-tax net operating income$7,381,0001,302
Securities gains (losses)$02,379
Applicable income taxes$630,0001,802
Income before extraordinary items$6,751,0001,277
Extraordinary gains, net$011
Net income$6,751,0001,278
Minority interest net income$076
Net income of bank and minority interests.$6,751,0001,279
Net charge-offs$129,0002,032
Cash dividends$4,017,000956
Sale, conversion, retirement of capital stock, net$0626
Net operating income$6,751,0001,254
2019-09-30 (YTD Data)Rank
Total interest income$13,832,0001,642
Total interest expense$1,456,0002,400
Net interest income$12,376,0001,475
Provision for loan and lease losses$-325,0005,173
Total noninterest income$3,330,0001,206
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$1,055,000848
Trading account gains and feesNANA
Additional Noninterest Income$2,275,0001,179
Total noninterest expense$10,269,0001,471
Salaries and employee benefits$6,388,0001,391
Premises and equipment expense$966,0001,719
Additional noninterest expense$2,915,0001,539
Pre-tax net operating income$5,762,0001,301
Securities gains (losses)$02,167
Applicable income taxes$630,0001,620
Income before extraordinary items$5,132,0001,289
Extraordinary gains, net$011
Net income$5,132,0001,291
Minority interest net income$072
Net income of bank and minority interests.$5,132,0001,291
Net charge-offs$24,0002,619
Cash dividends$2,679,000957
Sale, conversion, retirement of capital stock, net$0590
Net operating income$5,132,0001,264
2019-06-30 (YTD Data)Rank
Total interest income$9,151,0001,656
Total interest expense$937,0002,436
Net interest income$8,214,0001,482
Provision for loan and lease losses$-410,0005,240
Total noninterest income$1,952,0001,299
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$676,000867
Trading account gains and feesNANA
Additional Noninterest Income$1,276,0001,282
Total noninterest expense$6,926,0001,462
Salaries and employee benefits$4,274,0001,377
Premises and equipment expense$650,0001,713
Additional noninterest expense$2,002,0001,510
Pre-tax net operating income$3,650,0001,325
Securities gains (losses)$01,702
Applicable income taxes$630,0001,261
Income before extraordinary items$3,020,0001,378
Extraordinary gains, net$011
Net income$3,020,0001,377
Minority interest net income$069
Net income of bank and minority interests.$3,020,0001,378
Net charge-offs$23,0002,284
Cash dividends$1,541,0001,079
Sale, conversion, retirement of capital stock, net$0573
Net operating income$3,020,0001,355
2019-03-31 (YTD Data)Rank
Total interest income$4,479,0001,674
Total interest expense$439,0002,489
Net interest income$4,040,0001,505
Provision for loan and lease losses$-515,0005,325
Total noninterest income$917,0001,313
Gross Fiduciary activities income$0972
Service charges on deposit accounts$326,000890
Trading account gains and feesNANA
Additional Noninterest Income$591,0001,290
Total noninterest expense$3,461,0001,479
Salaries and employee benefits$2,158,0001,370
Premises and equipment expense$325,0001,739
Additional noninterest expense$978,0001,537
Pre-tax net operating income$2,011,0001,207
Securities gains (losses)$01,087
Applicable income taxes$630,000751
Income before extraordinary items$1,381,0001,443
Extraordinary gains, net$05
Net income$1,381,0001,442
Minority interest net income$052
Net income of bank and minority interests.$1,381,0001,442
Net charge-offs$-104,0005,200
Cash dividends$500,0001,319
Sale, conversion, retirement of capital stock, net$0529
Net operating income$1,381,0001,420
2018-12-31 (YTD Data)Rank
Total interest income$17,631,0001,618
Total interest expense$1,309,0002,543
Net interest income$16,322,0001,478
Provision for loan and lease losses$04,082
Total noninterest income$4,068,0001,256
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$1,487,000826
Trading account gains and feesNANA
Additional Noninterest Income$2,581,0001,272
Total noninterest expense$12,970,0001,518
Salaries and employee benefits$8,219,0001,386
Premises and equipment expense$1,337,0001,665
Additional noninterest expense$3,414,0001,712
Pre-tax net operating income$7,420,0001,293
Securities gains (losses)$01,125
Applicable income taxes$2,096,000850
Income before extraordinary items$5,324,0001,499
Extraordinary gains, net$06
Net income$5,324,0001,498
Minority interest net income$072
Net income of bank and minority interests.$5,324,0001,498
Net charge-offs$-548,0005,311
Cash dividends$4,000,000866
Sale, conversion, retirement of capital stock, net$0671
Net operating income$5,324,0001,494
2018-09-30 (YTD Data)Rank
Total interest income$13,119,0001,609
Total interest expense$926,0002,554
Net interest income$12,193,0001,480
Provision for loan and lease losses$03,948
Total noninterest income$2,981,0001,283
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$1,106,000824
Trading account gains and feesNANA
Additional Noninterest Income$1,875,0001,309
Total noninterest expense$9,676,0001,519
Salaries and employee benefits$6,098,0001,398
Premises and equipment expense$1,021,0001,651
Additional noninterest expense$2,557,0001,709
Pre-tax net operating income$5,498,0001,316
Securities gains (losses)$01,118
Applicable income taxes$1,549,000868
Income before extraordinary items$3,949,0001,537
Extraordinary gains, net$05
Net income$3,949,0001,536
Minority interest net income$066
Net income of bank and minority interests.$3,949,0001,536
Net charge-offs$-606,0005,402
Cash dividends$1,500,0001,289
Sale, conversion, retirement of capital stock, net$0633
Net operating income$3,949,0001,524
2018-06-30 (YTD Data)Rank
Total interest income$8,579,0001,623
Total interest expense$578,0002,582
Net interest income$8,001,0001,498
Provision for loan and lease losses$03,782
Total noninterest income$1,940,0001,316
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$725,000833
Trading account gains and feesNANA
Additional Noninterest Income$1,215,0001,344
Total noninterest expense$6,418,0001,532
Salaries and employee benefits$4,028,0001,417
Premises and equipment expense$670,0001,687
Additional noninterest expense$1,720,0001,712
Pre-tax net operating income$3,523,0001,333
Securities gains (losses)$0961
Applicable income taxes$1,019,000870
Income before extraordinary items$2,504,0001,574
Extraordinary gains, net$06
Net income$2,504,0001,573
Minority interest net income$065
Net income of bank and minority interests.$2,504,0001,573
Net charge-offs$-375,0005,433
Cash dividends$1,000,0001,291
Sale, conversion, retirement of capital stock, net$0620
Net operating income$2,504,0001,555
2018-03-31 (YTD Data)Rank
Total interest income$4,052,0001,693
Total interest expense$270,0002,621
Net interest income$3,782,0001,572
Provision for loan and lease losses$03,508
Total noninterest income$890,0001,377
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$355,000851
Trading account gains and feesNANA
Additional Noninterest Income$535,0001,427
Total noninterest expense$3,164,0001,566
Salaries and employee benefits$2,008,0001,427
Premises and equipment expense$308,0001,831
Additional noninterest expense$848,0001,729
Pre-tax net operating income$1,508,0001,478
Securities gains (losses)$0735
Applicable income taxes$401,0001,004
Income before extraordinary items$1,107,0001,696
Extraordinary gains, net$07
Net income$1,107,0001,696
Minority interest net income$052
Net income of bank and minority interests.$1,107,0001,696
Net charge-offs$-134,0005,434
Cash dividends$500,0001,167
Sale, conversion, retirement of capital stock, net$0580
Net operating income$1,107,0001,682
2017-12-31 (YTD Data)Rank
Total interest income$15,564,0001,697
Total interest expense$1,013,0002,525
Net interest income$14,551,0001,615
Provision for loan and lease losses$-650,0005,556
Total noninterest income$3,931,0001,302
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$1,500,000817
Trading account gains and feesNANA
Additional Noninterest Income$2,431,0001,351
Total noninterest expense$12,380,0001,587
Salaries and employee benefits$7,550,0001,473
Premises and equipment expense$1,256,0001,775
Additional noninterest expense$3,574,0001,681
Pre-tax net operating income$6,752,0001,348
Securities gains (losses)$162,000459
Applicable income taxes$2,605,0001,065
Income before extraordinary items$4,309,0001,526
Extraordinary gains, net$09
Net income$4,309,0001,526
Minority interest net income$076
Net income of bank and minority interests.$4,309,0001,526
Net charge-offs$-643,0005,594
Cash dividends$3,000,0001,019
Sale, conversion, retirement of capital stock, net$0711
Net operating income$4,205,3201,527
2017-09-30 (YTD Data)Rank
Total interest income$11,508,0001,713
Total interest expense$753,0002,520
Net interest income$10,755,0001,639
Provision for loan and lease losses$-250,0005,584
Total noninterest income$2,943,0001,320
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$1,106,000834
Trading account gains and feesNANA
Additional Noninterest Income$1,837,0001,358
Total noninterest expense$9,066,0001,623
Salaries and employee benefits$5,488,0001,518
Premises and equipment expense$906,0001,852
Additional noninterest expense$2,672,0001,675
Pre-tax net operating income$4,882,0001,393
Securities gains (losses)$162,000423
Applicable income taxes$1,856,000961
Income before extraordinary items$3,188,0001,652
Extraordinary gains, net$09
Net income$3,188,0001,653
Minority interest net income$071
Net income of bank and minority interests.$3,188,0001,653
Net charge-offs$-520,0005,641
Cash dividends$1,500,0001,286
Sale, conversion, retirement of capital stock, net$0677
Net operating income$3,084,3201,682
2017-06-30 (YTD Data)Rank
