Home > The Bank of Edwards > Income and Expense
The Bank of Edwards, Income and Expense
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $1,391,000 | 10,954 |
| Total interest expense | $375,000 | 11,711 |
| Net interest income | $1,016,000 | 10,334 |
| Provision for loan and lease losses | $2,962,000 | 443 |
| Total noninterest income | $250,000 | 7,945 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $174,000 | 6,370 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $76,000 | 8,407 |
| Total noninterest expense | $646,000 | 10,921 |
| Salaries and employee benefits | $397,000 | 10,314 |
| Premises and equipment expense | $84,000 | 10,524 |
| Additional noninterest expense | $165,000 | 11,585 |
| Pre-tax net operating income | $-2,342,000 | 12,535 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $-784,000 | 12,512 |
| Income before extraordinary items | $-1,558,000 | 12,475 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $-1,558,000 | 12,470 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,221,000 | 523 |
| Cash dividends | $100,000 | 6,840 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $-1,558,000 | 12,476 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $1,439,000 | 11,364 |
| Total interest expense | $342,000 | 12,488 |
| Net interest income | $1,097,000 | 10,425 |
| Provision for loan and lease losses | $73,000 | 6,535 |
| Total noninterest income | $174,000 | 9,724 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $152,000 | 7,042 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $22,000 | 11,885 |
| Total noninterest expense | $735,000 | 10,994 |
| Salaries and employee benefits | $398,000 | 10,651 |
| Premises and equipment expense | $97,000 | 10,539 |
| Additional noninterest expense | $240,000 | 11,201 |
| Pre-tax net operating income | $463,000 | 8,919 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $150,000 | 8,653 |
| Income before extraordinary items | $313,000 | 9,328 |
| Extraordinary gains, net | $-4,000 | 12,212 |
| Net income | $309,000 | 9,549 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $69,000 | 5,361 |
| Cash dividends | $100,000 | 6,847 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $313,000 | 9,070 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $1,416,000 | 12,152 |
| Total interest expense | $455,000 | 12,946 |
| Net interest income | $961,000 | 11,249 |
| Provision for loan and lease losses | $72,000 | 8,175 |
| Total noninterest income | $188,000 | 9,647 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $137,000 | 7,474 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $51,000 | 10,352 |
| Total noninterest expense | $674,000 | 11,656 |
| Salaries and employee benefits | $360,000 | 11,340 |
| Premises and equipment expense | $79,000 | 11,525 |
| Additional noninterest expense | $235,000 | 11,746 |
| Pre-tax net operating income | $403,000 | 9,222 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $137,000 | 8,960 |
| Income before extraordinary items | $266,000 | 9,716 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $266,000 | 9,853 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $66,000 | 6,907 |
| Cash dividends | $100,000 | 6,542 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $266,000 | 9,354 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.