Total interest income$7,610,0001,717
Total interest expense$500,0002,489
Net interest income$7,110,0001,639
Provision for loan and lease losses$-250,0005,664
Total noninterest income$1,909,0001,345
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$723,000842
Trading account gains and feesNANA
Additional Noninterest Income$1,186,0001,389
Total noninterest expense$6,060,0001,623
Salaries and employee benefits$3,648,0001,529
Premises and equipment expense$571,0001,932
Additional noninterest expense$1,841,0001,618
Pre-tax net operating income$3,209,0001,390
Securities gains (losses)$77,000509
Applicable income taxes$1,208,000970
Income before extraordinary items$2,078,0001,654
Extraordinary gains, net$011
Net income$2,078,0001,654
Minority interest net income$071
Net income of bank and minority interests.$2,078,0001,654
Net charge-offs$-446,0005,714
Cash dividends$1,000,0001,294
Sale, conversion, retirement of capital stock, net$0659
Net operating income$2,028,7201,673
2017-03-31 (YTD Data)Rank
Total interest income$3,762,0001,727
Total interest expense$250,0002,458
Net interest income$3,512,0001,644
Provision for loan and lease losses$-250,0005,779
Total noninterest income$962,0001,336
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$357,000852
Trading account gains and feesNANA
Additional Noninterest Income$605,0001,357
Total noninterest expense$3,116,0001,599
Salaries and employee benefits$1,839,0001,539
Premises and equipment expense$300,0001,884
Additional noninterest expense$977,0001,539
Pre-tax net operating income$1,608,0001,374
Securities gains (losses)$01,153
Applicable income taxes$608,000947
Income before extraordinary items$1,000,0001,673
Extraordinary gains, net$08
Net income$1,000,0001,673
Minority interest net income$055
Net income of bank and minority interests.$1,000,0001,673
Net charge-offs$-373,0005,793
Cash dividends$500,0001,199
Sale, conversion, retirement of capital stock, net$0632
Net operating income$1,000,0001,657
2016-12-31 (YTD Data)Rank
Total interest income$14,166,0001,784
Total interest expense$930,0002,542
Net interest income$13,236,0001,702
Provision for loan and lease losses$-1,000,0005,822
Total noninterest income$4,118,0001,306
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$1,544,000813
Trading account gains and fees$0170
Additional Noninterest Income$2,574,0001,346
Total noninterest expense$11,556,0001,675
Salaries and employee benefits$6,674,0001,629
Premises and equipment expense$1,234,0001,817
Additional noninterest expense$3,648,0001,670
Pre-tax net operating income$6,798,0001,273
Securities gains (losses)$112,0001,263
Applicable income taxes$2,689,000845
Income before extraordinary items$4,221,0001,580
Extraordinary gains, net$05
Net income$4,221,0001,578
Minority interest net income$082
Net income of bank and minority interests.$4,221,0001,579
Net charge-offs$-62,0005,413
Cash dividends$2,525,0001,163
Sale, conversion, retirement of capital stock, net$0759
Net operating income$4,149,3201,574
2016-09-30 (YTD Data)Rank
Total interest income$10,577,0001,799
Total interest expense$692,0002,551
Net interest income$9,885,0001,710
Provision for loan and lease losses$-1,000,0005,910
Total noninterest income$3,071,0001,317
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$1,149,000821
Trading account gains and fees$0169
Additional Noninterest Income$1,922,0001,350
Total noninterest expense$8,716,0001,665
Salaries and employee benefits$4,953,0001,641
Premises and equipment expense$1,013,0001,679
Additional noninterest expense$2,750,0001,656
Pre-tax net operating income$5,240,0001,271
Securities gains (losses)$112,0001,177
Applicable income taxes$2,096,000845
Income before extraordinary items$3,256,0001,570
Extraordinary gains, net$05
Net income$3,256,0001,569
Minority interest net income$071
Net income of bank and minority interests.$3,256,0001,570
Net charge-offs$-23,0005,134
Cash dividends$1,850,0001,108
Sale, conversion, retirement of capital stock, net$0719
Net operating income$3,184,3201,559
2016-06-30 (YTD Data)Rank
Total interest income$7,028,0001,806
Total interest expense$458,0002,573
Net interest income$6,570,0001,721
Provision for loan and lease losses$-650,0005,991
Total noninterest income$1,795,0001,433
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$750,000826
Trading account gains and fees$0157
Additional Noninterest Income$1,045,0001,500
Total noninterest expense$5,733,0001,682
Salaries and employee benefits$3,304,0001,639
Premises and equipment expense$616,0001,821
Additional noninterest expense$1,813,0001,674
Pre-tax net operating income$3,282,0001,326
Securities gains (losses)$112,000886
Applicable income taxes$1,336,000861
Income before extraordinary items$2,058,0001,623
Extraordinary gains, net$016
Net income$2,058,0001,624
Minority interest net income$071
Net income of bank and minority interests.$2,058,0001,624
Net charge-offs$-8,0004,897
Cash dividends$1,175,0001,171
Sale, conversion, retirement of capital stock, net$0705
Net operating income$1,986,3201,622
2016-03-31 (YTD Data)Rank
Total interest income$3,491,0001,826
Total interest expense$229,0002,585
Net interest income$3,262,0001,727
Provision for loan and lease losses$-400,0006,056
Total noninterest income$926,0001,385
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$359,000856
Trading account gains and fees$0142
Additional Noninterest Income$567,0001,398
Total noninterest expense$2,905,0001,668
Salaries and employee benefits$1,664,0001,640
Premises and equipment expense$307,0001,837
Additional noninterest expense$934,0001,622
Pre-tax net operating income$1,683,0001,278
Securities gains (losses)$77,000637
Applicable income taxes$697,000818
Income before extraordinary items$1,063,0001,539
Extraordinary gains, net$012
Net income$1,063,0001,539
Minority interest net income$062
Net income of bank and minority interests.$1,063,0001,540
Net charge-offs$11,0002,283
Cash dividends$500,0001,173
Sale, conversion, retirement of capital stock, net$0659
Net operating income$1,013,7201,558
2015-12-31 (YTD Data)Rank
Total interest income$13,900,0001,778
Total interest expense$1,019,0002,383
Net interest income$12,881,0001,702
Provision for loan and lease losses$-1,000,0006,040
Total noninterest income$3,268,0001,512
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$1,436,000891
Trading account gains and fees$0159
Additional Noninterest Income$1,832,0001,620
Total noninterest expense$11,103,0001,709
Salaries and employee benefits$6,388,0001,654
Premises and equipment expense$1,346,0001,697
Additional noninterest expense$3,369,0001,799
Pre-tax net operating income$6,046,0001,354
Securities gains (losses)$123,0001,040
Applicable income taxes$2,415,000877
Income before extraordinary items$3,754,0001,690
Extraordinary gains, net$023
Net income$3,754,0001,691
Minority interest net income$081
Net income of bank and minority interests.$3,754,0001,692
Net charge-offs$-55,0005,595
Cash dividends$3,270,000909
Sale, conversion, retirement of capital stock, net$0804
Net operating income$3,675,2801,684
2015-09-30 (YTD Data)Rank
Total interest income$10,357,0001,809
Total interest expense$784,0002,371
Net interest income$9,573,0001,725
Provision for loan and lease losses$-1,000,0006,152
Total noninterest income$2,356,0001,575
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$1,030,000936
Trading account gains and fees$0153
Additional Noninterest Income$1,326,0001,682
Total noninterest expense$8,157,0001,753
Salaries and employee benefits$4,738,0001,676
Premises and equipment expense$994,0001,735
Additional noninterest expense$2,425,0001,862
Pre-tax net operating income$4,772,0001,324
Securities gains (losses)$123,000905
Applicable income taxes$1,919,000874
Income before extraordinary items$2,976,0001,637
Extraordinary gains, net$021
Net income$2,976,0001,639
Minority interest net income$078
Net income of bank and minority interests.$2,976,0001,639
Net charge-offs$62,0002,611
Cash dividends$2,860,000756
Sale, conversion, retirement of capital stock, net$0773
Net operating income$2,897,2801,633
2015-06-30 (YTD Data)Rank
Total interest income$6,862,0001,821
Total interest expense$539,0002,332
Net interest income$6,323,0001,741
Provision for loan and lease losses$-700,0006,228
Total noninterest income$1,541,0001,588
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$641,000972
Trading account gains and fees$0157
Additional Noninterest Income$900,0001,666
Total noninterest expense$5,509,0001,737
Salaries and employee benefits$3,140,0001,691
Premises and equipment expense$657,0001,756
Additional noninterest expense$1,712,0001,772
Pre-tax net operating income$3,055,0001,360
Securities gains (losses)$2,0002,428
Applicable income taxes$1,196,000908
Income before extraordinary items$1,861,0001,712
Extraordinary gains, net$022
Net income$1,861,0001,716
Minority interest net income$075
Net income of bank and minority interests.$1,861,0001,716
Net charge-offs$201,0001,183
Cash dividends$2,450,000606
Sale, conversion, retirement of capital stock, net$0751
Net operating income$1,859,7201,664
2015-03-31 (YTD Data)Rank
Total interest income$3,406,0001,831
Total interest expense$284,0002,257
Net interest income$3,122,0001,762
Provision for loan and lease losses$-250,0006,273
Total noninterest income$695,0001,664
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$305,000989
Trading account gains and fees$0152
Additional Noninterest Income$390,0001,803
Total noninterest expense$2,750,0001,742
Salaries and employee benefits$1,604,0001,667
Premises and equipment expense$324,0001,809
Additional noninterest expense$822,0001,826
Pre-tax net operating income$1,317,0001,493
Securities gains (losses)$02,027
Applicable income taxes$513,000994
Income before extraordinary items$804,0001,919
Extraordinary gains, net$013
Net income$804,0001,921
Minority interest net income$064
Net income of bank and minority interests.$804,0001,922
Net charge-offs$40,0001,719
Cash dividends$2,450,000319
Sale, conversion, retirement of capital stock, net$0697
Net operating income$804,0001,858
2014-12-31 (YTD Data)Rank
Total interest income$14,206,0001,773
Total interest expense$1,354,0002,061
Net interest income$12,852,0001,709
Provision for loan and lease losses$-800,0006,319
Total noninterest income$3,442,0001,416
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$1,438,000919
Trading account gains and fees$0180
Additional Noninterest Income$2,004,0001,461
Total noninterest expense$11,252,0001,709
Salaries and employee benefits$6,074,0001,701
Premises and equipment expense$1,452,0001,614
Additional noninterest expense$3,726,0001,669
Pre-tax net operating income$5,842,0001,342
Securities gains (losses)$127,0001,088
Applicable income taxes$2,307,000883
Income before extraordinary items$3,662,0001,696
Extraordinary gains, net$017
Net income$3,662,0001,696
Minority interest net income$084
Net income of bank and minority interests.$3,662,0001,695
Net charge-offs$1,382,000691
Cash dividends$04,358
Sale, conversion, retirement of capital stock, net$0862
Net operating income$3,580,7201,695
2014-09-30 (YTD Data)Rank
Total interest income$10,653,0001,784
Total interest expense$1,044,0002,045
Net interest income$9,609,0001,723
Provision for loan and lease losses$-800,0006,436
Total noninterest income$2,578,0001,428
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$1,080,000921
Trading account gains and fees$0174
Additional Noninterest Income$1,498,0001,454
Total noninterest expense$8,339,0001,720
Salaries and employee benefits$4,504,0001,722
Premises and equipment expense$1,447,0001,248
Additional noninterest expense$2,388,0001,929
Pre-tax net operating income$4,648,0001,283
Securities gains (losses)$127,000856
Applicable income taxes$1,853,000858
Income before extraordinary items$2,922,0001,618
Extraordinary gains, net$015
Net income$2,922,0001,618
Minority interest net income$081
Net income of bank and minority interests.$2,922,0001,618
Net charge-offs$1,142,000602
Cash dividends$03,845
Sale, conversion, retirement of capital stock, net$0819
Net operating income$2,840,7201,634
2014-06-30 (YTD Data)Rank
Total interest income$7,126,0001,762
Total interest expense$723,0001,993
Net interest income$6,403,0001,718
Provision for loan and lease losses$04,196
Total noninterest income$1,576,0001,507
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$701,000932
Trading account gains and fees$0172
Additional Noninterest Income$875,0001,591
Total noninterest expense$5,602,0001,697
Salaries and employee benefits$2,977,0001,732
Premises and equipment expense$966,0001,252
Additional noninterest expense$1,659,0001,849
Pre-tax net operating income$2,377,0001,565
Securities gains (losses)$127,000665
Applicable income taxes$954,0001,007
Income before extraordinary items$1,550,0001,931
Extraordinary gains, net$020
Net income$1,550,0001,935
Minority interest net income$080
Net income of bank and minority interests.$1,550,0001,934
Net charge-offs$1,197,000427
Cash dividends$03,668
Sale, conversion, retirement of capital stock, net$0794
Net operating income$1,468,7201,963
2014-03-31 (YTD Data)Rank
Total interest income$3,564,0001,751
Total interest expense$382,0001,945
Net interest income$3,182,0001,710
Provision for loan and lease losses$03,817
Total noninterest income$701,0001,593
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$339,000954
Trading account gains and fees$0147
Additional Noninterest Income$362,0001,783
Total noninterest expense$2,725,0001,750
Salaries and employee benefits$1,507,0001,719
Premises and equipment expense$480,0001,286
Additional noninterest expense$738,0002,044
Pre-tax net operating income$1,158,0001,565
Securities gains (losses)$125,000370
Applicable income taxes$487,000945
Income before extraordinary items$796,0001,823
Extraordinary gains, net$016
Net income$796,0001,827
Minority interest net income$066
Net income of bank and minority interests.$796,0001,826
Net charge-offs$507,000497
Cash dividends$02,887
Sale, conversion, retirement of capital stock, net$0747
Net operating income$716,0001,925
2013-12-31 (YTD Data)Rank
Total interest income$14,452,0001,725
Total interest expense$2,141,0001,604
Net interest income$12,311,0001,749
Provision for loan and lease losses$85,0003,859
Total noninterest income$1,815,0002,290
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$1,526,000907
Trading account gains and fees$0184
Additional Noninterest Income$289,0004,137
Total noninterest expense$11,150,0001,718
Salaries and employee benefits$5,894,0001,742
Premises and equipment expense$1,926,0001,220
Additional noninterest expense$3,330,0001,902
Pre-tax net operating income$2,891,0002,222
Securities gains (losses)$03,182
Applicable income taxes$1,037,0001,434
Income before extraordinary items$1,854,0002,757
Extraordinary gains, net$029
Net income$1,854,0002,760
Minority interest net income$090
Net income of bank and minority interests.$1,854,0002,760
Net charge-offs$1,783,000821
Cash dividends$04,350
Sale, conversion, retirement of capital stock, net$0924
Net operating income$1,854,0002,699
2013-09-30 (YTD Data)Rank
Total interest income$10,870,0001,725
Total interest expense$1,676,0001,567
Net interest income$9,194,0001,757
Provision for loan and lease losses$85,0003,553
Total noninterest income$1,006,0002,808
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$1,152,000907
Trading account gains and fees$0180
Additional Noninterest Income$-146,0006,769
Total noninterest expense$8,130,0001,774
Salaries and employee benefits$4,353,0001,774
Premises and equipment expense$1,432,0001,248
Additional noninterest expense$2,345,0001,999
Pre-tax net operating income$1,985,0002,434
Securities gains (losses)$03,040
Applicable income taxes$711,0001,562
Income before extraordinary items$1,274,0002,956
Extraordinary gains, net$025
Net income$1,274,0002,960
Minority interest net income$084
Net income of bank and minority interests.$1,274,0002,960
Net charge-offs$1,109,000928
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$0868
Net operating income$1,274,0002,884
2013-06-30 (YTD Data)Rank
Total interest income$7,239,0001,726
Total interest expense$1,162,0001,539
Net interest income$6,077,0001,765
Provision for loan and lease losses$85,0003,135
Total noninterest income$156,0005,193
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$737,000914
Trading account gains and fees$0157
Additional Noninterest Income$-581,0006,908
Total noninterest expense$5,297,0001,803
Salaries and employee benefits$2,819,0001,823
Premises and equipment expense$938,0001,274
Additional noninterest expense$1,540,0002,021
Pre-tax net operating income$851,0003,214
Securities gains (losses)$02,791
Applicable income taxes$286,0002,069
Income before extraordinary items$565,0003,715
Extraordinary gains, net$022
Net income$565,0003,717
Minority interest net income$082
Net income of bank and minority interests.$565,0003,718
Net charge-offs$499,0001,257
Cash dividends$03,564
Sale, conversion, retirement of capital stock, net$0838
Net operating income$565,0003,615
2013-03-31 (YTD Data)Rank
Total interest income$3,609,0001,746
Total interest expense$599,0001,538
Net interest income$3,010,0001,785
Provision for loan and lease losses$04,409
Total noninterest income$-830,0007,010
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$360,000918
Trading account gains and fees$0148
Additional Noninterest Income$-1,190,0007,017
Total noninterest expense$2,798,0001,733
Salaries and employee benefits$1,491,0001,752
Premises and equipment expense$484,0001,260
Additional noninterest expense$823,0001,901
Pre-tax net operating income$-618,0006,889
Securities gains (losses)$01,966
Applicable income taxes$-278,0006,972
Income before extraordinary items$-340,0006,830
Extraordinary gains, net$010
Net income$-340,0006,831
Minority interest net income$076
Net income of bank and minority interests.$-340,0006,831
Net charge-offs$620,000666
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$0789
Net operating income$-340,0006,816
2012-12-31 (YTD Data)Rank
Total interest income$15,924,0001,664
Total interest expense$3,163,0001,409
Net interest income$12,761,0001,720
Provision for loan and lease losses$1,375,0001,410
Total noninterest income$1,889,0002,274
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$1,534,000926
Trading account gains and fees$0166
Additional Noninterest Income$355,0003,806
Total noninterest expense$11,945,0001,620
Salaries and employee benefits$5,629,0001,799
Premises and equipment expense$1,890,0001,254
Additional noninterest expense$4,426,0001,518
Pre-tax net operating income$1,330,0003,538
Securities gains (losses)$120,0002,125
Applicable income taxes$415,0002,364
Income before extraordinary items$1,035,0003,837
Extraordinary gains, net$029
Net income$1,035,0003,837
Minority interest net income$093
Net income of bank and minority interests.$1,035,0003,839
Net charge-offs$3,443,000772
Cash dividends$04,373
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$949,8003,824
2012-09-30 (YTD Data)Rank
Total interest income$12,145,0001,670
Total interest expense$2,476,0001,413
Net interest income$9,669,0001,732
Provision for loan and lease losses$1,325,0001,196
Total noninterest income$1,465,0002,207
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$1,143,000942
Trading account gains and fees$0157
Additional Noninterest Income$322,0003,586
Total noninterest expense$8,814,0001,645
Salaries and employee benefits$4,225,0001,782
Premises and equipment expense$1,439,0001,243
Additional noninterest expense$3,150,0001,591
Pre-tax net operating income$995,0003,647
Securities gains (losses)$120,0001,842
Applicable income taxes$319,0002,402
Income before extraordinary items$796,0003,864
Extraordinary gains, net$020
Net income$796,0003,865
Minority interest net income$086
Net income of bank and minority interests.$796,0003,866
Net charge-offs$3,222,000645
Cash dividends$03,773
Sale, conversion, retirement of capital stock, net$0952
Net operating income$710,8003,906
2012-06-30 (YTD Data)Rank
Total interest income$8,203,0001,661
Total interest expense$1,710,0001,413
Net interest income$6,493,0001,719
Provision for loan and lease losses$1,175,000971
Total noninterest income$1,105,0002,019
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$758,000937
Trading account gains and fees$0153
Additional Noninterest Income$347,0002,861
Total noninterest expense$6,080,0001,600
Salaries and employee benefits$2,838,0001,768
Premises and equipment expense$986,0001,211
Additional noninterest expense$2,256,0001,501
Pre-tax net operating income$343,0004,675
Securities gains (losses)$120,0001,467
Applicable income taxes$97,0003,082
Income before extraordinary items$366,0004,504
Extraordinary gains, net$019
Net income$366,0004,508
Minority interest net income$084
Net income of bank and minority interests.$366,0004,508
Net charge-offs$1,339,000928
Cash dividends$03,576
Sale, conversion, retirement of capital stock, net$0928
Net operating income$271,2004,760
2012-03-31 (YTD Data)Rank
Total interest income$4,164,0001,661
Total interest expense$880,0001,433
Net interest income$3,284,0001,688
Provision for loan and lease losses$425,0001,210
Total noninterest income$588,0001,940
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$365,000961
Trading account gains and fees$0148
Additional Noninterest Income$223,0002,505
Total noninterest expense$3,129,0001,560
Salaries and employee benefits$1,429,0001,757
Premises and equipment expense$489,0001,224
Additional noninterest expense$1,211,0001,399
Pre-tax net operating income$318,0003,732
Securities gains (losses)$02,210
Applicable income taxes$77,0002,676
Income before extraordinary items$241,0004,056
Extraordinary gains, net$019
Net income$241,0004,059
Minority interest net income$078
Net income of bank and minority interests.$241,0004,059
Net charge-offs$1,263,000574
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$0861
Net operating income$241,0003,900
2011-12-31 (YTD Data)Rank
Total interest income$18,383,0001,552
Total interest expense$4,644,0001,311
Net interest income$13,739,0001,619
Provision for loan and lease losses$7,335,000568
Total noninterest income$-263,0007,137
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$1,702,000858
Trading account gains and fees$0146
Additional Noninterest Income$-1,965,0007,270
Total noninterest expense$13,773,0001,413
Salaries and employee benefits$6,154,0001,595
Premises and equipment expense$1,994,0001,261
Additional noninterest expense$5,625,0001,235
Pre-tax net operating income$-7,632,0007,159
Securities gains (losses)$805,000536
Applicable income taxes$-3,023,0007,277
Income before extraordinary items$-3,804,0007,008
Extraordinary gains, net$029
Net income$-3,804,0007,009
Minority interest net income$096
Net income of bank and minority interests.$-3,804,0007,009
Net charge-offs$6,926,000616
Cash dividends$04,207
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$-4,319,2007,025
2011-09-30 (YTD Data)Rank
Total interest income$14,018,0001,548
Total interest expense$3,668,0001,300
Net interest income$10,350,0001,621
Provision for loan and lease losses$6,135,000523
Total noninterest income$277,0004,955
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$1,282,000861
Trading account gains and fees$0145
Additional Noninterest Income$-1,005,0007,322
Total noninterest expense$10,508,0001,396
Salaries and employee benefits$4,785,0001,548
Premises and equipment expense$1,485,0001,283
Additional noninterest expense$4,238,0001,219
Pre-tax net operating income$-6,016,0007,267
Securities gains (losses)$805,000424
Applicable income taxes$-2,314,0007,369
Income before extraordinary items$-2,897,0007,141
Extraordinary gains, net$021
Net income$-2,897,0007,141
Minority interest net income$087
Net income of bank and minority interests.$-2,897,0007,142
Net charge-offs$3,836,000769
Cash dividends$03,617
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$-3,412,2007,169
2011-06-30 (YTD Data)Rank
Total interest income$9,507,0001,528
Total interest expense$2,562,0001,282
Net interest income$6,945,0001,620
Provision for loan and lease losses$5,175,000420
Total noninterest income$869,0002,200
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$855,000853
Trading account gains and fees$0153
Additional Noninterest Income$14,0006,448
Total noninterest expense$7,297,0001,361
Salaries and employee benefits$3,370,0001,486
Premises and equipment expense$972,0001,313
Additional noninterest expense$2,955,0001,199
Pre-tax net operating income$-4,658,0007,359
Securities gains (losses)$372,000458
Applicable income taxes$-1,877,0007,455
Income before extraordinary items$-2,409,0007,246
Extraordinary gains, net$015
Net income$-2,409,0007,246
Minority interest net income$089
Net income of bank and minority interests.$-2,409,0007,247
Net charge-offs$2,951,000701
Cash dividends$03,374
Sale, conversion, retirement of capital stock, net$0986
Net operating income$-2,647,0807,257
2011-03-31 (YTD Data)Rank
Total interest income$4,771,0001,541
Total interest expense$1,328,0001,272
Net interest income$3,443,0001,629
Provision for loan and lease losses$4,425,000271
Total noninterest income$385,0002,415
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$419,000851
Trading account gains and fees$0158
Additional Noninterest Income$-34,0007,262
Total noninterest expense$3,676,0001,358
Salaries and employee benefits$1,703,0001,482
Premises and equipment expense$477,0001,360
Additional noninterest expense$1,496,0001,193
Pre-tax net operating income$-4,273,0007,492
Securities gains (losses)$372,000207
Applicable income taxes$-1,659,0007,541
Income before extraordinary items$-2,242,0007,412
Extraordinary gains, net$09
Net income$-2,242,0007,412
Minority interest net income$086
Net income of bank and minority interests.$-2,242,0007,412
Net charge-offs$727,0001,054
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$0925
Net operating income$-2,480,0807,429
2010-12-31 (YTD Data)Rank
Total interest income$22,457,0001,367
Total interest expense$7,828,0001,057
Net interest income$14,629,0001,527
Provision for loan and lease losses$17,995,000412
Total noninterest income$-368,0007,465
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$2,132,000708
Trading account gains and fees$0175
Additional Noninterest Income$-2,500,0007,580
Total noninterest expense$15,494,0001,292
Salaries and employee benefits$6,868,0001,436
Premises and equipment expense$2,098,0001,234
Additional noninterest expense$6,528,0001,137
Pre-tax net operating income$-19,228,0007,512
Securities gains (losses)$351,0001,134
Applicable income taxes$-7,297,0007,607
Income before extraordinary items$-11,580,0007,411
Extraordinary gains, net$029
Net income$-11,580,0007,410
Minority interest net income$0111
Net income of bank and minority interests.$-11,580,0007,411
Net charge-offs$13,865,000461
Cash dividends$04,193
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$-11,804,6407,410
2010-09-30 (YTD Data)Rank
Total interest income$17,399,0001,343
Total interest expense$6,263,0001,036
Net interest income$11,136,0001,523
Provision for loan and lease losses$12,245,000423
Total noninterest income$46,0007,121
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$1,641,000698
Trading account gains and fees$0165
Additional Noninterest Income$-1,595,0007,692
Total noninterest expense$11,224,0001,328
Salaries and employee benefits$5,081,0001,455
Premises and equipment expense$1,582,0001,238
Additional noninterest expense$4,561,0001,183
Pre-tax net operating income$-12,287,0007,593
Securities gains (losses)$03,651
Applicable income taxes$-6,342,0007,711
Income before extraordinary items$-5,945,0007,465
Extraordinary gains, net$023
Net income$-5,945,0007,465
Minority interest net income$0110
Net income of bank and minority interests.$-5,945,0007,465
Net charge-offs$8,697,000506
Cash dividends$03,702
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$-5,945,0007,447
2010-06-30 (YTD Data)Rank
Total interest income$11,915,0001,324
Total interest expense$4,508,000996
Net interest income$7,407,0001,529
Provision for loan and lease losses$6,970,000482
Total noninterest income$-215,0007,682
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$1,108,000692
Trading account gains and fees$0152
Additional Noninterest Income$-1,323,0007,779
Total noninterest expense$7,518,0001,312
Salaries and employee benefits$3,428,0001,444
Premises and equipment expense$1,021,0001,298
Additional noninterest expense$3,069,0001,165
Pre-tax net operating income$-7,296,0007,633
Securities gains (losses)$03,184
Applicable income taxes$-4,206,0007,767
Income before extraordinary items$-3,090,0007,455
Extraordinary gains, net$019
Net income$-3,090,0007,455
Minority interest net income$0105
Net income of bank and minority interests.$-3,090,0007,455
Net charge-offs$4,901,000584
Cash dividends$03,476
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$-3,090,0007,445
2010-03-31 (YTD Data)Rank
Total interest income$6,175,0001,307
Total interest expense$2,366,000999
Net interest income$3,809,0001,510
Provision for loan and lease losses$1,620,000852
Total noninterest income$997,0001,235
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$543,000709
Trading account gains and fees$0175
Additional Noninterest Income$454,0001,393
Total noninterest expense$3,413,0001,468
Salaries and employee benefits$1,705,0001,473
Premises and equipment expense$494,0001,377
Additional noninterest expense$1,214,0001,454
Pre-tax net operating income$-227,0006,873
Securities gains (losses)$02,284
Applicable income taxes$1,0004,457
Income before extraordinary items$-228,0006,972
Extraordinary gains, net$016
Net income$-228,0006,973
Minority interest net income$091
Net income of bank and minority interests.$-228,0006,972
Net charge-offs$2,246,000598
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$-228,0006,935
2009-12-31 (YTD Data)Rank
Total interest income$26,962,0001,285
Total interest expense$11,220,0001,053
Net interest income$15,742,0001,415
Provision for loan and lease losses$7,770,0001,046
Total noninterest income$4,149,0001,263
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$2,326,000726
Trading account gains and fees$0211
Additional Noninterest Income$1,823,0001,467
Total noninterest expense$13,114,0001,582
Salaries and employee benefits$6,891,0001,463
Premises and equipment expense$2,117,0001,288
Additional noninterest expense$4,106,0001,810
Pre-tax net operating income$-993,0006,258
Securities gains (losses)$1,265,000399
Applicable income taxes$5,0004,022
Income before extraordinary items$267,0004,583
Extraordinary gains, net$034
Net income$267,0004,583
Minority interest net income$0115
Net income of bank and minority interests.$267,0004,584
Net charge-offs$5,486,0001,066
Cash dividends$1,370,0001,284
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$-972,7006,362
2009-09-30 (YTD Data)Rank
Total interest income$20,131,0001,311
Total interest expense$8,599,0001,086
Net interest income$11,532,0001,446
Provision for loan and lease losses$6,965,000827
Total noninterest income$2,801,0001,395
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$1,696,000738
Trading account gains and fees$0212
Additional Noninterest Income$1,105,0001,708
Total noninterest expense$9,836,0001,564
Salaries and employee benefits$5,320,0001,441
Premises and equipment expense$1,538,0001,333
Additional noninterest expense$2,978,0001,798
Pre-tax net operating income$-2,468,0007,175
Securities gains (losses)$03,497
Applicable income taxes$4,0004,272
Income before extraordinary items$-2,472,0007,292
Extraordinary gains, net$027
Net income$-2,472,0007,291
Minority interest net income$0118
Net income of bank and minority interests.$-2,472,0007,292
Net charge-offs$5,090,000804
Cash dividends$1,526,000835
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$-2,472,0007,278
2009-06-30 (YTD Data)Rank
Total interest income$13,540,0001,330
Total interest expense$5,822,0001,126
Net interest income$7,718,0001,448
Provision for loan and lease losses$2,640,0001,181
Total noninterest income$1,819,0001,433
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$1,106,000750
Trading account gains and fees$0193
Additional Noninterest Income$713,0001,790
Total noninterest expense$6,428,0001,613
Salaries and employee benefits$3,609,0001,440
Premises and equipment expense$1,029,0001,353
Additional noninterest expense$1,790,0001,995
Pre-tax net operating income$469,0003,402
Securities gains (losses)$03,136
Applicable income taxes$3,0004,355
Income before extraordinary items$466,0003,221
Extraordinary gains, net$021
Net income$466,0003,218
Minority interest net income$0112
Net income of bank and minority interests.$466,0003,220
Net charge-offs$2,028,0001,118
Cash dividends$1,305,000702
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$466,0003,106
2009-03-31 (YTD Data)Rank
Total interest income$6,764,0001,347
Total interest expense$2,972,0001,153
Net interest income$3,792,0001,467
Provision for loan and lease losses$510,0001,747
Total noninterest income$870,0001,451
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$543,000740
Trading account gains and fees$0171
Additional Noninterest Income$327,0001,841
Total noninterest expense$3,058,0001,643
Salaries and employee benefits$1,845,0001,420
Premises and equipment expense$516,0001,373
Additional noninterest expense$697,0002,238
Pre-tax net operating income$1,094,0001,172
Securities gains (losses)$02,434
Applicable income taxes$1,0004,679
Income before extraordinary items$1,093,000981
Extraordinary gains, net$015
Net income$1,093,000982
Minority interest net income$0102
Net income of bank and minority interests.$1,093,000983
Net charge-offs$649,0001,199
Cash dividends$897,000512
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$1,093,000922
2008-12-31 (YTD Data)Rank
Total interest income$26,630,0001,458
Total interest expense$13,035,0001,247
Net interest income$13,595,0001,635
Provision for loan and lease losses$1,370,0002,269
Total noninterest income$3,731,0001,338
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$2,388,000724
Trading account gains and fees$0154
Additional Noninterest Income$1,343,0001,734
Total noninterest expense$12,293,0001,594
Salaries and employee benefits$7,276,0001,405
Premises and equipment expense$1,828,0001,517
Additional noninterest expense$3,189,0001,911
Pre-tax net operating income$3,663,0001,487
Securities gains (losses)$-5,0006,965
Applicable income taxes$5,0004,660
Income before extraordinary items$3,653,0001,132
Extraordinary gains, net$039
Net income$3,653,0001,132
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,112,0001,845
Cash dividends$2,017,0001,329
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$3,658,0001,203
2008-09-30 (YTD Data)Rank
Total interest income$19,882,0001,503
Total interest expense$9,928,0001,281
Net interest income$9,954,0001,686
Provision for loan and lease losses$600,0002,479
Total noninterest income$2,774,0001,388
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$1,762,000752
Trading account gains and fees$0148
Additional Noninterest Income$1,012,0001,799
Total noninterest expense$9,046,0001,614
Salaries and employee benefits$5,514,0001,408
Premises and equipment expense$1,334,0001,572
Additional noninterest expense$2,198,0001,978
Pre-tax net operating income$3,082,0001,584
Securities gains (losses)$03,106
Applicable income taxes$4,0005,079
Income before extraordinary items$3,078,0001,200
Extraordinary gains, net$031
Net income$3,078,0001,199
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$632,0001,702
Cash dividends$1,842,0001,111
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$3,078,0001,270
2008-06-30 (YTD Data)Rank
Total interest income$13,157,0001,538
Total interest expense$6,790,0001,290
Net interest income$6,367,0001,755
Provision for loan and lease losses$360,0002,284
Total noninterest income$1,781,0001,449
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$1,141,000759
Trading account gains and fees$0149
Additional Noninterest Income$640,0001,918
Total noninterest expense$5,997,0001,616
Salaries and employee benefits$3,675,0001,426
Premises and equipment expense$848,0001,640
Additional noninterest expense$1,474,0001,958
Pre-tax net operating income$1,791,0001,861
Securities gains (losses)$03,233
Applicable income taxes$3,0005,335
Income before extraordinary items$1,788,0001,527
Extraordinary gains, net$021
Net income$1,788,0001,528
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$439,0001,433
Cash dividends$1,417,0001,046
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$1,788,0001,495
2008-03-31 (YTD Data)Rank
Total interest income$6,710,0001,554
Total interest expense$3,543,0001,316
Net interest income$3,167,0001,763
Provision for loan and lease losses$180,0001,928
Total noninterest income$858,0001,486
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$555,000777
Trading account gains and fees$0158
Additional Noninterest Income$303,0001,959
Total noninterest expense$2,922,0001,661
Salaries and employee benefits$1,863,0001,409
Premises and equipment expense$390,0001,761
Additional noninterest expense$669,0002,085
Pre-tax net operating income$923,0001,928
Securities gains (losses)$02,688
Applicable income taxes$1,0005,476
Income before extraordinary items$922,0001,617
Extraordinary gains, net$015
Net income$922,0001,619
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$11,0003,778
Cash dividends$1,031,000711
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$922,0001,556
2007-12-31 (YTD Data)Rank
Total interest income$27,454,0001,566
Total interest expense$14,311,0001,403
Net interest income$13,143,0001,721
Provision for loan and lease losses$605,0002,032
Total noninterest income$3,632,0001,405
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$3,102,000561
Trading account gains and fees$0178
Additional Noninterest Income$530,0003,202
Total noninterest expense$12,100,0001,527
Salaries and employee benefits$7,520,0001,337
Premises and equipment expense$2,241,0001,171
Additional noninterest expense$2,339,0002,311
Pre-tax net operating income$4,070,0001,951
Securities gains (losses)$-1,0007,069
Applicable income taxes$5,0005,774
Income before extraordinary items$4,064,0001,569
Extraordinary gains, net$039
Net income$4,064,0001,569
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$321,0002,212
Cash dividends$2,697,0001,297
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$4,065,0001,553
2007-09-30 (YTD Data)Rank
Total interest income$20,526,0001,575
Total interest expense$10,620,0001,415
Net interest income$9,906,0001,716
Provision for loan and lease losses$440,0001,747
Total noninterest income$2,675,0001,432
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$2,292,000562
Trading account gains and fees$0184
Additional Noninterest Income$383,0003,289
Total noninterest expense$8,959,0001,522
Salaries and employee benefits$5,631,0001,336
Premises and equipment expense$1,672,0001,179
Additional noninterest expense$1,656,0002,399
Pre-tax net operating income$3,182,0002,006
Securities gains (losses)$01,655
Applicable income taxes$4,0005,949
Income before extraordinary items$3,178,0001,590
Extraordinary gains, net$033
Net income$3,178,0001,589
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$81,0003,076
Cash dividends$2,469,0001,034
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$3,178,0001,578
2007-06-30 (YTD Data)Rank
Total interest income$13,461,0001,620
Total interest expense$6,943,0001,437
Net interest income$6,518,0001,760
Provision for loan and lease losses$275,0001,664
Total noninterest income$1,755,0001,475
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$1,461,000593
Trading account gains and fees$0168
Additional Noninterest Income$294,0003,044
Total noninterest expense$5,955,0001,543
Salaries and employee benefits$3,728,0001,360
Premises and equipment expense$1,100,0001,215
Additional noninterest expense$1,127,0002,355
Pre-tax net operating income$2,043,0002,116
Securities gains (losses)$01,444
Applicable income taxes$2,0006,068
Income before extraordinary items$2,041,0001,694
Extraordinary gains, net$029
Net income$2,041,0001,694
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$50,0002,834
Cash dividends$1,962,000920
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$2,041,0001,671
2007-03-31 (YTD Data)Rank
Total interest income$6,568,0001,651
Total interest expense$3,390,0001,458
Net interest income$3,178,0001,814
Provision for loan and lease losses$110,0001,886
Total noninterest income$847,0001,480
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$689,000605
Trading account gains and fees$0195
Additional Noninterest Income$158,0002,916
Total noninterest expense$2,943,0001,558
Salaries and employee benefits$1,828,0001,413
Premises and equipment expense$543,0001,238
Additional noninterest expense$572,0002,278
Pre-tax net operating income$972,0002,224
Securities gains (losses)$01,187
Applicable income taxes$1,0006,046
Income before extraordinary items$971,0001,761
Extraordinary gains, net$022
Net income$971,0001,761
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$32,0002,124
Cash dividends$1,253,000668
Sale, conversion, retirement of capital stock, net$0885
Net operating income$971,0001,750
2006-12-31 (YTD Data)Rank
Total interest income$24,179,0001,668
Total interest expense$11,134,0001,513
Net interest income$13,045,0001,764
Provision for loan and lease losses$606,0001,596
Total noninterest income$3,347,0001,478
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$2,713,000641
Trading account gains and fees$0130
Additional Noninterest Income$634,0002,916
Total noninterest expense$10,948,0001,616
Salaries and employee benefits$6,896,0001,430
Premises and equipment expense$1,819,0001,407
Additional noninterest expense$2,233,0002,320
Pre-tax net operating income$4,838,0001,946
Securities gains (losses)$-1,0006,756
Applicable income taxes$5,0006,317
Income before extraordinary items$4,832,0001,507
Extraordinary gains, net$051
Net income$4,832,0001,508
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$72,0003,581
Cash dividends$2,357,0001,358
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$4,833,0001,488
2006-09-30 (YTD Data)Rank
Total interest income$17,545,0001,712
Total interest expense$7,835,0001,563
Net interest income$9,710,0001,799
Provision for loan and lease losses$495,0001,399
Total noninterest income$2,311,0001,591
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$1,971,000675
Trading account gains and fees$0126
Additional Noninterest Income$340,0003,498
Total noninterest expense$8,042,0001,663
Salaries and employee benefits$5,133,0001,445
Premises and equipment expense$1,328,0001,461
Additional noninterest expense$1,581,0002,431
Pre-tax net operating income$3,484,0002,073
Securities gains (losses)$01,388
Applicable income taxes$4,0006,438
Income before extraordinary items$3,480,0001,591
Extraordinary gains, net$045
Net income$3,480,0001,592
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$34,0003,673
Cash dividends$2,151,0001,088
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$3,480,0001,572
2006-06-30 (YTD Data)Rank
Total interest income$11,265,0001,744
Total interest expense$4,799,0001,622
Net interest income$6,466,0001,801
Provision for loan and lease losses$330,0001,354
Total noninterest income$1,471,0001,674
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$1,238,000707
Trading account gains and fees$0126
Additional Noninterest Income$233,0003,448
Total noninterest expense$5,365,0001,665
Salaries and employee benefits$3,442,0001,435
Premises and equipment expense$854,0001,521
Additional noninterest expense$1,069,0002,417
Pre-tax net operating income$2,242,0002,121
Securities gains (losses)$01,185
Applicable income taxes$3,0006,457
Income before extraordinary items$2,239,0001,627
Extraordinary gains, net$039
Net income$2,239,0001,628
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-16,0007,997
Cash dividends$1,659,000961
Sale, conversion, retirement of capital stock, net$0887
Net operating income$2,239,0001,616
2006-03-31 (YTD Data)Rank
Total interest income$5,401,0001,783
Total interest expense$2,250,0001,635
Net interest income$3,151,0001,836
Provision for loan and lease losses$165,0001,317
Total noninterest income$687,0001,726
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$584,000721
Trading account gains and fees$0115
Additional Noninterest Income$103,0003,651
Total noninterest expense$2,801,0001,607
Salaries and employee benefits$1,886,0001,310
Premises and equipment expense$419,0001,552
Additional noninterest expense$496,0002,555
Pre-tax net operating income$872,0002,530
Securities gains (losses)$0955
Applicable income taxes$1,0006,453
Income before extraordinary items$871,0002,031
Extraordinary gains, net$021
Net income$871,0002,030
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-24,0008,228
Cash dividends$965,000790
Sale, conversion, retirement of capital stock, net$0648
Net operating income$871,0002,013
2005-12-31 (YTD Data)Rank
Total interest income$19,678,0001,707
Total interest expense$6,972,0001,635
Net interest income$12,706,0001,729
Provision for loan and lease losses$585,0001,679
Total noninterest income$2,704,0001,756
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$2,285,000760
Trading account gains and fees$0138
Additional Noninterest Income$419,0003,696
Total noninterest expense$10,126,0001,681
Salaries and employee benefits$6,619,0001,410
Premises and equipment expense$1,518,0001,604
Additional noninterest expense$1,989,0002,511
Pre-tax net operating income$4,699,0001,957
Securities gains (losses)$-1,0006,938
Applicable income taxes$5,0006,664
Income before extraordinary items$4,693,0001,504
Extraordinary gains, net$046
Net income$4,693,0001,504
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$211,0002,213
Cash dividends$2,435,0001,258
Sale, conversion, retirement of capital stock, net$0934
Net operating income$4,694,0001,485
2005-09-30 (YTD Data)Rank
Total interest income$14,318,0001,713
Total interest expense$4,951,0001,629
Net interest income$9,367,0001,742
Provision for loan and lease losses$360,0001,866
Total noninterest income$2,150,0001,676
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$1,663,000780
Trading account gains and fees$0126
Additional Noninterest Income$487,0002,932
Total noninterest expense$7,037,0001,789
Salaries and employee benefits$4,566,0001,527
Premises and equipment expense$1,111,0001,634
Additional noninterest expense$1,360,0002,709
Pre-tax net operating income$4,120,0001,721
Securities gains (losses)$-1,0007,299
Applicable income taxes$4,0006,719
Income before extraordinary items$4,115,0001,316
Extraordinary gains, net$035
Net income$4,115,0001,316
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$55,0003,359
Cash dividends$2,297,000944
Sale, conversion, retirement of capital stock, net$0769
Net operating income$4,116,0001,292
2005-06-30 (YTD Data)Rank
Total interest income$9,350,0001,711
Total interest expense$3,141,0001,613
Net interest income$6,209,0001,732
Provision for loan and lease losses$240,0001,839
Total noninterest income$1,375,0001,714
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$1,047,000811
Trading account gains and fees$0116
Additional Noninterest Income$328,0002,905
Total noninterest expense$4,674,0001,786
Salaries and employee benefits$3,054,0001,520
Premises and equipment expense$715,0001,676
Additional noninterest expense$905,0002,685
Pre-tax net operating income$2,670,0001,740
Securities gains (losses)$-1,0007,609
Applicable income taxes$3,0006,722
Income before extraordinary items$2,666,0001,322
Extraordinary gains, net$030
Net income$2,666,0001,324
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$40,0003,003
Cash dividends$1,715,000841
Sale, conversion, retirement of capital stock, net$0643
Net operating income$2,667,0001,298
2005-03-31 (YTD Data)Rank
Total interest income$4,562,0001,712
Total interest expense$1,507,0001,584
Net interest income$3,055,0001,745
Provision for loan and lease losses$120,0001,733
Total noninterest income$665,0001,724
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$482,000846
Trading account gains and fees$0115
Additional Noninterest Income$183,0002,627
Total noninterest expense$2,282,0001,830
Salaries and employee benefits$1,512,0001,537
Premises and equipment expense$351,0001,707
Additional noninterest expense$419,0002,900
Pre-tax net operating income$1,318,0001,737
Securities gains (losses)$-1,0008,158
Applicable income taxes$1,0006,740
Income before extraordinary items$1,316,0001,313
Extraordinary gains, net$024
Net income$1,316,0001,315
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$25,0002,365
Cash dividends$859,000768
Sale, conversion, retirement of capital stock, net$0491
Net operating income$1,317,0001,279
2004-12-31 (YTD Data)Rank
Total interest income$16,715,0001,714
Total interest expense$5,316,0001,544
Net interest income$11,399,0001,772
Provision for loan and lease losses$500,0001,952
Total noninterest income$2,637,0001,789
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$1,960,000888
Trading account gains and fees$0138
Additional Noninterest Income$677,0002,760
Total noninterest expense$9,412,0001,719
Salaries and employee benefits$6,182,0001,436
Premises and equipment expense$1,395,0001,674
Additional noninterest expense$1,835,0002,609
Pre-tax net operating income$4,124,0002,010
Securities gains (losses)$03,819
Applicable income taxes$5,0006,914
Income before extraordinary items$4,119,0001,574
Extraordinary gains, net$034
Net income$4,119,0001,575
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$152,0003,012
Cash dividends$1,904,0001,430
Sale, conversion, retirement of capital stock, net$0872
Net operating income$4,119,0001,528
2004-09-30 (YTD Data)Rank
Total interest income$12,323,0001,724
Total interest expense$3,894,0001,557
Net interest income$8,429,0001,788
Provision for loan and lease losses$450,0001,575
Total noninterest income$1,975,0001,796
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$1,459,000894
Trading account gains and fees$0134
Additional Noninterest Income$516,0002,744
Total noninterest expense$6,548,0001,841
Salaries and employee benefits$4,244,0001,561
Premises and equipment expense$1,030,0001,695
Additional noninterest expense$1,274,0002,755
Pre-tax net operating income$3,406,0001,847
Securities gains (losses)$03,710
Applicable income taxes$4,0006,986
Income before extraordinary items$3,402,0001,452
Extraordinary gains, net$026
Net income$3,402,0001,453
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$111,0002,669
Cash dividends$1,833,0001,067
Sale, conversion, retirement of capital stock, net$0738
Net operating income$3,402,0001,407
2004-06-30 (YTD Data)Rank
Total interest income$8,046,0001,751
Total interest expense$2,549,0001,560
Net interest income$5,497,0001,810
Provision for loan and lease losses$300,0001,523
Total noninterest income$1,291,0001,807
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$945,000909
Trading account gains and fees$0130
Additional Noninterest Income$346,0002,746
Total noninterest expense$4,356,0001,833
Salaries and employee benefits$2,828,0001,562
Premises and equipment expense$668,0001,731
Additional noninterest expense$860,0002,739
Pre-tax net operating income$2,132,0001,932
Securities gains (losses)$03,413
Applicable income taxes$2,0007,043
Income before extraordinary items$2,130,0001,512
Extraordinary gains, net$021
Net income$2,130,0001,513
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$78,0002,487
Cash dividends$1,281,0001,028
Sale, conversion, retirement of capital stock, net$0638
Net operating income$2,130,0001,456
2004-03-31 (YTD Data)Rank
Total interest income$3,974,0001,778
Total interest expense$1,265,0001,590
Net interest income$2,709,0001,839
Provision for loan and lease losses$150,0001,414
Total noninterest income$606,0001,864
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$450,000930
Trading account gains and fees$0121
Additional Noninterest Income$156,0002,878
Total noninterest expense$2,143,0001,869
Salaries and employee benefits$1,411,0001,591
Premises and equipment expense$334,0001,742
Additional noninterest expense$398,0002,932
Pre-tax net operating income$1,022,0001,965
Securities gains (losses)$02,934
Applicable income taxes$1,0006,972
Income before extraordinary items$1,021,0001,566
Extraordinary gains, net$016
Net income$1,021,0001,566
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$17,0003,075
Cash dividends$627,000984
Sale, conversion, retirement of capital stock, net$0464
Net operating income$1,021,0001,481
2003-12-31 (YTD Data)Rank
Total interest income$16,036,0001,775
Total interest expense$5,553,0001,621
Net interest income$10,483,0001,866
Provision for loan and lease losses$560,0001,978
Total noninterest income$2,523,0001,935
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$1,541,0001,119
Trading account gains and fees$0160
Additional Noninterest Income$982,0002,417
Total noninterest expense$8,634,0001,833
Salaries and employee benefits$5,694,0001,505
Premises and equipment expense$1,267,0001,794
Additional noninterest expense$1,673,0002,790
Pre-tax net operating income$3,812,0002,047
Securities gains (losses)$04,500
Applicable income taxes$5,0007,192
Income before extraordinary items$3,807,0001,633
Extraordinary gains, net$054
Net income$3,807,0001,635
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$94,0004,174
Cash dividends$1,830,0001,493
Sale, conversion, retirement of capital stock, net$0868
Net operating income$3,807,0001,562
2003-09-30 (YTD Data)Rank
Total interest income$12,056,0001,796
Total interest expense$4,258,0001,658
Net interest income$7,798,0001,890
Provision for loan and lease losses$560,0001,507
Total noninterest income$1,990,0001,905
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$1,115,0001,172
Trading account gains and fees$0153
Additional Noninterest Income$875,0002,238
Total noninterest expense$6,156,0001,929
Salaries and employee benefits$4,045,0001,596
Premises and equipment expense$939,0001,835
Additional noninterest expense$1,172,0002,950
Pre-tax net operating income$3,072,0002,010
Securities gains (losses)$04,204
Applicable income taxes$4,0007,286
Income before extraordinary items$3,068,0001,584
Extraordinary gains, net$040
Net income$3,068,0001,583
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$24,0005,184
Cash dividends$1,742,0001,142
Sale, conversion, retirement of capital stock, net$0722
Net operating income$3,068,0001,512
2003-06-30 (YTD Data)Rank
Total interest income$8,026,0001,815
Total interest expense$2,925,0001,665
Net interest income$5,101,0001,920
Provision for loan and lease losses$350,0001,581
Total noninterest income$1,228,0002,024
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$624,0001,372
Trading account gains and fees$0150
Additional Noninterest Income$604,0002,180
Total noninterest expense$3,954,0001,999
Salaries and employee benefits$2,638,0001,625
Premises and equipment expense$487,0002,303
Additional noninterest expense$829,0002,798
Pre-tax net operating income$2,025,0002,015
Securities gains (losses)$03,782
Applicable income taxes$2,0007,353
Income before extraordinary items$2,023,0001,605
Extraordinary gains, net$030
Net income$2,023,0001,604
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$7,0005,535
Cash dividends$1,318,0001,033
Sale, conversion, retirement of capital stock, net$0589
Net operating income$2,023,0001,504
2003-03-31 (YTD Data)Rank
Total interest income$3,974,0001,847
Total interest expense$1,512,0001,636
Net interest income$2,462,0001,991
Provision for loan and lease losses$140,0001,874
Total noninterest income$555,0002,118
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$294,0001,410
Trading account gains and fees$0134
Additional Noninterest Income$261,0002,304
Total noninterest expense$1,956,0002,007
Salaries and employee benefits$1,287,0001,654
Premises and equipment expense$255,0002,214
Additional noninterest expense$414,0002,773
Pre-tax net operating income$921,0002,196
Securities gains (losses)$02,891
Applicable income taxes$1,0007,273
Income before extraordinary items$920,0001,733
Extraordinary gains, net$021
Net income$920,0001,732
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-11,0008,613
Cash dividends$425,0001,395
Sale, conversion, retirement of capital stock, net$0419
Net operating income$920,0001,621
2002-12-31 (YTD Data)Rank
Total interest income$16,092,0001,911
Total interest expense$6,951,0001,637
Net interest income$9,141,0002,120
Provision for loan and lease losses$1,477,000959
Total noninterest income$2,133,0002,023
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$1,174,0001,380
Trading account gains and fees$0153
Additional Noninterest Income$959,0002,244
Total noninterest expense$7,349,0002,046
Salaries and employee benefits$4,627,0001,730
Premises and equipment expense$982,0002,219
Additional noninterest expense$1,740,0002,617
Pre-tax net operating income$2,448,0002,929
Securities gains (losses)$04,537
Applicable income taxes$4,0007,480
Income before extraordinary items$2,444,0002,401
Extraordinary gains, net$070
Net income$2,444,0002,400
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,221,000807
Cash dividends$1,527,0001,605
Sale, conversion, retirement of capital stock, net$0862
Net operating income$2,444,0002,321
2001-12-31 (YTD Data)Rank
Total interest income$16,312,0002,105
Total interest expense$8,284,0001,956
Net interest income$8,028,0002,236
Provision for loan and lease losses$390,0002,674
Total noninterest income$1,739,0002,255
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$1,032,0001,444
Trading account gains and fees$0177
Additional Noninterest Income$707,0002,558
Total noninterest expense$6,789,0002,115
Salaries and employee benefits$4,315,0001,744
Premises and equipment expense$896,0002,376
Additional noninterest expense$1,578,0002,752
Pre-tax net operating income$2,588,0002,600
Securities gains (losses)$04,612
Applicable income taxes$60,0006,535
Income before extraordinary items$2,528,0002,068
Extraordinary gains, net$0105
Net income$2,528,0002,070
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$260,0002,438
Cash dividends$1,736,0001,479
Sale, conversion, retirement of capital stock, net$0922
Net operating income$2,528,0001,992
2000-12-31 (YTD Data)Rank
Total interest income$14,532,0002,401
Total interest expense$7,111,0002,380
Net interest income$7,421,0002,388
Provision for loan and lease losses$480,0001,938
Total noninterest income$1,339,0002,547
Gross Fiduciary activities income$01,332
Service charges on deposit accounts$931,0001,469
Trading account gains and fees$0180
Additional Noninterest Income$408,0003,296
Total noninterest expense$5,406,0002,525
Salaries and employee benefits$3,407,0002,095
Premises and equipment expense$671,0002,976
Additional noninterest expense$1,328,0003,118
Pre-tax net operating income$2,874,0002,475
Securities gains (losses)$-3,0007,730
Applicable income taxes$294,0004,637
Income before extraordinary items$2,577,0002,025
Extraordinary gains, net$038
Net income$2,577,0002,025
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$108,0003,443
Cash dividends$1,270,0001,890
Sale, conversion, retirement of capital stock, net$0969
Net operating income$2,579,7002,030
1999-12-31 (YTD Data)Rank
Total interest income$11,428,0002,829
Total interest expense$5,067,0002,881
Net interest income$6,361,0002,761
Provision for loan and lease losses$360,0002,275
Total noninterest income$1,108,0002,875
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$805,0001,649
Trading account gains and fees$0173
Additional Noninterest Income$303,0003,994
Total noninterest expense$4,609,0002,924
Salaries and employee benefits$2,852,0002,460
Premises and equipment expense$605,0003,229
Additional noninterest expense$1,152,0003,573
Pre-tax net operating income$2,500,0002,797
Securities gains (losses)$8,0001,870
Applicable income taxes$246,0005,256
Income before extraordinary items$2,262,0002,300
Extraordinary gains, net$035
Net income$2,262,0002,301
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$227,0002,214
Cash dividends$1,112,0002,087
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$2,254,8002,285
1998-12-31 (YTD Data)Rank
Total interest income$10,745,0003,013
Total interest expense$5,080,0002,958
Net interest income$5,665,0003,045
Provision for loan and lease losses$180,0003,728
Total noninterest income$924,0003,262
Gross Fiduciary activities income$01,398
Service charges on deposit accounts$723,0001,765
Trading account gains and fees$0224
Additional Noninterest Income$201,0004,938
Total noninterest expense$4,052,0003,173
Salaries and employee benefits$2,411,0002,821
Premises and equipment expense$560,0003,380
Additional noninterest expense$1,081,0003,683
Pre-tax net operating income$2,357,0002,933
Securities gains (losses)$3,0003,720
Applicable income taxes$231,0005,821
Income before extraordinary items$2,129,0002,420
Extraordinary gains, net$032
Net income$2,129,0002,419
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$86,0003,910
Cash dividends$907,0002,380
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$2,126,3002,340
1997-12-31 (YTD Data)Rank
Total interest income$9,563,0003,382
Total interest expense$4,358,0003,385
Net interest income$5,205,0003,356
Provision for loan and lease losses$120,0004,629
Total noninterest income$917,0003,265
Gross Fiduciary activities income$01,450
Service charges on deposit accounts$742,0001,747
Trading account gains and fees$0239
Additional Noninterest Income$175,0005,286
Total noninterest expense$3,717,0003,393
Salaries and employee benefits$2,184,0003,036
Premises and equipment expense$537,0003,480
Additional noninterest expense$996,0003,924
Pre-tax net operating income$2,285,0003,147
Securities gains (losses)$16,0002,045
Applicable income taxes$839,0002,828
Income before extraordinary items$1,462,0003,437
Extraordinary gains, net$044
Net income$1,462,0003,437
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$58,0004,868
Cash dividends$375,0004,099
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$1,451,7603,376
1996-12-31 (YTD Data)Rank
Total interest income$8,122,0003,979
Total interest expense$3,517,0004,184
Net interest income$4,605,0003,812
Provision for loan and lease losses$118,0004,759
Total noninterest income$1,248,0002,609
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$759,0001,772
Trading account gains and feesNANA
Additional Noninterest Income$489,0002,970
Total noninterest expense$3,518,0003,756
Salaries and employee benefits$2,049,0003,266
Premises and equipment expense$515,0003,685
Additional noninterest expense$954,0004,581
Pre-tax net operating income$2,217,0003,136
Securities gains (losses)$04,148
Applicable income taxes$801,0002,837
Income before extraordinary items$1,416,0003,370
Extraordinary gains, net$053
Net income$1,416,0003,369
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$42,0005,641
Cash dividends$262,0004,842
Sale, conversion, retirement of capital stock, net$0953
Net operating income$1,416,0003,331
1995-12-31 (YTD Data)Rank
Total interest income$7,039,0004,532
Total interest expense$3,292,0004,386
Net interest income$3,747,0004,581
Provision for loan and lease losses$96,0004,714
Total noninterest income$874,0003,435
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$735,0001,846
Trading account gains and feesNANA
Additional Noninterest Income$139,0006,201
Total noninterest expense$3,016,0004,272
Salaries and employee benefits$1,681,0003,860
Premises and equipment expense$451,0004,107
Additional noninterest expense$884,0004,835
Pre-tax net operating income$1,509,0004,439
Securities gains (losses)$-36,00010,960
Applicable income taxes$516,0004,106
Income before extraordinary items$957,0004,766
Extraordinary gains, net$065
Net income$957,0004,765
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$19,0006,709
Cash dividends$105,0006,676
Sale, conversion, retirement of capital stock, net$0809
Net operating income$980,4004,658
1994-12-31 (YTD Data)Rank
Total interest income$5,599,0005,159
Total interest expense$2,189,0005,185
Net interest income$3,410,0005,060
Provision for loan and lease losses$60,0005,594
Total noninterest income$838,0003,578
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$707,0001,904
Trading account gains and feesNANA
Additional Noninterest Income$131,0006,643
Total noninterest expense$2,782,0004,712
Salaries and employee benefits$1,522,0004,228
Premises and equipment expense$374,0004,847
Additional noninterest expense$886,0005,247
Pre-tax net operating income$1,406,0004,658
Securities gains (losses)$4,0002,755
Applicable income taxes$471,0004,235
Income before extraordinary items$939,0004,737
Extraordinary gains, net$0249
Net income$939,0004,741
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$40,0005,521
Cash dividends$90,0007,108
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$936,3204,794
1993-12-31 (YTD Data)Rank
Total interest income$5,573,0005,270
Total interest expense$2,448,0004,918
Net interest income$3,125,0005,485
Provision for loan and lease losses$60,0006,949
Total noninterest income$796,0004,006
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$693,0001,967
Trading account gains and feesNANA
Additional Noninterest Income$103,0007,775
Total noninterest expense$2,590,0005,116
Salaries and employee benefits$1,358,0004,700
Premises and equipment expense$385,0004,866
Additional noninterest expense$847,0005,642
Pre-tax net operating income$1,271,0004,958
Securities gains (losses)$55,0003,253
Applicable income taxes$422,0004,812
Income before extraordinary items$904,0005,076
Extraordinary gains, net$03,149
Net income$904,0005,224
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$29,0007,087
Cash dividends$69,0007,554
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$866,6005,018
1992-12-31 (YTD Data)Rank
Total interest income$5,826,0005,628
Total interest expense$3,159,0004,938
Net interest income$2,667,0006,280
Provision for loan and lease losses$312,0004,019
Total noninterest income$770,0004,074
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$691,0001,965
Trading account gains and feesNANA
Additional Noninterest Income$79,0008,899
Total noninterest expense$2,281,0005,733
Salaries and employee benefits$1,143,0005,403
Premises and equipment expense$406,0004,737
Additional noninterest expense$732,0006,533
Pre-tax net operating income$844,0006,363
Securities gains (losses)$108,0002,882
Applicable income taxes$275,0006,284
Income before extraordinary items$677,0006,058
Extraordinary gains, net$01,422
Net income$677,0006,129
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$73,0006,676
Cash dividends$60,0007,413
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$600,3206,205

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.